Zee Biz

PFRDA has formed a 15-member expert committee to explore assured pension payout options under the National Pension System. The panel will examine withdrawal rules, payout structures, risk management and consumer protection, with the aim of providing retirees more stable and predictable income while keeping NPS market-linked and sustainable.

FD vsRD vsMutual funds vs Gold: Choosing between FD, RD, mutual funds and gold depends on risk tolerance, tax impact and time horizon. FDs and RDs offer safety but limited growth, mutual funds provide higher long-term returns with volatility, while gold adds stability and diversification. A balanced mix delivers the best outcome.