Why you lose money holding precious things: The emotional tag
From empty flats to losing stocks and unused wardrobes, the Endowment Effect makes us overvalue what we own. Heres how emotional pricing quietly erodes wealthand how to stop paying the ego tax.
The noisy pursuit of money versus the quiet creation of wealth
The obsessive tracking of portfolios, the anxiety over short-term market movements, the urge to trade rather than holdall of these confuse activity with progress. They mistake the scoreboard for the game.
You can give mutual funds as a gift card soon. Here is how
Sebi has proposed prepaid Gift PPIs that let you gift up to 10,000 for mutual fund investments a move aimed at easing first-time investors into the market.
Parag Parikh Liquid Fund among top 5 low cost and high return funds in 1 year
Parag Parikh Liquid Fund ranks among the top low-cost funds delivering strong one-year returns with high liquidity and stability.
8 equity mutual funds offer over 50% return in FY26. Do you own any?
Eight equity mutual funds achieved over 50% returns in FY26. Nippon India Taiwan Equity Fund led with 158.46%. These top performers were all international funds. Many other funds also provided positive returns. However, a significant number of funds experienced losses during the financial year. This analysis highlights the performance of equity funds.
Top 5 large cap mutual funds to invest in March 2026
Top 5 large-cap mutual funds to consider in March 2026 based on consistent performance, stability, and strong portfolio fundamentals.
NARCL set to acquire debt of Kay Bouvet Engineering
Specialised equipment maker Kay Bouvet Engineering's Rs 1,000 crore debt is poised for takeover by NARCL. Banks will see a 13% recovery through NARCL's Rs 130 crore offer, which faced no competition in a Swiss challenge auction. This marks a potential final acquisition for the bad loan aggregator this fiscal year.
Changes from April 1 2026 LIVE: Several confirmed financial and regulatory changes will come into force across banking, fuel, taxation and travel. These changes will have a direct impact on the day-to-day lives of Indian citizens.
Can you use two health insurance policies for one hospital bill? Here's what experts say
Many individuals hold multiple health insurance policies, such as a corporate cover and a personal plan. Claiming from both policies is permitted. Here's what policyholders must know.
What are balanced advantage funds? 5 reasons why they can help you navigate market volatility
Balanced Advantage Funds can help investors manage market volatility through dynamic asset allocation between equity and debt, offering stability, tax efficiency, and disciplined investing for long term wealth creation.
How becoming a loan guarantor can hurt your retirement income and credit score
Pensioners should be mindful when considering becoming a loan guarantor, as a borrowers default could impact their retirement savings, credit score, and overall financial stability, potentially leading to legal obligations and added financial pressure on a limited income.
Is India really one of the cheapest places to retire? 1 cr, 2 cr or 10 cr - How much is enough?
Most global retirement models assume that individuals retire around the age of 60 and need to fund 2025 years of expenses. That assumption is quietly becoming outdated.
In its notification on Thursday, the government said it was slashing the special additional excise duty on petrol from 13 per litre, to 3 per litre. Similarly, the duty on diesel was reduced from 10 per litre to nil. Here's what that means for your pocket.
ICICI Prudential Mutual Fund reclassifies its thematic advantage FoF as aggressive hybrid active FoF
ICICI Prudential Thematic Advantage Fund (FOF) will be reclassified as ICICI Prudential Aggressive Hybrid Active FOF from April 1, 2026. This change aligns with SEBI's new framework for Fund of Fund schemes. The fund will now invest predominantly in active mutual fund schemes, aiming for enhanced performance across market cycles.
Sebi simplifies gifting of mutual funds. Here's what it means for investors
Sebi has proposed a new Gift PPI framework that will allow investors to gift prepaid instruments that can be used exclusively to buy mutual fund units. The move aims to boost financial inclusion, attract first-time investors, and encourage a shift from gifting consumption to gifting investmentsthough strict limits and compliance norms apply.
Got a banking complaint? Follow RBIs 3-step process before approaching Ombudsman
The RBI complaint process guides customers in resolving banking grievances by first approaching regulated entities, obtaining an acknowledgement, and escalating unresolved issues to the RBI Ombudsman for resolution.
10 key financial changes from 1 April 2026 that will directly impact your finances
Financial and regulatory changes in April 2026 include new tax rules, higher rebates, updated TDS forms, increased banking charges, changes in fuel prices and new travel refund rules. Here are 10 financial changes to look out for.
Wealth First Portfolio Managers receives Sebi nod to launch mutual fund business
Wealth First Portfolio Managers has secured approval from Sebi to begin mutual fund operations. The new entity, Lakshya Asset Management Company, will be headquartered in Ahmedabad. Lakshya AMC aims to introduce innovative investment products. Key members from Benchmark Asset Management, pioneers of ETFs in India, have joined the Lakshya AMC team.
What strategy should investors follow for underperforming mutual funds? Experts explain
Equity mutual funds have seen declines following a Nifty fall. Experts suggest a staggered approach for lump sum investments, deploying about 30% now and spreading the rest. Investors can also use liquid schemes for daily or weekly Systematic Transfer Plans. Loss-making thematic or sectoral funds may need trimming.
Equity mutual funds lose up to 48% on SIP investments in FY26. Have you added any to your portfolio?
Equity mutual funds experienced significant losses in FY26, with SIP investments declining by up to 48%. Domestic funds largely ended in the red, while international funds showed stronger performance. Technology and small-cap funds were among the biggest losers. Experts advise a diversified approach for FY27, focusing on broader international and Indian funds for SIPs.
Best gilt mutual funds to invest in March 2026
Gilt funds are debt mutual funds that invest in government-securities or G-secs. As per Sebi norms, these schemes must invest 80% of their corpus in government securities. As you see, these schemes invest in government papers or they lend to the government. Therefore, they dont have any credit risk or they face zero defaults. However, they are extremely sensitive to interest rate changes.
Gold and silver ETFs fall up to 5%. Should investors buy the dip or stay cautious?
Gold and silver ETFs fell up to 5% despite a recovery in MCX prices, driven by a weaker dollar and easing geopolitical tensions. Experts attribute the recent decline to higher yields and profit booking, but suggest SIP-based investing to capitalise on dips, citing strong medium-term fundamentals for precious metals.
Coal India Share Price Live Updates: Coal India Sees Positive Movement
BPCL, IDBI Bank, among 10 stocks that crashed up to 54% since Iran-US war began
Global stock markets, including Dalal Street, experienced sharp downturns in March due to the Iran-US war and soaring oil prices. Ten stocks, including BPCL and IDBI Bank, have seen significant drops, with some falling up to 54% as geopolitical tensions impact various sectors.
Stock Market Crash: Stock markets fell sharply on Friday, with the Sensex and Nifty declining significantly. The Indian rupee also hit a fresh record low against the US dollar. These movements were primarily driven by fading hopes for a de-escalation in the Iran-US conflict and continued FPI outflows.
SBI Share Price Live Updates: SBI's Price Action Below 100-Day SMA
NTPC Share Price Live Updates: NTPC's Price and Trend Overview
ONGC Share Price Live Updates: ONGC records a closing price of Rs 270.2, up 0.8%
Tech Mahindra Share Price Live Updates: Tech Mahindra's Recent Trading Insights
Dr Reddys Share Price Live Updates: Dr. Reddys Market Performance
HCL Tech Share Price Live Updates: HCL Tech's Current Market Price
BPCL Share Price Live Updates: BPCL's Market Performance Update
Titan Company Share Price Live Updates: Titan Company Sees Slight Decline in Current Price
Tata Motors PV Share Price Live Updates: Tata Motors PV's stock faces a notable drop
Hero MotoCorp Share Price Live Updates: Hero MotoCorp's Daily Performance Update
HPCL, BPCL, IOC shares rise up to 4% as govt cuts excise duty on petrol and diesel; what lies ahead?
Oil marketing company shares are in focus after the government reduced excise duty on petrol and scrapped it on diesel. This move follows a surge in global crude oil prices and a price hike by private retailer Nayara Energy. Brokerages, however, remain cautious, citing potential margin pressures and elevated oil prices.
Why DSP Mutual Fund's Sahil Kapoor now sees a contrarian call on equities
After a sharp market correction amid the US-Israel-Iran war, DSP Mutual Fund has shifted to a bullish stance, citing extreme valuations and contrarian signals.
Tata Motors PV shares drop 3% as JLR suspends operations at UK plant amid supply squeeze
Tata Motors PV share price fell 3% on Friday. Production at its luxury unit, Jaguar Land Rover, might be impacted. The Solihull plant faced a temporary shutdown due to supplier issues. This follows a prior cyberattack that disrupted JLR's operations and finances. The company's stock has seen a decline recently. Investors are watching these developments closely.
SIP investors win abroad, lose at home: FY26 delivers a wake-up call on asset allocation
Indian equity investors faced losses while international funds delivered triple-digit returns in FY26, driven by global tech growth and commodity price surges. While domestic schemes struggled, international investments showcased the benefits of global diversification, though experts advise against chasing past performance and advocate for a balanced portfolio allocation.
Mankind Pharma share price surged 2% after Morgan Stanley initiated coverage with an 'Overweight' rating and a Rs 2,500 target price, citing strong growth potential. The brokerage anticipates robust revenue and EPS growth driven by domestic business recovery and the BSV segment, favoring Mankind Pharma for its favorable risk-reward profile.
Sammaan Capital among 8 stocks showing bullish RSI upswing
Eight Nifty 500 stocks that gained over 5% on March 25 appeared in the RSI Trending Up scan. Their RSI moved above the 50 mark from lower levels, signalling strengthening price momentum. Such indicators are often tracked by traders to identify improving sentiment and potential bullish opportunities across select counters in the broader market.
Infosys share price gained over 1% rose after announcing the acquisition of two US-based firms, Optimum Healthcare IT for $465 million and Stratus for $95 million. These all-cash deals aim to bolster Infosys' presence in healthcare and insurance sectors, bringing in over 2,000 professionals and enhancing its digital transformation capabilities.
GE Vernova T&D India among 5 stocks closed crossing above VWAP
Five stocks from the Nifty500 universe closed over 1% above their VWAP on March 25, signalling strong intraday accumulation and improving sentiment. A close above VWAP indicates prices strengthened during the session and is often viewed as a short-term bullish signal, suggesting sustained buying interest and potential continuation of upward momentum.
Positive Breakout: These 14 stocks cross above their 200 DMAs
As long as the stock is priced above the 200-day SMA on the daily timeframe, it is generally considered to be in an overall uptrend.
Hind Rectifiers shares in focus as stock set to adjust to 1:1 bonus issue
Hind Rectifiers is issuing bonus equity shares. Shareholders owning stock on March 27 will receive free shares. This corporate action increases share count without changing total value. The company reported strong profit and revenue growth. Its stock has seen significant gains over various periods. This move signals financial strength and growth prospects for Hind Rectifiers.
US Stock Market: An 800-year-old math principle to spot bottom of S&P 500's rout
The S&P 500 Index faces its worst month in a year. Technical analysis points to a potential 9% drop before finding support. This level, known as the 50% Fibonacci retracement, is a key indicator for traders. Geopolitical events and oil prices add to market uncertainty. Investors watch for resolutions to global conflicts and inflation pressures.
GIFT Nifty down 170 points; here's the trading setup for today's session
Indian stock markets saw a strong rally on Wednesday, with the Nifty and Sensex closing higher for the second consecutive session. Gains in banking, auto, and consumer stocks boosted market sentiment. The market experienced a pullback after a recent decline. Volatility is expected to continue due to global factors. The Indian Rupee saw a slight weakening.
Amidst sell-off, Nifty Top 10 Equal Weight Index looks like a good bet
Investors with higher risk appetite are eyeing Nifty Top 10 Equal Weight Index schemes following a market sell-off. The index's recent underperformance, driven by foreign institutional selling, presents a potential buying opportunity with attractive valuations in large-cap stocks.
Retirement planning can benefit from allocations in the public provident fund, the employees' provident fund or the national pension scheme, which offer relatively higher interest rates and tax exemptions. Here's a comparison of the key features:
March 31 deadline looms: Here are last-minute tax-saving moves for FY 26
You can bump up your tax deductions under Section 80C if you are still under the old tax regime by adding 50000 to the NPS (National Pension Scheme). The NPS addition under Section 80CCD(1B)) will take your total deduction to 2 lakh.
Why estate planning in India is never a one-size-fits-all
India's diverse legal landscape complicates estate planning, influenced by personal laws, marriage statutes, and geography. For interfaith couples, these layers can overwhelm, necessitating clear wills
Planning your daughters future? Here are 10 money moves parents must make
Planning your daughters future involves investing in products such as Sukanya Samriddhi, mutual funds, PPF, insurance, and health cover while setting clear goals to ensure financial security and long-term growth for her future.
Legal heir vs nominee explained: Why estate planning is crucial before writing your will
Planning your will? There is a difference between a legal heir and a nominee when it comes to inheritance. Here is how estate planning can help your family sidestep complications in the event of a sudden death
Dont let rent eat your paycheck: A starter guide
Rent shapes everything: how much you save, how stressed you are, and how quickly you build a financial cushion. As rents climb and entry-level salaries struggle to keep pace, the tough question is: how much is too much?
LPG price hike, supply crunch, and the pivot to alternate means
Rising LPG prices, supply delays and black market spikes are squeezing households and small eateries, triggering a rush toward electric cooking alternatives.
Mutual fund NFOs: 5 new funds are open for subscription now. Check details
Timeless investment lessons from Think and Grow Rich show key strategies to stay confident, make smarter decisions, and grow wealth even during uncertain and volatile market conditions.
Zerodha's Nithin Kamath warns corporate health insurance may not be enough here's why
Nithin Kamath advises against relying solely on employer-provided health insurance due to limitations and potential gaps. He emphasises the importance of purchasing a personal health policy for better coverage and financial protection, especially given the rising medical inflation in India.
These 11 equity mutual funds have lost over 12% in 2026. Check details
Equity mutual funds have delivered negative returns in 2026 amid market volatility, with 11 schemes declining over 12%. Mirae Asset Focused Fund led losses, followed by Motilal Oswal and Tata funds. Nearly 300 funds posted declines, highlighting broad-based pressure across categories, including ELSS, flexi cap, and focused funds.
Form 130 replaces Form 16 from 1 April: Key FAQs taxpayers should know
Form 130 replaces Form 16 from April 2026, simplifying TDS reporting by providing structured details on income, deductions, and tax, helping taxpayers ensure accurate filings and better compliance.
Top 5 mutual funds which are better than fixed deposits in 1 year. Check details
Five debt mutual funds, primarily from the credit risk category, have delivered higher returns than traditional fixed deposits over the past year. However, these funds come with higher risk. Investors should assess risk appetite carefully before considering such short-term alternatives to conventional bank deposits.
Middle-class individuals must strategically plan finances to avoid crises from medical emergencies or job losses. Building an emergency fund is essential, especially amid rising inflation and a volatile job market, according to this CA.
6 practical strategies to keep credit card spending in check and stay debt-free
Smart credit card usage requires discipline through spending limits, regular tracking, full repayments, low utilisation, fewer cards, and automated payments to maintain financial stability and a healthy credit profile.
DA hike: Could Union Cabinet announce increase today? Here's how much salary jump to expect
High expectations surround a Cabinet announcement on Dearness Allowance hike this month. It is anticipated to provide financial relief amid rising costs, benefiting over 1.2 crore employees and pensioners.
No-buy days and cart pauses: How Gen Z is reshaping money habits
From no-buy periods to 24-hour cart pauses, social media is reshaping how young Indians save and spendsimplifying money habits, but also raising risks of oversimplified advice.
Demat accounts opened by women surge 129% since 2021: Axis Direct Data
Women investors are rapidly reshaping Indias investment landscape, with demat accounts opened by women rising 129% since 2021, according to Axis Direct. Data shows a strong tilt toward mutual funds, disciplined SIPs and long-term planning, supported by growing digital adoption and a preference for risk-aware, goal-based investing.
SIFs: First real test amid volatility after mixed early returns. Check details
Specialised Investment Funds are facing their first major test amid market volatility, with early returns showing mixed performance. While offering flexibility through long-short strategies, experts advise investors to focus on risk metrics over returns, as track records remain limited and outcomes vary across fund categories.
Alert for tenants: March is your last window to deduct TDS on rent
The tax department has started looking closely into TDS defaulters on rent. Last year, the department sent notices to taxpayers who claimed HRA on the rent they paid but did not deduct TDS
Starting retirement planning at 40? Here are 5 steps to build healthy corpus
Retirement planning at 40 can still help build a strong corpus. Disciplined investing, diversification, insurance and clear financial goals are key. Read here about these measures that ensure stability, protect against inflation, and support longterm financial independence.
SIP investors see short-term losses. Time to stay invested or review strategy?
An investor's Rs 5 lakh investment in SBI Quant Fund has seen losses, prompting reassessment. Market expert Abhijit Chokshi advises partially redeeming the investment for tax harvesting and redeploying into stable options, while holding the remainder for a five-year horizon to potentially benefit from market recovery.
Explore top fixed-income investments, including PPF, SSY, SCSS, EPF, and Post Office schemes, offering guaranteed returns, tax benefits, and capital protection for safe, long-term financial growth in volatile markets.
How Indias youth is evolving into more informed and responsible borrowers
Economic growth in India is propelled by self-reliance and the empowerment of youth through diverse career opportunities. Financial inclusion initiatives have significantly improved access to banking, enabling young Indians to develop informed financial habits and manage their credit effectively.
JioBlackRock Mutual Fund has launched its Large Cap Fund, aiming to generate long-term capital appreciation by investing predominantly in large-cap companies. The fund employs an active strategy combining human insight with AI and machine learning for stock selection and risk management. Experts advise a cautious approach to NFOs, suggesting a wait-and-watch strategy to assess performance over time.
Do rules of thumb lead to burnt fingers?
While financial rules of thumb offer a convenient starting point for the undisciplined, they often collapse under the weight of unique life circumstances and market volatility.
NRO vs NRE accounts explained: What every NRI should know about features and benefits
An Indian citizen must designate all his existing bank accounts as NRO accounts as soon as he becomes a non-resident under FEMA. He can also open an NRO account at any time after becoming an NRI.
Gold and silver ETFs rally up to 11% on easing oil prices, soft dollar. Should you invest now?
Silver and gold ETFs surged significantly on Wednesday, driven by a weaker dollar and easing inflation concerns from falling oil prices. This rally, with some silver ETFs gaining up to 11%, presents an attractive accumulation window for long-term investors amid geopolitical uncertainties and inflation-hedging fundamentals.
Investing in a Falling Market: Strategies to navigate this testing phase
Equity mutual fund investors face a market downturn. Wealth managers suggest lumpsum investments for those with long horizons and risk appetite. Reviewing portfolios for diversification is advised. Investors with loss-making thematic funds may consider trimming and reallocating to diversified options. This period offers opportunities for strategic financial decisions.
Sebis new proposal enables mutual fund gifting through PPIs
Mutual fund investments can soon be gifted using prepaid payment instruments (PPIs), with Sebi proposing a new framework. Individuals can purchase gift PPIs, capped at 10,000 and valid for one year, to transfer funds for mutual fund subscriptions. This initiative aims to attract new investors and enhance financial product accessibility.
New I-T rules: There are a couple of crucial changes taxpayers will see from next month. The changes include the requirement for a CA's certificate for foreign tax credit when the amount exceeds 1 lakh in a year.
Retiring soon? 5 practical steps to help ensure long-term financial security
Plan your retirement wisely with key financial moves that protect your savings, manage expenses, and secure a comfortable, stress-free future while enjoying peace of mind. Proper guidance must be taken from certified financial advisors to navigate retirement planning.
AI voice cloning scams: How they trick victims and 6 ways to protect your money and privacy
AI voice cloning scams use realistic voices to trick victims into sharing sensitive information, causing financial loss, highlighting the urgent need for vigilance, secure practices, and careful digital behaviour.
How long will it take to reach Rs 5 crore with a monthly SIP of Rs 20,000?
Investing Rs 20,000 monthly through a systematic investment plan can help build a Rs 5 crore corpus over time. Assuming a 12 per cent annual return, the estimate shows it may take around 28 years and 3 months with no lumpsum investment, depending on market performance and compounding benefits over time.
JioBlackRock Large Cap Fund open for subscription. Should you invest?
JioBlackRock Mutual Fund has launched a largecap fund - JioBlackRock Large Cap Fund. The new fund offer or NFO of the fund is open for subscription and will close on April 7.
Your behaviour, not markets, drives returns
Financial planners can help by focusing on discovery, understanding goals, cash flows, and behavioural tendencies before making recommendations
Corporate fixed deposit rates in March 2026 offer competitive returns from leading NBFCs, with varied tenures, senior-citizen benefits, and key safety features for stable, consistent investment planning.
Planning SIP investments this March? Top mutual fund ideas for aggressive investors
80% women investors start mutual fund journey before 35, SIPs fuel early participation : Study
A new study reveals nearly 80% of women mutual fund investors start before 35, with SIPs driving adoption among younger demographics. While women are increasingly participating in financial decisions and staying invested, confidence and a gap between saving and investing remain key challenges.
Holding too many mutual funds? Expert suggests trimming smallcap-heavy portfolio
An investor's mutual fund portfolio, heavily skewed towards small-cap schemes, was identified as over-diversified. Experts advise rationalizing holdings, reducing exposure to multiple small-cap and large/mid-cap funds to manage volatility and optimize returns. A balanced approach across categories is crucial for long-term success.

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