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At 44, birthday boy Dhonis risk-taking continues beyond cricket a sneak peak into his investments
On his 44th birthday, MS Dhonis investment portfolio reflects his risk-taking mindset, backing new-age startups in EVs, fintech, drones, and alt proteins through ventures like BluSmart, Khatabook, and Garuda Aerospace.
Share market update: Most active stocks of the day in terms of traded value
The NSE Nifty index closed 0.3 points up at 25461.3
For regular income in retirement, you can't beat debt mutual funds
Fixed deposits, bonds, non-convertible debentures, Post Office Monthly Income Scheme, Senior Citizen Savings Scheme systematic withdrawals from debt funds has them all beat.
NFO Update: Quant Mutual Fund launches equity savings fund
Quant Mutual Fund has announced the launch of Quant Equity Savings Fund, an open-ended scheme investing in equity, arbitrage and debt.
Aditya Birla Sun Life AMC announces first close of ABSL Structured Opportunities Fund Series 2
Aditya Birla Sun Life AMC achieved the first close of its Structured Opportunities Fund Series II, raising 700 crore. The fund targets 2,500 crore to invest in structured credit for mid-to-large corporates across asset-heavy sectors, aiming mid-teens IRR.
Will I be taxed in India for consulting income from a US company?
You moved, so did your tax base. Why returning to India makes your US-paid consulting income taxable under Indian law.
NFO Alert: SBI Mutual Fund launches NIFTY100 Low Volatility 30 Index Fund
The scheme will allocate at least 95% and up to 100% of its assets to equities that are part of the Nifty100 Low Volatility 30 Index. The remaining 05% may be invested in government securities such as G-Secs, state development loans (SDLs), treasury bills, triparty repos, or units of liquid mutual funds, the fund house said.
Cox & Kings 105 crore credit card scam: How to shield yourself from SBI-style frauds
The 105 crore Cox & Kings credit card scam involving SBI Cards underlines the growing threat of financial fraud. Staying vigilant and following essential safety measures can help safeguard your credit profile and finances.
Received your EPF interest late? Do this to avoid tax trouble.
The delay in crediting interest to EPF accounts creates confusion for members about the correct financial year in which to report and pay tax on the taxable interest. Here's the solution.
European shares mixed on caution ahead of US tariff deadline
European shares displayed a mixed performance as investors closely monitored trade-related developments ahead of President Trump's tariff deadline. While Germany's DAX saw gains, France's CAC 40 and the UK's FTSE 100 experienced declines. Trump's statements regarding potential tariff increases and deadlines added uncertainty, while energy stocks fell, and banks rose. Capgemini's acquisition of WNS also impacted trading.
NPS equity funds offer single-digit returns in first half of 2025
NPS equity funds delivered modest single-digit returns in H1 2025, with DSP Pension Fund leading at 7.28%. HDFC topped in AUM, while SBI trailed in performance. Monthly SIPs of Rs 1,000 yielded around Rs 6,4206,451. NPS remains a tax-saving, retirement-focused scheme with lower flexibility than mutual funds.
Top 10 best-performing mutual funds for July 2025
Mazagon Dock and Radico Khaitan among 19 stocks which are upgraded in H2 CY25
Mazagon Dock, Radico Khaitan, and Mankind Pharma are among 19 stocks upgraded in AMFIs H2 CY25 market cap classification. The reshuffle, effective August 1, reflects volatile market trends and shifting valuations, with large- and mid-cap thresholds lowered amid broader changes across 100+ stocks.
Personal loan checklist: Pre and post-disbursal financial strategies
A personal loan can aid in managing finances for emergencies or debt consolidation, but requires careful planning. Assess your needs, maintain a good credit score, and ensure your spending aligns with your long-term goals to avoid debt traps.
9 smart ways to manage your personal loan EMIs without stress
Some steps to manage personal loan EMIs effectively include automatic payments, monthly budgeting, making partial/full prepayment, loan consolidation, balance transfer, regular review, etc.
Stock market update: Nifty Auto index falls 0.13% in a weak market
The Nifty Auto index was trading 0.13 per cent down at 23948.65.
PC Jeweller surges 33% in 2 days after upbeat Q1 update
PC Jeweller shares surged 33% in two sessions, buoyed by an 80% YoY jump in Q1FY26 standalone revenue. Strong wedding and festive demand, despite gold price volatility, drove sales. The company also reported progress on debt reduction and aims to be debt-free by FY26. Management remains optimistic about continued strong performance in coming quarters.
Jio BlackRock raises more than Rs 17,800 crore through debut new fund offer
Jio BlackRock Asset Management has successfully raised over Rs 17,800 crore ($2.1 billion) through its initial offering of three cash or debt mutual fund schemes. This marks the first offering since the joint venture between Jio Financial Services and BlackRock received its license in May.
Mutual fund SIP guide: How to invest for the rest of 2025
As 2025's second half begins, experts advise SIP investors to stay invested or step up contributions despite market volatility. Flexi, largecap, and hybrid funds are preferred picks. Step-up SIPs can significantly boost long-term returns, offering growth and stability, especially when aligned with income and evolving financial goals.
BEML shares in focus after bagging 2 work orders worth $6.23 million
BEML share price are likely to be in focus after the company secured two export orders worth $6.23 million. One order is from the CIS region for heavy-duty bulldozers, and the other is a maiden order from Uzbekistan for motor graders. The stock remains technically strong, trading above key moving averages.
THESE credit cards offer reward points on payment of insurance premium
Here, we list out some credit cards which offer reward points on the payment of insurance premium
Best large cap mutual funds to invest in July 2025
According to the Sebi mandate, the large cap mutual funds are mandated to invest in top 100 companies by market capitalisation. Large companies fare better in a volatile market as these companies may be market leaders and resilient to downturns. That is why if you are looking for a relatively safer mutual fund category, you should consider investing in large cap funds.
Adani Ent Share Price Live Updates: Volatility measure for Adani Enterprises
Bajaj Auto Share Price Live Updates: Bajaj Auto showcases a low beta over six months
Pre-market action: Here's the trade setup for today's session
Indian equities saw modest gains amid volatility as investors await developments in the India-US trade deal. The market is expected to consolidate, with stock-specific actions driven by Q1FY26 updates. Rupee appreciated, while FIIs and DIIs were net sellers. Focus remains on the $25,500 resistance level.
Stocks in news: Tata Steel, IDBI Bank, Ultratech, Godrej Consumer, BEML
Markets closed flat amidst volatility, with several companies in focus due to new developments. Suzlon Energy received approvals for restructuring, while UltraTech Cement refuted cartel allegations. RVNL secured a railway contract, and BEML obtained export orders. Tata Steel addressed a mineral dispatch notice, and Godrej Consumer anticipates single-digit growth.
Can I buy a group health insurance cover for my retired employees?
It is possible to structure a group health insurance policy for your retired employees. Such a policy can be custom-designed with varying waiting periods for pre-existing diseases based on the size and composition of the group.
Tax woes for joint holders: Flawed reporting rules kindle reassessment fears
In India, it is common practice to have all assets and investments, and even bank accounts, in joint names with a spouse or child.
AI can now access your stock holdings. But can it replace your portfolio manager?
Use of tools like Claude AI to analyse portfolios and get buy and sell stock recommendations pose a new challenge for advisors and investment managers.
Top performing equity mutual funds of H1 2025: Thematic and sectoral funds lead the rally
International mutual funds rose up to 6% last week; check top 10 performers
NSE vs BSE: How the two stock exchanges fared on financial parameters in FY25
18 mutual fund NFOs are currently open for subscription
Eighteen mutual fund New Fund Offers (NFOs) are currently open for subscription across categories like index, thematic, sectoral, FoFs, and ETFs. Closure dates range from July 7 to July 18, offering diverse investment opportunities to retail investors.
Best mutual funds to invest through SIPs in July 2025
Best mutual funds for SIP, Best mutual funds to invest through SIP, mutual funds, mutual fund news, SIP, Parag Parikh Flexi Cap Fund, UTI Flexi Cap Fund, Canara Robeco Bluechip Equity Fund
Arbitrage Funds vs. Liquid Funds: Which one is right for you?
Arbitrage and liquid funds both serve short-term investment needs, but differ in strategy, risk, and taxation. Liquid funds offer high liquidity and safety, ideal for very short durations. Arbitrage funds, though slightly less liquid, can provide better post-tax returns for higher tax-bracket investors willing to stay invested for over three months.
Quant Mutual Fund is adjusting its portfolio. It is increasing exposure to mid and small-cap stocks. The fund house sees buying opportunities in sectors like PSU and infrastructure. Predictive analytics endorse risk-on for India. The fund house anticipates global market resilience. Name changes for four schemes are effective from June 30, 2025.
Tourism Finance Corporation board to meet on July 10 to consider stock split
Tourism Finance Corporation of India (TFCI) will consider a stock split at its board meeting on July 10. The move follows a stellar run in 2025, with the stock gaining 58% year-to-date and hitting a fresh 52-week high.
Income Tax Filing: The Income Tax department launched 'TAXASSIST' to aid taxpayers with inquiries and notices ahead of the 15 September 2025 deadline. This initiative includes reminders about key tax actions and provides guidance on related issues.
Stock market update: Mining stocks down as market rises
The 30-share BSE Sensex closed up 193.42 points at 83432.89
Stock market update: Nifty Pharma index advances 0.81%
The Nifty Pharma index closed 0.81 per cent up at 22384.6.
SEBI Jane Street scandal: How retail investors can protect themselves 5 key insights
SEBI's action against Jane Street exposes high risk expiry day manipulations, urging retail investors to stay informed, avoid impulsive trades, and prioritise vigilance in volatile equity markets.
Sensex rises! These stocks rallied over 15% on BSE in today's trade
In the Nifty50 index, 29 stocks closed in the green, while 21 stocks ended in the red.
Jane Street Fallout: Zerodha's Nithin Kamath flags risk to brokers and stock exchanges
SEBIs action against Jane Street may be justified, but it could have unintended consequences, warns Zerodha CEO Nithin Kamath. With prop firms like Jane Street driving nearly 50% of options volumes, their exit could dent retail participation and impact brokers and exchanges.
Stock market update: Fertilisers stocks down as market rises
The 30-share BSE Sensex closed up 193.42 points at 83432.89
Can you trust AI to manage your mutual funds?: Bruce Keith on human vs AI debate
Bruce Keith, CEO of InvestorAI, explains how AI is transforming mutual fund investing, particularly in the U.S. He urges cautious adoption in India, stressing transparency, human oversight, and diversification. AI excels in data-driven insights and behavioral analysis but carries inherent biases and lacks accountability without regulatory frameworks.
From July 1, 2025, saving bank account holders will not be liable to pay any minimum account balance (MAB) charges if they fail to maintain the minimum balance. However, there will be charges on premium bank accounts
Punjab National Bank slashes MCLR by 5 bps to ease borrowing costs
Punjab National Bank has reduced its MCLR by 5 basis points on various loan tenors effective July 1, 2025, providing relief to borrowers amidst rising interest rates.
Income Tax: Section 158BC applies when undisclosed income is unearthed during search or seizure operations conducted by the Income Tax Department.
No prepayment penalty on business loans: RBIs big relief for individuals and small enterprises
RBI has barred banks and NBFCs from levying pre-payment penalties on floating rate loans to individuals and MSEs for business use, effective January 1, 2026.
Bank of Baroda cuts home loan interest rate to 7.45%, offers zero processing fees for new borrowers
Bank of Baroda reduces home loan interest rate to 7.45% and waives processing fees for new borrowers, aiming to boost credit growth and support affordable housing demand.
Your credit score isnt final Heres how to bounce back from a low rating
A low credit score can be improved through timely payments, low utilisation, and monitoring. RBIs updated rules now help borrowers rebuild credit faster with better data accuracy.
Should you take a personal loan via GPay? Pros, cons, and hidden charges explained
Google Pay now provides instant personal loans through partner lenders with quick approvals and minimal paperwork, but users must watch out for high interest rates, eligibility checks, and hidden charges.
Business credit card: Features, eligibility, fees and how it works
Business credit cards serve to manage business expenses, maintaining a clear distinction from personal transactions. Offered by various banks with different fees, they enhance cash flow and simplify financial management for businesses, freelancers, and employees in growing companies.
New Fund Offering Alert: Axis Mutual Fund launches services opportunities fund
Axis Mutual Fund introduces the Axis Services Opportunities Fund. The fund focuses on India's service sector growth. NFO subscription is open until July 18. The fund aims for long-term capital appreciation. It invests in service-based companies. Shreyash Devalkar, Sachin Relekar, and Krishnaa Narayan will manage the fund. The fund will track the NIFTY Services Sector TRI.
Why are we so invested in Jurassic Park and Jurassic World sagas? A deep dive
Jurassic World: Rebirth imagines dino DNA as the key to future medicines, wrapped in an over-the-top sci-fi adventure. Despite thrilling action sequences on land and sea, the plot feels absurd and disjointed. Even a star cast can't save this film from its own chaos and an irritating family subplot.
NFO Update: JM Financial Mutual Fund launches large & mid cap fund
JM Financial Asset Management introduces the JM Large & Mid Cap Fund, an open-ended equity scheme investing in both large and mid-cap stocks. Open until July 18, the NFO aims to generate returns through high-quality growth stocks, leveraging the in-house GeeQ model. Satish Ramanathan highlights the blend's unique opportunity to cover the Indian economy, offering growth and lower volatility.
Rent or buy? This in-depth guide will help you decide.
It's crucial to weigh the pros and cons of home ownership vs renting, especially if you're an urban professional in your 20s or 30s. What's best for you depends on your financial situation, life goals, and local housing market.
MF Tracker: Can this multi asset fund with top sharpe ratio sustain its outperformance?
ICICI Prudential Multi-Asset Fund has demonstrated strong performance with a high Sharpe ratio, indicating better risk-adjusted returns compared to its peers. The fund's success is attributed to smart asset allocation and active management, including sector rotation and equity portfolio rebalancing. Experts suggest that multi-asset funds like this can provide a cushion during volatile markets, offering stable returns and capital preservation.
Equity mutual funds showcased varied performance in the first half of 2025, with sectoral and thematic funds leading the charts, delivering returns as high as 32%. While some funds flourished, others faced losses, with Shriram Multi Sector Rotation Fund experiencing the most significant decline. Investors should consider their risk appetite and investment goals before making any decisions.
Apollo Hospital Share Price Live Updates: Apollo Hospital's Trading Volume Insights
Tata Motors Share Price Live Updates: Tata Motors Trading Volume Update
Bajaj Finserv Share Price Live Updates: Bajaj Finserv Weekly Trading Analysis
DSP MF breaks new ground with Indias first retail offshore fund from GIFT City
DSP Mutual Fund's Global Equity Fund lets Indian investors deploy as little as $5,000 in global stocksbypassing Sebi caps and foreign platforms via a tax-efficient route anchored in GIFT City.
Balanced fund or equity fund? Which is better during the bull run?
Ask yourself this: Do you need further equity risk, or do you need better risk-adjusted returns?
5 equity mutual funds deliver over 35% CAGR on lumpsum investments in 5 years. Do you own any?
Five equity mutual funds delivered over 35% CAGR in the last five years, with Quant Small Cap Fund leading at 44.73%. Others include Nippon India, Bandhan, HSBC small cap funds, and Motilal Oswal Midcap Fund. Investors are advised to consider risk, goals, and horizon over past returns.
My mother-in-law's favourite is Edelweiss Equity Savings Fund: Radhika Gupta
Radhika Gupta highlights Edelweiss Equity Savings Fund as a low-risk, efficient investment with 2025% net equity exposure and equity taxation benefits. The fund has delivered consistently positive 3-year rolling returns. She also announced her upcoming book Mango Millionaire, a practical, beginner-friendly guide to personal finance, releasing on July 15.
NFO Update: Bajaj Finserv Mutual Fund launches small cap fund
Bajaj Finserv Mutual Fund has launched a Small Cap Fund targeting quality small-cap stocks with strong growth potential. Leveraging the recent correction, it aims to tap undervalued firms amid supportive trends like Make in India. The fund follows a disciplined approach, investing in 40100 high-potential, fundamentally sound companies.
NFO Update: TRUST Mutual Fund announces launch of multicap fund
The fund is designed for investors seeking a diversified and disciplined approach to equity investing. The fund offers a comprehensive solution with a focus on long-term capital appreciation and a balanced risk-return profile across market cycles, according to a release by the fund house.
Motilal Oswal Asset Management Company crosses Rs 1.5 lakh crore AUM, surge by 34% in 5 years
Motilal Oswal AMC crossed Rs 1.5 lakh crore in AUM, marking a 34% CAGR over five years. The growth spans mutual funds, PMS, and AIFs, driven by its focus on quality, earnings-led investing. With 95 lakh folios, MOAMC aims to deepen investor trust and expand its differentiated offerings.
NFO Alert: Invesco Mutual Fund launches Income Plus Arbitrage Active Fund of Fund
Invesco Mutual Fund has launched the India Income Plus Arbitrage Active Fund of Fund, blending actively managed debt and equity arbitrage schemes. Aimed at conservative investors, it offers stable returns with better tax efficiency. The NFO closes on July 16, with no exit load and Rs 1,000 minimum investment.
LIC MF Gold ETF turned this Rs 10,000 monthly SIP into Rs 9.93 lakh with an XIRR of 20.93% in the last five years. The total invested amount was Rs 6 lakh in the mentioned period. UTI Gold ETF turned a similar SIP investment of Rs 9.92 lakh with an XIRR of 20.87% in the said period.
Small-ticket loans and ways to spot possible delinquencies: Do credit scores give a true picture?
The RBI has reduced the repo rate by 50 basis points to 5.5%, aiming to stimulate economic activity by making borrowing cheaper. This move is expected to lower lending rates, benefiting both new and existing borrowers while encouraging consumer spending on big-ticket items.
Best investment insights often come from questioning what seems unusual
If everyone is looking at the same obvious opportunities and reaching similar conclusions, where exactly is the edge?
Kotak Mahindra to discontinue Myntra credit card from July 10; users shifted to League card
Kotak Mahindra Bank will discontinue the Myntra Credit Card from 10 July 2025, migrating users to the League Platinum Card with updated benefits, exclusions, and reward terms.
If the credit card outstanding can be cleared within 3 months, it may be carried forward. Low-cost balance transfer options of up to 6 months may be explored. For longer tenure options, the cardholder may convert outstanding into EMI or take a personal loan to repay it.
Your questions answered: How I claimed LTCG exemption as an NRI selling agricultural land
After November 2025, agricultural land cannot be purchased for claiming tax benefits. NRIs must utilize capital gains for new agricultural land within two years or face capital gains tax.
JioBlackRock launches mutual fund access on MyJio, calls it a new era of investing
JioBlackRock Mutual Fund introduced mutual fund access on the MyJio app. The fund house launched three New Fund Offers (NFOs) which opened and closed recently. These include JioBlackRock Overnight Fund, Liquid Fund, and Money Market Fund. Earlier, JioBlackRock launched an early access initiative and investment management platform Aladdin.
How late credit card payments affect your credit scoreand what you can do about it
Credit cards offer benefits but require responsibility. Late payments result in penalties and harm credit scores. This guide discusses late fees, their financial impact, and tips for timely payments.
Master Trust seeks SEBI nod for launching mutual fund business
Master Trust, a prominent broking and investment platform, is seeking SEBI's approval for a mutual fund license through Master Capital Services Limited. This move aims to broaden access to professionally managed investments, leveraging Master Trust's established presence in various financial markets.
Arbitrage mutual funds saw record inflows in May, driven by market volatility and tax benefits. These funds exploit price differences, offering lower risk. Recent rate cuts by the Reserve Bank of India (RBI) impact arbitrage opportunities, but less than debt funds. Experts suggest arbitrage funds for investors with a one-year horizon.
I asked ChatGPT how to save income tax for FY 202425 I was shocked by the 45,000 I saved
Income Tax Filing: After exploring tax efficiency, I realized I was overpaying due to misconceptions about exemptions. Using an AI assistant, I identified deductions under Sections 80C, 80D, and 80G, leading to significant tax savings by restructuring my salary components.
ITR filing FY 2024-25: Why Form 16 is your income tax superpowerif you use it right
Income tax: Form 16 helps salaried individuals file accurate ITRs by detailing income, TDS, exemptions, and deductions, ensuring smooth returns and preventing mismatches or notices from tax authorities.
Personal loan vs line of credit: Which borrowing option fits you best?
A personal loan gives the borrower a lumpsum amount along with an EMI repayment plan spread evenly throughout the tenure. A line of credit provides access to a specified amount that can be used as and when required and flexibility for repayment.
I want to invest in my NRI daughters PPFam I eligible for a Section 80C tax benefit?
A non-resident can contribute to their existing PPF account but cannot open a new one. They should switch their savings account to NRO status. To keep the PPF account active, only a minimum of Rs. 500 per year is needed, as additional contributions wont yield extra tax benefits.
Personal loans: Aside from interest rate, these are the other factors one could examine
Other key factors which should influence a borrowers decision to choose a lender include processing charges, lenders reputation, other hidden charges & the overall experience of securing a personal loan.
Top 10 mutual funds to invest in July 2025
An online search would mostly take you to some websites with ready-made lists. Most often, the schemes may be shortlisted on the basis of their short-term performance. Sometimes, the schemes from a single category may dominate the list because that category happens to be the flavour of the season.
In a move aimed at enhancing financial inclusion and making banking more accessible, Indian Bank will waive minimum balance charges for all Savings Bank accounts starting July 7, 2025. This comes a day after Punjab National Bank made a similar announcement fos customers.
LTCG exemption: Key rulings that clarify grey areas in Sections 54 and 54F
Section 54 applies when the capital gain arises from the sale of a residential house, whereas Section 54F is available on the sale of any long-term capital asset.
Bhojpuri star nabbed in 3.5 lakh credit card scam Heres how to stay safe from similar scams
Financial security is crucial as scams like credit card fraud are on the rise. The arrest of YouTuber Dilip Kumar Sahu highlights the need for vigilance. Protect yourself by avoiding sharing sensitive information and using only verified platforms for transactions.
