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Reits are having a moment. Should they be in your portfolio?
Reits outperformed equities and bonds over the past year, but falling-rate tailwinds may fade. Here's how experts view their role in an investor's portfolio.
6 income tax return filing mistakes that can delay refunds and trigger tax notices
Taxpayers often face delays, refund issues or notices due to mistakes in filing their income tax return. Key checks on documents and transactions before submission can help ensure accuracy and compliance with the tax department.
PPF vs SIPs: Planning your long-term investments? Take a look at how much corpus is generated from an investment of 2,000 per month for 30 years with the public provident fund and in mutual funds through systematic investment plans.
New ITR forms for AY 2026-27: Key changes taxpayers should know
From expanded ITR-1 eligibility to new disclosure requirements, several changes have been introduced in the revised forms. These updates could affect how taxpayers report income, capital gains and deductions.
Vehicle loan repaid? Here's how to remove hypothecation from your RC: Step-by-step guide
Removing hypothecation from your RC is the final step to securing full ownership of your vehicle. Here's how to obtain Form 35 and a bank NOC, applying through the Vahan portal, required documents and fees involved.
Does your credit score affect Visa approval? Everything you need to know
Planning overseas travel requires financial readiness. Understand how a credit score affects visa approval, reflects money management habits, and supports a stronger visa application. On a fundamental level, keep in mind that healthy financial habits are always beneficial in the long-run.
EPFO announces PMVBRY events in Nagpur, Chandrapur; 2,400 crore benefits soon
Big employment boost ahead as PMVBRY benefits reach Nagpur and Chandrapur, supporting job creation, formal workforce growth, and social security through EPFO-led incentive disbursement events. Check out complete details to understand the salient features.
EPFO: EPF members can check their employees provident fund balance through the official website, text SMS or the Umang app. Here's a stepwise guide for subscribers about how to use each available method
Best conservative hybrid mutual funds to invest in June 2026
Mutual fund advisors are predicting 2026 as the year for hybrid funds, especially for new investors navigating economic uncertainties. Conservative hybrid funds, with a majority allocation to debt and a smaller portion to equity, offer a cautious entry point. These funds aim to provide slightly enhanced returns through a limited equity exposure.
Telangana raises DA for power sector staff; over 70,000 employees to benefit
Telangana government hikes DA for power sector staff to 19.272%, benefiting 70,804 employees, pensioners and artisans. The revised allowance aims to ease rising living costs across the states electricity utilities. Here are the complete details.
8th pay commission: We answer how you can submit data online for the 8th CPC panel's consideration and what is the last date to complete the process. Here are answers to some of the frequently asked questions
As the US and Iran deal boosted market confidence, gold and silver prices climbed on Thursday. Gold and silver prices varied slightly across key Indian cities. Check 22K, 24K, 18K gold & silver price in Mumbai, Delhi, Kolkata and other cities here.
West Bengal Chief Secretary Manoj Kumar Agarwal debunked social media posts that claimed a 22% DA hike for state government employees and pensioners would be effective from 1 July and triggered much speculation online.
An FCNR account functions as a foreign currency-denominated repository that allows Non-Resident Indians or Persons of Indian Origin to hold their funds securely.
1.1 lakh on rent, 20,000 on groceries: Indian Man's Poland expense breakdown sparks debate online
An Indian man living in Warsaw, Poland, has sparked a discussion online after revealing how much he and his partner spend each month to maintain a 'comfortable lifestyle'.
Among all lenders, small finance banks dominate the list of top-paying fixed deposits. Suryoday Small Finance Bank and Utkarsh Small Finance Bank are currently offering up to 8.10% on select tenures, making them among the most rewarding choices for depositors.
InCred Money gets Sebi in-principle nod for mutual fund licence, plans launch in 6-9 months
InCred Money has secured Sebi's in-principle approval for a mutual fund licence, marking a key step toward launching its asset management business. The company plans to build a digital-first AMC and expects to go live after completing regulatory and operational requirements.
Sebi's new ETF framework: How will it impact investors? Experts answer
Will ETFs trade closer to their underlying value after Sebi's overhaul? Experts explain what the changes could mean for traders and long-term investors.
EPFO 3.0: How will your PF withdrawal be taxed? Key rules and exemptions explained
EPFO subscribers may soon withdraw provident fund money via UPI without employer sign-off, enhancing speed and convenience. However, tax implications of this new method remain unclear.
The 8th Pay Commission is reviewing attendance rules, with employee unions requesting more flexibility for late arrivals. They propose allowing up to two hours late without penalty, changing the current half-day casual leave deduction for additional late instances.
Form 40: How Indians returning from abroad can defer tax on foreign retirement accounts
Form 40 is suitable for resident individuals in India who hold retirement benefit accounts in certain notified countries, such as the US, UK, Canada, and Australia, and want to avoid immediate taxation in India on income that is not yet actually withdrawn or redeemed.
Can a retiree claim tax credit on spouses fixed deposit? TDS rules explained
Since the interest earned on the deposit is subject to the clubbing provisions, it is not treated as the spouses taxable income. Therefore, they are not eligible to furnish the Form 121 declaration.
Debt funds bought before or after 1 April 2023: Know how the tax treatment changes
For debt funds purchased before April 2023, long-term capital gains apply after 24 months and are taxed at 12.5%, while STCG are taxed as per the income slab. For investments made on or after 1 April 2023, all gains are taxed as per the investor's income tax slab.
Why Lionel Messi's career is a masterclass in building long-term wealth | 5 Money habits to follow
Lionel Messi, aged 38, has set a record as the oldest player to score a hat-trick at the FIFA World Cup, leading Argentina to a 3-0 victory over Algeria. He surpassed Cristiano Ronaldo's previous record, showcasing his remarkable skill in his 200th appearance for Argentina.
I want to take a full one-year break from corporate work because I feel professionally exhausted. Is it realistically possible? Here's what ChatGPT said
I asked ChatGPT whether the 50:30:20 budget rule fits my financial situation? It proposed
To budget effectively on a 1 lakh salary with 20,000 liabilities, consider a 55-20-25 rule instead of 50-30-20. Prioritize savings and investments while managing expenses and avoiding overspending through techniques like separate accounts and the 24-Hour Rule.
Gen Z investors lead in mutual fund portfolio switching during periods of uncertainty: Report
Gen Z investors are more likely to switch mutual fund portfolios during uncertain market conditions compared to older cohorts, a report shows. While younger investors rely heavily on digital platforms and peer influence, older groups prefer advisors and exhibit higher trust and lower switching behaviour across market cycles.
9 equity mutual funds cross Rs 70,000 crore AUM; top 3 manage over Rs 1 lakh crore each
Nine equity mutual funds managed over Rs 70,000 crore AUM in May 2026, with Parag Parikh Flexi Cap leading above Rs 1.41 lakh crore. HDFC, SBI, ICICI, Nippon, and Kotak funds also featured prominently.
Capitalmind Flexi Cap Fund adds Nestle India and 10 others, exits SBI and 14 others in May
Capitalmind Flexi Cap Fund made significant portfolio adjustments in May. The fund welcomed Nestle India and eleven new stocks. It also divested holdings in State Bank of India and fourteen other companies. Exposure was increased in sixteen stocks, including NMDC and Indus Towers. The fund's portfolio now holds thirty-eight stocks across sixteen sectors. Healthcare and non-ferrous metals are key allocations.
EPFO: Want to change your EPF account nomination online? Here's how you can a stepwise guide
EPFO: Want to change your employee provident fund account nomination online? Here's how EPF subscribers can use the official website to do so check the stepwise guide here
Planning a PF withdrawal? Check these details on your EPFO account first
Errors in service history, KYC details and nominations often go unnoticed for years. A few checks on the EPFO portal can help employees avoid future claim and transfer hassles.
Understanding Information ratio in mutual funds: Calculation, formula and significance
Information ratio shows a fund manager's ability to generate returns above a benchmark index relative to the level of active risk taken. It is typically useful to analyze the performance of equity mutual funds, index funds or ETFs.
8th pay commission: The panel has planned state visits to Uttar Pradesh, Odisha, and West Bengal to meet with employee representatives and stakeholders. Check the full list of cities and dates in June and July, here.
PPFAS Mutual Fund among six AMCs with over Rs 10,000 crore cash in May portfolios
Trust vs will: which is better for passing on wealth?
A will works for simple estates. But for NRIs, minors, special-needs beneficiaries and multi-jurisdiction assets, a trust can offer greater control, continuity and protection.
Who needs to file an ITR for AY 2026-27? Check the income tax rules
Investors reporting capital gains, taxpayers claiming refunds, individuals seeking to carry forward losses and those holding foreign assets may all need to file a return, even if their final tax liability is nil.
Quant Mutual Fund among 7 AMCs to receive over Rs 1,500 crore increase in AUM in May
There are now 50 AMCs, of which 40 AMCs saw an increase in their AUMs in May. Here is a detailed breakup
Dearness Allowance: Maharashtra Transport Minister Pratap Sarnaik announced a 5% DA hike for MSRTC employees last week. Notably, employee unions are demanding payment of DA and HRA arrears. Here's all we know.
Booked losses in stocks or mutual funds? Why filing ITR may still be important
For investors, a loss-making year does not necessarily eliminate the need to file an ITR. In many cases, filing the return within the due date can preserve an important tax benefit by allowing losses to be carried forward and adjusted against future gains.
Should you look at the P/E ratio of mutual funds? Here's what experts say
Experts say a mutual fund's P/E ratio should not be viewed in isolation. The metric is most useful when compared with peers, benchmarks and investment style.
Circle rate vs market value: the hidden factor that can make or break your home loan
A property's sale price, circle rate and lender valuation often differ. Understanding the gap can help buyers avoid funding shortfalls, tax surprises and last-minute loan rejections.
Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Wednesday, 17 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.
How Life Cycle Funds aim to simplify long-term wealth creation
Indian mutual fund houses are launching Life Cycle Funds, a new goal-based investment product. These funds automatically adjust asset allocation, starting with equities and shifting to safer debt as a target year approaches. Designed for long-term goals like retirement, they simplify investing by eliminating manual portfolio rebalancing. Investors should review the fund's glide path and compare it with other options.
When should you exit a mutual fund? Watch these 5 warning signs
A weak year alone is not a reason to sell a mutual fund. But persistent benchmark underperformance, style drift and rising risk levels may signal deeper problems. Here are five indicators investors can use to determine whether a fund still deserves a place in their portfolio.
I asked ChatGPT for Indias best work-from-home locations. The answer went far beyond Goa and Manali
If you have the luxury of a laptop and a decent Wi-Fi connection, the world is quite literally your office. Here are the top 20 locations ChatGPT, beyond Goa and Manali:
I asked ChatGPT how to save 20% of my salary without giving up eating out | Here's what it planned
A 25-year-old Delhi professional seeks to save 10,000 monthly from a 50,000 salary. Strategies include meal planning, setting a monthly food budget of 12,000, and limiting dining out and food delivery to 5,000, while automating savings for financial stability.
Ahead of the 8th Pay Commission, employee bodies propose changes to gratuity rules, including a higher ceiling and revised calculations. Proposals include raising the cap to 50 lakh, periodic reviews, and better death benefits, reflecting a need for modernization in gratuity provisions.
ITR filing 2026: Only earning rental income? Check if you still have to file tax return
Rental income can be the sole earnings for taxpayers, especially retirees or property owners. Even without regular employment income, filing an income tax return is necessary. Tax obligations depend on various factors, including rental income amount, deductions, and overall tax position.
One swipe at a time: How credit cards are stealing your financial future
Credit cards offer convenience, rewards and flexibility. But behavioural biases, hidden spending triggers and high-interest debt can quietly erode savings and long-term wealth creation.
Form 16, divided into Part A and Part B, is essential for salaried employees to prove tax deductions from their salary. Part A details employer and employee information, while Part B gives a detailed salary breakdown.
Paused mutual fund investments during the war? Experts suggest what to do now
For investors who have remained on the sidelines, experts say the bigger risk may not be short-term volatility, but allowing cash positions to remain uninvested for too long while waiting for perfect conditions that rarely arrive.
Sovereign gold bond redemption tax rules: Do you need to declare it while filing ITR?
Sovereign gold bonds offer exposure to gold without storing physical bullion, issued by RBI. Investors must be aware of the tax implications, as capital gains exemption applies only for original subscribers holding until maturity. Details here.
Make your salary-based personal loan work for you: 5 smart borrowing tips for fixed-income earners
Fast access to credit is reshaping borrowing as salary-based personal loans offer flexible funding and customised repayment plans. However, understand the basics and discuss with certified financial advisors before applying for such loans.
Cape Verde offers a unique travel experience for adventurous Indians, but its expensive and logistically complicated. The island nation has gone viral after its FIFA World Cup 2026 debut against Spain.
IT rebound may lack legs, outlook remains cautious: Sunil Singhania
Speaking at the ET NOW Markets Summit 2026, Singhania said that although valuations in the sector have become more reasonable after the sharp correction, he remains unconvinced about the long-term growth prospects of pure-play IT services companies.
Why your investment plan is only half complete without an exit strategy
Investors spend years building wealth but often ignore how it will be withdrawn. A sound redemption strategy can matter as much as fund selection in achieving financial goals.
Home loan overdraft vs regular loan: When a higher interest rate can still save you lakhs
A home loan overdraft lets borrowers park surplus cash against their loan while retaining access to it. Here's when the potential savings outweigh the higher interest rate.
FPI selling in BFSI: Why retail investors should focus on asset allocation over market timing
FPI selling in BFSI may trigger market volatility, but disciplined asset allocation and diversification can help investors manage risk, stay invested and build long-term wealth steadily.
ITR filing 2026: Do influencers have to pay tax on gifts, freebies and barter collaborations?
Social media creators now receive non-cash compensation like products and trips in addition to cash from brands. Although these benefits arent direct payments, they have tax implications based on their fair market value. Details here.
US Treasury-focused mutual funds emerge as top performers among debt funds
MFs that invest in international FoFs with direct exposure to US Treasury bonds have gained 5.4% so far in 2026 and 14.4% over the one-year period, the best performance in the fixed income category.
Want to invest in US stocks? Zerodha, Groww, Upstox and Angel One get key approval
Zerodha, Groww, Angel One and Upstox have received approval to offer international and US stock investing through GIFT City. The services are expected to be rolled out in the coming months after technology and compliance requirements are completed.
Raymond Realty among 6 stocks from which mutual funds made complete exit in May
Mutual funds completely exited six stocks in May, including Navkar Corporation, Garuda Construction, and Shriram Properties. The portfolio reshuffle involved selling holdings worth over 32 crore to optimize returns and allocations.
ULIP income tax rules explained: Exemption criteria and how to report gains in ITR
The Union Budget 2025 expands the tax rules for ULIPs. Now, ULIPs with premiums beyond 10% of policy value are taxable. Maturity proceeds for policies issued from 1 February 2021 are no longer tax-exempt, unless received after an investor's death.
EPFO 3.0 update: UPI and ATM-based PF withdrawals, limits, rollout timeline and key changes
EPFO 3.0 will enable UPI and ATM-based PF withdrawals, increase limits, speed up claims processing and simplify access to provident fund savings. Here are the latest updates, recent developments and upcoming changes.
ITR filing AY 2026-27: Complete guide to income tax slabs for senior and super senior citizens
Under the Income Tax Act, a senior citizen is defined as a resident individual aged 60 years or older, but less than 80 years during the previous year. A super senior citizen is a resident who is 80 years of age or older. Here are the income tax slabs applicable to senior and super senior citizens.
RIL, HDFC Bank, ITC among JioBlackRock Mutual Fund's top 10 stock holdings in May
The fund house had the highest holding in two bank stocks - HDFC Bank and ICICI Bank of around 6.62% and 5.36% respectively as a percentage of equity AUM.
US-Iran peace deal: Is it time to reduce gold & US fund exposure? Experts answer
The US-Iran peace agreement has eased concerns around oil prices and currency volatility. Experts say investors should review allocations to gold and international funds, but avoid making abrupt portfolio changes.
Why chasing last year's top-performing mid and small-cap funds keeps investors one step behind
The market's top-performing segment doesn't follow a rotation you can predict or systematically exploit. Large-caps lead one cycle, small-caps dominate the next, mid-caps have their moment - and none of it arrives on a schedule you can front-run by looking at last year's returns.
Quant Mid Cap Fund adds Adani Energy and 4 others, exits Paytm and 3 more stocks in May
Quant Mid Cap Fund, managed by Sandeep Tandon, has strategically adjusted its portfolio in May. The fund added Adani Energy and four other stocks while exiting Paytm and three other companies. This move reflects a dynamic approach to capturing growth opportunities within the mid-cap segment.
MCX gold rate today for August futures contracts was trading 0.09% higher at 1,53,060 per 10 grams. MCX silver futures, on the other hand, were trading 0.4% lower at 2,51,130 per kg. Check the retail rates in your city.
Education loan rates June 2026: Compare SBI, PNB, ICICI, HDFC and other banks before you apply
Rising education costs make choosing the right education loan crucial. Compare Education loan rates for June 2026 from SBI, HDFC, ICICI and other banks to reduce borrowing costs and plan repayments.
Super 30 founder Anand Kumar launches free global learning platform Super Infinity
Education costs are rising rapidly. To ensure their children receive a good education, parents take out personal loans and fall into debt. Anand Kumars Super Infinity offers free maths lessons, exam preparation and innovative learning tools to help students succeed without added financial burden.
Nischa Shah left 200,000 banking career to build a $1 million YouTube business- here's her story
Nischa Shah walked away from a high-paying career, gave up a six-figure bonus and turned a YouTube side hustle into a business generating more than $1 million annually.
Planning a family vacation in India during June requires carefully balancing the desire for pleasant weather against the reality of the Indian monsoon.
Sebi revamps ETF trading rules, introduces dynamic price bands from September
Sebi has introduced a new framework for ETFs, replacing fixed price bands with dynamic limits and revising base price calculations. The changes aim to improve price discovery, better reflect underlying asset movements and enhance trading efficiency across equity, debt and commodity ETFs.
Gifting money to an NRI child: how is TCS calculated under LRS, and can you claim a refund?
A 25 lakh gift to an NRI daughter is tax-free in her hands, but the remittance may attract TCS under LRS. Here's how the rules differ for overseas and NRO transfers.
Sebi proposes changes to ETF base price, price band rules
India's markets regulator, SEBI, is proposing new rules for exchange-traded funds. These changes aim to bring the trading price of ETFs closer to the actual value of their underlying assets. SEBI is looking at how ETFs are priced for trading, with new methods for setting price bands. This move could impact how investors trade ETFs in the future.
Got your Form 16 from employer? Here's what you should check before filing ITR
Form 16 forms the basis of income reporting in ITR. It is important to verify the details mentioned in it, including total income, tax deducted at source, exemptions, and deductions claimed during the financial year.
Can EPFO recover PF money after employers violation? Telangana HC delivers key ruling
The Telangana High Court has ruled that EPFO cannot recover provident fund dues from an employee for an employer's alleged violation of EPF rules. The court said liability for transferring PF accumulations after surrender of the exemption rests with the employer and trust.
Why salaried taxpayers should not file ITR without Form 16: Key risks explained
According to Mrinal Mehta, Joint Secretary at Bombay Chartered Accountants' Society, while filing without Form 16 is legally permissible, it can expose taxpayers to several reporting risks if proper precautions are not taken.
China vs Russia I asked Gemini which international solo trip is best under 1.5 lakh
If you want a trip where you can easily afford comfortable hotels, take high-speed trains across the country, eat wherever you want, and still have cash left over, choose
Section 143(2) explained: Why the Income Tax Department may scrutinise your ITR this year
Sharp clarity on Income Tax scrutiny notices under Section 143(2) shows how returns are selected for verification, deadlines for notices, and compliance checks ensuring accurate tax filings and documentation. Check complete details now.
RBI flags rising money mule fraud: Why sharing your bank account can be dangerous
Banks and regulators are warning about the risks of money mule accounts in online fraud as digital transactions rise. The RBI advises customers to safeguard their accounts and be cautious of suspicious requests, as fraud cases remain a significant concern in the banking sector.
Money-market fund vs short-duration fund: Where to park your cash and why
Money-market funds primarily invest in short-term instruments maturing within one year, while short-duration funds invest in a mix of debt securities and money-market instruments with a portfolio duration of 1 to 3 years.
Bandhan Small Cap among 5 smallcap mutual funds that deliver over 20% annualised return in 3 years
Why FCNR deposits at 6-7.1% rates are attractive for NRIs
For most NRIs, the right way to use this window is to use their disposable savings to make a deposit for three to five years and leave the leverage to those equipped for its risks.
Gold curbs won't work. Financial innovation will
India's instinct to curb gold imports via higher duties and moral appeals is self-defeatingit drives up domestic prices, spurs exchange-traded fund inflows, and increases physical bullion demand. The solution is to shift gold ETFs to derivatives-backed structures to mobilise domestically held gold.
Investing in passive mutual funds? Beware of these 7 misconceptions before investing
Passive investing has grown rapidly, but common myths continue to mislead investors. Lower costs do not guarantee better tracking, passive funds are not risk-free, and diversification depends more on index selection than simply owning multiple funds or choosing ETFs.
Real-time lending: Why modern digital infrastructure is the future of credit
The lending industry is shifting to real-time infrastructure to meet borrower demands for speed and data security. APIs and modern platforms enable quick access to financial data, enhancing risk management and customer experiences.
Today marks the final day for stakeholders to submit their memorandum to the 8th Pay Commission. Major proposals include increasing gratuity payouts to 75 lakh and a revised calculation formula for government employees.
