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How to check your EPF balance and track claim status online: A complete step-by-step guide
EPFO: We describe here the step-by-step process to ascertain the EPF balance and claim status on EPFO's official website and on the Umang app
Personal loans: Why it is crucial to check the cost of borrowing before signing on the dotted line
When taking a personal loan, among several factors, what should typically matter the most for a borrower is the rate of interest charged by the lender.
Large, mid, and small-cap funds see decline in inflows in October. Is investor sentiment cooling?
Despite Octobers market rally, mutual fund inflows across large, mid, and small-cap categories fell sharplyup to 58%as investors booked profits and shifted to safer or diversified funds amid valuation worries and market volatility.
How to transfer your mutual funds online: A simple guidebook
The online transfer facility for mutual funds makes joint ownership of MFs as flexible as bank accounts for those holding units in non-demat form. Here is a step-by-step guide
NFO Update: PGIM India Mutual Fund launches Multi Asset Allocation Fund
PGIM India Mutual Fund has launched a new investment scheme, the PGIM India Multi Asset Allocation Fund. This fund aims for long-term capital growth by investing across equity, debt, gold, silver, REITs, and InvITs. The fund offers investors a diversified approach to navigate market cycles and capture opportunities.
Super saver home loans: How they help cut interest and shorten your loan tenure
Super saver home loans allow borrowers to save on interest by parking surplus funds in an Overdraft account linked to the loan.
Smart credit card use: How to build financial strength without debt
Credit cards have evolved from luxury items to essential financial tools, providing benefits like cash back and travel perks. However, mismanagement can lead to debt and harm credit scores.
NFO Alert: HDFC Mutual Fund launches HDFC BSE India Sector Leaders Index Fund
HDFC Mutual Fund launched the HDFC BSE India Sector Leaders Index Fund, an open-ended scheme tracking Indias top three companies by market cap in over 20 sectors, offering diversified leadership exposure.
Credit card cash advance: Meaning, benefits, and drawbacks you should know
A credit card cash advance provides instant access to funds during emergencies but carries high interest rates, transaction fees, and no reward benefits, making repayment discipline essential.
Can your job tenure and work experience influence your personal loan eligibility?
Most banks require an overall work experience of at least 1-2 years, out of which at least 1 year must be with the current organisation. Job stability and other factors help a bank determine the applicants repayment capability.
PPFAS Mutual Fund wants to launch large cap fund. Neil Parikh explains why
PPFAS Mutual Fund is launching a new large-cap fund. The fund house will only introduce new products under specific conditions. The chairman highlighted that simplification, differentiation, and personal investment excitement drive this launch. More details will be shared at the unitholders' meeting on November 22, 2025. This fund aims for long-term wealth creation.
One statement to rule them all: The simple way to track your entire portfolio
CAS or consolidated account statement lets you see all your investments in one place. Here is how you can access it.
AMFI Data: Mutual fund SIP inflows inch up 1% to Rs 29,529 crore in October
Mutual fund SIPs saw a small rise in October. However, equity mutual fund inflows dropped significantly. This happened even as the Nifty 50 and BSE Sensex indices gained ground. Investors are showing mixed trends in their investment patterns. The market continues to evolve with these shifts.
JioBlackRock Flexi Cap Fund: HDFC Bank and RIL among top 10 stock holdings in October
Youth vs seniors: Who maintains a better credit profile?
Although age does not have a direct bearing on the credit score, it is a reason for a number of constituent factors which contribute towards building the credit profile. We explain the nuances here
AMFI Data: Equity mutual fund inflows slide 19% in October to Rs 24,691 crore
Equity mutual fund inflows dropped in October by 19%. This happened even as Nifty 50 and BSE Sensex gained. Flexicap funds attracted the most money. Mid-cap and small-cap funds saw lower inflows. Dividend yield and ELSS funds experienced outflows. Debt funds reported substantial inflows, reversing previous withdrawals. Liquid funds led the debt category inflows.
Asian Paints Q2 Preview: Revenue seen flat, profit subdued as extended rains hit demand
Asian Paints is expected to post a muted Q2 performance as extended monsoons and weak demand hurt sales. Revenue is likely to stay flat year-on-year, while profit may rise just 1%. Lower raw material costs should cushion margins, but higher trade spends and an unfavourable product mix may limit upside, say analysts.
HDFC Defence Fund adjusted its holdings in October. The fund increased its investment in Bharat Forge, Eicher Motors, and Astra Microwave Products. It also reduced its stake in BEML, Dee Development Engineers, Avalon Technologies, and JNK India. A complete exit was made from Techno Electric & Engineering Company. The fund's assets under management grew to Rs 7,556 crore.
5 smart ways to save money through a personal loan
Smart ways to save money through a personal loan include debt consolidation, shorter tenures, careful borrowing, timely repayments, and refinancing for lower interest, ensuring better financial planning and savings.
Best flexi cap mutual funds to invest in November 2025
Flexi cap mutual funds offer the fund managers the freedom to invest across market capitalisations and sectors/themes. It means the fund managers can invest anywhere based on his outlook on the market. Flexi cap schemes are typically recommended to moderate investors to create wealth over a long period of time. Ideally, one should invest in these schemes with an investment horizon of five to seven years.
JSW Steel Share Price Live Updates: JSW Steel shows modest monthly returns
Divis Labs Share Price Live Updates: Divis Labs delivers impressive monthly returns
Gujarat man duped of 31 lakh in crypto fraud. Follow these smart tips to keep your money safe
The victim met a woman on social media, who convinced him to invest in cryptocurrencies to earn high returns. Initially, she transferred 9,900 to win his trust. Later, in multiple transactions, he transferred 31 lakh into various bank accounts, which he lost.
ET Markets Watch: Nykaa in spotlight, Lenskarts shaky debut fails to dazzle despite market gains
Airtel Payments Bank has posted a profit of Rs 11.8 crore for the second quarter ended September 30, 2025, marginally higher than a year ago, and said its quarterly revenue breached the Rs 800 crore mark for the first time.
Festive spending: Home renovation and furnishing top reason for taking personal loan, shows survey
The survey showed that 41% of respondents took a personal loan for festive expenses for the first time, indicating a new trend in this category.
14 smallcap stocks not held by mutual funds in September quarter. Check details
Nearly 14 small-cap stocks with sizeable market capitalisations were absent from mutual fund portfolios in the September quarter, according to Ventura. The report analyses whether these omissions reflected prudent fund management, missed opportunities, or corporate actions that influenced stock movements rather than fundamental performance.
NFO Update: DSP Mutual Fund launches MSCI India ETF
DSP Mutual Fund has launched the DSP MSCI India ETF, an open-ended fund replicating the MSCI India Index (TRI). It offers diversified exposure to large and mid-cap Indian companies, providing a tax-efficient and globally benchmarked route to invest in Indias growth story.
This NRI couples 15 years in Dubai reveal why Indians are flocking there
Dubais tax-free status is one of the biggest financial advantages of living here, but education and healthcare are two of the costliest essential expenses
Will donating to the German Red Cross attract tax in India?
A resident donating to a foreign charity like the German Red Cross must check tax implications in Indiaespecially TDS, DTAA relief, and TCS rules under the Liberalised Remittance Scheme.
Top 6 equity mutual fund managers manage at least Rs 1 lakh crore AUM
Six mutual fund managers now manage assets above 1 lakh crore as of September 2025, led by Axis MFs Shreyash Devalkar at 1.31 lakh crore. HDFCs Roshi Jain and PPFASs Rajeev Thakkar follow, with strong AUM growth trends.
Mutual funds allocate Rs 8,752 crore to IPOs, continue backing small-cap growth stories: Ventura
Mutual funds invested over Rs 8,752 crore in recent IPOs during the September 2025 quarter, primarily in small-cap companies. Equity schemes saw significant inflows, while debt schemes experienced outflows. Monthly SIP contributions reached an all-time high of Rs 29,361 crore.
ITI Mutual Fund makes SIF debut with Diviniti Equity Long Short Fund launch
ITI Mutual Fund today announced the launch of its Specialized Investment Fund (SIF) platform with the debut of its first offering the Diviniti Equity Long Short Fund, a next-generation equity strategy designed to capture growth across market cycles while aiming to limit downside risks.
For travel freaks, THESE 5 credit cards give discounts on flights & hotels. Check list
There are some credit card which enable you to claim discounts on your hotel stays and flight tickets
29 equity mutual funds deliver over 20% XIRR on SIP investment in five years
Nearly 29 equity mutual funds have delivered over 20% XIRR on five-year SIPs, with Motilal Oswal Midcap Fund leading at 25.67%. A monthly Rs 10,000 SIP in this fund would have grown to Rs 11.16 lakh. Several midcap and small cap funds also showcased strong performance, highlighting potential for significant wealth creation through consistent investing.
NFO Alert: Bandhan Mutual Fund launches Bandhan Healthcare Fund
Bandhan Mutual Fund has launched the Bandhan Healthcare Fund, an open-ended equity scheme investing across healthcare, pharma, and allied services. The NFO is open until November 24 and aims to capture long-term growth opportunities in Indias expanding healthcare ecosystem through a diversified, bottom-up investment approach.
Nalco shares soar 9% after strong Q2 results, interim dividend cheer
Shares of Nalco rose sharply on Monday after the PSU reported a 37% YoY surge in Q2 profit to Rs 1,430 crore and announced a hefty interim dividend of Rs 4 per share. Strong margins, higher aluminium realisations, and progress on refinery expansion projects further boosted investor sentiment and extended the stocks rally.
Shocked by a loan rejection despite a 700+ credit score? Heres whats going on
For personal loans, an applicant must fulfil various eligibility criteria, a decent credit score being just one of them. The other criteria include a low DTI ratio, a minimum income, employment stability, age, etc.
NFO Insight: Is Bajaj Finserv Banking & Financial Services Fund a good bet in a choppy market?
Bajaj Finserv Mutual Fund introduces a new banking and financial services fund. This open-ended equity scheme invests in companies across the financial spectrum. The fund aims for long-term capital appreciation by tapping into India's expanding financial sector. Experts suggest evaluating this new fund alongside established options with proven track records.
Before you buy your dream home, check your credit health.
A solid credit profile can mean the difference between a loan rejection and your dream home. Heres how to prepare your credit report and maximise your chances before applying.
How can freelancer procure unsecured loans? A step-by-step guide
Here we give a step-by-step guide to explain the process of procuring unsecured loan
Best tax saving mutual funds or ELSS to invest in November 2025
Tax -saving mutual funds or Equity Linked Savings Schemes (ELSSs) helps you to save income tax under Section 80C of the IT Act. You can invest a maximum of Rs 1.5 lakh in ELSSs and claim tax deductions on your investments every financial year. Are you interested?
NFOs: 7 mutual funds and 1 SIF to open for subscription this week. Check details
Quant Small Cap Fund: RBL Bank and NBCC among stocks bought and sold in October
JioBlackRock Flexi Cap Fund portfolio out for first time since NFO: 141 stocks held, 4.5% in cash
JioBlackRock Mutual Fund has unveiled the maiden portfolio of its flexi cap fund - JioBlackRock Flexi Cap Fund, managed through the Systematic Active Equity (SAE) approach. This marks the funds first update since its NFO.
Equity mutual funds lose up to 9% in a week. Top 15 losers were international funds
Stock investors don't need babysitting. If you find an IPO unattractive, don't invest
Sebi is there to ensure transparency. Whether the IPO is a good investment or a terrible one should not be the regulator's concern
How Aishwarya Rai Bachchan won a 4 crore tax dispute against the I-T Department
In a significant win against the Income-Tax Department, Bollywood actor Aishwarya Rai Bachchan has won a 4 crore dispute in the Income Tax Appellate Tribunal (ITAT) Mumbai.
FD interest rates: We list out the highest interest rates offered by top lenders such as HDFC Bank, ICICI Bank, SBI and Canara Bank on their 3-year fixed deposits for senior citizens
When should you exit mutual funds? Here is what expert recommends
Expert Vishwajeet Parashar shared with ET Now how investors can time their exits wisely, avoid emotional mistakes, and rebalance portfolios without losing out on compounding gains.
Top 10 best-performing mutual funds for November 2025
ETMutualFunds selected 10 funds from five equity mutual fund categories. Investors should choose mutual funds based on their goals, investment horizons, and risk profiles.
Parag Parikh Flexi Cap Fund raises stake in ITC, HDFC Bank, and 7 other stocks in October
Parag Parikh Flexi Cap Fund boosted its holdings in ITC, HDFC Bank, and eight other stocks during October. The fund increased its stake in 10 companies, including major players like ICICI Bank and Mahindra & Mahindra, while reducing exposure in HCL Technologies. The fund maintained its existing stock count of 27.
A monthly SIP of Rs 17,000 can potentially grow to Rs 2.5 crore in 20 years. Vivek Singh's current investment strategy is on track to exceed his financial goals. Consistency and annual SIP increases are key. Experts suggest adjusting the portfolio after five to seven years, reducing small-cap exposure for stability.
Zerodha LIQUIDCASE nears Rs 6,000 crore AUM in under two years
Zerodha LIQUIDCASE, Indias first liquid ETF with a growth NAV, has reached nearly Rs 6,000 crore in AUM within two years of its January 2024 launch. Founder Nithin Kamath said the growth is entirely organic, driven by investors seeking a simple, tax-efficient alternative to traditional liquid funds.
80% times midcap segment offer over 15% return in 10 years, outperforms: WhiteOak Mutual Fund
WhiteOak Mutual Funds SIP Analysis report found that mid-cap funds outperformed over 10-year monthly rolling returns, offering strong long-term SIP potential and consistent returns compared to large- and small-cap segments.
Why paying only minimum due on your credit card can hurt your finances and credit score
Paying the minimum due on your credit card helps avoid late fees and maintain credit health, but consistently doing so can lead to mounting interest and long-term debt.
5 smart ways to use a personal loan to manage unplanned expenses wisely
Managing unplanned expenses with a personal loan becomes easier through smart borrowing, timely repayments and regulated lenders, ensuring financial stability while avoiding debt traps and protecting your credit score.
How much should you invest monthly to turn Rs 1 lakh into Rs 1 crore in 20 years?
Experts always mention the importance of aligning your investments with your financial goals, time horizon, and risk appetite.
JioBlackRock Mutual Fund likens traditional investing to an on-field umpire relying on limited data, while systematic investing mirrors the third umpireleveraging technology and multiple data points for precision. The fund house's Flexi Cap Fund follows a Systematic Active Equity approach, combining human expertise with data-driven decision-making.
These 5 SBI cards in partnership with other banks offer a range of benefits. Check details here
There are several SBI Cards which are offered in partnership with other lenders such as Bank of Maharashtra, Punjab & Sind Bank and UCO Bank. We list out a few of them in this article
Missing a personal loan EMI can significantly reduce your credit score, attract penalties, and harm your future borrowing potential, making timely payments crucial for maintaining a strong credit profile.
QSIF Equity Ex-Top 100 Long-Short Fund NFO closes on November 7. Key things to know
Quant Mutual Funds QSIF Equity Ex-Top 100 Long-Short Fund NFO, managed by Sandeep Tandon and team, closes on November 7; the fund aims for long-term capital appreciation by investing beyond the top 100 stocks with limited short exposure through derivatives.
MF expense ratio cap too low? Sebi open to review for better market balance and transparency
Sebi chief Tuhin Kanta Pandey said the regulator is open to reviewing mutual fund expense ratio limits, acknowledging two points of view on whether the current cap is too low. He emphasised transparency and investor trust while highlighting mutual funds role in boosting retail participation and financial inclusion.
Half of EPF savers retire with just 20,000. EPF 3.0 could make it worse.
EPF 3.0 brings long-overdue simplification and flexibility. But in chasing convenience, we risk forgetting what the provident fund was built forretirement security.
Quant Small Cap Fund reduced stakes in RBL Bank and six other stocks in October, exiting Jana Small Finance Bank and Thyrocare Technologies. The fund added shares in NBCC and Poly Medicure, maintaining exposure in 84 stocks.
Gold and Silver ETFs shine with 51% returns in 1 year. Which is a better bet now?
Gold and silver ETFs have delivered impressive 51% returns in the past year. While silver may offer short-term outperformance due to its volatility and favorable gold-silver ratio, gold remains a preferred long-term asset for its stability and capital preservation. Experts suggest strategic allocation, with gold for stability and silver for tactical plays during high industrial demand cycles.
Axis Bank Select Credit Card: 20% off on Swiggy, movie offers, and more; should you get it?
The Axis Bank Select Credit Card offers features and benefits such as a BOGO movie offer, a 20% discount on Swiggy and BigBasket, complimentary domestic and international airport lounge access, complimentary golf access, milestone benefits, etc.
Personal loans: Does it make sense to borrow money for travel? Pros and cons explained
Travel is a luxury and therefore, it is not recommended to take a personal loan for it unless the travel is urgent or you are taking loan for a very short period
Best small cap mutual funds to invest in November 2025
According to the Sebi mandate, small cap schemes must invest in companies that are ranked below 250 in terms of market capitalisation. These schemes also will have to invest at least 65% in small cap stocks. Small companies go through many ups and downs - more than the established companies in the large and mid cap segments. That is why investing in small cap stocks is considered extremely risky; the small cap segment can also be extremely volatile, especially in the short term. That is why small cap schemes are recommended only to aggressive investors with a very high risk appetite and very long investment horizon.
Should I pay advance tax if income is below 12 lakh under new regime?
If the total tax payable during the year exceeds 10,000, a taxpayer is required to pay advance tax. However, there are other factors to consider.
Financial freedom is overrated. Financial well-being is underrated
Think of your financial journey like going on a mountain trek. Financial planning is your preparation and roadmap, financial freedom is reaching the summit peak and financial well-being is how you feel during the trek journey
Mutual Funds: Start SIP of this amount to accumulate 1 crore in 15 years
Mutual Funds: Your monthly contribution via SIPs may fluctuate based on the rate of return your investment delivers. For example, when your investment grows at 12% per annum, you need an SIP of 20,016 and when it grows at 9%, you need an SIP of 26,426 to save 1 crore in 15 years
Gifting stocks and mutual funds this festival season? Watch out for tax traps
While gifting wealth-creating assets is thoughtful, and often tax-efficient in the long run, its important to be mindful of the tax implications that may arise for both the giver and the recipient.
Looking to claim inherited assets? Key steps to follow in these 3 investment options
Locating and recovering financial assets of a deceased person can be complex, especially when no clear record exists. Legal heirs or executors must follow proper legal procedures obtaining probate or succession certificates before accessing assets such as mutual funds, shares, or cryptocurrency. Each asset class has distinct rules: unclaimed mutual fund units require KYC and legal documentation; crypto recovery depends on whether private keys or exchange access exist; and shares often need affidavits, police reports, and heir certificates.
Pre-approved credit cards explained: Meaning, benefits, and drawbacks
Pre-approved credit cards offer faster approval and introductory benefits but may have lower limits and perks.
Approaching retirement, an investor aiming for 1 crore in 10 years can boost their corpus by increasing SIPs annually. A financial expert suggests a 10% yearly SIP hike, potentially reaching 1.75 crore. The advice also includes a gradual shift from small- and mid-cap funds to large-cap for stability as retirement nears.
NFO Update: Bajaj Finserv Mutual Fund launches banking and financial services fund
Bajaj Finserv Mutual Fund has launched its new open-ended equity scheme, the Bajaj Finserv Banking and Financial Services Fund. The fund, which opens for subscription on November 10, will invest in the rapidly transforming BFSI sector. It aims to capture long-term wealth creation opportunities by investing in 45-60 stocks across banks, NBFCs, insurers, and fintechs.
How EVs stack up against petrol cars post-GST cuts? Here's the math
As GST cuts make petrol and diesel cars cheaper, buyers are redoing their math. EVs still save on running costs, but the payoff depends on how much you actually drive.
Sebi open to revising cap on brokerage fees paid by mutual funds: Report
Sebi is considering revising the proposed cap on brokerage fees paid by mutual funds, following industry concerns over revenue and research access. The move is part of a broader revamp of the mutual fund fee framework aimed at enhancing transparency, investor protection, and regulatory clarity.
What is a credit mix, and how can it strengthen your credit score
A strong credit mix of loans and credit cards enhances your credit score, showcasing responsible financial behaviour and improving your chances of securing favourable lending opportunities.
NFO Alert: Kotak Mutual Fund launches Kotak Rural Opportunities Fund
Kotak Mutual Fund has launched the Kotak Rural Opportunities Fund, an open-ended equity scheme focused on Indias rural transformation. The fund aims for long-term capital appreciation by investing in companies benefiting from rural growth, consumption, and infrastructure development. The NFO closes on November 20.
NFO Insight: Is Helios Small Cap Fund a smart bet amid smallcap market volatility?
Helios Mutual Fund has launched its Small Cap Fund, open until November 20. While experts advise caution with NFOs, some see this as an opportune time for a new fund to build a portfolio. Despite potential volatility, small-cap funds historically offer strong long-term growth, with current valuations appearing fair.
Marriott Bonvoy HDFC Credit Card: Is the 10,000 bonus points offer a good deal?
HDFC Bank is offering up to 10,000 bonus Marriott Bonvoy points on spending up to Rs. 2.5 lakhs on the Marriott Bonvoy HDFC Bank Credit Card between 1st October to 30th November 2025.
Best mid cap mutual funds to invest in November 2025
As per Sebi norms, the mid cap mutual funds are mandated to invest in companies that are between 101 and 250 in the market capitalisation. These companies can be leaders of tomorrow. Thats what makes them great bets. If these companies live up to the promise, the market will reward the investors handsomely.
Personal loans interest rates in Nov 2025: These are the latest rates which lenders charge
We list out the latest interest rates charged by different banks on their personal loans
Will nomination make me sole owner of the asset?
Being named a nominee for fixed deposits does not automatically make you the sole owner. Legal heirs or Will beneficiaries have claims, too.
Freelancing is tricky, managing money is trickier. Stay ahead with these practices
The following strategies can help you overcome the challenges of irregular income and achieve financial security.
Why EPFOs new withdrawal rules may hurt more than they help
EPFOs move to extend full withdrawal timelines aims to secure retirement savingsbut may create new hurdles for migrants, retirees, and those facing emergencies.
While a customer may relate to a figure in one's home currency under DCC, the amount includes additional spreads and fees that almost always work out higher than what their own bank or card network would have charged.
Looking for top SIP mutual funds to invest in November? Heres help for moderate investors
ETMutualFunds' top mutual fund SIP portfolios are meant for three different individual risk profiles: conservative, moderate and aggressive.
