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Looking for gold and silver based ETFs with investment horizon of 3 years? Check 5 toppers
Gold and silver based ETFs have delivered strong returns over a three year period amid global uncertainty. Data from MF Screener highlights the top five fund of fund options across gold and silver categories for medium term investors.
Top 5 flexi-cap mutual funds offer over 20% CAGR in 3 years
Nilesh Shah says judging fund managers by old clips misleads investors. Market views evolve with facts. He cites gold and silver gains since 2020, driven by central bank buying, geopolitics and diversification, urging investors to judge actions and allocation instead.
JioBlackRock Sector Rotation Fund opens for subscription: 10 things to know
Every mutual fund has offered positive XIRR on SIP investments in the last five years, an analysis by ETMutualFunds showed. Nearly 208 equity funds have completed five years of existence in the industry, of which 177 gave double-digit XIRR, and three gave over 20% XIRR in the said time horizon.
Top 10 AMCs gold ETF AUM crosses Rs 1.5 lakh crore in January. Check details here
Gold ETF boom: AUM of the top 10 AMCs crosses Rs 1.5 lakh crore in January as investors flock to safe-haven assets.
Best dynamic bond funds to invest in January 2026
If you are planning to invest for three to five years, but dont want to take a call on interest rates, you can bet on dynamic bond funds. Kotak Dynamic Bond Fund, one of the recommended schemes, has been in the third quartile for the last 20 months. ICICI Prudential All Seasons Bond Fund has been in the second quartile for the last 20 months. Please follow our monthly updates to keep track of your investments
Quiet confidence: How first-time earners are redefining money habits
Rather than splurging, Indias young professionals are adopting disciplined, flexible budgeting to navigate their first years of earning.
Strong local flows into funds offset volatile overseas money
Mutual funds, driven by consistent household inflows via SIPs, have become a cornerstone of India's equity market, offsetting volatile foreign investor flows. Domestic institutional investors, including mutual funds and insurance companies, now hold a larger share of equities than foreign portfolio investors, marking a significant shift in market dynamics.
Anup Upadhyay, fund manager at SBI Mutual Fund, said about 70% of the SBI Flexi Cap Fund is now in large caps, up from 55% a year ago. In an interview with Mint, he also spoke about his outlook for the market, sectoral bets, and structural changes in the SBI Flexi Cap Fund.
HDFC Mutual Fund announces change in fundamental attribute of its non-cyclical consumer fund
Under the revised mandate, the fund will allocate 80100% of its assets to equity and equity-related instruments of companies in the consumption and consumption-related or allied sectors.
NFO Alert: Mirae Asset launches two BSE India Defence-based passive funds
Mirae Asset Investment Managers (India) has launched two BSE India Defencebased passive funds: the Mirae Asset BSE India Defence ETF and its ETF FOF. The NFOs open on February 2, the ETF closes on February 10 and the FOF closes on February 16, 2026. The schemes will reopen for continuous transactions later in February.
Gold is talking, silver is screaming: Is it time to rebalance your precious metal investments?
Gold and silver have hit record highs, but WhiteOak Capital MF warns this isnt a time to chase the rally. Its report says gold is talking signalling macro risks while silver is screaming, indicating speculative excess. Investors may be better off taking profits, rebalancing and reallocating strategically.
The Economic Survey 2025-26 highlights a sharp rise in equity and mutual fund allocation in household savings, driven by a sevenfold increase in SIP contributions, signalling a structural shift towards disciplined, long-term investing by Indian households.
Realty stocks tumble up to 28% in January ahead of Budget 26; can sops lift the laggards?
Within these five years, January 2025 marked the sectors steepest decline, as the Nifty Realty index plunged 12.45%. Other years were also weak, with declines of 4.69% in 2023, 0.81% in 2022, and 2.61% in 2021. The lone outlier was 2024, when the index posted gains of over 9%.
Gold ETFs outshine silver ETFs with up to 13% surge amid precious metals rally
Gold ETFs outperformed silver ETFs with gains up to 13% amid a rally in precious metals. Rising geopolitical risks, strong investment flows and tight supply conditions have driven record highs in gold and silver futures on MCX.
International mutual funds have delivered triple-digit gains since Budget 2025, driven by a rebound in US and Asian markets. Experts say the surge reflects a cyclical recovery, not a structural shift. For Budget 2026, investors and AMCs expect policy stability, higher offshore limits, and clearer taxation rules to support global diversification.
These top 10 AMCs manage over Rs 1 lakh crore of silver ETF AUM in January. Nippon Mutual Fund leads
Indias top 10 asset management companies collectively managed over Rs 1.13 lakh crore in silver ETF assets in January 2026. Nippon India Mutual Fund led the pack, followed by ICICI Prudential and HDFC Mutual Fund, according to NSE data.
Best short duration mutual funds to invest in January 2026
According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more. They are somewhat in the middle when it comes to interest rate risk. They are riskier than liquid, ultra short term, and low duration funds.
Why naming a nominee may be the most important step in your life insurance
Assigning a nominee in a life insurance policy ensures faster claim settlement, legal clarity and financial security for families when they need it most.
Is a Hiba valid for gifting property to unborn grandchildren?
Hiba made in favour of unborn children is invalid. A key principle that governs Hiba is the fact that Hiba can be effected inter vivos or among living persons. When a Hiba is made to a child in the womb, it would stand valid only if the child is born alive within 6 months from the date the Hiba.
Why this is the money masterclass you cant afford to miss
The Economic Times presents The Psychology of Money Masterclass with Morgan Housel, a live online experience designed to transform how people think about money, risk, and decision-making. Focused on behaviour rather than formulas, the masterclass combines global insights with Indian investing perspectives to help participants build a healthier, long-term relationship with money.
Lessons from the Binny Bansal ruling: Dubai or Singapore not an easy NRI tax arbitrage
Recent rulings in the Binny Bansal and Tiger Global cases signal that day counts and paper relocations are no longer enough. Tax authorities are looking for real overseas substance before granting non-resident status or treaty benefits.
Is continuing NPS investment the right choice for long-term retirement planning?
Which mutual funds to pick for SIPs in January? Aggressive investors weigh in
Aggressive investors suggest prioritizing high growth mutual funds like small cap, midcap, flexi cap, and sectoral schemes for SIPs in January to potentially maximize long term returns while accepting higher volatility.
Parag Parikh Large Cap Fund NFO closes Friday: 10 key things to know
Parag Parikh Large Cap Funds New Fund Offer, which opened on January 19 and closes on Friday, January 30, aims to give investors cost efficient exposure to large cap stocks with smart execution and broad diversification ahead of reopening for continuous subscriptions in February 2026.
Why did you just buy five books when you needed two?
From false scarcity to hidden fees, digital platforms are engineered to extract maximum value. Here are the psychological weapons used against your wallet.
Eighteen equity mutual funds delivered over 1.85 times returns on lumpsum investments over three years, led by mid and small cap schemes. The analysis highlights top performers while reiterating that returns vary based on risk profile, market conditions and investment horizon.
Gold vs silver ETF: Which metal deserves a place in your portfolio amid market volatility?
Gold and silver prices are soaring, prompting investors to consider ETFs. Experts advise prioritizing gold over silver for diversification, with a recommended commodity allocation of 8-10%. Multi-asset funds are also suggested for balanced rebalancing across asset classes. Investors should approach new investments cautiously, favoring SIPs over lump sums.
The Internal Revenue Service officially started accepting 2025 tax returns on 26 January, launching a taxpaying season that the White House projects could deliver an additional $100 billion returns to taxpayers.
Can income-plus arbitrage FoFs deliver stable, tax-efficient returns?
Income-plus arbitrage fund of funds offer a stable, tax-efficient fixed-income option for investors seeking to avoid equity and recent precious metal volatility. These schemes blend debt and arbitrage strategies, providing stability from debt and low-risk, tax-advantaged returns from arbitrage opportunities.
How to merge two PF accounts, and is a withdrawal taxable?
The latest UAN linked to your last employer should be retained, and the older one linked to your first employment must be merged
Why gold and silver are returning to Indian portfolios - for reasons beyond tradition
Indian households are returning to gold and silver, not out of tradition, but as part of a more structured approach to financial stability. As income becomes less predictable, these metals are finding a new role within diversified portfolios, alongside market-linked assets and passive income strategies that together support long-term financial freedom.
JioBlackRock Sector Rotation Fund is open for subscription. Should you invest?
The JioBlackRock Sector Rotation Fund uses AI, big data, and BlackRocks SAE approach to dynamically adjust sector exposures. Designed to complement core equity funds, it aims to enhance diversification, manage risk, and capture sectoral opportunities, offering Indian investors a top-down, sector-focused investment strategy. Investors can subscribe to the scheme until February 9.
Baroda BNP Paribas Money Market Fund crosses Rs 4,500 crore AUM mark in 6 years
Baroda BNP Paribas Money Market Fund has crossed Rs 4,500 crore in assets under management after completing six years. The fund has delivered steady returns, maintained high credit quality and liquidity, and outperformed its benchmark amid a declining interest rate environment.
NFO Update: SBI Mutual Fund announces launch of SBI Quality Fund
SBI Mutual Fund has launched SBI Quality Fund, an open-ended equity scheme focused on the quality factor, aiming long-term capital appreciation by investing in fundamentally strong companies, with the NFO opening January 28 and closing February 11 for retail investors.
7 equity mutual funds deliver over 20% CAGR across 3, 5 & 7 years. Do you own any?
Edelweiss Mid Cap Fund posted CAGRs of 24.58%, 22.85%, and 21.95% over the last three, five, and seven years, respectively. It was followed by HDFC Mid Cap Fundthe largest mid-cap scheme by assets under managementwhich also delivered over 20% CAGR across all three periods.
Looking for low cost and high return ETFs with a three year investment period? Here are the top 5
Silver-based ETF FoFs have emerged as a low cost investment option, delivering over 62% returns in three years. Here is a comparison of the top five silver ETF funds based on returns, expense ratios, and assets under management.
The second shift: How Gen Z is building wealth after office hours
In an economy that demands diversification to survive, the best investment you can make might just be the one you do on a Saturday afternoon.
New Tax Regime: Is ELSS still relevant without Section 80C tax breaks?
ELSS does not offer tax deductions under the New Tax Regime. However, it still has the potential to deliver strong returns and create wealth. With a three-year lock-in period, ELSS can help investors overcome emotions such as greed and fear and become more disciplined.
Confused between old and new tax regime? A smart guide for middle-aged taxpayers
Managing investments in 2026 amid volatile markets and geopolitical uncertainty
From crypto SIPs and precious metals to IPO mania, 2025 saw investors chase returns like never before. As markets remind them of risk, 2026 calls for discipline over FOMO.
NFO Alert: Edelweiss MF launches Financial Services Fund
Edelweiss Mutual Fund has launched a new financial services equity fund, open for subscription until February 10. This scheme aims for long-term growth by investing in high-quality companies across India's expanding financial sector, driven by rising consumption and digital adoption. Managed by experienced professionals, it targets investors comfortable with sector-specific risks for potential capital appreciation.
Union Mutual Fund launches Arthaya SIF, appoints Rajesh Aynor to lead this platform
Union Asset Management Company has launched 'Arthaya SIF', a Specialized Investment Fund platform offering purpose-led, actively managed strategies across equity, hybrid, and fixed income. This move expands their product suite, providing agile and tailored solutions for investors seeking strategic, outcome-oriented portfolios. The platform aims to deliver value through clarity, adaptability, and alignment with long-term goals.
NFO Insight: Can JioBlackRock Sector Rotation Fund help investors navigate market cycles?
JioBlackRock Mutual Fund has launched the JioBlackRock Sector Rotation Fund, an open-ended equity scheme that dynamically shifts sector weightages based on market cycles. The NFO is open for subscription until Feb 9 and follows BlackRocks Systematic Active Equities (SAE) approach.
Nominee vs heir: Why your bank nomination doesnt decide inheritance
Understanding the crucial difference between nominees and legal heirs can save families from disputes and ensure smooth asset transfer.
Why children are quietly becoming their parents financial managers
As fraud risks rise and finance grows more complex, adult children across urban India are becoming informal money managers for ageing parentsmanaging investments, blocking mis-selling and navigating a delicate balance between protection and autonomy.
Why silver isnt cheap goldand what investors get wrong about the catch-up trade
As gold hits record highs, many investors assume silver is the obvious next bet. History shows that thinking can quietly damage long-term portfolios.
7 equity mutual funds lose over 12% in 3 months. Do you own any?
Should you stop SIPs during market corrections? Heres what investors need to know
Systematic Investment Plans (SIPs) in mutual funds are widely promoted as a simple and disciplined way to build long-term wealth. However, when markets turn volatile or portfolios show short-term losses, many investors begin to question whether SIPs would work in all conditions.
Mutual Fund AUM growth slows to 3-year low in 2025
Mutual fund AUM and investor folios saw multi-year low growth in 2025 due to subdued stock market performance and a high base from previous years. Equity AUM growth halved, while overall AUM increased by 20% and folios by 16%, reflecting cautious investor sentiment.
ICICI Prudential AMC stops inflows into 2 FoFs
ICICI Prudential Mutual Fund has announced the grandfathering of two fund-of-funds schemes, the Passive Multi Asset FoF and Global Advantage Fund, effective January 27. This move bars new investments while allowing existing investors to remain. The decision stems from the schemes not fitting Sebi's classification for multi-underlying fund-of-funds.
Working remotely from India? When short stays trigger taxand when they dont
From overseas employees working briefly from India to gifting money to NRIs, heres how Indian tax rules apply in two common cross-border situations.
These 2 SIFs from ICICI Prudential MF are open for subscription. Check details
Equity mutual funds surge up to 9% in a week. Check top 5
FNPO has said that the previous pay commissions did not apply the fitment factor consistently at all levels, both by design and necessity. Therefore, it has sought fitment factors ranging from 3.0-3.25 for various central government employee levels
Mutual fund NFOs: 6 new NFOs open for subscription on January 27. Check details
Best SIP funds to invest in January 2026
ETMutual Funds' best mutual fund SIP portfolios are built for three distinct risk profiles: conservative, moderate, and aggressive.
