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2,000 monthly SIP can grow to nearly 38 lakh in 25 years through compounding: Here's how
Small investments can deliver big results. A 2,000 monthly SIP earning 12% annually can grow to nearly 38 lakh in 25 years through compounding.
What you must know when gifting money to your child in the US
A family gift may be tax-neutral, but it is not compliance-neutral. Proper documentation, LRS compliance and timely US reporting can prevent a genuine family gift from becoming a compliance issue.
Not transferring your PF when switching jobs could cost you tax-free withdrawal benefits Here's why
Transferring your EPF balance when switching jobs is essential for maintaining tax benefits and continuity of service. Unlinked accounts can complicate withdrawals and lead to taxes.
Fintech firms PhonePe and CRED are testing credit card rent payments with select users, potentially relaunching the feature next month after regulatory concerns halted it last year. What are they and how they differ from wallet loading?
RBI revives FCNR(B) swap window for NRIs; can it replicate the 2013 inflow boom? Explained
The RBI has revived the FCNR(B) swap window, a tool last used during the 2013 rupee crisis. Here's how the scheme works and whether it can attract fresh dollar inflows from NRIs.
ELSS funds see 650 crore outflow; are tax-saving mutual funds losing relevance?
According to data released by the Association of Mutual Funds in India, ELSS funds recorded net outflows of 650 crore in May, marking the fifth consecutive month of redemptions this year. The category has witnessed net outflows in 13 of the past 14 months.
The core-satellite investing strategy helps you build a balanced portfolio by combining passively and actively managed funds. Through passive investing, you can invest in low-cost and stable options, while through active investing, you can explore new opportunities emerging in the market.
ITR filing AY 202627: Difference between ITR-1 and ITR-4 who should file which form?
ITR-1 is generally filed by salaried individuals or pensioners, while ITR-4 is meant for individuals earning income from business or profession.
How to file a complaint in consumer court and seek redressal Step-by-step process explained
Consumers who are unsatisfied with a product or service can file complaints in consumer courts, provided they have necessary documents and the seller refused to provide a resolution. Full details here.
Death doesn't end income tax liability: Who is responsible for paying a deceased person's tax dues?
Tax obligations of a deceased taxpayer remain, requiring legal heirs to file returns and settle dues. Under the Income-tax Act, liability is limited to the estate's value, protecting heirs from personal financial burden beyond inherited assets.
8th pay commission: From submission of feedback and memorandum from employee representatives, job applications for consultant posts, and the scheduled state visits Check here for list of key dates and deadlines
13 mutual funds collect Rs 471 crore in May, Motilal Oswal Contra Fund contributes Rs 267 crore
Sebi proposes consolidated disclosure norms for executive pay at AMCs
Sebi has proposed enhanced remuneration disclosure norms for mutual fund asset management companies, including consolidated disclosure of executive pay and employee count. The regulator also suggested limited access to scheme-level fund manager remuneration details for investors to strengthen transparency and corporate governance.
Will AI take jobs? Vijay Kedia points to refrigerators, electricity and highways for answers
In a post on X on 9 June, Vijay Kedia addresses the common concern that AI will take jobs. The ace investor says history suggests a different possibility. Refrigerators, electricity, highways, and the Internet created opportunities for entire ecosystems, and AI may follow the same path.
West Bengal CM Suvendu Adhikari announced that the dearness allowance for government employees will be addressed in the upcoming state budget. Here's all the latest updates we know
AMFI data: Gold ETFs record first monthly net outflow in 13 months. Here's why
AMFI data shows Gold ETFs posted their first monthly outflow in 13 months in May. Profit booking and weaker fresh investments weighed on flows despite rising gold prices.
EPFO 3.0 will expand the retirement fund body's digital services and online presence through a system update that will allow subscribers to undertake paperless withdrawal or transfer of provident fund.
What Nippon India Small Cap Fund bought and sold in May 2026 top 10 holdings revealed
Nippon India Small Cap Fund is the largest open-ended small-cap mutual fund in India with an AUM of 72,673 crores. Here's a closer look at the fund's portfolio activity in May 2026, highlighting the stocks it added and trimmed during the month, along with its top 10 holdings.
Should I stop investing and kill debt first? Ive been thinking about it for some time now. It was time to ask ChatGPT.
Retired with Rs 4 lakh in mutual funds? Here's what an expert suggests before starting an SWP
A 74-year-old investor with Rs 4 lakh in equity mutual funds seeks advice on future income generation through Systematic Withdrawal Plans. An expert suggests gradually adding hybrid funds to reduce market volatility. The withdrawal amount will depend on investment duration, accumulated gains, income needs, and overall financial situation. Historical data suggests 5-6% annual withdrawals are sustainable over 10-15 years.
Today marks Prime Minister Narendra Modi's tenure as India's longest-serving elected PM in continuous office and 12 years since the formation of the National Democratic Alliance (NDA) government. Against this backdrop, we take a look at some of the changes for taxpayers.
Nuvama Wealth receives final SEBI approval to launch mutual fund business
Nuvama Wealth Management has received final Sebi approval to enter the mutual fund business through Nuvama Asset Management. The company plans to initially launch products under the Specialized Investment Fund (SIF) framework before expanding its mutual fund offerings, leveraging its wealth management expertise and extensive client base.
Five equity mutual funds delivered strong SIP returns over 10 years, with top schemes nearing 24% annualised gains. Small-cap funds led performance, but experts advise aligning investments with risk profile and long-term goals.
ChatGPT's analysis was shocking because of the striking difference between reality and assumption.
AMFI Data: Mutual fund SIP inflows slip 1% to Rs 30,954 crore in May
May SIP Data: The monthly inflows remained above the Rs 30,000 crore mark for the third consecutive month. On yearly basis, the SIP inflows went up 16% from Rs 26,688 crore in May 2025. Overall, equity mutual fund inflows declined 40% month-on-month to Rs 22,907 crore in May from Rs 38,440 crore in April. However, on a year-on-year basis, inflows rose 20% from Rs 19,013 crore recorded in May 2025.
AMFI Data: Equity mutual fund inflows tumble 40% to Rs 22,907 crore in May
Among the 11 sub-categories, flexi cap funds remained investors favourite, attracting the highest inflow of Rs 5,175 crore in May, compared with a record-high inflow of Rs 10,147 crore in April.
The large-cap comeback: why investors may need to rethink their portfolios
After years of chasing growth in mid- and small-caps, investors may need to prepare for a slower market cycle and rediscover the value and safety of large-caps.
How the spread impacts your home loan EMI
Understanding the spread can make the difference between assuming you are benefiting from an RBI rate cut and discovering that much of the benefit has been offset by the bank's pricing decisions.
Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Wednesday, 10 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.
Best flexi cap mutual funds to invest in June 2026
Flexi cap mutual funds provide a flexible investment avenue for investors navigating market volatility. Fund managers can strategically allocate assets across large, mid, and small-cap stocks based on market outlook. This approach is ideal for moderate investors aiming for wealth creation over a five to seven-year horizon.
Facebook Privacy Settlement: Meta is set to begin its second round of payment cheques to eligible claimants from this month. Here's a look at how much is on the table and who qualifies for a part of the additional $100 million payout.
ET Explainer: Why largecaps are gaining appeal as Nifty consolidates
With Nifty 50 valuations at long-term averages, wealth managers suggest allocating to large-cap stocks. These companies offer stability and earnings visibility, making them a safer bet amid global uncertainty. Investors can consider a mix of active and passive large-cap funds for their core portfolio.
Ditch Thailand, Vietnam I asked Gemini for offbeat international destinations for two under 2 lakh
Want to skip the crowded streets of Hanoi, the commercialised beaches of Phuket, and the high prices of Dubai, and still enjoy a memorable international trip? Here's where you can go instead
Jio BlackRock prepares ETF debut by August after building $2 billion India fund base
Jio BlackRock is set to launch its first Indian ETFs by August, aiming to mirror BlackRock's global success in passive investing. The joint venture, already managing $1.9 billion in assets, plans to initially focus on equity strategies. This move seeks to tap into India's growing, albeit nascent, ETF market, with plans for GIFT City products also underway.
Now, a super top-up health insurance plan that covers you during job shifts
TATA AIGs MediCare Reserve super top-up provides 90-day cover for salaried without deductibles, base cover
Parag Parikh Flexi Cap doubles down on IGL, MGL; adds more ITC and bank stocks
Parag Parikh Flexi Cap Fund doubled its holdings in IGL and MGL while increasing exposure to ITC, HDFC Bank and ICICI Bank, without introducing any new stocks.
Not Bitcoin or Ethereum: These were the most popular crypto tokens in May
In May, traders sought lesser-known tokens. While Bitcoin and Ethereum struggled, digital assets such as HYPE and BNB gained. Here's why major tokens failed to entice investors, and some tokens emerged as winners.
ITR filing AY 2026-27: Complete list of deductions and exemptions available under new tax regime
While the old tax regime offers a wider range of exemptions and deductions, the new tax regime still provides several tax benefits. Salaried taxpayers can benefit from the standard deduction of 75,000, making income up to 12.75 lakh effectively tax-free in the new regime.
Income tax return for AY 2026-27: Is filing your ITR too early a mistake this year?
Balwant Jain, tax and investment expert, said taxpayers should avoid rushing to file immediately after the utilities become available, as AIS records continue to evolve.
'The less I tinker, the better it works': inside Radhika Guptas autopilot portfolio
The Edelweiss Mutual Fund CEO manages thousands of crores for investors, but her personal wealth strategy relies on an annual ritual that keeps emotion out of the market.
Top 5 large- and mid-cap funds beating the benchmark: Meaning, benefits and risks explained
Large- and mid-cap funds are equity mutual funds that are required to invest at least 35% of their assets in large-cap stocks and at least 35% in mid-cap stocks. Check the list of the top 5 large- and mid-cap funds that have generated the highest alpha in this category.
Atal Pension Yojana vs NPS: Key differences, benefits and who should choose which
APY offers guaranteed monthly pensions for unorganised sector workers, while NPS is a flexible, market-linked retirement savings option for a wider audience. Details here.
SpaceX IPO: 5 Indian mutual funds that can offer exposure to space giant
SpaceXs planned IPO and potential inclusion in the Nasdaq-100 have renewed investor interest in Indian mutual funds tracking the benchmark. Such funds could gain indirect exposure to the aerospace giant, although fresh investments in several schemes remain restricted due to overseas investment limits.
8th pay commission: What is ICMR's 3,490-calorie formula recommendation?
The 8th Pay Commission, chaired by former Supreme Court Justice Ranjana Prakash Desai, is reviewing pay structures and allowances for central government employees. Amid this, here are calorie and food expenses related demands from employee groups, explained
Dearness Allowance: How DA is treated under Income Tax, explained
One of the most closely watched components of government employees' salaries and pensions, here's a look at if DA is subject to income-tax, whether it must be reported in your income tax returns filing and more.
Diversification to di-worse-sification: the costly mistake of buying too many mutual funds
Decades after legendary investor Peter Lynch coined the term to warn against overcrowding a portfolio, Indian mutual fund investors are making the same costly error by investing in 20-30 schemes, many of which hold the same stocks.
MF Tracker: Nippon India Value Find turns Rs 10,000 SIP to Rs 1.56 crore in 21 years
Nippon India Value Fund has turned a Rs 10,000 monthly SIP into Rs 1.56 crore over 21 years, according to an ETMutualFunds analysis. Launched in June 2005, the fund holds a four-star rating from Value Research and Morningstar. A Rs 10,000 SIP started 10 years ago would now be worth Rs 27.06 lakh, while similar investments over five and three years would have grown to Rs 8.19 lakh and Rs 3.90 lakh, respectively.
Indias new retirement crisis: Why higher salaries no longer guarantee financial freedom
If the salary stopped tomorrow, not because of a job loss, but by choice, how long could we actually live the life we're living today?
ITR filing AY 202627: How to calculate your taxable income under old and new tax regimes
When filing your ITR, the first step is to calculate your taxable income. Taxable income is the portion of your total income on which tax is actually levied after considering eligible exemptions and deductions.
PhonePe and CRED may soon resume rent payments through credit cards under a marketplace model, testing pilots with select users. The new model aims to address compliance and verification issues.
Several flexicap funds have significantly increased their small-cap exposure over the past three years, reflecting confidence in smaller companies. Navi, Samco, and ICICI Prudential led the shift, seeking growth opportunities in niche businesses.
Tata Mutual Fund announces temporary restrictions on subscriptions in its gold ETF and FoF
Tata Mutual Fund has temporarily restricted fresh subscriptions in its Tata Gold ETF and Tata Gold ETF Fund of Fund, citing prevailing market and economic conditions. While large direct investments and certain lump-sum inflows face limits, SIPs, SWPs, redemptions and switch-outs will continue without any restrictions.
Axis Mutual Fund has revised exit load structures across its equity schemes, removing charges for large-cap, flexicap and large & midcap funds while shortening the holding period for the midcap fund. The changes apply from June 15 and will cover all fresh investments, including SIPs, STPs and switches under the schemes.
BlackRock to offer space ETF that will add new IPOs within days
BlackRock has launched the iShares Space Technologies UCITS ETF (STAR) for European investors, featuring a unique IPO fast-entry mechanism. This allows newly listed space companies to be added to the index within 10 to 30 days, rather than waiting for scheduled rebalances. The move follows a surge in investor interest in space ETFs.
Planning a SIP this June? Here are mutual fund options that could suit aggressive investors
Aggressive investors planning SIPs in June can consider a mix of flexi-cap, large-cap, mid-cap, small-cap and hybrid funds across investment baskets, based on ETMutualFunds' model portfolios designed using performance, consistency and risk-adjusted return metrics.
Want a lower home loan rate? These 7 simple moves could save you lakhs
A small reduction in home loan interest rates can lead to significant savings. Strategies to lower borrowing costs include maintaining a strong credit score and choosing the right lender.
Can NRIs invest more in Indian stocks now? RBI's latest move explained
As part of its latest policy measures, the central bank announced that NRIs and OCIs will be allowed to invest more in listed Indian companies without SEBI registration.
Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Tuesday, 9 June 2026. Check the price of 18K, 22K and 24K gold and silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.
Edelweiss launches 300-crore NCD issue with up to 10% returns: Check dates, rating and key features
Edelweiss Financial Services Ltd has launched a 150 crore public issue of secured non-convertible debentures, with a total size of 300 crore.
Retirees face a new challenge: managing wealth after decades of building it. Experts advise simplifying complex portfolios, especially those with many stocks. The focus moves to generating income and ensuring long-term financial security through strategic adjustments to investments and withdrawal plans.
A Kolkata fast-food stall generates 3 lakh monthly with a 20% profit margin. Strategies to increase profitability include menu optimisation, upselling and operational efficiency.
Taxpayers might not need to file an Income Tax Return if their income is below the exemption limit, but filing can provide financial benefits, such as official records and eligibility for refunds.
EPF nomination: How to check, add and validate your nominee online | A step-by-step guide
All EPF members must register a nominee under the EPF Scheme, 1952, to ensure smooth settlement of benefits upon the member's death. Members can check nominee status and complete e-nomination online, ensuring to e-sign the document for it to be valid.
If the Central Government Employees' Association's demands are accepted, the minimum basic salary under the 8th Pay Commission could rise to nearly 69,000, significantly influenced by the fitment factor, which converts pre-revised salaries to new structures.
Cryptocurrency F&O: How are gains taxed in India? Know rules and ways to report in ITR
Cryptocurrency futures and options involve trading derivative contracts based on digital assets, enabling price speculation without ownership. Here's how the gains are taxed.
Indian rupee in free fall: What the govt is doing to lure foreign capital and lift currency
India's rupee is under pressure, hitting record lows against the US dollar due to economic uncertainty and high import bills. The government and the RBI have implemented several measures to stabilise the currency and attract foreign inflows.
The RBI has fixed the premature redemption price at 15,512 per unit for SGB 2021-22 Series III due on 8 June 2026.
Do you have to pay tax on your NRE deposit interest? Key rules NRIs should know
NRE accounts allow NRIs to deposit foreign income in Indian rupees, facilitating free repatriation. Interest on NRE fixed deposits is exempt from Indian income tax, enhancing their appeal.
Private sector banks are the best contrarian bet for the next 3 years, says S Naren
ICICI Prudential AMC CIO S Naren warned that rising leverage through derivatives and margin trading poses a bigger risk than any slowdown in mutual fund inflows. He sees private sector banks as attractive contrarian bets and remains optimistic on India's debt market amid improving fundamentals.
Nifty Midcap150 Momentum 50: This index combines mid-cap potential with momentum factor
Nifty Midcap150 Momentum 50 Index includes 50 mid-cap stocks that have delivered the strongest momentum, thereby combining the growth potential of mid-caps with the momentum factor's ability to identify market leaders.
A guide to government securities for retail investors: Meaning, ways to invest, benefits and risks
Government securities (G-Secs) are debt instruments issued by the RBI on behalf of the central and state governments to raise funds from investors. These securities can be purchased in the primary market during government auctions or in the secondary market.
HDFC, ICICI Prudential and Nippon are restricting gold ETF inflows. Here's why
Gold ETF inflows are at record highs, but fund houses are becoming more selective about fresh subscriptions. Here's why the rupee, gold imports and bullion supply are driving the decision.
ITR filing AY 2026-27: How to claim TDS refund while filing your income tax return
Tax Deducted at Source (TDS) is a way through which tax is collected in advance by deducting a certain amount from specified payments. A TDS refund becomes applicable when the amount of tax deducted from your income during a financial year is more than the tax you are actually required to pay.
Mango bonds and tree renting: a side of Alphonso in your portfolio
Consumers are renting mango trees and buying so-called mango bonds to secure premium fruit directly from farms. But are these genuine investments or simply a smarter way to buy mangoes?
How to change or update your EPF nominee online: Step-by-step process here
EPF members can update their nomination online at any time. This allows them to change beneficiaries. Here's the full process and what to do to make your nomination valid.
Are you looking for a multi-cap fund that charges low fees and delivers benchmark-beating returns? Here are the top 5 multi-cap funds that combine low expense ratios with strong return performance.
5 multicap mutual funds with maximum mid and smallcap exposure. Check details
Multicap funds are required to allocate at least 25% each to large, mid and smallcap stocks, but some schemes have significantly higher exposure to the riskier mid and smallcap segments. Nippon India Nifty 500 Equal Weight Index Fund topped the list in April 2026, followed by Samco, Groww, DSP and Bajaj Finserv Multi Cap Fund.
Gold and silver ETFs slip up to 8% amid Israel attack and crude oil spike. What should investors do?
Gold and silver ETFs declined sharply on Monday as precious metal prices corrected on the MCX amid rising crude oil prices, inflation concerns and expectations of higher US interest rates. While the selloff weighed on returns, experts believe the correction offers a gradual accumulation opportunity for long-term investors through systematic investments.
Zerodha Mutual Fund files draft document with Sebi for two life cycle funds
These are open-ended funds with attributes of pre-defined maturity and glide path for goal-based investing.
Four mutual funds restrict large inflows into gold ETFs and FoFs; Rs 25 crore cap imposed
South Korea and Taiwan are facing market pressure despite strong gains in semiconductor giants driving the AI boom. Heavy concentration in a few chipmakers has increased vulnerability to profit-taking and volatility, exposing the risks of narrow market leadership as investors reassess valuations amid geopolitical and economic uncertainties.
Im a biker and have 50 lakh: I asked ChatGPT if I should stop going to office and travel around
After inheriting 50 lakh, the individual seeks financial and lifestyle advice on how to lead a meaningful life without traditional work. ChatGPT looks at the situation from a different lens.
33 of 38 Flexi-cap funds beat the Nifty 500, but most investors still lost money
Only 15 flexi cap funds delivered positive returns over the past year. Those funds account for just 16% of the category's AUM.
India's biggest health crisis isn't physicalit's financial What new study reveals
A recent report shows urban Indians score 65/100 on wellbeing, with financial health as the weakest link. Stress affects 82% of respondents, and mental health is gaining importance, particularly among younger populations.
The credit card debt trap: How a 1 lakh bill can spiral out of control
High credit limits and minimum due payments can create a dangerous debt spiral. Experts explain how the trap beginsand what borrowers can do to get out.
I asked ChatGPT if I should start a side hustle to earn extra income every month. AI asks me to do a 90-day experiment before making a final decision.
The RBI maintained its repo rate at 5.25% to await clearer economic signals amid rising inflation risks. Home loan rates remain unchanged, with public banks offering rates from 7.10% to 7.25%. Measures to attract foreign capital were also introduced to support the rupee.
On 8 June, gold prices fell by 0.94% to 1,54,290 per 10 grams, influenced by rising Middle East tensions and higher crude oil prices. Silver also declined by 1.6% to 2,45,120 per kg.
I asked ChatGPT to assign every rupee of my salary a job: AI suggests zero-based budgeting
I asked ChatGPT to utilise my monthly income effectively and assign every rupee a job. AI suggests zero-based budgeting to me.
The BSE Sensex has fallen over 10,000 points from its peak. Market experts suggest this presents a buying opportunity for long-term investors. Continuing Systematic Investment Plans (SIPs) is recommended to benefit from rupee cost averaging. Investors with idle cash can deploy it through staggered investments over several weeks. Diversified equity mutual funds are advised over single sector bets.
Shocking digital arrest scam exposes how fake ED officers in Nagpur cheated an 85-year-old retiree of 87 lakh through fear tactics, forged documents and constant surveillance.
