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How to maximize credit card interest-free days: A simple guide
Understanding the risks of credit card usage is essential. By maximising interest-free days through careful planning, users can avoid high costs, effectively manage cash flows, and utilise credit cards as beneficial financial instruments.
How employee stock plans can surprise you on taxes
Stock-based pay can build wealth, but tax obligations often come before cash hits your pocket. Heres what to know about employee stock options, restricted stock units and stock purchase plans.
Two to tango: How child-free couples are rethinking retirement, health and legacy
Across urban India, child-free couples are intentionally reshaping their finances, prioritising flexibility, early retirement, experiences, and long-term self-reliance over traditional child-centric milestones and expenses.
12 equity mutual funds lose over 10% in 2025. Where should investors focus in 2026?
Many equity mutual funds experienced significant losses in 2025. Over a dozen funds saw declines exceeding 10%. This performance shift highlights the need for strategic investment decisions. Investors are now considering where to focus their capital in the upcoming year. Experts suggest a move towards quality large-cap funds and diversified options for better outcomes.
Best conservative hybrid mutual funds to invest in December 2025
Conservative hybrid mutual funds are similar to erstwhile monthly income plans or MIPs. MIPs were extremely popular at one point. They used to invest a small part of their portfolio in stocks. But their USP, as the name suggests, was regular income in the form of dividends. However, regular dividends stopped when the market got into a bad phase. That was the end of MIPs. The lesson: do not bank on hybrid funds to secure a regular income.
ITC Share Price Live Updates: ITC Reports a Weekly Return of -0.83%
JSW Steel Share Price Live Updates: JSW Steel's weekly performance shows a drop
Hero MotoCorp Share Price Live Updates: Hero MotoCorp's Market Position Today
Explained: Sebi revises mutual fund expense fee. Will it make your investments cheaper?
Sebi has overhauled mutual fund expense rules by introducing a Base Expense Ratio, separating statutory levies, lowering expense and brokerage caps, and simplifying disclosures to improve cost transparency, discipline and investor protection, without necessarily cutting total costs sharply
Non-government NPS subscribers can now withdraw up to 80% of their retirement corpus as a lump sum upon exit, and in some cases up to 100%. Here's how benefits are paid to subscribers.
Google launches Credit Card with Axis Bank Here's what you need to know about Pay Flex
Google Pay, in collaboration with Axis Bank, has launched its new co-branded credit card named Google Pay Flex Axis Bank Credit Card, which seeks to simplify and integrate credit with UPI services. Here's all you need to know about the new credit card.
1 lakh investment in this mutual fund at launch in 2008 would have grown to 9.8 lakh now. See how
If an investor had invested 1 lakh in this flexi-cap mutual fund in 2008, the amount would have grown 10 times in the 17 years that followed at an annualised rate of 14.25%.
NPS subscribers will now be able to withdraw up to 80% of the corpus when it exceeds 12 lakh.
NFOs : 5 new mutual funds are open for subscription now. Check details
Five mutual fund NFOs are currently open for subscription, dominated by passive offerings such as ETFs, index funds, and FoFs, alongside one active fund. Investors are advised to align choices with their risk profile and long-term goals.
NFO Alert: Kotak Mutual Fund announces launch of Kotak Nifty Next 50 ETF
Kotak Mutual Fund has launched the Kotak Nifty Next 50 ETF, a passively managed fund tracking the Nifty Next 50 Index, offering diversified exposure to emerging large-cap companies at discounted valuations, with the NFO open from December 18 to January 1
JioBlackRock Mutual Fund to launch 3 new funds in January 2026. Check dates and key details
JioBlackRock Mutual Fund will launch three new schemes in January 2026two debt funds and one sectoral equity fund. The Short Duration and Low Duration Funds will open on January 8, while the Sector Rotation Funds NFO begins January 27. Minimum investment starts at Rs 500.
ICICI Prudential Mutual Fund: HDFC Bank, RIL, and Infosys among top 10 stock holdings in November
7 mutual funds trim exposure in these 20 midcap stocks in November
The cut-off period runs from July 1 to December 31, 2025, with the final categorisation taking effect on February 1, 2026.
In AMFIs upcoming semi-annual reshuffle, Canara Bank and HDFC AMC may be upgraded to largecap, while Apar Industries could move to midcap. Several stocks, including Sona BLW, Gujarat Gas, and LIC Housing Finance, may shift to smallcap, Nuvama has predicted. Changes take effect February 1, 2026, with fund managers closely tracking adjustments.
This year, 344 IPOs later, half the market is underwater
A year after a record 1.5 lakh crore IPO wave, half of new listings are underwaterrevealing why listing-day pops mislead and disciplined selection matters more than ever.
3 equity mutual fund categories offer over 10% returns in 2025 so far. Will 2026 be the same?
Auto and Banking & Financial Services equity mutual funds have surged past 10% returns in 2025, leading the pack. While most categories saw positive gains, Smallcap and Pharma & Health Care funds experienced declines. Experts attribute the strong performance to robust demand, policy support, and improving financial sector fundamentals.
Best balanced advantage funds or dynamic asset allocation funds to invest in December 2025
Balanced advantage funds invest in a mix of stocks, debt, and arbitrage opportunities. These funds decide their equity exposure depending on key market ratios or in-house parameters. They invest less in stocks when the market is very high or valuations are stretched.
Apollo Hospital Share Price Live Updates: Apollo Hospital's 3-Month Return Overview
ONGC Share Price Live Updates: ONGC's stock performance reflects a decline
Power Grid Share Price Live Updates: Power Grid's returns show a significant drop
JSW Steel Share Price Live Updates: JSW Steel's 3-Month Returns Analysis
Sensex Today | Stock Market LIVE Updates: GIFT Nifty signals a muted start; Asian shares trade lower
Why investors chase the illusive pot of gold: Inside finfluencers' mind games
Understanding the psychological biases at play can help investors resist the pull of finfluencers like Avadhut Sathe.
How can investors structure MF portfolios for better tax efficiency?
Understanding mutual fund taxation is key for investors. Equity funds held over a year attract a 12.5% long-term capital gains tax, with the first Rs 1.25 lakh tax-free annually. Debt funds are taxed as per income-tax slabs. Hybrid funds often qualify for equity taxation. Dividends are fully taxable. Investors can strategically use these products for tax efficiency.
Government to sell up to 3% stake in Indian Overseas Bank via OFS, sets floor price at Rs 34/share
The government will divest up to 3% stake in Indian Overseas Bank via an offer for sale starting December 17, with a floor price of Rs 34, at a discount to market price.
Mutual funds: What is STP and how does it help avoid market volatility? Explained
A systematic transfer plan allows investors to transfer their funds from one mutual fund to another in a planned and systematic manner, rather than in a lump sum.
A tax return is referred to as a belated return when it is filed after the end of the original due date mentioned under section 139(1). The last date to file a belated return is 31 December.
NFO Alert: The Wealth Company Mutual Fund launches gold ETF
The Wealth Company Mutual Fund has launched an open-ended Gold ETF tracking domestic gold prices, offering investors a transparent, low-cost and liquid alternative to physical gold amid rising interest in bullion investments.
Is gold the most reliable hedge across market cycles? A look at 10 different periods
Gold has often cushioned portfolios across crises, corrections and recoveries, though its performance varies across market cycles and events.
Personal loan eligibility: What is the minimum income required?
The minimum income requirement is an important eligibility criterion for a personal loan. The applicants income helps the bank assess the applicants repayment capacity and ability to make timely EMI payments.
SBI Mutual Fund: RIL, SBI, and ITC among top 10 stock holdings in November
SBI Mutual Fund maintained a diversified equity portfolio in November, with HDFC Bank remaining its largest holding. Select adjustments were seen across banking, telecom and IT stocks, with marginal changes in portfolio weights. Overall positioning reflected a stable allocation strategy with selective buying and selling across key large-cap names.
One nation, one portfolio: How AI biases could leave us all holding the same bag
Generative AI is quietly reinforcing one of our most persistent investing biases familiarity thanks to inherent disparities in training data. If were not careful, we could find ourselves with portfolios that look eerily similar, carry the same risks, and collapse in unison.
JioBlackRock Mutual Fund boosted its holdings in nearly 500 stocks during November. Key additions included Kaynes Technology and IndiGo. The fund also increased its stake in major banks like HDFC Bank and ICICI Bank. Conversely, it trimmed its investments in 18 companies, notably Eicher Motors. A new stock, Ahluwalia Contracts, was introduced, while six stocks were completely exited.
SEPC shares zoom 8% on Rs 270 crore railway order win from North Western Railway
C jumped after the company won a 269.69 crore railway infrastructure contract for the AjmerChanderiya Doubling Project under North Western Railway.
6 mutual funds make complete exit from 12 smallcap stocks in November
Six mutual funds fully exited 12 smallcap stocks in November, according to Nuvama.
ESOPs vs mutual funds: Should you hold company stock or diversify your portfolio?
Employees with ESOPs and mutual fund investments face a choice: sell company stock for diversification or hold for potential growth. Experts advise treating ESOPs as risky equity, managing concentration risk, and continuing mutual fund SIPs for long-term wealth creation.
Mutual Funds: Want to accumulate 50 lakh in next 12 years? You will need SIP of this amount
The amount of SIP is contingent on the rate of return on your investment. Higher the return, lower the SIP needed. Conversely, lower the return, higher the need for SIP.
Best arbitrage mutual funds to invest in December 2025
Arbitrage mutual funds look for the price difference that they can exploit between the cash and derivatives markets. They may also invest in debt securities and equities if there are no arbitrage opportunities available in the market.
Your debt portfolio with a lower tax-bite
From FDs to PPF and new-age funds, here are the best choices for short and long-term investment goals.
MF margins to face pressure; volumes to compensate: ICICI Pru AMC
ICICI Prudential AMC's IPO is open for subscription, with Nimesh Shah expecting profitability pressures from growing AUM to be offset by falling unitholder fees. He highlighted operating profit growth as the key valuation metric for asset management businesses, which have historically required minimal capital for expansion.
NCDEX gets Sebi nod for mutual fund platform ahead of equity launch
National Commodity & Derivatives Exchange Ltd, NCDEX, has received in-principle approval from Sebi to launch a mutual fund transaction platform. This platform will enable investors to subscribe to and redeem mutual fund units. The exchange aims to expand financial inclusion by targeting rural and semi-urban areas with low-denomination systematic investment plans.
NPS: These fund managers delivered highest returns on equity investment in past 3 years. See list
National Pension System subscribers can choose their fund managers each of which has a unique portfolio of assets based on their investing philosophy.
Baap of Charts crackdown: Sebi starts proceedings against this finfluencer to recover over 17 crore
Sebi launched a crackdown on Ansari and his firm in 2023 when he was banned from trading in the securities market
Rupee at 90: Why your holiday to Europe, Maldives, and parts of Southeast Asia may cost more
The rupees slide past 90 to the dollar is making overseas travel costliernot just to the US, but across Europe, the Maldives and parts of Asia, with uneven impact by destination.
One year can change a lot: Why your financial goals and investments need a reset
As the year ends, it's crucial to review financial goals and investments. Changes in personal circumstances or income levels can necessitate adjustments to financial plans and insurance needs, ensuring optimal asset allocation and adequate coverage for future expenses.
Where are mutual funds placing their bets? A look at Novembers sectoral trends
In November, mutual funds favoured tech, private banks, autos, NBFCs, telecom, and insurance, while trimming holdings in other sectors, including utilities and consumer durables.
9 equity mutual funds saw decline in AUM by over Rs 350 crore in November. 5 are smallcaps
Nine equity mutual funds saw AUM fall by over Rs 350 crore in November, led by SBI Small Cap and ICICI Pru Energy Opportunities, reflecting market volatility, sectoral pressure and reduced inflows across small-cap, sectoral and international funds.
Building generational wealth: The role of intelligent advisory in family financial planning
Wealth erosion is not caused by market volatility or poor investment performance, but by a fundamental discontinuity in financial acumen.
Franklin India Flexi Cap Fund has delivered exceptional long-term wealth creation, turning a Rs 10,000 monthly SIP into over Rs 17 crore in 31 years. The fund has consistently outperformed the Nifty 500 TRI across multiple periods and is nearing Rs 20,000 crore in assets under management.
7 mutual funds reduce their stake in 20 smallcap stocks in November
Around 7 mutual funds trimmed their holdings across 20 small-cap stocks during November, signaling cautious repositioning in the segment.
Year-end credit checklist: 5 smart moves to strengthen your credit before 2026
Regularly monitor your credit score, balance credit with investments, ensure timely EMI repayments, and avoid over-leverage to strengthen your financial health for a stress-free new year.
NCDEX receives SEBIs in-principle approval to launch mutual fund platform
NCDEX has received in-principle approval from SEBI to launch a Mutual Fund (MF) transaction platform, aimed at expanding financial inclusion and paving the way for its equity and equity derivatives segment. The platform will enable micro-SIPs, channel rural savings into regulated avenues, and support existing trading members.
There are close to 12 such funds currently available in the market, and some of the top-performing funds have delivered an average CAGR of 15-20% in the last three to five years. This has made these funds a favored choice among parents for securing childrens education and future milestones, reflecting a clear shift from conventional savings to market-linked instruments.
BSE, Eicher Motors, and HPCL among stocks bought and sold by mutual funds in November
Mutual funds were net buyers of equities worth Rs 43,400 crore in November, with strong additions in stocks like Eternal, Groww and ICICI Bank. Buying interest spanned large-, mid- and small-cap segments, while stocks such as SBI, Reliance and Kaynes Technology saw notable reductions, according to Nuvama data.
Thinking of closing a credit card? Heres how it impacts your credit score
A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the progress in building a credit score and history. These can result in a marginal fall in the credit score.
India must stop reinventing the regulatory wheel when it comes to educating investors
India's finfluencer crackdown reveals gaps in the digital-finance ecosystem, where unregulated advice thrives. Learning from global regulations, India can enhance transparency and accountability to protect young investors with low financial literacy.
Best aggressive hybrid mutual funds to invest in December 2025
Aggressive hybrid funds are one of the popular hybrid mutual fund categories. These schemes are mandated to invest in a mix of equity (or stocks) and debt.
The Pension Fund Regulatory and Development Authority has updated the National Pension System. New guidelines expand investment choices across equity, debt, and alternative instruments. Subscribers can now access a wider range of options for customized retirement planning. These reforms aim to make NPS more investor-centric.
Chasing quick returns, investors sacrifice their own financial security
The ancient tale of Bhasmasura serves as a perfect metaphor for modern retail investors who, in their impatience for quick wealth, progressively sacrifice fundamental financial security for high-risk, high-leverage instruments.
ITR advance tax deadline 2025: From Key dates, tax calculation to a step-by-step guide on how to pay the partial tax payment for the financial year. Here's all you need to know before the 15 December due date.
8th Pay Commission: Will pensioners stop getting DA hikes under new Finance Act 2025? Govt clarifies
8th Pay Commission: Government issues clarification on whether the central government employees will get dearness allowances (DA) and pay commission revisions under the new Finance Act 2025. Here's what you need to know.
Equity mutual funds deliver upto 6% return last week. Check top 10 toppers
Equity mutual funds recorded strong performance over the past week, with 565 out of 593 schemes delivering positive returns. International, commodities, sectoral, and thematic funds dominated the top performers, led by DSP World Mining Overseas Equity Omni FoF, according to data from ACE MF.
5 AMCs see surge of over Rs 10,000 crore in their AUM. Check details
Five mutual fund houses recorded monthly inflows exceeding Rs 10,000 crore in November, lifting their assets under management. Out of 49 AMCs, 44 reported an increase in AUMs, reflecting continued investor participation across major fund houses, led by ICICI Prudential, HDFC, SBI, Nippon India, and Kotak Mutual Fund.
Assets under management reflect where investors are deploying capital, but do not always equate to performance. A look at the top mutual funds by AUM as of November 2025 highlights investor preference across flexi-cap, hybrid, large-cap, mid-cap and arbitrage categories.
AI has taken over Wall Street. Should it take over your portfolio too?
For Indian investors, the implications of the US rally are different from those for American investors.
The Income Tax department is alerting taxpayers via SMS and email to update their returns and withdraw incorrect claims, following a crackdown on fraudulent tax claims linked to Registered Unrecognised Political Parties (RUPPs) or charitable institutions.
Ramco Systems among top 6 unique stocks held by mutual funds in November
6 Unique stocks refer to those stocks held by only one fund house.
Silver prices have reached historic highs. Axis Mutual Fund warns of potential corrections and volatility in 2026. Factors like overvaluation, reduced physical demand, and ETF outflows could impact prices. While the outlook remains constructive, investors should be aware of risks. Central bank preferences and industrial substitution also pose challenges. Gold's performance is also discussed with similar caution for 2026.
A top-inflow equity flexi-cap fund that drew strong investor interest in November as part of broad robust net inflows into Indias equity mutual funds.
Debt mutual funds see outflows of over Rs 25,000 crore in November. Is investor sentiment shifting?
Debt mutual funds experienced a significant outflow of Rs 25,692 crore in November, primarily driven by large withdrawals from overnight and liquid funds. Institutional investors pulled back surplus balances ahead of payment obligations and amid tightening system liquidity, leading to a decline in overall AUM.
Top AMCs with over 10,000 crore in cash in November, SBI Mutual Fund held one of the largest absolute cash reserves while leading in total equity AUM
SBI revises term deposit rates, reduces lending rates check details
The State Bank of India has revised interest rates for term deposits and reduced MCLR and EBLR rates following a repo rate cut by the RBI. Interest rates for senior citizens and the general public on various tenures have been revised, effective from December 15, 2025.
An Asset Management Company manages pooled investments through research-driven portfolios, transparent costs and regulatory oversight, helping investors access diversified mutual fund opportunities while understanding AMC functions, benefits and key considerations.
Even Warren Buffett is open to learning how to be a better investor
Investors must evolve their thinking to adapt to constantly changing market environments, Douglas Eby writes in a guest commentary.
BSE and Department of Posts sign MoU to expand mutual fund access across India
BSE and India Post have signed an MoU to distribute mutual funds through 1.64 lakh post offices, leveraging BSE StAR MFs digital platform to boost financial inclusion, last-mile access, and nationwide investor participation.
24 mutual NFOs collected Rs 3,126 crore in November, sectoral and thematic contributed maximum
A clear overview of the differences between a credit report and credit score, highlighting their purpose, impact on borrowing, and why both are essential for maintaining a strong financial profile.
A growing number of mutual fund schemes are piling into the same stocks, signalling strong institutional conviction and boosting retail confidence. As of November 2025, 245 stocks were held by over 100 schemes, with 101 delivering double-digit returns this year and 14 surging more than 50%, including one multibagger. The trend highlights the resilience and momentum of widely owned fund-backed stocks.
Refinancing a personal loan can cut EMIs, lower interest costs and simplify repayments by securing better terms, helping borrowers improve cash flow and strengthen long-term financial stability.
In November 2025, Indian mutual funds witnessed an impressive surge in inflows, marking a milestone as equity funds enjoyed their 57th month of uninterrupted net gains. The rise of hybrid funds was notable, fueled by strategic multi-asset allocations and arbitrage opportunities. Moreover, passive investment options, including gold and silver ETFs, showed remarkable growth.
Mutual funds sharply reduced cash holdings by over Rs 7,000 crore in November as Nifty scaled record highs, deploying more into equities. Cash levels fell to Rs 2.01 lakh crore, or 4.68% of AUM, with equity AUM rising significantly. A few fund houses, led by PPFAS, still maintain high cash buffers.
A clear comparison of overdraft vs personal loan outlining key differences, benefits and risks to help borrowers choose suitable credit options based on cash flow needs, costs and financial goals.
Sectoral and thematic mutual funds experienced a significant 37% surge in monthly inflows during November. This rise is attributed to investors chasing recent strong performance and new fund launches. Experts suggest this trend is more tactical and driven by FOMO rather than a permanent shift.
