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My income is irregular. How can I structure my finances and meet my money goals?
With consistency and clarity, even fluctuating income can help you fund a secure, abundant life.
Your Questions Answered: How is capital gains tax calculated when I sell my plot of land?
The sale of land held for over 24 months incurs long term capital gains tax at 12.50%. To save on taxes, invest in a residential house or specified capital gains bonds. Short term gains are taxed as regular income with no exemptions.
HDFC Bank personal loan interest rate July: Check latest rates, fees, and eligibility
HDFC Bank personal loan interest rates for July 2025 range from 10.90% to 24% p.a., with flexible tenure, eligibility based on credit score, income, and minimal documentation.
What happens if you default on a personal loan repayment? Know the consequences
A default on personal loan repayment can result in late payment charges, credit score damage, calls/visits from recovery agents, bank legal action, difficulty in getting new credit, etc.
Fixed deposit rates July 2025: THESE banks are offering the highest interest rates
Fixed deposit interest rates in July 2025 remain attractive, with small finance banks offering up to 8.50%, while major banks like SBI and HDFC prioritise safety and steady returns.
Stocks to buy | Dharmesh Shahs strategy: Go stock-specific amid market indecision
Investing in JioBlackRock Liquid Fund? Find out 1-month to 1-year return of other liquid funds
JioBlackRock Liquid Fund, a fund offered by JioBlackRock Mutual Fund, which is a new entrant in the mutual fund industry, is now live for continuous sale and repurchase. The fund is an open-ended liquid scheme with a relatively low interest rate risk and relatively low credit risk.
Multibagger smallcap stock shoots up by 43% in 3 days as Mukul Agrawal buys 5 lakh shares
Monolithisch India shares surged 43% in three sessions, hitting an all-time high after ace investor Mukul Agrawal acquired a 2.3% stake. The stock has soared over 200% since IPO, driven by strong earnings and rising client base.
Retail funds in GIFT City: What investors must know about tax implications
The launch of Indias first open-ended retail fund in GIFT City opens a new investment avenuebut leaves Indian investors grappling with unclear tax treatment under existing trust taxation norms.
Equity mutual fund inflows jump 24% in June to 23,587 cr; gold ETFs hit 5-month high
Gold ETFs surged over sixfold to 2,080.9 crore in June, while other ETFs dropped 79% to 844.4 crore. Equity mutual fund inflows rose 24% to 23,568 crore, contributing to a total mutual fund inflow increase of 67% to 49,301 crore in June.
What are credit card late fees, over-limit charges, and GST and how can you avoid them?
Understanding credit card late fees, over-limit charges, and GST can help manage finances. Responsible credit card use prevents it from becoming a liability. Mint aims to educate on credit, advising consultation with experts before taking credit due to associated risks.
Mutual fund SIP inflows surge past Rs 27,000 crore for the first time in June
Mutual fund SIP inflows reached a record high of Rs 27,269 crore in June, a 2% increase from May. Overall mutual fund inflows surged by 67% to Rs 49,301 crore, driven by a 24% jump in equity mutual funds to Rs 23,587 crore.
ITR Filing FY 2024-25: THESE 7 income tax mistakes can get you a tax notice
Try to avoid common income tax return mistakes for FY 2024-25 to prevent scrutiny and tax notices. Know key filing errors, TDS mismatches, and e-verification lapses flagged by the tax department.
Equity mutual fund inflows jump 24% to Rs 23,587 crore in June: AMFI Data
Equity mutual funds (MFs) recorded net inflows of Rs 23,587 crore in June, marking a 24% rise over Mays inflows of Rs 19,013 crore, as per the latest data released by the Association of Mutual Funds in India (AMFI).
Quant Small Cap Fund adds Siemens Energy India, 5 others; exits ITC in June
Quant Small Cap Fund, managed by Quant Mutual Fund, strategically adjusted its portfolio in June, adding Siemens Energy India and five other stocks. The fund completely exited ITC and Equinox India Developments. Simultaneously, it increased its stake in ONGC and Welspun Living, among others, while trimming exposure in Aadhar Housing Finance and HP Adhesives.
Best small cap mutual funds to invest in July 2025
Are you wondering why anyone would take so much risk investing in small cap mutual funds? These schemes also have the potential to offer very high returns over a long period. For example, the small cap category offered an average return of 19% over 10 years. However, to pocket such fabulous returns you must be prepared to take so much risk and volatility.
SBI personal loan interest rate July 2025: Check updated rates and processing fees
SBI personal loan interest rates in July 2025 range from 10.30% to 15.30% annually, with charges varying by scheme, borrower profile, and employment type. Processing fees and EMI details included.
Bajaj Auto Share Price Live Updates: Bajaj Auto Trading Volume Insights
Tata Motors Share Price Live Updates: Tata Motors Weekly Performance Highlights
Tata Steel Share Price Live Updates: Tata Steel Trading Volume Overview
Bharti Airtel Share Price Live Updates: Bharti Airtel's Trading Volume Insights
Positive Breakout: These 7 stocks cross above their 200 DMAs
Ahead of Market: 10 things that will decide stock market action on Wednesday
Indian equities closed higher on Tuesday amid gains in financial and IT stocks, buoyed by U.S. President Trump's tariff delay and optimism over a potential IndiaU.S. trade deal.
Two Sharp with ET: Jane Street fights Sebi ban & Adani tops Jaiprakash takeover war
The PPF interest rate for July to September 2025 is 7.1%, remaining unchanged for the sixth consecutive quarter.
Quant Mutual Fund announces change in SIP amount under its flexi cap fund
Quant Mutual Fund has reduced the SIP amount for its Flexi Cap Fund to Rs 250 and introduced a new 'Choti SIP' facility for first-time investors. It also cut the minimum redemption amount for its Arbitrage Fund to Re 1.
NFO Alert: Bandhan Mutual Fund launches multi-factor fund
Bandhan Mutual Fund is launching the Bandhan Multi-Factor Fund, an open-ended equity scheme based on a dynamic multi-factor quantitative model blending momentum, value, quality, and low volatility. The NFO runs from July 1024. It targets long-term wealth creation with a data-driven approach across 5065 stocks in large and mid-caps.
Stock market update: Nifty Bank index advances 0.54%
The Nifty Bank index closed 0.54 per cent up at 57256.3.
12 equity mutual funds offer over 25% CAGR in 5 years, smallcap funds lead
Motilal Oswal Midcap Fund, Quant Small Cap Fund, Tata Small Cap Fund, Edelweiss Small Cap Fund, Motilal Oswal Large & Midcap Fund, what is rolling return, rolling return, mutual funds, mutual fund news
The Association of Mutual Funds in India (AMFI) has announced the stock re-categorization and has highlighted the market cap changes in large, mid and small cap, according to the predictions by Nuvama Alternative Research.
JioBlackRock Mutual Fund seeks Sebi nod to launch 8 new funds: Report
Jio BlackRock Asset Management is reportedly planning to launch around a dozen equity and debt schemes in India by the end of the year, with a focus on low-ticket investments. The fund house also aims to cut costs by offering these funds directly to investors, bypassing traditional distributor channels.
How government employees can invest Rs 30,000 monthly in mutual funds. Here's the plan
A 26-year-old government employee saving Rs 30,000 monthly should invest in equity funds for long-term wealth, potentially building Rs 1726 crore corpus by retirement, experts suggest. Discipline and SIP hikes are key.
Jane Street saga: Lessons for Dalal Street and Parliament Street
While Indian retailers suffered both financial loss and tax stress, Jane Street Singapore Pte Ltdthe main offshore beneficiarywalked away with thousands of crores in profits, reportedly without paying a single rupee in Indian taxes.
Loan against securities vs personal loan: Whats cheaper, faster and safer?
Check out key differences between personal loans and loans against securities (LAS), including interest rates, collateral requirements, repayment flexibility, and risk factors to make informed borrowing decisions.
Should you use a credit card for large purchases? Experts weigh in
Using credit cards for large purchases can enhance financial flexibility with rewards and EMIs, but careful consideration is necessary. Experts suggest personal loans for unaffordable purchases to ensure long-term financial health.
7 best super-premium credit cards with top travel, dining, and golf perks
Super-premium credit cards, like Axis Bank Primus and HSBC Taj, cater to those seeking luxury and unique experiences. They provide exclusive benefits, but mid-tier cards may offer better value for modest spenders.
Digital personal loan vs traditional loan: Which one should you choose?
Some benefits of a digital personal loan include applying from anywhere, faster video KYC from anywhere, faster processing, digital signing of loan documents, disbursement in the bank account, etc.
NFO Alert: ICICI Prudential Mutual Fund launches active momentum fund
ICICI Prudential Mutual Fund has launched the Active Momentum Fund, an open-ended equity scheme aiming to capture sustained price and earnings trends. With flexibility across sectors and market caps, the fund uses a mix of top-down and bottom-up strategies. NFO closes on July 22; minimum investment is Rs 5,000.
Sebi proposes new rule to allow AMCs advise pooled funds
SEBI has proposed relaxing norms for Asset Management Companies (AMCs), potentially allowing them to manage non-broad-based pooled funds under stricter regulatory oversight. This move addresses concerns about a level playing field and unlocks opportunities for AMCs with specialized expertise. To mitigate potential conflicts of interest, SEBI proposes measures like differential fees and enhanced order management systems.
5 proven ways to raise your credit score from 580 to 800
Boosting your credit score from 580 to 800 involves timely repayments, low credit utilisation, diverse credit mix, fewer loan inquiries, and regular monitoring of your credit report to ensure accuracy.
Fund managers bet on bank, consumer stocks after RBI's rate cuts
Asset managers are optimistic about Indian banking and consumption stocks. They anticipate gains from the Reserve Bank of India's rate cuts. These cuts are expected to boost bank profits and consumer spending. BlackRock and Aberdeen are adjusting portfolios accordingly. The RBI's actions aim to stimulate economic growth. Experts believe these measures will positively impact the market in the coming months.
PC Jeweller shares drop 8% as exchanges place stock under surveillance after sharp rally
PC Jeweller shares fell 8.1% after BSE and NSE placed the stock under the short-term ASM framework, following a sharp rally of 33% in two days. The drop comes despite an 80% YoY revenue surge in Q1FY26 and significant debt reduction. Technical indicators suggest the stock is overheated, though momentum remains strong across key moving averages.
Best mid cap mutual funds to invest in July 2025
Mid cap schemes invest in mid cap stocks or in stocks of medium-sized companies. As per Sebi norms, the mid cap mutual funds are mandated to invest in companies that are between 101 and 250 in the market capitalisation. These companies can be leaders of tomorrow. Thats what makes them great bets. If these companies live up to the promise, the market will reward the investors handsomely.
Quant Mutual Fund has launched its Quant Equity Savings Fund NFO, open till July 21. It targets regular income via arbitrage and debt, plus capital growth through limited equity exposure. Experts suggest caution, citing a lack of track record, overlap risks, and better outcomes via separate equity-debt fund combinations.
Mphasis, 6 other stocks to trade ex-dividend tomorrow. Last opportunity to buy for benefit
Mphasis, Pfizer, and other companies will trade ex-dividend starting Wednesday, with July 9 as the record date. To receive dividends, investors must purchase shares by today's trading session. The record date determines shareholder eligibility for dividend payouts. Following the T+1 settlement, the record and ex-date are typically the same.
How to use credit cards smartly to earn rewards on UPI transactions
Are you ready to turn your UPI payments into cashback? This article dives into the world of UPI credit cards, and how you can benefit from them.
Nifty 50 companies to see 4.6% net profit growth amid mixed sector performance
Nifty 50 companies are projected to experience a modest 4.6% net profit increase and a 4.5% revenue rise for the June 2025 quarter, marking the first single-digit profit growth in nine quarters. Muted demand persists, impacting revenue growth for the fourth consecutive quarter.
Sebi proposes allowing AMCs to advise pooled funds
India's markets regulator on Monday said it was proposing a rule change that would allow asset management companies to offer investment management and advisory services to pooled, non-broad-based funds.
MF Favorites! Top 5 stocks held by most mutual funds
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At 44, birthday boy Dhonis risk-taking continues beyond cricket a sneak peak into his investments
On his 44th birthday, MS Dhonis investment portfolio reflects his risk-taking mindset, backing new-age startups in EVs, fintech, drones, and alt proteins through ventures like BluSmart, Khatabook, and Garuda Aerospace.
Share market update: Most active stocks of the day in terms of traded value
The NSE Nifty index closed 0.3 points up at 25461.3
For regular income in retirement, you can't beat debt mutual funds
Fixed deposits, bonds, non-convertible debentures, Post Office Monthly Income Scheme, Senior Citizen Savings Scheme systematic withdrawals from debt funds has them all beat.
Jio BlackRock NFOs draw 67,000 retail investors, 90+ institutions
JioBlackRock Mutual Funds debut NFOs saw robust investor participation, with over 67,000 retail investors and more than 90 institutional investors subscribing. The fund house raised Rs 17,800 crore across three schemes, reflecting strong confidence in its digital-first, data-driven investment approach. The company aims to simplify access via the JioFinance and MyJio apps, signaling a tech-led investing shift.
NFO Update: Quant Mutual Fund launches equity savings fund
Quant Mutual Fund has announced the launch of Quant Equity Savings Fund, an open-ended scheme investing in equity, arbitrage and debt.
Will I be taxed in India for consulting income from a US company?
You moved, so did your tax base. Why returning to India makes your US-paid consulting income taxable under Indian law.
ITR filing FY 2024-25: Dont miss THESE 10 must-know tax deductions under 80C, 80D and more
Check out 10 essential income tax deductions under Sections 80C, 80D, and more, helping individuals maximise savings while filing ITR for FY 202425 under the old regime.
NFO Alert: SBI Mutual Fund launches NIFTY100 Low Volatility 30 Index Fund
The scheme will allocate at least 95% and up to 100% of its assets to equities that are part of the Nifty100 Low Volatility 30 Index. The remaining 05% may be invested in government securities such as G-Secs, state development loans (SDLs), treasury bills, triparty repos, or units of liquid mutual funds, the fund house said.
Cox & Kings 105 crore credit card scam: How to shield yourself from SBI-style frauds
The 105 crore Cox & Kings credit card scam involving SBI Cards underlines the growing threat of financial fraud. Staying vigilant and following essential safety measures can help safeguard your credit profile and finances.
Received your EPF interest late? Do this to avoid tax trouble.
The delay in crediting interest to EPF accounts creates confusion for members about the correct financial year in which to report and pay tax on the taxable interest. Here's the solution.
European shares mixed on caution ahead of US tariff deadline
European shares displayed a mixed performance as investors closely monitored trade-related developments ahead of President Trump's tariff deadline. While Germany's DAX saw gains, France's CAC 40 and the UK's FTSE 100 experienced declines. Trump's statements regarding potential tariff increases and deadlines added uncertainty, while energy stocks fell, and banks rose. Capgemini's acquisition of WNS also impacted trading.
NPS equity funds offer single-digit returns in first half of 2025
NPS equity funds delivered modest single-digit returns in H1 2025, with DSP Pension Fund leading at 7.28%. HDFC topped in AUM, while SBI trailed in performance. Monthly SIPs of Rs 1,000 yielded around Rs 6,4206,451. NPS remains a tax-saving, retirement-focused scheme with lower flexibility than mutual funds.
Mazagon Dock and Radico Khaitan among 19 stocks which are upgraded in H2 CY25
Mazagon Dock, Radico Khaitan, and Mankind Pharma are among 19 stocks upgraded in AMFIs H2 CY25 market cap classification. The reshuffle, effective August 1, reflects volatile market trends and shifting valuations, with large- and mid-cap thresholds lowered amid broader changes across 100+ stocks.
What is the ideal credit score to get a personal loan in India? Find out
A good credit score, ideally 750 or above, significantly improves your chances of personal loan approval in India, along with better interest rates and favourable repayment terms.
Personal loan checklist: Pre and post-disbursal financial strategies
A personal loan can aid in managing finances for emergencies or debt consolidation, but requires careful planning. Assess your needs, maintain a good credit score, and ensure your spending aligns with your long-term goals to avoid debt traps.
9 smart ways to manage your personal loan EMIs without stress
Some steps to manage personal loan EMIs effectively include automatic payments, monthly budgeting, making partial/full prepayment, loan consolidation, balance transfer, regular review, etc.
Stock market update: Nifty Auto index falls 0.13% in a weak market
The Nifty Auto index was trading 0.13 per cent down at 23948.65.
PC Jeweller surges 33% in 2 days after upbeat Q1 update
PC Jeweller shares surged 33% in two sessions, buoyed by an 80% YoY jump in Q1FY26 standalone revenue. Strong wedding and festive demand, despite gold price volatility, drove sales. The company also reported progress on debt reduction and aims to be debt-free by FY26. Management remains optimistic about continued strong performance in coming quarters.
Jio BlackRock raises more than Rs 17,800 crore through debut new fund offer
Jio BlackRock Asset Management has successfully raised over Rs 17,800 crore ($2.1 billion) through its initial offering of three cash or debt mutual fund schemes. This marks the first offering since the joint venture between Jio Financial Services and BlackRock received its license in May.
Mutual fund SIP guide: How to invest for the rest of 2025
As 2025's second half begins, experts advise SIP investors to stay invested or step up contributions despite market volatility. Flexi, largecap, and hybrid funds are preferred picks. Step-up SIPs can significantly boost long-term returns, offering growth and stability, especially when aligned with income and evolving financial goals.
THESE credit cards offer reward points on payment of insurance premium
Here, we list out some credit cards which offer reward points on the payment of insurance premium
Dabur India shares in focus as Q1 update indicates low-single digit revenue growth
Dabur India anticipates modest revenue growth for the first quarter of fiscal year 2026. Unseasonal rains impacted the beverages segment. Home and Personal Care division shows strength, especially in urban markets. Dabur Honitus leads healthcare growth. International business delivers double-digit growth. Nuvama maintains a 'Buy' rating with a target price of Rs 615.
Best large cap mutual funds to invest in July 2025
According to the Sebi mandate, the large cap mutual funds are mandated to invest in top 100 companies by market capitalisation. Large companies fare better in a volatile market as these companies may be market leaders and resilient to downturns. That is why if you are looking for a relatively safer mutual fund category, you should consider investing in large cap funds.
Adani Ent Share Price Live Updates: Volatility measure for Adani Enterprises
Bajaj Auto Share Price Live Updates: Bajaj Auto showcases a low beta over six months
Pre-market action: Here's the trade setup for today's session
Indian equities saw modest gains amid volatility as investors await developments in the India-US trade deal. The market is expected to consolidate, with stock-specific actions driven by Q1FY26 updates. Rupee appreciated, while FIIs and DIIs were net sellers. Focus remains on the $25,500 resistance level.
Stocks in news: Tata Steel, IDBI Bank, Ultratech, Godrej Consumer, BEML
Markets closed flat amidst volatility, with several companies in focus due to new developments. Suzlon Energy received approvals for restructuring, while UltraTech Cement refuted cartel allegations. RVNL secured a railway contract, and BEML obtained export orders. Tata Steel addressed a mineral dispatch notice, and Godrej Consumer anticipates single-digit growth.
Can I buy a group health insurance cover for my retired employees?
It is possible to structure a group health insurance policy for your retired employees. Such a policy can be custom-designed with varying waiting periods for pre-existing diseases based on the size and composition of the group.
AI can now access your stock holdings. But can it replace your portfolio manager?
Use of tools like Claude AI to analyse portfolios and get buy and sell stock recommendations pose a new challenge for advisors and investment managers.
3 mutual fund NFOs will open for subscription this week
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Top performing equity mutual funds of H1 2025: Thematic and sectoral funds lead the rally
International mutual funds rose up to 6% last week; check top 10 performers
NSE vs BSE: How the two stock exchanges fared on financial parameters in FY25
18 mutual fund NFOs are currently open for subscription
Eighteen mutual fund New Fund Offers (NFOs) are currently open for subscription across categories like index, thematic, sectoral, FoFs, and ETFs. Closure dates range from July 7 to July 18, offering diverse investment opportunities to retail investors.
Best mutual funds to invest through SIPs in July 2025
Best mutual funds for SIP, Best mutual funds to invest through SIP, mutual funds, mutual fund news, SIP, Parag Parikh Flexi Cap Fund, UTI Flexi Cap Fund, Canara Robeco Bluechip Equity Fund
Arbitrage Funds vs. Liquid Funds: Which one is right for you?
Arbitrage and liquid funds both serve short-term investment needs, but differ in strategy, risk, and taxation. Liquid funds offer high liquidity and safety, ideal for very short durations. Arbitrage funds, though slightly less liquid, can provide better post-tax returns for higher tax-bracket investors willing to stay invested for over three months.
Quant Mutual Fund is adjusting its portfolio. It is increasing exposure to mid and small-cap stocks. The fund house sees buying opportunities in sectors like PSU and infrastructure. Predictive analytics endorse risk-on for India. The fund house anticipates global market resilience. Name changes for four schemes are effective from June 30, 2025.
Tourism Finance Corporation board to meet on July 10 to consider stock split
Tourism Finance Corporation of India (TFCI) will consider a stock split at its board meeting on July 10. The move follows a stellar run in 2025, with the stock gaining 58% year-to-date and hitting a fresh 52-week high.
Suzlon Energy gets no adverse observations from NSE, BSE for merger with subsidiary
Suzlon Energy received no adverse observations from NSE and BSE for its merger with wholly-owned subsidiary Suzlon Global Services. As part of the restructuring, Suzlon plans to reorganise its reserves to offset past losses, aiming for a cleaner balance sheet that could enhance dividend potential and investor confidence.
Income Tax Filing: The Income Tax department launched 'TAXASSIST' to aid taxpayers with inquiries and notices ahead of the 15 September 2025 deadline. This initiative includes reminders about key tax actions and provides guidance on related issues.
