11 C Investment News
View News by News Source
Best Mutual Funds: These mid-cap funds gave over 25% annualised returns in past 5 years. See list
Best Mutual Funds: We list out mid-cap mutual funds which have delivered more than 25% annualised returns in the past five years
Sebi has replaced the B-30 incentive framework with a targeted commission model offering distributors up to Rs 2,000 per new eligible investor from February 2026. The incentive, funded through AMCs investor education allocation, excludes ETFs, FoFs and ultra-short-duration schemes, and aims to curb misuse while expanding retail participation, especially among women investors.
Income Tax: Dont fret over refund delay, you may be compensated for it
Taxpayers are issued a refund, along with interest at the rate of 6% per annum, which will start on 1 April 2026 and continue until the date of issue.
RBIs new credit score rules: How they can help lower your home loan interest rates
Effective 1st October, banks can reduce the spread charged on a loan earlier than three years. Customers can benefit faster from lower interest rates and save money on the interest amount paid.
Can I claim TDS refund despite late return filing?
An NRI living in Dubai missed the July deadline for filing an Income Tax Return but wants to claim a refund of excess TDS deducted on a stock buyback.
Top 5 multi-asset allocation mutual funds with highest risk-adjusted returns
Top 5 equity mutual funds deliver over 30% CAGR on lumpsum investments in 3 years
The top-performing mutual funds for a three-year lumpsum horizon are dominated by value and gold-oriented schemes, all delivering strong compound returns. Despite impressive past performance, investors are advised to base decisions on risk tolerance, investment horizon, and financial goals rather than returns alone, ensuring alignment with long-term objectives and suitability
Labour codes: Gratuity, leave encashment get a boost, maternity payout doesnt
The four new labour codes notified on 21 November come with a mixed set of implications for employees.
Nifty scales record high: Rs 2 lakh crore mutual fund cash waiting to be deployed
Nifty has hit a fresh record high, but mutual funds are staying cautious, holding over Rs 2 lakh crore in cashits highest in months. Elevated valuations, limited bargains, and selective opportunities are prompting fund managers to deploy money gradually despite improving macro fundamentals and optimism around upcoming earnings recovery.
Why do financial planners recommend flexi-cap mutual funds for investment?
MF Tracker: DSP Midcap Fund turns Rs 10,000/month SIP to Rs 1.37 crore in 19 years
DSP Midcap Fund has delivered significant wealth creation, turning a Rs 10,000 monthly SIP into Rs 1.37 crore over 19 years. While long-term SIP discipline proved effective, recent performance shows underperformance against its benchmark and category. Experts suggest continued SIPs in quality midcap index funds for future wealth accumulation.
Best medium to long duration funds to invest in November 2025
Medium to long duration debt funds invest in longer-term instruments, making them sensitive to interest rate hikes. Investors might face volatility and potential losses. Advisors often recommend safer short-term funds. However, those with a higher risk appetite and a long investment horizon can consider these funds with expert guidance.
In an exclusive conversation with Mint, Ashish Shanker, MD & CEO of Motilal Oswal Private Wealth, explains how first-generation founder millionaires invest differently from legacy HNIs and why private markets remain their comfort zone.
Deadline to switch from NPS to UPS fast approaching: Check date, benefits, and top FAQs here
With the deadline fast approaching, the Ministry of Finance has reminded eligible Central Government employees and National Pension System (NPS) subscribers to submit their requests for the Unified Pension Scheme (UPS) by November 30, 2025.
Booked a flat for 2030? Here's how to sell mutual funds to claim Section 54F exemption
Section 54F allows a long-term capital gains exemption if the sale proceeds from non-residential assets are fully invested in constructing a new home within three years. Since the Bengaluru flat will be completed in 2030, selling mutual fund or foreign equity holdings around 2027 aligns with the timeline. Careful scheduling ensures eligibility.
Top 5 flexi cap mutual funds offer over 25% CAGR in 5 years
Top flexi cap funds have delivered strong five-year returns, with HDFC Focused Fund leading the list, followed closely by HDFC Flexi Cap and ICICI Prudential Focused Fund
JioBlackRock Mutual Fund receives Sebis nod to launch four new active funds
For lumpsum investment, the minimum amount in all these four funds will be Rs 500 and any amount thereafter and for SIP, the minimum amount in all four funds will be Rs 500 and in multiples of Re 1 thereafter.
RBI issues draft guidelines for weekly credit score updates: How will this impact you?
RBI has released a draft with directions for the weekly update of credit information from the current fortnightly updates. The faster updates will help banks with more accurate credit underwriting and borrowers with better access to loans on better terms.
Your Rs 1,000 monthly SIP wont make you Elon Musk or Mukesh Ambani, says Rajeev Thakkar of PPFAS MF
At PPFAS Mutual Funds 2025 unitholders meet, CIO Rajeev Thakkar reminded investors that a Rs 1,000 monthly SIP cannot create billionaire-level wealth like that of Elon Musk or Mukesh Ambani. Explaining the compounding formula, he stressed that the Pthe principal amount must be significantly higher to achieve such outcomes, urging investors to set realistic expectations.
Tech mutual funds drop 9% so far in 2025. A buying opportunity or warning sign?
Technology funds have seen an average 9% drop in 2025, making them the biggest losers. Experts suggest this could be a buying opportunity for seasoned investors, but caution retail investors due to the inherent volatility of sectoral funds. Despite recent underperformance, some see a promising medium-term future for Indian tech, especially with AI's potential.
How to report a fraudulent credit card transaction? Follow THESE simple steps
Swift action is vital when facing credit card fraud, from blocking your card to filing official complaints and safeguarding future transactions, ensuring stronger protection and financial security for cardholders.
Portfolio management and asset allocation lessons from the Mahabharata
Each such portfolio has its own risk and return strategy and grows at a specific rate to deliver the required corpus to meet the goal. Most of us are comfortable with such a strategy. But, is this the right approach?
Flexicap funds top equity inflows in October with Rs 8,930 crore boost
Flexicap funds are leading equity mutual fund inflows, attracting Rs 8,930 crore in October. Wealth managers favor this category for its flexibility across large, mid, and small-cap stocks. These funds offer investors a diversified approach without the need to pick individual stocks. Flexicap funds are ideal for moderate-risk investors with a five-year horizon seeking steady wealth creation through SIPs.
Through mutual funds, local brokers and GIFT City there are several routes to invest in American companies and stock markets. We list out the key points here
What are sectoral mutual funds? Strategy, concentration risk and overlap explained
Sectoral mutual funds offer targeted investments but can lead to overexposure in familiar stocks. They provide opportunities for high-risk investors and diversify portfolios while allowing commitment to specific themes. However, they are risky as performance heavily relies on one sector's success
Attention pensioners! Submit life certificate by November 30 or miss pension payments
All pensioners in India are required to submit Life Certificate each year on November 30, with the authorised pension disbursing authority in order to continue receiving regular pension payments. Here's how you can submit LC in person and online and check your pension status.
SIB has launched SIB Power CONSOL, a new loan product aimed at simplifying debt management through lower interest rates and single EMI payments. It targets individuals aged 30-55, offering consolidation loans from 10 lakh to 3 crore with minimal documentation and zero processing fees.
Led by PSU banks, large-ticket personal loans grow over 37% in value in Q2: report
CRIF High Mark's latest report How India Lends - shows a stable retail credit cycle in India, with strong demand for home, auto, and gold loans. Large-ticket personal loans have seen significant growth, while PSU banks increase their market share, reflecting the evolving lending landscape.
Can PPFAS large-cap fund beat index funds on execution edge?
PPFAS MFs proposed large-cap fund will mirror Nifty 100 weights but rely on futures, merger opportunities and index-rebalancing tactics to deliver slightly better returns than index funds at similar costs.
Wealth Company Mutual Fund gets Sebi's nod to launch Specialised Investment Fund
We plan to offer several products under the SIF umbrella to cater to different risk and asset allocation preferences of clients, Madhu Lunawat, Founder, MD & CEO of The Wealth Company Mutual Fund, said in a statement
Navi AMC launches Nifty MidSmallcap 400 Index Fund; NFO open till December 5
Navi AMC has launched the Navi Nifty MidSmallcap 400 Index Fund, Indias first index fund tracking the Nifty MidSmallcap 400 Index, which combines the Nifty Midcap 150 and Nifty Smallcap 250 indices. The New Fund Offer (NFO) opened on 24 November and will remain available until 5 December, with a minimum investment starting at Rs 100
Shopping, gifts, travel: How to enjoy wedding season without hurting your credit score
Wedding season spending can strain finances, but smart budgeting, mindful credit utilisation, and timely repayments can help protect your credit score while managing celebrations responsibly.
Credit score is the new festive currency, Indias shopping season just got smarter
The festive season boosts economic activity with increased consumer spending. Credit plays a vital role, enabling consumers and small businesses to make timely purchases, supported by favourable credit scores that enhance borrowing opportunities.
What is a systematic withdrawal plan and how it works
A systematic withdrawal plan, or an SWP, works as the opposite of a systematic investment plan or an SIP.
Debt-to-income ratio explained: The key factor behind personal loan eligibility
A low debt-to-income ratio strengthens personal loan eligibility by showcasing repayment capacity, improving approval chances, reducing borrowing costs and supporting a healthier overall credit profile for responsible applicants.
CGAS explained for property sellers: Latest changes and how they reduce your tax
You can now use electronic modes to deposit money in CGAS, open accounts with private banks
Personal loan closure: What it really means for your credit score
If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in credit score. If the personal loan is the only credit instrument, its closure will halt the progress of your credit score and history.
Consultant vs employee: Which role actually leaves you better off?
Many employees think they would fare better financially as consultants due to tax benefits. How far is this correct? What are the risks of an employee being reclassified as a consultant?
ICICI Prudential Large Cap Fund turns Rs 10 lakh to Rs 1.15 crore in 17 years
ICICI Prudential Large Cap Fund has delivered impressive returns. A Rs 10 lakh lumpsum investment made at inception in May 2008 has grown to Rs 1.15 crore. The fund has achieved a CAGR of 15% since its launch. Over the last five years, it provided a CAGR of 19.97%.
Can these 5 mutual funds help you achieve Rs 1 crore in a decade? Heres what an expert says
An investor aims for Rs 1 crore in ten years with a Rs 20,000 monthly SIP and a 10% annual increase. An expert review indicates this may fall short. To achieve the target, the monthly SIP needs to be Rs 30,000. The investor's current portfolio is well-diversified across various fund categories.
8th Pay Commission: What happens to your DA hike until the new recommendations are implemented?
8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.
Freeze your credit report: When you should do it and why it matters
A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.
The scorecard showcased that consistent performance is not confined to a single style or segment, with steady funds emerging across market caps and strategies
5 personal loan mistakes that can push you into long-term debt
A personal loan can offer essential financial support, but avoiding overspending, multiple loans, EMI delays and missed prepayment opportunities is crucial to prevent long-term debt and protect your credit health.
Top 7 flexi cap mutual funds to invest in November 2025
The analysis shortlists leading flexi cap funds using rolling returns, consistency, downside risk, outperformance and asset size. Several funds show improving quartile rankings. Flexi cap schemes suit moderate investors with a five- to seven-year horizon seeking long-term wealth creation.
DSP Mutual Fund launches Nifty Midcap 150 and Smallcap 250 based 4 passive funds
DSP Mutual Fund has launched four new passive schemes, including two index funds and two ETFs, focusing on the Nifty Midcap 150 and Nifty Smallcap 250 indices. These offerings provide investors with low-cost, rules-based access to the dynamic mid- and small-cap segments of the Indian equity market. The new fund offers are open for subscription until December 8.
Mutual fund AUM to bank deposits surged nearly 3 times in 10 years: Franklin Templeton India MF
Indias mutual fund industry is witnessing strong growth as assets swell, SIP activity climbs, equity inflows stay resilient and investor participation expands across regions, supported by rising interest beyond major cities and steady long-term market confidence.
Nominee vs legal heir: Clearing the biggest misconception in Indian inheritance
Many Indians assume a nominee inherits their money but the law says otherwise. Nominees are only custodians, while legal heirs or beneficiaries named in a Will ultimately own the assets.
IndiGo SBI Card ELITE Review: Can it really help you fly for free?
The IndiGo SBI Card ELITE allows earning IndiGo BluChips at a base and accelerated rate, and on achieving spend-based milestones. You can use BluChips to book free flights.
Will a new loan pull down your credit score? Heres what the expert says
A new personal loan can briefly reduce your credit score due to hard checks, but responsible repayment, limited applications and disciplined borrowing habits help strengthen long-term credit health and financial stability.
In Nifty-50 companies too, shareholder resolutions where more than 20% of Institutional Shareholders voted against decreased to 9% of total resolutions (or 54 in number) as compared to 11% of total (or 64 resolutions) in the same period last year, according to Pranav Haldea, Managing Director, PRIME Database Group.
Tata Asset Management unveils Titanium SIF, a hybrid long-short fund under Tata Mutual Fund
Tata Asset Management has launched the Titanium Specialised Investment Fund (SIF), a hybrid long-short strategy designed for investors with higher risk tolerance. The fund dynamically combines equity, debt, and derivative exposures to navigate various market phases, aiming for better risk-adjusted outcomes. It offers a unique mix to participate in market upswings while cushioning downside risks.
Planning to buy luxury items with the loan money? Make note of THESE key points
Although it is not a rational thing to buy a luxury item with loan money but there could be some exceptions to the rule. Here we list out few advantage as well as disadvantages of opting for it
PPFAS may eye IPO in 2030 as earlier listing could raise heavy tax burden for employees
Parag Parikh Financial Advisory Services is eyeing a 2030 IPO, as employee stock options conclude around 2029-2030. Chairman Neil Parikh indicated this timeline, citing potential tax benefits for employees. The fund house also plans a new large-cap fund in January 2026 and is exploring NPS and specialized investment funds.
A leader in fixed income management oversees a vast debt portfolio. Their investment philosophy prioritizes safety, liquidity, and returns. This approach involves rigorous credit assessment and active duration management. The strategy combines long-term views with tactical adjustments. Continuous monitoring of global and economic factors guides decisions. The focus remains on delivering sustained outperformance for investors.
The end of indexation: How Indias real estate wealth play is shifting from patience to pace
For decades, property rewarded those who waited. The new tax laws will reward those who move.
A closer look at how online bond platforms are reshaping retail investing
Online bond platforms are seeing a surge in retail activity as lower ticket sizes, easier KYC and transparent RFQ trades draw first-time investors. Heres how the system worksand what buyers must watch out for.
Best gilt mutual funds to invest in November 2025
Gilt funds are not recommended to regular debt investors because they are risky and volatile. Gilt funds suffer the most when the rates go up. The bond prices and yields move in opposite directions. When the rates go up, bond prices come down. This drags down the NAVs of schemes.
Rudra Chatterjee, Managing Director of Luxmi Tea Group, discusses the company's historical ties to India's freedom struggle, the evolution of tea culture, and the importance of resilience in business amidst global uncertainties.
With Bitcoin prices down 30%, is this the right time to invest in cryptos? Explained
Bitcoin prices have been on a decline for past few weeks currently hovering around $86,000, 30% down from all time high on 6 October
Mint Explainer | How do new labour codes impact your gratuity and PF?
The new labour codes have overhauled how wages, gratuity, provident fund, pension and other social security benefits are calculated. Mint explains who benefits and if your take-home salary is affected.
The bonus era returns: How families must rethink budgets as variable pay grows
With companies pushing performance-linked pay deeper into the workforce, household cashflows are becoming lumpier and harder to plan. Heres how families can adapt.
Equity mutual funds fall over 7% in a week; international schemes lead the losers list
Equity mutual funds fell over 7% during the week of November 1721, with international schemes dominating the losers chart.
Gold and midcaps lead 10-year returns; heres the full scorecard
Multiple investment segments have delivered over 17% returns over the past decade.
Parag Parikh Large Cap Fund to offer 5 distinct features; NFO opens in January 2026
PPFAS Mutual Fund unveiled details of its upcoming Parag Parikh Large Cap Fund at its 12th Unitholders Meet, ahead of an expected January 2026 NFO. The rules-driven fund will be built around the Nifty 100 with capped weights, broad diversification and a low expense ratio. Leaders outlined its five key features and the conditions that justify launching the new scheme.
How much capital gains tax applies when you sell mutual funds across categories? Explained
How much capital gains tax is levied on the sale of mutual funds depends on two factors holding period and category of mutual fund. We deconstruct the nuances here
Early gratuity after 1 year - check beneficiaries, new labour code rules, when are they applicable
New labour code: Amid several path breaking changes that are announced in these labour reforms, one of the noticeable ones is the provision of early gratuity which employees will be entitled to after one year of service.
JioBlackRock and Parag Parikh Liquid Funds among top 5 low cost and high return funds in 3 months
Maharashtra and Delhi among top 10 states to contribute maximum to average AUM in October
Top 10 states was recorded at Rs 79.79 lakh crore as on October 2025.
Top 5 mid cap mutual funds to invest in November 2025
ETMutualFunds has handpicked the top mid-cap mutual funds by analysing their mean rolling returns.
Trusted Banking for a Better Tomorrow : Bank of Indias Vision
Vinod Chandrashekhar Dixit Founded on September 7, 1906, Bank of India (BOI) is celebrating its 120th foundation day. BOI has evolved into a leading financial institution, synonymous with growth, development, and efficiency. With a rich legacy spanning over a century, BOI has consistently demonstrated its commitment to excellence, adapting to changing times while maintaining [] The post Trusted Banking for a Better Tomorrow : Bank of Indias Vision appeared first on Northlines .
