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Why health insurance costs less onlineand what you give up
Online health insurance is cheaper, but intermediaries add value through advice and claims support.
Investing Rs 10 lakh in 2026? Heres a roadmap for conservative investors
Your money, your choice: Why Indias financial regulators should emulate the new NPS model
The pension regulator has reduced mandatory annuity purchases, removed lock-in periods, allowed investment until age 85, introduced systematic withdrawal options, and permitted up to 100% equity allocation. While this freedom may cause some to make poor decisions, the old, rigid model was worse.
5 most common mistakes mutual fund investors make and how to avoid them
Retail investors often derail long-term wealth creation by chasing past returns, following market trends, seeking high-beta or quick gains, and lacking discipline. Successful mutual fund investing requires aligning choices with personal goals, assessing risk, focusing on long-term compounding, and staying patient through market cycles. Discipline, consistency, and strategic allocation are key to unlocking sustainable investment outcomes.
Less debt, no FOMO and structured investing: your 2026 money goals
Learn how to prioritize your financial well-being through small yet impactful changes. Here are some essential strategies for setting realistic financial goals in 2026
Equity mutual funds log over 4% weekly gains; check top 10 performers
Selling gold or stocks? Section 54F of Income Tax Act may help you claim deductions if you do this
Section 54F, a lesser known provision of the Income Tax Act, allows taxpayers to save tax on long-term capital gains (LTCG) by reinvesting the money to buy a property.
Have Rs 10 lakh to invest in 2026? Here are strategies suited for moderate investors
Planning to invest Rs 10 lakh in 2026? Explore balanced strategies designed to help moderate investors grow wealth while managing risk.
7 smallcaps with upside potential of up to 54% to bet in 2026. How many do you own?
In a recent report, the brokerage has identified seven smallcap stocks spanning utilities, financials and consumer discretionary that could offer value and potentially deliver returns of up to 54% over the next year.
Edelweiss Flexi Cap Fund remains underrated despite strong long-term performance, says Radhika Gupta
Edelweiss Mutual Fund's CEO highlights the Flexi Cap Fund as an overlooked gem, boasting strong long-term performance despite a market preference for short-term gains. While its one-year returns are modest, its consistent 3, 5, and 10-year track records demonstrate a disciplined approach, outperforming benchmarks and category averages over extended periods.
Gold ETFs deliver upto 72% return in 2025. What should investors expect in 2026?
Gold ETFs surged in 2025, offering investors a safe haven amid global turmoil. Tata Gold ETF led with a 72.17% return. Experts foresee continued gold demand in 2026, driven by geopolitical risks and inflation. Investors are advised to consider their risk appetite for future decisions.
Flexi cap mutual funds offer upto 11% return in 2025. Check top 5 performers
There were 39 funds in the category of which 30 funds gave positive returns and nine funds gave negative returns.
FDs vs small savings schemes: Which one should you choose and why?
For the eighth consecutive quarter, the government has kept the interest rates for small savings schemes unchanged.
Mutual funds: Zerodha, Motilal Oswal among three new fund offers open for subscription in January
As 2026 begins, investors can consider three new fund offers (NFOs) open for subscription in January, including the Zerodha Nifty Short Duration G-Sec Index Fund, Motilal Oswal Diversified Equity Flexicap Passive FOF, and Groww Nifty Chemicals ETF.
Multi-asset funds deliver stellar gains in 2025. How much did the metals rally contribute?
Multi-asset allocation funds led in 2025, delivering nearly 17% returns, boosted by gold and silver rallies. Equity-oriented funds struggled to match benchmarks, while balanced advantage funds achieved modest 5.9% returns, showing diversification benefits in a mixed market.
Looking to invest Rs 10 lakh in 2026? Here is a help for aggressive investors
Investment experts suggest aggressive investors deploying a Rs 10 lakh lump sum in 2026 should maintain a strong equity bias despite weak 2025 returns. Recommendations favour diversified exposure across large, mid and small-cap funds, selective international equity, and a limited allocation to gold and silver, while largely avoiding debt.
Are thematic and sectoral funds worth the risk?
In the right market environment, a well-timed sectoral allocation can enhance portfolio returns, but such gains come with elevated risks.
Retired officer duped out of 90 lakh in digital arrest scam: 5 ways to stay safe online
A retired officer lost his hard-earned savings in a digital arrest scam. Fraudsters had posed as cyber officials. This case highlights the importance of recognising warning signs, verifying claims, reporting suspicious activity promptly, and following safety measures for banking transactions.
Quant Mutual Fund remains bullish on large caps, select private banks, and insurance. With strong liquidity, mid and smallcap exposure rising, supportive RBI policy, and a stable US dollar, the fund expects Indian equities to participate in the 2026 uptrend.
Planning your mutual fund investments for 2026? Experts recommend key strategy to follow
As investors head into 2026, experts emphasize a balanced, diversification-led strategy for mutual fund portfolios. Key recommendations include focusing on asset allocation, managing risk, and preserving capital over chasing returns. Investors are advised to structure portfolios correctly and stay disciplined through market cycles, avoiding common mistakes like reacting to short-term volatility.
ICICI Prudential Mutual Fund announces change in fund managers of its 2 funds
ICICI Prudential Mutual Fund announces a shift in leadership for its funds. S Naren will transition out of the Dynamic Asset Allocation Active FOF management. Concurrently, expect updates to the Gold ETF, Regular Gold Savings Fund, and Silver ETF Fund of Fund's core attributes.
Multibagger auto stock that rallied 215% in 2025 reports 50% jump in December sales; stock rises 5%
Force Motors shares saw a significant jump on Friday, January 2, 2026. The company reported strong December sales, with total sales increasing by 50%. Domestic sales grew by 49%, and exports nearly doubled. Force Motors' net profit more than doubled in the second quarter and for the first half of FY26.
Rethinking Money: How you should prepare for 2026
Experts focus less on predictions and more on disciplined, diversified strategies as they navigate 2026s shifting economic landscape.
ITC shares fall 10%: SBI and PPFAS Mutual Fund among 8 AMC to have over 10 crore shares before crash
ITC shares plunged nearly 10% after the government announced higher excise duties on tobacco products from February 1, raising concerns over pricing pressure, demand impact and investor sentiment.
Radhika Gupta, Managing Director and CEO of Edelweiss Mutual Fund, says Edelweiss Mutual Fund manages the oldest equity savings fund in the market and calls it her mother-in-law fund.
Smallcap mutual funds lose over 5% in 2025. Check top 5 losers
Small-cap mutual funds emerged as the weakest performers of 2025, with most schemes delivering negative returns and underperforming benchmarks. Only one fund managed positive gains, highlighting broad-based pressure across the segment. The trend underscores heightened volatility, stock-specific risks, and the challenges faced by small-cap investors during the year.
Mutual fund NFOs: 2 passive funds are open for subscription now. Check details
Two new passive mutual fund schemes, an ETF and an index fund, are currently open for subscription, offering investors additional low-cost investment options across equity and government securities.
Silver to have higher drawdown risk than gold in 2026: Mirae Asset Mutual Fund
Mirae Asset Mutual Funds 2026 outlook highlights higher volatility risks in silver after strong gains, favouring balanced precious metal allocation with a gradual tilt to gold. It stresses disciplined asset allocation, selective equity strategies, accrual-focused fixed income, and diversified passive investing to navigate volatility and achieve long-term portfolio stability.
Financial planners recommend goal-based investing for 2026; heres why
Financial planners advocate goal-based investing in 2026 as it aligns portfolios with specific life objectives, improves discipline, and helps navigate market volatility more effectively.
Over 55% return! Mutual fund scheme of the year 2025 crown goes to HSBC Brazil Fund
Mutual fund investors had a strong year in 2025, with the HSBC Brazil Fund emerging as the top-performing scheme. The fund delivered over 55% returns, turning a 1 lakh lump-sum invested at the start of the year into 1.55 lakh, while a 10,000 monthly SIP grew to 1.48 lakh with an XIRR of 46.45%, despite market volatility.
Mutual fund investing in 2026: Types of schemes that may do well
Mutual fund investors are planning their equity strategy for 2026. Experts recommend flexi-cap and large & mid-cap funds for stability and growth. New investors should start with flexi-cap and large-cap categories. Experienced investors can consider index, flexi cap, multi cap, and international funds. Caution is advised for mid-cap, small-cap, and international funds due to current valuations.
Your 2026 financial calendar: Key dates, deadlines and decisions that will shape your finances
Throughout the year, there are key financial actions and deadlines that can make a real difference to your tax savings, compliance, investments, travel plans and overall money health
Planning to invest Rs 10 lakh in 2026? What should investors keep in mind
With a Rs 10 lakh lump sum for the new year, assess your risk tolerance first. Investment advisors recommend allocating at least 40% to equity mutual funds, despite past market underperformance. Diversify with multi-asset and hybrid funds, and continue including gold and silver in your portfolio.
What are retirement mutual funds and should you invest in them for long-term wealth creation?
Retirement mutual funds offer more flexibility than PPF and NPS, with a five-year lock-in period. These funds provide various investment options and promote discipline among investors. They represent a growing category, with 29 schemes and significant assets under management as of November 2025.
Want to accumulate 50 lakh in the next 12 years? Here's how much you need to invest in SIP
The higher the rate of return on investment, the faster you achieve your financial goals. Additionally, the more focused you are on your financial goals and the timeline to achieve them, the easier it becomes to formulate a financial plan.
Sunil Singhanias Abakkus Mutual Fund raises Rs 2,468 crore during NFO period of its maiden fund
Abakkus Flexi Cap Fund secures Rs 2,468 crore in NFO with strong participation from retail and institutional investors nationwide. The fund offers flexible equity exposure across market caps, guided by the MEETS framework for long-term wealth creation.
Looking for best investment mutual fund options for 2026? Here is what CIOs and CEOs recommend
As investors step into 2026, CIOs and CEOs recommend balanced allocation across equities, debt and gold, with a focus on quality midcaps, financials, consumption, cement and digital-led themes. Experts emphasise disciplined diversification, long-term megatrends and sector selectivity as markets enter a potentially stronger year with broader participation across categories.
While the provisions of the 8th Pay Commission will be effective from 1 January, 2026, the implementation is expected to be delayed. This is why government employees and pensioners will receive arrears.
January 1, 2026 Money Rule Changes: Here is a list of the most important personal finance money rule changes that will come into effect from January 1, 2026, which is tomorrow.
Retail rush, SIPs drive Rs 14 lakh cr jump in mutual fund assets in 2025
Mutual funds saw a record Rs 81 lakh crore in assets under management by November 2025, driven by a surge in retail participation and SIP inflows. Steady inflows, particularly into equity schemes, offset foreign outflows, highlighting a structural shift towards long-term investing and increased financial awareness among investors.
New Year 2026: Simple New Year resolutions can help borrowers improve their credit score through timely repayments, smart credit utilisation, regular monitoring and long-term discipline, unlocking better loan approvals and financial opportunities.
Seven market experts offer mixed but largely optimistic views on 2026, with most expecting a rally driven by earnings recovery, supportive macro conditions, and potential policy and rate tailwinds. Some foresee moderation or correction risks, highlighting valuation comfort and critical downside levels after a volatile and subdued 2025 period.
Top 6 large & mid cap mutual funds to invest in December 2025
Top large and mid-cap mutual funds offer 18-24% rolling returns over the last three years. Suitable for aggressive investors with a long-term horizon, these funds include Axis, Mirae Asset, Canara Robeco, Sundaram, Kotak, and Quant schemes.
Portfolio check: How to rejig your mutual fund investments in 2026
As 2026 dawns, mutual fund investors should strategically review their portfolios. Focus on aligning investments with financial goals and risk appetite, moving beyond just NAV. Evaluate fund performance against benchmarks and peers over the long term, and be cautious with New Fund Offers. Address portfolio overlap and concentration risks for a balanced approach.
Best dynamic bond funds to invest in December 2025
If you are planning to invest for three to five years, but dont want to take a call on interest rates, you can bet on dynamic bond funds.
A year of insurance reforms in India, yet more ground to cover
Over the past year, India has rewritten key rules governing insurance. Yet for policyholders, the real test lies not in regulation, but in how these changes play out when a claim is filed.
Multi-asset funds steal the show in 2025 as metals rally brings windfall gains
Multi-asset allocation funds led performance in 2025, driven by a significant surge in gold and silver prices. These diversified funds delivered an average return of nearly 17%, outperforming equity-oriented categories. Equity funds, including large-cap, midcap, and small-cap, struggled to beat their benchmarks, with small-cap funds experiencing losses.
These top-performing multi-asset allocation funds delivered over 15% returns in 2025: Check the list
Multi-asset funds provide exposure to a diverse range of asset classes, offering a high degree of diversification typically associated with institutional investing. These funds may invest in a range of conventional equity and fixed-income strategies, index-tracking funds and financial derivatives.
Income Tax Refund Status LIVE Updates: I-T Department's deadline given to people for filing their revised ITRs is in focus now. However, some refunds filed have been delayed due to certain complications. Taxpayers can check a quick guide to help them check their latest ITR status online.
Do you need to verify a revised income tax return? Heres what taxpayers must do
Filing an Income Tax Return can lead to errors, from minor mistakes to significant omissions. Taxpayers can correct these by submitting a revised return, but must verify it within 30 days to avoid invalidation. The deadline for those who filed on 16 September 2025 is 31 December 2025.
Unclaimed bank deposits hit 62,314 crore, says RBI: Step-by-step guide to reclaim your money
As of 2024, unclaimed deposits in Indian banks total 62,314 crore, with public sector banks holding most. SBI leads with 16,968.41 crore. The government initiated a campaign to reclaim these funds, which have significantly increased since 2021.
Is TDS applicable when buying NRI property with capital gain below tax threshold?
The tax authorities are empowered to directly enforce the sellers liability on the buyer.
Edelweiss Mutual Fund announces appointment of Kedar Karnik as fund manager - fixed income
Edelweiss Mutual Fund has appointed Kedar Karnik as Senior Fund Manager Fixed Income. With over 19 years of experience across leading fund houses and credit research, he will strengthen the firms research-driven fixed-income investment platform.
Gold clocks 74% return in 2025, its best in decades. Should investors stay invested in 2026?
Mutual funds increase cash allocation by over Rs 14,500 crore in 2025; 5 new AMCs join in
Mutual funds significantly boosted their cash holdings by Rs 14,539 crore in 2025. The total cash in portfolios reached Rs 2.01 lakh crore by November. This period also saw the entry of five new asset management companies. PPFAS Mutual Fund and Quant Mutual Fund led in increasing cash allocations. Several other funds also adjusted their cash positions.
Overweight on mid and small caps after years of SIPs? Here is what expert recommends
For investors running SIPs for 810 years, mid and smallcap funds may dominate portfolios due to strong growth. Experts advise continuing long-term SIPs to benefit from compounding, while short-term goals (12 years) may require rebalancing into stable multi-asset or large-cap funds.
8th Pay Commission: Even though the in-hand salary of employees will receive only after the 8th Pay Commission announcement is made officially, the arrears will begin to accumulate from January. They will be released after the provisions of the 8th Pay Commission is announced.
New Year 2026: 10 key personal finance rules to follow for smarter money management
New Year 2026: Experts often recommend investors stay committed to the key fundamentals of investing, including asset allocation and diversification.
Credit card application rejected? Here are 5 major reasons banks say no
Credit card applications can be rejected due to weak credit history, high debt, insufficient income, errors in documentation, or eligibility issues, highlighting the importance of disciplined spending and repayment habits.
Market experts see 2026 favouring risk assets, with strong consensus around consumption, financials and autos. Lenders, NBFCs, PSU banks, consumer discretionary, real estate and defence emerge as key themes, alongside selective opportunities in healthcare, renewables, manufacturing, chemicals and cement, supported by growth visibility, valuations and structural tailwinds.
Smallcap mutual funds tagged worst performers of 2025. Will 2026 change the picture?
Smallcap mutual funds faced a tough 2025, with most delivering negative returns due to valuation excesses and foreign investor outflows. Experts suggest long-term investors stay put, rebalancing if allocations exceed targets. A rebound is statistically probable in 2026, driven by potential rate cuts and earnings recovery.
Best short duration mutual funds to invest in December 2025
According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more.
