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Zerodha Capital's net profit rises 20% to 14.7 crore as lending business scales up
Zerodha Capital reported a 44.2% increase in total income to 53.5 crore in FY26, with net profit rising 20.5% to 14.7 crore, driven by growth in its loan-against-securities business.
'Japan is 100% doable on a real salary': Mumbai influencers share detailed 2.4 lakh budget guide
Japan is often considered one of the world's most expensive travel destinations. However, an Instagram post by travel page Planned Time Off is challenging that perception with a detailed cost breakdown of a 15-day trip covering Tokyo, Hakone, Kyoto, Osaka, Nara and Hiroshima.
Fast access to funds comes at a cost. Compare personal loan interest rates, processing fees and key borrowing factors across leading private banks in June 2026 to find a cost-effective loan that suits your repayment capacity and financial goals.
I asked ChatGPT to plan perfect monsoon family getaway near Mumbai Here's what AI recommended
I asked ChatGPT to plan the perfect monsoon family vacation near Mumbai in the last week of June. Here's what the artificial intelligence chatbot when comparing three hill-station destinations: Lonavala, Matheran, and Mahabaleshwar
Four mutual fund houses, Axis, ICICI Prudential, SBI, and Nippon India, attracted over Rs 10,000 crore each from T30 cities in May, boosting monthly AAUM and highlighting strong investor participation.
Mirae Asset Mutual Fund: RIL, Infosys and SBI among top 10 stock holdings in May
Mirae Asset Mutual Funds May 2026 portfolio shows HDFC Bank, ICICI Bank, RIL, SBI and Infosys among its top holdings. While allocations remained largely stable, select stocks saw marginal changes in weight. The fund house managed Rs 2.31 lakh crore in assets across 96 schemes during the month.
Big changes ahead for Gold ETFs as SEBI introduces a new trading framework from September 1. Dynamic price bands, pre-open auctions and revised pricing rules aim to improve price discovery, transparency and investor protection in Gold and Silver ETFs.
Artificial intelligence has accelerated women's rise in the technology space, according to the India AI Workforce Report by Scaler. They reported 145% salary increase after transitioning into AI-enabled careers, it added.
HDFC Mutual Fund: RIL, Tata Motors and TCS among stocks bought and sold in May
HDFC Mutual Fund increased exposure to Tata Motors, HDFC Bank and Eternal while trimming holdings in Infosys, ITC and Adani Ports, with Garware Technical Fibres emerging as its sole new portfolio addition in May.
Overdraft facility can help in emergencies, but can it damage your credit score? Key facts explained
Smart borrowing builds stronger finances. This article explains overdraft impact on credit score, covering responsible usage, repayment habits, credit utilisation, and ways to manage overdrafts effectively for a healthy credit profile.
EPF members can use their Aadhaar or Aadhaar-generated Virtual ID to successfully add a nominee and complete the e-sign process for their provident fund account. Here's how to generate the 16-digit VID
Income-tax returns: Attention taxpayers! Excel utility for ITR-3 enabled Here's all you need to know
Attention taxpayers! The tax department has today enabled excel utility for income-tax returns for AY2026-27 (FY25-26) for online form ITR-3 on its official e-filing portal. Here's all you need to know
What are credit card swipe charges? All you need to know
Hidden behind every card payment, credit card swipe charges keep transactions secure. Understanding credit card swipe charges helps consumers and businesses manage payment costs and improve transparency.
I asked ChatGPT to audit my 1.78 lakh monthly budget; it found 20,500 in savings
A 35-year-old Bengaluru professional seeks to reduce his monthly spending by 20,000 from a 1.8 lakh salary. Strategies include meal planning, setting a monthly food budget of 18,000, and limiting dining out, while automating savings for financial stability.
8th Pay Commission: Employee unions seek 5 assured financial upgradations at 6-year intervals
Under the 8th Pay Commission, employee unions have proposed five assured financial upgradations at six-year intervals to improve promotions, career growth and pay progression for central government employees.
Nippon India Small Cap Fund has topped all equity funds over a decade, delivering a 20.94% CAGR. Despite recent underperformance, its long-term stock-picking prowess and diversification have driven superior risk-adjusted returns. Experts advise caution on lump-sum investments due to elevated valuations, favoring SIPs for long-term wealth compounding.
Best banking & PSU mutual funds to invest in June 2026
Banking and PSU debt funds offer a relatively safe investment avenue for investors looking for a few years. These schemes primarily invest in debt instruments of banks and public sector undertakings, which are largely government-backed, minimizing credit risk. While interest rate fluctuations can impact returns, these funds are generally better positioned due to shorter duration investments.
US-Iran agreement positive for equities, but markets may recover gradually: Tata MF's Rahul Singh
As markets grapple with AI disruption, global capital shifts and geopolitical risks, Tata Mutual Fund CIO Rahul Singh explains where investors should look for opportunities now.
8th pay commission: Here's how much salary hike Railway employees can expect from the 2.92, 3.50 and 3.80 fitment factors demanded by the Indian Railways Technical Supervisors Association across pay levels.
The price of gold in India dropped to 149,660 per 10 grams, tracking losses internationally due to a stronger dollar. Check 24K, 22K, 18K gold and silver rates in Mumbai, Delhi, Kolkata and other cities 19 June.
Dearness Allowance: Breakdown of salary components How is DA different from other allowances?
Amid the 8th pay commission's salary revision discussions, we take a look at the differences between Dearness Allowance (DA) and other allowance components of salary, such as HRA, medical allowance, education allowance and more.
EPFO retains 8.25% interest rate for FY26; UPI-based withdrawals to launch soon
Big relief for EPFO subscribers as the EPF interest rate remains at 8.25% for FY26. The upcoming EPFO 2.0 platform will introduce UPI-based withdrawals, making provident fund access faster, easier and more convenient for millions of workers.
Claude ran like a CA: Professionals are leaning towards AI to file income tax Check viral prompt
Working professionals took to social media to share how they used AI to file their income tax returns From decoding dense tax terminologies to automatically accounting for mid-year employer switches, and more
Invest in mutual funds daily with just 10: Axis Mutual Fund launches Rozana SIP
Axis Mutual Fund has launched the Rozana SIP facility, which enables investing with just 10 per scheme per day through its website. This initiative offers a low-ticket-size approach and helps build an everyday investing habit through daily contributions.
Nifty 50 vs Nifty Next 50: Which index rewarded investors more? What 10-year rolling returns reveal
Often viewed as a secondary large-cap benchmark, the Nifty Next 50 has outperformed the Nifty 50 across 3-, 5-, 7- and 10-year rolling periods. The data also shows it occupies a distinct position between traditional large-caps and mid-caps on the risk-return spectrum.
The RBIs inflation target remains 4% with a 2%6% band. Medical inflation has recently run far above headline inflation, and Indias life expectancy at birth is about 72 yearsall of which argue for a cautious plan, said ChatGPT
The most contentious issue before the 8th Pay Commission centres on how minimum wages are calculated.
Ramit Sethi believes that if you automate your savings targets first, you don't need to track minor purchases
Pre-filled ITR and AIS: Checks to complete before you hit submit'
AIS is compiled from data reported by multiple entities such as employers, banks, mutual funds, brokers, custodians, and registrars. While it is a useful reconciliation tool, it is not free from errors.
Choosing health insurance in 2026? Look beyond premium and check these factors
Secure your future with the best health insurance in 2026 by understanding key features, coverage options, claim support, and mistakes to avoid for smarter financial and medical protection. If in doubt consult certified financial experts before locking in on any health insurance policy.
Equities can be the preferred asset class as geopolitical tensions ease. Gold will continue to serve as a portfolio hedge and wealth-preservation tool, while silver may benefit from improving industrial demand but remains a relatively volatile asset.
ITR 2026: Invested in Bitcoin or crypto? Heres whether to file ITR-2 or ITR-3
Income earned from the sale of cryptocurrencies needs to be declared in the Virtual Digital Asset (VDA) schedule. In the income tax return (ITR) parlance, cryptocurrencies are known as VDAs
Quant Mid Cap Fund: Adani Energy and Paytm among stocks bought and sold in May
Quant Mid Cap Funds AUM rose to Rs 8,109 crore in May. The fund added Adani Energy, Indus Towers, Lenskart Solutions, Persistent Systems and Torrent Pharmaceuticals, exited select holdings, raised exposure to Nippon Life India Asset Management and adjusted sector allocations across telecom, power and financial services.
Is credit card overlimit worth it? Benefits, risks, credit score impact and smart usage tips
Unexpected expenses can strain finances, and the credit card overlimit facility offers short-term spending flexibility. But understanding charges, repayment obligations, and the impact on credit scores is essential for responsible use.
A Delhi graphic designer earning 80,000 a month asked ChatGPT whether he should quit his job to start a food caf. The AI warned of significant risks but said the business could potentially earn up to 3 lakh a month.
ICICI Prudential Mutual Fund: RIL, Infosys and HDFC Bank among top 10 stock holdings in May
ICICI Prudential Mutual Fund remained Indias second-largest AMC with an AUM of Rs 11.78 lakh crore in May 2026. HDFC Bank and ICICI Bank were its top holdings, while allocations also remained significant in RIL, Axis Bank, Infosys, L&T, Bharti Airtel, Sun Pharma, Maruti Suzuki and NTPC.
New tax regime: 5 tax-saving benefits salaried employees should not miss
The new tax regime has eliminated many popular deductions, but a few important tax-saving provisions remain for salaried employees. From the higher standard deduction to employer NPS contributions, here's what taxpayers can still use to reduce their tax liability.
Can your stock losses be denied? ITAT ruling in Dolly Khannas 54 crore tax case offers clarity
The ITAT has ruled that transaction volume alone cannot determine whether a taxpayer is an investor or a trader. The decision came in a dispute over Dolly Khanna's claim for a 54.23 crore stock market loss.
Income-tax returns: Filing ITR-4 form? Here's what proof you need to claim deductions
Income-tax returns: Taxpayers filing their returns with the ITR-4 or Sahaj online form need to submit the following documents as proof in order to claim deductions under Sections 80C, 80D, 80U, 80E, and 80GG, among others.
The India-UK trade pact is set to come into force on 15 July, while India and the EU are aiming to conclude their landmark deal by the end of 2026. But what do these trade deals mean for Indian consumers? Here's a look at the products that could get cheaper.
Reits are having a moment. Should they be in your portfolio?
Reits outperformed equities and bonds over the past year, but falling-rate tailwinds may fade. Here's how experts view their role in an investor's portfolio.
Explained: Thinking of investing in life cycle funds? Here's what investors should know
5 midcap mutual funds deliver over 20% return in 3 years. Are there any included in your portfolio?
Five midcap mutual funds have delivered over 20% annualised returns in the past three years, led by HSBC Midcap Fund. ICICI Prudential, Invesco India, WhiteOak Capital, and Nippon India Growth also featured among top performers, reflecting strong midcap segment momentum and consistent investor interest in higher-growth equity funds.
6 income tax return filing mistakes that can delay refunds and trigger tax notices
Taxpayers often face delays, refund issues or notices due to mistakes in filing their income tax return. Key checks on documents and transactions before submission can help ensure accuracy and compliance with the tax department.
JioBlackRock Flexi Cap Fund exited Adani Enterprises, Adani Ports and three other stocks in May while adding Tata Motors and 14 new stocks to its portfolio, according to monthly disclosures. The fund sold 40,731 shares of Adani Enterprises worth Rs 9.80 crore and exited 76,122 shares of Adani Ports during the month.
PPF vs SIPs: Planning your long-term investments? Take a look at how much corpus is generated from an investment of 2,000 per month for 30 years with the public provident fund and in mutual funds through systematic investment plans.
New ITR forms for AY 2026-27: Key changes taxpayers should know
From expanded ITR-1 eligibility to new disclosure requirements, several changes have been introduced in the revised forms. These updates could affect how taxpayers report income, capital gains and deductions.
Vehicle loan repaid? Here's how to remove hypothecation from your RC: Step-by-step guide
Removing hypothecation from your RC is the final step to securing full ownership of your vehicle. Here's how to obtain Form 35 and a bank NOC, applying through the Vahan portal, required documents and fees involved.
Does your credit score affect Visa approval? Everything you need to know
Planning overseas travel requires financial readiness. Understand how a credit score affects visa approval, reflects money management habits, and supports a stronger visa application. On a fundamental level, keep in mind that healthy financial habits are always beneficial in the long-run.
ITR filing AY 2026-27: Why first-time taxpayers are making more return filing mistakes than ever?
Mrinal Mehta, Joint Secretary at Bombay Chartered Accountants Society, says first-time taxpayers often wrongly assume no tax liability means no filing requirement. He adds that many also choose incorrect ITR forms, rely on pre-filled data and get confused by upcoming changes to tax law.
EPFO announces PMVBRY events in Nagpur, Chandrapur; 2,400 crore benefits soon
Big employment boost ahead as PMVBRY benefits reach Nagpur and Chandrapur, supporting job creation, formal workforce growth, and social security through EPFO-led incentive disbursement events. Check out complete details to understand the salient features.
EPFO: EPF members can check their employees provident fund balance through the official website, text SMS or the Umang app. Here's a stepwise guide for subscribers about how to use each available method
Best conservative hybrid mutual funds to invest in June 2026
Mutual fund advisors are predicting 2026 as the year for hybrid funds, especially for new investors navigating economic uncertainties. Conservative hybrid funds, with a majority allocation to debt and a smaller portion to equity, offer a cautious entry point. These funds aim to provide slightly enhanced returns through a limited equity exposure.
Telangana raises DA for power sector staff; over 70,000 employees to benefit
Telangana government hikes DA for power sector staff to 19.272%, benefiting 70,804 employees, pensioners and artisans. The revised allowance aims to ease rising living costs across the states electricity utilities. Here are the complete details.
As the US and Iran deal boosted market confidence, gold and silver prices climbed on Thursday. Gold and silver prices varied slightly across key Indian cities. Check 22K, 24K, 18K gold & silver price in Mumbai, Delhi, Kolkata and other cities here.
West Bengal Chief Secretary Manoj Kumar Agarwal debunked social media posts that claimed a 22% DA hike for state government employees and pensioners would be effective from 1 July and triggered much speculation online.
An FCNR account functions as a foreign currency-denominated repository that allows Non-Resident Indians or Persons of Indian Origin to hold their funds securely.
The Income Tax Department has set different ITR filing deadlines for AY 2026-27 based on income source and audit status. Key dates include July 31 for ITR-1/2, August 31 for ITR-3/4 (non-audit) and October 31 for ITR-3/4 (audit). Penalties apply for late filing.
1.1 lakh on rent, 20,000 on groceries: Indian Man's Poland expense breakdown sparks debate online
An Indian man living in Warsaw, Poland, has sparked a discussion online after revealing how much he and his partner spend each month to maintain a 'comfortable lifestyle'.
Among all lenders, small finance banks dominate the list of top-paying fixed deposits. Suryoday Small Finance Bank and Utkarsh Small Finance Bank are currently offering up to 8.10% on select tenures, making them among the most rewarding choices for depositors.
InCred Money gets Sebi in-principle nod for mutual fund licence, plans launch in 6-9 months
InCred Money has secured Sebi's in-principle approval for a mutual fund licence, marking a key step toward launching its asset management business. The company plans to build a digital-first AMC and expects to go live after completing regulatory and operational requirements.
Sebi's new ETF framework: How will it impact investors? Experts answer
Will ETFs trade closer to their underlying value after Sebi's overhaul? Experts explain what the changes could mean for traders and long-term investors.
The 8th Pay Commission is reviewing attendance rules, with employee unions requesting more flexibility for late arrivals. They propose allowing up to two hours late without penalty, changing the current half-day casual leave deduction for additional late instances.
Form 40: How Indians returning from abroad can defer tax on foreign retirement accounts
Form 40 is suitable for resident individuals in India who hold retirement benefit accounts in certain notified countries, such as the US, UK, Canada, and Australia, and want to avoid immediate taxation in India on income that is not yet actually withdrawn or redeemed.
Can a retiree claim tax credit on spouses fixed deposit? TDS rules explained
Since the interest earned on the deposit is subject to the clubbing provisions, it is not treated as the spouses taxable income. Therefore, they are not eligible to furnish the Form 121 declaration.
Mutual funds vs PMS: A complete guide to minimum investment, portfolio structure and investor fit
Mutual funds pool money from multiple investors and are generally more accessible and suitable for a wide range of investors. On the other hand, PMS offers a personalised investment experience where portfolios are tailored to an individual's financial goals, risk appetite, and preferences.
Debt funds bought before or after 1 April 2023: Know how the tax treatment changes
For debt funds purchased before April 2023, long-term capital gains apply after 24 months and are taxed at 12.5%, while STCG are taxed as per the income slab. For investments made on or after 1 April 2023, all gains are taxed as per the investor's income tax slab.
Why Lionel Messi's career is a masterclass in building long-term wealth | 5 Money habits to follow
Lionel Messi, aged 38, has set a record as the oldest player to score a hat-trick at the FIFA World Cup, leading Argentina to a 3-0 victory over Algeria. He surpassed Cristiano Ronaldo's previous record, showcasing his remarkable skill in his 200th appearance for Argentina.
I want to take a full one-year break from corporate work because I feel professionally exhausted. Is it realistically possible? Here's what ChatGPT said
I asked ChatGPT whether the 50:30:20 budget rule fits my financial situation? It proposed
To budget effectively on a 1 lakh salary with 20,000 liabilities, consider a 55-20-25 rule instead of 50-30-20. Prioritize savings and investments while managing expenses and avoiding overspending through techniques like separate accounts and the 24-Hour Rule.
9 equity mutual funds cross Rs 70,000 crore AUM; top 3 manage over Rs 1 lakh crore each
Nine equity mutual funds managed over Rs 70,000 crore AUM in May 2026, with Parag Parikh Flexi Cap leading above Rs 1.41 lakh crore. HDFC, SBI, ICICI, Nippon, and Kotak funds also featured prominently.
Capitalmind Flexi Cap Fund adds Nestle India and 10 others, exits SBI and 14 others in May
Capitalmind Flexi Cap Fund made significant portfolio adjustments in May. The fund welcomed Nestle India and eleven new stocks. It also divested holdings in State Bank of India and fourteen other companies. Exposure was increased in sixteen stocks, including NMDC and Indus Towers. The fund's portfolio now holds thirty-eight stocks across sixteen sectors. Healthcare and non-ferrous metals are key allocations.
EPFO: Want to change your EPF account nomination online? Here's how you can a stepwise guide
EPFO: Want to change your employee provident fund account nomination online? Here's how EPF subscribers can use the official website to do so check the stepwise guide here
Cost of free portfolio reviews: Why investors should steer clear of product pitches
Free portfolio reviews may seem promising, but if investors are not mindful, these can easily become an avenue for product pitches that may not fit or make sense for an investors goals or portfolio.
Planning a PF withdrawal? Check these details on your EPFO account first
Errors in service history, KYC details and nominations often go unnoticed for years. A few checks on the EPFO portal can help employees avoid future claim and transfer hassles.
Understanding Information ratio in mutual funds: Calculation, formula and significance
Information ratio shows a fund manager's ability to generate returns above a benchmark index relative to the level of active risk taken. It is typically useful to analyze the performance of equity mutual funds, index funds or ETFs.
8th pay commission: The panel has planned state visits to Uttar Pradesh, Odisha, and West Bengal to meet with employee representatives and stakeholders. Check the full list of cities and dates in June and July, here.
PPFAS Mutual Fund among six AMCs with over Rs 10,000 crore cash in May portfolios
Who needs to file an ITR for AY 2026-27? Check the income tax rules
Investors reporting capital gains, taxpayers claiming refunds, individuals seeking to carry forward losses and those holding foreign assets may all need to file a return, even if their final tax liability is nil.
Quant Mutual Fund among 7 AMCs to receive over Rs 1,500 crore increase in AUM in May
There are now 50 AMCs, of which 40 AMCs saw an increase in their AUMs in May. Here is a detailed breakup
Dearness Allowance: Maharashtra Transport Minister Pratap Sarnaik announced a 5% DA hike for MSRTC employees last week. Notably, employee unions are demanding payment of DA and HRA arrears. Here's all we know.
The problem with owning 13 mutual funds to reach Rs 4.67 crore goal
An investor's 13-mutual fund portfolio, aiming for Rs 4.67 crore, was deemed over-fragmented and style-overlapping. An expert advised consolidating to 6-7 high-conviction funds, reducing gold/silver allocation, and shifting towards growth-oriented equity strategies for better long-term wealth creation.
Booked losses in stocks or mutual funds? Why filing ITR may still be important
For investors, a loss-making year does not necessarily eliminate the need to file an ITR. In many cases, filing the return within the due date can preserve an important tax benefit by allowing losses to be carried forward and adjusted against future gains.
Should you look at the P/E ratio of mutual funds? Here's what experts say
Experts say a mutual fund's P/E ratio should not be viewed in isolation. The metric is most useful when compared with peers, benchmarks and investment style.
Circle rate vs market value: the hidden factor that can make or break your home loan
A property's sale price, circle rate and lender valuation often differ. Understanding the gap can help buyers avoid funding shortfalls, tax surprises and last-minute loan rejections.
Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Wednesday, 17 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.
How Life Cycle Funds aim to simplify long-term wealth creation
Indian mutual fund houses are launching Life Cycle Funds, a new goal-based investment product. These funds automatically adjust asset allocation, starting with equities and shifting to safer debt as a target year approaches. Designed for long-term goals like retirement, they simplify investing by eliminating manual portfolio rebalancing. Investors should review the fund's glide path and compare it with other options.
When should you exit a mutual fund? Watch these 5 warning signs
A weak year alone is not a reason to sell a mutual fund. But persistent benchmark underperformance, style drift and rising risk levels may signal deeper problems. Here are five indicators investors can use to determine whether a fund still deserves a place in their portfolio.
I asked ChatGPT for Indias best work-from-home locations. The answer went far beyond Goa and Manali
If you have the luxury of a laptop and a decent Wi-Fi connection, the world is quite literally your office. Here are the top 20 locations ChatGPT, beyond Goa and Manali:
I asked ChatGPT how to save 20% of my salary without giving up eating out | Here's what it planned
A 25-year-old Delhi professional seeks to save 10,000 monthly from a 50,000 salary. Strategies include meal planning, setting a monthly food budget of 12,000, and limiting dining out and food delivery to 5,000, while automating savings for financial stability.
