33 C 
Quant Small Cap Fund exits HDFC Bank, Jio Financial Services and 5 other stocks in April
Quant Small Cap Fund reshuffled its portfolio in April, exiting seven stocks including HDFC Bank and Jio Financial Services while adding new names and trimming exposure in select counters. The fund maintained a defensive stance with higher large-cap allocation, aiming to manage volatility and improve liquidity amid broader market uncertainty.
On April 18, the Centre raised the dearness allowance for employees by 2%, increasing it to 60%. The next DA hike is expected in July 2026, with a potential increase of 2-3% depending on inflation trends, benefiting approximately 50.46 lakh employees and 68.27 lakh pensioners.
Wealthy families are turning to AI-driven investment and strategy advisory firms - Here's why
AI is transforming investment strategies, exemplified by Tony Cowell's new firm, Cynren, which focuses on serving wealthy families. With an AI-driven approach, Cynren aims to provide unique advisory services, emphasising impact investing and direct access to senior leaders
Invesco Mutual Fund resumes subscription in 3 international funds
Invesco Mutual Fund has resumed subscriptions for three international funds, including Global Equity Income, Pan European Equity, and Global Consumer Trends, effective May 8. Subscriptions will be permitted up to available headroom without breaching overseas investment limits as of February 1, 2022. The fund house reserves the right to temporarily suspend subscriptions if limits are approached.
I asked ChatGPT to plan an international family holiday in June these destinations made the list
A budget-friendly 10-day international family trip from Mumbai can include destinations such as Thailand, Vietnam, Bali, Malaysia, and Sri Lanka, all within a budget of 23 lakh.
Motilal Oswal Mutual Fund has launched its Contra Fund, open for subscription until May 22. The fund aims for long-term capital appreciation by investing in fundamentally sound but undervalued stocks. Experts suggest this strategy suits patient investors with a 3-5 year horizon, especially during market volatility.
Best large & mid cap funds to invest in May 2026
Large and mid-cap mutual funds offer a mix of large and mid-cap stocks. These funds suit aggressive investors with a long-term view. Fund managers adjust allocations based on market outlook. Investors can choose funds tilted towards large caps for safety or mid caps for growth. Performance updates for recommended schemes are provided.
Quant MFs Sandeep Tandon says this is Indias biggest buying opportunity since covid
Quant Mutual Fund founder and CIO Sandeep Tandon says fear around crude, the rupee and FII exits has created opportunity in undervalued pockets of the market, even as investors crowd into consensus trades.
An emergency fund should be easily accessible and low-risk. You will have to allocate your funds such that they can be liquidated for immediate needs while giving optimal returns without compromising safety.
The revised NPS was launched on the lines of the Centre's unified pension scheme (UPS), a default pension scheme rolled out for the new recruits joining central government jobs starting 1 April 2025.
Unable to find work in her field, she accepted the first opportunity that came her way managing Airbnb apartments, which involved cleaning rooms, handling laundry, and responding to guest queries.
The cost-of-living index comparison between India and the United States highlights key differences in housing, healthcare, salaries, and purchasing power. It will help individuals and families make informed decisions on relocation and financial planning.
The Arunachal Pradesh state government on Wednesday announced a 2% hike in dearness allowance component in salaries of serving employees, raising the rate to 60 per cent of basic pay and pension.
I asked ChatGPT to calculate corpus for retirement to vacation location at 55, factoring in inflation, healthcare, and a sustainable withdrawal rate. Here is what artificial intelligence chatbot said
Secure your future early with EPFO, as EPF, EPS, and EDLI contributions can steadily help in building retirement savings, lifelong pension benefits, and family financial security for salaried employees across the country.
The newly approved Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 could potentially benefit around 1.1 crore MSME accounts, helping businesses tide over disruptions arising from the ongoing West Asia conflict, according to a report by State Bank of India (SBI).
A fixed deposit of 25 lakh can offer a stable monthly income as many banks give up to 7.75% interest. However, before deciding on any investment product, one should consult a certified financial planner.
The PIB Fact Check unit clarified that a video of Finance Minister Nirmala Sitharaman endorsing an investment platform is fake and was created using AI. It also warned against online investment scams.
Explained: Why mutual fund expense ratios are suddenly looking higher
Why your health insurance won't cover the true cost of ageing
While platforms such as Bima Sugam make buying insurance easier, better access doesn't solve the deeper problem: policies are designed for medical crises, not the recurring, ongoing costs of ageing.
NFO Update: Motilal Oswal Mutual Fund launches Motilal Oswal Contra Fund
Motilal Oswal Mutual Fund has launched the Motilal Oswal Contra Fund, an open-ended equity scheme based on a contrarian investment strategy. The NFO opens on May 8 and closes on May 22. The fund aims for long-term capital appreciation by investing in undervalued companies with turnaround potential across market cycles.
A woman from the US, who has been living in Bengaluru, spoke about rental problems in the city. From the hefty security deposit to the annual rent hike, she explained why the same practices would be illegal in her home country.
FDs, Real Estate or Gold: Where does Tamil Nadu CM contender Vijay invest most?
According to the 15-page election affidavit filed by Vijay ahead of Assembly polls, and archived by the Association of Democratic Reforms (ADR), this is what his investments look like:
Forgot your EPFO PPO number? Here are 5 easy steps to retrieve it
Easily recover EPFO PPO number online through simple steps using the EPFO portal to ensure smooth pension payments, uninterrupted benefits and quick access to pension records.
Can Rs 85,000 monthly SIP create Rs 2 crore corpus in 7 years? Heres what calculations show
An investor investing Rs 85,000 monthly may not reach Rs 2 crore in seven years. Experts suggest increasing monthly SIPs by Rs 68,000 to Rs 1.53 lakh. The portfolio strategy needs adjustment as the goal nears. Reducing exposure to volatile small and midcap funds is advised. Shifting to largecap or index funds will stabilize returns and protect the corpus.
ICRA Analytics said investors should blend active and passive mutual fund strategies to navigate volatile markets driven by geopolitical tensions and global uncertainty. The report highlighted that balanced portfolio allocation based on risk appetite, goals and investment horizon can help investors stay resilient through market cycles while pursuing long-term wealth creation.
Motilal Oswal Asset Management Company gets approval to sponsor pension funds under NPS
Motilal Oswal Asset Management Company has received PFRDA approval to operate as a Pension Fund Sponsor under the National Pension System. The company will establish a separate pension fund entity to manage NPS assets and retirement investments, aiming to strengthen its presence in Indias long-term retirement planning and pension management ecosystem.
New Income Tax Rules 2026 explained: 6 key form changes and what they mean for taxpayers
Major tax overhaul streamlines compliance as Income Tax Rules 2026 transform key forms, merging TDS, PAN and AIS systems to simplify filing and improve accuracy nationwide
Looking for largecap mutual funds amid market volatility? Check these top 5 funds to invest in May
Top largecap mutual funds were shortlisted using rolling returns, consistency, downside risk, outperformance, and asset size, with select schemes delivering around 1516% returns over the last five years.
Retirement 2.0: How seniors are turning passion into paychecks
Retirees are turning skills, hobbies and decades of experience into new income streamsfrom homestays and startups to care homes and social ventures.
A social media user who works at Google shared his monthly expenses, including rent, utility bills, travel costs, groceries and more. Reacting to it, some called it even more expensive than the cost of living in London.
Filing income-tax returns online has become easier, but first-time taxpayers may find it confusing. Income Tax notices can be issued for various reasons, here's what to do if you get one
Dearness Allowance: DA for Pensioners Who is eligible, how does it work? Here's all you need to know
Retired central govt employees are eligible for individual or family pensions which are adjusted every time the CPC rolls out a DA hike or cut, depending on inflation computation. Here's all you need to know
The 8th Pay Commission will conduct stakeholder meetings in Delhi on 13-14 May to discuss pay and pension reforms. Interested parties can apply through the official portal to take part.
National pension scheme: The NPS Vatsalya Scheme allows children below 18 years to partially withdraw funds from their accounts under certain circumstances. We take a look at the process and how it works
Fixed deposit investment strategies can help retirees and senior citizens generate a safe, predictable monthly income of 50,000 through fixed deposits, small savings schemes, and a balanced portfolio allocation strategy.
I asked ChatGPT to calculate the required financial independence, retire early aka F.I.R.E. number to create retirement corpus with 15 lakh per annum salary at 35. Here is what the artificial intelligence chatbot said
I asked ChatGPT to create a budget that ensures retirement by 55, with enough savings to support myself and my parents, buy a home and build a good retirement corpus. Here is what artificial intelligence chatbot said
NFO Update: Groww Mutual Fund launches Groww Nifty Private Bank ETF
Groww Mutual Fund has launched the Groww Nifty Private Bank ETF, a passive scheme tracking the Nifty Private Bank Index TRI. The NFO is open until May 20. The fund offers exposure to private banking stocks with a low-cost, rules-based approach, aiming to minimise tracking error and deliver benchmark-aligned returns.
Car loan interest rates May 2026: SBI, ICICI, HDFC and top banks offer from 7.60% Full comparison
Car loan interest rate comparison for May 2026 covers leading public and private banks. Check competitive rates, EMI planning, repayment strategies and key factors influencing total borrowing costs and financial decisions.
11 equity mutual funds with over Rs 1,000 NAV offer upto 24% CAGR since their inception
Around 11 equity mutual funds with NAVs above Rs 1,000 have delivered strong long-term returns, with CAGRs reaching up to 24%. Most of these funds have been in the market for over two decades, highlighting the role of time and compounding in wealth creation across categories like mid cap and flexi cap.
RBI also laid ground rules for how these seized assets must be handled, including how long the lenders can keep them, and who is banned from buying them back.
The inflation-growth double whammy: how investors should rebalance now
With inflation rising and growth forecasts trimmed, investors face a double whammy. Heres how to recalibrate portfolios across debt, equities, real assets and global exposure.
Using mutual funds as collateral? Avoid these 5 errors before taking loan
Loans against mutual funds offer liquidity without redeeming investments, but require careful handling. Investors often overlook loan terms, valuation risks and repayment discipline. Comparing lenders and avoiding unnecessary borrowing are key to preventing financial strain while using mutual funds as collateral for short-term funding needs.
PPF account: You will remain a crorepati despite drawing 1 lakh monthly pension for 20 years
PPF accouont holders can expect 1,54,50,911 maturity amount after 30 years, assuming a flat PPF interest rate of 7.10% throughout this period
RBI informed the Supreme Court that 30 banks are now integrated with the UDGAM portal, allowing legal heirs to search unclaimed deposits online. The PIL highlights the need for greater integration of assets such as post office deposits and insurance. The SC will hear the matter on 19 May.
My Portfolio: How your mutual fund SIP can help you create Rs 7 crore corpus in 15 years
A 30-year-old investor aiming for Rs 7 crore in 15 years faces a shortfall despite a Rs 10,000 monthly SIP with a 27% annual step-up. Expert Vishal Dhawan suggests consolidating mid-cap and small-cap funds to reduce overlap, retaining Parag Parikh Flexi Cap Fund as core. Increasing contributions is key to bridging the Rs 2.2-2.5 crore gap.
Looking for best mutual funds to invest in May 2026? Here are top 10 performers
Here are some of the top-performing mutual funds for May 2026, based on recent performance, consistency, and category leadership across large-cap, flexi-cap, midcap, and thematic segments:
The great money reset: how Indias Gen Z can turn paycheques into wealth in the age of AI
AI is reshaping how young Indians budget, save and invest. But while tools are powerful, disciplinenot algorithmswill decide whether Gen Z builds lasting wealth or just spends smarter.
Why fund managers have turned cautious on long duration funds
Investors who were looking at gilt funds as a tactical play, expecting yields to normalise in the medium-term, would be better off waiting for fresh triggers to emerge.
The rupee hit a record low on 5 May 2026, amid the United States and Iran conflict. After a weak opening, it fell to 95.43 against the US dollar, making its lowest-ever so far. Here's what an NRI shared about its impact on real estate investments in India.
Why MF expense ratios are showing higher numbers
Mutual fund expense ratios are rising due to new Sebi guidelines mandating the inclusion of trading-related costs in the Total Expense Ratio (TER). This revised reporting offers investors a more transparent view of all scheme expenses, including brokerage and transaction fees, previously excluded from the headline number.
SBI employees to go on a 2-day strike on May 25,26: Check their 16 key demands
State Bank of India employees plan a two-day strike on May 25-26, 2026, to demand better working conditions and job security. The All India State Bank of India Staff Federation cites administrative neglect and anti-employee policies as reasons for the protest.
The new Income-Tax Act 2025 replaced the original Tax Deducted at Source forms Form 15G and 15H with a single Form 121, as part of the government's move to streamline and simplify India's tax codes.
CA Kaushik believes that ordinary investors should not take advice from influencers who push for 100 crore retirement fund, calling it a mathematical impossibility and math scam. He feels that 2-3 crore or even up to 5 crore are strong, realistic numbers.
ChatGPT recommends planning for global education beyond Harvard. It outlines significant costs for a master's degree, estimating up to 7.22 crore for two years. It suggests diversifying investments and emphasizes the importance of academic preparation and scholarship opportunities.
Buy Now Pay Later: Here's how BNPL works, who is eligible and how it impacts your credit score
Buy Now Pay Later (BNPL) is a short-term financing option allowing customers to buy items and pay in installments. Here's all you need to know about how it works, who is eligible and how it impacts your credit score
The rupee fell to a record low against the US dollar on 5 May 2026 due to rising US-Iran tensions and soaring crude oil prices. This could impact India's economy as well as household spending. Details here.
Income tax returns: From salaried individuals overwhelmed by the process to first time ITR filers Here's a checklist of necessary documents, including Form 16, PAN Card, and investment proofs to ensure a smooth proper.
EPF vs PPF: Key differences, rules, tax benefits and returns explained
EPF and PPF are key long-term savings instruments in India. While EPF is for salaried employees, PPF is open to all. Both offer tax benefits and fixed interest rates, but differ in eligibility, contributions, and withdrawal rules.
Dearness Allowance: What are the types of DA? How often are they revised? We answer the top FAQs
Dearness Allowance is of two types, one which is revised quarterly based on CPI, and the other revised semi-annually. Both these aim to mitigate inflation effects for households of central government employees.
Looking for safe returns? These 5 government-backed schemes offer over 7.5% interest
Several government-backed savings schemes in India offer annual interest rates of 7.5% and higher. These options cater to various groups and provide tax benefits, attracting conservative investors.
The 8th CPC has extended its deadline for stakeholders to submit their memorandum of suggestions for the panel ahead of its recommendations. Here's a look at the top updates six months into the process
A digital living will: What it means for your family's financial decision
Maharashtras digital living will framework may seem like a small administrative step. But for families that use it, it does something estate planning often cannot
9000 monthly SIP can help you retire at 45 with 2 lakh monthly pension
A 25-year-old investor can accumulate 3,64,92,972 in the next 20 years through a disciplined monthly SIP of 9,000, potentially providing a monthly pension of 2 lakh post-retirement at 45 through a SWP for the next 40 years
Investing Rs 20,000 a month for 25 years? See how much wealth you can create
Investing Rs 20,000 monthly via SIP for 25 years at an expected 12% return can build a corpus of around Rs 3.40 crore. Out of this, Rs 60 lakh is the invested amount, while the remainder is generated through compounding over the long-term investment horizon.
About seven equity mutual funds delivered over 25% CAGR in the past three years, out of 246 schemes analysed by ETMutualFunds. Bandhan Small Cap Fund topped the list with a 30.24% CAGR, followed by midcap funds such as HSBC Midcap Fund (26.55%) and ICICI Prudential Midcap Fund (25.92%).
Rupee falls to 95.16/USD, highlighting currency weakness, as Steve Hanke warns of a continued slide without inflows, which could impact inflation, travel costs, EMIs, investments and savings across the country.
100% FDI in Insurance: What rule says? What will be its impact?
The Finance Ministry has approved 100% foreign direct investment in the insurance sector under the automatic route, with a 20% cap for LIC. This reform aims to enhance technology and product design, addressing India's insurance penetration gap and improving affordability and distribution.
Looking to invest via mutual fund SIPs in May? Here are options for aggressive investors
ETMutualFunds outlines SIP portfolio options for aggressive investors across three investment brackets starting from Rs 2,000. The portfolios combine flexi cap, large cap, midcap, small cap, and hybrid funds, selected using an in-house methodology based on returns, consistency, risk, and asset size over the past three years.
Senior citizen FD rates in May 2026 across prominent PSU banks show stable returns up to 7.10%, offering safe income, inflation protection and predictable investment options in a volatile economy.
Axis Mutual Fund has temporarily suspended subscriptions in three international funds from May 5 due to overseas investment limits. While fresh inflows are halted, redemptions and existing SIPs continue. The move comes amid strong past returns and follows leadership changes, including Ashish Guptas exit and R Sivakumars elevation as CIO.
JioBlackRock Mutual Fund files draft document with Sebi for hybrid long-short fund under Prism SIF
JioBlackRock Mutual Fund has filed draft papers with Sebi to launch a hybrid long-short fund under its Prism SIF platform. The interval strategy will invest across equity, debt and derivatives with limited short exposure. With structured allocation and income strategies, the fund targets long-term capital appreciation alongside income generation for investors.
Defence mutual funds surge up to 25% in a month. Should you invest now or wait for a correction?
Defence mutual funds have surged up to 25% in a month, driven by geopolitical tensions. Experts advise against chasing this sharp rally, citing stretched valuations and long project timelines. Investors should consider gradual entry or diversified funds for long-term wealth creation.
From using appropriate forms, to making proper income disclosures, filling correct details and attaching documentation for proof Here are the top 10 common mistakes to avoid while filing your returns.
FD rates comparison: Here's a look at the latest bank fixed deposit rates offered by the biggest lenders State Bank of India, ICICI Bank, HDFC Bank, Kotak Mahindra Bank and Yes Bank.
The IT Ministry clarifies that it has no plans for a new look for its Aadhaar cards, adding that such speculation is not correct. Here's what's new for the government's biometric ID so far in 2026.
6 essential emergency fund rules every Indian household should know to stay debt-free
Emergency fund rules help households build financial resilience. It is imperative to maintain 36 months' expenses, keeping funds separate, prioritising liquidity, starting small, refilling after use, and reviewing annually for stability.
Safe personal loan EMI on 30,000 salary: Simple budgeting tips explained
Understanding borrowing fundamentals is vital for personal loans. Keeping EMIs at 20-25% of income ensures financial stability. High EMIs risk missed payments, which negatively impact credit scores. Seek professional advice for sustainable financial planning.
A strong credit score is necessary to show lenders that you are a reliable borrower, and first timers or young customers may wonder if closing your credit card could affect this number. Here's how you should manage card closures to protect your credit history
Filing income tax returns online has simplified the process but can confuse first-time taxpayers. Income Tax Notices inform taxpayers of issues like unreported income or discrepancies. Here's how you can verify a notice's authenticity
A disciplined savings rate drives retirement planning by boosting compounding, reducing risk, and ensuring financial security, helping individuals build a stable, sustainable long-term wealth corpus.
These 3 equity mutual fund categories offer over 15% average return in 1 year. Check details
International funds led returns, followed by energy and auto sector funds. Top performers delivered strong gains, but investors should prioritize risk appetite, goals, and horizon over chasing past returns.
Salary 50,000? Heres how much PF corpus you can build in 20 years
EPF corpus from a 50,000 salary can grow substantially over 20 years through disciplined contributions, employer support and compounding, potentially reaching 4060 lakh with salary increments.
Section 80C: Here's how you can unlock up to 1.5 lakh tax deductions in Income-Tax return filings
Section 80C provides taxpayers with deduction benefit up to 1.5 lakh for investment in certain government saving schemes during a given financial or assessment year. Here's how you can claim the tax benefit
HDFC Mutual Fund increases fresh SIP registration amount in HDFC Defence Fund, caps STP at Rs 25,000
HDFC Mutual Fund has revised investment rules for its HDFC Defence Fund, increasing the minimum amount for fresh SIP registrations. It has also capped new STP registrations at 25,000 per month per investor (PAN level), allowing them only under a monthly frequency from May 4.
These 5 flexicap mutual funds had maximum mid and smallcap exposure. Check details
Lost or stolen credit card? Here are 6 steps to follow to avoid financial loss
A lost or stolen credit card requires immediate action, including blocking the card, checking transactions, reporting to the bank, disputing fraud, securing accounts, and requesting a replacement to prevent financial loss.
The government revised the Dearness Allowance (DA) for bank employees for May, June, and July 2026, impacting salaries for workmen and officer employees. Here's how this impacts monthly pay for bank staff
NFO Alert: Axis Mutual Fund launches Axis Nifty Capital Markets Index Fund
Axis Mutual Fund has launched the Axis Nifty Capital Markets Index Fund, an open-ended scheme tracking the Nifty Capital Markets Total Return Index (TRI). The NFO is open till May 15 and aims to mirror index performance, before expenses, subject to tracking error. The fund offers investors exposure to Indias evolving capital markets ecosystem.
