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The Income Tax Department has launched the user-friendly website 'Kar Saathi' to centralise Direct Tax information. It features an AI chatbot for 24/7 taxpayer support.
UPI hits record high in March 2026: 5 tips to stay protected during digital transactions
UPI transactions hit a record high in March 2026, underscoring the rapid growth of digital payments. This reinforces the importance of following security tips to protect money and ensure safe, seamless financial transactions nationwide.
Stock market turbulence: Why US-Iran war is a wake-up call for diversification, asset allocation
Market turbulence of this nature is not just about losses; its a wake-up call. Investors who once ignored diversification are now actively searching for assets that can withstand such uncertainty. But the reality is more nuanced.
Why your credit card is not a tool for investing or debt repayment
Credit cards promise ease and rewards, but RBI rules draw sharp lines on their use. From travel and gadgets to rent, insurance and investing, heres whats allowedand what isnt.
Rising inflation, rising credit demand: Can AI manage the risk?
Rising inflation is increasing reliance on credit. AI is helping lenders spot risk early and manage it better.
Own a home with the right payment plan
Before you fall for the affordable home pitch, understand how the 20:80 subvention scheme for under-construction projects works.
Want to maximise your PPF returns? Here's a simple tip to gain full benefits
The financial year 2026-27 begins today, and the Public Provident Fund (PPF) offers tax benefits and a 7.1% interest rate, making it a safe long-term investment. Here's how you can maximise returns
New gratuity rules from 1 April: Impact on take-home pay, eligibility and calculations explained
Indian employees may receive higher gratuity payouts under the new Labour Codes, which redefine wage calculations. Here's a look at when a higher gratuity is applicable, who is eligible, the changes to the calculation and the impact on in-hand salary.
DA hike delayed, arrears expected in April: 5 reasons behind the unusual delay this year
The central government is expected to announce a DA hike in April 2026, benefitting over 1 crore employees and pensioners. The unusual delay is likely due to administrative checks, the 8th Pay Commission transition and the approval process, with arrears assured, say experts.
Indian households hold 25,000-30,000 tonnes of gold, valued at nearly $5 trillion. With limited bank locker availability, experts recommend jewellery insurance to cover risks like theft and natural disasters, especially as gold prices rise.
Have you only invested in the provident fund so far? Here's how to diversify
Despite the discipline, your portfolio lacks the diversification and high-growth potential that other asset classes can provide.
Mutual funds may have deployed Rs 80,000 crore in March crash: Report
Mutual funds deployed an estimated Rs 80,000 crore into equities during the March market crash, significantly reducing their cash holdings, as they stepped in to counter heavy FII selling. The buying came amid an over 11% market correction and rising crude oil prices linked to the Gulf crisis, highlighting a strong inverse relationship between oil prices and Indian equities.
Planning a 3-year investment in commodity ETFs? Check these top 5
13 equity mutual funds lose over 15% in 6 months. Were they a part of your portfolio?
Around 13 equity mutual funds delivered losses exceeding 15% over the past six months, with small-cap and mid-cap categories leading the decline. Tata Small Cap Fund topped the list with a 23% drop, reflecting broader market weakness and volatility impacting high-risk fund segments.
The volatility trap: Why straddles and strangles fail when you need them most
Options sold as volatility plays hide a structural flawone retail traders often discover too late, after the market moves, premiums collapse, and the trade that seemed safe quietly turns costly.
Rupee hits 95: 6 ways the fall affects your personal finances, experts weigh in
Rupee hits an all-time low against the dollar, impacting personal finances with rising costs on products and services, costlier imports, and higher EMIs. Such a situation requires proper decision-making and long-term investment strategies, highlighting the importance of smart financial planning.
Diversification feels boringuntil markets fall: What investors are missing
Equity SIPs are delivering negative returns despite disciplined investing, data shared by Zerodhas Nithin Kamath shows. Investors often overlook diversification in bull markets. Heres why balancing equity with debt and gold helps manage risk and stay invested through volatility.
Expenses rise with summer heat: Weather-proof your budget
From soaring electricity bills and AC cab rides to vacations, summer camps and medical buffers, Indias summer can raise household expenses by 1012%. Heres how to plan ahead.
New financial year brings significant mutual fund reforms. Expect revised GST, introduction of life cycle funds, and discontinuation of children's and retirement schemes. Equity funds can now invest in gold and silver, while stricter rules apply to thematic funds. These changes aim to boost transparency and investor protection.
MF Tracker: Can Mirae Asset Large Cap Fund extend its strong run? Heres what investors should know
Mirae Asset Large Cap Fund has a strong history of positive returns. However, recent performance indicates a slowdown. The fund has struggled to consistently outperform its peers and benchmark over shorter periods. Experts suggest large-cap funds remain a core part of equity portfolios for stability. Investors should consider their risk appetite and goals.
Silver and gold ETFs rally up to 6% on Iran-US de-escalation hopes. What should investors do?
Silver and gold ETFs saw significant gains on Wednesday. A weaker dollar and easing geopolitical tensions boosted investor sentiment. Gold prices edged up, while silver experienced a slight dip. Experts suggest this consolidation offers an attractive entry point for long-term investors. Rising fuel prices and gold rates create an inflationary environment.
Best mutual fund SIP portfolios to invest in April 2026
ETMutualFunds' best mutual fund SIP portfolios are meant for three different individual risk profiles: conservative, moderate and aggressive. We have also considered three SIP baskets between Rs 2,000-5,000, between Rs 5,000-10,000 and above Rs 10,000 while creating these portfolios. Take a look at our recommended portfolios.
BPCL Share Price Live Updates: BPCL's stock shows troubling monthly returns
Cipla Share Price Live Updates: Cipla's One-Month Return Analysis
Dr Reddys Share Price Live Updates: Dr. Reddy's Laboratories records a monthly loss
Nestle India Share Price Live Updates: Nestle India experiences a decline in returns
Income Tax, Finance Changes, April 1 LIVE Updates: The New Income Tax Act comes into effect today, April 1, 2026. Get real-time updates on tax slabs, increased standard deductions, and the simplified capital gains regime. See how your take-home salary changes today.
How will Middle East tensions impact Indias debt market?
Geopolitical tensions are driving up crude oil prices, impacting India's bond yields and weakening the rupee. This inflationary pressure is causing mark-to-market losses, especially in long-duration debt funds. Investors with longer horizons can weather short-term dips, while those with shorter goals should opt for less volatile funds. Patience is advised before increasing gilt fund exposure.
Red tide in equity funds: Only a few stay afloat
Equity mutual fund returns have faced significant pressure over the last year, with most categories experiencing value erosion. Large-Cap, Flexi-Cap, and Focused Funds saw category averages decline between 3.5% and 4.3%. While Small-Cap funds struggled, Mid-Cap funds demonstrated relative resilience.
The new Income-Tax Act effective from 1 April may impact your take-home salary as companies adjust components and exemptions and taxes come into play. Here's what could change
How do I secure my business recipe and brand for the next generation?
A 70-year-old soft drink entrepreneur seeks advice on passing on his recipe, brand name, logo and other intellectual property to his children through structured estate planning.
In Budget 2025, Finance Minister Nirmala Sitharaman announced no income tax for salaries up to 12 lakh under the new tax regime. Taxpayers must choose between new and old regimes based on their financial situation.
Your gold jewellery in bank lockers may not be fully insured. Here's how you can truly secure it
Indian households hold 25,000 to 30,000 tonnes of gold, mostly in jewellery and coins, with significant wealth gains from rising gold prices. Here's how to navigate the questions over storage, safety, insurance, investment and risk-returns.
US Social Security Payments April 2026 schedule: Key dates for beneficiaries, eligibility criteria
Social Security payments in the United States for April 2026 will be distributed based on beneficiaries birth dates. Those born between the 1st and 10th will receive payments on 8 April, while others will be paid later in the month.
Confused about EPF? 5 common myths on interest, pension and retirement age decoded
EPF rules explained with clarity on interest, pension eligibility, withdrawals, and retirement timelines, helping salaried individuals optimise EPF benefits and avoid costly misconceptions in long-term financial planning.
Starting 1 April 2026, significant financial rule changes will affect taxpayers, bank customers, and digital payment users in India, including the new Income Tax Act and the two-factor authentication for digital transactions. Details here.
CBDT clarifies TDS on bank interest under the Income Tax Act 2025, ensuring clear thresholds, senior citizen benefits and smooth compliance, helping depositors manage fixed deposits and recurring interest efficiently.
How the West Asia war is impacting airfares and what should you do
Fuel spikes, airspace closures and lifted fare caps are pushing ticket prices sharply higherreshaping business and leisure travel plans across domestic and global routes.
Wellness, risks and returns: Inside Rakulpreet Singhs investment strategy
The actor-entrepreneur invests in fitness, food, and lifestyle brands, betting on passionate founders while managing losses strategically.
Planning to invest in smallcaps? These top 5 funds deliver 28%+ annualised returns in 3 years
Top small-cap mutual funds have delivered over 28% annualised returns in three years, attracting investors seeking high-growth opportunities despite higher risk.
RBI Sachet Portal helps users verify financial institutions, report fraud, and track complaints.
5 equity mutual funds offer over 21% annualised return on SIP investments in 10 years. Check details
Duration or accrual: Where should debt investors park money now?
Debt mutual funds follow different strategiessome bet on falling rates, others earn steady income. With yield spreads wide, heres how duration and accrual strategies stack up now.
Rupee under pressure? Baroda BNP Paribas Aqua FoF offers a global growth hedge
Investors are exploring global equity markets for diversification and growth, especially with the Indian rupee facing pressure. The Baroda BNP Paribas Aqua Fund of Fund offers dual benefits: exposure to international equities and potential gains from currency depreciation. This thematic fund focuses on the water value chain, providing geographical diversification and reducing reliance on domestic market cycles.
Market crashes teach what no book or course ever can
The only way to truly learn investing is to live through the fear and the panicbecause markets dont test your knowledge, they test your nerve. Real conviction is forged not in bull runs, but in moments when staying invested feels hardest.
8th Pay Commission to visit Dehradun on 24 April; stakeholders can apply by 10 April
8th Central Pay Commission Dehradun Visit 2026 invites stakeholders for consultations on pay, allowances, and pensions. The deadline to submit participation requests for the 24 April meeting is 10 April.
April 1 Financial Rule Change LIVE Updates: ITR, PAN, salary, LPG prices set for major revisions
April 1 Financial Rule Changes LIVE Updates: One of the most significant changes from 1 April is the implementation of the new Income Tax Act, 2025. Follow Mint's LIVE coverage of 1 April financial rule changes.
The Centre has kept interest rates of small savings schemes unchanged for the April-June 2026 quarter. Here's how much you get for PPF, NSC, Sukanya Samriddhi, Kisan Vikas Patra and post deposits.
When do banks deduct TDS on interest income? 50,000 rule explained
With the Income Tax Act, 2025, taking effect from 1 April 2026, the I-T department clarified that TDS on interest will apply only above the set thresholds. The definition of banking company remains broad, ensuring no extra TDS burden on depositors due to legal changes.
Two days of stock market slump wipes out Rs 18.60 lakh cr from investors' wealth
Equity investors have become poorer by Rs 18.60 lakh crore in two days of sharp decline in the stock market, where the BSE benchmark Sensex has plunged over 4 per cent, as the West Asia conflict refuses to die down leading to a steep surge in crude oil prices.
JDA and capital gains: What happens when family members co-own property
When a property is settled among family members before a joint development deal, can capital gains be fully exempt if each retains a flat? Heres how Sections 82 and 86 apply.
Home loan after 60: 5 ways pensioners can boost credit score, improve approval chances
Improving credit score after 60 can ease home loan approvals, with simple steps like timely repayments, and joint applications helping pensioners secure better loan terms and rates. This can be accomplished successfully, with proper planning and guidance from a certified financial advisor.
A structured personal finance plan for FY27 helps manage taxes, investments and spending with ease, ensuring disciplined money management, timely compliance and steady long-term financial growth.
The unplanned expense in your 50s: Paying for ageing parents care
Geriatric care mainly has two recurring expenses: round the clock care and medical costs.
Gold, silver tumble up to 44% from January peaks. Is it time to buy the dip or stay cautious?
Gold and silver saw sharp corrections after strong rallies, driven by rising yields and macro pressures. Experts advise staying calm, favoring gold, and maintaining disciplined, long-term investment strategies.
For long-term investors, staggered investments through diversified equity funds remain a prudent way to navigate volatility, says Sanjay Grover, MD and CEO, Baroda BNP Paribas Mutual Fund.
What are FD-backed credit cards? Are they worth it? Benefits, risks and best options
FD-backed credit cards offer a simple way to build a credit score using fixed deposits, with easy approval, steady interest earnings, and manageable risks when used responsibly and strategically. Here is a list of the top credit cards against fixed deposits in 2026.
How FCNR accounts offer safe, stable returns for NRIs key features explained
FCNR accounts allow NRIs to invest in foreign currencies, offering tax-exempt interest in India. Loans against these deposits are available, but restrictions apply. Interest rates are competitive, and deposits are fully repatriable, making them a secure investment option.
Can chasing tax-efficient mutual funds hurt your overall investment strategy?
Investors seeking tax-efficient funds should prioritize risk appetite and financial goals first. Equity mutual funds offer tax advantages for long-term investments. However, these funds can be volatile. Arbitrage funds present a lower-risk alternative with similar tax benefits. Understanding these factors is crucial for making informed investment decisions.
7 personal finance rules you can't ignore to make your FY27 successful
Master personal finance rules to make FY27 successful by tracking spending, managing debt, building emergency funds, investing smartly, reviewing insurance, automating savings and planning taxes efficiently.
SBI Share Price Live Updates: SBI's Market Update
Looking for best flexi-cap mutual fund? Experts explain why strategy matters more than returns
Experts advise investors to look beyond past returns when choosing flexi-cap mutual funds. Understanding a fund's strategy, risk-taking, and asset allocation, like the cash holdings in Parag Parikh Flexi Cap Fund versus HDFC Flexi Cap Fund, is crucial. Aligning fund manager philosophy with personal financial goals ensures a resilient portfolio.
The 12% surcharge: who's affected and who benefits from the new share buyback rules?
A flat 12% surcharge on buyback gains has replaced the old slab-based system, creating a surprising divide between small promoters and the corporate elite.
Top 5 LIC plans in 2026: Benefits, eligibility criteria, premiums and more
Prominent LIC plans in 2026 offer a mix of life cover and savings with stable returns, tax benefits, and flexible payouts, helping investors decide based on long-term goals, premiums, and risk appetite.
Paying on time isnt enough, credit utilisation matters too: HDB Financial CCO Rohit Patwardhan
Paying EMIs on time alone isnt enough, high credit utilisation and frequent loan applications can still hurt your credit score by signalling over-dependence on credit.
Silver & gold ETFs gain over 119% in FY26. Time to add, rebalance or book profits for FY27?
Silver and gold ETFs delivered exceptional returns exceeding 119% in FY26. Silver ETFs led with 117.89% gains, while gold ETFs offered 54.80%. Experts advise rebalancing based on long-term asset allocation, suggesting a 5% to 15% range. Investors should approach current levels with caution, considering SIPs for new investments and partial exits if allocations exceed targets.
Power Grid Share Price Live Updates: Power Grid's Financial Performance Snapshot
Best medium duration mutual funds to invest in March 2026
Most mutual fund advisors do not recommend medium and long term debt schemes to regular investors. These schemes are extremely sensitive to changes in the interest rate environment. They suffer when the rates go up. Mutual fund advisors say many conservative investors would find it difficult to handle the volatility faced by these schemes.
Bharti Airtel Share Price Live Updates: Bharti Airtel's Market Performance Update
UltraTech Cem Share Price Live Updates: UltraTech Cement's Current Price and Returns Analysis
Bajaj Finserv Share Price Live Updates: Bajaj Finserv's Performance Snapshot
Titan Company Share Price Live Updates: Titan Company stock price drops slightly today
Tech Mahindra Share Price Live Updates: Tech Mahindra's Stock Overview
Apollo Hospital Share Price Live Updates: Current Trading Status of Apollo Hospital
M&M Share Price Live Updates: M&M Stock Decline and Long-Term Gains
Axis Bank Share Price Live Updates: Axis Bank Faces Daily Decline
April 1 Financial Rule Changes LIVE: One of the most significant changes from 1 April is the implementation of the new Income Tax Act, 2025. Follow Mint's LIVE coverage of 1 April financial rule changes.
A sharp sell-off in precious metals amid extreme stress runs counter to their usual role as diversifiers.
Mutual fund NFO: Only one passive fund opens for subscription this week. Check dates, details
A new passive fund from Zerodha is launching this week. The Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund will open for subscription on April 1 and close on April 15. This open-ended scheme will replicate the Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index. Investors can start with a minimum of Rs 100.
These top 10 equity mutual funds offer over 38% return in FY26. Check details
Indian investors saw remarkable gains in equity mutual funds during FY26, with over 553 funds analyzed. Eight funds delivered over 50% returns, and two even achieved triple-digit returns. Nippon India Taiwan Equity Fund and ICICI Pru Strategic Metal and Energy Equity FoF led the pack with exceptional performance, highlighting strong global and sector-specific opportunities.
Equity mutual funds lose up to 6% last week; international funds among worst hit. Check top 5 losers
Equity mutual funds experienced significant losses last week, with top performers shedding up to 6%. While global markets like Nasdaq and S&P 500 also declined, some Asian indices saw gains. Conversely, specific funds focused on metals, energy, and technology delivered positive returns.
April 1 Financial Changes LIVE: A host of new changes are coming into effect from 1 April, 2026, as the new financial year begins. Follow Mint's LIVE coverage of 1 April financial rule changes.
Why you lose money holding precious things: The emotional tag
From empty flats to losing stocks and unused wardrobes, the Endowment Effect makes us overvalue what we own. Heres how emotional pricing quietly erodes wealthand how to stop paying the ego tax.
The noisy pursuit of money versus the quiet creation of wealth
The obsessive tracking of portfolios, the anxiety over short-term market movements, the urge to trade rather than holdall of these confuse activity with progress. They mistake the scoreboard for the game.
You can give mutual funds as a gift card soon. Here is how
Sebi has proposed prepaid Gift PPIs that let you gift up to 10,000 for mutual fund investments a move aimed at easing first-time investors into the market.
Parag Parikh Liquid Fund among top 5 low cost and high return funds in 1 year
Parag Parikh Liquid Fund ranks among the top low-cost funds delivering strong one-year returns with high liquidity and stability.
8 equity mutual funds offer over 50% return in FY26. Do you own any?
Eight equity mutual funds achieved over 50% returns in FY26. Nippon India Taiwan Equity Fund led with 158.46%. These top performers were all international funds. Many other funds also provided positive returns. However, a significant number of funds experienced losses during the financial year. This analysis highlights the performance of equity funds.
Top 5 large cap mutual funds to invest in March 2026
Top 5 large-cap mutual funds to consider in March 2026 based on consistent performance, stability, and strong portfolio fundamentals.
Are you questioning mutual fund sahi hai after 10% portfolio loss? Expert explains bigger picture
Recent market volatility has many new mutual fund investors questioning their choices, especially with portfolios showing losses. Experts explain that market-linked instruments like equity funds naturally fluctuate with global events. While short-term dips are common, patience and a long-term view are crucial for wealth creation. Understanding your risk tolerance is key to deciding if mutual funds are the right fit.
Changes from April 1 2026 LIVE: Several confirmed financial and regulatory changes will come into force across banking, fuel, taxation and travel. These changes will have a direct impact on the day-to-day lives of Indian citizens.
