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SEBI introduces new Gold ETF trading framework with dynamic price bands from 1 September; check details

Big changes ahead for Gold ETFs as SEBI introduces a new trading framework from September 1. Dynamic price bands, pre-open auctions and revised pricing rules aim to improve price discovery, transparency and investor protection in Gold and Silver ETFs.

Livemint 19 Jun 2026 1:29 pm

Women saw 145% salary jump from transition into AI-enabled careers, finds report See which jobs gave highest gains

Artificial intelligence has accelerated women's rise in the technology space, according to the India AI Workforce Report by Scaler. They reported 145% salary increase after transitioning into AI-enabled careers, it added.

Livemint 19 Jun 2026 1:26 pm

Overdraft facility can help in emergencies, but can it damage your credit score? Key facts explained

Smart borrowing builds stronger finances. This article explains overdraft impact on credit score, covering responsible usage, repayment habits, credit utilisation, and ways to manage overdrafts effectively for a healthy credit profile.

Livemint 19 Jun 2026 12:04 pm

EPFO: Want to update nomination details or change nominee? Here's how to generate 16-digit Virtual ID for e-sign process

EPF members can use their Aadhaar or Aadhaar-generated Virtual ID to successfully add a nominee and complete the e-sign process for their provident fund account. Here's how to generate the 16-digit VID

Livemint 19 Jun 2026 11:50 am

Income-tax returns: Attention taxpayers! Excel utility for ITR-3 enabled Here's all you need to know

Attention taxpayers! The tax department has today enabled excel utility for income-tax returns for AY2026-27 (FY25-26) for online form ITR-3 on its official e-filing portal. Here's all you need to know

Livemint 19 Jun 2026 10:57 am

What are credit card swipe charges? All you need to know

Hidden behind every card payment, credit card swipe charges keep transactions secure. Understanding credit card swipe charges helps consumers and businesses manage payment costs and improve transparency.

Livemint 19 Jun 2026 10:56 am

8th Pay Commission: Employee unions seek 5 assured financial upgradations at 6-year intervals

Under the 8th Pay Commission, employee unions have proposed five assured financial upgradations at six-year intervals to improve promotions, career growth and pay progression for central government employees.

Livemint 19 Jun 2026 9:48 am

Best banking & PSU mutual funds to invest in June 2026

Banking and PSU debt funds offer a relatively safe investment avenue for investors looking for a few years. These schemes primarily invest in debt instruments of banks and public sector undertakings, which are largely government-backed, minimizing credit risk. While interest rate fluctuations can impact returns, these funds are generally better positioned due to shorter duration investments.

The Economic Times 19 Jun 2026 9:15 am

US-Iran agreement positive for equities, but markets may recover gradually: Tata MF's Rahul Singh

As markets grapple with AI disruption, global capital shifts and geopolitical risks, Tata Mutual Fund CIO Rahul Singh explains where investors should look for opportunities now.

Livemint 19 Jun 2026 9:00 am

8th pay commission: How much salary hike can Railway employees expect from demanded 2.92, 3.50 and 3.80 fitment factor?

8th pay commission: Here's how much salary hike Railway employees can expect from the 2.92, 3.50 and 3.80 fitment factors demanded by the Indian Railways Technical Supervisors Association across pay levels.

Livemint 19 Jun 2026 9:00 am

Gold, Silver Rate Today: How costly is 24K, 22K, 18K gold & silver in Mumbai, Delhi, Kolkata, other cities on 19 June

The price of gold in India dropped to 149,660 per 10 grams, tracking losses internationally due to a stronger dollar. Check 24K, 22K, 18K gold and silver rates in Mumbai, Delhi, Kolkata and other cities 19 June.

Livemint 19 Jun 2026 8:43 am

Dearness Allowance: Breakdown of salary components How is DA different from other allowances?

Amid the 8th pay commission's salary revision discussions, we take a look at the differences between Dearness Allowance (DA) and other allowance components of salary, such as HRA, medical allowance, education allowance and more.

Livemint 19 Jun 2026 7:51 am

EPFO retains 8.25% interest rate for FY26; UPI-based withdrawals to launch soon

Big relief for EPFO subscribers as the EPF interest rate remains at 8.25% for FY26. The upcoming EPFO 2.0 platform will introduce UPI-based withdrawals, making provident fund access faster, easier and more convenient for millions of workers.

Livemint 19 Jun 2026 7:51 am

Govt approves EPF rate of 8.25% for FY26: When will subscribers receive the interest amount?

The EPFO can officially credit interest to subscribers' accounts only after the rate recommended by its governing body receives the Finance Ministry's approval.

Livemint 18 Jun 2026 10:43 pm

Invest in mutual funds daily with just 10: Axis Mutual Fund launches Rozana SIP

Axis Mutual Fund has launched the Rozana SIP facility, which enables investing with just 10 per scheme per day through its website. This initiative offers a low-ticket-size approach and helps build an everyday investing habit through daily contributions.

Livemint 18 Jun 2026 7:03 pm

Nifty 50 vs Nifty Next 50: Which index rewarded investors more? What 10-year rolling returns reveal

Often viewed as a secondary large-cap benchmark, the Nifty Next 50 has outperformed the Nifty 50 across 3-, 5-, 7- and 10-year rolling periods. The data also shows it occupies a distinct position between traditional large-caps and mid-caps on the risk-return spectrum.

Livemint 18 Jun 2026 6:55 pm

I asked ChatGPT if a Bengaluru DINK couple earning 3 lakh a month can retire by 50? Here's what AI said

The RBIs inflation target remains 4% with a 2%6% band. Medical inflation has recently run far above headline inflation, and Indias life expectancy at birth is about 72 yearsall of which argue for a cautious plan, said ChatGPT

Livemint 18 Jun 2026 5:47 pm

8th Pay Commission: Submission window closes; unions push for salary, pension reforms a look at contentious issues

The most contentious issue before the 8th Pay Commission centres on how minimum wages are calculated.

Livemint 18 Jun 2026 5:43 pm

I wanted to save money without giving up my lifestyle. I asked ChatGPT for a Rich Life financial plan

Ramit Sethi believes that if you automate your savings targets first, you don't need to track minor purchases

Livemint 18 Jun 2026 4:42 pm

Pre-filled ITR and AIS: Checks to complete before you hit submit'

AIS is compiled from data reported by multiple entities such as employers, banks, mutual funds, brokers, custodians, and registrars. While it is a useful reconciliation tool, it is not free from errors.

Livemint 18 Jun 2026 4:27 pm

Choosing health insurance in 2026? Look beyond premium and check these factors

Secure your future with the best health insurance in 2026 by understanding key features, coverage options, claim support, and mistakes to avoid for smarter financial and medical protection. If in doubt consult certified financial experts before locking in on any health insurance policy. 

Livemint 18 Jun 2026 4:07 pm

India has learned how to trade but it still needs to learn how to invest

Access has surged across Indias markets, but investor behaviour has not kept pace with participation.

Livemint 18 Jun 2026 3:57 pm

ITR 2026: Invested in Bitcoin or crypto? Heres whether to file ITR-2 or ITR-3

Income earned from the sale of cryptocurrencies needs to be declared in the Virtual Digital Asset (VDA) schedule. In the income tax return (ITR) parlance, cryptocurrencies are known as VDAs  

Livemint 18 Jun 2026 3:32 pm

Quant Mid Cap Fund: Adani Energy and Paytm among stocks bought and sold in May

Quant Mid Cap Funds AUM rose to Rs 8,109 crore in May. The fund added Adani Energy, Indus Towers, Lenskart Solutions, Persistent Systems and Torrent Pharmaceuticals, exited select holdings, raised exposure to Nippon Life India Asset Management and adjusted sector allocations across telecom, power and financial services.

The Economic Times 18 Jun 2026 3:03 pm

Is credit card overlimit worth it? Benefits, risks, credit score impact and smart usage tips

Unexpected expenses can strain finances, and the credit card overlimit facility offers short-term spending flexibility. But understanding charges, repayment obligations, and the impact on credit scores is essential for responsible use. 

Livemint 18 Jun 2026 2:53 pm

I asked ChatGPT if quitting my 80,000 job for food cafe in Delhi was wise? It saw 3 lakh monthly potential

A Delhi graphic designer earning 80,000 a month asked ChatGPT whether he should quit his job to start a food caf. The AI warned of significant risks but said the business could potentially earn up to 3 lakh a month.

Livemint 18 Jun 2026 2:29 pm

ICICI Prudential Mutual Fund: RIL, Infosys and HDFC Bank among top 10 stock holdings in May

ICICI Prudential Mutual Fund remained Indias second-largest AMC with an AUM of Rs 11.78 lakh crore in May 2026. HDFC Bank and ICICI Bank were its top holdings, while allocations also remained significant in RIL, Axis Bank, Infosys, L&T, Bharti Airtel, Sun Pharma, Maruti Suzuki and NTPC.

The Economic Times 18 Jun 2026 2:23 pm

New tax regime: 5 tax-saving benefits salaried employees should not miss

The new tax regime has eliminated many popular deductions, but a few important tax-saving provisions remain for salaried employees. From the higher standard deduction to employer NPS contributions, here's what taxpayers can still use to reduce their tax liability.

Livemint 18 Jun 2026 2:04 pm

Can your stock losses be denied? ITAT ruling in Dolly Khannas 54 crore tax case offers clarity

The ITAT has ruled that transaction volume alone cannot determine whether a taxpayer is an investor or a trader. The decision came in a dispute over Dolly Khanna's claim for a 54.23 crore stock market loss.

Livemint 18 Jun 2026 2:00 pm

Mutual funds added these 4 new stocks to their portfolios in May. Check details

Mutual funds introduced four new stocks into their portfolios in May, according to Prime Database disclosures. Afcom Holdings saw the highest inflows, followed by Q-Line Biotech, Ratnaveer Precision Engineering and Paramount Communications. These additions reflect ongoing portfolio reshuffling by fund houses to capture emerging opportunities across segments.

The Economic Times 18 Jun 2026 1:52 pm

From Scotch whisky to electric cars: Here's what could cost you less after India's UK and EU trade deals

The India-UK trade pact is set to come into force on 15 July, while India and the EU are aiming to conclude their landmark deal by the end of 2026. But what do these trade deals mean for Indian consumers? Here's a look at the products that could get cheaper.

Livemint 18 Jun 2026 1:37 pm

Reits are having a moment. Should they be in your portfolio?

Reits outperformed equities and bonds over the past year, but falling-rate tailwinds may fade. Here's how experts view their role in an investor's portfolio.

Livemint 18 Jun 2026 1:31 pm

5 midcap mutual funds deliver over 20% return in 3 years. Are there any included in your portfolio?

Five midcap mutual funds have delivered over 20% annualised returns in the past three years, led by HSBC Midcap Fund. ICICI Prudential, Invesco India, WhiteOak Capital, and Nippon India Growth also featured among top performers, reflecting strong midcap segment momentum and consistent investor interest in higher-growth equity funds.

The Economic Times 18 Jun 2026 12:35 pm

6 income tax return filing mistakes that can delay refunds and trigger tax notices

Taxpayers often face delays, refund issues or notices due to mistakes in filing their income tax return. Key checks on documents and transactions before submission can help ensure accuracy and compliance with the tax department.

Livemint 18 Jun 2026 12:30 pm

JioBlackRock Flexi Cap Fund exits Adani Enterprises, Adani Ports and 3 other companies; adds Tata Motors and 14 more stocks

JioBlackRock Flexi Cap Fund exited Adani Enterprises, Adani Ports and three other stocks in May while adding Tata Motors and 14 new stocks to its portfolio, according to monthly disclosures. The fund sold 40,731 shares of Adani Enterprises worth Rs 9.80 crore and exited 76,122 shares of Adani Ports during the month.

The Economic Times 18 Jun 2026 12:09 pm

PPF vs SIPs: Here's how much corpus an investment of 12,500 per month for up to 30 years earns you in each?

PPF vs SIPs: Planning your long-term investments? Take a look at how much corpus is generated from an investment of 2,000 per month for 30 years with the public provident fund and in mutual funds through systematic investment plans.

Livemint 18 Jun 2026 11:48 am

Mutual funds cut PSU bank exposure to 8-month low in May. Warning sign or buying opportunity?

Mutual funds have cut their stake in PSU banks to an eight-month low. This move has led to discussions about whether it signals caution or presents a buying chance. Experts suggest focusing on company fundamentals and valuations rather than solely on institutional shifts. The sector has seen strong performance, prompting some profit booking and portfolio rebalancing by fund managers.

The Economic Times 18 Jun 2026 11:46 am

Vehicle loan repaid? Here's how to remove hypothecation from your RC: Step-by-step guide

Removing hypothecation from your RC is the final step to securing full ownership of your vehicle. Here's how to obtain Form 35 and a bank NOC, applying through the Vahan portal, required documents and fees involved.

Livemint 18 Jun 2026 11:22 am

Does your credit score affect Visa approval? Everything you need to know

Planning overseas travel requires financial readiness. Understand how a credit score affects visa approval, reflects money management habits, and supports a stronger visa application. On a fundamental level, keep in mind that healthy financial habits are always beneficial in the long-run. 

Livemint 18 Jun 2026 11:04 am

ITR filing AY 2026-27: Why first-time taxpayers are making more return filing mistakes than ever?

Mrinal Mehta, Joint Secretary at Bombay Chartered Accountants Society, says first-time taxpayers often wrongly assume no tax liability means no filing requirement. He adds that many also choose incorrect ITR forms, rely on pre-filled data and get confused by upcoming changes to tax law.

Livemint 18 Jun 2026 10:57 am

EPFO announces PMVBRY events in Nagpur, Chandrapur; 2,400 crore benefits soon

Big employment boost ahead as PMVBRY benefits reach Nagpur and Chandrapur, supporting job creation, formal workforce growth, and social security through EPFO-led incentive disbursement events. Check out complete details to understand the salient features. 

Livemint 18 Jun 2026 10:26 am

EPFO: Want to check your provident fund balance? Here's how Check stepwise guide for website, app and SMS

EPFO: EPF members can check their employees provident fund balance through the official website, text SMS or the Umang app. Here's a stepwise guide for subscribers about how to use each available method

Livemint 18 Jun 2026 10:02 am

Best conservative hybrid mutual funds to invest in June 2026

Mutual fund advisors are predicting 2026 as the year for hybrid funds, especially for new investors navigating economic uncertainties. Conservative hybrid funds, with a majority allocation to debt and a smaller portion to equity, offer a cautious entry point. These funds aim to provide slightly enhanced returns through a limited equity exposure.

The Economic Times 18 Jun 2026 9:19 am

Telangana raises DA for power sector staff; over 70,000 employees to benefit

Telangana government hikes DA for power sector staff to 19.272%, benefiting 70,804 employees, pensioners and artisans. The revised allowance aims to ease rising living costs across the states electricity utilities. Here are the complete details. 

Livemint 18 Jun 2026 9:06 am

8th pay commission: How to submit data online for consideration? What's the deadline? Key FAQs answered

8th pay commission: We answer how you can submit data online for the 8th CPC panel's consideration and what is the last date to complete the process. Here are answers to some of the frequently asked questions

Livemint 18 Jun 2026 8:39 am

Dearness Allowance: West Bengal Chief Secretary debunks creative claim of 22% DA hike When is official announcement?

West Bengal Chief Secretary Manoj Kumar Agarwal debunked social media posts that claimed a 22% DA hike for state government employees and pensioners would be effective from 1 July and triggered much speculation online.

Livemint 18 Jun 2026 7:29 am

UAE vs US NRIs: Why FCNR(B) deposits are more tax-efficient for non-resident Indians in the Gulf nation

An FCNR account functions as a foreign currency-denominated repository that allows Non-Resident Indians or Persons of Indian Origin to hold their funds securely.

Livemint 17 Jun 2026 11:14 pm

ITR filing deadline for AY 2026-27: July 31, August 31 or October 31? Check which date applies for you

The Income Tax Department has set different ITR filing deadlines for AY 2026-27 based on income source and audit status. Key dates include July 31 for ITR-1/2, August 31 for ITR-3/4 (non-audit) and October 31 for ITR-3/4 (audit). Penalties apply for late filing.

Livemint 17 Jun 2026 9:50 pm

1.1 lakh on rent, 20,000 on groceries: Indian Man's Poland expense breakdown sparks debate online

An Indian man living in Warsaw, Poland, has sparked a discussion online after revealing how much he and his partner spend each month to maintain a 'comfortable lifestyle'.

Livemint 17 Jun 2026 9:23 pm

Best fixed deposit rates in June 2026: Compare FD interest of top SFBs with private and public sector banks

Among all lenders, small finance banks dominate the list of top-paying fixed deposits. Suryoday Small Finance Bank and Utkarsh Small Finance Bank are currently offering up to 8.10% on select tenures, making them among the most rewarding choices for depositors.

Livemint 17 Jun 2026 9:21 pm

InCred Money gets Sebi in-principle nod for mutual fund licence, plans launch in 6-9 months

InCred Money has secured Sebi's in-principle approval for a mutual fund licence, marking a key step toward launching its asset management business. The company plans to build a digital-first AMC and expects to go live after completing regulatory and operational requirements.

The Economic Times 17 Jun 2026 9:06 pm

Sebi's new ETF framework: How will it impact investors? Experts answer

Will ETFs trade closer to their underlying value after Sebi's overhaul? Experts explain what the changes could mean for traders and long-term investors.

Livemint 17 Jun 2026 8:24 pm

EPFO 3.0: How will your PF withdrawal be taxed? Key rules and exemptions explained

EPFO subscribers may soon withdraw provident fund money via UPI without employer sign-off, enhancing speed and convenience. However, tax implications of this new method remain unclear. 

Livemint 17 Jun 2026 6:45 pm

Form 40: How Indians returning from abroad can defer tax on foreign retirement accounts

Form 40 is suitable for resident individuals in India who hold retirement benefit accounts in certain notified countries, such as the US, UK, Canada, and Australia, and want to avoid immediate taxation in India on income that is not yet actually withdrawn or redeemed.

Livemint 17 Jun 2026 5:28 pm

Can a retiree claim tax credit on spouses fixed deposit? TDS rules explained

Since the interest earned on the deposit is subject to the clubbing provisions, it is not treated as the spouses taxable income. Therefore, they are not eligible to furnish the Form 121 declaration.

Livemint 17 Jun 2026 5:13 pm

Mutual funds vs PMS: A complete guide to minimum investment, portfolio structure and investor fit

Mutual funds pool money from multiple investors and are generally more accessible and suitable for a wide range of investors. On the other hand, PMS offers a personalised investment experience where portfolios are tailored to an individual's financial goals, risk appetite, and preferences.

Livemint 17 Jun 2026 4:45 pm

Debt funds bought before or after 1 April 2023: Know how the tax treatment changes

For debt funds purchased before April 2023, long-term capital gains apply after 24 months and are taxed at 12.5%, while STCG are taxed as per the income slab. For investments made on or after 1 April 2023, all gains are taxed as per the investor's income tax slab.  

Livemint 17 Jun 2026 4:26 pm

Why Lionel Messi's career is a masterclass in building long-term wealth | 5 Money habits to follow

Lionel Messi, aged 38, has set a record as the oldest player to score a hat-trick at the FIFA World Cup, leading Argentina to a 3-0 victory over Algeria. He surpassed Cristiano Ronaldo's previous record, showcasing his remarkable skill in his 200th appearance for Argentina.

Livemint 17 Jun 2026 4:03 pm

I asked ChatGPT if I could take a one-year sabbatical on a 35 LPA salary. The real question wasn't affordability

I want to take a full one-year break from corporate work because I feel professionally exhausted. Is it realistically possible? Here's what ChatGPT said

Livemint 17 Jun 2026 3:58 pm

I asked ChatGPT whether the 50:30:20 budget rule fits my financial situation? It proposed

To budget effectively on a 1 lakh salary with 20,000 liabilities, consider a 55-20-25 rule instead of 50-30-20. Prioritize savings and investments while managing expenses and avoiding overspending through techniques like separate accounts and the 24-Hour Rule.

Livemint 17 Jun 2026 3:23 pm

Gen Z investors lead in mutual fund portfolio switching during periods of uncertainty: Report

Gen Z investors are more likely to switch mutual fund portfolios during uncertain market conditions compared to older cohorts, a report shows. While younger investors rely heavily on digital platforms and peer influence, older groups prefer advisors and exhibit higher trust and lower switching behaviour across market cycles.

The Economic Times 17 Jun 2026 3:03 pm

Capitalmind Flexi Cap Fund adds Nestle India and 10 others, exits SBI and 14 others in May

Capitalmind Flexi Cap Fund made significant portfolio adjustments in May. The fund welcomed Nestle India and eleven new stocks. It also divested holdings in State Bank of India and fourteen other companies. Exposure was increased in sixteen stocks, including NMDC and Indus Towers. The fund's portfolio now holds thirty-eight stocks across sixteen sectors. Healthcare and non-ferrous metals are key allocations.

The Economic Times 17 Jun 2026 2:21 pm

EPFO: Want to change your EPF account nomination online? Here's how you can a stepwise guide

EPFO: Want to change your employee provident fund account nomination online? Here's how EPF subscribers can use the official website to do so check the stepwise guide here

Livemint 17 Jun 2026 2:20 pm

Cost of free portfolio reviews: Why investors should steer clear of product pitches

Free portfolio reviews may seem promising, but if investors are not mindful, these can easily become an avenue for product pitches that may not fit or make sense for an investors goals or portfolio.

Livemint 17 Jun 2026 1:56 pm

Planning a PF withdrawal? Check these details on your EPFO account first

Errors in service history, KYC details and nominations often go unnoticed for years. A few checks on the EPFO portal can help employees avoid future claim and transfer hassles.

Livemint 17 Jun 2026 1:54 pm

Understanding Information ratio in mutual funds: Calculation, formula and significance

Information ratio shows a fund manager's ability to generate returns above a benchmark index relative to the level of active risk taken. It is typically useful to analyze the performance of equity mutual funds, index funds or ETFs.

Livemint 17 Jun 2026 1:35 pm

8th pay commission: State visits to Uttar Pradesh, Odisha, West Bengal planned in June, JulyCheck list of cities, dates

8th pay commission: The panel has planned state visits to Uttar Pradesh, Odisha, and West Bengal to meet with employee representatives and stakeholders. Check the full list of cities and dates in June and July, here.

Livemint 17 Jun 2026 1:26 pm

Trust vs will: which is better for passing on wealth?

A will works for simple estates. But for NRIs, minors, special-needs beneficiaries and multi-jurisdiction assets, a trust can offer greater control, continuity and protection.

Livemint 17 Jun 2026 1:02 pm

Quant Mutual Fund among 7 AMCs to receive over Rs 1,500 crore increase in AUM in May

There are now 50 AMCs, of which 40 AMCs saw an increase in their AUMs in May. Here is a detailed breakup

The Economic Times 17 Jun 2026 12:08 pm

Dearness Allowance: MSRTC employees get 5% DA hike; employee unions demand payment of arrears Here's all we know

Dearness Allowance: Maharashtra Transport Minister Pratap Sarnaik announced a 5% DA hike for MSRTC employees last week. Notably, employee unions are demanding payment of DA and HRA arrears. Here's all we know.

Livemint 17 Jun 2026 11:32 am

The problem with owning 13 mutual funds to reach Rs 4.67 crore goal

An investor's 13-mutual fund portfolio, aiming for Rs 4.67 crore, was deemed over-fragmented and style-overlapping. An expert advised consolidating to 6-7 high-conviction funds, reducing gold/silver allocation, and shifting towards growth-oriented equity strategies for better long-term wealth creation.

The Economic Times 17 Jun 2026 11:29 am

Booked losses in stocks or mutual funds? Why filing ITR may still be important

For investors, a loss-making year does not necessarily eliminate the need to file an ITR. In many cases, filing the return within the due date can preserve an important tax benefit by allowing losses to be carried forward and adjusted against future gains.

Livemint 17 Jun 2026 11:05 am

Should you look at the P/E ratio of mutual funds? Here's what experts say

Experts say a mutual fund's P/E ratio should not be viewed in isolation. The metric is most useful when compared with peers, benchmarks and investment style.

Livemint 17 Jun 2026 11:01 am

Circle rate vs market value: the hidden factor that can make or break your home loan

A property's sale price, circle rate and lender valuation often differ. Understanding the gap can help buyers avoid funding shortfalls, tax surprises and last-minute loan rejections.

Livemint 17 Jun 2026 10:53 am

Gold, Silver Rate Today: Check live price of 22K, 24K, 18K gold & silver on 17 June 2026 in Mumbai, Delhi, other cities

Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Wednesday, 17 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

Livemint 17 Jun 2026 9:15 am

How Life Cycle Funds aim to simplify long-term wealth creation

Indian mutual fund houses are launching Life Cycle Funds, a new goal-based investment product. These funds automatically adjust asset allocation, starting with equities and shifting to safer debt as a target year approaches. Designed for long-term goals like retirement, they simplify investing by eliminating manual portfolio rebalancing. Investors should review the fund's glide path and compare it with other options.

The Economic Times 17 Jun 2026 6:08 am

I asked ChatGPT for Indias best work-from-home locations. The answer went far beyond Goa and Manali

If you have the luxury of a laptop and a decent Wi-Fi connection, the world is quite literally your office. Here are the top 20 locations ChatGPT, beyond Goa and Manali:

Livemint 16 Jun 2026 9:54 pm

I asked ChatGPT how to save 20% of my salary without giving up eating out | Here's what it planned

A 25-year-old Delhi professional seeks to save 10,000 monthly from a 50,000 salary. Strategies include meal planning, setting a monthly food budget of 12,000, and limiting dining out and food delivery to 5,000, while automating savings for financial stability.

Livemint 16 Jun 2026 9:30 pm

FCNR(B) deposits: The little-known strategy some NRIs can use to boost their returns and risks involved

FCNR accounts offer tax-free interest income in India and attractive returns for NRIs. Here's how you can use a leverage strategy to boost returns, along with a look at the risks associated with it.

Livemint 16 Jun 2026 9:29 pm

8th Pay Commission: 75L gratuity ceiling, enhanced death benefits what changes are being sought in gratuity rules?

Ahead of the 8th Pay Commission, employee bodies propose changes to gratuity rules, including a higher ceiling and revised calculations. Proposals include raising the cap to 50 lakh, periodic reviews, and better death benefits, reflecting a need for modernization in gratuity provisions.

Livemint 16 Jun 2026 5:16 pm

ITR filing 2026: Only earning rental income? Check if you still have to file tax return

Rental income can be the sole earnings for taxpayers, especially retirees or property owners. Even without regular employment income, filing an income tax return is necessary. Tax obligations depend on various factors, including rental income amount, deductions, and overall tax position.

Livemint 16 Jun 2026 5:10 pm

One swipe at a time: How credit cards are stealing your financial future

Credit cards offer convenience, rewards and flexibility. But behavioural biases, hidden spending triggers and high-interest debt can quietly erode savings and long-term wealth creation.

Livemint 16 Jun 2026 4:09 pm

ITR filing: Confused between Form 16 Part A and Part B? Here's what they reveal about your salary and taxes

Form 16, divided into Part A and Part B, is essential for salaried employees to prove tax deductions from their salary. Part A details employer and employee information, while Part B gives a detailed salary breakdown. 

Livemint 16 Jun 2026 4:03 pm

Paused mutual fund investments during the war? Experts suggest what to do now

For investors who have remained on the sidelines, experts say the bigger risk may not be short-term volatility, but allowing cash positions to remain uninvested for too long while waiting for perfect conditions that rarely arrive.

Livemint 16 Jun 2026 3:55 pm

Sovereign gold bond redemption tax rules: Do you need to declare it while filing ITR?

Sovereign gold bonds offer exposure to gold without storing physical bullion, issued by RBI. Investors must be aware of the tax implications, as capital gains exemption applies only for original subscribers holding until maturity. Details here.

Livemint 16 Jun 2026 3:52 pm

Make your salary-based personal loan work for you: 5 smart borrowing tips for fixed-income earners

Fast access to credit is reshaping borrowing as salary-based personal loans offer flexible funding and customised repayment plans. However, understand the basics and discuss with certified financial advisors before applying for such loans. 

Livemint 16 Jun 2026 3:32 pm

Want to visit Cape Verde? I asked ChatGPT to rate the travel destination; island nation goes viral after World Cup debut

Cape Verde offers a unique travel experience for adventurous Indians, but its expensive and logistically complicated. The island nation has gone viral after its FIFA World Cup 2026 debut against Spain.

Livemint 16 Jun 2026 3:13 pm