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Corporate FD rates in April 2026: Bajaj Finance, Shriram Finance, Mahindra Finance among top NBFCs
Corporate fixed deposit rates in April 2026 offer competitive returns from leading NBFCs, with varied tenures, senior-citizen benefits, and key safety features for stable, predictable investment planning.
How will the new wage rule impact your April 2026 take-home salary? Use this calculator to find out
April 2026 salary changes under the new wage rule may shrink take-home pay while boosting employees' provident fund savings and long-term financial security.
NFO Alert : Kotak Mutual Fund launches Kotak Multi Asset Active FoF
Kotak Mutual Fund on Thursday announced the launch of the Kotak Multi Asset Active FOF, an open-ended fund of fund scheme investing in units of equity-oriented schemes, debt-oriented schemes and commodity-based schemes.
Parag Parikh Flexi Cap Fund raises stakes in TCS, ITC and 14 other stocks in March
Parag Parikh Flexi Cap Fund increased stakes in Tata Consultancy Services, ITC and 14 other stocks in March, while trimming only Balkrishna Industries. The fund raised holdings in HDFC Bank, Kotak Mahindra Bank, Coal India and others, maintaining a diversified portfolio across 21 sectors.
Should you invest in multicap mutual funds? Heres how to decide
Multicap funds are gaining traction post market correction as a diversified investment route. However, their mandated exposure to large, mid, and smallcap stocks makes them vulnerable to volatility, especially during market downturns. These funds are best for investors comfortable with higher risk across market cycles.
Home loan rates April 2026: SBI, PNB, BoB and other banks compared; 5 key tips to save money
Planning a home loan in April 2026? Check out SBI, PNB, BoB, Union Bank, Canara Bank, Bank of India, and UCO Bank rates, which could make or break your EMIs. Understand the significance of hidden fees, prepayment penalties, and 5 must-know tips before you apply.
Personal loan interest rates in April 2026 vary across top lenders, making comparison essential to reduce EMIs and total cost while considering fees, tenure, and any hidden charges.
Silver and gold ETFs saw significant drops on Thursday, shedding up to 4%, as MCX bullion prices followed global weakness. The US Federal Reserve's minutes signaled further rate hikes amid inflation concerns, while geopolitical risks from the Iran conflict also weighed on markets. Investors remain cautious, awaiting clarity on the US-Iran ceasefire.
Gold ETFs lose up to 6% since Mideast war. Should investors buy, hold or exit?
Gold ETFs have seen declines of up to 8% despite Middle East tensions, leaving investors uncertain. Experts advise against panic selling, recommending asset allocation and staggered buying for those at higher entry points. The recent ceasefire has caused a temporary rally, but long-term gold performance hinges on inflation and central bank policies.
Best large & mid cap funds to invest in April 2026
Large & mid cap mutual funds invest a minimum of 35% in both large and mid-cap stocks, offering a blend of stability and risk. Fund managers have flexibility with the remaining corpus, making these schemes suitable for aggressive investors with a long-term horizon willing to take on extra risk.
PPFAS Asset Management gets PFRDA approval to launch pension fund under NPS
The will now manage retirement savings via a dedicated pension fund, leveraging NPS tax benefits and long-term growth potential.
Gifting property to your spouse? The taxman is watching now
Sub-registrars must now report property gift deeds above 45 lakh to the tax department, bringing such transfers into taxpayers AIS and tightening scrutiny on clubbing-rule violations.
EPFO 3.0 aims to introduce simplified withdrawal rules, faster UPI-based fund access, and reduced documentation, enhancing provident fund efficiency, flexibility, and retirement security of members.
Is diversifying into real estate a good idea when your portfolio has 60% equity exposure?
With 60% already in equity and a 75 lakh windfall in hand, should a 40-year-old add real estate or rebalance for retirement and childrens education goals?
Looking to invest in ETFs? Know 3 strategies to consider before you start
Exchange Traded Funds (ETFs) offer a passive investment approach, mirroring index performance and allowing investors to align choices with their time horizon and financial goals. A structured strategy, including regular investments via SIPs, can foster discipline and help achieve objectives. Understanding the tracked index is crucial for informed ETF selection.
PPFAS Asset Management gets approval to sponsor pension funds under NPS
PPFAS Asset Management has received approval from the Pension Fund Regulatory and Development Authority (PFRDA) today to become a sponsor for a pension fund under the National Pension System (NPS).
RBI MPC outcome: Experts explain what the rate pause means for investors
The Monetary Policy Committee (MPC) of the Reserve Bank of India, in its bi-monthly review on Wednesday, decided to keep the repo rate unchanged at 5.25% and maintained its neutral stance.
NFO Alert : Groww Mutual Fund launches arbitrage fund
Groww Mutual Fund has announced the launch of the Groww Arbitrage Fund, an open-ended scheme investing in arbitrage opportunities. The scheme is designed to capture pricing differences between the cash and derivatives markets, with the aim of generating relatively stable returns with limited directional equity risk.
RBI policy: Why the end of the Goldilocks phase isnt a jolt for investors
With growth holding steady and inflation remaining manageable, the central banks latest roadmap offers a reassuring path through global geopolitical volatility.
RBI holds repo rate at 5.25%: What it means for home loan borrowers and EMIs
RBI holds the repo rate at 5.25%, providing stability for home loan borrowers. This will ensure predictable EMIs, clarity and potential interest savings amid global economic uncertainties.
Sunil Singhania backed Abakkus Mutual Fund has unveiled the maiden portfolio of its smallcap fund - Abakkus Small Cap Fund, following an in-house investment framework viz. MEETS, to evaluate key drivers of long-term value creation. This marks the funds first update since its NFO.
RBI MPC decision: How should debt mutual fund investors change strategy after rate pause?
The RBI's decision to maintain the repo rate at 5.25% presents a complex landscape for investors. Experts advise debt fund investors to prioritize short-to-medium duration funds and high-quality corporate bonds to manage risks. Equity investors are encouraged to consider largecap and flexicap strategies amidst global uncertainties and inflation concerns.
IRDAI forms sub-committee to strengthen health insurance ecosystem in India
IRDAI forms a sub-committee to strengthen the health insurance ecosystem, focusing on coverage, claims, and consumer experience to boost access, efficiency, and trust.
Retirement planning via mutual funds: How to achieve Rs 2 crore corpus
A 52-year-old investor aiming for a Rs 2 crore retirement corpus by age 60 faces a potential shortfall with his current Rs 30 lakh portfolio and Rs 40,000 monthly SIP. Experts advise simplifying the diversified portfolio, increasing SIPs by 8-10% annually, and gradually shifting towards debt for capital protection.
Best small cap mutual funds to invest in April 2026
Despite a challenging 2025 with negative returns, small cap mutual funds saw renewed investor interest in February 2026 with significant inflows. While valuations are considered rich and market volatility persists, advisors suggest staggered investments in these high-risk, high-reward schemes for long-term wealth creation.
Silver, gold ETFs rally up to 6% as Iran ceasefire eases inflation fears. Should you buy?
Silver and gold ETFs surged up to 6% on Wednesday, mirroring gains in global bullion markets. This rally followed U.S. President Trump's agreement to a two-week ceasefire with Iran, easing energy-driven inflation concerns. Experts suggest current levels offer an attractive consolidation zone for long-term investors.
Multicap funds gain traction, but risk from small-cap exposure persists
Multicap funds are gaining traction as a comprehensive investment option, offering exposure to large, mid, and small-cap stocks. However, regulatory mandates requiring significant allocation to smaller stocks make them more susceptible to market volatility and deeper drawdowns during corrections, unlike more flexible categories.
Tata Mutual Fund allows lumpsum investments in small-cap plan again
Tata Mutual Fund has reopened its small-cap fund to lumpsum investments. This move follows a market correction that has presented better entry points. The fund manager sees a favourable risk-reward for investors with a 3-5 year horizon. Other small-cap funds still have restrictions. The small-cap category manages significant assets.
Indian expats in Dubai: What happens if you don't have a will?
UAE succession laws have changed for non-Muslim expats. Heres what happens if you die intestate, how to register a Will in Dubai, and why Indian residents may need separate Wills.
Tata Mutual Fund resumes lumpsum subscriptions in Tata Small Cap Fund
Tata Mutual Fund has announced the resumption of all fresh inflows through lumpsum and switch-in applications, in Tata Small Cap Fund effective from April 06, 2026.
Form 121 has replaced Form 15G and Form 15H, which must be submitted to avoid TDS. A single form removes confusion about which form is applicable and simplifies the submission process.
Why profitable MSMEs still run out of cash
Strong sales mask weak financial discipline, from poor cash flow tracking to GST lapses, leaving many small businesses locked out of credit.
Invesco India Mid Cap among 5 mid cap mutual funds to offer over 20% CAGR in 3 years
Five mid-cap mutual funds delivered over 20% returns in three years, led by WhiteOak Capital. Meanwhile, laggard funds posted modest gains, highlighting performance divergence within the mid-cap mutual fund category.
Thinking about chasing rallies in defence and energy? Experts warn against it.
The allure of war-led gains is drawing investors in, but history suggests that chasing these rallies often leads to sub-optimal returns.
New salary rules in India: What the 50% wage norm means for EPF, gratuity and take-home pay
Starting 1 April 2026, new labour reforms in India will change salary structures, potentially lowering take-home pay for many employees. Here's how the new rules impact EPF and gratuity.
Qsif Active Asset Allocator Long-Short Fund is open for subscription. 8 key things to know
Quant Mutual Fund launches dynamic multi-asset long-short fund, investing across equity, debt, derivatives, commodities and InVITs. The strategy aims to optimise returns, manage risk, and suit long-term investors.
5 equity mutual fund categories lose over 10% in 6 months. Time to review?
Want to build Rs 1 crore corpus? Find out the mutual fund SIP amount needed with this calculator
This guide helps you calculate the monthly SIP needed to reach a Rs 1 crore goal using simple Excel functions or a DIY paper formula. Adjust assumptions, returns, and timelines to plan your investments with confidence and clarity.
MF Tracker: Quant Multi Asset Allocation Fund shines across timeframes. Can it sustain the lead?
Quant Multi Asset Allocation Fund has achieved top returns across 3, 5, 7, and 10-year periods among its peers. Its dynamic asset allocation strategy, particularly overweight positions in financials and timely tactical shifts, has driven this consistent outperformance, even outshining the category average.
Fund managers back large-caps, stay wary of mid- & small caps
Following a market sell-off, fund managers indicate that share valuations are no longer stretched, though aggressive bets are still discouraged. While large-cap stocks have reached comfortable levels, skepticism remains for mid and small-cap segments. Investors are advised to stay invested and stagger entries through systematic or phased allocations.
Gold overdraft (OD) is a flexible credit facility from banks and NBFCs that allows you to have ongoing access to liquidity while leveraging household gold assets. Here's all you need to know about it
Retirement planning at 35: 7 steps to achieve financial freedom by 60
Financial independence by 60 can be achieved with early planning, disciplined savings, and smart investments. Starting at 35 maximises compounding benefits. By regularly evaluating strategies, people can secure a fulfilling retirement while navigating the challenges of personal finance in India.
FD rates comparison: Here's a look at the latest bank fixed deposit rates offered by the biggest lenders State Bank of India, ICICI Bank, HDFC Bank, Kotak Mahindra Bank and Yes Bank.
Gold flops and the three bears: navigating unpredictable havens
How gold, the traditional safe haven, struggled during the West Asia conflict and turned from 'hero' asset into a short-term flop.
Why your credit score matters in your home loan journey
A good credit score not only facilitates access to credit but also serves as a comprehensive indicator of an individual's financial behaviour and reliability, effectively functioning as a financial resume.
DSP Mutual Fund announces appointment of Anish Tawakley as Chief Investment Officer
DSP Asset Managers has announced the appointment of Anish Tawakley as Chief Investment Officer (CIO), where he will oversee both equity and fixed income investments, strengthening the firms overall investment leadership.
Looking where to invest lumpsum for 3 years? These 5 mutual funds lead the chart
Top mutual funds for three-year lumpsum investments delivered strong returns, led by gold funds with over 32% CAGR. Rs 1 lakh investments more than doubled, highlighting robust performance across categories.
Nearly 25 equity mutual funds have offered over 15% CAGR in the last three, five, seven, and 10 years, according to a data analysis by ETMutualFunds. There were around 160 funds that have completed 10 years of existence in the market.
Do UAE-based professionals pay tax on India workshop income?
Domestic tax rules may trigger liability, but DTAA relief can exempt income if stay and fixed-base conditions are not met.
Gratuity calculation rules: Is gratuity taxable? How is gratuity taxed in India? Explained
Since gratuity is a lumpsum amount, employees often receive a large sum at the end of their service to a company. This may raise the question is gratuity taxable?
Top 5 strategies for salaried professionals to manage monthly expenses and taxes efficiently in FY27
Salaried professionals can enhance financial stability by integrating monthly expense management with tax planning under the Income Tax Act 2025 to optimise savings and ensure cash flow efficiency.
Should you add multi-asset or balanced advantage mutual funds now to reduce volatility?
10 lakh health insurance: Is it enough in 2026 amid rising medical costs? 6 key factors to consider
10 lakh health insurance is increasingly seen as a base cover as medical inflation rises across the country, making higher coverage, top-ups, and policy features essential for adequate financial protection.
Nearing retirement? How to protect your savings amid market volatility and rising inflation
Inching closer to retirement means gradually shifting investments from an aggressive phase of higher equity exposure to a conservative yet wealth preserving phase and providing enough stability to the portfolio through heavy fixed-income investments.
Best large cap mutual funds to invest in April 2026
Mutual fund advisors are recommending large cap schemes for conservative investors amid market volatility and all-time highs. These funds invest in top 100 companies, offering relative safety and inflation-beating returns. Despite recent struggles to beat benchmarks, large cap funds remain a viable option for long-term goals, with specific schemes highlighted for April 2026.
How to lock in premiums and navigate portability while upgrading health insurance?
A 38-year-old with 10 lakh family cover weighs unlimited sum insured and multi-year health plans, seeking clarity on benefits, portability rules and upgrade flexibility.
EPFO 3.0 PF withdrawal rules: How much provident fund balance can you withdraw using ATM and UPI?
EPFO 3.0 features: One of the most significant changes under EPFO 3.0 is the availability of the option to withdraw PF money using ATM and UPI.
Gratuity payment: What are the new rules? How is gratuity calculated? Key FAQs answered
There are significant changes in gratuity rules for fixed-term employees. Employers are now required to pay gratuity on termination of contract of such employees after completion of one year of service.
HDFC Defence Fund among 13 equity MFs that delivered over 4% returns last week. Check top 5
Of the 614 funds analysed, 576 posted positive returns, one remained flat, and 37 delivered negative returns.
A loan against PPF is a facility available to all account holders who are not yet eligible for premature withdrawals. It allows you to borrow money against your PPF balance at a nominal interest rate
Positioning portfolio to navigate uncertainty
Amid the US- Iran war, trade disruptions and energy uncertainties, a common question persists: does this environment warrant a portfolio rethink?
NFO alert: 2 mutual funds and 1 SIF open this week. Check details here
Two mutual funds and one SIF will open for subscription this week, as fund houses continue to expand their product offerings.
PPF: Can a Public Provident Fund account be closed prematurely?
While the PPF carries a mandatory 15-year lock-in, accounts can be closed after five full financial years, but only under specific circumstances
From pension disbursal system to auto settlement, how EPFO 3.0 reforms have improved user experience
EPFO 3.0 represents a comprehensive digital overhaul of the retirement fund's IT infrastructure, with full implementation expected by mid-2026
The Staff Side of the NC JCM has urged the 8th Pay Commission to improve the memorandum submission process, among other demands. List of all nine demands here.
Midcap mutual funds have delivered strong returns over the past three years, with the top five schemes offering up to 25% annualised gains. Invesco India Mid Cap Fund leads the pack, followed closely by Nippon India and WhiteOak funds, while some laggards delivered significantly lower returns in the same period.
Silver drags commodity ETFs down up to 15% in March. What next for investors?
Commodity ETFs declined up to 15% in March, led by sharp losses in silver ETFs amid rising oil prices, geopolitical tensions and tightening liquidity. Gold ETFs also fell as stronger dollar dynamics weighed on prices. The outlook now hinges on inflation trends, liquidity conditions and central bank actions globally.
Are you looking for the best mutual funds for SIPs in April? Here is help for conservative investors
ETMutualFunds outlines ready-made SIP portfolios for conservative investors across three investment brackets. The allocation blends large-cap and hybrid funds to balance risk and returns. Selected using in-house criteria like rolling returns and downside risk, these portfolios aim to simplify fund selection for investors seeking stable, long-term wealth creation.
SIP or lumpsum? Expert suggests best approach for first-time mutual fund investors with Rs 10,000
For new investors, especially young professionals and students with modest amounts like Rs 10,000, a Systematic Investment Plan (SIP) is generally recommended over a lump sum. Financial expert Harshvardhan Roongta advises SIPs to gradually enter the market, build discipline, and average investment costs. He suggests starting with low-cost index funds for long-term wealth creation.
