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Sebi has introduced a framework to expedite the transmission of securities to legal heirs, introducing Quick Transmission Processing (QTP) for small-value claims. Details here.
Bank FDs offer senior citizens a secure investment option for managing expenses like medical and living costs. Here is a comparison of fixed deposits from various public, private and small finance lenders
Prime Minister Narendra Modi will release the 23rd installment of the PM Kisan Samman Nidhi Yojana on 20 June 2026. Each beneficiary will get 2,000 tranche payment. Let's find out when, where and how to check payment status.
Income-tax returns: The Income-Tax Department has introduced some key changes in how taxpayer report income using the ITR-4 / Sugam form online for this tax year (FY26 / AY27). Here's all you need to know
Tata Technologies among top 5 smallcap stocks that saw highest mutual fund buying in May
HDFC Mutual Fund: SBI, RIL, and Eternal among top 10 stocks holdings in May
Mutual funds are effective for wealth creation, but regular portfolio reviews are essential. Investors should conduct light checks periodically and a detailed review annually to ensure alignment with financial goals, prevent allocation drift, and avoid common pitfalls during evaluations.
Parag Parikh Large Cap Fund: RIL, ITC, and Infosys among top 10 stock holdings in May
Top 7 flexi cap mutual funds to invest in June 2026
Retirement savings gap after a career break? Expert shares how to recover without taking big risks
Career breaks, common for women, can impact retirement savings. Experts advise accepting the situation and implementing a catch-up plan by temporarily increasing investments. Utilizing bonuses and reviewing portfolios for better returns are key. While aiming for higher gains, avoid excessive risk. Disciplined investing and strategic cash-flow management can help bridge the gap and secure financial independence.
Chaired by Justice Ranjana Prakash Desai with members Pankaj Jain and Pulak Ghosh, the 8th Pay Commission will decide on salary and pension hikes of central government employees and pensioners, with recommendations expected next year following stakeholder consultations.
Fresh developments in the 8th Pay Commission have raised expectations among central government employees and pensioners. From extended memorandum deadlines to upcoming state consultations, the latest updates highlight progress on salary revisions, allowances, pensions and fitment factor discussions.
Financial security starts with protection. Life insurance remains a crucial pillar of financial planning, helping families manage uncertainties, safeguard future goals, build financial resilience and create long-term security through adequate coverage, and thoughtful financial preparation.
Dearness Allowance: DA is the component of the basic salary that is periodically adjusted for inflation. Here's all we know about the Punjab, West Bengal and Himachal Pradesh state governments' discussions on respective DA hikes.
How are dark patterns causing 25,000 crore loss to consumers annually?
The CCPA issued guidelines in 2023 to prevent and regulate dark patterns. The authority has listed 13 specific dark patterns. It has issued an advisory to strengthen compliance with guidelines and even penalised some platforms. However, the compliance still needs to improve.
Bank holiday today: Are banks closed on Saturday, 20 June for the weekend? Check RBI calendar here
Bank holiday today: Are banks closed today for the weekend holiday on Saturday, 20 June? Check the RBI calendar here
PhonePe to charge 100 quarterly fee on wallets inactive for a year: Here's how users can avoid it
PhonePe has introduced a 100 quarterly inactivity fee for wallets not used in 365 days. Users must complete a transaction to avoid charges. Details here.
PM Kisan 23rd instalment 2026: Payment date announced for 2,000; eligibility, eKYC details
Under the flagship income-support programme, eligible farmers receive 2,000 every four months, amounting to 6,000 annually in three equal instalments.
ITR-3 excel utility for AY 2026-27 goes live: Who can file and key details for taxpayers
The I-T department has released the Excel Utility for ITR-3 for Assessment Year 2026-27 on the e-filing portal. Here's who must file this form what changed this assessment year.
I asked ChatGPT how to travel Europe for two weeks with just 1 lakh, it said
An AI-designed two-week Europe itinerary within a 1 lakh budget includes destinations like Budapest, Prague, and Krakw. Focus on off-season travel, budget accommodations, cheap eats, and smart transport for an affordable adventure.
Bandhan Bank hikes FCNR deposit rates up to 7.1% for maturities of 3-5 years after RBI swap move
The move follows the Reserve Bank of Indias recent decision to introduce a USD-INR foreign exchange swap facility for banks on newly mobilised FCNR(B) deposits with tenures of at least three years and up to five years.
Many EPF members are unaware of the free insurance benefits under the EDLI scheme, which provides up to 7 lakh for nominees or legal heirs upon the employee's death during service. Here are the features and how to claim it.
Sunil Singhania-backed Abakkus Flexi Cap Fund increases stake in HDFC Bank, RIL and 29 others in May
Sunil Singhania-backed Abakkus Flexi Cap Fund significantly increased its holdings in HDFC Bank and Reliance Industries during May. The fund also added substantial stakes in Edelweiss Financial Services, The Federal Bank, Tata Steel, and Urban Company, among 29 other stocks. No stocks were reduced or exited, maintaining a portfolio of 49 scrips across 23 sectors.
Zerodha Capital's net profit rises 20% to 14.7 crore as lending business scales up
Zerodha Capital reported a 44.2% increase in total income to 53.5 crore in FY26, with net profit rising 20.5% to 14.7 crore, driven by growth in its loan-against-securities business.
'Japan is 100% doable on a real salary': Mumbai influencers share detailed 2.4 lakh budget guide
Japan is often considered one of the world's most expensive travel destinations. However, an Instagram post by travel page Planned Time Off is challenging that perception with a detailed cost breakdown of a 15-day trip covering Tokyo, Hakone, Kyoto, Osaka, Nara and Hiroshima.
Fast access to funds comes at a cost. Compare personal loan interest rates, processing fees and key borrowing factors across leading private banks in June 2026 to find a cost-effective loan that suits your repayment capacity and financial goals.
I asked ChatGPT to plan perfect monsoon family getaway near Mumbai Here's what AI recommended
I asked ChatGPT to plan the perfect monsoon family vacation near Mumbai in the last week of June. Here's what the artificial intelligence chatbot when comparing three hill-station destinations: Lonavala, Matheran, and Mahabaleshwar
Four mutual fund houses, Axis, ICICI Prudential, SBI, and Nippon India, attracted over Rs 10,000 crore each from T30 cities in May, boosting monthly AAUM and highlighting strong investor participation.
Mirae Asset Mutual Fund: RIL, Infosys and SBI among top 10 stock holdings in May
Mirae Asset Mutual Funds May 2026 portfolio shows HDFC Bank, ICICI Bank, RIL, SBI and Infosys among its top holdings. While allocations remained largely stable, select stocks saw marginal changes in weight. The fund house managed Rs 2.31 lakh crore in assets across 96 schemes during the month.
The income tax return (ITR)-3 is meant for individuals and HUFs who have income from business or profession. Interestingly, the last date of filing tax return via ITR-3 is 31 August and not 31 July.
Artificial intelligence has accelerated women's rise in the technology space, according to the India AI Workforce Report by Scaler. They reported 145% salary increase after transitioning into AI-enabled careers, it added.
HDFC Mutual Fund: RIL, Tata Motors and TCS among stocks bought and sold in May
HDFC Mutual Fund increased exposure to Tata Motors, HDFC Bank and Eternal while trimming holdings in Infosys, ITC and Adani Ports, with Garware Technical Fibres emerging as its sole new portfolio addition in May.
Overdraft facility can help in emergencies, but can it damage your credit score? Key facts explained
Smart borrowing builds stronger finances. This article explains overdraft impact on credit score, covering responsible usage, repayment habits, credit utilisation, and ways to manage overdrafts effectively for a healthy credit profile.
EPF members can use their Aadhaar or Aadhaar-generated Virtual ID to successfully add a nominee and complete the e-sign process for their provident fund account. Here's how to generate the 16-digit VID
Income-tax returns: Attention taxpayers! Excel utility for ITR-3 enabled Here's all you need to know
Attention taxpayers! The tax department has today enabled excel utility for income-tax returns for AY2026-27 (FY25-26) for online form ITR-3 on its official e-filing portal. Here's all you need to know
What are credit card swipe charges? All you need to know
Hidden behind every card payment, credit card swipe charges keep transactions secure. Understanding credit card swipe charges helps consumers and businesses manage payment costs and improve transparency.
I asked ChatGPT to audit my 1.78 lakh monthly budget; it found 20,500 in savings
A 35-year-old Bengaluru professional seeks to reduce his monthly spending by 20,000 from a 1.8 lakh salary. Strategies include meal planning, setting a monthly food budget of 18,000, and limiting dining out, while automating savings for financial stability.
NFO Alert: Zerodha Fund House launches 2 target-date Life Cycle funds
Zerodha Fund House has launched Indias first target-date Life Cycle Fund series, offering two schemes: 2036 and 2041 maturities. The NFO is open till July 7, with continuous subscription to follow. Built on a rule-based approach, the funds dynamically adjust asset allocation over time and aim to serve investors across different life stages and long-term goals.
Nippon India Small Cap Fund has topped all equity funds over a decade, delivering a 20.94% CAGR. Despite recent underperformance, its long-term stock-picking prowess and diversification have driven superior risk-adjusted returns. Experts advise caution on lump-sum investments due to elevated valuations, favoring SIPs for long-term wealth compounding.
Best banking & PSU mutual funds to invest in June 2026
Banking and PSU debt funds offer a relatively safe investment avenue for investors looking for a few years. These schemes primarily invest in debt instruments of banks and public sector undertakings, which are largely government-backed, minimizing credit risk. While interest rate fluctuations can impact returns, these funds are generally better positioned due to shorter duration investments.
US-Iran agreement positive for equities, but markets may recover gradually: Tata MF's Rahul Singh
As markets grapple with AI disruption, global capital shifts and geopolitical risks, Tata Mutual Fund CIO Rahul Singh explains where investors should look for opportunities now.
8th pay commission: Here's how much salary hike Railway employees can expect from the 2.92, 3.50 and 3.80 fitment factors demanded by the Indian Railways Technical Supervisors Association across pay levels.
The price of gold in India dropped to 149,660 per 10 grams, tracking losses internationally due to a stronger dollar. Check 24K, 22K, 18K gold and silver rates in Mumbai, Delhi, Kolkata and other cities 19 June.
Dearness Allowance: Breakdown of salary components How is DA different from other allowances?
Amid the 8th pay commission's salary revision discussions, we take a look at the differences between Dearness Allowance (DA) and other allowance components of salary, such as HRA, medical allowance, education allowance and more.
EPFO retains 8.25% interest rate for FY26; UPI-based withdrawals to launch soon
Big relief for EPFO subscribers as the EPF interest rate remains at 8.25% for FY26. The upcoming EPFO 2.0 platform will introduce UPI-based withdrawals, making provident fund access faster, easier and more convenient for millions of workers.
Govt approves EPF rate of 8.25% for FY26: When will subscribers receive the interest amount?
The EPFO can officially credit interest to subscribers' accounts only after the rate recommended by its governing body receives the Finance Ministry's approval.
Invest in mutual funds daily with just 10: Axis Mutual Fund launches Rozana SIP
Axis Mutual Fund has launched the Rozana SIP facility, which enables investing with just 10 per scheme per day through its website. This initiative offers a low-ticket-size approach and helps build an everyday investing habit through daily contributions.
Nifty 50 vs Nifty Next 50: Which index rewarded investors more? What 10-year rolling returns reveal
Often viewed as a secondary large-cap benchmark, the Nifty Next 50 has outperformed the Nifty 50 across 3-, 5-, 7- and 10-year rolling periods. The data also shows it occupies a distinct position between traditional large-caps and mid-caps on the risk-return spectrum.
The RBIs inflation target remains 4% with a 2%6% band. Medical inflation has recently run far above headline inflation, and Indias life expectancy at birth is about 72 yearsall of which argue for a cautious plan, said ChatGPT
The most contentious issue before the 8th Pay Commission centres on how minimum wages are calculated.
Ramit Sethi believes that if you automate your savings targets first, you don't need to track minor purchases
Pre-filled ITR and AIS: Checks to complete before you hit submit'
AIS is compiled from data reported by multiple entities such as employers, banks, mutual funds, brokers, custodians, and registrars. While it is a useful reconciliation tool, it is not free from errors.
Choosing health insurance in 2026? Look beyond premium and check these factors
Secure your future with the best health insurance in 2026 by understanding key features, coverage options, claim support, and mistakes to avoid for smarter financial and medical protection. If in doubt consult certified financial experts before locking in on any health insurance policy.
India has learned how to trade but it still needs to learn how to invest
Access has surged across Indias markets, but investor behaviour has not kept pace with participation.
ITR 2026: Invested in Bitcoin or crypto? Heres whether to file ITR-2 or ITR-3
Income earned from the sale of cryptocurrencies needs to be declared in the Virtual Digital Asset (VDA) schedule. In the income tax return (ITR) parlance, cryptocurrencies are known as VDAs
Quant Mid Cap Fund: Adani Energy and Paytm among stocks bought and sold in May
Quant Mid Cap Funds AUM rose to Rs 8,109 crore in May. The fund added Adani Energy, Indus Towers, Lenskart Solutions, Persistent Systems and Torrent Pharmaceuticals, exited select holdings, raised exposure to Nippon Life India Asset Management and adjusted sector allocations across telecom, power and financial services.
Is credit card overlimit worth it? Benefits, risks, credit score impact and smart usage tips
Unexpected expenses can strain finances, and the credit card overlimit facility offers short-term spending flexibility. But understanding charges, repayment obligations, and the impact on credit scores is essential for responsible use.
A Delhi graphic designer earning 80,000 a month asked ChatGPT whether he should quit his job to start a food caf. The AI warned of significant risks but said the business could potentially earn up to 3 lakh a month.
ICICI Prudential Mutual Fund: RIL, Infosys and HDFC Bank among top 10 stock holdings in May
ICICI Prudential Mutual Fund remained Indias second-largest AMC with an AUM of Rs 11.78 lakh crore in May 2026. HDFC Bank and ICICI Bank were its top holdings, while allocations also remained significant in RIL, Axis Bank, Infosys, L&T, Bharti Airtel, Sun Pharma, Maruti Suzuki and NTPC.
New tax regime: 5 tax-saving benefits salaried employees should not miss
The new tax regime has eliminated many popular deductions, but a few important tax-saving provisions remain for salaried employees. From the higher standard deduction to employer NPS contributions, here's what taxpayers can still use to reduce their tax liability.
Can your stock losses be denied? ITAT ruling in Dolly Khannas 54 crore tax case offers clarity
The ITAT has ruled that transaction volume alone cannot determine whether a taxpayer is an investor or a trader. The decision came in a dispute over Dolly Khanna's claim for a 54.23 crore stock market loss.
Mutual funds added these 4 new stocks to their portfolios in May. Check details
Mutual funds introduced four new stocks into their portfolios in May, according to Prime Database disclosures. Afcom Holdings saw the highest inflows, followed by Q-Line Biotech, Ratnaveer Precision Engineering and Paramount Communications. These additions reflect ongoing portfolio reshuffling by fund houses to capture emerging opportunities across segments.
The India-UK trade pact is set to come into force on 15 July, while India and the EU are aiming to conclude their landmark deal by the end of 2026. But what do these trade deals mean for Indian consumers? Here's a look at the products that could get cheaper.
Reits are having a moment. Should they be in your portfolio?
Reits outperformed equities and bonds over the past year, but falling-rate tailwinds may fade. Here's how experts view their role in an investor's portfolio.
Explained: Thinking of investing in life cycle funds? Here's what investors should know
5 midcap mutual funds deliver over 20% return in 3 years. Are there any included in your portfolio?
Five midcap mutual funds have delivered over 20% annualised returns in the past three years, led by HSBC Midcap Fund. ICICI Prudential, Invesco India, WhiteOak Capital, and Nippon India Growth also featured among top performers, reflecting strong midcap segment momentum and consistent investor interest in higher-growth equity funds.
6 income tax return filing mistakes that can delay refunds and trigger tax notices
Taxpayers often face delays, refund issues or notices due to mistakes in filing their income tax return. Key checks on documents and transactions before submission can help ensure accuracy and compliance with the tax department.
JioBlackRock Flexi Cap Fund exited Adani Enterprises, Adani Ports and three other stocks in May while adding Tata Motors and 14 new stocks to its portfolio, according to monthly disclosures. The fund sold 40,731 shares of Adani Enterprises worth Rs 9.80 crore and exited 76,122 shares of Adani Ports during the month.
PPF vs SIPs: Planning your long-term investments? Take a look at how much corpus is generated from an investment of 2,000 per month for 30 years with the public provident fund and in mutual funds through systematic investment plans.
Mutual funds cut PSU bank exposure to 8-month low in May. Warning sign or buying opportunity?
Mutual funds have cut their stake in PSU banks to an eight-month low. This move has led to discussions about whether it signals caution or presents a buying chance. Experts suggest focusing on company fundamentals and valuations rather than solely on institutional shifts. The sector has seen strong performance, prompting some profit booking and portfolio rebalancing by fund managers.
Vehicle loan repaid? Here's how to remove hypothecation from your RC: Step-by-step guide
Removing hypothecation from your RC is the final step to securing full ownership of your vehicle. Here's how to obtain Form 35 and a bank NOC, applying through the Vahan portal, required documents and fees involved.
Does your credit score affect Visa approval? Everything you need to know
Planning overseas travel requires financial readiness. Understand how a credit score affects visa approval, reflects money management habits, and supports a stronger visa application. On a fundamental level, keep in mind that healthy financial habits are always beneficial in the long-run.
ITR filing AY 2026-27: Why first-time taxpayers are making more return filing mistakes than ever?
Mrinal Mehta, Joint Secretary at Bombay Chartered Accountants Society, says first-time taxpayers often wrongly assume no tax liability means no filing requirement. He adds that many also choose incorrect ITR forms, rely on pre-filled data and get confused by upcoming changes to tax law.
EPFO announces PMVBRY events in Nagpur, Chandrapur; 2,400 crore benefits soon
Big employment boost ahead as PMVBRY benefits reach Nagpur and Chandrapur, supporting job creation, formal workforce growth, and social security through EPFO-led incentive disbursement events. Check out complete details to understand the salient features.
EPFO: EPF members can check their employees provident fund balance through the official website, text SMS or the Umang app. Here's a stepwise guide for subscribers about how to use each available method
Best conservative hybrid mutual funds to invest in June 2026
Mutual fund advisors are predicting 2026 as the year for hybrid funds, especially for new investors navigating economic uncertainties. Conservative hybrid funds, with a majority allocation to debt and a smaller portion to equity, offer a cautious entry point. These funds aim to provide slightly enhanced returns through a limited equity exposure.
Telangana raises DA for power sector staff; over 70,000 employees to benefit
Telangana government hikes DA for power sector staff to 19.272%, benefiting 70,804 employees, pensioners and artisans. The revised allowance aims to ease rising living costs across the states electricity utilities. Here are the complete details.
8th pay commission: We answer how you can submit data online for the 8th CPC panel's consideration and what is the last date to complete the process. Here are answers to some of the frequently asked questions
West Bengal Chief Secretary Manoj Kumar Agarwal debunked social media posts that claimed a 22% DA hike for state government employees and pensioners would be effective from 1 July and triggered much speculation online.
An FCNR account functions as a foreign currency-denominated repository that allows Non-Resident Indians or Persons of Indian Origin to hold their funds securely.
The Income Tax Department has set different ITR filing deadlines for AY 2026-27 based on income source and audit status. Key dates include July 31 for ITR-1/2, August 31 for ITR-3/4 (non-audit) and October 31 for ITR-3/4 (audit). Penalties apply for late filing.
1.1 lakh on rent, 20,000 on groceries: Indian Man's Poland expense breakdown sparks debate online
An Indian man living in Warsaw, Poland, has sparked a discussion online after revealing how much he and his partner spend each month to maintain a 'comfortable lifestyle'.
Among all lenders, small finance banks dominate the list of top-paying fixed deposits. Suryoday Small Finance Bank and Utkarsh Small Finance Bank are currently offering up to 8.10% on select tenures, making them among the most rewarding choices for depositors.
InCred Money gets Sebi in-principle nod for mutual fund licence, plans launch in 6-9 months
InCred Money has secured Sebi's in-principle approval for a mutual fund licence, marking a key step toward launching its asset management business. The company plans to build a digital-first AMC and expects to go live after completing regulatory and operational requirements.
Sebi's new ETF framework: How will it impact investors? Experts answer
Will ETFs trade closer to their underlying value after Sebi's overhaul? Experts explain what the changes could mean for traders and long-term investors.
EPFO 3.0: How will your PF withdrawal be taxed? Key rules and exemptions explained
EPFO subscribers may soon withdraw provident fund money via UPI without employer sign-off, enhancing speed and convenience. However, tax implications of this new method remain unclear.
The 8th Pay Commission is reviewing attendance rules, with employee unions requesting more flexibility for late arrivals. They propose allowing up to two hours late without penalty, changing the current half-day casual leave deduction for additional late instances.
Form 40: How Indians returning from abroad can defer tax on foreign retirement accounts
Form 40 is suitable for resident individuals in India who hold retirement benefit accounts in certain notified countries, such as the US, UK, Canada, and Australia, and want to avoid immediate taxation in India on income that is not yet actually withdrawn or redeemed.
Can a retiree claim tax credit on spouses fixed deposit? TDS rules explained
Since the interest earned on the deposit is subject to the clubbing provisions, it is not treated as the spouses taxable income. Therefore, they are not eligible to furnish the Form 121 declaration.
Mutual funds vs PMS: A complete guide to minimum investment, portfolio structure and investor fit
Mutual funds pool money from multiple investors and are generally more accessible and suitable for a wide range of investors. On the other hand, PMS offers a personalised investment experience where portfolios are tailored to an individual's financial goals, risk appetite, and preferences.
