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Switching jobs? Heres a guide to transfer your PF claims Key FAQs answered
To transfer your PF online, log in to the EPFO portal and submit a transfer request. For a successful claim, ensure both previous and current member IDs are accessible in the EPFO database.
Not PPF or NSC this small savings scheme offers the highest interest. Check the latest rate here
Small savings schemes offer reliable long-term investment returns, appealing to conservative investors. The Sukanya Samriddhi Yojana has the highest interest rate at 8.2%.
Parag Parikh Flexi Cap Fund introduces IDCW option: How it could lower your tax liability
Parag Parikh Flexi Cap Fund's Income Distribution cum Capital Withdrawal option is a tax-efficient solution. We explain the benefits.
Bank charge THESE interest rates on personal loans in October 2025. Check the latest rates here
Since personal loans are unsecured, lenders typically charge a higher rate of interest on them.
NFO Alert! There are nine new mutual fund schemes that are available for investment in this month. Check the list here
IndiGo SBI Card. Features & rewards offered by this co-branded card explained
IndiGo and SBI offer a co-branded credit card for an annual fee of 1,499, giving an array of privileges
5 ways mutual funds can help burn the effigy of financial stress
Investors should strategically own Gold and tactically add Silver, leveraging ETFs for portfolio value. Rely on professional fund managers for complex derivatives and accumulate foreign currency assets in advance. Diversify between active and passive strategies, maintain sufficient emergency funds, and utilize SWP features during the harvesting phase for tax-efficient cash flows.
Top 5 small cap mutual funds offer over 29% annualised return in 3 years. Check toppers
6 equity mutual funds lose over 10% in 9 months. Do you own any in your portfolio?
Six mutual funds reported losses over 10% in nine months, with Samco Flexi Cap leading declines. Out of 279 funds, 144 posted negative returns, reflecting market pressure on select categories.
3 largecap mutual funds beat category average and benchmark in one year
While average returns across equity schemes fell 46%, certain categories including large-cap, large & mid-cap, and flexi-cap funds stood out, with a handful of schemes posting positive one-year absolute returns.
FD interest rates: These 7 banks offer highest rates on long-term deposits
FD interest rates: Though most banks offer similar interest on their term deposits, the rates may vary marginally.
The Union Cabinet has approved a 3% increase in dearness allowance for central government employees, benefiting 49.19 lakh employees and 68.72 lakh pensioners. The adjustment aims to offset inflation and maintain purchasing power, affecting salaries of government employees.
SIPs for first-timers, lumpsums for veterans in JioBlackRock Flexi Cap Fund: Rishi Kohli
Rishi Kohli, CIO of JioBlackRock MF, recommends SIPs in the JioBlackRock Flexi Cap Fund for first-time investors, while seasoned investors may consider lumpsum investments. The fund uses Systematic Active Equity and BlackRocks Aladdin platform for risk-managed alpha generation.
The new Income Tax Act has not simplified tax, says CA Prakash Hegde
While the introduction of a new tax regime and revised capital gains taxation in India offers simplicity, complexities in compliance persist, requiring professional assistance for navigation.
Unclaimed shares: As Canara Bank set to transfer securities to IEPF, how can you claim them back?
The state lender issued a notice intimating public of transfer of unclaimed shares and dividend to IEPF (Investor Education and Protection Fund)
Retail investors, heres why bonds could be your next best bet
Safe, consistent, and accessiblebonds offer retail investors a middle ground between volatile equities and low-yield fixed deposits.
Planning to raise a personal loan this festive season? 7 key points to remember
It is quite normal to raise a personal loan, or at least use a credit card, to meet spike in expenses during festive season
Are you searching for top mutual funds for SWP with 3 year horizon? Check details
SBI Card revises fee, other charges with effect from Nov 1. Check latest updates here
With effect from 1st Nov 2025, revised fee and charges will be applicable on SBI Credit Card. For example, 1% of the transaction amount would be applicable on education payments made through third-party apps
Credit card in your first job: Smart move or risky choice?
A credit card in your first job helps young professionals build credit history, manage finances, and handle emergencies while emphasising responsible usage and understanding risks for long-term financial growth.
What is FOIR, and how does it affect your personal loan approval
FOIR or Fixed Obligation to Income Ratio affects personal loan eligibility by measuring monthly debt obligations against income and helps borrowers manage EMIs, improve creditworthiness, and secure better loan terms.
Motilal Oswal Consumption Fund NFO now open: 7 key things to know
Motilal Oswal Mutual Fund has launched the Motilal Oswal Consumption Fund, an open-ended equity scheme aimed at capturing Indias multi-decade consumption growth story, now evolving into a phase of luxury and discretionary spending.
Why is credit monitoring now indispensable for financial planning?
Credit monitoring has evolved from a reactive approach to a proactive tool, allowing consumers to access credit reports easily and manage their financial health.
RBI MPC: How mutual fund experts decode policy decisions for investors
The Reserve Bank of India kept its repo rate unchanged at 5.5% following earlier reductions, maintaining a dovish tone that suggests potential for future rate cuts. Experts highlight opportunities in dynamic bond funds and short-to-medium duration bonds, anticipating further easing. The policy also introduced regulatory measures aimed at stimulating the economy and enhancing financial sector operations.
Credit score: In view of growing reliance on credit information reports, banks may be told to submit credit data to credit other information companies every week. This would result into more updated credit score for users
Sensex ends 716 points higher, Nifty breaks 8-day losing streak. Top 6 factors behind the rally
Indian markets rebounded on October 1 after eight sessions of losses. The Reserve Bank of India maintained repo rates, revising inflation forecasts lower. This decision supported investor confidence. Bank stocks saw gains as RBI increased loan limits. The Indian rupee strengthened against the US dollar. Falling crude oil prices and positive global cues also contributed to the market surge.
Charts dont lie! Inside Dalal Streets stark underperformance
India's stock market lags global markets. Valuations are high, and earnings growth is slow. US-India trade issues also affect investor interest. Recent GST cuts and interest rate reductions could provide some support. However, a large earnings improvement is not likely this year. The market may move sideways. Stock picking offers opportunities for investors.
Deep dive: How reforms & earnings rebound can trigger a market rally
India's Nifty has significantly underperformed global markets over the past year, dropping 3.6% while others soared. This follows a post-Covid boom driven by retail investors and strong earnings, which led to stretched valuations. Corporate earnings growth also slowed to 5%.
Tata Motors sets October 14 as record date for demerger of CV business
Tata Motors fixed October 14, 2025, as the record date for its commercial vehicles demerger. Shareholders will receive one TMLCV share for each Tata Motors share. This restructuring aims for distinct business operations. The new commercial vehicle entity will list on BSE and NSE. This demerger may bring market rebalancing.
Angel investors more likely to lose money than hit a six: Zerodha's Dinesh Pai
At Mint Money Festival, Zerodhas Dinesh Pai shared why Rainmatter backs founders obsessed with real problems, why execution trumps ideas, and why most retail investors should avoid angel bets.
Sensex jumps over 700 points to break 8-day losing streak. What was the good news in RBI policy?
Dalal Street celebrated the RBI's expected 'dovish pause' and Governor Malhotra's pro-market initiatives, ending an 8-day losing streak. Sensex surged over 600 points as RBI allowed banks to fund M&A, liberalized loans against shares, and reduced risk weights for infrastructure financing. These measures, coupled with optimistic GDP and inflation forecasts, significantly boosted market sentiment, especially for banking and infrastructure stocks.
10 smallcap stocks trading below 5-year average P/E rally up to 100%! Do you own any?
Ten small-cap stocks trading below their five-year average P/E have rallied 15100% in the past three months. While potentially undervalued, investors should consider fundamentals and broader market conditions.
NFO Alert: ICICI Prudential Mutual Fund launches Conglomerate Fund
ICICI Prudential Mutual Fund has launched the ICICI Prudential Conglomerate Fund, an open-ended equity scheme, with its NFO open from October 3-17. This fund targets diversified Indian business groups, aiming to capture India's evolving growth story.
RBI hikes limit for loan against shares to Rs 1 crore, IPO financing to Rs 25 lakh
RBI raises credit limits: Loan against shares ceiling hiked from Rs 20 lakh to Rs 1 crore, and IPO financing limit increased to Rs 25 lakh. Governor Sanjay Malhotra said these measures, part of five steps to boost credit, follow a 100-bps rate cut in 2025.
RBI MPC: How should debt mutual fund investors position their portfolios now?
The RBI maintained its repo rate at 5.5%, leading experts to recommend short-duration funds for debt exposure, while gradually increasing equity allocation for long-term growth. Although no rate cut occurred this time, future reductions are anticipated due to weakening inflation.
RBI MPC Outcome: PSU bank stocks slide up to 1.5% after RBI holds rates steady at 5.5%
PSU bank stocks fell up to 1.4% on Wednesday after RBI kept the repo rate unchanged at 5.5% and maintained a neutral stance. The Nifty PSU Bank index slipped 0.78% to 7,468, with Indian Bank, Canara Bank, and PNB among the top decliners. SBI and Bank of Baroda also dipped, despite RBI raising FY26 GDP growth forecast to 6.8%.
Two Specialized Investment Funds will open for subscription on October 1. SBI Mutual Fund and Edelweiss Mutual Fund will launch these hybrid long-short SIFs. These funds will allow both long and short positions, differing from traditional hybrid mutual funds. They will manage market risks and offer specific strategies. Investors will evaluate these new options for their portfolio strategies.
PPFAS Mutual Fund announces resignation of Chief Financial Officer
PPFAS Mutual Fund announced the resignation of Himanshoo Bohara as CFO and Whole-Time Director, effective 29 September 2025. The fund also introduced an Income Distribution cum Capital Withdrawal (IDCW) option for Parag Parikh Flexi Cap Fund, offering payout and reinvestment facilities. Unitholders have a 30-day exit window to respond.
Anand Rathi shares surged up to 12.7% driven by strong retail participation and positive market sentiment. Intraday gains of 4.7% reflect investor optimism and confidence in the companys growth outlook and fundamentals.
Is the share market closed for Maha Navami holiday today?
Stock Market Closed today; On October 1, 2025, Indian stock and commodity markets are open for Maha Navami. Key October trading holidays and Diwali Muhurat session are noted; markets begin October cautiously ahead of RBI MPC meet.
Tata Investment Corp shares surge over 45% in 7 sessions. Should you book profit or accumulate?
Tata Investment Corporation shares have surged over 45% in seven sessions, hitting a record Rs 10,611 on strong technical momentum and expectations of Tata Sons listing and Tata Capital IPO. Experts suggest holding or accumulating on dips amid near-term volatility.
Feds Collins signals openness to more rate cuts
BMW Ventures shares list at sharp 21% discount to IPO price
BMW Ventures shares debuted on Wednesday. The stock listed at a steep discount on both exchanges. It opened at Rs 78 on NSE and Rs 80 on BSE against the issue price of Rs 99. The Rs 231.66 crore IPO received moderate investor interest. Institutional buyers showed strong demand. Retail investors' participation was lukewarm. The company trades steel products and manufactures PVC pipes.
These 3 midcap mutual funds beat category average and benchmark in 1 year. Do you own any?
Epack Prefab Technologies shares list at 10% discount to IPO price on exchanges
Epack Prefab Technologies debuted at a discount on Wednesday, listing below its IPO price and grey market expectations. Despite healthy financial growth and a strong order book, analysts deemed its 34.5x earnings valuation expensive, leaving limited room for near-term upside. Investors will monitor its expansion plans and margin sustainability.
Tata Motors demerger takes effect: From record date to swap ratio, heres what investors need to know
Tata Motors demerger takes effect on October 1, splitting its commercial vehicle and passenger vehicle businesses into two listed entities. Shareholders will receive one share in the new CV company per existing share, with listings expected by mid-November, enabling independent valuation and trading.
Marlboro magic: How Godfrey Phillips shares doubled money in 2025 while ITC sulked in a corner
Godfrey Phillips is challenging ITC's dominance in the Indian cigarette market, with Marlboro's aggressive rollout capturing younger, aspirational smokers. While ITC stock has fallen, Godfrey Phillips shares have seen a massive surge, driven by superior volume and revenue growth. This shift highlights rising competitive intensity and market share loss for the incumbent.
Mutual funds: How much should be your monthly SIP to accumulate 1 crore in the next 12 years?
Mutual Funds: For a consistent investment in SIP to hit 1 crore, investor must set aside a minimum of 36,000 per month for 12 long years when the rate of return is 10 percent a year.
Wall Street braces for US government shutdown
Pfizer shares jump 8% on Medicaid deal with Trump
Pfizer shares surged after the US drugmaker agreed to lower prescription drug costs for Medicaid under a deal with the Trump administration. The agreement includes a $70 billion investment in R&D and domestic manufacturing, a three-year tariff grace period, and participation in the White Houses TrumpRx platform launching in 2026, offering many treatments at an average 50% discount.
Indian benchmark indices, Nifty and Sensex, opened marginally higher on Wednesday, October 1, as investors awaited the RBI MPC meeting outcome. The RBI is widely expected to maintain interest rates at 5.50%. If these gains persist, it would end an eight-day losing streak for frontline indices, with Auto and Pharma performing well.
BOJ eyes potential rate hike in October
Best mutual fund SIP portfolios to invest in October 2025
ETMutualFunds launched its recommended mutual fund portfolios to invest through SIPs in October 2016. Since then, we have been closely monitoring the schemes in these portfolios and coming up with updates on them regularly.
Man Industries in focus as Sedi imposes 2-year ban, company shares business outlook
Man Industries shares: SEBI barred the company and top executives from market access for two years over alleged fund diversion. The company clarified that the case involved legacy compliance lapses (FY201521) around a subsidiarys consolidation, now resolved. It said the Rs 25 lakh penalty wont affect finances.
Which credit cards can help you save money this festive season? Check list here
Credit cards: There are several cards offering tempting cashback and discount deals from Navratri to Diwali. We list out some of them here. The list below is indicative and not exhaustive
Zerodha Mutual Fund goes live on ONDC, broadening access to mutual fund investing
Zerodha Mutual Fund integrates with ONDC, becoming a pioneer in offering mutual funds on the open digital commerce network. The move aims to make investing simple, transparent, and widely accessible across India.
Own a slice of malls, offices with just 500: The Reit revolution in India
Reits, or Real Estate Investment Trusts, let retail investors earn rental income, benefit from property appreciation, and skip the hassles of landlordsmaking commercial real estate accessible to everyone.
Mint Horizons returns to Mumbai to simplify global investing
Mint Horizons returns to Mumbai with a masterclass aimed at Indian investors seeking to expand their portfolios globally. The workshop will feature financial experts discussing strategies for international investing, risk management, and asset diversification.
Credit Score: How to protect yourself from digital threats? Explainer
Digital threats may come in many forms, but identity theft remains the primary culprit affecting credit scores. Cybercriminals may steal personal information such as bank details, or login credentials through phishing emails, malware, or massive data breaches.
Small savings scheme: The Ministry of Finance has maintained the interest rates for various small savings schemes for the third quarter of FY 2025-26, effective from October 1, 2025, with rates unchanged from the previous quarter.
Applying for personal loan? These are the documents you would require. Check list here
The documents that are needed for a personal loan can vary from lender to lender (bank or fintech platform) and employment type (salaried or self-employed), and whether you're a pre-approved customer or not.
What details can members access with EPFOs missed call service? Details here
EPFO members can activate their UAN on the Umang app or access EPFO details by calling 9966044425 from their registered mobile. KYC with Bank A/C, Aadhaar, or PAN must be completed, and the call should end after two rings to receive PF balance and contribution details.
SBI Contra Fund among 5 value and contra fund with high cash holdings in August
Here are the top five funds in this category with the highest cash holdings in their portfolio, as reported by ET Wealth.
Starting mutual fund SIPs at 30 instead of 25 can cut your corpus by halfhere's how
Delaying your mutual fund SIPs by just five yearsfrom age 25 to 30can reduce your accumulated wealth by nearly 50%, due to the power of compounding. Here's a breakdown using the Cost of Delay Calculator, based on a 10% annual rate of return.
Experts warn that a very high health insurance coverage can become unaffordable as you age. A 1015 lakh plan often offers better value and long-term protection.
Can real estate tokenization make premium property investment affordable for small investors?
Real estate tokenisation is revolutionising property investment by allowing investors to own a piece of high-value property with just 10,000. This innovative approach makes real estate as accessible as mutual funds, unlocking a world of opportunities for potential investors.
5 key important points to consider when applying for your first personal loan
Applying for your first personal loan requires careful planning. Understand interest rates, eligibility, repayment terms, and borrowing limits to ensure responsible borrowing and avoid financial stress.
Edelweiss Nifty 1D Rate Liquid ETF NFO is open for subscription. 6 things to know
PPFAS Mutual Fund announces change in fundamental attribute of Parag Parikh Flexi Cap Fund
PPFAS Mutual Funds Parag Parikh Flexi Cap Fund adds IDCW option alongside growth. Unitholders have a 30-day exit window before changes take effect on 31 October 2025.
Can you open two Sukanya Samriddhi accounts if you have two daughters? Check the key highlights of this government savings scheme. We answer the top FAQs you need.
How Indian investors get a passport to international markets via GIFT City
GIFT City funds promise easier global investing for Indians, with DSP and Mirae launching products, but higher minimums and tax differences mean investors must weigh risks carefully.
Top 4 equity mutual funds offer up to 30% CAGR on lumpsum investments in 3 years
Maintaining a credit score above 750 ensures easier loan approvals, lower interest rates, higher credit limits, faster processing, better negotiating power and exclusive access to premium financial products.
3 smallcap MFs beat category average and benchmark over past year. Are they part of your portfolio?
In a challenging year for equities, certain small-cap mutual funds have stood out by limiting losses and delivering better returns than their peers and benchmarks. Notable performers include Motilal Oswal Small Cap Fund, HDFC Small Cap Fund, and Quantum Small Cap Fund.
MF Tracker: Will Mirae Asset Large & Midcap Fund maintain its strong track record?
Mirae Asset Large & Midcap Fund delivered positive returns in eight of the last ten years. It outperformed its category in shorter durations but underperformed in longer periods. Experts highlight its disciplined investment approach and consistent outperformance against its benchmark. The fund holds significant allocations in large and mid-cap stocks.
CIBIL, Experian, CRIF, and Equifax: How Indias credit bureaus work
Credit bureaus like CIBIL, Experian, CRIF, and Equifax collect and analyse financial data, generate credit scores, enable responsible lending, reduce defaults, and help borrowers access timely loans and credit cards.
What does current outstanding mean in credit cards? An explainer
It is important to understand current outstanding in credit cards, including its impact on repayments and credit score, the consequences of non-payment, how it is calculated, and effective ways to manage it.
Hybrid funds shine as equity schemes struggle amid market swings
Hybrid mutual funds, especially multi-asset allocation funds, significantly outperformed plain-vanilla equity schemes over the past year amidst sharp market swings. Driven by a 47% surge in gold and lower equity exposure, these funds delivered 9-13% gains, while most equity categories experienced losses. This outperformance could continue if equities remain weak.
Dark side of credit score: Bias & discrimination involved. What can you do?
Families in rural areas do not have a credit history regardless of their income. Therefore, they find it hard to procure loans. In May this year, Maharashtra CM Devendra Fadnavis asked banks not to insist on CIBIL score while disbursing loans.
Do credit card block the path to prosperity as Mark Cuban argued?
A credit card turns out to be a good financial product only when you clear all its dues within 45-day interest free period. Once you miss the deadline, interest payable at 2 to 3 percent per month starts accruing, leading to liability of 24-36 percent a year on dues.
Income tax audit deadline extension: From eligibility, deadline to penalty 5 points you need to know
Income Tax audits must now be submitted by October 31, 2025, after an extension by the Income Tax Department. Tax audits are required for businesses with turnover above 1 crore and professionals exceeding 50 lakh in gross receipts, ensuring adherence to the Income Tax Act.
Mutual funds: Understanding sector focused investing - healthcare fund explained
A healthcare fund is an equity mutual fund that primarily (80%) invests in companies operating within the healthcare sector. Unlike diversified equity funds, a healthcare fund concentrates on businesses that may potentially leverage trends in medical services, pharmaceuticals, and biotechnology.
Is there capital gains exemption on reinvesting share sale proceeds?
NRIs can claim capital gains exemption on reinvestment of share sale proceeds if certain conditions under the Income-tax Act are met.
Frugality made me powerful: Thyrocare founder Dr. Velumani
Thyrocare founder Dr. Arokiaswamy Velumani shares how frugality, disciplined investing, and bold decision-making shaped his 4,500 crore success, while also offering money lessons for younger generations on financial discipline, smart investments, and building lasting wealth.
Top 5 midcap mutual funds, led by Invesco India Mid Cap, have delivered over 27% annualised returns in the past three years.
These 3 flexicap mutual funds beat category average and benchmark in 1 year. Do you own any?
Kotak Alternate Asset Managers launches Kotak Yield & Growth Fund
Kotak Alternate Asset Managers launched the Kotak Yield & Growth Fund, aiming to deliver secure, credit-led yields with selective growth upside. The fund targets cash-generative, mid-to-large enterprises through structured private credit strategies with strong governance and exit clarity.
DIY investing starts with skill, interest, and time, says Rajeev Thakkar
DIY investing can be exciting but dangerous if unchecked. Rajeev Thakkar shares how to test your skills, avoid pitfalls, and build a resilient portfolio across market cycles.
Gold ETFs have given 47% average returns in 2025 so far. Should investors add them now?
NFO Alert: Motilal Oswal Mutual Fund launches Motilal Oswal Consumption Fund
Motilal Oswal Mutual Fund launches the Consumption Fund NFO, focusing on Indias evolving consumption theme, targeting long-term capital appreciation through equities in retail, digital services, financial services, durables, and apparel sectors.
