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Should you get your Will registered?
It is always advisable to register a Will, which can be changed or revoked later if the testator desires.
Beyond prediction: How to shield your investments in volatile times
In times of market uncertainty, predicting the future is futilebut preparing for it isnt. Investors cant forecast every downturn, but building a robust portfolio with strategic asset allocation can shield their investments and help them stay the course.
IDFC FIRSTmoney Smart Personal Loan 100% digital, no foreclosure fee: Should you take it?
The IDFC FIRSTmoney Smart Personal Loan provides a unique combination of excellent features. Some of these include a 100% digital process, quick approval and disbursal, repayment flexibility, access to multiple on-demand loans, no foreclosure charges, etc.
Two billion-dollar disruptions, one Reliance: Can Mukesh Ambani deliver?
Mukesh Ambani's Reliance Industries is embarking on ambitious ventures in AI and FMCG, aiming for significant growth. Reliance Intelligence, a joint venture with Meta and Google, seeks to dominate India's AI landscape. Simultaneously, Reliance Consumer Products targets a staggering 1 lakh crore revenue within five years, challenging established FMCG players through strategic acquisitions and brand building.
Sensex up over 150 pts, Nifty50 above 24,800 on Infosys buyback plans, banks rally
Indian benchmark indices Sensex and Nifty initiated trading on a positive note, fueled by Infosys' potential share buyback. Gains in banking and consumer discretionary stocks further bolstered the market. Optimism surrounding anticipated GST cuts and growing expectations of a U.S. rate cut this month also contributed to the upward momentum.
Maruti Suzuki, HCL Tech among 8 F&O stocks with sharp OI build-up
A significant rise in futures OI indicates growth in the number of active, unexpired contracts for a security.
Hudco shares in focus after Rs 11,300 crore MoU with Nagpur Metro
Housing & Urban Development Corporation (Hudco) signed a non-binding MoU with Nagpur Metropolitan Region Development Authority (NMRDA) to provide up to Rs 11,300 crore for metro, housing, and infrastructure projects over five years. The pact, attended by Maharashtra CM Devendra Fadnavis, also covers consultancy and capacity-building support. Analysts expect the deal to strengthen Hudcos long-term lending portfolio.
Ashok Leyland, Tata Motors among 5 stocks with White Marubozu Pattern
A White Marubozu is a bullish candlestick pattern in technical analysis. It forms when the opening price is the lowest for a given period and the closing price is the highest.
Voltamp Transformers shares in focus as promoter plans 7% equity stake sale via block deal
Media reports suggest that Voltamp Transformers promoter Kunjal Patel will sell up to 7% equity via a $67 million block deal at a floor price of Rs 7,600 per share, potentially altering promoter holdings and attracting institutional interest.
Infosys Share Price Live Updates: Infosys Experiences Positive Price Breakout
Godrej Consumer share price: Godrej Consumer Products has announced a Rs 250 crore investment in a new Indonesia facility. The expansion, set to boost the company's Home and Personal Care capacity by 15% over 1836 months, underlines GCPLs confidence in its Southeast Asia growth story.
Infosys shares surge 4% ahead of board meeting to discuss buyback plan
Infosys Shares Buyback News: Infosys share price experienced a surge following the announcement of a potential equity buyback proposal to be considered at an upcoming board meeting. This decision comes amidst a backdrop of underperformance in the stock market and broader challenges within the Indian IT sector. Despite these headwinds, Infosys reported positive YoY growth in net profit and revenue for the first quarter.
RailTel shares rally 5% after securing work orders worth over Rs 700 crore
RailTel share price: RailTel shares saw a surge after securing multiple work orders. The Bihar Education Project Council awarded these contracts. The total value is Rs 713.52 crore. The projects involve digital learning solutions in Bihar schools. Smart classrooms and ICT labs will be installed. Teaching materials will also be supplied. The projects are expected to complete by 2025 and 2026.
Nasdaq ends at record as markets eye interest rate relief
US equity indices surged, with the Nasdaq reaching a new record, fueled by anticipation of Federal Reserve interest rate cuts following benign inflation data. Sam Stovall of CFRA Research noted growing investor confidence in lower rates.
We have collated a list of recommendations from top brokerage firms from ETNow and other sources:
Positive Breakout: These 8 stocks close cross above their 200 DMAs
The 200-day daily moving average (DMA) is used as a key indicator by traders for determining the overall trend in a particular stock. As long as the stock is priced above the 200-day SMA on the daily time frame, it is generally considered to be an overall uptrend.
Credit card: What are air miles and how to monetise them to get free air tickets? An explainer
Banks may offer different variants of the same co-branded card based on the reward points they offer. For instance, one variant of HDFC Bank's co-branded card (6E Rewards XL - IndiGo HDFC Bank Credit Card) offers 5 per cent 6E Rewards on IndiGo bookings instead of 2.5 per cent in the basic variant.
Why does your credit score drop and how can you fix it? All you need to know
Credit scores drop for a number of reasons, ranging from defaulting on credit card payments to overusing credit cards.
Gold's glitter is back: Should you invest now? Here are some ways to get exposure to yellow metal
Gold prices have advanced 3.82 per cent for the week, reporting their third consecutive weekly gain. The yellow metal is undoubtedly one of the safest assets to invest in. In the long run, it tends to give positive returns. We find out whether it is the right time to invest in gold.
PGIM India AMC partners with Cybrilla to bring mutual funds on ONDC platform
PGIM India Asset Management has partnered with ONDC and Cybrilla Technologies to expand mutual fund access across India. The integration aims to empower distributors, lower costs, and introduce innovative formats like daily SIPs, reinforcing PGIMs mission of financial inclusion and democratizing investments, especially for smaller towns and rural investors.
Deepak Shenoy owned Capitalmind Mutual Fund crosses Rs 100 crore AUM mark in 35 days
Capitalmind Mutual Funds first scheme, Capitalmind Flexi Cap Fund, crossed Rs 100 crore AUM within 35 days of launch, reflecting strong investor participation, disciplined strategy, and community-driven confidence in its evidence-based wealth creation approach.
Are no-cost EMIs really free? Key factors to consider before festive season shopping
EMIs are crucial for loans and purchases during festive seasons. No-cost EMIs allow interest-free payments but may include hidden charges. It's vital to assess your budget, interest-free periods, and terms before choosing this option to avoid overspending and hidden costs.
Personal loan: Amid stock market volatility, should you take a loan against securities?
Personal loan: When the market is down, selling securities could lead to wiping out all the gains which you earned but remained unrealised.
Planning to retire early while securing your family's future? Here's how you can do it
Plan early retirement, secure your familys future, fund your childs education, and build an emergency fund with expert investment guidance.
How Fed rate cuts affect your portfolio, and how to benefit from them
Fed rate cuts affect your investments in several ways but aren't a reason to overhaul your portfolio entirely. Some tweaks at the margin are all you need.
Planning to invest Rs 10 lakh for one-two years? Anand Shah of ICICI Prudential AMC recommends this
Investors should prioritize capital preservation over a 12-year horizon, with balanced allocation across equities, debt, and commodities. Anand Shah advises caution on aggressive equity exposure, highlights the role of AIFs as vehicles, and emphasizes golds importance as a strategic hedge, especially amid US dollar weakness and valuation concerns.
Why choose a personal loan for relocation expenses? Experts weigh in
Personal loans for relocation help cover deposits, travel, and housing setup with flexible repayment options, ensuring a smooth transition to a new city while protecting savings and maintaining financial balance.
How can you retire with less retirement corpus?
A study shows that a rule-based withdrawal strategy allows you to retire with less expenditure cover, but with some trade-offs.
Investing with proper direction not only helps a person build a seamless financial plan but also avoids trouble in the future. Here are some thumb rules an investor must know to invest smarter.
Zero income tax liability? Do you still need to file your ITR?
Income Tax: To get the visa of some countries, to apply for personal loans and to claim accident insurance claims ITR doubles as an important document even if the tax liability is nil at the time of filing of return
How to check your credit score for free? A step-by-step guide
Checking your credit score for free is key to financial stability as it influences loan approvals, interest rates and borrowing power while helping identify report errors and improve creditworthiness.
NPS equity funds deliver over 20% returns in five years
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Madhu Lunawat led The Wealth Company Mutual Fund launches its maiden flexi cap fund
The Wealth Company Mutual Fund, part of Pantomath Group, has launched its maiden Flexi Cap Fund, opening September 24. The fund aims for long-term wealth creation through dynamic allocation across market caps, PE-style diligence, and institutional-quality research. It will be benchmarked against Nifty 500 TRI.
17 mid cap mutual funds have never posted negative annual returns in last 5 years
ETMutualFunds analysis found 17 mid cap funds avoided negative returns from 20202024. In 2025, 10 slipped into losses while 7 stayed positive. Invesco India Midcap leads with 4.54% gains, while Motilal Oswal Midcap dropped 7.52%. Investors should assess goals before decisions.
The wild west of crypto taxes: Your ITR needs a guiding hand
Indian investors face a monumental hurdle in filing crypto taxes, but a new wave of automated tax platforms is finally bringing order to the chaos.
Is cash in mutual fund portfolio a safety net or a performance risk?
Mutual funds often hold cash, impacting performance. Experts say high cash levels can hinder returns in rising markets but offer opportunities during downturns. Data from July 2025 shows increased cash allocation after market dips. Active and passive funds differ in cash management. Investors should be wary of funds consistently holding high cash, as it may limit growth potential.
Debt mutual funds: Risks of investing and how to manage them
Investing in debt mutual funds is complex, carrying risks like interest rate, credit/default, and concentration risks.
Best large & mid cap funds to invest in September 2025
According to mutual fund advisors, these schemes will evolve over a long period. There will be schemes that will be inclined towards large cap stocks and some schemes will be leaning toward mid cap stocks. This will make it easier for investors to choose the schemes based on their risk tolerance.
Will GST cut on construction materials really benefit homebuyers?
For developers who outsource procurement, the reduction in cement GST may not lower apartment prices, as the tax cost was already mitigated through input tax credit. Is there a legal or moral obligation to pass on savings arising on account of lower tax outflow on procurements to buyers?
2 mutual fund NFOs will open for subscription this week. Check details
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GST cut on insurance: What it means for your premiums, renewals, and returns
With the GST exemption on retail health and life insurance policies, many policyholders are weighing their options. Should they defer premium payments until 22 September to take advantage of the benefit? Will those who have already paid multi-year premiums be eligible for a refund? Mint decodes
Know Your Fund Manager | Sorbh Gupta, Head- Equity, Bajaj Finserv AMC
I was born in Binnaguri, near Darjeeling in West Bengal, where my father worked as a tea estate manager. I spent my childhood in Darjeeling and completed my primary education at a convent boarding school there.
Both toppers and losers in last week are from same mutual fund category. Check details
11 equity mutual funds deliver over 20% SIP returns in 10 years. Do you own any?
Should you opt for mutual funds to accumulate sufficient wealth for retirement? Experts weigh in
The phenomenon of starting to invest early for wealth creation is known as compounding. Warren Buffett calls compounding as a snowball which when rolling down a long hill -- picks up more snow as it gains momentum until it becomes a massive snowball.
Bandhan BSE India Sector Leaders Index Fund is open for subscription. 8 things to know
Bandhan Mutual Fund has launched the Bandhan BSE India Sector Leaders Index Fund, which is now open for subscription.
India is preparing for a significant increase in its elderly population. Association of Mutual Funds in India (AMFI) introduces Mutual Fund-Voluntary Retirement Account (MF-VRA). This scheme is inspired by the U.S. 401(k) plan. It offers voluntary participation and employer-sponsored options. Mutual funds will manage it with tax incentives and flexibility.
4 equity mutual funds outperformed their benchmarks in 5 years
Jio BlackRock CEO: Data-driven approach with fund manager insights sets us apart
With a data-driven approach using BlackRocks Aladdin software and insights from human fund managers, Jio BlackRock CEO Sid Swaminathan shares the AMC's plans to disrupt the mutual fund industry
Want to boost your credit score? These 7 small steps might help
One should keep checking the credit score from time to time so that if there is an anomaly, it can be flagged and rectified.
Income Tax: 5 common mistakes taxpayers often make while filing ITR and how to avoid them
A common mistake taxpayers make is opting for the incorrect tax return form. For instance, instead of ITR-2, a taxpayer may choose ITR-1, or vice versa.
NPS account opening: Should you choose e-NPS or a PoP?
e-NPS is more suited for those who understand the ins and outs of the NPS. However, for the majority of subscribers, points of presence (PoPs) are more suitable, as they provide a better user experience.
Credit card discovery platform launched for HNIs and frequent flyers
This new platform RewardPoints.Club promises to find the perfect card tailored to one's lifestyle and spending patterns.
Loan against FD or mutual funds? Consider THESE 7 factors before going ahead
A loan against fixed deposit is a secured borrowing option where your fixed deposit serves as collateral. Most banks and NBFCs offer this facility to FD holders, allowing depositors to borrow a certain percentage of the deposit amount
Teachers' Day: 3 mutual fund principles any financial mentor would recommend to beginners
Mutual funds: Rather than chasing returns, investors are supposed to align their investment to their financial goals.
Is a personal loan the right choice for financing home appliances?
Personal loans are increasingly used for financing home appliances, offering flexibility and quick access to funds, but borrowers must compare costs, explore alternatives, and plan repayments carefully.
Mutual Fund NFOs: 4 funds are currently open for subscription. Check details
Four mutual fund NFOs are currently open, including two domestic FoFs, a thematic fund, and an index fund. Investors should select funds based on risk appetite, horizon, and goals.
5 smart ways to ensure ethical personal loan repayment
Smart personal loan repayment strategies help borrowers maintain financial discipline, avoid debt traps, and safeguard credit scores while leveraging technology and responsible practices for a healthier borrowing experience.
6 equity mutual funds offer over 30% CAGR on lumpsum investments in 5 years
Six equity mutual fundsfive small caps and one mid capdelivered over 30% CAGR on five-year lumpsum investments, with Quant Small Cap Fund leading at 34.98%. Most other funds posted double-digit returns, highlighting strong long-term growth, while performance varies based on fund type, AMC, and market conditions.
Does having multiple credit cards hurt or improve your credit score?
A portfolio of 3-4 credit cards, with one each for UPI spends, brand/category with high spends, all other spends, etc., can provide an optimum return on overall spends in all categories. Multiple credit cards, when used judiciously, can help maintain or increase the credit score.
Love to travel often? You can explore THESE 5 popular credit cards for rewards, cashback
We list out five travel credit cards which offer maximum rewards and cashbacks to the users. However, whether a card is good or not depends entirely on your individual circumstances
How to improve your credit score fast? Tips for young borrowers
Improving your credit score fast requires smart habits like timely repayments, low utilisation, secured cards, and regular report checks, enabling young borrowers to access loans and credit cards with better approval odds.
Best small cap mutual funds to invest in September 2025
According to the Sebi mandate, small cap schemes must invest in companies that are ranked below 250 in terms of market capitalisation. These schemes also will have to invest at least 65% in small cap stocks. Small companies go through many ups and downs - more than the established companies in the large and mid cap segments.
UTI Mutual Fund appoints Vetri Subramaniam as new MD and CEO
UTI Mutual Fund has named its CIO, Vetri Subramaniam, as the new MD and CEO, effective February 1, 2026, succeeding Imtaiyazur Rahman. Subramaniam's promotion occurs during a period of rapid growth and increasing competition in the mutual fund industry. He will face challenges in managing talent and maintaining margins amidst new players.
Unified Pension Scheme: Centre notifies slew of rules under UPS; check details
The Ministry said that the Central Civil Services (Implementation of the Unified Pension Scheme under the National Pension System) Rules, 2025 will cover various topics.
Why building good credit score important for students
A credit score lays the foundation for access to opportunities as youngsters step into adulthood.
Following AMFIs annual general meeting, Nippon Life India Asset Management CEO Sundeep Sikka has been elected as the association's chairman, while Vishal Kapoor, CEO of Bandhan AMC, has been elected as vice chairman.
AMFI announces appointment of new Chairman and Vice Chairman
AMFI has appointed Sundeep Sikka as its new Chairman and Vishal Kapoor as Vice Chairman, effective immediately. The leadership change follows the tenure of outgoing Chairman Navneet Munot and Vice Chairman Anthony Heredia, as the industry body continues its work on investor protection and mutual fund growth.
Investing 1 lakh at launch of this mid-cap mutual fund would have grown to 30 lakh. Check how
If someone had invested 1 lakh in ICICI Prudential Mid Cap Mutual Fund, it would have swelled to 29.50 lakh, delivering a return of 17.64 per cent per annum.
Bandhan Mutual Fund has received SEBI approval to launch Specialised Investment Funds (SIF) under the Arudha SIF platform. The initiative enables innovative equity, debt, and hybrid strategies for sophisticated investors, expanding options beyond mutual funds. Bandhan AMC aims to meet evolving investor needs with differentiated risk-return offerings and broaden wealth creation avenues.
Does loan rejection affect your credit score? What borrowers need to know
A loan rejection doesnt directly affect your credit score. Learn how inquiries, multiple applications, and RBIs new rules shape your credit health.
Income Tax: What is condonation of delay which is now enabled on I-T portal? See details
Income Tax: Application for condonation of delay in filing of Form 10A was enabled on 1 September at the e-filing portal
5 equity mutual funds that gave up to 24% SIP returns in 10 years
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UTI Asset Management announces appointment of Vetri Subramaniam as MD and CEO
UTI Asset Management Company has appointed Vetri Subramaniam as the next MD and CEO, effective February 1, 2026, succeeding Imtaiyazur Rahman. Rahman, who has led the company since 2018, will transition to a Strategic Advisor role. Subramaniam, currently CIO, will assume the role of MD & CEO Designate immediately, ensuring a seamless leadership transition.
Phantom loans wrecking your credit score?Fix them and claim compensation
Across India, a growing number of consumers are discovering their financial lives held hostage by errors on their credit reports and identity theft through leaked PAN/Aadhaar data. Here's how you can fix your score and also compensation from your lender
GST rate cuts wont touch gold and silverwhy precious metals stay at 3%
The GST Councils two-slab reform and rate cuts exclude the 3% special category for precious metals, keeping jewellery prices steady.
GST 2.0: How mutual fund experts decode governments rationalisation move
The 56th GST Council meeting, led by Union Finance Minister Nirmala Sitharaman in New Delhi on September 3, set the stage for a major revamp of Indias indirect tax framework.
Every mutual fund SIP gave double-digit XIRR in 10 years. Did you stay that long?
Every mutual fund SIP has delivered double-digit XIRR in the last 10 years, an analysis by ETMutualFunds showed. Nearly 157 equity funds have completed 10 years of existence in the industry, of which 11 have over 20% XIRR in the said period.
5 steps to improve your credit score after a credit card settlement
Settling credit card debt impacts credit score but disciplined repayments, low utilisation, diversification, and securing NOC can help rebuild creditworthiness and improve long-term financial health responsibly.
Why building a credit culture matters more than easy loans in India
India's credit availability has surged due to digital lending and smartphone penetration. However, sustainable growth requires a robust credit culture focused on financial literacy, responsible borrowing, and disciplined repayment to avoid risks associated with easy credit access.
Will accepting a credit limit increase help or hurt your credit score?
A credit limit increase with the same monthly expenses will lower the credit utilisation ratio. A credit utilisation ratio below 30% helps improve the credit score, provided other factors are the same.
Ek teer kai nishaan: Nilesh Shah of Kotak Mutual Fund on how GST 2.0 is step in right direction
Nilesh Shah, MD of Kotak Mutual Fund, praised the governments GST reforms as ek teer kai nishaan, citing benefits like reduced inflation, higher growth, stronger consumer sentiment, and improved ease of doing business. He highlighted urgency in implementation, fiscal manageability, and the need to address fraud, speculation, and global tariff impacts.
Fixed deposit rates September 2025: THESE banks are offering the highest interest rates
FD interest rates: State Bank of India (SBI) offers 6.45 per cent interest on its term deposit of tenure between 2 to 3 years
Personal loan from bank vs fintech app: Key differences explained
There are quite a few distinctions between raising personal loan from a bank and a fintech app. Borrowing from a bank can be a long process but the apps usually provide loan in a short span of time
Best mid cap mutual funds to invest in September 2025
As per Sebi norms, the mid cap mutual funds are mandated to invest in companies that are between 101 and 250 in the market capitalisation. These companies can be leaders of tomorrow. Thats what makes them great bets. If these companies live up to the promise, the market will reward the investors handsomely.
Top equity mutual funds that delivered highest returns so far in 2025
Equity mutual funds gave returns up to 26% this year. Around 482 equity mutual funds marked their presence. Nippon India Taiwan Equity Fund topped with 25.59% return. Aditya Birla SL Intl. Equity Fund delivered 25.44%. HDFC Transportation and Logistics Fund gave 18.90%. Shriram Multi Sector Rotation Fund lost the most, around 24.96%. Samco Flexi Cap Fund lost 17.
Do health insurers allow reducing the base sum insured to lower premiums?
If you want to reduce the sum insured in your base plan, you could consider porting the policy to another insurer.
Want to get personal loan with average credit score? Here are some tips and tricks
It is possible to secure a personal loan deal even with an average credit score. You only need to follow a set of tips and tricks.
