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ET Market Watch: Why markets fell today - Tariff fears, FII selling hit Sensex, Nifty
Germany's DEG makes maiden bet on India debt fund via Vivriti's GIFT City vehicle, sources say
German development finance institution DEG has approved its first-ever investment in an Indian debt fund, committing capital to Vivriti Asset Management's asset-backed securitisation fund based in GIFT City, two people familiar with the matter said.
S Naren re-appointed as executive director of ICICI Prudential Asset Management Company for 2 years
ICICI Prudential AMC reappointed Sankaran Naren as executive director for two years starting July 2026, subject to shareholder approval. The board also reappointed Antony Jacob as independent director, reinforcing leadership continuity at one of Indias largest asset managers.
Can you refuse life support through your will? Here's what Indian law says
You may consider making an advance medical directive, or a living will, in which you may communicate your wishes regarding your medical care in case you become critically ill.
PPFAS, Zerodha Mutual Fund among 8 AMCs with over Rs 1,000 Crore inflows in Dec
Specialised Investment Funds saw inflows double to Rs 1,933 crore in December, led by hybrid strategies. Passive funds, SIPs, and equity schemes also posted strong inflows, highlighting sustained investor confidence despite market volatility, according to AMFI data.
When diversification becomes diworsification in small caps
As a fiduciary managing investors money, liquidity should be an important element of the investment strategy.
Mutual funds bet over Rs 12,000 crore on nine IPOs in December. Check details
The government had introduced the New Tax Regime in Budget 2020, and since then it has made a number of changes to accommodate taxpayers' interests. In Budget 2025, FM Sitharaman made a grand move, lowering the income tax rates. What's coming in Budget 2026?
5 mutual funds made complete exit from 8 smallcap stocks in December
Five mutual funds fully exited eight smallcap stocks in December, according to Nuvama Institutional Equities. HDFC, SBI, Kotak, Quant and ICICI Prudential Mutual Funds exited names including HUDCO, Nazara Technologies, EPL, Bharat Dynamics and Pricol as part of portfolio realignment.
Balancing life, money, and retirement: Mid-50s essential checklist
As retirement nears, financial planning in ones 50s shifts from aggressive growth to risk control, debt reduction, and liquidityaimed at protecting savings from market shocks.
RIL, MCX, JSW Energy feature among mutual funds key December trades
Mutual funds injected Rs 38,900 crore into Indian equities in December, actively managing portfolios by adding and exiting stocks across large, mid, and small-cap segments. Key additions included ICICI Bank and HDFC Bank, while Infosys and State Bank of India saw significant sales. The report highlights consistent buying in certain large-cap stocks and specific mid and small-cap companies.
The Ghost Mansion fallacy: Why we build palaces we never live in
Many professionals build extravagant houses in their villages as status symbols, neglecting the financial implications. These 'Ghost Mansions' serve more as displays than homes, leading to wasted investments and maintenance costs. It's more sensible to renovate homes for utility rather than ego.
Investor interest in sectoral and thematic mutual funds saw a significant drop in December. Monthly inflows fell by 49% as many funds failed to beat their benchmarks. Experts attribute this to the cyclical nature of these funds and investors reacting to underperformance. This trend reflects a cautious approach to concentrated strategies, with a shift towards alternative assets like precious metals.
Tata Elxsi shares shed 3% after Q3 profit declines 45% YoY
Tata Elxsi shares fell over 3% after the company reported a sharp 45.3% year-on-year drop in Q3 net profit, hit by a one-time exceptional charge linked to changes in Indias labour laws. Revenue grew marginally, while adjusted profit declined 5.4%, reflecting continued pressure on margins despite steady demand in software services.
Best value funds to invest in January 2026
Value investors buy such stocks and wait for the market to discover these stocks. When the discovery happens, the stock prices will go up, and value investors make money. It may sound simple. But it is not very easy to execute. The market may take very long to discover these stocks and it may test your patience. The discovery may not happen at all. That is why value mutual funds are recommended to only sophisticated investors.
Wipro Share Price Live Updates: Wipro's Market Performance Update
RIL Share Price Live Updates: RIL's Latest Closing Figures
SBI Share Price Live Updates: SBI's Previous Day Market Close
M&M Share Price Live Updates: M&M's stock price yesterday
Nestle India Share Price Live Updates: Nestle India Ends Trading Day at Rs 1312.4
How should investors tackle volatile bond yields?
Indian bond yields climbed unexpectedly despite a recent Reserve Bank of India rate cut. This surge was driven by a record borrowing plan from Indian states and foreign investor selling. Long-term debt funds experienced a negative impact as bond prices fell. Investors are now advised to adopt a barbell strategy to optimize returns in the current market.
Abakkus Mutual Fund has disclosed the first portfolio of its flexi cap fund since its NFO, with HDFC Bank as the top holding. The fund follows the MEETS framework and holds 16 stocks across market capitalisations.
HDFC Bank, Infosys among 6 stocks owned by over 600 mutual funds in December
Mutual funds heavily favoured large-cap leaders in December, with HDFC Bank, ICICI Bank, Bharti Airtel, SBI, Reliance Industries and Infosys owned by over 600 schemes, highlighting institutional confidence in banking, telecom, energy and IT despite market volatility and growth outlook.
5 equity mutual funds see AUM fall by more than Rs 600 crore in December
5 equity funds saw a decline in their AUM by over Rs 600 crore in December.
Mutual funds increased cash allocation by over Rs 5,900 crore to Rs 2.07 lakh crore in December
Mutual funds raised their cash holdings by 5,913 crore in December to 2.07 lakh crore, increasing cash levels to 4.81% of AUM from 4.68% in November. Meanwhile, total equity AUM rose modestly by 11,000 crore month-on-month to 43.25 lakh crore.
HDFC Defence Fund increases stake in Bharat Dynamics, Mazagon Dock Shipbuilders, HAL, and 2 others
The HDFC Defence Fund made significant moves in December. It boosted holdings in Bharat Dynamics, Centum Electronics, and Mazagon Dock Shipbuilders. Hindustan Aeronautics and Astra Microwave Products also saw increased investment. Bosch and Aequs joined the fund's portfolio. The fund exited Dee Development Engineers completely. Its assets under management reached Rs 7,390 crore by December 31, 2025.
Another octogenarian loses 96 lakh in a digital arrest case: How to stay clear of such frauds?
A Delhi-based octogenarian couple lost their life savings and even took gold loan to pay to the fraudsters posing as CBI officials
What is Tamilnad Mercantile Bank's deposit scheme that offers 7.50% a year to senior citizens?
Tamilnad Mercantile Bank offers 7.50% to senior citizens for special deposit scheme of 456-day tenor
Can conservative investors still earn real returns in a falling rate cycle?
With interest rates falling and debt returns shrinking post tax, equity savings funds offer conservative investors a tax-efficient middle groundif chosen carefully and held long enough.
Sent money to the wrong UPI ID? What happens nextand what you should do
A wrong UPI transfer isnt always reversible. From frozen accounts to missed investment returns, heres how recovery works, why delays hurt, and what users should do to protect themselves.
Gold and silver-backed multi-asset funds see 40% jump in December inflows. Is risk aversion rising?
Multi-asset allocation funds, heavily weighted towards gold and silver, witnessed a significant 40% surge in December inflows. This rise suggests a growing investor preference for diversified, defensive strategies, driven by recent performance and a potential increase in risk aversion.
Best focused mutual funds to invest in January 2026
According to Sebi norms, focused equity mutual fund schemes must invest in a portfolio of maximum 30 stocks. These schemes have no other restrictions when it comes to investing- like flexi cap schemes they can invest in any market capitalisations and sectors. If that investment strategy appeals to you, you can get to know more about focused equity schemes.
The high cost of chasing market success too late
Behavioural bias and late entry into winning themes can destroy long-term wealth
Market turbulence drives investors to play it safe with flexicap bets
Investors are turning to fund managers for stock market decisions. Flexicap funds saw the biggest inflows in 2025. This shows less confidence in specific stock categories like small or mid-caps. Thematic and sectoral funds are less popular now. Investors prefer flexible mandates in uncertain times. Small and mid-cap funds still attract money due to past high returns.
NFO Alert: Bandhan Mutual Fund launches precious metals based two ETF Fund of Funds
Bandhan Mutual Fund has launched Bandhan Gold ETF FoF and Bandhan Silver ETF FoF, offering investors a simple, transparent, and cost-efficient way to invest in precious metals. The NFOs are open until January 20, with minimum investments of Rs 1,000 and SIPs starting at Rs 100.
An expert warns that retiring at 27 with a Rs 1.6 crore corpus and Rs 65,000 monthly expenses may be risky, as inflation, taxes, longevity, and emergencies could exhaust savings well before age 75.
Best-performing NPS equity funds: Offer over 12% returns in 1 year. Check details
Several NPS equity fund managers delivered strong one-year returns, with Tata Pension Management leading the pack. While select funds crossed 12%, others posted moderate gains, offering investors insight into comparative pension fund performance against the BSE 200 TRI.
Understanding retail direct gilt account and how it compares with FDs and debt funds
Unlike debt mutual funds, where portfolio churn and mark-to-market movements affect returns, RDG allows investors to hold securities till maturity and receive the contracted cash flowsprovided they do not exit early.
JioBlackRock Flexi Cap Fund raised exposure to Adani Energy, HAL and several largecap stocks in December while trimming holdings in IndiGo and others. The fund also exited multiple stocks, added new names and saw a rise in assets under management.
Selling Gold ETFs as an NRI? Know your India tax rules
Long-term capital gains (LTCG) from Gold ETFs held for over a year are taxable in India at 12.5%.
NFO Alert: Shriram Mutual Fund announces launch of Shriram Money Market Fund
Shriram Mutual Fund has launched the Shriram Money Market Fund, an open-ended debt scheme focused on high-quality money market instruments with maturities of up to one year. The fund aims to offer regular income, high liquidity, and controlled risk, with its NFO open for subscription from January 19 to January 21.
ICICI Prudential India Opportunities Fund turns Rs 10,000 SIP into over Rs 20 lakh in 7 years
ICICI Prudential India Opportunities Fund has turned a Rs 10,000 monthly SIP into over Rs 20 lakh in seven years. Strong returns across SIP and lumpsum investments highlight the funds special situations strategy and long-term wealth creation potential.
Big bets in equities: 7 mutual funds garner over Rs 800 crore in December. Check details
Flexicap mutual funds saw record inflows of over Rs 10,000 crore in December. This surge highlights investor confidence in the category's flexibility and consistent performance. Experts advise sticking to long-term asset allocation rather than chasing trends. Flexicap funds are recommended as core holdings for investors, especially first-time equity investors, best accessed through SIPs.
ITR Refund Delay: Still didn't get your income tax refund? Here's what you should do
Income tax refunds usually get delayed because often times the returns are not fully processed, or the I-T Department finds mismatches or non-compliance in your tax filing.
Mandatory probate on Will removed but it is still a smart move for inheritance
The Repealing and Amending Act, 2025, simplifies inheritance for many. But for complex estates or NRIs, skipping probate can lead to major headaches.
What is the tax implication if my NRI husband transfers foreign funds to me?
If any money is received without consideration and if the aggregate value exceeds 50,000, it is taxable in the hands of the recipient unless it is received from a relative'.
Equity mutual funds lost over 5% last week. Check top 5 laggards
Waiting for a market crash may cost you more than investing at record highs
As markets hover near peaks, data across decades shows that long-term investors risk losing more money waiting for the perfect time to enter the market, than by staying invested through the highs and corrections.
Why India's savings culture serves everyone except the saver
Indias love for fixed income isnt just culturalits structural. Banks and governments benefit, while savers quietly lose wealth to inflation, taxes, and time.
Retiring early is looking more difficult. The new game plans.
A frothy stock market and looming inflation makes early retirement a trickier exercise.
NFO Alert: The Wealth Company Mutual Fund launches Gold ETF FoF
The Wealth Company Mutual Fund has launched a Gold ETF Fund of Fund, offering investors a cost-efficient and transparent way to gain gold exposure without physical ownership. The NFO is open until January 23, 2026, with low minimum investment and SIP options.
Motilal Oswal Mutual Fund has discontinued subscriptions in its Nifty Microcap 250 Index Fund following consultations with SEBI, citing the absence of a defined microcap category. The move impacts fresh investments, SIPs, and STPs, while existing terms remain unchanged.
Quant Small Cap Fund: LIC and Adani Green Energy among stocks bought and sold in December
Quant Small Cap Fund made selective portfolio changes in December, adding Adani Green Energy and exiting LIC completely. The fund increased exposure to select stocks while maintaining a defensive stance, focusing on liquidity and calibrated smallcap exposure amid market volatility.
NFOs: 8 mutual funds and 1 SIF are open for subscription now. Check dates and key details
Eight mutual fund NFOs and one SIF are currently open for subscription across categories such as small cap, duration, sectoral, thematic and FoFs. Here is a list of the latest launches with closing dates and key details.
Gold Exchange Traded Funds saw unprecedented inflows in December, reaching an all-time high. This surge has prompted market experts to recommend investors rebalance their portfolios. They advise aligning gold ETF holdings with individual asset allocation targets. For new investors, a gradual entry through systematic plans is suggested.
Mutual fund SIP contributions hit a record Rs 30,002 crore in December, even as the SIP stoppage ratio climbed to 85%. AMFI data shows strong long-term investor participation, rising SIP AUM and expanding folio count despite market volatility.
Mutual fund investors take a bigger shine to gold and silver
In December, mutual fund investors took a gold and silver plunge, ramping up their stakes in precious metal funds. Meanwhile, equity and fixed-income investments cooled off, indicating a cautious approach in the market. Additionally, multi-asset allocation funds attracted more capital, underscoring a trend towards safer investment choices as investors hedge against uncertainty.
Inflow slowdown hits large, mid and smallcap funds in December. Is investor sentiment cooling?
Mutual fund inflows into large-, mid- and small-cap schemes declined in December despite limited market weakness. Experts attribute the slowdown to elevated valuations, volatility and profit booking, signalling a more cautious and selective investor approach across equity fund categories.
Mutual fund inflows touch Rs 8 lakh crore in 2025; flexicap funds attract Rs 80,000 crore
Mutual funds saw strong investor interest in 2025. Open-ended funds attracted over Rs 7.9 lakh crore. Equity schemes were popular, with flexicap funds leading inflows. Debt and hybrid funds also saw significant investments. Passive funds, including ETFs and index funds, garnered substantial inflows. The total assets under management for open-ended schemes grew by 20%.
Equity mutual fund inflows declined 6% in December, AMFI data shows
Equity mutual fund inflows fell 6.21% to 28,054.06 crore in December 2025, with total AUM declining to 79.98 lakh crore.
Parag Parikh Flexi Cap Fund raises stake in ITC, 10 others; trims Infosys exposure in Dec
Parag Parikh Flexi Cap Fund boosted its holdings in ITC and ten other stocks during December, notably adding significant stakes in Power Grid Corporation and HDFC Bank. The fund also introduced The Great Eastern Shipping Company to its portfolio. Meanwhile, exposure to Infosys was reduced, with no complete exits reported.
AMFI Data: Mutual fund SIP inflows surge to record Rs 31,002 crore in December
Mutual fund SIP inflows reached a record high of over Rs 31,000 crore in December. This marks a significant increase, showing disciplined investor participation. Investors are using market dips to increase investments. The trend indicates a growing financialization of savings in India. More investors are expected to join mutual funds, driving SIP numbers higher.
AMFI Data: Equity mutual fund inflows dip 6% to Rs 28,054 crore in December
Equity mutual fund inflows dipped 6% to Rs 28,054 crore in December, marking a 32% year-on-year decline. Despite this, flexi-cap funds achieved a record high of Rs 10,019 crore in inflows, leading the pack among the 11 sub-categories. Overall, 2025 saw Rs 3.03 lakh crore invested in equity mutual funds.
EPF: From name to nationality how can you make changes in your profile? Check details
Making changes in your profile as a subscriber is quite simple. You can correct your name, gender, nationality, date of joining and date of birth online without uploading any documents
Mutual funds: How common is it to stop the SIP and when should you do it?
Wealth advisors generally refrain from telling investors to pause their SIPs but there could be some special scenarios wherein it is recommended
MF Tracker: Axis Large Cap Fund turns Rs 10,000 SIP to Rs 58 lakh in 16 years
Axis Large Cap Fund has turned a Rs 10,000 monthly SIP into Rs 58.71 lakh over 16 years, ETMutualFunds analysis shows. Despite periods of underperformance, the large-cap scheme has delivered steady long-term returns. Experts say its quality-focused approach and stability make it a suitable option in todays volatile markets.
Intention vs reality: What happens when children take over their parents' finances
Many Millennials and Gen Z-ers view their parents' finances not as a pot of savings but as an inefficient portfolio that needs fixing. This dynamic creates a fascinating, often painful, psychological clash. Here's how to go about it and what to avoid.
The rupees decline and what it means for your investment portfolio
Why currency weakness matters, who gains, and how investors should think about asset allocation.
Helios Flexi Cap Fund divested its entire stake in IndiGo and Urban Company in December. The fund significantly boosted its holdings in Physicswallah, adding over 21 lakh shares. Exposure also increased in 23 other stocks, including Adani Ports and RIL, while maintaining stakes in 44 existing investments.
Studying abroad in 2026: How currency swings are reshaping student finances
A weakening rupee, rising global inflation and higher living costs are sharply increasing the real price of studying abroad, forcing Indian students and families to rethink funding strategies.
NFO Alert: Bandhan Mutual Fund launches Arudha SIFs maiden strategy with Hybrid Long-Short Fund
Bandhan Mutual Fund launched its first SIF, Arudha Hybrid Long-Short Fund, targeting sophisticated investors. The interval strategy blends debt, money market instruments and market-neutral equity arbitrage, aiming for optimal returns, risk management and post-tax efficiency, with the NFO open January 922.
Five equity mutual funds delivered over 20% annualised SIP returns over the past decade. The list includes small-cap, mid-cap and ELSS funds, though investors are advised to align choices with risk profile, goals and investment horizon.
Sebi extended the deadline for implementing additional mutual fund distributor incentives to March 1, 2026, citing challenges. The incentives target new investors from B-30 cities and new women investors, while all other provisions of the November 2025 circular remain unchanged.
What is the FIFO method - deployed to compute capital gains tax on the sale of mutual funds?
FIFO indicates first in first out which means the mutual fund units bought first are sold first. Based on this phenomenon, capital gains tax is computed.
Quant Small Cap Fund adds Adani Green Energy and 3 other stocks, exits LIC in December
Quant Small Cap Fund added Adani Green Energy, HDFC Life, Ravindra Energy and S.P. Apparels in December while fully exiting LIC. The fund also trimmed stakes in Reliance Industries and ONGC, according to its latest monthly portfolio disclosure.
What approach should investors take in gold and silver ETFs after sharp rally?
After a sharp rally, investors should adopt a cautious, staggered approach to gold and silver ETFs, focusing on allocation balance and long-term objectives rather than chasing short-term gains.
JioBlackRock Mutual Fund announces launch of two debt funds. Who should invest?
JioBlackRock Mutual Fund introduces two new debt funds, the Short Duration Fund and the Low Duration Fund. The new fund offers are currently open for investment and will close on January 13. These funds aim to generate income for investors with short-term horizons.
NFO Insight: Is Groww Small Cap Fund a smart bet amid market volatility?
Groww Mutual Fund has launched its new Small Cap Fund, focusing on long-term capital appreciation through a bottom-up stock selection process. Experts offer mixed views, with some suggesting caution due to current small-cap valuations and volatility, while others see potential for long-term investors willing to tolerate risk.
Best large & mid cap funds to invest in January 2026
If you have a long-term horizon and are willing to take a little extra risk, you may choose from our list of recommended large & mid cap schemes. Before proceeding to the recommendation list, here are some updates.
