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Old vs new tax regime: Which saves more tax if you earn 20 lakh, 25 lakh or 30 lakh?
The new tax regime offers lower rates but fewer deductions, leading many salaried taxpayers to reconsider the old regime.
Relief or red flag? What borrowers should know about loan settlements
As loan defaults rise, debt resolution firms are helping borrowers negotiate settlements and escape recovery pressurebut the relief comes with lasting consequences.
Studying abroad on a loan? Here's the true costand the mistakes that can make it even higher
Overseas education now costs Indian families up to 1 crore, exacerbated by a weaker rupee and rising visa restrictions. Despite financial challenges, 90% of parents aspire to send their children abroad. Education loans can bridge funding gaps, but borrowers must choose wisely .
EPF e-nomination can be considered invalid if you miss this key step Here's what to do
EPFO mandates e-nomination for EPF members to ensure smooth transfer of benefits to nominees upon a member's death and avoiding legal disputes. Members must complete e-signing via the EPFO portal to validate nominations. Here's how to do it.
PFRDA launches StAR NPS: How the new digital onboarding process works and charges applicable
NPS will be easier to join with the launch of StAR NPS, a digital onboarding platform designed to streamline enrolment and contributions while minimising paperwork. Details here.
Provident Fund guide: What are EPF, VPF and how to check your PF passbook
The Provident Fund (PF) is a crucial long-term savings option for salaried employees. Here's how EPF and VPF work and how you can keep a track of your contributions and account balance via PF passbook.
Facebook users part of the $725 million privacy settlement will receive second payments starting June 9. Check whether you are eligible for the payout and the amount that you may receive.
Why you should file your ITR before by the deadline: Top 3 benefits for taxpayers
The ITR filing season for FY 2025-26 is ongoing, with forms notified. Filing late can cause stress, errors, and penalties. Here's why you must file your ITR within the due date.
ICICI Prudential Large Cap, 8 other largecap funds with high performance consistency in 5 years
ICICI Prudential Large Cap Fund topped the list with a 97% performance consistency score, while eight other large-cap funds demonstrated strong return consistency and risk-adjusted performance over the past five years.
The 8th Pay Commission, established in November 2025, is gathering inputs until June 15, 2026. Amid this, some of the proposals put forth to the commission include increase in fitment factor over 3.80 by multiple employee representatives.
Are tokenized funds a threat to mutual funds and ETFs? Explained
Tokenisation of funds is the process of representing shares in a traditional investment vehiclesuch as a mutual fund, ETF, or private equity fundas digital tokens on a blockchain.
A detailed calculation of raising a child in metro cities of India has left people surprised. Reportedly, the school fees are rising at a rate of 10 to 12 per cent per year. Check it out.
5 equity mutual funds deliver over 20% CAGR in 5 years. Do you have any?
Five equity mutual funds, led by Motilal Oswal Midcap Fund, delivered over 20% CAGR in the last five years, highlighting the strong wealth-creation potential of select midcap and smallcap schemes.
Nippon India Mutual Fund limits subscription in Gold BeES and gold savings fund
Nippon India Mutual Fund has imposed temporary subscription limits on Nippon India ETF Gold BeES and Nippon India Gold Savings Fund from June 8. While SIPs and STPs will continue within prescribed limits, fresh lump-sum investments and direct subscriptions by large investors will face restrictions until further notice.
Capital has no nationality, FII are selling India despite the growth story 5 key factors to look at
FIIs withdrew roughly 1.98 lakh crore in the first four months of 2026 alone, vastly exceeding the 1.66 lakh crore withdrawn in all of 2025.
A data analyst has sought advice on Reddit after he received a job offer for 36 lakh pa salary in Mumbai, which gives him less in-hand pay compared to his current 25 lpa job in Gurugram. Here's how netizens reacted
The favourite hill stations of Himachal Pradesh and UttarakhandShimla, Manali, Mussoorie, Nainital, and Kulluare often packed with tourists during the summer months.
Many retail investors think that spotting a potential multibagger stock is all about predicting which right pick. Here's how Shankar Sharma navigates the market opportunities.
Multicap or flexicap mutual fund for a 20-year SIP? Expert explains what investors should choose
A 37-year-old investor planning a Rs 1,000 monthly SIP for 20 years sought advice on choosing between multicap and flexicap funds. Samir Shah of Investa Financial explained the differences, highlighting risk appetite, fund manager flexibility, and goal-based investing as key factors in selecting the right mutual fund category.
Small-cap mutual funds reward timing, not just risk-taking: Data reveals smart strategy to invest
Small caps have indeed outperformed over the long term, but the magnitude of this outperformance seems too small to justify the additional risk.
Gold Rate Today: Here are gold rates in key Indian cities on Saturday, 6 June 2026. Check the price of 18K, 22K and 24K gold in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai today.
Facebook privacy settlement cheques: Meta is issuing additional settlement payments to class members with approved claims who successfully cashed their initial payment. Here's all you need to know about the process
Crude oil prices above $100 a barrel: How can it impact your monthly budget?
Higher crude oil prices can impact the monthly budget directly with higher daily commuting costs, costlier vacation flight tickets, higher bills for grocery purchases, and expensive dining out. The indirect impact can come from higher prices of finished goods made using crude oil derivatives.
I asked ChatGPT if a lavish destination wedding makes sense at 50 LPA: AI breaks down actual costs
I asked ChatGPT if I should go for a lavish destination wedding at Umaid Bhawan Palace. AI broke down the actual costs of the event.
Why did a 20-year-old take a 40 lakh loan to study abroad? A viral video on social media, explains the reasons why the now 22-year-old made the decision to take on an expensive loan to complete her Masters abroad
Bitcoin has lost more than half its value since reaching a peak above $126,000 in October last year and is now worth less than it was when crypto-friendly Trump retook the White House.
Bank holiday today, June 6: Are SBI, HDFC Bank, and other banks closed on Saturday?
The Reserve Bank of India (RBI) has listed a total of eleven holidays this month due to national, regional, and religious holidays.
Contra funds explained: How they work, key risks, benefits and top 3 options for investors
A contra fund is a type of equity mutual fund that follows a contrarian investment strategy and is required to invest at least 65% of its assets in stocks. Let's explore in detail what contra funds are, their benefits and risks, the key factors to consider, and the top 3 contra funds.
Home loans: Types, eligibility, tax benefits and application process explained
Before applying for a home loan, borrowers should understand the various loan options available, eligibility requirements, interest rates, tax benefits and the documentation required.
Despite earning 2.2 lakh monthly, Mumbai couple struggles to save. Reddit explains why
A Mumbai-based man has sparked a lively debate online after revealing that he and his partner, who collectively earn 2.2 lakh a month, are struggling to save money.
NSC vs tax-saving FD: All you need to know about returns, lock-in periods and tax benefits
While both National Savings Certificates and tax-saving FDs share a standard five-year tenure, they differ significantly in compounding frequency, interest rates, and overall structures.
Government exempts FIIs from taxes on interest income and capital gains from Indian government securities, aiming to attract global investors and stabilize the rupee. All you need to know.
A Bengaluru-based couple has gone viral after sharing a detailed breakdown of their family's monthly expenses, revealing they spent 1.66 lakh in May.
Indian families often include a spouse's name in property titles for strategic and practical reasons. Opting for shared ownership can safeguard a partner's financial future, streamline estate planning, and significantly reduce the likelihood of bitter inheritance conflicts down the line.
How mAadhaar users can switch to the new Aadhaar app: Step-by-step guide
The existing mAadhaar app is set to be retired soon and replaced with a redesigned Aadhaar application. Here's how to switch to the new Aadhaar app on both iOS and Android devices.
ICICI Prudential Mutual Fund restricts subscription in ICICI Prudential Gold ETF
ICICI Prudential Mutual Fund has restricted subscriptions exceeding Rs 25 crore in its Gold ETF, becoming the second fund house to do so after HDFC Mutual Fund. This move aims to curb excessive financialization of gold at elevated prices, potentially impacting India's current account deficit and rupee. Investors are advised to consider profit booking and avoid fresh lump-sum allocations.
ATMs are running out of cash. Should you be worried? Explained
ATMs could run short of cash as operators face challenges in replenishing machines, despite India having a record 42.54 lakh crore in currency circulation.
Repo rate unchanged: The next move for FD investors and home loan borrowers
RBI governor announced the unchanged repo rate of 5.25% with a 'neutral' policy stance, citing inflation risks from geopolitical tensions. Here's what it means for fixed deposit investors and home loan borrowers.
HDFC Mutual Fund limits subscription in its gold ETF and FoF. What this means for investors?
HDFC Mutual Fund has temporarily restricted large lump-sum investments in its Gold ETF and Gold ETF Fund of Fund amid surging gold prices and rising inflows. While SIPs remain unaffected, the move aims to curb excessive exposure to gold, which experts warn could worsen India's import bill and current account deficit.
PPF Scheme 2026: Interest rate, tax benefits, maturity, withdrawal rules Key feature explained
Backed by the government, PPF Scheme 2026 is widely used for retirement planning and wealth creation.
31,000 on fitness? Bengaluru's millennial couple describes monthly expenses of a family of 3
A millennial couple living in Bengaluru provided a breakdown of monthly expenses of a family of 3. Let's have a look at their lifestyle through their expenditure.
PGIM India Mutual Fund revises subscription limits in its 3 international funds
PGIM India Mutual Fund has revised daily subscription limits for three international funds, effective June 5. Fresh SIPs are capped at Rs 50,000 per day, per investor, per scheme. Existing SIPs and STPs will continue, while new STP registrations will not be accepted after June 4, 2026.
he submission process was originally launched on March 5, 2026, with the deadline first set for April 30, before being pushed to May 31
8th Pay Commission: Pensioners seek age-based pension enhancement; here's what the proposal means
8th Pay Commission: Representative groups have made various demands regarding pension revisions to the panel. Here's a look at the age-based enhancement proposal, what it means and how it would work for pensioners.
RBI MPC decision: How should mutual fund investors change their strategy after rate pause?
The Reserve Bank of India maintained the repo rate at 5.25%, reflecting a cautious stance amid global uncertainties and inflation risks. Experts suggest this signals a stable interest-rate environment for debt funds in the near term, while equity investors should focus on earnings growth and global developments.
Earning 50 lakh a year But are you actually rich? What the math says
A 50 LPA salary definitely feels impressive. It looks great on LinkedIn. It feels great for the ego. But theres one small problem. The moment you stop working the 50 LPA stops too.
Around 16 equity mutual funds delivered impressive returns over the last five years. These funds multiplied investors' lumpsum investments by over 2.3 times. Motilal Oswal Midcap Fund led the pack, more than doubling initial investments. Other top performers included Bandhan Small Cap Fund and Nippon India funds. This analysis highlights significant growth opportunities in select equity mutual funds.
Dearness Allowance: Here's how your 2% DA hike was calculated using AICPI's 12-month average
Dearness Allowance: We explain how 2% DA hike for central government employees and pensioners, announced in April, was calculated using the AICPI's 12-month average as prescribed by the 7th pay commission.
I asked ChatGPT to compare Russia, Japan and South Korea for a 1 lakh budget tripThe math says
Choosing between Russia, Japan, and South Korea for a trip under 1 lakh, South Korea emerges as the best value option. Detailed itineraries for each destination highlight unique experiences and attractions, with Japan standing out as the top choice if the budget allows flexibility.
ITR filing AY 2026-27: Which ITR form should you file to avoid tax notices?
Filing an Income Tax Return starts with selecting the right ITR form based on your annual income, sources of income and taxpayer category. There are seven ITR forms, and selecting the right one is essential to avoid errors and remain compliant with tax regulations.
The policyholder remains the weakest stakeholder: Bejon Misra on what ails Indias insurance sector
Consumer policy expert Bejon Misra says opaque pricing, weak grievance redressal and poor insurer accountability continue to leave policyholders at a disadvantage.
Gold Rate Today: Check the live price of 22K, 24K and 18K gold prices on 5 June 2026
Gold Rate Today: Here are gold rates in key Indian cities on Friday, 5 June 2026. Check the price of 18K, 22K and 24K gold in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai today.
PPF, SSY, NPS Vatsalya and MF share many similarities on paper, but their differences become apparent when you actually need to access your money.
Fintech and payment gateway services provider BharatPe has launched BharatPe Flex. It said the product allows customers access to the flexibility of a credit line integrated into the UPI experience. Here's how to sign up, features and all you need to know
Health insurance: How to reduce out-of-pocket costs during claim process
A few proactive steps can significantly reduce surprises at the time of a health insurance claim
EPFO interest update: When FY26 interest payment is likely to be credited and how to track it
EPFO retained the EPF interest rate at 8.25% for FY2025-26. Interest payment delay expected between June and September 2026. Check status by looking for 'Int. Updated up to 31/03/2026' entry in the passbook.
HDFC mutual fund places limits on Gold ETF investments
HDFC Mutual Fund has placed restrictions on buying gold ETFs. This move affects large investors and limits monthly purchases for others. The fund house cites economic conditions and import duty discussions. Investors are encouraged to explore equity and debt funds for national growth. This aims to curb gold inflows and safeguard investors.
Can occasional smoking raise your health insurance premium? Here's what experts say
Someone who smokes just a handful of times a year may still reportedly be classified as a smoker and could face premiums that are 30% to 50% higher than those charged to non-smokers.
Two actively managed equity fund categories, each built on a distinct logic of portfolio construction - one defined by breadth, the other by deliberate concentration.
When reinvestment fails: A look at the tax implications of unused Capital Gains Account Scheme funds
Section 54F is a tax-saving provision designed to encourage residential housing investments by exempting LTCG on non-residential assets, capped at a maximum investment threshold of 10 crore.
India has 78,000 crore in unclaimed bank deposits, 14,000 crore in unclaimed insurance funds, and 3,000 crore in unclaimed mutual fund investments. So, let's find out the different types of unclaimed assets and how you can check whether any belong to you, and the steps to claim them.
PPFAS CIO Rajiv Thakkar said successful investing depends more on patience than frequent trading. He advised avoiding unnecessary selling, profit booking and reactionary decisions, while exiting only for capital needs, mistakes, fraud, structural disruption, extreme valuations or better opportunities.
HDFC Mutual Fund restricts lumpsum subscriptions in its gold ETF and fund of fund
HDFC Mutual Fund has temporarily restricted lumpsum investments in HDFC Gold ETF and HDFC Gold ETF Fund of Fund. The move limits large subscriptions and switch-ins, while existing scheme terms remain unchanged. The restrictions take effect from June 5 and June 8 until further notice.
NFO Alert: Motilal Oswal Mutual Fund launches BSE Clean Environment Index Fund
Motilal Oswal Mutual Fund has launched the Motilal Oswal BSE Clean Environment Index Fund, an open-ended scheme tracking India's first diversified clean economy index. The NFO, open from June 5 to June 19, offers passive investment in five transformative themes: Renewables, EVs, Water Treatment, Recycling, and Waste Management, aiming for long-term capital appreciation.
Helios Capital founder Samir Arora believes investor pessimism toward India is driven more by a negative halo effect than weakening fundamentals. Speaking at the ET Alpha Wealth Summit, he argued that concerns around AI, valuations and FII selling are overstated, while Indias long-term earnings and growth story remains intact.
The price-to-earnings (P/E) ratio is one of the most common metrics for valuing a stock. By incorporating earnings growth, the PEG ratio provides a more comprehensive view of whether a stock is fairly valued relative to its earnings growth.
FOMO is reshaping investing behaviour. Are Indias financial advisers keeping up?
As traditional wealth management models begin to fray, the industry must pivot toward real-time engagement and behavioural coaching to stay relevant.
ITR deductions reduce your taxable income by subtracting certain expenses from gross income. Today we take a look at the various medical and healthcare related deductions available under the old tax regime
Indias wealth boom has a problem: 84.8% of households do not have a will, study finds
1 Finance Magazine has found that 84.8% of Indians have no will, and 62.5% have no plans to make one, highlighting weak estate planning, limited financial awareness, and rising inheritance disputes amid growing intergenerational wealth transfers.
He believes a combination of free trade agreements (FTAs), a weakening rupee, and shifting global supply chains could create a massive opportunity for Indian exporters over the coming decade.
Taking a home loan? Here's why your EMI should stay within 30% of monthly income
A smart home loan EMI can help keep finances safe and build wealth, while a high repayment burden can hurt finances, damage credit profiles, and bring down credit scores. Keeping home loan EMI within 30% of monthly income helps protect savings and long-term goals.
DSP Mutual Fund CEO Kalpen Parekh advised investors to seek future alpha in out-of-favour areas, not recent winners. He emphasized that market leadership rotates and diversification across asset classes can reduce volatility without sacrificing long-term returns, urging a focus on neglected opportunities.
ITR filing AY 2026-27: Essential documents you should keep ready for hassle-free return filing
With the ITR filing season for AY 2026-27 in full swing, it is important to gather all the necessary documents before filing your return. Some of the key documents include PAN, Form 16, bank statements, capital gains statements, and investment proofs required for claiming deductions.
How digital lending platforms can scale faster without increasing risk
Digital lending platforms revolutionize borrowing by offering small loans at the click of a button. The digital infrastructure, powered by Aadhaar, Account Aggregator framework, and data processing, enhances financial inclusion.
8th Pay Commission: The Indian Railways Technical Supervisors Association (IRTSA) has demanded an increase in minimum pay to 52,600, a fitment factor of up to 3.80, better allowances and more. Check details here.
Status games: why many high-earning Indians fail to become wealthy
Behind luxury cars and premium homes, social proof, choice paralysis and high taxes are draining the savings of India's top earners. The fix? Stop trying to keep up with the Joneses, cut out complex products, and automate simple investments.
8 smallcap funds struggled with consistency in the last 5 years. Do you own any?
Eight smallcap mutual funds showed low five-year performance consistency, according to CRISP Scorecard, with varied risk profiles, investment styles, and moderate returns across LIC MF, ICICI Prudential, SBI, and Kotak funds.
How to open fixed deposit online in minutes: Interest rates, benefits and 5 easy steps
Secure returns with a fixed deposit and grow your savings with ease in the current geopolitical environment where protecting wealth is something indispensable. This guide explains how to open an FD online, compare interest rates, and invest confidently in minutes.
The biggest tax filing mistake this year may be filing too early
ITR utilities are now available, but Form 26AS, AIS and TIS data may still be updating. Filing too soon can trigger mismatches, revised returns and refund delays.
MF Tracker: Can ICICI Prudential Multicap Fund sustain its strong track record in a volatile market?
ICICI Prudential Multicap Fund has demonstrated a decade of positive calendar year returns, with 2021 and 2023 yielding the highest gains. The fund's consistent performance is attributed to its disciplined multicap structure and strategic sector allocation, as highlighted by fund managers and financial experts.
The most common ITR filing mistakes people make in 2026 number 6 can delay your refund
Income-tax returns: Here are the most common mistakes taxpayers can make when filing their ITR in 2026. Here's the seven important checks highlighted, including some that could delay your refund process.
Gold and silver prices today, 4 June: Gold gains on MCX amid a weaker dollar and geopolitical tensions. Check the latest 24K, 22K gold and 999 silver retail rates in Delhi, Mumbai, Bengaluru, Kolkata, and Chennai.
Best mid cap mutual funds to invest in June 2026
Mid cap mutual funds have seen a strong rally, leading to investor anxiety about current valuations. While these funds offer potential for high returns, they also carry significant risk due to volatility and corporate governance concerns.
US news: Americans may see their social security payments reduced by $500 per month over the next six years, by 2032, amid changes to the benefits program. Here's what we know
Why retirement planning today must account for longevity, inflation and income security
A new approach to retirement planning is essential as longer lifespans, inflation and rising healthcare costs reshape financial goals, making income security and long-term financial independence more important than ever.
8th Pay Commission: Can India afford a 3.5 fitment factor? Salary hike, fiscal impact explained
8th Pay Commission fitment factor discussions intensify as unions demand a revision of up to 4x in basic salaries, given current inflation, the once-a-decade revision and associated challenges. Here is what the impact of a 3.5 fitment factor will be on salaries, pensions and government finances.
Manufacturing sector emerges as key structural play amid global supply chain shift
Investors can explore manufacturing mutual funds for portfolio diversification. The sector shows strong potential driven by domestic demand and global supply chain realignments. Experts suggest a staggered investment approach over six months. The Nifty Manufacturing Index offers distinct exposure compared to the Nifty 50. This theme is poised for growth, supported by policy and evolving global needs.
Easing ITR compliance: A guide to presumptive taxation under Section 44ADA
Under this framework, eligible taxpayers are allowed to declare 50% of their gross annual receipts as taxable earnings.
Maximising emergency funds: Is a sweep-in fixed deposit your best bet?
Before shifting your emergency safety net into a sweep-in FD, it is smart to weigh a few operational details, including premature withdrawal policies, minimum balance rules, interest rate gaps, and tax rules.
Abu Dhabi rent hike halt sends relief to residents, Indian expats amid US-Iran war; experts weigh in
Abu Dhabi halts rent hikes temporarily, maintaining current rental amounts in contracts. It provides financial predictability for households and businesses, benefiting expatriates. The decision aligns with broader relief measures introduced post US-Iran war, enhancing household budgeting.
