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How to start a mutual fund SIP and what happens if you discontinue it later? An explainer
A systematic investment plan is considered an effective way to plan for your future.
Sebi extends deadline for feedback on proposal to overhaul mutual fund rules
This additional expense, introduced to offset the impact of crediting exit loads back to schemes, was first set at 20 bps in 2012 and later reduced to 5 bps in 2018. The additional expense of 5 bps that mutual fund schemes were allowed to charge was transitory in nature, Sebi noted
A financial expert guides late-40s investors on planning for childrens education and weddings over 15 years, highlighting inflation impact, equity mutual fund suitability, expected returns, and diversified portfolio strategy
THESE 6 credit cards have annual fee lower than 1,000. Check list here
Some credit cards with minimal benefits are offered for nil or low annual fee. These includes Amazon Pay ICICI Credit Card and Flipkart Axis Bank Credit Card, among others
How to check your credit score and spot suspicious inquiries in your report
Regularly checking your credit score helps identify suspicious inquiries, correct reporting errors and safeguard against fraud while ensuring your credit accounts, limits and repayment history remain accurate for stronger financial eligibility.
ALL Accor+ Explorer membership: Gold Elite, free nights, 30% dining Should you take it?
For an Rs. 19,499 annual fee, the ALL Accor+ Explorer membership provides benefits like 2 Stay Plus nights, Gold Elite status, a discount of 30% on dining, 15% on drinks, 15% on stays, up to 50% on Red Hot Rooms, etc.
Are your global index ETFs trading at a premium? Here are top trades and investor action plan
Invesco Mutual Fund: Eternal and Swiggy among top 10 stock holdings in October
The fund house with Rs 1.38 lakh crore AUM shared top holdings, led by HDFC Bank and ICICI Bank, with most weights slightly changing while Infosys and Swiggy remained unchanged overall.
4 mutual funds made complete exit from these 7 midcap stocks in October
Four major mutual fund houses HDFC MF, SBI MF, Nippon India MF and Quant MF fully exited seven midcap stocks in October, including IREDA, Tata Elxsi, Aurobindo Pharma, JSW Infra, Biocon and Oil India.
In October, the Capitalmind Flexi Cap Fund strategically reshaped its portfolio by divesting from Cartrade Tech, HCL Technologies, and Hitachi Energy India, while welcoming new additions like Bharat Electronics, City Union Bank, and Force Motors. The fund adjusted its stakes, increasing exposure in 22 stocks and reducing it in 2, resulting in a total AUM of Rs 185.87 crore.
How to stop money fights before they start: A 5-step plan for couples
In India, 46 lakh weddings are set from November to mid-December. Couples should openly discuss finances to avoid future conflicts. Experts emphasize understanding each other's financial habits, and planning budgets together for a harmonious financial life.
Ayurvedic hospitalization: Why insurers push backand how to win claims
Ayurvedic treatment claims face closer scrutiny from insurers due to cost and necessity concerns. To increase approval chances, patients should provide detailed medical documentation, minimize hospital stays, and select accredited facilities.
Want to build wealth like successful investors? These five habits may help
Wealth is often created not by constant action, but by resisting the urge to tinker every time the market sneezes. Unlike stock tips, these behaviours can be adopted by anyone, no matter their income or portfolio size.
The Wealth Company Mutual Fund has launched a new multi-asset allocation fund, aiming to navigate market volatility by dynamically investing across equity, debt, and commodities. Experts highlight its hybrid-like structure and flexibility in commodity allocation as key differentiators, offering potential for better risk-adjusted returns.
Best conservative hybrid mutual funds to invest in November 2025
Conservative hybrid mutual funds are the entry to the world of hybrid funds. These schemes invest mostly in debt and a small percent in equity. As per the Sebi norms, conservative hybrid schemes must invest 75-90% in debt instruments and 10-25% in stocks.
DIY investors push Fund of Funds into high demand
Fund of Funds (FoFs) are gaining traction among DIY investors due to their ease of investing, diversification, and favorable tax treatment. These schemes invest in other mutual funds, offering a single NAV and professional management. Equity-oriented FoFs provide tax efficiency with a 12.5% LTCG tax after 24 months.
Year-end is just around the corner: Here are 5 money rules you must follow in 2026
Every year, it's essential to review and update your investment portfolio to ensure that you're on track to achieve your financial goals.
What are ESG mutual funds and should you invest in them? It's more than helping save the planet
ESG funds not yet widely popular tend to invest in companies based on their performance in environmental, social, and governance criteria. We share reasons for investing in them.
Personal loan tenure: How it impacts EMI, interest costs and borrowing decisions
A personal loan tenure outlines the repayment period and influences EMIs and total interest. Understanding the tenure helps borrowers choose suitable terms based on budget, credit profile, financial goals and repayment flexibility.
Gainers & Losers: Grow, Physicswallah and Paytm among 7 stocks that moved most on Tuesday
The Nifty and Sensex ended their six-day winning run amid selling in IT, FMCG, and pharma stocks. Several counters saw sharp swings, including strong debuts by Groww and Physicswallah, a surge in GMR Airports, and declines in Paytm, Kaynes Technology, and TARIL.
Mutual Funds: Why stepping up your SIPs is crucial for achieving your financial goals
Mutual funds: One of the fastest ways to meet financial goals is to gradually increase the SIP amount every year or every fixed interval say every two years or so.
Should I make a Will in the city of my origin or where I have assets?
Stamp duty is not payable on a Will, and therefore, this is not a relevant consideration in choosing where to make a Will.
Specialized investment funds: What should investors keep in mind?
SIFs are allowed to have short or sell positions in derivatives of stocks not in the portfolio.
Kotak Mutual Fund: Eternal and RIL among top 10 stock holdings in October
Kotak Mutual Fund, managing an AUM of Rs 5.83 lakh crore as of October 2025, revealed notable shifts in its top stock holdings. The fund house trimmed weights across major positions, including HDFC Bank, ICICI Bank, SBI, Eternal, RIL, Bharti Airtel, Axis Bank and Infosys, while allocations in BEL and Maruti Suzuki remained unchanged.
Axis Mutual Fund launches industry-first micro-investment feature for new investors
Axis Mutual Fund introduces a new micro-investment feature. First-time investors can now start mutual fund investments with just Rs 100 per scheme. This initiative aims to make financial literacy practical. Investors can explore schemes, diversify portfolios, and learn about investing fundamentals. The feature is accessible, educational, and empowering for new investors.
Silver ETFs and FoFs have outperformed physical silver over recent years, supported by strong fund management, rising industrial demand, and investor confidence. Emkay Wealth sees tactical opportunities despite volatility, advising short-term allocations with clear exit targets.
HDFC Mutual Fund: RIL and Paytm among stocks bought and sold in October
HDFC Mutual Fund made significant portfolio adjustments in October. The fund house boosted its stake in nearly 201 companies, featuring RIL and Eternal. Simultaneously, it reduced holdings in 379 stocks, including Paytm and Ola Electric Mobility. HDFC Mutual Fund also introduced 11 new stocks and exited three completely. This strategic reshuffling reflects evolving market dynamics and investment priorities.
7 mutual funds trim stakes in 21 smallcap stocks in October
5 best performing India-focused offshore equity funds and ETFs in 1 year. Check details
5 best performing India-focused offshore equity funds and ETFs in 1 year. Check details
A credit score of 657 reflects moderate risk, but it can be improved with timely repayments, low credit utilisation, regular credit report checks, limited applications, and disciplined financial habits for long-term growth.
NFO Alert: Capitalmind Mutual Fund launches Capitalmind Liquid Fund
Capitalmind Mutual Fund has launched the Capitalmind Liquid Fund. This new open-ended liquid scheme offers low interest rate and credit risk. It is designed for corporates, HNIs, and retail investors seeking high liquidity and low volatility. The fund aims to generate regular income by investing in short-term debt and money market instruments. The NFO is open until November 21.
SBI and PPFAS Mutual Fund among 5 fund houses with cash allocation over Rs 10,000 crore in October
Mutual funds raised their cash holdings to over Rs 2.09 lakh crore in October, with cash levels at 4.94% of total AUM. PPFAS held the highest cash proportion, followed by The Wealth Company. ICICI Prudential topped absolute cash levels, while JioBlackRock reported modest allocations as a new entrant.
Credit Card EMIs explained: What you need to know before converting your next purchase
Credit card EMI helps spread big purchases into fixed monthly instalments, outlining benefits, costs, tenure options and key considerations for managing repayments effectively with smart financial planning.
Quant Mid Cap Fund adjusted its holdings in October. The fund reduced its stake in Reliance Industries. It also increased its investment in Oracle Financial Services Software. The fund exited positions in Canara Bank, Biocon, and Indus Towers. Godrej Properties was added as a new investment. Several other stock exposures remained unchanged.
ELSS to RBI bonds: What really happens to locked-in money after holder's death
Following V. Panda's death, his parents inherited his assets, but two tax-saving mutual fund investments totaling 675,000 are inaccessible due to a lock-in period. This highlights the importance of understanding lock-in rules for financial planning.
Retired at 50 with Rs 1.50 lakh expenses - Will Rs 4.25 crore MF and equity corpus last lifetime?
A 50-year-old retiree with Rs 1.5 lakh monthly expenses faces a crucial question about their Rs 4.25 crore mutual fund and equity corpus. Experts suggest a 9.5% annualised post-tax return is needed. To ensure longevity, a gradual shift from equity to debt is advised. A balanced portfolio includes 35-65% equity, 12-15% gold, and the rest in debt.
Best balanced advantage funds or dynamic asset allocation funds to invest in November 2025
Balanced advantage funds decide their equity exposure depending on key market ratios or in-house parameters. They invest less in stocks when the market is very high or valuations are stretched. They invest more in equity when stocks are available at attractive valuations. In short, BAFs do the job of juggling equity exposure for investors.
EPFO: How can you delink incorrect member ID from UAN? Here's a step-by-step guide
We provide a step-by-step guide to explain the process of delinking the incorrect member ID from the universal account number. However, if the employer has filed an ECR on incorrect ID, then this process of delinking cannot be done.
For NRIs, what is the tax treatment on pre-IPO share sales?
How pre-IPO investments are taxed once listed, and whether NRIs must obtain an assessing officers clearance before selling unlisted sharesyour key capital-gains and compliance questions answered.
Looking for top 3-year SWPs? 5 conservative hybrid mutual funds to consider
Five conservative hybrid mutual funds delivered strong three-year SWP returns above 10%, led by SBI Magnum Childrens Benefit Fund at roughly 12.8%. ABSL Conservative Hybrid Active FoF and Parag Parikh Conservative Hybrid Fund followed with returns above 11%.
NPS equity funds offer upto 17% return in three years. Heres detailed breakup
NPS fund managers have delivered strong multi-year gains, with several outperforming market indicators. Their consistent performance highlights the National Pension Systems reliability as a long-term, tax-efficient retirement investment option.
757 credit score: What to do now to stay in the top bracket? Experts weigh in
A 757 credit score reflects strong financial discipline and reliability, enabling better loan offers and premium credit cards while highlighting key strategies to maintain excellent credit health and borrowing power.
HDFC Mutual Fund: RIL, SBI and HDFC Bank among to 10 stock holdings in October
HDFC Mutual Fund, managing assets of Rs 9.35 lakh crore as of October 2025, revealed its top 10 stock holdings for the month. HDFC Bank remained its largest position, while notable changes included increased exposure to RIL and SBI, and reduced holdings in Axis Bank and Bharti Airtel. Weightages for several key stocks such as Infosys and Kotak Mahindra Bank remained unchanged.
Mutual Funds pump Rs 13,000 crore into 10 IPOs in October. Check who took the biggest slice?
Mutual funds poured over Rs 13,500 crore into 10 October IPOs, with LG Electronics India, Tata Capital and Canara HSBC Life emerging as the top picks.
Master Capital Services receives SEBIs in-principle approval for mutual fund sponsorship
Master Capital Services, a subsidiary of Master Trust, has received in-principle approval from SEBI to sponsor a mutual fund. This allows the company to proceed with forming an Asset Management Company and launching various equity, hybrid, and multi-asset schemes. The move aligns with India's growing mutual fund industry and Master Trust's goal of expanding access to managed investment products.
When AQI crosses 400, its not just a health crisisbut a financial one too
Toxic air is no longer only a health hazardit is driving up insurance claims, household medical costs and financial stress for families. The next wave of personal finance must be climate-conscious.
How freelancers can avoid losing up to 7% of income from global clients
For every dollar a client sends, multiple entitiesbanks, intermediaries and payment processorsclaim their cuts for facilitating the transfer.
Gold isn't an investment. It's insurance for your rupee.
Buying gold isn't about earning returns, it's about insuring yourself against global monetary instability that directly erodes the rupees purchasing power, giving you a hedge that transcends borders when currencies weaken worldwide.
Helios Mid Cap Fund increases stake in Paytm, Swiggy and 39 other stocks in October
Helios Mid Cap Fund adjusted its portfolio in October. The fund added shares of Paytm, Swiggy, and IDFC First Bank. It also increased holdings in GMR Airports, Jain Resource Recycling, ITC Hotels, Lemon Tree Hotels, and NBCC India. The fund exited Niva Bupa Health Insurance Company. Tips Music and LG Electronics India were new additions.
8 AMCs saw over Rs 20,000 crore AUM growth in October. Check details
Eight major AMCsincluding SBI, ICICI Prudential, HDFC and Nippon Indiaeach saw over Rs 20,000 crore AUM growth in October, driven by strong inflows across categories.
Dark side of personal loans: THIS is how you can avoid predatory lenders
Personal loans: Borrowers must avoid getting lured by instant loan providers which promise a loan in 20 minutes or so
7 mutual funds trim their exposure in 19 stocks in October
Flexi-cap mutual funds are the top choice for investors for the third consecutive month. October saw significant inflows, indicating a preference for adaptable investment categories. Experts highlight the flexibility offered by these funds, allowing managers to navigate market shifts. This category provides stability with growth potential, making it a core portfolio component for informed investors.
THESE credit cards offer tempting deals for those who love to travel & eat out
Some banks offer co-branded credit cards which allow users to claim discounts at a few select hotels and airlines.
While markets have expanded rapidly and this has altered the universe of large-, mid, and small-cap stocks, the predefined buckets have remained static, creating a distortion of sorts. A revisit of market cap-based bucketing of stocks will help tackle the situation.
Indian investors face a challenge accessing global stocks. Regulatory limits on mutual funds have dried up usual channels. Investors are now flocking to overseas Exchange Traded Funds traded locally. However, these ETFs are trading at significant premiums to their actual value. This overpayment risks capital loss even if underlying assets perform well. Experts advise caution against this inflated pricing.
As the life certificate submission for pensioners deadline nears, we bring you a step-by-step guide on how to download a digital copy of your Jeevan Pramaan Patra, deadline date, answer FAQs and other details.
7 mutual funds trim their exposure in 20 midcap stocks in October
Seven major mutual funds reduced their holdings in around 20 midcap stocks during October as part of routine portfolio adjustments, with each fund trimming exposure to three selected companies.
Mirae Asset Mutual Fund: RIL, TCS, and ITC among top 10 stock holdings in October
Mirae Asset Mutual Fund, managing Rs 2.27 lakh crore across 86 schemes, maintained diversified blue-chip exposure in October. HDFC Bank remained its largest holding, while selective adjustments were made across ICICI Bank, Axis Bank, ITC, Infosys, RIL, SBI, TCS, L&T, and Bharti Airtel, reflecting incremental portfolio rebalancing across key financial and technology names.
Ramco Systems among top 7 unique stocks held by mutual funds in October
In October, seven unique stocks valued above Rs 100 crore were identified, each held exclusively by a single fund house, highlighting selective conviction among mutual fund managers.
NFOs: 5 mutual funds and 1 SIF will open for subscription this week. Check details
Six new investment products, including five mutual funds and one SIF, open for subscription this week across categories such as multi-asset, liquid, arbitrage, infrastructure and hybrid long-short. The launches expand fund houses offerings, with subscription windows running from 17 November to 5 December.
When companies that have never made money come calling for your savings
An analysis of nine high-profile 'digital' IPOs over the last three years shows that six are still below the issue price, and most are deeply unprofitable.
How to pay tax on income if person died intestate?
When a person dies without a will, legal heirs are liable for tax on income like interest and dividends earned by the deceased's assets.
SBI Mutual Fund: RIL and ITC among top 10 holdings in October
SBI Mutual Fund, managing 12.6 lakh crore across 125 schemes, maintained top holdings in HDFC Bank, RIL, ICICI Bank and others, with selective buying and selling shaping portfolio weights in October.
4 SIFs mobilise Rs 1,775 crore in October; QSIF Equity Long-Short Fund alone raises Rs 265 crore
Four new SIFs debuted in October, raising 2,004 crore. Quant and other fund houses launched equity and hybrid long-short strategies, expanding options for affluent investors seeking flexibility and diversification under regulatory oversight.
Under the old tax regime, donors can claim 100% deduction for donations made to political parties. These deductions are allowed for individuals as well as companies under section 80GGC and section 80GGB of Income Tax (I-T) Act, respectively.
Where are mutual funds placing their bets? A look at Octobers sectoral trends
Mutual funds increased exposure to technology, PSU banks, telecom, oil & gas and consumer durables, while autos, utilities, cement and chemicals saw reduced weightings as sector preferences shifted alongside changes in value and ownership patterns.
Passive fund assets climb 5% to Rs 14 lakh crore, driven largely by gold ETF inflows: AMFI
Passive funds saw a 5.2% AUM increase in October, reaching Rs 13.67 lakh crore, driven by market surges and Rs 16,668 crore in fresh inflows. Gold ETFs led with Rs 7,743 crore, attracting investors seeking safe havens amid global uncertainty. This marks the 60th consecutive month of positive inflows.
Debt mutual funds experienced a strong rebound in October, attracting Rs 1.59 lakh crore. This surge was primarily fueled by institutional investors reallocating funds after quarter-end adjustments. Liquid and overnight funds saw the largest inflows, indicating a shift towards safer, short-term investment options. This marks a positive turn after two months of outflows, signaling renewed confidence in the debt market.
Top 10 mutual funds by assets under management in October. Parag Parikh Flexi Cap Fund stands first
Indias largest mutual funds by AUM highlight strong investor preference for flexi-cap, balanced advantage, mid-cap and hybrid categories, with Parag Parikh Flexi Cap, HDFC BAF and HDFC Flexi Cap leading the pack, followed by major offerings from SBI, ICICI Prudential, Kotak and Nippon India.
These NBFCs offer up to 7% interest on fixed deposits. See list
FD rates: Non-banking financial corporations typically offer higher interest rates on their fixed deposits than what most banks offer.
Direct vs regular mutual funds: Which one should you choose and why?
Investing in a direct mutual fund is advantageous for investors because it typically carries a lower expense ratio.
NFO Alert: Groww Mutual Fund launches Nifty Capital Markets based two passive funds
Groww Mutual Fund has launched two new passive schemes, the Groww Nifty Capital Markets ETF and its Fund of Funds. Both aim to replicate the Nifty Capital Markets Index, offering investors exposure to India's financial infrastructure companies. The NFO is open until November 28, with a minimum investment of Rs 500 and no exit load.
NFOs: 16 mutual funds and 1 SIF are open for subscription now. Check details
A total of 16 mutual funds and one SIF are currently open for subscription across categories including ETFs, index funds, sectoral funds, thematic funds, and small-cap funds. Several schemes from Edelweiss, Angel One, DSP, Groww, Kotak, Franklin, Bandhan, Bajaj Finserv, Helios, Samco, PGIM India and Diviniti are accepting subscriptions, with closing dates ranging from November 17 to November 28.New funds
7 mutual funds made complete exit from 19 stocks from their portfolio in October
Mutual funds recorded complete exits from 19 stocks in October as fund houses actively reshaped their portfolios. Major players such as HDFC MF, SBI MF, Kotak MF, Axis MF, Nippon India MF, Quant MF, and ICICI Prudential MF trimmed positions across sectors, offloading names including Coal India, NTPC, Bajaj Auto, Marico, and ICICI Lombard. The exits reflect ongoing realignments driven by market conditions, sector strategies, and fund-specific mandates.
8 equity mutual funds receive over Rs 2,500 crore inflow in October. Check details
Eight equity mutual funds recorded monthly inflows exceeding Rs 2,500 crore, led by Parag Parikh Flexi Cap Fund with Rs 6,076 crore. HDFC, SBI, Nippon India, ICICI Prudential and Motilal Oswal schemes also posted strong additions, reflecting robust investor participation.
Baroda BNP Paribas Large and Midcap Fund has delivered strong long-term performance, turning a Rs 10,000 SIP into Rs 9.61 lakh over five years. With consistent benchmark outperformance and AUM crossing Rs 1,500 crore, the fund reinforces its position as a balanced wealth-creation option.
Personal loan offers: Top 5 factors to consider from rates and fees to flexibility
Compare personal loan offers by evaluating interest rates, fees, eligibility, loan tenure, and prepayment options to make informed borrowing decisions and manage the total cost of credit responsibly.
Midcap mutual funds are attracting more investor interest than small caps, driven by relative stability, earnings visibility, and healthier liquidity. While both categories see positive flows, midcaps have maintained a clear lead, offering a balance between growth and reduced volatility. Experts suggest rebalancing towards midcaps for improved portfolio quality and reduced risk.
Credit cards: Are they boon or bane? 5 tips to dodge the debt trap
Credit cards can lead to debt traps when mismanaged, but disciplined use, full repayments, and tracking expenses help users build credit safely while avoiding high interest and financial stress.
PPFAS dominated the flexi-cap arena. Can it win the large-cap battle?
PPFAS, best known for its flagship flexi-cap fund, is entering the crowded large-cap fund category with the Parag Parikh Large Cap Fund. Investors will be watching closely.
Best aggressive hybrid mutual funds to invest in November 2025
Aggressive hybrid mutual fundsare mandated to invest in a mix of equity (or stocks) and debt. As per Sebi norms, these schemes must invest 65-80% in stocks, and 20-35% in debt. This mixed portfolio helps to deal with the market volatility better. When the equity market is in turmoil, the debt part of the portfolio softens the blow. This helps new investors to continue with their investments without worrying too much about volatility.
Best investments for children: From Sukanya Samriddhi to NPS Vatsalya, PPFs and more
Various investment options are available to secure a child's future, including Sukanya Samriddhi Yojana and NPS Vatsalya, which aim to provide structured investment plans for education and stability, ensuring long-term financial security.
Deutsche Bank In Talks To Sell India Retail Banking Business
If a sale goes through, Deutsche Bank will be the second large foreign bank to exit the India retail banking market, since Citi sold its business to Axis Bank in 2021.
Trusted Banking for a Better Tomorrow : Bank of Indias Vision
Vinod Chandrashekhar Dixit Founded on September 7, 1906, Bank of India (BOI) is celebrating its 120th foundation day. BOI has evolved into a leading financial institution, synonymous with growth, development, and efficiency. With a rich legacy spanning over a century, BOI has consistently demonstrated its commitment to excellence, adapting to changing times while maintaining [] The post Trusted Banking for a Better Tomorrow : Bank of Indias Vision appeared first on Northlines .
ONGC Videsh Eyes Banking Channel Breakthrough To Recover $350 Million Stuck In Russia
ONGC has another $600 million stuck in Venezuela due to sanctions.
At SLBC meet, Chief Minister warns against year-end lending, calls for backing SHGs, incubation centres, and developing Amravati as a financial hub
AI Can Reshape Half Of Roles In Indian Banking: Report
AI adoption can help banks overcome the challenge posed by limited productivity gains, the report said, adding that many banks are already adopting such tools.
JPMorgan names Jerry Lee global chair of investment banking, memo shows
JPMorgan Chase has appointed Jerry Lee, a seasoned industry expert, as the global chair of investment banking, anticipating a resurgence in dealmaking. Lee, formerly Goldman Sachs' global head of biopharma banking, brings extensive experience advising on over $300 billion in mergers and acquisitions. This strategic move positions JPMorgan Chase to capitalize on the expected investment banking boom in 2026.
BofA names Faiz Ahmad, Mike Joo as new co-heads of investment banking, memo says
Bank of America has announced a leadership reshuffle within its global corporate and investment banking division. Faiz Ahmad and Mike Joo have been appointed as the new co-heads of global investment banking. Alex Bettamio and Thomas Sheehan will transition to chairs of GCIB, focusing on strengthening client relationships. BofA currently holds a 6% market share in global investment banking revenue.
