Income-tax returns: Form 26AS displays taxpayers' financial statements and can be accessed via the Income Tax portal or your banks' website. Taxpayers can view, download, and provide feedback on the document.
Is foreign-earned salary in NRE account taxable in India? Here's what rules say
Non-resident Indians can transfer overseas earnings to India via NRE accounts, which are not taxable if income is foreign. NRO accounts manage Indian income but incur taxes. Details here.
Investment planning is crucial for financial stability, involving assessment of current finances, risk tolerance, and future goals. Here are key factors investors need to keep in mind while forming strategy.
Prime Minister Modi calls for a one-year boycott of gold purchases to reduce imports and strengthen the economy. Experts suggest alternatives that may act like a hedge. Full list and other details here.
A young Bengaluru professional earning 30 lakh annually wants to buy a Mercedes A-Class Limousine. ChatGPT replies.
Are you investing in gold alternatives digital gold, gold ETFs, gold mutual funds or sovereign gold bonds (SGBs)? Check here to see if these options can all be converted to physical gold and how they are taxed in India.
Maharashtra government has made its revised National Pension Scheme optional for current employees and given till 31 December to opt-in. Here's a look at how pension will be calculated, the minimum monthly payout and years of service required to claim.
Small savings scheme interest rates in May 2026: Returns on PPF, SSY, SCSS, NSC and others compared
Small savings scheme interest rates in May 2026 highlight stable government-backed returns across PPF, SSY, SCSS and NSC. These are ideal for conservative investors who seek to balance volatility and tax efficiency.
Prime Minister Modi urged citizens to avoid gold purchases for a year to reduce non-essential imports. India's gold ownership rules allow certain limits on gold jewellery during tax raids. Here's all you need to know.
A representative body for central government employees has requested the 8th CPC to ensure a minimum payout under NPS to counter market volatility. A memorandum detailing the demands has been submitted to the panel.
If a tenant refuses to vacate a house in Delhi, there are key provisions under the Delhi Rent Control Act that can protect the landlord's rights. They include eviction, legal remedies, and Supreme Court rulings for landlords and tenants.
Bharti Airtel, RIL and Infosys among 9 stocks owned by 600 mutual funds in April
Mutual funds showed strong preference for banking and largecap stocks in April, with HDFC Bank, ICICI Bank and State Bank of India topping holdings across more than 700 schemes.
SCSS maturity rules explained: Can senior citizens extend their account's tenure?
The Senior Citizens Savings Scheme offers retirees a popular fixed-income investment with government backing and quarterly payouts. Eligible individuals can invest, extend their accounts multiple times, and earn an 8.2% annual interest rate.
Eleven new mutual funds launched in April collectively raised 828 crore, led by index funds, while the SBI CRISIL-IBX Financial Services 3-6 Months Debt Index Fund attracted the highest investor inflows.
I asked ChatGPT: Can I do a solo Bali trip from Delhi in 1 lakh? AI reveals the real 2026 cost
ChatGPT explains whether a 10-day solo Bali trip from Delhi can realistically be done within 1 lakh. Check the detailed AI breakdown on flights, cafs, beaches, hotels, hidden costs and the smartest Bali itinerary.
These 9 equity mutual fund categories see inflows in April. Flexi cap hits record Rs 10,147 crore
Equity mutual fund inflows declined 5% to Rs 38,440 crore in April, though most equity categories continued to attract investments. Flexicap funds recorded their highest-ever monthly inflow, while smallcap and midcap funds also saw strong traction. Meanwhile, sectoral and thematic fund inflows moderated, reflecting increasing investor selectivity amid volatile market conditions.
Missed an EMI payment? Here are 5 ways default can impact your credit score
EMI bounce on any form of debt can quickly damage your credit score. A single missed payment may significantly reduce scores, affect loans, and increase interest rates for borrowers over time.
Can low-volatility funds work amid market volatility?
These passive funds are falling less than the broader market during sharp corrections, but advisers say the trade-off is slower gains in strong rallies.
The employee filed a consumer complaint against EPFO in the Chandigarh district commission and sought transfer of the balance amount along with interest, compensation, as well as litigation costs.
Why sideways markets make even smart investors look confused
After the 202024 bull run, markets have turned sideways and volatile. In this phase, discipline, risk control and defensive positioning matter more than aggressive stock picking.
Amid active consultations, the 8th Pay Commission sees strong union demands for revised pay, fitment factor hikes, pension reforms and allowance restructuring for government employees. These demands will be considered holistically before the final recommendations of the Commission.
NRI members can receive tax-exempt sums from HUF income
Since the money comes from tax-paid rental income of the HUF, it should NOT be taxable in your hands in India.
Gold ETF inflows jump 34% to Rs 3,040 crore in April; silver ETFs log third straight outflow
Gold Exchange Traded Funds attracted substantial investment in April, with inflows surging by 34 percent. This marks a positive trend for gold ETFs. Conversely, silver ETFs faced continued investor withdrawal for the third consecutive month. Despite these movements, gold prices remained relatively stable. Assets under management for gold ETFs also saw an increase.
How authors can protect and pass on copyrights through estate planning
For authors, estate planning isn't limited to houses, investments or even manuscripts. Their most valuable assets may be copyrights for published or unpublished writings. Similarly, for music and art works. While a copyright doesn't last forever, here's how to ensure heirs get what's allowed by law.
The mutual fund SIP stoppage ratio stayed above 100% in April for the second straight month, even as investors contributed Rs 31,115 crore. SIP inflows dipped 3% month-on-month, but industry leaders say steady participation, rising folios and robust SIP assets highlight investors growing confidence in long-term, goal-based investing.
Sectoral and thematic mutual fund inflows dropped 28% in April, raising investor caution. Experts suggest this trend reflects investors chasing hot themes and then moving on. While some sectors like defence and manufacturing show continued interest, diversified funds are recommended for long-term stability. SIPs in these funds can be continued with controlled exposure.
Gold and silver prices stayed largely steady on 12 May, with minor changes across major Indian cities. MCX futures edged higher amid ongoing geopolitical tensions and safe-haven demand, while precious metals continued their strong yearly rally.
Best flexi cap mutual funds to invest in May 2026
Flexi cap mutual funds offer fund managers the flexibility to invest across market capitalizations and sectors, making them suitable for moderate investors seeking long-term wealth creation. With an ideal investment horizon of five to seven years, these schemes allow managers to adapt to market conditions. Investors should carefully select a scheme aligning with their risk appetite.
Beyond mutual funds: How SIFs are redefining mid and smallcap investing
India's investment landscape is evolving with the introduction of Specialised Investment Funds (SIFs). These funds offer mutual fund-like regulatory discipline and tax efficiency while providing PMS-like flexibility for strategies such as long-short and dynamic exposure. This new structure aims to navigate the opportunities and risks in mid- and small-cap segments.
War & Caution: Retail investors temper equity MF buys in April
Retail investors channeled 38,440 crore into equity mutual funds in April, a slight dip from March, amid oil price uncertainty. SIP collections also saw a decrease. Despite this, overall assets under management rose significantly due to debt fund inflows and equity market gains.
Do NRIs require tax clearance certificate before leaving India?
The ITA provision on tax clearance certificate specifically excludes persons who are not domiciled in India and visit India for purposes not connected with business, profession, or employment.
State-run oil companies are verifying LPG consumers' income to cut subsidy burden. Those with incomes over 10 lakh may lose benefits. Consumers must respond within seven days to avoid cancellation. The move follows stricter checks with the Income Tax Department to identify ineligible recipients.
Health fund and health insurance: What's the difference, why you may need both and how to save
Every individual has to budget and save for possible medical and health related expenses. Here is the difference between a health fund and health insurance, why you may need both and how much to save
I asked ChatGPT: How can I make my kids more financially aware? AI gives me 10 money hacks
Teaching children about money is best done through intentional behaviour and practical systems. ChatGPT recommends clear allocation methods, experiences financial consequences, and encourages emotional connections to saving.
A 10 lakh post office FD earning 7.5% and a 10,000 monthly recurring deposit earning 6.7% can grow into a corpus close to 1 crore over 20 years through compounding. However, inflation may significantly reduce the real value of these returns, making long-term planning and diversification crucial.
Avoid sharing credit card with friends, family. If your reported income is not sufficient to pay back your credit card debt, or your expenditures far exceed your income capacity, it may trigger a notice from the authorities.
I asked ChatGPT to calculate the savings needed as a freelance artist, to live my old age in Pune
I asked ChatGPT to calculate the how much savings corpus I should build for my old age as a freelance artist with irregular income, living in Pune. Here is what artificial intelligence (AI) chatbot said
Senior citizens' FD rates in small finance banks reach up to 8.30% in May 2026, offering secure, high-yield investment options with stable returns. These investment options become even more lucrative in the current geopolitical environment. Check details.
According to the couple, rent takes up the largest share of their monthly budget. They said they pay 56,000 every month for their apartment.
Investor appetite shifted towards riskier mutual fund categories in April, with mid- and small-cap funds attracting record inflows and delivering stronger returns, while large-cap funds saw declining inflows amid changing retail investment preferences despite ongoing market volatility and valuation concerns.
As part of its consultation process, the 8th CPC opened submissions and held meetings in Delhi in March and in April. Now, visits are scheduled in Telangana, Ladakh, Jammu & Kashmir and Delhi in May and June.
Corporate FD rates in May 2026 are attracting investors, as Shriram Finance, Mahindra Finance, and other top NBFCs offer stable FD returns of up to 8.95% amid market volatility. Check the comprehensive comparison, and discuss with certified financial advisors before locking in on any investments.
Mutual fund SIP inflows decline 3% month-on-month to Rs 31,115 crore in April: AMFI data
Monthly mutual fund SIP inflows declined to Rs 31,115 crore in April compared to a fresh record high of Rs 32,087 crore in March. On a yearly basis, the monthly SIP inflow went up by 18% from Rs 26,400 crore in April 2025.
AMFI Data: Equity mutual fund inflows decline 5% MoM to Rs 38,440 crore in April
The total inflows in equity mutual funds declined 5% to Rs 38,440 crore in April.
Sunil Singhania led Abakkus Mutual Fund crosses Rs 5,000 crore in AUM with 1 lakh unique investors
Abakkus Mutual Fund, led by Sunil Singhania, has achieved a significant milestone, surpassing Rs 5,000 crore in assets under management with over 1 lakh unique investors. Launched in December 2025, the fund house attributes its rapid growth to investor confidence, a disciplined research-driven approach, and a focus on building trust and transparency.
From uncertainty to opportunity: why staying invested matters in volatile markets
As markets correct amid oil spikes and global uncertainty, history suggests volatility may offer long-term opportunity. Heres why Indias structural story remains compelling.
Digital FDs: high on convenience but mind the risk
Many online platforms now allow you to invest in fixed deposits from multiple banks. Understand the allure and the often-overlooked downsides before you commit your savings.
Personal loan rates in May 2026: Compare SBI, HDFC, ICICI and other lenders with fees and EMIs
Comprehensive comparison of personal loan rates in May 2026 across SBI, HDFC, ICICI Bank, Axis Bank, and other lenders in India, including EMIs, interest rates, and processing fees, to help borrowers make informed decisions. Before finalising any loan offer, consult a certified financial advisor.
HDFC Mid Cap among 5 midcap funds with highest cash holding. Check details
Several midcap funds maintained significant cash reserves in March, with Axis Midcap Fund leading at approximately 9.3%. Other funds like the Taurus Mid Cap Fund and the HDFC Mid Cap Fund also held substantial cash, reporting 8.8% and 7.7% respectively. Baroda BNP Paribas and Bank of India Mid Cap Funds rounded out the list with allocations of 7.5% and 6.5%.
A portfolio is like an Indian thali: Radhika Gupta explains why global diversification matters
At a time when Indian investors are increasingly exploring overseas markets amid strong performance in global equities, fund managers at the Groww India Investor Festival 2026 cautioned against treating international investing as a short-term return-chasing strategy.
Planning to rebalance your mutual fund portfolio amid market volatility? Heres what experts suggest
8th Pay Commission explained: 25 most important FAQs, official dates, latest notices & key facts
Big changes ahead as the 8th Pay Commission enters consultations, with key dates, salary revision updates, pension changes and fitment factor discussions affecting over 1.1 crore beneficiaries.
JioBlackRock Flexi Cap Fund exits 3 AMC stocks, HAL, and 13 others in April
JioBlackRock Mutual Funds Flexi Cap Fund completely exited 17 stocks in April, including AMC companies and Hindustan Aeronautics, while adding 27 new stocks to its portfolio. The fund also increased exposure to several large-cap names and expanded its portfolio size from 107 to 117 stocks.
Tata Large Cap Fund has turned a Rs 10,000 monthly SIP into over Rs 5 crore in 28 years. The fund also delivered substantial returns on lump sum investments. Experts highlight its disciplined approach and focus on quality companies.
Establishing an emergency fund is crucial for financial stability, covering unforeseen expenses without affecting daily finances. Regular monitoring and automation of savings can help build this financial cushion effectively.
New ITR disclosure norms for FY26: What investors, traders and salaried taxpayers should know
The Income Tax Department has revised ITR forms for 2026-27 to enhance transparency and simplify the tax filing process. Here's a list of changes in each ITR Form.
Annual Information Statement: Here's how to Download Form 26AS Stepwise guide
Form 26AS, also known as the Annual Information Statement (AIS), is a comprehensive display of a taxpayer's financial statement for a given tax year. It has been replaced by Form 168 under the new Income Tax Act, 2025.
Discover home loan rates from Bajaj Finserv, PNB Housing, & 6 leading HFCs this May 2026. With rates starting at 7.15%, unlock affordable borrowing with lower EMIs, flexible repayment options, & competitive offers. Learn essential factors beyond the headline rate to secure your dream home.
Cumulative vs non-cumulative FD Which is better for retirees? Know which suits you
Fixed deposits offer safe, stable returns and comes in cumulative and non-cumulative types, catering to different needs, such as wealth building for long-term savers or regular income for retirees. Details here.
Fixed deposits and recurring deposits are bank deposit options that give you low-risk investment option with guaranteed returns. Here's a look at which is suitable for you, how they work and how you can use them to reach your financial goals
ChatGPT recommends the minimum salary required to leave India for a job in Dubai. Check the detailed AI response.
I asked ChatGPT to calculate the required monthly savings to build a good education corpus for my children's higher studies for medical or engineering college in Delhi. Here is what artificial intelligence chatbot said
FD rates 2026: How much will 1 lakh, 5 lakh and 10 lakh earn in top banks of India?
Fixed deposits remain a favored choice for conservative investors, offering stable returns influenced by repo rate changes. Major banks in India offer FD rates between 6% and 7.25%, with higher rates from small finance banks.
Joint, mutual or separate wills? How couples should plan their estate
Joint and mutual Wills may sound similar, but the legal consequences are vastly different. Heres how couples should choose the right structure under Indian lawand avoid costly ambiguity.
ChatGPT devised a plan for a Bengaluru family earning 20 LPA. AI emphasises the importance of adequate coverage for financial security.
Switching tax regimes? Key things salaried employees must know before choosing between old and new
Salaried employees can choose between old and new income tax regimes, while the new tax regime remains the default option. The Union Budget 2026 maintained existing tax slab rates. Here's what all you should consider before making a choice.
Mothers Day 2026: Does money transfer to your mother help reduce your tax liability?
Transferring money to your mother is treated as a tax-free gift under Indian income tax law and does not reduce your tax liability. However, tax savings are possible only through specific payments like health insurance premiums under Section 80D in the old regime.
Taxpayers should be aware of the necessary documentation and deadlines for filing ITR. For FY2025-2026, the deadline is 31 July 2026, with delayed filing until 31 December, incurring additional costs.
Investors in cryptocurrencies and foreign equities in India must disclose profits in tax returns to avoid penalties. Cryptocurrency gains are taxed at 30%, while foreign assets are taxed based on holding periods. Details here.
The Iran war has caused significant market volatility, prompting experts to advise investors to focus on long-term planning rather than panic trading.
On May 10, gold prices in India remained stable with 24-karat gold at 153,140 per 10 gm and 22-karat at 140,378. Silver was priced at 262,350 per kg. Trading rates are unavailable as MCX is closed on weekends.
Jeffrey Gundlach advises investors to hold cash, gold, and real assets in 2026, warning against risky investments if the Fed raises rates. He recommends 20% in cash and commodities, and suggests buying gold if it dips below $3,500 an ounce, amid concerns over future debt restructuring.
The Clarity Act, aimed at regulating cryptocurrency, will be reviewed by senators next week. If approved, it will clarify asset classifications, address stablecoin policies, and potentially enhance digital asset adoption while resolving conflicts between crypto firms and banks.
Mothers Day 2026: Why mutual fund SIPs, emergency funds, and insurance are essential for mothers
Financial experts emphasize smart planning for mothers' future security, urging early and consistent investing. Flexi-cap and large-cap funds are recommended for growth, while debt and hybrid funds suit retirement. Working mothers can afford higher equity exposure, whereas homemakers benefit from a more conservative approach.
Rajeev Thakkar and Sankaran Naren see value in IT despite AI disruption concerns
Veteran fund managers Rajeev Thakkar and Sankaran Naren believe select Indian IT stocks are becoming attractive despite AI disruption concerns. While Naren called the sector a contrarian valuation play with possible risks, Thakkar argued Indian IT firms have historically adapted to technological shifts, and AI-driven productivity could ultimately expand demand.
70 LPA but zero savings, salary breakup from Bengaluru goes viral: Middle class or fool?
How much is enough to live comfortably in Bengaluru? Ankur Warikoo's post has left netizens divided. Here's why he thinks 70 lakh per annum still makes someone a middle class.
Equity MFs delivered over 8% return last week. Check top 9 funds with over 5% gain
Equity mutual funds saw a strong performance last week, with over 8% returns for the category. Among the top performers, international funds like Mirae Asset Global X Artificial Intelligence & Technology ETF FoF led the pack with an 8.49% gain.
In May 2026, small finance banks in India offer attractive FD interest rates, some up to 8%. Senior citizens receive extra rates of 0.20%-0.50%.
Navneet Munot, Nilesh Shah and Kalpen Parekh caution investors against chasing unrealistic returns
Top mutual fund managers at the Groww India Investor Festival 2026 advised investors to avoid unrealistic return expectations, emotional investing and social media-driven decisions. They stressed disciplined SIP investing, asset allocation, patience and behavioural awareness as key drivers of long-term wealth creation while remaining optimistic about Indias long-term growth prospects.
The most important Mothers Day gift isnt jewelry. Its financial independence
Across every stage of motherhood new, working, single, entrepreneurial, senior the financial system treats women as signatories, not decision-makers. The cost of that exclusion is real, compounding, and entirely preventable.
90,000 adulting bill: Gurugram man leaves internet stunned by his monthly spending breakdown
A 25-year-old product manager from Gurgaon has gone viral after sharing a detailed breakdown of his monthly expenses in an Instagram reel. From 18,000 rent for a 2BHK apartment to 30,000 spent on a trip, his candid take on adulting in a metro city has sparked debate online.
Working women planning to extend maternity leave should rethink finances, focusing on budgeting for increased costs and decreased income.
Stablecoins are becoming crucial in linking traditional finance with digital assets, with projections estimating the market could reach $500 billion to $2 trillion by 2028.
Why confident predictions about markets usually get the most important things wrong
Investors often build neat chains of logic from one fact to a firm conclusion. But markets are self-correcting systems, not dominoesand straight-line thinking can be costly.
How Mirae's Swarup Mohanty used AI to recalibrate his retirement plan
Swarup Mohanty, CEO of Mirae Asset, transformed his retirement strategy after AI revealed potential pitfalls in his original plan. With insights into market dynamics and a focus on longevity risk, he crafted a comprehensive portfolio that balances risk and growth.
Bank holiday next week: SBI, HDFC, others closed on this day between 11 and 17 May; check here
Banks in India will close for one day next week, with nine holidays listed by RBI. Key closures include May 17 and regional holidays. Online services remain available for banking transactions, and customers should check with local branches for specific holiday schedules.
What is NPS Sanchay? Check eligibility, withdrawal rules and investment details
India's pension regulator has launched NPS Sanchay for the informal sector. It aims to ease retirement savings for individuals with limited financial guidance. Full details here.
Filing the correct Income Tax Return form is crucial. and taxpayers must select forms based on income sources. Here are the details about forms that salaried taxpayers and freelancers should choose.
How to divide monthly salary between rent, EMI, SIP, insurance and savings?
Effective management of monthly salary is crucial for financial stability. The 50/30/20 rule allocates income into essential expenses (50%), lifestyle spending (30%), and savings (20%), promoting disciplined budgeting, investment, and insurance coverage for long-term wealth building.
ITR filing 2026: Why waiting until June 15 could help taxpayers avoid notices
The ITR filing deadline for FY 2025-26 is July 31, 2026. Tax experts advise against filing before June 15 to ensure all documents are updated, as early submissions may lead to discrepancies and incorrect reporting in certain cases. Details here.

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