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Retiring early is looking more difficult. The new game plans.
A frothy stock market and looming inflation makes early retirement a trickier exercise.
Not gold or property: Here's what Radhika Gupta calls real inheritance from the previous generation
Radhika Gupta, MD & CEO of Edelweiss Mutual Fund, said the true inheritance from previous generations lies in the values they instilledhard work, responsibility, family respect, and financial prudencerather than material assets like gold or property. She emphasized that these principles guide life and financial choices across generations.
NFO Alert: The Wealth Company Mutual Fund launches Gold ETF FoF
The Wealth Company Mutual Fund has launched a Gold ETF Fund of Fund, offering investors a cost-efficient and transparent way to gain gold exposure without physical ownership. The NFO is open until January 23, 2026, with low minimum investment and SIP options.
Motilal Oswal Mutual Fund has discontinued subscriptions in its Nifty Microcap 250 Index Fund following consultations with SEBI, citing the absence of a defined microcap category. The move impacts fresh investments, SIPs, and STPs, while existing terms remain unchanged.
Quant Small Cap Fund: LIC and Adani Green Energy among stocks bought and sold in December
Quant Small Cap Fund made selective portfolio changes in December, adding Adani Green Energy and exiting LIC completely. The fund increased exposure to select stocks while maintaining a defensive stance, focusing on liquidity and calibrated smallcap exposure amid market volatility.
NFOs: 8 mutual funds and 1 SIF are open for subscription now. Check dates and key details
Eight mutual fund NFOs and one SIF are currently open for subscription across categories such as small cap, duration, sectoral, thematic and FoFs. Here is a list of the latest launches with closing dates and key details.
Mutual fund SIP contributions hit a record Rs 30,002 crore in December, even as the SIP stoppage ratio climbed to 85%. AMFI data shows strong long-term investor participation, rising SIP AUM and expanding folio count despite market volatility.
Mutual fund investors take a bigger shine to gold and silver
In December, mutual fund investors took a gold and silver plunge, ramping up their stakes in precious metal funds. Meanwhile, equity and fixed-income investments cooled off, indicating a cautious approach in the market. Additionally, multi-asset allocation funds attracted more capital, underscoring a trend towards safer investment choices as investors hedge against uncertainty.
Inflow slowdown hits large, mid and smallcap funds in December. Is investor sentiment cooling?
Mutual fund inflows into large-, mid- and small-cap schemes declined in December despite limited market weakness. Experts attribute the slowdown to elevated valuations, volatility and profit booking, signalling a more cautious and selective investor approach across equity fund categories.
December saw 23 open-ended mutual fund NFOs raise Rs 4,074 crore, led by Abakkus Flexi Caps Rs 2,468 crore haul, while sectoral, arbitrage, small-cap, index, ETF, liquid and gold funds drew modest investor interest amid selective risk appetite in December.
Mutual fund inflows touch Rs 8 lakh crore in 2025; flexicap funds attract Rs 80,000 crore
Mutual funds saw strong investor interest in 2025. Open-ended funds attracted over Rs 7.9 lakh crore. Equity schemes were popular, with flexicap funds leading inflows. Debt and hybrid funds also saw significant investments. Passive funds, including ETFs and index funds, garnered substantial inflows. The total assets under management for open-ended schemes grew by 20%.
Equity mutual fund inflows declined 6% in December, AMFI data shows
Equity mutual fund inflows fell 6.21% to 28,054.06 crore in December 2025, with total AUM declining to 79.98 lakh crore.
Auto stocks on fast track in FY26; two have already doubled investors wealth
Auto stocks are outperforming the broader market in FY26, with the BSE Auto index up 32%. SML Mahindra and Force Motors have emerged as multibaggers, while strong demand and earnings visibility continue to support sector-wide momentum.
Japan's Nikkei rises as Uniqlo owner jumps on earnings, automakers gain
Japan's Nikkei share average closed higher on Friday. Fast Retailing's strong earnings fueled the rise. Automakers also saw gains due to a weaker yen and relief over China's export policy. The Nikkei climbed significantly for the week. Investors are now focused on US jobs data and its impact on monetary policy. Yaskawa Electric's results are also anticipated.
Parag Parikh Flexi Cap Fund raises stake in ITC, 10 others; trims Infosys exposure in Dec
Parag Parikh Flexi Cap Fund boosted its holdings in ITC and ten other stocks during December, notably adding significant stakes in Power Grid Corporation and HDFC Bank. The fund also introduced The Great Eastern Shipping Company to its portfolio. Meanwhile, exposure to Infosys was reduced, with no complete exits reported.
AMFI Data: Mutual fund SIP inflows surge to record Rs 31,002 crore in December
Mutual fund SIP inflows reached a record high of over Rs 31,000 crore in December. This marks a significant increase, showing disciplined investor participation. Investors are using market dips to increase investments. The trend indicates a growing financialization of savings in India. More investors are expected to join mutual funds, driving SIP numbers higher.
AMFI Data: Equity mutual fund inflows dip 6% to Rs 28,054 crore in December
Equity mutual fund inflows dipped 6% to Rs 28,054 crore in December, marking a 32% year-on-year decline. Despite this, flexi-cap funds achieved a record high of Rs 10,019 crore in inflows, leading the pack among the 11 sub-categories. Overall, 2025 saw Rs 3.03 lakh crore invested in equity mutual funds.
EPF: From name to nationality how can you make changes in your profile? Check details
Making changes in your profile as a subscriber is quite simple. You can correct your name, gender, nationality, date of joining and date of birth online without uploading any documents
Mutual funds: How common is it to stop the SIP and when should you do it?
Wealth advisors generally refrain from telling investors to pause their SIPs but there could be some special scenarios wherein it is recommended
MF Tracker: Axis Large Cap Fund turns Rs 10,000 SIP to Rs 58 lakh in 16 years
Axis Large Cap Fund has turned a Rs 10,000 monthly SIP into Rs 58.71 lakh over 16 years, ETMutualFunds analysis shows. Despite periods of underperformance, the large-cap scheme has delivered steady long-term returns. Experts say its quality-focused approach and stability make it a suitable option in todays volatile markets.
Midcap multibagger stock tumbles 13% as Q3 net profit drops 33% to Rs 72 crore
Elecon Engineering Company's shares plunged 13.2% after reporting a 33% drop in Q3 FY26 net profit to Rs 72 crore, despite a marginal 4.3% revenue increase. The company cited order inflow delays and increased employee costs impacting EBITDA margins. However, management expressed confidence in future recovery due to healthy open orders and steady demand from key domestic and overseas industries.
Best tax saving mutual funds or ELSS to invest in January 2026
Tax saving mutual funds or ELSSs invest in stocks. Therefore, they have a very high risk. You should be aware of this aspect, especially if you are a first-time investor in equity mutual funds. Compared to your usual investments like Public Provident Fund or National Savings Certificate, etc,
Coal India Share Price Live Updates: Coal India shows impressive monthly returns
NSE in talks with IGX to launch natural gas futures contract
India's National Stock Exchange is in discussions with Indian Gas Exchange, or IGX, to develop and launch Indian natural gas futures, the country's largest bourse said on Thursday.
Intention vs reality: What happens when children take over their parents' finances
Many Millennials and Gen Z-ers view their parents' finances not as a pot of savings but as an inefficient portfolio that needs fixing. This dynamic creates a fascinating, often painful, psychological clash. Here's how to go about it and what to avoid.
Indian markets extended losses as the Sensex slid 800 points and the Nifty broke key technical levels amid renewed US tariff concerns. Analysts advise caution, citing geopolitical risks and weak momentum, even as long-term fundamentals remain supportive.
The rupees decline and what it means for your investment portfolio
Why currency weakness matters, who gains, and how investors should think about asset allocation.
Helios Flexi Cap Fund divested its entire stake in IndiGo and Urban Company in December. The fund significantly boosted its holdings in Physicswallah, adding over 21 lakh shares. Exposure also increased in 23 other stocks, including Adani Ports and RIL, while maintaining stakes in 44 existing investments.
Studying abroad in 2026: How currency swings are reshaping student finances
A weakening rupee, rising global inflation and higher living costs are sharply increasing the real price of studying abroad, forcing Indian students and families to rethink funding strategies.
NFO Alert: Bandhan Mutual Fund launches Arudha SIFs maiden strategy with Hybrid Long-Short Fund
Bandhan Mutual Fund launched its first SIF, Arudha Hybrid Long-Short Fund, targeting sophisticated investors. The interval strategy blends debt, money market instruments and market-neutral equity arbitrage, aiming for optimal returns, risk management and post-tax efficiency, with the NFO open January 922.
Sebi extended the deadline for implementing additional mutual fund distributor incentives to March 1, 2026, citing challenges. The incentives target new investors from B-30 cities and new women investors, while all other provisions of the November 2025 circular remain unchanged.
What is the FIFO method - deployed to compute capital gains tax on the sale of mutual funds?
FIFO indicates first in first out which means the mutual fund units bought first are sold first. Based on this phenomenon, capital gains tax is computed.
NPS: What investment options are available for aggressive investors across pension plans?
For NPS subscribers, the return on investment over a period of time is contingent upon exposure to equity and choice of fund manager
Quant Small Cap Fund adds Adani Green Energy and 3 other stocks, exits LIC in December
Quant Small Cap Fund added Adani Green Energy, HDFC Life, Ravindra Energy and S.P. Apparels in December while fully exiting LIC. The fund also trimmed stakes in Reliance Industries and ONGC, according to its latest monthly portfolio disclosure.
What approach should investors take in gold and silver ETFs after sharp rally?
After a sharp rally, investors should adopt a cautious, staggered approach to gold and silver ETFs, focusing on allocation balance and long-term objectives rather than chasing short-term gains.
JioBlackRock Mutual Fund announces launch of two debt funds. Who should invest?
JioBlackRock Mutual Fund introduces two new debt funds, the Short Duration Fund and the Low Duration Fund. The new fund offers are currently open for investment and will close on January 13. These funds aim to generate income for investors with short-term horizons.
NFO Insight: Is Groww Small Cap Fund a smart bet amid market volatility?
Groww Mutual Fund has launched its new Small Cap Fund, focusing on long-term capital appreciation through a bottom-up stock selection process. Experts offer mixed views, with some suggesting caution due to current small-cap valuations and volatility, while others see potential for long-term investors willing to tolerate risk.
Best large & mid cap funds to invest in January 2026
If you have a long-term horizon and are willing to take a little extra risk, you may choose from our list of recommended large & mid cap schemes. Before proceeding to the recommendation list, here are some updates.
Aditya Birla Sunlife AMC says its chief investment officer Patil quits
Aditya Birla Sunlife Asset Management Company on Wednesday said that its chief investment officer, Mahesh Patil, has resigned.
Sebi extends timeline till Mar 1 to implement additional incentives structure for MF distributors
Markets regulator Sebi on Wednesday extended the timeline till March 1 for the implementation of an additional incentives structure for mutual fund distributors for onboarding new individual investors from B-30 cities and new women investors from any city.
NFO Monitor: Mahindra Manulife Mutual Fund launches innovation opportunities fund
The New Fund Offer opens on January 9 and will close on January 23, following which the scheme will reopen for ongoing transactions from February 2, 2026.
Mutual fund AUM-to-bank deposit ratio jumps 3x in 10 years. Whats driving the shift?
Indias mutual fund assets have surged nearly sevenfold in a decade, pushing the AUM-to-bank-deposit ratio above 33%, driven by lower deposit rates, rising incomes and a growing preference for market-linked investments, though India still trails developed markets.
Corporate NPS makes more sense than everif your employer offers it
Experts believe NPS offers a disciplined, low-cost framework for long-term retirement savings. It helps you rebalance between equity and debt without any tax implications
Top 5 equity mutual funds that outperformed their benchmarks in 3 years
TCS refund on car purchase: Who can claim it, how it works, and key rules to know
TCS is a 1% tax on motor vehicles over 10 lakh. Buyers can claim a refund when filing their annual ITR, provided they meet eligibility criteria.
SMA in a credit report: Meaning and impact on your credit score
When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individuals credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the applicants credit report.
Mutual fund commissions cut 25% of investor wealth in 80% of schemes over 10 years: Report
Based on the data as of March 2024, the study shows that regular plans continue to dominate assets, with 21.2% of regular investments held for over five years, compared to 7.7% in direct plans, underscoring the persistence of commission-led distribution despite sustained underperformance.
IDFC First Bank launches Zero Forex Diamond Reserve Credit Card for global travellers. Details here
IDFC FIRST's 'Diamond Reserve Credit Card' provides 0% forex markup, interest-free global ATM cash withdrawals, and lifetime reward points.
NFO Alert: Bank of India Mutual Fund launches banking & financial services fund
Bank of India Mutual Fund has launched the Bank of India Banking & Financial Services Fund, an open-ended equity scheme focused on BFSI stocks. The fund aims to capture Indias long-term financial sector growth through investments in banks, NBFCs, fintech, insurance and capital market companies, targeting long-term investors.
What approach should I take to reach a 1.25 crore investment goal?
With 68 lakh already invested and disciplined SIPs, the goal is achievablebut portfolio rebalancing, risk control and asset allocation will be key to avoiding costly mistakes.
FIRST WOW! Black Credit Card benefits include bonus reward points, higher redemption value on travel bookings, zero forex markup, and airport lounge access. The card is issued against a fixed deposit.
Gold vs Silver ETFs: Where should investors deploy funds amid USVenezuela conflict?
As geopolitical risks surge, experts highlight why gold ETFs remain the portfolio anchor, offering stability and protection during global shocks. Silver ETFs, though more volatile, can enhance returns when industrial demand strengthens. A thoughtful blend of bothwithin a broader multi-asset strategycan help investors navigate uncertainty with greater resilience.
Best small cap mutual funds to invest in January 2026
Investing in small caps is not a childs play. You will have to find successful fund managers who specialise in small cap stocks. You should also pay attention to how the schemes fared during the market downturn.
IRS kills Direct File Option for 2026 Here's how you can still file your taxes for free
When the killing off of Direct File was announced in November 2025, Treasury Secretary Scott Bessent, who is also the current IRS commissioner, had said that there are better alternatives to Direct File.
Mutual Funds: How SIPs and STPs help you build a stronger portfolio
A systematic transfer plan (STP) enables investors to temporarily park funds before transferring to a target mutual fund. Combining STPs with systematic investment plans (SIPs) enables cost averaging and potential returns during the waiting period, aiding in disciplined long-term wealth creation.
Can my will provide for my pet's future care and maintenance?
Structured planning for long-term pet care is becoming an important part of estate planning.
For a truly diversified portfolio, dont ignore investing styles
Your mutual funds may be diversified across asset classes and market cap, but many investors ignore a crucial third layer diversifying across investing styles such as growth, value, and factor investing. This can protect your portfolio during downturns and supercharge it during bull runs.
Top banks offer these interest rates on long term fixed deposits. See details
Most banks offer anywhere between 6 to 6.75% interest per annum on their fixed deposits (FDs) of 3-year tenor
Mirae Asset India veteran Mahendra Jajoo joins Quant Mutual Fund: Report
Mirae Asset Mutual Fund announced the transition of its Chief Investment Officer Fixed Income, Mahendra Jajoo, and named Basant Bafna to take charge of managing the fixed income portfolio.
An expert outlines key principles for new mutual fund investors in 2026, stressing goal-based planning, disciplined asset allocation and understanding risk appetite. Investors should avoid emotional decisions, herd behaviour and panic selling, focus on long-term objectives, diversify across fund categories, and seek professional advice if market knowledge is limited.
A blockbuster year for overseas MFs: Gold mining fund steals the show with 170% gains
Here's a performance breakup of gold mining funds and international funds based on different economies as reported by ETWealth.
Missing investment proofs that put salaried taxpayers on the taxmans radar
Most of the flagged cases in December involved returns where exemptions or deductions were claimed in the ITR but did not reflect in Form 16
Stop being a sorting investor: Radhika Gupta explains smarter way to evaluate mutual funds
Radhika Gupta cautions investors against choosing mutual funds based on one-year returns, urging a shift towards rolling return analysis for better long-term decision-making.
Volatile markets have left many senior citizens and new investors facing losses in equities. Experts advise against panic selling, recommending longer investment horizons, portfolio restructuring, and a shift to diversified mutual funds. Gradual, guided investment strategies can help recover losses while managing risk and avoiding aggressive, high-volatility bets.
The Maginot Line of investing: Why market timing rarely wins
Investors chase market timing to avoid crashes, but even perfect execution delivers limited gains. History shows discipline and asset allocation beat prediction and panic.
The YOLO Portfolio: High Returns + Low Volatility in One Index
The Nifty Alpha Low Volatility 30 Index aims to combine higher return potential with lower volatility, offering investors a balanced equity approach through ETFs or FoFs amid a challenging macro environment.
Best mid cap mutual funds to invest in January 2026
If you are convinced that mid cap schemes are the best suited for you, here are our recommended mid cap schemes. Please follow our monthly update to find out regularly how your schemes are performing.
MF industry should declare net SIP flows
Monthly SIP figures presented by the mutual fund industry only show inflows, not investor commitment. Publishing net SIP flows, accounting for outflows, would provide a clearer picture of money mobilization and trends. While industry bodies raise concerns about comparing current inflows with past redemptions, transparency is crucial for investor trust.
Monthly SIP inflows double in three years as equity valuations stay elevated
Indian savers are increasingly favoring Systematic Investment Plans (SIPs), with average monthly gross inflows more than doubling to 28,202 crore in FY26. This surge, driven by robust equity fund returns and a preference for disciplined investing over lump sums, has ballooned SIP assets under management significantly.
Kotak Mutual Fund announces launch of Kotak Dividend Yield Fund
Kotak Mutual Fund has launched Kotak Dividend Yield Fund, an open-ended equity scheme investing mainly in dividend-paying stocks, targeting long-term capital growth and income through diversified exposure to financially strong companies with consistent dividend records across market cycles and sectors.
Looking to invest a lumpsum for three years? Check these mutual funds with 30%+ CAGR
Gold-focused mutual funds dominated three-year lump sum returns, with five schemes delivering over 30% CAGR, according to Value Research data.
Planning to sell your house? Know the taxes and how to save on them
Many individuals may not realise they owe tax on profits from selling residential properties. Capital gains tax rates vary based on holding periods, with exemptions available for reinvestment in new properties or specified bonds, provided certain conditions are met.
Indias rise as the worlds third-largest economy is set to accelerate mutual fund growth, Franklin Templeton India says in its Annual Outlook 2026. The fund house sees opportunities across consumption, financial lending, realty, IT services, and capital goods, supported by rising affluence, digitalisation, and deeper market participation in B30 regions.
Best-performing NPS equity funds offer up to 18% returns over 3 years. Check details
Best-performing NPS equity funds have delivered returns of up to 18% over the past three years, highlighting strong long-term growth potential for retirement investors.
ITC Culinaire offers free night stays, buffet meals, dining & spa discounts: Should you take it?
The ITC Culinaire is an annual subscription plan available in 3 variants. It offers benefits like discounts on dining, spa (during stays), and laundry (during stays), various vouchers, and milestone spend benefits.
How AI is reshaping tax scrutinyand why humans still matter
Tax authorities are increasingly using generative AI to analyse filings, flag anomalies and automate compliancebut courts warn that human judgment remains indispensable.
A number of senior citizens fell prey to this growing phenomenon of digital arrest in the past. In this some fraudster makes a video call to the victim and arrest them digitally at their home and then urge them to transfer money to a given bank account
How AI is reshaping fraudand the new scams you must prepare for
Small but steady losses are quietly eroding Indian families monthly budgets, as AI makes fraud more personal, convincing, and harder to detect.
Looking to invest in 2026? Experts pick flexicap, gold and largecap mutual funds for you
As investors enter 2026, experts recommend flexi-cap, gold, and large-cap funds, tailoring strategies to individual risk appetites. Conservative investors should prioritize capital protection with debt and arbitrage funds, while moderate investors seek balance with large-cap and flexi-cap options. Aggressive investors can explore sectoral/thematic funds for long-term wealth creation.
Best large cap mutual funds to invest in January 2026
According to the Sebi mandate, the large cap mutual funds are mandated to invest in top 100 companies by market capitalisation. Large companies fare better in a volatile market as these companies may be market leaders and resilient to downturns. That is why if you are looking for a relatively safer mutual fund category, you should consider investing in large cap funds
Investors need to treat their SIPs as genuinely non-negotiable commitments. They need to stop watching their portfolios frequently because every look creates an opportunity for destructive action. Data suggests that the investors who started SIPs a decade ago and forgot about it, would be substantially richer today than those who actively managed their investments.
Out of 71 international funds that are available in the Indian mutual fund market, only 28 are accepting investments, while 6 ETFs can be traded on exchanges, writes Abhinav Kaul.
Small tickets but big shift in MF investing: How Gen Z is rewriting Indias investment playbook
Gen Zs SIP-first, DIY investing style is shifting incremental mutual fund inflows towards digital platforms.
From global diversification to large-cap focus, NPS upgrades to AI adoption heres how to protect your wealth and grow richer in the New Year.
Why health insurance costs less onlineand what you give up
Online health insurance is cheaper, but intermediaries add value through advice and claims support.
Investing Rs 10 lakh in 2026? Heres a roadmap for conservative investors
Your money, your choice: Why Indias financial regulators should emulate the new NPS model
The pension regulator has reduced mandatory annuity purchases, removed lock-in periods, allowed investment until age 85, introduced systematic withdrawal options, and permitted up to 100% equity allocation. While this freedom may cause some to make poor decisions, the old, rigid model was worse.
5 most common mistakes mutual fund investors make and how to avoid them
Retail investors often derail long-term wealth creation by chasing past returns, following market trends, seeking high-beta or quick gains, and lacking discipline. Successful mutual fund investing requires aligning choices with personal goals, assessing risk, focusing on long-term compounding, and staying patient through market cycles. Discipline, consistency, and strategic allocation are key to unlocking sustainable investment outcomes.
Less debt, no FOMO and structured investing: your 2026 money goals
Learn how to prioritize your financial well-being through small yet impactful changes. Here are some essential strategies for setting realistic financial goals in 2026
Equity mutual funds log over 4% weekly gains; check top 10 performers
