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Top 7 benefits of using a personal loan app for quick funding
Personal loan apps make borrowing smoother and quicker than traditional loan options. Since the entire process can be completed on a mobile phone, you can stay in complete control.
'Finfluencer' in fix: Why did Sebi impound 546 crore earned by stock market trainer Avadhut Sathe?
Capital markets regulator Sebi passed an order impounding over 546 crore in the accounts of unregistered investment advisor Avadhut Sathe and his trading academy.
Your credit score to get updated every week as RBI amends directions: All you need to know
Until August 2024, credit institutions used to update credit information monthly. On 8 August 2024, the RBI instructed CIs to carry out credit information reporting every fortnight. This is now being revised to every week.
6 key factors senior citizens should consider when choosing a credit card
Senior citizens can choose the best credit card by considering factors such as low fees, competitive interest rates, rewards, fraud protection, mobile support, and flexible EMI options.
RBI rate cut: Will lower lending rates follow? Banks now charge these interest rates on home loans
Interest rates on home loans, when linked to EBLR and MCLR, are adjusted based on the change in the RBI's repo rate.
Personal loans can support recovery after financial setbacks by offering quick, flexible credit, manageable EMIs and structured borrowing guidance while highlighting key risks and the importance of disciplined repayment.
Self-employed or informal income? Learn how to secure a personal loan by leveraging alternative income documents (ITR, GST, bank statements) and maintaining an excellent credit score above 750.
RBIs policy review delivers Goldilocks economicsand lower loan rates
RBIs MPC delivers an unexpected unanimous 25 bps rate cut as inflation plunges to 0.25% and growth projections rise. Liquidity infusion of 1.5 lakh crore aims to speed up rate transmission.
Why do retail investors get trapped in sectoral and thematic funds?
Huge inflows over the last couple of years have made this the largest category in the equity mutual fund space, and it is time investors understood the risks associated with these funds, as reported by ETBureau.
NFO Alert : JioBlackRock Mutual Fund to launch arbitrage fund next week. Check dates, other details
JioBlackRock is launching its low-risk Arbitrage Fund on 911 December, aiming to generate stable returns through equity arbitrage and limited debt investments, targeting short-term investors seeking steady income.
RBI rate cut of 25 basis points: What does this mean for mutual fund investors?
After the Reserve Bank of India reduced the repo rate by 25 basis points to 5.25% in its Monetary Policy Committee meeting on Friday, a market expert recommended choosing short-term debt funds, market-neutral or fixed-income tilted alternatives, and hybrid strategies under Specialised Investment Funds (SIFs).
RBI MPC Policy: Mutual fund managers decode 25 basis point rate cut for investors
The RBIs MPC announced a 25 bps repo rate cut to 5.25% while maintaining a neutral stance, prompting mutual fund managers to highlight opportunities in dynamic bond, short-duration, and corporate bond funds. Liquidity infusion through OMOs and FX swaps is expected to soften yields and support investor portfolios.
What really counts in life insurance: The claim experience
Indias life insurers are strengthening trust through faster settlements, digitized processes and tighter governance, even as challenges like nomination gaps and fraud prevention persist.
Gold funds vs ETFs : Which investment makes more sense in current market volatility?
Gold prices have seen a significant surge, prompting investors to consider Gold ETFs and Gold Funds. Experts suggest SIPs for volatile markets, with ETFs offering cost-efficiency and liquidity, while mutual funds provide convenience for long-term investors. Multi-asset funds are also recommended for better risk-reward.
Esops-The great reluctance to cash out
Esops help in retention and wealth creation, but a behavioural reluctance prevents many employees from selling company stock, even when it creates dangerous concentration risk in their portfolio.
After Sebi, Amfi likely to put equity tag on Reits in Jan rejig
Mutual fund investors should watch for changes in January 2026. AMFI may reclassify REITs like KRT and Embassy into mid-cap equity. Mindspace, Nexus, and Brookfield could join small-cap equity. This follows SEBI's move to boost mutual fund participation in REITs. Fund managers will need to adjust portfolios accordingly. The official list arrives in early January.
Consumption-led health cover turns hottest category: Report reveals top insurance trends of 2025
Health insurance plans are typically seen as a safety net that comes into use only during hospitalisation. However, this phenomenon has undergone a sea change in 2025, according to a Policybazaar report.
ELSS vs index mutual funds: Which one should investors choose and why?
Both equity-linked savings schemes and index mutual funds are suitable for long-term investment.
These 5 NBFCs offer the highest interest rates up to 8.9% on fixed deposits. Check details
FD interest rates: We list out NBFCs such as Muthoot Capital and Shriram Finance that offer high interest rates on their fixed deposits (FDs)
Invesco Mutual Fund resume subscription in its 3 international funds
Invesco Mutual Fund has resumed subscriptions in three overseas fund of funds from December 5, allowing lumpsum, SIP and STP investments within available headroom, while retaining the option to suspend inflows again if overseas limits near February 2022 thresholds.
Digital NBFCs sanctioned loans amounting to 97,381 crore in H1 FY26: Report
Digital loans accounted for 19% of the sanction value and 80% of the sanction volume
Are you aiming to build Rs 3 crore in 20 years? Save over Rs 30,000 monthly
Wedding season is here and costs are rising. Financial expert Pankaj Mathpal shares tips for planning wedding expenses. He stresses starting early and investing wisely. Equity and gold are recommended for long-term growth. For those who missed early planning, starting 5-10 years ahead is advised. Families should budget carefully and avoid loans to manage expenses without jeopardizing financial security.
Why 2025s market surprises make diversification more crucial than ever
Despite golds stellar run and equities late-year recovery, 2025 shows why chasing performance can hurt investors. A diversified, style-balanced portfolio is key to navigating shifting market cycles.
With the rupee touching 90 against the dollar, concerns over the soaring cost of overseas education have resurfaced. Edelweiss MF CEO Radhika Gupta says long-term financial planning should factor in 24% annual currency depreciation, as future rupee movements remain unpredictable.
From +11% to 11%: Same mutual fund category leads Novembers winners and losers
Franklin India Mid Cap Fund, the oldest in its category, has transformed a Rs 1,000 monthly SIP into Rs 2.36 crore over 32 years, achieving a 20.20% XIRR. The fund delivered positive returns in nine of the last ten calendar years, showcasing its resilience and wealth creation potential for long-term investors.
Best mid cap mutual funds to invest in December 2025
Mid cap mutual funds have seen a strong rally, leading to investor anxiety about current valuations. While these funds offer potential for high returns, they also carry significant risk due to company volatility and corporate governance issues.
M&M Share Price Live Updates: M&M trading volume report
Titan Company Share Price Live Updates: Titan Company trading volume analysis
Looking for affordable investment advice? The fixed-fee model can offer a way out
While the percentage-based model that some RIAs offer may provide a wider range of services, the fixed-fee route can help clients access core financial planning for as low as 20,000 in the first year.
Want 1 crore in the next 10 years? Here's how much you need to invest in SIP
Mutual Funds: To accumulate 1 crore in the next 10 years, you must invest 43,470.95 every month in mutual funds via a systematic investment plan, assuming a 12% annual rate of return.
There are half a dozen mid-cap mutual funds that have delivered over 25% annualised returns in the past three years. A CAGR return of 25% over three years implies that an investment of 1 lakh would have grown to 1.95 lakh.
Income Tax: How to report foreign income and assets in your ITR?
CBDT sent messages and emails starting 28 November to taxpayers, urging them to revise their income tax returns (ITRs) before the 31 December deadline by disclosing their foreign income and assets
Beware of fraudsters offering credit card limit enhancement: 5 key tips to stay safe
A common trick fraudsters use to dupe credit card customers is to offer credit enhancement. Under the pretext, it is easy to convince people to share their card number, CVV, expiry date and even the OTP.
NFO Alert : Groww Mutual Fund announces launch of two passive funds
Groww Mutual Fund has introduced two passive offeringsGroww Nifty Metal ETF and Groww Multi Asset Omni FOF. The NFOs, open till December 17, aim to provide investors targeted exposure to metals and diversified multi-asset allocations. Both funds reopen for continuous trading on January 1, 2026.
Kotak Mutual Fund in its Market Outlook 2026, offered a comprehensive view of the macroeconomic environment and shared four key investment themes that are expected to shape Indias financial markets in the coming year.
MF gains and interest income in FY 2025-26: Are you eligible for tax relief under section 87A?
An expert explains why taxpayers with long-term and short-term equity mutual fund gains may not be able to use Section 87A to reduce their 202526 tax liability.
Stuck on Christmas gifts? Warren Buffetts favourite tradition might be your new festive hack
Warren Buffetts former daughter-in-law, Mary Buffett in an old interview mentioned that the Berkshire Hathaway Chairman used to give all family members $10,000 as Christmas gifts.
Virendra Singh aims for a Rs 3 crore corpus in 20 years. His current Rs 9,500 monthly SIP with annual increases will not suffice. Experts advise doubling his SIP or extending his investment horizon. A simplified portfolio with a small-cap bias and gold ETFs can aid his long-term wealth creation. Discipline and consistent step-ups are key.
7 reasons your credit card gets rejected even with a good credit score
For credit card application approval or rejection, in addition to the credit score, a banks eligibility checks typically include the city of residence, employment status, minimum income, age, and residential status, among other factors.
Top SIP mutual fund picks for December 2025
Many mutual fund investors, especially beginners, often feel unsure about which funds to pick and frequently look for a ready-made MF portfolio to meet their long-term goals.
New rental laws: Security deposit limit, entry rules and key changes explained
Two months rent as security deposit, the landlord must give 24 hours' prior notice to inspect the property and cannot enter before sunrise or after sunset
Why your multi-asset fund is like a multivitamin with too little magnesium
Investors often assume that adding a multi-asset fund equals instant diversification. But unless the allocation is meaningful, the exposure to each asset may be too small to make any real difference.
Silver ETFs deliver over 100% return in 2025. Should investors lock in profits or ride the rally?
Silver ETFs have surged over 100% in 2025, prompting investors to consider profit booking or continuing the rally. Experts suggest partial profit-taking if allocation exceeds targets, while long-term investors (5+ years) can remain invested. The metal's dual industrial and safe-haven appeal, coupled with supply deficits, drives its performance.
Best large cap mutual funds to invest in December 2025
Mutual fund advisors suggest large cap schemes for conservative investors. These funds invest in top 100 companies, offering relative safety in volatile markets. While some large cap schemes have struggled recently, they can still provide inflation-beating returns. Investors can consider specific recommended funds for long-term goals with a five to seven-year horizon. Performance updates are provided monthly.
Should I buy a property with no occupancy certificate but people living in it?
An occupancy certificate is one of the most important documents to be verified at the time of buying a property
Women's cricket team captain Harmanpreet Kaur unveils PNB's metal credit card Luxura. Check details
World Cup-winning Indian women's cricket team skipper Harmanpreet Kaur says she is happy to be the first customer of PNB RuPay Metal Credit Card Luxura.
RBI Ombudsman saw 13% increase in consumer complaints in FY25: Here's how to resolve your grievances
Grievances against the banks comprised the largest portion, accounting for 81% of complaints received. This was followed by NBFCs accounting for 14.80% of complaints received during FY 2024-25.
Income Tax: Last date to file revised or belated ITR is 31 December key questions answered
Income Tax: There are certain scenarios in which you can file a revised return, but these do not include the filing of a return after an inquiry notice by the assessing officer under section 142(1).
AadhaarUAN seeding: EPFO says no further extension for mandatory linking to file ECR
AadhaarUAN seeding: There will be no further extension for mandatory Aadhaar seeding with UAN for filing of ECR (Electronic Challan cum Return), announced EPFO via circular dated 1 December
UPI transactions jump 22% to hit 26.32 lakh crore in volume, shows November data
Total UPI transactions witnessed a 22% year-on-year rise in volume terms, reaching 26.32 lakh crore in November.
How is a credit score calculated? Key factors that impact your score
A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and timely repayments helping maintain strong creditworthiness in todays expanding credit-driven economy.
NFO Monitor: Mirae Asset Mutual Fund launches BSE 500 and Nifty Top 20 based ETFs
Mirae Asset has launched the BSE 500 Dividend Leaders 50 ETF and Nifty Top 20 Equal Weight ETF, offering investors access to consistent dividend payers and equal-weight exposure to Indias top 20 companies. Both NFOs close on December 10 and reopen on December 16.
Top 5 smallcap mutual funds offer up to 31% CAGR in 3 years
Top five smallcap mutual funds delivered up to 31% CAGR over three years, with Bandhan, ITI, Invesco India, Quant and Nippon India Small Cap Funds topping the category.
NFO Update: Sunil Singhanias Abakkus Mutual Fund launches its maiden fund, a flexi-cap fund
Sunil Singhanias Abakkus Mutual Fund has launched its first equity NFO, Abakkus Flexi Cap Fund, an open-ended equity scheme that will invest across large, mid, and small-cap stocks.
Are you looking for tax-saving investment avenues with a 3 year horizon? Check out these 4 options!
A report by Ventura Securities highlights top tax-saving options with a three-year horizon. ELSS funds like Motilal Oswal and SBI ELSS delivered strong CAGRs of 24.6% and 23.4%, respectively. NPS schemes from HDFC and ICICI Prudential offered three-year CAGRs ranging from 16% to 23.4%. ELSS provides tax benefits under Section 80C with a three-year lock-in, while NPS supports long-term retirement planning with additional tax advantages.
NFO Alert: Union Mutual Fund launches Union Consumption Fund
Union Mutual Fund has launched the Union Consumption Fund, an open-ended equity scheme focused on companies in consumption, consumption-related, and allied sectors. The scheme aims to generate long-term capital appreciation by leveraging structural shifts in consumer behavior and spending patterns. The NFO is open until December 15 and will reopen for continuous subscription within five business days of allotment.
HSBC credit card reward points: Should you transfer to Marriott Bonvoy for the 40% bonus?
HSBC is offering a 40% bonus for the transfer of credit card reward points to the Marriott Bonvoy program. The offer applies to 5 HSBC credit cards, is valid for a month, and the bonus Marriott Bonvoy points are capped at 2,00,000 per customer.
How data-driven rural lending can transform Indias credit ecosystem and boost growth
Rural lending is crucial for India's growth, as improved infrastructure and entrepreneurship thrive in these areas.
Marriage and divorce tax rules: Gifts, clubbing, and alimony explained
Indian tax laws treat marriage and divorce as significant events affecting tax liability. Gifts received during marriage are exempt up to Rs. 50,000. Alimony taxation varies, with lump sum payments considered capital receipts while periodic payments are taxable.
Quant Mutual Fund increased exposure to select private banks and remains positive on NBFCs, infrastructure, insurance, consumption, and telecom. The fund anticipates a broader market rally, citing easing liquidity, tax and GST reforms, corporate earnings recovery, and potential USDINR reversal, while highlighting seasonal momentum and global Fed rate expectations shaping equity performance.
Your money playbook for every family stagefrom single to parenting
Early investing during high-income, low-responsibility years builds the compounding base families rely on later. How couples can preserve discipline as income patterns shift with marriage and kids.
WhatsApp chats in tax investigations: Courts push back against uncorroborated digital evidence
WhatsApp chats have become a common source of evidence in income-tax investigations. However, recent ITAT rulings indicate that such messages require independent corroboration to be deemed valid, as courts emphasize the need for solid evidence over mere speculation.
Equity mutual funds saw gains up to 11% in November, with sectoral and thematic funds leading the pack. ICICI Pru Strategic Metal and Energy Equity FoF topped returns at 11.48%. Experts advise caution with these volatile funds, recommending diversified equity for core portfolios and small satellite allocations for thematic plays.
Can you pay a credit card bill with another card? Heres what actually works
Paying a credit card bill with another credit card is mostly restricted, but balance transfers offer a safe alternative while cash advances carry high fees and interest for cardholders.
Top 10 mutual funds to invest in December 2025
ETMutualFunds offers a curated list of ten top mutual fund schemes. These selections span aggressive hybrid, large cap, mid cap, small cap, and flexi cap categories. The aim is to assist regular mutual fund investors in making informed decisions. Investors should consider their personal investment objectives, risk tolerance, and investment horizon before choosing a scheme.
Hybrid funds emerge as a low volatility alternative to equity
Investors are seeking safer equity-oriented products amid market uncertainty. Aggressive hybrid funds are gaining traction, offering returns comparable to equity but with significantly lower volatility. These funds also provide tax efficiency for high-net-worth individuals due to their structure.
Are gifts from NRIs to resident Indians taxable?
Under Indian income tax law, a transfer of property between specified relatives qualifies as an exempt transfer and therefore does not trigger capital gains tax for the sender.
Gold ETF AUM crosses Rs 1 lakh crore in October, inflows recorded at Rs 27,500 crore
Gold ETFs in India have crossed Rs 1 lakh crore in AUM as of October 2025, driven by record inflows, rising investor participation, and growing preference for digital gold over physical holdings. A Zerodha Fund House study highlights that Gold ETF inflows in the first ten months of 2025 alone surpassed the combined inflows of the previous five years.
These 4 midcap mutual funds offer over 10% in 1 year. Do you own any?
Four mid cap mutual fundsInvesco India Mid Cap, Axis Nifty Midcap 50, WhiteOak Capital Mid Cap, and Kotak Nifty Midcap 50delivered over 10% returns in the past year, outperforming several peers that posted modest single-digit gains.
Are you searching for equity mutual funds with 3 year horizon? Check out these top 10 options!
A report by Ventura Securities highlights the top-performing equity mutual funds across categories based on three-year CAGR. Largecap, large & midcap, midcap, smallcap, and flexicap funds delivered strong returns, with smallcap schemes leading the pack. The report also details the latest AUM figures for each showcased fund as of 31 October 2025.
A small fee cut, big returns: The cost reform that could boost your MF portfolio
Sebi's move to lower mutual fund costs could help investors grow long-term wealth with smaller fees.
These 6 global ETFs trade at high premiums. Should you invest?
With overseas mutual fund limits in place, investors are flocking to the few global index ETFs still open, driving premiums sharply higher. But this surge in demand means buyers could face weak results even if global stocks rally.
Regulatory tweak by Sebi makes mutual fund gifts easier, cheaper and tax-efficient
Sebis new rules now allow easy transfer of both demat and SOA-based mutual fund units, eliminating the need to redeem and repurchase. This simplifies gifting and inheritance and can significantly reduce capital gains tax, enabling families to shift MF units to low-income members and benefit from Section 87A rebates.
Union Mutual Fund has launched a new consumption-themed equity scheme, the Union Consumption Fund. Despite recent GST reforms, consumption funds have shown muted returns of 0.8% in three months. Experts advise caution with NFOs, suggesting investors consider existing diversified funds for stability over thematic concentration.
Credit score vs credit card interest rates: What lenders dont tell you
A strong credit score reduces credit card costs by securing lower interest rates, higher limits and better offers while poor scores increase borrowing risks, making responsible credit behaviour essential.
Investing from abroad? How to reach Rs 2 crore with Rs 10,000/month SIP in 15 years
An NRI professional aiming for Rs 2 crore in 15 years with a Rs 10,000 monthly SIP and annual increases will not reach his target. Financial experts reveal a higher initial SIP is necessary. A suggested portfolio includes large cap, flexi cap, mid cap, and small cap funds. Restrictions may apply for US and Canada-based NRIs.
A godsend for many, digital KYC remains a nightmare for people with disabilities
Many people with disabilities are unable to access financial services because their conditions prevent them from completing electronic know-your-customer procedures. There's plenty that needs to be done to resolve this, experts say.
Can I pay off a loan with home sale proceeds and get capital gains tax exemption?
Long-term capital gains on the sale of residential property are exempt only if the gains are reinvested in another residential property or on investment in certain bonds, capped at 50 lakh.
7 mutual fund NFOs to open for subscription this week. Check key details
Trusted Banking for a Better Tomorrow : Bank of Indias Vision
Vinod Chandrashekhar Dixit Founded on September 7, 1906, Bank of India (BOI) is celebrating its 120th foundation day. BOI has evolved into a leading financial institution, synonymous with growth, development, and efficiency. With a rich legacy spanning over a century, BOI has consistently demonstrated its commitment to excellence, adapting to changing times while maintaining [] The post Trusted Banking for a Better Tomorrow : Bank of Indias Vision appeared first on Northlines .
