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ITC shares fall 10%: SBI and PPFAS Mutual Fund among 8 AMC to have over 10 crore shares before crash
ITC shares plunged nearly 10% after the government announced higher excise duties on tobacco products from February 1, raising concerns over pricing pressure, demand impact and investor sentiment.
Radhika Gupta, Managing Director and CEO of Edelweiss Mutual Fund, says Edelweiss Mutual Fund manages the oldest equity savings fund in the market and calls it her mother-in-law fund.
Smallcap mutual funds lose over 5% in 2025. Check top 5 losers
Small-cap mutual funds emerged as the weakest performers of 2025, with most schemes delivering negative returns and underperforming benchmarks. Only one fund managed positive gains, highlighting broad-based pressure across the segment. The trend underscores heightened volatility, stock-specific risks, and the challenges faced by small-cap investors during the year.
Mutual fund NFOs: 2 passive funds are open for subscription now. Check details
Two new passive mutual fund schemes, an ETF and an index fund, are currently open for subscription, offering investors additional low-cost investment options across equity and government securities.
Silver to have higher drawdown risk than gold in 2026: Mirae Asset Mutual Fund
Mirae Asset Mutual Funds 2026 outlook highlights higher volatility risks in silver after strong gains, favouring balanced precious metal allocation with a gradual tilt to gold. It stresses disciplined asset allocation, selective equity strategies, accrual-focused fixed income, and diversified passive investing to navigate volatility and achieve long-term portfolio stability.
Financial planners recommend goal-based investing for 2026; heres why
Financial planners advocate goal-based investing in 2026 as it aligns portfolios with specific life objectives, improves discipline, and helps navigate market volatility more effectively.
Best mutual fund SIP portfolios to invest in January 2026
ETMutualFunds' best mutual fund SIP portfolios are meant for three different individual risk profiles: conservative, moderate and aggressive. We have also considered three SIP baskets between Rs 2,000-5,000, between Rs 5,000-10,000 and above Rs 10,000 while creating these portfolios. Take a look at our recommended portfolios.
Mutual fund investing in 2026: Types of schemes that may do well
Mutual fund investors are planning their equity strategy for 2026. Experts recommend flexi-cap and large & mid-cap funds for stability and growth. New investors should start with flexi-cap and large-cap categories. Experienced investors can consider index, flexi cap, multi cap, and international funds. Caution is advised for mid-cap, small-cap, and international funds due to current valuations.
Your 2026 financial calendar: Key dates, deadlines and decisions that will shape your finances
Throughout the year, there are key financial actions and deadlines that can make a real difference to your tax savings, compliance, investments, travel plans and overall money health
HDFC Life Share Price Live Updates: HDFC Life's performance shows a decline in returns
M&M Share Price Live Updates: M&M's Monthly Returns Analysis
Stocks in news: Vodafone Idea, Hyundai India, RBL Bank, Adani Green, IndiGo
Markets closed the year positively, with analysts favoring banking, auto, and metal stocks. Vodafone Idea will receive Rs 5,836 crore from its promoter. IndiGo anticipates carrying 10 million more passengers this year, while Hyundai India announced price hikes from January 1, 2026. Adani Green operationalized 307.4 MW power projects, and RBL Bank applied to cap foreign shareholding.
Planning to invest Rs 10 lakh in 2026? What should investors keep in mind
With a Rs 10 lakh lump sum for the new year, assess your risk tolerance first. Investment advisors recommend allocating at least 40% to equity mutual funds, despite past market underperformance. Diversify with multi-asset and hybrid funds, and continue including gold and silver in your portfolio.
What are retirement mutual funds and should you invest in them for long-term wealth creation?
Retirement mutual funds offer more flexibility than PPF and NPS, with a five-year lock-in period. These funds provide various investment options and promote discipline among investors. They represent a growing category, with 29 schemes and significant assets under management as of November 2025.
Want to accumulate 50 lakh in the next 12 years? Here's how much you need to invest in SIP
The higher the rate of return on investment, the faster you achieve your financial goals. Additionally, the more focused you are on your financial goals and the timeline to achieve them, the easier it becomes to formulate a financial plan.
Sunil Singhanias Abakkus Mutual Fund raises Rs 2,468 crore during NFO period of its maiden fund
Abakkus Flexi Cap Fund secures Rs 2,468 crore in NFO with strong participation from retail and institutional investors nationwide. The fund offers flexible equity exposure across market caps, guided by the MEETS framework for long-term wealth creation.
Looking for best investment mutual fund options for 2026? Here is what CIOs and CEOs recommend
As investors step into 2026, CIOs and CEOs recommend balanced allocation across equities, debt and gold, with a focus on quality midcaps, financials, consumption, cement and digital-led themes. Experts emphasise disciplined diversification, long-term megatrends and sector selectivity as markets enter a potentially stronger year with broader participation across categories.
While the provisions of the 8th Pay Commission will be effective from 1 January, 2026, the implementation is expected to be delayed. This is why government employees and pensioners will receive arrears.
Ashika Group receives SEBI's in-principle approval to start mutual fund business
Ashika Group has received SEBIs in-principle approval to sponsor and launch Ashika Mutual Fund. The move marks a key strategic milestone, enabling the group to set up an AMC and expand its research-driven presence in Indias asset management space.
January 1, 2026 Money Rule Changes: Here is a list of the most important personal finance money rule changes that will come into effect from January 1, 2026, which is tomorrow.
Retail rush, SIPs drive Rs 14 lakh cr jump in mutual fund assets in 2025
Mutual funds saw a record Rs 81 lakh crore in assets under management by November 2025, driven by a surge in retail participation and SIP inflows. Steady inflows, particularly into equity schemes, offset foreign outflows, highlighting a structural shift towards long-term investing and increased financial awareness among investors.
New Year 2026: Simple New Year resolutions can help borrowers improve their credit score through timely repayments, smart credit utilisation, regular monitoring and long-term discipline, unlocking better loan approvals and financial opportunities.
Top 6 large & mid cap mutual funds to invest in December 2025
Top large and mid-cap mutual funds offer 18-24% rolling returns over the last three years. Suitable for aggressive investors with a long-term horizon, these funds include Axis, Mirae Asset, Canara Robeco, Sundaram, Kotak, and Quant schemes.
Portfolio check: How to rejig your mutual fund investments in 2026
As 2026 dawns, mutual fund investors should strategically review their portfolios. Focus on aligning investments with financial goals and risk appetite, moving beyond just NAV. Evaluate fund performance against benchmarks and peers over the long term, and be cautious with New Fund Offers. Address portfolio overlap and concentration risks for a balanced approach.
Best dynamic bond funds to invest in December 2025
If you are planning to invest for three to five years, but dont want to take a call on interest rates, you can bet on dynamic bond funds.
A year of insurance reforms in India, yet more ground to cover
Over the past year, India has rewritten key rules governing insurance. Yet for policyholders, the real test lies not in regulation, but in how these changes play out when a claim is filed.
Jio Financial Services Share Price Live Updates: Jio Financial Services Price Movement Analysis
Why are financial planners urging investors to adopt goal-based investing for 2026?
As 2026 approaches, financial planners are advising investors to shift from short-term, high-return schemes to goal-based planning. This strategy involves defining specific financial objectives, like retirement or a child's education, and building a corpus within a set timeframe. It emphasizes understanding future needs and creating a roadmap to achieve them safely.
Multi-asset funds steal the show in 2025 as metals rally brings windfall gains
Multi-asset allocation funds led performance in 2025, driven by a significant surge in gold and silver prices. These diversified funds delivered an average return of nearly 17%, outperforming equity-oriented categories. Equity funds, including large-cap, midcap, and small-cap, struggled to beat their benchmarks, with small-cap funds experiencing losses.
These top-performing multi-asset allocation funds delivered over 15% returns in 2025: Check the list
Multi-asset funds provide exposure to a diverse range of asset classes, offering a high degree of diversification typically associated with institutional investing. These funds may invest in a range of conventional equity and fixed-income strategies, index-tracking funds and financial derivatives.
Do you need to verify a revised income tax return? Heres what taxpayers must do
Filing an Income Tax Return can lead to errors, from minor mistakes to significant omissions. Taxpayers can correct these by submitting a revised return, but must verify it within 30 days to avoid invalidation. The deadline for those who filed on 16 September 2025 is 31 December 2025.
Unclaimed bank deposits hit 62,314 crore, says RBI: Step-by-step guide to reclaim your money
As of 2024, unclaimed deposits in Indian banks total 62,314 crore, with public sector banks holding most. SBI leads with 16,968.41 crore. The government initiated a campaign to reclaim these funds, which have significantly increased since 2021.
Is TDS applicable when buying NRI property with capital gain below tax threshold?
The tax authorities are empowered to directly enforce the sellers liability on the buyer.
Edelweiss Mutual Fund announces appointment of Kedar Karnik as fund manager - fixed income
Edelweiss Mutual Fund has appointed Kedar Karnik as Senior Fund Manager Fixed Income. With over 19 years of experience across leading fund houses and credit research, he will strengthen the firms research-driven fixed-income investment platform.
Gold clocks 74% return in 2025, its best in decades. Should investors stay invested in 2026?
ITR refund deadline: Once the 31 December deadline passes, taxpayers do not have the opportunity to file revised ITR even though their returns are not processed by the CPC.
Mutual funds increase cash allocation by over Rs 14,500 crore in 2025; 5 new AMCs join in
Mutual funds significantly boosted their cash holdings by Rs 14,539 crore in 2025. The total cash in portfolios reached Rs 2.01 lakh crore by November. This period also saw the entry of five new asset management companies. PPFAS Mutual Fund and Quant Mutual Fund led in increasing cash allocations. Several other funds also adjusted their cash positions.
Overweight on mid and small caps after years of SIPs? Here is what expert recommends
For investors running SIPs for 810 years, mid and smallcap funds may dominate portfolios due to strong growth. Experts advise continuing long-term SIPs to benefit from compounding, while short-term goals (12 years) may require rebalancing into stable multi-asset or large-cap funds.
New Year 2026: 10 key personal finance rules to follow for smarter money management
New Year 2026: Experts often recommend investors stay committed to the key fundamentals of investing, including asset allocation and diversification.
Credit card application rejected? Here are 5 major reasons banks say no
Credit card applications can be rejected due to weak credit history, high debt, insufficient income, errors in documentation, or eligibility issues, highlighting the importance of disciplined spending and repayment habits.
Market experts see 2026 favouring risk assets, with strong consensus around consumption, financials and autos. Lenders, NBFCs, PSU banks, consumer discretionary, real estate and defence emerge as key themes, alongside selective opportunities in healthcare, renewables, manufacturing, chemicals and cement, supported by growth visibility, valuations and structural tailwinds.
Smallcap mutual funds tagged worst performers of 2025. Will 2026 change the picture?
Smallcap mutual funds faced a tough 2025, with most delivering negative returns due to valuation excesses and foreign investor outflows. Experts suggest long-term investors stay put, rebalancing if allocations exceed targets. A rebound is statistically probable in 2026, driven by potential rate cuts and earnings recovery.
Best short duration mutual funds to invest in December 2025
According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more.
How Indias health insurance choices evolved in 2025
The removal of GST on health and term insurance was an important catalyst in how consumers upgrade coverage, choose smarter products, and commit to longer-term protection.
8th Pay Commission: What changes for pensioners? Pension hike, fitment factor changes explained
The 8th Pay Commission, approved by the Modi-led Cabinet, will take effect on 1 January 2026 and is expected to revise salaries for central government employees and pensions for retired personnel. Full details here.
Tax, NPS, labour codes: How 2025's changes will affect your wallet in 2026
From tax reforms to new labour codes, here are the important changes from 2025 that demand a fresh look at your money strategy for the coming year.
'Extend Due Date Immediately' trends on social media as hundreds of users claim glitch at MCA portal
Multiple social media users claimed that they have been facing technical issues with the MCA portal, causing disruptions in filing annual reports before the 31 December deadline, demanding extension
Mirae Asset ELSS Tax Saver Fund turns Rs 10,000 SIP to over Rs 29 lakh in 10 years
Mirae Asset ELSS Tax Saver Fund has delivered strong long-term wealth creation, turning a Rs 10,000 monthly SIP into over Rs 29 lakh in 10 years with an XIRR of 17.47%. The fund has outperformed benchmarks since inception, offering Section 80C tax benefits and a disciplined, diversified investment approach.
Raising kids is hard. Paying school fees doesnt have to be
Education inflation in India tends to run higher than general CPI, often in the 8-12% range for private education, especially in metros. Experts say education costs double about every 67 years.
Those with retirement plan invest more in mutual funds : PGIM India Mutual Fund
Indias retirement planning mindset is evolving, with rising mutual fund adoption and growing interest in ETFs and REITs, even as actual preparedness declines.
Can gold sustain its stellar run in 2026? Here is what Raamdeo Agrawal and 6 other experts say
After a blockbuster 2025 for gold and silver, market experts remain divided on the outlook for 2026. While safe-haven demand may persist, most believe returns could moderate, with volatility and stabilisation emerging as key themes.
With the 8th Pay Commission members announced, employees are now expecting a salary hike soon. However, it will not increase from 1 January. What happens then?
Redeeming mutual fund units to buy a house? Heres how to claim the Section 54F exemption after this
2026 credit score guide: How to strengthen your profile for better loans and financial opportunities
New Year 2026: You can enhance your credit profile in the new year by adopting simple habits, such as tracking credit usage, diversifying your loans, and establishing healthy long-term credit practices to improve your score and increase financial opportunities.
The Centre has 18 levels of employees. The 8th Pay Commission salary hike will depend on each employee's or pensioner's level. Here's how much their salaries are expected to increase.
Cancer insurance: Why standard mediclaim beats critical illness plans
Rising treatment costs and recurrence risks make choosing the right cancer coverage criticalheres how to protect yourself financially.
Silver ETFs post massive gains in 2025. What should investors expect in 2026?
Gold and silver emerged as standout assets in 2025, driven by strong investor demand, rising ETF participation and expanding industrial use. While silver delivered outsized gains amid structural demand shifts, experts caution that heightened volatility, inflation risks and global macro uncertainties could trigger sharp short-term price swings ahead.
NPS equity funds offer upto 17% return in 5 years. Check details
Several NPS fund managers have delivered strong five-year returns of up to 17%, with four schemes generating over 16%. Data from Value Research shows NPS performance has broadly matched equity market returns, reinforcing its appeal as a long-term, tax-efficient retirement option.
Perfect thaali fund! Why Radhika Gupta likes Edelweiss Multi Asset Omni FoF
Radhika Gupta calls Edelweiss Multi Asset Omni FoF a perfect thaali fund, highlighting its disciplined 65-10-10-15 allocation across equity, gold, silver and debt. The fund aims to offer diversification, stability and growth amid volatile market conditions.
Which mutual fund categories caught investors attention in 2025
In 2025, investors gravitated towards Silver and Gold ETFs due to supply shortages and market uncertainty, respectively. Consumption funds saw attention following GST restructuring, while International funds delivered strong double-digit gains. Auto sector funds experienced growth, contrasting with the underperformance of Technology sector funds.
Best medium to long duration funds to invest in December 2025
According to Sebi norms, medium to long term funds have a mandate to invest in debt and money market instruments in such a way that the Macaulay's duration of the portfolio is four to seven years. Since these schemes invest in long-term debt instruments, they are considered risky.
Gold and silver ruled the markets in 2025but for very different reasons
Gold and silver experienced a remarkable surge in 2025, with silver jumping 138% and gold gaining 74.5%. This rally was fueled by geopolitical tensions, central bank buying, and strong ETF demand. While digital gold saw initial growth, regulatory scrutiny slowed its momentum. Silver's ascent, however, was driven by robust industrial demand, signaling a potential structural shift.
India's stock markets saw mixed performance in 2025. Foreign investors pulled back, but domestic funds and retail investors provided support. Large-cap stocks did well, while mid and small caps faced challenges. Precious metals like silver and gold shone. The rupee weakened significantly. Bitcoin experienced sharp price swings throughout the year.
8th Pay Commission effective from January 1: The 8th Pay Commission is set to revise the pensions, allowances, and salaries of current and retired central government employees. The commission is set to be effective from 1 January 2026.
New insurance law eases investors' lives. But what about consumer protection?
Meaningful insurance education would require honesty. It would begin by acknowledging that many products approved and aggressively sold in the market may hurt customers' financial well-being
Indias pension reset: Why 2025 was a turning point
Structural changes were made to the NPS to increase its wider acceptance among households, while EPFO took some tough calls to plug complete withdrawals of the provident fund. Here are the headline events of 2025 in the space that you should take note of.
Slideshow: Top 4 small cap mutual funds to invest in December 2025
ETMutualFunds has identified top-performing small-cap mutual funds based on rolling returns, consistency and risk parameters, highlighting schemes suitable for aggressive investors with long-term goals.
Equity mutual funds offer upto 4% return last week. Check top 10 performers
Equity mutual funds recorded mixed performance last week, with select international and sectoral schemes delivering gains of up to 4%, led by Nippon India Taiwan Equity Fund.
Mutual fund NFO: Only one passive fund will open for subscription this week. Check details
A new passive mutual fund is set to open for subscription in early January, offering investors diversified exposure to the Nifty 500 through investments in equity ETFs and index funds, with a low minimum investment requirement.
Flexi-cap funds are back in favour. But do they really offer the best diversification?
Flexi-cap funds may offer diversification without forcing exposure to expensive market segments. But these are not the only ones that promise diversification across market caps.
NFO Alert: ICICI Prudential Life Insurance launches Sector Leaders Index Fund
ICICI Prudential Life launched a Sector Leaders Index Fund under ULIPs, offering passive exposure to market-leading companies across 20+ sectors, aiming to simplify long-term equity investing with diversification, discipline and a rule-based approach aligned to Indias growth story.
Mutual funds launched a record 222 NFOs in 2025 till November, raising Rs 63,631 crore. Index funds dominated launches, while sectoral and thematic schemes attracted the highest inflows, highlighting investor preference for targeted and passive strategies.
HDFC Mutual Fund announces change in fund managers for its 3 equity funds as Roshi Jain exits
HDFC Mutual Fund has reshuffled fund managers for three key equity schemes effective December 8, 2025, following the exit of Roshi Jain, while all scheme terms and investment objectives remain unchanged.
How equity and gold SIPs can turn Rs 24,000 into Rs 6 crore in nearly 2 decades
Long-term wealth hinges on disciplined SIP investing, regular step-ups and diversification. A 22-year equity-focused SIP, complemented by gold allocation and annual contribution increases, can significantly enhance retirement corpus while countering inflation.
8th Pay Commission: How fitment factor is determined and how it affects salarieswhat we know
The 8th Pay Commission, recently approved by the Union Cabinet, seeks to adjust salaries and pensions using a fitment factor influenced by inflation. Projections suggest a factor of 1.83 to 2.57, affecting around one crore government employees and retirees.
Aadhaar-PAN linking mandatory by 31 December 2025 here's a last-minute guide for taxpayers
Taxpayers must link Aadhaar with PAN by 31 December 2025 to maintain PAN validity. The process can be completed online, requiring a valid PAN, Aadhaar number, and mobile number.
Personal loan cooling-off period explained: Bank-wise cancellation charges
Banks usually allow borrowers to cancel their personal loans, if required, during the cooling-off period with no or low charges.
UTI Mutual Fund announces change in symbols of ETFs across NSE and BSE
UTI AMC has revised the trading symbols of select equity, debt, and commodity ETFs listed on NSE and BSE, effective December 24, 2025. The new naming convention adds a BETA suffix to improve clarity, consistency, and ease of identification, with no change to investment objectives or portfolios.
Mutual fund AUM set to surpass Rs 300 trillion by 2035: ICRA Analytics
The Indian mutual fund industry continues its robust growth trajectory, with AUM rising to Rs 81 trillion by November 2025, driven by strong retail participation, SIP inflows, and digital adoption. Flexicap, multi-cap, and smallcap funds led equity growth, while debt and money market funds delivered steady returns. Industry outlook remains bullish.
Personal loan after death: Who pays, who doesnt, and what banks wont tell you
On the borrowers death, the bank asks the co-applicant or guarantor to pay, or recovers the personal loan amount from the deceased persons estate.
Precious metals lead, mid caps power equity returns in 10 years
Gold and silver topped long-term returns over a decade, while equities across market caps created wealth with volatility and debt delivered steady performance.
Market-first vs goal-first: Financial planning should start with required rate of return
The financial planning in India needs to move away from being product-centric to problem-centric.
Mutual fund AUM surge by 21% in 2025, passive funds lead the growth
Indias mutual fund industry recorded a 21% rise in assets under management in 2025, led by strong growth in passive funds, gold ETFs, hybrid schemes and equity funds, according to AMFI data.
RBL launches NOVA Credit Card: Travel & lifestyle benefits explained Should you apply?
The NOVA Credit Card is a luxury credit card that offers accelerated reward points on travel, airport lounge access, low forex markup, golf rounds, and more, designed for those looking to transform everyday moments into milestones.
Logan Paul purchased the Pikachu Illustrator card for millions of dollars four years back, during which he broke a Guinness World Record for the most expensive Pokmon trading card sold in a private auction.
Why have multi-asset allocation mutual funds been best performers in 2025?
Multi-asset allocation funds outperformed equity funds in 2025, driven by strong gains in gold and silver and dynamic asset allocation strategies.
Silver ETFs deliver over 160% return in 2025. Is more shine left?
Silver ETFs have surged over 160% in 2025 amid record-high silver prices, driven by strong industrial demand, supply tightness, and safe-haven buying, with experts advising partial profit-booking and disciplined portfolio rebalancing.
Best medium duration mutual funds to invest in December 2025
As per Sebi mandate, medium duration funds must invest in debt and money market instruments with Macaulay duration of three to four years. As you can see, these schemes are suitable for investors looking to invest for three to four years or more. However, you should check the portfolio duration of the scheme to ensure that the scheme is in line with your investment horizon.
