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Filing ITR 2025: As ITR forms 1, 2, 3, 4 and 5 are notified, check which form applies to you
The Income Tax (I-T) department has already released forms ITR-1, ITR-2, ITR-3, ITR-4 and ITR-5. Here we explain which forms apply to which taxpayer
This Pune resident saved 10 lakh in tax by transferring his pension fund to NPS
Had he withdrawn the 33 lakh he had in the pension fund, Amit Upadhyay would have had to pay 10 lakh (30% of 33 lakh) in tax, excluding cess and surcharge. Under NPS he can hold it to retirement and withdraw 60% of the money tax-free.
THESE 2 banks revise their fixed deposit interest rates starting today. Check details
Bank of Baroda and Kotak Mahindra Bank have revised their interest rates on fixed deposits with effect from May 5, 2025
Indian benchmark indices ended higher on Monday, buoyed by advances in heavyweights HDFC Bank and Reliance Industries Ltd (RIL), as easing global trade tensions, steady foreign inflows, and a dip in crude oil prices bolstered investor confidence.
Govt of Singapore bets on Indian stocks: 9 picks surge 15-30% in CY25
The Government of Singapore holds stakes worth 2.38 lakh crore in 61 BSE-listed firms. Nine of these, including SRF, Bajaj Finance, and SBI Life, have gained 1533% in 2025, reflecting strong market performance and GoSs selective equity exposure.
Top 5 mistakes to avoid while filing your income tax return in 2025-26
Avoid penalties and delays this ITR season by steering clear of common tax filing mistakes. Understand and learn the top five errors to dodge for smooth, accurate income tax return filing for AY 202526.
Schengen visa rejections are a growing concern for Indian travelers. With rejection rates at about 16%, experts suggest planning and precautions to mitigate financial risks associated with bookings.
Baroda BNP Gilt Fund turns 23; AUM tops Rs 1,500 crore with 4X growth for investors
Baroda BNP Paribas Gilt Fund celebrates 23 years, surpassing Rs 1,500 crore in AUM. The fund has delivered strong returns, transforming an initial investment of Rs 10,000 into Rs 41,919.60 since inception. Managed by Gurvinder Singh Wasan and Prashant Pimple, the fund strategically invests in government securities and SDLs, aiming to capitalise on potential RBI rate cuts.
NFO Update: Tata Asset Management launches Income Plus Arbitrage Active FoF
The Tata Income Plus Arbitrage Active FoF is tailored for investors with a two-year horizon, aiming for stable, accrual-based, and tax-efficient returns. The fund invests up to 65% in Tata Corporate Bond Fund and at least 35% in Tata Arbitrage Fund
NFO Alert: Angel One Mutual Fund launches two Nifty 50-based passive funds
Angel One Asset Management Company has introduced the Angel One Nifty 50 Index Fund and ETF, both tracking the Nifty 50 Index. These funds offer investors exposure to India's top 50 large-cap companies across key sectors. The NFOs offer several investor-friendly features, such as zero entry and exit loads, and a minimum investment amount of Rs 1,000, with additional investments allowed in multiples of Re 1.
High cash levels deployed in small caps across schemes, says Quant Mutual Fund
Quant Mutual Fund has deployed high cash reserves into select small-cap stocks, maintaining a portfolio leaning towards large and mega-cap companies. The fund anticipates a potential 12-15% correction in gold prices in dollar terms, despite May's typical bullish trend.
Applying for a 1 lakh personal loan? Heres the minimum credit score required
Uncover the credit score requirement for securing a 1 lakh personal loan in India. Understand how a higher score increases approval odds and the role of factors like income consistency and existing debt in loan eligibility.
88% equity mutual funds offer negative returns in 2025, lose up to 21%
Around 88% of equity mutual funds delivered negative returns in 2025 so far, with 44 schemes posting double-digit losses. Small-cap and ELSS funds were hit the hardest. Only 33 funds managed gains, led by ICICI Prudential and HDFC schemes. Investors are advised to base decisions on goals and risk appetite.
Struggling with bad credit score? Heres how to go from 480 to 750
Apply for new credit only when necessary and meet eligibility criteria to avoid rejections. Improving a credit score from 480 to 750 takes time and consistent effort. Pay bills on time, limit credit usage, and regularly review credit reports to boost scores effectively.
52% equity mutual funds outperform against their benchmarks in 3 years
Around 52% of equity mutual funds surpassed their benchmarks in the last three years, according to an ETMutualFunds analysis. Contra funds demonstrated the highest outperformance, while mid-cap funds showed the lowest. Notably, large funds like Parag Parikh Flexi Cap Fund and Nippon India Small Cap Fund also outperformed their benchmarks during this period.
V-Mart Retail shares slip 6% despite strong Q4 results, bonus issue announcement
V-Mart Retail shares experienced a decline of 6.2% despite positive financial news. The company reported a net profit of Rs 19 crore for the March 2025 quarter, a significant improvement from the previous year. Revenue also increased by 17%. The board approved a 3:1 bonus share issue. However, the board did not recommend dividend.
Credit card scam alert: 5 red flags that scream Fake Call
Identify fraudulent credit card calls with these five essential warning signs. Shield your finances by staying vigilant, confirming caller identities, and keeping sensitive details like OTPs, CVVs, and PINs strictly confidential.
Shopping online? ICICI Banks iShop portal offers big rewardsHeres what you get
The iShop portal provides ICICI Bank credit cardholders with an opportunity to earn up to 12X reward points for flight bookings, hotel bookings, and gift voucher purchases. They can further redeem reward points to pay for flight bookings, hotel bookings, and gift voucher purchases.
IndusInd Bank Share Price Live Updates: IndusInd Bank's Price and Return Overview
HDFC Life Share Price Live Updates: HDFC Life Experiences Positive Price Movement
Infosys Share Price Live Updates: Latest on Infosys stock performance
Sun Pharma Share Price Live Updates: Sun Pharma's Stock Performance
What is the tax rate on capital gains made in 2023 but withdrawn from CGAS now?
Section 54F of the Income-tax Act, 1961 allows a taxpayer to claim exemption on LTCG (arising on transfer of capital asset not being a residential house property, referred as original asset), if the net consideration is reinvested in one residential property (referred as new asset) in India
After large-cap switch last year, Quant MF's Sandeep Tandon starts to add small-caps
Tandon says he has been selectively adding small-caps in his portfolio over last three months as several stocks in this segment have corrected sharply
Not many claim mental healthcare insurance. Here's why
With the usual age of onset of mental ailments being around 18 years, the incidence peaks at around 40 years, thereby affecting the most productive years of human life
6 mutual fund NFOs will open for subscription this week
Six mutual fund New Fund Offers (NFOs) will open for subscription this week
Overseas mutual funds lead the pack with weekly gains of up to 10%
Nippon India Taiwan Equity Fund delivered the highest return of 9.81% during the period.
Money tips and tricks from people who want to retire early
Saving a big portion of what you earn gives you a lot of freedom no matter what you do.
Eternal and ICICI Bank among most bought stocks by mutual funds in March
Mutual funds added 8.68 crore shares of HDFC Bank to their portfolios
Fed rate cut decision, India-Pakistan tensions among 8 factors that'll steer D-Street this week
Indian benchmarks extended gains last week, led by largecaps, even as smallcaps underperformed. The Nifty ended up 1.3%, while the Sensex rose 1.6%. Key triggers this week include the US Fed policy decision, Q4 earnings from SBI and Kotak Bank, macro data, LoC tensions, and crude oil swings. The Rupee breached 84/USD, and FIIs remained strong buyers.
RAID 2: Ajay Devgn vs the system Unpacking the money lessons hidden in the action
RAID 2 follows Ajay Devgn's Amay Patnaik as he leads income tax officers against a corrupt politician hoarding illegal wealth. The film explores themes of tax evasion and investment strategies while blending humor and drama in a quest for hidden treasures.
One fund, many opportunities: The power of multicap investing
Indian equities experienced correction since September 2024. This correction is due to expensive valuation and foreign capital outflows. Multi cap mutual funds are now an attractive option for long-term investors. These funds invest across large, mid, and small-cap stocks. India's GDP growth is projected at 6.5% for FY2026. Multi cap funds balance risk and return in volatile markets.
Top 6 Silver ETFs which received high volumes this Akshaya Tritiya
This Akshay Tritiya Silver ETF volume went up from Rs 95 crore to Rs 313 crore i.e., 3.3 times. At industry level, Silver ETF volume at Rs 232.5 crore which is approximately 74% of total Industry volume of Silver ETF.
RIL, HDFC Bank among top 10 companies with highest mutual fund holding in March Quarter
Here are the top 10 companies with highest MF holding in rupee value terms.
RBL Bank, Voltas among 10 companies that saw highest decrease in mutual fund holdings in March
The mutual fund holding in this stock decreased by 14.36% on a month-on-month basis. The holding in March was 7.93% against 22.29% in December.
Explained: What is Yield to Maturity (YTM) in debt mutual funds
Yield to Maturity (YTM) is a crucial indicator for debt mutual fund investors, offering an estimated annual return if bonds are held until maturity. It aids in comparing funds and aligning with investment horizons. However, YTM is not guaranteed, as it's impacted by interest rate movements and credit quality.
Top 6 Gold ETFs which received high volumes this Akshaya Tritiya
On Akshaya Tritiya, gold ETF volumes surged 2.5 times, with Nippon India ETF Gold BeES leading at 17,191 lakh. Total industry volume reached Rs 331 crore, driven by major ETFs like HDFC, ICICI, and SBI.
How much time will it take to reach Rs 5 crore with a monthly SIP of Rs 50,000?
Investing Rs 50,000 monthly at a 15% annual return can help you reach a target corpus of Rs 5 crore in approximately 18 years and 2 months, assuming no lump sum.
11 equity mutual funds lose over 15% in 2025. Are any of these part of your portfolio?
In 2025 so far, 11 mutual fund schemes have lost over 15%, with Samco Flexi Cap Fund declining the most at 20.41%. Small cap and ELSS funds dominate the underperformers. A total of 244 equity schemes posted negative returns this year.
The BHIM app is evolving into a comprehensive financial management tool with features such as UPI Circle and spend analytics. Learn how these enhancements can help you effortlessly share financial responsibilities with family members or track your spending habits.
How to download your dividend statement from HDFC Securities? A step-by-step guide
Investors can easily download dividend statements from HDFC Securities to aid in income tax filing and financial planning. The statements are integrated within the Consolidated Account Statement and Profit and Loss statement, providing a comprehensive view of investment activities.
Planning to start SIP to buy a house in Bangalore? Experts offer help
Three Reddit users debated mutual fund investments for buying a Bangalore apartment. Experts advised beginners to consider flexi-cap, hybrid, and gold funds. Emphasis was placed on setting clear goals, understanding risk appetite, and ensuring proper asset allocation across equity, debt, and gold for diversification and stability.
No credit score? No problem! Heres how you can still get an education loan
No credit score? Students can still get education loans through government schemes, co-applicants with strong credit, or NBFCs offering collateral-based optionsthough terms and interest rates may vary.
NFO Alert: Groww Mutual Fund expands offerings with new silver ETF
Groww Mutual Fund has launched the Groww Silver ETF, an open-ended fund replicating the domestic price of physical silver. The NFO is open until May 16, with a minimum investment of Rs 500. This ETF offers a convenient, storage-free way to invest in silver, aiming for long-term capital appreciation.
11 new mutual funds are available for subscription now
Eleven new mutual funds across seven categories are open for subscription, offering varied options from index funds to sectoral themes.
Mutual funds tracking the Nifty Midcap 50 Index provide access to mid-sized companies with growth potential, combining diversification, professional management, and cost-efficiency. .
Karur Vysya Bank platinum credit card: How to apply online in just 5 simple steps
Karur Vysya Bank offers a platinum credit card with lifestyle perks, rewards, and travel rebates. The card includes benefits like accelerated reward points and fuel surcharge waivers, making it a competitive choice for 2025.
Individual current accounts: Benefits, minimum balance, and who should open one
An individual current account is designed for personal use, offering higher withdrawal and deposit limits than savings accounts.
What is the credit card minimum amount due? Should you pay it and carry forward the balance
Credit cards: MAD is the smallest amount a cardholder must pay to avoid the late payment fee and maintain the credit score. The balance carried forward attracts huge interest charges.
Mutual funds' cash kitty hits 15-year high. What it means for investors?
Mutual funds' cash holdings have surged to a 15-year high in March 2025, signaling fund managers' cautious approach amid limited attractive investment opportunities. This elevated cash level mirrors trends seen in 2011 and 2018, preceding Nifty rallies concentrated in large-cap stocks. Investors should temper return expectations and prioritize portfolio quality, asset allocation, and risk management.
Personal loan EMI calculator: Dont use it without THESE 3 crucial inputs
To be able to use personal loan EMI calculator, one is supposed to enter three essential variables which are total loan amount, rate of interest on loan, and the loan tenure
Top 10 mutual funds to invest in May 2025
An online search would mostly take you to some websites with ready-made lists. Most often, the schemes may be shortlisted on the basis of their short-term performance. Sometimes, the schemes from a single category may dominate the list because that category happens to be the flavour of the season.
Axis Bank Share Price Live Updates: Axis Bank Experiences Weekly Decline
Coal India Share Price Live Updates: Coal India Reports Weekly Losses
BPCL Share Price Live Updates: BPCL's Weekly Performance Highlights
These 5 popular credit cards provide access to airport lounges. See details
Here we list out five popular credit cards which provide access to lounge in domestic and international airports
Personal Loan: This NBFC offers loan for up to 55 lakh. Check details
Bajaj Finserv personal loan can be used for a variety of expenses, including but not limited to medical emergencies, home renovation, education, and travel and holidays
Small savings schemes such as PPF, monthly income account, time deposits, senior citizens savings scheme, Sukanya Samriddhi Account and National Savings Certificate offer higher returns than those of fixed deposits (FDs) along with tax benefits
Why missing your EPF nomination could leave your family in limbo
Delayed payouts, family disputes, and red tape await those who skip this critical step. Heres why updating your EPF and EPS nominationsand consolidating old accountsisnt optional.
Busting the five common myths about personal loans in India: Know the facts before you borrow
Debunking common personal loan myths, from eligibility misconceptions to interest rate fears. Learn the facts and make smarter borrowing decisions with this insightful guide designed to help consumers navigate personal loans confidently.
New Tax Regime: 7 key things every taxpayer should know while filing income tax return
ITR filing: At the time of filing income tax return, taxpayers are supposed to be aware of different provisons which apply to the new tax regime
Here's how NRIs can save up to 18% GST on insurance premiums
NRI buying an insurance policy can specify that they are doing so from abroad by submitting a declaration form, provided by the insurance company. If a policyholder has already paid premiums, including GST, he can apply for a refund.
7 key lessons from John Bogle's classic, The Little Book of Common Sense Investing
Unlock the timeless wisdom of John C. Bogles Little Book of Common Sense Investingfeaturing low-cost index funds, diversification, and long-term strategiesspecially tailored for Indian investors aiming for smart, sustainable wealth creation.
My health insurance premium jumped 30%. What are my options?
The insurance regulator allows you to shift your existing policy to another insurer without losing the benefits of continuity, such as waiting periods for pre-existing diseases.
Investment of 1 lakh in 2013 in THIS mutual fund would have grown to around 8 lakh now. Check how
If someone had invested one lakh in Parag Parikh Flexi Cap fund in 2012 at the time of launch, the investment would have grown eight times in the past dozen years
ICICI Bank personal loan: 7 easy steps for quick approval and seamless disbursal
ICICI Bank personal loan: Unlock ICICI Bank personal loan approval and disbursal in 7 hassle-free steps. Understand eligibility criteria, document checklist, ideal loan tenure, and repayment methods to streamline your borrowing journey with ease and confidence.
Direct stocks or mutual funds? The best answer isnt a sideits a strategy
Direct stocks or mutual funds? The debate rages on. But in the world of investments, the middle path is often the wisestallowing beginners to grow at their own pace, with less stress and more success.
UTI Multi Cap Fund NFO is open for subscription. 8 things to know
UTI Multi Cap Fund offers diversified equity exposure across large, mid, and small caps, aiming for long-term growth with disciplined allocation, strong fundamentals, and adaptability to market cycles.
Low credit score of 670? Here are 5 smart ways to secure a credit card or personal loan
Struggling with a 670 credit score in India? Discover five smart ways to get approved for a credit card, including secured cards, add-on options, and showing financial stability to improve your credit profile.
How loan settlement helped a woman in her 20s ease the burden of 30 lakh in debt
The woman has taken the help of a debt settlement company to negotiate her loans. This plan aims to reduce her repayment burden by settling 19 lakh, providing a path to financial recovery.
Got a salary hike? Heres how a step-up SIP mutual fund strategy can help you save smarter
Got a salary hike? Financial planners recommend a step-up SIP, which auto-increases your mutual fund investment yearly to match income growth. But rising costs and poor planning can strain cash flow, so review regularly and adjust SIPs wisely to avoid penalties or missed goals.
These 5 credit cards offer rewards galore to cardholders. Check details here
These credit cards offer a range of rewards and cashbacks to the cardholders
Equity mutual funds offered up to 7% returns in April. Are there any included in your portfolio?
Equity mutual funds showed positive returns in April. Baroda BNP Paribas Focused Fund topped the charts with around 6.94% return. Invesco India Largecap Fund also performed well. HSBC Tax Saver Equity Fund and HDFC Value Fund also gave good returns. Several other funds from ICICI Prudential, Templeton, Invesco, Aditya Birla Sun Life, Mirae Asset, and Kotak also delivered positive results.
The Bank of Baroda Vikram credit card provides lifetime-free service and is tailored for Indian defence personnel. It features a simple application process and offers various benefits, including reward points, fuel surcharge waivers, EMI options, and a free subscription such as Disney+ Hotstar.
6 equity mutual funds outperformed their benchmarks in 5 years
We considered the schemes that had an up-capture ratio of more than 120.
Best mutual fund SIP portfolios to invest in May 2025
ETMutualFunds' best mutual fund SIP portfolios are meant for three different individual risk profiles: conservative, moderate and aggressive.
Bank slashing FD interest rates to 2.75%. Where to park your money now?
With bank rates down to 2.75% on balances up to Rs 50 lakh. Clearly, keeping money idle in the savings account is a losing proposition.
This fintech is turning MFs into instant payment walletsbut will users bite
Fintech startup Curie Money is integrating UPI payments directly with liquid mutual funds, offering users better returns and instant access to funds. But with regulatory grey areas and consumer hesitance, the real challenge lies in scaling this model for mass adoption.
Gold ETFs delivered 21 percent annualised return in the past 3 years. See details
Gold ETFs: Investing in gold has give handsome returns in the past few years. Investing in gold ETFs is a good way to replicate these returns
Gold or real estate investment: Understand and explore key factors to consider before choosing between gold investment in India and home loans for real estate. Compare returns, tax benefits, liquidity, and long-term value to make a smart financial decision in 2025.
Best dynamic bond funds to invest in April 2025
Dynamic bond funds have the freedom to invest across securities and maturities depending on the outlook of the fund manager. So, when the rates go up, the fund manager might bet on short term securities as a rate hike will marginally impact them. When rates start falling, he will invest in long-term instruments to make money.
UPI transactions to get faster with lower response time from June 16. Check details here
For request pay and response pay (debit and credit), the revised response time will be 15 seconds instead of 30 earlier
Multi asset category sees strongest inflows in March 2025: Motilal Oswal AMC Study
In Q1 2025, the Indian mutual fund industry witnessed significant shifts, with multi-asset funds leading hybrid inflows. While passive funds gained traction, debt funds experienced substantial outflows due to corporate tax payments. Overall AUM surged, driven by growing investor confidence and SIP contributions, reflecting a broader shift towards financial assets.
Hedge Funds vs Mutual Funds: 6 key differences to know
Hedge funds target high returns using risky, non-traditional strategies for wealthy investors, with limited regulation. In contrast, mutual funds cater to retail investors with safer, regulated options and transparent operations.
4 mid cap mutual funds which outperformed their benchmarks in 5 years
Most equity mutual funds underperform benchmarks, with only 1421% outperforming over five years. Information ratios remain low (00.2) for top midcap funds. SEBI mandates IR disclosure from April 2025.
Latest personal loan interest rates charged by top 6 banks in May 2025
Here we list out interest rates charged by banks - both private and state lenders on their personal loans
Bike loan rejected despite 800 credit score? Here's why and how to improve your eligibility
Despite a stellar credit score of 800, your bike loan may still be rejected due to factors like high debt, poor credit utilisation, or errors in documents. Learn how to boost your two-wheeler loan eligibility.
PPFAS Alternate Asset Managers IFSC opens a new office at GIFT city
PPFAS Alternate Asset Managers IFSC, subsidiary of Parag Parikh Financial Advisory Services, opened its GIFT City office to serve as a hub for alternative investments.
Sebis big bet on REITs, InvITsare we fixing what isnt broken?
Sebis proposal to double mutual fund exposure to REITs and InvITs aims to deepen long-term capital flowsbut with thin volumes, few listings, and limited investor appetite, the move may be solving a problem that doesnt yet exist.
ATM transaction charges to go up from May 1 what you need to know
The RBI has allowed banks to raise ATM cash withdrawal charges, effective May 1, 2025. But customers can still make five free transactions at their bank ATMs and three at other banks in metro areas. Here's what you need to know
