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Investment / The Economic Times
Invesco Mutual Fund has resumed subscriptions in three overseas fund of funds from December 5, allowing lumpsum, SIP and STP investments within available headroom, while retaining the option to suspend inflows again if overseas limits near February 2022 thresholds.
Top small cap mutual funds delivered up to 30% annualised returns over three years, led by Bandhan Small Cap Fund. Several others posted strong gains, while five laggard schemes recorded losses between 13% and 16% over the same period.
Wedding season is here and costs are rising. Financial expert Pankaj Mathpal shares tips for planning wedding expenses. He stresses starting early and investing wisely. Equity and gold are recommended for long-term growth. For those who missed early planning, starting 5-10 years ahead is advised. Families should budget carefully and avoid loans to manage expenses without jeopardizing financial security.
With the rupee touching 90 against the dollar, concerns over the soaring cost of overseas education have resurfaced. Edelweiss MF CEO Radhika Gupta says long-term financial planning should factor in 24% annual currency depreciation, as future rupee movements remain unpredictable.
Franklin India Mid Cap Fund, the oldest in its category, has transformed a Rs 1,000 monthly SIP into Rs 2.36 crore over 32 years, achieving a 20.20% XIRR. The fund delivered positive returns in nine of the last ten calendar years, showcasing its resilience and wealth creation potential for long-term investors.
Mid cap mutual funds have seen a strong rally, leading to investor anxiety about current valuations. While these funds offer potential for high returns, they also carry significant risk due to company volatility and corporate governance issues.
Groww Mutual Fund has introduced two passive offeringsGroww Nifty Metal ETF and Groww Multi Asset Omni FOF. The NFOs, open till December 17, aim to provide investors targeted exposure to metals and diversified multi-asset allocations. Both funds reopen for continuous trading on January 1, 2026.
Kotak Mutual Fund in its Market Outlook 2026, offered a comprehensive view of the macroeconomic environment and shared four key investment themes that are expected to shape Indias financial markets in the coming year.
An expert explains why taxpayers with long-term and short-term equity mutual fund gains may not be able to use Section 87A to reduce their 202526 tax liability.
Virendra Singh aims for a Rs 3 crore corpus in 20 years. His current Rs 9,500 monthly SIP with annual increases will not suffice. Experts advise doubling his SIP or extending his investment horizon. A simplified portfolio with a small-cap bias and gold ETFs can aid his long-term wealth creation. Discipline and consistent step-ups are key.
Many mutual fund investors, especially beginners, often feel unsure about which funds to pick and frequently look for a ready-made MF portfolio to meet their long-term goals.
Silver ETFs have surged over 100% in 2025, prompting investors to consider profit booking or continuing the rally. Experts suggest partial profit-taking if allocation exceeds targets, while long-term investors (5+ years) can remain invested. The metal's dual industrial and safe-haven appeal, coupled with supply deficits, drives its performance.
Mutual fund advisors suggest large cap schemes for conservative investors. These funds invest in top 100 companies, offering relative safety in volatile markets. While some large cap schemes have struggled recently, they can still provide inflation-beating returns. Investors can consider specific recommended funds for long-term goals with a five to seven-year horizon. Performance updates are provided monthly.
Many retail investors are pouring money into sectoral and thematic mutual funds, chasing past returns and new themes. These focused funds carry significant risks due to their concentrated nature. Investors often enter these funds late, near market peaks, leading to losses when sectors underperform.
Mirae Asset has launched the BSE 500 Dividend Leaders 50 ETF and Nifty Top 20 Equal Weight ETF, offering investors access to consistent dividend payers and equal-weight exposure to Indias top 20 companies. Both NFOs close on December 10 and reopen on December 16.
A Ventura report highlights five SIP lessons: stay invested until goals are met, every instalment adds up, use volatility to your advantage, theres no bad time to invest, and market declines are temporary.
Top five smallcap mutual funds delivered up to 31% CAGR over three years, with Bandhan, ITI, Invesco India, Quant and Nippon India Small Cap Funds topping the category.
Sunil Singhanias Abakkus Mutual Fund has launched its first equity NFO, Abakkus Flexi Cap Fund, an open-ended equity scheme that will invest across large, mid, and small-cap stocks.
A report by Ventura Securities highlights top tax-saving options with a three-year horizon. ELSS funds like Motilal Oswal and SBI ELSS delivered strong CAGRs of 24.6% and 23.4%, respectively. NPS schemes from HDFC and ICICI Prudential offered three-year CAGRs ranging from 16% to 23.4%. ELSS provides tax benefits under Section 80C with a three-year lock-in, while NPS supports long-term retirement planning with additional tax advantages.
Union Mutual Fund has launched the Union Consumption Fund, an open-ended equity scheme focused on companies in consumption, consumption-related, and allied sectors. The scheme aims to generate long-term capital appreciation by leveraging structural shifts in consumer behavior and spending patterns. The NFO is open until December 15 and will reopen for continuous subscription within five business days of allotment.
Quant Mutual Fund increased exposure to select private banks and remains positive on NBFCs, infrastructure, insurance, consumption, and telecom. The fund anticipates a broader market rally, citing easing liquidity, tax and GST reforms, corporate earnings recovery, and potential USDINR reversal, while highlighting seasonal momentum and global Fed rate expectations shaping equity performance.
Equity mutual funds saw gains up to 11% in November, with sectoral and thematic funds leading the pack. ICICI Pru Strategic Metal and Energy Equity FoF topped returns at 11.48%. Experts advise caution with these volatile funds, recommending diversified equity for core portfolios and small satellite allocations for thematic plays.
ETMutualFunds offers a curated list of ten top mutual fund schemes. These selections span aggressive hybrid, large cap, mid cap, small cap, and flexi cap categories. The aim is to assist regular mutual fund investors in making informed decisions. Investors should consider their personal investment objectives, risk tolerance, and investment horizon before choosing a scheme.
Investors are seeking safer equity-oriented products amid market uncertainty. Aggressive hybrid funds are gaining traction, offering returns comparable to equity but with significantly lower volatility. These funds also provide tax efficiency for high-net-worth individuals due to their structure.
Gold ETFs in India have crossed Rs 1 lakh crore in AUM as of October 2025, driven by record inflows, rising investor participation, and growing preference for digital gold over physical holdings. A Zerodha Fund House study highlights that Gold ETF inflows in the first ten months of 2025 alone surpassed the combined inflows of the previous five years.
Four mid cap mutual fundsInvesco India Mid Cap, Axis Nifty Midcap 50, WhiteOak Capital Mid Cap, and Kotak Nifty Midcap 50delivered over 10% returns in the past year, outperforming several peers that posted modest single-digit gains.
A report by Ventura Securities highlights the top-performing equity mutual funds across categories based on three-year CAGR. Largecap, large & midcap, midcap, smallcap, and flexicap funds delivered strong returns, with smallcap schemes leading the pack. The report also details the latest AUM figures for each showcased fund as of 31 October 2025.
With overseas mutual fund limits in place, investors are flocking to the few global index ETFs still open, driving premiums sharply higher. But this surge in demand means buyers could face weak results even if global stocks rally.

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