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The EPFO's member and employer portals have been down since June 26 for software upgrades, causing delays in claims processing. Services are anticipated to resume by July 1, 2026. Here's what changes for EPF members among other details.
A Mumbai IT professional faced a tax demand of 3.36 lakh after her employer failed to deposit deducted TDS. The ITAT ruled in her favor, stating tax demands cannot be raised if TDS is deducted but not remitted. Details of the case here.
Meet 29-year-old software engineer named Michelle Yeung who worked undercover at Starbucks to launch Matcha House in Manhattan with 1.9 crore savings.
How this doctor earning 1.51 crore annually amassed investments worth 11.32 crore
Despite earning a modest salary during training, Chan has built an investment portfolio worth around $1.2 million across brokerage, savings and retirement accounts..
While transferring funds to a spouse may seem advantageous for tax savings, income could be subject to clubbing under Section 64, making it your taxable income. Details here.
Bought a flat but possession was delayed? Here's what Supreme Court ruled on Delhi homebuyer's case
In a recent case, the Supreme Court ruled that homebuyers can claim compensation for delayed possession of their apartments, even after taking possession. Details here.
Fixed deposits offer safe, assured returns but are taxable under income tax laws. Taxpayers who missed declaring FD interest can file an updated return (ITR-U) within four years, allowing for corrections with varying additional tax penalties based on the filing time. Details here.
Investment planning should align with current finances, risk tolerance, and future goals. The Public Provident Fund (PPF) offers a safe, low-risk option for long-term savings, providing tax benefits and guaranteed returns, making it an ideal choice for wealth building.
AMFI seeks review of decade-old $7 billion overseas MF investment cap
AMFI plans to again approach RBI, Sebi and the government to raise the decade-old overseas investment cap for mutual funds. The industry says a higher limit will give investors greater access to global markets.
Nvidia's stock surged over 1,000% since the ChatGPT release, becoming the world's most valuable company. Investors are now eyeing other AI chipmakers like Micron and Sandisk, while tokenized stocks offer a new way to invest in these companies.
Bitcoin crash far from over? Experts see another 30% downside to $42,000 | Buy, sell or hold?
Bitcoin futures dropped to $58,995 on Thursday, over 50% below last year's peak, with predictions indicating a further decline to around $42,000-$44,000 by year-end. Profit booking across assets and rising AI investments contribute to selling pressure amid a strong U.S. Dollar Index.
Income-tax returns: How much rebate can you claim under Section 87A? Eligibility and rules explained
Income-tax returns: Filing your ITR for AY27 / FY26, here's how much rebate you can claim under Section 87A of the I-T Act. We explain the eligibility criteria, tax regime details and rules for taxpayers.
Big changes ahead? IRDAI to soon unveil insurance distribution reform paper
The regulator is expected to invite stakeholder feedback on proposed reforms to insurance distribution. The framework is likely to focus on persistency, informed customer choice and balanced regulation while keeping policyholder protection at its core.
Amid market volatility, we asked experts what SIP investors can do to protect their portfolio. From emphasising continuance and review of portfolio to diversifying asset allocation here's their advice
Can I-T dept raise tax over alleged cash paid for property? ITAT clarifies
The Mumbai ITAT held that the I-T Department cannot make a tax addition for an alleged cash payment in a property purchase based solely on documents seized from a third party. Such additions must be backed by independent and corroborative evidence linking the buyer to the transaction.
Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Saturday, 28 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.
Is Indian IT a contrarian call?
Investors looking to take a contrarian call on the IT sector can do so by using sector or theme-based schemes, but prefer actively-managed diversified schemes where fund managers decide and monitor sector allocations
The 8th pay commission is engaged in discussions with employee representatives to formulate pay recommendations, which will impact around 50 lakh central government employees and 65 lakh retired pensioners.
How SCSS helps senior citizens earn a 20,500 monthly income from 30 lakh savings
Secure your retirement with SCSS, a government-backed savings scheme offering stable income for senior citizens. This article explains how a 30 lakh investment can generate around 20,500 monthly income with safety, tax benefits and predictable returns.
West Bengal has announced a 20% hike in dearness allowance for state employees and pensioners, raising it to 38% effective October 1. Teachers' organizations welcomed the decision but urged faster implementation and clearance of remaining dues.
The RBI just published a list of the tricks your bank plays on you
New directions on product marketing and sales highlight practices such as bundling and hidden opt-outs, while formalizing safeguards against mis-selling.
UPI and bank apps allow 24/7 transactions. Banks close on specific Sundays and Saturdays, with online services available during holidays. Customers must verify local branch holiday schedules.
Bullion Cues: Room for a rebound
Aggressive traders can go long
Micron's stock surged over 700% to $1,184, reflecting a shift from a cyclical to an AI infrastructure narrative. With significant revenues predicted and strong demand for HBM, the future hinges on sustained performance despite potential cyclical risks and varying analyst price targets.
2 lakh a month for a normal life': Man says 'Bombay, Bangalore and Gurgaon may exhaust you'
He listed routine expenses such as rent, groceries, fuel, Uber rides, house help, gym memberships and occasional meals out, along with a few lakh rupees spent on travel every year.
SpaceX will join the Nasdaq 100 on July 7 due to amended eligibility rules, allowing quicker inclusion for newly listed companies. This change could attract $4.3 billion in passive inflows from ETFs and mutual funds, potentially boosting SpaceX's stock price significantly.
Section 80C: Which small savings schemes qualify for tax deduction and which don't?
Post office small savings schemes are popular for conservative investors, offering safety, assured returns, and competitive interest rates. Here's the list of schemes that qualify for tax deduction under Section 80C.
Loan rejection can disrupt urgent financial plans. Understanding common personal loan rejection reasons such as a low credit score, high debt burden and incomplete documents can help borrowers improve eligibility and boost personal loan approval chances.
What is Income Tax e-Proceedings? Meaning, benefits, notice types, and how to respond online
e-Proceedings is an online service provided by the Income Tax Department that allows taxpayers to view and respond to tax notices electronically through the e-Filing portal.
It is important to understand that no asset class remains the market favourite forever. Equity, real estate, gold, cryptocurrencies, commodities and technology themes all go through phases of enthusiasm and correction.
The Centre has said that the 8th pay commission will examine pay upgrade after promotion for central government employees demanded by NC-JCM under the career progression MACP scheme. Here's all we know
Experts suggests that an investor's risk appetite depends on financial capacity and emotional comfort with risk. Assess your income, savings, liabilities, age, and ability to handle market volatility. Together, these factors help determine the level of risk you can sustain over the long term.
Dearness Allowance: Here's why AIDEF is demanding a change in the DA calculation formula
DA hike: The AIDEF has requested the 8th pay commission to revise how dearness allowance is calculated, arguing the current formula fails to reflect true living costs and inflation pressures on government employees and pensioners.
Public and private banks in India will be closed today, 27 June, for the fourth Saturday holiday. Operations are halted nationwide, but online banking services will remain accessible for transactions.
Taxpayers dissatisfied with income tax orders can file an appeal using Form 35. This process requires submitting relevant documentation and fees, and the appeal must be filed within 30 days of receiving the order. Full details here.
Zerodha Fund House has launched the life cycle fund series, becoming the first AMC to offer target-date mutual funds in the Indian mutual fund industry. The life cycle fund category was introduced by SEBI in February 2026.
Lost money in a online fraud? Here's how much you can recover under RBI's new rules and who pays
Starting January 1, 2027, RBI's new guidelines will protect consumers from small-value digital fraud, allowing compensation up to 25,000 for victims. Details here.
NSE chief urges startups and MSMEs to tap capital markets for growth
Listing opens new growth avenues for businesses, from capital raising to talent acquisition, says NSE chief
Indore to Navi Mumbai: Top 5 cleanest cities in India and their cost of living
India's government has increased urban cleanliness via better waste management and citizen involvement. The top five cleanest cities in 2026, per Swachh Survekshan, include Indore, Surat, Navi Mumbai, Visakhapatnam, and Bhopal
Indian textile companies rush to IPO market to raise growth capital
Five firms aim to raise over 500 crore, driven by FTAs and shifting global supply chains
Indias forex reserves rise by USD 963 million to USD 672.6 billion
. The rise came after a decline of nearly USD 10 billion in the previous week. While foreign currency assets fell by USD 3.072 billion, gold reserves rose by USD 4.110 billion during the week
Investment banks, rating agencies lower gold outlook after dropping over 25% since Jan 29
Near-term for the precious metal has become challenging, driven by US Fed policy signals
As the 8th Pay Commission prepares its report, the fitment factor is projected to range from 2.05 to 2.10. Here are the salary calculations.
Business cycle funds outperform benchmarks amid market volatility
The assets under management of business cycle funds have also grown 26% to 32,459 crore, supported by Indias economic expansion, infrastructure growth and domestic consumption
Passive funds assets rise to 14.77 lakh crore despite debt outflows in May: NSE report
Passive equity funds attracted net inflows of 9,488 crore during May
Employee Provident Fund Organisation: EPF subscribers are allowed to withdraw up to 100% of their eligible provident fund balance, with certain conditions. Here are the new rules and top FAQs explained
Managing money today goes beyond saving. These five government apps help everyone stay financially organised by securing important documents, enabling safe digital payments and providing easy access to essential government and financial services.
Owning a 20 lakh car is feasible for a Bengaluru professional earning 30 lakh annually, yet paying fully from savings isn't ideal. Financing part of the purchase preserves liquidity, favoring long-term financial flexibility.
Income-Tax Returns: Here's what precautions should taxpayers take while filing their ITR
The income-tax department has launched online forms for ITR-1 to ITR-4 for FY 2025-26. Taxpayers can file returns by July 31 through the e-filing portal. Certain income types, like business profits and capital gains, are excluded from ITR-1, and late fees may apply if filed late.
Save more on your next vehicle with the latest car loan interest rates in June 2026. Compare top banks, EMIs, processing fees, & key borrowing tips to choose a car loan that fits your budget & lowers your overall borrowing costs. In case of doubt, don't hesitate to seek professional guidance.
What is a mutual fund riskometer? A simple guide to understanding fund risk before you invest
The riskometer is a visual risk indicator that reflects the overall risk associated with a mutual fund scheme. However, two schemes belonging to the same category do not always have identical riskometer ratings.
Gold: India swings to premium on price retreat; China demand muted
Gold prices in India dropped to 140,543 rupees per 10 grams on Thursday, the lowest since March 27, following a decline in international spot gold prices
e-Filing Vault Higher Security explained: What it is, why it matters and how to enable it
The e-Filing Vault Higher Security facility is designed to strengthen the security of a taxpayer's e-filing account by requiring a second level of authentication in addition to the regular user ID and password.
6 simple ways to prevent unauthorized credit card use and secure your finances
Protect yourself from digital threats with these smart credit card habits. This article explains how to prevent unauthorised credit card use through secure practices, transaction alerts, safe payments and simple steps to protect your financial identity.
8th pay commission: From demands for increased salary and fitment factor hike, to schedule for state visits and meetings. Here's a look at the top 10 latest updates from the 8th CPC discussions so far.
Markets close for Muharram with Sensex, Nifty lifted by lower crude
Sensex rose 109.25 points to close at 77,100.47, while the Nifty 50 added 34.35 points to settle at 24,056; Trading will resume on Monday, June 29
Gold and silver prices today, 26 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
US Dollar rides into second half of 2026 on a winner takes it all wave
Expectations of higher US interest rates and record capital inflows strengthen the greenback against major peers.
Gold heads for fourth weekly loss on hawkish Fed bets
All precious metals poised for weekly loss
No 8th Pay Commission yet, but DA hike may be around the corner: 5 key updates
DA hike discussions are gaining momentum as central government employees await the next revision and updates from the 8th Pay Commission. This article covers July 2026 DA expectations, inflation trends and the latest pay commission developments.
Deductibles are not a barrier to portability, says HDFC Ergo CEO Parthanil Ghosh
The insurer's chief executive discusses portability rules, underwriting discipline, rising health premiums and the road to Insurance for All by 2047.
Dearness Allowance: From DA hikes to payment of arrears for central and state government employees and retired pensioners, we check the top 12 latest developments and updates.
Bank holiday today: Banks are closed across cities in India today on account of Muharram. In addition to the common national and gazetted holidays, banks in India could have local holidays and festivals off, as required.
Should you invest in last years top mutual fund? Experts warn against this common mistake
Experts caution against chasing performance after fund rankings, as returns are influenced by market conditions. Instead, investors should focus on long-term goals and avoid frequent switches, which can lead to missed opportunities and additional costs.
Micron jumps 18%, surpasses Meta: Here's what is driving the rally and how Indians can invest
Micron Technology surpassed Meta Platforms' market valuation and briefly exceeded Tesla's, following a strong forecast that boosted shares by 18.4%. With a market cap of $1.398 trillion, demand for AI-related hardware has led investors to favor Micron among trillion-dollar chipmakers.
Silver sheds all gains made this year as precious metals in India toe global trend
Rates in the world market have dropped to an eight-month low on dollar gaining strength and hopes of US Fed increasing interest rates
Multi-cap vs flexi-cap funds: Why multi-cap funds are outperforming across 1, 3 and 5 years
Multi-cap funds have outperformed flexi-cap funds across the 1-, 3-, and 5-year periods, reviving a long-standing debate over whether mandated diversification across market capitalisations is superior to manager-driven flexibility.
Many professionals in their 40s discover that their biggest financial mistakes were not bad investments, but delayed decisions. By this stage, income is often at its peak, but competing obligations can make it easy to feel wealthy even as you fall behind on long-term goals.
Should you switch SIPs to last years top-performing fund? This study has the answer
Investors who switch based on the previous year's performance may end up buying into a segment after much of its rally has already occurred. For long-term SIP investors, consistency and discipline may prove more effective than repeatedly chasing the latest market winner.
Silver falls 5,000, gold drops 2,800 in Delhi amid weak global cues
Spot gold slips by $21.15, or 0.53%, to $3,978.06 per ounce, in international markets, while silver declines 0.56% to $57.10 per ounce
UTI Nifty 50 Index Fund passively tracks the Nifty 50 Index, whereas the ICICI Prudential Large Cap Fund is actively managed with the objective of outperforming its benchmark through stock selection.
Gold futures rebound on value buying after steep sell-off
Yellow metal for August delivery increased by 405, or 0.29 per cent, to 1,41,675 per 10 grams in a business turnover of 10,375 lots
Profit booking trims gains; Nifty ends flat after 200-point swing from day's high
BSE Sensex closed at 77,100.47, up 109.25 points or 0.14 per cent, while the NSE Nifty 50 settled at 24,056, gaining 34.35 points or 0.14 per cent
Rupee rises 16 paise to settle at 94.39 against US dollar
Rupee opened at 94.30 against the dollar and traded in the range of 94.13-94.56
Energy mutual funds: Meaning, top 5 funds, key factors, advantages and risks explained
Energy funds are thematic equity schemes that invest primarily in companies in the energy sector. These funds invest in oil & gas exploration, refining, power generation and distribution, coal mining, renewable energy, energy equipment, and financing companies.
For good weather plus softer luxury pricing, aim for April, May, September, or early October.
Sensex, Nifty, Share Prices Highlights: Indian equities ended marginally higher as Sensex and Nifty gained 0.14 per cent each, supported by softer crude oil prices and policy measures to attract inflows, while the rupee edged up and broader markets showed mixed, cautious trading with volatility easing.
Mis-sold a product from your bank? RBI's new framework seeks to fix that
The RBI's new framework bars banks from forcing customers into insurance purchases, links employee incentives to product mis-selling, and mandates explicit consent and full refunds for violations.
Advit Jewels IPO subscribed 149.23 times so far on final day
Strong demand across investor categories
1,800 monthly EPF contributions can build nearly 19 lakh retirement corpus here's how
A small EPF contribution can create significant retirement wealth over time. Investing 1,800 monthly in EPF for 25 years at an 8.25% interest rate can grow into a corpus of nearly 19 lakh through compounding. Here's how.
Gold loans have emerged as a strategic driver of financial inclusion, outpacing all other credit products with 84% growth YoY in FY26, according to an Experian report. It has expanded beyond traditional southern markets to Uttar Pradesh, West Bengal, Rajasthan and Maharashtra.
Waterways Leisure Tourism IPO fully subscribed on final day
The retail investor portion led demand, subscribing 3.63 times to the issue, the non-institutional investor segment was subscribed 0.86 times, while the qualified institutional buyers portion was subscribed 0.20 times
A woman shifted to Bengaluru from London and reduced more than 50 percent of her monthly rent. She also pointed out how she saves money by carrying her meals/dabbas during outings and taking bike taxis in the city. Check it out.
Servotech's 60 kW and 120 kW EV chargers earn BEE's Top 5-Star efficiency rating
The certification is commercially significant for Servotech as government agencies, public sector undertakings, oil marketing companies, and fleet operators increasingly weigh energy efficiency
Avoid tax credit mismatches during ITR filing with the Income Tax Challan Correction Rules 2026. Taxpayers can now correct eligible challan details online, helping ensure accurate tax records, faster return processing and smoother compliance.
Income-tax returns: Here's how to avail the Pay at Bank Counter option available to all taxpayers on the e-filing portal. Taxpayers can select this service while generating the Challan Form. Here's all you need to know
Autos and Healthcare lead Nifty past 24,200 as crude stays near $69
Automobile and healthcare stocks drove the rally, while energy and metals saw selling as crude oil prices neared $6970 per barrel
The opportunity cost of waiting for the perfect entry or exit point
The stock market does not wait for investors to feel ready.
Why most investors underestimate operational risk in crypto investing
Some of the biggest losses in the history of digital assets have had little to do with market movements.
