30 C 
Can you change the income tax regime while filing ITR? Here's what taxpayers should know
Salaried taxpayers can switch between the old and new tax regimes while filing their ITR, regardless of the regime used by their employer for TDS. However, rules differ for those with business income. Understanding the flexibility and tax impact can help taxpayers make an informed choice.
EPF Scheme 2026: Got married? Your past PF nomination is now invalid key FAQs answered
Your earlier EPF nomination becomes invalid once you get married. Filing a fresh nomination ensures your PF benefits are paid to the intended beneficiaries without unnecessary delays or legal complications.
Multi-asset allocation funds topped the hybrid category, recording 70,819 crore in net inflows in 12 months. These funds help diversify across equities, debt, gold, and other assets. Investors should evaluate allocation strategy, diversification, and capture ratios before investing.
Delhi Lakshmi Yojana: 2,500 monthly assistance announced; Check eligibility, rules and documents
The Delhi government has launched the 'Delhi Lakshmi Yojana', providing eligible women with monthly financial assistance of 2,500, of which 1,500 will go into a locked savings account. The initiative aims to empower women financially and support family stability.
SIP inflows of most listed MFs hits a bump
Sequential SIP inflows slow down in June quarter on weak returns
Northern Arc Capital posts record Q1 profit of 114 crore, stock slips 4.9%
Switched jobs and lost track of your old PF account? Govt explains how EPFO's e-portal can help
The government has revealed that the EPFO has developed an Aadhaar-based e-portal to help members trace old inoperative PF accounts, transfer balances to their active UAN or settle claims. The portal aims to reduce paperwork, improve transparency and simplify access to forgotten PF savings.
South Korean market meltdown barely ruffles India; IT stocks steal the show
The Nifty 50 closed at 23,985, down just 0.04%; Nifty IT index rallies 3.3%
Delhi HC orders Paytm Payments Bank to be wound up: What happens to your Paytm wallet, UPI now?
The Delhi High Court ordered the winding up of Paytm Payments Bank Ltd due to non-compliance with regulations.
New vs old regime: Income tax slab rates for FY26 know how slab-wise tax calculation works
Taxpayers should compare the new and old tax regimes before filing their ITR for FY26. Since India follows a slab-based tax system, only the portion of income falling within each tax slab is taxed at the applicable rate. Understanding this helps taxpayers estimate tax liability more accurately.
HUL shares fall 7% as Q1 attributable profit drops 3% to 2,673 crore
Turnover grows to 17,184 crore, driven by 10% underlying sales growth and 5% volume growth
Sensex today | Stock Market Highlights: Sensex slips 69 pts, Nifty falls below 24,000 at close
Sensex, Nifty, Share Prices: Indian equities closed marginally lower on Tuesday. Sensex slipped 69.86 pts or 0.09% to close at 76,765.92; Nifty 50 dipped 10.60 pts or 0.04% to 23,985.35. The indices remained range-bound as investors balanced easing crude oil prices against uncertainty surrounding the US Federal Reserve's policy outlook. Mixed global market trends and ongoing corporate earnings also kept trading subdued despite continued domestic institutional buying.
Rupee clings to two-week high as oil price slide, intervention helps cement rise
Hopes for a resolution to the US-Iran conflict have pulled oil prices about 15% lower from the peak hit last week
Planning to start investing in stock market? Avoid these 5 costly beginner mistakes
First-time stock market investors can avoid costly mistakes by focusing on diversification, asset allocation, disciplined investing and long-term wealth creation. Check out the five most common investing mistakes experts warn against and practical steps to build a stronger investment portfolio.
ITR filing deadline 2026: Missing July 31 can cost you more than you think
The late filing fee is only one consequence of missing the ITR deadline. Delayed filing can also result in the loss of capital loss set-off benefits, delayed refunds and additional interest, increasing your tax burden in future years.
The best way to navigate market volatility? Invest for milestones, not markets
Market volatility often fuels fear and greed, prompting costly investment mistakes. Goal-based investing shifts the focus from market moves to life milestones, helping investors stay disciplined.
Best mid-cap mutual funds: 12 funds delivered over 18% 10-year SIP returns
Mid-cap funds have rewarded long-term SIP investors, with 12 schemes generating annualised returns of more than 18% over the past decade. A comparison of three-, five- and 10-year returns also shows that recent winners are not always the best long-term wealth creators.
How to accurately report REIT/ InvIT income in ITR for AY 2026-27 ahead of 31 July deadline
Report REIT and InvIT income in your ITR for AY 202627. Know the tax treatment, choose the right form and keep essential documents ready to avoid mistakes before the 31 July deadline.
Debt funds or direct bonds? Understanding the routes to fixed income investing
Sebi's reforms and online bond platforms have made direct bond investing more accessible than ever. But should investors choose individual bonds over debt mutual fundsor use both?
Keralam jewellers seek review of gold, silver import duty structure
Government data presented in Parliament indicate a sharp rise in gold and silver smuggling following the increase in import duty on the precious metals from 6% to 15%
Silver futures decline to 2.17 lakh/kg
On MCX, silver contracts for September delivery declined by 3,576, or 1.62%, to 2,17,597 per kg in a business turnover of 1,716 lots.
Govt bonds rise as oil, US yields fall; state supply looms
Indias overnight index swaps declined further, tracking U.S. yields and oil prices. The one-year swap rate was down 1.75 bps at 5.87%, while the two-year rate fell 1.25 bps to 6.06%.
R R Kabel shares jump 10% on strong Q1 results; CLSA turns bullish
The company posted standalone PAT of 203.1 crore in Q1FY27, compared with 88.7 crore in Q1FY26.
Income tax refund delayed for AY 2026-27? 5 reasons your refund may be stuck
Income tax refund delays for AY 202627 may occur due to incorrect bank details, pending e-verification, PAN issues, tax mismatches or errors in return filing. Here are common causes of delays, how to track your refund status and the key checks to complete for faster processing.
Chip fears drag markets lower; IT stocks buck the trend
There was a global sell-off in semiconductor stocks, triggered by the blockbuster debut of China's CXMT on the Shanghai Star Market, where shares surged roughly 500 per cent,
Coforge shares jump 9% after Q1 profit rises 49% y-o-y
The stock hit a days high of 1,667.80 at 9.34 am, up over 9% from its previous close of 1,528.40
BEL shares fall 3.6% after Q1FY27 results, brokerages retain bullish view
The stock traded at 395 on the NSE at 9.56 am, after hitting a days low of 392.10, compared with the previous close of 407.15
Coal India shares fall over 3% weighed by weak operating performance
Jefferies maintained a buy rating on Coal India with a target price of 500
Moving back for ageing parents? Here's the financial reality NRIs must prepare for
As more NRIs return to India to care for ageing parents, experts say early planning is crucial to manage healthcare costs, lower incomes, taxes, overseas assets and retirement savings.
Gold slips as firm dollar weighs; focus turns to Fed meeting
The dollar held near a one-month high, making greenback-priced bullion more expensive for holders of other currencies
Gold and silver prices today, 28 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Q1 Results Today, 28th July 2026 Live Updates: Stay tuned for more from businessline
Paytm launches 11 ITR filing with ClearTax: What's included and should you use it?
Paytm has partnered with ClearTax to offer income tax return filing starting at 11 through its app. Here's what the plan includes, who can benefit, and the precautions taxpayers should take before filing.
The ITR filing deadline for AY 2026-27 remains 31 July, with experts expecting no extension. Over 4.1 crore returns have already been filed. Taxpayers should file and e-verify returns on time to avoid penalties, interest and loss of key tax benefits.
South Koreas KOSPI falls over 7% as China chip threat hits SK Hynix, Samsung
The selloff triggered sidecar trading curbs on the KOSPI and Kosdaq after SK Hynix plunged 10% and Samsung Electronics dropped more than 9%.
Japans Nikkei tumbles over 3% as chip stock selloff deepens after Wall Street decline
Market sentiment was also weighed down by a steep decline in South Koreas KOSPI, reflecting concerns over the global semiconductor sector.
ITR filing 2026: Avoid these 5 costly mistakes before the July 31 deadline
The July 31 ITR deadline is just days away. Avoid these five common filing mistakes that could lead to tax notices, refund delays or additional tax demands.
8th Pay Commission: Fitment factor above 3 may raise salaries, but test Centre's fiscal discipline
8th Pay Commission: Fitment factor debate has intensified as employee unions seek a multiplier above 3. While a higher fitment factor could significantly increase salaries and pensions, experts say the Centre will balance employee expectations with fiscal sustainability before final recommendations.
SEBI proposes MF-only PMS with 25 lakh entry: Expert explains how it differs from traditional PMS
The proposed MF-only PMS framework is positioned as a bridge between self-managed mutual fund investing and traditional PMS, allowing investors to access professional portfolio management at a lower entry threshold of 25 lakh while remaining within regulated investment products.
ITR: India has seen 4x growth in billionaires in five years. As many as 576 people reported gross total income of 100 crore or more, FY26 income-tax filings showed, MoS Pankaj Chaudhary said today.
The CBDT has issued a guidance note to operationalise India's crypto-asset reporting framework in line with the OECD's global standards. While there is no change in crypto taxation, experts say investors should focus on accurate record-keeping as information sharing becomes more structured.
Want to complete filing your income-tax returns before the 31 July deadline? Here's how taxpayers can calculate their ITR dues under new tax regime and old tax regime for financial year 2026 / AY 2027.
US, China lead investors back to gold ETFs as inflows turned positive last week
Investment interest returns as the yellow metal price hovers near $4,000 an ounce
Lohia Corp IPO subscribed 7.25 times on final day, QIBs lead the charge
The strong finish was driven almost entirely by institutional investors who came in force on the final day, reversing the sluggish trend seen in the first two days
Xtranet Technologies IPO closes 12x subscribed; HNIs steal the show at 26x
Net proceeds are earmarked primarily for working capital requirements (102 crore), debt repayment (20.2 crore), and capital expenditure (8.5 crore)
NTPC posts record 27,546 crore profit in FY26, eyes 250 GW capacity by 2037
NTPC posts highest ever group capital expenditure of 55,986 crore in FY26
Mid- and small-caps often face criticism during market corrections, but 20 years of data show they have consistently outperformed large-caps in strong market years. Investors bullish on India's growth story should not ignore these segments despite their volatility.
DA hike: Here are the key Dearness Allowance-related demands made by employee groups from demand for an inflation-linked wage model to calls for implementation of DA merger and a new calculation formula for the component.
Indo-MIM IPO closes at 72.34 times subscription; QIBs bid over 204 times
Foreign institutional investors followed with bids for 1,05,75,59,970 shares. Mutual funds subscribed for 31,63,06,770 shares, while the Others QIB category accounted for 39,14,59,260 shares
Indias relief rally: Crude crash, ceasefire lift Sensex, Nifty out of five-day slump
The Nifty 50 closed at 23,995.95, up 228.50 points or 0.96 per cent, while the Sensex gained 776.01 points or 1.02 per cent to settle at 76,835.78
EPFO has delayed the launch of its UPI-linked claim settlement facility to August as it focuses on resolving glitches in the upgraded CITES 2.01 portal. The new system aims to enable faster credit of eligible PF claims through UPI once the platform stabilises.
The 8th pay commission panel is scheduled to hold state and union territory visits and meetings in Delhi, Chennai, and Puducherry in August and September this year as part of its consultation process. Check the full list of cities, dates and other details here
India Gold Metaverse raises 300 crore to build digital infra for gold economy
The capital will enable the company to accelerate platform development, expand the ecosystem, deepen strategic partnerships and build scalable digital infrastructure
Different fund categories, same stocks? These equity mutual funds have up to 79.4% portfolio overlap
A study found that the BOI Large & Mid Cap Fund and BOI Multi Cap Fund from the same AMC have a portfolio overlap of 79.4%, despite belonging to different categories. This highlights that investing in multiple equity mutual funds across categories may not always lead to better diversification.
Experts say investors aged 25-30 should focus on goal-based asset allocation rather than chasing returns. Here's how to allocate equity, debt and gold, and the mistakes to avoid.
Can a salaried person use presumptive tax for 1 lakh freelance income?
Whether you can opt for presumptive taxation under section 44ADA of the Act depends on the nature of your freelance income. If your freelance work qualifies as a specified profession you may opt for the presumptive taxation scheme, as gross receipts of 1 lakh are within the prescribed thresholds.
Rupee logs best day in over 6 weeks as RBI intervention magnifies oil slump impact
The rupee opened at 96.1475 against the U.S. dollar and climbed to an intraday high of 95.7950, having settled at 96.5625 in the previous session
ITR filing mistake: ITAT deletes 17.41 lakh penalty after CA firm's affidavit proves clerical error
The Mumbai ITAT deleted a 17.41 lakh penalty after accepting a CA firm's affidavit that an incorrect revised ITR was filed due to a clerical error. The Tribunal held that, in the absence of evidence of deliberate misreporting, penalty under Section 270A could not be sustained.
ITR filing issue, refund delay or TDS mismatch? Here's how to raise a complaint through e-Nivaran
The e-Nivaran facility allows taxpayers to raise and track income tax grievances online through a structured process. Both registered and unregistered users can raise complaints, which are routed to the concerned department, and can be tracked using a unique acknowledgement number.
Gold climbs as pause in West Asia crisis curbs inflation risk
Gold has largely hovered around $4,000 an ounce since late June, with a wave of dip-buying keeping the metal above the psychological threshold that some traders see as a key support.
Supreme Court rules vehicle's mere presence is not enough for motor accident compensation
SC says compensation under the Motor Vehicles Act cannot be awarded merely because a vehicle was part of the sequence of events. Claimants must establish a credible causal link between the use of the vehicle and the death or injury.
How investors can benefit from India's push to reduce import dependence
India's push to reduce external dependence presents a long-term investment opportunity. Experts suggest focusing on structural reforms, strong management, and business fundamentals, rather than short-term policy announcements, for sustainable earnings growth
Tax experts caution against viewing an HUF as a simple tax-saving hack because transferring assets to it changes their ownership.
The EPF reform gives employers a chance to rethink retirement architecture
The EPF reform is more than a payroll change. It gives employers an opportunity to redesign retirement benefits by combining EPF's stability with NPS's growth potential and tax efficiency.
EPFO annual report: bigger corpus, faster claims, but challenges persist
EPFO's corpus has swelled to 28.4 trillion and claim settlements hit a record in FY25, but rising pension payouts, persistent grievances and thinner investment yields pose fresh challenges.
Funding your spouse's PPF account? Tax expert explains how Section 80C rules apply
Funding your spouses PPF account can help you claim a Section 80C deduction of up to 1.5 lakh, provided the contribution comes from your own income. Tax treatment, ownership rules, clubbing provisions and practical points every taxpayer should know before investing.
Zen Tech shares fall 8.7% after Q1 PAT declines
The revenue from operations fell 10.4 per cent to 141.64 crore during the quarter under review compared to 152.82 crore in Q1FY26
Tata Consumer shares up 3.2% as Q1 profit jumps 29%, brokerages retain buy calls
The stock traded at 1,100.70 on the NSE at 10.55 am; hit a high of 1,123.40 during the session.
ITR filing 2026: Sitharaman asks tax officials to let honest taxpayers correct genuine mistakes
As the July 31 ITR filing deadline nears, Finance Minister Nirmala Sitharaman has urged tax officials to let honest taxpayers correct genuine mistakes. She also outlined the 5Rs of responsive tax governance and called for greater tax certainty and lower litigation.
Sensex jumps 530 pts as crude retreat; IndiGo, Tata Consumer lead gains
The BSE Sensex, which closed Friday at 76,059.77, opened at 76,608.98 and was trading at 76,589.59, up 529.82 points or 0.70%, as of 9.17 AM
Jefferies raises IT sector to neutral as AI trade pauses
The top four IT majors are currently trading at 13-17 times price-to-earnings multiples, while revenue growth for IT stocks is expected to remain in the low-to-mid single digits over FY26-28E.
Govt bonds rebound as easing US-Iran tensions drag crude oil lower
The benchmark 6.94% 2036 bond yield was at 6.7767%, as of 10:15 am, down from a closing level of 6.8253% on Friday, when it notched a second consecutive weekly rise.
Nifty Prediction Today July 27, 2026: Nifty futures: Resistance ahead; stay cautious
A breakout of 24,000 can lift Nifty futures (Jul) to 24,250
Crude oil falls as US, Iran halt weekend strikes
After 13 days of strikes, the US has held off on further strikes over the last two days, while Iran also paused retaliatory attacks
Rupee rises 28 paise to 96.25 against US dollar in early trade
On Friday, the rupee recovered from a low level and settled 20 paise higher at 96.53 against the US dollar
Juniper Green Energy sets IPO price band at 214-225 per share; issue opens on July 30
Juniper Green Energy develops, builds and operates utility-scale solar, wind, hybrid and battery energy storage projects across India
EPFO auto refund: 1.18 lakh dormant PF accounts verified; no claim needed for balances up to 1,000
The Labour Ministry has completed bank verification for 1.18 lakh dormant EPFO accounts under its auto-refund pilot. The system is expected to be ready by August-end, allowing eligible subscribers to receive their PF money without filing a claim.
Gold and silver prices today, 24 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Q1 Results Today, 27th July 2026 Live Updates: Follow businessline for more Q1FY27 updates
ITR filing deadline 2026: Only 5 days left till 31 July Key things taxpayers must know
ITR filing deadline 2026 is just five days away for salaried taxpayers, pensioners and investors. Here's who must file by 31 July, key due dates, essential verification steps, filing checklist and practical tips to avoid last-minute errors and refund delays.
When should you pause your SIP? Experts explain when it makes sense and when it doesn't
Experts say pausing a SIP should be driven by financial emergencies such as job loss or medical expenses, not market volatility. Here's when it makes sense to hit pause and when staying invested could work in your favour.
Gold gains on pause in US-Iran fighting; Fed decision looms
Spot gold rose 1.4% to $4,110.56 per ounce
Global cues, softer crude signal positive start for Indian markets
Gift Nifty pointed to a positive start, but elevated India VIX, FII short positions and the monthly F&O expiry are likely to keep markets volatile
How balanced credit mix improves credit score, boosts loan eligibility, say experts
A healthy credit mix can improve your credit profile by showing responsible borrowing behaviour. Here's how secured and unsecured loans, timely repayments and low credit utilization influence credit scores constructively and help borrowers access better financial opportunities.
Sensex today | Stock Market Live: Stock to buy today: KIMS
Sensex, Nifty, Share Prices LIVE: The stock of KIMS (Krishna Institute of Medical Sciences) has been in a long-term uptrend. But after hitting a record high of 858.15 on July 6, the price dropped. However, the stock is now hovering near the support at 780 whereas a rising trendline coincides. Moreover, the stock has formed a morning star candlestick pattern on the daily chart. Hence, the indications are that the trend is turning bullish and we are likely to see a fresh leg of rally from the current level.
A host of listed companies announced key business developments, including fresh project wins, fundraising plans, strategic investments, executive appointments and infrastructure contracts, with deals spanning renewable energy, pharmaceuticals, railways, defence, hospitality and technology, reflecting strong order momentum across sectors
The 8th Pay Commission is holding stakeholder meetings and consultations. Central government employees can track key developments and submission deadlines before recommendations on salaries, pensions and allowances are finalized.
Property inheritance: How this one document can prevent family disputes later
A missing property document can lead to legal disputes over inheritance. Estate planning is essential for ensuring asset distribution aligns with one's wishes and minimises conflict among heirs after the owner's death. Here are the key components of estate planning.
