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FD laddering strategy: How to split 10 lakh for better returns and liquidity
FD laddering involves spreading investments across multiple fixed deposits with varying maturities, enhancing liquidity and flexibility. Here's how it works and how the strategy benefits investors when repo rate is changed by RBI.
ChatGPT suggests a 3.25% withdrawal rate for early retirement in India, requiring an investment of 10-17 crore, depending on the city. It recommends maximising earnings before transitioning to lower-cost cities.
Senior citizen FD vs SCSS: Which gives better monthly income after retirement?
Senior citizens can choose between FDs and SCSS for income post-retirement. SCSS often yields higher returns, whereas FDs offer flexibility in contributions and payout structures. Full comparison here.
FPI ownership of Indian equities hits 14-year low as selling streak continues
FPI ownership of Indian equities now stands at 14.7% its lowest since June 2012 down from 19.9% a decade ago
Planning FD? Here's how much you should invest to earn 10,000 monthly interest see calculation
Fixed deposits are popular for stable income, particularly among retirees. Banks provide various payout options, and non-cumulative FDs offer periodic interest payments. Here's how much investment is needed to earn 10,000 monthly income.
The April expansion raised global gold ETFs assets under management to $615 billion, a 1% month-on-month increase
Leema Rose, wife of lottery baron Santiago Martin, has declared a staggering net worth of 5,863 crore in her nomination affidavit filed with the Election Commission of India. Leema is first-time AIADMK MLA from Lalgudi seat.
Mumbai takes it back quietly: Investment bankers 1.3 lakh monthly expense breakdown goes viral
From 60,000 rent in Worli to 10,000 on Uber rides just to save timeMumbai-based investment banker Yash Verma breaks down his 1.3 lakh monthly burn rate, proving that in Indias financial capital, time is the ultimate luxury.
A systematic withdrawal plan generates monthly or quarterly income for investors while keeping the remainder of their mutual fund corpus invested. Here's all you need to know about SWP
How expensive is Gurgaon really? Woman breaks down the real cost of living as a couple in the city
A Gurgaon-based woman has gone viral after sharing a detailed breakdown of her and her husbands monthly household expenses, revealing that the couple spends around 75,000 to 80,000 every month.
7 hidden credit behaviours that may be hurting your credit score
Protect your credit score from silent damage caused by hidden credit behaviours that reduce creditworthiness, from high utilisation to missed payments and credit report errors.
Q4 ResultsToday, May 9, 2026, live: Catch live updates on companies like Blue Dart Express, Kewal Kiran Clothing, Medi Assist Healthcare Services, Sambhv Steel Tubes, Utkarsh Small Finance Bank and others here.
TDS on FD interest decoded: Who pays, how much banks deduct, and exemption rules
Fixed deposit interest provides passive income for many Indians but is subject to TDS under the Income Tax Act. TDS is deducted at 10% if interest exceeds 50,000, with senior citizens enjoying a higher exemption. Forms 15G and 15H can help avoid TDS.
How multiple credit card applications influence your credit report and loan approval chances
Multiple credit card applications can lower your credit score due to repeated hard inquiries, which increase lenders' risk perception, while spaced applications and responsible credit usage help maintain a healthy credit profile.
BlackRock Inc. plans to launch two money-market funds for stablecoin investors, including a digital version of its $6.1 billion liquidity fund and a new tokenized fund for crypto wallet users.
Buying a car is a significant milestone for many Indians. Tax benefits for home and car loans differ, with deductions for the latter only available under certain circumstances. Here's a look at how it works
Account holders and registered bank customers are eager to know whether 9 May is a bank holiday. Check if SBI, HDFC, PNB and other banks are open or closed on Saturday with RBI's holiday calendar.
Tax-saving FDs explained: Lock-in period, tax benefits and banks offering highest interest rates
Fixed deposits remain popular among Indians for their safety and reliable returns. With tax-saving FDs offering deductions up to 1.5 lakh and interest rates as high as 7.90%, they are ideal for risk-averse investors seeking stable wealth accumulation.
SEBI plans major changes to buyback rules, seeks public comments
The regulator also suggested simplifying compliance norms, removing the mandatory appointment of merchant bankers, improving shareholder communication and ensuring companies do not violate minimum public shareholding rules
I asked ChatGPT how to fund a Europe tripSIPs or credit cards? its answer was practical
To fund a Europe trip, SIPs are safer and predictable, requiring monthly savings of 24,000- 25,000. Credit cards can be cost-efficient if repayments align with bonuses, but delays can lead to high costs. A hybrid strategy is recommended for cost efficiency.
RBI moots safeguards to curb digital payment fraud: How will they protect bank customers?
To curb digital payment fraud, the RBI has suggested measures such as lagged credit, a trusted person authenticating transactions for vulnerable individuals, prescribing a ceiling for annual aggregate credits in a bank account, and providing customer-induced controls, including a kill switch.
FD premature withdrawal rules: How much penalty do banks charge? All you need to know
Whether driven by urgent medical costs, emergency home repairs, or other sudden financial requirements, liquidating a fixed deposit prematurely carries significant implications.
The demand for travel insurance is rising, with 22% growth in policy issuance in 2026. Here's how these policies work and everything a flyer needs to know before their next trip.
For the April-June 2026 quarter, Sukanya Samriddhi Yojana continues to lead with an 8.2% yield, while the PPF rate remains at 7.1%.
Will new-age companies break into large-cap indices?
Possible listing of NPCI, Sarvam.AI could boost Indias market-cap
Investors reassess asset allocation strategies amid market volatility, focusing on equity, debt, gold, and cash based on their risk appetite and goals. Here's a complete guide to allocate 10 lakh in the current market scenario for different investor profiles.
India joins global rally, but trails peers on earnings outlook: MOFSL
Crude prices and FPI outflows remain key market risks even as 94 percent of Nifty, BSE-200 stocks gained in April
The Department of Posts now requires depositors to quote their PAN for all specified financial activities
Income tax calendar for May 2026: Check key dates, deadlines for TDS and TCS
From the mandatory deposit of Tax Deducted at Source (TDS) and Tax Collected at Source (TCS) for April 2026 to the issuance of vital certificates and filing of key financial statements, numerous due dates are set throughout the month.
Sebi plans CKYC 2.0 rollout in July: Experts decode impact on investors and borrowers
Unified KYC is being designed on the lines of the Centre's One Nation One KYC plan. Union Finance Minister Nirmala Sitharaman also recently spoke about this while speaking at Sebi's foundation day event last month.
After the account holder's death, PPF account closes, and the nominee or legal heir can claim the balance. The account continues to earn interest until the claim is settled, but no new contributions can be made posthumously.
The meetings will prioritise pensioners, associations, and stakeholders representing personnel from railways and defence.
Money management: Top five lessons Indian mothers taught us long before financial advisors did
Indian mothers have long instilled money management lessons in their children, focusing on disciplined spending, saving, and prioritizing education.
Geopolitical jitters drag Nifty lower; midcaps buck the trend
Nifty 50 settled at 24,176.15, down 0.62%, while the Sensex closed at 77,32819, shedding 0.66% per cent.
On April 18, the Centre raised the dearness allowance for employees by 2%, increasing it to 60%. The next DA hike is expected in July 2026, with a potential increase of 2-3% depending on inflation trends, benefiting approximately 50.46 lakh employees and 68.27 lakh pensioners.
Nifty slips to 24,160, HDFC Bank and Coal India lead losses as oil holds above $101
HDFC Bank falls 2.14% to 779
Gold prices rise in futures trade on spot demand
Gold contracts for August delivery trade higher by 689, or 0.45%, at 1,52,950 per 10 grams in business turnover of 1,206 lots on MCX
Wealthy families are turning to AI-driven investment and strategy advisory firms - Here's why
AI is transforming investment strategies, exemplified by Tony Cowell's new firm, Cynren, which focuses on serving wealthy families. With an AI-driven approach, Cynren aims to provide unique advisory services, emphasising impact investing and direct access to senior leaders
Bharat Forge shares hit 52-week high after Q4, brokerages upbeat on defence, exports
Consolidated EBITDA increased to 774 crore from 671 crore, aided by stronger exports and improved operational performance across businesses
India demand subdued on higher prices, China premiums hold firm
Spot gold prices have risen over 2% so far this week on easing fears of inflation and higher interest rates, as investors remained optimistic about a US-Iran peace deal
I asked ChatGPT to plan an international family holiday in June these destinations made the list
A budget-friendly 10-day international family trip from Mumbai can include destinations such as Thailand, Vietnam, Bali, Malaysia, and Sri Lanka, all within a budget of 23 lakh.
CarTrade Tech shares extend rally for second session after Q4 earnings, up 5% today
Rally comes after CarTrade Tech reported a 64% y-o-y rise in standalone net profit for the quarter ended March 2026 at 35.17 crore
OnEMI Technology Solutions shares jump 23% over IPO price on debut
The stock opened at 190 on the NSE, an 11% premium over the IPO price of 171, and debuted at 191 on the BSE, up 11.6%; It later reached an intraday high of 210.80, a gain of over 23% from the offer price
Krystal Integrated Services posts 5% revenue growth in FY26, PAT jumps 11% in Q4
The Mumbai-based integrated facility management company posted a net profit of 18.849 crore in Q4 FY26, up 11.31 per cent from 16.933 crore in Q4 FY25
Pidilite Industries shares surge on strong quarterly earnings report
The stock opened at 1,503.60 on the NSE, up over 3.5% from its previous close of 1,450.40, and was trading at 1,485.80, up 2.44% or 35.40, as of 10:18 am
Shakti Pumps shares tumble over 8% as Q4 profit falls
Margin pressure and high costs hit bottomline
Lenskart shares slide as 3,294 crore block deal hits on lock-in expiry day
Nuvama Alternative & Quantitative Research says the six-month IPO lock-in for Lenskart ends today, with as many as 104.74 crore shares becoming eligible to be traded amounting to 60% of its outstanding equity
Dabur shares rebound on Q4 Beat, Analysts split on outlook
The stocks early spike reflects positive market sentiment around earnings that beat on profitability, though sell-side opinion remains divided
Escorts Kubota shares fall 5% after Q4 earnings
The stock traded at 3,221 on the NSE, down 3.7%, after hitting an intraday low of 3,186.10, compared to the previous close of 3,345.90
EPFO 3.0 update: PF withdrawal via ATM, UPI soon Check the expected launch date
EPFO subscribers will soon be able to withdraw funds via ATMs, enhancing convenience. This change, part of the EPFO 3.0 initiative, is expected to be implemented by the end of May, allowing quick access to provident funds with minimal paperwork.
Rupee falls 45 paise to 94.67 against US dollar in early trade
Mumbai: The rupee depreciated 45 paise to 94.67 against the US dollar in early trade on Friday, as Brent crude prices rose back to USD 101.00 per barrel after US and Iranian forces exchanged fire near the Strait of Hormuz. Iran-US tensions affect Forex traders said investor sentiments were affected after Iran accused the US Get the latest updates in Hyderabad City News , Technology , Entertainment , Sports , Politics and Top Stories on WhatsApp & Telegram by subscribing to our channels. You can also download our app for Android and iOS .
BSE shares hit 52-week high after Q4 profit jump
BSE posted a 61% y-o-y rise in consolidated net profit for Q4FY26 at 795.47 crore, marking what the company described as the strongest financial performance in its 150-year history
Britannia shares sink 4.7% as Q4 miss, West Asia headwinds rattle investors
The stock opened at 5,634 against a previous close of 5,814, touching a session low of 5,524, with sell orders outpacing buys at roughly 60-40
Nifty slips below 24,200 as US-Iran tensions push oil above $101; IT, Banks drag
Sell-off comes despite Thursdays session ending nearly flat
Q4 ResultsToday, May 8, 2026, Live Updates: Catch live updates
Nifty seen opening 150 points lower as investors track Iran-US tensions
Meanwhile, foreign institutional investors (FIIs) continued heavy selling in April despite a recovery in benchmark indices, pushing FII ownership in Indian equities to its lowest level in over a decade.
Sensex today | Stock Market Live Updates: Stock to buy today: Motilal Oswal Financial Services
Sensex, Nifty, Share Prices LIVE: The short-term outlook is bullish for Motilal Oswal Financial Services. The 11 per cent surge this week confirms an inverted head and shoulder pattern on the chart. The neckline support of this pattern is around 840. There are chances to see a near-term dip towards 840. However, a fall below 840 is less likely as fresh buyers are likely to come into the market. Motilal Oswal Financial Services share price has potential to target 1,000 and even higher levels in the coming weeks.
Buzzing stocks: Lenskart, South Indian Bank, PNC Infratech, Cochin Shipyard, Deep Industries
Indian markets are expected to track key corporate developments on Friday, including RBI approval for Kotak Mahindra Banks South Indian Bank stake acquisition, PNC Infratechs Lucknow project win, and fresh business orders and legal updates involving several listed firms
Quant MFs Sandeep Tandon says this is Indias biggest buying opportunity since covid
Quant Mutual Fund founder and CIO Sandeep Tandon says fear around crude, the rupee and FII exits has created opportunity in undervalued pockets of the market, even as investors crowd into consensus trades.
An emergency fund should be easily accessible and low-risk. You will have to allocate your funds such that they can be liquidated for immediate needs while giving optimal returns without compromising safety.
Unable to find work in her field, she accepted the first opportunity that came her way managing Airbnb apartments, which involved cleaning rooms, handling laundry, and responding to guest queries.
BSE clocks record FY26 as derivatives revenue doubles
Exchange says cash market share growth held back by pending SOR approvals; targets higher FPI participation
The cost-of-living index comparison between India and the United States highlights key differences in housing, healthcare, salaries, and purchasing power. It will help individuals and families make informed decisions on relocation and financial planning.
The Arunachal Pradesh state government on Wednesday announced a 2% hike in dearness allowance component in salaries of serving employees, raising the rate to 60 per cent of basic pay and pension.
Bagmane REIT issue subscribed 24 times
Issue receives record applications
Waaree Renewable to acquire 55% stake in Associated Power Structures for 1,225 cr
Procedural requirements for the acquisition are expected to be completed by June 15, 2026
I asked ChatGPT to calculate corpus for retirement to vacation location at 55, factoring in inflation, healthcare, and a sustainable withdrawal rate. Here is what artificial intelligence chatbot said
Midcaps steal the show as crude cools, benchmarks flatline
The Sensex declined 114 points, or 0.15%, to settle at 77,844.52, while the Nifty slipped just 4.30 points, or 0.02%, to close at 24,326.65
Wonderla Posts record Q4 revenue on Chennai park boost; stock slides 1.3%
For the full year FY26, total income grew 14% to 55,108 lakhs, while EBITDA rose 12% to 19,245 lakhs
Secure your future early with EPFO, as EPF, EPS, and EDLI contributions can steadily help in building retirement savings, lifelong pension benefits, and family financial security for salaried employees across the country.
Fairfax India to take majority stake in IIFL Capital with 2,000 crore investment
Fairfax is an existing investor in the company, currently holding approximately 30.5% through FIH Mauritius and its affiliate
Escorts Kubota posts 30% jump in Q4 profit, declares 51 total dividend for FY26
The growth was driven by strong tractor sales and margin expansion
The newly approved Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 could potentially benefit around 1.1 crore MSME accounts, helping businesses tide over disruptions arising from the ongoing West Asia conflict, according to a report by State Bank of India (SBI).
Rupee gains sharply to end at 94.25/$ as oil slides, NDF dollar selling gathers pace
Brent crude fell below $100 per barrel, down nearly 3% and reversing course which lifted Asian currencies broadly, including the rupee
MMTC-PAMP relaunches digital gold, silver sale
The platform allows users to redeem their holdings at the real-time market prices with direct bank transfers or convert their digital balance into physical gold and silver in the form of minted coins and bars.
The PIB Fact Check unit clarified that a video of Finance Minister Nirmala Sitharaman endorsing an investment platform is fake and was created using AI. It also warned against online investment scams.
Why your health insurance won't cover the true cost of ageing
While platforms such as Bima Sugam make buying insurance easier, better access doesn't solve the deeper problem: policies are designed for medical crises, not the recurring, ongoing costs of ageing.
Rupee rebounds sharply on oil slide, NDF dollar selling
Rupee rises to 94.2525 per dollar, up 0.4%
A woman from the US, who has been living in Bengaluru, spoke about rental problems in the city. From the hefty security deposit to the annual rent hike, she explained why the same practices would be illegal in her home country.
FDs, Real Estate or Gold: Where does Tamil Nadu CM contender Vijay invest most?
According to the 15-page election affidavit filed by Vijay ahead of Assembly polls, and archived by the Association of Democratic Reforms (ADR), this is what his investments look like:
Forgot your EPFO PPO number? Here are 5 easy steps to retrieve it
Easily recover EPFO PPO number online through simple steps using the EPFO portal to ensure smooth pension payments, uninterrupted benefits and quick access to pension records.
Silver futures rise to 2.56 lakh per kg
Fresh positions built up by participants led to a rise in silver prices
Nifty slips into red by midday; HDFC Life, Bajaj Auto buck the trend
Among the top Nifty50 gainers at midday, HDFC Life Insurance was the standout performer, rising 3.61% to 628.25 against a previous close of 606.35, after opening at 611
CarTrade Tech shares surge 15% after record FY26 results; PAT up 68% to 244 crore
At 2,081, CarTrade Tech trades at a trailing P/E of approximately 39.6x, with total market capitalisation at roughly 9,974 crore
Emami bets 321 crore on personalised beauty with Vedix, SkinKraft acquisition
Emamis stock was trading at 456.35 on the NSE on Thursday, up 0.92% for the day, but down about 28% over the past year and underperforming the Nifty FMCG index in most timeframes
Is gold losing its safe-haven status? Morgan Stanley says Iran conflict forces a rethink
Gold has stumbled in the wake of the Iran conflict after delivering consistent annual gains since 2021, says report
