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Small-cap funds have emerged as the best-performing equity category in FY27 so far, delivering an average return of 22.31% between 1 April and 31 July. They were followed by mid-cap funds with 17.22%, flexi-cap funds with 14.06%, and large-cap funds with 10.52% returns.
How to calculate capital gains on NPS Tier II withdrawals
The eNPS portal does not currently provide a separate capital gains statement for Tier II accounts. Here's how withdrawals may be taxed and what investors need to know.
Income-tax returns: The due date for ITR-1 and 2 passed on 31 July, but taxpayers using ITR-3 and 4 have time to complete their process. Amid the tax season, we explain what invoices and documents employees should retain to support tax-free reimbursements.
With international mutual funds facing investment restrictions due to overseas limits, investors can explore domestic mutual funds with significant foreign equity exposure. A total of 15 equity and hybrid funds have invested in foreign stocks, including two schemes with more than 26% exposure.
Want to check your employees provident fund (EPF) balance, contributions, interest earned or download your passbook? Here's how you can do so using the official EPFO portal, Umang app, SMS, missed call or helpline.
A 100% debt portfolio delivered an average annual return of 6.79% with volatility of 6.38%. However, adding a 10% equity allocation improved returns to 7.99% while reducing volatility to 5.76%, showing that higher equity exposure does not always translate into higher portfolio risk.
Gold, silver seen range-bound as focus shifts to US job numbers, Fed cues: Analysts
On the domestic front, gold futures for August delivery fell by 1,595, or 1.1%, during the last week to close at 1.41 lakh per 10 grams
Delhi Lakshmi Yojana portal received 33,730+ registrations within 12 hours of its launch on 1 August. The scheme offers eligible women 2,500 per month. Women aged 21-60 years, with annual family income up to 2.5 lakh and meeting other criteria, can apply.
RBI fixed deposit rules changes: Could this impact FD interest rates for customers? We explain
RBI has allowed banks to offer differential interest rates on bulk deposits based on their liquidity risk under the Liquidity Coverage Ratio (LCR) framework. We explain how this impacts customers and if this could affect your fixed deposit rates with banks
New market timings from Monday; F&O segment to remain open till 3:40pm
Revised trading hours add a Closing Auction Session for F&O stocks, improving market efficiency and price discovery, while non-F&O stock timings remain unchanged
Looking for top SIP performers? These 7 equity mutual funds delivered over 20% returns in 10 years
Only seven diversified equity mutual funds delivered annualised SIP returns of over 20% in the last 10 years, excluding sectoral and thematic schemes. A 10,000 monthly SIP in these funds grew to as much as 38.8 lakh, with small- and mid-cap funds dominating the rankings.
Multi-asset allocation funds attracted nearly 38,027 crore in H1 2026, about seven times the inflows into balanced advantage funds. The gap was driven by strong gold and silver returns, investor return-chasing behaviour, and fresh fund launches in the multi-asset category.
Dearness Allowance or DA is a percentage of basic salary, reviewed twice annually, and aimed at offsetting the impact of inflation for government employees and pensioners. Here's a look at all the dearness allowance announcements so far
Capital inflows, RBI support limit rupee's decline despite 20% oil price surge in July: Report
BoB says a decline in the US Dollar Index (DXY) by 1.3% during July also provided support to the rupee, even as higher crude oil prices weighed on the domestic currency
Though PPF comes with a lot of benefits, some common mistakes can make you lose key benefits or shrink your final corpus. Here's everything you need to know.
The July 31 ITR filing deadline has passed, but many taxpayers still have time to file their returns. Here's who must file by August 31, October 31 or November 30 under the revised filing calendar for AY 2026-27.
The deadline for ITR filing has passed, yet a viral claim about a Pune CA earning 12 lakh from nearly 400 clients during this peak tax season has sparked debate.
Mcap: 9 of top-10 most valued firms jumps 2.51 lakh cr, Bajaj Finance biggest winner
Last week, the BSE benchmark Sensex climbed 2,034.87 points, or 2.67 per cent, and the NSE Nifty surged 616.15 points, or 2.59 per cent.
The Gujarat High Court has held that the Income Tax Department cannot retrospectively apply the expanded powers under Section 55A to reopen old property valuation disputes. The ruling offers clarity for taxpayers involved in legacy capital gains cases.
Market outlook: RBI policy, Q1 earnings and global cues to steer markets this week
On the macroeconomic front, market participants will watch July Composite PMI and GST collection data for signals on the strength of domestic economic activity
How health insurance portability is becoming a trap for policyholders
Portability, a framework designed to benefit policyholders, is increasingly being driven by sales incentives, despite regulations prohibiting it. Consequently, the weakest link becomes the advice provided by the intermediary facilitating the switch, often with little accountability.
Why fixed income remains a portfolio stabiliser during uncertain times
Investors face geopolitical risks and inflation pressures, leading to increased focus on fixed-income securities. Experts advise on building diversified bond portfolios across ratings and maturities to limit volatility, sustain income, and achieve financial goals effectively.
The Telangana High Court has ruled that taxpayers cannot lose Section 54F capital gains exemption solely because a builder delayed completing or registering a home. The judgment says delays beyond the taxpayer's control should not defeat the tax benefit if the investment has already been made.
SCSS provides government-backed safety and regular quarterly income, while Small Finance Bank FDs offer flexibility and competitive rates. Explore a detailed comparison of returns, risk, liquidity and tax advantages before choosing the right retirement investment strategy.
Millennial investor Todd Baldwin became a millionaire in his 30s by employing a combination of real estate and equity investment. Here's how he used the housing hacking strategy to gain rental income and invested it in index funds.
Bank holidays this week: SBI, HDFC, ICICI, PNB and other banks across India will be closed for upto three days this week, but digital platforms like UPI and banking apps will remain operational.
The motorcycle and the Ferrari: when to indulge and when to hold back
Buy the Ferrari, by all means, on the day you become the person who has earned it. Until then, it's fine to admire one zooming past, and getting on with the un-Ferrari years that are the real work.
US President Donald Trump's policies have pushed up inflation, which has increased the potential social security payouts for Americans in 2027, and threatened to put the US' retirement programme at risk.
UPI transactions hit record 29.9 lakh crore in July; volume rises to 23.66 billion
UPI transactions hit a record 29.9 lakh crore in July, with 23.66 billion transactions. The value marked a 19% annual growth compared to last year, solidifying UPI's position in India's digital payment ecosystem.
The Municipal Corporation of Delhi (MCD) is considering one-time regularisation of contractual employees and extending entry-pay, DA, allowances, leaves and other benefits to them. Here's all we know
Annapurna Bhandar Yojana: When is the August 3,000 payment likely to arrive?
Beneficiaries of the Annapurna Bhandar scheme are inquiring about the August 2026 credit date. The scheme replaces TMC's Lakshmi Bhandar, offering 3,000 monthly aid.
The Delhi Lakshmi Yojana aims to empower eligible women by providing 2,500 in monthly assistance. Women aged 21 to 60 from households with an income of under 2.5 lakh can apply, with a local MLA or MP's recommendation required for a transparent application process.
Credit card balance transfers can lower interest costs but may temporarily affect your credit score through hard inquiries and new accounts. Experts explain why repayment discipline, lower credit utilisation and avoiding repeated transfers are essential for maintaining a healthy credit profile.
EPFO fast-tracks PF withdrawals, aims to settle claims within 2448 hours check details here
The EPFO aims to settle fresh PF withdrawal claims within the same day or a maximum of two days, easing access to savings for members. Details here.
The revised EPF Scheme no longer permits employees to withdraw their entire PF balance after just two months of unemployment. Check the recent withdrawal rules here.
The July 31 deadline has passed, but belated filings are possible until December 31, 2026, with late fees and interest applicable. How to file ITR after due date, who gets more time, consequences, and other details here.
100 invested daily through a mutual fund SIP can potentially grow to over 1 crore in 25 years. Check how compounding, disciplined investing and starting early can help build long-term retirement wealth while understanding the risks of market-linked investments.
Indias consumer giants plan fresh price hikes; heres when the higher rates could reach store shelves
Consumer companies in India are gearing up for another round of price hikes, which could impact people's household expenses. This rise is attributed to a surge in commodity prices amid prolonged US-Iran conflict in West Asia. Details here.
Q1 Results Today, 01st August 2026 Live Updates: Follow BusinessLine's live coverage of Q1 FY27 earnings on August 1, 2026. Stay updated with the latest financial results, key announcements, earnings highlights and market reaction from companies scheduled to report their June quarter performance today.
Own an EV? Heres why a regular ICE vehicle insurance policy won't cut it
The real protection for your EV lies in specific covers like EV Shield, which is offered as an add-on to cover batteries. An EV Shield is essential as it specifically covers the battery, electric panel, and charging equipment.
Indias first REIT index fund to launch in August: Should you invest in it?
The REIT index fund provides access to commercial real estate at a low cost, with diversification and liquidity, and in a tax-efficient manner.
August will bring various financial updates for consumers, including changes in banking rules, credit card regulations, and the implementation of CKYC 2.0. Key deadlines include the income tax return filing due by August 31. Full list here.
SEBI closes proceedings against Religare Enterprises, Rashmi Saluja after Burman Group takeover
The regulator concluded its preventive action had achieved its objective after the change in control and completion of the open offer.
The regulator cited governance failures, undisclosed transactions and misuse of company assets while imposing penalties and market restrictions
The Delhi government approved the Lakshmi Yojana, allowing eligible women aged 21-60 to receive 2,500 monthly. An online application portal will launch on August 1, with the first payment expected around Raksha Bandhan.
EPFO members who find their account blocked, can't remember their UAN password, are unable to access their passbook or have KYC pending can check how to fix issues using the portal or Umang app.
Annapurna Yojana: No money in bank account yet? Check what to do if your application gets rejected
Many women in West Bengal applied for the Annapurna Yojana but haven't received financial aid. Chief Minister Suvendu Adhikari set a payment deadline for August while verification continues.
8th pay commission announces state visit to Chandigarh in September 2026 Check dates, other details
The 8th pay commission has announced its official three-day state visit to the union territory of Chandigarh in September. It will hold meetings with employee unions and stakeholders from Chandigarh, Haryana, Himachal Pradesh and Punjab.
IOC slips into loss in Q1 on holding fuel prices despite rise in cost
Indian Oil Corporation reported losses for the June quarter that were lower than analysts expected. This was largely due to efficiency improvements and higher margins from refining. The company celebrated record highs in crude throughput and a drop in fuel losses, with petrol and diesel sales reaching impressive quarterly figures. Moreover, IOC successfully secured crude oil from multiple global sources, mitigating any supply disruptions.
Apple shares tumble 9% on supply worries, on track for worst single-day fall in over 6 years
Apple shares plunged over 9% after the iPhone maker issued a weaker-than-expected outlook, warning that AI-driven component shortages are straining global supply chains. The stock is on track for its worst one-day fall in more than six years, putting nearly $500 billion in market value at risk and lifting Nvidia's valuation lead.
KGSMA seek BIS probe into counterfeit hallmarked gold jewellery in Kerala
Seeks legal proceedings against all individuals and organisations involved in the illegal activities
Q1 Results Today, 31st July 2026 Updates: Stay tuned for more from businessline
Eric Trump-backed defence technology company Space-Eyes to go public in $638 million SPAC deal
Space-Eyes, a leader in defense technology, has announced its merger with McKinley Acquisition Corp. In a move to enhance strategic oversight, Eric Trump will join as a strategic adviser. The new entity will focus on AI-enhanced counter-drone technology and geospatial intelligence, aiming to elevate global operations and government partnerships. This significant merger values the enterprise at a whopping six hundred thirty-eight million dollars.
Sebi extends deadline till Oct-end to complete digital accessibility audits, resolve platform issues
Sebi has announced an extension for regulated entities to complete their digital accessibility audits, moving the deadline to October 31, 2026. This extension replaces the previous date of April 30, and provides additional time for remediation until July 31. The decision comes in response to industry calls for more time to ensure compliance with laws supporting individuals with disabilities, promoting inclusivity in financial services.
Sebi clarifies off-market sale of unlisted shares to up to 200 buyers not a public issue
Sebi has stated that off-market transactions involving share sales are distinct from public issues, particularly when current shareholders opt to sell unlisted equity shares privately. A limit of two hundred purchasers per financial year must be adhered to. This clarification was specifically made in response to IDBI Bank's proposed divestment strategies, confirming that such actions are allowed as secondary transactions by existing shareholders.
Sebi penalises SME firm Kalahridhaan Trendz, promoters for misleading disclosures
Kalahridhaan Trendz has been penalized by Sebi with a fine of Rs 1 crore for hiding a loan default and giving deceptive corporate announcements about export orders. The involved directors, Niranjan D Agarwal and Aditya N Agarwal, faced market bans, and Sunitadevi Niranjan Agarwal received a one-year exclusion from securities markets. Additionally, the NSE has been instructed to consider measures, including potential delisting.
Auto components player Kay Jay Forgings, power infra EPC Polite Powertech get Sebi nod for IPOs
Kay Jay Forgings and Polite Powertech have secured Sebi approval to launch their IPOs. Kay Jay plans to raise Rs 300 crore through a fresh issue along with a Rs 60 crore offer for sale, while Polite Powertech aims to fund working capital and business expansion through its public issue.
US stocks: Nasdaq opens higher as Amazon surge offsets Apple decline
The Nasdaq opened higher on Friday, boosted by Amazon's strong cloud revenue growth. This performance eased concerns about artificial intelligence returns among major tech firms. The Dow Jones Industrial Average saw a slight increase at the opening bell. The S&P 500 also rose, reflecting positive market sentiment. The Nasdaq Composite experienced a significant jump at the opening.
LT Foods shares jump 4% on strong Q1 results; stock outperforms market
At the closing price, LT Foods carried a total market capitalisation of 14,338 crore, up sharply from 12,762 crore reported in the investor presentation as of June 30
Maruti Suzuki Q1 profit drops 11% YoY to Rs 3,352 crore on higher input costs
Maruti Suzuki reported an 11% year-on-year decline in Q1 consolidated net profit to Rs 3,352 crore, missing estimates as higher input costs linked to the West Asia crisis squeezed margins. Revenue and sales volumes grew strongly, while the company approved Rs 561 crore for four compressed biogas projects.
Bajaj Finance among 9 stocks hitting 52-week highs; surge up to 25% in a month
Nine BSE 100 stocks, led by Bajaj Finance and TVS Motor, hit fresh 52-week highs on Friday, gaining up to 24% in a month amid improving market sentiment and strong buying interest.
SC stays CIC order declaring NSE 'public authority' under RTI Act
The Supreme Court has stayed a Central Information Commission order. This order declared the National Stock Exchange of India a public authority. The NSEI challenged this ruling, seeking a response from the commission. The High Court had previously agreed with the NSEI's classification. This decision allows citizens to seek information from the exchange.
No AI bubble, better rules: Why India escaped the Korea shock
SEBIs measures to safeguard market integrity also help market stay relatively calm
Bajaj Finances surge sends Nifty 50 soaring, D-street shines
Nifty 50 closes at 24,383, up 0.27% or 66 points, extending its winning streak to a third consecutive session, Sensex settles at 78,094, up 0.21%
DA hike: Central government employees and retired pensioners are expecting a second increase in dearness allowance this year, sometime in the second half as a Diwali gift during the festive season.
1.1 trillion blind spot: How ignoring employee health is costing Indian businesses
The largest hidden cost is presenteeismwhere employees show up to work but cannot perform at their full capacity. This phenomenon accounts for 51,000 crore of the total annual cost to employers.
Health insurance: Co-payment vs deductible explained. Which one should you choose?
Having a clear understanding of co-payments and deductibles in health insurance can help policyholders estimate out-of-pocket costs, compare plans, and avoid claim surprises. This guide explains how both clauses work, their impact on premiums, and how to choose the right policy.
Rupee posts strongest week since March on RBI support
The Indian rupee sees its strongest weekly gain since March, bolstered by RBI interventions and easing oil prices
ESOP taxation can arise at two stageswhen shares are exercised and when they are sold. Here's how salary income, capital gains, fair market value and record-keeping affect ITR filing for AY 2026-27, and how to avoid these common tax reporting mistakes.
Belated vs updated return: Which should you file if you miss the 31 July income tax return deadline?
Taxpayers who fail to file their returns within the original due date still have two other options to complete the process. Here's how belated and updated return work and which one you should choose if you end up missing the July 31 deadline.
Indias out-of-favour stocks find new fans as AI trade reverses
Indian IT shares have been the biggest beneficiaries of the reallocation, with the Nifty IT index surging 16.7% in July as the Philadelphia Semiconductor Index slumped 21%.
Manipal Health Enterprises IPO subscribed 2.54X so far on closing day
The IPO comprises a fresh issue of equity shares worth up to 8,000 crore and an offer for sale of up to 2.16 crore equity shares by existing shareholders
Nifty tops 24,400 as Financials, Auto stocks shine; IT trims morning losses
Bajaj Finance jumps 8.60%, Mahindra & Mahindra advances 4.66%
15 lakh income, different tax liabilities: Why salaried middle class ends up paying highest tax
India's income tax system is progressive - higher incomes are taxed at higher rates. However, the final tax liability depends not just on how much a person earns, but also on how that income is earned.
Personal accident cover and standalone term insurance provide financial protection but serve different purposes. Let's deep dive into similarities and differences between the two insurance policies.
Todays Gold Rate in India July 31: Gold prices up in Delhi, Mumbai, Kolkata, Bengaluru, Ahmedabad
22, 24 carat Gold prices up across Indian cities on July 3
8th Pay Commission: 5 latest updates boost hopes for 1.1 crore employees and pensioners
The 8th Pay Commission has stepped up stakeholder consultations with meetings across India. Here are the five latest official updates, and what they mean for over 1.1 crore central government employees and pensioners.
ITR filing deadline today: Here's how much a one-day delay could cost you in interest and late fee
The deadline for income tax return filing is 31 July 2026, with over 5.4 million returns already filed. Taxpayers missing this date face late fees and interest under Sections 234A and 234F. Here's how much you may have to pay if you miss the deadline by just a day.
Thermax shares tumble 16% after Q1 profit slumps 85%
The companys consolidated net profit fell to 22 crore in the first quarter of FY2026-27 from 151.45 crore in the corresponding quarter of the previous financial year.
Rupee unlikely to breach 100 against US dollar even if crude hits $105/barrel: Kotak Securities
Analyzing the macroeconomic risks posed by elevated oil prices, Shrikant Chouhan outlined scenario-based projections for inflation, GDP, and currency volatility
Hyundai Motor India shares rise 7.2% as investors bet on recovery
Hyundai Motor India retains its full year operating margin outlook of 11%-14% and volume growth forecast of 8%-10% even as profits fall
Swiggy shares fall over 5% after Q1 results, brokerages remain divided
Swiggy narrowed its losses in the June quarter to 791 crore, compared with 1,197 crore in the year-ago period.
Bajaj Finance shares hit fresh 52-week high after Q1 results; brokerages turn bullish
The company reported a 29% y-o-y rise in Q1FY27 standalone net profit to 5,345.50 crore, prompting several brokerages to reiterate or upgrade their positive stance on the stock
Rupee rises 20 paise to 95.30 against US dollar in early trade
Rising for the fifth straight session, the rupee surged 26 paise to close at 95.50 against the US dollar on Thursday.
Sensex, Nifty open flat amid global tech rally; Financials surge, IT bleeds
Bajaj Finance gains most, TCS top loser
Gold and silver prices today, 31 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Will the US dollar lose its dominance? History says the decline will be slow
Barry Eichengreens Money Beyond Borders argues that history favours long-lasting reserve currencies and no credible challenger is yet ready to displace the US dollar
