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Multiple loans and EMIs? Here's how to know if your debt is still under control
The key issue is not simply whether EMIs are being paid on time. Instead, it is whether your overall financial framework has enough resilience to withstand unforeseen setbacks.
Should a housewife file income tax return? How does it work?
Homemakers are not salaried employees, they may still earn income from various avenues
Want to transfer your home loan? Things to consider before proceeding
Under the refinancing of existing mortgage, a new financial institution clears your current debt and assumes the remaining unpaid principal
Delhi electricity bill hike: Here is how much more BRPL, BYPL and TPDDL consumers will have to pay
In response to rising electricity costs, the DERC has approved increased FPPA surcharges for Delhi's power discoms. This adjustment, impacting mainly non-subsidized consumers, will see a monthly surcharge recovery starting April 2026, following appeals for a higher recovery limit.
A 25-year-old Redditor shared his struggle to recover from 70 lakh debt incurred from a failed restaurant, where expansions to the business led to increasing debt. He turned to netizens seeking advice on the way forward
ChatGPT's recommended itinerary proved that a three-day summer escape to Manali doesn't have to cost a fortune. It offers a balance between affordability and memorable experiences.
Income-tax returns: For taxpayers filing ITR for business income using the ITR-4 form, i.e. Sugam form, we explain the tax department's rules on choosing or changing between the old vs new tax regimes.
A 10% salary hike may significantly increase gross income, but post-tax gains can be considerably lower due to deductions. Various income levels illustrate this impact, revealing hidden tax liabilities that erode take-home pay, especially for higher earners and around the rebate cliff.
As crypto futures trading gains traction in India, traders are departing from traditional strategies. Nischal Shetty of WazirX highlights the operational differences, benefits, and risks of futures
8th pay commission: Railway groups want fitment factor of 3.80. We look at what the IRTSA has demanded when it comes to fitment factor across levels and how this could increase salaries of Railway employees.
How much should I spend to buy my first car as a 25-year-old? I aksed ChatGPT to do the math
At 25 and earning 60,000 a month, prioritize financial security when buying your first car. Aim for a price within 68 lakh and a loan of 45 lakh over 45 years. Maintain savings and consider prepayment as your income rises to save on interest.
Foreign Portfolio Investments (FPIs) and Foreign Direct Investments (FDIs) differ in ownership and strategy. FPIs are short-term, focusing on financial assets, while FDIs involve long-term commitments to physical assets.
The Himachal Pradesh government, led by Chief Minister Thakur Sukhvinder Singh Sukhu, on Thursday announced that state employees will now receive 100 per cent of their salary while on study leave for higher education.
Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Saturday, 13 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.
SpaceX allocated a record 20% of its IPO shares for retail investors, driving strong first-day trading. Experts felt that retail buying was what pushed SpaceX shares 19% on their first day of trading.
Earning FD interest? Why you should submit Form 121 TDS provisions explained
A bank deducts 10% TDS if the interest payable on a customers fixed deposit exceeds 50,000 ( 1 lakh for senior citizens) in a financial year. A customer must submit Form 121 to avail a TDS exemption. However, interest must still be declared at the time of filing the ITR.
SpaceX's IPO valued the company at $2 trillion, making it the sixth-largest U.S. company and turning Elon Musk into the first trillionaire. Investors are optimistic about its potential but face volatility as SpaceX is unprofitable with a price-to-revenue ratio of 112.
29-year-old laid-off MNC employee with 5 crore net worth asks: Should I be satisfied?
The Redditor shared that his personal net worth stands between 5 crore and 6 crore, while his wife's assets are worth approximately 2 crore. He added that his wife, who earns 40,000 per month, has reassured him that she would stand by him during this period.
Are you drowning in multiple EMIs? Debt consolidation can simplify repayments, improve cash flow, reduce missed payments, strengthen financial discipline, and help borrowers build healthier long-term debt management habits.
5 powerful money lessons I learned from the worlds first trillionaire, Elon Musk
Elon Musk faced severe challenges in 2008 with SpaceX and Tesla but remained dedicated to his long-term vision. Similarly, consistent investments create more wealth than chasing quick gains, highlighting the importance of a long-term approach to investing.
HDFC AMC has confirmed a data breach. Your mutual fund investments are safe, but your personal data may be at risk. Here is what investors must do now.
SpaceX IPO includes a greenshoe option heres what it means
SpaceX raised a record $75 billion in its IPO on Friday after selling roughly 5% of its outstanding shares, with the potential to raise additional funds through a greenshoe option intended to ensure orderly trading in the weeks after listing
SpaceX soars 19.2% in blockbuster debut, lifting US markets higher
The SpaceX listing, widely seen as one of the largest public debuts in history, lifted sentiment even as related space stocks declined
Bank holiday today, June 13: Are SBI, HDFC Bank, and other banks closed on Saturday?
Banks across India are closed on specified holidays, including second and fourth Saturdays and Sundays. Online banking remains operational during these closures for uninterrupted access to financial services.
Why let gold sit idle? Here's how gold leasing can help investors earn returns
Indian households often see gold as a wealth store, kept untouched for years. Gold leasing allows owners to lend their gold for interest while retaining ownership. Details here.
What Elon Musks $1 trillion wealth means in real terms
The milestone reflects the rapid rise in the value of his rocket company and broader gains across his business empire
SpaceX stock jumps to $164, becomes sixth-largest US company by valuation
The listing attracted strong retail and institutional demand as Elon Musk outlined ambitious plans for orbital data centres and a multiplanetary future.
Advit Jewels IPO to open on June 23, issue size reduced to 1.19 crore shares
The IPO, which closes on June 25, is a fresh issue with no offer-for-sale component.
Advance tax deadline on June 15: Who should pay, who is exempt and do senior citizens need to pay?
The first advance tax instalment deadline for FY 2026-27 is June 15, 2026. Here's who should pay, who is exempt and do senior citizens need to pay?
When independence meets kinship: Independent director dilemma
SEBIs ruling on a promoters cousin serving as an independent director revives the debate on whether legal compliance alone ensures board independence
SEBI to review delisting rules to simplify capital market exit process
The move is part of SEBIs broader effort to make Indian markets more attractive and efficient.
Gold rebounds 3,000; silver rallies 10,000 as easing US-Iran tensions revive bullion demand
Investor confidence strengthened after US President Donald Trump announced that planned military strikes against Iran had been cancelled, with reports of progress in negotiations further aiding the recovery
Brokers call: Rainbow Childrens (Buy)
With newly commissioned capacities entering the ramp-up phase and occupancy levels expected to improve, we forecast Pre IND-AS EBITDA growth of 20% CAGR over FY26FY28E
The central government has warned that deepfakes and synthetic identities are increasingly being used to target digital verification systems. Banks and fintech firms have been asked to strengthen onboarding and fraud-detection frameworks.
Are gifts received at wedding exempt from taxation? Here's what newlyweds should know
Indian weddings involve cash, gold, and gifts, which may raise tax concerns for newlyweds. The income tax law allows exemptions for gifts received during marriage, but they must still be disclosed as income. Details here.
Whether it is an ageing parent requiring months of specialised nursing post-surgery, a stroke survivor needing extensive physical rehabilitation, or a patient recovering from severe respiratory illness relying on supplemental oxygen, long-term care takes a toll.
Sensex, Nifty up 2%, Bank Nifty tops 56,800 amid softer crude and hopes of easing West Asia tensions
Over the week, Sensex rose 1.7 per cent, and Nifty 50 was up 1 per cent
Sensex, Nifty, Stock Price Highlights: Indian benchmark indices surged on Friday, with Sensex rising 1,695 points and Nifty gaining 461 points, driven by broad-based buying, banking sector strength, and easing crude oil prices following improved global geopolitical sentiment.
Can you use stock market losses to reduce tax on other capital gains? Income tax rules explained
Investors can offset equity-related losses against other capital gains to lower tax liabilities. The adjustment depends on the nature of the loss and the type of capital gain. Details here.
Gold rises to 1.49 lakh/10g in futures trade on strong global cues
Gold for August delivery rises by 915, or 0.61%, to 1,49,847 per 10 grams in 9,122 lots on MCX
Two representative groups Indian Railways Technical Supervisors Association and Railways Senior Citizens Welfare Society are seeking better pay levels, salary structure, annual increments, DA hike and allowances for employees and pensioners.
I asked ChatGPT to plan Ladakh trip under 20,000. The itinerary surprised me
My ChatGPT prompt: Please analyse whether a Ladakh trip is realistically feasible within this budget. If it is, create the most practical and enjoyable 4-day itinerary, taking into account travel time, acclimatization requirements, and major attractions.
Think a 20% market correction is rare? 45 years of Sensex data says otherwise
The Sensex has witnessed an average intra-year drawdown of 20% since 1980, yet nearly 80% of calendar years ended with positive returns.
Missed your credit card payment by 1 day? Heres what happens to your credit score
Missed a credit card payment by one day? A one-day delay usually does not affect your credit score, but repeated late payments can harm your credit profile and borrowing prospects. Try to understand loans, credit cards & other forms of debt clearly before applying so that you don't miss due dates.
I asked ChatGPT to do the wedding math: Whats a realistic budget in Delhi?
I asked ChatGPT to plan my wedding budget in Delhi. It suggested three budget scenarios conservative, moderate and premium. Read below to see which one of these it recommended.
Silver rises over 1% to 2.42 lakh/kg in futures trade amid renewed geopolitical optimism
On the Multi Commodity Exchange, the white metal climbed by 3,132, or 1.31% to 2,42,785 per kilogram in a business turnover of 11,251 lots.
More than 4,400 former and current employees are set to become millionaires after SpaceX starts trading on Friday, even as CEO and the world's richest man, Elon Musk seems poised to become the first-ever trillionaire.
Vedanta shares steady; four demerged entities set for market debut on June 15
Vedanta stock trims early gains to trade flat in afternoon session
At 12.34 pm, the Sensex was up 733 points, or 0.99%, at 74,565.55, while the Nifty 50 gained 186.25 points, or 0.8%, to 23,347.85
June 2026: Prominent small finance banks offer FD rates of up to 8.10% check details
Amid global market volatility, small finance bank fixed deposit (FD) rates of up to 8.10% can offer stable returns. Compare tenure, tax impact and safety before choosing the right fixed deposit.
Gold demand ticks up as prices slip; China premiums ease
Gold prices in India dropped to their lowest since April 2 at 146,444 rupees per 10 grams on Thursday, and are down 1.5% for the week so far
Dearness Allowance: Today we explore why DA and fitment factor decisions are significant when it comes to deciding how much salary and pension hike central government employees' and retiree can get under the 8th pay commission.
Hexagon Nutrition shares climb over 7% in market debut trade
Hexagon Nutritions market valuation stands at 619.38 crore
SEBI proposes uniform price band framework to curb price divergence in multi-listed stocks
In illiquid securities, prolonged non-trading on one exchange, combined with persistent buying interest on another, can result in substantial differences in market prices: SEBI
Hexagon Nutrition shares jump 12.5% over issue price of 45 on NSE
Buying interest post listing lifts stock to its upper circuit limit of 50.66 on the NSE and 50.39 on the BSE
Dabur shares steady; USFDA issues import alert for Silvassa facility
The stock traded largely unchanged at 424.35 on the NSE at around 10.12 am.
On 12 June, gold prices rose amid peace deal hopes in the Middle East conflict, with MCX gold trading at 1,50,320 per 10 grams. US President Trump's statements brought optimism, despite awaiting concrete developments on the situation.
Manish Kumar linked the decline to a number of factors, including rising living costs and demanding work cultures. He cited the example of a Delhi couple earning 50 lakh annually to illustrate his point.
Elon Musk's SpaceX had a bumper $75 billion IPO and is set to propel the world's richest person into trillionaire status. Here's a look at whether Indians can get a share of the pie and how much a $10,000 investment in the rocket company could yield.
Sensex, Nifty rise 1% as crude cools; L&T, IndiGo lead Nifty 50 gainers
Sensex, Nifty takes cues from strong gains in Asian markets and Wall Street
Rupee Surges 65 Paise to 95.20 Against US Dollar in Early Trade
The dollar index, which gauges the greenback's strength against a basket of six currencies, was trading at 99.75, down 0.11 per cent.
Who really makes money during a boom?
Why identifying a theme is only the beginning of successful investing.
Bengaluru woman loses 98.4 lakh in digital arrest scam: 5 ways to protect yourself
A shocking digital arrest scam cost a Bengaluru woman 98.4 lakh after fraudsters posed as police officials. Know five warning signs to avoid cyber fraud and protect your savings. Make sure that you promptly report such scams so that future victims can be protected and awareness can be spread.
Mis-selling, not claims, is life insurances biggest problem: Aviva CEO Asit Rath
Aviva Life Insurance CEO Asit Rath says tighter regulations are pushing the industry away from commission-led selling toward life-stage advice, data-driven underwriting and long-term customer engagement.
Markets set to open higher as oil prices fall and Asian markets gain
Nifty futures point to 1.4% rise amid easing geopolitical tensions
Wealth management for women: 4 smart strategies to tackle key financial challenges
Financial independence starts with smart choices. Wealth management for women becomes easier through disciplined investing, retirement planning, financial confidence and structured strategies that support long-term financial security and wealth creation.
Gold prices edge lower on inflation worries and rate hike expectations
Precious metal set for weekly loss as Trump signals possible US-Iran peace deal
Key developments in Indias healthcare, power, chemicals, and infrastructure sectors highlight significant acquisitions, partnerships, and projects across various industries.
Sensex, Nifty, Stock Price Live Updates: Traders can buy the stock now at 2,809. Accumulate on dips at 2,760.Keep the stop-loss at 2,670 initially. Trail the stop-loss up to 2,840 when the price goes up to 2,875
SpaceX IPO pushes Elon Musks net worth past $1 trillion
SpaceXs record-breaking IPO highlights the extraordinary investor confidence in Musks vision, even as debates grow over governance, valuation, and political influence
SpaceX raises $75 billion in mega IPO as investors bet on space future
The IPO marks the largest-ever US public offering, surpassing Saudi Aramcos previous record
Fall in gold prices to exert pressure on jewellers margins
Retailers carrying inventory bought at higher prices could potentially face mark-to-market losses
SEBI proposes uniform price-band mechanism for stocks listed on multiple exchanges
Move aims to curb price divergence in illiquid stocks arising from non-trading on one or more exchanges
Missed filing income tax returns for years? How to use ITR-U to clear your backlog
To help taxpayers catch up on missed filings or report previously unrecorded income, the government introduced the Updated ITR (ITR-U) framework.
Can missing 15 trading days over 27 years cost investors 1.9 crore? The data says yes
FundsIndia analysis shows that missing just 15 trading days over 27 years would have cut a 2.84 crore corpus to 95 lakh. The data highlights how a handful of market sessions have driven a disproportionate share of long-term equity returns.
Tax-loss harvesting explained: Key things mutual fund investors should know before booking losses
Tax-loss harvesting can help mutual fund investors offset capital gains and improve post-tax returns. However, experts say investors should stay focused on asset allocation, reinvestment and long-term wealth creation while using the strategy.
LTCG: How to save long-term capital gains tax key exemptions and errors explained
Sections 54, 54B, 54EC, and 54F represent the most effective pathways to claim these tax reliefs, tax experts say.
What financial decisions do people regret at 50? I asked ChatGPT; and, it was an eye-opener
At 50, people often regret financial decisions that hinder their long-term freedom and relationships, according to ChatGPT.
Markets witnessed a brief recovery during the session amid easing crude oil prices, but the gains proved short-lived
Fund of Funds explained: Meaning, types, benefits and limitations you must know
Fund of Funds (FoFs) are a type of mutual fund that does not invest directly in stocks, bonds, or other asset classes. Instead, they invest in other mutual fund schemes or just track an ETF or index fund.
Sensex, Nifty, Share Prices Highlights: Indian equity markets ended lower on Thursday as renewed West Asia tensions kept investors cautious. Sensex fell 150 points, while Nifty slipped 0.23%, dragged by IT stocks amid concerns over AI-led disruption.
After you file the ITR, the Income Tax Department processes the return and issues an intimation under Section 143(1) of the Income Tax Act. If you notice an error in your processed ITR, you can submit a rectification request through the e-filing portal.
Rupee drops on dollar demand from oil cos, nearly erases RBI-led gains
The currency ended at 95.76, down 0.5%, barely holding on to any of the gain notched on Friday
What changes in ITR-3 for F&O traders?
The revised tax form mandates split reporting of derivatives turnover and profits, improving AIS-based data matching and raising compliance pressure on futures and options traders
Sula Vineyards promoter stake rises to 24.6% after Rajeev Samant's share purchases
Samant acquired 60,000 shares of the company in June 2026 through open market transactions
SEBI, APMI discusses roadmap to boost India's PMS industry
SEBI and APMI hosted the APMI Leadership Conclave to discuss growth opportunities in the sector with regulators, portfolio managers, distributors, family offices, and wealth management professionals
Gold continues to fall on West Asia worries: What are investors concerned about?
Gold for August delivery decreases by 277, or 0.19%, to 1,47,740 per 10 grams on MCX
