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8th CPC: The 8th pay commission has invited eligible candidates to fill vacancies for consultant roles. Here are details on job openings, qualifications required, salary and the deadline for applications.
The EPFO member portal now allows salaried employees to transfer their EPF balance from previous employers to current ones more easily, aiming to reduce paperwork. Here's how the process works and what all you need to know.
DA hike: Amid expectations that the Indian government will announce dearness allowance increase in July 2026. we take a look at the trend of past DA hike announcements during the 7th central pay commission.
ITR filing 2026: If your income exceeds 1 crore, this disclosure is mandatory
Taxpayers earning over 1 crore must file additional disclosures about assets and liabilities under Schedule AL when submitting their income tax returns. Details here.
Pension rules: Orissa HC says government employees can't lose pension over leave alone
The Orissa High Court has ruled that unauthorised absence from work, by itself, is not grave misconduct that justifies compulsory retirement or denial of pension. The court restored a railway employee's retirement benefits after finding the punishment disproportionate.
The Nasdaq 100 emerged as the biggest long-term wealth creator over the last 20 years, with 21.3% returns. Among Indian equity benchmarks, the Nifty Midcap 150 TRI delivered the highest annualised return over the same period at 16.3%.
Gifts from family can be tax-exempt, but not always. Tax treatment varies based on the giver, value, and occasion. Here's when a gift is tax-free when it becomes taxable.
Quant Small Cap Fund portfolio: Reliance Industries among 9 stock exits, 5 new additions in June
Quant Small Cap added five new stocks to its portfolio in June while making complete exits from nine companies, including Reliance Industries. The fund also sharply increased holdings in RBL Bank, Sona BLW Precision Forgings and Anand Rathi Wealth while trimming exposure to several existing stocks.
Living abroad does not automatically exempt NRIs from filing an ITR in India. Tax filing depends on residential status, income earned from Indian sources, and other conditions such as salary, rent, capital gains, business income, TDS refunds, and DTAA claims.
Gold, silver may stay under pressure as US-Iran tensions, inflation data hold key: Analysts
Analysts said any further escalation in the conflict could drive crude oil prices higher, revive inflation concerns and strengthen safe-haven assets such as the US dollar and Treasury yields, limiting the upside for precious metals
The Income Tax e-filing portal helps taxpayers identify the correct ITR form through eligibility conditions and a guided questionnaire. Users can also determine applicable schedules, making the return filing process simpler.
Only one international mutual fund remains open for fresh SIPs after 11 schemes shut doors
Fresh SIP registrations into international mutual funds have nearly come to a halt after PGIM, Franklin Templeton and Edelweiss suspended new inflows into 11 schemes. Existing SIPs, however, will continue uninterrupted.
Earning 13 lakhs? Old vs new tax regime comparison shows which saves more tax
The new tax regime may be a better choice for salaried employees earning around 13 lakh a year. Here's how much tax you pay under each regime and the savings you can make.
EPFO has introduced the Amnesty Scheme, 2026, giving employers operating exempted Provident Fund (PF) trusts a one-time opportunity to regularise their legal status.
EPF Scheme 2026: Lost your job? Full PF withdrawal now allowed only after 12 months
The new EPF Scheme, 2026 replaces the decades-old 1952 scheme and changes how provident fund withdrawals work after unemployment. Members can now access only 75% of their PF balance immediately after losing a job.
Gold, silver prices today, 12 July: Check retail rates of 24K, 22K gold, 18K and 999 fine silver after recent escalation of fighting between the US and Iran.
More mutual funds dont always mean better diversification: How to avoid the portfolio overlap trap
According to the expert, investors should add a new mutual fund only if it reduces portfolio concentration, adds meaningful diversification, and fits your financial goals. A compact portfolio of 5 to 6 funds can often provide better diversification.
39.96 lakh BSNL VRS payout gets full tax exemption from ITAT; here's what the ruling means
A retired BSNL employee won full tax relief on a 39.96 lakh VRS payout after the ITAT ruled it was retrenchment compensation. The tribunal said the benefit under Section 10(10B) applies based on the specific facts of the BSNL VRS-2019 scheme.
How to read AIS and why is it key to filing ITR
AIS has become the default starting point for filing ITR, but experts warn it's riddled with gaps making independent reconciliation essential.
Recent AMFI data reveals retail investors exhibit strong participation that despite market volatility SIP contributions rose 7.5% to 32,087 crore in March. We asked experts what is driving optimism among small investors and confidence in SIPs. Here's what they said
REITs and InvITs AUM to double to 20 trillion by 2030: Should you invest in them?
The regulatory framework for REITs and InvITs has improved a lot. As a result, mutual funds have increased their exposure to them. Going ahead, with the listing of new REITs and InvITs in existing and new sectors, investors will have a wide variety of options to choose from.
Want to switch jobs and keep your current insurance plan? Here is what you can do to convert your employer group health policy into an individual or family coverage plan. Check eligibility, steps, rules
Home loan EMI: Why paying more than 30% of income could hurt your financial freedom
A high home loan EMI can strain monthly finances and delay wealth creation. Experts recommend keeping EMIs within 25-30% of monthly income to maintain savings, investments and financial security while managing homeownership comfortably and preparing for unexpected expenses.
Bank holiday next week: SBI, HDFC, others closed for 4 days between 13 to 19 July; check here
Private and public banks in India will be closed for four days from July 13 to 19, 2026, due to various holidays. Customers should check the RBI's holiday calendar and can still access online banking services during this period.
ITR Form 1 (Sahaj) is for small taxpayers with income up to 50 lakh. Over 1.7 crore ITRs were filed for 2025-26, urging timely submissions before the July 31 deadline to avoid penalties and delays in refunds.
With the new EPF rules and Labour Codes redefining contributions by employees and employers towards provident fund, we asked experts to explain how this impacts your monthly investment in the financial instrument. Here's what they said
Income Tax Return filing has become more than a tax obligation. A timely and accurate ITR strengthens your financial identity, improves loan eligibility, supports visa applications, speeds up refunds and builds long-term financial credibility with lenders, insurers and financial institutions.
Chose the new tax regime? Here are 5 ways to reduce your tax while filing ITR for AY 2026-27
The new tax regime features lower rates with fewer deductions, leading many salaried taxpayers to think they can't reduce tax liabilities. However, there are tax-saving provisions available. Here are five ways to lower your tax outgo.
NPS exit rules explained: How the Retirement Income Scheme and drawdown options work
The PFRDAs latest initiative aims to provide NPS subscribers with more flexible periodic payouts during the decumulation phase while continuing to support corpus appreciation through the RIS. While the subscriber gets periodic payments, the remaining corpus stays invested and continues to grow.
8th pay commission: Here's how union representatives, employees, pensioners, government departments and stakeholders can submit data to the 8th pay commission (CPC). Today, we take you through the full step-by-step process.
After SpaceX's IPO valuation surpassed $2 trillion, investors eye OpenAI as the next major IPO. CEO Sam Altman won't consider going public below $1 trillion, raising questions on whether OpenAI can match SpaceX's investment return despite their differing business models.
Term insurance serves as a fundamental part of financial planning, providing affordable life coverage. It's essential to determine how long coverage is needed based on financial responsibilities and existing assets before purchasing a policy.
Want Alibaba, Tencent, Baidu in your portfolio? 5 China ETFs Indian investors should know about
Diversifying equity portfolios geographically can be beneficial, especially with China-focused ETFs, which track Chinese companies. While easier for Indian investors through US-listed ETFs, risks such as geopolitical tensions remain.
Dearness Allowance: From DA hike to restoration of Old Pension Scheme, pension revision, gratuity, minimum wage and more Check the demands made by Joint Coordination Committee of Punjab Government Employees and Pensioners.
Capital gains tax on property sale: ITAT allows home loan interest as cost of acquisition
A Bengaluru ITAT ruling has clarified which expenses can be included in the cost of acquisition while computing capital gains tax on a property sale. The order allows home loan interest and maintenance deposits but requires verification of travel expenses.
HDFC Flexi Cap Fund portfolio: 4 new stocks added in June; see the biggest buys and sells
HDFC Flexi Cap Fund made a series of portfolio changes in June, introducing four new stocks, increasing holdings in 18 companies and trimming stakes in 25 others. It also made a complete exit from Ramco Cements during the month.
Think EPF is completely tax-free? Here's what employees should know
Job switches, career breaks and early withdrawals can all affect the tax treatment of your EPF corpus. Here's a breakdown of the key rules employees should know.
Retail investors pumped more money into mid-cap and small-cap funds than flexi-cap funds in June for the first time since Dec 2023. Experts say improving earnings visibility, stronger returns and attractive valuations drove the shift, while cautioning against reading too much into one month's data.
Health insurance checklist: Key policy terms to watch out for before hospital admission
Many policyholders get nasty surprises during hospitalisation. This is mainly due to several limitations buried in the policy terms and conditions, resulting in high out-of-pocket expenses.
Wealth management for new parents: Expert explains 5 money moves to secure your child's future
New parents can strengthen their child's financial future through term insurance, health cover, emergency savings and SIP investments. Early investing helps build a 1.2 crore education corpus while protecting the family from unexpected financial risks and rising education costs.
Lost track of an old PF account? EPFO's new Service History feature can help, here's how
EPFO's new Service History feature lets members view their complete employment and PF records in one place. The update can help subscribers identify missing service records and trace old PF accounts before filing claims.
Govts hub-and-spoke model for international travel: How will it help airline passengers?
The governments hub-and-spoke model will allow airline passengers to check in baggage and complete customs and immigration formalities at spoke city airport (Tier-II and -III cities), and take onward flight from the hub city airport (Delhi or other major cities) to international locations.
Public and private banks across India will remain closed today, 11 July, for the second Saturday holiday. Bank operations will remain suspended nationwide, but online banking services will remain accessible for transactions.
The Karnataka High Court has requested the Union government to respond to a petition challenging tax exemptions for gifts between spouses, which currently excludes same-sex couples. Details here.
EPS 2026: New withdrawal rules and 20-day claim settlement explained
With EPS 2026, the pension system for organized sector employees is reformed for transparency and efficiency. It mandates a 36-month wait for withdrawal benefits, enforces a 20-day claim processing deadline, and supports higher pensions, while preserving existing benefits for current members.
If you invested like Trump, you'd be ahead of the S&P 500 here's what the US President is betting on
Trump's financial disclosures reveal he executed 21,285 stock trades in 2025, averaging one trade every five minutes. His portfolio has outperformed the S&P 500, with a 37.3% return since his inauguration. Here's a look at the US leader's portfolio .
MF equity inflows jump 26% even as equity remains volatile
SIP inflows stay above the 30,000 crore mark for the fourth consecutive month
The EPFO has restored its passbook portal after a two-week outage due to a database upgrade. Members can access their accounts again ahead of 8.25% interest credit.
Same salary, different loan amount? Here's why banks may treat borrowers differently
Lenders consider factors beyond income when approving loans, such as repayment history and financial habits. Two individuals with identical salaries may experience different loan outcomes based on their overall financial profiles.
Gold price rises 400 per 10gm in Delhi on value buying; silver jumps 5,000 per kg
Investors take advantage of lower prices after gold touched a one-week low earlier this week
Which ITR form should you file? A guide for salaried employees, pensioners and other taxpayers
The ITR forms have been revised for AY 2026-27, affecting ITR-1, ITR-4 and ITR-2. Taxpayers must ensure correct filing by reviewing income sources and changes to avoid complications. The filing deadline is 31 July 2026 for individuals and non-audited entities.
Taxpayers can reset their income tax e-filing portal password using various methods if they forget it, even if they don't have access to their Aadhaar-linked mobile number. Step-by-step guide here.
Indian Bank shares zoom 10% after Q1 results; m-cap jumps 10,506 cr
Indian Bank posted a 10% rise in its net profit to 3,273 crore in the June quarter of FY27
India's forex reserves jumps $7.26 bn to $674.19 bn
Value of gold reserves also jumped $2.669 billion to $105.205 billion during the week
TCS shares close 1% higher after Q1 earnings beat; valuation zooms 7,706 cr
Other major IT stocks such as Infosys, HCL Tech, Tech Mahindra and Wipro also end in positive territory
Nifty reclaims 24,200; Midcap index hits record high
Broader markets outperformed, with the Nifty Midcap 100 hitting a record high and the Nifty Smallcap 100 posting solid gains.
AMFI Data: Gold ETF inflows rebound to 3,443 crore in June after May outflows, here's what changed
Gold ETF inflows rebounded sharply to 3,443 crore in June, reversing May's outflows as investors returned after profit booking. Experts say cooling gold prices and persistent global uncertainties revived demand for the safe-haven asset.
EPF vs PPF vs NPS: Which retirement scheme is meant for you?
Building a solid retirement corpus is crucial for financial planning. Popular schemes in India include EPF, PPF, and NPS, each differing in eligibility, contributions, and benefits. Details here.
These value mutual funds delivered the highest returns in 5 years. Should you invest?
Value funds, notably HSBC and ICICI Prudential, have yielded strong returns. Experts suggest that investors adopt a mixed strategy, combining value and growth stocks, to enhance portfolio performance throughout different market cycles.
Rupee slips for the week as Iran flare-up fuels caution, merchant hedging
The rupee ended nearly flat on Friday but slipped 0.1% for the week as renewed hostilities in West Asia fuelled oil price concerns and importer hedging.
Mutual fund delivered 15% CAGR? Why your returns may still be lower
Your mutual fund's published return and your actual return are often not the same. Experts explain why investor behaviour, rather than fund performance, is usually responsible for the gap.
SBI sells 1.42% stake for 1,655 cr in SBI Funds Management ahead of arm's IPO
SBI sold the shares to investors including360 ONE funds,Tata AIG General Insurance Company, Go Digit General Insurance, Bennett Coleman, Anand Rathi Global Finance, Capri Global Ventures and Carnelian Bharat Amritkaal Fund
Singapores Helios bets on Adani Enterprises, buys 770,000 shares in second quarter
Food delivery firm Eternal and One 97 Communications are among other stocks Samir Arora, founder of Helios, is bullish on
Silver futures decline to 2.24 lakh/kg
On MCX, silver contracts for September delivery declined by 1,934, or 0.85 per cent, to 2,24,443 per kg in a business turnover of 2,345 lots.
CBDT directs AIS to show foreign investments, strengthening tax transparency and compliance
CBDT will upload foreign investment and overseas financial account information into taxpayers' AIS within 90 days under the AEOI framework. The move aims to improve tax transparency, simplify compliance, strengthen verification of foreign assets and encourage accurate income tax return filing.
Gold futures drop to 1,44,670/10g
On the Multi Commodity Exchange, August gold contracts fell by Rs 630, or 0.43%, to Rs 1,44,670 per 10 grams, with a turnover of 975 lots
8th Pay Commission: Should the highest government salary be capped? Here's what employee bodies want
Employee bodies have proposed contrasting approaches to determining the highest salary under the 8th Pay Commission, with some seeking a 1:12 cap between minimum and maximum pay while others oppose any such limit.
Of 4,211 stocks traded on the BSE, 2,786 advanced against 1,222 declines, with 203 unchanged
Gold discounts in India deepen as volatility hurts demand; purchases in China steady
Domestic gold prices in India were also trading around 144,800 rupees per 10 grams on Friday, after rising to 148,069 last week
JBM Auto jumps 2.7%; EV arm launches next-gen Galaxy electric luxury coach
On the NSE, JBMA reached an intraday high of 693, up from a previous close of 670
Think choosing a bad fund is your biggest mistake? These 3 can cost even more
The biggest threat to your mutual fund returns may not be the fund you choose, but the decisions you make after investing. Experts identify three costly mistakes that investors should avoid.
Govt bonds rise as softer oil; Treasury gains offset debt sale caution
Foreign buying continued to support the market, with overseas investors purchasing a net 1500 crore-worth of bonds on Thursday.
Rupee Rises 15 Paise To 95.32 Against The Us Dollar In Early Trade
The rupee rose 15 paise to 95.32 against US dollar in early trade on Friday as the greenback weakened and oil prices eased despite intensifying tensions in West Asia.
Telecom operator E& Group to sell entire stake in Vodafone for $5.95 billion
Dr Reddy's extends slide as semaglutide setback threatens first-mover edge
Supply disruption has cast doubt on Dr Reddy's ability to capitalise on its early lead, with brokerages warning that prolonged delay could allow competitors to gain ground, weaken pricing power and slow earnings growth
Gold and silver prices today, 10 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates, along with other important geopolitical updates.
Gold heads for weekly drop as Gulf attacks reinforce rate-hike bets
Spot gold was up 0.2% at $4,128.92 per ounce, as of 0303 GMT, and headed for an over 1% weekly fall
Q1 results today live: Track all the latest Q1 FY27 earnings announcements, corporate developments and management commentary as companies including Elecon Engineering Company, Waaree Renewable Technologies, GK Energy and Yash Highvoltage report their June quarter results.
Switched jobs recently? EPFO's new rule can make your PF transfer hassle-free
EPFO has removed the need for a separate provident fund transfer request when employees with Aadhaar-linked UANs change jobs. The move is part of a wider overhaul of the EPFO's digital platform aimed at making PF services faster and simpler.
Ask the right questions before you borrow: CRIF's Sachin Seth
CRIF India's Sachin Seth discusses how India's credit ecosystem has matured through Jan Dhan, Aadhaar and digital lending infrastructure, and why risk-based pricing and secured credit products like gold loans are gaining traction.
Nifty may gain 100 points at open, amid positive global cues
Gift Nifty signals 100-point gain for Nifty; analysts remain constructive on equities with focus on Q1 results
Paytm eyes wallet revival, Dixon-Vivo JV, Apollo-PEL acquisition and more in key sectors
Zerodha co-founder Nithin Kamath has asked investors to understand the difference between direct and regular mutual fund plans. He said many investors remain unaware of the higher costs associated with regular plans and advised reviewing their portfolios to identify their existing investments.
Sensex today | Stock Market Live Updates: Stock to buy today: City Union Bank (230) BUY
Stock Market Today Live: Traders can buy City Union Bank shares now at 230. Accumulate on dips at 223. Keep the stop-loss at 215. Trail the stop-loss up to 232 as soon as the stock goes up to 235
Railway engineers have urged the 8th Pay Commission to restore pay parity, grant Group B status and improve promotions. Their demands, raised during stakeholder consultations, could shape future salary, pension and allowance reforms for 1.1 crore Central government employees and pensioners.
8th pay commission: Window for submission of data online for the 8th CPC's consideration has been extended to 31 July this year. Here's how to complete the process and some of the frequently asked questions answered
EPF interest being credited this month: Here's how to calculate your monthly earnings at 8.25% p.a.
EPF interest for FY26 is being credited this month. Here's how to calculate your monthly earnings at 8.25% p.a. and stepwise guide to check your closing balance via passbook online on the EPFO website.
Anand Rathi Wealth reports 24% net profit growth in Q1
Revenue increased 18 per cent to 336 crore, while Assets Under Management grew by 21 per cent
