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If your investment in gold is not for personal use, there are other alternatives to choose when looking to invest in the asset instead of purchasing physical gold. We explore digital gold what it means, its cost, associated charges, tax liability and regulatory protections.
BHIM App users can now easily track their CIBIL Score. Here's how to do it
CIBIL Score integration in the BHIM Payments App enables users to securely access credit reports, track their financial health, and increase credit awareness, supporting smarter money decisions.
PPF is a government-backed savings scheme with tax-exemption that parents or guardians can open for their child / minor in care, till the account holder turns 18. Here's all you need to know about the process, contribution limit, deduction, and more
Kothari Industrial Corporation shares now listed on the NSE as well
The companys shares are already listed on the BSE
Top investment options 2026: Compare fixed deposits, PPF, mutual funds, ELSS, and gold to balance risk, returns, and inflation protection amid geopolitical uncertainty and evolving economic conditions in India.
Tax Collected at Source: Here's how changes to TCS rates impact you check bank charges applicable
The Centre has TCS charges to ease tax burden on individuals. The changes are expected to give households and travelers relief. Here's how they impact you and what ICICI Bank and HDFC Bank have informed customers
Vedanta fixes May 1 as record date for business split
7 common mutual fund mistakes beginners must avoid in volatile markets
Mutual fund mistakes can erode returns during volatile markets as investors react to fear, stop SIPs, chase performance, and ignore asset allocation, while disciplined investing builds long-term wealth in any country.
As retirees reach 60, fixed deposits (FDs) offer a secure investment option for managing expenses like medical and living costs. Here is a comparison on what's on offer from various private and public lenders
Rupee falls 19 paise to settle at 93.10 against US dollar
MUMBAI, Apr 20: The rupee pared its initial gains and settled with a loss of 19 paise at 93.10 (provisional) against the US dollar on Monday, after fresh tension in West Asia led to an increased demand for the American currency and kept crude prices steady. Forex traders said the local currency remained under pressure due to a fresh standoff between the US and Iran that led to a closure of the Strait of Hormuz, disrupting global supply. At the [] The post Rupee falls 19 paise to settle at 93.10 against US dollar appeared first on Daily Excelsior .
Gold falls on inflation fears, firmer dollar amid renewed US-Iran tensions
Gold hits lowest level in a week
Nifty holds 24,300, but bulls struggle to break past 24,500 resistance
Nifty 50 ends at 24,364, up just 11 points or 0.05%, while Sensex inches up 26 points to close at 78,520
Mastering your 50,000 monthly income: A practical ChatGPT-inspired expense plan
A practical guide to managing a 50,000 monthly income using structured budgeting, highlighting savings, investments, and the importance of personalised financial planning for long-term stability in any country.
I consulted ChatGPT and Gemini on which car I should buy on a yearly salary of 7-9 lakh. The answers by AI chatbots changed my perspective on the buying decision.
As UPI fraud worries rise, can the e-rupee be a safer way to pay?
With 10.64 lakh UPI fraud cases worth 805 crore reported in FY26 (till November), RBI is tightening instant payments. But can the e-rupees token model lower scam risks?
Niva Bupa ReAssure 3.0 vs HDFC ERGO Optima Secure+: Which health plan is worth your money in 2026?
Niva Bupa ReAssure 3.0 vs HDFC ERGO Optima Secure+ comparison highlights, features, coverage, riders, premiums and benefits to help choose a suitable premium health insurance plan. Make sure you seek professional guidance before locking in on any plan.
Market volatility is back. What should investors do now?
Oil above $100, a weak rupee and job worries are rattling sentiment, but history suggests disciplined investors who stay focused on long-term goals tend to come out ahead.
Groww reports 87% revenue jump in Q4, posts 686.4 crore profit as Board sees Director exit
For the full financial year FY26, consolidated revenue from operations reached 4,644.6 crore against 3,901.7 crore in FY25, while annual net profit came in at 2,083 crore
IEX shares tumble 8% after CERC draft on market coupling raises concerns
The decline followed the release of a draft proposal by the Central Electricity Regulatory Commission on electricity price discovery, which introduces market coupling norms that could significantly alter the dynamics of power exchanges in India
How gold turned $609 billion of imports into a $1.9 trillion stockpile?
Between 2011 and 2025, India imported $609 billion worth of gold. At todays prices, that holding is worth $1.9 trillionmaking gold one of the greatest household wealth creators in modern India.
Zydus Wellness extends RiteBite Max Protein into RTD shakes, ghee-jaggery bars and Korean chips
On the NSE, Zydus Wellness shares traded at 500, up 0.15% on Monday, against a 52-week range of 331552.40
Akshaya Tritiya witnessed buoyant sales across gems & jewellery despite high gold prices
On April 19, the auspicious occasion drew large crowds at jewellery showrooms nationwide, with estimates indicating significant gold purchases despite a sharp price increase over the past year
Silver futures fall 5,175 to 2,51,967/kg
On the Multi Commodity Exchange, May silver contracts fell by 5,175 (2.01%) to 2,51,967 per kg, with a turnover of 1,505 lots
Aavas Financiers names Kotak Executive as new MD & CEO
How new labour codes are quietly cutting tax bills under the new tax regime prominent CAs explain
New labour codes are changing tax planning by promoting structured salaries and employer-led benefits, helping boost tax savings under the new tax regime. Understanding these changes and consulting a tax expert is essential to make the most of these changes.
Dont have PAN or taxable income? You must file Form 157 before travelling abroad
Under the old IT regime, PAN was mandatory for filing Form 156 that was required to be filed by outbound travellers. While Form 156 could be filed on the e-filing portal of the IT department in the old regime, Form 157 can be done only manually under the IT Act, 2025.
ICICI Bank shares climb over 2% post earnings announcement
Bank reports healthy asset growth but flags future uncertainty due to West Asia conflict
Titagarh Naval Systems launches fourth Navy Diving Craft
The craft is part of a series of five DSCs being built under the Government of Indias Make in India initiative
Krishival Foods hits 15,000 deep freezer mark as Melt N Mellow bets big on cold chain
The stock was trading at 328.95 on Monday morning, up 0.57 per cent from its previous close, with a total market capitalisation of approximately 733 crore.
Rupee Rises 13 Paise to 92.78 Against US Dollar in Early Trade
Meanwhile, the dollar index, which gauges the greenback's strength against a basket of six currencies, rose by 0.22 per cent at 98.11.
Nifty slips below 24,300 at open as Iran tensions, crude spike rattle investors
The sell-off comes after Iran hardened its position over the weekend, with the Strait of Hormuz reported closed again after briefly reopening on Friday
Q4 Results Today, April 20, 2026, Live Updates: Catch live updates
Indian markets set for cautious open amid US-Iran tensions, oil price surge
Amid volatility, Gift Nifty indicates a gain of 100 points
Corporate developments across sectorsfrom UltraTech Cements capacity expansion to USFDA updates in pharma and fresh infra ordersare likely to keep multiple stocks in focus in todays trade.
Stock Market Live: Stock to buy today: KFin Technologies
Sensex, Nifty, Share Prices LIVE: The stock of KFin Technologies has been charting a sideways trend since the beginning of March. It has largely been oscillating between 870 and 950. On Friday, the stock decisively broke out of the resistance at 950. Prior to consolidation, the trend was bearish. The way the scrip has been moving since the start of this year a downtrend followed by a sideways crawl and then a breakout hints that the trend has turned bullish.
Power, energy cues seen boosting stocks: BHEL, Adani Power, Gujarat Gas, BPCL, MCX
Shares of power and energy companies may see action amid fresh triggers, including restructuring, diversification and deals, placing BHEL, Adani Power, Gujarat Gas, BPCL, MCX and Dredging Corp firmly on traders radar this week
Gold falls over 1% as dollar strengthens, oil surge fuels inflation fears
Meanwhile, demand in India remained subdued due to record prices, even as investment flows showed slight improvement and ETF holdings edged higher.
How to reapply for personal loan if rejected and whats the process?
If you face a rejection, it is important to understand the underlying causes and how to recover.
Claiming grandparents fixed deposits after death: What to do without a will
Grandchildren might be uncertain of their legal standing or mistakenly believe that only the most immediate surviving heirs are entitled to the funds
We explore top 20 investment tips from the 17 best investors of all time, including Warren Buffett, Benjamin Graham and Peter Lynch. Here are some timeless investment lessons you should not ignore:
Exchange drives up to half of jewellery sales as Indians rotate gold to keep buying
While the trend is particularly pronounced among middle-income consumers seeking affordability, it is increasingly visible among premium buyers as well, who are using exchanges to upgrade their jewellery collections
An employee was fined 10 lakh for not disclosing ESOP shares in his income tax return. The ITAT Chennai canceled the penalty, citing that the omission was accidental and there was no intent to conceal income, as the shares were already taxed.
Sriram Finance revises fixed deposit interest rates from 6 May Check details here
Sriram Finance has revised its fixed deposit interest rates effective 6 May 2026, following upgrades to its credit ratings by CARE Ratings, CRISIL Ratings, ICRA, and India Ratings. Here's all you need to know:
Nifty 50, S&P 500 vs Gold: Four important facts that investors could be missing
Ratios, returns favour gold despite recent dip opening buying window for long-term investors
The I-T department has replaced the old Form 10E with the new Form 39 for taxpayers to claim relief on salary arrears and specified receipts under Section 157(1) of ITA 2025. Here's all you need to know
The RBI has announced premature redemption for Sovereign Gold Bonds on 20 April 2026. Investors stand to gain over 200% from their initial investment, benefiting from both capital appreciation and 2.5% annual interest during the holding period.
Gold has surged from around 1,00,000 per 10 grams last year to nearly 1.58 lakh this year, while silver has leapt from 85,000 per kg to an unprecedented 2.55 lakh per kg
New ITR forms for AY 2026-27 require investors to disclose NBFC, HFC and corporate fixed deposit interest under Schedule OS. Here's what you must report before 31 July 2026.
Building wealth for your family is only half the job. The other half nobody does.
Decades of disciplined investing can unravel overnight if families cannot locate accounts or understand succession rules. A Will and a simple financial map can prevent chaos.
Balanced advantage funds move in sync with marketsbut not in the same way
Indias top five BAFs in terms of investor assets cut and add equity through the cycle, but differences in models drive sharp variation in timing, range and conviction.
A survey reveals that 31% of consumers feel cheated when buying silver, with 93% supporting mandatory hallmarking to ensure purity and quality of silver products.
The golden trade is not yet crowded
Ratios, returns favour gold despite recent dip opening buying window for long-term investors
DA hiked by 2%: Salary boost for govt employees - How much more will you take home?
The new DA hike of two per cent is an increase over the existing rate of 58 per cent in the Basic Pay. The hike now takes the Dearness Allowance to 60 per cent.
Buying products on low-cost EMIs? Here's how it can burn a bigger hole in your pocket in long run
Lower EMIs mean paying less immediately but losing much in the long run. Here we explain how.
Tax clearance required every time you leave the country? PIB fact checks viral claim
Under Section 230 (of the Income Tax Act, 1961), tax clearance certificates are not mandatory for all individuals, said PIB
A LinkedIn post by a CA discusses how high income does not guarantee wealth, citing lifestyle inflation as a key issue. Many earners struggle to save due to rising expenses, emphasising the need for better financial planning. Details here.
Volatile markets push SIP stoppage ratio above 100% for first time in 11 months
Over 53 lakh SIP accounts were closed or matured, exceeding new additions.
FPIs turn net buyers in equities for the week, pump 4,794 crore
The week saw a sharp swing in FPI sentiment
The PPF is a popular long-term savings option offering safety, steady returns, and tax benefits. With a current deposit rate of 7.10%, strategies like timing contributions and using spouse accounts can maximize returns, according to experts.
Adani, SEC seek more time in US court; propose new schedule in securities case
The case, filed by the SEC in November 2024, alleges that the Adanis misled investors by not disclosing a bribery scheme linked to Indian officials.
At 6% inflation, 1 crore will lose significant purchasing power over 20 years, equating to roughly 31 lakh today. Investing wisely can help maintain value, as leaving money idle in savings accounts risks financial stability due to inflation's impact on real income.
Centre approves 2% DA and DR hike for central govt employees, pensioners ahead of 8th Pay Commission
The government has approved a 2% increase in Dearness Allowance (DA) for central government employees and Dearness Relief (DR) for pensioners. Details here.
What are arbitrage funds? How they work, who should invest, and other details
Arbitrage Funds are low-risk hybrid mutual funds that profit from price differences between cash and futures markets. While minimising risks, these funds are not entirely risk-free and may underperform in bearish markets. Here's all you need to know.
Planning to buy Gold on Akshaya Tritiya? Heres how to check hallmark and purity of 24K, 22K Gold
With Akshaya Tritiya near, gold buying is set to rise. Buyers must ensure jewelry authenticity using these steps
Mutual Fund SIP: Why is making the first crore the hardest thing to do?
The toughest part of building a 10 crore retirement fund is reaching the first 1 crore, which may take 14 years. However, with compounding and consistent SIP investments, subsequent crores can be accumulated significantly faster
Hidden cost of delaying investments: Starting SIPs late can kill crores from your portfolio
Starting early in investment significantly impacts wealth creation due to compounding. Aman, investing 5000 at 25, accumulates 2.75 crore by 60. Delaying investment reduces returns, emphasizing the importance of timing over the amount invested.
Credit cards provide a grace period for interest-free payments if the full amount is repaid by the due date. Paying only the minimum incurs high interest on remaining balances, late fees, and potentially losing the grace period. Details here.
Q4 Results Today, April 18, 2026, Live Updates: Catch live updates
The official reference date for the 8th Pay Commission is 1 January 2026. But because the commission has 18 months to submit its final report, it would place the finalisation around mid-2027.
8th Pay Commission: 32,400 to nearly 69,000 basic pay? Fitment factor for govt salary hike decoded
8th Pay Commission: Fitment factor is the multiplier that converts old basic pay into revised basic pay. Here's how the minimum basic pay could rise depending on the various fitment factors demanded by employee unions, and those projected by brokerage firms
The child education allowance has been raised from 100 to 3,000 per month per child, while the hostel allowance has gone up from 300 to 9,000 per month per child. Here's a breakdown of how much one can save on tax, who can claim, other details
National Savings Certificate vs tax-saving FD: Which offers better returns?
While both NSC and tax-saving FDs have a standard 5-year duration, they differ in several key factors, including interest rates and compounding intervals.
Rupee rebounds 191 paise against dollar, aided by RBI measures
The Indian currency closed about 28 paise stronger on Friday at 92.9250 per dollarUSD, against the previous close of 93.20
SEBI clears 3 IPO papers including Brookfield-backed Avaada Electro
SEBI has cleared three public issue proposals - Brookfield-backed Avaada Electro, Grand Housing, Sonaselection India Ltd
As equity markets hit their lowest point in six years, conservative investors are increasingly gravitating toward fixed deposits.
Millions of Indians are investing every year, but not everyone is building wealth Heres why
A large share of those new entrants are first-timers. Many came in during a bull run and haven't yet seen a serious correction. That matters, because the biggest threat to their wealth won't be a bad fund, it'll be their own reaction when markets turn.
Early investment in the Sukanya Samriddhi Yojana secures a stronger financial future for a girl child through long-term compounding, tax-free returns and disciplined savings.
PMS or AIF: Where are HNIs finding better risk-adjusted returns?
Studies show that top PMS strategies have generated around 60 basis points of excess return per month over benchmarks. More importantly, roughly 7 out of 10 PMS strategies have beaten their benchmarks. Thats not easy, especially in markets where beating the index itself is tough.
In India, people buy gold on Akshaya Tritiya, depending on specific muhurat timings which vary from one city to another. From Kolkata, Delhi to Mumbai, other cities we bring you a list of the city-wise timings for Akshaya Tritiya
Trent seeks nod for fundraise, bonus issue as FY27 expansion drive kicks in
Retailer also set to announce FY26 results and potential dividend as Zudio-led expansion gains pace
Secure your future with these government-backed schemes in India that offer stable returns, tax benefits, and predictable income, making them ideal for long-term financial planning in 2026.
Rupee rises 29 paise to settle at 92.85 against US dollar
The unit touched the day's low of 92.98 before ending the session at 92.85 (provisional) against the American currency, up 29 paise from the previous closing level
Income tax penalties can occur due to default in tax payments, incorrect reporting of income, and, in some cases, misreporting of income, which is considered a severe issue. Here's when 50% and 200% fines apply.
22, 24 carat Gold prices down across Indian cities on April 17
Jio Platforms said to plan filing for IPO next month
The listing could become the countrys largest-ever IPO and mark the first public offering by a major Reliance unit in nearly two decades
Zelio E-Mobility appoints 26-year-old CA as CEO after IPO debut
The appointment was approved by the Board of Directors through a resolution by circulation, based on the recommendation of the Nomination and Remuneration Committee
Aditya Birla Housing Finance raises 2,750 crore by selling 14.29% stake to Indriya
Aditya Birla Housing ceases to be a wholly-owned arm of Aditya Birla Capital
Zero tax on 20 lakh CTC? How a smart car lease can cut your tax under the new regime
Smart salary structuring unlocks major tax savings on car leases under the new tax regime, showing how a 20 lakh CTC can significantly reduce taxable income and enhance take-home efficiency.
