30 C 
REITs are often mistaken for fixed-income products due to their regular payouts, but they carry equity-like risks. Their returns depend on rental income, occupancy and property cycles, making them a diversification tool rather than a substitute for debt investments.
Selling US-listed shares after returning to India? Here's how they are taxed
The Indian tax law does not provide any special exemption or relief for losses or gains arising solely due to depreciation of the Indian rupee against the foreign currency during the investment period.
UPI users may remain unaffected even if Merchant Discount Rate is introduced, according to Bernstein. The brokerage expects large merchants to bear a 30-40 bps fee, while small merchants and low-value transactions may remain exempt. RBI Governor Sanjay Malhotra says it is too early to comment.
Q1 Results Today, 5th August 2026 Highlights:
Molbio Diagnostics IPO opens on Aug 10 at a price band of 768-807
Funds will used to set up own research centre Bengaluru, among other things
Interest rates on fixed deposits differ significantly among banks. Investors should consider factors such as bank reputation and financial goals when choosing deposit options with varying maturities.
ITR-6 Excel utility for AY 2026-27 released: Eligibility, due dates, key documents explained
The Income Tax Department has released the Excel utility for ITR-6 for AY 2026-27. The utility is now available on the e-Filing portal. The form is applicable to companies that are not claiming exemption under Section 11 of the Income Tax Act.
Boost your savings on autopilot: How cash optimisation apps put your surplus money to work
Cash optimisation apps allow you to park unused money in liquid mutual funds or fixed deposits, delivering higher yields than standard savings accounts.
Brokers Call: Kansai Nerolac (Accumulate)
Monarch Networth Capital
The EPFO is expected to launch E-PRAAPTI by the end of August to help members recover money lying in old or inactive PF accounts. The Aadhaar-based portal aims to simplify account tracing, reduce paperwork, enable UAN linking, and make claims faster through a digital process.
The RBI has kept the repo rate unchanged at 5.25% while raising its FY27 growth forecast and trimming its inflation estimate. Here's why salaried employees shouldn't expect lower EMIs, cheaper loans or sharply lower FD rates just yet.
Todays Gold Rate in India August 5: Gold prices down in Delhi, Mumbai, Kolkata, Bengaluru, Ahmedabad
22, 24 carat Gold prices down across Indian cities on August 5
The Mumbai ITAT ruled that a genuine property purchase from a spouse cannot be denied Section 54F tax exemption merely because it results in tax savings. The tribunal found no evidence of tax avoidance and allowed a taxpayer's 6.92 crore exemption claim after the tax department challenged it.
Ardee Industries IPO subscribed over 2x on opening day, NIIs lead demand
Ardee Industries launched its 426-crore initial public offering at a price band of 50-53 per share
Beyond 31 July: Taxpayer's guide to every ITR deadline
While business and professional filers of ITR-3 and ITR-4 get more time, even those who missed the 31 July deadline get a chance to file a belated ITR, though with a penalty.
Does paying off a loan early improve your credit score? Here's what experts say
Early loan repayment reduces interest costs but may not immediately improve credit scores. Experts explain how timely payments, credit utilisation, debt management and responsible borrowing habits play a bigger role in building a strong credit profile.
What India's investors can learn from South Korea's market meltdown
South Korea's AI-driven stock market boom turned into a sharp rout within weeks. Here's what Indian investors can learn about leverage, passive investing, diversification and FOMO.
The great Indian savings paradox: more money saved, less wealth built
Indian households are among the world's most disciplined savers. But an increasing share of those savings is flowing into unproductive assets, limiting both long-term wealth creation and capital formation.
Mutual fund returns 2026: Pharma, small-cap funds outperform as last year's winners stumble
A sharp reversal has reshaped the mutual fund leaderboard in 2026, with many of last year's best-performing categories slipping. Here's what the latest data shows and why experts say investors should avoid chasing past returns.
ITR filing for F&O traders: Turnover isn't trade value. Experts explain how to calculate it
F&O traders need to understand turnover calculation before filing ITR. Check how futures and options turnover is computed, why it affects tax audit rules, ITR-3 filing, books of accounts, and compliance requirements before the August 31 deadline.
Central banks made the highest purchase of gold in June for 2026, says World Gold Council
They continued to buy for the 3rd month in a row, accumulating a net of 51 tonnes, led by Poland and China
India's forex reserves hit three-month peak, see biggest weekly rise in six months
The RBI maintained status quo on rates on Wednesday, in line with expectations
8th Pay Commission Jaipur meetings on 31 August1 September: Who can apply, what to know
8th Pay Commission: Stakeholder consultations will be held in Jaipur on 31 August and 1 September. Central government and UT employee associations in Rajasthan can apply by 18 August using their Memo ID to participate.
Airtel Q1 results beats estimates; stock slips marginally
Consolidated EBITDA came in at 33,599 crore, reflecting a margin of 57.4 per cent
Income tax refunds occur when paid taxes exceed actual liabilities after deductions and they are processed after ITR e-verification. Here's when to expect it and common reasons for delay.
Elevation Capital, Peak XV Partners sell 2.3% stake in Meesho for 1,949 crore; stock falls
The transactions were executed on Tuesday at an average price of 186 apiece, taking the aggregate deal size to 1,949.28 crore, as per the data
Dr Agarwal shares jump 5.5%, MS & Jefferies lift target prices after Q1
Profit after tax surged 44.6% to 55 crore, outpacing revenue growth even as the company absorbed higher greenfield investments
LIC shares rise 1.5% as OFS opens for retail investors today
Government of Indias OFS in LIC will remain open for retail investors today.
BSE shares swing despite Q1 profit jump
The stock traded at 3,588.20 on the NSE at 9.39 am after moving between 3,550 and 3,664.10, compared with the previous close of 3,618
FSN E-Commerce shares fall post hitting 52-week high despite Q1 results
The parent company of Nykaa reported a 226% y-o-y jump in net profit to 80 crore in Q1FY27, while revenue from operations rose 29% y-o-y to 2,782 crore
Belated income tax return AY 2026-27: How to file, late filing charges and what you may lose
Taxpayers who missed the July 31 ITR deadline can still file a belated return until December 31, 2026. Here's the filing process, applicable late fees, and the tax benefits you may lose by filing late.
The EPF officers body has asked the Labour Ministry to hire more experts for better service delivery, citing delays in claim settlements. With inadequate technical support and staffing, they stress the need for timely intervention.
Rupee jumps 39 paise to 94.89 against US dollar ahead of RBI monetary policy decision
At the interbank foreign exchange market, the rupee opened at 94.90, then touched 94.89, registering a gain of 39 paise from its previous close
Gold and silver prices today, 5 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Brent crude fell more than 5 per cent overnight to a three-week low, slipping below $80 per barrel
Q1 Results Today, 5th August 2026 Live Updates:
Gold extends gains on lower oil and softer dollar, markets await US jobs data
Spot gold was up 1.3% at $4,127.04 per ounce and U.S. gold futures rose 0.8% to $4,184.40
LICs equity investment strategy explained as the Finance Ministry reveals how the insurer managed policyholders funds in listed companies over five years, including risk checks, regulatory oversight, portfolio review and investment decisions based on business performance and future prospects.
What brokerages say on Ardee Ind IPO that opens today?
Ardee Industries raises 127.75 crore from seven anchor investors, at the upper price band of 53 per equity share
Firm opening seen for Nifty, Sensex despite CAS confusion
Global sentiment turns positive following fall in crude oil prices
Found errors in your filed ITR? Check due date and whether revising attracts penalty
Taxpayers can file a revised return if they have made mistakes in their initial submission before the 31 July deadline. Know the due date and whether revising errors can lead to a penalty.
Income Tax Department's NUDGE drive leads to 1.25 crore updated ITRs, 9,494 crore extra tax
The CBDT's technology-driven NUDGE campaign prompted 1.25 crore taxpayers to revise or update their ITRs over FY25 and FY26. The voluntary compliance drive also helped the Income Tax Department collect 9,494 crore in additional taxes.
Sensex, Nifty, Share Prices LIVE: Stocks from rate sensitive sectors such asbanking, realty, NBFCs (especially HFCs) and auto stocks are likely to remain in focus on Wednesday as RBI is scheduled to announce the monetary policy decision, with investors closely tracking the repo rate decision, monetary policy stance, inflation and GDP growth forecasts, and the governors commentary on global risks and liquidity.
RBI monetary policy decision in focus
EPFO eOffice app unavailable today during scheduled upgrade; check details
EPFO's e-Office application will be unavailable from 6 pm to 9.30 pm today due to a scheduled system upgrade. Members may experience temporary service delays while key UMANG services remain available. Here's what EPF subscribers and employers need to know.
Franklin Templeton's new open-ended short term debt scheme, the Franklin India Short Term Fund opens NFO from 5th to 11th August. Here's all investors need to know about the scheme type, duration, minimum investment amount and potential risk class.
Closing auction: Nifty swings on Day 2 raise eyebrows
Weekly expiry turns auction-driven price moves into real gains and losses, as market participants debate liquidity, price discovery
Factor investing has gained significant traction as investors increasingly seek rule-based strategies over traditional market-cap investing. While momentum has delivered the strongest long-term returns, the data shows that higher returns do not necessarily mean the highest risk.
Lower crude prices and a softer dollar support the local currency ahead of the RBI policy
Zindagi Na Milegi Dobara's Arjun Saluja taught us to chase FIRE, but how to protect it for 50 years
An early retiree must build a larger retirement corpus by targeting a lower withdrawal rate in retirement and by maintaining a margin of safety in the corpus to account for swings during multi-decadal economic cycles
Dhoot Transmission to launch 3,067-crore IPO on August 10
Rahul Dhoot, its founder, says EV and traditional vehicles complement each others
Today, we look at how employees provident fund members can file a grievance with the retirement fund body, the step-by-step process to register a complaint, the customer care and social media alternatives.
India can source 20% of gold demand domestically by 2047, says WGC
The councils Swarnim Udaan 2047 report proposes the creation of a National Gold Board to bring policy coordination under a single institutional framework
How much equity is enough? A simple asset allocation guide for conservative investors
Volatile markets have led retail investors to reconsider their investment options amid inflation. Fixed deposits and debt funds carry lower risk, but the choice depends on individual tax slabs, financial timelines, and risk tolerance.
Marico Q1 profit jumps 25% on strong India business and volume growth
Strong domestic demand, improving product mix and steady overseas expansion helped the FMCG company deliver its best quarterly profit growth in years
SEBI proposes depository receipts framework for REITs and listed InvITs
The proposal seeks to expand overseas fundraising avenues while offering foreign investors greater flexibility to trade trust units in global markets.
More than 31.82 crore unorganised workers have registered on the e-Shram portal, gaining access to social security schemes and welfare services. The government has integrated multiple schemes and platforms to help workers access benefits, job opportunities, skill development and pension services.
Markets dip as profit-taking and oil prices weigh ahead of RBI decision
The Nifty 50 closed at 24,614.90, down 159 points or 0.64%, while the Sensex dropped 210 points
8th pay commission: Vacancies for consultants open Here's who is eligible and how to apply
The 8th pay commission has invited candidates to apply for various consultant roles. Here's who is eligible, how to apply, the terms of the job, due date for application, salary offered and other details.
Institutional investors oversubscribe LIC OFS on Day 1
Robust institutional participation boosted the governments disinvestment programme ahead of the retail subscription for the countrys largest insurer.
Marriage, money and modern expectations: Is India ready for the prenup talk?
Though prenuptial agreements face legal hurdles in Indian courts, an evolving marriage landscape demands a legal framework that balances pre-marital financial transparency with essential statutory protections.
WGC urges government to classify gold as a strategic mineral
The industry body also advocated faster gold monetisation and simplified mining approvals to strengthen self-reliance and reduce import dependence.
Can you get a death claim on a lapsed life insurance policy? Here's what Consumer Commission says
The Maharashtra State Consumer Disputes Redressal Commission rules that while a lapsed life insurance policy does not entitle nominees to a death benefit, fairness may still require insurers to refund premiums in exceptional circumstances.
Probate no longer mandatory: what it means for estate planning
The omission of Section 213 of the Indian Succession Act, 1925 has changed the legal position on probate in India. While probate remains available, it is no longer a statutory precondition in cases that were earlier covered by Section 213.
Punjab High Court orders state govt to clear pending DA within 15 days Here's all we know
The Punjab and Haryana High Court ordered the Punjab government to clear pending dearness allowance arrears for employees and pensioners within two weeks. Dues are estimated at 15,000 crore, with penalties for late payment set at 6% interest.
Sectoral indices, including the Nifty India Defence, are often market-cap weighted with high stock concentration. Investors should understand index construction and risks, limiting sector funds to 15-20% of their portfolio, while considering diversified equity funds for overall better returns.
Symphony Q1FY27 profit dips 5% on consolidated basis despite revenue growth
On a standalone basis, PAT fell 24% to 28 crore from 37 crore in Q1FY26, while revenue increased 5% to 241 crore
Assess beneficiaries' jurisdictions before planning cross-border succession
The choice between a trust and a will should be informed not only by control and asset protection considerations, but also by taxation, treaty relief and repatriation rules in those jurisdictions.
Pidilite Industries posts 27.7% jump in Q1 profit, revenue up 22% to 4,237 crore
The company reported consolidated revenue of 4,541 crore, a 21.3% increase, and PAT rose 30.3% to 884 crore
How do cash optimization apps work, and are they right for you?
These platforms move idle cash into liquid funds to beat traditional savings account rates and offer brand perks, but come with hidden costs, taxes, and exit loads.
The 31 August ITR deadline is meant for specific taxpayers, including freelancers, professionals, traders and small business owners filing ITR-3 or ITR-4 without a tax audit. Eligibility depends on the applicable return form and whether audit provisions apply.
Finance Minister Nirmala Sitharaman introduced the Taxation and Other Laws (Amendment) Bill, 2026 in Lok Sabha today. It amends laws regarding payment systems and income tax, including the reinstatement of merchant discount rates on UPI transactions and other tax provisions for various sectors.
SEBI plans to ease disclosure rules for high-risk offshore funds
The regulator is considering wider exemptions and relaxed disclosure norms to encourage long-term foreign investment and reduce compliance burdens for offshore funds.
Sensex, Nifty, Share Prices Highlights: Indian equity benchmarks closed lower on Tuesday as investors turned cautious ahead of the RBI's policy decision, while adjustments to the new F&O closing-auction mechanism and rising crude oil prices added to market volatility and weighed on sentiment.
The survey found that 53% of respondents would move away from UPI for transactions above 3,000 if an MDR is imposed on large merchants.
SEBI warns investors against unauthorised unlisted share platforms. Check these 5 tips
SEBI has repeatedly cautioned investors against using unauthorised platforms for buying or selling unlisted shares. Here are 5 checks to verify platforms, safeguard personal information, understand regulatory risks and make informed investment decisions before investing in unlisted company shares.
Jio-BlackRock enters India's ETF market with Nifty 50 fund
The ETF will track the Nifty 50 Index, giving investors an exposure to Indias 50 largest listed companies through a single investment
Home prices and rental yields rise together in India's top cities, Noida and Gurugram top the list
ANAROCK study shows home prices and rental yields have risen together across India's top housing markets since 2019. Noida, Gurugram, Bengaluru and Hyderabad emerge as the biggest winners for residential property investors.
EPFO warns members to verify Date of Joining, Exit details or risk PF, pension benefits
EPFO has urged members to verify and correct their Date of Joining and Date of Exit details to avoid delays in PF withdrawals and pension claims. The advisory explains online correction rules, Aadhaar-linked UAN updates and employer approval requirements for eligible subscribers.
RBI's August 2026 redemption calendar lists six Sovereign Gold Bond tranches eligible for premature exit after the mandatory five-year holding period. Investors must apply within the prescribed window, as missing the deadline means waiting for the next eligible redemption date.
SAMHI Hotels posts 30% profit jump, stock slides
Revenue per available room rose 9.6% year-on-year to 5,219, on a same-store basis, while occupancy improved to approximately 79.3% from 74.2% in Q1 FY26
RBIs new FD rules from October: 5 changes small finance bank depositors must know
RBIs new fixed deposit rules for small finance banks will apply from October. The guidelines introduce advance-rate disclosures, uniform pricing, bulk-deposit rules and greater transparency.
Exide Industries shares rally; analysts split on lithium upside
The stock touched an intraday high of 457.45 and a low of 441.60, with over 20.70 lakh shares changing hands valued at 92.75 crore by 10.42 am
DOMS Industries shares fall 4% after Q1 profit drops 23%
Management attributed the margin compression to significant volatility in raw material costs, driven by the West Asia conflict and broader global uncertainties
Worked before UAN? Here's how EPFO's new portal helps you find and link old PF accounts
The upgraded EPFO portal lets members view their complete service history and identify older PF accounts that may not be linked to their UAN. Here's how employees who started working before UAN or Aadhaar can trace and consolidate their old EPF accounts.
LIC slips to lowest in nearly 4 months on discounted stake sale
As of 9:41 am IST, the stock was down 7.28% at 397.3
Dhoot Transmission sets IPO price band at 829-871; issue to open on August 10
The IPO comprises a fresh issue of equity shares aggregating up to 1,400 crore and an Offer For Sale of up to 1.91 crore equity shares
Rupee opens on flat note, rises 3 paise to 95.34 against US dollar in early trade
Rupee opened at 95.35, then touched 95.34, registering a gain of 3 paise from its previous close
