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Atal Pension Yojana: Here's a look at who is eligible for the pension scheme, if Aadhaar, mobile number and bank account are mandatory, whether NRIs and minors can open accounts and other top FAQs answered
Credit cards come with some of the highest interest rates and a slew of additional charges and fees attached. Some of these include the annual fee, joining fee, late payment charges, foreign currency mark-up fee and transaction charges.
Employees Provident Fund: Want to withdraw your pension or obtain a scheme certificate from the EPFO? Here's how EPF members can initiate their claims online using Form 10C. Check the stepwise guide
Income-tax returns: Here's how taxpayers can claim deductions under Sections 80C, 80CCD, 80DD, 80E, 80GG, 80U of the I-T Act. Check here for the required documents while filing your ITR for FY26 / AY27
How much home loan can you get on 15 lakh or 20 lakh annual salary?
Currently, the average home loan interest rate in India for most salaried individuals with stable credit ranges between 8.2% and 9% per annum.
Muthoot Exim targets to mobilise 3 tonnes of gold in 2 years for recyling
The company targets to open additional 50 outlets this fiscal especially in smaller cities, says its CEO Keyur Shah
PMS industry sees strong April inflows; AUM rises above 42 lakh crore
The total client base declined 1.7 per cent to about 2.12 lakh accounts in April
8th CPC: The 8th pay commission has invited applications from eligible candidates for consultant roles. Here's how many vacancies are posted, qualifications required, and scope of work and the salary scale.
Dr Reddys to ring NYSE Closing Bell to mark 25 years of listing
Dr Reddys became the first pharmaceutical firm in Asia outside Japan to list on the NYSE in 2001
Dearness Allowance: Difference between DA, Dearness Relief and House Rent Allowance, explained
Dearness Allowance: Amid 8th pay commission discussion over revisions to central government employee salaries, allowances and benefits, we take a look at the difference between DA, Dearness Relief (DR) and House Rent Allowance (HRA).
Provident fund: How to tap your PPF for low-cost emergency loans rules and eligibility explained
You can unlock emergency funds with the PPF loan facility, a government-backed option that offers low-cost borrowing against your PPF balance while preserving your long-term tax-free savings and steady growth.
World markets decline after US strikes on Iranian drone targets
Oil prices rebounded after a sharp fall a day earlier, while Asian and European equities weakened amid uncertainty over a possible US-Iran deal
How Aadhaar mismatches, duplicate UANs and HR errors derail EPF transfers
From duplicate UANs to Aadhaar mismatches, small compliance errors can derail EPF transfers and leave salaried employees struggling to access retirement savings.
NPS solves the biggest retirement challenge: generating steamarket-linked income
The introduction of the Retirement Income Scheme marks a significant shift in retirement planning, moving from just accumulating wealth to ensuring a steady income stream. With features like predictable cash flow and automatic risk reduction, retirees can enjoy peace of mind.
Digital living wills: a guide to costs, steps, trends and risks of advance medical directives
Digital living wills are emerging as a practical solution amid increasing awareness of the need for such advance medical directives in India due to changing family dynamics and potential medical incapacitation.
5 simple Demat account opening steps and smart stock market investing tips for beginners in India
Indias stock market investing boom is creating new wealth opportunities. Simple Demat account setup steps, beginner investing tips and long-term strategies can help investors grow their money wisely.
How bond prices and yields work: Hidden risk most investors overlook in fixed income markets
The real risk in bond investing often lies not in the asset class, but in the investors speculative approach to it.
As healthcare costs rise, understanding health insurance policies is crucial. Key factors affecting claim payouts include sum insured, room rent eligibility and co-payment clauses.
Gold ETFs vs gold mutual funds: Key differences in returns, costs, taxation and SIPs
Gold ETFs invest directly in physical gold and related instruments, while gold mutual funds buy units of gold ETFs. While both fall under the mutual fund category regulated by AMFI, they differ significantly in terms of investment structure, taxation, costs, liquidity, and investment approach.
Gold is trading near $4,450 and silver is around $72 to $78.50, as rising oil prices and geopolitical tensions affect the inflation outlook and investor sentiment. Focus is on how the US-Iran dispute unfolds. A peace deal can provide much-needed respite from rising inflation and commodity prices.
ITR-2 filing begins: Who should file, who cannot Check eligibility, exclusions, deadlines
The Income Tax Department has launched online filing for ITR-2 for assessment year 2026-27, targeting individuals and HUFs with income from capital gains and other sources. Eligibility criteria are specified, while ITR-1 and ITR-4 have also been made available for small and medium taxpayers.
Q4 Results Highlights Today Live Updates: Stay tuned to businessline for the latest live updates on Q4 earnings.
EPFO 3.0: Want to withdraw 100% of your PF money? Check the latest withdrawal rules
EPFO subscribers will soon be able to access their provident fund savings directly through UPI, reducing paperwork and waiting times. Members can withdraw 50% to 75% of their EPF balance. The new system aims for a paperless experience, with testing completed and rollout expected soon.
US degree now costs more than a 2BHK in Bengaluru and Gurgaon How parents are prioritising
Indian parents face emotional and financial challenges sending children abroad for education, with costs rising to 5 crore by 2036 due to rupee depreciation and tuition hikes. Despite high expenses, 90% still prefer overseas studies, relying on long-term investments to ease the financial burden.
Speculation about the 8th Pay Commission grows as central government employees await long-promised salary revisions. Reports indicate the Centre may not meet all union demands, including a higher fitment factor, raising doubts about substantial pay hikes amid rising inflation pressures.
Most banks will be closed on May 28, 2026, for Bakrid/Eid al-Adha, a gazetted public holiday. Central government offices will also observe this day off, replacing the previously scheduled holiday on May 27.
Who is a Resident but Not Ordinarily Resident and what are the tax implications?
Most returning NRIs are eligible for RNOR status for nearly two to three financial years, depending on their earlier duration of stay in India. Failing to claim this status properly can result in foreign income being unnecessarily subjected to Indian taxation
The EPFO provides pension benefits for subscribers with over 10 years of service. Members can withdraw their provident fund while retaining pension benefits. Here's when and why Form 10C is used
Attention taxpayers! The tax department has today enabled excel utility for income-tax returns for AY2026-27 (FY25-26) for online form ITR-2 on its official e-filing portal. Here's all you need to know
Coal Indias OFS subscribed over 8 times on Day 1
The government is selling over 12.32 crore, or up to 2 per cent stake, in Coal India at a floor price of 412 a share
Q4 Results Highlights Today Live Updates: Stay tuned to businessline for the latest live updates on Q4 earnings.
Are gifted shares taxed in India? Key rules, exemptions explained
Previously, the person making the gift was liable to pay tax under the provisions of the Gift Tax Act
Credit Card APR explained: How annual percentage rate works and why it matters for users
High credit card annual percentage rate (APR) charges can quietly increase debt and monthly expenses. Understanding the concept behind APR can help credit card users manage repayments wisely and avoid costly interest charges.
Should you use your annual bonus for prepayment of an outstanding home loan?
For a 30 lakh home loan, utilizing an annual 2 lakh bonus through lump-sum prepayments can save significant interest and reduce tenure. Early repayments enhance financial flexibility, while higher EMIs offer a structured but less flexible approach.
A 75,000 monthly salary can stretch further with smart expense planning, disciplined savings, SIP investments and controlled lifestyle spending to build long-term financial stability.
Hitachi Energy hits new high as Q4 profit surges
Jefferies maintains buy even as others see little headroom
8th pay commission: The panel is set to meet stakeholders, unions, and employee representatives across states in June and July 2026. Check here for the full list of cities with planned visits in the coming months
REITs and InvITs allow you to invest in real estate and infrastructure properties like a stock. By purchasing the units of these instruments, you can directly own a piece of land without spending lakhs and crores of money.
RBIs forex intervention in spot and forward market in FY26 highest in a decade
The RBI sold a record $53.13 billion in the spot market, while its outstanding net forward sales position widened to an all-time high of negative $103.06 billion
DA: Why is Dearness allowance important? Why does Centre form a pay commission every 10 years?
The 8th pay commission has called meetings with various employee groups to gather information before it makes recommendations. We explore why Dearness allowance (DA) important and why the Centre forms a pay commission every 10 years
Sensex slips 142 points as HDFC Bank, ONGC drag; metal stocks limit losses
Analysts said domestic inflows supported broader markets despite continued foreign investor selling, while geopolitical developments and crude oil prices remained key triggers for market direction
Rupee settles on flat note, up 2 paise at 95.68 (provisional) against US dollar
At the interbank foreign exchange market, the rupee opened at 95.60 against the US dollar, and touched an intra-day low of 95.79
Sensex, Nifty, Share Prices Highlights: Indian benchmark indices ended marginally lower on Wednesday as losses in HDFC Bank offset gains in metal stocks amid cautious sentiment over the fragile US-Iran truce, while the rupee remained steady against the US dollar despite volatility in crude oil prices.
I asked ChatGPT how to survive a sudden layoff on a 14 LPA salary. The AI gave me a 'stop-loss' rule
I asked ChatGPT how to survive an unexpected layoff on a 14 LPA salary. The AIs answer revealed how quickly savings, EMIs and lifestyle costs can spiral out of control.
A Bengaluru couple recently hosted a destination wedding at Jim Corbett National Park and shred the costs associated with it. Advocating for financial prudence, they detailed their expenses in an Instagram video.
The 8th Pay Commission has confirmed meetings in Bhubaneswar on 67 July. Stakeholders are required to submit the prescribed request forms and memoranda before key consultation deadlines. Check the details carefully before submitting the forms.
Could 2 lakh really buy a comfortable, and stress-free international holiday for a vegetarian Indian couple in 2026? ChatGPT compared Thailand, Vietnam, Bali, Malaysia and Sri Lanka factoring in flights, Airbnbs, caf culture, shopping, vegetarian food and hidden costs.
MCX gold June futures were 0.10% up at 1,58,220 per 10 grams. Gold prices have been under pressure since the US-Iran war started on 28 February. International gold prices have fallen by up to 15% since the start of the Middle East conflict.
Sebis salary-to-mutual fund proposal could change how Indians invest
Sebis proposal allowing salary deductions for mutual fund investments could boost saving discipline, reduce behavioural spending leakage and accelerate MF adoption.
State-run banks' intermittent dollar sales cushion rupee, forward premiums fall
The rupee was down 0.1% at 95.7675 per dollar, with trading in Asia thinned out by a clutch of regional holidays
What should you check while investing in sectoral and thematic funds? Key risks to look out for
Unlike diversified equity funds, these schemes have a concentrated portfolio, making it important for investors to thoroughly analyze risk factors before investing.
Govt prepares 10,000 crore LIC stake sale next month
The government plans to sell a stake of about 2% in the state-run insurer in late June or early July to institutional investors, sources said
ITR filing AY 2026-27: You could legally reduce tax on half your earnings Heres who is eligible
Section 44ADA simplifies tax filing for self-employed professionals by allowing them to treat half of their income as profit, reducing paperwork and taxable income. Eligible professionals include doctors, lawyers, and freelancers, who can file ITR-3 or ITR-4 under this scheme.
HDFC Bank falls on report of payments to attract big deposits
HDFC Bank shares slide 2% on report of payments to state government department
Why insurance industry needs a distribution revolution, not just a digital one
Indias insurance industry has become faster and more digital, but low penetration shows trustnot accessremains the biggest challenge for meaningful financial protection.
Pushp Brand files IPO papers with SEBI
The proposed IPO is expected to be in the range of 800-1,000 crore
Rupee falls 8 paise to 95.78 against US dollar in early trade
Forex traders said escalating US-Iran conflict is again boosting safe-haven demand for the dollar.
Coal India shares fall over 6% after Centre plans 2% stake sale through OFS
The Centre on Tuesday said it will sell up to 6.162 crore shares, representing 1% of Coal Indias paid-up equity capital, with a green shoe option to offload an additional 6.162 crore shares
Q4 Results Today Live Updates: Stay tuned to businessline for the latest live updates on Q4 earnings.
EPFO subscribers may soon withdraw funds directly to their bank accounts via UPI, eliminating employer sign-off and processing delays. Labor Minister Mansukh Mandaviya announced the initiative, which allows instant QR code transactions at ATMs, benefiting over seven crore members.
Rupee may slip past 96/$ as US-Iran worries keep flows and mood weak
The currency is expected to open in a 95.78 to 95.83 range, traders said, against its 95.68 previous close.
The IRTSA has proposed distinct fitment factors for various employee levels under the 8th Pay Commission, suggesting a range from 2.92 to 4.38. This could lead to significant salary increases, with some employees seeing hikes exceeding 400%.
Coal India, Zee, IMFA, Tata Elxsi, Saatvik, GPT Infraprojects will remain in focus on Wednesday
Sensex, Nifty, Share Prices LIVE: The Centre on Tuesday announced plans to sell up to a 2% stake in Coal India Limited through an offer for sale (OFS), according to an exchange filing. The stake sale, being carried out by the Ministry of Coal, will take place via the OFS window on the BSE and NSE in line with SEBI guidelines.
Family feud over inheritance? Heres how to avoid years of litigation
When a business patriarch dies without a Will or succession plan, disputes can quickly spiral. Experts explain how families can avoid years of costly litigation.
Banks may be closed on May 27 or 28 for Bakrid/Eid al-Adha, depending on the state. Public holidays apply to central and most state government offices. Online banking and ATMs remain operational, allowing customers to perform transactions despite bank closures.
Atal Pension Yojana: Scheme, eligibility, pension payout, tax benefits of APY, explained
The Pension Fund Regulatory and Development Authority's Atal Pension Yojana is a government initiative that seeks to create a universal social security system providing pension cover for the poor, underprivileged, and unorganised sector workers.
The truth about NRI deposits: India is not losing them, says ClearTax's Archit Gupta
As concerns about NRIs withdrawing money from Indian bank accounts have been gaining traction recently, here's a closer look at the numbers and what they mean.
Equity vs debt mutual fund taxation: How your MF gains are taxed in India
Mutual fund taxation in India varies by fund type and holding period. Equity funds face different tax rates for short-term and long-term gains, while debt funds purchased after April 1, 2023, are taxed at income tax slab rates. Details here.
Sweep-in fixed deposit facility: A smart way to partially withdraw from FD and earn higher returns
A sweep-in facility is a feature that helps you earn better returns on excess funds lying idle in your savings or current account. Under this facility, any sum in your savings account above a pre-set limit is automatically transferred into an FD.
Nifty Midcap 100 hits all-time high at 62,365 as broader markets defy weak benchmarks
Gains were led by stocks like Adani Total Gas, Exide Industries, and Info Edge, while CONCOR and RVNL dragged
The 8th Pay Commission will visit Lucknow on June 22-23 to gather input on salary structures from stakeholders. Chaired by former SC Justice Ranjana Prakash Desai, the commission will hold consultations across India.
How are profits from intraday and Futures & Options trading taxed in India? Explained
In India, intraday trading profits are taxed as speculative business income, while Futures & Options trading profits are non-speculative. Here are the income tax rules.
Can you still claim money from a dormant bank account? RBI says yes here's how
Forgotten savings still belong to you. Dormant bank account rules in India explain how to recover unclaimed deposits from the RBIs DEAF fund with simple verification and KYC steps. Understand the rules, build knowledge and take steps to reclaim your funds.
Indian rupee weakens to 95.73 as crude oil prices climb sharply
The rupee weakened sharply against the US dollar on Tuesday as rising crude oil prices, renewed geopolitical tensions in West Asia, a stronger greenback and weak domestic equities weighed heavily on investor sentiment and currency markets.
DA hike: States hike dearness allowance for employees, pensioners Check full list here
The Centre increased the Dearness Allowance to 60% effective January 1, impacting millions of central government employees and pensioners. Following this, various states and organizations, including Indian Railways and the IBA, announced hikes. Here's a look:
NRI sending money to parents in India: Are overseas transfers taxable?
Indians working abroad can send money home tax-free to parents, as long as they are classified as specified relatives. While remittances are not taxed, income from investments made with that money may be taxable. Details here.
Sensex Today, Nifty 50 | Stock Market Highlights: Benchmark indices Sensex and Nifty declined on Monday despite gains in metal stocks, while the Indian rupee dropped 0.47 per cent against the US dollar as rebounding crude oil prices weighed on domestic markets.
Skip the paperwork with these must-have government apps in India that simplify digital payments, travel, transport services, and secure document storage for a faster and smarter digital lifestyle.
Gold futures slide to 1.57 lakh/10g as fresh strikes on Iran spur dollar demand
On the Multi-Commodity Exchange, the yellow metal for June delivery rose by 1,107, or 0.7 per cent, to 1,57,974 per 10 grams in a business turnover of 4,725 lots
MSMEs need more than loans; they need data-driven credit pathways
MSMEs face challenges in obtaining loans due to informal income records. Data-driven lending utilizes bank statements and AI to assess creditworthiness, enabling personalized loan products. This approach supports financial inclusion, ensuring that lenders understand repayment capabilities.
Can you afford a Japan trip on a 10 lakh salary? I asked ChatGPT and Gemini
I asked ChatGPT and Gemini if I can afford to travel to Japan on a yearly salary of 10 lakh. The chatbots outlined a blueprint for me to follow.
ITR filing 2026: 5 key points that first-time taxpayers should know
Filing an income tax return for the first time can be confusing due to various forms and compliance rules. It's vital to report all details correctly to avoid delays and penalties. Here are some points that one should keep in mind while filing return.
SEBI plans pilot for tokenisation of corporate bonds
Regulator is also looking at bond ETFs, debt market reforms and easier norms for debt-only listed entities
What does a credit score enquiry really mean for you?
A lender just accessed your credit report. Before you panic or ignore it here's what a credit enquiry actually means for your score and your financial life.
Gold slips as US-Iran tensions lift oil, stoke inflation fears
Spot gold was down 1% at $4,524.73 per ounce, as of 0737 GMT. U.S. gold futures for June delivery gained 0.1% to $4,525.30
