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Gold and silver prices today, 3 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
EPFO introduces 3-day PF claim settlement: What it means for subscribers
EPFO has introduced a three-day timeline for settling eligible PF claims as part of a broader overhaul of its services. The reforms also simplify withdrawals, expand auto-settlement and pave the way for more digital member services.
Clarity on TDS on rent paid to joint owners shows the 50,000 threshold applies per landlord, not per property. Joint ownership rent splits decide tax deduction, ensuring accurate compliance under Section 194IB and avoiding unnecessary deductions.
Indian shares to open higher on easing Fed rate-hike bets
GIFT Nifty futures were at 24,414, as of 7:43 am, indicating the Nifty 50 could open above Thursdays close of 24,175.7.
Sensex today | Stock Market Live Updates: Stock to buy today: Adani Energy Solutions(1,556.50)
Sensex, Nifty, Stock Price Live Updates: Traders can go long now at 1,556 and buy more shares at 1,460. Place initial stop-loss at 1,420
8th Pay Commission: Odisha and West Bengal meetings take centre stagetop 5 updates you must know
The 8th Pay Commission is entering a crucial stage, with stakeholder meetings being held in Odisha and West Bengal to discuss salaries, pensions, allowances, and the fitment factor.
I asked ChatGPT how many credit cards are too many; Experts filled in the gaps with what AI missed
Several banks have altered credit card rewards, which may make cardholders reassess how many cards they need. I asked ChatGPT how many credit cards are too many and experts filled in the gaps with what AI missed.
I asked ChatGPT how rich Indians must become for the country to be considered developed. We then compared the responses to what Axis Bank's chief economist Neelkanth Mishra said on the matter. Here's a look...
Working for a foreign client means income may be taxed in both the foreign country and India. However, Indian residents can claim foreign tax credit by filing Form 67. Details here.
Adani Enterprises launches 10,000-cr QIP, sets floor price at 3,034.68 a share
The proceeds will also be used to repay or prepay outstanding borrowings of Adani Enterprises and its subsidiaries
The government's new EPF Scheme 2026 has come into effect as part of the Social Security Code 2020. Today, we explore and explain how and what has changed for EPFO subscribers and what remains the same.
Gold rebounds 3,000 to 1.47 lakh/10g as weak US dollar revives bullion demand
Traders said gold recovered after two sessions of losses following a rally in the overseas markets, while silver continued to gain on sustained industrial and investment demand
Yen at record low: Should Indian investors be worried? Experts weigh in
The yens weakness is not just a Japan story. For Indian investors, the impact is mostly indirect. While short-term volatility may rise if global carry trades unwind, experts agree that disciplined long-term investing remains the most effective way to navigate these macro cycles.
EPS-2026 replaces EPS-95: Does the 1,000 minimum pension continue? Here's what has changed
The Centre has introduced the Employees' Pension Scheme (EPS), 2026, replacing older versions. While procedural changes have been made, the minimum monthly pension remains fixed at 1,000, unchanged since 2014.
IT sector leads Dalal Street's winning streak; crude slump, Japan deals lift sentiment
The Nifty 50 closed at 24,175.70, up 0.71 per cent, while the Sensex gained 0.75 per cent to settle at 77,502.
Merchant, arbitrage flows extend rupee's losing streak even as dollar slumps
The currency ended at 95.3925 against the dollar, down 0.1% from its previous close
Bajaj Auto's 5,632 crore buyback: How will your buyback proceeds be taxed?
Bajaj Auto's 5,632.8-crore share buyback will be taxed under the new capital gains framework that came into effect on April 1, 2026, changing how shareholders report and pay tax on shares accepted in the buyback.
Mis-sold insurance? How to challenge a forced insurance policy sold as an FD
If an insurance policy has been issued without informed consent or through misrepresentation, the policyholder has the right to challenge the transaction.
8th pay commission: With discussions underway, we calculate how much of a salary hike the minimum estimate of 1.83 fitment factor could provide for central government employees and pensioners. Here's a look
Why every loan default deserves a different recovery strategy
AI and behavioural data can help lenders tailor debt recovery to each borrower's circumstancesimproving repayments while replacing aggressive collections with more empathetic engagement.
The Supreme Court clarified income assessment for motor accident compensation, addressing salaried and self-employed individuals, and non-filers. Details here.
Income tax refund: Why you may receive less than the amount claimed in your ITR
The refund amount calculated while filing your ITR is not always the amount you'll receive. Here's why the Income Tax Department may issue a lower refund after processing your return and what you should do if the amount doesn't match
EPFO reforms 2026: 20-day claim settlement, real-time tracking and key changes explained
Digital-first shift transforms retirement services. EPFO reforms under the new 2026 social security schemes introduce strict 20-day claim settlement timelines, real-time tracking, and digital compliance, improving transparency, accountability, and faster processing of pension and PF benefits.
Top 5 overnight funds based on 1-year returns: Bank of India Overnight Fund leads with 5.59% return
Based on one-year CAGR performance, Bank of India Overnight Fund emerged as the best-performing scheme in the category with 1-year return of 5.59%, followed by Franklin India Overnight Fund and Bajaj Finserv Overnight Fund.
Gold price drops 166 to 1,44,264/10g in futures trade
Analysts attribute decline in precious metal prices to weak spot demand
Silver futures rise to 2.31 lakh per kg
On the Multi Commodity Exchange, silver for September delivery rose by 1,219, or 0.53%, to 2,31,603 per kg with a turnover of 1,325 lots
How to verify and reconcile stock market transactions in AIS before filing your ITR
Annual Information Statement (AIS) stock market transaction reconciliation helps taxpayers ensure accurate ITR filing by matching broker records with AIS data. It improves capital gains accuracy, prevents errors and supports compliant income tax reporting for investors in equity markets.
Broader markets outperform; Nifty Smallcap index rises 0.93%, Nifty Midcap index gains 0.63%
Ratnadeep Retail files IPO papers with SEBI; intends to raise 400 crore via fresh issue
The proceeds of the issue are to be used for retail network expansion, debt repayment
Infosys, Coforge lead IT stocks rebound, Nifty IT climbs 4.5% after 4-day losing streak
Tepid growth expected across IT sector in Q1 FY27
EPFO extends outage for the third time, here's when PF services will resume
EPFO has extended its ongoing system migration for the third time, delaying the restoration of online member and employer services until July 3. The prolonged outage continues to affect PF claim filing, passbook downloads, UAN login and other digital services.
Top 5 mutual funds in India by AUM: Returns comparison over 1, 3 and 5 years
The countrys biggest mutual fund scheme by assets under management (AUM), Parag Parikh Flexi Cap Fund, manages over 1.41 lakh crore in assets. It is followed by HDFC Balanced Advantage Fund, which is the second-biggest scheme by AUM.
Sebis pump-and-dump crackdown: 5 ways to protect yourself from stock market scams
To avoid stock scams, verify information, consult certified advisors, and focus on disciplined investing. Beware of unsolicited tips, unusual price movements, and FOMO tactics. A diversified portfolio can protect against manipulation. SEBI's crackdown highlights the need for investor vigilance.
New vs old tax regime: How much tax do you pay on a 25 lakh salary?
Choosing the right tax regime can significantly reduce your tax outgo. Here's a comparison of the tax liability on a 25 lakh annual salary under both the new and old tax regimes, and when each one makes sense.
Zee Entertainment plans 3,143-crore warrant issue for promoter group
The warrants will be issued on a preferential basis; subscribers must pay 25% of the issue price upfront, with the remaining 75% payable on exercise
CSM Technologies lists flat at 113, slips 5% to lower circuit after debut
CSM Technologies 145.78-crore IPO received bids for 1,51,27,068 shares against 1,11,30,880 shares on offer, translating into an overall subscription of 1.36 times
Rupee gains 26 paise to 94.90 against US dollar in early trade
Forex traders said the rupee opened on a positive note as crude oil prices have fallen back to levels seen before the West Asia conflict.
IT stocks lead Nifty rebound as crude slips below $71; Sensex reclaims 77,000
IT stocks drove the Nifty up, with Infosys up 4.10% to 1,025.70, HCL Technologies up 3.77% to 1,073.20, and TCS gaining 2.77% to 2,037.50
Gold and silver prices today, 2 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Gold rises on soft jobs data and weaker oil as focus shifts to US payrolls
US private payrolls lower than expected in June
EPF Scheme 2026: New rules on withdrawal, eligibility and limits explained
EPF Scheme 2026: Here are the new withdrawal rules, eligibility, limits and conditions to help EPF members understand partial withdrawals under the revised framework.
Sensex, Nifty set for positive start as oil prices drop on US-Iran talks
GIFT Nifty futures were at 24,173.5, as of 7:40 am, indicating the Nifty 50 could open above Wednesdays closing level of 24,005.85.
ITR filing 2026: Do taxpayers need to file two ITRs? The tax department answers
The shift from Assessment Year to Tax Year has sparked questions about return filing obligations. A clarification from the Income Tax Department explains why taxpayers won't need to file two ITRs for the same income.
Sensex, Nifty, Share Prices LIVE updates: Also on the radar: Airtel, Lupin, Sai Parenterals, Syngene, POCL Enterprises, Nisus Finance, Faze Three
8th Pay Commission: Key lessons from 7th Pay Commission that could influence salaries
The 8th Pay Commission may reshape government salaries by taking key lessons from the 7th Pay Commission.
Foreign investors dump Asia stocks at record pace as AI winners get crowded
Overseas investors pulled a net $137.36 billion from shares across South Korea, Taiwan, India, Indonesia, Thailand, Vietnam and the Philippines in the first six months of the year
When should young investors pivot from aggressive bets to capital preservation for retirement?
During the accumulation stage, investors will have access to regular income and a long investment horizon, allowing them to take advantage of the potential for growth in assets such as equities.
HDFC Bank credit card caps SmartBuy brand voucher rewards from July 1 What changes for customers?
HDFC Bank has revised its SmartBuy rewards program, introducing a cap on reward points for brand voucher purchases on major premium credit cards. Here's what changes for customers.
Buying the dip vs SIP: Which strategy delivers better returns? Here's what math says
Market swings often lead investors to seek ideal buying moments. However, historical data shows systematic investment plans outperform market timing strategies, as cash on the sidelines incurs opportunity costs.
The Centre has implemented the EPF Scheme, 2026, replacing the 1952 scheme. Effective June 29, 2026, it retains contribution rates while enhancing digital compliance and simplifying withdrawal processes for members. Details here.
The company targets an order-book of 10,000 crore by FY27-end, with at least 80% of new orders through competitive bidding, and guides for 10-20% revenue growth
SK Hynix commands a significant share of the HBM market and its Nasdaq listing may raise billions for expansion. However, the overall demand is high, suggesting both SK Hynix and Micron can grow together despite increased competition in memory chips.
SEBI bars 222 entities in five-stock pump-and-dump case, imposes 47.7-crore penalty
Regulator found coordinated trading, fake broker-branded SMSes and layered fund transfers that helped manipulate prices before shares were offloaded at inflated levels
Dream Sports will shut down its fintech platform Dream Money on July 30. Here's what happens to your mutual funds, fixed deposits and digital gold.
Edelweiss MFs equity, hybrid AUM crosses 1 lakh crore
The achievement underscores the growing focus on long-term wealth creation through MFs and systematic investing
Rupee logs sharpest fall since June 8, Closes at three-week low of 95.25/$
The rupee fell sharply to a three-week low of 95.25/$, driven by aggressive dollar buying and rising global pressures.
Selling property or stocks? These 5 smart hacks can help you save capital gains tax
Capital gains tax can be minimized through strategic planning and compliance with the Income Tax Act. Taxpayers may claim exemptions, utilize capital losses, consider holding periods, maintain accurate records, and time sales effectively to reduce their tax liability legally.
Zerodha's Nithin Kamath highlights long account-opening processes as a barrier for NRIs to benefit from FCNR deposits. The RBI's favorable changes make it easier, but slow onboarding could diminish interest.
SEBI has proposed a performance-based fee framework for mutual funds, linking fees to a fund's performance rather than a fixed ratio. However, industry hesitance stems from operational challenges and complexities associated with variable fee structures.
ITR filing 2026: 6 costly mistakes salaried taxpayers should avoid before 31 July deadline
As the last date of filing ITR looms closer, it is important to be careful about certain key factors. These include choosing the right ITR form and regime, and cross-verifying taxable income against the disclosures made in AIS/TIS.
New vs old regime: Earning 20 LPA? Here's which regime saves you over 1 lakh
The tax regime choice becomes more nuanced at a 20 lakh annual salary, where the Section 87A rebate is no longer available. A comparison shows whether common deductions under the old regime can outweigh the new regime's lower tax rates.
NRI selling investments? Here's how you can save capital gains tax
Section 215 of the Income Tax Act, 2025 allows eligible NRIs to claim exemption from long-term capital gains tax. But the benefit is available only if strict conditions on investment source and reinvestment are met.
Rupee falls 67 paise to close at 95.23 against US dollar
At the interbank foreign exchange market, the rupee opened at 94.67 against the American currency and traded in a range of 94.60-95.29 during the session
Low-volatility mutual funds: Should you invest? Here's what experts say
Low-volatility mutual funds seek to cushion market downturns while keeping investors invested in equities. Understand how the strategy works and who should consider it.
From ITR to Aadhaar: Key financial changes kicking in from July 1
Several financial changes come into effect from 1 July, including revised ITR filing deadlines, free Aadhaar email updates and new RBI rules against bank mis-selling. Here's how they could affect you.
Modern borrower expects instant payments, real time updates and more
The once-difficult access to information has made borrowers more aware. They compare loan products and interest rates, and regularly track their credit scores. Borrowers now understand the importance of a credit score, and are increasingly conscious of maintaining healthy credit profiles.
Starting SIP at 25 vs 35: How a 10-year delay can shrink your retirement corpus by nearly 25 lakh
Delaying a SIP by 10 years can significantly reduce retirement corpus due to the loss of compounding. A 1,000 monthly SIP started at 25 years of age grows to an estimated 37.97 lakh by age 60, compared with 13.27 lakh if started at 35 years, assuming a 10% annual return.
10-5-3 rule of investing: Why it helps investors build realistic wealth expectations
Smart investing starts with realistic expectations. The 10-5-3 rule helps beginners understand investment returns, compare asset classes, manage risk, and build long-term wealth through disciplined financial planning instead of chasing unrealistic market gains.
Nifty crosses 24,000; FMCG leads rally as IT stocks bleed
Reliance Industries, Axis Bank emerge as top gainers
The proposed Semiconductor Mission is aimed at boosting domestic semiconductor manufacturing, equipment and materials production, indigenous chip design, and supply chain development
Fuel inflation isn't just about petrol. It changes your entire financial plan
Fuel price shocks ripple through transport, food and household budgets. Here's what history teachesand the practical financial strategies families can adopt to stay ahead of inflation.
SWP taxation explained: Why every withdrawal from a mutual fund can have a different tax liability
For tax purposes, each SWP payout is considered a partial redemption of mutual fund units. This means every withdrawal comprises two components: the return of the original investment (principal) and capital gains. Tax is levied only on the capital gains component of each withdrawal.
mAadhaar app retires: Will your Aadhaar data be deleted? Key features of new app
The new Aadhaar app replaces mAadhaar with safer digital verification, face authentication and QR features. Existing mAadhaar data remains available during the transition, allowing users to switch smoothly without losing important Aadhaar records.
Experts point out that course certificates alone don't count for much. Market premiums and career advancement go to those who can translate coursework into functional workplace optimization.
Sensex jumps over 630 points, Nifty reclaims 24,000; KPIT Tech slumps 17%
Broader markets also traded in positive territory, with Nifty Midcap 100 and Nifty Smallcap 100 indices rising around 0.2% each
Trader gets 21 lakh tax demand over demonetisation cash, wins at ITAT
A Karnataka trader won relief after the ITAT held that old currency deposits backed by business records and affidavits cannot be treated as unexplained income merely because they were made during demonetisation.
Cordelia Cruises operator Waterways Leisure Tourism lists at 16% discount
Stock debuts at 681 on NSE, a discount of 15.7% to the IPO price of 808 per share
Listed shares, intraday trading, unlisted shares, equity mutual funds and F&O: Tax rules explained
The tax on equity investments in India depends on the type of investment, the holding period and type of gains. While listed shares and equity mutual funds are subject to capital gains tax, income from intraday trading and F&O is taxed at the applicable income tax slab rate.
Kotak Mahindra Bank shares up after Deutsche Bank India retail business acquisition
Brokerages retain positive stance, await clarity on profitability and integration
Advit Jewels stock debuts at 37% premium on NSE
The 165.16-crore IPO was subscribed 212.63 times on the final day of biddingBengaluru
Rupee falls 19 paise to 94.75 against US dollar in early trade
Forex traders said whenever fresh foreign inflows enter the country, the central bank is likely to use the opportunity to rebuild its reserve position rather than allowing the rupee to strengthen too much.
KPIT Technologies stock hits lower circuit after shock revenue warning
KPIT Technologies said it expects Q1FY27 USD revenues to decline approximately 1% year-on-year on abrupt spending cuts by certain European automotive OEMs
Gold and silver prices today, 1 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Nifty holds 23,900 as M&M, Titan lead gains; IT, Bajaj FinServ drag
Both indices opened higher Nifty at 23,897.65 and Sensex at 76,545.21 before extending marginal gains in early trade
Sensex, Nifty, Share Prices LIVE: Sensex was up 149.26 pts or 0.20% to 76,627.93 at 9.16 am after opening at 76,545.21 from the previous close of 76,478.67. Nifty 50 inched up 44.55 pts or 0.19% to 23,910.30.
Gold prices drop as firmer US Treasury yields, Fed rate outlook weigh
Gold recorded largest quarterly drop since 2013 in Q22026
EPFO extends online service outage till July 1; services to resume from July 2
EPFO has extended its planned system migration, delaying the restoration of online member and employer services by another day. Subscribers will now be able to access claims, passbooks and other digital services from July 2, subject to completion of the upgrade.
