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EPFO has introduced automatic PF transfers for eligible members, simplifying the job-switch process. Here are the key things to check before your balance is moved to the new account.
Income-tax returns: Today, we take a look at what taxpayers should do if they receive a notice from the I-T department. Individuals can use this stepwise guide to ensure they are following the proper process.
Forming a Hindu Undivided Family (HUF) can help taxpayers manage taxes efficiently as it is a separate taxable entity under income tax law, however a family must understand how it works first. Here's what experts say.
Gifting to your NRI child? Know the tax treatment of NRE deposits
Gifts from parents to NRI children are tax-free, while interest earned on NRE accounts and deposits is fully exempt from income tax for FEMA non-residents, unlike taxable NRO interest.
EPFO: Here's how to update your KYC information online using the official portal Stepwise guide
EPFO: Aadhaar linking and KYC updating is mandatory to avail several EPF services. Today, we check how EPF subscribers can update their KYC information online for their account using the retirement body's official portal.
Cody Berman, author of 'Retire by 30', used house hacking to achieve financial independence by investing in real estate. By renting part of his home, he reduced his housing costs and generated passive income.
The 8th pay commission: Meetings with employee groups is significant as their suggestions are expected to shape the panel's deliberations on remuneration, allowances, pay and pension structures for the central government workforce.
Dearness Allowance is the component of the basic salary periodically adjusted to counter increased cost-of-living due to inflation. Here's what we know about state governments' discussions on DA hikes. a
Don't miss this tax benefit: How car buyers can claim a minimum 10,000 refund
Car buyers may be eligible for an income tax refund due to 1% TCS collected on vehicle purchases exceeding 10 lakh. This amount can be lower you tax liability or get you a refund if their tax payable is less than the TCS paid. Details here.
TDS Return Filing 2026: Q1 Due on July 31, Check New Forms and Section Codes
Businesses and tax deductors must file Q1 TDS and TCS returns by July 31, 2026 using the new return forms and revised section codes under the Income-tax Act, 2025. Here's what has changed, the new forms to use, and the compliance steps to avoid filing errors.
Gold, silver brace for another tough week amid oil surge, US-Iran conflict risks: Analysts
Investors will monitor key US jobless claims, flash PMI, and monetary policy decisions from Europe and China for updates on global interest rates
The F&O trap inside the barracks: How army officers are losing crores chasing the next trade
Stable salaries, easy access to credit and early trading wins are drawing serving and retired defence personnel into a cycle of leveraged betsand mounting losses
Can builder's loose papers lead to an income tax notice? ITAT explains the law
A Mumbai ITAT ruling has held that the Income Tax Department cannot tax a property buyer merely because their name appears in a builder's seized cash records. The Revenue must prove an undisclosed cash payment with independent corroborative evidence before invoking Section 69A.
ITR filing 2026: When should a salaried taxpayer file ITR-2 instead of ITR-1?
Taxpayers must file accurate income tax returns using the correct ITR form to avoid being flagged for defects. The e-filing portal aids in selection. Here's when a salaried taxpayer needs to file ITR-2 instead of ITR-1.
On average, active equity mutual funds have generated higher annualised returns while limiting losses better than their benchmark indices. An average active small-cap fund posted the strongest outperformance among the funds have been live since 2013.
A Pune woman shared monthly expenses of family of 3 living in Baner with two earning members. From 31,000 rent to 16,000 for nanny, let's have a look at the full list of expenditures.
ITR Filing AY 2026-27: Don't miss any bank account while filing your tax return. Here's why
The ITR forms for AY 2026-27 require taxpayers to disclose all Indian bank accounts held during FY 2025-26, except officially dormant accounts. Accurate bank details are also essential for timely income tax refunds.
Looking to invest in debt funds for a 1-3 year horizon? Expert shares 4 categories you can consider
For a 1-3 year investment horizon, short-duration, dynamic bond, corporate bond, and banking & PSU funds are among the best debt fund categories you can consider. Unlike others, credit risk funds invest in lower-rated bonds, making them riskier.
Bank seized your property after loan default? RBI's new rules explained
The Reserve Bank of India has issued a new framework governing how banks must value, manage and sell properties acquired while recovering defaulted loans. The rules, effective October 1, 2026, also bar banks from selling such properties back to defaulting borrowers.
Government may roll out flexible pension scheme for all workers under EPFO 3.0 reforms: Report
The proposed contributory pension scheme could cover formal, unorganised, gig and higher-wage workers, with flexible withdrawals and a Target Retirement Sum approach.
Markets to track Q1 earnings, West Asia developments, crude oil this week
Infosys, Adani Energy, Adani Green Energy, Paytm, Bajaj Auto, Nestle and more results lined-up
IHCL, IPO-bound Prism feature in Hurun top 10; OYO parents valuation doubles to 67,200 crore
Retirement planning: Why the rule of 1% upgrade works better than a 1% increase in SIP amount
The rule of 1% upgrade encourages investors to increase the share of their income invested by one percentage point every year. A small annual increase in the share of income invested can significantly boost long-term retirement savings.
EPF Scheme 2026: Why you must keep 25% of your PF balance before retirement
The new EPF Scheme introduces a 25% minimum balance requirement for partial withdrawals. Here's what the rule means, how eligible member balance is calculated, and when you can withdraw your full PF corpus.
A 25,000 monthly SIP earning an assumed 12% annual return can grow to 8.74 crore in 30 years. Check how compounding, understanding of core principles, disciplined investing and staying invested help create long-term wealth for retirement, children's education and financial independence.
The Pune ITAT has ruled that capital gains computed using the higher stamp duty value under Section 50C do not automatically deny Section 54 exemption. The tax benefit, however, is available only if the taxpayer satisfies all conditions for claiming the exemption.
An analysis by CoverSure showed that besides under-penetration of health insurance, another growing problem for many policyholders is that coverage exists but as many as 63% are unable to switch plans.
Monsoon Home Insurance: Focus on fine print, cheap premiums could cost you dearly
There are many exclusions in your home insurance policy, and the policyholder must carefully review them to avoid being caught off guard at the worst possible moment.
Gold recycling in India is growing, but far from mainstream
Digitisation of deposit transactions and streamlining of purity evaluations will allow the country to shift from import-and-store model to a circulate-and-recycle one
An ITAT ruling reinforces that salaried employees cannot be asked to pay tax twice if their employer deducts TDS but fails to deposit it. The decision strengthens taxpayer protection and serves as a timely reminder to verify TDS records before filing income tax returns.
A viral SIP myth is fooling investors. Here's why
A viral post claims SIPs delivered just 6.7% over two decades. But the calculation is flawedand the flat market it cites is precisely when SIPs quietly do their best work.
Bank holidays this week: SBI, HDFC, ICICI, PNB to remain closed for upto 3 days RBI calendar here
Bank holidays this week: Banks in India will be closed for upto three days this week, but digital platforms like UPI and banking apps will remain operational. Customers should note that in-branch services are suspended on Sundays and specific regional holidays.
PFRDA Chairman S Ramann outlined an AI roadmap to redesign the National Pension Scheme's onboarding process. He also encouraged responsible AI use for a pension advisory platform powered by the technology.
Taxpayers can now view their foreign assets and income via the AIS on the income tax e-filing portal. The AIS currently includes data for 2022-2024, with 2025 data expected by late 2026. Here's what to do if you missed disclosing them in previous ITRs.
ITR filing 2026: FD interest is taxable here's how to report it correctly
FD interest income is fully taxable but tax implications may vary based on the chosen tax regime and taxpayer age. Some deductions may also be available, based on your age and income profile. Here's all you need to know.
Income-tax returns: Check penalty for missing deadline for filing ITR Key things to know
ITR: Taxpayers must file their income-tax returns for FY26 / AY27 by 31 August this year, extended from 30 June. Here's how much penalty you can be charged and deadline for delayed ITR filing during the tax year.
Berkshire Hathaway now allocates nearly 30% of its $351 billion portfolio to Apple and Alphabet, reflecting a shift in Warren Buffett's investment strategy.
EPFO: Here's how to link your Aadhaar with UAN using the Umang app Stepwise guide
EPFO: Aadhaar linking is mandatory for several EPF services. Today, we check how EPF subscribers can link Aadhaar with their Universal Account Number (UAN) using the government's Umang mobile app.
8th pay commission: Basic pay, allowances components of salary structure in focus; Here's why
Around 50 lakh central government employees and about 65 lakh retired central government pensioners, including defence personnel and retirees, will benefit from the recommendations across 18 employee levels.
About 1 crore beneficiaries close to 50 lakh central government employees and nearly 65 lakh retired central government pensioners, including defence personnel and retirees will benefit from an increase in DA and DR.
Even with a zero tax liability due to the Section 87A rebate, filing an income tax return (ITR) may be necessary. Your obligation to file depends on your total income and the tax regime you choose.
Many property sellers may end up paying more tax under the 20% tax regime with indexation than under the flat 12.5% LTCG tax. The benefit of indexation depends on how much the property's value has appreciated over time, making it important to compare both tax calculations before filing.
A portfolio invested entirely in equities typically suffers the deepest drawdowns, whereas adding debt investments can substantially reduce losses during market corrections.
AMFI's latest market-cap review has reshuffled several stocks across the large, mid and small-cap categories. While companies such as BSE, BHEL and Vodafone Idea moved up, others including Hero MotoCorp and Dr. Reddy's Laboratories slipped to lower categories based on average market capitalisation.
Xtranet Technologies plans 167-crore IPO to fund expansion and debt repayment
Proceeds to support capital expenditure, working capital and business growth
The move is intended to address operational challenges frequently faced by families during the transmission process while ensuring a smoother and more uniform experience across mutual fund houses.
Q1 Results Today, 18th July 2026 Live Updates: Catch all the live updates here
The Income Tax Department has introduced a Foreign Assets Information (FAI) report on its Compliance Portal. Taxpayers can securely download their foreign asset information in a password-protected PDF, review the reported details, and submit feedback if they identify any discrepancies.
Crypto in your portfolio? Experts share key disclosures and compliance tips for ITR filing
From selecting the correct ITR form to maintaining transaction records across exchanges and wallets, investors with crypto holdings need to pay close attention to disclosures to avoid notices and ensure smooth tax filing.
The 10-10-10 SIP rule: A simple formula for long-term wealth creation
The 10-10-10 SIP rule helps investors build long-term wealth by investing for 10 years, assuming 10% annual returns and increasing SIP contributions by 10% each year. Learn how step-up SIPs can create a larger corpus through disciplined investing and compounding.
Bank holiday today? Check if SBI, HDFC, ICICI are open or closed on 18 July RBI calendar here
Most public and private banks across India will remain open today, on Saturday, 18 July. According to the Reserve Bank of India (RBI)'s holiday calendar, bank operations will continue as normal since it is the third Saturday of the month
Income-tax returns: Top 10 things first time taxpayers must keep in mind while filing ITR
Income-tax returns: Attention first time taxpayers! From required documents, to which forms to fill, and the deadline date here are the top 10 important things to keep in mind while filing your ITR.
The IPO paradox: Why bigger isnt always better
For most large IPOs, post listing performance is abysmal
EPF Withdrawal Rules: Pulling out your PF money? Heres when its taxable and how to keep it tax-free
Understanding these rules is essential, particularly if you are switching jobs, dealing with a financial emergency or planning to access your retirement savings before retirement.
Brokers call: HDFC Life Insurance (Buy)
Mirae Asset Sharekhan
8th Pay Commission ToR outlines salary, DA, pension and allowance changes: Check full list
8th Pay Commission: The official terms of reference (ToR) outline what central government employees and pensioners can expect from the 8th CPC's recommendations. From DA hike to revised salary structure, pension, allowances and other benefits Check full list of likely announcements here.
The DoE reiterated that if an employee's monthly NPS contribution is credited past the established deadline, interest must be paid to the subscriber for the duration of the delay. This compensatory interest will match the prevailing PPF interest rate, which currently stands at 7.1%
Probate of a Will in India confirms its validity and gives legal authority to the executor. Check and understand the process, documents required, court procedure, recent changes, and when probate can help prevent inheritance disputes.
DA hike: If not July, when could the next Dearness Allowance increase come this year?
Dearness Allowance: Even if no DA hike is announced this month in July 2026, central government employees and pensioners could still see a second increase sometime in the second half of the year during the festive season.
Markets defy global gloom; crude tops $85
The Nifty 50 rose 1.09%, or 262 points, to settle at 24,334, while the Sensex advanced 1.25% to close at 78,151
JSW One Platforms IPO: JSW Steel to raise up to 811 crore through stake sale
Board approves participation as promoter selling shareholder; Q1 net profit at 4,696 crore
Rupee logs sharpest weekly drop in nine as oil price jump stings
The rupee closed at 96.28 per dollar, down about 1% week-on-week, due to a 13% rise in Brent crude oil prices
The best-performing flexi cap fund returned 9.91% over the past year, while only five schemes crossed the 8% mark. Experts say the muted performance reflects market conditions, not poor fund management.
EPF Scheme 2026: New rules for exempted PF trusts, what employees must know
The Employees' Provident Funds Scheme, 2026 introduces an interest rate ceiling, mandatory digital compliance and stricter governance norms for exempted PF trusts run by eligible employers. Here's what the new rules mean for employees.
Hospitalized? 10 essential steps for hassle-free health insurance claim settlement
Health insurance claims can become stressful during emergencies. These 10 practical steps, from hospital admission to discharge, ensure faster cashless claim settlement, avoid delays, manage documents properly and reduce financial pressure, especially during emergencies.
PF after retirement: When does your EPF balance stop earning interest? EPFO rules explained
Retirement does not automatically stop interest on your EPF balance. Here's how long your provident fund continues to earn interest under the EPF Scheme, 2026, based on your retirement age.
CEAT shares slump over 9.3% as Q1 profit plunges
The stock traded at 3,550.40 on the NSE at 10.20 am after falling to an intraday low of 3,471.10 from the previous close of 3,829.60
Todays Gold Rate in India July 17: Gold prices down in Delhi, Mumbai, Kolkata, Bengaluru, Ahmedabad
22, 24 carat Gold prices down across Indian cities on July 17
Jio Financial shares surge 6% as Q1 profit jumps 156% y-o-y
Its consolidated net profit for Q1FY27 rallied 156 per cent y-o-y to 830 crore.
Rupee Rises 14 Paise to 96.28 Against US Dollar in Early Trade
Brent crude, the global oil benchmark, was trading 0.39 per cent higher at USD 84.83 per barrel in futures trade.
Gold and silver prices today, 17 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Q1 Results Today, 17th July 2026 Live Updates: Catch live updates
The 8th Pay Commission is likely to revise salaries and allowances for nearly 1.1 crore central government employees and pensioners. While the fitment factor is yet to be finalised, estimates indicate how HRA for Level 14-16 employees could increase under different fitment scenarios.
Government may bring back UPI MDR for large merchants: Who could be affected?
The Centre is considering reintroducing a merchant discount rate (MDR) on select UPI transactions. If approved, the levy is expected to apply only to large merchants and higher-value payments, while small businesses and consumers are likely to remain unaffected.
Gold is set for weekly fall amid West Asia tensions. Whats ahead?
Bullion edged higher on Friday to near $3,980 an ounce, but was down 3.4% on the week so far
Don't overpay for growth: Nippon Life AMC's Sailesh Raj Bhan on navigating India's next market cycle
After two years of valuation-led consolidation, Nippon Life AMC's equity CIO Sailesh Raj Bhan says improving earnings, reasonable valuations and a strong macro backdrop are creating fresh opportunities for long-term investors.
Corporate developments remained in focus as Maruti Suzuki, HCLTech, Coal India, ITI, Havells, PhysicsWallah, Shyam Metalics and PC Jeweller announced key business updates, while Pfizer paused a product, Diamond Power secured an order and Sky Gold reported a fraud
Senior citizen FD rates: These banks offer up to 8.5% interest despite recent rate cuts
For senior citizens, even a marginal difference in interest rates can translate into substantially higher earnings over time, particularly on large deposits. Comparing FD rates across banks before investing can help maximise interest income without increasing investment risk.
Attention parents! Want to start a public provident fund account for your child? We calculate the minimum amount you would need to invest in their PPF per month in order to successfully set them up for crorepati status in the long run.
Filing ITR alone is not enough, you have to e-verify your return within 30 days so that it does not become invalid and to ensure a smooth refund process from the tax department. Check here for the step-by-step taxpayers' guide
8th pay commission: We take a look at the likely revision in house rent allowance (HRA) for central government employees across levels 6 to 10 in X, Y and Z category cities based on various fitment factor suggestions.
The debt-free trap: Why shunning all forms of credit can actually stunt your financial growth
Before you vow to never borrow another rupee, here is a realistic look at how to make debt work for younot against you.
Ex-Microsoft employee walked away from 1.9 crore salary, shares challenges of starting over
Christian Harms, a former Microsoft employee, has opened up about leaving a corporate job that paid $200,000 (approximately 1.9 crore) a year in Switzerland to start over in Australia.
Brokers Call: Billionbrains Garage (Buy)
Motilal Oswal Research
Dearness Allowance: Increase in basic salary component, 3-4% hike expected Why is DA important?
Dearness Allowance (DA) is a percentage of salary for central government employees and pensioners to offset inflation. Updated bi-annually, it rose from 58% to 60% in January 2026, benefiting 50 lakh employees and 65 lakh pensioners. Future hikes depend on AICPI data and government approval.
Can 50 lakh grow into 5 crore through mutual funds? Here's what a 15-year investment could deliver
Meeting such a high-value financial goal requires careful planning, patience and the right investment strategy.
Flat finish masks turmoil; Nifty holds ground as crude, rupee weigh
Nifty 50 closed at 24,072.75, down 0.02%; Sensex ended at 77,186.87, up 1.40 points
ITR filing 2026: Beyond Form 16 avoid these costly income tax compliance mistakes
Salaried workers who have switched employers, selected a suboptimal tax regime, claimed unsupported deductions, or omitted capital gains face heightened financial risks.
