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Want to build a good credit score? Here's how you can do so even without a credit card
Building a good credit score is achievable even without a credit card. It takes consistent fiscal practices and financial discipline to form a strong credit profile for future borrowing needs. Here's a look at how you can do so
Kisan Vikas Patra: Here's how long it takes to double your money
Kisan Vikas Patra is a 115-month small savings scheme offered by India Post and some banks, that doubles your investment at end of tenure. It has a minimum investment of 1,000. Here's all you need to know
K-shaped trend emerges in jewellery as premium demand stays resilient
While weddings remain a key demand driver, the premium push is no longer occasion-bound
SIPs facilitate monthly contributions, promote financial discipline, and offer other fiscal benefits compared to lump-sum investments. Here's a look at why you should consider SIP for investment in mutual funds
With Indian households holding significant gold assets, alternatives such as Gold ETFs and Digital Gold are worth exploring. Here's a look at the features and tax implications, and other important details.
Can a non-salaried professional declare 50% income as profit under presumptive tax?
Under Section 44ADA of the Income Tax Act, 1961, an assessee opting for presumptive taxation is not required to maintain books of account, provided income is declared at 50% or more of gross receipts
UP-RERA eases property transfers in the state: What the new rules mean for buyers?
The UP-RERA amendments enhance buyer protection by allowing complaints against unregistered projects. It also eases the process of property transfers. Here's how.
The new labour laws, which were implemented in November 2025, and came into effect on 1 April, are quietly reshaping how salary is credited in India. According to the government, the restructuring will result in employees having more retirement savings in the long-term.
Fixed deposits are a popular low-risk investment choice, offering guaranteed returns and higher interest rates than savings accounts. Here's how much interest rates top private banks of India are offering on their FDs.
RBI proposes safeguards for digital transactions what it means for senior citizens and other users
The RBI has proposed measures to combat online fraud, including transaction delays, additional authentication for vulnerable users, and caps on bank account credits. Here's what it means for senior citizens, and other users.
PPF Income Strategy: With the right amount of discipline, you can grow a corpus of over 1 crore using PPF and get 61,000 monthly as pension from the interest, without even touching the principal.
TDS on bank interest explained: Who is liable and how much gets deducted under new income tax rules?
The Income Tax Act, 2025, effective April 1, maintains existing TDS thresholds on bank interest. The I-T department clarified the definition of banking company and the rules around TDS. Here are the prescribed limits and how much TDS gets deducted on bank interest income.
8th Pay Commission update: The fitment factor is the multiplier the new CPC uses to calculate the new basic pay. The 8th Pay Commission will take into account several factors, including inflation, to determine the fitment factor.
Gold vs equities: Does the yellow metal hold edge despite softening shine?
Gold has won the recent fear cycle; equities still hold the long-term edge.
Margin trading is growing fast. The risk is growing faster.
Margin Trading Facility exposure has surged to 1.2 trillion. Individually rational borrowing can become collectively dangerous and when leverage unwinds, even prudent investors will feel the shock.
Why gold has not played its safe-haven role amid West Asia war
Gold was expected to thrive on war and uncertainty in 2026. Instead, rising oil, higher yields and a stronger dollar knocked it off course. Heres why the hedge faltered and what lies ahead.
The Centre has kept small savings schemes returns unchanged for the April-June 2026 quarter. When it comes to bank fixed deposits vs small savings schemes, here's a comparison of interest rates before you choose.
Provident Fund: Step-by-step guide to withdraw your PF online or offline, the types of withdrawal, what forms to use, limits to partial withdrawal and rules of pension withdrawal. All you need to know
The 8th Pay Commission is highly anticipated with fitment factor recommendations expected to significantly increase salaries for nearly 50 lakh central government employees. Here are the key FAQs answered
UPI payments are often sent using a linked phone number, and it is very easy to mistype the same on your phone keyboard. By the time you realise, the money is gone.
The Income Tax Department has launched the new TRACES 2.0 portal to enhance TDS compliance. The user-friendly interface allows for streamlined navigation, enabling users to access Form 26AS, TDS certificates, and track credits efficiently.
8th Pay Commission latest updates: Currently, there are three categories of consultants that the government hiring notification has listed. See below to find out all about the government hiring.
20 lakh CTC? Here's how much your take home salary will be under new labour laws
Take-home salary changes: The new labour laws are reshaping how your salary is credited each month. The government said that the primary reason for this change was to push more funds into long-term savings
ICICI Prudential Mutual Fund has declared payout under its Income Distribution cum Capital Withdrawal (IDCW) option for its Medium-Term Bond Fund. Check record date, payout amount, availability and other details
Understanding how interest on fixed deposits is compounded helps you maximise returns through strategic planning, tenure selection, and choosing the correct institution as per your requirement.
While all banks have their own fixed deposits, small finance banks often offer significantly better FD interest rates to their customers. Here are the best FD interest rates of 5 most popular small finance banks in India.
Stock market correction: Have domestic inflows changed the rules for Indian equities?
For years, foreign institutional investors (FIIs) drove market direction. Now, domestic institutional investors (DIIs), backed by mutual fund and SIP inflows, have taken that role. This shift has quietly changed how markets behave.
Sharp fall in prices hit gold ETF inflows in March
Silver ETF outflows moderate to 684 crore
Greenlight open market buybacks, but stay cautious
SEBI set to revive open-market buybacks after tax tweaks
SEBI uncovers 2,950-crore Ponzi-like network, fines Trdez 1 crore
Broker licence was used to lend false regulatory legitimacy and extract funds from public
Sun Pharma shares down 4 per cent on reports of overtures for US-based Organon
On reports of making a bid for Organon, Sun Pharma told BSE: the information set out in the article is speculative in nature and there is no material event/information that requires disclosure under Regulation 30 of the Listing Regulations.
8th Pay Commission Basics: A look at its composition, functioning and latest updates
8th Pay Commission updates outline composition, functioning and consultation process for salary and pension revision framework for central government employees and pensioners in the country.
New labour code: What changes for your earned leave and encashment under the latest laws explained
The OSH Code introduces significant changes to leave policies, allowing workers to carry forward up to 30 days of leave and encash excess leave. Here are more details about the provision and who it applies to.
Markets snap six-week losing streak; all eyes on US-Iran talks
Sensex gains 918 points to settle at 77,550, while the Nifty advances 275 points to close at 24,050
Credit card fraud is rising: Types, warning signs and expert tips to protect your finances
Credit card fraud is a growing threat, often unnoticed until significant damage occurs. Reporting fraud promptly, understanding various fraud types, and consistently monitoring credit activity can help protect individuals from financial losses and maintain peace of mind.
Rupee drops 17 paise to close at 92.68 against US dollar
West Asia tensions push rupee down in volatile trade
Gold futures drop 1,363 to 1,52,071/10g
The fall in gold prices was attributed to weak global cues
RBIs recent currency curbs can backfire. Heres why
Banks are staring at potential losses running into the hundreds of millions of dollars
General Provident Fund or GPF is the provident fund meant exclusively for government employees. Under this compulsory savings scheme, every government employee must contribute a portion of their pay to save towards their future.
DA hike delayed for first time in a decade Will it be skipped or deferred? Experts weigh in
Uncertainty surrounds the DA hike delay. Experts describe it as a procedural deferment rather than a cancellation, adding that arrears are expected and that the inflation-linked revision will likely be implemented retrospectively across central government salaries and pensions.
MF equity inflows jump 56% as investors pump-in more money
The overall equity AUM plunged 10% last month to 31.98 lakh crore (35.39 lakh crore), largely due to all category of schemes witnessing mark-to-market loss, data from AMFI show
D-Street rebounds: Sensex, Nifty up 1%, auto stocks roar, Sun Pharma, Infosys, TCS top losers
Indian equities traded firmly higher in mid-session on Friday, supported by easing geopolitical tensions after a fragile US-Iran ceasefire, with broad-based buying across sectors despite continued weakness in IT stocks.
Ajmera Realty jumps 3% as record FY26 pre-sales lift sentiment
Ajmera Realty logs pre-sales for FY26 at 1,701 crore, a 57% jump year-on-year
MWL shares edge up after vendor empanelment
MWL has been empanelled as an approved vendor by QatarEnergy, Bharat Heavy Electricals Limited (BHEL), Engineers India Limited (EIL) and Gujarat State Fertilizers & Chemicals Limited (GSFC)
Prestige Estates shares gain on 9,000 crore Mumbai JV project announcement
The project spans around 6 acres with a development potential of 1.7 million sq ft and an estimated gross development value of over 9,000 crore.
Nifty crosses 24,000; IT stocks bleed as broader market rallies
Infosys falls 3.5%, TCS 3.2%, HCL Tech 2.5% and Tech Mahindra 2.2%
How to pay zero income tax on 15.85 lakh salary under new tax regime
Meal vouchers, NPS and smart salary structuring can legally bring your taxable income below 12 lakh and reduce your tax to zero
BSE shares hit 52-week high, what is driving the surge?
The rise follows the exchange getting SEBIs approval to launch derivative contracts on the BSE Focused IT Index
Om Power Transmission IPO subscribed 46% on day 2 morning
The RII category leads with 0.42 times subscription, with bids received for 12.48 lakh shares against 30.01 lakh shares reserved. QIBs have bid for 13.37 lakh shares against 17.15 lakh shares reserved, clocking 0.78 times
TCS shares down 3.2% despite Q4 profit growth and deal wins
Broader IT sector also witnesses selling pressure, with the Nifty IT index falling nearly 3% to hit a low of 30,721.40 during the session
India gold demand firms ahead of festival; China premiums ease
Akshaya Tritiya, the second-biggest gold-buying festival in India after Dhanteras when buying gold is considered auspicious, will be celebrated on April 19
Wipro shares steady amid IT selloff, buyback buzz lifts sentiment
Wipro holds ground even as most IT stocks trade in red, supported by April 16 board meet optimism
Rupee rises 10 paise to 92.41/USD; faces risks from rising global tensions
At the interbank foreign exchange market, the rupee opened at 92.58 against the US dollar, then gained ground to touch 92.41 against the US dollar in initial trade, registering a gain of 10 paise over its previous close
Crude surge, geopolitical tensions weigh on IT; financials, paints outperform
IT stocks weighed on the indices, while financial and consumption stocks provided support.
Q4 results today live updates: Catch our live updates
Gold prices log worst monthly fall since 2013 with 12% drop in March: World Gold Council
World Gold Council says much of the decline stemmed from momentum factors, including global gold ETF outflows, a COMEX net long unwind, and a price trend reversal
PPFAS's Rajeev Thakkar reveals how they bought the March dip.
PPFAS has been using volatility to its advantage, deploying wherever it finds opportunities and selling wherever the opportunity comes, says its CIO Rajeev Thakkar
PFRDA launches NPS Swasthya, enabling subscribers to use retirement funds for healthcare
Powered by Medi Assists Maven infrastructure, the initiative enables eligible NPS subscribers to access a portion of their retirement corpus for hospitalisation expenses, while continuing to benefit from long-term market-linked growth.
Stock Market Live: Gift Nifty points to gap-up opening as global cues drive early market mood
Sensex, Nifty live updates on 10 April 2026: The stock of Belrise Industries has been rallying steadily ever since its listing in May 2025. But for nearly two months now, that is since mid-February, the scrip has largely been trading within a range. But on Thursday, it broke out of the resistance band of 198-200 and hit a life-time high of 204.40. We expect the stock to rally further, potentially to 225 in the near-term.
A host of stocks including Wipro, Poonawalla Fincorp, Prestige Estates, Amagi Media Lab and Ashiana Housing will remain in focus on Friday amid buybacks, QIPs, orders and expansion updates.
BSE gets SEBI nod to launch derivative contracts on BSE Focused IT Index
The BSE had received regulator nod to launch index derivatives on the BSE Sensex Next 30 in March and BSE Focused Midcap Index in February
Corporate FD rates in April 2026: Bajaj Finance, Shriram Finance, Mahindra Finance among top NBFCs
Corporate fixed deposit rates in April 2026 offer competitive returns from leading NBFCs, with varied tenures, senior-citizen benefits, and key safety features for stable, predictable investment planning.
Brokers Call: Aptus Value, Aadhar Housing Fin (Outperform)
Bernstein
Nifty snaps 5-day winning streak as ceasefire hopes fade, crude surges
The BSE Sensex dropped 931 points (1.20%) to close at 76,631, while the Nifty 50 fell 222 points (0.93%) to end at 23,766
TCS Q4 Results Highlights: IT bellwether Q4 PAT up 12% y-o-y; FY26 profit sees marginal growth
TCS Q4 results today highlights:Follow our updates. Along with TCS, Anand Rathi Wealth and GM Breweries will also annnounce Q4FY26 results today.
ABD Maestro launches ZOYA Pink Mix Berries Gin at 2,500 in Maharashtra
The new gin combines a juniper base with strawberry, cranberry, blackberry, and raspberry
How will the new wage rule impact your April 2026 take-home salary? Use this calculator to find out
April 2026 salary changes under the new wage rule may shrink take-home pay while boosting employees' provident fund savings and long-term financial security.
Milky Mist beats FY26 growth estimates, IPO on track, says CEO
The IPO is definitely on track and we are evaluating the right market conditions, says CEO
Markets slide at midday; L&T, IndiGo drag as Hindalco, NTPC buck the trend
IT stocks remained under pressure ahead of TCSs Q4 results, while banking and financial stocks saw broad-based selling. Realty and auto sectors also saw early weakness, according to Ponmudi R, CEO of Enrich Money
Home loan rates April 2026: SBI, PNB, BoB and other banks compared; 5 key tips to save money
Planning a home loan in April 2026? Check out SBI, PNB, BoB, Union Bank, Canara Bank, Bank of India, and UCO Bank rates, which could make or break your EMIs. Understand the significance of hidden fees, prepayment penalties, and 5 must-know tips before you apply.
Ashok Leyland shares pull back slightly after three-day rally, still up over 12% this week
Sell orders outweigh buy orders, with 57.46% on the sell side against 42.54% on the buy side
Ola Electric shares surge 15% as LFP cell announcement lifts sentiment
The announcement was preceded by a price cut of 60,000 on the Roadster X+ 9.1 kWh, bringing it to 1,29,999, attributed to production efficiencies from scaled-up 4680 cell output
Rupee drifts wedged between ceasefire jitters, impact of regulatory curbs
The rupee has hovered in a 92.50-93.50 range over the last week after RBIs measures to curb excessive arbitrage positions were announced on March 27 and April 1
Adani shares slide after Wednesdays rally as SEC case developments digest
The legal development that drove Wednesdays move centres on a letter filed on April 7 by lawyers representing Gautam Adani and Sagar Adani, indicating their intent to seek dismissal of the SEC complaint by April 30
Why US bond yields at 4.28% won't unlock a foreign capital wave into India
With the 10-year US Treasury yield hovering around 4.28%, the case for a meaningful, sustained influx of overseas capital into Indian markets remains dim. But why is it so?
Rupee falls 17 paise to 92.71 against US dollar in early trade
Geo-Political uncertainty was still high amid Irans threat to step out of the talks if Israel kept bombing Lebanon, keeping investors wary of the opening of the Strait of Hormuz
Markets open lower as profit-booking offsets ceasefire rally; Bajaj Auto, NTPC top gainers
The BSE Sensex, which closed at 77,562.90 on Wednesday, opened at 77,319.33 and was trading at 77,312.50, down 250.40 or 0.32%, as of 9.21 am
TCS Q4 Results LIVE: IT bellwether to set tone, shares flat ahead of Q4 numbers
TCS Q4 results today live updates:Follow our live updates
Markets set for cautious start amid Iran-US tensions; TCS results eyed for direction
Geopolitical tension, FPI selling continue to keep marksmen anxious
Gold steady as investors eye US-Iran talks, brace for inflation data
March Fed minutes signal growing support for rate hikes
BofA sees upside in bank stocks, cautious on IT sector outlook
The Nifty Bank index has underperformed the broader market amid geopolitical tensions and foreign investor selling
How the math works behind a $1.75 trillion SpaceX valuation
SpaceXs proposed $1.75 trillion valuation is driven by Starlinks rapid growth, strong launch dominance and investor optimism, though stretched multiples and unproven bets raise questions over sustainability
Stock Market Live: Stock to buy today: Adani Green Energy
Sensex, Nifty, Share Prices LIVE: The short-term outlook is bullish for Adani Green Energy. The stock has been moving in a broad sideways range for more than a year now. Within that, the share price is now moving up from the lower end of the range. The chances are high now for the stock to go up towards the upper end of the range. Strong support is in the 1,000-980 region. Adani Green Energy share price can go up to 1,200 in the coming weeks.
Power, infra and pharma stocks are buzzing after key developments including CEAs capacity upgrade, major project approvals in Arunachal Pradesh, and global expansion moves by RedTape and Bosch, signalling strong corporate activity across sectors.
PPFAS Asset Management gets PFRDA approval to launch pension fund under NPS
The will now manage retirement savings via a dedicated pension fund, leveraging NPS tax benefits and long-term growth potential.
Gifting property to your spouse? The taxman is watching now
Sub-registrars must now report property gift deeds above 45 lakh to the tax department, bringing such transfers into taxpayers AIS and tightening scrutiny on clubbing-rule violations.
EPFO 3.0 aims to introduce simplified withdrawal rules, faster UPI-based fund access, and reduced documentation, enhancing provident fund efficiency, flexibility, and retirement security of members.
