42 C 
EPFO to allow PF withdrawal via UPI soon: Heres how instant EPF withdrawals will work
EPFO will soon enable members to withdraw Provident Fund money via UPI, according to Union Labour Minister Mansukh Mandaviya. Heres how instant EPF withdrawals will work.
How to achieve financial stability with smart budgeting on 1 lakh monthly salary
Smart budgeting on a monthly salary of 1 lakh depends on effectively managing in-hand income, controlling expenses, prioritising savings, and diversifying investments for long-term financial stability.
Credit card EMI vs minimum due: Which option is better for your credit score?
Credit card EMI conversion lets you pay off large transactions in smaller, fixed monthly instalments with interest. Here's how it is different from paying the minimum due and which option is better for your credit score.
Rupee rises 63 paise to close at 95.73 against US dollar
Forex traders said markets found some comfort after comments from US Secretary of State Marco Rubio hinted that diplomatic talks linked to the Iran situation were moving in a constructive direction.
Jewellery sales volume will drop to 10-year low on high prices, hike in import duty
Despite the expected decline in volume, the sector is poised to achieve a robust revenue growth of 20-25% y-on-y, driven by higher realisations, as per Crisil Ratings report.
Equity, debt or gold? This portfolio mix delivered the best risk-adjusted returns
Asset allocation is crucial for long-term wealth creation. A balanced portfolio of equities, debt, and gold offers stability and higher returns, as shown in FundsIndia's report. Diversification reduces volatility and downside risk, ensuring a smoother investment journey over time.
RBIs rupee defence persists after at least $2 billion intervention on Thursday
The RBI intervened via large state-run banks before the market opened on Thursday, triggering a rally in the rupe
PPF investment with disciplined annual contributions and long-term compounding can help investors build a 1 crore corpus and generate more than 50,000 stable monthly income through guaranteed interest returns, all one needs is proper planning and patience.
Nifty pushes toward resistance as broader market rallies
Trent led the Nifty 50 gainers, surging 2.94 per cent to 4,292.90 on volumes of over 6.69 lakh shares
West Bengal's Annapurna Yojana will replace the Lakshmir Bhandar program, offering 3,000 monthly assistance to eligible women from June 1.
Gold futures drop to 1,59,085/10g
On MCX, gold contracts for the June delivery traded lower by 521, or 0.33% at 1,59,085 per 10 grams in a business turnover of 790 lots.
Mufin Green Finance shares rise on strong FY26 results; AUM nearly doubles
At 11.59 AM, the stock was at 122.75, up 0.71% from its previous close of 121.89, with buy orders dominating at 70.41% of total quantity traded
How long do you need to stay invested to avoid negative returns? This data has an answer
FundsIndia's report highlights that long-term equity investment, defined as 7 years or more, is essential for wealth creation. Historically, equities have shown strong recovery after market downturns, with significant returns over extended periods compared to real estate and debt instruments.
Got a bonus to invest? Gold at record highs and markets choppy, this 50:50 formula may work better
Investors are facing challenges in volatile markets, with traditional options like fixed deposits yielding 6-7.5%. Experts recommend a disciplined investment approach, splitting funds between Arbitrage Funds and Nifty 50 Index Funds for long-term growth.
Honasa shares hit 52-week high, up 6% after strong Q4 results beat street estimates
The rally follows Q4FY26 results announced on the last trading day, with brokerages largely reacting positively
Welspun Corp slips 3.5% after strong FY26 results; buyback in focus at Welspun Living
The stock opened near its previous close of 1,330.20, touched an intraday high of 1,306.80, before sliding to a low of 1,252.20
Price volatility keeps India gold demand subdued, China premiums ease
Dealers in India quoted discounts of up to $78 an ounce over official domestic prices this week, inclusive of 15% import and 3% sales levies
ITC slides as cigarette tax overhang keeps analysts cautious despite FMCG beat
The selling pressure follows the companys 4QFY26 results which analysts broadly flagged as non-comparable due to a mid-quarter restructuring of cigarette taxation effective February 1
Should retirees in India use credit cards? Key benefits and risks explained
Credit cards for retirees offer secure cashless payments, rewards, emergency liquidity and credit score benefits, but disciplined usage is essential to avoid debt, fraud risks and financial strain. Proper professional guidance must be taken before deciding on any particular credit card.
An ideal annual travel budget for someone earning 15 lakh, with monthly EMIs of 20,000 and fixed expenses of 30,000, ranges from 1.2 lakh to 2.5 lakh, allowing for meaningful travel without compromising financial goals.
Nykaa gives up opening gains as sell-side divergence widens after record results
Nykaa posts record EBITDA margin, profit jumps 313%
Rupee Rises 18 Paise to 96.18 Against US Dollar in Early Trade
Foreign Institutional Investors offloaded equities worth Rs 1,891.21 crore on a net basis on Thursday, according to exchange data.
Rupee plunge sees India turn to 2013 taper tantrum playbook
The urgency has grown after the rupee slumped to a record low of nearly 97 per dollar this week, driving up import costs and further eroding investors confidence
A stable income allows flexibility in emergency fund duration. A 9-12 month runway is advisable in tech for financial security. For a 30 lakh earner with 90,000 monthly expenses, a six-month fund of 5.5-6 lakh is baseline, while 11-12 lakh is ideal for a year.
Gold prices fell on MCX on Friday morning as a stronger US dollar weighed on the yellow metal. Gold has remained under pressure over the past two months following the US-Iran conflict, with soaring crude oil prices boosting the dollar and raising concerns about a fresh spike in inflation.
LIC shares gain 5% after Q4 profit rises 23%, brokerages bullish
Brokerages turned more bullish following the earnings announcement, citing sustained margin improvement, better product mix and attractive valuations
Gold slips on stronger dollar, Fed rate-hike bets
Spot gold was down 0.3% at $4,527.60 per ounce
8th Pay Commission: How to use fitment factor calculator to estimate your revised salary
Discussions on the 8th Pay Commission focus on the fitment factor, crucial for salary and pension hikes for central government employees.
Rupee seen sliding to 100 per Dollar as Oil prices surge
Already one of Asias worst performers against the dollar this year, the rupees slide has spurred the RBI to cap the banks end-of-day positions in the onshore currency market at $100 million
Max Healthcare shares fall 6%, lead Nifty 50 losers after Q4 earnings
The company reported a consolidated profit after tax of 387 crore for the quarter ended March 31, 2026, up 3% y-o-y from 376 crore in the corresponding quarter last year
Q4 Results Today Live Updates: Stay tuned to Businessline for the latest live updates on Q4 earnings.
Why Invesco MF's Vikas Garg sees a tactical opportunity in long-duration debt funds
After a sharp rise in bond yields driven by oil prices, fiscal worries and possibility of US Fed hike, Invesco MFs Vikas Garg says long-duration debt funds may still offer a tactical opportunity.
Rupee's RBI-spurred relief rally to fade on Asia FX weakness, hedging
The currency snapped its losing streak on Thursday, driven largely by aggressive pre-market dollar selling from the Reserve Bank of India
Flat opening seen for Indian equities despite positive Asian market cues
Analysts expect the ongoing consolidation phase to continue, with market activity largely driven by sector rotation and stock-specific opportunities rather than a broad-based rally.
Buzzing stocks: Central Bank, DalmiaCement, Eicher Motors, Tejas Networks, Cryogenic OGS, others
Several companies remained in focus after announcing key developments including the governments OFS in Central Bank of India, Dalmia Cements asset acquisition, Eicher Motors JV with Volvo, Tejas Networks telecom skilling pact and multiple order wins and expansion plans
Sensex today | Stock Market Live: Stock to buy today: Dr. Agarwals Health Care
Sensex, Nifty, Share Prices LIVE: The short-term outlook is bullish for Dr. Agarwals Health Care. The 4 per cent rise on Wednesday has take the share price well above the key resistance level of 470. This also confirms an inverted head and shoulder pattern on the chart. This is bullish pattern.
The PFRDA is assessing the demand to increase the monthly pension cap under the APY from 5,000, according to PFRDA Chairman S Ramann. The subscriber base is projected to exceed 10 crore in FY27, showing an 18% growth.
Overdraft vs Personal Loan: What is the difference and how to choose the right one for you?
An overdraft is a credit facility generally offered by banks and financial institutions, primarily to business owners to manage short-term financial requirements related to their operations.
Brokers Call: Dr Agarwals Health Care (Buy)
360 One Capital
GMM Pfaudler posts 10% revenue growth in FY26, but margin pressure persists
For the fourth quarter ended March 31, 2026, consolidated revenue came in at 944 crores, up 17% year-on-year
The rupee has faced pressure recently due to rising crude oil prices, high global bond yields, foreign fund outflows, and geopolitical tensions
Income-tax return forms released: Here's all you need to know about ITR-1 Sahaj Top FAQs answered
The Income-Tax department has released ITR forms for AY27/FY26, enabling offline preparation via Excel Utility for ITR-1 and ITR-4. Taxpayers can file returns online through the official portal, with a deadline for individual filings set for 31 July 2026.
SEBI proposes new rules for IPO, re-listed stock opening price discovery
Regulator suggests revised base price norms, automatic price band widening and stricter auction criteria
What happens when you close your loan early? All you need to know about prepayment charges
Repaying a loan ahead of schedule can help reduce the total interest payable and shorten the duration of your debt.
The 8th Central Pay Commission has started consultations with employee representatives to recommend salaries and allowances for central government employees and pensioners. Here's why central government employees may get pay hike only in 2027
Hindu Undivided Family: Who is eligible to form HUF and how much tax can be saved?
HUF is treated as a separate taxable entity from its family members. Family income can be legally divided and reported under the HUF to avail additional tax advantages
Rupee snaps losing streak, but Nifty cant hold its gains
The Nifty 50 closed at 23,654.70, down 4.30 points or 0.02%, after hitting an intraday high of 23,859.90. The Sensex fell 135.03 points or 0.18% to finish at 75,183.36
8th Pay Commission fitment factor discussions are reshaping salary expectations as Indias pay commission history highlights major changes in government pay, pensions and employee benefits over decades.
Fixed Deposits: Can you save tax on FD interest? Key rules every depositor should know
Interest earned on fixed deposits is treated as Income from Other Sources under income tax rules. It gets added to your total annual income and taxed according to the income tax slab applicable to you.
DA demands: Here's what the big three employee groups NC-JCM, AIDEF and Maharashtra Old Pension Organisation are demanding for Dearness Allowance. From inflation-linked compensation, 4% hike, merger and more, here's all we know
Dearness Allowance: Uttar Pradesh announces 2% hike in DA for state government employees
Dearness Allowance: Uttar Pradesh today announced a 2% hike in DA for state government employees, effectively increasing the component to 60% of basic pay from 58%.
Rupee shored up by firm RBI intervention but oil risks linger
The rupee closed at 96.20, up 0.6% from its close at 96.82 in the previous session, its best one-day gain in two weeks
As job insecurity rises globally, building an emergency fund is essential for financial stability amid layoffs, inflation and AI-driven restructuring, ensuring protection through disciplined saving strategies.
Rupee recovers to 96.43 after hitting 100/USD in 1-year forward market
Investors are still gauging the geopolitical risk and oil price sensitivity in the background, with any flare-up in the West Asia tensions or spikes in crude
Does your portfolio needs a global hedge in a weaponised world?
Geopolitical shifts are prompting Indian investors to reconsider strategies as economic equities become tools of statecraft. Experts emphasise the need for global diversification to mitigate local volatility and capture international growth amidst changing dynamics.
Newly married couples can build stronger personal finances with smart budgeting, emergency savings, early investing and insurance planning for long-term financial stability and wealth creation.
Secured credit cards: Unlocking credit and building a credit score for millions
If you are struggling to get a credit card due to income or age restrictions, there is a way out. Secured credit cards, which are backed by fixed deposits, offer underserved populations a pathway to financial inclusion.
Gold and silver prices rise on weaker dollar and Iran peace hopes
However, hawkish signals from the Federal Reserve and uncertainty over inflation and interest rates continued to limit gains in bullion markets.
Wholesale inflation hits a 42-month high but does it really spell bad news for your wallet?
India's wholesale inflation hit 8.3% in April, a 42-month high, mainly due to rising energy prices from the West Asia conflict. Experts note a weak correlation with consumer prices, suggesting retail inflation may not rise significantly despite the wholesale increase.
Gold turned 1 lakh into 15 lakhs in 20 years - Here's how equities, real estate and debt compare
Equities in India and the US have outperformed fixed deposits, debt, and real estate over the long term. Mid-cap and small-cap stocks yielded the highest returns, emphasizing the importance of long-term investment.
Nifty surrenders early gains, turns flat by midday as financials drag
While easing crude oil prices and optimism around U.S.-Iran talks supported sentiment, investors remained cautious amid geopolitical uncertainty and resistance near key market levels
BLS International posts record 2,998 crore revenue in FY26, profit rises 34%
Net profit for FY26 stood at 724 crore, up 34.1% year-on-year, while EBITDA rose 30.1 per cent to 819 crore.
DevX posts 34% revenue jump in FY26, eyes capacity doubling by FY28
The stock was trading at 39.71 on NSE Thursday morning, down 0.68% from its previous close, with a total market capitalisation of 358.50 crore
KFintech launches AI-powered investor relations platform AEGIX for listed companies
The launch comes as KFintech shares traded at 816.15 on Thursday, down 1.44% from the previous close of 828.05, with a market capitalisation of approximately 14,090 crore
Stay prepared for Income Tax Return Filing 2026 with essential documents including Form 16, AIS, Form 26AS, bank statements and investment proofs to ensure accurate AY 2026-27 ITR filing, faster refunds and hassle-free tax compliance.
Mutual fund factsheets are no longer compliance documents theyre becoming investor playbooks
As more investors go direct and digital, mutual fund factsheets are evolving from compliance-heavy disclosures into sharper communication tools aimed at helping investors make decisions.
Honasa appoints Saahil Nayar to lead emerging beauty brands
Nayar, who previously led Mila Beaut and Swiss Beauty, will drive brand expansion and consumer growth as Honasa strengthens its presence in adjacent beauty categories.
Lenskart shares jump despite Q4 profit decline on strong growth outlook
The stock traded 2% higher at 497.75 on the NSE at the time of writing after hitting an intraday high of 517, compared to the previous close of 486.85
The EPFO's UPI payment gateway for provident fund withdrawals is set to launch soon, with testing completed. Members can access their funds directly in bank accounts, improving service delivery for over seven crore users.
Rupee recovers 41 paise from all-time closing low to 96.45/$ in early trade
Investors are still gauging the geopolitical risk and oil price sensitivity in the background with any flare-up in the Middle East tensions or spikes in crude, forex traders said.
Grasim Industries stock hits 52-week high as Q4 profit jump 28%
The stock climbed to a 52-week high of 3,098.30 on the NSE and was trading at 3,068.70 at 9.25 am, compared to the previous close of 2,971.10
Markets open higher as crude eases, US-Iran talks lift sentiment
The Sensex, which closed at 75,318.39 on Wednesday, opened at 75,732.42 and was trading at 75,682.35, up 363.96 points or 0.48%, as of 9:19 AM
Q4 Results Today, May 21, 2026, Live Updates: Catch more updates here
SpaceX plans to go public, targeting a $75 billion IPO and a valuation of $1.75 trillion. Elon Musk will maintain significant control post-IPO, raising concerns over corporate governance and valuation risks. The filing reveals $18.7 billion revenue in 2025, driven mainly by Starlink's growth.
Sensex today | Stock Market Live: Stock to buy today: Shyam Metalics & Energy
Sensex, Nifty, Share Prices LIVE: The short-term outlook is bullish for Shyam Metalics & Energy. The share price has been moving inside a bull channel since March this year. It is now moving up towards 960, the upper end of the channel. We see high chances for the share price to breach 960. Such a break can take Shyam Metalics & Energy share price up to 1,000 and even 1,040 in the coming months.
Recent inflation data suggests a potential increase in Social Security COLA for 2027, with estimates rising to 4.2%. The Senior Citizens League also adjusted its projection to 3.9%. Inflation has significantly impacted living costs, affecting the purchasing power of benefits since 2016.
Federal Reserve proposes new payment accounts for fintechs: What's allowed, what's not
The Federal Reserve proposed a new payment account category for fintechs and non-traditional institutions to access payment systems, aiming to enhance innovation while managing risks.
Jeff Bezos pitches major US tax overhaul: Bottom half should pay 0%, not 3%
Jeff Bezos proposed eliminating federal income taxes for the bottom half of earners, advocating for significant tax reform without detailing implementation. He highlighted the burden on lower earners and noted the disparities in income and tax contributions between different income groups.
I gave 50,000 to ChatGPT and asked AI to plan my solo international trip. In return, it gave me a detailed travel plan.
EPFO: We take a look at if EPF amounts be attached for liabilities and what happens if your employer recovers contribution but doesnt deposit it, among other top FAQs. Here's a look
Co-applicant home loan rules: How joint loans affect EMI, tax benefit and credit score
One effective way to improve your home loan eligibility is to add a co-applicant with an independent source of income.
ITR forms for FY26 / AY27 have been notified by the tax department, and Excel Utility for the ITR-1 and ITR-4 forms has also been enabled by the I-T department. Here's how you can use e-pay to clear income tax dues
Debt Snowball vs Debt Avalanche: Which method clears loans faster?
There is no universally superior choice here, as every individuals financial landscape is unique. While the avalanche path optimises your total savings, tackling a massive principal balance first can feel slow, sometimes draining your motivation.
While a car EMI of 16,000 seems reasonable, actual ownership costs can exceed 36,000 per month due to hidden expenses such as depreciation and insurance. ChatGPT gave me the entire estimate.
How much money should you keep in a savings account and where to park the rest?
The 50/30/20 rule is a widely used budgeting strategy that divides your monthly post-tax income into three main categories: needs, wants, and savings.
The RBI has proposed stricter loan recovery rules, including mandatory certification for recovery agents, safeguards against harassment, grievance redressal mechanisms, and compensation for wrongful recovery actions. Lenders also cannot block mobile phones over unpaid loans.
SEBI proposes easing third-party payment norms in mutual funds
Regulator suggests allowing salary deductions for MF investments, commission payouts in MF units and donations through schemes with safeguards
SEBI proposes EPF-style investing in mutual funds Here's all you need to know
Sebi proposed allowing third-party payments in mutual funds for specific scenarios, with aim to ease investing while protecting against misuse, and includes provisions for social cause contributions. Here's what could change for investors
How to create a family budget that works: Here is a step-by-step guide
Analysing your spending patterns can feel stressful and may reveal some uncomfortable habits. Pause if necessary, but remain committed to uncovering the true reality of your financial situation.
