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Today we explain how investors with unclaimed LIC insurance amounts or inoperative EPF accounts can check their dues and make claims online facilitated by the Centre's Your Money Your Right campaign.
Here's a comparison of NRE and NRO accounts, along with the latest interest rates offered by leading lenders such as State Bank of India, HDFC Bank, Punjab National Bank and Axis Bank on fixed deposits with tenures ranging from five to 10 years.
Provident Fund: Forgot your UAN? Here's how to instantly recover your PF number online
Assigned by the EPFO, the UAN is a permanent 12-digit code that stays with you throughout your professional career.
Elevate Campuses plans to raise 2,550 cr via IPO in August
Elevate Campuses to use 1,100 crore of IPO proceeds to acquire portfolio of 14 K-12 school assets and campuses from affiliates of its promoters
The West Bengal government has constituted the state's 7th central pay commission and appointed former IAS officer Atanu Chakraborty as Chairman of the panel. Here are the latest updates from the state...
SEBI weighs risk-based margin framework to boost cash market participation
The proposal could lower upfront margins for trades in highly liquid stocks by around 10-15 percent
Lohia Corp IPO sees muted response on day 1; subscription at 0.39x
The IPO, priced at 404425 per share, received bids for 56.38 lakh shares against the 1.43 crore shares on offer
Crude surge, Iran tensions drive Nifty to fourth straight loss
Realty stocks were the worst performers, falling nearly 1.8 per cent, while chemicals, PSU banks, and oil and gas stocks were also among the key laggards
Brokers Call: Hindustan Aeronautics (Buy)
Anand Rathi Research
Aastha Spintex board clears 1:1 bonus issue, expands into value-added textiles
The company will raise its authorised share capital to Rs 100 crore for the bonus issue and support its expansion into value-added textile products
Sensex, Nifty, Share Prices Highlights: Sensex settled 363.66 pts or 0.47% lower at 76,391.39; and Nifty 50 fell 126.65 pts or 0.53% to 23,869.60.
The Karnataka High Court ruling clarifies that property received by a father from his own father does not automatically become ancestral. Children cannot claim a birthright in such assets if they remain the father's self-acquired property.
Rupee slips 4 paise to settle at 96.57 against US dollar
Forex traders say likely intervention by RBI provided support to rupee
Section 44ADA allows eligible professionals to pay tax on 50% of their gross receipts as taxable income, treating the rest as a deemed expense deduction. The scheme applies to specified professionals with receipts up to 50 lakh, extendable to 75 lakh if cash receipts are within 5%.
Over 3 crore ITRs already filed: What happens if you miss 31 July deadline? Tax experts explain
With more than 3 crore Income Tax Returns already filed, taxpayers have a limited time before the 31 July 2026 deadline. Missing it can lead to late-filing fees, interest, refund delays, psychological stress, and loss of tax benefits, making timely filing essential.
Small-cap investing has historically delivered strong return potential but with frequent sharp corrections. Data from Nifty Smallcap 250 TRI show that staying invested through volatility and adopting disciplined approaches, such as SIPs, reduces the impact of market timing on long-term outcomes.
Sensex, Nifty sink below key EMAs at midday; Adani Enterprises, Cipla lead losses
The Niftys advances-declines ratio stood at a weak 19:31
Forgot your UAN? Here's how to retrieve it online through the EPFO portal
The Universal Account Number (UAN) is essential for checking your PF balance, filing claims and accessing other EPFO services. Here's how members can recover a forgotten UAN online or through EPFO's offline facilities.
IndusInd Bank shares fall over 6% despite 72% jump in Q1 profit, brokerages divided
The stock hit an intraday low of 1,000.60 on the NSE, down 6.4 per cent.
Q1 Results Today Live Updates, July 23, 2026: Follow businessline for more
EPFO has urged salaried employees not to withdraw EPF savings for mutual funds, highlighting EPF's retirement, pension and insurance benefits. Here's how EPF differs from mutual funds, key features, tax benefits and practical investment takeaways for long-term financial planning.
Can an insurer reject your claim over a tax issue? Consumer panel answers
A Rajasthan consumer commission has reportedly ruled that insurers cannot reject an otherwise valid claim merely because of an unrelated tax irregularity. The decision underlines that the reason for claim repudiation must have a direct link with the insured loss.
ETF split FAQs: Why fund houses are splitting units and how investors benefit
A split reduces the per-unit price of an ETF and increases the number of units an investor owns, while the total value of the investment remains the same. It is not a taxable event and tax applies only when the investor sells the ETF units.
HPCL shares slide as West Asia conflict hits margin, BPCL reverses loss
BPCL posted a consolidated net loss of around 1,873 crore in Q1FY27. The stock traded flat at 315.60on the NSE at 10.32 am after declining nearly 2.8 per cent to 305.10 in early trade from the previous close of 314.
Global diversification matters more than ever, says Marcellus' Saurabh Mukherjea
Marcellus Investment Managers' founder and CIO Saurabh Mukherjea argues that portfolios anchored solely to domestic markets may no longer be enough.
The Centre has introduced a paperless CGHS pensioner card application process through the Bhavishya Portal for retiring central government employees. The move enables auto-filled applications, PAN-based verification, online payment and faster access to CGHS healthcare benefits after retirement.
Revised ITR cannot take away capital loss carry-forward if original return was filed on time: ITAT
A Bengaluru taxpayer won relief after the Income Tax Appellate Tribunal held that filing a revised ITR does not extinguish the right to carry forward capital losses if the original return was filed within the prescribed due date.
NTPC Green Energy shares zoom 9% after Q1 results
The stock climbed 8.8% on the NSE to a high of 99.39 compared with the previous close of 91.30
Sensex, Nifty slide at open as West Asia crisis drives oil above $95; Dr Reddy's drags pharma
Brent crude climbs above $95 a barrel, while WTI crude pushed toward $88, after Houthi rebels targeted Saudi oil tankers in the Red Sea
The e-Pay Tax facility allows taxpayers to pay direct taxes online quickly and securely without visiting a tax office. It supports both pre-login and post-login payments through multiple payment modes, offering flexibility and easy access to challans and payment records.
Eternal shares gain after Q1 profit; brokerages see strong growth and execution
The stock rose as brokerages noted strong execution, faster growth in food delivery and quick commerce, and better profitability amid high competition
Gold off two-week peak as oil advances; Fed meeting in focus
Spot gold was steady at $4,132.01 per ounce as of 0324 GMT, after reaching a session high of $4,165.87, the highest since July 7
Rupee Rises 5 Paise to 96.48 Against US Dollar in Early Trade
At the interbank foreign exchange, the rupee opened at 96.53 before inching up to 96.48, up 5 paise from its previous close.
Gold and silver prices today, 23 July: Check the latest 24K, 22K gold, and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates and how they are affected by ongoing geopolitical developments.
Q1 Results Today Live Updates, July 23, 2026: Follow businessline for more
NPS rule change: Pension funds liable for third-party lapses under new PFRDA rules
PFRDA has amended NPS regulations to make pension funds accountable for lapses by third-party entities engaged to provide subscriber services. The regulator has also introduced a Regulatory Sandbox framework to encourage innovation while safeguarding investors.
Silver imports slump as new licensing disrupts shipments
In May, the country imposed silver import licensing to conserve foreign-exchange reserves, reducing shipments from 747 tons in January to an estimated 29 tons in June, according to Metals Focus
Indo-MIM IPO opens today at 461-485 price band
Company raised 1,141 crore from anchor investors
First-time home buyers: 5 mistakes that can increase your EMI burden
First-time home buyers often make costly loan mistakes that increase EMIs and overall repayment burden. Experts explain how tenure, down payment, credit score, hidden costs and borrowing limits impact home loan affordability, helping buyers make smarter financial decisions.
Lohia Corp IPO opens today at 404-425 price band
Company raised 492 crore from anchor investors on Wednesday
Sensex today | Stock Market Live: Gift Nifty indicates gap down opening for Indian stocks
Sensex, Nifty, Share Prices LIVE: Gift Nifty at 23,910 (7am IST) signals that Nifty may see a gap down opening of about 100 points.
Gift Nifty indicates a gap down opening for Indian stocks
Focus will be on Infosys results
Key players such as Reliance Retail, HCL Tech, and Vedanta face significant developments, from expanding into the beauty sector and pioneering eSIM technology to navigating legal hurdles, while Sona BLW and HFCL make strides in automotive and data center infrastructure
Petrol, diesel prices today, 23 July: Petrol and diesel prices across India remained unchanged even as Brent crude climbed to $95.5 per barrel, its highest level in more than six weeks, amid mounting concerns that the escalating conflict in the Middle East could disrupt global oil supplies.
8th Pay Commission is expected to submit its report by MayJune 2027. Here's how inflation, cost of living, economic conditions, pay parity and the fitment factor could influence salary hikes, pensions and allowances for over 1.1 crore central government employees.
SpaceX shorts are betting $25 billion against Elon Musk. Is it time to cover?
SpaceX's short positions surged to 206 million shares, accounting for 32% of its public shares, valued at $25 billion. Despite recent bearish sentiments, analysts remain optimistic, with over 80% recommending a buy and potential for significant growth ahead.
Unutilised CGAS funds: Don't let 3-year exemption deadline trigger tax notice
A widespread misconception exists that capital gains tax remains deferred until funds are physically withdrawn from the CGAS account.
Income-tax returns: Here's how to file ITR online without a CA? A step-by-step guide for FY26
Filing your income tax returns can be a tough task for first-time taxpayers and salaried individuals alike. Here's a stepwise guide to filing your ITR online yourself, without a CA or tax professional.
SpaceX has lost nearly $1 trillion in market value in five weeks, despite optimism from analysts. The stock rose to $225.64 before plunging 21%. Currently, over 80% of analysts recommend buying, viewing recent declines as potential opportunities despite concerns over high valuations.
Today, we take a look at how EPF subscribers can transfer their old provident fund collection to a new account, how to merge their PF accounts and what to do if they have multiple Universal Account Numbers (UANs).
After equities and mutual funds, its time for bond SIPs
A handful of OBPPs, including IndiaBonds and Grip Invest, have introduced Bond SIPs to simplify investing in fixed income
Q1 Results Today, 22nd July 2026: Follow our Q1 live updates here
8th pay commission: Current house rent allowance rates were set in 2017 last, according to National Council Joint Consultative Machinery. Here's why the NC-JCM has demanded that HRA be revised
Dearness Allowance: West Bengal CM Suvendu Adhikari says aim to implement 7th pay commission this fiscal and bridge the salary gap between its state and central government employees with DA hike.
Can my father sell ancestral property without my consent?
If your father inherited property from his father, can he sell or bequeath it without your consent? Here's what Hindu law says about ancestral property and coparcenary rights.
Gold climbs to two-week high as investors watch West Asia conflict
The current rebound in prices is likely to face headwinds from volatile energy prices, but the $4,000 per ounce level continues to provide strong technical support
HDFC Bank shares tumble over 8% in three days on net interest margin concerns
The three-day sell-off knocked HDFC Bank to the third spot in Indias market-cap rankings, behind Reliance Industries and Bharti Airtel
Brent crude above $95 drags Nifty below 24,000 for third straight session
Realty, media, PSU banks and pharma led the sell-off, while auto and FMCG bucked the trend on strong earnings from Bajaj Auto and Nestl India
Aye Finance posts 144% profit jump in Q1 FY27
Aye Finance shares fall despite strong quarterly results
SOA vs demat account: Which option is better for mutual fund investors after SEBI's latest move?
SEBIs move to allow standing instructions for SWP and STP facilities on demat-held mutual fund units is a significant step towards improving investor convenience. While SOA may offer lower costs, demat provides consolidated portfolio management and a single nomination facility for investors.
Beneficiaries under Andhra Pradesh's Talliki Vandanam scheme 2026 have begun receiving their 13,000 deposit in their accounts from today, 22 July. We explain the eligibility criteria, how to apply, and how you can check payment status.
Sensex, Nifty, Share Prices Highlights: Indian equities posted their biggest single-day decline in two weeks as escalating Middle East tensions pushed Brent crude above $95 a barrel, triggering broad-based selling. The Sensex fell 715 points and the Nifty slipped below 24,000, while the rupee weakened against the dollar.
Digital lending in India: How Aadhaar, payments and account aggregators are changing credit
India's lending ecosystem has evolved through digital innovation and public-private partnerships, enhancing data sharing and analysis.
Buying or investing in silver: Here's how silver ETFs, FoFs, jewellery and utensils are taxed
The tax treatment of silver depends on the investment route and the holding period. While capital gains tax applies to ETFs, FoFs and physical silver, the purchase of physical silver also attracts GST.
How account aggregators are making credit more inclusive in India
India's Account Aggregator framework enhances Open Finance by enabling secure, consent-based sharing of financial data.
Rupee falls 34 paise to close at 96.59 against US dollar
Risk aversion in global markets and a negative trend in domestic equities further dented investor sentiments.
No foreign equities: Why Bajaj AMC's Nimish Chandan swears by India
Home bias isn't a tactical call based on current market conditions but an investing philosophy Bajaj AMC's Nimish Chandan has followed for years.
Sold inherited property at a loss? Check how to report capital loss in ITR-2 and save future tax
Selling inherited property at a loss requires correct reporting in ITR-2. Understand capital loss calculation, carry-forward rules, documentation needs and tax filing steps to claim eligible benefits and stay compliant under the Income Tax Act.
Indias gem and jewellery exports rebounded sharply in June
Gold jewellery exports surged 54.5% in June, while cut and polished diamonds, platinum jewellery and lab-grown diamonds also posted strong growth
Multi-cap mutual funds continued to attract strong investor inflows in June 2026, even as returns varied widely across schemes. While most funds delivered positive one-year returns, only four ended in the red in the last one year period.
Crowdfunding and tax: why good intentions alone don't guarantee exemption
Crowdfunding may be driven by compassion, but that doesn't automatically make the money tax-free. Here's what the law says, why the rules remain unclear, and how to avoid future tax disputes.
Prozone Realtys subsidiary acquires full take in Festivalvalley Developers for 1 lakh
The transaction involves the purchase of 10,000 equity shares of FVDPL at 10 per share through cash consideration
US tariff threat drags Nifty Pharma 1.4% lower; Lupin, Auropharma lead decline
Only two of the indexs 20 constituents ended in positive territory, while 18 declined
Markets in pressure at midday; banking, IT, pharma drag; auto bucks trend
Both indices slipped below their respective 100-day exponential moving averages, indicating a bearish undertone in midday trade.
Trident profit jumps 10% in Q1 FY27; board greenlights new subsidiary
Tridents stock was trading at 25.51 on NSE on July 22, 2026, up 1.63 per cent on the day, though the scrip remains down about 16 per cent over the past year against a near-flat Nifty 500.
Made a mistake in filing income tax return? Here's how to discard it before verification
The Income Tax Department allows taxpayers to discard an Income Tax Return (ITR) and file a fresh one if they spot mistakes before verification. However, if the fresh return is filed after the due date, it will be treated as a belated return.
ITR verification deadline: 5 easy ways to e-verify before your income tax return becomes invalid
Income tax return filing is incomplete without e-verification. Here are five quick ways to verify your ITR within 30 days, avoid your return being treated as invalid and ensure faster processing and tax refunds before the filing deadline.
Pharma stocks decline; Aurobindo Pharma down over 4%
Pharma stocks declined after US President Donald Trump announced steep tariffs on imported generic medicines from August 2028,
Mastek shares fall over 4% after Q1FY27 results
Masteks consolidated PAT for the quarter ended June 2026 increased 15% y-o-y to 105.88 crore
Bandhan Bank shares tank 18% as FY27 RoA guidance cut spooks investors
Nomura maintains a neutral rating with a target price of 190
ITAT Mumbai allows Section 87A rebate on STCG: Heres what taxpayers need to know
ITAT Mumbai has allowed a taxpayer to claim the Section 87A rebate on tax payable on short-term capital gains for AY 2024-25. The ruling clarifies that the rebate cannot be denied for STCG when the law applicable for that year did not specifically restrict such benefit.
ABCL pumps 123.89 crore into health insurance arm via rights issue
ABCL's percentage shareholding in ABHI remains unchanged at 45.89% following the transaction
Bajaj Autos stock traded at 10,759 on the NSE at 9.57 am, after touching a 52-week high of 10,838, against the previous close of 10,403.50.
Gabriel India shares slide 6% as company announces 3,166 crore dual acquisition deal
Gabriel Indias stock plummeted after announcing a 3,166 crore investment for automotive sector expansion amid mixed Q1 financial results
Rupee Falls 11 Paise to 96.36 Against US Dollar in Early Trade
On Tuesday, the rupee had settled at 96.25 against the American currency.
Bharat Coking Coal shares fall 8% after Q1FY27 net loss
The stock traded at 34.96 on the NSE at 9.42 am, hitting a low of 34.40 from the previous close of 37.51.
Nifty opens lower; pharma stocks bleed, auto sector shines
The Sensex declined more than 400 points and the Nifty slipped below 24,100 in early trade amid higher crude oil prices and geopolitical concerns
Gold and silver prices today, 22 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
