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I gave 50,000 to ChatGPT and asked AI to plan my solo international trip. In return, it gave me a detailed travel plan.
EPFO: We take a look at if EPF amounts be attached for liabilities and what happens if your employer recovers contribution but doesnt deposit it, among other top FAQs. Here's a look
Co-applicant home loan rules: How joint loans affect EMI, tax benefit and credit score
One effective way to improve your home loan eligibility is to add a co-applicant with an independent source of income.
ITR forms for FY26 / AY27 have been notified by the tax department, and Excel Utility for the ITR-1 and ITR-4 forms has also been enabled by the I-T department. Here's how you can use e-pay to clear income tax dues
Debt Snowball vs Debt Avalanche: Which method clears loans faster?
There is no universally superior choice here, as every individuals financial landscape is unique. While the avalanche path optimises your total savings, tackling a massive principal balance first can feel slow, sometimes draining your motivation.
While a car EMI of 16,000 seems reasonable, actual ownership costs can exceed 36,000 per month due to hidden expenses such as depreciation and insurance. ChatGPT gave me the entire estimate.
The RBI has proposed stricter loan recovery rules, including mandatory certification for recovery agents, safeguards against harassment, grievance redressal mechanisms, and compensation for wrongful recovery actions. Lenders also cannot block mobile phones over unpaid loans.
SEBI proposes easing third-party payment norms in mutual funds
Regulator suggests allowing salary deductions for MF investments, commission payouts in MF units and donations through schemes with safeguards
SEBI proposes EPF-style investing in mutual funds Here's all you need to know
Sebi proposed allowing third-party payments in mutual funds for specific scenarios, with aim to ease investing while protecting against misuse, and includes provisions for social cause contributions. Here's what could change for investors
How to create a family budget that works: Here is a step-by-step guide
Analysing your spending patterns can feel stressful and may reveal some uncomfortable habits. Pause if necessary, but remain committed to uncovering the true reality of your financial situation.
The 8th central pay commission has invited applications from eligible candidates to fill vacancies for full-time and part-time consultant roles on a contractual basis for fixed one-year in the commission.
Brokers Call: Indraprastha Gas (Buy)
Motilal Oswal Research
EPFO: Is 24x7 support available for members? Can they contact via WhatsApp?
EPFO has chosen WhatsApp to enhance member services, leveraging its extensive user base in India. This initiative aims to streamline grievance resolution, reduce legal backlogs and facilitate real-time communication for services such as PF balance checks and claim tracking.
Dearness Allowance: The Maharashtra state government has approved payment of DA arrears for state employees under the 5th, 6th and 7th central pay commission. The total payout is 800 crore.
Sensex, Nifty, Share Prices Highlights: Benchmark equity indices rebounded on Wednesday on fag-end buying and a sharp rally in blue-chip Reliance Industries.
Rupee hits record low near 97/USD on oil, US Treasury yield strain
The rupee slid to 96.96 per dollar, breaching its previous record low of 96.6150 hit in the prior session, and ended the day at 96.82
EPFO subscribers will soon withdraw provident funds via UPI, with direct transfers to bank accounts. The initiative aims to streamline service delivery and enhance member access to funds, facilitating quicker transactions for various needs.
Gold loans jump over 50% y-o-y, drive India's retail credit growth: Report
Report says total retail loans outstanding reached 170.2 lakh crore as of March 2026, registering a 16.6% year-on-year growth and a 4.6% quarter-on-quarter increase
SIFs at seven months: baby steps now, broader risk canvas ahead
Launched as a bridge between mutual funds and PMS, specialized investment funds have seen rapid AUM growth in seven months. The next phase may demand broader risk-taking and new categories.
Markets claw back morning losses by noon; Metals, Auto lead recovery
Recovery comes despite persistent macro headwinds
Gold falls to 1-1/2-month low on higher US yields, firm dollar
Spot gold was down 0.2% at $4,472.09 per ounce, as of 0615 GMT, having touched its weakest level since March 30
Gold and silver import duty hike: here is what it means for prices and ETF premiums
A 9% import duty hike and tighter silver import rules may disrupt local supply and ETF premiums, even as experts remain structurally bullish on gold and silver.
Hindalco shares soar 4% despite Novelis Q4 loss What brokerages are saying?
Novelis, the wholly-owned subsidiary of Hindalco Industries, reported a consolidated net loss of $84 million for the quarter ended March 31, 2026, compared with a net profit of $294 million in the year-ago period
Rupee slides to record low of 96.91, extends losing streak to seven sessions
Rupee has fallen 0.6 per cent this week, following a 1.6 per cent decline last week, and is down more than 7 per cent since the start of the year
A weaker rupee and tougher job markets are reshaping the economics of foreign education
With the rupee at 96/$ and education loans at 12%, the cost-to-salary math of studying abroad is under stress. Rising fees, tight visas and weak job markets are stretching repayment timelines.
Gold eases as higher yields, firm dollar offset US-Iran peace hopes
US gold futures for June delivery lost 0.9% to $4,471.10
Nifty slides 163 points at open as oil holds above $110, Rupee hits fresh record low
Only three stocks gain on the Nifty 50 in early trade. Hindalco leads gainers, rising 1.26% to 1,061.50. TCS adds 0.50% to 2,338.70, while Infosys edged up 0.02% to 1,197.10
Q4 Results Today, May 20, 2026, Live Updates: Catch live updates
Rupee tumbles to record low as US-Iran stalemate stokes global inflation fears
The rupee fell to 96.8650 per dollar on Wednesday, eclipsing its previous all-time low of 96.6150
Trump discloses thousands of stock trades linked to policy-sensitive companies
The scale and timing of trades have triggered renewed ethical concerns, with critics arguing it raises potential conflicts of interest, despite claims that investments are independently managed
Indian markets seen weak at open amid Iran-US tensions and global cues
While near-term volatility is likely, analysts remain cautiously optimistic, with Emkay Global maintaining a March 2027 Nifty target of 29,000
Buzzing stocks today include SPARC, Omaxe, Mastek, JSW Energy, Jindal (India), ITC, Lyka Labs, Airfloa Rail, and Transformers & Rectifiers, driven by fresh deals, leadership changes, expansion plans, regulatory updates, and strategic business developments across industries.
Have multiple EPF accounts? Here's how you can merge them Stepwise guide
Employee Provident Fund account: You may have multiple EPF accounts with the retirement body but can request online transfers through the official EPFO portal. Here's a stepwise guide how
Switched to new tax regime? Deductions and exemptions you can no longer claim
The new income tax regime offers lower rates but eliminates many deductions. Taxpayers can choose between old and new regimes, with the old providing more tax benefits. Details here.
The Income-Tax Department has released ITR 1-7 forms for FY26/AY27, including Excel utilities for forms 1 and 4 for offline preparation. Here's why experts advise salaried taxpayers to wait till June 15 to file their income tax returns
EPFO set to introduce WhatsApp support for provident fund members amid growing grievances: Report
The EPFO plans to launch a WhatsApp chatbot for user queries and account requests, enhancing outreach and member services. Union Minister Mansukh Mandaviya announced this initiative to streamline communication.
What is the new West Bengal government's Annapurna scheme? We explain who the beneficiaries are, how much monthly financial support they can expect, how to apply, check eligibility and all you need to know.
Jewellers latch on to PMs call for recycling, curb imports of gold
Launch initiatives to attract old gold jewellery in exchange for new designs
The government has extended the free online Aadhaar document update service until June 14, 2027, allowing users to upload and verify identity documents without fees. Details here.
Keto Motors drives into BSE, thanks to reverse merger
Stock of erstwhile Taaza International ends 5% higher at 110.23
What is a will in India? Legal definition, importance and eligibility under Succession Act 1925
A guide to what a will is in India, explaining the legal meaning under the Indian Succession Act 1925, eligibility, key rules, and the importance of writing a valid will.
Women investors drive 35% of mutual fund inflows in FY26 with 11 trillion AUM, says CAMS report
Women investors manage 11.3 trillion in AUM across mutual funds. This accounts for 35% of total inflows, indicating a shift towards long-term investing and diversified strategies in India's mutual fund industry. Details are here.
8th central pay commission: What are the pension reform demands by the three big employee groups?
8th Central Pay Commission: Here are the pension reform-related demands made by big employee groups the NC-JCM, the AIDEF and the Maharashtra Old Pension Organisation to the 8th CPC in their memorandums.
Wealth Company ties up with NSE for EGR
The Wealth Companys participation is intended to broaden investor access to gold through institutional investment vehicles
Rupee hits fresh record low of 96.61 against Dollar amid crude, trade deficit pressures
Jateen Trivedi said that market participants continue to prefer dollar buying and rupee selling as a hedge against ongoing volatility, projecting a near-term trading range of 96.2597.00 for the rupee
Top 5 states drive half of Indias GDP as economic divide deepens
Indias top five states contribute nearly half of its GDP, highlighting significant economic disparities and growth potential
The West Bengal government has approved the formation of its 7th pay commission to address compensation for state employees. The decision was made on 18 May. There was, however, no word on the DA hike. Here's all we know.
EPF withdrawals before 5 years are not tax-free: What salaried employees should know
EPF is a retirement savings scheme with contributions from both employers and employees. Withdrawals before five years of service may incur tax, but exceptions apply. Details here.
Emkay sees India markets bouncing back, but Gulf crisis clouds outlook
The brokerage said the Strait of Hormuz has remained shut for eleven weeks following an escalation beginning in early April, pushing Brent crude to $105110 per barrel
DOMS shares slide nearly 2% post Q4 results despite revenue beat
The stock opened at 2,322, touched a session high of 2,348, and slipped to a low of 2,241 a near 107 intraday range reflecting choppy trade
Eureka Forbes posts record EBITDA margin in Q4, full-year profit hit by one-time labour code charge
Profit after tax for Q4 came in at 51.1 crore, a modest 0.7% rise over the year-ago period
Q-Line Biotech to raise 214 cr via IPO on NSE Emerge
The company will use net proceeds from the IPO for meeting working capital requirements, repayment of loans and the general corporate purposes
AU Small Finance Bank partners with Intellect Design Arena for enterprise AI overhaul
Purple Fabric, which Intellect positions as the worlds first Open Business Impact AI platform, will serve as AU SFBs enterprise AI foundation
Smart emergency fund planning strengthens financial stability as experts explain emergency fund in FD or savings account strategy balancing liquidity, returns, tax efficiency, FDs, savings accounts and arbitrage options.
The rupee dropped to 96.44 per US dollar, slipping past the prior lifetime low of 96.3875 hit on Monday. The currencys losses since the Iran war broke out in late February now total 6%.
Silver futures fall to 2.7 lakh/kg
On the Multi Commodity Exchange, July silver contracts fell by 2,411 (0.87%) to 2,74,240 per kg with a turnover of 2,268 lots
Domestic gold futures increase on spot demand
Globally, gold futures fell 0.40% to $4,548.61 per ounce in New York
IT stocks keep Nifty, Sensex afloat at noon; Banks, Cement drag
On the Nifty 50, Infosys gained 4.04% to 1,188.60, Tech Mahindra rose 3.61% to 1,481.60, and Tata Motors PV increased 3.30% to 364.80
Eicher Motors trades flat as Royal Enfield Greenfield push and VECV deal dominate buzz
At 11.31 am, the stock was at 6,904.50, down 0.12% or 8.50 from its previous close of 6,913
Govt debunks rumours on temple gold monetisation, rejects gold bond claims
The Government of India has dismissed rumours about monetising temple gold, stating that no such proposals exist. A press release highlighted the importance of relying on verified information to prevent confusion and misinformation in the public sphere.
OMC stocks: IOC shares rise 3% after Q4 profit jumps, HPCL, BPCL also gain on fuel price hike
IOC shares traded 2.5% higher at 135.15 on the NSE at around 10:35 am after hitting an intraday high of 135.63
Gold prices today moved higher as softer crude oil prices and a weaker dollar lifted bullion demand, while investors tracked MCX gold futures and rising geopolitical tensions in the Middle East. Investors are closely watching developments around the Iran conflict and global market trends.
Adani Group shares up 3.5% as US drops criminal charges against Gautam Adani
Adani Enterprises rose more than 3% to a high of 2,774.50 on the NSE
Rupee falls 18 paise to 96.38 against US dollar in early trade
Forex traders said rupee remains vulnerable to the rise in crude oil prices as also the closure of the Strait of Hormuz hampering its exports and imports to the Gulf countries.
IT stocks lead Nifty, Sensex higher as geopolitical fears ease
At 9:19 am, Sensex opened at 75,441.27 and was trading at 75,632.72, up 317.68 points (0.42%). Nifty 50 opened at 23,732.25, up 82.30 points (0.35%)
Q4 Results Today, May 19, 2026, Live Updates: Catch live updates
How alumni health plans differ from individual insurance policies
Alumni or affinity health plans are a supplement, not a substitute, for your primary cover.
Gold steadies with West Asia conflict in focus after Trump pauses strike
US President Donald Trump said on Monday he had paused a planned attack against Iran to allow for negotiations to take place on a deal to end the U.S.-Israeli war, after Iran sent a new peace proposal to Washington
Markets likely to open flat as Gift Nifty signals cautious trading amid global cues
Institutional buying from FIIs and DIIs in the last session helped stabilise sentiment after recent volatility, while easing geopolitical tensions and cooling crude oil prices improved global risk appetite
Corporate action stayed active with Adani settling an OFAC probe, JSW Cement delaying its board meeting, and companies like Royal Enfield, Vascon Engineers, Kotak Alternate and others reporting fresh investments, contracts and capacity expansion plans.
SEBI proposes easing call recording rules for research analysts with institutional clients
The move is aimed at reducing regulatory burden and improving ease of doing business, while maintaining stricter safeguards for retail clients.
US Justice Department drops all charges against Adani, case closed permanently
The development follows recent settlements with the US SEC and OFAC, marking the closure of multiple US investigations involving the Adani Group.
ITR filing 2026: What salaried employees should check in AIS and Form 26AS before submitting returns
As the ITR filing season for 2026-27 begins, salaried employees must review their AIS and Form 26AS for accurate income reporting. The ITR deadline is 31 July 2026, with a belated return option until 31 December 2026.
Q4 Results Today, 18th May 2026 Updates: Catch updates
UPI ID blocked due to cybercrime complaint? Heres how to recover your account and restore access
UPI remains the top payment method, but rising cybercrime cases may lead to account suspensions, despite the user being innocent. Here are the steps users can take to protect themselves or recover their UPI account in case it gets blocked due to fraudulent transactions.
Net investments in gold ETFs turn positive after 3 weeks
Asians investors turn cautious to book profits, but US, French and UK inflows turn positive
High equity taxes, alongside foreign institutional investor outflows, geopolitical tensions, and elevated oil prices, weigh on market sentiment and returns, prompting debate over investment flows and policy tweaks.
Todays Gold Rate in India May 18: Gold prices down in Ahmedabad, Mumbai, Kolkata, Bengaluru, Delhi
22, 24 carat Gold prices down across Indian cities on May 18
I asked ChatGPT how to spend money guilt-free? AI suggests me the concept of Anti-Budget. Check the comprehensive plan as suggested by artificial intelligence.
What NRIs should know about gift received from grandparents
While ITA 1961 did not expressly clarify whether the term covered maternal as well as paternal relatives, there are judicial precedents supporting the view that the expression includes both maternal and paternal lineal ascendants and descendants.
Brokers call: Sedemac Mechatronics (Buy)
ICICI Securities
How credit card interest works: Even a 100 unpaid bill can hurt your pocket
Credit cards allow users to borrow money up to a limit, offering convenience and rewards. They provide an interest-free period if the full balance is paid by the due date, but unpaid amounts can incur interest on both the existing balance and new transactions.
Rupee may remain under pressure, experts warn of possible slide to 100 per USD
Rupee has depreciated by around 6 to 7% against the US dollar this year
Zero balance savings accounts for kids: Top five banks where you can save your childs pocket money
Parents can teach children the value of saving with zero balance savings accounts from various banks in India. These accounts offer features like parental controls, debit cards, and mobile banking, helping children manage their finances and develop saving habits early on. Details here.
Mutual fund returns explained: CAGR vs XIRR vs rolling returns highlights key differences in measuring growth, SIP performance and consistency. The final investment decision should be made after proper due diligence and consultation with a certified financial advisor.
Imagicaaworld to invest 100 crore in Gujarat water park as footfalls rise 5%
The announcement comes alongside the companys Q4FY26 results, which showed revenue from operations of 91.9 crore; Footfalls across its parks rose 5 per cent year-on-year to 6.21 lakh visitors, signalling steady consumer demand
Sensex, Nifty, Share Prices Highlights: India's equity benchmarks closed flat on Monday as persistent concerns over the impact of the Iran war offset a partial rebound in IT stocks.
Rupee hits fresh low of 96.34 per US dollar amid surging global bond yields, elevated oil
The currency has slumped 2% over the last seven trading sessions. Traders said the losses would have been steeper if not for market interventions by the Reserve Bank of India.
