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Buying your first home in 2026? Experts share key financial and market tips
Buying your first home in 2026 demands smart financial planning, professional guidance, awareness of home loan rates, hidden costs and location value to ensure long-term stability and confident property investment decisions.
PNC Infratech shares surge 7% on 3,483 crore NHAI project order
Over the past one month, the infrastructure major has gained 28% significantly outperforming the Niftys rise of 8% during the same period
Gold rises as oil weakens after US extends ceasefire with Iran
Spot gold rises 1% to $4,759.63 per ounce
India's FX curbs drove foreign bond exits, stoking selloff, Nuvama's Marwaha says
India tightened rules for forex trading between late March and early April to support a rupee that fell to record lows
Micro-vacation boom: Why trekking is the new budget-friendly weekend escape
Young professionals in India are opting for short weekend treks instead of long vacations. Weekend trips offer affordability and accessibility, while organizations emphasize the importance of physical and financial preparation for trekking.
Arushi Garg, a 23-year-old JPMorgan Chase engineer, shared her monthly expenses on Instagram, revealing the high cost of living in Bengaluru. Her total expenses range from 30,000 to 35,000, sparking discussions about financial pressures faced by young professionals in urban areas.
HCL tech drags Nifty below 24,450; IT sector bleeds as Infosys results awaited
HCL Technologies stock crashes 10.80% to 1,285.60
Gold slips 0.7%; Brent holds near $95 as US-Iran ceasefire uncertainty keeps bullion rangebound
The energy shock is the key headwind for gold higher crude stokes inflation fears, which in turn reduces the probability of rate cuts, limiting appetite for non-yielding assets
Rupee set to weaken over time; 100 per dollar likely but not a concern: Nilesh Shah
Nilesh Shah emphasised that gradual and orderly depreciation is not a concern, as it helps maintain economic competitiveness
Gold worth $700 billion lying idle can fund India's growth: Nilesh Shah
Kotak AMC MD calls for monetisation push to unlock vast domestic capital
Cost is a key factor for pilgrims deciding between Hajj and Umrah. Hajj is a mandatory religious duty and significantly more expensive than Umrah, which is a recommended practice and more flexible in scheduling and pricing.
Paisalo Digital shares hit 52-week high as company announces full AI overhaul
Paisalo Digital says it is moving to embed artificial intelligence across its entire credit lifecycle from customer acquisition and onboarding to underwriting, collections and portfolio monitoring
Super senior citizens may not need to file income tax returns if they meet conditions under Section 194P. Complete exemption applies to those 75+ with only a pension and interest income from a specified bank. Details here.
FD or MF: Where should you park your emergency fund? Best options for high and low tax bracket
Fixed deposits are recommended for immediate needs, while mutual funds may be better for slightly delayed emergencies
Flexi cap mutual funds gain traction amid volatile markets, offering dynamic allocation across stocks. Compare HDFC, ICICI, Parag Parikh and Mirae Asset strategies, risks and returns before investing.
Tata Elxsi shares fall 5% despite profit jump, cautious outlook weighs
Tata Elxsi reported a net profit of 220.35 crore for the March quarter, up 27.8 per cent y-o-y from 172.41 crore in the same period last year
LTM bags two Google Cloud Partner Awards
The company was recognised in two categories: Media & Entertainment Industry Solutions, and Infrastructure Modernisation at Scale
LTIMindtree rebrands as LTM, positions itself as business creativity partner
The company describes itself as AI-centric and positions the Business Creativity concept as combining human insights with intelligent systems
ACME Solar hits 2 GWh battery storage milestone in Rajasthan; stock up 1.65%
Shares of ACME Solar rose 1.65% to 301.15 on Wednesday, against a previous close of 296.25, with a session high of 304.45
Nestle India shares rise 3% to 52-week high on strong Q4, target price hike
The FMCG major reported a consolidated net profit of 1,110.9 crore for the March quarter, up 27.18 per cent from 873.46 crore a year ago
HCL Tech shares slump 10% on weak FY27 guidance, analyst downgrades
Nifty IT fell over 3%, HCL Tech, Persistent Systems were top losers
Rupee falls 31 paise to 93.75 as oil prices rise, equities weaken
Weak domestic equity markets and continued foreign institutional investor (FII) outflows further weighed on the currency.
Q4 ResultsToday, April 22, 2026, Live Updates: Catch live updates
RBI on Tuesday issued a consolidated digital payments e-mandate framework, setting a threshold of 15,000 per transaction for recurring payments without requiring an OTP. The framework includes provisions for cross-border payments and mandates pre-debit alerts, among other measures. Details here.
Gold in 2026: How much should you hold in your portfolio and is now the right time to invest?
Gold is increasingly viewed as a hedge amid global uncertainty. Investors face questions about whether to invest, how much to hold, and which options to choose, including Gold ETFs, physical gold, and digital gold.
Sensex, Nifty, Share Prices LIVE: Indian markets are likely to open under pressure as IranUS talks stall, with Gift Nifty signaling weakness. Analysts expect volatility amid earnings season, global uncertainty, and continued stock-specific action across sectors.
Gift Nifty signals weak start as IranUS talks fail to progress
Analysts expect volatility to continue amid prolonged geopolitical tension
Stocks to watch on Wednesday: Suzlon, BEML, HDFC Life, PNC Infratech, KNR Constructions
Shares of Suzlon, BEML, HDFC Life, PNC Infratech, KNR Constructions, Kalyani Cast and Shakti Pumps are set to be in focus on Wednesday following major announcements across renewable energy, defence, infrastructure and EV segments
Social Security payout today: Benefits jump by up to $1,000 for some recipients who qualifies?
The repeal of the Windfall Elimination Provision and Government Pension Offset aims to assist those previously affected by these reductions.
A CA has warned that India's middle class may see wealth decline even with salary increases. He states that investment strategies need to shift from savings to growth to counteract rising inflation and living costs.
Want to transfer or gift your mutual fund units to a loved one? Here's a step-by-step guide
Mutual funds: Transferring MF units involves converting them to demat format, with specific processes for gifting or transmission. Here is a step-by-step guide to gifting your MF units to a loved one.
Effective credit management includes monitoring scores and reports. Credit scores indicate responsibility, while reports detail history. Knowledge of both is essential for securing loans and improving financial standing.
Investing in digital precious metals offers several advantages. These include no storage hurdles and no risk of theft or purity issues.
The Senior Citizens Savings Scheme offers a retirement plan for individuals over 60, allowing investments from 1,000 to 30 lakh for five years at 8.2% interest. Here's all you need to know
What is MWP Act and why is it crucial while buying life insurance?
Despite taking a term insurance policy, Pran Kumar's family did not receive the payout after his death due to his failure to register it under the MWP Act, which protects insurance benefits from creditors and ensures they go directly to beneficiaries.
Can non-resident heirs inherit agricultural land in India?
Inheritance is permitted under Indian law, but state-level restrictions, transfer limits and repatriation rules can complicate how such land is held or sold.
Textile, seafood stocks in focus after US tariff refund roll-out, select counters end higher
Avanti Feeds and Apex Frozen Foods settle lower after hitting their 52-week highs on profit-booking sales
Rupee plunges 32 paise to settle at 93.48 against US dollar
MUMBAI, Apr 21: The rupee declined 32 paise to close at 93.48 (provisional) against the US dollar on Tuesday, weighed down by a steady American currency and volatile crude oil prices amid uncertainties over the progress of West Asia peace negotiations. Positive domestic equity markets failed to boost local currency, which also had some impact of the Reserve Banks latest move to ease curbs on speculative bets in non-deliverable forward markets, forex analysts said. The Reserve Bank on Monday partially [] The post Rupee plunges 32 paise to settle at 93.48 against US dollar appeared first on Daily Excelsior .
Who needs an income tax clearance certificate before leaving India? New rules explained
Many were confused by claims that an income tax clearance certificate (ITCC) is mandatory for all travellers departing the country. The government clarified that ITCC is required only for specific individuals. Here's what the new rules say about NRIs.
I took help from ChatGPT and Gemini to decide if I should buy an iPhone on a yearly salary of around 7-9LPA. What the two AI's told me, changed my decision
Kerala loan app crisis: 15,000 complaints, 7 suicides 5 crucial lessons every borrower must know
Shocking revelations from the Kerala loan app crisis expose illegal lending scams, harassment and suicides, warning digital borrowers to stay cautious, verify lenders and protect personal data online.
PL Capital sees Nifty at 27,080; flags geopolitical risks, crude-led pressures
PL Capital said the impact of higher crude may be relatively contained compared to past shocks due to lower oil intensity of GDP
Tax-exempt investment options in India here are 5 EEE instruments for long-term savings
Investors seeking post-tax returns can consider EEE instruments in India, which provide tax benefits throughout the investment cycle. While primarily found in government schemes, they offer a stable and safe option for traditional investors.
US Social Security: April's last payment to be sent tomorrow, are you on the list?
The final April Social Security payments will be distributed this week, specifically on April 22 for beneficiaries born between the 21st and the month's end. The May payment cycle will start after that, with SSI payments expected on May 1, 2026.
8th Pay Commission: 69,000 minimum salary, 3.83 fitment factor; NC-JCM's 7 key demands explained
8th Pay Commission NC-JCM demands explained: They cover key issues such as salary, fitment factor, and pension reforms. The proposal includes a minimum salary of 69,000. It also suggests a 3.833 fitment factor. The aim is to improve pensions and the overall pay structure.
Ceasefire uncertainty keeps gold prices steady as crude surges on Hormuz closure
Spot gold was trading around $4,794$4,825 per ounce, pinned within its recent $4,750$4,850 band, while silver hovered near $79.30, holding above the key $78 support level
Sensex surges 700 points at midday; Trent, Bajaj Finance lead rally on ceasefire optimism
Broader market breadth remained firmly positive on the BSE. Of 4,274 stocks traded, 2,667 advanced against 1,418 declines, with 189 unchanged.
GSTR-3B March 2026 filing: Was the 20 April deadline extended? What happens if you miss due date?
Tax professionals are voicing concerns over technical glitches affecting GSTR-3B filings for the March 2026 tax period. The GST portal also shows that a one-day extension is under consideration, but no official announcement has been made yet.
Gold falls as investors await clarity on US-Iran talks, dollar edges up
The US dollar edged up on Tuesday, making greenback-denominated commodities more expensive for holders of other currencies.
Your mutual fund's new expense ratio has a maths problem
Sebi's biggest cost disclosure reform in three decades went live on 1 April. The new framework is more transparent, but one design choice produces numbers that could confuse everyone from retail investors to advisors to data platforms.
8th Pay Commission update confirms that the memorandum submission remains open until 30 April, allowing government employees, pensioners and stakeholders to share their inputs for the pay and pension review process.
Indias home loan boom runs into a paperwork wall
Heavy documentation, uneven processes and opaque practices continue to slow borrowers, even as credit fuels most home purchases.
Jio Financial shares slip after Q4 profit falls 14%; stock down 20% YTD
The Reliance Industries-backed financial services company reported a consolidated net profit of 2.72 billion for the March 2026 quarter, down 14% from 3.16 billion a year earlier
BoM shares hit 52-week high on strong Q4 earnings
The stock rose over 6% to 80.43 on the NSE, up from 75.54, due to strong investor response to the banks earnings and growth outlook
Steel Exchange India raises 75 crore from IMR Group via convertible warrants
The companys board had on March 4, 2026 approved raising up to 350 crore through convertible warrants on a preferential basis
Billionbrains Garage Ventures (Groww) shares soar 4% on strong Q4 profit surge
The stock was trading at 202.26 around 10 am, after rising to an intraday high of 203.37 from the previous close of 196.11, as investors reacted positively to the earnings momentum and growth outlook
Dollar subdued as markets eye ceasefire talks; yen pressured by BOJ delay
With the ceasefire set to expire this week, the fate of Iran peace talks remained uncertain
Rupee falls 16 paise to 93.32 against US dollar in early trade
The Reserve Bank on Monday partially withdrew directives taken on April 1 to curb excessive speculation in the rupee
The morning rally was underpinned by reports that Iran will send a delegation for a second round of talks with the United States, with fresh negotiations expected in Pakistan this week
Q4 ResultsToday, April 21, 2026, Live Updates: Catch live updates
Rupee markets navigate partial RBI rollback, USIran risks simmer
The rupee will open in the 93.08-93.14 range versus the US dollar, per traders, having weakened 0.2% to 93.1275 on Monday
Indian markets seen volatile as US-Iran ceasefire expiry weighs on sentiment
Traders are closely watching developments in peace talks, crude oil prices, and the ongoing Q4 earnings season
Stocks to watch on Tuesday: Suzlon, Hyundai, TVS Motor, HCL Tech, TCS, JSW Steel among key names
IndiaKorea business ties expanded with multiple MoUs across renewable energy, steel, IT and mobility sectors, as Suzlon, TVS Motor, Hyundai, JSW Steel, TCS and others announced major global partnerships, investments, expansions and technology collaborations
Key triggers for oil stocks: HPCL, RIL, OIL in focus
Oil stocks including HPCL, Reliance Industries and Oil India are in focus amid sector-specific triggers, including upstream developments, refining trends and policy cues, which are expected to influence trading sentiment and near-term movement in energy counters.
Stock Market Live: Stock to buy today: Balrampur Chini Mills
Sensex, Nifty, Share Price LIVE: The stock has begun the week on a strong note by surging over 6 per cent on Monday. This rise indicates that the up move is gaining momentum. Support is in the 500-490 region. The price action since December last year is happening inside a bull channel. The recent rise is happening from the lower end of this channel. Balrampur Chini Mills share price can rise to 560-565, the upper end of the channel in the coming weeks.
If your investment in gold is not for personal use, there are other alternatives to choose when looking to invest in the asset instead of purchasing physical gold. We explore digital gold what it means, its cost, associated charges, tax liability and regulatory protections.
BHIM App users can now easily track their CIBIL Score. Here's how to do it
CIBIL Score integration in the BHIM Payments App enables users to securely access credit reports, track their financial health, and increase credit awareness, supporting smarter money decisions.
PPF is a government-backed savings scheme with tax-exemption that parents or guardians can open for their child / minor in care, till the account holder turns 18. Here's all you need to know about the process, contribution limit, deduction, and more
Kothari Industrial Corporation shares now listed on the NSE as well
The companys shares are already listed on the BSE
Tax Collected at Source: Here's how changes to TCS rates impact you check bank charges applicable
The Centre has TCS charges to ease tax burden on individuals. The changes are expected to give households and travelers relief. Here's how they impact you and what ICICI Bank and HDFC Bank have informed customers
Vedanta fixes May 1 as record date for business split
7 common mutual fund mistakes beginners must avoid in volatile markets
Mutual fund mistakes can erode returns during volatile markets as investors react to fear, stop SIPs, chase performance, and ignore asset allocation, while disciplined investing builds long-term wealth in any country.
As retirees reach 60, fixed deposits (FDs) offer a secure investment option for managing expenses like medical and living costs. Here is a comparison on what's on offer from various private and public lenders
Gold falls on inflation fears, firmer dollar amid renewed US-Iran tensions
Gold hits lowest level in a week
Nifty holds 24,300, but bulls struggle to break past 24,500 resistance
Nifty 50 ends at 24,364, up just 11 points or 0.05%, while Sensex inches up 26 points to close at 78,520
The government-backed Sukanya Samridhhi Yojana can help secure major life expenses, such as education, healthcare, hobbies and other aspirations for your daughter. Here's if and how you can conduct partial or full withdrawals before complete tenure.
I consulted ChatGPT and Gemini on which car I should buy on a yearly salary of 7-9 lakh. The answers by AI chatbots changed my perspective on the buying decision.
As UPI fraud worries rise, can the e-rupee be a safer way to pay?
With 10.64 lakh UPI fraud cases worth 805 crore reported in FY26 (till November), RBI is tightening instant payments. But can the e-rupees token model lower scam risks?
Niva Bupa ReAssure 3.0 vs HDFC ERGO Optima Secure+: Which health plan is worth your money in 2026?
Niva Bupa ReAssure 3.0 vs HDFC ERGO Optima Secure+ comparison highlights, features, coverage, riders, premiums and benefits to help choose a suitable premium health insurance plan. Make sure you seek professional guidance before locking in on any plan.
Market volatility is back. What should investors do now?
Oil above $100, a weak rupee and job worries are rattling sentiment, but history suggests disciplined investors who stay focused on long-term goals tend to come out ahead.
Groww reports 87% revenue jump in Q4, posts 686.4 crore profit as Board sees Director exit
For the full financial year FY26, consolidated revenue from operations reached 4,644.6 crore against 3,901.7 crore in FY25, while annual net profit came in at 2,083 crore
IEX shares tumble 8% after CERC draft on market coupling raises concerns
The decline followed the release of a draft proposal by the Central Electricity Regulatory Commission on electricity price discovery, which introduces market coupling norms that could significantly alter the dynamics of power exchanges in India
How gold turned $609 billion of imports into a $1.9 trillion stockpile?
Between 2011 and 2025, India imported $609 billion worth of gold. At todays prices, that holding is worth $1.9 trillionmaking gold one of the greatest household wealth creators in modern India.
Zydus Wellness extends RiteBite Max Protein into RTD shakes, ghee-jaggery bars and Korean chips
On the NSE, Zydus Wellness shares traded at 500, up 0.15% on Monday, against a 52-week range of 331552.40
Markets reverse early losses, Sensex climbs 377 points by midday; SBI, Trent lead gains
The turnaround came despite a fragile global backdrop
Akshaya Tritiya witnessed buoyant sales across gems & jewellery despite high gold prices
On April 19, the auspicious occasion drew large crowds at jewellery showrooms nationwide, with estimates indicating significant gold purchases despite a sharp price increase over the past year
Silver futures fall 5,175 to 2,51,967/kg
On the Multi Commodity Exchange, May silver contracts fell by 5,175 (2.01%) to 2,51,967 per kg, with a turnover of 1,505 lots
