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What is a home loan top-up and when should you consider it?
A home loan top-up can offer cheaper credit than a personal loanbut only if you understand the costs, eligibility rules and hidden pitfalls.
The new Employees' Pension Scheme, 2026, retains the withdrawal benefit for members who leave service before completing 10 years. However, it introduces a new waiting period before the benefit can be claimed.
Jana SFB shares hit 52-week high as Q1 profit jumps 52%
The rally came after the bank reported a net profit of 155 crore for the quarter ended June 2026, up 52% from 102 crore in the corresponding quarter of the previous financial year.
IT stocks prop up Nifty at midday; SBI Life, Eternal lead losers
The market remained in consolidation mode, with elevated crude oil prices and geopolitical tensions weighing on sentiment and the rupee, analysts said
Dixon Tech, Kaynes jump after Cabinet clears 62,500 crore for mobile PLI 2.0
Syrma SGS Technology and Amber Enterprises also trade higher
EQUIPPP inks MoU with Telangana Legislature to set up 119 Constituency Foundations across state
Foundations to be structured as independent non-profit Section 8 organisations under the Companies Act
Early exit: why Indians are surrendering life insurance policies before maturity
Why do millions of policyholders who signed up for a long-term contract exit before maturity?
ITR Filing 2026: Income Tax Department Introduces New Secondary Address Field
Taxpayers filing returns for AY 2026-27 will now have to provide both a primary and a secondary address. The new disclosure has been introduced in all notified ITR forms.
Mutual fund not performing? Here's how experts say you should review it
A fund that tops return charts today may not necessarily be the best fit for your portfolio. Experts say investors should look beyond recent performance and evaluate consistency, risk and investment strategy before making decisions.
Laser Power & Infra shares list at 26% premium on BSE
Stock debuts at 269 on BSE and 250 on NSE
Angel One and Groww shares in focus after Q1 results
Angel One shares rose 1.7% in early trade to 349.40 on the NSE, while shares of Billionbrains Garage Ventures rose 2% to 220.98 before declining.
Paytm shares rally on bonus issue announcement ahead of July 20 board meet
The stock opened at 1,387.00 and hit a 52-week high of 1,407.00 on Wednesday.
Gold falls as Mideast escalation dims hopes of easing inflation
Spot gold was down 0.6% at $4,034.42 per ounce
ICICI Lombard shares slump 15% to 52-week low after weak Q1 results trigger brokerage downgrades
Brokerages cut target prices amid concerns over earnings outlook
HDB Financial shares rise over 4% after record Q1 profit, brokerages lift target prices
HDFC Bank arm HDB Financial Services reported a net profit of 785 crore for the quarter ended June 30, 2026, a 38.3% y-o-y increase from 568 crore in the corresponding quarter last year
Nifty edges higher as IT stocks lead gains; SBI Life, ONGC slip
IT stocks dominated the gainers' list, with HCL Technologies leading the pack, rising 2.40 per cent to 1,196, touching its 52-week high of 1,196 on volumes of 2.26 lakh shares worth 2,691.49 lakh.
Q1 Results Today, 16th July 2026 Live Updates: Catch live updates
ITR filing: ITAT deletes 10 lakh Black Money Act penalty over foreign ESOP disclosure
Chennai ITAT held that a genuine failure to disclose foreign ESOPs in Schedule FA of the income tax return does not automatically warrant a penalty under the Black Money Act.
Indian stock market may open weak amid Asia sell-off and rising geopolitical tensions
Kospi, Nikkei tumble further amid West Asia tension
Stocks to watch: These 15 companies will be in focus on Thursday
Latent View Analytics, Tata Capital, Ather Energy, Adani Power, NTPC Green, Powerica, Archean Chem, Lokesh machines, TVS Holdings, Jain Resource
Sensex today | Stock Market Live: Stock to buy today: Bluestone Jewellery and Lifestyle
Sensex, Nifty, Share Prices LIVE: The short-term outlook is bullish for Bluestone Jewellery and Lifestyle. The stock has been moving up inside a channel. The 3 per cent rise on Wednesday has taken the share price well above an intermediate resistance level of 600. This indicates that the upmove is gaining momentum. Moving average cross overs on the daily chart also strengthens the bullish. Bluestone Jewellery and Lifestyle share price can rise to 700, the upper end of the range, in the coming weeks.
SpaceX stock drops below IPO price, putting focus on upcoming tech IPOs
Analysts said the decline reflects normal post-IPO price discovery, but future IPO hopefuls, including OpenAI and Anthropic, are watching closely
Property registry alone doesn't prove ownership: Here's what else homebuyers need to do
Purchasing and registering a property does not guarantee legal ownership. Validity relies on the entire title chain and documentation. Mutation, while important for records, does not affect ownership rights, experts said.
Trump's accounts sold Micron, bought Nvidia: Expert warns, Don't mistake it for a strategy
Donald Trump's investment accounts, managed by third parties, have executed over 6,100 stock trades in 2023. Notably, they sold Micron shares while acquiring Nvidia stock, highlighting a contradiction between Trump's public praise for Micron and his accounts' trading decisions.
Warren Buffett confirmed his decision to build Berkshire Hathaway's substantial stake in Alphabet, stating he acted independently of CEO Greg Abel.
EPFO alert: Why updating your profile photo is crucial for e-nominations and PF claims
EPFO members are urged to upload a recent profile photo on the Unified Member Portal to complete e-nominations and online claims. Here's why it matters and how to do it.
Gifting stocks to your spouse, child or friend? Check how the tax rules differ in three scenarios
Gifting stocks can trigger tax implications depending on the relationship between the donor and recipient. Transfers to close relatives are often tax-exempt, while gifts to others exceeding 50,000 are taxable.
How can families preserve art, jewellery and heirlooms for future generations?
A trust can help families preserve art, jewellery and heirlooms across generations by setting clear rules on ownership, access, conservation, display, monetization and succession.
Earnings drown out geopolitics as Nifty ends flat; rupee hits one-month low
Nifty 50 closes at 24,078.50, up just 0.11%,
RIR Power Electronics to list on NSE on Thursday
Gujarat-based semiconductor manufacturer expanding market access
Health insurance covers major hospitalisation costs, but many medical expenses, such as doctor consultations and medicines, are often paid out of pocket. Experts say financial preparedness and understanding policy coverage can help families avoid unexpected healthcare costs.
SIP returns disappointing? Here's when to stay invested and when to switch funds
Negative or muted SIP returns in the initial years are not uncommon, especially for equity mutual funds. Experts say investors should judge a fund over a full market cycle and switch only if there are signs of structural issues.
Rupee drops 16 paise to settle at 96.32 against US dollar
Rupee pushed lower on West Asia tension, crude oil price surge
NRI tax filing: Moved abroad? Here's when you still need to file an ITR in India
Moving abroad does not end your tax obligations in India. From excess TDS and capital losses to property sales and future tax planning, here's when NRIs should file an ITR.
PFRDA launches NPS PRIDE-Disha: How the new tool helps you choose the right pension fund
NPS PRIDE-Disha lets subscribers compare pension funds using XIRR based on regular contributions instead of only point-to-point returns. The platform uses historical NAV data since 2008 to help investors make more informed fund selection and switching decisions.
The ITR due date is near and taxpayers are urged to gather important documents, including interest certificates, to ensure accurate reporting of income. Here is a step-by-step guide to download interest certificate from SBI, HDFC Bank, ICICI Bank, PNB and India Post.
NSE partners with Augmont to boost Electronic Gold Receipts ecosystem
Electronic Gold Receipts, launched by NSE in May, enable physical gold to be converted into exchange-traded, dematerialised securities held in investors demat accounts
Automatic EPF transfer after job change? Avoid these 6 mistakes to prevent delays
EPFO has introduced automatic PF transfers for eligible members. However, the facility works only if certain conditions are met.
Sensex down 9.37% in 2026: Should investors wait or stay invested? Here's what history shows
The Sensex has fallen 9.37% so far in 2026, reviving concerns over whether investors should wait for markets to recover. Four decades of historical data offer insight into how Indian equities have behaved during major corrections.
After analysing the list of large-cap funds, no fund was found to have touched a Sharpe ratio of 1. Among the large-cap funds, WhiteOak Capital Large Cap Fund recorded the highest Sharpe ratio at 0.64.
Nifty gives up morning gains by midday; Bank Nifty outperforms as IT, metals drag
Analysts see the 24,05024,070 zone as crucial support for the Nifty, with upside capped near 24,30024,320 unless fresh triggers emerge
SBI Funds Management IPO fully subscribed by midday on Day 2, NIIs lead demand
Supported by steady mutual fund inflows and record SIP investments, SBI Funds Management will close its IPO on July 16 ahead of its July 21 market debut
Can GST officers issue a fraud notice without proof? Madras HC explains
The Madras High Court has ruled that GST officers need not conclusively establish fraud before issuing a notice under Section 74 of the CGST Act. The judgment clarifies the legal threshold for invoking fraud proceedings under the GST law.
A June 2026 report by Planera found that replacing workers in professions such as nursing, construction and home care with AI and robots would cost employers several times as much as paying wages to human workers.
Govt bonds gain as soft US inflation cools Fed rate hike bets
The benchmark 6.94% 2036 bond yield was at 6.7703% as of 10:40 am, after ending at a three-week high of 6.7945% in the previous session.
Q1 Results Today, 15th July 2026 Live Updates: Catch live updates
Kusumgar shares jump over 48% above IPO price after market debut
Stock lists at sharp premium on NSE and BSE
Income Tax: Can a third-party document alone lead to a tax demand? ITAT says no
A Delhi ITAT ruling has clarified that the Income Tax Department cannot make tax additions solely on the basis of a loose sheet recovered during a search on another person. The department must back such claims with independent evidence proving the alleged transaction actually took place.
Rupee Rises 5 Paise to 96.11 Against US Dollar in Early Trade
On the domestic equity market front, stock markets rebounded in early trade with the Sensex rising 553 points to 77,603.57 and the Nifty up 148.15 points to 24,198.40.
Why disclosure alone cannot prevent the next corporate fraud
Corporate frauds continue to emerge despite tighter disclosure norms. The real challenge is not the quantity of information, but whether it reflects economic reality and is effectively verified.
Tata Elxsi shares hit 52-week low as margin miss weighs on sentiment
Brokerages highlighted a sharp margin contraction and uncertainty in key business segments.
Filing ITR with crypto investments: Common reporting mistakes that could trigger tax scrutiny
Crypto investors should avoid common ITR filing mistakes such as assuming the 1% TDS is the final tax, skipping transaction reporting, using the wrong ITR schedule, incorrectly calculating gains and failing to reconcile TDS with Form 26AS and AIS.
LTTS shares up 4% as Q1 profit and revenue rise, Anthropic partnership
The companys consolidated net profit for the quarter ended June 2026 rose 12.9 per cent y-o-y to 357.1 crore from 316.1 crore
IT stocks drag Nifty lower as Financials, Aviation offset losses; markets open mildly positive
TCS leads losses on the Nifty 50, falling 50.60 or 1.76% to 2,150
DeepSeek is preparing for IPO filing as soon as this year
DeepSeek has been at the heart of Chinas effort to compete globally on AI.
EPFO VISHWAS 2026 explained: Who is eligible for lower PF penalties? All FAQs answered
EPFO's VISHWAS 2026 scheme allows eligible employers to settle pending PF damages disputes at concessional rates. Check who can apply, lower penalty rates, eligibility conditions and the six-month deadline.
Paid taxes abroad? Here's how Form 67 helps claim foreign tax credit in India
Foreign Tax Credit allows Indian residents to reduce their tax liability in India by claiming credit for taxes already paid in another country. The Income Tax Department allows eligible resident taxpayers to claim a Foreign Tax Credit (FTC) by filing Form 67 along with the supporting documents.
Gift Nifty points to flat opening; earnings, global cues to drive markets today
Investor focus has shifted to the earnings season, with global cues and easing oil prices expected to drive market sentiment
Stocks to watch: Why these 16 shares will be in focus today
L&T Tech, Hero MotoCorp, ICICI Lombard, J&K Bank, KEC International, Lemon Tree Hotels, Kirloskar Brothers, Vraj Iron, 3i Infotech and more are expected to remain in focus today
Sensex today | Stock Market Live: Stock to buy today: Caplin Point Laboratories
Sensex, Nifty, Share Prices LIVE: The short-term outlook is bullish for Caplin Point Laboratories. The stock has been consolidating within its broader uptrend for more than two weeks between 2,500 and 2,700. We expect the stock to make a bullish breakout above 2,700 and resume the broader uptrend.
Mylan exits Biocon, sells entire 5.64% stake for 3,679 crore via block deals
Several institutional investors, including mutual funds, insurers and foreign funds, bought Biocon shares on the NSE
Taxpayers who falsely claim deductions to reduce tax liabilities could face severe penalties, prosecution, or imprisonment. Here are the consequences if a taxpayer is found guilty.
Q1 Results Today, 14th July 2026 Updates: Follow latest Q1 updates from businessline here
Annapurna Yojana: Haven't you received your payment yet? 8 reasons why
The first funds of the Annapurna Yojana were credited to nearly 1.1 crore beneficiaries. West Bengal's Chief Minister reported 1.6 crore applications were received, with 26 lakh rejected for various reasons.
Same trip, same loss: why was one insurance claim rejected?
In situations where two insured individuals are affected by the same insured event but receive contradictory decisions, it is reasonable to seek clarification based on such differential treatment. An insurer should be able to explain why identical facts have resulted in different outcomes.
Brokers Call: Bajaj Consumer Care (Add)
Choice Institutional Equities
Cube Highways Trust raises 1,250 cr from investors ahead of IPO
The public issue will close on July 24
Gold rises from two-week low ahead of US inflation data
Spot gold was up 0.6% at $4,023.77 per ounce by 0747 GMT, after touching its lowest level since July 1 at $3,983.29
Honasa Consumer elevates internal strategist to lead Reginald Mens parent company
Shivang Jain, former VP of Corporate Strategy and Chief of Staff at Honasa, will now lead strategic direction and business operations at BTM Ventures
EPS Scheme 2026: 5 key pension benefits for a family every EPF subscriber should know
The Employees' Pension Scheme (EPS) offers financial security to an employee's family through widow pension, child pension, nominee pension and dependent parent pension.
Bodhi Tree Multimedia signs MoU with Tripura government to build digital media ecosystem
The collaboration is framed as a long-term strategic arrangement aligned with Tripuras goal of building a digitally enabled creative economy
Iran jitters, Rupee slide keep Sensex, Nifty under pressure; HCL Tech, HDFC Life lead losses
The Nifty Auto index was the worst-performing sector, down 1.4 per cent
Got a salary hike? Here's what to check before raising your SIP amount
A salary hike is a good opportunity to increase SIP amount, but investors should first review their financial goals, emergency fund and asset allocation. A disciplined annual SIP step-up of 1015% can significantly boost long-term wealth creation.
Gold futures rise to 1,41,612/10 gm on spot demand
On the Multi Commodity Exchange, August gold contracts rose by 1,303, or 0.93%, to 1,41,612 per 10 grams, with a turnover of 1,095 lots
Natco Pharma raises Adcock Ingram stake to 49%, pays 1,060 crore
The transaction was valued at approximately ZAR 1.81 billion, equivalent to around 1,060 crore at the prevailing exchange rate
Check how to apply for a Baal Aadhaar card in 2026, documents required, eligibility, mandatory biometric updates at ages five and 15, enrolment process, and key UIDAI rules.
The quiet edge: saving more trumps the exciting habit of investing better
Work out how much you can save, push that figure a little higher than is comfortable, and only then spend energy on choosing the funds. Simplicity is not a compromise but the whole point. Save a lot, keep the deployment sensible and dull, and let time do the rest, says Dhirendra Kumar.
Bajaj Consumer Care shares fall 10% despite strong Q1 results; analyst downgrades rating
The market reaction seems partly driven by Choice Institutional Equities downgrading the stock from BUY to ADD
TCS to power digital operations at JFK Airports New Terminal One
The IT major will deploy AI-powered passenger processing, baggage handling, cybersecurity and terminal management systems using its Cognix and ignio platforms to improve operational efficiency and passenger experience
Avio Smart Market Stack inks Tripura MoU for freeze-drying plant, targets 1,300 jobs
The project A Freeze-Drying Initiative on Fruits and Vegetables for Tripura aims to create about 1,300 jobs, including 500 direct and 800 indirect positions
Gold allocation rule: Divide your age by 2 to know how much gold to hold in your portfolio
A simple rule of thumb is to divide your age by two to determine the percentage of your portfolio that should be invested in gold. Under this rule, a 30-year-old investor would hold 15% in gold, while someone aged 50 would allocate roughly 25% to the precious metal.
ICICI Prudential AMC shares fall 2% after cost-led earnings miss; analysts stay bullish
Despite the price pressure, brokerages have broadly maintained their constructive stance on the stock
Why investors are shifting to tier-II cities for higher commercial real estate returns
As soaring office rents and land prices push companies beyond India's biggest metros, investors are finding stronger yieldsand new risksin emerging commercial hubs such as Jaipur, Coimbatore and Ahmedabad.
Union Railway Minister Ashwini Vaishnaw has announced that a new and improved IRCTC website will be launched by 15 July. The upgraded portal is expected to deliver faster ticket booking, smoother navigation and several new passenger-friendly features.
Rupee breaches 96 as Trumps Iran escalation sends crude soaring
Currency hits 96.17 intraday, weakest since May 2026, as Brent jumps to $85/barrel
HCL Tech shares decline as unchanged FY27 guidance signals slower recovery
Brokerages divided on the stocks outlook following the results
Rupee drops past 96 as oil prices climb on renewed US-Iran tensions
Rupee fell nearly 0.5% to 96.0775, its weakest level since May 22
Iran conflict, crude surge drag Sensex, Nifty lower at open; IT, NBFC stocks lead losses
The selloff followed a weak overnight session on Wall Street, where the Dow Jones Industrial Average fell 0.3 per cent, the S&P 500 lost 0.8 per cent, and the Nasdaq declined 1.6 per cent
Gold and silver prices today, 14 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
