27 C 
EPFO has launched a special drive, allowing establishments to regularise their past records and enrol previously uncovered employees for social security benefits. Check last date, eligibility, full process and other details here.
Bank holidays this week: SBI, HDFC, ICICI, PNB and other banks will remain closed for upto 4 days between 24 and 30 August. Check exact dates with RBI's holiday calendar.
EPFO has reminded members of the importance of completing 10 years of eligible service to receive monthly pension benefits. Here is what members should know about PF withdrawals, scheme certificates, service continuity and retirement planning.
Equity, debt or gold? What 25 years of data reveals about the best asset allocation for investors
FundsIndias 25-year analysis compares different combinations of equity, debt and gold to see how asset allocation affects returns and portfolio volatility. The 70:15:15 mix delivered a 15% average seven-year return and crossed 10% annualised returns in 92% of rolling periods.
Mint Explainer | Why a parliamentary panel is pushing for a nano business category
The committee says the existing micro category is too broad to distinguish between subsistence-level household businesses and larger micro enterprises.
Why the gaming industry is facing a slowdown after the post-pandemic boom
From a mergers-and-acquisitions frenzy to studio closures, publishers are scaling back as post-pandemic growth in the gaming industry stalls and costs soar.
Credit card EMI: Is converting a big purchase into EMI always cheaper? Experts explain
Credit card EMI can ease monthly cash flow, but it may also increase the overall cost of a purchase. Experts explain how interest, processing fees, tenure and rewards affect the final repayment, highlighting the importance of careful planning before opting for EMI.
Investment advice may seem simple, but executing it is often emotionally challenging. Investors struggle to adhere to systematic investment plans during market downturns, experiencing fear and anxiety despite knowing what to do.
Allsprings Miletti sees Jackson Hole as bigger risk than Nvidia
Investors should keep expectations low heading into the Jackson Hole event, Miletti said
Bullion Cues: Gold futures and silver futures could gain more
Traders can consider long positions
Sebi proposes channel partners to expand retail access to bonds in India
Market regulator Sebi has proposed introducing a framework for Fixed Income Channel Partners to broaden retail participation in fixed-income securities through online bond platform providers (OBPPs). The proposal aims to improve access to fixed-income products in Tier-II, Tier-III cities and rural areas, according to a consultation paper issued by Sebi on Friday. Under the proposed framework, individuals and non-individual entities listed on stock exchanges could act as Fixed Income Channel Partners (FICPs) and facilitate the distribution of permitted fixed-income securities through OBPPs. Individuals would need to be Indian citizens, be at least 18 years of age, have passed Class 12, and hold a valid NISM Series: Fixed Income Securities certification, among other requirements. Mutual fund distributors registered with AMFI would also be eligible to apply for FICP status without paying the applicable enlistment fee, subject to passing the relevant NISM certification. Sebi said ...
The Supreme Court has rejected a retired NIRD professors plea to switch from the CPF to GPF scheme after retirement. The court said he had accepted the terms of regularisation and received CPF benefits without challenging the conditions at the time.
India Post RPLI elibility expanded: The change is aimed at helping policyholders who move from rural to urban areas maintain their insurance by enabling them to pay premiums through a savings account with any scheduled bank.
Margin Pressure May Offset Volume Gains for Tata Motors PV
Tata Motors Passenger Vehicles (TMPV) reported Q1FY27 results showing significant margin pressures at both Jaguar Land Rover (JLR) and its domestic operations, despite strong volume growth in the India business. Analysts expect these margin headwinds to persist, potentially offsetting gains from increased sales and new launches.
FAST-DS 2026 gives eligible taxpayers a one-time opportunity to disclose certain foreign assets and dormant overseas bank accounts by 31 December 2026. Heres who can use the scheme, the 1 crore and 5 crore limits, and how the disclosure works.
Sebi proposes tighter curbs on promotional claims by online bond platforms
Sebi is tightening the reins on advertising practices for online bond platforms, aiming to protect investors from hasty decisions. New rules mandate that promotional content provides standardized information about specific securities. Terms such as 'fixed returns' must be accompanied by explicit risk disclaimers, while ambiguous claims like 'high yield' will also be subject to regulatory restrictions.
B.R.Goyal Infrastructure receives Rs 151-cr NHAI work order
B.R.Goyal Infrastructure announced that it has received a work order worth Rs 151.06 crore from the National Highways Authority of India (NHAI) for engagement of a user fee agency through e-Tender at Jajau Fee Plaza in Madhya Pradesh.
Nifty Next 50 logs highest monthly gain among indices in July: Motilal Oswal
Nifty Next 50 climbs 2.82% over the month; Nifty 50 rises 2.17%
India draws $72.85 billion in forex inflows, FCNR(B) deposits top $65 billion, says RBI
Forex inflows mobilised under the Reserve Bank of India's special USD-INR swap facility reached USD 72.85 billion as of August 21 with FCNR(B) deposits accounting for the bulk of the funds raised under the scheme
Indias alternative investment market could grow $2 trillion by 2034: Julius Baer-EY report
The report estimates Indias alternative investment assets at around $400 billion, including $156 billion in SEBI-registered AIFs, with the rest from offshore vehicles, family offices, and unlisted structures
Dalal Street Week Ahead: Selective Buying Favoured as Nifty Remains Range-Bound
Nifty remained range-bound, falling 0.47% to 24,252 amid subdued volatility. Resistance at 24,450
Your money doesn't need another AI review Financial planner says stop outsourcing your patience
AI allows investors to compare investment options, estimate their retirement corpus or review their portfolio in mere seconds by transforming hours of complex financial research into a simple conversation.
Employer contributions and tax-free withdrawals enhance EPF's attractiveness, according to EPFO. The stock market serves different financial goals, it says.
The 8th Pay Commissions current terms of reference do not explicitly provide for pension revision for employees who retired before 1 January 2026. Past Pay Commissions show that the government can amend their ToR, but pensioners demands for a change to the 8th CPC mandate are yet to be accepted.
India attracts Rs 4,896 crore FDI after easing China stake norms
India has attracted foreign direct investment (FDI) worth approximately 4,896 crore across 29 projects since May, following the government's relaxation of norms under Press Note 2 of 2026. The revised rules permit investment without government approval from entities with up to 10 per cent non-controlling ownership by land-bordering countries.
Carmakers gear up for festival demand, step up production
Indian passenger vehicle manufacturers are significantly increasing production and stocking dealerships in anticipation of strong festival season demand, with new launches planned and supply bottlenecks being addressed. However, the industry faces potential moderation in growth during the second half of FY27 due to a high base from last year's post-GST surge, commodity inflation, and elevated inventory levels.
Freedom Oils maker Gemini Edibles & Fats India files DRHP with Sebi for IPO
Gemini Edibles & Fats India, maker of Freedom Oils, filed IPO papers with Sebi for an entirely offer-for-sale issue of up to 4.12 crore shares. Promoters and investors will sell stakes, while the company earns no proceeds. Revenue rose to Rs 12,650 crore in FY26, supported by strong branded oil growth.
Gemini Edibles & Fats India files DRHP for IPO
The offering comprises an Offer for Sale (OFS) of up to 41.15 million equity shares by existing shareholders
Govt rejects ethanol link to sugar price rise, allows duty-free imports to curb prices
Retirement planning requires early planning and taking various factors into consideration. For a 5 crore corpus by 60, monthly mutual fund SIP amounts can vary based on your age. Check calculations here.
India raises $72.8 billion via overseas deposits, loans, central bank says
Indian banks have raised over seventy-two billion dollars through overseas borrowings. These funds were secured from non-resident Indians and other loan sources. Banks have been permitted to use these foreign funds for lending to non-resident Indians. The Reserve Bank of India reported sixty-five billion dollars via FCNR deposits. A discounted forex swap facility for banks will close on August thirty-first.
CAS chaos triggers liquidity spiral: Nuvama says higher participation needed to break cycle
BSE
Why is professional tax deducted from your salary; can you claim it as a deduction while filing ITR?
In India, professional tax is deducted from salaries or paid directly by self-employed individuals. The structure varies by state, but not every state imposes this tax. Details here.
Mamata Machinery geta patent for its Quadra 600 machine
Mamata Machinery said that the company has been granted a patent in India for the technology used in its Quadra 600 machine.
Mom's Belief operator to launch IPO on Sep 1
On September 1, Rays of Belief Ltd will make its debut in the stock market with an initial public offering. With ambitious plans to open 319 new centers across India by FY29, the IPO proceeds will support expansion efforts, including fit-outs and technological advancements. The company aims to enhance neurodevelopmental care in Tier-II and Tier-III cities while showcasing impressive revenue growth.
A 2.0 fitment factor under the 8th Pay Commission could double basic pay, but it may not double the gross salary of central government employees. Heres why DA, HRA and other allowances could make the actual salary increase much lower.
Govt notifies Rs 62,500 crore mobile production scheme
India has launched the ~62,500 crore Mobile Phone Manufacturing Scheme (MPMS) to incentivise domestic production and strengthen Indian mobile phone brands, offering production-linked incentives and additional benefits for local component sourcing.
ITR filing for freelancers: Form, foreign expenses, tax deductions, deadline All FAQs answered
With the August 31 ITR deadline approaching, freelancers must ensure that they select the appropriate ITR form, report foreign income, and deduct eligible business expenses, ensuring compliance to avoid penalties. All FAQs answered here.
Bank stocks to buy: Goldman Sachs remains bullish on 6 private bank stocks. Do you own any?
Goldman Sachs expects Indian banks
JioBlackRock Mutual Fund announces feature changes across 6 funds, including flexi cap, large cap
JioBlackRock Mutual Fund will revise six schemes from August 26 to align with SEBI norms. Changes include broader gold and silver ETF exposure, revised asset allocations, updated maturity definitions, and renaming of two debt funds to reflect their duration strategies.
EPF does not always stop earning interest when you leave a job or retire. EPFO rules explain when interest continues, when an account becomes inoperative and what happens to the balance.
Crisil Ratings reaffirms ratings of Hyundai Motor India at 'AAA/A1+' with 'stable' outlook
Hyundai Motor India (HMIL) said that Crisil Ratings has reaffirmed its 'Crisil AAA/Stable/Crisil A1+' ratings on the bank facilities and short-term debt of the company.
A defence employees' federation has proposed 72,000 as the minimum monthly pay for central government employees under the 8th CPC, up from 18,000. Its three-step formula factors in national income growth, a larger family unit and fiscal prudence.
PPF account for minors: What parents can and cannot do with their childs savings
In a recent legal dispute, a daughter sued her father for withdrawing funds before she could claim it upon maturity. The Delhi High Court ruled in her favor. Here's what parents can and cannot do with their childs savings.
EPFO urges establishments to enrol eligible workers under EEC 2026
Establishments can now enrol previously uncovered employees under EPF. This Employees' Enrolment Campaign 2026 offers a one-time opportunity for compliance. Eligible workers will gain access to provident fund and pension benefits. Employers must complete enrolment and remittance through the online portal. The campaign aims to bring more workers into the social security framework.
Nifty and Nifty Bank Prediction for the week 24 Aug26 to 28 Aug26 by BL GURU
F&O Talk: Nifty to consolidate further, says Sudeep Shah; picks 3 stocks for next week
SBI Securities
HSBC opens 3 international mutual funds to fresh SIPs, what investors need to know before investing
HSBC has reopened three international mutual funds to fresh SIPs and lump-sum investments, with a 2 lakh monthly limit. The funds offer exposure to emerging markets, Asia-Pacific and Brazil, with one-year returns ranging from 28.9% to 53.6%.
ABH Healthcare to raise 35 crore via IPO on NSE Emerge
The issue, priced in a band of 96 to 102 per equity share, opens for subscription on Monday
Gold loans accounted for 41 per cent of retail loan disbursements in FY26, up sharply from 18 per cent in FY23 and 20 per cent in FY24.
Vijay Kedia Portfolio: 5 stocks surge up to 55% in CY26; 1 new addition in June quarter
Vijay Kedia
Gold prices rise for 3rd straight week, hit 3-month high. Can bullion reclaim $5,500 peak?
Gold rose 5% this week to nearly $4,603, marking its third consecutive weekly gain, supported by a weaker US dollar, Treasury bond buybacks and expectations of stable Fed rates. Analysts see long-term potential amid central-bank demand and currency concerns, though the World Gold Council expects near-term prices to remain rangebound.
Google Asked To Urgently Remove Fake Bank Web Sites
Phishing sites mimicked SBI, ICICI Bank and Axis Bank to steal card details and OTPs.
Uttar Pradesh remains Indias largest crypto market in Q2 2026: Report
Crypto adoption expanded across India in Q2 2026, led by Uttar Pradesh, Maharashtra and Karnataka. Regional investment patterns varied, with Andhra Pradesh recording the highest female participation and distinctive cryptocurrency preferences, highlighting the diverse and growing nature of India
Concurrent Gainers: 13 smallcap stocks that gained for 5 days in a row
Despite a 0.60% Sensex decline, 13 BSE SmallCap stocks gained across all five sessions. Prabha Energy led with 39%, followed by Welspun Corp, Wakefit Innovations, Welspun Living and others.
Manipal Health Enterprises Q1 PAT drops 7% YoY to Rs 232 cr
Manipal Health Enterprises reported a 7.48% decline in consolidated net profit to Rs 231.65 crore in Q1 FY27 from Rs 250.37 crore in Q1 FY26, despite strong growth in revenue and operating performance.
FCNR deposits emerge as banks new FY27 growth lever: Report
Indian banks anticipate stronger net interest income and earnings growth in FY27. This outlook is supported by robust foreign currency deposit mobilization and healthy credit demand. Systemic credit growth is projected around fifteen percent year-on-year, with FCNR deposits aiding expansion. Asset quality remains stable, and deposit growth has strengthened significantly by end-July. ICICI Securities maintains a positive stance on the banking sector's performance.
Planning a Rs 10 crore retirement corpus? Know the mutual fund SIP amount you need
See how your starting age can dramatically change the monthly SIP needed to build a Rs 10 crore retirement corpus by age 60, assuming a 12% annual return.
Sugar stocks surged on strong pre-festival demand, with Balrampur Chini, Bajaj Hindusthan, Uttam Sugar and others hitting 52-week highs. Gains moderated after duty-free raw sugar imports were announced, though several stocks still delivered strong weekly and year-to-date returns.
GACM Technologies successfully concludes QIP issue of Rs 49.50 cr
GACM Technologies announced the successful completion of its Qualified Institutions Placement (QIP). Through the QIP, the Company allotted 49.50 crore fully paid-up equity shares of face value Re 1 each at an issue price of Re 1 per equity share, aggregating to Rs 49.50 crore.
HDFC Bank, Trent among 10 stocks that saw the biggest decrease in mutual fund value in July
Ten stocks saw the biggest month-on-month decline in mutual fund holdings in July, led by HDFC Bank, Axis Bank and L&T. Varun Beverages, Dr Reddys Labs, BOB and Avenue Supermarts also recorded significant reductions, reflecting mixed buying and selling activity among mutual funds across major stocks.
Unlimited sum insured removes the fixed monetary ceiling on eligible hospitalisation claims, but it does not mean every medical expense is covered. Heres what unlimited health insurance mean, its benefits against rising medical costs, and the exclusions policyholders should know.
Usha Martin receives ESG rating of 54
ICICI Bank completes issuance of USD 750M Senior Notes
Sebi
CleanMax targets 1.5 GW capacity additions in FY27 and over Rs 3,000 crore EBITDA by FY28. Growth is driven by data centres, AI, Make in India and manufacturing demand. An AA credit rating and planned Rs 2,500 crore bond issue will strengthen funding access as the company scales its renewable portfolio.
Axis Bank allots USD 300M Senior Notes
NRIs investing in India should assess their global portfolio, existing India exposure, liquidity, risk appetite, taxes and repatriation needs before investing. For a Rs 1 crore portfolio, an illustrative allocation is 5565% equities, 1520% fixed income, 510% gold and 510% alternatives, complemented by real assets and diversification.
Explained: 5 reasons why skipping SIPs may affect your long-term wealth creation
Regular SIP investing helps investors benefit from compounding, rupee-cost averaging and financial discipline. While missing one instalment may have limited impact, repeatedly skipping SIPs can reduce long-term wealth, disrupt investment habits, affect financial goals and potentially interrupt mandates. Investors facing difficulties should consider temporarily reducing or pausing SIPs rather than stopping investments altogether.
FPI return to India may be tactical, not structural yet: HSBC MFs Venugopal Manghat
Foreign investors are cautiously returning to Indian equities, but a durable FPI reallocation remains unconfirmed. HSBC Mutual Fund
ITAT Delhi overturned a 3.74 lakh penalty on a salaried employee who earned 30 lakh salary , as the delay in ITR filing was due to procedural lapses, not intent to under-report. Details here.
Dubai office boom drives commercial real estate growth; transaction value triples in H1 2026
Dubai
Board of Innova Captab approves capacity addition at Baddi factory
At meeting held on 21 August 2026
Gold regains momentum as weak Dollar, safe haven demand and seasonal buying support prices
Gold prices have surged sharply in August, supported by a weaker U.S. dollar, expectations of monetary easing, geopolitical tensions, and sustained central-bank purchases. Strong Chinese demand and India
Delayed, Not Denied: Indias BGAI Entry Waits on Market Access
India
Struggling with loan repayments? Learn how early communication with lenders, debt prioritisation, spending control and restructuring options can help borrowers manage EMIs, reduce financial stress and protect their credit profile from further damage.
While foreign institutional investors (FIIs) have remained net sellers over the past two years amid Indias premium valuations and an earnings slowdown, Avinash Agarwal, Senior Vice President & Head Equity at Bandhan Life, believes the tide could turn as India offers a diverse pool of large companies with consistent growth and greater earnings visibility.
At the same time, the RBI remains watchful of risks from geopolitics, crude oil prices and global monetary policy developments.
5 world market themes for the week ahead
The Jackson Hole symposium is just around the corner, bringing together central bank chiefs to tackle the pressing issue of global inflation amidst soaring oil prices. Nvidia's earnings report is anticipated to unveil key trends in AI expenditure. Meanwhile, South Korea's central bank might deliberate a fresh interest rate hike, and Icelanders face an important vote on rekindling talks about joining the European Union.
Beyond prices: How commodity volatility changes the economics of financing trade
A profitable commodity trade can become unfinanceable when price, policy, ESG and currency risks move before the cargo does
Trump says he did not direct Bessent to intervene in bond market
President Donald Trump clarified that he had not influenced Treasury Secretary Scott Bessent's decisions in the market. Bessent made choices independently, guided by his grasp of existing economic conditions. In a surprising announcement, the government revealed plans to buy back double the amount of bonds initially anticipated. This unexpected action led to a significant drop in bond yields, although these declines were mostly corrected by the end of the week.
Should spouses buy separate term insurance plans? Experts explain how couples can assess income, household contributions, liabilities, dependants and future goals to determine suitable life insurance cover and avoid financial protection gaps for their families.
Wall St Week Ahead Nvidia earnings, Jackson Hole to test pillars of stock rally
Nvidia's upcoming earnings report, alongside the Fed's crucial Jackson Hole symposium, may redefine current market expectations. The recent spike in global bond yields is putting pressure on stocks, raising alarms about borrowing costs for investors. Attention is focused on Fed Chair Kevin Warsh's policy discussions, as Nvidia's performance might unlock vital insights into the growing AI infrastructure needs.
Caplin Point Laboratories' arm receives Form 483 with 10 observations from USFDA
Caplin Point Laboratories announced that the US Food and Drug Administration (USFDA) conducted an unannounced inspection of its subsidiary Caplin Steriles' injectable and ophthalmic manufacturing facility in Gummidipoondi, Tamil Nadu.
Reported sales nil
Hiranandani Financial Services Pvt standalone net profit rises 115.14% in the June 2026 quarter
Sales rise 24.25% to Rs 160.64 crore
Sales rise 7.10% to Rs 3975.83 crore
How a mutual funds AUM impacts returns: Should investors worry when it grows too large?
A large-cap fund may be able to handle a large AUM. But, for a mid- or small-cap fund, a large AUM can lead to higher diversification or higher cash levels, which can impact the schemes returns.
Passive investing gains ground: Whats driving the shift to index funds and ETFs?
Passive funds generally have lower expense ratios because the fund manager is not actively selecting stocks. Over a long investment period, even a small difference in annual cost can make a meaningful difference to the final corpus.
The RBI has released the SGB premature redemption calendar for October 2026 to March 2027, covering 32 eligible tranches. Investors should check their SGB series and submit redemption requests within the specified window to exit before maturity.
