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Want stable returns? What experts say on public and private markets offering better prospects
Discussing public and private market strategies during market downturns, ace investor Renuka Ramnath noted private equitys boardroom influence and crisis management; while Nilesh Shah stressed bargains created by public-market sell-offs.
Planning to get GST registration or update your existing details? The government has outlined changes to the registration and amendment process in 57th GST Council meeting, including simpler online procedures. Here is what taxpayers need to know about the application process.
Why NBFCs have become the option of choice for many first-timer borrowers Explained
A joint FIDCTransUnion CIBIL report says NBFCs are the main entry point to formal credit for many first-time borrowers. As of June 2026, 74% of live new-to-credit customers had used only NBFC credit, reflecting lenders reach and role in expanding access.
Indian residents earning income abroad may need a Tax Residency Certificate to claim benefits under tax treaties. The Income Tax Department allows eligible taxpayers to apply online under the Income-tax Act, 2025. Heres how Form 42 works, who can apply and what to know before filing.
Kotak Life, investors Mukul Agrawal, Ashish Kacholia acquire shares in Fusion CX ahead of IPO
The company has fixed a price band of 275-289 per share, valuing the company at approximately 4,200 crore at the upper end of the price band
Fixed deposits offer predictable returns, but taxes can reduce the interest you retain. A latest report compares FD rates across large banks and tenures. Heres how to understand pre-tax and post-tax returns, FD taxation rules, and what a 5 lakh deposit could earn.
SEBI settlement rules set apart settlement payments from recovery of wrongful gains
Gazette-notified framework distinguishes financial obligations, stage-based calculations and a 60-day window for settling cases before a show-cause notice
Ekta Kapoor shares her views on The Ranveer Show podcast on real estate investments. What can investors learn about building wealth through homeownership, and why should they look beyond property appreciation? Here's what you need to know.
UPI MDR Framework Needs Rationalisation, Says IIT Bombay Report
A report by IIT Bombay suggests that the proposed Merchant Discount Rate (MDR) framework for Unified Payments Interface (UPI) transactions needs rationalisation before implementation to safeguard public trust in the digital payments system, highlighting that UPI's long-term economic benefits outweigh potential incremental income from merchant fees.
Aiming to build long term wealth? Experts suggest these steps to build financial capability
India is set to add 10 crore long-term investors by 2035 as wealth creation expands to tier 2 and 3 cities. Today, we discuss what steps investors aiming to build long term wealth should take to gain financial capability.
Cost, capital availability next challenge for coal gasification
Industry sources say that coal gasification projects have large upfront capital requirements, long gestation periods and multiple layers of risk
How much cash to hold in a savings account while waiting for a market correction?
Holding cash can provide comfort when markets are uncertain, but keeping too much on the sidelines can hurt long-term wealth creation. Heres how to decide what to hold and what to invest.
Around 1,000 ex-Flipkart staff approach Walmart over stock option liquidity
Former employees of Flipkart and group firms Myntra and Cleartrip have approached Walmart and Flipkart seeking liquidity for vested stock options amid uncertainty over the IPO timeline
Shipping ministry plans Korea, Japan visits to secure shipbuilding deals
The Centre plans to engage shipbuilding majors in South Korea and Japan to secure anchor investors for planned maritime clusters, as demand certainty and project execution remain key hurdles.
Struggling to monetise your art? How to earn revenue with the 1,000 True Fans theory
Artists may not need millions of followers to earn a living. Kevin Kellys 1,000 True Fans theory suggests that 1,000 dedicated supporters.
Electric ambulances: Why government subsidies havent sparked demand
More than three months after the government issued operational guidelines under the PM E-DRIVE scheme, not one zero-emission ambulance has been registered, with limited model availability raising questions about what it will take to kick-start adoption.
UPI MDR framework needs rationalisation to protect public trust: IIT Bombay report
The report cautioned that public trust in UPI could be undermined if the proposed MDR framework is implemented in its present form, stressing the need to ensure that the digital payments platform does not attract negative sentiment among users.
Rationalise UPI MDR To Protect Public Trust
A report by IIT Bombay suggests that the proposed Merchant Discount Rate (MDR) framework for UPI transactions needs rationalisation to protect public trust and ensure the long-term benefits of the digital payments system. It recommends restricting MDR to merchants with an annual turnover of over Rs 50 crore and keeping debt collection and loan EMI repayments free from MDR.
The EPFO wage ceiling has been raised to 25,000 a month in September 2026, bringing more employees under mandatory social security coverage. But how does this affect EPS pension eligibility, employer contributions, and employees who may not qualify for membership? Heres what to know.
Dearness Relief (DR) is an inflation-linked benefit paid to eligible retired central and state government employees and other public-sector pensioners. It is not generally offered in the private sector.
Coaching classes made them millionaires; now, theyre turning entrepreneurs
Armed with wealth, reputation and a loyal student following, a few teachers who once commanded giant paycheques are embracing entrepreneurship and taking on established names in Indias $14.8 billion-plus test-prep market. Can they succeed?
Ahead of Market: 10 things that will decide D-Street action on Monday
Sensex and Nifty snapped their eight-week losing streak on Friday, surging over 1% as IT stocks rallied and crude prices eased. The rebound added more than Rs 4 lakh crore to BSE-listed companies market capitalisation, while positive market breadth favoured bulls.
Crude oil futures brace for volatility amid geopolitical uncertainties
Crude oil futures are likely to remain volatile next week as uncertainty over US-Iran negotiations and escalating tensions in West Asia keep supply risks elevated, even as hopes of a deal to reopen the Strait of Hormuz offer scope for a correction, analysts said. Investors will track the monthly oil market reports from the Organization of the Petroleum Exporting Countries and the International Energy Agency, along with the American Petroleum Institute's weekly inventory numbers and US government data on crude inventories and imports, they added. The geopolitical situation remains fluid after US President Donald Trump said Washington was considering joining Saudi strikes against Iran-backed Houthi rebels in neighbouring Yemen, following an attack on Riyadh's international airport. The widening conflict has heightened concerns over energy shipments through the region, including the strategic Bab el-Mandeb Strait, said Navneet Damani, Head of Research - Commodities at Motilal Oswal .
Q2 earnings, inflation data, oil prices may drive stock markets this week
Major quarterly earnings from companies like Wipro and HCL Tech, along with inflation figures, global trends, and crude oil price movements, will drive stock market movement this week, analysts said. Market investors will also watch foreign investor trading activity, rupee movement, US Treasury yields, and geopolitical developments. September CPI inflation will be the first major domestic test this week. A stronger-than-expected reading could revive concerns over further RBI tightening, putting rate-sensitive sectors such as banking, automobiles and real estate under pressure while raising the risk of a broader drag on consumer demand. A softer print could ease concerns over the eventual peak in interest rates, but any relief may prove short-lived if Brent crude remains above USD 100 a barrel. Wholesale price inflation data will offer a further indication of how elevated energy and logistics costs are filtering through to producer prices, Hariselvan Radhakrishnan, Founder & CEO
DBS CEO cites FCNR(B) success as proof of global faith in India, calls for more FDI
DBS Bank CEO Tan Su Shan addressed concerns about capital outflows from India and highlighted strong demand for FCNR(B) deposits. She emphasized the need for more foreign direct investment and exports to support the rupee's stability. Tan expressed optimism about India's potential in artificial intelligence due to its software talent and digital infrastructure developments. The importance of improving hardware capabilities alongside software strengths was also noted in her discussion.
Should you invest in contra funds?
Contra funds look for opportunities, which the market might be ignoring. However, fund managers approach contra investing with their own filters.
Nifty lags global peers as Korea, Taiwan markets surge on AI boom
The Nifty 50 ranked second-last among 18 major markets over the past year, ahead only of Indonesia, Bloomberg data show
Crude oil futures brace for volatility amid geopolitical uncertainties: Analysts
MCX crude oil futures for October delivery fell 35, or 0.4%, last week to settle at 8,881 per barrel
Indian mutual funds offer investors a way to access overseas stocks without opening an international brokerage account. Edelweiss Technology Fund led domestic equity schemes with a 24.38% international allocation.
Is no-cost EMI always free? The catch buyers should know before opting for it while shopping online
No-cost EMI offers can hide extra expenses, despite being advertised as interest-free. Here's what customers should know before they opt for this route.
Ashish Kacholia, Mukul Agrawal, others invest Rs 120 crore in IPO-bound Fusion CX
Ace investors Ashish Kacholia and Mukul Agrawal-backed Sanshi Fund, along with Kotak Mahindra Life Insurance, acquired a combined 3.19% stake worth Rs 120 crore in Fusion CX ahead of its Rs 702 crore IPO opening on October 14.
AI Regulation Crucial For Productivity Gains: Airtel CEO
Airtel Business CEO Sharat Sinha stated that evolving architecture and methodologies for safely deploying Artificial Intelligence, coupled with adequate guardrails, are essential to unlock productivity gains. He welcomed the government's upcoming consultation paper on AI regulation, focusing on safety, deepfakes, and a human-first approach. Sinha also highlighted AI's role in driving demand for digital infrastructure and Airtel's growth in cybersecurity and fraud prevention.
SBI warns of UPI fraud: How the jumped deposit scam can drain your bank account
SBI has warned bank customers about the jumped deposit scam, in which fraudsters exploit unexpected bank credits to trick victims into approving high-value UPI payments. Learn how the scam works, recognise warning signs and protect your bank account from digital payment fraud.
Blocking a debit card may not stop recurring subscription payments if the e-mandate remains active or is mapped to a replacement card. Here is how card mandates and UPI AutoPay work, and what customers should do to prevent unwanted debits.
9 stocks zoom up to 37% in 3 months; MFs raise stakes in September quarter
Mutual funds increased their stakes in approximately 44 of these companies compared with the June 2026 quarter. Interestingly, most of these stocks delivered negative returns over the past three months despite higher mutual fund holdings.
FPIs Pull Out Rs 44,166 Cr from Equities in Oct; Total Outflows Cross Rs 3 Lakh Cr
Foreign Portfolio Investors (FPIs) have withdrawn Rs 44,166 crore from Indian equities in October, pushing the total outflows for the year past Rs 3 lakh crore, driven by elevated crude oil prices, a stronger US dollar, higher US bond yields, and the allure of AI-led rallies in North Asian markets.
Regional pride is becoming a box-office draw for Indian cinema
The Vvaans box-office run shows how regional folklore can become a national draw. Authentic stories can win home-state audiences and travel further, but filmmakers must resist turning cultural identity into a formula.
PNB Housing sees 5-8 bps NIM gain from RBI rate hike, says CEO Ajai Shukla
PNB Housing Finance anticipates a minor enhancement in net interest margin due to the Reserve Bank's recent rate hike. The lender's margin improvement is expected to be between 5 to 8 basis points and will benefit customers through cheaper loans. The company is also experiencing positive demand momentum in the housing finance sector. Additionally, PNB Housing Finance has received a credit rating upgrade to AAA/Stable from Crisil.
A dozen companies, including major players like Jio Platforms and Zetwerk Manufacturing Business, are poised to launch Initial Public Offerings (IPOs) in October, continuing India's strong fundraising momentum in the primary market. These offerings span diverse sectors, reflecting sustained investor interest in businesses with robust growth prospects.
Buying a 1 crore house? Here's the monthly salary you need to afford the home loan EMI comfortably
Planning to buy a 1 crore house? An 80 lakh home loan at 8% interest over 20 years means an EMI of around 66,900 a month. Check the monthly salary you need, how loan tenure affects repayments and how to avoid stretching your finances while buying a home.
ET Alpha Wealth Summit 2.0: What do Shah Rukh Khan and SIFs have in common? Radhika Gupta explains
Edelweiss Mutual Fund MD and CEO Radhika Gupta says investors should approach Specialised Investment Funds (SIFs) with clear portfolio goals rather than chase new products or returns. Speaking at the ET Alpha Wealth Summit 2.0, she highlighted their tax efficiency, the importance of understanding derivatives-based strategies, and the need to assess risks, costs and realistic return expectations before investing.
NTPC invites industrial partners for 26% equity in co-generation projects
NTPC Limited invited Expressions of Interest from commercial and industrial entities willing to invest 26 per cent equity in co-generation projects, according to the state-run power company.
Health insurance renewal: 5 key numbers you should review every year
Before renewing health insurance, review five key numbers: sum insured, annual premium, room rent limit, co-payment and deductible. Check waiting periods, no-claim bonus and network hospitals too, so your health insurance policy continues to meet your needs and budget.
IPO rush continues: Jio, Zetwerk among cos set to tap primary market in Oct
A dozen companies, including Jio Platforms, Zetwerk Manufacturing Business, and Avaada Electro, are set to tap the primary market in October to raise funds through initial public offerings (IPOs), extending 2026's strong fundraising momentum. Other companies expected to launch their maiden public offerings this month include Fusion CX, HD Fire Protect, Tonbo Imaging, Bonfiglioli Transmissions, Sahajanand Medical Technologies, Paras Healthcare, NDR InvIT Trust, Gujarat Victory Forgings and SFC Environmental Technologies, according to merchant bankers. The proposed offerings span sectors such as technology, healthcare, renewable energy, defence and precision manufacturing, reflecting continued interest in businesses with long-term growth prospects. The companies plan to raise funds through a combination of fresh equity issues and offers for sale (OFS), with proceeds from fresh issues intended to finance business expansion, capital expenditure, debt repayment, working capital ...
9 penny stocks surged up to 315% in 6 months; 3 turned multibaggers
Nine penny stocks with market capitalisations below Rs 1,000 crore and share prices under Rs 20 gained up to 316% in six months, supported by strong price momentum and minimum trading volumes of 5 lakh shares.
What changed inside India's insurance regulator?
Irdais unusually candid data exposes perverse insurance incentives. But with the government owning major insurers, the real test will be whether the final rules deliver meaningful reform.
Nifty snapped its eight-week losing streak as bullish technical signals emerged near key support levels. Analysts see Nifty Private Bank outperforming in the short term, while Radico Khaitan, Karur Vysya Bank, ICICI General Insurance and Nykaa remain on traders' radar.
Earnings Tracker: HDFC Bank, HCL Tech, Wipro among 129 companies set to report Q2 results this week
As many as 129 companies are set to announce their Q2 FY27 results this week, including HDFC Bank, ICICI Bank, Axis Bank, HCL Tech, Wipro and Nestle India. With the earnings season underway, investors will track key announcements across banking, IT and other sectors after markets snapped an eight-week losing streak. Here is a day-wise list of major companies scheduled to report results.
The proposed UPI MDR framework sets charges for certain merchant payments above 2,000. Here's whether consumer prices at stores will rise if merchants start paying a nominal fee.
The Nifty snapped its eight-week losing streak but remains below the crucial 200-week moving average at 22,627. The weekly market outlook points to a possible technical rebound, supported by positive divergences on daily charts, though momentum remains weak. Investors should watch key support and resistance levels, sector rotation trends and a sustained move above the long-term average before turning more bullish.
Michael Prices investing tips: Avoid spreadsheet traps, ignore market consensus and be a contrarian
Legendary investor Michael Price's value investing philosophy emphasises independent research, intrinsic value, emotional discipline and spotting opportunities in undervalued businesses.
Around 14 companies, including TCS, Vedanta and Ola Electric Mobility, have key corporate action dates scheduled between October 12 and 16. The announcements cover dividends, bonus issues, rights issues, stock splits and share consolidations.
HCL Tech Q2 Preview: Will the IT major narrow its guidance? 5 things to watch out for
HCL Tech is set to announce its September quarter results on October 12, with brokerages expecting 12% year-on-year profit growth and 16% revenue growth. Acquisitions, deal ramp-ups and seasonal strength are likely to support performance. Investors will track FY27 revenue guidance, margin trends, discretionary spending, deal wins and AI-led pricing pressures for clues on the companys growth outlook.
Car loan rates start at 7.35%: Check EMIs and processing fees of 18 lenders
Car loan interest rates start at 7.35% across 18 lenders, according to Paisabazaar data. Compare car loan EMIs on 5 lakh over five years, processing fees, interest-rate concessions and repayment costs before choosing a lender in October 2026.
The Delhi High Court has ruled that retirement savings cannot be treated as recurring monthly income when deciding interim maintenance. Courts must consider pension, investment returns, reasonable expenses and the financial circumstances of both spouses.
The US has suspended Microsoft, Infosys, Tata, Wipro and other companies from the PERM labour-certification programme. Here's what it means for Indians returning home.
International mutual funds top return chart last week, offer up to 11% gains. Check top 5 performers
International mutual funds topped the returns chart for the week ended October 9, with the Mirae Asset NYSE FANG+ ETF FoF leading the pack with 10.66% returns. Of 626 funds, 148 delivered positive returns, while 474 posted losses.
IPO calendar: After a week of lull, 5 companies to raise nearly Rs 1,600 crore this week
Five IPOs are scheduled to open for subscription next week, including mainboard issues from HD Fire Protect, Fusion CX and Sahajanand Medical Technologies. The three mainboard offerings span fire protection, customer experience and medical devices, alongside two SME issues.
From price volatility to cost certainty: Why MSMEs need to hedge
In a volatile commodity environment, moving from reactive pricing to proactive risk management could help MSMEs protect margins
The Delhi ITAT deleted a 20.45 lakh addition for unexplained family jewellery, ruling that CBDTs seizure guidelines cannot automatically cap how much gold a taxpayer can explain. The tribunal considered the familys income, financial position and customary practices.
Company FD rates vary across issuers and deposit tenures. Muthoot Capital Services offers up to 8.95%, followed by Manipal Housing Finance Syndicate at 8%. Compare interest rates across 10 companies and learn 5 checks to make before investing in corporate fixed deposits.
Gold jewellers brace for Q3 after growth cools in Q2
Jewellers are counting on an extended festive and wedding season in the December quarter, while a favourable product mix could help support margins.
Banks will be closed for one day between October 12 and 18, only in Agartala, halting physical services at major lenders such as SBI, HDFC Bank, ICICI Bank, and PNB.
Will gold prices fall further? Check reasons behind the recent dip, forecasts and more
Gold has fallen sharply in 2026 amid rising US bond yields, a stronger dollar, inflation concerns and investor profit-taking. Central-bank buying.
Gurugram residents have approached the NGT over DLFs proposed installation of 24 high-capacity diesel generators and cooling towers near their homes and a metro station. The tribunal is scheduled to hear the matter on November 19 this year.
EPFO: Have multiple employee provident fund accounts or UAN? Here's how to merge them Stepwise guide
Today, we take a look at how EPF subscribers can transfer their old provident fund collection to a new account, how to merge their PF accounts and what to do if they have multiple Universal Account Numbers (UANs).
Want to retire early? Here's how F.I.R.E strategy can help We calculate corpus you will need
FIRE aims to help people retire early through high savings, disciplined spending, and long-term investing. Strategies should be tailored to personal goals and account for inflation, healthcare costs, taxes, and unexpected expenses.
No more tax relief for importing gold, silver and platinum: What does it mean? Will buyers pay more?
The government has withdrawn the upfront IGST exemption for banks and nominated agencies importing precious metals. Since 1 April 2026, these imports have been subject to a 3% customs levy.
Vande Bharat Sleeper: Flight-like comforts, fares from 960 Take a look at what 2AC offers
Key features within the berths prioritize individual comfort and personal space. Each passenger gets direct control over an automotive-inspired air-ventilation unit, an adjustable reading lamp, and full-length privacy drapes
US Market Outlook: Bourses hold gains
The benchmark indices have more room to rise
Targetting 1.5 crore retirement corpus? Here's how to calculate how much you really need
HDFC Pensions study found retirement savings targets are growing, but remain below recommended levels, while healthcare costs and medical concerns remain major retirement worries. Here's how much you may need to save
PCBL Expands Into Advanced Battery Technology
PCBL Chemical Ltd's subsidiary, Nanovace Technologies Ltd, has formed a new wholly-owned subsidiary, Nanovace Advanced Materials Ltd, to focus on advanced battery materials and next-generation energy storage technologies for various sectors including electric vehicles and consumer electronics.
Sebi to issue closing auction guidelines in a week: Tuhin Kanta Pandey
The regulator is also working to simplify digital onboarding for persons resident outside India (PROIs), allowing them to access Indian markets without requiring their physical presence
Sebis CAS guidelines likely within a week, says chief Tuhin Kanta Pandey
Sebi chairman Tuhin Kanta Pandey said the regulator expects to issue guidelines on the settlement-price mechanism for derivatives on expiry days within a week. The move follows a review of the Closing Auction Session. Sebi is also working on simpler regulations, easier market access, lower compliance costs and stronger technological resilience.
Tata Consultancy Services will withhold quarterly variable pay from senior employees at C3A grade and above after missing internal performance targets. Junior staff will receive their full eligible pay, as per a report.
5 personal finance lessons from international bestseller Die with Zero by Bill Perkins
In Die with Zero, Bill Perkins encourages people to spend purposefully on experiences that create lasting memories. He recommends planning activities for the right stages of life, giving money when loved ones can use it.
Pay Commission: Meghalaya to constitute, notify 6th Pay Commission soon, says CM What we know
Meghalaya plans to constitute its Sixth Pay Commission, with a formal announcement of its chairperson and members expected within two weeks. The panel will review pay, allowances, benefits and service conditions for state employees and pensioners.
Industrial, warehousing space leasing hits record 59.1 mn sq ft in top 24 cities in Jan-Sep: Savills
From January to September, leasing of industrial and warehousing spaces surged across major cities in India, propelled by demand from sectors like light manufacturing, e-commerce, and third-party logistics. Tier-I cities alone accounted for 47.2 million sq ft of leasing. Additionally, fresh supply increased to 68.9 million sq ft, signaling promising market trends as consumption patterns shift and supply chains are being optimized.
BPTP sells 150 apartments in its new housing project at Faridabad
BPTP Ltd has achieved a remarkable feat by selling 150 luxury apartments in Faridabad, translating to a total revenue of Rs 150 crore. Their housing development, dubbed 'SkyNest', has accumulated around Rs 750 crore in sales thus far, with each flat averaging Rs 5 crore. As a prominent player in the real estate market, BPTP has developed over 25,000 residences over the past twenty years.
DA news: The Telangana government has approved release of two dearness allowance and dearness relief installments for state employees and pensioners across cadres. Here's all we know about the development
NSE cash market ADTV dips to six month low on bearish market sentiments
Both the benchmark indices Nifty and Sensex have dipped 6% each due to global turmoil; this is the second consecutive month of negative closing for the key indices
Adani Green Energy H1 Update: Operational capacity rises 24% YoY to 20,763 MW, energy sales jump 32%
Adani Green Energy reported a 24% year-on-year rise in operational capacity to 20,763 MW in H1FY27, while energy sales jumped 32% to 25,747 million units. The company added 4,083 MW of greenfield capacity and expanded its battery storage portfolio. Its board will consider Q2FY27 financial results on October 21.
Tax on Dividend income of shares: How can investors minimise money loss? Expert explains
Dividend income is taxable, and tax may be deducted at source above a specified threshold. Investors can consider growth-oriented investments, where returns are taxed as capital gains when sold, and should avoid borrowing to invest for tax benefits.
DMart Q2 Results: Cons profit rises nearly 9% YoY to Rs 743 crore, revenue jumps 18%
DMart operator Avenue Supermarts reported an 8.5% year-on-year rise in consolidated net profit to Rs 743 crore in Q2FY27, while revenue grew 17.8% to Rs 19,644 crore. However, EBITDA and profit after tax margins declined amid entry-level wage inflation. The company opened 15 new stores during the quarter, taking its total to 518.
Bitcoin reclaims $82,500 as improved ETF flows lift market sentiment. Here is what experts say
Bitcoin reclaimed $82,500 on Saturday after hitting a nearly three-week low earlier in the week, as improved ETF flows supported sentiment. Experts flagged institutional outflows, US-Iran tensions and AI-related security concerns as risks. Bitcoin and Ethereum remained down over the week, while derivatives data showed substantial liquidations across crypto markets.
ET Alpha Wealth Summit 2.0: Radhika Gupta says financial products must solve real investor needs
Radhika Gupta, MD and CEO of Edelweiss Mutual Fund, says financial products should address specific investor needs rather than follow market trends. At ET Alpha Wealth Summit 2.0, she discussed how SIFs can offer investment flexibility, while stressing the importance of understanding their risks, taxation and role in portfolios.
Peter Cundills investing lessons: Why patience, research and value matter in stock picking
Peter Cundills value-investing philosophy centred on buying undervalued stocks with a margin of safety, conducting thorough research and exercising patience. His approach stressed examining business fundamentals, setting clear investment criteria, maintaining an investment journal and reassessing decisions when facts changed, offering lessons for investors seeking long-term wealth creation.
Nifty and Nifty Bank Prediction for the week 12 Oct26 to 16 Oct26 by BL GURU
8th Pay Commission: IRTSA seeks fitment factor of 4.38, 5% annual increment for railway supervisors
The 8th Pay Commission has received a proposal from IRTSA for graded fitment factors ranging from 2.92 to 4.38 across pay levels. Railway technical supervisors also want a 5% annual increment and changes to minimum-pay calculations. Read on to know more.
