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HDFC ERGO Optima Secure vs Optima Secure Plus 2026: Features, benefits, premium, coverage and infinite bonus compared

HDFC ERGO Optima Secure vs Optima Secure Plus: Compare key features, benefits, and long-term value to choose the right health insurance based on your evolving financial and medical needs.

Livemint 28 Apr 2026 5:03 pm

Sapphire Foods reports strong Q4 growth despite continued losses

Despite the operational uptick, the company remained loss-making, posting a consolidated net loss (PAT) of 12.6 crore for the quarter against a profit of 2 crore in Q4 FY25

The Hindu Businessline 28 Apr 2026 5:01 pm

Should you track your mutual fund's cash levels?

As the Nifty 50 tumbled 11% in March, fund managers unlocked their war chests to buy the dip, albeit in vastly differing ways. We examine whether tracking these cash calls is vital for your portfolio, or something you can ignore.

Livemint 28 Apr 2026 4:23 pm

Sensex today | Stock Market Highlights: Sensex settled 416.72 pts, or 0.54%, lower at 76,886.91; Nifty 50 falls 97 pts, or 0.4%, to 23,995.70

Sensex, Nifty highlights on Apr 28:Stock market benchmark indices Sensex and Nifty buckled under selling pressure on Tuesday as a sharp rally in oil prices and foreign fund outflows dented investors sentiment.

The Hindu Businessline 28 Apr 2026 4:22 pm

Rupee falls 41 paise to close at 94.56 against US dollar

The rupee opened at 94.35, then lost ground and touched an intraday low of 94.58 and finally settled for the day at 94.56 (provisional), registering a fall of 41 paise over its previous close

The Hindu Businessline 28 Apr 2026 4:14 pm

Leela Palaces posts record 403 crore profit in FY26, stock slips 3% on results day

For the fourth quarter of FY26, revenue grew 12 per cent to 484.4 crore while PAT rose 46 per cent to 171.7 crore

The Hindu Businessline 28 Apr 2026 3:04 pm

Nifty slides to 24,032 at noon; ONGC, Coal India surge as Banks, IT drag

Market breadth on the BSE remained broadly positive, with 2,079 stocks advancing against 1,382 declines and 196 unchanged

The Hindu Businessline 28 Apr 2026 1:14 pm

8th Pay Commission 2026: Website down, latest updates, timeline and salary impact explained in 10 key Q&As

8th Pay Commission 2026: Latest updates on formation, consultation stage, website issues, expected salary revisions, fitment factor speculation and implementation timeline for central government employees and pensioners across the country.

Livemint 28 Apr 2026 1:12 pm

Will you have to pay higher TDS on your FD, RD interest income? What New Income Tax Act says

The Income Tax Department clarified TDS on bank interest, creating confusion among investors regarding Fixed Deposits. Section 194A dictates TDS rules, with banking companies exempt from TDS on interest below specified thresholds. 

Livemint 28 Apr 2026 12:58 pm

Why are gold, silver prices falling as crude spikes?

MCX Gold fell 0.64% to 1,51,721 per 10 grams, while spot gold on COMEX dropped 1% to $4,693.7 per troy ounce

The Hindu Businessline 28 Apr 2026 12:53 pm

Vedanta shares rebound ahead of demerger ex-date

The rebound comes a day before the April 30 special pre-open price-discovery session, when Vedanta will trade ex-demerger

The Hindu Businessline 28 Apr 2026 12:34 pm

NAM-India stock hits 52-week high on strong Q4 earnings

The company reported a net profit of 385 crore for the March quarter, marking a 29% increase y-o-y from 299 crore in the same period last year

The Hindu Businessline 28 Apr 2026 12:23 pm

Piramal Finance jumps over 12% on Q4 profit surge, brokerages see improving outlook

Stock rises to 2,066.20 at 11.56 am, after hitting an intraday high of 2,073.20, compared with the previous close of 1,843.10

The Hindu Businessline 28 Apr 2026 12:23 pm

Bajaj Housing Finance dips despite steady Q4 earnings, outlook remains positive

Near-term pressures for the company include a decline in net interest margin, impacted by competitive pricing and a shift in loan mix

The Hindu Businessline 28 Apr 2026 12:12 pm

Tata AMC launches Titanium equity long-short fund under SIF; key features, risks explained

Tata's Titanium Equity Long Short Fund employs a dynamic investment strategy that combines long and short equity positions to manage volatility and target capital growth across changing market conditions.

Livemint 28 Apr 2026 11:59 am

Income tax rules for senior citizens in FY27: Whats new and what stays the same

Senior citizens enjoy tax benefits such as higher exemption limits and deductions under the old regime. While the new regime standardizes limits, retirees can still claim deductions under various sections. Form No. 125 simplifies filing for eligible seniors, exempting them from Income Tax Returns.

Livemint 28 Apr 2026 11:49 am

Gold edges down with US-Iran talks, central bank decisions in focus

US President Donald Trump unhappy with latest Iranian proposal on resolving the two-month war, a US official said, dampening hopes for a resolution to the conflict

The Hindu Businessline 28 Apr 2026 11:29 am

Beyond summer camps and classes: lifelong money lessons for your child

Summer activities are often seen as a way to keep children occupied. But they can also become an entry point into financial thinking.

Livemint 28 Apr 2026 11:17 am

Rupee falls 24 paise to 94.39 against US dollar in early trade

Rupee pushed lower by elevated crude oil prices and month-end dollar demand

The Hindu Businessline 28 Apr 2026 10:03 am

Coal India shares soar over 4% after Q4 earnings beat

Revenue from operations rose marginally by 3% y-o-y to 490.19 crore from 481.28 crore in the corresponding quarter last year

The Hindu Businessline 28 Apr 2026 9:53 am

Nifty holds 24,000 on expiry day; oil, Iran talks keep markets on edge

Among Nifty 50 gainers, Coal India led with a 1.57% rise, trading at 459.60 against its previous close of 452.50

The Hindu Businessline 28 Apr 2026 9:43 am

Markets set to open lower as rising oil prices dampen sentiment

GIFT Nifty signals weak start; FPI selling continues while IT rebound offers some support

The Hindu Businessline 28 Apr 2026 8:23 am

10 stocks in focus on Tuesday: Railtel, SAMIL, M&M, TCS, Vipul Organics, Jindal Saw, Imzo and others

Multiple companies secure orders, acquisitions and partnerships in telecom, auto tech, chemicals and energy sectors

The Hindu Businessline 28 Apr 2026 7:43 am

Stock Market Live Updates: Stock to buy today: Jio Financial Services(253.75)

Sensex, Nifty updates on Apr 28: The stock of Jio Financial Services rallied 3.2 per cent on Monday and broke out of the resistance 248. Thus, after a downtrend and some consolidation, the fresh breakout serves as a strong indication that the trend is turning bullish.

The Hindu Businessline 28 Apr 2026 7:27 am

Apple's forgotten co-founder sold his 10% sake for $800 in 1976. That stake would be worth up to $400 Billion today

Ronald Wayne, Apple's third and forgotten co-founder, sold his 10% stake for $800 just 12 days after signing the founding agreement in 1976. Now 91, he says the decision was right even as that stake approaches $400 billion in value today,, after 50 years.

Livemint 28 Apr 2026 6:56 am

Dearness Allowance: Is DA in salary subject to income tax? Is it part of CTC? Check latest FAQs here

The Finance Ministry announced a 2% increase in Dearness Allowance for central government employees and pensioners, effective January 1, 2026, raising it from 58% to 60%. Here's all you need to know about the pay component

Livemint 27 Apr 2026 10:27 pm

NSE investor base hits 13 crore as retail participation accelerates

Younger investors now dominate, with nearly 40% below 30 years, while women account for about a quarter of participants

The Hindu Businessline 27 Apr 2026 9:24 pm

Nippon Life India AMC net up 29% on higher income

The fund house has announced a dividend of 12.50 per equity shares

The Hindu Businessline 27 Apr 2026 9:02 pm

SEBI conducts searches at promoter premises of RM Drip, R&B Denims

The action, carried out under provisions of the SEBI Act, is linked to suspected stock price manipulation and alleged pump-and-dump activity in SME-listed stocks

The Hindu Businessline 27 Apr 2026 7:32 pm

Net inflows into gold ETFs turn negative after positive trend for two weeks in a row

World Gold Council data shows over $2 outflow in the funds against $1 inflows during the past week

The Hindu Businessline 27 Apr 2026 7:29 pm

Nifty snaps three-day losing streak, climbs 195 points; midcaps lead the charge

Every major sectoral index ended in the green, with Pharma, Realty, IT, Media and Consumer Durables leading the charge, each posting gains of 23%

The Hindu Businessline 27 Apr 2026 7:21 pm

Rupee ends flat at 94.15 against US dollar amid global uncertainty

Analysts noted that while the rupee snapped a five-day losing streak, the overall outlook remains cautious, with possible RBI intervention near key levels

The Hindu Businessline 27 Apr 2026 7:15 pm

Brokers Call: DCB Bank (Buy)

Anand Rathi Research

The Hindu Businessline 27 Apr 2026 7:12 pm

LIC child plans 2026 for education, IRR growth: Compare Jeevan Lakshya, New Childrens Money Back and Jeevan Tarun

Top LIC Child Plans 2026: Compare Jeevan Lakshya, New Children's Money Back and Jeevan Tarun, highlighting IRR returns, survival benefits and long-term education savings solutions. Before locking in on any plan, do consult certified investment planners. 

Livemint 27 Apr 2026 7:05 pm

Brokers Call: Mahindra Finance (Buy)

Kotak Institutional Equities

The Hindu Businessline 27 Apr 2026 6:42 pm

EPF savings: Why ignoring EPS records can cost you your retirement income

EPF contributions are vital for retirement savings, with both employees and employers contributing 12% of basic salary. Employer contributions also fund the EPS, providing monthly pensions. Monitoring EPS records is crucial to avoid discrepancies that can affect retirement benefits. 

Livemint 27 Apr 2026 6:22 pm

SCSS vs SSY vs SBI FD vs PPF: Returns, lock-in, tax benefits, and who should invest

SCSS vs SSY vs SBI FD vs PPF comparison highlights interest rates, lock-in periods, tax benefits and suitability, helping investors in the nation choose stable, low-risk savings options in uncertain markets.

Livemint 27 Apr 2026 5:31 pm

Sold your new house too soon? Heres what happens to your Section 54 exemption

Experts explain the tax impact of selling a reinvested house within three years and whether NRIs can claim India-UAE DTAA relief without a current-year TRC.

Livemint 27 Apr 2026 5:13 pm

EPF calculator: 5,000 monthly investment can grow to 80 lakh in 30 yearsreal value explained

EPF contributions accumulate interest annually at 8.25%, combining employee and employer inputs. A consistent monthly contribution can yield substantial returns over 30 years. Here's all you need to know. 

Livemint 27 Apr 2026 4:21 pm

Sterling Tools jumps 6% on ARAS deal with Chinas Nanjing Haohang

The stock climbed to 260 on the NSE by 2.32 PM, up 14.66 or 5.98 per cent from its previous close of 245.34, touching an intraday high of 268.99

The Hindu Businessline 27 Apr 2026 3:42 pm

The trilemma of insurance: Working the Impossible Trinity of Insurer, Hospital and customer

The insurer that trusts good hospitals retains them. The hospital that bills responsibly earns faster approvals. The customer who engages honestly pays lower premiums.

Livemint 27 Apr 2026 3:34 pm

Supreme Industries posts 46% jump in Q4 profit to 382 cr

Revenue for the quarter came in at 3,536 crore, up 16.3%, driven by surge in plastic goods volumes to 2.32 lakh metric tonnes

The Hindu Businessline 27 Apr 2026 2:32 pm

ITR filing FY 202526: Important income tax return deadlines and dates for salaried, business and audit filers

Check out ITR Filing 2026 deadlines for FY 202526 and AY 202627, covering key income tax return due dates, revised filing timelines, belated return provisions and essential compliance updates for all taxpayer categories in the country.

Livemint 27 Apr 2026 2:30 pm

NSE sells 1% stake in Indian Gas Exchange to comply with regulatory norm

The stake sale is part of NSE's effort to align with the Petroleum and Natural Gas Regulatory Boards norms

The Hindu Businessline 27 Apr 2026 2:22 pm

Tanla Platforms stock jump 19% as Q4 results boost sentiment

The company reported a consolidated net profit of 134.32 crore for the quarter ended March 2026, marking a 14.4% y-o-y increase from 117.33 crore in the corresponding quarter last year

The Hindu Businessline 27 Apr 2026 2:02 pm

Varun Beverages Q1CY26 profit jumps 20% to 878 crore; stock rallies 2.2%

Net revenue rose 18.1% to 6574.2 crore; gross margins expanded 62 bps as early raw material sourcing boosts profitability

The Hindu Businessline 27 Apr 2026 2:02 pm

Aye Finance posts 110% jump in Q4 profit; stock hits 52-week high

Gross NPAs came in at 4.8% and net NPAs at 1.8%, down 17 basis points and 19 basis points, respectively, from the previous quarter

The Hindu Businessline 27 Apr 2026 1:52 pm

Why is Aadhaar not considered as a date of birth proof? UIDAI explains

It is up to the Aadhaar user to determine their own view on the use of Aadhaar for purposes relating to establishing the date of birth.

Livemint 27 Apr 2026 1:28 pm

Paytm shares slide nearly 4% as payments bank winds up; Goldman holds Buy

Goldman Sachs, in a note published this morning, maintained Buy rating on the stock with a revised 12-month price target of 1,400

The Hindu Businessline 27 Apr 2026 1:02 pm

NPS Vatsalya vs Sukanya Samriddhi Yojana: What to choose for your children? Eligibility, returns, tax benefits explained

Parents can choose from government-backed savings options like NPS Vatsalya and Sukanya Samriddhi Yojana for their children. Sukanya is for girls only, offering fixed returns, while NPS Vatsalya is market-linked. Details of each scheme here.

Livemint 27 Apr 2026 12:43 pm

Did Nirmala Sitharaman promote a platform promising 30 lakh monthly returns? Heres the truth

The video, identified as AI-generated, falsely asserts an initial deposit of 22,000 can yield 30 lakh per month. Citizens are advised to verify information through official sources.

Livemint 27 Apr 2026 12:41 pm

8th Pay Commission latest: Minimum pay demands, fitment factor and complete FAQs guide

8th Pay Commission (8th CPC) is in an active consultation phase as of April 2026, reviewing demands from BPMS, PSNM & NC-JCM and other stakeholders. With the final decision on salary & pension awaited. Stakeholder meetings are ongoing across India before the Commission submits its final report. 

Livemint 27 Apr 2026 12:24 pm

I asked ChatGPT how to pay off 25-Year home loan in 15 years: Check personal finance advice from AI

ChatGPT advises a Bengaluru couple to increase their home loan EMI and make annual prepayments to close their loan early. Check the complete set of suggestions. 

Livemint 27 Apr 2026 12:15 pm

Shriram Finance shares fall nearly 5% despite strong Q4 profit growth

The share price decline despite a sharp rise in fourth quarter earnings highlights investor concerns around asset quality and margin trends

The Hindu Businessline 27 Apr 2026 11:02 am

Cohance Lifesciences appoints former Cipla chief Umang Vohra as Executive Chairman, Group CEO

Cohance stock price up nearly 20% on BSE

The Hindu Businessline 27 Apr 2026 10:27 am

Axis Bank shares lead Nifty 50 losers, down 5% after Q4 results, brokerages flag mixed performance

Investor sentiment remained cautious as the bank posted a marginal decline in standalone net profit to 7,071 crore in the fourth quarter from 7,117.50 crore a year ago

The Hindu Businessline 27 Apr 2026 10:22 am

Autumn in Korea on 2.75 lakh: How this Bengaluru couple planned a 12-day K-drama getaway

By timing autumn foliage, choosing public transport over taxis and balancing splurges with savings, this Bengaluru couple explored Seoul, Busan and Gyeongju in 12 days for 2.75 lakh.

Livemint 27 Apr 2026 10:12 am

Rupee falls 11 paise to 94.27 against US dollar in early trade

The rupee opened at 94.25 against the US dollar, then lost some ground and touched 94.27 against the US dollar in initial trade, registering a fall of 11 paise over its previous close

The Hindu Businessline 27 Apr 2026 10:02 am

Sun Pharma shares surge over 5% on $11.75-billion Organon deal

The sharp rally reflects strong investor sentiment following the announcement of the all-cash transaction

The Hindu Businessline 27 Apr 2026 9:52 am

Wipro shares rise on Kongsberg Digital partnership news

The two companies will jointly deploy next-generation AI-powered digital twin solutions for the energy and utilities sector

The Hindu Businessline 27 Apr 2026 9:52 am

Gold recoups early losses on softer dollar after Iran peace proposal report

Spot gold was steady at $4,707.75 per ounce, as of 0233 GMT, after shedding 0.8% earlier in the session

The Hindu Businessline 27 Apr 2026 9:22 am

8 Stocks to Watch, April 27: Paytm, Wipro, Mastek, NLC India

Key stocks to watch: Paytm, Wipro, Mastek, and NLC India amid strategic partnerships, acquisitions, and regulatory updates

The Hindu Businessline 27 Apr 2026 9:20 am

Dollar steady as traders assess stuttering US-Iran talks

Although a ceasefire has paused full-scale fighting in the conflict, which began with US-Israeli strikes on Iran on February 28, no agreement has been reached on terms to end the war, keeping investors nervous

The Hindu Businessline 27 Apr 2026 8:52 am

Rupee to stay under pressure; high oil prices spur importer hedging, dampen flows

The rupee is expected to open in the 94.26-94.30 range, traders said, after settling at 94.2475 on Friday

The Hindu Businessline 27 Apr 2026 8:52 am

Flat opening seen on Nifty, Sensex amid uncertainty

FPI exodus, weak results to keep market under pressure

The Hindu Businessline 27 Apr 2026 7:52 am

Focus on these 4 pharma stocks: Sun Pharma, Zydus, Alembi, Rubicon on Monday

Explore key updates on Sun Pharmas major acquisition, Zydus malaria trials, Alembics FDA approval, and Rubicons inspection

The Hindu Businessline 27 Apr 2026 7:22 am

Stock Market Live Updates: Stock to buy today: PVR Inox(995.25)

Sensex, Nifty, Share Prices Live Apri 27: The price action shows that the stock has formed a strong base between 900 and 920, potentially forming a double-bottom chart pattern

The Hindu Businessline 27 Apr 2026 7:15 am

NRIs selling property in India may have to pay higher taxes: All you need to know

NRIs reportedly face higher tax implications when selling property in India due to revised capital gains tax rules and increased TDS rates. Proper planning, understanding exemptions, and compliance with regulations are essential to minimise tax liabilities and ensure smooth transactions.

Livemint 26 Apr 2026 9:42 pm

What is minimum due on credit card and can not paying full amount affect your credit score?

The minimum payment is usually about 5% of your total outstanding bill. This is the minimum amount you must pay each month on a credit card.

Livemint 26 Apr 2026 8:44 pm

Planning to redeem your mutual funds? Know how FIFO method affects capital gains tax, how it is calculated

Investing in equity mutual funds is popular for long-term wealth. When redeeming, capital gains tax may apply based on profits and holding periods. The FIFO method determines which units are sold first, impacting tax calculations for short-term and long-term capital gains.

Livemint 26 Apr 2026 8:32 pm

8th Central Pay Commission schedules meetings with unions, associations from 28-30 April 2026 in Delhi What we know

8th Pay Commission says it is scheduling maximum meetings with Unions and Associations between 28 to 30 April in Delhi and will hold more meetings in the national capital and in other states in due course.

Livemint 26 Apr 2026 7:48 pm

How high should your credit score be to secure the best home loan deal?

The score, which usually ranges from 300 to 900 points, tests ones capability to pay debts. The significance of a credit score is that it indicates just how creditworthy an individual is.

Livemint 26 Apr 2026 7:26 pm

New ITR-4 form introduces mandatory investment disclosure for presumptive taxpayers: Here's how to file step-by-step

To file ITR-4 for AY 2026-27, visit the Income Tax e-Filing Portal, verify details, enter income and deductions, validate the form, and submit using Aadhaar OTP or EVC. Eligibility includes earning under 50 lakh from business, with specific conditions for freelancers and property owners.

Livemint 26 Apr 2026 7:04 pm

8th Pay Commission: Teachers' body demands 50,000 basic pay, higher HRA, annual increments, old pension schemeDetails

PSNM demands a minimum basic pay of 50,000 for Level 1 employees and 1,34,500 for Level 6 teachers in the 8th Pay Commission. Key demands include higher HRA, annual increments, merging basic pay with DA, and restoring the Old Pension Scheme.

Livemint 26 Apr 2026 6:54 pm

Will govt employees be paid DA, DR arrears for Covid times ahead of 8th Pay Commission? What we know

Central government employees and pensioners await DA and DR arrears from the COVID-19 period. The Finance Ministry confirmed in 2020 that these payments cannot be released, despite ongoing demands. A recent increase of 2% in DA and DR has been approved, effective January 1, 2026.

Livemint 26 Apr 2026 5:50 pm

Gold, silver may face selling pressure as Fed meeting, US-Iran talks loom: Analysts

US-Iran talks, oil prices and key central bank decisions to steer bullion sentiment

The Hindu Businessline 26 Apr 2026 5:01 pm

Income-Tax returns: Taxpayers get rebate under Section 87A Check here for eligibility, limit and rules, explained

Rebate under Section 87A reduces tax for low to middle-income earners, with different income limits applicable under the old tax regime and the new regime. Check details for eligibility, limits and rules here

Livemint 26 Apr 2026 4:35 pm

WGC proposes physically-backed common infrastructure to scale digital gold

While digital gold products exist, they operate across fragmented infrastructure with inconsistent custody standards

The Hindu Businessline 26 Apr 2026 4:11 pm

Switching health insurers? Heres how to keep your waiting period benefits

From porting health insurance without losing waiting period credits to increasing term cover as income rises, heres what policyholders need to know before making a move.

Livemint 26 Apr 2026 4:01 pm

WFH employee moves to Manali, reveals monthly expenses to enjoy snow, free WiFi, homecooked food

A 23-year-old marketing strategist shared her monthly expenditure in Old Manali. She divided it into non-negotiable and discretionary expenses, giving a reality check of life in the mountains.

Livemint 26 Apr 2026 3:46 pm

5 common credit card mistakes you should avoid

Credit cards are essential for daily expenses, aiding travel with convenience and rewards. However, misuse can lead to debt and low credit score. Here are 5 common credit card mistakes one should avoid at any cost.

Livemint 26 Apr 2026 3:18 pm

I asked ChatGPT how to spend my first 50,000 salary: Check how AI gave Gen Z structured personal finance advice

I told ChatGPT: Im Gen Z, fresh into my first job in Bengaluru after moving away from home. My first salary is 50,000. So, how to spend it? Here's the AI response. 

Livemint 26 Apr 2026 2:22 pm

Income-Tax returns: How senior citizens can save tax through benefits and exemptions while filing ITR, explained

Indian I-T rules allow senior citizens some relief in taxes through deductions, exemptions and compliance activities, that they can use to reduce liability. Here's a look at what's available, which tax regime to choose and how investment planning can help finances and taxes.

Livemint 26 Apr 2026 2:18 pm

Market volatility: Why instinct alone is not enough in market decision-making

Equities fall 10 to 20% in almost every calendar year. And yet, over the last 46 years, 37 of those years have still closed positive. Over any rolling 7-year period in Indian equity markets, there have been zero instances of negative returns.

Livemint 26 Apr 2026 10:53 am

8,500 crore inflows in a month: Why multi-asset allocation is winning big in FY26

The investor who started a SIP into a multi-asset fund two years ago didn't need to predict interest rates or time gold's rally or call the bottom on small-caps. The fund did the navigating.

Livemint 26 Apr 2026 9:37 am

Growth vs dividend option in equity mutual funds explained: Which one should you choose?

While growth allows you to reap the benefits of compounding, the dividend option, which is now called IDCW (Income Distribution cum Capital Withdrawal) provides you with regular income.

Livemint 26 Apr 2026 9:34 am

Nothing ever happens. Thats why most traders lose

An open-source bot that blindly bets No on every prediction is quietly outperforming most traders. The lesson for F&O punters and active investors is deeply uncomfortable.

Livemint 26 Apr 2026 7:24 am