32 C 
India Post RPLI elibility expanded: The change is aimed at helping policyholders who move from rural to urban areas maintain their insurance by enabling them to pay premiums through a savings account with any scheduled bank.
Margin Pressure May Offset Volume Gains for Tata Motors PV
Tata Motors Passenger Vehicles (TMPV) reported Q1FY27 results showing significant margin pressures at both Jaguar Land Rover (JLR) and its domestic operations, despite strong volume growth in the India business. Analysts expect these margin headwinds to persist, potentially offsetting gains from increased sales and new launches.
Monarch Surveyors and Engineering Consultants receives Rs 2-cr work order
Monarch Surveyors and Engineering Consultants announced that it has received a work order worth Rs 1.68 crore from Fursungi-Uruli Devachi Nagar Parishad.
FAST-DS 2026 gives eligible taxpayers a one-time opportunity to disclose certain foreign assets and dormant overseas bank accounts by 31 December 2026. Heres who can use the scheme, the 1 crore and 5 crore limits, and how the disclosure works.
Sebi proposes tighter curbs on promotional claims by online bond platforms
Sebi is tightening the reins on advertising practices for online bond platforms, aiming to protect investors from hasty decisions. New rules mandate that promotional content provides standardized information about specific securities. Terms such as 'fixed returns' must be accompanied by explicit risk disclaimers, while ambiguous claims like 'high yield' will also be subject to regulatory restrictions.
B.R.Goyal Infrastructure receives Rs 151-cr NHAI work order
B.R.Goyal Infrastructure announced that it has received a work order worth Rs 151.06 crore from the National Highways Authority of India (NHAI) for engagement of a user fee agency through e-Tender at Jajau Fee Plaza in Madhya Pradesh.
India draws $72.85 billion in forex inflows, FCNR(B) deposits top $65 billion, says RBI
Forex inflows mobilised under the Reserve Bank of India's special USD-INR swap facility reached USD 72.85 billion as of August 21 with FCNR(B) deposits accounting for the bulk of the funds raised under the scheme
Indias alternative investment market could grow $2 trillion by 2034: Julius Baer-EY report
The report estimates Indias alternative investment assets at around $400 billion, including $156 billion in SEBI-registered AIFs, with the rest from offshore vehicles, family offices, and unlisted structures
Dalal Street Week Ahead: Selective Buying Favoured as Nifty Remains Range-Bound
Nifty remained range-bound, falling 0.47% to 24,252 amid subdued volatility. Resistance at 24,450
Your money doesn't need another AI review Financial planner says stop outsourcing your patience
AI allows investors to compare investment options, estimate their retirement corpus or review their portfolio in mere seconds by transforming hours of complex financial research into a simple conversation.
Commercial vehicle loans will grow significantly over five years. Used car loans are the fastest-growing segment, formalizing credit access. Two-wheeler financing maintains the largest borrower volume, introducing many new customers. Auto loan disbursements are shifting towards higher values, increasing average ticket sizes. Delinquency indicators are improving across most vehicle loan categories.
Employer contributions and tax-free withdrawals enhance EPF's attractiveness, according to EPFO. The stock market serves different financial goals, it says.
The 8th Pay Commissions current terms of reference do not explicitly provide for pension revision for employees who retired before 1 January 2026. Past Pay Commissions show that the government can amend their ToR, but pensioners demands for a change to the 8th CPC mandate are yet to be accepted.
India attracts Rs 4,896 crore FDI after easing China stake norms
India has attracted foreign direct investment (FDI) worth approximately 4,896 crore across 29 projects since May, following the government's relaxation of norms under Press Note 2 of 2026. The revised rules permit investment without government approval from entities with up to 10 per cent non-controlling ownership by land-bordering countries.
Freedom Oils maker Gemini Edibles & Fats India files DRHP with Sebi for IPO
Gemini Edibles & Fats India, maker of Freedom Oils, filed IPO papers with Sebi for an entirely offer-for-sale issue of up to 4.12 crore shares. Promoters and investors will sell stakes, while the company earns no proceeds. Revenue rose to Rs 12,650 crore in FY26, supported by strong branded oil growth.
Gemini Edibles & Fats India files DRHP for IPO
The offering comprises an Offer for Sale (OFS) of up to 41.15 million equity shares by existing shareholders
Govt rejects ethanol link to sugar price rise, allows duty-free imports to curb prices
Retirement planning requires early planning and taking various factors into consideration. For a 5 crore corpus by 60, monthly mutual fund SIP amounts can vary based on your age. Check calculations here.
Indias retirement-income replacement rate is around 3540%, below the global level of about 60%, PFRDA chief S. Ramann said. As PFRDA targets 30 crore NPS and APY subscribers, the regulator is urging Indians to build larger retirement savings through regular investments.
India raises $72.8 billion via overseas deposits, loans, central bank says
Indian banks have raised over seventy-two billion dollars through overseas borrowings. These funds were secured from non-resident Indians and other loan sources. Banks have been permitted to use these foreign funds for lending to non-resident Indians. The Reserve Bank of India reported sixty-five billion dollars via FCNR deposits. A discounted forex swap facility for banks will close on August thirty-first.
CAS chaos triggers liquidity spiral: Nuvama says higher participation needed to break cycle
BSE
Why is professional tax deducted from your salary; can you claim it as a deduction while filing ITR?
In India, professional tax is deducted from salaries or paid directly by self-employed individuals. The structure varies by state, but not every state imposes this tax. Details here.
Mom's Belief operator to launch IPO on Sep 1
On September 1, Rays of Belief Ltd will make its debut in the stock market with an initial public offering. With ambitious plans to open 319 new centers across India by FY29, the IPO proceeds will support expansion efforts, including fit-outs and technological advancements. The company aims to enhance neurodevelopmental care in Tier-II and Tier-III cities while showcasing impressive revenue growth.
A 2.0 fitment factor under the 8th Pay Commission could double basic pay, but it may not double the gross salary of central government employees. Heres why DA, HRA and other allowances could make the actual salary increase much lower.
Govt notifies Rs 62,500 crore mobile production scheme
India has launched the ~62,500 crore Mobile Phone Manufacturing Scheme (MPMS) to incentivise domestic production and strengthen Indian mobile phone brands, offering production-linked incentives and additional benefits for local component sourcing.
ITR filing for freelancers: Form, foreign expenses, tax deductions, deadline All FAQs answered
With the August 31 ITR deadline approaching, freelancers must ensure that they select the appropriate ITR form, report foreign income, and deduct eligible business expenses, ensuring compliance to avoid penalties. All FAQs answered here.
Bitcoin surged nearly 23% in a week to around $78,000, while Ethereum and major altcoins also rallied. Strong crypto ETF inflows, softer US dollar expectations, Treasury buybacks and reduced Fed tightening hopes boosted sentiment. Analysts flagged improving institutional participation, though profit-taking and long-term holder selling remain key risks.
Bank stocks to buy: Goldman Sachs remains bullish on 6 private bank stocks. Do you own any?
Goldman Sachs expects Indian banks
JioBlackRock Mutual Fund announces feature changes across 6 funds, including flexi cap, large cap
JioBlackRock Mutual Fund will revise six schemes from August 26 to align with SEBI norms. Changes include broader gold and silver ETF exposure, revised asset allocations, updated maturity definitions, and renaming of two debt funds to reflect their duration strategies.
EPF does not always stop earning interest when you leave a job or retire. EPFO rules explain when interest continues, when an account becomes inoperative and what happens to the balance.
A defence employees' federation has proposed 72,000 as the minimum monthly pay for central government employees under the 8th CPC, up from 18,000. Its three-step formula factors in national income growth, a larger family unit and fiscal prudence.
PPF account for minors: What parents can and cannot do with their childs savings
In a recent legal dispute, a daughter sued her father for withdrawing funds before she could claim it upon maturity. The Delhi High Court ruled in her favor. Here's what parents can and cannot do with their childs savings.
EPFO urges establishments to enrol eligible workers under EEC 2026
Establishments can now enrol previously uncovered employees under EPF. This Employees' Enrolment Campaign 2026 offers a one-time opportunity for compliance. Eligible workers will gain access to provident fund and pension benefits. Employers must complete enrolment and remittance through the online portal. The campaign aims to bring more workers into the social security framework.
Nifty and Nifty Bank Prediction for the week 24 Aug26 to 28 Aug26 by BL GURU
HDFC and Axis Mutual Fund resume subscriptions in gold ETFs and gold ETF FoFs
HDFC and Axis Mutual Fund have resumed unrestricted subscriptions in gold ETFs and funds, following similar moves by Tata and Aditya Birla Sun Life. Restrictions imposed amid strong inflows and physical gold supply constraints are being lifted as market conditions normalize, allowing investors greater access to gold-linked mutual fund schemes.
F&O Talk: Nifty to consolidate further, says Sudeep Shah; picks 3 stocks for next week
SBI Securities
HSBC opens 3 international mutual funds to fresh SIPs, what investors need to know before investing
HSBC has reopened three international mutual funds to fresh SIPs and lump-sum investments, with a 2 lakh monthly limit. The funds offer exposure to emerging markets, Asia-Pacific and Brazil, with one-year returns ranging from 28.9% to 53.6%.
ABH Healthcare to raise 35 crore via IPO on NSE Emerge
The issue, priced in a band of 96 to 102 per equity share, opens for subscription on Monday
Vijay Kedia Portfolio: 5 stocks surge up to 55% in CY26; 1 new addition in June quarter
Vijay Kedia
Gold prices rise for 3rd straight week, hit 3-month high. Can bullion reclaim $5,500 peak?
Gold rose 5% this week to nearly $4,603, marking its third consecutive weekly gain, supported by a weaker US dollar, Treasury bond buybacks and expectations of stable Fed rates. Analysts see long-term potential amid central-bank demand and currency concerns, though the World Gold Council expects near-term prices to remain rangebound.
Google Asked To Urgently Remove Fake Bank Web Sites
Phishing sites mimicked SBI, ICICI Bank and Axis Bank to steal card details and OTPs.
Uttar Pradesh remains Indias largest crypto market in Q2 2026: Report
Crypto adoption expanded across India in Q2 2026, led by Uttar Pradesh, Maharashtra and Karnataka. Regional investment patterns varied, with Andhra Pradesh recording the highest female participation and distinctive cryptocurrency preferences, highlighting the diverse and growing nature of India
NATCO Pharma's Visakhapatnam unit gets Form 483 with 4 observations from US FDA
NATCO Pharma said that the U.S. Food and Drug Administration (US FDA) has issued a Form 483 with four observations post an inspection to the company's manufacturing plant at Visakhapatnam.
Concurrent Gainers: 13 smallcap stocks that gained for 5 days in a row
Despite a 0.60% Sensex decline, 13 BSE SmallCap stocks gained across all five sessions. Prabha Energy led with 39%, followed by Welspun Corp, Wakefit Innovations, Welspun Living and others.
Manipal Health Enterprises Q1 PAT drops 7% YoY to Rs 232 cr
Manipal Health Enterprises reported a 7.48% decline in consolidated net profit to Rs 231.65 crore in Q1 FY27 from Rs 250.37 crore in Q1 FY26, despite strong growth in revenue and operating performance.
FCNR deposits emerge as banks new FY27 growth lever: Report
Indian banks anticipate stronger net interest income and earnings growth in FY27. This outlook is supported by robust foreign currency deposit mobilization and healthy credit demand. Systemic credit growth is projected around fifteen percent year-on-year, with FCNR deposits aiding expansion. Asset quality remains stable, and deposit growth has strengthened significantly by end-July. ICICI Securities maintains a positive stance on the banking sector's performance.
Sugar stocks surged on strong pre-festival demand, with Balrampur Chini, Bajaj Hindusthan, Uttam Sugar and others hitting 52-week highs. Gains moderated after duty-free raw sugar imports were announced, though several stocks still delivered strong weekly and year-to-date returns.
GACM Technologies successfully concludes QIP issue of Rs 49.50 cr
GACM Technologies announced the successful completion of its Qualified Institutions Placement (QIP). Through the QIP, the Company allotted 49.50 crore fully paid-up equity shares of face value Re 1 each at an issue price of Re 1 per equity share, aggregating to Rs 49.50 crore.
HDFC Bank, Trent among 10 stocks that saw the biggest decrease in mutual fund value in July
Ten stocks saw the biggest month-on-month decline in mutual fund holdings in July, led by HDFC Bank, Axis Bank and L&T. Varun Beverages, Dr Reddys Labs, BOB and Avenue Supermarts also recorded significant reductions, reflecting mixed buying and selling activity among mutual funds across major stocks.
Unlimited sum insured removes the fixed monetary ceiling on eligible hospitalisation claims, but it does not mean every medical expense is covered. Heres what unlimited health insurance mean, its benefits against rising medical costs, and the exclusions policyholders should know.
MCX among 6 common stocks held by these 3 top-performing small-cap funds in July
The top three smallcap funds delivered over 26% one-year returns, with six common holdings including City Union Bank, MCX, Radico Khaitan, Sky Gold, Syrma SGS Technology and WeWork India.
Usha Martin receives ESG rating of 54
ICICI Bank completes issuance of USD 750M Senior Notes
Sebi
Axis Bank allots USD 300M Senior Notes
NRIs investing in India should assess their global portfolio, existing India exposure, liquidity, risk appetite, taxes and repatriation needs before investing. For a Rs 1 crore portfolio, an illustrative allocation is 5565% equities, 1520% fixed income, 510% gold and 510% alternatives, complemented by real assets and diversification.
Explained: 5 reasons why skipping SIPs may affect your long-term wealth creation
Regular SIP investing helps investors benefit from compounding, rupee-cost averaging and financial discipline. While missing one instalment may have limited impact, repeatedly skipping SIPs can reduce long-term wealth, disrupt investment habits, affect financial goals and potentially interrupt mandates. Investors facing difficulties should consider temporarily reducing or pausing SIPs rather than stopping investments altogether.
FPI return to India may be tactical, not structural yet: HSBC MFs Venugopal Manghat
Foreign investors are cautiously returning to Indian equities, but a durable FPI reallocation remains unconfirmed. HSBC Mutual Fund
Federal Bank's board nod to raise $ 500 mln via GIFT City unit
Federal Bank announced that its board has approved a proposal to raise up to $ 500 million through the issuance of foreign currency-denominated bonds via its IFSC Banking Unit (IBU) at GIFT City.
ITAT Delhi overturned a 3.74 lakh penalty on a salaried employee who earned 30 lakh salary , as the delay in ITR filing was due to procedural lapses, not intent to under-report. Details here.
Dubai office boom drives commercial real estate growth; transaction value triples in H1 2026
Dubai
Board of Innova Captab approves capacity addition at Baddi factory
At meeting held on 21 August 2026
Delayed, Not Denied: Indias BGAI Entry Waits on Market Access
India
Struggling with loan repayments? Learn how early communication with lenders, debt prioritisation, spending control and restructuring options can help borrowers manage EMIs, reduce financial stress and protect their credit profile from further damage.
While foreign institutional investors (FIIs) have remained net sellers over the past two years amid Indias premium valuations and an earnings slowdown, Avinash Agarwal, Senior Vice President & Head Equity at Bandhan Life, believes the tide could turn as India offers a diverse pool of large companies with consistent growth and greater earnings visibility.
At the same time, the RBI remains watchful of risks from geopolitics, crude oil prices and global monetary policy developments.
GACM Technologies raises 49.5 cr through QIP issues
Through the QIP, the Company allotted 49.50 crore fully paid-up Equity Shares of face value 1 each at an issue price of 1 per Equity Share, aggregating to 49.50 crore
5 world market themes for the week ahead
The Jackson Hole symposium is just around the corner, bringing together central bank chiefs to tackle the pressing issue of global inflation amidst soaring oil prices. Nvidia's earnings report is anticipated to unveil key trends in AI expenditure. Meanwhile, South Korea's central bank might deliberate a fresh interest rate hike, and Icelanders face an important vote on rekindling talks about joining the European Union.
Beyond prices: How commodity volatility changes the economics of financing trade
A profitable commodity trade can become unfinanceable when price, policy, ESG and currency risks move before the cargo does
Trump says he did not direct Bessent to intervene in bond market
President Donald Trump clarified that he had not influenced Treasury Secretary Scott Bessent's decisions in the market. Bessent made choices independently, guided by his grasp of existing economic conditions. In a surprising announcement, the government revealed plans to buy back double the amount of bonds initially anticipated. This unexpected action led to a significant drop in bond yields, although these declines were mostly corrected by the end of the week.
Wall St Week Ahead Nvidia earnings, Jackson Hole to test pillars of stock rally
Nvidia's upcoming earnings report, alongside the Fed's crucial Jackson Hole symposium, may redefine current market expectations. The recent spike in global bond yields is putting pressure on stocks, raising alarms about borrowing costs for investors. Attention is focused on Fed Chair Kevin Warsh's policy discussions, as Nvidia's performance might unlock vital insights into the growing AI infrastructure needs.
Caplin Point Laboratories' arm receives Form 483 with 10 observations from USFDA
Caplin Point Laboratories announced that the US Food and Drug Administration (USFDA) conducted an unannounced inspection of its subsidiary Caplin Steriles' injectable and ophthalmic manufacturing facility in Gummidipoondi, Tamil Nadu.
Reported sales nil
Hiranandani Financial Services Pvt standalone net profit rises 115.14% in the June 2026 quarter
Sales rise 24.25% to Rs 160.64 crore
Sales rise 7.10% to Rs 3975.83 crore
How a mutual funds AUM impacts returns: Should investors worry when it grows too large?
A large-cap fund may be able to handle a large AUM. But, for a mid- or small-cap fund, a large AUM can lead to higher diversification or higher cash levels, which can impact the schemes returns.
Passive investing gains ground: Whats driving the shift to index funds and ETFs?
Passive funds generally have lower expense ratios because the fund manager is not actively selecting stocks. Over a long investment period, even a small difference in annual cost can make a meaningful difference to the final corpus.
The RBI has released the SGB premature redemption calendar for October 2026 to March 2027, covering 32 eligible tranches. Investors should check their SGB series and submit redemption requests within the specified window to exit before maturity.
NBFC growth outlook remains resilient; margin pressures, asset quality key monitorables: Report
Non-banking financial companies anticipate steady growth in the near future. Credit demand remains healthy, and asset quality is expected to stay stable. Vehicle financiers saw accelerated asset under management growth this quarter. Gold financiers experienced moderated growth after new guidelines were implemented. Power financiers continue to show the weakest performance in the sector.
Goldman Sachs picks ICICI Bank, Kotak Mahindra Bank as top banking bets
Goldman Sachs has begun its assessment of fourteen Indian banks, pinpointing its top selections. ICICI Bank and Kotak Mahindra Bank stand out with Buy ratings that indicate substantial upside potential. The firm anticipates a cyclical recovery in earnings across the banking sector. It forecasts that private banks will surpass their state-owned counterparts in performance over the next two years, buoyed by loan growth and enhanced liquidity.
Can Skyways Air Services IPO deliver long-term growth for high-risk investors?
Skyways Air Services plans a
Landowner faced 3.41 crore tax on a 6.82 crore sale he never made; ITAT Ahmedabad deletes addition
An Ahmedabad landowner faced a 3.41 crore tax addition after his co-owned land was allegedly sold for 6.82 crore using forged signatures and a fake power of attorney.
Memory stocks face headwinds as 'smart money' walks out
Memory stocks showed initial promise but are now faltering, weighed down by anxiety surrounding the artificial intelligence market. Sandisk and Western Digital reported declines, while Micron and Seagate experienced modest increases. Despite solid fundamentals and last year
Sebi proposes new channel partner network to boost retail bond access
The Securities and Exchange Board of India (Sebi) is set to launch fixed income channel partners to broaden access to the retail bond market. This initiative is particularly focused on increasing engagement in smaller cities across India. Eligible individuals and firms can qualify as partners by fulfilling specific certification standards. Notably, existing mutual fund distributors can apply without incurring any enlistment fees.
Aditya Infotech rebounds on fundraise plans; analysts see up to 20% upside
The shares of Aditya Infotech have made a notable recovery after a recent equity raise focused on enhancing capacity. However, the company is grappling with high electronic component prices that are squeezing profits. On a positive note, the introduction of new STQC norms is expanding the market opportunities for Indian manufacturers.
West Asia tensions cloud market outlook, Nifty may stay rangebound
In a week marked by market stagnation, Indian equity indices closed on an unremarkable note, affected by geopolitical uncertainties and elevated crude oil prices. Experts forecast that without any significant triggers, the Nifty may continue its rangebound trajectory. Crude oil prices consistently stayed above ninety dollars a barrel, with foreign portfolio investors offloading shares while local institutional buyers were active in the market.
UIDAI has completed over 2 crore Aadhaar biometric updates for school children under a nationwide drive. With the process currently free for eligible children, parents should know when the update is required, why it matters and how to complete it before the deadline.
All private and public-sector banks in India will remain closed today, August 22, as it is the fourth Saturday of the month. Check the date for next bank holiday.
Small towns see gig hiring hustle for festive season, but pay gap persists
As India Inc looks to smaller towns to power festive sales, hiring of gig and blue-collar workers is rising. But a sizeable pay divide persists: workers beyond the metros can earn 2530% less by some estimates, even as companies struggle to find enough hands.
US stocks: US market rises on the day but falls for the week; bond yields and Iran in focus
Major U.S. stock indexes finished Friday higher, but recorded weekly declines. Investors reacted to fluctuating government bond yields and Middle East developments. Stronger services sector growth offset manufacturing slowdowns, easing some investor concerns. Oil futures settled higher for a sixth consecutive day, adding to inflation worries. Upcoming economic data and Fed Chair's speech will guide future market movements.
