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8th Pay Commission accelerates consultations on fitment factor and salary revision top 5 updates
8th Pay Commission gathers pace: The Commission is inviting stakeholder feedback before finalizing recommendations on the fitment factor, salaries and pension reforms expected to impact over 1.19 crore beneficiaries.
Bank holiday today: Banks are closed across cities in India today on account of Muharram. In addition to the common national and gazetted holidays, banks in India could have local holidays and festivals off, as required.
Should you invest in last years top mutual fund? Experts warn against this common mistake
Experts caution against chasing performance after fund rankings, as returns are influenced by market conditions. Instead, investors should focus on long-term goals and avoid frequent switches, which can lead to missed opportunities and additional costs.
Micron jumps 18%, surpasses Meta: Here's what is driving the rally and how Indians can invest
Micron Technology surpassed Meta Platforms' market valuation and briefly exceeded Tesla's, following a strong forecast that boosted shares by 18.4%. With a market cap of $1.398 trillion, demand for AI-related hardware has led investors to favor Micron among trillion-dollar chipmakers.
Silver sheds all gains made this year as precious metals in India toe global trend
Rates in the world market have dropped to an eight-month low on dollar gaining strength and hopes of US Fed increasing interest rates
Multi-cap vs flexi-cap funds: Why multi-cap funds are outperforming across 1, 3 and 5 years
Multi-cap funds have outperformed flexi-cap funds across the 1-, 3-, and 5-year periods, reviving a long-standing debate over whether mandated diversification across market capitalisations is superior to manager-driven flexibility.
Should you switch SIPs to last years top-performing fund? This study has the answer
Investors who switch based on the previous year's performance may end up buying into a segment after much of its rally has already occurred. For long-term SIP investors, consistency and discipline may prove more effective than repeatedly chasing the latest market winner.
Silver falls 5,000, gold drops 2,800 in Delhi amid weak global cues
Spot gold slips by $21.15, or 0.53%, to $3,978.06 per ounce, in international markets, while silver declines 0.56% to $57.10 per ounce
UTI Nifty 50 Index Fund passively tracks the Nifty 50 Index, whereas the ICICI Prudential Large Cap Fund is actively managed with the objective of outperforming its benchmark through stock selection.
Gold futures rebound on value buying after steep sell-off
Yellow metal for August delivery increased by 405, or 0.29 per cent, to 1,41,675 per 10 grams in a business turnover of 10,375 lots
Profit booking trims gains; Nifty ends flat after 200-point swing from day's high
BSE Sensex closed at 77,100.47, up 109.25 points or 0.14 per cent, while the NSE Nifty 50 settled at 24,056, gaining 34.35 points or 0.14 per cent
Rupee rises 16 paise to settle at 94.39 against US dollar
Rupee opened at 94.30 against the dollar and traded in the range of 94.13-94.56
For good weather plus softer luxury pricing, aim for April, May, September, or early October.
Sensex, Nifty, Share Prices Highlights: Indian equities ended marginally higher as Sensex and Nifty gained 0.14 per cent each, supported by softer crude oil prices and policy measures to attract inflows, while the rupee edged up and broader markets showed mixed, cautious trading with volatility easing.
Lost money to cyber fraud? RBI's new rules offer compensation of up to 25,000
Customers who lose money in digital banking frauds will get stronger protection under the RBI's revised framework from January 2027. The new rules shift the burden of proof to banks, introduce compensation for small-value frauds and impose stricter complaint-resolution timelines.
Mis-sold a product from your bank? RBI's new framework seeks to fix that
The RBI's new framework bars banks from forcing customers into insurance purchases, links employee incentives to product mis-selling, and mandates explicit consent and full refunds for violations.
Advit Jewels IPO subscribed 149.23 times so far on final day
Strong demand across investor categories
1,800 monthly EPF contributions can build nearly 19 lakh retirement corpus here's how
A small EPF contribution can create significant retirement wealth over time. Investing 1,800 monthly in EPF for 25 years at an 8.25% interest rate can grow into a corpus of nearly 19 lakh through compounding. Here's how.
Gold loans have emerged as a strategic driver of financial inclusion, outpacing all other credit products with 84% growth YoY in FY26, according to an Experian report. It has expanded beyond traditional southern markets to Uttar Pradesh, West Bengal, Rajasthan and Maharashtra.
Waterways Leisure Tourism IPO fully subscribed on final day
The retail investor portion led demand, subscribing 3.63 times to the issue, the non-institutional investor segment was subscribed 0.86 times, while the qualified institutional buyers portion was subscribed 0.20 times
Servotech's 60 kW and 120 kW EV chargers earn BEE's Top 5-Star efficiency rating
The certification is commercially significant for Servotech as government agencies, public sector undertakings, oil marketing companies, and fleet operators increasingly weigh energy efficiency
Avoid tax credit mismatches during ITR filing with the Income Tax Challan Correction Rules 2026. Taxpayers can now correct eligible challan details online, helping ensure accurate tax records, faster return processing and smoother compliance.
Income-tax returns: Here's how to avail the Pay at Bank Counter option available to all taxpayers on the e-filing portal. Taxpayers can select this service while generating the Challan Form. Here's all you need to know
Autos and Healthcare lead Nifty past 24,200 as crude stays near $69
Automobile and healthcare stocks drove the rally, while energy and metals saw selling as crude oil prices neared $6970 per barrel
The opportunity cost of waiting for the perfect entry or exit point
The stock market does not wait for investors to feel ready.
Why most investors underestimate operational risk in crypto investing
Some of the biggest losses in the history of digital assets have had little to do with market movements.
How can Indians invest in Japan, South Korea and Taiwan markets? Key risks and tax rules explained
Japan, South Korea and Taiwan offer Indian investors exposure to some of the world's best-performing markets. While direct investing is legally permitted under the LRS framework, the practical ease of access varies considerably across markets.
Aastha Spintex to raise 170 crore via IPO
The price band has been fixed in the range of 125-136 a share; the issue will open for subscription on Monday and close on Wednesday
ITR-3 vs ITR-4: Who can file, who cannot and how to choose right return form
ITR-3 is for individuals and HUFs reporting business or professional income, as well as income from salary, house property, capital gains or other sources. ITR-4 is for resident individuals, HUFs and firms (other than LLPs) that opt for the taxation scheme under Sections 44AD, 44ADA or 44AE.
BofA initiates coverage on midcap IT stocks: prefers Coforge, turns cautious on Persistent and LTM
The brokerages initiation comes at a time when the Nifty IT index has been under pressure amid concerns that AI-led disruption could trigger a prolonged selloff in the sector
Gold futures drop to 1,41,238/10g, slips below $4,000/ounce
Gold prices on Thursday dropped 32 to 1,41,238 per 10 grams in futures trade amid a fall in spot demand.
STL launches QIP at 613.69 floor price; stock hits upper circuit
Sterlite may offer a discount of up to 5% on the floor price, final issue price will be decided in talks with the book-running lead managers
Post Office savings accounts get Aadhaar e-KYC upgrade to ease deposits and withdrawals
Post Office banking is getting a digital boost with Aadhaar e-KYC transaction facilities. The new rules simplify POSA, RD and SSA deposits and withdrawals, offering paperless services, easier authentication and convenient inter-branch access for eligible customers.
CSM Technologies IPO Day 2: subscribed 0.31 times so far, QIBs yet to bid
The company is seeking to raise 145.78 crore through the IPO and has fixed a price band of 107-113 per share
Income Tax Dept flags swapped deduction claims; 20,000 cases under lens
Tax authorities have identified thousands of cases in which taxpayers allegedly altered deductions or exemptions when revising their returns.
Rupee rises 31 paise to 94.24 against US dollar in early
In the interbank forex market, the rupee opened at 94.30 against the US dollar and strengthened to 94.24, up 31 paise from its previous close
Rajesh Exports stock hits fresh lower circuit as ED alleges FEMA violations, record-keeping lapses
The stock reaction follows the agencys claims that the gold refiner and jewellery manufacturer failed to maintain critical transaction records and could not substantiate several overseas investments and trade settlements.
Nifty reclaims 24,000 as crude slide and chip rally lift markets
The Sensex opened at 77,391.07 and was trading at 77,335.31, up 344.09 points as of 9:20 AM; The Nifty 50 opened at 24,125.85 and was trading at 24,128.30, up 106.65 points
Gold and silver prices today, 25 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Gold languishes near 7-month low as Fed tightening bets boost dollar
Spot gold was down 0.7% at $3,971.08 per ounce, as of 0311 GMT. US gold futures for August delivery lost 0.5% to $3,987
Dearness Allowance in India 2026 explained: Meaning, calculation, taxability and benefits
Dearness Allowance impacts salaries and pensions in India. We explain how DA calculation, taxability, benefits, types and 2026 updates help employees and pensioners manage inflation and plan their finances effectively.
The Mumbai BEST bus employee unions have made multiple demands from the Maharashtra state government regarding salary hike, implementation of the 7th pay commission recommendations, retirement and gratuity payments.
6th vs 7th vs 8th Pay Commission: Why the widening basic pay gap is drawing attention
A widening pay gap is emerging as a key concern for the 8th Pay Commission. While salaries have increased across government services during earlier pay commissions, the rise in top-level basic pay has outpaced that of minimum pay, fuelling demands for a fairer, more balanced compensation structure.
Sensex, Nifty, Share Prices LIVE: Buzzing stocks: Gift Nifty is ruling at 24,100 signals flattish opening while Asian stocks areruling sharply higher, led by Koreas Kospi and Japans Nikkei.
Flat opening seen for Nifty, Sensex ahead of holiday
Gift Nifty ruling at 24,100 signals flattish opening while Asian stocks areruling sharply higher, led by Koreas Kospi and Japans Nikkei.
These dozen stocks will remain in focus on Thursday
Buzzing stocks: Embassy, BDL, Vedanta, Infosys, Airtel, Apis India, Muthoot Capital, Electrosteel Castings, Shilpa Medicare, Texmaco Rail, HCL Tech, Accord Transformers, Hind Copper
Bandhan Bank announced competitive interest rates, raising.fixed deposit rates by up to 20 basis points. Senior citizens can earn up to 7.95% on two-to-three-year deposits.
SEBI eases NISM certification norms for relationship managers, sales executives | Full details here
Sebi has simplified the NISM certification process for sales and non-core staff in investment advisory roles, allowing them to obtain a lighter certification module based on feedback from market participants. This change aims to ease compliance for firms and will take effect immediately.
PMS inflows plunge 84 per cent in May on weaker fresh allocations
Gross inflows fall 44 per cent to 25,714 crore even as industry assets hit 42.5 lakh crore
Markets rebound as global uncertainty eases; crude falls, RBI calms rate hike concerns
Equity markets rebound as easing global uncertainty and falling crude prices boost investor confidence, calming RBI rate hike fears.
I asked ChatGPT if 5 crore is enough to retire in India. Here's what it said
A 45-year-old professional in Delhi estimates that 5 crore can support his retirement. With anticipated post-retirement expenses of approximately 15.8 lakh annually, the corpus exceeds this need, demonstrating the importance of calculating future expenses
Earning 15 LPA? Here's how much you can save in taxes in new and old regime
For salaried individuals earning 15 lakh a year, the choice between the old and new tax regime can significantly affect their tax outgo. Here's a detailed comparison of how much tax you may pay under each regime.
ED flags major irregularities in Rajesh Exports foreign transactions probe
The ED also alleged that over 600 crore may have been siphoned through share manipulation using NRI benamidars.
The analysis shows that while a regular SIP can create significant wealth over the long term, investors who increase their SIP contributions periodically stand a much better chance of building a larger corpus.
The CBDT has revised HRA rules, expanding benefits for taxpayers in major urban areas and increasing compliance requirements. New metro cities added for HRA exemptions could lead to higher tax savings for employees in cities like Bengaluru and Hyderabad under the Old Tax Regime.
Many retirees struggle to enjoy their wealth, often due to ingrained saving habits from an era of scarcity. They prioritize saving for children over personal comfort, leading to diminished quality of life.
Should NRIs in Dubai use a UAE foundation for succession planning?
A UAE foundation can help NRI HNIs preserve and transfer family wealth efficiently through a separate legal structure, but it should be integrated with a local will and a broader estate plan.
Nifty rebounds over 200 points as falling crude and trade deal optimism lift sentiment
Banking and IT stocks led the rally, while broader markets also posted gains
Room rent cap, co-pay, deductibles - Hidden policy terms that impact hospital bill payouts
Health insurance buyers often overlook important policy clauses that can impact claim payouts, such as co-payments and exclusions. Understanding these details is essential to minimize out-of-pocket expenses during hospitalization.
Harshad Mehta scam lessons: 5 investing mistakes retail investors still make today
Markets change, but human behaviour rarely does. The Harshad Mehta scam highlights five timeless investing lessons on due diligence, discipline, risk management and avoiding herd mentality, that can help investors make smarter financial decisions in today's stock market.
JPMorgan report highlights Indias growing AI readiness, ranking it third globally after the US and China. While the US leads in AI infrastructure and innovation, China is gaining ground with cost-efficient models.
Andhra Pradesh CM Naidu inaugurates Indias first private gold mine in Jonnagiri
Geomysore Services invests 405 crore in project; to take up second phase of gold processing unit
India's urban evolution over two decades showcases expanding metro networks, startup hubs, and smart infrastructure. A survey evaluates cities based on safety, education, employment, and cost of living to identify the top 10 best cities to live in India by 2026.
Sensex Today, Nifty 50 | Stock Market Highlights: Indian benchmark indices staged a strong recovery on Wednesday, with Sensex rising nearly 800 points and Nifty reclaiming the 24,000 mark. Gains in banking and IT stocks, along with easing crude oil prices, lifted investor sentiment.
What policyholders can do when critical illness claim for meningitis is rejected
A well-documented case supported by proper medical evidence can often help policyholders secure rightful claim benefits
Do SIP dates affect returns? 28-year Sensex study gives a clear answer
Across all 28 dates studied, average 10-year SIP returns ranged narrowly between 13.36% and 13.42%, indicating that the timing of a monthly SIP has no impact on long-term investment performance.
E20 is in your tank. Is your insurance policy keeping up?
Indias shift to E20 fuel hasnt changed motor insurance policies. For owners of older vehicles, the real risk lies in engine damage that may fall outside standard policy cover.
How income tax clubbing provisions on gifted money can work in your favour
A recent tax tribunal ruling highlights how income tax clubbing provisions can help taxpayers reduce their tax liability.
NPS update: PFRDA allows govt entities to use PoP services for 500 annually
Government entities facing operational and technical challenges in managing NPS functions can continue availing PoP services. PFRDA has fixed the charge at 500 per subscriber a year, effective immediately.
Can the tax department deny TDS credit if your employer defaults? ITAT answers
A recent Mumbai ITAT ruling has brought relief to salaried taxpayers facing tax demands due to their employer's failure to deposit TDS. The tribunal held that an employee cannot be penalised for an employer's default once tax has already been deducted from salary.
Markets claw back losses; Trent, IndiGo surge as Bajaj Auto, Maruti drag
Private banks and retail stocks lead broad-based rebound amid volatility
PFRDA launches Pension Sahayak portal: File NPS grievances via mobile number, OTP in 22 languages
Pension complaints are now easier to resolve with the Pension Sahayak portal. PFRDAs AI-powered platform offers multilingual support, voice-based grievance filing, transparent tracking and faster complaint resolution, creating a more efficient pension grievance system for NPS subscribers.
Sensex jumps over 775 pts led by banks, financial rally
At 12.40 pm, Sensex traded 625.54 points or 0.82 per cent positive at 76,826.22, and Nifty 50 increased by 151.85 points or 0.64 per cent to 23,975.95.
Form 15G vs Form 15H explained: Who can submit these forms to avoid TDS on interest income?
Form 15G and Form 15H are self-declaration forms that allow eligible taxpayers to receive interest income without TDS deduction. Form 15G is meant for resident individuals below 60 years of age, while Form 15H is for resident senior citizens aged 60 years and above.
Diamonds are forever. Their value isn't.
Diamonds may hold emotional value, but they rarely hold their worth in the secondary market.
EPFO update: How to check EPF balance, employer contribution and FY 2025-26 interest credit
A small EPF check today can protect your retirement savings tomorrow. Track EPF interest, monitor PF balance and verify employer contributions regularly to ensure timely deposits, accurate account records and better financial security for the years ahead.
8th Pay Commission: 5 major NC-JCM reforms could reshape central government jobs
A major push for change, the 8th Pay Commission is reviewing five key cadre management reforms proposed by NC-JCM. The recommendations focus on equal pay, faster promotions, vacancy filling, recruitment improvements and better career growth for central government employees.
Honasa shares slip 3% after it announces acquisition of nutraceuticals maker Fluence Pharma
The stock opened higher at 429.05, before declining sharply, with sell orders outpacing buys roughly 70-30
Gold slips to two-week low as Fed rate-hike bets buoy dollar
Spot gold fell 1.1% to $4,064.01 per ounce, having earlier hit its lowest since June 11. U.S. gold futures for August delivery declined 1.7% to $4,080.80.
Foreign portfolio investors pour 35,000 crore into Indian bonds in June after tax exemption
FPI holdings in FAR securities stood at 3.58 lakh crore on Tuesday, up from 3.23 lakh crore on June 3
Zydus Wellness sets up EU subsidiary in Ireland to expand vitamins business
Zydus Wellness (EU) Ltd has been incorporated through the company's UAE-based subsidiary, Zydus Wellness International DMCC
Gold and silver prices dropped marginally in India's retail market on June 24. MCX gold futures decreased by 1.17% to 145,060 per 10 grams, while silver declined by 0.39% to 2,25,490 per kg amid mixed Asian tech stock performance.
Think you don't need to file an ITR? Check these 9 triggers first
ITR filing is not determined only by income levels or tax liability. Several financial transactions and asset holdings can independently trigger a mandatory return filing requirement.
Rupee falls 10 paise to 94.86 against US dollar in early trade
A sharp decline in global crude oil prices and FII inflows supported the local unit to prevent a sharper decline, forex traders said
Markets open cautiously; Tech stocks lead gains, Bajaj Auto drags
Sensex, which closed at 76,200.68 on Tuesday, opened at 76,229.76 and was trading at 76,338.00, up 137.32, as of 9.17 AM. Nifty 50, which ended at 23,824.10, opened at 23,795.80 and was quoting at 23,856.55, up 32.45 points
Does NAV matter when choosing a mutual fund? Here's what experts say
NAV is one of the most visible figures in mutual fund investing, but often the most misunderstood. Experts explain why it should not drive investment decisions.
