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When should you exit a mutual fund? Watch these 5 warning signs
A weak year alone is not a reason to sell a mutual fund. But persistent benchmark underperformance, style drift and rising risk levels may signal deeper problems. Here are five indicators investors can use to determine whether a fund still deserves a place in their portfolio.
I asked ChatGPT for Indias best work-from-home locations. The answer went far beyond Goa and Manali
If you have the luxury of a laptop and a decent Wi-Fi connection, the world is quite literally your office. Here are the top 20 locations ChatGPT, beyond Goa and Manali:
I asked ChatGPT how to save 20% of my salary without giving up eating out | Here's what it planned
A 25-year-old Delhi professional seeks to save 10,000 monthly from a 50,000 salary. Strategies include meal planning, setting a monthly food budget of 12,000, and limiting dining out and food delivery to 5,000, while automating savings for financial stability.
FCNR accounts offer tax-free interest income in India and attractive returns for NRIs. Here's how you can use a leverage strategy to boost returns, along with a look at the risks associated with it.
Ahead of the 8th Pay Commission, employee bodies propose changes to gratuity rules, including a higher ceiling and revised calculations. Proposals include raising the cap to 50 lakh, periodic reviews, and better death benefits, reflecting a need for modernization in gratuity provisions.
ITR filing 2026: Only earning rental income? Check if you still have to file tax return
Rental income can be the sole earnings for taxpayers, especially retirees or property owners. Even without regular employment income, filing an income tax return is necessary. Tax obligations depend on various factors, including rental income amount, deductions, and overall tax position.
One swipe at a time: How credit cards are stealing your financial future
Credit cards offer convenience, rewards and flexibility. But behavioural biases, hidden spending triggers and high-interest debt can quietly erode savings and long-term wealth creation.
Form 16, divided into Part A and Part B, is essential for salaried employees to prove tax deductions from their salary. Part A details employer and employee information, while Part B gives a detailed salary breakdown.
Paused mutual fund investments during the war? Experts suggest what to do now
For investors who have remained on the sidelines, experts say the bigger risk may not be short-term volatility, but allowing cash positions to remain uninvested for too long while waiting for perfect conditions that rarely arrive.
Sensex, Nifty, Share Prices Highlights: Indian shares closed higher on Tuesday, advancing for a third straight session, as a preliminary U.S.-Iran peace deal cooled oil prices and improved risk appetite.
Stick with something long enough and you will do ok: Bruce Keith
We have applied for an AIF licence and intend to launch our first fund this year, says Keith, CEO and Co-founder of InvestorAi
Sovereign gold bond redemption tax rules: Do you need to declare it while filing ITR?
Sovereign gold bonds offer exposure to gold without storing physical bullion, issued by RBI. Investors must be aware of the tax implications, as capital gains exemption applies only for original subscribers holding until maturity. Details here.
As per CEA projections, India is expected to add 683 GW capacity by FY36E, of which 600 GW would be non-fossil based capacity
HCLTech shares gain after 1,427 crore investment in Sarvam AI
The company had said it will acquire 41,421 equity shares in Axonwise Private Ltd, the parent entity of Sarvam AI, for a 10.46 per cent stake through a 100 per cent cash consideration.
Make your salary-based personal loan work for you: 5 smart borrowing tips for fixed-income earners
Fast access to credit is reshaping borrowing as salary-based personal loans offer flexible funding and customised repayment plans. However, understand the basics and discuss with certified financial advisors before applying for such loans.
Gold firms as US-Iran deal cools rate hike bets ahead of Fed meeting
Spot gold was up 0.8% at $4,341.39 per ounce at 0851 GMT
Cape Verde offers a unique travel experience for adventurous Indians, but its expensive and logistically complicated. The island nation has gone viral after its FIFA World Cup 2026 debut against Spain.
Nifty could hit 27,000-28,000 in CY26, says Monarch Networth; bullish on banks, telecom stocks
The brokerage estimates Nifty earnings per share (EPS) at 1,251 for FY27 and 1,443 for FY28, underpinning its positive outlook on Indian equities
Why your investment plan is only half complete without an exit strategy
Investors spend years building wealth but often ignore how it will be withdrawn. A sound redemption strategy can matter as much as fund selection in achieving financial goals.
Home loan overdraft vs regular loan: When a higher interest rate can still save you lakhs
A home loan overdraft lets borrowers park surplus cash against their loan while retaining access to it. Here's when the potential savings outweigh the higher interest rate.
FPI selling in BFSI: Why retail investors should focus on asset allocation over market timing
FPI selling in BFSI may trigger market volatility, but disciplined asset allocation and diversification can help investors manage risk, stay invested and build long-term wealth steadily.
ITR filing 2026: Do influencers have to pay tax on gifts, freebies and barter collaborations?
Social media creators now receive non-cash compensation like products and trips in addition to cash from brands. Although these benefits arent direct payments, they have tax implications based on their fair market value. Details here.
US Treasury-focused mutual funds emerge as top performers among debt funds
MFs that invest in international FoFs with direct exposure to US Treasury bonds have gained 5.4% so far in 2026 and 14.4% over the one-year period, the best performance in the fixed income category.
Want to invest in US stocks? Zerodha, Groww, Upstox and Angel One get key approval
Zerodha, Groww, Angel One and Upstox have received approval to offer international and US stock investing through GIFT City. The services are expected to be rolled out in the coming months after technology and compliance requirements are completed.
Led by US, exits from gold ETFs continue for the 5th week in a row
Last week, outflows were a record high for the year so far, as investors chose to cash out over $4 for every $1 inflow in these physically-backed funds
Earlier in the day, Sensex had climbed 460 points to 76,724.62, while Nifty 50 rose 124 points to 23,977.80, supported by a rally in global equities and cooling oil prices following the peace agreement between the US and Iran.
Sify Infinit puts 3,700 crore IPO on hold
Sify Infinit Spaces, the first pure-play Indian data centre operator to pursue a public listing, was seeking a valuation of as much as $4.2 billion in the proposed offering.
Its deferred, not abandoned, awaiting right window: SIS on IPO plan for cash logistics biz
In the latest annual report, the company said he intent (for IPO) is unchanged, adding that it has already filed the draft red herring prospectus (DRHP) for SIS Cash Services
ULIP income tax rules explained: Exemption criteria and how to report gains in ITR
The Union Budget 2025 expands the tax rules for ULIPs. Now, ULIPs with premiums beyond 10% of policy value are taxable. Maturity proceeds for policies issued from 1 February 2021 are no longer tax-exempt, unless received after an investor's death.
EPFO 3.0 update: UPI and ATM-based PF withdrawals, limits, rollout timeline and key changes
EPFO 3.0 will enable UPI and ATM-based PF withdrawals, increase limits, speed up claims processing and simplify access to provident fund savings. Here are the latest updates, recent developments and upcoming changes.
ITR filing AY 2026-27: Complete guide to income tax slabs for senior and super senior citizens
Under the Income Tax Act, a senior citizen is defined as a resident individual aged 60 years or older, but less than 80 years during the previous year. A super senior citizen is a resident who is 80 years of age or older. Here are the income tax slabs applicable to senior and super senior citizens.
Peak XV-backed HomeLane plans India IPO within two years to fuel expansion
The Bengaluru-based company, which bought rival Design Cafe in 2024, plans to step up investments in AI
US-Iran peace deal: Is it time to reduce gold & US fund exposure? Experts answer
The US-Iran peace agreement has eased concerns around oil prices and currency volatility. Experts say investors should review allocations to gold and international funds, but avoid making abrupt portfolio changes.
Why chasing last year's top-performing mid and small-cap funds keeps investors one step behind
The market's top-performing segment doesn't follow a rotation you can predict or systematically exploit. Large-caps lead one cycle, small-caps dominate the next, mid-caps have their moment - and none of it arrives on a schedule you can front-run by looking at last year's returns.
GIC Re shares tumble 6% as govt launches OFS to divest up to 5% stake
The decline came after the company informed stock exchanges on Monday that the govt plans to sell up to 2% stake, equivalent to 3.51 crore shares, through an OFS on June 16-17, 2026
BSE Sensex climbed 411.62points or 0.54% to 76,675.95 at 9.32 am after opening at 76,526.77; NSE Nifty 50 increased by 98.70 points or 0.41% to 23,952.60 after opening at 23,923.90
Rupee rises 5 paise to 94.53 against US dollar in early trade
On Monday, the rupee strengthened 60 paise to settle at 94.58 against the US dollar
MCX gold rate today for August futures contracts was trading 0.09% higher at 1,53,060 per 10 grams. MCX silver futures, on the other hand, were trading 0.4% lower at 2,51,130 per kg. Check the retail rates in your city.
Super 30 founder Anand Kumar launches free global learning platform Super Infinity
Education costs are rising rapidly. To ensure their children receive a good education, parents take out personal loans and fall into debt. Anand Kumars Super Infinity offers free maths lessons, exam preparation and innovative learning tools to help students succeed without added financial burden.
Sensex today | Stock Market Live: Stock to buy today: Elecon Engineering Company
Sensex, Nifty, Share Prices LIVE: The short-term outlook is bullish for Elecon Engineering Company. The stock has been in a good uptrend since April. The rise on Monday has taken the share price well above a key intermediate resistance level of 545. It also indicates that the upmove could be gaining momentum. Moving average crossovers on the daily chart also strengthens the bullish case.
Nischa Shah left 200,000 banking career to build a $1 million YouTube business- here's her story
Nischa Shah walked away from a high-paying career, gave up a six-figure bonus and turned a YouTube side hustle into a business generating more than $1 million annually.
Planning a family vacation in India during June requires carefully balancing the desire for pleasant weather against the reality of the Indian monsoon.
US-Iran agreement: Rupee touches 5-week high
The rupee closed stronger at 94.71 per US dollar, up 40 paise against the previous close of 94.11.
Gem, jewellery exports dip 2% on gold supply shortage, weak demand
Uncertainty over Iran war adds to the growing uncertainty
Gifting money to an NRI child: how is TCS calculated under LRS, and can you claim a refund?
A 25 lakh gift to an NRI daughter is tax-free in her hands, but the remittance may attract TCS under LRS. Here's how the rules differ for overseas and NRO transfers.
Got your Form 16 from employer? Here's what you should check before filing ITR
Form 16 forms the basis of income reporting in ITR. It is important to verify the details mentioned in it, including total income, tax deducted at source, exemptions, and deductions claimed during the financial year.
Can EPFO recover PF money after employers violation? Telangana HC delivers key ruling
The Telangana High Court has ruled that EPFO cannot recover provident fund dues from an employee for an employer's alleged violation of EPF rules. The court said liability for transferring PF accumulations after surrender of the exemption rests with the employer and trust.
Why salaried taxpayers should not file ITR without Form 16: Key risks explained
According to Mrinal Mehta, Joint Secretary at Bombay Chartered Accountants' Society, while filing without Form 16 is legally permissible, it can expose taxpayers to several reporting risks if proper precautions are not taken.
China vs Russia I asked Gemini which international solo trip is best under 1.5 lakh
If you want a trip where you can easily afford comfortable hotels, take high-speed trains across the country, eat wherever you want, and still have cash left over, choose
Sensex, Nifty, Share Prices Highlights: Benchmark equity indices ended higher for the second consecutive session on Monday, although they pared some gains in the latter half of the session amid profit booking. BSE Sensex settled 736.38 points, or 0.97 per cent, higher at 76,264.33 after touching an intraday high of 76,821.07. The Nifty 50 ended up 231 points, or 0.98 per cent, at 23,853.90 after hitting a high of 24,011.40.
Rupee rises 47 paise to settle at 94.71 against US dollar
At the interbank foreign exchange, the rupee opened at 94.70 against the US dollar and traded in the range of 94.45-94.77; it settled at 94.71 (provisional), up 47 paise from its previous close
Section 143(2) explained: Why the Income Tax Department may scrutinise your ITR this year
Sharp clarity on Income Tax scrutiny notices under Section 143(2) shows how returns are selected for verification, deadlines for notices, and compliance checks ensuring accurate tax filings and documentation. Check complete details now.
RBI flags rising money mule fraud: Why sharing your bank account can be dangerous
Banks and regulators are warning about the risks of money mule accounts in online fraud as digital transactions rise. The RBI advises customers to safeguard their accounts and be cautious of suspicious requests, as fraud cases remain a significant concern in the banking sector.
Why FCNR deposits at 6-7.1% rates are attractive for NRIs
For most NRIs, the right way to use this window is to use their disposable savings to make a deposit for three to five years and leave the leverage to those equipped for its risks.
Gold curbs won't work. Financial innovation will
India's instinct to curb gold imports via higher duties and moral appeals is self-defeatingit drives up domestic prices, spurs exchange-traded fund inflows, and increases physical bullion demand. The solution is to shift gold ETFs to derivatives-backed structures to mobilise domestically held gold.
Silver jumps over 6,000 in futures trade as US-Iran deal boosts sentiment
In the past week, silver fell 2,351, or nearly 1 per cent, to 2.46 lakh per kg
Suzlon shares gain as brokerages back renewable energy expansion strategy
The stock traded at 56 on the NSE at 2.37 pm after touching an intraday high of 56.78 from the previous close of 55.08
Real-time lending: Why modern digital infrastructure is the future of credit
The lending industry is shifting to real-time infrastructure to meet borrower demands for speed and data security. APIs and modern platforms enable quick access to financial data, enhancing risk management and customer experiences.
Today marks the final day for stakeholders to submit their memorandum to the 8th Pay Commission. Major proposals include increasing gratuity payouts to 75 lakh and a revised calculation formula for government employees.
EPF Interest 2026: When will 8.25% interest be credited to your account?
Subscribers can track whether the annual interest has been credited through the EPFO passbook portal by logging in with their Universal Account Number (UAN).
Gold futures rise to 1.52 lakh/10g as US-Iran deal lifts investor sentiment
On MCX, the yellow metal for August delivery jumped 2,242, or 1.49% to 1,52,770 per 10 grams in a business turnover of 8,948 lots.
FD holder dies without nominee or will? Heres how families can claim the money
A missing nominee or will can delay access to savings. Understand how legal heirs can claim fixed deposits, the documents required, and the process banks follow after a depositor's death.
Sensex sustains over 76,400 mark, realty, auto, financials lead rally
At 1 pm, Sensex rose by 898.03 points to 76,425.98, reaching an intraday high of 76,821.07; Nifty 50 gained 275 points to 23,897.90
What are mutual funds buying? ICICI Bank, Lenskart, Gujarat Gas among top picks
Mutual funds increased exposure across a mix of banking, digital and energy stocks in May. Here's a look at the large-, mid- and small-cap names that attracted the highest inflows.
SBI shares rise, Jefferies sees 28% upside
The stock traded at 1,029.45 on the NSE at 12.15 pm, after hitting an intraday high of 1,034, compared with its previous close of 1,017.15
Average maturity shows when the fund's underlying bonds are expected to mature, macaulay duration indicates how long it takes to recover the investment through cash flows, and modified duration measures how sensitive the fund's NAV is to changes in interest rates.
Home loan rates start at 7.15% this June 2026, giving borrowers a chance to cut borrowing costs by carefully comparing lenders, charges, repayment options and loan features.
Parag Parikh vs HDFC Flexi Cap Fund: Returns, risk, expenses, and portfolio holdings compared
Parag Parikh Flexi Cap Fund currently leads the category with an AUM of 1.41 lakh crore, followed closely by HDFC Flexi Cap Fund at 1.01 lakh crore. While HDFC outperformed across the 1-year, 3-year, and 5-year periods, Parag Parikh Flexi Cap Fund delivered better returns over the 10-year horizon.
Gold extends gains after US, Iran reach peace deal
The pact will be officially signed on Friday in Switzerland, Pakistani Prime Minister Shehbaz Sharif said
Book profits or stay invested at market highs? Historical data may settle the debate
The analysis of 25 years of rolling market data suggests that remaining fully invested in equities gave better long-term returns rather than systematically transferring gains to debt after reaching pre-defined profit targets or market highs.
The Annual Information Statement (AIS) provides taxpayers with a comprehensive and consolidated view of their financial data. It includes the taxpayer's TDS and TCS details, specified financial transactions (SFT), tax payments, demand and refund records.
Asian stocks surge on US-Iran peace deal and Strait of Hormuz reopening
Oil prices tumble as benchmarks in Tokyo and Seoul gain over 5% amid easing geopolitical tensions
US-Iran peace deal: Rupee perks up 54 paise in trade so far
The Indian currency is trading at 94.5725 per USD, up 54 paise from the previous close of 95.11
Sensex jumps 1,300 points, Nifty reclaims 24,000 as Iran-US peace deal cools oil prices
Sectorally, realty, financial and banking stocks led the gains, while all sectoral indices except pharma and healthcare traded in positive territory
Vedanta lists 4 demerged entities
Vedanta demerges four businesses, listing aluminium, oil and gas, power, and steel as separate entities on stock exchanges
Gold prices rose on 15 June due to optimism following a US-Iran peace deal. MCX gold for August futures increased by 1.71% to 1,53,490 per 10 grams, while silver rose 0.94% to 2,53,520 per kg amidst volatile equity markets.
8th Pay Commission developments: Key updates include consultation visits, an extended memorandum deadline and stakeholder outreach across multiple states. Here are the latest updates from the official website.
Razorpay files confidential IPO papers, eyes $600 million-plus public issue
Razorpay is reportedly targeting a valuation ranging between $5 billion and $6 billion
Gift Nifty signals strong opening as Iran-US deal lifts global market sentiment
Analysts expect improved risk appetite, foreign inflows and a broader market recovery
8th Pay Commission: 15 June marks key compliance deadlines, including the submission of memoranda, advance tax payments and Form 16 issuance affecting employees, pensioners and taxpayers.
16 stocks including RIL, TCS, Tata Motors, Meesho, Hexaware and JSW Energy in focus
Indian markets are likely to track a host of corporate developments on Monday, with Reliances Jio Platforms, Tata Motors, Meesho, IT companies, energy firms and infrastructure players in focus after key business announcements.
Sensex today | Stock Market Live: Stock to buy today: Kotak Mahindra Bank
Sensex, Nifty, Share Prices LIVE: The stock of Kotak Mahindra Bank has been rallying since early April as it found support at 350. Last week, it extended the uptrend and posted a gain of nearly 7 per cent. Consequently, it made a higher high and also broke out of resistance levels at 393 and 400, opening the door for further rally.
Why these 8 pharma and healthcare stocks will be in focus on Monday
Pharma and healthcare stocks are likely to remain in focus on Monday as companies announce key developments, including new drug launches, regulatory updates, strategic partnerships and expansion plans
Dollar falls to 10-day low after US-Iran peace deal
The euro, sterling and Australian dollar strengthened, though markets remained cautious over the pace of the deals implementation and the reopening of the Strait of Hormuz
NRIs who become tax residents in India can defer tax on foreign retirement accounts until withdrawal by filing Form 40. This applies to accounts in the US, UK, Canada, and Australia, and offers relief from accrual taxation. Details here.
Tax-free income in India: 5 sources every taxpayer should know about
Certain income types are exempt from taxation under the Income Tax Act, helping taxpayers minimize their tax liabilities. Here are some options you can consider.
ICICI Lombard warns that car insurance claims for damage from E20 fuel in older, non-compatible vehicles may be rejected, as such usage could be seen as negligence. Details here.
Can mutual fund gains be used to repay a home loan and claim Section 54F exemption?
Home-loan repayment is not eligible for Section 54F relief, if the property was purchased outside the prescribed time window.
Rupee level not a threshold, exchange rate a shock absorber: CEA Nageswaran
Attempting to rigidly defend a particular level could be counterproductive for the wider economy, says Nageswaran
