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Missed Subhadra Yojana? Here are alternative welfare schemes available in Odisha

Odisha has several welfare schemes aimed at empowering women through financial assistance and social support, including Lakhpati Didi Yojana and MAMATA. Details here.

Livemint 3 May 2026 12:54 pm

Gold, silver prices today: Check retail rates of 24K, 22K gold, 999 silver on 3 May in Delhi, Mumbai, Kolkata, others

On May 3, gold prices in India remained stable, silver prices also showed limited movement. Check retail rates of 24K, 22K gold, 999 silver in your city.

Livemint 3 May 2026 10:52 am

I asked ChatGPT: SIPs, stocks, or fixed deposits where to invest for maximum return? Answer was shocking

As a 22-year-old salaried person with a student, here's how you can build wealth by investing smartly. AI recommends this when asked about investing in SIPs, stocks, or fixed deposits for the best returns with minimum risk.

Livemint 3 May 2026 10:42 am

Smart spending: Here's how you can save money without sacrificing fun

Effective money management involves budgeting, debt management, tracking expenses, and distinguishing needs from wants. Here's a few steps you can adopt to ensure financial security and future savings.

Livemint 3 May 2026 8:50 am

Transactions where PAN is mandatory in India: Full list after form 97 replaces form 60

Starting April 1, 2026, the Income Tax Act mandates quoting a PAN for numerous financial transactions, replacing Form 60 with Form 97. Here's a list of transactions where PAN is mandatory.

Livemint 3 May 2026 8:47 am

How your credit score impacts home loan approval and what score you need for the best deal Explained

Home loans require lenders to assess creditworthiness, with credit scores significantly influencing approval and interest rates. A score above 750 is ideal, while scores below 700 may lead to higher rates or even rejection. Details here.

Livemint 3 May 2026 8:44 am

Section 80C income-tax relief: From PPF to EPF and NPS Here's which investment options give you 1.5 lakh deduction

Taxpayers can rely on Section 80C of the Income-Tax Act to reduce their tax liability through deductions of up to 1.5 lakh in a financial year. Here are the investment options you can choose from:

Livemint 2 May 2026 10:33 pm

2008 housing crash fears resurfaces but can buyers really follow Dave Ramseys 25% mortgage rule in 2026?

Concerns about a housing market crash are growing among Americans as mortgage rates rise and inflation increases. Financial experts recommend keeping housing costs below 25% of income, though this is becoming difficult with rising home prices. However, a major crash like in 2008 seems unlikely.

Livemint 2 May 2026 9:02 pm

DA: Highest Dearness Allowance increase of 11% was in 2021 in the 7th CPC Here's how much hikes have been announced

DA hike: The highest hike for Dearness Allowance of central government employees came in 2021 with an 11% increase from the central pay commission. Here's a look at what increments have been announced over the past few years

Livemint 2 May 2026 8:13 pm

8th CPC: What is the role of pay commissions in calculation of Dearness Allowance?

8th central pay commission: The government appointed panel determines Dearness Allowance hike, fitment factor and other allowances for central govt employees. Here's what role it plays in the decision process

Livemint 2 May 2026 7:04 pm

CDSL Q4 profit slips to 80 cr, demat accounts cross 18 cr

For the full 2025-26 fiscal, net profit dips to 455 crore from 526 crore in the previous 2024-25 financial year

The Hindu Businessline 2 May 2026 6:50 pm

Bank deposit risk explained: What happens to your money if a lender fails to return it?

Bank deposits are generally safe, but in case of bank failure, only 5 lakh per depositor is insured under the DICGC. This coverage applies to all accounts in a bank, with specific exclusions for certain deposits. Details here. 

Livemint 2 May 2026 6:06 pm

Tax-saving FDs vs regular FDs: Interest rates, lock-in and tax benefits compared

Fixed deposits (FDs) are favored for stable returns, with banks in India offering rates up to 7%. Tax-saving FDs provide deductions under Section 80C but have a 5-year lock-in. Interest rates vary, with senior citizens receiving higher rates.

Livemint 2 May 2026 5:05 pm

FPIs pull out 13,944 crore in holiday-shortened week, equities hit hardest

While outflows showed signs of moderation towards the end of the week, global headwinds, rising crude prices, and geopolitical tensions continued to weigh on sentiment

The Hindu Businessline 2 May 2026 5:00 pm

Sovereign Gold Bonds: RBI announces redemption price for 2018 series payable on 4 May; here's how much you gain

The RBI has set the final redemption price for its Sovereign Gold Bond 2018-19 Series-I at 14,901 per unit, payable on 4 May 2026. Investors could see gains of nearly 386% from the issue price of 3,114 per unit.

Livemint 2 May 2026 3:51 pm

Income tax: How much cash can you deposit to prepay home loan principal without attracting I-T notice?

Income tax rules discourage cash transactions, limiting annual deposits to 10 lakh. Experts recommend using savings accounts for cash deposits

Livemint 2 May 2026 3:07 pm

How to claim stuck NPS funds with interest? Step-by-step guide for subscribers

Unclaimed National Pension System contributions can be retrieved through a mechanism specified by the Pension Fund Regulatory and Development Authority. Full details here.

Livemint 2 May 2026 3:03 pm

Family floater vs separate policy: Whats best health insurance policy for your elderly parents?

Family floater health insurance premiums are primarily calculated based on the age of the eldest member covered. Other key factors are - sum insured, medical history of family members, and family size 

Livemint 2 May 2026 1:54 pm

PPF maturity rules: What investors should do when their account matures?

As PPF accounts reach maturity, holders must choose to withdraw the total amount, extend for five years, or continue without extra deposits. Here's what each option offers.

Livemint 2 May 2026 12:31 pm

Estate planning: How is fathers property divided among sons and daughters? Can a sister claim her brothers property?

A married woman's share in ancestral property is influenced by laws, family dynamics, and social norms. Key laws - the Indian Succession Act and Hindu Succession Act emphasise equal rights for daughters and sons in inheritance matters.

Livemint 2 May 2026 12:15 pm

Why has my 90 lakh home loan's principal reduced by only 6 lakh despite paying 60 EMIs? I asked ChatGPT

I asked ChatGPT why the principal of my 90 lakh home loan hasn't decreased much despite paying off 45 lakh via 60 EMIs. Here is what AI said.

Livemint 2 May 2026 11:27 am

25-year old techie shares how he built a 20 lakh portfolio in 3 years while earning under 10 lpa

A 25-year-old tech professional built a 20 lakh investment portfolio in three years on a salary under 10 lakh. He attributed his success to disciplined saving, investing 80-85% of his income, and living with parents to minimize expenses.

Livemint 2 May 2026 11:03 am

Gold monetisation scheme: Govt plans e-gold units to unlock idle gold, boost liquidity

Proposal to offer dematerialise units of idle physical gold for future fast-track sales, loans and jewellery conversion. Move to unlock idle gold in India to reduce import and foreign exchange drain

Livemint 2 May 2026 10:18 am

Gold, silver prices today: Check retail rates of 24K, 22K gold, 999 silver on May 2 in Delhi, Mumbai, Pune, others

Gold and silver prices remained stable in India's retail market on Saturday, May 2. Check retail rates of 24K, 22K gold, 999 silver today in major cities of the country.

Livemint 2 May 2026 10:04 am

How long should term life insurance coverage last for family protection - 55 or 80? Expert weighs in | An FAQ

If you have children especially a young family a popular rule of thumb is to choose a term long enough to see them out of the house and through college.

Livemint 2 May 2026 9:44 am

6 personal finance mistakes to avoid in May 2026 for a stronger financial future

Avoid costly personal finance mistakes in May 2026 for stronger financial growth as poor planning, emotional investing and debt misuse can erode long term wealth stability and returns.

Livemint 2 May 2026 9:40 am

8th Pay Commission: What you need to know about regional visits, deadline extensions, and policy meeting outcomes

Fresh developments around the 8th Pay Commission updates include regional visits, extended deadlines, and key meetings shaping pay, pension, and allowance reforms for central government employees, pensioners, and associated stakeholders across India. 

Livemint 2 May 2026 9:23 am

New income tax rules for doctors: Who needs to maintain Form 25 and why

It is a prescribed daily case register required to be maintained by practitioners of any system of medicine under Rule 46(6) of the Income Tax Rules, 2026.

Livemint 2 May 2026 7:38 am

Bank holiday today: Are SBI, HDFC Bank, and other banks closed on Saturday, May 2?

Banks in India are open today, May 2, 2026, as it is the first Saturday of the month. They will be closed on May 9, May 23, and May 27 as per the RBI's holiday schedule. Online banking and ATMs remain operational during holidays.

Livemint 2 May 2026 6:14 am

I asked ChatGPT: SIP or home loan prepayment what's better? The answer was surprisingly logical

As a 40-year-old married person with one kid, here's how you can repay your home and car loans while investing in SIPs. Follow this balanced approach to secure financial stability in the long run, as AI said.

Livemint 2 May 2026 6:02 am

Are you paying active fees for a passive fund?

Active share helps you spot whether your active fund is actually just tracking the index at a higher cost.

Livemint 1 May 2026 5:40 pm

Should you replace 5 credit card EMIs with 1 personal loan? ChatGPT explains

I asked ChatGPT if I should consolidate 5 credit card EMIs into a single EMI by taking a personal loan. Check what the AI chatbot said: 

Livemint 1 May 2026 4:28 pm

ITR filing 2026: Who can claim meal card benefit before 31 July deadline? Rules explained

The revised tax treatment for employer-provided meal benefits raises the tax-exempt value to 200 per meal from 50, effective 1 April 2026. Here's who can claim it. 

Livemint 1 May 2026 4:19 pm

5 powerful personal finance books to read this weekend to transform your money mindset and attain financial freedom

Transform your mindset with powerful personal finance books that build wealth habits, sharpen money decisions, and guide you towards long-term financial freedom through simple, practical and timeless investing principles.

Livemint 1 May 2026 3:22 pm

1 crore in 15 years: I asked ChatGPT how to plan my SIP as an Engineer from Bengaluru; Check realistic results from AI

For a Bengaluru-based Software Development Engineer who is starting out in her/his career, aims to accumulate a corpus of 1 crore in 15 years. Here's how to do it with SIP plans, as suggested by ChatGPT.

Livemint 1 May 2026 2:51 pm

Dividends, bonus shares and buybacks taxation in India: Rules, rates and reporting process explained

Income from the stock market is taxed based on its type: dividends are taxed as income, and bonus shares are taxed differently upon sale. Here are the tax rules for dividends, bonus shares, and buybacks.

Livemint 1 May 2026 2:43 pm

India Post Payments Bank launches SHG savings account: Zero balance, zero charges; key features, benefits explained

Boosting rural financial inclusion, India Post Payments Bank launches SHG Savings Account to empower women-led SHGs with zero balance banking, doorstep services and secure savings across India.

Livemint 1 May 2026 2:03 pm

Can you go to jail for cheque bounce? Section 138 explained

Can a cheque bounce land you in jail? Check what Section 138 of the Negotiable Instruments Act covers: the legal process, penalties, and how to protect yourself.

Livemint 1 May 2026 12:59 pm

Gold heads for weekly loss on oil-driven inflation concerns

Spot gold slipped 0.1% to $4,614.98 per ounce at 0436 GMT, marking a potential weekly loss of about 2% and a one-month low on Wednesday

The Hindu Businessline 1 May 2026 11:19 am

Bajaj Finance hikes FD rates by up to 45 bps from 1 May; senior citizens get up to 7.75% check details

Bajaj Finance FD rates have jumped to 7.40%, offering higher returns for long-term investors, while senior citizens can now earn up to 7.75% with improved tenure flexibility. Check out the complete details and consult certified financial advisors before investing. 

Livemint 1 May 2026 11:13 am

Markets shut today for Maharashtra Day after sharp losses, trading to resume May 4

The market holiday comes a day after benchmark indices ended Thursdays session with notable losses, capping a volatile trading day influenced by global pressures and rising geopolitical concerns

The Hindu Businessline 1 May 2026 9:29 am

SEC approves Nasdaq options tied to index-based prediction contracts

The cash-settled contracts will pay a fixed amount depending on whether the index finishes above or below a set level, marking a step toward prediction-style financial products

The Hindu Businessline 1 May 2026 7:49 am

S&P, Nasdaq rethink rules to speed entry of mega IPOs into key indices

The move comes as high-profile firms like SpaceX, OpenAI and Anthropic prepare for potential IPOs, prompting changes such as shorter eligibility timelines and relaxed profitability criteria

The Hindu Businessline 1 May 2026 5:09 am

Applying for a loan, requesting a credit report? Here's how your credit score is calculated in India

Credit scores, ranging from 300-900, indicate credit risk to lenders based on past behavior. Scores can be improved through timely repayments and responsible financial habits. Here's what factors determine your score

Livemint 30 Apr 2026 10:59 pm

Sensex, Nifty end 7 per cent higher in April

Indices surge sharply across-the-board despite weak , surging oil prices, FPI pull-out

The Hindu Businessline 30 Apr 2026 10:21 pm

RBI shifts 104 tonnes of gold to domestic vaults, total holdings at 880 mt

The move comes amid a rally in gold prices, which pushed the share of gold in Indias forex reserves to 16.7%, up from 13.92% six months earlier

The Hindu Businessline 30 Apr 2026 9:28 pm

Credit report: Does your spouse's credit history impact your creditworthiness? Check key factors, how to maintain score

A clean credit profile is important when you apply for a credit card, home loan, mortgage or personal loan in the future. Here's whether your spouse's credit history and score can impact your own, and what factors you must consider

Livemint 30 Apr 2026 8:12 pm

Brokers Call: Mankind Pharma (Buy)

Motilal Oswal Research

The Hindu Businessline 30 Apr 2026 7:48 pm

SEBI introduces fast-track route for AIF placement memorandum

Non-LVF schemes can launch funds 30 days after filing; merchant bankers, managers bear disclosure responsibility

The Hindu Businessline 30 Apr 2026 7:21 pm

Brokers Call: Meesho (Overweight)

JP Morgan

The Hindu Businessline 30 Apr 2026 7:08 pm

Hindustan Laboratories, RK Steel get SEBI nod for IPOs

Both companies had filed their draft papers in September and received SEBIs observations on April 27, which effectively clears them to proceed.

The Hindu Businessline 30 Apr 2026 6:58 pm

DA: Differences between Dearness Allowance and House Rent Allowance, explained

Dearness Allowance for central government employees is adjusted twice a year to offset inflation, with the recent revision increasing it from 58% to 60% of Basic Pay effective January 2026. Here's a look at how it differs from HRA component

Livemint 30 Apr 2026 6:54 pm

Eveready Ind posts 9.4% jump in revenue growth in March quarter

Profit after tax for Q4 stood higher at 141.8 crore

The Hindu Businessline 30 Apr 2026 6:48 pm

NPS unclaimed money: How to recover your funds with interest and secure your pension

Hidden savings could still be yours, NPS unclaimed money can be recovered with interest through a clear process, helping subscribers secure missed pension contributions and strengthen long term financial planning.

Livemint 30 Apr 2026 5:46 pm

No more OTP hassle: how RBIs new e-mandate rules smooth out high-value payments

The standard threshold remains at 15,000 for everyday subscriptions such as streaming services, utility bills and gym memberships, which will continue to be processed without an OTP.

Livemint 30 Apr 2026 5:38 pm

8th Pay Commission: Is the 8th CPC also applicable for state government employees? Top FAQs answered

Established by the government every 10 years to revise pay for its employees, the Central Pay Commission is responsible for decisions on allowances, contributions, retirement and pension benefits and government spending. 

Livemint 30 Apr 2026 5:29 pm

Sensex, Nifty slump on oil woes, rupee weakness

Sensex ends down 582.86 points, or 0.75%, at 76,913.50, while Nifty 50 sheds 180.10 points, or 0.74%, to settle at 23,997.55

The Hindu Businessline 30 Apr 2026 4:58 pm

Adani Enterprises posts flat EBITDA, Q4 loss on depreciation hit; stock slips

FY26 income rises 3% to 1,02,943 crore; PBT before exceptional gain falls to 4,309 crore from 6,533 crore

The Hindu Businessline 30 Apr 2026 4:48 pm

Sensex today | Stock Market Highlights: Sensex, Nifty close in red as market breadth turns sharply negative

Sensex, Nifty Trading Highlights: April 30: Indian benchmark indices ended lower on Thursday, with Sensex and Nifty slipping amid broad-based selling. Only IT stocks managed gains, while most sectors declined and market breadth turned negative with more losers than gainers.

The Hindu Businessline 30 Apr 2026 4:27 pm

Rupee's slide to a record low of 95.33 puts RBI back on the defensive

The currency fell to 95.33 per dollar, down as much as 0.5% on the day, eclipsing its previous all-time low of 95.21 hit in late March

The Hindu Businessline 30 Apr 2026 4:03 pm

Silver rallies 7,100 to 2.4 lakh/kg in futures trade on strong global trends

Analysts said precious metals gained in global markets after the US Fed maintained a status quo on rates for the third straight meeting, supporting domestic metal prices

The Hindu Businessline 30 Apr 2026 3:58 pm

Gold price rises over 1% to 1.5 lakh/10g on Fed pause, geopolitical worries

Analysts say gold prices were supported by bargain buying after recent losses and lingering uncertainty over the geopolitical uncertainty

The Hindu Businessline 30 Apr 2026 3:18 pm

ITR filing: Key strategies to maximise savings and reduce tax liability

Taxpayers must plan their finances for the 2026-27 financial year, taking into consideration income tax rules, exemptions and deductions to assess their tax liability. Here's how you can maximise your savings.

Livemint 30 Apr 2026 2:32 pm

8th Pay Commission: Staff Side (NC-JCM) submits major demands on salary, pension and promotions; check details

Major push for pay and pension reform under the 8th Pay Commission as the Staff Side submits key demands on salary, NPS, leave, and promotions. Check details here.

Livemint 30 Apr 2026 2:16 pm

From 10 LPA to 30 LPA in 2 years: I asked ChatGPT how to upgrade my job, salary; check personal finance advice from AI

A Bengaluru IT consultant aims to upgrade from 10 LPA to 30 LPA in 1-2 years. ChatGPT suggests four paths. Check out.

Livemint 30 Apr 2026 1:41 pm

Beyond long-only: The rise of adaptive equity investing through SIFs

As markets grow increasingly volatile, specialised investment funds (SIFs) offer a dynamic approach to equity investing by combining long and short positions. 

Livemint 30 Apr 2026 1:31 pm

Sensex, Nifty deepen losses by afternoon; auto and IT buck the trend

On the Nifty 50 gainers list, Bajaj Auto led with a rise of 3.22 per cent to 9,851.00 from a previous close of 9,543.50, supported by strong volumes of over 7.48 lakh shares

The Hindu Businessline 30 Apr 2026 1:18 pm

Thomas Cook India forex card expands to 28 currencies

Despite the product announcement, Thomas Cook Indias stock was at 93.89 on NSE at midday Thursday, down 1.25% from 95.08

The Hindu Businessline 30 Apr 2026 12:48 pm

SCSS monthly income guide: See how investments of 10 lakh, 20 lakh and 30 lakh can earn safely in retirement

You can secure a steady retirement income with the Senior Citizen Savings Scheme (SCSS) as investments of 10 to 30 lakh generate predictable monthly returns.

Livemint 30 Apr 2026 12:43 pm

Welspun Enterprises bags 7,300 crore Pune-Shirur Highway contract

The award significantly expands WEL's order book, which now stands at approximately 18,755 crore up from 13,341 crore as of December 31, 2025 after adjusting for Q4 FY26 execution

The Hindu Businessline 30 Apr 2026 12:18 pm

US Exim Bank files insolvency petition against Reliance Power, shares dip

US Exim Bank has alleged a debt default of $165.41 million by Reliance Powers subsidiary Samalkot Power

The Hindu Businessline 30 Apr 2026 12:08 pm

Are you sending money abroad in 2026? Check new Income Tax Forms 145 & 146 for foreign remittances and compliance

Sending money abroad in 2026 now demands stricter compliance with Form 145 and 146 for foreign remittances. India has streamlined disclosures, ensured accurate TDS and improved transparency for overseas payments.

Livemint 30 Apr 2026 11:26 am

Navin Fluorine shares hit 52-week high on strong Q4 earnings, pare early gains

Strong quarterly earnings and upbeat growth visibility boost investor sentiment

The Hindu Businessline 30 Apr 2026 11:08 am

Buying a term insurance plan? Here are key things to know before you decide

A term insurance plan covers life for a fixed period and pays out to nominees upon death. Key considerations include insurer credibility, sum assured and essential add-ons. 

Livemint 30 Apr 2026 11:07 am

Market noise is rising. Heres how to protect your money now

From emergency funds and SIP discipline to loans and asset allocation, top advisors lay out a practical playbook for navigating volatility and job uncertainty.

Livemint 30 Apr 2026 10:44 am

KFin Tech shares down 4% after Q4 profit decline

The stock fell to a low of 936.25 from the previous close of 977.30 and was trading at 952.75 on the NSE around 10.10 am

The Hindu Businessline 30 Apr 2026 10:38 am

Waaree Energies stock falls 10% despite strong Q4 profit growth

Margin pressure and profitability concerns drag shares lower

The Hindu Businessline 30 Apr 2026 10:28 am

Rupee surges past 95/USD mark; 10-yr benchmark bond yield hardens beyond 7%

The rupee (INR) opened almost 17 paise weaker at 95.01 per US dollar and is currently trading at an all-time low of 95.2475

The Hindu Businessline 30 Apr 2026 10:10 am

InvITs: the middle path between equity risk and debt stability

Allocation to InvITs in your portfolio can be a good diversification avenue. Apart from mild price appreciation, it provides a hedge against inflation.

Livemint 30 Apr 2026 9:59 am

Sensex, Nifty slide at open as crude shock, FII selling weigh on markets

The Sensex opened at 77,014.21 and was trading at 76,849.33, down 647.03 points (0.83%) as of 9:16 AM. The Nifty 50 opened at 23,996.95 and fell to 23,965.10, a drop of 212.55 points (0.88%)

The Hindu Businessline 30 Apr 2026 9:28 am

Gold rebounds from one-month low, but inflation fears cap gains

Spot gold was up 0.7% at $4,573.09 per ounce, as of 0229 GMT, after falling to its lowest level since March 31 in the previous session

The Hindu Businessline 30 Apr 2026 8:58 am

Is pension taxable in India? Rules, exemptions and how to declare it in ITR

Pension income in India is taxable based on type. Regular pensions are taxed as salary, while commuted pensions can be partially exempt. Full details here.

Livemint 30 Apr 2026 8:48 am

Rupee to encounter fresh strain as Fed's hawkish tilt compounds oil pain

The currency is on course to log its third consecutive weekly decline, having wiped out nearly all of the gains made earlier in the month following rare central bank measures aimed at curbing excessive speculation

The Hindu Businessline 30 Apr 2026 8:18 am

OnEMI Technology (Kissht) IPO opens today at 162-171 price band

The IPO closes on May 5. Investors can bid for a minimum of 87 equity shares and in multiples of 87 equity shares thereafter

The Hindu Businessline 30 Apr 2026 7:48 am

Weak opening seen on Nifty, Sensex ahead of holiday

Feds hawkish stance, lingering geopolitical tension to keep market under pressure

The Hindu Businessline 30 Apr 2026 7:38 am

Sensex today | Stock Market Live Updates: Weak opening seen on markets ahead of holiday

Sensex, Nifty Live Updates on Apr 30: Domestic markets are likely to open on flat-to-negative on Thursday amid mixed global cues. As US Federal Reserve sending hawking tones while retaining the interest rates, analysts expect market to remain volatile

The Hindu Businessline 30 Apr 2026 7:28 am

7 stocks in focus: L&T, Puravankara, Brigade, Indian Hume Pipe, ION Exchange, Gufic, Manali Petrochemicals

Starworth, Indian Hume Pipe win contracts; Brigade partners Bain Capital for Bengaluru project; Gufic invests in immunotherapy firm

The Hindu Businessline 30 Apr 2026 7:28 am

SIP + lump sum: A roadmap to 10 crore in 25 years

With 25,000 monthly SIPs and 1012 lakh to deploy, heres a structured asset allocation plan to target a 1015 crore corpus over 25 years while managing volatility and risk

Livemint 30 Apr 2026 5:45 am