34 C 
Missed Subhadra Yojana? Here are alternative welfare schemes available in Odisha
Odisha has several welfare schemes aimed at empowering women through financial assistance and social support, including Lakhpati Didi Yojana and MAMATA. Details here.
On May 3, gold prices in India remained stable, silver prices also showed limited movement. Check retail rates of 24K, 22K gold, 999 silver in your city.
As a 22-year-old salaried person with a student, here's how you can build wealth by investing smartly. AI recommends this when asked about investing in SIPs, stocks, or fixed deposits for the best returns with minimum risk.
Smart spending: Here's how you can save money without sacrificing fun
Effective money management involves budgeting, debt management, tracking expenses, and distinguishing needs from wants. Here's a few steps you can adopt to ensure financial security and future savings.
Transactions where PAN is mandatory in India: Full list after form 97 replaces form 60
Starting April 1, 2026, the Income Tax Act mandates quoting a PAN for numerous financial transactions, replacing Form 60 with Form 97. Here's a list of transactions where PAN is mandatory.
How your credit score impacts home loan approval and what score you need for the best deal Explained
Home loans require lenders to assess creditworthiness, with credit scores significantly influencing approval and interest rates. A score above 750 is ideal, while scores below 700 may lead to higher rates or even rejection. Details here.
Taxpayers can rely on Section 80C of the Income-Tax Act to reduce their tax liability through deductions of up to 1.5 lakh in a financial year. Here are the investment options you can choose from:
Concerns about a housing market crash are growing among Americans as mortgage rates rise and inflation increases. Financial experts recommend keeping housing costs below 25% of income, though this is becoming difficult with rising home prices. However, a major crash like in 2008 seems unlikely.
DA hike: The highest hike for Dearness Allowance of central government employees came in 2021 with an 11% increase from the central pay commission. Here's a look at what increments have been announced over the past few years
8th CPC: What is the role of pay commissions in calculation of Dearness Allowance?
8th central pay commission: The government appointed panel determines Dearness Allowance hike, fitment factor and other allowances for central govt employees. Here's what role it plays in the decision process
CDSL Q4 profit slips to 80 cr, demat accounts cross 18 cr
For the full 2025-26 fiscal, net profit dips to 455 crore from 526 crore in the previous 2024-25 financial year
Bank deposit risk explained: What happens to your money if a lender fails to return it?
Bank deposits are generally safe, but in case of bank failure, only 5 lakh per depositor is insured under the DICGC. This coverage applies to all accounts in a bank, with specific exclusions for certain deposits. Details here.
Tax-saving FDs vs regular FDs: Interest rates, lock-in and tax benefits compared
Fixed deposits (FDs) are favored for stable returns, with banks in India offering rates up to 7%. Tax-saving FDs provide deductions under Section 80C but have a 5-year lock-in. Interest rates vary, with senior citizens receiving higher rates.
FPIs pull out 13,944 crore in holiday-shortened week, equities hit hardest
While outflows showed signs of moderation towards the end of the week, global headwinds, rising crude prices, and geopolitical tensions continued to weigh on sentiment
The RBI has set the final redemption price for its Sovereign Gold Bond 2018-19 Series-I at 14,901 per unit, payable on 4 May 2026. Investors could see gains of nearly 386% from the issue price of 3,114 per unit.
Income tax rules discourage cash transactions, limiting annual deposits to 10 lakh. Experts recommend using savings accounts for cash deposits
How to claim stuck NPS funds with interest? Step-by-step guide for subscribers
Unclaimed National Pension System contributions can be retrieved through a mechanism specified by the Pension Fund Regulatory and Development Authority. Full details here.
Family floater vs separate policy: Whats best health insurance policy for your elderly parents?
Family floater health insurance premiums are primarily calculated based on the age of the eldest member covered. Other key factors are - sum insured, medical history of family members, and family size
PPF maturity rules: What investors should do when their account matures?
As PPF accounts reach maturity, holders must choose to withdraw the total amount, extend for five years, or continue without extra deposits. Here's what each option offers.
A married woman's share in ancestral property is influenced by laws, family dynamics, and social norms. Key laws - the Indian Succession Act and Hindu Succession Act emphasise equal rights for daughters and sons in inheritance matters.
I asked ChatGPT why the principal of my 90 lakh home loan hasn't decreased much despite paying off 45 lakh via 60 EMIs. Here is what AI said.
25-year old techie shares how he built a 20 lakh portfolio in 3 years while earning under 10 lpa
A 25-year-old tech professional built a 20 lakh investment portfolio in three years on a salary under 10 lakh. He attributed his success to disciplined saving, investing 80-85% of his income, and living with parents to minimize expenses.
Gold monetisation scheme: Govt plans e-gold units to unlock idle gold, boost liquidity
Proposal to offer dematerialise units of idle physical gold for future fast-track sales, loans and jewellery conversion. Move to unlock idle gold in India to reduce import and foreign exchange drain
Gold and silver prices remained stable in India's retail market on Saturday, May 2. Check retail rates of 24K, 22K gold, 999 silver today in major cities of the country.
If you have children especially a young family a popular rule of thumb is to choose a term long enough to see them out of the house and through college.
6 personal finance mistakes to avoid in May 2026 for a stronger financial future
Avoid costly personal finance mistakes in May 2026 for stronger financial growth as poor planning, emotional investing and debt misuse can erode long term wealth stability and returns.
Fresh developments around the 8th Pay Commission updates include regional visits, extended deadlines, and key meetings shaping pay, pension, and allowance reforms for central government employees, pensioners, and associated stakeholders across India.
New income tax rules for doctors: Who needs to maintain Form 25 and why
It is a prescribed daily case register required to be maintained by practitioners of any system of medicine under Rule 46(6) of the Income Tax Rules, 2026.
Bank holiday today: Are SBI, HDFC Bank, and other banks closed on Saturday, May 2?
Banks in India are open today, May 2, 2026, as it is the first Saturday of the month. They will be closed on May 9, May 23, and May 27 as per the RBI's holiday schedule. Online banking and ATMs remain operational during holidays.
I asked ChatGPT: SIP or home loan prepayment what's better? The answer was surprisingly logical
As a 40-year-old married person with one kid, here's how you can repay your home and car loans while investing in SIPs. Follow this balanced approach to secure financial stability in the long run, as AI said.
Are you paying active fees for a passive fund?
Active share helps you spot whether your active fund is actually just tracking the index at a higher cost.
Should you replace 5 credit card EMIs with 1 personal loan? ChatGPT explains
I asked ChatGPT if I should consolidate 5 credit card EMIs into a single EMI by taking a personal loan. Check what the AI chatbot said:
ITR filing 2026: Who can claim meal card benefit before 31 July deadline? Rules explained
The revised tax treatment for employer-provided meal benefits raises the tax-exempt value to 200 per meal from 50, effective 1 April 2026. Here's who can claim it.
Transform your mindset with powerful personal finance books that build wealth habits, sharpen money decisions, and guide you towards long-term financial freedom through simple, practical and timeless investing principles.
For a Bengaluru-based Software Development Engineer who is starting out in her/his career, aims to accumulate a corpus of 1 crore in 15 years. Here's how to do it with SIP plans, as suggested by ChatGPT.
Dividends, bonus shares and buybacks taxation in India: Rules, rates and reporting process explained
Income from the stock market is taxed based on its type: dividends are taxed as income, and bonus shares are taxed differently upon sale. Here are the tax rules for dividends, bonus shares, and buybacks.
Boosting rural financial inclusion, India Post Payments Bank launches SHG Savings Account to empower women-led SHGs with zero balance banking, doorstep services and secure savings across India.
Can you go to jail for cheque bounce? Section 138 explained
Can a cheque bounce land you in jail? Check what Section 138 of the Negotiable Instruments Act covers: the legal process, penalties, and how to protect yourself.
Q4 Results Today, May 1, 2026, Live Updates: Catch live updates
Gold heads for weekly loss on oil-driven inflation concerns
Spot gold slipped 0.1% to $4,614.98 per ounce at 0436 GMT, marking a potential weekly loss of about 2% and a one-month low on Wednesday
Bajaj Finance FD rates have jumped to 7.40%, offering higher returns for long-term investors, while senior citizens can now earn up to 7.75% with improved tenure flexibility. Check out the complete details and consult certified financial advisors before investing.
Markets shut today for Maharashtra Day after sharp losses, trading to resume May 4
The market holiday comes a day after benchmark indices ended Thursdays session with notable losses, capping a volatile trading day influenced by global pressures and rising geopolitical concerns
SEC approves Nasdaq options tied to index-based prediction contracts
The cash-settled contracts will pay a fixed amount depending on whether the index finishes above or below a set level, marking a step toward prediction-style financial products
S&P, Nasdaq rethink rules to speed entry of mega IPOs into key indices
The move comes as high-profile firms like SpaceX, OpenAI and Anthropic prepare for potential IPOs, prompting changes such as shorter eligibility timelines and relaxed profitability criteria
Applying for a loan, requesting a credit report? Here's how your credit score is calculated in India
Credit scores, ranging from 300-900, indicate credit risk to lenders based on past behavior. Scores can be improved through timely repayments and responsible financial habits. Here's what factors determine your score
Sensex, Nifty end 7 per cent higher in April
Indices surge sharply across-the-board despite weak , surging oil prices, FPI pull-out
RBI shifts 104 tonnes of gold to domestic vaults, total holdings at 880 mt
The move comes amid a rally in gold prices, which pushed the share of gold in Indias forex reserves to 16.7%, up from 13.92% six months earlier
A clean credit profile is important when you apply for a credit card, home loan, mortgage or personal loan in the future. Here's whether your spouse's credit history and score can impact your own, and what factors you must consider
Brokers Call: Mankind Pharma (Buy)
Motilal Oswal Research
SEBI introduces fast-track route for AIF placement memorandum
Non-LVF schemes can launch funds 30 days after filing; merchant bankers, managers bear disclosure responsibility
Hindustan Laboratories, RK Steel get SEBI nod for IPOs
Both companies had filed their draft papers in September and received SEBIs observations on April 27, which effectively clears them to proceed.
DA: Differences between Dearness Allowance and House Rent Allowance, explained
Dearness Allowance for central government employees is adjusted twice a year to offset inflation, with the recent revision increasing it from 58% to 60% of Basic Pay effective January 2026. Here's a look at how it differs from HRA component
Eveready Ind posts 9.4% jump in revenue growth in March quarter
Profit after tax for Q4 stood higher at 141.8 crore
NPS unclaimed money: How to recover your funds with interest and secure your pension
Hidden savings could still be yours, NPS unclaimed money can be recovered with interest through a clear process, helping subscribers secure missed pension contributions and strengthen long term financial planning.
No more OTP hassle: how RBIs new e-mandate rules smooth out high-value payments
The standard threshold remains at 15,000 for everyday subscriptions such as streaming services, utility bills and gym memberships, which will continue to be processed without an OTP.
8th Pay Commission: Is the 8th CPC also applicable for state government employees? Top FAQs answered
Established by the government every 10 years to revise pay for its employees, the Central Pay Commission is responsible for decisions on allowances, contributions, retirement and pension benefits and government spending.
Sensex, Nifty slump on oil woes, rupee weakness
Sensex ends down 582.86 points, or 0.75%, at 76,913.50, while Nifty 50 sheds 180.10 points, or 0.74%, to settle at 23,997.55
Adani Enterprises posts flat EBITDA, Q4 loss on depreciation hit; stock slips
FY26 income rises 3% to 1,02,943 crore; PBT before exceptional gain falls to 4,309 crore from 6,533 crore
Sensex, Nifty Trading Highlights: April 30: Indian benchmark indices ended lower on Thursday, with Sensex and Nifty slipping amid broad-based selling. Only IT stocks managed gains, while most sectors declined and market breadth turned negative with more losers than gainers.
Rupee's slide to a record low of 95.33 puts RBI back on the defensive
The currency fell to 95.33 per dollar, down as much as 0.5% on the day, eclipsing its previous all-time low of 95.21 hit in late March
Silver rallies 7,100 to 2.4 lakh/kg in futures trade on strong global trends
Analysts said precious metals gained in global markets after the US Fed maintained a status quo on rates for the third straight meeting, supporting domestic metal prices
Gold price rises over 1% to 1.5 lakh/10g on Fed pause, geopolitical worries
Analysts say gold prices were supported by bargain buying after recent losses and lingering uncertainty over the geopolitical uncertainty
ITR filing: Key strategies to maximise savings and reduce tax liability
Taxpayers must plan their finances for the 2026-27 financial year, taking into consideration income tax rules, exemptions and deductions to assess their tax liability. Here's how you can maximise your savings.
Major push for pay and pension reform under the 8th Pay Commission as the Staff Side submits key demands on salary, NPS, leave, and promotions. Check details here.
A Bengaluru IT consultant aims to upgrade from 10 LPA to 30 LPA in 1-2 years. ChatGPT suggests four paths. Check out.
Beyond long-only: The rise of adaptive equity investing through SIFs
As markets grow increasingly volatile, specialised investment funds (SIFs) offer a dynamic approach to equity investing by combining long and short positions.
Sensex, Nifty deepen losses by afternoon; auto and IT buck the trend
On the Nifty 50 gainers list, Bajaj Auto led with a rise of 3.22 per cent to 9,851.00 from a previous close of 9,543.50, supported by strong volumes of over 7.48 lakh shares
Thomas Cook India forex card expands to 28 currencies
Despite the product announcement, Thomas Cook Indias stock was at 93.89 on NSE at midday Thursday, down 1.25% from 95.08
You can secure a steady retirement income with the Senior Citizen Savings Scheme (SCSS) as investments of 10 to 30 lakh generate predictable monthly returns.
Welspun Enterprises bags 7,300 crore Pune-Shirur Highway contract
The award significantly expands WEL's order book, which now stands at approximately 18,755 crore up from 13,341 crore as of December 31, 2025 after adjusting for Q4 FY26 execution
US Exim Bank files insolvency petition against Reliance Power, shares dip
US Exim Bank has alleged a debt default of $165.41 million by Reliance Powers subsidiary Samalkot Power
Sending money abroad in 2026 now demands stricter compliance with Form 145 and 146 for foreign remittances. India has streamlined disclosures, ensured accurate TDS and improved transparency for overseas payments.
Navin Fluorine shares hit 52-week high on strong Q4 earnings, pare early gains
Strong quarterly earnings and upbeat growth visibility boost investor sentiment
Buying a term insurance plan? Here are key things to know before you decide
A term insurance plan covers life for a fixed period and pays out to nominees upon death. Key considerations include insurer credibility, sum assured and essential add-ons.
Market noise is rising. Heres how to protect your money now
From emergency funds and SIP discipline to loans and asset allocation, top advisors lay out a practical playbook for navigating volatility and job uncertainty.
KFin Tech shares down 4% after Q4 profit decline
The stock fell to a low of 936.25 from the previous close of 977.30 and was trading at 952.75 on the NSE around 10.10 am
Waaree Energies stock falls 10% despite strong Q4 profit growth
Margin pressure and profitability concerns drag shares lower
Rupee surges past 95/USD mark; 10-yr benchmark bond yield hardens beyond 7%
The rupee (INR) opened almost 17 paise weaker at 95.01 per US dollar and is currently trading at an all-time low of 95.2475
InvITs: the middle path between equity risk and debt stability
Allocation to InvITs in your portfolio can be a good diversification avenue. Apart from mild price appreciation, it provides a hedge against inflation.
Sensex, Nifty slide at open as crude shock, FII selling weigh on markets
The Sensex opened at 77,014.21 and was trading at 76,849.33, down 647.03 points (0.83%) as of 9:16 AM. The Nifty 50 opened at 23,996.95 and fell to 23,965.10, a drop of 212.55 points (0.88%)
Q4 ResultsToday, April 30, 2026, Live Updates: Catch live updates
Gold rebounds from one-month low, but inflation fears cap gains
Spot gold was up 0.7% at $4,573.09 per ounce, as of 0229 GMT, after falling to its lowest level since March 31 in the previous session
Is pension taxable in India? Rules, exemptions and how to declare it in ITR
Pension income in India is taxable based on type. Regular pensions are taxed as salary, while commuted pensions can be partially exempt. Full details here.
Rupee to encounter fresh strain as Fed's hawkish tilt compounds oil pain
The currency is on course to log its third consecutive weekly decline, having wiped out nearly all of the gains made earlier in the month following rare central bank measures aimed at curbing excessive speculation
OnEMI Technology (Kissht) IPO opens today at 162-171 price band
The IPO closes on May 5. Investors can bid for a minimum of 87 equity shares and in multiples of 87 equity shares thereafter
Weak opening seen on Nifty, Sensex ahead of holiday
Feds hawkish stance, lingering geopolitical tension to keep market under pressure
Sensex today | Stock Market Live Updates: Weak opening seen on markets ahead of holiday
Sensex, Nifty Live Updates on Apr 30: Domestic markets are likely to open on flat-to-negative on Thursday amid mixed global cues. As US Federal Reserve sending hawking tones while retaining the interest rates, analysts expect market to remain volatile
Starworth, Indian Hume Pipe win contracts; Brigade partners Bain Capital for Bengaluru project; Gufic invests in immunotherapy firm
SIP + lump sum: A roadmap to 10 crore in 25 years
With 25,000 monthly SIPs and 1012 lakh to deploy, heres a structured asset allocation plan to target a 1015 crore corpus over 25 years while managing volatility and risk
