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From the seamless beach vibes of Thailand and Malaysia to the budget-friendly cultural boom in Vietnam, Gemini suggested 7 easy trips for Indian tourists
Leave encashment tax relief: Eligibility and exemption limits explained
Salaried employees can carry forward unused paid leaves and opt for leave encashment instead of taking time off. This encashment is taxable, with treatment varying based on whether it's received during employment or upon retirement.
Emkay Wealth sees more upside in gold and silver How much should you invest?
Emkay Wealth Management remains optimistic about gold and silver, driven by macroeconomic uncertainty and central bank purchases. Details here.
Portfolio getting small- and mid-cap heavy? Here's how you can rebalance
Adding a balanced advantage fund or a dynamic asset allocation fund can play the role of a risk stabilizer without taking you out of growth assets altogether.
Sukanya Samriddhi Yojana: Ignoring this key aspect could reduce the final corpus
Contributing to an SSY account can yield significant benefits, but missing monthly deposit deadlines can result in lost interest and impact long-term compounding. Details here.
Analysts see West Asia tensions, crude prices and FII flows driving markets
Last week, the BSE benchmark Sensex declined 532.4 points, or 0.71 per cent, and the NSE Nifty dipped 181.05 points, or 0.76 per cent.
Mcap of 7 of top-10 most valued firms erode by 1.25 lakh cr; Reliance takes biggest hit
Last week, the BSE benchmark Sensex declined 532.4 points, or 0.71 per cent, and the NSE Nifty dipped 181.05 points, or 0.76 per cent.
A career break for family planning can significantly impact household income. Couples need to prepare financially and emotionally, focusing on budgeting, insurance, and maintaining investments.
Want to trade gold 24x7? Here's how tokenised gold works, associated risks and how to buy it
Tokenised gold is physical gold converted into digital tokens backed by real gold in secure storage. Investors can buy, sell, or hold gold online without owning physical bars. Here's all you need to know about the asset.
Income-tax returns: Mint asked Chartered Accountant (CA) Chandni Anandan, Tax Expert at ClearTax about how taxpayers can correctly offset capital losses while filing their returns. Here's what she said
How to spot personal loan scams and protect your money with these 5 essential safety tips
Dont let fraudsters catch you off guard. Personal loan scams can cause serious losses. Follow these five practical tips to verify lenders, protect information and borrow safely.
The NSE launched Electronic Gold Receipts (EGRs) to enhance gold trading transparency and efficiency. EGRs are digital certificates representing physical gold, securely stored in approved vaults, enabling easier trading on exchanges.
Capital gains taxation of hybrid funds: How different types of hybrid funds are taxed?
Capital gains taxation of mutual funds depends on how much the fund invests in equity and debt. Since hybrid funds have different equity-debt allocations, the tax treatment of their capital gains varies based on their portfolio allocation.
Silver ETFs delivered a 50%+ 3Y CAGR. What does the gold-silver ratio show now?
The gold-silver ratio has fallen from a 52-week high of 94.5 to 60.7. Here's what the move says about silver's valuation and whether investors should still consider the metal after its sharp rally.
The price of 24-karat gold in India stood at 1,55,750 per 10 gram at 8.45 am on Sunday.
Health insurance claim rejected? IRDAI wants insurers to explain why
IRDAI has tightened disclosure requirements around claim decisions, requiring insurers to clearly explain the reasons for rejecting health insurance claims.
ITR filing 2026: How to report capital gains from shares, MFs, property
Reporting capital gains correctly is essential for investors who sold shares, mutual funds or property during FY26. Here's a guide to tax rates, ITR forms and capital gains reporting requirements for AY 2026-27.
Bank Holidays next week: Banks will remain closed on various dates in June, including weekends, regional and religious holidays. Check RBI calendar to know more about bank holidays in the coming week.
Rupee hits 96 against USD: How can falling currency impact your investments and how to protect them?
A falling rupee leads to higher inflation and, in turn, higher interest rates, which adversely impact corporate profitability and share prices. It can lead to higher yields on G-secs, lower bond prices and a fall in bond fund NAVs. However, international mutual funds benefit from INR depreciation.
A strong credit score can unlock better financial opportunities. Discover practical credit health tips for Millennials and Gen Z to build financial resilience and improve borrowing prospects.
Old vs new tax regime: Which saves more tax if you earn 20 lakh, 25 lakh or 30 lakh?
The new tax regime offers lower rates but fewer deductions, leading many salaried taxpayers to reconsider the old regime.
Relief or red flag? What borrowers should know about loan settlements
As loan defaults rise, debt resolution firms are helping borrowers negotiate settlements and escape recovery pressurebut the relief comes with lasting consequences.
EPF e-nomination can be considered invalid if you miss this key step Here's what to do
EPFO mandates e-nomination for EPF members to ensure smooth transfer of benefits to nominees upon a member's death and avoiding legal disputes. Members must complete e-signing via the EPFO portal to validate nominations. Here's how to do it.
PFRDA launches StAR NPS: How the new digital onboarding process works and charges applicable
NPS will be easier to join with the launch of StAR NPS, a digital onboarding platform designed to streamline enrolment and contributions while minimising paperwork. Details here.
Provident Fund guide: What are EPF, VPF and how to check your PF passbook
The Provident Fund (PF) is a crucial long-term savings option for salaried employees. Here's how EPF and VPF work and how you can keep a track of your contributions and account balance via PF passbook.
Sold a residential property? Here's how you can save tax on capital gains
Long-term capital gains from property sales are eligible for tax exemptions if reinvested in another residential property within specified time frames. Here's how to park your capital gains in the meantime and claim exemption.
Facebook users part of the $725 million privacy settlement will receive second payments starting June 9. Check whether you are eligible for the payout and the amount that you may receive.
Why you should file your ITR before by the deadline: Top 3 benefits for taxpayers
The ITR filing season for FY 2025-26 is ongoing, with forms notified. Filing late can cause stress, errors, and penalties. Here's why you must file your ITR within the due date.
The 8th Pay Commission, established in November 2025, is gathering inputs until June 15, 2026. Amid this, some of the proposals put forth to the commission include increase in fitment factor over 3.80 by multiple employee representatives.
Are tokenized funds a threat to mutual funds and ETFs? Explained
Tokenisation of funds is the process of representing shares in a traditional investment vehiclesuch as a mutual fund, ETF, or private equity fundas digital tokens on a blockchain.
Dearness Allowance: Assam, Arunachal Pradesh, Bihar, Odisha, Tamil Nadu and Uttar Pradesh have announced DA hikes in 2026 so far. Here's a look at how much increase each state has rolled out for employees
Capital has no nationality, FII are selling India despite the growth story 5 key factors to look at
FIIs withdrew roughly 1.98 lakh crore in the first four months of 2026 alone, vastly exceeding the 1.66 lakh crore withdrawn in all of 2025.
SpaceX IPO draws strong European retail demand but experts warn of high risks
However, experts warn that the companys high valuation, limited float and lack of voting rights could expose retail investors to significant risk.
Why SpaceX faces a longer wait to join S&P 500
SpaceXs planned blockbuster IPO may reshape tech markets, but its path to the S&P 500 will not be immediate, as the index maintains strict eligibility rules on profitability, free float and trading history. The decision pushes inclusion to at least 2027, delaying potential passive fund inflows worth billions
A data analyst has sought advice on Reddit after he received a job offer for 36 lakh pa salary in Mumbai, which gives him less in-hand pay compared to his current 25 lpa job in Gurugram. Here's how netizens reacted
The favourite hill stations of Himachal Pradesh and UttarakhandShimla, Manali, Mussoorie, Nainital, and Kulluare often packed with tourists during the summer months.
Many retail investors think that spotting a potential multibagger stock is all about predicting which right pick. Here's how Shankar Sharma navigates the market opportunities.
Indias changing relationship with gold: From ownership to financial utility
No longer is the discussion about whether Indians will continue owning gold; rather, how well they can leverage that gold in Indias journey towards economic success
Gold Rate Today: Here are gold rates in key Indian cities on Saturday, 6 June 2026. Check the price of 18K, 22K and 24K gold in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai today.
Gold falls most in two months as jobs fuel Fed rate-hike bets
Bullion declines as much as 3.4% as bond yields and dollar climb
AI chip stocks lose $1.3 trillion in value as semiconductor selloff deepens
Major AI and chip companies were hit hard, with NVIDIA shedding more than $300 billion in market value, while Micron Technology, Advanced Micro Devices and Marvell Technology posted steep losses.
Facebook privacy settlement cheques: Meta is issuing additional settlement payments to class members with approved claims who successfully cashed their initial payment. Here's all you need to know about the process
Nasdaq suffers biggest drop since April 2025 as chip stocks lead selloff
The tech-heavy Nasdaq Composite fell 4.18 per cent, marking its steepest one-day decline since April 2025, while the S&P 500 dropped 2.64 per cent and the Dow Jones Industrial Average lost 1.35 per cent.
8th Pay Commission: Central govt employees want old pension back but can India afford it?
Demanding for OPS, All India NPS Employees Federation (AINPSEF) said in its memorandum, it provides social security and financial stability after retirement.
Crude oil prices above $100 a barrel: How can it impact your monthly budget?
Higher crude oil prices can impact the monthly budget directly with higher daily commuting costs, costlier vacation flight tickets, higher bills for grocery purchases, and expensive dining out. The indirect impact can come from higher prices of finished goods made using crude oil derivatives.
I asked ChatGPT if a lavish destination wedding makes sense at 50 LPA: AI breaks down actual costs
I asked ChatGPT if I should go for a lavish destination wedding at Umaid Bhawan Palace. AI broke down the actual costs of the event.
Bitcoin has lost more than half its value since reaching a peak above $126,000 in October last year and is now worth less than it was when crypto-friendly Trump retook the White House.
SBI MF buys stakes in two Adani Group firms for 5,747 crore; GQG Partners exits holdings
The transaction follows SBI Mutual Funds recent purchase of a stake in Adani Enterprises, signalling continued institutional interest in Adani Group companies.
Bank holiday today, June 6: Are SBI, HDFC Bank, and other banks closed on Saturday?
The Reserve Bank of India (RBI) has listed a total of eleven holidays this month due to national, regional, and religious holidays.
Contra funds explained: How they work, key risks, benefits and top 3 options for investors
A contra fund is a type of equity mutual fund that follows a contrarian investment strategy and is required to invest at least 65% of its assets in stocks. Let's explore in detail what contra funds are, their benefits and risks, the key factors to consider, and the top 3 contra funds.
Home loans: Types, eligibility, tax benefits and application process explained
Before applying for a home loan, borrowers should understand the various loan options available, eligibility requirements, interest rates, tax benefits and the documentation required.
Despite earning 2.2 lakh monthly, Mumbai couple struggles to save. Reddit explains why
A Mumbai-based man has sparked a lively debate online after revealing that he and his partner, who collectively earn 2.2 lakh a month, are struggling to save money.
ITR filing 2026: Received dividend income or bonus shares? Heres how they are taxed and reported
Investors receiving dividend income or bonus shares must consider tax implications while filing ITR. Dividends are now taxable in the hands of investors, subject to slab rates and TDS if over 10,000. Bonus shares are tax-free upon receipt but result in taxable capital gains upon sale. Details here.
Why SpaceX, OpenAI, Anthropic IPOs are a pipe dream for Indian investors
Retail investors rarely get IPO allocations, as US companies allot shares largely to institutions. The chance of Indians getting allotment is almost nil
RBI holds rates, rupee surges as markets close flat to negative
The BSE Sensex closed at 74,243.34, down 116.67 points, while the Nifty 50 ended at 23,366.70, down 49.85 points
Government exempts FIIs from taxes on interest income and capital gains from Indian government securities, aiming to attract global investors and stabilize the rupee. All you need to know.
A Bengaluru-based couple has gone viral after sharing a detailed breakdown of their family's monthly expenses, revealing they spent 1.66 lakh in May.
Indian families often include a spouse's name in property titles for strategic and practical reasons. Opting for shared ownership can safeguard a partner's financial future, streamline estate planning, and significantly reduce the likelihood of bitter inheritance conflicts down the line.
How mAadhaar users can switch to the new Aadhaar app: Step-by-step guide
The existing mAadhaar app is set to be retired soon and replaced with a redesigned Aadhaar application. Here's how to switch to the new Aadhaar app on both iOS and Android devices.
CMR Green Technologies IPO subscribed 123 times so far on final day
The IPO, priced in the range of 182-192 per share, is entirely an offer-for-sale of up to 3.28 crore equity shares by promoters and an investor-selling shareholder
Rupee rises 81 paise to close at 94.93 against US dollar post RBI policy decision
MUMBAI, June 5: The rupee appreciated 81 paise to close at 94.93 (provisional) against the US dollar on Friday after the Reserve Bank announced measures to support foreign capital inflows and strengthen forex liquidity. Forex traders said the announcements in the RBI policy boosted investor sentiments after the apex bank asserted that the countrys forex reserves provide a sufficient buffer against external shocks. The Reserve Bank on Friday expectedly kept interest rates unchanged for the second time in a row [] The post Rupee rises 81 paise to close at 94.93 against US dollar post RBI policy decision appeared first on Daily Excelsior .
Repo rate unchanged: The next move for FD investors and home loan borrowers
RBI governor announced the unchanged repo rate of 5.25% with a 'neutral' policy stance, citing inflation risks from geopolitical tensions. Here's what it means for fixed deposit investors and home loan borrowers.
Income-tax returns: NRIs are subject to income-tax in India depending on their residential status. Here's a look at the applicable tax slabs, surcharge rate, rebate, and marginal relief that they can claim while filing ITR.
PPF Scheme 2026: Interest rate, tax benefits, maturity, withdrawal rules Key feature explained
Backed by the government, PPF Scheme 2026 is widely used for retirement planning and wealth creation.
31,000 on fitness? Bengaluru's millennial couple describes monthly expenses of a family of 3
A millennial couple living in Bengaluru provided a breakdown of monthly expenses of a family of 3. Let's have a look at their lifestyle through their expenditure.
Gold futures drop to 1,58,011/10g
Analysts attribute fall to weak global cues
Silver futures fall to 2.5 lakh/kg
Analysts say sell-off by participants mainly weighed on silver prices
India plans up to 2% stake sale in Hindustan Zinc via OFS, may raise $525 million
The stake sale is expected to be launched this month or in July as part of the governments broader asset monetisation programme
RBI holds repo rate at 5.25%; markets rise as financials gain, metals drag
The MPC raised FY27 inflation projection to 5.1% and trimmed GDP growth to 6.6%, citing global risks including West Asia conflict, crude oil volatility, and rupee weakness
he submission process was originally launched on March 5, 2026, with the deadline first set for April 30, before being pushed to May 31
8th Pay Commission: Pensioners seek age-based pension enhancement; here's what the proposal means
8th Pay Commission: Representative groups have made various demands regarding pension revisions to the panel. Here's a look at the age-based enhancement proposal, what it means and how it would work for pensioners.
Rupee rises 50 paise to 95.24 against US dollar post RBI policy decision
MUMBAI, June 5: The rupee appreciated 50 paise to 95.24 against the US dollar on Friday after the RBI liberalised norms for FPI investment in government securities. Forex traders said the announcements in the RBI policy boosted investor sentiments after the apex bank asserted that the countrys forex reserves provide sufficient buffer against external shocks. At the interbank foreign exchange market, the rupee opened at 95.72, then touched 95.24 in intraday trade, registering a rise of 50 paise from its [] The post Rupee rises 50 paise to 95.24 against US dollar post RBI policy decision appeared first on Daily Excelsior .
Earning 50 lakh a year But are you actually rich? What the math says
A 50 LPA salary definitely feels impressive. It looks great on LinkedIn. It feels great for the ego. But theres one small problem. The moment you stop working the 50 LPA stops too.
Hindalco shares slip 1.45% at early trade
The stock has returned 74.52% over one year and 24.26% year-to-date, significantly outpacing the Nifty 50
RBI policy in focus as Sensex, Nifty open higher; Tech and Metal stocks drag
Experts expect RBI to hold repo rate at 5.25%
Dearness Allowance: Here's how your 2% DA hike was calculated using AICPI's 12-month average
Dearness Allowance: We explain how 2% DA hike for central government employees and pensioners, announced in April, was calculated using the AICPI's 12-month average as prescribed by the 7th pay commission.
SEBI, in its interim order dated June 3, 2026, alleged that Rajesh Exports had prima facie misrepresented nearly 15.15 lakh crore in revenues linked to its subsidiaries and step-down subsidiaries between FY21 and FY25.
I asked ChatGPT to compare Russia, Japan and South Korea for a 1 lakh budget tripThe math says
Choosing between Russia, Japan, and South Korea for a trip under 1 lakh, South Korea emerges as the best value option. Detailed itineraries for each destination highlight unique experiences and attractions, with Japan standing out as the top choice if the budget allows flexibility.
Rupee inches up, defies Asian peers; caution prevails before RBI policy
Rupee rises 8 paise to 95.66 against US dollar in early trade.
ITR filing AY 2026-27: Which ITR form should you file to avoid tax notices?
Filing an Income Tax Return starts with selecting the right ITR form based on your annual income, sources of income and taxpayer category. There are seven ITR forms, and selecting the right one is essential to avoid errors and remain compliant with tax regulations.
Gold slips, set for weekly loss on West Asia tensions, rate-hike fears
Investors are now awaiting the May US nonfarm payrolls data, due later in the day, to gauge the Fed's monetary policy path
The policyholder remains the weakest stakeholder: Bejon Misra on what ails Indias insurance sector
Consumer policy expert Bejon Misra says opaque pricing, weak grievance redressal and poor insurer accountability continue to leave policyholders at a disadvantage.
Gold Rate Today: Check the live price of 22K, 24K and 18K gold prices on 5 June 2026
Gold Rate Today: Here are gold rates in key Indian cities on Friday, 5 June 2026. Check the price of 18K, 22K and 24K gold in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai today.
PPF, SSY, NPS Vatsalya and MF share many similarities on paper, but their differences become apparent when you actually need to access your money.
Indias hidden AI winners are powering a data centre-led stock market rally
Strong spending by hyperscalers and rising demand for power, cooling and connectivity equipment have propelled stocks such as Sterlite Technologies, HFCL and MTAR Technologies, creating what investors call the AI capex trade
Fintech and payment gateway services provider BharatPe has launched BharatPe Flex. It said the product allows customers access to the flexibility of a credit line integrated into the UPI experience. Here's how to sign up, features and all you need to know
Stocks in focus, June 5: Ola Electric QIP, Maruti flex-fuel Wagon R, Inox Clean-Vena Energy deal
Corporate India remained active with fundraising, acquisitions, strategic partnerships and capacity expansion, as Ola Electric completed a 780-crore QIP, Inox Clean Energy announced a major renewable energy acquisition, and Maruti Suzuki launched Indias first flex-fuel passenger vehicle
Pune woman shared breakdown of 2.2 lakh monthly expense for a family of 3. Let's find out what is burning her cash EMI's or rent.
