38 C 
Corporate burnout is real: Can I afford to take a one-year sabbatical? I asked ChatGPT
Corporate burnout motivates considering a sabbatical. I asked ChatGPT if I should go for it.
As of June 14, 2026, senior citizens over 60 can access higher FD interest rates, with extra benefits for those over 80. Various banks offer additional rates.
IRDAI has issued guidelines on Migration and Portability for health insurance, allowing policyholders to transfer benefits between insurers or within the same insurer, ensuring continuity of waiting periods and accrued bonuses under certain conditions.
Foreign Portfolio Investors (FPIs) influence Indian markets but their control has diminished. Increased domestic participation has reduced reliance on foreign capital, allowing the market to remain resilient even during significant FPI outflows in recent years.
Use the 3/20/30/40 rule for home loans to buy a house without straining your finances
Avoid costly borrowing mistakes with the 3/20/30/40 rule for home loans as a guide to efficient home loan planning. This simple framework helps homebuyers manage EMIs, reduce debt burden and maintain long-term financial stability. It is prudent to consult a financial advisor while planning a loan.
10 lakh lump sum vs 10,000 SIP for 100 months - which built a bigger corpus?
Investors often compare lump sum investing and SIPs for wealth growth. A lump sum involves a single, large investment, while a SIP allows regular, smaller contributions. Lump sum may be ideal for large sums, while SIPs benefit those who invest gradually from salaries.
The real cost of parenthood? Man says he spent nearly 4 lakh before daughter turned 6 months
According to Chakravarty, expenses begin immediately after pregnancy is confirmed, with regular doctor visits, scans, blood tests and medicines. He estimated that medicines and supplements alone cost his family between 1,500 and 2,000 per month during the pregnancy period.
Home loan insurance adoption jumps 7X in 5 months: What's driving India's borrowers to sign up?
Home loan insurance adoption has surged sevenfold recently, driven by borrowers seeking to protect families from loan liabilities. Most purchasers are aged 31-45, primarily salaried professionals.
Gold's rally may be changing your portfolio in ways you haven't noticed
A rising gold price may feel reassuring, but a hedge that grows too large can become the biggest risk in your portfolio. Here's why rebalancing matters.
As global capital chases AI, are Indian large caps valuations now attractive?
Driven by a bruising $30-billion foreign institutional sell-off, the Nifty 50 has dropped back into its historical valuation average, potentially opening up rare entry points for long-term investors, experts told Mint.
Eligible nominees for EPF include spouses, children, and dependent parents. Members without families can nominate others, but the nomination becomes invalid if the member later acquires a family.
The 8th Pay Commission's discussions focus on the fitment factor, crucial for salary hikes for central government employees in India. The report submission may extend to July 2027, with a potential multiplier between 2.28 and 3.83 affecting over 1.1 crore beneficiaries.
Why starting your SIP at 25 can build far more wealth than waiting until 35
Start early, build more wealth. This investment planning example shows how the power of compounding helps long-term investing create a significantly larger corpus, even with modest monthly SIP contributions. Understand this concept today to ensure meaningful wealth creation in your life ahead.
India's cost-of-living gap is widening, with Maharashtra's monthly expenses averaging 52,392, while Himachal Pradesh and Bihar remain affordable under 28,000. Economic opportunities vary significantly, influencing household budgets and lifestyle choices across states.
Multiple loans and EMIs? Here's how to know if your debt is still under control
The key issue is not simply whether EMIs are being paid on time. Instead, it is whether your overall financial framework has enough resilience to withstand unforeseen setbacks.
Should a housewife file income tax return? How does it work?
Homemakers are not salaried employees, they may still earn income from various avenues
Want to transfer your home loan? Things to consider before proceeding
Under the refinancing of existing mortgage, a new financial institution clears your current debt and assumes the remaining unpaid principal
Delhi electricity bill hike: Here is how much more BRPL, BYPL and TPDDL consumers will have to pay
In response to rising electricity costs, the DERC has approved increased FPPA surcharges for Delhi's power discoms. This adjustment, impacting mainly non-subsidized consumers, will see a monthly surcharge recovery starting April 2026, following appeals for a higher recovery limit.
A 25-year-old Redditor shared his struggle to recover from 70 lakh debt incurred from a failed restaurant, where expansions to the business led to increasing debt. He turned to netizens seeking advice on the way forward
ChatGPT's recommended itinerary proved that a three-day summer escape to Manali doesn't have to cost a fortune. It offers a balance between affordability and memorable experiences.
Gold expected to touch $6,000/oz by end-2026 despite recent price cooling: JP Morgan
Uncertainty surrounding geopolitical developments and monetary policy to shape outlook for the metal, a JP Morgan report said
Income-tax returns: For taxpayers filing ITR for business income using the ITR-4 form, i.e. Sugam form, we explain the tax department's rules on choosing or changing between the old vs new tax regimes.
As crypto futures trading gains traction in India, traders are departing from traditional strategies. Nischal Shetty of WazirX highlights the operational differences, benefits, and risks of futures
8th pay commission: Railway groups want fitment factor of 3.80. We look at what the IRTSA has demanded when it comes to fitment factor across levels and how this could increase salaries of Railway employees.
How much should I spend to buy my first car as a 25-year-old? I aksed ChatGPT to do the math
At 25 and earning 60,000 a month, prioritize financial security when buying your first car. Aim for a price within 68 lakh and a loan of 45 lakh over 45 years. Maintain savings and consider prepayment as your income rises to save on interest.
Foreign Portfolio Investments (FPIs) and Foreign Direct Investments (FDIs) differ in ownership and strategy. FPIs are short-term, focusing on financial assets, while FDIs involve long-term commitments to physical assets.
The Himachal Pradesh government, led by Chief Minister Thakur Sukhvinder Singh Sukhu, on Thursday announced that state employees will now receive 100 per cent of their salary while on study leave for higher education.
Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Saturday, 13 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.
8th Pay Commission: 10 lakh interest-free car loan, festival bonus among new demands Details here
Discussions on the 8th Pay Commission have sparked interest, as NC-JCM proposes new advances for salary revisions. Key proposals include a vehicle advance of up to 10 lakh and restoring the Natural Calamity Advance
SpaceX allocated a record 20% of its IPO shares for retail investors, driving strong first-day trading. Experts felt that retail buying was what pushed SpaceX shares 19% on their first day of trading.
SpaceX's IPO valued the company at $2 trillion, making it the sixth-largest U.S. company and turning Elon Musk into the first trillionaire. Investors are optimistic about its potential but face volatility as SpaceX is unprofitable with a price-to-revenue ratio of 112.
29-year-old laid-off MNC employee with 5 crore net worth asks: Should I be satisfied?
The Redditor shared that his personal net worth stands between 5 crore and 6 crore, while his wife's assets are worth approximately 2 crore. He added that his wife, who earns 40,000 per month, has reassured him that she would stand by him during this period.
Are you drowning in multiple EMIs? Debt consolidation can simplify repayments, improve cash flow, reduce missed payments, strengthen financial discipline, and help borrowers build healthier long-term debt management habits.
5 powerful money lessons I learned from the worlds first trillionaire, Elon Musk
Elon Musk faced severe challenges in 2008 with SpaceX and Tesla but remained dedicated to his long-term vision. Similarly, consistent investments create more wealth than chasing quick gains, highlighting the importance of a long-term approach to investing.
HDFC AMC has confirmed a data breach. Your mutual fund investments are safe, but your personal data may be at risk. Here is what investors must do now.
SpaceX IPO includes a greenshoe option heres what it means
SpaceX raised a record $75 billion in its IPO on Friday after selling roughly 5% of its outstanding shares, with the potential to raise additional funds through a greenshoe option intended to ensure orderly trading in the weeks after listing
With flawless SpaceX IPO, Wall Street establishes new standard for mega listings
Nasdaq, banks, and market makers including Citadel Securities and Morgan Stanley successfully processed unprecedented order volumes with no major glitches
SpaceX soars 19.2% in blockbuster debut, lifting US markets higher
The SpaceX listing, widely seen as one of the largest public debuts in history, lifted sentiment even as related space stocks declined
Why let gold sit idle? Here's how gold leasing can help investors earn returns
Indian households often see gold as a wealth store, kept untouched for years. Gold leasing allows owners to lend their gold for interest while retaining ownership. Details here.
What Elon Musks $1 trillion wealth means in real terms
The milestone reflects the rapid rise in the value of his rocket company and broader gains across his business empire
SpaceX stock jumps to $164, becomes sixth-largest US company by valuation
The listing attracted strong retail and institutional demand as Elon Musk outlined ambitious plans for orbital data centres and a multiplanetary future.
Advit Jewels IPO to open on June 23, issue size reduced to 1.19 crore shares
The IPO, which closes on June 25, is a fresh issue with no offer-for-sale component.
Advance tax deadline on June 15: Who should pay, who is exempt and do senior citizens need to pay?
The first advance tax instalment deadline for FY 2026-27 is June 15, 2026. Here's who should pay, who is exempt and do senior citizens need to pay?
When independence meets kinship: Independent director dilemma
SEBIs ruling on a promoters cousin serving as an independent director revives the debate on whether legal compliance alone ensures board independence
Rupee strengthens to one-week high of 95.11 on optimism around US-Iran peace deal
Crude oil prices soften amid rising hopes of US-Iran peace deal
SEBI to review delisting rules to simplify capital market exit process
The move is part of SEBIs broader effort to make Indian markets more attractive and efficient.
Brokers call: Rainbow Childrens (Buy)
With newly commissioned capacities entering the ramp-up phase and occupancy levels expected to improve, we forecast Pre IND-AS EBITDA growth of 20% CAGR over FY26FY28E
The central government has warned that deepfakes and synthetic identities are increasingly being used to target digital verification systems. Banks and fintech firms have been asked to strengthen onboarding and fraud-detection frameworks.
Are gifts received at wedding exempt from taxation? Here's what newlyweds should know
Indian weddings involve cash, gold, and gifts, which may raise tax concerns for newlyweds. The income tax law allows exemptions for gifts received during marriage, but they must still be disclosed as income. Details here.
Whether it is an ageing parent requiring months of specialised nursing post-surgery, a stroke survivor needing extensive physical rehabilitation, or a patient recovering from severe respiratory illness relying on supplemental oxygen, long-term care takes a toll.
Sensex, Nifty up 2%, Bank Nifty tops 56,800 amid softer crude and hopes of easing West Asia tensions
Over the week, Sensex rose 1.7 per cent, and Nifty 50 was up 1 per cent
Rupee rallies as oil slump sparks unwinding of dollar longs
The rupee climbed to a one-week high of 94.9550 during the session before settling at 95.11, up 0.7% on the day
Sensex, Nifty, Stock Price Highlights: Indian benchmark indices surged on Friday, with Sensex rising 1,695 points and Nifty gaining 461 points, driven by broad-based buying, banking sector strength, and easing crude oil prices following improved global geopolitical sentiment.
Gold rises to 1.49 lakh/10g in futures trade on strong global cues
Gold for August delivery rises by 915, or 0.61%, to 1,49,847 per 10 grams in 9,122 lots on MCX
Two representative groups Indian Railways Technical Supervisors Association and Railways Senior Citizens Welfare Society are seeking better pay levels, salary structure, annual increments, DA hike and allowances for employees and pensioners.
I asked ChatGPT to plan Ladakh trip under 20,000. The itinerary surprised me
My ChatGPT prompt: Please analyse whether a Ladakh trip is realistically feasible within this budget. If it is, create the most practical and enjoyable 4-day itinerary, taking into account travel time, acclimatization requirements, and major attractions.
Think a 20% market correction is rare? 45 years of Sensex data says otherwise
The Sensex has witnessed an average intra-year drawdown of 20% since 1980, yet nearly 80% of calendar years ended with positive returns.
Missed your credit card payment by 1 day? Heres what happens to your credit score
Missed a credit card payment by one day? A one-day delay usually does not affect your credit score, but repeated late payments can harm your credit profile and borrowing prospects. Try to understand loans, credit cards & other forms of debt clearly before applying so that you don't miss due dates.
I asked ChatGPT to do the wedding math: Whats a realistic budget in Delhi?
I asked ChatGPT to plan my wedding budget in Delhi. It suggested three budget scenarios conservative, moderate and premium. Read below to see which one of these it recommended.
After record IPO, Musk's SpaceX faces next test in market debut
SpaceX $1.77-trillion valuation has cemented Musks status as the first trillionaire ever and placed the company in the ranks of the worlds most valuable companies
Silver rises over 1% to 2.42 lakh/kg in futures trade amid renewed geopolitical optimism
On the Multi Commodity Exchange, the white metal climbed by 3,132, or 1.31% to 2,42,785 per kilogram in a business turnover of 11,251 lots.
Vedanta shares steady; four demerged entities set for market debut on June 15
Vedanta stock trims early gains to trade flat in afternoon session
At 12.34 pm, the Sensex was up 733 points, or 0.99%, at 74,565.55, while the Nifty 50 gained 186.25 points, or 0.8%, to 23,347.85
June 2026: Prominent small finance banks offer FD rates of up to 8.10% check details
Amid global market volatility, small finance bank fixed deposit (FD) rates of up to 8.10% can offer stable returns. Compare tenure, tax impact and safety before choosing the right fixed deposit.
Gold demand ticks up as prices slip; China premiums ease
Gold prices in India dropped to their lowest since April 2 at 146,444 rupees per 10 grams on Thursday, and are down 1.5% for the week so far
Dearness Allowance: Today we explore why DA and fitment factor decisions are significant when it comes to deciding how much salary and pension hike central government employees' and retiree can get under the 8th pay commission.
Hexagon Nutrition shares climb over 7% in market debut trade
Hexagon Nutritions market valuation stands at 619.38 crore
Mid-caps beat large-caps over 20 years; here's the hidden cost of outperformance
Mid-caps delivered stronger long-term returns than large-caps over the past two decades. But the outperformance came with significantly longer and deeper drawdowns, highlighting a trade-off often missed in CAGR comparisons.
SEBI proposes uniform price band framework to curb price divergence in multi-listed stocks
In illiquid securities, prolonged non-trading on one exchange, combined with persistent buying interest on another, can result in substantial differences in market prices: SEBI
Dabur shares steady; USFDA issues import alert for Silvassa facility
The stock traded largely unchanged at 424.35 on the NSE at around 10.12 am.
On 12 June, gold prices rose amid peace deal hopes in the Middle East conflict, with MCX gold trading at 1,50,320 per 10 grams. US President Trump's statements brought optimism, despite awaiting concrete developments on the situation.
Manish Kumar linked the decline to a number of factors, including rising living costs and demanding work cultures. He cited the example of a Delhi couple earning 50 lakh annually to illustrate his point.
Elon Musk's SpaceX had a bumper $75 billion IPO and is set to propel the world's richest person into trillionaire status. Here's a look at whether Indians can get a share of the pie and how much a $10,000 investment in the rocket company could yield.
Sensex, Nifty rise 1% as crude cools; L&T, IndiGo lead Nifty 50 gainers
Sensex, Nifty takes cues from strong gains in Asian markets and Wall Street
Rupee Surges 65 Paise to 95.20 Against US Dollar in Early Trade
The dollar index, which gauges the greenback's strength against a basket of six currencies, was trading at 99.75, down 0.11 per cent.
Gold set for weekly loss as inflation, rate hike fears persist
Gold has lost about 20% since the Iran war began, on fears that rising energy costs could spur inflation, prompting central banks to keep interest rates higher and raising the opportunity cost of holding the yellow metal
Who really makes money during a boom?
Why identifying a theme is only the beginning of successful investing.
Mis-selling, not claims, is life insurances biggest problem: Aviva CEO Asit Rath
Aviva Life Insurance CEO Asit Rath says tighter regulations are pushing the industry away from commission-led selling toward life-stage advice, data-driven underwriting and long-term customer engagement.
Markets set to open higher as oil prices fall and Asian markets gain
Nifty futures point to 1.4% rise amid easing geopolitical tensions
Wealth management for women: 4 smart strategies to tackle key financial challenges
Financial independence starts with smart choices. Wealth management for women becomes easier through disciplined investing, retirement planning, financial confidence and structured strategies that support long-term financial security and wealth creation.
Gold prices edge lower on inflation worries and rate hike expectations
Precious metal set for weekly loss as Trump signals possible US-Iran peace deal
Key developments in Indias healthcare, power, chemicals, and infrastructure sectors highlight significant acquisitions, partnerships, and projects across various industries.
Sensex, Nifty, Stock Price Live Updates: Traders can buy the stock now at 2,809. Accumulate on dips at 2,760.Keep the stop-loss at 2,670 initially. Trail the stop-loss up to 2,840 when the price goes up to 2,875
Smart financial protection meets savings with ABSLI Anmol Akshaya, a goal-based plan by Aditya Birla Sun Life Insurance that offers wealth creation, family cover and women-centric benefits. Check the complete details of the plan.
SpaceX IPO pushes Elon Musks net worth past $1 trillion
SpaceXs record-breaking IPO highlights the extraordinary investor confidence in Musks vision, even as debates grow over governance, valuation, and political influence
SpaceX raises $75 billion in mega IPO as investors bet on space future
The IPO marks the largest-ever US public offering, surpassing Saudi Aramcos previous record
Fall in gold prices to exert pressure on jewellers margins
Retailers carrying inventory bought at higher prices could potentially face mark-to-market losses
SEBI proposes uniform price-band mechanism for stocks listed on multiple exchanges
Move aims to curb price divergence in illiquid stocks arising from non-trading on one or more exchanges
