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New NPS exit rules explained: Retiring soon? How much you can withdraw and when
The National Pension System has updated withdrawal rules, allowing more flexibility for subscribers until 2026. Government employees exiting prematurely must use 80% of their accumulated pension wealth for an annuity, while those with an APW of 5 lakh or less can withdraw fully in a lump sum.
Can American customers expect any benefit as US companies seek tariff refunds?
The US government has launched the CAPE portal for businesses to apply for tariff refunds after SCOTUS deemed Trump's tariff regime illegal. However, companies are unlikely to pass on the benefit to Americans.
Among the safest investment tools in India, bank deposits and the government's Senior Citizen Savings Scheme (SCSS) are the preferred choice for retired investors seeking steady payouts and guaranteed returns.
Direct funds are plans where investors apply directly with a fund house without an agent, bank or broker. While this eliminates commission fees, they demand more markets knowledge from investors. Here's what you need to keep in mind
Mutual fund investments are considered among the best ways for an ordinary investor to book capital gains. However, there are varying levels of risk attached based on the type of scheme. Here's what you should consider before picking one.
The Ministry of Finance on 22 April announced revision of rates of Dearness Allowance (DA) for central government employees, effective from 1 January 2026. Here's all we know so far
Brokers Call: Minda Corp (Buy)
Choice Institutional Equities
Savings of 50 lakh? How inflation and lifestyle determine if your money lasts or runs out
A big reality check on 50 lakh in savings in India shows how inflation, lifestyle expenses, and location determine how long the corpus lasts and whether it builds long-term financial security.
Income-tax returns: Here's how to declare gifts, mutual fund and share transfers in ITR form
Recipients of significant financial gifts from relatives should disclose these in their ITR to ensure transparency. Proper reporting and retention of documents can prevent tax queries or notices from the tax department in the future.
Organised gold recycling can curb imports, boost economic stability: Muthoot Exim CEO
With domestic production being negligible, India imports nearly 99% of its gold; It is reported that in 2025 alone, gold imports stood at around 630 tonnes, valued at $58.8 billion
Trent posts 20% revenue jump, declares bonus issue as Zudio drives expansion
The stock closed at 4,409.90 on NSE, up 0.44% on the day, giving the company a market capitalisation of approximately 1.57 lakh crore
Indian retail portfolios are no longer insulated from global shocks
As the correlation between Indian and US markets hits record highs, the hidden global risks embedded in domestic stocks are making traditional diversification strategies obsolete.
In a fragile world, how anti-fragile is your portfolio?
The world is unpredictablebuild a portfolio that benefits from shocks.
NRI rental income compliance: Why is my tenant asking for UK address and tax ID from April 2026?
New Income-tax Act, 2025 and Rules, 2026 change foreign remittance reporting. What NRIs renting out Indian property must discloseand whether PPF withdrawals remain tax-free.
These 5 money habits are quietly pushing you towards a financial crisis here's how to fix them
Financial crisis warning signs often hide in daily habits. From rising debt to no savings, these signals reveal weakening money control, inefficient financial planning and the urgent need for smarter reconsideration and devising a proper economic management strategy.
Stock market losses can ease your tax burden if you dont ignore this crucial caveat
Capital losses on listed shares can be set off against capital gains within the same financial year. Unutilised losses can be carried forward for up to eight years, provided ITR is filed on time. Here's what the process looks like.
Rupee nears 94/USD level; settles 39 paise lower
At the interbank foreign exchange, the rupee opened at 93.69 and touched an intraday low of 93.87, nearing the 94 level it reached for the first time on March 23
Intellect Design Arenas payment platform wins top US compliance rating
Nacha Consulting flagged as a differentiator the platforms ability to handle instant payments, bulk batch payments, and high-value RTGS payments on a single system
AABL acquires Kerala distillery for 30.85 crore via NCLT resolution plan
SDF Industries operates an IMFL bottling capacity of approximately 3.60 lakh cases per annum and holds an ENA distillery licence with a capacity of 75 lakh litres per annum
Buying your first home in 2026? Experts share key financial and market tips
Buying your first home in 2026 demands smart financial planning, professional guidance, awareness of home loan rates, hidden costs and location value to ensure long-term stability and confident property investment decisions.
PNC Infratech shares surge 7% on 3,483 crore NHAI project order
Over the past one month, the infrastructure major has gained 28% significantly outperforming the Niftys rise of 8% during the same period
Gold rises as oil weakens after US extends ceasefire with Iran
Spot gold rises 1% to $4,759.63 per ounce
Micro-vacation boom: Why trekking is the new budget-friendly weekend escape
Young professionals in India are opting for short weekend treks instead of long vacations. Weekend trips offer affordability and accessibility, while organizations emphasize the importance of physical and financial preparation for trekking.
Arushi Garg, a 23-year-old JPMorgan Chase engineer, shared her monthly expenses on Instagram, revealing the high cost of living in Bengaluru. Her total expenses range from 30,000 to 35,000, sparking discussions about financial pressures faced by young professionals in urban areas.
Inflation can significantly erode the value of retirement savings, as 1 crore in 2046 loses purchasing power, highlighting the need for a larger corpus, disciplined investing and inflation-adjusted long-term financial planning.
HCL tech drags Nifty below 24,450; IT sector bleeds as Infosys results awaited
HCL Technologies stock crashes 10.80% to 1,285.60
Gold slips 0.7%; Brent holds near $95 as US-Iran ceasefire uncertainty keeps bullion rangebound
The energy shock is the key headwind for gold higher crude stokes inflation fears, which in turn reduces the probability of rate cuts, limiting appetite for non-yielding assets
Rupee set to weaken over time; 100 per dollar likely but not a concern: Nilesh Shah
Nilesh Shah emphasised that gradual and orderly depreciation is not a concern, as it helps maintain economic competitiveness
Gold worth $700 billion lying idle can fund India's growth: Nilesh Shah
Kotak AMC MD calls for monetisation push to unlock vast domestic capital
Cost is a key factor for pilgrims deciding between Hajj and Umrah. Hajj is a mandatory religious duty and significantly more expensive than Umrah, which is a recommended practice and more flexible in scheduling and pricing.
Super senior citizens may not need to file income tax returns if they meet conditions under Section 194P. Complete exemption applies to those 75+ with only a pension and interest income from a specified bank. Details here.
FD or MF: Where should you park your emergency fund? Best options for high and low tax bracket
Fixed deposits are recommended for immediate needs, while mutual funds may be better for slightly delayed emergencies
L&T locks 3 lakh tonne green ammonia deal with Japans ITOCHU
The deal advances the two companies relationship beyond the Joint Development Agreement they signed in July 2025
Flexi cap mutual funds gain traction amid volatile markets, offering dynamic allocation across stocks. Compare HDFC, ICICI, Parag Parikh and Mirae Asset strategies, risks and returns before investing.
Tata Elxsi shares fall 5% despite profit jump, cautious outlook weighs
Tata Elxsi reported a net profit of 220.35 crore for the March quarter, up 27.8 per cent y-o-y from 172.41 crore in the same period last year
LTM bags two Google Cloud Partner Awards
The company was recognised in two categories: Media & Entertainment Industry Solutions, and Infrastructure Modernisation at Scale
LTIMindtree rebrands as LTM, positions itself as business creativity partner
The company describes itself as AI-centric and positions the Business Creativity concept as combining human insights with intelligent systems
ACME Solar hits 2 GWh battery storage milestone in Rajasthan; stock up 1.65%
Shares of ACME Solar rose 1.65% to 301.15 on Wednesday, against a previous close of 296.25, with a session high of 304.45
HCL Tech shares slump 10% on weak FY27 guidance, analyst downgrades
Nifty IT fell over 3%, HCL Tech, Persistent Systems were top losers
Rupee falls 31 paise to 93.75 as oil prices rise, equities weaken
Weak domestic equity markets and continued foreign institutional investor (FII) outflows further weighed on the currency.
Nifty slips 100 points on IT drag; HCL Tech tanks 7% after weak outlook
The decline came after a strong run-up, with Nifty having gained nearly 10% so far in April
Q4 ResultsToday, April 22, 2026, Live Updates: Catch live updates
RBI on Tuesday issued a consolidated digital payments e-mandate framework, setting a threshold of 15,000 per transaction for recurring payments without requiring an OTP. The framework includes provisions for cross-border payments and mandates pre-debit alerts, among other measures. Details here.
Gold in 2026: How much should you hold in your portfolio and is now the right time to invest?
Gold is increasingly viewed as a hedge amid global uncertainty. Investors face questions about whether to invest, how much to hold, and which options to choose, including Gold ETFs, physical gold, and digital gold.
Sensex, Nifty, Share Prices LIVE: Indian markets are likely to open under pressure as IranUS talks stall, with Gift Nifty signaling weakness. Analysts expect volatility amid earnings season, global uncertainty, and continued stock-specific action across sectors.
Gift Nifty signals weak start as IranUS talks fail to progress
Analysts expect volatility to continue amid prolonged geopolitical tension
Social Security payout today: Benefits jump by up to $1,000 for some recipients who qualifies?
The repeal of the Windfall Elimination Provision and Government Pension Offset aims to assist those previously affected by these reductions.
A CA has warned that India's middle class may see wealth decline even with salary increases. He states that investment strategies need to shift from savings to growth to counteract rising inflation and living costs.
With rising credit card fraud incidents, users should remain vigilant and take quick steps to ensure that suspicious transactions are reported to the relevant authority without delay. Here's all you need to know
Want to transfer or gift your mutual fund units to a loved one? Here's a step-by-step guide
Mutual funds: Transferring MF units involves converting them to demat format, with specific processes for gifting or transmission. Here is a step-by-step guide to gifting your MF units to a loved one.
Effective credit management includes monitoring scores and reports. Credit scores indicate responsibility, while reports detail history. Knowledge of both is essential for securing loans and improving financial standing.
Investing in digital precious metals offers several advantages. These include no storage hurdles and no risk of theft or purity issues.
The Senior Citizens Savings Scheme offers a retirement plan for individuals over 60, allowing investments from 1,000 to 30 lakh for five years at 8.2% interest. Here's all you need to know
Can non-resident heirs inherit agricultural land in India?
Inheritance is permitted under Indian law, but state-level restrictions, transfer limits and repatriation rules can complicate how such land is held or sold.
Textile, seafood stocks in focus after US tariff refund roll-out, select counters end higher
Avanti Feeds and Apex Frozen Foods settle lower after hitting their 52-week highs on profit-booking sales
How much EMI is too much? Experts say keep it within 30% of your income
EMI burden can quietly strain finances, so keeping EMI within 2530% of income ensures financial stability, better savings, and stress-free loan management aligned with long-term financial goals.
Rupee plunges 32 paise to settle at 93.48 against US dollar
MUMBAI, Apr 21: The rupee declined 32 paise to close at 93.48 (provisional) against the US dollar on Tuesday, weighed down by a steady American currency and volatile crude oil prices amid uncertainties over the progress of West Asia peace negotiations. Positive domestic equity markets failed to boost local currency, which also had some impact of the Reserve Banks latest move to ease curbs on speculative bets in non-deliverable forward markets, forex analysts said. The Reserve Bank on Monday partially [] The post Rupee plunges 32 paise to settle at 93.48 against US dollar appeared first on Daily Excelsior .
Who needs an income tax clearance certificate before leaving India? New rules explained
Many were confused by claims that an income tax clearance certificate (ITCC) is mandatory for all travellers departing the country. The government clarified that ITCC is required only for specific individuals. Here's what the new rules say about NRIs.
I took help from ChatGPT and Gemini to decide if I should buy an iPhone on a yearly salary of around 7-9LPA. What the two AI's told me, changed my decision
Kerala loan app crisis: 15,000 complaints, 7 suicides 5 crucial lessons every borrower must know
Shocking revelations from the Kerala loan app crisis expose illegal lending scams, harassment and suicides, warning digital borrowers to stay cautious, verify lenders and protect personal data online.
PL Capital sees Nifty at 27,080; flags geopolitical risks, crude-led pressures
PL Capital said the impact of higher crude may be relatively contained compared to past shocks due to lower oil intensity of GDP
US Social Security: April's last payment to be sent tomorrow, are you on the list?
The final April Social Security payments will be distributed this week, specifically on April 22 for beneficiaries born between the 21st and the month's end. The May payment cycle will start after that, with SSI payments expected on May 1, 2026.
8th Pay Commission: 69,000 minimum salary, 3.83 fitment factor; NC-JCM's 7 key demands explained
8th Pay Commission NC-JCM demands explained: They cover key issues such as salary, fitment factor, and pension reforms. The proposal includes a minimum salary of 69,000. It also suggests a 3.833 fitment factor. The aim is to improve pensions and the overall pay structure.
Dont apply for a visa before knowing this key cost difference
Choosing between single-entry and multiple-entry visas depends on travel frequency, budget, and plans. Single-entry visas are cheaper for one-time trips, while multiple-entry visas provide flexibility and convenience for frequent travelers, despite higher initial costs.
Ceasefire uncertainty keeps gold prices steady as crude surges on Hormuz closure
Spot gold was trading around $4,794$4,825 per ounce, pinned within its recent $4,750$4,850 band, while silver hovered near $79.30, holding above the key $78 support level
Sensex surges 700 points at midday; Trent, Bajaj Finance lead rally on ceasefire optimism
Broader market breadth remained firmly positive on the BSE. Of 4,274 stocks traded, 2,667 advanced against 1,418 declines, with 189 unchanged.
GSTR-3B March 2026 filing: Was the 20 April deadline extended? What happens if you miss due date?
Tax professionals are voicing concerns over technical glitches affecting GSTR-3B filings for the March 2026 tax period. The GST portal also shows that a one-day extension is under consideration, but no official announcement has been made yet.
Gold falls as investors await clarity on US-Iran talks, dollar edges up
The US dollar edged up on Tuesday, making greenback-denominated commodities more expensive for holders of other currencies.
Your mutual fund's new expense ratio has a maths problem
Sebi's biggest cost disclosure reform in three decades went live on 1 April. The new framework is more transparent, but one design choice produces numbers that could confuse everyone from retail investors to advisors to data platforms.
Indias home loan boom runs into a paperwork wall
Heavy documentation, uneven processes and opaque practices continue to slow borrowers, even as credit fuels most home purchases.
Jio Financial shares slip after Q4 profit falls 14%; stock down 20% YTD
The Reliance Industries-backed financial services company reported a consolidated net profit of 2.72 billion for the March 2026 quarter, down 14% from 3.16 billion a year earlier
Vedanta shares hits 52-week high as demerger record date triggers rally
The stock opened sharply at 791.70 before pulling back slightly, with traded volume already at 109.55 lakh shares and turnover crossing 860 crore
BoM shares hit 52-week high on strong Q4 earnings
The stock rose over 6% to 80.43 on the NSE, up from 75.54, due to strong investor response to the banks earnings and growth outlook
Steel Exchange India raises 75 crore from IMR Group via convertible warrants
The companys board had on March 4, 2026 approved raising up to 350 crore through convertible warrants on a preferential basis
Billionbrains Garage Ventures (Groww) shares soar 4% on strong Q4 profit surge
The stock was trading at 202.26 around 10 am, after rising to an intraday high of 203.37 from the previous close of 196.11, as investors reacted positively to the earnings momentum and growth outlook
Dollar subdued as markets eye ceasefire talks; yen pressured by BOJ delay
With the ceasefire set to expire this week, the fate of Iran peace talks remained uncertain
Rupee falls 16 paise to 93.32 against US dollar in early trade
The Reserve Bank on Monday partially withdrew directives taken on April 1 to curb excessive speculation in the rupee
Q4 ResultsToday, April 21, 2026, Live Updates: Catch live updates
Rupee markets navigate partial RBI rollback, USIran risks simmer
The rupee will open in the 93.08-93.14 range versus the US dollar, per traders, having weakened 0.2% to 93.1275 on Monday
Gold steady as investors await clarity on US-Iran talks
Oil prices fell as investors reassessed supply risks on expectations peace talks between the US and Iran will take place this week and allow more supply to flow from the key Middle East producing region.
Indian markets seen volatile as US-Iran ceasefire expiry weighs on sentiment
Traders are closely watching developments in peace talks, crude oil prices, and the ongoing Q4 earnings season
Stocks to watch on Tuesday: Suzlon, Hyundai, TVS Motor, HCL Tech, TCS, JSW Steel among key names
IndiaKorea business ties expanded with multiple MoUs across renewable energy, steel, IT and mobility sectors, as Suzlon, TVS Motor, Hyundai, JSW Steel, TCS and others announced major global partnerships, investments, expansions and technology collaborations
Key triggers for oil stocks: HPCL, RIL, OIL in focus
Oil stocks including HPCL, Reliance Industries and Oil India are in focus amid sector-specific triggers, including upstream developments, refining trends and policy cues, which are expected to influence trading sentiment and near-term movement in energy counters.
Stock Market Live: Stock to buy today: Balrampur Chini Mills
Sensex, Nifty, Share Price LIVE: The stock has begun the week on a strong note by surging over 6 per cent on Monday. This rise indicates that the up move is gaining momentum. Support is in the 500-490 region. The price action since December last year is happening inside a bull channel. The recent rise is happening from the lower end of this channel. Balrampur Chini Mills share price can rise to 560-565, the upper end of the channel in the coming weeks.
If your investment in gold is not for personal use, there are other alternatives to choose when looking to invest in the asset instead of purchasing physical gold. We explore digital gold what it means, its cost, associated charges, tax liability and regulatory protections.
BHIM App users can now easily track their CIBIL Score. Here's how to do it
CIBIL Score integration in the BHIM Payments App enables users to securely access credit reports, track their financial health, and increase credit awareness, supporting smarter money decisions.
PPF is a government-backed savings scheme with tax-exemption that parents or guardians can open for their child / minor in care, till the account holder turns 18. Here's all you need to know about the process, contribution limit, deduction, and more
Kothari Industrial Corporation shares now listed on the NSE as well
The companys shares are already listed on the BSE
Top investment options 2026: Compare fixed deposits, PPF, mutual funds, ELSS, and gold to balance risk, returns, and inflation protection amid geopolitical uncertainty and evolving economic conditions in India.
