37 C 
EPFO has delayed the launch of its UPI-linked claim settlement facility to August as it focuses on resolving glitches in the upgraded CITES 2.01 portal. The new system aims to enable faster credit of eligible PF claims through UPI once the platform stabilises.
The 8th pay commission panel is scheduled to hold state and union territory visits and meetings in Delhi, Chennai, and Puducherry in August and September this year as part of its consultation process. Check the full list of cities, dates and other details here
India Gold Metaverse raises 300 crore to build digital infra for gold economy
The capital will enable the company to accelerate platform development, expand the ecosystem, deepen strategic partnerships and build scalable digital infrastructure
Different fund categories, same stocks? These equity mutual funds have up to 79.4% portfolio overlap
A study found that the BOI Large & Mid Cap Fund and BOI Multi Cap Fund from the same AMC have a portfolio overlap of 79.4%, despite belonging to different categories. This highlights that investing in multiple equity mutual funds across categories may not always lead to better diversification.
Can a salaried person use presumptive tax for 1 lakh freelance income?
Whether you can opt for presumptive taxation under section 44ADA of the Act depends on the nature of your freelance income. If your freelance work qualifies as a specified profession you may opt for the presumptive taxation scheme, as gross receipts of 1 lakh are within the prescribed thresholds.
Rupee logs best day in over 6 weeks as RBI intervention magnifies oil slump impact
The rupee opened at 96.1475 against the U.S. dollar and climbed to an intraday high of 95.7950, having settled at 96.5625 in the previous session
ITR filing mistake: ITAT deletes 17.41 lakh penalty after CA firm's affidavit proves clerical error
The Mumbai ITAT deleted a 17.41 lakh penalty after accepting a CA firm's affidavit that an incorrect revised ITR was filed due to a clerical error. The Tribunal held that, in the absence of evidence of deliberate misreporting, penalty under Section 270A could not be sustained.
ITR filing issue, refund delay or TDS mismatch? Here's how to raise a complaint through e-Nivaran
The e-Nivaran facility allows taxpayers to raise and track income tax grievances online through a structured process. Both registered and unregistered users can raise complaints, which are routed to the concerned department, and can be tracked using a unique acknowledgement number.
Gold climbs as pause in West Asia crisis curbs inflation risk
Gold has largely hovered around $4,000 an ounce since late June, with a wave of dip-buying keeping the metal above the psychological threshold that some traders see as a key support.
EPF Calculator: 25,000 basic pay can build corpus of over 1.12 crore in 30 years Here's how
An employee earning a basic salary of 25,000 can accumulate an estimated EPF corpus of 1.12 crore over 30 years. Monthly contributions, annual salary hikes and the power of compounding together build long-term retirement wealth through the Employees' Provident Fund.
Supreme Court rules vehicle's mere presence is not enough for motor accident compensation
SC says compensation under the Motor Vehicles Act cannot be awarded merely because a vehicle was part of the sequence of events. Claimants must establish a credible causal link between the use of the vehicle and the death or injury.
How investors can benefit from India's push to reduce import dependence
India's push to reduce external dependence presents a long-term investment opportunity. Experts suggest focusing on structural reforms, strong management, and business fundamentals, rather than short-term policy announcements, for sustainable earnings growth
The EPF reform gives employers a chance to rethink retirement architecture
The EPF reform is more than a payroll change. It gives employers an opportunity to redesign retirement benefits by combining EPF's stability with NPS's growth potential and tax efficiency.
EPFO annual report: bigger corpus, faster claims, but challenges persist
EPFO's corpus has swelled to 28.4 trillion and claim settlements hit a record in FY25, but rising pension payouts, persistent grievances and thinner investment yields pose fresh challenges.
Funding your spouse's PPF account? Tax expert explains how Section 80C rules apply
Funding your spouses PPF account can help you claim a Section 80C deduction of up to 1.5 lakh, provided the contribution comes from your own income. Tax treatment, ownership rules, clubbing provisions and practical points every taxpayer should know before investing.
Zen Tech shares fall 8.7% after Q1 PAT declines
The revenue from operations fell 10.4 per cent to 141.64 crore during the quarter under review compared to 152.82 crore in Q1FY26
Tata Consumer shares up 3.2% as Q1 profit jumps 29%, brokerages retain buy calls
The stock traded at 1,100.70 on the NSE at 10.55 am; hit a high of 1,123.40 during the session.
Will my FCNR deposit stay tax-free after I return to India?
Experts explain whether FCNR deposit interest remains tax-free after returning to India and whether a five-month stay in India triggers tax residency under current rules.
ITR filing 2026: Sitharaman asks tax officials to let honest taxpayers correct genuine mistakes
As the July 31 ITR filing deadline nears, Finance Minister Nirmala Sitharaman has urged tax officials to let honest taxpayers correct genuine mistakes. She also outlined the 5Rs of responsive tax governance and called for greater tax certainty and lower litigation.
Sensex jumps 530 pts as crude retreat; IndiGo, Tata Consumer lead gains
The BSE Sensex, which closed Friday at 76,059.77, opened at 76,608.98 and was trading at 76,589.59, up 529.82 points or 0.70%, as of 9.17 AM
Govt bonds rebound as easing US-Iran tensions drag crude oil lower
The benchmark 6.94% 2036 bond yield was at 6.7767%, as of 10:15 am, down from a closing level of 6.8253% on Friday, when it notched a second consecutive weekly rise.
Nifty Prediction Today July 27, 2026: Nifty futures: Resistance ahead; stay cautious
A breakout of 24,000 can lift Nifty futures (Jul) to 24,250
Crude oil falls as US, Iran halt weekend strikes
After 13 days of strikes, the US has held off on further strikes over the last two days, while Iran also paused retaliatory attacks
Rupee rises 28 paise to 96.25 against US dollar in early trade
On Friday, the rupee recovered from a low level and settled 20 paise higher at 96.53 against the US dollar
Juniper Green Energy sets IPO price band at 214-225 per share; issue opens on July 30
Juniper Green Energy develops, builds and operates utility-scale solar, wind, hybrid and battery energy storage projects across India
Prepare your SIP before the next market correction: Experts share a 5-point checklist
Market volatility is inevitable, but experts say investors can avoid emotional decisions by planning ahead. From setting investment rules to building an emergency fund, here's how to prepare your SIP before markets turn turbulent.
EPFO auto refund: 1.18 lakh dormant PF accounts verified; no claim needed for balances up to 1,000
The Labour Ministry has completed bank verification for 1.18 lakh dormant EPFO accounts under its auto-refund pilot. The system is expected to be ready by August-end, allowing eligible subscribers to receive their PF money without filing a claim.
Gold and silver prices today, 24 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
ITR filing deadline 2026: Only 5 days left till 31 July Key things taxpayers must know
ITR filing deadline 2026 is just five days away for salaried taxpayers, pensioners and investors. Here's who must file by 31 July, key due dates, essential verification steps, filing checklist and practical tips to avoid last-minute errors and refund delays.
When should you pause your SIP? Experts explain when it makes sense and when it doesn't
Experts say pausing a SIP should be driven by financial emergencies such as job loss or medical expenses, not market volatility. Here's when it makes sense to hit pause and when staying invested could work in your favour.
Gold gains on pause in US-Iran fighting; Fed decision looms
Spot gold rose 1.4% to $4,110.56 per ounce
Global cues, softer crude signal positive start for Indian markets
Gift Nifty pointed to a positive start, but elevated India VIX, FII short positions and the monthly F&O expiry are likely to keep markets volatile
How balanced credit mix improves credit score, boosts loan eligibility, say experts
A healthy credit mix can improve your credit profile by showing responsible borrowing behaviour. Here's how secured and unsecured loans, timely repayments and low credit utilization influence credit scores constructively and help borrowers access better financial opportunities.
Sensex today | Stock Market Live: Stock to buy today: KIMS
Sensex, Nifty, Share Prices LIVE: The stock of KIMS (Krishna Institute of Medical Sciences) has been in a long-term uptrend. But after hitting a record high of 858.15 on July 6, the price dropped. However, the stock is now hovering near the support at 780 whereas a rising trendline coincides. Moreover, the stock has formed a morning star candlestick pattern on the daily chart. Hence, the indications are that the trend is turning bullish and we are likely to see a fresh leg of rally from the current level.
A host of listed companies announced key business developments, including fresh project wins, fundraising plans, strategic investments, executive appointments and infrastructure contracts, with deals spanning renewable energy, pharmaceuticals, railways, defence, hospitality and technology, reflecting strong order momentum across sectors
The 8th Pay Commission is holding stakeholder meetings and consultations. Central government employees can track key developments and submission deadlines before recommendations on salaries, pensions and allowances are finalized.
In August 2026, RBI has marked 14 holidays for banks, during which in-branch services will not be available. UPI, ATM and other such essential services remain functional on holidays. Check full RBI's bank holiday calendar for next month here.
EPFO mandates PF, pension claim settlement within 20 days What to do if it's delayed?
EPFO employees will experience faster settlements for provident fund, pension, and insurance claims, with a 20-day processing rule. Delays incur a 12% penal interest. Here's how employees can submit their complaints.
MTF book hits fresh high of 1.43 lakh crore despite slower growth
Shift towards leveraged cash-market trades continues as derivatives activity cools
Gold and silver: What will drive prices this week?
Analysts say US Fed action, oil swings to be in focus amid escalating West Asia tensions
EPF interest credit delayed? What it means for your savings
EPFO members have begun receiving the annual interest of 8.25% for FY2025-26 in their provident fund accounts, starting July 15. Interest is credited annually, and updates may take time to display, but any delays do not affect the amount earned.
Gifting money to your spouse? Here's when tax applies and who pays it
Transferring money to a low-income spouse to reduce tax liability can backfire, as income may be taxed in your hands under clubbing provisions if invested. Details here.
EPF withdrawals are tax-free if an employee completes five years of continuous service. Withdrawals before five years may be taxable, except in certain cases such as ill health or employer closure. TDS rules depend on the withdrawal amount.
The same real estate exposure can result in different post-tax returns. REIT mutual funds and listed REITs offer a shorter holding period for long-term capital gains than direct property, while differences in income taxation and TDS can further impact investor returns.
Should you break an FD or take a loan against it when you urgently need money? Experts explain
Need urgent cash? Check whether breaking a fixed deposit or taking a loan against an FD is the better option. Compare costs, penalties, interest rates and repayment factors to make a smarter financial decision while protecting your long-term savings.
Social security: Over 31.78 crore unorganised workers are registered on e-Shram porta till July 2026. Today, we take a look at how you can apply, the eligibility criteria and most frequently asked questions
Wider acceptance of UPI abroad benefits Indian tourists, students and business travelers by allowing use familiar mobile apps for payments instead of reliance on international debit or credit cards.
Asset allocation across equities, debt and gold helps investors balance growth, stability and risk. Learn how diversification, age-based investing and regular portfolio rebalancing can improve long-term returns and protect wealth during market volatility.
Most domestic ETFs are trading close to their NAV, while some international ETFs trade at steep premiums due to supply constraints. Experts advise investors to compare an ETF's market price with its NAV or iNAV to avoid overpaying and make better investment decisions.
Credit cards offer convenience, rewards and credit-building opportunities, but only when used responsibly. Experts explain how timely repayments and disciplined spending can help individuals avoid debt, improve credit scores and maximise financial benefits while reducing borrowing risks.
US market at record highs, China still cheap: Where should Indian investors invest?
Indian investors are reevaluating portfolio strategies amid market volatility. The US offers growth but is expensive, whereas China is cheaper yet carries risks. Experts suggest global diversification, with a recommended allocation of 15-25% for beginners and up to 50% for aggressive profiles.
Bank holidays this week: Banks in India will be closed for upto eleven days in the next month, but digital platforms like UPI and banking apps will remain operational. Customers should note that in-branch services are suspended on Sundays and specific regional holidays.
In praise of inefficient money
The pouch system that economists call primitive is the discipline that stops you from robbing yourself.
Investors should update their nominee details after the nominee's death. The assets remain valid, but failing to appoint a new nominee can lead to delays and additional paperwork for beneficiaries in claiming investments later. Details here.
When making your financial plan, you can use systematic investment plan to build an emergency fund. Here's how to calculate how much to invest monthly using the 3-6-9 rule. We explain
A slowdown in demat account openings indicates a shift from speculative trading to long-term investing, says ClearTax CEO Archit Gupta. Here's why.
Warren Buffett is giving away $140 billion to charities. But what happens to the taxes?
Warren Buffett plans to give away his $140 billion stake in Berkshire Hathaway by 2034, donating 12 million shares to four foundations. He emphasises his children's responsibility in managing the wealth while facing criticism over the effectiveness of foundations for aiding vulnerable Americans.
ITR deadline: While the overall e-filing process has become quicker, the process can be daunting for first-time filers. Here are five key things taxpayers should know to prepare before filing ITR.
EPFO underpaid EPS pension by 1,350; consumer commission orders refund with interest
A consumer commission ordered EPFO to refund 1,350 plus interest after miscalculating an employee's EPS withdrawal benefit. The commission ruled that EPFO used the wrong factor for calculations, leading to a shortfall in the payout. Details here.
Financial freedom at 32, but at what cost? The 4.5 crore health warning
A 32-year-old struggled with health due to long work hours and poor self-care, leading to a diabetes and hypertension diagnosis. His story highlights the relationship between health and financial risk, emphasizing the need for professionals to prioritize well-being alongside career goals.
Did not file your ITR yet? Why waiting for a deadline extension could hurt your wallet
Missing the ITR deadline leads to penalties and interest on the unpaid taxes where applicable. Here's why a due date extension is unlikely this year and hence taxpayers should consider filing their tax returns on time.
EPFO: Today, look at how EPF subscribers can check their claim status for provident fund withdrawal, transfer, or pension fund in real-time using the official portal, Umang mobile app, SMS and missed call options.
ITR filing 2026: Can professionals and business owners change their tax regime every year?
The new tax regime is the default for taxpayers, with salaried individuals able to choose annually. Business income taxpayers face restrictive rules, allowing a one-time switch between regimes.
Fixed deposits offer senior citizens stable returns, protecting their savings from market volatility. Leading small finance banks provide competitive rates for different tenures.
How to pay income tax online? Step-by-step guide and payment modes available
The e-pay tax facility is a convenient option to pay taxes online as it allows payments via both pre-login and post-login options, and supports multiple payment methods. Details here.
8th pay commission: From pension revision to various leaves and increment schedule Here's the full list of demands for allowances and benefits made by the NC-JMC for government employees and pensioners.
India's first REIT mutual fund launched: Edelweiss NFO opens August 5; key details
Edelweiss Mutual Fund has launched India's first REIT-oriented mutual fund, with the NFO opening on August 5. The passive fund will track the Nifty REITs & Realty Total Return Index, offering exposure to listed REITs and real estate companies through a single investment.
DA hike: State government employees and pensioners in West Bengal expect the new 7th pay commission to address the dearness allowance gap with central government staff and retirees. Here's why the issue matters
Income Tax Department launches foreign assets report on e-Filing portal, here's how to check
The Income Tax Department has launched a new Foreign Assets Information report on the e-Filing portal, allowing taxpayers to view overseas financial data received from foreign jurisdictions.
Gold edges up as Brent eases, West Asia developments in focus ahead of Fed meet
Bullion has fallen about 23% since the US-Iran war began in February, pressured by expectations that war-driven inflation could keep interest rates higher for longer
ITAT has ruled that administrative controls such as attendance, fixed timings and leave approval do not, by themselves, create an employer-employee relationship. The tribunal quashed a 9.48 lakh tax demand, holding that contractual teachers were independent professionals.
Q1 Results Today, 25th July 2026 Live Updates: Track all the latest Q1 FY27 earnings announcements, corporate developments and management commentary as companies report their June quarter results.
8th Pay Commission schedules Delhi meetings on Aug 7 and 10; July 31 deadline for employee bodies
The 8th Central Pay Commission has fixed August 7 and 10 for the next round of stakeholder consultations in Delhi. Employee associations that have already submitted memorandums can seek appointments until July 31, while more state-wise consultations are planned.
Minimum pension scheme for all? Government clarifies there is no such proposal
The Centre has clarified that it is not considering a universal minimum pension scheme for all citizens. According to an ET Online report, the government instead highlighted existing social security provisions under the Code on Social Security, 2020.
Metal ETFs shine in uncertain market: Should you invest now?
The performance of metal ETFs depends on the state of the economy, as they invest in industrial metals. While they are expected to grow during economic expansion, they carry more risk than gold and silver ETFs.
Planning to invest in a bond SIP? Why it doesn't work like your regular equity SIP
Running a SIP in fixed income works on a fundamentally different principle than running one in stocks
Lords Mark Industries to issue shares at 158 apiece
Lords Mark Industries will issue over 10.28 lakh equity shares to Bennett, Coleman and Co at 158 apiece, signalling institutional confidence in its growth strategy
Q1 Results Today, July 24, 2026, Highlights: Follow businessline for more updates
EPFO: Want to claim provident fund after EPF member's death? Here's how Stepwise guide for families
Today, we take a look at how the family (nominees or legal heirs) of an EPF subscriber can claim the provident fund savings amount after the member's death. Here's a stepwise guide
EPF members can retrieve their forgotten UAN online via the EPFO portal or through SMS and missed call services. Details here.
Regal Jewellers will enable customers to purchase jewellery directly from the manufacturer at wholesale price
Xtranet Technologies IPO subscribed 1.96 times, driven by retail investors
The issue closes on July 27, 2026, with shares scheduled to list on the BSE and NSE.
9,330 crore lies unclaimed in inoperative EPF accounts: Here's how to check and claim your money
The sizeable amount locked in such accounts indicates that many workers have either not withdrawn or transferred their EPF balances.
Nifty bleeds for fifth day as $100 oil rattles D-Street
Rate-sensitive sectors bore the brunt of the sell-off, with private banks and realty stocks leading the losses, while FMCG emerged as the only major sectoral gainer
Lohia Corp IPO sees increased retail interest on Day 2, subscription hits 0.59 times
Retail investors cross fully subscribed mark
Sumeet Industries raises 200 crore through rights issue to fund expansion
Sumeet Industries expects the recommissioning of the Nakoda CP Plant in Q1 FY28 to double its production capacity, strengthen backward integration and drive future growth
Indo-MIM IPO surges to 3.07x subscription on day 2; NII category crosses 8 times
With one day of bidding remaining, the issue closes July 27, 2026, all categories are now fully subscribed
The government penalised the MSP of the income tax e-filing portal due to an extension of the ITR filing deadline caused by technical issues in FY 2025-26. Here's why an extension this year is unlikely.
