Hubballi gears up for grand finale of Ganesha festival on Friday
Hubballi has geared up for the grand finale of the public celebration of the Ganesha festival on Friday, with various Ganesha Mandals, civic and police authorities making elaborate arrangements for smooth conduct of immersion processions of Ganesha idols
Guru bhakti has been discarded. But is this entirely a good thing?
The neoliberal reorientation of Indian higher education under the National Education Policy (NEP) popularised the vocabulary of learning outcomes, stakeholder satisfaction, employability, student-centred pedagogy and measurable performance
13.88 lakh seized at Sub-Registrars office at Kalligudi
Pune awarded 2032 Road Cycling World Championships
Centre assures Keralam of anti-dumping duty on Chinese titanium dioxide
The domestic titanium dioxide industry is facing a severe crisis due to low-priced imports from China, which has significantly impacted public sector undertakings in Kerala including KMML and TTPL.
Asian Games 2026: Satnam and Salman win a historic bronze
The two were also the only Indian rowers to win a medal in this edition
BRS hails Supreme Court verdict on Danam Nagenders disqualification
Party leaders Harish Rao, Kaushik Reddy tell Rahul Gandhi to make other defected MLAs quit and seek fresh mandate
Delhi HC asks journalist, woman lawyer to explore amicable settlement in defamation suit
Omar Rashid has filed the defamation suit against two women lawyers, who made social media posts against him alleging sexual harassment.
Wellness tourism in Kanniyakumari; district administration sends plan to government
The family alleges blood bank staff at Sanjay Gandhi Memorial Hospital in Madhya Pradesh asked them to bring a donor from their own caste; the administration says two potential donors were rejected due to their medical conditions
1,000 Dengue Breeding Checker teams deployed in Tirunelveli district
India faces Panama in friendly
The major news headlines of the day and more
Amid heavy rain, overall reservoir levels hold steady at 50% in Andhra Pradesh
Godavari, Krishna systems see substantial flows, Pennar basin and Rayalaseema reservoirs remain far below capacity, reflecting uneven distribution of water across State
Mumbai, Maharashtra, India --- Business Wire India
LTM Introduces BlueVerse OneToken with Harnessing Capabilities to Optimize Token Spend
Helps organizations run and scale AI with greater control, transparency and accountability
Lake renovation panel launches plantation drive in Thanjavur district
Lake renovation panel launches plantation drive in Thanjavur district
The latest flashpoint is the appointment of directors to paper valuation camps, with UDF-backed Senate members questioning the selections on grounds of seniority, academic excellence and alleged violation of university regulations
Watch: Adani Group to invest over 1 lakh crore in Bengal by 2035: Gautam Adani
Adani Group Chairman Gautam Adani and West Bengal Chief Minister Suvendu Adhikari laid the foundation stone for a 2,000-bed hospital in New Town near Kolkata. The 4,000-crore multi-speciality hospital is expected to create 10,000 jobs.
Watch: Adani Group to invest over 1 lakh crore in Bengal by 2035: Gautam Adani
Adani Group Chairman Gautam Adani and West Bengal Chief Minister Suvendu Adhikari laid the foundation stone for a 2,000-bed hospital in New Town near Kolkata. The 4,000-crore multi-speciality hospital is expected to create 10,000 jobs.
AI redefines Indias auto buying journey: Google-Kantar study
From AI-powered searches and virtual reviews to family discussions, technology is reshaping how Indians discover and decide their next vehicle.
Supreme Court seeks nationwide data on pending commercial litigation, court infrastructure
For the purpose of establishing additional commercial courts to deal with the rising number of such cases, the Supreme Court issued notices to States to ensure their presence in hearing the plea filed by the ICABA
Supreme Court seeks nationwide data on pending commercial litigation, court infrastructure
For the purpose of establishing additional commercial courts to deal with the rising number of such cases, the Supreme Court issued notices to States to ensure their presence in hearing the plea filed by the ICABA
CEC Gyanesh Kumar must resign; Modi, Shah will be investigated for vote chori, says Rahul Gandhi
Rahul Gandhi said that two ECs started opposing CEC Gyanesh Kumar after the Congress had repeatedly raised vote chori issue following the Haryana and the Maharashtra Assembly elections
CEC Gyanesh Kumar must resign; Modi, Shah will be investigated for vote chori, says Rahul Gandhi
Rahul Gandhi said that two ECs started opposing CEC Gyanesh Kumar after the Congress had repeatedly raised vote chori issue following the Haryana and the Maharashtra Assembly elections
Advising them to remain alert in view of the heavy rains and closely monitor the inflows into reservoirs, rivers and streams, Ramanaidu asks them to work in tandem to prevent inconvenience to people and minimise the risk of loss of life and property
Advising them to remain alert in view of the heavy rains and closely monitor the inflows into reservoirs, rivers and streams, Ramanaidu asks them to work in tandem to prevent inconvenience to people and minimise the risk of loss of life and property
The Venice Special Jury Prize winner will open in 56 territories, with The Guardian also exploring screenings in Israel and the occupied Palestinian territories
Digi Yatra set to include international travel, domestic air travel for foreigners
Face-based boarding at airports yet to start due to infrastructure gaps at airports; the pilot programme for international departures will run between October and December at Bengaluru, Delhi, Hyderabad, Kochi and Mumbai airports
Nine homeless persons with mental health conditions to return home in Uttar Pradesh
Tribal students from Hasanur to visit Chennai for educational exposure
Moonveil, Tolkien, Bulletproof, Teak and Shining Path excel
Golden Dancer, Mystica and Chagall show out
NEET-PG 2026 results declared: Qualifying cut-off, scorecard, and more
The candidates, who appeared for NEET-PG 2026, can download their individual scorecards from the NBEMS website (natboard.edu.in) on or after October 10, 2026.
2 U.P. cops, 2 CRPF personnel held for gang-raping woman in Amroha farmhouse
Departmental proceedings have been initiated against the local sub-inspector following his suspension and a report has been sent to senior CRPF authorities, recommending strict disciplinary action against the two paramilitary personnel
The backdrop in which the U.S. Fed raised interest rate
Inflation in the U.S. hit a peak in May, at 4.2%, after which it climbed down to 3.4% far above the Federal Reserves target of 2%
112 Teams from 20 States & 6 Countries Debate Emerging AI, IPR Challenges in Chandigarh University's International Moot Court 'Juris Nexus 2026'
YNOS secures 2.12-crore investment from Gnan Circle Ventures
YNOS, which was incubated at IIT Madras, is a technology platform offering information and fundraising analytics for Indias startup ecosystem
Nagenders disqualification opens new political opportunity for Congress in Hyderabad
The impending by-election is an opportunity for Congress to strengthen its organisational and political presence in Hyderabad, where the BRS has maintained a substantial electoral footprint
New Begonia species described from Arunachal Pradesh
Begonia neelamorum, found in Keyi Panyor district and named after the Neelam clan of the Nyishi community, is the 54th Begonia species recorded from Indias northeastern region
Saudi Civil Defence issues brief warning of potential danger for Mecca city
The alerts were lifted a few minutes later. Separate warnings were also sounded for the Red Sea governorate of Yanbu as well as the Taif, Jeddah and Tabuk regions
Rajesh Tailang interview: The poet in me aids the actor in me
The actor talks about reprising his role of a lawyer and father in Bakaiti season 2, how he differentiates while playing similar characters, the acting method he has developed over the years and more
T.N. BJP chief Nainar Nagenthran condemns instances of contamination of breakfast served to students
He criticised the TVK-led government over the alleged lack of quality checks and hygiene audits
Now Playing | Gyro Zeppeli: 7 songs the Steel Ball Run cowboy would have on repeat
Here are seven tracks we imagine Gyro Zeppeli from Steel Ball Run would have on repeat, from swaggering classic rock and sun-baked folk to the inevitable presence of a song about spinning around
Suvendu Adhikari blames left, TMC for Bengals industrial setbacks
Why did Karnataka Chief Minister DK Shivakumar take his cabinet to Mangaluru and announce major projects for Coastal Karnataka? Is this governance outreach or the beginning of a larger political strategy for the 2028 Assembly elections? In this episode of Talking Politics, Nistula Hebbar analyses DK Shivakumars outreach in BJPs coastal stronghold, the political messaging behind the visit, and what it could mean for the future of Congress in Karnataka.
Danam Nagender ready for Khairatabad bypoll, silent on party affiliation
Appearing before a Bench headed by Justice Vikram Nath, both State governments, however, concurred on the point that the Cauvery water was a very sensitive issue for them; the court gave Karnataka a week to file its response while scheduling the next hearing on October 12
Yugdeepak Soni brings the centuries-old pichwai tradition to Forum Art Gallery, Chennai
Yugdeepaks works celebrate the devotional art of Nathdwara, featuring vibrant scenes of Lord Krishna and symbolic motifs that reflect seasonal festivals
Noida bus fire: passengers warned driver of burning smell; 17 challans pending against vehicle
Passengers were allegedly told to die when they told the driver to stop the bus after a fire broke out; blast in air-conditioning system likely caused the fire, say police
One Festival, Many Moments: Coca-Cola India Expands Its Presence this festive season
One Festival, Many Moments: Coca-Cola India Expands Its Presence this festive season
Nava Limited Announces Commissioning of 100 MW Solar Project in Zambia; Begins Power Evacuation
Nava Limited Announces Commissioning of 100 MW Solar Project in Zambia; Begins Power Evacuation
Muraleedharan says he has appointed a dedicated ADM for Sabarimala and he will be going there to collect all details regarding stock of raw materials used in making prasadam
CJP threatens Jantar Mantar 2.0 if CEC Gyanesh Kumar does not resign
Saying that youth should come forward to save the nation, Mr. Dipke added, Who is Gyanesh Kumar to revoke our right to vote... we should all come forward
Youth succumbs, another critical in Sopore motorcycle collision
Sopore, Sep 24 : A 20-year-old youth succumbed to his injuries while another was critically injured after the motorcycle they were travelling on collided with another motorcycle near Fruit Mandi in Sopore on Wednesday. An official told the news agencyKashmir News Observer (KNO) that both riders sustained injuries in the collision and were shifted to SDH Sopore, from where they were referred to Srinagar for specialised treatment. The official said that one of the injured, identified as Haziq Maqbool Mir (20), son of Mohammad Maqbool Mir a resident of Kensoo, Bandipora, succumbed to his injuries at SKIMS Soura. The other injured, identified as Aashiq Ahmad Mir (30), son of Ghulam Mohammad Mir a resident of Wagora, Baramulla, is undergoing treatment at the hospital. Meanwhile, police have taken cognisance of the incident and initiated an investigation.(KNO)
Anbumani Ramadoss seeks speedy probe in Gem Granites Veeramani POSCO case
He said all those involved should face stringent action, irrespective of their status
Court refuses interim protection to former MLA Narendra Pawar in rape case
The court observed that the allegations against Mr. Pawar were serious and said it was necessary to hear the investigating officer as well as the complainant before considering interim relief
Court refuses interim protection to former MLA Narendra Pawar in rape case
The court observed that the allegations against Mr. Pawar were serious and said it was necessary to hear the investigating officer as well as the complainant before considering interim relief
Schools with higher PTR being addressed through ongoing rationalisation process: Sakeena Itoo
SRINAGAR, SEPTEMBER 24: Minister for Education, Sakeena Itoo today informed the J&K Legislative Assembly that the issue of maintaining the Pupil-Teacher Ratio is being addressed by providing additional staff to understaffed schools through rationalisation across J&K, including those in Uri constituency Replying to a question raised by MLA Uri Sajjad Shafi during Question Hour of the ongoing Autumn Session of the Legislative Assembly, the Minister said the staffing requirements of schools with relatively higher PTR are being addressed through the ongoing rationalisation process. She said that only 10 out of 375 government schools in Uri constituency have a Pupil-Teacher Ratio (PTR) of more than 40, while steps are underway to address staffing requirements in these schools through rationalisation and judicious deployment of available teaching resources Sakeena Itoo said applications from eligible teachers have already been invited under the Annual Transfer Drive (ATD)-2026, and these applications will be considered with due regard to the staffing requirements of schools having relatively higher pupil-teacher loads, wherever warranted. The Minister further informed the House that 22 Laboratory Assistants have recently been promoted as Teachers, of whom eight have been adjusted in Uri constituency. In addition, five Masters have been transferred to Uri constituency to supplement the existing teaching arrangements, particularly in schools where the pupil-teacher load is relatively higher. Sakeena Itoo added that the rationalisation exercise for the current academic year has already been initiated and the staffing requirements of individual schools will be duly considered as part of the exercise to ensure a more balanced distribution of teaching personnel.
Minister Viswanathan said convenor committees functioning in 13 State universities would obtain a panel of senior professors from the respective Syndicates and select one professor to act as the Vice-Chancellors in-charge with the necessary powers
Drowning of boy in apartment pool in Kochi: parents allege negligence on part of association
Office-bearers of the apartment owners association have dismissed the charges as baseless
AI must work for people: Sam Altman calls for global AI standards at UN
Speaking before the United Nations Security Council, OpenAI CEO Sam Altman highlights the need for international cooperation and democratic oversight in shaping artificial intelligence standards.
Water Resources Minister asks for round-the-clock watch from the war room; inflows into the Yeleru reservoir are projected to rise to about 27,000 cusecs, and the first flood warning is out on the Vamsadhara and Nagavali
TV actor Varshini Venkat arrested in Chennai for extortion
Loan Against Property Part Pre-payment: Everything You Need to Know
A loan against property part pre-payment allows you to repay a portion of your outstanding loan principal before the end of the repayment tenure, without closing the loan account. By reducing the outstanding principal, part pre-payment can help lower the total interest payable over the remaining tenure. If you receive a bonus, investment maturity proceeds or another lump-sum amount, you may consider using a portion of the surplus funds to reduce your outstanding loan principal. Key takeaways Part pre-payment means making an additional payment towards your outstanding loan principal before the end of the loan tenure. It can help reduce the overall interest payable over the remaining repayment period. Depending on the lender's policy, you may be able to reduce your EMI or shorten the loan tenure after part pre-payment. Check your loan agreement for applicable lock-in periods, charges and other conditions before making a part pre-payment. Part pre-payment and foreclosure are different. Part pre-payment reduces the outstanding principal while keeping the loan active, whereas foreclosure involves repaying the entire outstanding amount and closing the loan account. What is part pre-payment on a loan against property? Part pre-payment is the payment of an additional amount towards your outstanding loan principal over and above your regular EMIs. The payment reduces the principal outstanding while the loan continues to remain active. Since interest is generally calculated on the outstanding loan amount, reducing the principal can help lower the interest payable over the remaining repayment tenure with help of Loan against property EMI Calculator . For example, if you receive a lump-sum amount during your loan tenure, you can use a portion of it to make a part pre-payment, subject to your lender's applicable terms and conditions. How is part pre-payment different from foreclosure? Part pre-payment and foreclosure both involve repaying your loan ahead of schedule, but they work differently. Part pre-payment involves repaying only a portion of the outstanding principal. The loan remains active and you continue making EMIs on the remaining balance. Foreclosure involves repaying the entire outstanding loan amount, along with applicable charges, if any, to close the loan before the scheduled end of the tenure. The option you choose may depend on the amount available, your financial requirements and the terms of your loan agreement. How can you make a part pre-payment on a loan against property? The process may vary between lenders. Generally, you can follow these steps: Step 1: Check your loan terms Review your loan agreement or contact your lender to understand the applicable part pre-payment conditions, minimum amount, lock-in period and charges, if any. Step 2: Decide the pre-payment amount Assess your available surplus funds and decide how much you can comfortably pay towards your outstanding principal without affecting your emergency fund or other financial commitments. Step 3: Understand the impact on your EMI or tenure Depending on your lender's policy, a part pre-payment may result in a lower EMI, a shorter repayment tenure or both. Understand the available options before submitting your request. Step 4: Submit the part pre-payment request Follow your lender's prescribed process to make the payment. You may need to provide your loan account details and other documents, as applicable. Step 5: Check your revised loan details Once the payment is processed, review your updated loan statement and repayment schedule. Check the revised outstanding principal and confirm any changes to your EMI or remaining tenure. When should you consider a loan against property part pre-payment? Part pre-payment may be worth considering when you have surplus funds that are not required for immediate expenses or other important financial commitments . For instance, you may consider using part of a bonus, investment maturity proceeds or another lump-sum receipt towards your outstanding loan principal. Making a part pre-payment earlier in the loan tenure can potentially result in greater interest savings because the principal is reduced sooner and there is a longer remaining period over which interest would otherwise be payable. However, before making a part pre-payment, consider: Your emergency fund requirements Upcoming financial commitments Other outstanding debts Applicable part pre-payment charges or conditions The potential benefit of reducing your EMI or loan tenure Loan Against Property from Bajaj Finance Bajaj Finance offers a Loan Against Property that allows eligible borrowers to leverage their property to meet various financial requirements. Feature Details Loan amount Up to Rs. 15.50 crore* Interest rate 7.5% to 14.25% p.a.* Repayment tenure Up to 15 years* Processing fee Up to 3.54% of the loan amount, inclusive of applicable taxes* Documentation charges Up to Rs. 2,360, inclusive of applicable taxes* Disbursal Within 72 hours* of approval, subject to applicable documents and risk policy *Terms and conditions apply. How can you apply for Bajaj Finance Loan Against Property? You can start the Bajaj Finance Loan Against Property application online. The application journey generally involves: Visit the Bajaj Finance Loan Against Property page. Select the option to check your loan offer. Enter your mobile number and verify it using the One-Time Password (OTP). Provide your personal details. Provide the property details. Check your eligibility and available offer. Review the loan details before proceeding. The application may require additional documentation and verification before approval and disbursal. Frequently asked questions How many times can I make a part pre-payment on a loan against property? The number of part pre-payments you can make depends on your loan agreement and the lender's applicable policy. Some loans may specify conditions relating to the frequency, minimum amount or timing of part pre-payments. Check your loan terms before making a payment. Should I reduce my EMI or loan tenure after a part pre-payment? The choice depends on your financial priorities. Reducing the loan tenure while continuing with the existing EMI can help repay the loan sooner and may reduce the total interest payable over the remaining tenure. Reducing the EMI can lower your monthly repayment obligation and provide greater flexibility in managing your monthly cash flow. Consider your financial commitments and repayment capacity before choosing either option. What is the difference between part pre-payment and foreclosure? Part pre-payment means repaying a portion of the outstanding principal while keeping the loan active. You continue paying EMIs on the remaining balance. Foreclosure means repaying the entire outstanding amount and closing the loan before the scheduled end of the tenure. Can I make a part pre-payment on a fixed-rate loan against property? This depends on the terms of your loan and the applicable lender policy. Fixed-rate loans may have specific conditions or charges for part pre-payment. Check your loan agreement or contact your lender to understand the applicable terms before making a payment. Does part pre-payment reduce the interest on a loan against property? Part pre-payment reduces the outstanding principal. As interest is generally calculated on the outstanding loan balance, a lower principal can reduce the interest payable over the remaining tenure. The actual savings depend on factors such as the amount pre-paid, timing of the payment, interest rate and remaining tenure. Is part pre-payment better than investing the surplus amount? There is no one-size-fits-all answer. You can compare the potential interest savings from reducing your loan balance with the potential returns, liquidity and risks associated with other uses of the surplus funds. Your emergency fund and other financial commitments should also be considered before making a decision. Conclusion Loan against property part pre-payment can help reduce your outstanding principal and potentially lower the total interest payable, while allowing you to keep the loan active. If you have surplus funds, assess your financial requirements and check the applicable loan terms before making a part pre-payment. You can also compare the potential benefit of reducing your EMI versus shortening your loan tenure based on your repayment needs. Understanding the applicable charges, conditions and potential interest savings can help you make an informed decision about part pre-payment. *Terms and conditions apply.
Four killed as car rams omni bus from behind in Perambalur
No hostels and poor PGs: inside Indias student housing crisis
The crisis is compounded by the countrys reliance on centralised, national entrance examinations that route students, often for the first time in their lives, into cities and States far from home.
No hostels and poor PGs: inside Indias student housing crisis
The crisis is compounded by the countrys reliance on centralised, national entrance examinations that route students, often for the first time in their lives, into cities and States far from home.
The Paradise movie review: An emotionally distant, epic misfire starring Nani
Nanis physical transformation in this Srikanth Odela-directed film is striking, but it cannot make up for a narrative that struggles to establish its characters or conflict
9 Arrested, 87 Logs Seized: Andhra Cops Bust Red Sanders Smuggling Network
Police said the suspects allegedly felled red-sanders trees, converted them into logs and transported the timber through road routes.
Man attacks wife with acid in Salem, arrested
The woman sustained injuries and was admitted to Attur Government Hospital
Man attacks wife with acid in Salem, arrested
The woman sustained injuries and was admitted to Attur Government Hospital
Rongala Janaki, 28, touched a snapped support wire on her verandah at 3.30 a.m., and her mother died trying to save her; her husband was injured
CIAL recorded a total revenue of 1,220 crore and a profit of 502 crore during the financial year 2025-26
Garbage dumping, burning persist despite source segregation mandate in Erode district
The problem is particularly visible in 46 Pudur, Lakkapuram, and Muthugoundanpalayam panchayats, where rapid urbanisation has increased waste generation
Growth, Jobs and Enterprise: Experts select Outstanding Grampreneurs for BYST JRD Tata Awards 2026
Growth, Jobs and Enterprise: Experts select Outstanding Grampreneurs for BYST JRD Tata Awards 2026
Envision Energy Unveils EN-252/16.7 Offshore Wind Turbine to Deliver High Performance and Reliability in High-Wind Environments
Watch: The growing safety concerns on Keralas NH 66
Eight engineering students from Dindigul were killed in a crash on Keralas under-construction NH 66 in Thrissur. The tragedy has renewed concerns over highway safety, with motorists and residents pointing to poorly marked diversions, inadequate lighting, unsafe parking and weak work-zone management across several stretches. The NHAI and other agencies have since inspected the accident site and identified safety issues.
The Committee is tasked to fix responsibility for violations and recommend appropriate action
Election Commission Row: CJP announces Delhi Press Conference
The Cockroach Janta Party (CJP), led by founder Abhijeet Dipke, has announced a press conference in Delhi on Election Commission reforms amid the ongoing row over the Special Intensive Revision (SIR) of electoral rolls. CJP has raised concerns over voter rights and the functioning of the Election Commission. The development comes after reports of objections by Election Commissioners Sukhbir Singh Sandhu and Vivek Joshi over electoral-roll decisions. The Election Commission has maintained that its decisions, including SIR, were taken unanimously.
Quiz: Easy like Sunday morning Agents of nature
Ganesh Visarjan 2026 in Mumbai: Security measures, traffic restrictions, road closures, and more
The Mumbai Police have appealed to citizens to exercise restraint in crowded places and cooperate with the authorities during Ganesh Visarjan
CM Omar condoles loss of lives in Greater Noida bus fire
SRINAGAR, SEPTEMBER 24: Chief Minister Omar Abdullah today expressed grief over the loss of lives in a tragic bus fire accident in Greater Noida. The Chief Minister conveyed his deepest condolences to the bereaved families who lost their loved ones in the accident and prayed for strength to them in this hour of grief. He also wished those injured in the incident a swift and complete recovery. Nine passengers were killed after a bus travelling from Delhi to Mahoba in Bihar caught fire on the Yamuna Expressway in Greater Noida.
Justice K. Govindarajan Thilakavadi restrains the actor as well as YouTube, Facebook and X from permitting dissemination of the objectionable statements any further
Wild Horse Nine trailer: Martin McDonagh sends John Malkovich and Sam Rockwell to Easter Island
The Banshees of Inisherin filmmakers latest dark comedy follows two CIA agents whose trip to Easter Island unfolds against the backdrop of the 1973 Chilean coup
BJP claims fixed match between LDF and UDF in CMRL case; Shone George puts out alleged payoff list
Shone George claims that the list, which includes the name of Chief Minister V.D. Satheesan, was from a page of documents submitted by Serious Fraud Investigation Office to court
Parts of Visakhapatnam get about 170 mm in eight hours and 48 trees fall; the Vamsadhara and Nagavali rise in Srikakulam, and the IMD expects the system to hold its strength for 12 more hours before weakening
