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Cape Verde goalkeeper Vozinha ready for new challenge at Colo-Colo in Chile after World Cup success

From day one, I knew where I wanted to play. I received many offers, but Colo-Colo was always the priority, said Josimar vora Dias, widely known as Vozinha

The Hindu 6 Aug 2026 2:19 am

SECI seeks CO suppliers for green urea, methanol projects

India's Solar Energy Corporation is seeking carbon dioxide suppliers for green urea and methanol. This initiative aims to identify potential sources for upcoming green chemical projects. Green methanol and urea production requires carbon dioxide and green hydrogen. Securing reliable carbon dioxide supplies is critical for domestic production and exports. The move supports India's green hydrogen ecosystem and decarbonization goals.

The Economic Times 6 Aug 2026 1:06 am

Raia SC lift Custodio Memorial Cup

They outclass FC Siolim 2-0 in the final; Joyson Gauncar shines with a brace Raia: Raia SC outclassed FC Siolim 2-0 to win the 53rd Custodio Memorial Cup, with Joyson Gauncar scoring both goals in the final. The hosts took the lead in the 15th minute when Joyson found the net with a neat finish []

The Navhind Times 6 Aug 2026 1:03 am

Ameya excels in Euro chess

Panaji: Goas International Master Ameya Audi produced a consistent run of performances during his European chess tour, registering three top-five finishes across tournaments in France and Spain. Ameya finished fifth with six points from nine rounds at the 400 Blows International Open in Montauban, France, and repeated the feat with six points at the 30th []

The Navhind Times 6 Aug 2026 1:03 am

Indian Navy sink NEROCA

Roshan, Muhammed net a goal each in 2-0 win Imphal: Indian Navy registered their first win of the Durand Cup with a commanding 2-0 victory over NEROCA FC in a Group D encounter on Wednesday. The Sailors seized the initiative in the 23rd minute when Vijay Marandis chipped through ball sent Roshan Panna clear. The []

The Navhind Times 6 Aug 2026 1:03 am

GFP suspends alliance talks with Congress

Open for coalition to defeat BJP: GPCC chief Panaji: Upset over the narrative that party chief and Fatorda MLA Vijai Sardesai was not cooperating with the Opposition MLAs, Political Affairs Committee (PAC) of Goa Forward Party (GFP) on Wednesday suspended alliance talks with the Congress. The Goa Forward Party clarified that it has not severed []

The Navhind Times 6 Aug 2026 1:00 am

HC issues notices on PIL over Panaji park commercialisation

Panaji: The High Court of Bombay at Goa on Wednesday issued notices to the Goa government and other respondents on a public interest litigation (PIL) filed by Goa Bachao Abhiyan (GBA) challenging the alleged commercialisation of Panaji park, popularly known as Quarter Deck, on the banks of Mandovi River. The matter has been posted for []

The Navhind Times 6 Aug 2026 12:56 am

Mumbai Police arrest man in Goa for 2017 Andheri scrap dealer murder

MIDC police apprehended a man in Goa nine years after his escape. He was wanted for a scrap dealer's murder in Mumbai's Andheri area. The accused, Mehtab Alam Ajimatullah Khan, had been working with a scrap dealer. Police tracked him using social media and technical assistance after a long search. Khan was arrested and is now in police custody for murder charges.

The Times of India 5 Aug 2026 11:20 pm

Vodafone Idea needs tariff hikes to sustain network investments: Kumar Mangalam Birla

Vodafone Idea's chairman emphasized the necessity of tariff adjustments for network investments. The company seeks Rs 45,000 crore funding for its capital expenditure plan. India's average revenue per user remains significantly low globally. The telecom sector's consolidation has improved its investment outlook. Sustained investment is crucial for India's digital transformation goals.

The Economic Times 5 Aug 2026 10:42 pm

Trying to lose weight? Delhi nutritionist says skip sugar-free drinks and switch to these 4 traditional alternatives for better gut health

Artificial sweeteners can confuse the brain and disrupt gut bacteria, impacting fitness goals. Delhi nutritionist Lovneet Batra suggests healthier traditional drink alternatives for wellness. Chilled sattu sharbat provides protein and fiber, aiding weight management and energy levels. Buttermilk offers probiotics for digestion and hydration, while mint lemonade soothes the stomach. Fresh coconut water replenishes electrolytes and supports hydration naturally.

The Economic Times 5 Aug 2026 9:19 pm

Indian Navy FT Triumphs Over Neroca FC 2-0 in 135th Durand Cup

Imphal, August 5: Indian Navy FT bounced back from an initial defeat with an impressive performance, defeating the North Eastern Re-organizing Cultural Association (Neroca FC) 2-0 in a Group D match of the 135th Durand Cup at the Khuman Lampak Main Stadium on Wednesday. Roshan Panna scored the first goal for Indian Navy FT in ... Read more Indian Navy FT Triumphs Over Neroca FC 2-0 in 135th Durand Cup

Morningstar 5 Aug 2026 9:09 pm

Congress Suspends Sharmila Siddiqui Amid Internal Turmoil in Goa

Goa, August 5: Internal strife within the Goa Congress has come to the forefront once again. The party has suspended its social media in-charge, Sharmila Siddiqui, after she publicly objected to the appointment of Mahesh Mhambre, a leader with alleged RSS ties, as the party spokesperson by the new state president, Girish Chodankar. Following her ... Read more Congress Suspends Sharmila Siddiqui Amid Internal Turmoil in Goa

Morningstar 5 Aug 2026 9:05 pm

Quote of the day by Stephen Hawking, 'Work gives you meaning and purpose and life is empty without it' teaches purpose, meaning, wisdom on work, career, success, ambition, goals of life

Quote of the day by Stephen Hawking remains powerful because they raise a question that extends beyond the workplace: What are we contributing, and what gives our time significance? The answer will differ for every person. But whether through a profession, a creative pursuit, family responsibility or service to others, having something meaningful to work toward can make life feel purposeful.

The Economic Times 5 Aug 2026 8:52 pm

Leopard kills 10 goats in Erode

The Hindu 5 Aug 2026 7:27 pm

Quote of the day by Princess Diana, 'Life is just a journey' teaches timeless lesson that life is not a race toward one final definition of success, it is continuous process of becoming, learning, connecting, discovering who we are

Quote of the day by Princess Diana offers the greatest lesson is the emphasis to remain present while continuing to move forward. Prepare for the future, but do not sacrifice the present entirely. Learn from the past, but do not allow it to dictate every future decision. Set goals, but remain open to unexpected opportunities.

The Economic Times 5 Aug 2026 7:25 pm

Uzbekistan invites Indian firms for mining, minerals push ahead of PM Modi's visit

In a bid to enhance economic ties, Uzbekistan is inviting Indian investments into its mining and metallurgy sectors, highlighting lucrative avenues in gold, copper, uranium, and rare earth elements. As bilateral trade has already crossed the $1.3 billion mark, the goal is set at $2 billion by next year. Additionally, both countries are looking to foster cooperation in chemicals, renewable energy, pharmaceuticals, and automotive industries for deeper collaboration.

The Economic Times 5 Aug 2026 7:02 pm

Manchester United to offload goalkeepers Radek Vitek and Altay Bayindir

Manchester United are set to offload two of its goalkeepers, Radek Vitek and Altay Bayindir.

NewsBytes 5 Aug 2026 6:21 pm

Rajasthan govt steps up efforts to tackle sickle cell anaemia in tribal areas; over 37 lakh screened

Rajasthan is intensifying efforts to combat sickle cell anaemia in tribal areas. Over 37 lakh people have been screened, nearing the state's ambitious goal. The government aims for early detection, timely treatment, and comprehensive healthcare mechanisms. Udaipur serves as a key center for integrated sickle cell disease services. This initiative aligns with the National Sickle Cell Anaemia Elimination Mission-2047.

The Economic Times 5 Aug 2026 5:25 pm

Sanjay Jaju Calls for Extensive Arrangements for Telangana Rising2026

The Chief Secretary stated that the cooperation of national and international organizations is crucial for attracting massive investments to the state, as part of achieving the 'Telangana Rising-2047' goal

Deccan Chronicle 5 Aug 2026 5:09 pm

After 9 years on the run, murder case suspect held by Mumbai Police from Goa

Investigators analysed information from social media platforms, including Facebook and Instagram, as well as commercial websites, etc. Technical surveillance and intelligence inputs helped police trace the accused's movements across Karnataka and Goa

Mid Day 5 Aug 2026 4:46 pm

Experts used 'Judas goats' to hunt down their own kind, eliminating over 140,000 invasive goats in a $10.5 million mission

In a remarkable ecological initiative, over 140,000 invasive goats have been eradicated from three areas of the Galapagos Islands. This operation, costing $10.5 million, aims to rejuvenate the habitat for native wildlife. Using judas goats fitted with transmitters, conservationists pinpointed the remaining invaders. Following their removal, the area's native plants are thriving once again, supported by continuous monitoring and protective measures.

The Times of India 5 Aug 2026 4:25 pm

PACT Foundation Wins Grand Jury Award at the National Inclusion Awards in New Delhi

Goa-based non-profithonouredatYashobhoomi, New Delhi, for outstanding leadership and contribution in advancing inclusion

The Hindu 5 Aug 2026 2:13 pm

Iran war: Hegseth rejects media reports claiming US missile defence stockpiles 'dangerously low'

US Secretary of War Pete Hegseth denied reports of depleted missile defense stockpiles. CNN cited sources claiming nearly 80 percent of THAAD interceptors were used. Senior commanders warned of dangerously low munitions after operations linked to Iran. Pentagon and White House officials rejected suggestions of insufficient military capabilities. They stated the armed forces possess enough munitions for strategic goals.

The Economic Times 5 Aug 2026 1:26 pm

Tamil Nadu Budget 2026: From gold coins to Vetri laptops, key announcements by Vijay government

Tamil Nadu Finance Minister N Marie Wilson on Wednesday presented the maiden budget ofChief Minister C Joseph Vijay-led government in the Legislative Assembly for the financial year 2026-27. While presenting the Budget, Wilson reiterated the government's goal of a USD 1.5 trillion economy by 2036 . While presenting the Budget, the finance minister urged the Central Government to restore the process of medical admissions based on Class 12 public examination results. Wilson also said that the Tamilaga Vettri Kazhagam (TVK)-led government's first Budget lays down the roadmap to achieve this genuine long-term vision.

India TV 5 Aug 2026 12:50 pm

Tamil Nadu Budget: Lean-period fishing assistance raised to 7,000 per family

Under the Vetri Magalir Goat Rearing Scheme, five goats or sheep will be provided with a 100% subsidy to destitute widows, deserted women, transgender persons, and PwDs living in rural areas

The Hindu 5 Aug 2026 12:42 pm

Ritu Phogat Opens Up About Her Journey in Parimatch Sports' Inside the Game Show

Parimatch Sports, a premium sportswear brand inspired by the world’s top athletes, continues its YouTube show Inside the Game with Indian MMA fighter and wrestling champion Ritu Phogat, also known as the “ Indian Tigress .” Through an honest conversation and interactive moments, the episode gives fans a closer look at Ritu’s personality and the mindset that helps her take on new challenges.   Ritu Phogat Shares Her Inspiring Journey on Parimatch Sports’ Inside the Game Ritu Phogat’s career reflects the spirit that Parimatch Sports celebrates — the courage to step into the unknown, the discipline to keep improving and the resilience to keep moving forward. Her story shows how dedication and the willingness to grow can help athletes achieve more and pursue bigger goals. After making her mark in wrestling, Ritu embraced a new chapter in MMA. In the episode, she explains that the opportunity to learn disciplines such as jiu-jitsu and kickboxing and constantly challenge herself made the transition a natural next step in her ca reer. “I switched from wrestling to MMA because I wanted to become the first MMA world champion. I found it exciting because it gave me the opportunity to learn new skills and challenge myself ,” said Ritu Phogat . Ritu also shares more personal stories about her life beyond competition, including the people and experiences that continue to motivate her. “ Champions have a responsibility beyond just winning. There are many things that happen in life — I am a mother, a wife, a sister and a daughter as well. When you have a goal, it gives you motivation, and that helps you continue moving forward ,” explained Ritu Phogat. Ritu reflects on the difficult moments behind every achievement, including losses and setbacks, “ There have been times when you work very hard but still lose, and that is one of the most difficult moments for any athlete. But those moments teach you the most. My father and my elder sisters motivate me to work harder and come back stronger, ” she added. Watch the Inside the Game episode with Ritu Phogat on YouTube and get to know the champion behind the medals. Subscribe to the Parimatch Sports channel for more conversations with the world's top athletes.

News Voir 5 Aug 2026 11:45 am

Wojinha Joins Colo-Colo After Stellar FIFA World Cup Performance

Santiago, August 5: Goalkeeper Wojinha, who delivered an unforgettable performance for Cape Verde in the FIFA World Cup 2026, has officially joined the Chilean club Colo-Colo. His arrival was celebrated with a grand welcome from fans. Wojinha was voted the best goalkeeper of the FIFA World Cup 2026, gaining significant attention for his outstanding play. ... Read more Wojinha Joins Colo-Colo After Stellar FIFA World Cup Performance

Morningstar 5 Aug 2026 10:29 am

Seafood Expo Asia & Seafood Processing Asia Draws First-Time Exhibitors from Four Continents

Seafood Expo Asia/Seafood Processing Asia, organized by Diversified, will take place 2–4 September 2026 at the Sands Expo and Convention Centre in Singapore. Seafood suppliers from around the world and across the supply chain will converge to debut products, build relationships and learn about the industry’s most timely opportunities and challenges. First-time exhibitors and new national and regional pavilions spanning four continents signal the importance of the event in positioning them strategically at the center of Asia’s growing marketplace.   Courtesy of Seafood Expo Asia/Seafood Processing Asia “Seafood Expo Asia is an important platform for the B.C. Dive Fisheries to continue to strengthen our relationships with buyers across Southeast Asia,” said Lawrence Anderson, Director of Pacific Sea Cucumber and Urchin Harvesters Associations (Canada). “It’s an excellent platform to showcase our sustainably harvested premium quality seafood products.” New Regional and National Pavilions Demonstrating Global Influence New regional and national pavilions with a growing number of companies will take advantage of the growing demand for seafood across Asia and connect suppliers across the supply chain with buyers in Asia. New pavilions to this year’s event include British Columbia Government (Canada), Jeju Technopark (South Korea), Ministero dell’Agricoltura della Sovranità Alimentare e delle Foreste (MASAF) (Italy) and The French Chamber of Commerce Singapore (France/Singapore). Returning pavilions include Alaska Seafood Marketing Institute (United States), Beijing Yinqicheng International Exhibition Co., Ltd. (China), CAPPMA (China), Dalian Huihetong Exhibition & Display Co., Ltd (China), Food Export USA – Northeast (United States), Hainan Fuchang Exhibition Service Co., Ltd (China), Japan Farmed Fish Export Association (Japan), Kochi Seafood Export Promotion Association (Japan), National Federation of Fisheries Cooperatives (South Korea), Seafood Industries Association Singapore (Singapore), Southern United States Trade Association – SUSTA (United States) and Valuedshow Management LLC (China). New Exhibitors From Around the World Beyond pavilions, first-time exhibitors are arriving from Ecuador, Chile, South Korea, Taiwan, Malaysia and China, adding new voices, products and solutions to the exhibit hall. Blumar Asia Ltd, the Asia arm of Chile’s Blumar, will exhibit fresh and frozen Chilean Atlantic salmon alongside its jack mackerel and fishmeal lines. Jeju Technopark, a South Korean government-backed research and innovation center, develops smart land-based aquaculture technology for seaweed and laver cultivation using Jeju Island’s mineral-rich lava seawater. Xinjiang Tianyun Organic Agriculture Co., Ltd. farms salmon and trout at a base fed by glacial water in the Tianshan Mountains and holds BRC Global Food Safety and NSF antibiotic-free product certifications. Foodman Optoelectronic (Zhongshan) Co., Ltd. specializes in food safety and quality-control equipment for seafood processing, including X-ray inspection systems that detect fish bones and foreign objects on the line. From Ocean to Table: A Full Supply Chain Event Seafood Expo Asia/Seafood Processing Asia is deliberately designed to reflect the full breath of the seafood industry. Alongside the new exhibitors, returning participants include AquaChile, Austral Fisheries, Vinh Hoan Corporation, Marennes Oleron Oyster PGI and Omarsa S.A., among others. Processing equipment and solutions companies — including BAADER, Gucheng Shouan New Material Technology, Guy Cotten and Silikal GmbH — ensure that buyers sourcing automation, packaging, cold chain and aquaculture infrastructure reach their business goals in one location. The 2026 exhibit hall will feature all types of seafood products — fresh, frozen, canned, preserved, value-added, processed and packaged — alongside solutions spanning processing and automation, aquaculture systems, cold chain infrastructure and advanced packaging. This full-spectrum lineup means that a hotel procurement manager, a supermarket buyer, a processing plant manager and a hatchery operator can each attend the same event and leave with new suppliers and new partnerships. Business Matchmaking, New Products and Educational Opportunities Beyond the exhibit hall, the event delivers a full program of business opportunities. Qualified high-volume importers and retail/foodservice buyers can participate in the Business Matchmaking Program, which facilitates structured, pre-scheduled one-on-one meetings with exhibiting suppliers. The Seafood Excellence Asia Awards, the expo’s product competition, celebrates the best new seafood products on the market, giving innovative suppliers direct visibility with buyers and press at an evening reception. An educational conference will bring together industry leaders to address seafood consumption trends and market outlook, AI in the supply chain, sustainability certification, RAS fish farming, processing trends across Asia and more. Rounding out the experience, live culinary demonstrations and open product tastings will bring seafood to life on the event floor, connecting buyers directly with the products they are sourcing. Learn More & Register to Attend Seafood industry professionals can learn more about Seafood Expo Asia/Seafood Processing Asia, find information on the conference program and other special events, and register to attend for free by visiting www.seafoodexpo.com/asia . press center . About Seafood Expo Asia/Seafood Processing Asia Seafood Expo Asia/Seafood Processing Asia is a trade event where buyers from across Asia and industry suppliers from around the world come together to network and conduct business in the lucrative Asian market. The event is produced by Diversified and takes place annually in Asia. SeafoodSource is the exposition’s official media covering industry news year-round. Follow on Social LinkedIn @Seafood Expo Asia Instagram @seafoodexpoasia Facebook @SeafoodExpoAsia About Diversified Diversified is a global B2B events and media company that strengthens business communities by fostering a space, in person and online, for professionals and businesses to connect and grow. The company serves as a trusted partner across several industries including active lifestyle, business management, clean energy, commercial marine, healthcare, seafood, technology and more. The company’s global seafood portfolio of expositions and media includes Seafood Expo North America/Seafood Processing North America, Seafood Expo Global/Seafood Processing Global, Seafood Expo Asia/Seafood Processing Asia and SeafoodSource.com. Established in 1949 and headquartered in Portland, Maine, the global company has divisions and offices around the world in Australia, Canada, Hong Kong and the United Kingdom. Diversified is a third-generation, family-owned business. For more information, visit: www.divcom.com .

News Voir 5 Aug 2026 10:01 am

US-Iran talks: Rubio says progress made on Strait, nuclear deal

US Secretary of State Marco Rubio detailed negotiations with Iran on two key objectives. These talks focus on reopening the Strait of Hormuz for safe maritime navigation. The ultimate goal remains the complete denuclearization of Iran, which is a long-term objective. Mediated by Oman, progress has been made in these crucial diplomatic discussions. Qatar also confirmed that efforts to resolve the standoff have entered very progressive stages.

The Economic Times 5 Aug 2026 8:33 am

SKUAST-K scientists promote scientific animal husbandry in Gurez

Srinagar, Aug 4: Sher-e-Kashmir University of Agricultural Sciences and Technology of Kashmir (SKUAST-K) conducted a series of awareness and free veterinary clinical camps in Tulail, Bagtore and Dawar villages of Gurez Valley under the DBT-sponsored project, Socio-economic Upliftment of Marginal Farmers of Gurez Valley through Scientific Livestock Rearing. The initiative, led by the faculty of Veterinary Sciences and Animal Husbandry, aimed to improve livestock health and promote scientific animal husbandry practices in the remote region, where access to specialised veterinary services remains limited. Farmers were sensitised on disease prevention, timely treatment, nutrition, fodder management, vaccination, deworming, hygienic animal care and improved livestock management practices. The outreach was led by Prof. Riaz Ahmad Shah, Dean, Faculty of Veterinary Sciences and Animal Husbandry; Prof. Amatul Muhee, Professor & Head, Clinics and Principal Investigator of the project; Dr. Shahid Hussain Dar, Associate Professor, along with the project team. The scientists conducted health screening and clinical examination of livestock, provided free veterinary consultations and advised farmers on preventive healthcare and disease management. As part of the intervention, free veterinary medicines and nutritional supplements, including deworming medicines, liver tonics and mineral mixtures, were distributed to livestock owners. Informative pamphlets on scientific cattle, sheep and goat rearing were also provided to help farmers adopt improved husbandry practices. The awareness camps offered farmers an interactive platform to discuss challenges related to livestock nutrition, fodder conservation, breeding, housing, disease control and herd health. Scientists also highlighted the importance of value addition, efficient resource utilisation and market-oriented livestock production to improve incomes under the high-altitude conditions of Gurez Valley. The team noted that interactions with farmers generated valuable field-level feedback on livestock health and management challenges, which will help shape future interventions under the project. The scientists reaffirmed SKUAST-K's commitment to farmer-centric research, extension and technology transfer, stating that continued technical support, awareness programmes, training and veterinary health interventions will be provided to strengthen sustainable livestock-based livelihoods in Gurez Valley.

RisingKashmir 5 Aug 2026 8:02 am

39th State Sub Junior Basketball Championships Chitan scores staggering 40 points to power YOSC to commanding 56 16 win

YOSC, Khurai and Youth Club, Uripok boys and CYLC, Chingamathak girls registered second straight wins in the 39th State Sub Junior Basketball Championships being underway at Brahmapur Nahabam Basketball Court under the aegis of the Manipur Basketball Association In the 4th match of the boys' competition, YOSC crushed LMYVA, Lalambung 56 16 riding on Chitan's sublime 40 point performance Chitan scored 19 field goals including two treys on the way to his 40 point feat as compatriot Chitravansh scored 6 two point field goals and Phirepa managed 4 points They dominated the game thoroughly and led the first period 18 2 before cruising to a 36 4 lead at halfway mark They were leading 42 9 after three periods before posting the 56 16 victory For LMYVA, Yohenba scored 9 points as Ira scored four points, and Malem and Telheiba added 2 points apiece In the 5th match, Model Club, Chingamakha bounced back with a 34 26 win over CYLC, Chingamathak Keilung shone with an 18 point finish to set up the victory for the Chingamakha side as Oinam Kenny scored 10 points and Tomthin Thongam 4 and Delbert Thokchom 2 contributed 6 points Thomas and Bhagivat scored identical 8 points for CYLC as Suzenain added 6 points and the pair of Bidyananda and Yoihenba scored 2 points apiece The 6th boys' match was however a high scoring encounter in which Youth Club came out 73 50 winners against ESU, Wangkhei Billgates took centre stage as he scored 3 triples on the way to game high 31 points and was ably assisted by Phoenix 15 points including a trey and Shriyans 14 points Nishan 9 and Dhanaraj 4 also contributed 13 points in Youth Club's victory as Mangalsana and Brownson scored identical 17 points for ESU Jivit 8 , Pangakpa 6 and Sandeep 2 also found their names on the scoreboard for the losing team Monali guides CYLC to 32 4 victory over NETA in girls' competition The day also saw Monali scoring 13 points to steer CYLC to a 32 4 victory over NETA, Kangla Sinjelthoibi also scored 9 points including a trey in this match for CYLC as Lamjingbi scored 4 points and the trio of Henthoi, Lousingthoi and Sinthoi chipped in 2 points apiece Bembem scored the highest 2 points for NETA as Chanukhombi and Chingulembi scored one point apiece It was the second straight win for CYLC in the 4 team competition, having opened their league account with a 34 18 win over LMYVA Source The Sangai Express

E-Pao 5 Aug 2026 5:00 am

Quote of the day by Victoria Beckham, 'I believe you can achieve anything if you work hard enough to get it' teaches timeless powerful message about hard work, belief and achieving your goals

Quote of the day by Victoria Beckham is less about expecting effortless success and more about respecting the power of commitment. A goal becomes more attainable when belief is supported by preparation, patience and action. Hard work cannot control everything, but it can transform potential into ability and intention into progress. For anyone standing at the beginning of a difficult journey, that may be one of the most useful reasons to keep going.

The Economic Times 5 Aug 2026 4:31 am

Scorpio Daily Horoscope for August 05, 2026

You are likely to be in a more serious frame of mind. The practical issues of life are going to demand your attention today. But you are full of faith and optimism and are ready to take chances at the deepest emotional levels. Someone near to you will exhibit concerns regarding your aims and goals. Take the time to explain the situation to them. Read full Scorpio horoscope

Prokerala 5 Aug 2026 3:30 am

Villarreal Signs Peter Gulacsi as Their New Goalkeeper

Madrid, August 5: Villarreal CF has officially signed experienced Hungarian goalkeeper Peter Gulacsi from RB Leipzig. This marks the Spanish clubs first signing of the summer transfer window. The 36-year-old has signed a two-year contract, with Villarreal reportedly paying around $1.2 million to Leipzig for his transfer. Gulacsi joined RB Leipzig in 2015 from Red ... Read more Villarreal Signs Peter Gulacsi as Their New Goalkeeper

Morningstar 5 Aug 2026 3:04 am

Quote of the day by Kalpana Chawla, 'The journey matters as much as the goal' shows psychology of real success, teaches timeless inspiring lesson on achievements, ambition in career, workplace

Quote of the day by Kalpana Chawla teaches people to redefine achievement. The goal matters, but it is not the only measure of a meaningful life. The lessons learned, relationships formed, obstacles overcome and experiences collected along the way can become equally important. A destination may provide a moment of accomplishment, but the journey creates the person who reaches it. Without the journey, the goal is only a point on a map. With it, the goal becomes a story of growth, courage and discovery.

The Economic Times 5 Aug 2026 2:50 am

Nora Fatehi addresses dating rumours with Moroccan GK Yassine Bounou

Nora Fatehi has finally addressed the dating rumours linking her to Moroccan football star Yassine Bounou, affectionately known as Bono. While reacting to the speculation with a blush, the actor-dancer clarified that the goalkeeper is a eally good friend and praised both his personality and his achievements on the football field.

The Times of India 5 Aug 2026 2:30 am

Delhi Government Committed to Achieving TB-Free India Goal: Chief Minister Rekha Gupta

New Delhi, August 5: Chief Minister Rekha Gupta of Delhi participated in an awareness workshop for public representatives on Tuesday, aimed at the TB-Free India campaign. She urged citizens, the corporate sector, and social organizations to join the fight against tuberculosis. The Chief Minister emphasized that the Delhi government is fully committed to achieving the ... Read more Delhi Government Committed to Achieving TB-Free India Goal: Chief Minister Rekha Gupta

Morningstar 5 Aug 2026 1:45 am

J&K becomes 10th fully literate State/UT

Srinagar, Aug 04: Jammu and Kashmir has joined the league of fully literate States and Union Territories under the Government of India's ULLAS (Understanding Lifelong Learning for All in Society) scheme, achieving a 99.09 percent success rate and becoming the largest population region to attain this milestone. Lieutenant Governor Manoj Sinha extended his heartiest congratulations to teachers, administrators, and every stakeholder for the historic achievement. In a post on X, the Lieutenant Governor wrote: UT of Jammu Kashmir proudly joins the league of Fully Literate States/UTs under the ULLAS scheme of Government of India. With 99.09% success, it stands tall as the largest population region to achieve this milestone. Congratulations to our teachers, administrators and every stakeholder who made this possible. Let us always remember that education is the truest force of empowerment and our collective responsibility is to keep advancing this mission. Out of 1,80,317 non-literates identified, 1,78,680 have passed (99.09 percent) under the ULLAS scheme. The criterion for declaring a State or UT fully literate is achieving a literacy rate of 95 percent or above, acknowledging that 100 percent literacy is unfeasible due to factors such as advanced age and intellectual abilities. So far, nine States and UTs had declared themselves as fully literate under ULLAS: Ladakh, Mizoram, Goa, Tripura, Himachal Pradesh, Chandigarh, Andaman and Nicobar Islands, Sikkim, and Uttarakhand. Jammu and Kashmir is the 10th State/UT to achieve this status and has the largest population among those declared fully literate so far. States and UTs have prepared their strategies and plans and adopted best practices to achieve full literacy in accordance with the above criteria.

RisingKashmir 5 Aug 2026 1:18 am

Transparency, trust key to Indias economic credibility: LG Sinha

Srinagar, Aug 04: Lieutenant Governor Manoj Sinha on Tuesday said that in an era of globalisation, where economies are deeply interconnected through capital, technology, innovation, and trade, India has emerged as one of the fastest-growing economies. However, true economic strength is not measured merely by production, investment, or trade, but by the robustness of institutions, respect for the rule of law, protection of investors' interests, and adherence to transparency and accountability, the LG said as he interacted with Officer Trainees of the Indian Corporate Law Service (ICLS) at Lok Bhavan, highlighting the pivotal role of the service in strengthening India's corporate governance and economic credibility. The Lieutenant Governor underlined that the Indian Corporate Law Service forms a cornerstone of India's corporate governance, with officers working under the Ministry of Corporate Affairs playing a crucial role in implementing key legislations such as the Companies Act and the Insolvency and Bankruptcy Code. Their work ensures a balanced environment for industry, trade, and investment, fostering trust and credibility in India's corporate sector. The identity of a developed economy also lies in institutional systems that encourage honest enterprises and effectively monitor irregularities. In this context, the ICLS works as the guardian of balance, ensuring that corporate growth contributes to inclusive national prosperity, he noted. Sinha stated that investors' trust is India's greatest asset as the nation has become a major global investment destination. This trust is reinforced when companies operate transparently, maintain financial discipline, and act swiftly against irregularities. The ICLS, through its responsibilities, continuously strengthens this trust, making it an essential guardian of India's economic credibility. Rapid economic growth, responsible institutions, transparent governance, ethical business conduct, and a strong legal framework are vital for inclusive development. The ICLS will be a critical link in achieving this goal by creating a bridge of trust between industry and governance, he said. The ICLS Officer Trainees of 2023 and 2024 Batches, accompanied by Registrar of Companies, J&K, Shri Haamid Bukhari, shared their experience and learning from their visit to Jammu and Kashmir as part of the Domestic Study Tour. They briefed the Lieutenant Governor on the functioning of the offices of Registrar of Companies (ROCs) and the dual mandate of ICLS in maintaining regulation, developmental role, and effective enforcement of multiple corporate laws. The Lieutenant Governor was also briefed about a recently filed winding up petition on the basis of which the assets of one Not-for-Profit Company were taken over by the Office of ROC cum Official Liquidator, J&Kprobably the first case in which corporate laws were invoked in a matter of National Security. The Lieutenant Governor expressed confidence that ICLS officers will continue to strengthen transparent corporate culture, investors' confidence, and India's journey toward becoming a leading global economy.

RisingKashmir 5 Aug 2026 1:16 am

Germany goalkeeper Ter Stegen joins Ajax on loan from Barcelona aiming to catch Klopp's eye

Ter Stegen is the second Germany international joining the Amsterdam club, which is seeking to rebound from a chaotic season that ended in fifth place in the Dutch Eredivisie

The Hindu 5 Aug 2026 1:11 am

HC plea challenges Medha Salkars appointment as Health Services dir

NT Reporter Panaji A petition has been filed before the High Court of Bombay at Goa challenging the appointment of Dr Medha Salkar as Director of Health Services. The petitionerDr Saleena Naik alleged that the appointment bypassed the prescribed promotional hierarchy. The petition names the state of Goa, the Health Department, the Directorate of Health []

The Navhind Times 5 Aug 2026 1:10 am

SC Davorlim move on

Betalbatim: Sporting Club Davorlim advanced in the Betalbatim Villager Cup after defeating Canacona Sports and Cultural 5-3 in a penalty shootout following a 3-3 draw in regulation time. Canaconas Chaitan Komarpant scored twice, while Ronaldo Oliver added the other goal. Davorlim stayed level through a brace from Milton Colaco and a strike by Prince Figueiredo []

The Navhind Times 5 Aug 2026 1:09 am

HC orders multi-department inspection of Siolim land

NT Reporter Panaji The High Court of Bombay at Goa has ordered a multi-departmental inspection under police protection in a land-related public interest litigation (PIL) concerning Survey No. 256/2 at Sodiem, Siolim, Bardez, after noting that an inspection ordered in June was not carried out. The High Court fixed August 12, at 3 pm for []

The Navhind Times 5 Aug 2026 1:08 am

Withholding pension after retirement violates human rights

NT Reporter Panaji The Goa Human Rights Commission (GHRC) has recommended the immediate release of pension and all post-retirement benefits to a former Goa Civil Service officer without recovering alleged excess salary paid during his service. It observed that withholding the pension and seeking recovery after retirement violated the complainants human rights and was contrary []

The Navhind Times 5 Aug 2026 12:53 am

Goa Chief Minister Promod Sawant Meets Home Minister Amit Shah to Discuss Development Projects

New Delhi, August 5: Goa Chief Minister Dr. Promod Sawant met with Union Home Minister and Cooperation Minister Amit Shah on Tuesday in New Delhi. During the meeting, he urged for the acceleration of the political reservation process for Scheduled Tribes (ST) in the Goa Assembly. Chief Minister Sawant shared on the social media platform ... Read more Goa Chief Minister Promod Sawant Meets Home Minister Amit Shah to Discuss Development Projects

Morningstar 5 Aug 2026 12:45 am

Grand welcome for Pulwama's MMA star Owais

Srinagar, Aug 4: Mixed martial arts fighter Owais Yaqoob received a grand welcome in his hometown of Pulwama after securing a dominant victory at BRAVE CF 107, with hundreds of supporters gathering to celebrate his latest international success. Speaking after his return to Kashmir, Owais thanked his supporters and said the reception strengthened his resolve to work even harder. I am grateful for the love and support I have received. This victory is special, but I remain focused on improving my skills and achieving bigger goals, he said. Owais said the encouragement he received from fans across the country meant more to him than the victory itself. According to him, nearly 1.6 million people in India watched the fight live despite it taking place late at night. The emotional support from people gave me extra confidence. Their prayers and encouragement meant everything, he said. The Pulwama fighter said there would be little time for celebration as he will soon resume training for a grappling event in Istanbul later this month, where he is expected to compete alongside UFC athletes. Reflecting on the days leading up to the fight, Owais revealed that he overcame several setbacks. He entered the contest carrying leg and shoulder injuries, endured a 40 hour journey to the venue, and developed a fever after reaching the host country. He said he deliberately chose not to speak publicly about his condition because he did not want to make excuses before the fight. With medication and rest, he recovered in time to compete. Owais also described a demanding weight cut from 75 kilograms to the 68 kilogram limit in a single day through treadmill sessions and sauna work. Adding to the challenge, he suffered a cut on his hand while it was being wrapped shortly before entering the cage. Instead of allowing the incident to affect him, he said it became a source of motivation to stay calm and focused. Inside the cage, Owais said his strategy was to maintain constant forward pressure to prevent his opponent from settling into a distance based game. He mixed striking with grappling, scored a knockdown, and finished the contest with ground and pound to underline his all around abilities. Owais also explained his decision to wear traditional Kashmiri attire, including the Karakul cap, during the face off. He said the gesture was intended to honour Kashmir's culture, discipline, and the strength of its elders while representing the region on the international stage. His latest success has further strengthened his reputation as one of J&K's leading mixed martial arts athletes, with supporters expressing hope that he will continue to raise India's profile in international MMA competitions.

RisingKashmir 5 Aug 2026 12:06 am

Womens quota Bill still on table as Centre explores constitutional amendment before 2029 polls

A proposed constitutional amendment concerning women's reservation is under review by the Centre. This legislation builds on earlier proposals, addressing delimitation challenges with the goal of uniformly increasing the number of seats in the Lok Sabha and state assemblies. Additionally, it seeks to reserve positions for women within the SC and ST quotas, which may pave the way for a women's quota in the 2029 general elections.

The Economic Times 5 Aug 2026 12:03 am

LG Manoj Sinha urges ICLS officer trainees to strengthen corporate governance, investor trust

Srinagar, Aug 04: The Lieutenant Governor Manoj Sinha interacted with the Officer Trainees of the Indian Corporate Law Service (ICLS) today at Lok Bhavan. The Lieutenant Governor in his address to the officer trainees, highlighted the pivotal role of the service in strengthening Indias corporate governance and economic credibility. In an era of globalisation, where economies are deeply interconnected through capital, technology, innovation, and trade, India has emerged as one of the fastest-growing economies. However, true economic strength is not measured merely by production, investment, or trade, but by the robustness of institutions, respect for the rule of law, protection of investors interests, and adherence to transparency and accountability, the Lieutenant Governor said. The Lieutenant Governor underlined that the Indian Corporate Law Service is a strong administrative mechanism which forms a cornerstone of Indias corporate governance. He said the officers of the service, working under the Ministry of Corporate Affairs, play a crucial role in implementing key legislations such as the Companies Act and the Insolvency and Bankruptcy Code. Their work ensures a balanced environment for industry, trade, and investment, fostering trust and credibility in Indias corporate sector. The identity of a developed economy also lies in institutional systems that encourage honest enterprises and effectively monitor irregularities. In this context, the ICLS works as the guardian of balance, ensuring that corporate growth contributes to inclusive national prosperity, the Lieutenant Governor noted. The Lieutenant Governor stated that the investors trust is Indias greatest asset as the nation has become a major global investment destination. This trust is reinforced when companies operate transparently, maintain financial discipline, and act swiftly against irregularities. The ICLS, through its responsibilities, continuously strengthens this trust, making it an essential guardian of Indias economic credibility. Rapid economic growth, responsible institutions, transparent governance, ethical business conduct and a strong legal framework are vital for inclusive development. The ICLS will be a critical link in achieving this goal by creating a bridge of trust between industry and governance, the Lieutenant Governor said. The ICLS Officer Trainees of 2023 and 2024 Batches, accompanied by Haamid Bukhari, Registrar of Companies, J&K, shared the experience and learning from their visit to Jammu Kashmir, as a part of Domestic Study Tour. They also briefed the Lieutenant Governor on the functioning of the offices of Registrar of Companies (ROCs) and the dual mandate of ICLS in maintaining the Regulation, developmental role as well as effective enforcement of multiple corporate laws. The Lieutenant Governor was also briefed about the recently filed winding up petition on the basis of which the Assets of one Not-for-Profit Company was taken over by the Office of ROC cum Official Liquidator, J&K. This was probably the first case in which the corporate laws were invoked in the matter of National Security. The Lieutenant Governor expressed confidence that ICLS officers will continue to strengthen transparent corporate culture, investors confidence and strengthen Indias journey toward becoming a leading global economy.

Greater Kashmir 4 Aug 2026 8:51 pm

Nora Fatehi breaks silence on dating rumours with footballer Yassine Bounou

Nora Fatehi addressed dating rumours with Moroccan goalkeeper Yassine Bounou, saying he is just a good friend and praising his football skills. She also denied rumours linking her to football star Achraf Hakimi, saying they had only recently met

Mid Day 4 Aug 2026 7:40 pm

Quote of the Day by Frederick the Great: 'He who defends everything defends nothing'-Inspiring life lessons on courage, leadership and strategy by the most significant monarch of Prussia

Quote of the Day by Frederick the Great: Frederick the Greats wisdom sheds light on the importance of strategic focus in goal attainment. He argued that trying to defend every aspect dilutes strength and hampers effectiveness. In today's fast-paced world, discerning priorities is essential for success. Mastering the art of saying no opens up opportunities for more meaningful pursuits. By concentrating on key objectives, we pave the way to achieve remarkable results.

The Economic Times 4 Aug 2026 7:12 pm

Ben Stokes Aspires to Become England Coach, Rules Out Player Comeback

New Delhi, August 4: Former captain Ben Stokes has expressed his desire to become the coach of the England cricket team in the future. He has firmly stated that he has retired from playing cricket for good. While discussing his long-term goals, Stokes dismissed the possibility of making a return to international cricket during the ... Read more Ben Stokes Aspires to Become England Coach, Rules Out Player Comeback

Morningstar 4 Aug 2026 5:40 pm

Ajax Signs Experienced Goalkeeper Marc-Andr ter Stegen on Loan from Barcelona

Amsterdam, August 4: AFC Ajax has officially signed experienced goalkeeper Marc-Andr ter Stegen from FC Barcelona. The 34-year-old player will join the Amsterdam-based club on a one-season loan deal. Previously, he had temporarily left La Liga champions Barcelona to join Girona on loan in January. Born on April 30, 1992, in Mnchengladbach, Germany, ter Stegen ... Read more Ajax Signs Experienced Goalkeeper Marc-Andr ter Stegen on Loan from Barcelona

Morningstar 4 Aug 2026 4:39 pm

How to talk to toddlers to nurture intelligence: Science-backed tips

Toddlers ask endless questions. They point at birds, stare at ants, babble stories that make little sense and want to know why the moon follows the car. To tired parents, it can feel like background noise. But to a child's brain, these everyday conversations are doing something remarkable.The first three years of life are among the fastest periods of brain development. During this time, children are not simply learning words- they are learning how to think, reason, remember, solve problems and understand emotions. Research consistently shows that it is not expensive toys, flashcards or educational apps that matter most. Instead, the quality of everyday conversations between parents and children plays one of the biggest roles in early language and cognitive development.Here are five simple ways to speak with your toddler that can strengthen language, curiosity and thinking skills.Narrate everyday life- dont stay silent Toddler parents dont need a designated session to teach their kids lessons. Simply talking about what you're already doing is the key. For example, when youre making breakfast, you might say Im chopping onions. Similarly, during your evening stroll, point out to your toddler and say, The dog is barking or The leaves are falling from the tree. This is known as responsive conversation. Children learn best when words are connected to real experiences. A study published in the Infant Behavior and Development journal shows that when adults respond to a childs interests and actions meaningfully then it shows benefits in childs language skills later. https://www.sciencedirect.com/science/article/abs/pii/S0163638323000863?via%3Dihub Ask open-ended questions The way parents ask questions to their child impacts a lot on how it is perceived and how the kid understands it. What color is this? or What animal is this? are quiz-type questions. These check whether a child knows the answer. Instead, try asking questions that encourage children to think, explain and imagine. Try asking What do you notice?As per a study published in ResearchGate, open ended questions are important tools in engaging children in cognitively challenging conversations and promoting higher-order thinking in the preschool period.https://www.researchgate.net/publication/301199479_Open_Ended_Questions_A_Comparison_of_Mothers'_and_Fathers'_Language_Use_during_Play_Time In addition to asking open-ended questions, parents must ensure that they give children time to respond instead of quickly jumping in. Follow what makes your child curious Imagine your toddler spots a frog after rain and gets curious. Instead of nagging them about safety, try to sit next to them, supervise that they maintain a safe distance and then spend a minute exploring together. You can also seize such opportunities to ask open-ended questions- ask them Where do you think its going? According to the popular The Kia Tmata Pai study, responsive, back-and-forth interactions built around a child's own interests support language development, attention and self-regulation more effectively than directing every activity yourself.https://onlinelibrary.wiley.com/doi/10.1111/desc.70198 Let your toddler tell the story When children retell events, it strengthens their memory, vocabulary, narrative skills and reasoning skills all at once. After reading a picture book or returning from the park, resist the urge to explain everything yourself. Instead ask your child questions related to the incidents such as; Do you remember what the dog was doing? Sometimes children may not be able to retell every event. However, the goal isnt accuracy- its practice. Perhaps most importantly, avoid correcting every mistake. Let them finish first. Gentle follow-up questions often teach far more than immediate corrections. Name emotions instead of dismissing themGiving children words for emotions helps them recognise what they're feeling and communicate it instead of simply reacting. Emotion words are also thinking words. As children's emotional vocabulary grows, so does their ability to regulate behaviour, solve problems and understand other people's perspectives. Research published in the Infant Behavior and Development Journal has found close links between early language development and later executive functioning- the mental skills responsible for attention, planning, impulse control and problem-solving. Studies also suggest that language supports children's developing ability to regulate emotions.https://www.sciencedirect.com/science/article/abs/pii/S0163638323000395 Building your toddler's intelligence doesn't require special classes or educational gadgets. It happens during ordinary moments- while folding laundry, walking to the market, cooking dinner or reading the same bedtime story for the tenth time.What matters most is being responsive, following your child's lead and turning everyday moments into conversations. These simple interactions help build the language foundation that supports later learning, emotional regulation and problem-solving.

The Times of India 4 Aug 2026 3:56 pm

Stokes Wants To Coach England In Future; Rules Out 2027 Ashes Return

For The Love: Former skipper expressed his ambition to coach England in the future and suggested that he had retired for good and opened up on his longer-term goals, ruling out the possibility of making an international return during the 2027 Ashes series. Stokes retired from international cricket after the Test series against New Zealand, bringing the curtain down on one of the most remarkable careers in English cricket. The decision came after a tough week when Stokes missed the second Test of the series due to an incident at a London nightclub. I know what I want to do in terms of staying within the game - which is to be a coach. I'm doing my level three coaching now while I'm still playing, because I want, when the day comes that I'm not playing any more, I'd love to be able to have all that stuff signed off and done, said Stokes on For The Love of Cricket podcast hosted by former team-mates Stuart Broad and Jos Buttler. I know what I want to do in terms of staying within the game, which is to be a coach. And would I love to be coach of England one day? Absolutely. I just really like the idea of being, again, like, in some form of leadership away from playing, he said. Stokes, who had backed Harry Brook to succeed him in the role, expressed surprise at Joe Root being appointed to the role instead of Brook, who was promoted to Stokes' vice-captain in the Test side for last winter's Ashes tour. I think just if you think someone's going to be a good captain or a good leader, then just give it to them. I understood the reasoning, but I was still like, well, what message is that sending to him? He's vice-captain. And then the captain is not playing, but he's not captain. What? said Stokes. I love Rooty. I wish him nothing but success. I hope he goes on to achieve amazing things in his role of captain, and I think he's going to really enjoy it with Flem. He's a great man. I've worked with Flem before,' he said. Stokes held the Test captaincy for four years from 2022, working alongside head coach Brendon McCullum as the pair reshaped England's playing style, dubbed as 'Bazball'. McCullum's exit from his Test role was announced two weeks after Stokes announced his retirement. Later, England appointed former New Zealand captain Stephen Fleming as the new Test coach. McCullum's four-year tenure as Test coach began in 2022 and saw an initially blockbuster period of progressive cricket built on ultra-aggressive batting. But the team's fortunes plummeted of late, losing seven of their past nine Tests. I was surprised. If I hadn't made the decision that I made four weeks ago, Baz would still be coach. So it's my fault! said Stokes. Stokes added, When I told Baz (about retirement), he was making toast, and I just went 'oh, I'm done'. I'd obviously had discussions with him anyway and then told him over toast. Then, again, he was like 'yeah, I've been given the tap on the shoulder' and I was like 'oh'. But he's still very excited and very happy to be moving forward with the white-ball because he's doing a very good job there. Stokes also ruled out any possibility of returning in next summer's home Ashes series after Rob Key, the managing director of the England mens cricket team, said the door is still open for him to come out of international retirement. Then, again, he was like 'yeah, I've been given the tap on the shoulder' and I was like 'oh'. But he's still very excited and very happy to be moving forward with the white-ball because he's doing a very good job there. Also Read: Live Cricket Score I was very comfortable retiring from playing and not thinking about playing for England, he said. Article Source: IANS

CNMSports 4 Aug 2026 3:44 pm

Sivankutty accuses UDF govt. in Kerala of scapegoating official to divert attention from Congress-BJP deal on councillor Sugathan

CPI(M) leader alleges that the rescue operation for the BJP councillor to secure leave and avoid disqualification was Congresss repayment of its debt for vote trading in the recent elections

The Hindu 4 Aug 2026 3:35 pm

Barcelona Goalkeeper Marc-Andre Ter Stegen Joins Ajax On Loan

The 34-year-old, who has been at Barcelona since 2014, has missed much of the last two seasons with serious injury issues.

NDTV 4 Aug 2026 3:30 pm

HEC awareness meeting at Naguapara in WGH roots for greater inter-state coordination

Guwahati, Aug 4: Wild elephants herds moving about the Assam-Meghalaya boundary in Goalpara (Assam) and West Garo Hills (Meghalaya) landscapes dont recognize the man-made geographical boundary between the two states and that requires people-to-people and Assam Forest Depart- Meghalaya Forest Department coordination to decide on ways for coexistence. With this objective, an engaging awareness programme []

The Shillong Times 4 Aug 2026 3:24 pm

Bizarre send-off! Keeper sees red after handling ball way outside the box Watch

During an intense moment in stoppage time, Sipho Maseti, the TS Galaxy goalkeeper, was red-carded for handling the ball outside the designated area, likely confusing rugby field lines with soccer boundaries. This quirky incident unfolded in a drawn match that ended at 2-2. Resilient TS Galaxy found a way to stay competitive as substitute Ira Tape made a key save to earn them a well-deserved point.

The Times of India 4 Aug 2026 2:45 pm

Barcelona Goalkeeper Ter Stegen Joins Ajax on Loan

Ter Stegen, who won the Champions League and seven La Liga titles with Barca, has a contract until June 2028 at Camp Nou

Deccan Chronicle 4 Aug 2026 2:38 pm

How Are Returns Generated in a ULIP Scheme?

Returns in a ULIP scheme are generated through the performance of the funds in which your premium is invested. That is the short explanation. The fuller explanation is more useful, because a ULIP has a specific internal working: premium allocation, units, fund value, NAV, charges, switching, and compounding over time. First, let us answer the simple question: what is ulip plan ? A ULIP, or Unit Linked Insurance Plan, is a life insurance policy where one part of the premium provides insurance cover and another part is invested in market-linked funds, after applicable charges. The funds may invest in equity, debt, liquid instruments, balanced portfolios, or specific themes based on the plans available options. Your investment is divided into units, and the value of those units changes with the funds Net Asset Value, usually called NAV. The premium does not become return immediately When you pay a premium, the entire amount does not simply become invested value on day one. Applicable charges may be deducted, and the remaining amount is allocated to the fund or funds you have selected. This is not unusual. It is just the way a ULIP scheme works. Knowing this helps you read the benefit illustration with more maturity. You pay the premium as per the chosen frequency. Applicable charges are adjusted as per policy terms. The investible portion is used to purchase units in selected funds. Each unit has a NAV, which changes with the value of the fund portfolio. Your fund value is calculated by multiplying the number of units by the current NAV. Fund value is the current worth of the units you hold. It can move based on fund performance, charges, additional premiums, or withdrawals, if any. NAV is the centre of the return calculation NAV stands for Net Asset Value. In a ULIP fund, NAV reflects the value of the funds assets after relevant expenses and liabilities, divided by the number of units. If the fund performs well, NAV may rise. If the underlying market moves lower, NAV may decline. Your return comes from the change in the NAV of the units you hold, along with any additions or benefits as applicable under the policy. Term Meaning in a ULIP scheme Unit A small share of the fund allotted to your policy. NAV The value of each unit on a given date. Fund value Number of units multiplied by current NAV. Switching Moving existing fund value from one available fund to another. Premium redirection Directing future premiums into different funds, if allowed. For example, suppose the investible part of your premium buys units when the NAV is Rs. 20. If the NAV later rises to Rs. 28, the value of those units increases. The number of units may also grow as you keep paying premiums, because fresh units are purchased. Over a long period, this creates room for compounding, subject to fund performance and policy terms. Fund choice influences the path of returns A ULIP scheme can offer different types of funds. Equity funds may offer higher long-term growth potential, while debt funds generally aim for more stability. Balanced funds try to combine both. Some plans may also offer managed portfolio strategies or lifecycle-based options. The returns generated in the policy depend significantly on the type of fund selected and the time you remain invested. Equity-oriented funds may suit long-term goals where you can give the market time. Debt-oriented funds may suit conservative allocation needs or goals moving closer. Balanced funds can help those who want both growth orientation and some stability. Switching features can help you adjust allocation when your goal, age, or comfort level changes. This is where the policyholders behaviour matters. The middle path is better: review periodically, but do not behave as if every market movement is an emergency. Charges affect the net return The return you finally experience is not only about fund performance. It is also about charges. A ULIP may include fund management charges, mortality charges, policy administration charges, premium allocation charges, and other charges as mentioned in the policy terms. These charges are part of the policy structure, and they should be understood before purchase. This does not mean you should look at charges with alarm. It means you should look at them with literacy. A benefit illustration can show how charges work under assumed return scenarios. Reading this document saves confusion later. A ULIP calculator helps you estimate possible outcomes A ULIP calculator can show indicative maturity values based on premium, tenure, and expected return assumptions. It cannot predict the future, but it can help you compare scenarios. You can see whether a higher premium, longer policy term, or different assumed rate changes the estimated outcome meaningfully. This is useful for goal planning because it brings the future amount into todays decision. Calculator input Why it matters Premium amount Decides how much is invested over time. Policy term Gives the investment time to grow. Expected return Helps estimate a possible maturity value. Goal amount Helps you check whether the plan is aligned. Long-term holding gives the mechanism time to work Returns in a ULIP scheme come from the funds NAV movement, the units accumulated over time, and the effect of staying invested through market cycles. The product is better suited to long-term planning because short periods may not give enough room for the fund strategy to play out. Long-term holding also allows regular premiums to accumulate into a more substantial fund value. A ULIP is therefore not difficult to understand once the pieces are separated. Premiums buy units. Units have NAV. NAV reflects fund performance. Charges affect the net value. Fund choices influence the return path. Time allows the structure to mature. When these parts are understood, the policy can be used with more confidence and less guesswork.

RisingKashmir 4 Aug 2026 1:59 pm

Smaran Ravichandran exclusive: 'My goal is to remain at the top and continue piling on runs'

Two prolific domestic seasons have turned Smaran Ravichandran from a promising talent into one of Indian cricket's most exciting young batters. After starring in Karnataka's Vijay Hazare Trophy triumph and proving his credentials across formats, the 23-year-old speaks to TimesofIndia.com about chasing the India dream, dealing with the India A snub, embracing leadership, mastering all-format cricket, and why his mother still reminds him that education matters.

The Times of India 4 Aug 2026 11:30 am

Maharashtra Extends Fishing Ban Until August 15, Minister Seeks Goas Cooperation

Mumbai, August 4: The Maharashtra government has extended the fishing ban in coastal areas until August 15, considering the breeding season of marine fish. This decision was communicated by Maharashtras Fisheries Minister Nitesh Rane during a phone call with Goas Chief Minister Dr. Pramod Sawant. Nitesh Rane posted on the social media platform X, informing ... Read more Maharashtra Extends Fishing Ban Until August 15, Minister Seeks Goas Cooperation

Morningstar 4 Aug 2026 11:25 am

7 Books that change how you view time and your future

Discover seven thought-provoking books that transform how you think about time, aging, goals, and the future you are building.

Your Story 4 Aug 2026 10:20 am

DS Group Leads the Digital Transformation Dialogue in FMCG with ASCEND 2026

Dharampal Satyapal Group (DS Group), one of India’s leading FMCG conglomerates and multi-business corporations, successfully concluded the first edition of ASCEND 2026, a three-day technology experience that brought together over 5000 employees, business leaders, industry experts and technology partners to explore how digital technologies are reshaping the future of business. Held from 27–29 July at the DS Group headquarters under the theme “ Diversified by Business. United by Technology ,” ASCEND 2026 reinforced DS Group’s belief that technology is a strategic business imperative that drives growth, agility, efficiency and competitive advantage.   DS Group Leads the Digital Transformation Dialogue in FMCG with ASCEND 2026 The event showcased practical applications across Artificial Intelligence, Generative AI, Agentic AI, Machine Learning, Data Analytics, Cloud, Cybersecurity, Data Privacy, Enterprise Applications, Robotic Process Automation, Industry 4.0 and Sustainability Technologies. Leading technology partners including SAP, Microsoft, Salesforce, Snowflake, PwC, EY, Deloitte, Grant Thornton, Bizom, Mitsubishi, PeopleStrong, o9 Solutions and others demonstrated how emerging technologies are creating measurable business impact across industries. Employees experienced interactive technology showcases, live demonstrations, expert sessions, workshops, panel discussions, innovation labs and immersive learning experiences designed to encourage experimentation and accelerate digital adoption across every function. Over the last three years, DS Group has significantly accelerated its digital transformation journey by doubling its technology investments, expanding its technology ecosystem from nearly 20 partners to over 50, and implementing enterprise-wide digital solutions across multiple businesses. As it approaches its centenary, the DS Group plans to triple its investments in technology, recognising digital innovation as a key enabler of future growth.  Santosh K Singh, Senior Vice President, Information Technology, DS Group , said, “ Technology today is not merely about digitising processes; it is about reimagining the way businesses create value. At DS Group, every technology investment is guided by one principle, business impact. Whether it is AI-powered decision-making, intelligent supply chains, cloud transformation or enterprise-wide data capabilities, technology must enable faster decisions, greater efficiency and sustainable growth. As we move towards becoming a Rs. 20,000 crore organisation by our centenary year, technology will be one of our strongest growth enablers. Our objective is to build a future-ready enterprise where innovation is embedded across every business, every function and every employee. ASCEND 2026 reflects that vision by bringing together people, ideas and technology on one platform to accelerate learning, collaboration and transformation .” ASCEND also reflected DS Group’s commitment to responsible growth. Conducted as a paperless, digital-first event, it demonstrated how technology can simultaneously enhance operational efficiency while supporting sustainability goals. More than a technology showcase, ASCEND 2026 represented a cultural shift, one that encourages curiosity, continuous learning and cross-functional collaboration. It highlighted DS Group’s commitment to staying ahead of the technology curve by adopting new technologies and best practices in the industry, ensuring the organisation remains relevant, resilient and future-ready in an increasingly digital world. With the successful conclusion of ASCEND 2026, DS Group has strengthened its position as one of the few FMCG organisations driving an enterprise-wide conversation on digital transformation, demonstrating that the future of business will be shaped not just by products and brands, but by the intelligent application of technology across the entire value chain. About DS Group The DS Group (Dharampal Satyapal Group) is a one of the leading FMCG conglomerates and a Multi-Business Corporation with a strong Indian and International presence. Founded in the year 1929, it is an inspiring and successful business story that blends a remarkable history and legacy with visionary growth. It has an extensive and diverse portfolio with presence in Food and Beverage, Confectionery, Mouth Freshener, Hospitality, Agri, Luxury Retail businesses, and other investments. Catch, Pulse, Pass Pass, Silver Pearls, Ksheer, Rajnigandha, Ovino, L’Opera, Le Marche, Birthright, LuvIt, Chingles, Golmol, Namah are some of the leading brands, the Group proudly shelters today. As a corporate, DS Group is guided by a clear set of values that are built on a strong foundation of collective good to give back to society and protect the planet. The DS Headquarters has been awarded Leadership in Energy and Environmental Design (LEED) Platinum certification, under the USGBC (US Green Building Council) existing building O&M (Operation and Maintenance) program version 4.0. The DS Headquarters has also received LEED Zero Carbon Certification, by the USGBC. DS Group has aligned its financial performance with global ESG priorities with the launch of a pioneering Double Materiality Assessment across all businesses. Further demonstrating its environmental leadership, the DS Group has a water positivity index at 1.8 across its business units in 30 locations of India. www.dsgroup.com

News Voir 4 Aug 2026 9:47 am

BCCI plans to bring in three new pacers if India fail to qualify for WTC final

Jasprit Bumrahs constant battle with injuries has forced BCCI to build a new pace attack in Test cricket. The star pacer will remain the go-to option, but the goal is to develop a strong group...

India TV 4 Aug 2026 8:51 am

Langsning thrash Mumbay 5-0

Shillong, Aug 3: Langsning FC enjoyed a dream debut in the 135th IndianOil Durand Cup, cruising to a commanding 5-0 victory over Mumbay FC in a Group E match at the Jawaharlal Nehru Stadium here on Monday. After a goalless first half, the Meghalaya side came alive after the break, scoring five unanswered goals to []

The Shillong Times 4 Aug 2026 8:49 am

Ex-India junior keeper scores own goal in bid to land govt job as Mumbai court rejects bail

A sessions court rejected former India junior goalkeeper Sukhadev Patil's bail plea. Custodial interrogation is deemed necessary to trace a fake BCom degree. Patil allegedly used this certificate to secure a central government auditor position. The university denied issuing the degree, leading to his termination. The court found the offense serious, necessitating further investigation.

The Times of India 4 Aug 2026 8:24 am

Goa sees 10% rise in road mishaps; 142 dead in 6 mnths

Amresh Parab Panaji Goa witnessed a 10% surge in road accidents during the first six months of this year, recording 1,324 mishaps compared to 1,196 in the corresponding period in 2025. Despite the overall rise, over 58% (775 cases) were non-injury accidents where only vehicles suffered damage. However, the state recorded 136 fatal accidents that []

The Navhind Times 4 Aug 2026 1:10 am

Three theatrical works by Jyoti Sinari unveiled

Phoenix Creations publication, Vhalshi, Bicholim, recently released three plays written by Jyoti Vyankatesh Sinari at the Gram Panchayat Hall, Amona. The collection includes Dharti Aaba, inspired by the life of tribal freedom fighter Birsa Munda and published by the Goa Konkani Akademi; Sankasur Kalo, a book on traditional drama; and Best of Luck, a Hindi []

The Navhind Times 4 Aug 2026 1:05 am

Arsh, Saish excel in athletics

Bambolim: Arsh Khan and Saish Sawant won medals for SS Dempo College of Commerce (Autonomous), Cujira, at the 57th Goa State Athletics Championship 2026, excelling in the U-20 category. TY BBA student Arsh Khan clinched silver in the U-20 mens long jump and bronze in the U-20 mens triple jump. He also finished with a []

The Navhind Times 4 Aug 2026 1:00 am

Don Bosco College Panaji reign supreme in womens judo

VM Salgaocar Law College finish runner-up, Riyansha bags best judoka award Peddem: Don Bosco College, Panaji, were crowned overall champions in the Goa University Inter-Collegiate Womens Judo Championship 2026-27 at the SAG Multipurpose Hall, Peddem. VM Salgaocar College of Law, Miramar, finished runners-up, while Rosary College of Commerce and Arts, Navelim, claimed third place. Don []

The Navhind Times 4 Aug 2026 1:00 am

Mitigating Man-Animal Conflict: A Shared Responsibility

Jammu and Kashmir has long lived at the crossroads of wilderness and human settlement. Its forests, orchards, wetlands and mountain pastures are home to species that are as much a part of the regions identity as its people. Yet, as villages expand, orchards spread, roads cut through forests and climate patterns shift, the space between humans and wildlife is shrinking fast. What we are witnessing today is not merely an increase in animal sightings, but a deepening conflict over space, food and survival. Mitigating man-animal conflict, therefore, is no longer an environmental slogan; it is a necessity for public safety, ecological balance and social peace. For too long, the response to wildlife encounters has been driven by panic and politics rather than planning. Every crop raid, livestock kill or human injury becomes a flashpoint, followed by anger, compensation demands and calls for immediate action against the animal. But such reactions, however understandable in moments of fear, do not solve the problem. They only treat the symptom while ignoring the cause. The real issue lies in the way we have altered landscapes without adequate safeguards, leaving both people and wildlife trapped in an increasingly hostile overlap. In the Kashmir region, the conflict takes many forms. In some areas, bears enter orchards and habitations in search of food. In others, leopards prey on livestock and, at times, threaten human life. Wild boars damage crops, while other species stray into villages as their natural habitats shrink or fragment. The result is a cycle of fear and retaliation. Farmers lose their crops, herders lose their animals, and communities lose patience. Meanwhile, wildlife also suffers through injury, displacement and sometimes illegal killing. A situation that begins as a land-use problem quickly becomes a human, economic and conservation crisis. The first step toward mitigation is honest recognition that this conflict is largely man-made. Deforestation, unplanned construction, garbage dumping near habitations and the abandonment of traditional land-use practices have all contributed to the problem. Waste attracts animals. Encroachment pushes them out of their habitats. Unfenced orchards and unsecured livestock make easy targets. When forests are degraded and wildlife corridors blocked, animals have little choice but to move closer to human settlements. In other words, coexistence cannot be expected when we continue to redesign the environment in ways that make conflict inevitable. That is why mitigation must begin with planning, not merely response. Land-use policies should be more sensitive to wildlife movement patterns. Development projects near forests and corridors must undergo stricter ecological scrutiny. Roads, tunnels and other infrastructure need proper mitigation measures, including underpasses, fencing and warning systems in high-risk zones. Human settlements must be better regulated in vulnerable areas, especially where repeated wildlife movement has already been documented. Without spatial discipline, every new road or colony becomes another invitation to conflict. Community participation is equally important. Local people are not passive victims in this challenge; they are the front line of coexistence. They must be equipped with knowledge, alerts and practical tools to reduce risk. Schools, panchayats and local bodies can play a crucial role in awareness campaigns that teach people how to store food safely, protect livestock, avoid provoking animals and respond calmly during encounters. Farmers can be encouraged to use unpalatable buffer crops, solar fencing and proper night enclosures for cattle. In many cases, simple preventive steps can significantly reduce losses. At the same time, wildlife protection agencies must strengthen their outreach and response systems. Too often, people feel abandoned after a conflict incident. Compensation is delayed, communication is poor and the official response is seen as slow or indifferent. This gap breeds mistrust. If communities are to cooperate with conservation efforts, they must feel that the state stands with them. Compensation should be timely, transparent and adequate. Emergency response teams should be well-trained and accessible. Conflict-prone areas need regular monitoring, not occasional intervention after tragedy has already struck. Technology too can help. Early-warning systems, camera traps, GPS-based tracking in sensitive landscapes and mobile alerts can allow authorities to act before conflict escalates. Mapping conflict hotspots can help identify patterns and guide preventive measures. But technology alone is not enough. It must be backed by field-level readiness and local trust. A sensor without a response system is only a machine; a warning without action is only noise. There is also a need to change public attitude. Wildlife is not an invading force from outside; it is part of the same ecological fabric we depend on for water, soil, climate and biodiversity. The goal is not to eliminate animals from human landscapes but to reduce dangerous overlap and learn disciplined coexistence. That requires restraint, respect and responsibility from both sides of the divide. It also requires us to move beyond the simplistic idea that every encounter is a battle to be won. In reality, sustainable coexistence is a long process of adjustment, prevention and compromise. Policymakers, forest officials, local representatives and civil society must work together on a common framework. Conflict mitigation should be integrated into development planning, disaster management and rural livelihoods policy. It should not remain confined to forest departments alone. When orchards are designed without protective measures, when garbage is unmanaged, when settlements expand unchecked and when compensation systems fail, the burden falls on ordinary people. A serious policy response must therefore be interdepartmental, data-driven and community-centred. The larger lesson is clear: man-animal conflict is not just about animals entering human spaces; it is about humans entering and reshaping animal spaces without sufficient caution. The solution lies neither in romanticising wildlife nor in demonising it. It lies in restoring balance through better planning, stronger institutions and a more responsible public ethic. Kashmirs natural heritage is too precious to be surrendered to fear, and its people deserve security without sacrificing ecological integrity. If coexistence is to mean anything, it must begin with the discipline to protect both human lives and the wild world we share. (The author is a lecturer in HED and a freelancer)

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