facebook

Goa

...

Japan Great 'King Kazu' Miura Scores First Competitive Goal After 4 Years at 59

Miura struck in the 52nd minute to put Fukushima 5-0 ahead, capping a trademark run into the box by meeting a teammate's cutback with a first-time finish at 59 years and 149 days

Deccan Chronicle 26 Jul 2026 8:46 pm

Psychology says people who dress up extravagantly for office aren't showing off: What this workplace behavior may really mean

Psychology says people who dress up extravagantly for office aren't always trying to impress others. Psychology explains that clothing choices can reflect confidence, identity, professional goals, social belonging, creativity, or personal expression. Workplace dressing habits are influenced by many factors, including culture, personality, and environment. Understanding these reasons can reduce misunderstandings and help people judge colleagues based on their work instead of only their appearance.

The Economic Times 26 Jul 2026 8:15 pm

Two Detained in Goa Over Support for Jailed Activist Umar Khalid

Khalid has been arrested in a case related to riots in northeast Delhi in 2020

Deccan Chronicle 26 Jul 2026 5:40 pm

Not Monday, but Wednesday: Starting a new habit in midweek may help you stay consistent, say experts

Starting new habits mid-week, particularly on Wednesdays, reduces overwhelm and increases adherence. Mondays often carry pressure, making new routines feel unrealistic and heavier. Wednesdays offer a lower emotional bar, allowing goals to feel more achievable and manageable. This approach reduces mental effort and feels like an adjustment, not a major overhaul. Planning, pairing habits, and monitoring progress also aid long-term consistency.

The Economic Times 26 Jul 2026 3:27 pm

India lose to China in FIH Youth Hockey5s Asian final, seal World Cup berth

The Indian women's hockey team secured second place in the FIH Youth Hockey5s Asian Championship. They lost the final match against China with a score of two goals to four. Earlier, India decisively defeated Kazakhstan by eight goals to one in their semi-final match. This strong performance also ensured their qualification for the upcoming FIH Youth Hockey5s World Cup.

The Economic Times 26 Jul 2026 8:19 am

Indias rising stars set to shine at FIH Hockey Mens World Cup 2026

NEW DELHI, July 25: As the Indian Mens Team gets ready for the FIH Hockey World Cup in Belgium and the Netherlands 2026, their 20-player squad combines seasoned players with up-and-coming talent. Notable young players aiming to stand out include goalkeeper Mohith HS, defender Yashdeep Siwach, and midfielders Rajinder Singh and Aditya Arjun Lalage, all []

The Shillong Times 26 Jul 2026 8:08 am

Quote of the day by Elon Musk, 'Life is too short for long-term grudges' reveals psychology of emotional intelligent successful person who knows value of time, teaches timeless motivational inspiring life advice on ability to move forward after setbacks

Quote of the day by Elon Musk serves as a practical reminder that happiness is often found not only in what we achieve but also in what we choose to release. Holding onto anger rarely changes the past, but letting go can transform the future. The quote encourages a healthier, more balanced approach to everyday life. Choosing forgiveness where appropriate, learning from difficult experiences, and directing energy toward meaningful goals allows individuals to build stronger relationships and greater peace of mind. In the end, one of life's greatest strengths is the ability to move forward. By releasing unnecessary resentment and embracing growth, people create room for new opportunities, deeper connections, and a future shaped by purpose rather than the weight of yesterday's conflicts.

The Economic Times 26 Jul 2026 6:46 am

48th State Level Senior Handball Tourney MPSC top women's Pool A with two of two league round victories

MPSC ended women's Pool A campaign on top with two of two wins to qualify for the knock out round of the 48th State Level Senior Handball Tournament being hosted by YLK, Chingarel MPSC women registered a 10 8 win over hosts YLK to open their league account before getting 27 13 past KKLYDO, Kongpal for their second straight victory in the Pool A competition N Sunibala led the scoring for MPSC in the 10 8 win over YLK netting 6 goals as Ch Luxmi and N Babina contributed 2 goals apiece For YLK, Y Monika added 4, N Sophiya netted 3 and N Aliya netted one Later in the second Pool A match, Ch Luxmi 8 , N Sunibala 6 and N Sushila 5 contributed a bulk of 19 goals to guide MPSC to a 27 13 win over KKLYDO O Sandhyarani 3 , L Inunganbi 2 , N Babina 2 and Y Binarani 1 also contributed in MPSC's victory as N Dolly, M Lucky, RK Nilamjoyshree netted 4 goals apiece for KKLYDO and Th Christina chipped in one for the Kongpal side In a Pool B match of the women's competition staged today, KVWA, Mayang Imphal beat IMC, Thoubal by 10 8 goals thanks to a leading performance from Th Devarani, who top scored with 6 goals B Men's Competition KVWA, SSC and MPSC victorious B br br The day also saw KVWA, Mayang Imphal and SSC, Khurai register wins in Pool A competition as MPSC beat NSU NSU 22 13 in a Pool B match riding on 5 goals each from N Gobin, N Saratchandra and 4 goals apiece from Y Sushil and H Ingocha KVWA beat SSC 18 12 thanks to trebles from Yaiphaba, Shitaljit and Roshan as SSC thumped OYO thanks to major contributions from W Chingkheinganba 8 , N Zidane 6 and N Robinson 6 Source The Sangai Express

E-Pao 26 Jul 2026 6:00 am

Kangpokpi gives heroes' welcome to 3 wonderkids after historic Gothia Helsinki double

The conflict torn Kangpokpi district hosted a grand civic reception on Saturday to honour three young Kuki football prodigies who led Minerva Academy to a historic double triumph at the 2026 Gothia Cup Sweden and Helsinki Cup Finland The grand civic reception, organised by the Youth Affairs and Sports Department of the Kuki Students' Organisation KSO Sadar Hills at its administrative headquarters in Kangpokpi town, drew hundreds of supporters, family members, civil society leaders and football enthusiasts br br table align center cellpadding 5 width 610 tbody tr td table class capbox width 100 tbody tr td img width 600 src https www e pao org galleries images News Related 2026 07 Kangpokpi 20260726 jpg border 1 alt Kangpokpi gives heroes' welcome to 3 wonderkids after historic Gothia Helsinki double td tr tr td align center Kangpokpi gives heroes' welcome to 3 wonderkids after historic Gothia Helsinki double td tr tbody table td tr tbody table br br The supporters welcomed the young champions at Gamgiphai before escorting them in a celebratory procession to the district headquarters, where they were honoured amid thunderous applause and emotional scenes The three footballers whose extraordinary performances powered Minerva Academy to an unprecedented double triumph on the European stage were Gothia Cup's Most Valuable Player Thangsanglen Kipgen of Pangjang village in Saikul Sub Division Seiminsang Khongsai of Lhungtin village and Lalvanghao Haokip of Zaphal Veng, Ward No 9, Kangpokpi town Thangsanglen emerged as the tournament's biggest star after scoring a staggering 18 goals in the Gothia Cup, where he was named the Most Valuable Player, before adding 17 more goals in the Helsinki Cup Seiminsang netted 11 goals across the two tournaments, while Lalvanghao contributed 14 goals, forming one of the deadliest attacking combinations of the competitions The Gothia Cup in Sweden, often described as the Youth World Cup , is the world's largest and most prestigious international youth football tournament, attracting thousands of teams from dozens of countries annually The Helsinki Cup in Finland is another globally renowned youth competition featuring elite academies and emerging talents from across continents Winning either tournament is regarded as a landmark achievement in youth football lifting both titles in the same season places Minerva Academy among the finest youth academies in international grassroots football The victories are being hailed as one of the greatest accomplishments by an Indian youth football team on foreign soil, underlining the rapid rise of Minerva Academy as a powerhouse in youth development and showcasing India's growing potential on the global football stage Coming from a region severely disrupted by ethnic violence since May 2023, their international success is being hailed as a triumph of determination over adversity The young champions were felicitated with traditional shawls, bouquets and cash incentives by KSO Sadar Hills, BJP Yuva Morcha Sadar Hills and several civil society organisations A thanksgiving and blessing service was led by Rev Thangneo Haokip, Pastor of KBC Centre Church, Kangpokpi Addressing the gathering, KSO Sadar Hills Youth Affairs and Sports Secretary Lamkhohao Vaiphei strongly endorsed Minerva Academy founder Ranjit Bajaj's public appeal to AIFF President Kalyan Chaubey seeking charge of India's U 15 National team for the inaugural FIFA U 15 World Cup He said Minerva Academy's historic achievements at the Gothia Cup and Helsinki Cup were testament to Bajaj's proven ability to nurture world class young talent and expressed confidence that India could achieve greater success under his leadership if entrusted with preparing the national U 15 side Source The Sangai Express

E-Pao 26 Jul 2026 6:00 am

Left scores win, despite its shrunken presence, through its student organs

While AISA, SFI, AISF Supported Dipke & Co, Mother Outfits Goaded Oppn To Back Protest

The Times of India 26 Jul 2026 3:57 am

RGP slams Borkar takeover bid, says committees active

NT Reporter Panaji Revolutionary Goans Party (RGP) has accused its MLA Viresh Borkar of attempting to seize control of the organisation and further declared that he holds no authorised position within the party. The RGP, in a communiqu, charged that a conspiracy to gain control of the party and split the organisation was planned during []

The Navhind Times 26 Jul 2026 1:42 am

11.7K driving licences referred for suspension in 6 mnths

Amresh Parab Panaji In a crackdown on traffic violations, the Goa Traffic Police recommended the suspension of 11,731 driving licences to the transport department between January and June this year. Two-wheeler riders made up the vast majority of cases, with non-helmet compliance accounting for over 73% of the total recommendations. According to statistics compiled by []

The Navhind Times 26 Jul 2026 1:41 am

Study unveils medicinal value of mangroves in Goa

Abdul Wahab Khan Panaji In a major leap forward for traditional healthcare and conservation, a survey has documented the rich medicinal potential of mangroves along North Goa and Maharashtras Konkan coast. By linking centuries-old ecological wisdom with modern research, the study fills a long-standing knowledge gap providing a vital baseline for future scientific research, drug []

The Navhind Times 26 Jul 2026 1:41 am

Chodankars poll plans fuel Cong-GFP poll alliance buzz

NT Reporter Margao Political circles are abuzz over the possibility of a Congress-Goa Forward Party (GFP) alliance ahead of the Assembly elections, with Goa Pradesh Congress Committee (GPCC) president Girish Chodankar expressing his intent to enter the electoral fray. Speaking to a section of the media on Friday, Chodankar said he wished to contest the []

The Navhind Times 26 Jul 2026 1:24 am

Post Pradhans resignation, protestors in Chennai say abolishing NEET is their goal

While the Cockroach Janta Party withdraws agitation in Delhi, protestors at Balan Illam look to bigger venues to continue their agitation against NEET

The Hindu 26 Jul 2026 1:01 am

Goas fight against cancer begins with prevention

The incidence of cancer is rising across the world, including India and Goa. India records around 1.57 million new cancer cases annually, while Goa reports approximately 1,700 new cases every year. Several factors contribute to this rising trend such as increased life expectancy, improved methods of diagnosis, better control of infections, changes in diet and []

The Navhind Times 26 Jul 2026 1:01 am

Thousands of devotees from Goa, Maharashtra throng Sankhali temple for Ashadhi Ekadashi

NT Reporter Sankhali Thousands of Warkaris and devotees from Goa and neighbouring Maharashtra thronged the Shri Viththal-Rukmini Temple at Viththalapur in Sankhali, popularly known as Goas Prati Pandharpur, to celebrate Ashadhi Ekadashi. The temple premises echoed with chants of Dnyanoba Tukaram, Pundalik Varada Hari Viththal and Jai Jai Ram Krishna Hari as devotees gathered from []

The Navhind Times 26 Jul 2026 12:59 am

Fight for education reforms must continue, says Congress

NT Reporter Panaji Congratulating students on the resignation of Union Education Minister Dharmendra Pradhan, an outcome of nationwide protests over the NEET-UG examination paper leak, Congress in Goa stressed theneed for education reforms and eradicating the corrupt system. Congress leader Yuri Alemao said Pradhans resignation is the victory of the youth of the country, who []

The Navhind Times 26 Jul 2026 12:58 am

No one can ignore youths voice: Sardesai

NT Reporter Panaji The Goa Forward Party has welcomed the resignation of the Union Education Minister, Dharmendra Pradhan, calling it a victory for Indias youth, students and parents who fought for fairness, transparency and accountability in the education system. The youth and students of our nation have won; their relentless struggle for accountability and fairness []

The Navhind Times 26 Jul 2026 12:58 am

Lokayukta registers plaint against Margao CO over NOC complaint

NT Reporter Margao The Goa Lokayukta has registered a complaint against Margao MunicipalCouncil (MMC) chief officer Madhu Guno Narvekar following a grievance filed by former chairperson and Congress leaderSavio Coutinho. The complaint, filed under the Goa Lokayukta Act, 2011, alleges corruption, maladministration and abuse of authority in issuing a no objection certificate (NOC) to a []

The Navhind Times 26 Jul 2026 12:57 am

Why the taste of roen olmis is so irresistible to Goans

Dr. Nandkumar M. Kamat This article aims to investigate the biochemical basis of the strong craving observed among Goans willing to pay any price to taste local wild edible Termitomyces species or roen olmi. Every monsoon, the first serving of roen olmi leaves even experienced mushroom lovers wondering why this wild delicacy tastes so satisfying. []

The Navhind Times 26 Jul 2026 12:08 am

The Smartphone Revolution

The image lasted only a few seconds, but it captured an entire movement. A young woman stood alone on a busy Mumbai rainy street, confronting a police bus carrying detained student protesters. She neither shouted slogans nor carried a party flag. She simply stood her ground. Within moments, hundreds of smartphones were pointed towards her. The clip raced across Instagram, X and Facebook before journalists or television crews had even heard about it. By evening, millions had watched the scene. By night, it had become the latest symbol of Indias changing protest culture. Whether that particular moment becomes a historic image or disappears in the endless flow of viral videos is not the real issue. What matters is what it represents. The ongoing youth protests, led largely by supporters of the Cockroach Janta Party (CJP), have shown that politics in India has entered a completely new age of communication. The movement has changed the very nature of street protests. What happens on the road and what appears on social media now happen at the same time. Earlier generations marched with banners and placards. Todays protesters march with smartphones, power banks and internet connections. For decades, governments knew how to deal with protests. They could put up barricades, arrest leaders, impose restrictions, control access to protest sites and shape the next days news through mainstream media. Those methods belonged to a time when information travelled slowly and newspapers and television channels decided what the nation would see. Generation Z has changed that completely. Every protester is now a reporter. Every smartphone has become a television channel. Every Instagram reel or X post can sometimes reach more people than a prime-time television debate. A walk through Jantar Mantar today feels like walking into a huge live newsroom. One student is recording police movements on a mobile phone. Another is sitting on the roadside editing videos. Someone else is uploading wide-angle shots from nearby buildings. Within minutes of a government statement, memes begin appearing on social media. Others are checking facts, coordinating volunteers through WhatsApp and other platforms, translating speeches into different languages or sharing legal advice. Every protester seems to be doing two jobs at the same time, protesting on the streets and reporting the movement online. The internet is no longer just reporting the protest. In many ways, it has become the protest itself. Perhaps the most remarkable feature of this movement is its language. Earlier protests were dominated by speeches, slogans and political resolutions. The Cockroach movement speaks through memes, satire, humour and one-liners. Protesters laugh even while facing tear gas. Videos of lathi-charges are edited with popular music. Ministers and officers are mocked through memes. Cartoons often replace lengthy political statements. Many experienced and elderly people of our generation or parents of Gen Z think this makes the movement look less serious. But the opposite is true. For Gen Z, humour is a powerful political tool. It is the language they understand best. A meme can explain a complicated issue within seconds and reach millions of people. A sarcastic one-liner often questions authority more effectively than a long speech. Entertainment, theatre, acting, singing has become a new form of protest. That is why many young protesters proudly call themselves Ziddi. Their determination is visible not only in sit-ins and marches but also in their nonstop activity on social media. Every arrest leads to dozens of new videos. Every official denial is challenged with fresh footage recorded from different angles. Every attempt to suppress information only creates greater curiosity and brings even more attention to the movement online. Unlike previous student movements, this one operates without a conventional organisational structure. There is no elaborate hierarchy, district committees or cadre network. Beyond the public visibility of Abhijeet Dipke, and a couple of spokespersons, the CJP appears quite decentralised. Thousands of participants function independently while remaining connected through digital platforms. This presents both strength and vulnerability. Leaderless movements are difficult to crush because there is no single command centre to dismantle. At the same time, they can struggle to negotiate, define long-term goals or maintain discipline. The protests often resemble an open-source software project, millions contributing without central ownership. The administration, however, appears to have been preparing for yesterdays protests rather than todays. The familiar toolkit, detentions, barricades, internet restrictions, tear gas and lathi charges has yielded diminishing returns against an audience that documents everything instantly. A baton raised by a police officer is no longer witnessed by twenty people standing nearby. It is potentially viewed by twenty million people before sunset. Videos and photographs shared on social media have created a huge public record of the protests. Every small incident, every clash, every argument and every emotional moment is being captured from different angles by hundreds of mobile phones. As a result, the governments version of events is no longer the only one people see. It now has to compete with thousands of videos uploaded instantly by ordinary citizens from the ground zero. Mainstream television has struggled to keep pace. Whether because of editorial choices, logistical limitations or political caution, television channels increasingly find themselves reacting to content first produced on social media. The information hierarchy has inverted. Instead of social media amplifying television coverage, television often amplifies what ordinary citizens have already recorded. This represents perhaps the biggest communication shift in Indian politics since the arrival of satellite television. The ruling establishment itself played a pioneering role in recognising the political power of digital platforms over the past decade. Social media became an essential instrument of political messaging, electoral mobilisation and direct communication with voters. Today, those very platforms have become contested spaces where the younger generation is deploying the same technologies against established political authority. Technology is only the tool. The real story goes much deeper. The immediate trigger for the protests may have been the repeated examination paper leaks, but the anger among young people is much bigger than that. Across the country, many youngsters are frustrated over unemployment, lack of opportunities, uncertainty about the future and what they see as the failure of institutions to protect their interests. For years, competitive examinations represented hard work, merit and hope. But repeated paper leaks and controversies have shaken their faith in the system. That is why this movement is no longer only about examinations. It is about trust. Young people feel that the system has failed them. Another remarkable feature of the protests has surprised many people. Thousands of students have been sitting at protest sites for weeks. Who is feeding them? Who is arranging drinking water, medicines, providing toiletries, bedsheets and protection from rain? The answer again lies in technology. Thousands of people who have never visited the protest site are supporting the movement online. Through food delivery apps, many are anonymously sending meals and water to the protesters. Doctors are reaching the site after learning about injured students through social media. Lawyers are sharing legal helpline numbers. Ordinary citizens are making online donations. Volunteers are coordinating supplies through WhatsApp and Telegram groups. Often, more food reaches the protest site than is actually needed because complete strangers decide to help. In many ways, solidarity itself has gone digital. At the same time, this digital revolution also has its dangers. Social media gives everyone a voice, but it also spreads rumours and misinformation very quickly. A short viral clip may not show the full picture. Edited videos can create a false impression. With artificial intelligence becoming more powerful, it is becoming increasingly difficult to distinguish between real and fake videos. Deepfakes and manipulated content are becoming a serious challenge for democracy. The challenge before governments, media organisations and citizens is therefore much bigger than technology. The real challenge is how to protect truth and credibility in an age when millions of videos and messages are uploaded every day. The protest also sends a clear message to Indias political parties. Traditional politics still depends on speeches, rallies and election campaigns. But Generation Z lives online every day. Their political discussions continue on Instagram, X, WhatsApp, Reddit and other social media platforms. Their language, humour and style of communication are very different from those of earlier generations. Ignoring this change would be a mistake. Every generation has found its own way of participating in politics. Indias freedom movement used handwritten pamphlets and underground newspapers. Jayaprakash Narayans movement depended on student networks. Anna Hazares anti-corruption campaign used television and Facebook to mobilise people. Generation Z has taken the next step. It has combined smartphones, artificial intelligence, memes, live videos, digital payments and social media into a completely new style of public mobilisation. No one can say today how much political change this movement will finally bring. Leaderless movements often find it difficult to convert public anger into long-term political change. Governments also have enormous administrative power, and public attention can shift over time. Yet one thing has already changed forever. The language of protest has changed. Power no longer belongs only to those who control television channels, newspaper headlines or official press conferences. Increasingly, it belongs to the person who captures the most powerful image of the day and shares it with millions. That perhaps explains why the image of a young woman standing alone before a police bus became more powerful than many carefully prepared political speeches. It was not just an act of courage. It symbolised a new relationship between citizens and the State, between technology and democracy, and between authority and accountability. For Generation Z, the protest does not end when they leave the streets. In many ways, it begins the moment they press the Upload button. Surinder Singh Oberoi, National Editor Greater Kashmir

Greater Kashmir 26 Jul 2026 12:05 am

Sahal strike gives Mohun Bagan 1-0 win over East Bengal in Durand Cup opener

Sahal Abdul Samad scored the only goal of the match in the 52nd minute, while goalkeeper Vishal Kaith made a series of important saves to help Mohun Bagan keep a clean sheet.

The Times of India 25 Jul 2026 10:00 pm

EPFO review meet held

Additional Central Provident Fund Commissioner of Karnataka and Goa Zone Jay Kumar has emphasised improving service delivery, timely settlement of claims and grievance redressal

The Hindu 25 Jul 2026 7:49 pm

Financial freedom at 32, but at what cost? The 4.5 crore health warning

A 32-year-old struggled with health due to long work hours and poor self-care, leading to a diabetes and hypertension diagnosis. His story highlights the relationship between health and financial risk, emphasizing the need for professionals to prioritize well-being alongside career goals.

Livemint 25 Jul 2026 7:30 pm

Victory of democracy: Sonam Wangchuk on Union Education Minister Dharmendra Pradhan's resignation

New Delhi, July 25: Following weeks of relentless nationwide protests and a gruelling 26-day hunger strike at Jantar Mantar, Union Education Minister Dharmendra Pradhan submitted his resignation to Prime Minister Narendra Modi. The move came as a response to growing unrest over examination irregularities and paper leak allegations, particularly surrounding the NEET-UG exams. Activist Sonam Wangchuk, who spearheaded the hunger strike alongside the Cockroach Janata Party (CJP) and student groups, marked the development as a major milestone for direct civic action in India. Reacting to the news on X, Sonam Wangchuk commended the resilience of the nation's youth and citizens. IT'S A VICTORY OF DEMOCRACY. direct democracy... straight from the streets. It's a victory of peace, patience & perseverance. Congratulations CJP, Gen Z of the nation and thank you all citizens for shedding fear and the fear of fear and rising up from every corner of the nation. FROM ACCOUNTABILITY, NOW TO REFORMS, posted Wangchuk. Wangchuk emphasised that while holding the government accountable was necessary, the ultimate goal must now pivot toward systemic reforms within India's education structure. His remarks came after Union Education Minister Dharmendra Pradhan resigned, stating that he had submitted his resignation to Prime Minister Narendra Modi to ensure that the situation arising from protests over examination irregularities was not exploited by anti-national forces. Welcoming the minister's resignation, the CJP said it would nevertheless continue its agitation at Jantar Mantar until all of its demands were fulfilled. Addressing supporters, CJP leader Abhijeet Dipke said, Kaha jaata tha iss sarkar main istife nahi hote. Jhukti hai duniya, jhukaane vaala chahiye. We have done it, describing the resignation as the first by a Union Minister under Prime Minister Narendra Modi's government. Visuals from the protest site showed demonstrators cheering and celebrating after news of Pradhan's resignation emerged. Dipke said the movement would continue until the remaining demands were addressed, including compensation of Rs 1 crore for the families of students who died by suicide over examination-related issues and action against Delhi Police personnel accused of carrying out a lathi charge on protesters. In a post on X, the CJP marked Pradhan's resignation as achieved but listed two demands as pending: compensation for affected families and assurance that no action would be taken against student protesters. In his resignation letter shared on X, Pradhan said he had decided in the larger interest of students and the nation. The situation that has emerged at Jantar Mantar and elsewhere in the country should not be exploited by anti-national forces. The unity of the country must remain intact. The future of every student in India should not get entangled in legal complications, he wrote. Pradhan said he had always believed in the aspirations and strength of India's youth and that the developments of the past few days had deeply saddened him Defending the government's handling of the NEET-UG controversy, Pradhan said irregularities detected in the May 3, 2026 examination prompted the Centre to immediately hand over the investigation to the CBI, cancel the examination and announce a re-test. He said the re-examination for over two million candidates was successfully conducted on June 21 with the support of state governments, district administrations, students, parents and guardians. He also announced that the NEET-UG examination would be conducted in Computer-Based Test (CBT) mode from next year to strengthen transparency. Meanwhile, the Centre is preparing to introduce a stringent anti-paper leak law that will provide for Special Fast-Track Courts, a Special Task Force (STF), and other measures aimed at preventing examination malpractices across the country. (ANI)

RisingKashmir 25 Jul 2026 4:00 pm

Watch: Abhishek Banerjee tells PM Modi to change DP at Goa student protest

Actor Abhishek Banerjee joined the student protest in Goa on Friday, holding a creative banner. He addressed the protestors, saying he was a fan of Gen Z and asked PM Modi to change his 'DP'

Mid Day 25 Jul 2026 2:48 pm

Goal Is To Pick Wickets And Win Games For India Just Like Bumrah: Yash Thakur

Yash Thakur: India fast bowler Yash Thakur has revealed that mastering death bowling has been the defining objective of his career, while describing premier pacer Jasprit Bumrah as the benchmark he hopes to emulate across all formats of the game. Thakur said he made a conscious decision early in his senior career with Vidarbha to specialise in bowling at the death, believing those overs often determine the outcome of matches. Ever since I started playing senior white-ball cricket for Vidarbha, I set one clear goal for myself: to become a specialist at death bowling. Matches are won and lost in the final overs, and that's where I wanted to make a difference for my team, Thakur told JioStar. The right-arm seamer said that philosophy has remained unchanged through his progression from domestic cricket to India A and now the senior national team. I have carried that mindset with me throughout my career. Whether I am playing for Vidarbha, India A, or in the IPL, I see death bowling as the toughest challenge in cricket, and I want to master it. If I can perform in high-pressure situations, that is when I can truly make an impact, he added. Thakur credited Bumrah as the biggest influence on his approach, praising the India pace spearhead's ability to excel regardless of the format or phase of the innings. I have carried that mindset with me throughout my career. Whether I am playing for Vidarbha, India A, or in the IPL, I see death bowling as the toughest challenge in cricket, and I want to master it. If I can perform in high-pressure situations, that is when I can truly make an impact, he added. Also Read: Live Cricket Score Explaining the standard he has set for himself, Thakur added, I try to follow his approach, to be a bowler the captain can trust at any stage, whether it's the powerplay, the middle overs, or the death. My goal is to be someone who can pick up wickets and win games, just like Bumrah does for India. Article Source: IANS

CNMSports 25 Jul 2026 1:54 pm

Cardi Bs children show off their Spanish skills

In a heartwarming display of family fun, Cardi B shared vacation clips from the Dominican Republic, where her children amazed fans with their fluent Spanish skills. Kulture and Wave engaged in lively conversations about the picturesque landscape, while little Blossom happily pointed at a goat. Meanwhile, the youngest son clung to Cardi B, seeking refuge from pesky mosquitoes.

The Times of India 25 Jul 2026 12:44 pm

MBA in 2027: Looking beyond the IIM tag? Here's how placement data can help you choose the right B-school

Choosing an MBA in 2027 requires looking beyond brand names and rankings, with placement data emerging as a crucial factor for aspirants. While top IIMs and premier B-schools continue to dominate with high salary packages and strong recruiter networks, several non-IIM institutes are also delivering competitive outcomes. Experts suggest evaluating placement rates, median salaries, alumni networks, fees, industry exposure and ROI before selecting a business school aligned with career goals.

The Times of India 25 Jul 2026 12:01 pm

Vozinha ends Lionel Messi's Inter Miami links with dream move to Colo Colo

Vozinha, Cape Verde's FIFA World Cup 2026 hero, has agreed to join Chilean giants Colo Colo after emerging as one of the tournament's biggest breakout stars. The 40-year-old goalkeeper, previously linked with Lionel Messi's Inter Miami, completed a remarkable journey from free agent to FIFA Dream Team selection following his stunning World Cup performances.

The Economic Times 25 Jul 2026 10:26 am

Explained: Thinking about building a Rs 1 crore corpus? Here's how much you should invest through SIPs

Many investors do not know the exact monthly SIP needed for their financial goals. Excel's PMT function helps calculate the required investment amount for future targets. Investors must first determine their target corpus and the desired time frame for accumulation. Accounting for inflation is crucial to adjust the financial goal's future value. This calculation ensures investors can effectively reach their desired corpus through systematic investments.

The Economic Times 25 Jul 2026 10:14 am

Jana Nayagan box office Day 2: Vijay's farewell film lags behind Leo, GOAT

Jana Nayagan box office Day 2: Vijay's farewell film lags behind Leo, GOAT

India Today 25 Jul 2026 9:48 am

Grain-based ethanol gains momentum: What it means for Indias blending programme

It lifts farmer incomes, supports rural industry, and moves India closer to its clean energy goals

The Hindu Businessline 25 Jul 2026 9:17 am

From a village in Haryana to Rajasthan Police: Widow who once didn't know the full form of RAS is now a DSP

Anju Yadav's journey from a farmer's family in Haryana to becoming a Deputy Superintendent of Police (DSP) in the Rajasthan Police is a story of resilience and determination. After early marriage, motherhood, personal struggles, and the loss of her husband, she continued pursuing her goals while working as a teacher. Clearing the Rajasthan Administrative Service (RAS) Examination 2021 in her first attempt, she now inspires countless civil services aspirants to overcome adversity and pursue success.

The Times of India 25 Jul 2026 8:39 am

Iran targets American strongholds around the Gulf while US hits more Iranian military sites

Irbil, Jul 25: Iran targeted American strongholds around the Persian Gulf on Friday, while the US bombarded Iranian military sites as the rivals showed no sign of backing away from their conflict after a 13th straight night of strikes. With fighting flaring again and diplomacy uncertain, both sides made moves suggesting an escalation was possible. US embassies in the Middle East began alerting Americans in the region that options to leave could become more limited, while Iran's Revolutionary Guard advised residents of neighbouring countries to stay away from bases with US troops. Vowing that Iran will not bow to US bullying, Iranian Foreign Minister Abbas Araghchi noted ongoing discussions with two global powers often at odds with Americans China and Russia and warned in an interview with the semiofficial news outlet Tasnim that the Islamic Republic is neither intimidated by threats nor will we yield to pressure. US President Donald Trump described current negotiations with Iran as by far the most serious that we've seen, even as the US has launched daily strikes. We're locked and loaded and ready to go, but we're talking to them, Trump told reporters Friday, adding that he's not in a hurry to end the war. At the center of the fight is the Strait of Hormuz, a crucial passage for world energy supplies that has been effectively shut down by Iranian attacks, sending fuel prices soaring and causing widespread economic turmoil. US strikes sites across Iran and countries in the region are targeted In the northern Iraqi city of Irbil, which is home to a contingent of American military advisers, security officials said Friday that US-led forces had shot down five explosive-laden drones. Repeated blasts echoed in Irbil, the capital of Iraq's semiautonomous Kurdish region, and plumes of black smoke were seen near its airport, where US forces are based. US military officials did not respond to a request for comment on the apparent attacks. Meanwhile, Iran's Revolutionary Guard said it had targeted the US base in Udairi, Kuwait, setting ablaze and destroying three ammunition and storage sheds. It also claimed to have struck a watchtower for the US Navy's Fifth Fleet, based in Bahrain, which it said was damaged. US Central Command did not respond to inquiries about the claims. Both Bahrain and Jordan said they had intercepted aerial attacks by Iran on Friday. As a barrage of assaults was aimed at bases of the United States and its allies, the US hit a Revolutionary Guard naval base in northern Iran, according to the semiofficial news outlets Fars and ISNA. Blasts from US bombardment were also reported on Iran's Qeshm Island, a base for naval assets including drone boats that Iran can use to attack vessels in the strait, as well as in Isfahan province, home to a major Iranian air base and one of Iran's nuclear sites. Additional strikes reportedly hit Iran's southwest Khuzestan province and southern Fars province. Central Command said the latest barrage was designed to further degrade Iran's ability to threaten civilian mariners and commercial vessels transiting regional waters as the Americans push to reopen the strait, through which one-fifth of the world's oil and gas transited in peacetime. Houthi attacks give Iran more leverage in potential negotiations A diplomatic delegation from Oman, which has been involved in mediation efforts between the US and Iran, was in Tehran on Friday to discuss managing shipping traffic in the strait, according to Iran's state news agency. Iran's ability to effectively close the strait and cause economic chaos far beyond the Middle East gives it tremendous leverage in negotiations. Its Houthi allies increased that leverage when they targeted two Saudi oil tankers in the Red Sea on Thursday increasing the risks of shipping through another vital route for Middle Eastern oil. The attacks made good on the Houthis' threat to close the Bab el-Mandeb Strait to Saudi-linked shipping. The strait at the southern tip of the Arabian Peninsula connects the Red Sea to the Gulf of Aden, and around 12 per cent of the world's trade, including one-fourth of global container traffic, passes through there. The passage has become more crucial for Saudi Arabia, which has been forced to divert millions of barrels of oil a day to bypass the strait. Trump has threatened major military punishment against the Houthis if their attacks on ships continue. The price of Brent crude oil, the international standard, dipped slightly Friday to about USD 96, but it is still up substantially from before the start of the war, when it was trading around USD 72 a barrel. Motorists in the US saw gas prices tick up to an average of USD 4.11 a gallon, AAA said. No signs of diplomatic breakthrough as war's human toll expands Beyond the economic impact, the human toll was also apparent, with the Iranian Health Ministry reporting that 3,434 people have been killed since the war began. In other developments, the International Maritime Organization said at least 6,000 mariners were stranded on about 400 vessels around the Strait of Hormuz. UN human rights chief Volker Turk called for urgent action to help them. His office said the seafarers are exposed to the fighting and some have been abandoned by their ships' owners, leaving them to fend for themselves without food, water, fuel, medical care, electricity or means to communicate with their families. There have been no public signs of progress in any negotiation efforts. Foreign Minister Ishaq Dar of Pakistan, which has played a significant role in previous negotiations, met his Iranian counterpart, Araghchi, on Friday. But before the meeting, Araghchi appeared to brush off any attempts at mediation, saying he did not think the conflict needed more mediators, instead insisting the US must change its position. The US and Israel attacked Iran on Feb 28 and have offered shifting goals for the war, including toppling Tehran's government and eliminating its nuclear programme. Israel signalled its willingness to rejoin the conflict in recent days. Prime Minister Benjamin Netanyahu's office said he would travel to the US next week and meet with Trump.

Greater Kashmir 25 Jul 2026 8:36 am

No deal with Centre, ended fast fearing crackdown like Ladakh: Sonam Wangchuk

Activist Sonam Wangchuk ended his hunger strike after receiving written assurances from the Centre. He feared a crackdown and wanted to prevent violence against protesters and students. Wangchuk emphasized his primary goal was protecting students from legal consequences and violence. Union ministers met him and agreed to consider compensation and parliamentary discussion. He expressed confidence that the movement would continue pressing for the minister's resignation.

The Economic Times 25 Jul 2026 8:20 am

Northern Army Commander reviews hinterland security grid in Kashmir

Lieutenant General Pratik Sharma, General Officer Commanding-in-Chief of the Northern Command, carried out a comprehensive two-day review of the security framework and operational readiness of hinterland formations across the Kashmir Valley. The Army Commander, accompanied by GOC 15 Corps, Lt Gen Balbir Singh visited multiple sectors in the hinterland and received detailed briefings on the integrated intelligence architecture, revised operational procedures and the strengthened joint-response mechanisms that form the backbone of the current security grid. A key component of the review was a close examination of the multi-layered security architecture put in place for the ongoing Amarnath Yatra 2026, which began on July 3 and is scheduled to conclude on August 28. After completing the ground-level assessment, Lt Gen Sharma chaired an Apex Level Security Coordination Meeting in Srinagar. The high-level meeting brought together key stakeholders from the Army, Jammu and Kashmir Police, Central Armed Police Forces and various intelligence agencies. Detailed discussions were held to evaluate the evolving security environment in the region and to further refine coordinated operational responses. Reiterating the paramount importance of synergised and coordinated joint operational mechanisms along with real-time intelligence sharing, the Army Commander appreciated the professionalism and collective efforts of all ranks of the Army and personnel from sister agencies working towards the common goal of peace and stability in the Valley. The review comes at a time when security forces continue to maintain a robust multi-agency grid both along the yatra routes and in the hinterland areas to ensure uninterrupted pilgrimage and overall stability. Earlier this year, Lt Gen Sharma had also reviewed operational preparedness under Operation SHIVA along the Baltal and Pahalgam axes, underscoring the Northern Commands sustained focus on seamless inter-agency coordination for the annual yatra. Northern Command shared details of the latest review on its official X handle, highlighting the continued emphasis on joint efforts to safeguard peace in the region.

Greater Kashmir 25 Jul 2026 7:45 am

India vs US: Where should US-based NRIs invest their money?

US-based NRIs should align investments with future financial needs and currency. Future expenses should guide asset allocation decisions for these investors. India investments offer diversification while US assets match dollar liabilities. Investors should hold assets in the currency of their future liabilities. This approach ensures financial goals align with investment strategies.

The Economic Times 25 Jul 2026 6:30 am

Mirwaiz concerned over mass detentions following killing of policeman

Srinagar, Jul 24: Mirwaiz Umar Farooq on Friday expressed concern over mass detentions in the valley in the wake of the killing of a policeman by a lone terrorist in Anantnag, and demanded an investigation into the attack. Addressing the Friday congregation at the Jamia Masjid here, Farooq expressed serious concern and anguish over large-scale detentions, questioning and harassment of youth across Kashmir during the past few days. Over 3,500 suspected over-ground workers have been detained across the valley since the attack, police had said. He said the killing of the policeman came after the government's claim that militancy has ended in Kashmir. Taking of every human life is wrong and unacceptable, but an act of violence by one cannot justify collective punishment for all. The killing should be investigated and those responsible be dealt with according to law. But innocent youth and their families should not be made scapegoats and made to suffer, he said. Referring to the demolition of the houses of terrorists in Anantnag following the cop's killing, the valley's chief preacher said it is another extrajudicial and unjust measure. Such measures deepen resentment and are ultimately counterproductive, he added. Referring to the Cockroach Janta Party protests in Delhi, Farooq said young people raising their genuine concerns should be heard and engaged with, not subjected to policing and force.

Greater Kashmir 25 Jul 2026 5:58 am

RGP dissolves all committees; fresh polls in 45 days

NT Reporter Panaji In a major decision, the Revolutionary Goans Party (RGP) dissolved all its existing state, district, block, taluka and ward level committees as well as other organisational committees with immediate effect and announced fresh elections for all the executive committees within45 days. The communication was issued on Friday by St Andre RGP legislator []

The Navhind Times 25 Jul 2026 1:33 am

Digital survey to map Goas crops, land from next month

Roque Dias Margao In an effort to modernise Goas farming sector, the agriculture department has decided to commence a Digital Crop Survey (DCS) across the state during the kharif season starting August 1 to combine land records and crop information into onesimple system. This follows successful completion of a pilot project in the villages of []

The Navhind Times 25 Jul 2026 1:32 am

Childhood cancer and survival rates

Maria Fernandes | NT Childhood cancer remains one of Indias most challenging yet often overlooked health concerns. Addressing this critical issue was medical oncologist at Goa Medical College Dr. Anupama Borker, the guest on the recent episode of The Navhind Times Talk from the Heart, which aired on Goa 365 channel. While childhood cancers are []

The Navhind Times 25 Jul 2026 1:16 am

Chikhal Kalo reflects Goas rich spiritual & cultural heritage: CM

NT Reporter Ponda Chief Minister Pramod Sawant on Friday said Goa is increasingly being recognised not only for its coastline but also for its temples, traditions and hinterland experiences, aligning with the state governments vision of promoting Tourism Beyond the Sea and Beaches. Inaugurating the three-day Chikhal Kalo Festival 2026 at the Devki Krishna Maidan []

The Navhind Times 25 Jul 2026 1:15 am

Industry bodies welcome land allotment for IIT at Farmagudi

NT Reporter Panaji Goan industry bodies have welcomed the governments decision to finally allot land for the Goa campus of IIT at Farmagudiin Ponda. Industry associations, including the Goa Chamber of Commerce and Industry (GCCI), Goa State Industries Association (GSIA), Madkai Industrial Estate Association (MIEA), and Kundaim Industrial Estate Association (KIEA), said the move brings []

The Navhind Times 25 Jul 2026 12:42 am

Why have Goa MLAs not used funds for aided schools: AAP

NT Reporter Margao Former Delhi chief minister Atishi and Benaulim AAP MLA Venzy Viegas on Friday inaugurated an integrated VR Science Lab at Sacred Heart of Jesus High School, Carmona, set up using the MLAs funds. Viegas stated that every school in Benaulim would be provided with a similar laboratory as part of efforts to []

The Navhind Times 25 Jul 2026 12:42 am

Congress questions transparencyover govts Rs 800cr event spending

NT Reporter Panaji The Goa Pradesh Congress Committee (GPCC) on Friday accused the BJP-led state government of turning governance into an event management exercise to facilitate corruption, alleging that nearly Rs 800 crore had been siphoned off through expenditure on public events, festivals and government programmes. The party demanded transparency in the utilisation of public []

The Navhind Times 25 Jul 2026 12:40 am

A growth story that needs women at work

Womens employment is essential for growth, productivity, and achieving Viksit Bharat goals

The Hindu 25 Jul 2026 12:30 am

Fond remembrance

NT BUZZ Dalgado Konkani Akademi in collaboration with the Konkani Department of Carmel College of Arts, Science and Commerce, Nuvem, Goa organised Buzvonn Boska a condolence meet to honour the memory of 40 prominent personalities who dedicated their lives to promote Romi Konkani. The programme started with a short prayer service by the students []

The Navhind Times 25 Jul 2026 12:25 am

'Weren't you going shave off all your hair?': Spanish princess embarrasses Ferran Torres over bizarre World Cup promise

Ferran Torres delivered Spain's World Cup-winning goal, but his funniest post-tournament moment came during a royal reception when Princess Leonor reminded him of a pre-tournament promise to shave his head if Spain lifted the trophy. The Barcelona forward laughed off the question, while several other Spain stars still face unusual challenges after their historic triumph.

The Times of India 25 Jul 2026 12:21 am

E-Books or Printed Books: A discussion

The rapid expansion of digital technology has transformed education across India. From online classrooms to digital libraries, students now have access to a wealth of learning resources at the touch of a button. Among these changes, one question continues to spark debate among educators, parents, and students alike: Should higher secondary students rely on e-books or continue studying from printed books? E-books offer several undeniable advantages. Thousands of textbooks and reference materials can be stored on a single device, making learning more convenient and reducing the burden of carrying heavy school bags. They are often less expensive than printed books and can be updated easily to reflect the latest syllabus. Digital features such as keyword searches, bookmarks, highlighting, and built-in dictionaries also help students study more efficiently. For students in remote areas, e-books provide access to educational resources that may otherwise be difficult to obtain. However, the increasing use of digital devices also raises important concerns. Prolonged screen exposure may contribute to eye strain, headaches, sleep disturbances, and reduced concentration. Notifications from social media, games, and other applications can interrupt study sessions and reduce productivity. Furthermore, not every student has reliable access to smartphones, tablets, or high-speed internet, creating a digital divide that can widen educational inequalities. Printed books, despite the digital revolution, continue to offer significant educational benefits. Research has consistently shown that reading from paper improves comprehension, long-term retention, and focused attention, particularly for complex subjects such as Physics, Chemistry, Biology, and Mathematics. Printed books eliminate digital distractions and encourage disciplined study habits. They also provide a tactile learning experience that many students find easier for annotation, revision, and memory recall. On the other hand, printed books are heavier, occupy physical space, and can be relatively expensive, particularly when multiple guidebooks and reference texts are required. They also cannot be updated as quickly as digital resources when curricula change. Educational research increasingly suggests that the most effective learning strategy is not choosing one format over the other, but combining both. Printed textbooks remain the preferred medium for deep reading, conceptual understanding, and examination preparation, while e-books serve as valuable tools for quick reference, revision, multimedia learning, and accessing supplementary resources. For Indian higher secondary students preparing for competitive examinations such as NEET, JEE, CUET, and board examinations, a balanced approach appears most beneficial. Printed books can strengthen concentration and conceptual clarity, whereas e-books can enhance flexibility, accessibility, and efficient revision. Technology should complementnot replacethe enduring value of printed books. The goal of education is not merely to read more but to understand, retain, and apply knowledge effectively. In this digital era, the future of learning lies in using both mediums wisely to create confident, informed, and successful learners. (The Author is a student enrolled at the University of Cincinnati, Ohio, USA, College of Engineering and Applied Science. Email:- shayaanerd@gmail.com )

RisingKashmir 25 Jul 2026 12:10 am

GMC triumph in inter-college chess

NT Reporter Cujira Goa Medical College, Bambolim emerged champions of the Inter-College Chess Tournament organised by the Department of Physical Education and Sports and the Rotaract Club of DCTs Srinivassa Sinai Dempo College (Autonomous), in collaboration with the Tiswadi Taluka Chess Association, to mark World Chess Day. Featuring participants from 19 colleges across Goa, the []

The Navhind Times 25 Jul 2026 12:10 am

The Rise of AI Agents: The Next Digital Revolution

The next revolution in computing may not arrive as a new device. It may arrive as an intelligent digital partner capable of planning, reasoning and working alongside people. Artificial intelligence agents are reshaping computing, moving beyond systems that simply respond to commands to intelligent assistants capable of understanding goals, planning tasks and helping complete complex work. Not long ago, artificial intelligence mainly meant asking a chatbot a question and receiving an answer. Today, AI agents represent a different stage of development. They can analyse information, use digital tools, organise workflows, assist with research and complete tasks with limited human guidance. From Stanford University and MIT to Google DeepMind, researchers increasingly describe AI agents as one of the most significant developments in computing since the smartphone era. With its strong tradition of learning, Kashmir is well positioned to view this as more than another technology trend. It is an opportunity to rethink how students learn, how businesses grow, how professionals work and how young entrepreneurs build the next generation of digital services. Unlike traditional AI chatbots, AI agents are designed to act. Instead of asking a chatbot how to prepare for an exam, a student could ask an AI agent to create a personalised study plan, organise learning materials, schedule revision sessions, track progress and adjust the plan as learning improves. A small business owner could ask an AI agent to analyse sales, prepare invoices, respond to customers and identify new market opportunities. Rather than simply answering questions, these systems help people complete complex tasks and achieve specific goals. This shift has attracted attention from some of the world's leading universities, research centres and organisations. The Stanford Institute for Human-Centered Artificial Intelligence (HAI), Stanford Digital Economy Lab, Harvard Business School, the Massachusetts Institute of Technology (MIT), MIT Computer Science and Artificial Intelligence Laboratory (CSAIL), MIT Media Lab, Google DeepMind, Microsoft Research, OpenAI, Anthropic, Boston Consulting Group (BCG) and McKinsey & Company are studying how AI agents could influence education, healthcare, scientific discovery, business and the future of work. The evidence indicates that this transition is already underway. According to the Stanford AI Index 2026, organisational AI adoption and technical capabilities continue to expand steadily, while AI systems are demonstrating stronger performance on increasingly complex real-world tasks. Research from Harvard Business School and other institutions also suggests that knowledge workers are increasingly using AI tools and AI agents for research, learning and productivity. The economic potential is equally significant. PwC estimates that artificial intelligence could contribute trillions of dollars to the global economy in the coming years, while market analysts project strong growth in the agentic AI sector. More importantly, this story is not only about technology. It is about people. In Kashmir, the real question is not whether AI agents have arrived. They already have. The more important question is whether students, professionals, entrepreneurs and organisations are ready to use them wisely, responsibly and creatively. The impact of AI agents could be especially significant in areas where knowledge, accessibility and efficiency matter most. In Kashmir's context, artificial intelligence is not only about adopting a new technology; it is about understanding how emerging tools can strengthen education, improve essential services, encourage entrepreneurship and support local innovation. Education could become one of Kashmir's greatest opportunities. AI agents can act as personalised learning assistants that explain difficult concepts, organise study material, create revision plans and adapt lessons to each learner's pace. Teachers could use AI to prepare classroom resources, reduce routine workloads and devote more time to mentoring students. Research from the Stanford Institute for Human-Centered Artificial Intelligence (HAI) and the MIT Media Lab suggests that the future of education lies not in replacing teachers but in strengthening the partnership between educators and intelligent tools. Healthcare is another area where AI agents could make a valuable difference. They may help doctors organise patient information, summarise medical research, support documentation and improve access to reliable medical knowledge. While human judgement must remain central to clinical decisions, AI can serve as a supportive tool, helping healthcare professionals work more efficiently while allowing greater focus on patient care. Tourism, horticulture and local businesses also present promising opportunities. AI agents could help tourism operators offer personalised travel recommendations, improve communication with visitors and enhance customer service. In horticulture and agriculture, including apple cultivation and saffron production, AI-powered systems could help growers interpret weather information, monitor crop conditions and access market insights. Similar AI-supported agricultural initiatives are also being explored in Maharashtra, demonstrating how intelligent technologies can support better-informed decision-making. Within Kashmir's entrepreneurial ecosystem, AI agents could become affordable digital partners. They can support market research, business planning, software development, customer service and content creation, allowing startups to operate more efficiently with limited resources. Instead of viewing artificial intelligence only as global technological development, Kashmir has an opportunity to nurture local talent and encourage solutions designed around regional needs. Equally important, the rise of AI agents calls for thoughtful and responsible adoption. Researchers at Stanford, MIT, Google DeepMind and other leading institutions continue to emphasise the importance of human oversight, privacy, cybersecurity and ethical AI development. Intelligent systems can make mistakes, misunderstand context and generate inaccurate information, making critical thinking and human judgement indispensable. The defining advantage will belong not only to those who use AI, but to those who understand its strengths, recognise its limitations and apply them responsibly. In Kashmir's evolving digital landscape, AI agents represent more than a technological advance. They present an opportunity to strengthen education, encourage innovation and prepare people to participate confidently in the global digital economy. Such preparation could prove to be one of the defining investments in Kashmir's digital future. (The Author writes on emerging technologies. Email: bakshisuhaib094@gmail.com)

RisingKashmir 25 Jul 2026 12:06 am

US nuclear deal with Saudi Arabia sparks proliferation concerns

A deal between the United States and Saudi Arabia to equip the kingdom with a civilian nuclear programme has provoked a flood of questions about the risks of nuclear proliferation. If Riyadh had wanted to just have US backing for a civilian program, it would have done so years ago... the goal is to get US support for a deal that doesn't fully exclude a pathway to a weapons program, analyst Michael Horowitz wrote, in a post on X. US Secretary of State Marco Rubio has stressed there are safeguards against proliferation.

The Economic Times 24 Jul 2026 8:42 pm

A life lesson people often learn too late by Magic Johnson: 'I motivate others by making sure that they understand to go after their...' - motivational quote by the basketball player who won five NBA championships teaches why you should keep chasing your dream and achieve your goals

Life lesson by Magic Johnson: Magic Johnson's quote emphasizes pursuing dreams and not letting others' doubts limit potential. He believes motivation and consistent effort can achieve any life goal. Many realize too late they feared failure and others' expectations. Johnson's message highlights that action must follow belief in a dream.

The Economic Times 24 Jul 2026 8:27 pm

African proverb of the day: The eye that has crossed the river does not laugh at the one still searching for a... Meaningful lessons on humility, gratitude, mentorship, emotional intelligence, resilience and why every achievement carries a responsibility to those still climbing

African Proverb of the Day teaches a timeless life lesson that feels especially relevant today. Success should never erase your memory of struggle. Every achievement began with obstacles, failure, and uncertainty. This powerful African proverb reminds us to respect people still chasing their goals. Real wisdom grows through empathy, humility, and patience.

The Economic Times 24 Jul 2026 8:24 pm

People with high emotional intelligence often say these 8 phrases that instantly strengthen relationships

The words emotionally intelligent people choose often reflect these skills because their goal isn't just to express their own thoughts, it's to create understanding and strengthen communication with others.

The Economic Times 24 Jul 2026 7:37 pm

CreditAccess Grameen Limited - First Quarter FY26-27 Results

AUM Grew 16.4% YoY to INR 30,319 Crore PPOP Grew 33.6% YoY to INR 873 Crore PAT Grew 719.7% YoY to INR 493 Crore    CreditAccess Grameen Limited (NSE: CREDITACC, BSE: 541770, ‘CA Grameen’), India’s leading rural-focused inclusive financing platform, today announced its unaudited and limited reviewed financial performance for the first quarter for the financial year 2026-2027.    Business Highlights: Q1 FY27 AUM grew 16.4% YoY from 26,055 crore to INR 30,319 crore Disbursements increased by 11.9% YoY from INR 5,458 crore to INR 6,107 crore Retail Finance portfolio share at 20.6% in Jun-26 Vs 18.1% in Mar-26 Healthy new borrower addition of 2.5 lakh with 35% being New-to-Credit (NTC) Portfolio share of unique borrowers in Group Lending at 46% in Q1 FY27 Vs 36% in Q1 FY26 PAR 0+ decreased from 3.0% in Q4 FY26 to 2.2% in Q1 FY27 X-Bucket Collection Efficiency stood at 99.68% in June 26 Branch network grew by 7.7% YoY from 2,114 in Jun-25 to 2,276 branches in Jun-26 Employee base grew by 3.0% YoY from 21,333 to 21,981 with annualised quarterly attrition rate of 20.6%   Financial Highlights: Q1 FY27 Total income increased by 21.9% YoY to INR 1,784 crore  Pre-provision operating profit (PPOP) increased 33.6 % YoY to INR 873 crore  Credit cost declined by 62.8% YoY to INR 212.5 crore or 0.72% on a non-annualized basis  Profit Before Tax (PBT) grew 713.7% YoY from INR 81.1 crore to INR 660.0 crore Profit After Tax (PAT) grew 719.7% YoY from INR 60.2 crore to INR 493.4 crore GNPA / NNPA measured at 60+ dpd (GL) stood 2.18% / 0.76%, with PAR 90+ of 1.46% Robust liquidity of INR 3,535.5 crore of cash, cash equivalents, and investments, 10.4% of the total assets Healthy capital position with a CRAR of 24.9%  Credit Rating: AA-/Stable by CRISIL, ICRA & India Rating Commenting on the business performance, Mr. Ganesh Narayanan, Managing Director and Chief Executive Officer of CreditAccess Grameen Ltd , remarked, “ The Company delivered a steady and disciplined performance in Q1 FY27. AUM grew 16.4% YoY to INR 30,319 crore, notwithstanding the typical Q1 seasonality and continued write-offs over the past 12 months. Retail Finance now constitutes 20.6% of AUM, up from 18.1% a quarter ago, driven by the graduation of long-vintage, credit-tested customers into secured, higher-ticket products, a trend that is expected to gain further momentum. During the quarter, we also completed a private NCD issuance of INR 425 crore, which further diversifies our liability base. Our overall funding profile remains healthy, with foreign borrowings at 23.9% of our liability mix and capital position remaining strong with CRAR at 24.9% .   Our asset quality metrics remained within our expected range through the quarter, supported by sustained collection efficiency across all operating geographies. Our continued ability to recover quickly, drove strong improvement in profitability, a trend now visible for the second consecutive quarter. We expect this trajectory to be sustained through the rest of the year helping achieve our FY27 performance guidance. Operating metrics continued to strengthen, with PPOP up 33.6% YoY to INR 873 crore, followed by 62.8% YoY decline in Credit Cost to INR 212 crore, resulting in a PAT of INR 493 crore, up 719.7% YoY. These outcomes lay a strong foundation to undertake 'Project Shakti,' our transformational journey anchored in the strength and resilience of the communities we serve .”   About CreditAccess Grameen Limited CreditAccess Grameen Limited is India’s leading rural-focused inclusive financing platform headquartered in Bengaluru. The Company provides a curated lifecycle credit suite to low-middle income households spanning group loans, individual business loans, secured business loans, affordable housing loans, and two-wheeler financing. The Company operates across 457 districts in 16 states (Andhra Pradesh, Bihar, Chhattisgarh, Goa, Gujarat, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh & West Bengal) and one union territory (Puducherry) through 2,276 branches. The Company’s Promoter is CreditAccess India B.V., a multinational company focused on inclusive financing, supported by leading global institutional investors.

News Voir 24 Jul 2026 7:15 pm

Karnatakas Mines and Geology Department sets 11,000-crore revenue target; geologists to be assigned district-wise goals

With an annual revenue target of 11,000 crore for the current financial year, the Department of Mines and Geology will assign district-wise revenue and operational targets to geologists, Secretary of the MSME and Mines and Geology Department Rohini Sindhuri said

The Hindu 24 Jul 2026 6:34 pm

India engaged with US for negotiating trade pact, govt tells Rajya Sabha

The Indian government is reviewing recent US tariff developments and remains engaged with Washington on negotiations for a bilateral trade agreement. Commerce officials said consultations are ongoing with farmers, exporters, industries and other stakeholders to safeguard Indias trade interests while advancing the goal of expanding bilateral trade.

The Economic Times 24 Jul 2026 4:30 pm

Best Lip Balm in India: How Weather Affects Your Lips and What to Use

Chapped lips in Delhi winter, tanning after a Goa trip, or peeling lips from spending all day in air-conditioned offices, many people notice the problem only when their lips start peeling. Unlike the rest of the skin, the lips have a very thin protective barrier and lose moisture quickly. That is why a lip balm that works in one season may not be enough in another. If you are looking for the right lip balm for your concern, it helps to choose one based on how the Indian weather affects your lips throughout the year. Why Indian Weather Can Damage Your Lips Lips dont have sebaceous glands, which means they cant produce the natural oils that the skin on your face does. As a result, they dry out more easily, especially if exposed to heat, cold wind, pollution or constant air conditioning. Indian weather adds a layer of stress: High summer temperatures can dehydrate the lips. Winter winds can strip away moisture. Humidity in monsoons, followed by AC exposure, causes dryness. The lips can darken due to prolonged exposure to the sun and pollution. Thats why many dermatologists recommend adding a protective lip balm to your daily routine rather than using it only when your lips start cracking. How Weather Changes Affect Your Lips Through the Year India's climate varies significantly from region to region, with different seasons, and your lips react to those changes more quickly. Knowing how each season affects the lips makes it easier to choose the right texture, ingredients, and reapplication time. Summer Dehydration, rough texture and increased pigmentation can be caused by strong UV exposure and heat. In cities like Delhi, Jaipur, Hyderabad and Ahmedabad, where the summer sun is quite intense, apply an SPF lip balm every 2-3 hours while outdoors, especially if you are sweating or drinking frequently. Winter Cold wind and low humidity can dry out the moisture from the lips. Thats when youre more likely to get cracking, peeling and painful dryness. A richer lip balm for dry lips containing hydrating ingredients like Shea Butter works better with a lightweight formula. Monsoon Many people believe humidity keeps lips hydrated, but moving from humid outdoors to air-conditioned indoors can still cause dryness. In cities like Mumbai, Kochi and Chennai, where there is a lot of humidity, go for a non-sticky balm that won't feel heavy in humid weather but still has ingredients to reduce moisture loss. Signs Your Lips Are Damaged by Weather Weather damage does not always appear as severe cracking. Some common signs include: Discomfort or tightness after washing the face Flaking or peeling skin Burning sensation in cold weather Fine cracks at corners of mouth. Dark patches/uneven lip colour Lips that feel dry again within an hour If lip darkening develops gradually due to sun exposure, smoking, dehydration, or irritation, the first step is usually protecting the lips and repairing the skin barrier. Consistent application of a moisturising lip balm with SPF can often help prevent any further pigmentation. Key Ingredients to Look for in a Lip Balm Dermatologists often look for ingredients that both hydrate and prevent moisture loss. Ingredients to help with Dry and Chapped lips Shea butter Rich in fatty acids to smooth rough spots and make lips feel more comfortable if they feel tight. Ceramide Helps repair the lip barrier and reduces the risk of recurring lip dryness. Beeswax Creates a breathable layer to hold moisture and protect from wind exposure. Hyaluronic Acid Draws moisture to the lips and can make dehydrated lips feel smoother. Vitamin E Provides antioxidant support and helps soothe lips stressed from environmental exposure. Ingredients useful for Sun-related Lip Darkening SPF 30 or higher : Helps reduce UV damage that can lead to tanning and uneven lips. Zinc oxide or Titanium dioxide : These are physical UV filters that sit on the surface of the skin and reflect sunlight. They are good for sensitive lips. Niacinamide : Helps to improve the evenness of the lip tone and strengthens the skin barrier. Try to avoid excess menthol, camphor, strong artificial fragrances, and repeated lip-plumping ingredients if you have sensitive lips. How to Apply Lip Balm the Right Way Many people don't realise that application technique is more important than it is. Follow these tips to get better results: Apply to slightly damp lips after washing your face. Instead of rubbing the product back and forth, use a thin, even layer. Gently press the lips together to spread the balm. Reapply before stepping into harsh sun, cold wind, or air-conditioned environments. At night, apply a slightly thicker layer to help reduce moisture loss overnight. If your lips are very dry, most dermatologists recommend applying a hydrating layer first and then sealing it in with a moisturising balm before bed. Common Lip Care Mistakes to Avoid Licking your lips frequently It looks like a quick fix, but saliva evaporates quickly, leaving the lips even drier. This cycle is often more apparent in air-conditioned offices and classrooms. Only applying a lip balm when the lips are already cracked By the time you see severe cracking, the lip barrier is already compromised. Regular use is usually more effective than waiting until visible damage occurs. Ignoring sun protection Many people apply sunscreen to the face but skip the lips. Repeated exposure to UV in the Indian summer can also cause dryness and gradual darkening. Over-exfoliating Harsh sugar scrubs or scrubbing too hard can make peeling worse and cause small injuries. Gentle exfoliation once in a while is usually enough. Picking peeling skin Picking at the flaky skin can cause bleeding and delay healing. It is better to put a thick layer of balm on and let the skin soften naturally. Conclusion When you are looking for the best lip balm in India , make sure you choose the one that matches your climate, lifestyle, and lip concerns. Summer requires SPF protection, winter requires richer moisturisation, and monsoon requires frequent reapplication. If you have ongoing dryness, then pick a nourishing lip balm for dry lips with barrier-supportive ingredients. Consistent protection is important, especially if you have gradual pigmentation due to sun exposure or irritation. A good lip balm works best when its a daily habit, not a seasonal rescue product.

RisingKashmir 24 Jul 2026 4:17 pm

From Local Dreams to Global Careers: Free SAP Learning for Students in India

For years, a degree was the thing that got you hired. That’s changed. Employers now want graduates who can pick things up fast, understand how a business actually runs, and work comfortably in tech-driven teams that often span several countries at once.   SAP Learning Hub, student edition   A student graduating in Bengaluru or Pune might, within months, be collaborating with colleagues in Berlin or clients in Singapore. Workplaces have moved faster than classrooms in this respect, and that gap is exactly why continuous learning now matters almost as much as the degree itself.   Enterprise technology is a big part of that gap. Large organizations run on integrated systems that touch everything from finance and procurement to supply chains and customer service. Most students never encounter these systems until they’re already on the job, at which point they’re expected to learn them on the fly.   SAP thinks students shouldn’t have to wait that long. Through SAP Learning Hub, student edition , eligible final-year college and university students in India get free access to premium SAP learning resources once they complete academic verification — no subscription, no hidden cost. Students pick learning journeys based on what interests them, sit in on expert-led sessions, get hands-on time with real practice systems, and join a learning community that stretches well beyond their own campus. The program also covers two SAP Certification exam attempts, so students walk away with credentials employers recognize internationally.   “ Today's careers are rarely confined to one geography ,” says David Chaviano, Program Manager, SAP Learning Hub, student edition . “ Students who understand how businesses operate, and who keep learning throughout their careers, will be better prepared to succeed in an increasingly connected economy .”   None of this is limited to engineering or computer science students, either. Whether you’re studying commerce, management, or a technical discipline, there are learning paths in finance, procurement, HR, supply chain, customer experience, analytics, and business technology. The goal isn’t to churn out software users, it’s to help students understand how modern organizations actually function.   Global careers, it turns out, usually start with local preparation. Getting a head start on industry-relevant skills before graduation can make that first jump from campus to workplace feel a lot less daunting, and considerably more rewarding. For India’s graduates entering an increasingly connected economy, understanding how global businesses work may end up mattering just as much as the degree hanging on the wall.   https://learning.sap.com/free-student-edition

News Voir 24 Jul 2026 2:02 pm

World Cup medal and LA Olympics hockey star Manpreet's last two goals

Veteran hockey player Manpreet Singh desires a World Cup medal. He aims to achieve this before retiring after the 2028 Los Angeles Olympics. India's last World Cup medal was in 1975, a jinx he hopes to break.

The Economic Times 24 Jul 2026 1:47 pm

Anupam Kher revisits his 1981 Mumbai journey with emotional throwback photos

Anupam Kher shared his initial Mumbai portfolio pictures from 1981. He was twenty-five years old when he arrived in the city. Kher recalled his early struggles and insecurities about his appearance. He drew strength from his training and determination to succeed. The actor encouraged dreamers to remain committed to their goals.

The Times of India 24 Jul 2026 11:09 am

Jana Nayagan day 1 box office: Vijay's swansong collects Rs 41 crore in India

Vijay's final film Jana Nayagan collected Rs 41 crore net in India and Rs 78.27 crore worldwide on its opening day. Despite a strong start and massive fan celebrations, the H. Vinoth directorial couldn't surpass the opening-day collections of Beast, GOAT or Leo

Mid Day 24 Jul 2026 10:29 am

UTT 7: Dabang Delhi TTC Enter Semifinal With Win Over Pune, Set To Meet Goa Challengers

Dabang Delhi TTC secured the fourth and final semifinal berth in Ultimate Table Tennis (UTT) Season 7 with a 10-5 victory over PBG Pune Jaguars in Panaji on Thursday.

NDTV 24 Jul 2026 9:44 am

Where should you invest Rs 10 lakh? Equity, hybrid or debtfind the best option

Financial planning: Investing ten lakh rupees requires aligning financial goals with suitable timeframes. Short-term goals necessitate conservative assets offering high liquidity and capital protection. Medium-term objectives allow for a balanced approach with hybrid and equity fund allocations. Long-term wealth creation benefits from a significant allocation towards diversified equity funds. Investors should also consider tax implications and rebalance portfolios as goals approach.

The Economic Times 24 Jul 2026 6:30 am

Quote of the day by Beyonce Knowles, 'Power means happiness; power means hard work and sacrifice' offers timeless powerful inspiring motivational life advice on key to success, shows psychology of achiever

Quote of the day by Beyonc Knowles offers a timeless perspective on what it truly takes to achieve meaningful success. Beyonc reminds us that lasting accomplishment is rarely accidental. It grows from disciplined effort, thoughtful choices, and the willingness to remain committed even when progress feels slow. True power is not measured by fame, titles, or wealth alone. It is measured by the strength to pursue meaningful goals with integrity, the discipline to keep learning, and the courage to make sacrifices that create a better future. When happiness is built on hard work and purpose, success becomes more than an achievementit becomes a lasting source of confidence, fulfillment, and inspiration.

The Economic Times 24 Jul 2026 6:11 am

Jana Nayagan box office collection Day 1: Thalapathy Vijay's farewell film opens strong. Fails to beat GOAT, Leo and Jailer worldwide

Jana Nayagan, Vijay's final film, opened with strong box office collections on Thursday. The movie failed to collect Rs 100 crore at the worldwide box office. This performance, however, did not surpass Vijay's previous film collections. The film's weekend performance will be crucial for its overall success. Vijay is now focusing on politics full-time after this release. Read on!

The Economic Times 24 Jul 2026 6:07 am

I owe my success to him

Death, as we realise bitterly, keeps its own calendar, runs in its own timeline. Divinely ordained, it is a great leveller and rips through all barriers, high and low. It can neither be cajoled nor bribed. It stands deadly insulated against all pleas, mercies and beseeching. Its single frown is enough to numb anyone into a soul-less corpse. Abdul Khaliq Tak popularly known as Tak Zainagiri, was a remarkable man, for decades he served his fellow people in a selfless way that made him a symbol of human goodness and kindness. This most amazing and selfless human being was born for what he achieved in decades of dedication to humanitarian work, a testimony to the natural goodness in all human beings. This great philanthropist of the valley, the iconic founder of the Jammu and Kashmir Yateem Trust breathed his last on 24th July, 1989. He was a great Kashmiri philanthropic, social activist, poet, writer and researcher. On his final journey from this world, all people, particularly, orphans, destitute, penniless students, poor and neglected, had tears to express their love for this noble humanitarian soul. Though pangs of separation seared through the hearts of the lovers but the nature has its own ways of putting balm on lacerated wounds and after recuperating steadily through the phase of gloom, his illustrious and dedicated son Zahoor Ahmad Tak and a team of workers, donors, and sympathisers geared up to act together and continue his noble mission of the Jammu and Kashmir Yateem Trust, turning it into a success story. He was born on 19th of May 1924 in a financially modest family with educational upbringing at Hard Shuva Zaingir, Sopore. His father, Haji Ghulam Rasool Tak who was a professional hand and also served as the Imam of the village mosque without any demand for wages; exhibiting his religious touch and spirit. Being the eldest among four brothers, Abdul Khaliq Tak grew up in an environment steeped in learning and moral values. Since his father was enthusiastic about learning Arabic and Persian, he wanted that his children pursued the inspiration. Tak Zaingiri received his early education in these languages at home and later studied up to the eighth standard in the village school and afterwards passed the matriculation examination under Lahore University in 1940 with distinction from a school in Sopore. He earned the distinction of being the first matriculate from the entire Zaingiri region in Tehsil Sopore, District Baramulla, Kashmir. Abdul Khaliq Tak Zainagiri was an exceptionally talented student and family responsibilities and economic hardships compelled him to seek government employment. He joined the Revenue Department as a Patwari during a period when land settlement manoeuvres were in full swing across the state. The work required dexterous officials to serve in remote areas under extremely difficult climatic conditions. His early postings were in Lolab and Handwara. He was promoted as Girdawar, and Naib Tehsildar in 1965 and finally Tehsildar for some time. He was posted in Drass, Kargil during the Indo-Pak war. Despite the difficult circumstances of war, he did a splendid humanitarian service there also. Simultaneously, he came into contact with scholars, saints, and spiritual personalities. According to his son, Mr. Zahoor Ahmad Tak, a coincidental meeting with a mystic known as Munawar Sahib profoundly transformed his fathers life. Although he was already conversant in religious matters, this spiritual awakening deepened his concern for human suffering. He also benefited from the guidance of venerated spiritual personalities such as Kausar Sahib Bandipora, Mama Sahib Kupwara, and Mirak Shah Kashani. This change made him acutely sensitive to the plight of the poor. His extensive travels throughout Kashmir exposed him to a wide range of social issues, further strengthening his pledge to public welfare. His literary pursuits embellished his professional career. Tak Zaingiri wrote the book: Myon Aalaw (3 volumes), Azich Kasheer (a poetic drama, depicting abysmal conditions, exploitation & sufferings of marginalized Kashmiris) and Kashryuk Ellaqa War Phera te Kashir Zaban. This is a linguistic reference book which won him prestigious national Sahitya Academy Award & also an award from J&K Academy of Art, Culture & Languages. After George Griersons Kashmiri dictionary this is the second such linguistic research book depicting different dialects of Kashmiri Language. Tak Zainagiris work focused on socio-cultural evolution, a selfless service. He used to read and listen to the verses of the legendary poet of Kashmir Peerzada Ghulam Ahmad Mehjoor, and occasionally shared his own compositions. He remained intensely attached to the works of Kashmiri Sufi poets and often recited their verses. His poetic outlook, coupled with his meditative nature and unworldly experiences, led him to begin writing seriously and contribute in the realm of art. Perhaps the best way to look at Tak Zangaris legacy is to analyse his character and lifestyle. He, undoubtedly, was the most famous and well-known personality, a real celebrity. But he never lived like a celebrity. He was caring, irrespective of someones status, a firm believer in justice and fairness. He was a true, tireless worker and servant of humanity, who epitomised the following verse of the Holy Quran: Those who strive and work hard for our sake we certainly will show them the way to success. I vividly remember my conversation with Tak Sahab when I had been selected for M. A. English Programme in Kashmir University and was direly in need of money to continue my studies. That day and that noon changed my future when he sanctioned a monthly loan of Rs. 100 without interest in my favour to save my career, which enabled me continue my studies and life a head for better. The greatest legacy left by Tak Zaingiri is the charitable Organisation founded by him in 1972 - The Jammu & Kashmir Yateem Trust. It serves orphans, destitute, marginalised downtrodden sections of people. It stands as the first and oldest charitable organisation in J&K. The Trusts decentralized structure, with 80 units across the region, 13 orphanage centres, allows it to effectively assist people in various areas. Led by a Board of Trustees and guided by its patron, the Trust operates through dedicated volunteers who selflessly contribute their time seeking no compensation. The primary goal of the Trust and its members is to please their Lord, and positively influence the local community. His son Zahoor Ahmad Tak is the patron of the trust at present, and his team works tirelessly to serve the cause of humanity, its advancement through education. It has established a number of educational institutions, vocational and, child care centres. In Kashmir, for the longest time, the name, Tak Zaingiri has been synonymous with relief, protection, empathy and most importantly shelter to orphans. With his passing, Tak Zaingiri passed the baton to his able son, family members and friends who work closely and continue his mission. Taking over the mantle from the Valleys greatest humanitarian is no easy feat, but they are now more committed than ever. Tak Zaingiri set an unparalleled example of service to humanity. He was a priceless asset to the nation of Kashmir who exemplified compassion not only for the people of the valley but for all human beings. On his death anniversary, let us not just remember Tak Zaingiri, let us learn from him. From a man who came with nothing but gave everything. Tak Zaingiri showed us the power of what one person can do when moved by empathy and is anchored in principle.

Greater Kashmir 24 Jul 2026 6:03 am

U.S. House of Representatives again passes resolution seeking to halt military action in Iran as some Republicans defect

The war has had no clear mission, no strategy, no end goal, said Washington Rep. Pramila Jayapal, a Democrat who led the resolution on the House floor

The Hindu 24 Jul 2026 4:57 am

Scorpio Daily Horoscope for July 24, 2026

You are likely to be in a more serious frame of mind. The practical issues of life are going to demand your attention today. But you are full of faith and optimism and are ready to take chances at the deepest emotional levels. Someone near to you will exhibit concerns regarding your aims and goals. Take the time to explain the situation to them. Read full Scorpio horoscope

Prokerala 24 Jul 2026 3:30 am

Psychology says people who are ready to rebuild their lives at any moment aren't afraid of change: What this mindset means and the psychology behind it

Psychology says people who are ready to rebuild their lives at any moment aren't driven only by sudden decisions. This mindset often reflects adaptability, emotional recovery, and the ability to accept change. Psychological theories and research suggest that some people recover from setbacks by adjusting their goals instead of holding on to situations that no longer work. Understanding this behavior can help people respond better to change and future uncertainty.

The Economic Times 24 Jul 2026 2:42 am

Indias Digital Health BackboneABDM

More than 104 crore health records so far have been linked with ABHA, through the Ayushman Bharat Digital Mission (ABDM), which the government calls one of the largest health programmes in the world. The agenda behind this health account is to connect a patient's health history with doctors, hospitals, and insurers on one network. Considering the advancing global standards of healthcare infrastructure, India is also moving away from traditional paper records and making it easier for citizens to reach healthcare. Ever since the ABDM started across the country, in 2021, it has grown as an ecosystem that links patients, hospitals, labs, and insurers together. One part of this system is Aarogya Setu 2.0. The app that began during COVID-19 as a contact tracing tool, which has now become a health app under ABDM. Launched in June 2026, by Union Health Minister Jagat Prakash Nadda. By virtue of this app, citizens are creating their ABHA ID, managing their health records, and registering at hospitals by scanning a code. It also has a feature called Smart Reports, which uses OCR technology to read documents. Patients using this app are checking their insurance details through NHCX, it has an option to find nearby hospitals, and even see blood availability through e-RaktKosh. The app also allows individuals to book doctor visits and track health data from wearable devices. Another service under ABDM is National Health Authoritys Scan and Share, which started in 2022. A study conducted by the Indian Institute of Health Management Research found that this mobile service has significantly streamlined outpatient registration by leveraging mobile technology and QR codes. The study further stated the patients are simply scanning a QR code at a hospital, and their details are pulled from their ABHA account. This creates a digital token in the queue. Henceforth, the waiting time dropped from around one hour to just 2 to 5 minutes, the study added. Official estimates are suggesting that more than 23.21 crore tokens have been issued as of June 2026. While the government is facilitating more and more hospitals as well as private clinics to join in this mission through the Digital Health Incentive Scheme. However, the hook is that any facility that wants to join will get money reimbursed for digitising their records, and they also get cash incentives for each record they link. The latest reports mention that as much as INR 107 crore has been given to different hospitals for digitizing. Similarly, labs and pharmacies have received INR 2.95 crore, and digital solution companies have been offered about INR 26 crore. Like many others Dr Praveen Sikka, who runs a pharmacy in Gurugram became a beneficiary of this scheme recently. Sikka registered on ABDM in about 2 hours. Now his patients are storing and viewing their records through the ABHA app, and his pharmacy earns money for every record it links. For smaller clinics, to reap benefits out of this mission, the government has built a tool called eSushrut@Clinic. Made for Development of Advanced Computing and launched last month. It helps clinics handle patient registration, billing, and reports. Only verified doctors and facilities can use it, checked through the Healthcare Professionals Registry and Health Facility Registry. As the statistics show that more than 2200 facilities have joined and created over 1633 health records. These records also connect with the National Health Claims Exchange, or NHCX, which handles insurance claims. This should make claims move faster, cut hospital paperwork, and let patients see their benefits and medical history in one place. Doctors can also see a patient's past treatment, with the patient's consent, which can cut down on repeated tests. The Unified Health Interface (UHI), lets any patient using a UHI app connect with any verified hospital or doctor, even if they use different platforms. Right now, it covers five services: (1)finding blood banks, (2)searching hospitals under PM Jan Arogya Yojana, (3)finding Jan Aushadhi Kendra stores for cheaper medicines, (4)booking ambulances, and (5)booking doctor visits. On privacy note, the data imported stays with whoever creates it, such as the hospital or lab. There is no single government server holding everything. Records move only when the patient agrees. New apps must pass tests in a sandbox and go through a security check before they can connect. In February 2026, the government started two programmes for AI in health: SAHI and BODH, at the India AI Impact Summit. SAHI sets rules for how AI should be used in healthcare. BODH lets developers train AI models without seeing raw patient data. As a large percentage of records are getting linked to ABHA accounts with each passing day, ABDM is destined to achieve the goal of a digital health record for every person across the country. (Courtesy: PIB Srinagar)

RisingKashmir 24 Jul 2026 1:42 am

Goas formal employment growth rate slows to 2.5%

NT Reporter Panaji Formal employment generation in Goa, indicated by the number of workers enrolled with the Employees Provident Fund Organisation (EPFO), grew marginally by 2.5% in 2025-26, according to data from the Ministry of Labour and Employment. The state recorded 3 lakh registered employees in 2025-26, compared to 2.97 lakh in the previous fiscal []

The Navhind Times 24 Jul 2026 1:35 am

ED Arrests Dubai Resident in Major Global Drug Syndicate Bust

Panjim, July 24: The Enforcement Directorate (ED) has arrested Nihal VN, a resident of Dubai, in a significant operation targeting a crypto-hawala and international narcotics money laundering syndicate. This action is part of a strategy to dismantle the financial infrastructure of international drug networks. The EDs Goa zonal office detained Nihal VN under the provisions ... Read more ED Arrests Dubai Resident in Major Global Drug Syndicate Bust

Morningstar 24 Jul 2026 1:32 am

Beyond Singular Meaning: New Horizons of Society and Education

DR SURENDRA KUMAR An informed introspection about the contemporary world clarifies that increasing disconnect between existence and human beings is a new norm largely considered an inevitable outcome emerged from the processes of modernisation. Ironically, this disconnect manifests continuously in so many ways, such as genocides/ brutality witnessed in day-to-day public as well as personal life, etc., but hardly these issues perturb human beings. How do we analyse human-made hot weather leading to forest fires burning 13.5 million hectares of forest across the world in 2024? The NDTV reported on 20/7/26 that the Uttarakhand Govt put a break on the proposed felling of around 3000 trees for the Rishikesh- Bhaniyawala four-lane project; obviously, the resistance of people ensured that the awakened CM realised heat leading to hold on the proposal. It raises a very pertinent issue. Why and how does education fail us to get connected and learn from what is happening in our surroundings? Have we not seen how paper leaks and issues of corruption are products of educated human beings? Have we not seen failure to empathise with students protesting for basic rights? Have we not witnessed what has happened to life in cities where human beings have established total conquest over nature? Are the educated people not participants in this conquest-oriented mindset that has deprived cities from providing pure air, clean water and accommodation to not only human beings but also all living beings? Why do the educated people accept the legitimacy of emerging fragmented consciousness generated out of these excluded spaces of cities? It is crystal clear that human beings have entered into a phase defined by not only conflict with nature and others, but also the human being is in conflict with himself/herself? It raises another question: who will save this human being situated in conflict with himself /herself, and which processes led to the emergence of this human being shaped by fragmented consciousness? Historically, the perspective which shaped the worldview of Modern human beings can be classified as Singular. No doubt, the spaces created by educational institutions in the modern period aimed to surpass limitations imposed by structures inhabited by human beings and facilitate coordination and communication among teachers as well as students as an associated way of life. Unfortunately, this aim has been negotiated differently in different countries; at the same time, pedagogy has overwhelmingly remained rooted in the singular meaning of words and concepts, leading to disconnection from emerging reality across time and space. The education rooted in a paradigm disconnected from reality is largely a Banking Model of Education argued by Paulo Freire in the book Pedagogy of the Oppressed. He raises a very valid issue that the school students raise more questions outside the school rather than inside the school; whether this conformity of education or Conceptualisation of Education as Training is a product of disconnected curriculum or disconnected educator, or narrowing down education as the Text based knowledge. Have we not read how the Guardian newspaper described the Dark side of Coaching Capital Kota ( 9/10/23) or the BBC reported cases of suicides ( 22/10/23) or the Indian Express stated Rajasthans Kota: the Killer Coaching Hub? It indicates that the proposition that education training has been falsified and new ways of conceptualisation of education, human beings and existence is crucial for meaningful existence. Pondering the question of what is education and what has to be educated, the point of departure is how human beings and education were conceptualised in World societies prior to 1492 and in countries premised on co-existence after 1492. Unlike the linearity of time/Primacy of Mind imposed since 1492 as the foundation of a conquest-oriented mindset, Time has existed in both linear and non-linear manner. Human beings engaged in issues of public life and personal life face an overlap of this notion of time; for example, a person is in a linear mode of time when engaged in office work; at the same time, he/she is in a non-linear mode of time when engaged in caring for family members or empathising with anybody in need at the office or outside the office. If the mind is the sole site of getting educated and text is the only source of education, how do we explain the timeless wisdom emerging out of nature, forests, Religious sites, and various elements of our existence? How do we resolve a contradiction when a person of 60 years makes a decision that may be legitimate at the age of 20 years? What corrupts an educated human being? Contrary to monolithic analysis of human beings in binary of mind & matter, A deeper analysis of human being shows that human being is a complex living being existing at the level of public, personal/family and cosmological level as well as corresponding to the surroundings at the level of body, mind and element beyond body & mind/soul conceptualised in Indic Traditions and argued by Giani Sant Singh Ji Maskeen. The crisis underlines the contradictory nature of the relationship between the evolution of body and mind. Biologically, the body expands and shrinks, but the mind/desires do not necessarily mature in the same manner as the body. Truly, the three-dimensional aspect of human beings shows that any monolithic process of education cannot educate a human being. It proves that the text, the space inhabited by human beings and the experience of interaction with existence are the most important constituent elements of the education process; human beings are educated continuously at every interaction with existence. Hence, these processes of education need to be appropriated and accommodated at every step of human beings, both at formal as well as informal levels. In other words, the process of life itself is educational, and the essence of this education is communication across spaces inhabited by Text, Classroom, Campus, society and the entire existence inhabited by non-human beings. A life lived at the level of public/society, family and cosmological level must be a shared and communicated life. In fact, John Dewey argued that there is a relation between three words: common, community and communication and the proximity of people becomes a community if it has commonality in aims, aspirations and goals of life. This commonality of goals, aims, and aspirations changes across time and space, and therefore, words acquire multiple meanings over a period of time. If education and society correspond to these overlapping meanings acquired by words and concepts, it is always rooted in reality and becomes a problem-posing education, enlightening and situating human beings beyond the singular perspective. Therefore, New Horizons of education and society must be rooted in reality and taking into consideration, beyond the singular perspective, along with classroom and text-based learning, the totality of knowledge and discourse that emerged in the processes of evolution of human beings in the space inhabited by existence. (The author is Associate Professor, University of Delhi. Email: humanrights_jnu@yahoo.co.in)

RisingKashmir 24 Jul 2026 1:26 am

Umar clinches triple crown

Pragya, Dimple, Arnav bag double titles in their respective categories Panaji: Mohammed Umar clinched the honours with a triple crown, while Pragya Audi, Dimple Revankar and Arnav Saraf secured double titles at the State Sub-Junior (U15 & U17) Badminton Ranking Tournament organised by Salcete Badminton Club under the aegis of the Goa Badminton Association and []

The Navhind Times 24 Jul 2026 1:17 am

Govt eyes marigold festive bloom, to distribute 3L Israeli-tech seedlings

Roque Dias Margao: The Agriculture Department will distribute three lakh marigold seedlings to farmers across Goa in August. The seedlings are being raised for the first time at the Centre of Excellence (CoE) at Codar, Dharbandora, under technical assistance from Israel. The Directorate of Agriculture partnered with Israel under the Indo-Israel Agriculture Project (IIAP) a []

The Navhind Times 24 Jul 2026 1:11 am

Dont waste time on reels, chase your goals instead: Sawant tells students

Sankhali: Urging students to set high goals and work relentlessly towards achieving them, Chief Minister Pramod Sawant said success comes only to those who pursue their dreams with determination, perseverance and consistency. Merely spending time watching reels on mobile phones will not help you gain knowledge. Instead, students should use technology to learn new skills, []

The Navhind Times 24 Jul 2026 1:10 am

Oil management

EDITORIAL The Goa policy on used cooking oil can prevent health risks and create clean energy In a positive development, the Goa Cabinet approved a policy on Wednesday for the management of Used Cooking Oil (UCO) for the production of biodiesel. The policy is designed to solve a dual problem: preventing toxic, degraded oil from []

The Navhind Times 24 Jul 2026 1:01 am

Best of best: FIFA unveils World Cup Dream XI with 11 players voted as tournament's finest

FIFA has unveiled the official 2026 World Cup Dream XI following a global fan vote, recognising the tournament's standout performers. World champions Spain lead the selection with three players, while France and Argentina also feature prominently. Jude Bellingham represents England after a record-breaking campaign, while Cape Verde goalkeeper Vozinha earns a surprise spot after becoming one of the tournament's biggest breakout stars.

The Times of India 24 Jul 2026 12:42 am

Quote of the Day by Henry Cavill: You can train and train until Inspiring lessons on consistency, health, habits, fitness, determination and why discipline beats motivation by the British actor known for his dedication to physical transformation and deep insights on perseverance and self-improvement

Quote of the Day by Henry Cavill: Henry Cavills quote, You can train and train until you are blue in the face, but you've got to diet, you've got to have that leanness because if you are not lean, your abs won't show. Of course, the training has to be put in, but then you've to shed all the fat and keep the fat off. And that's how you get an eight pack, explores the importance of discipline, consistency, and maintaining balance in achieving fitness goals.

The Economic Times 24 Jul 2026 12:26 am

How can India's classrooms shape confident communicators, thoughtful creators, and responsible global citizens?

ENGLISH WITH INDIAN WINGS There was a time when many children entered an English classroom with quiet fear. They are worried about making mistakes. They feared speaking in front of others. They believed that English belonged only to books, examinations, or a few people who spoke it well. For many learners, the language became a wall rather than a bridge. Today, India stands at the edge of a different journey. Across the country, schools are slowly changing the way they think about English. The question is no longer, How many grammar rules can students remember? The more important question is, What can students do with the language? This small change carries a very large promise. English is becoming less about repeating correct answers and more about asking thoughtful questions. It is becoming less about copying sentences and more about sharing ideas. It is becoming less about fear and more about confidence. That is the journey India has begun. The National Education Policy 2020 and the National Curriculum Framework for School Education 2023 invite us to see language in a fresh light. English is not expected to replace our home languages. It is expected to grow beside them. A child who speaks Kashmiri, Dogri, Urdu, Hindi, Tamil, Bengali, Kannada, Marathi, Garo, Khasi, Mizo, or any other Indian language does not begin from zero. That child already carries stories, songs, ideas, feelings, and dreams. English becomes another window through which those ideas can travel. This is one of India's greatest strengths. Many countries teach children through one dominant language. India teaches children who often think in more than one language before they enter school. This is not a problem to be solved. It is a gift to be celebrated. When a learner compares words across languages, new understanding grows. When a child explains a local festival in English, both languages become richer. When students discuss village life, family traditions, rivers, forests, markets, music, or crafts in English, they discover that learning a new language does not mean leaving their own world behind. Instead, they carry that world with them. That is what makes learning English in India unique. The classroom itself must also change. Imagine entering a classroom where the first five minutes are filled with conversation instead of silence. The teacher smiles and asks, What surprised you this morning? Another day, the question is, If you could improve your village or your neighbourhood, what would you begin with? Students talk to one another. They laugh. They disagree politely. They listen. They build confidence before opening a textbook. Language begins to live. The lesson then moves towards a story, a poem, an article, or a speech. Students do not read only to answer questions at the end of the page. They read to understand people. They read to discover ideas. They read to compare one life with another. A poem becomes a conversation. A story becomes an experience. An article becomes an invitation to think. When students write, they do not simply fill pages with memorised sentences. They write letters to their grandparents. They prepare speeches about clean rivers. They write reviews of books they enjoyed. They create travel guides for visitors. They record family memories before they disappear. They describe the smell of rain on village roads. They write about friendship, hope, courage, and change. Language slowly becomes personal. Speaking also changes. Instead of repeating lines after the teacher, students interview local farmers, artists, doctors, shopkeepers, sports players, and grandparents. They ask questions. They collect stories. They return to school carrying real-life stories from their communities. Every conversation becomes a lesson. Listening changes too. Students learn to listen with respect. They listen not only for correct answers but also for different opinions. They discover that understanding another person is one of the deepest forms of learning. This simple act builds kindness. Many people still ask whether grammar is important. The answer is yes. Accuracy matters because language helps people understand one another clearly. Yet accuracy grows best when learners have something meaningful to say. Children who write about their own experiences care more about making their writing clear. Students who prepare speeches naturally revise their words. Grammar becomes a helpful guide instead of a frightening gatekeeper. Fluency and accuracy are not enemies. They walk together. India also has an opportunity that few countries possess. Its classrooms hold many cultures. A single classroom may include children from different religions, traditions, languages, and family backgrounds. If guided well, this diversity becomes one of the richest classrooms in the world. Students learn that another language is never a threat to their own identity. Instead, every new language opens another friendship. This understanding is deeply important in today's world. The future will belong to people who can work with others, even when they speak differently, think differently, or live differently. English therefore becomes much more than an academic subject. It becomes a meeting place. The world itself is changing quickly. Artificial intelligence is growing. Digital communication crosses continents every second. Climate change affects every nation. Health, science, trade, and technology connect people across borders. Young people will need to work with teams from many countries. They will need to solve problems together. They will need to explain ideas with clarity and respect. English can help them do this. But there is an important difference between speaking English and thinking wisely. Language alone does not make a responsible citizen. Character does. Schools therefore carry a larger responsibility. They must help students ask honest questions. They must encourage them to examine facts before accepting them. They must help them distinguish truth from falsehood. They must teach them to disagree without hatred and to express confidence without arrogance. Language becomes the path through which values find expression. This is perhaps the greatest purpose of education. Another powerful change is taking place in classrooms that encourage creation rather than repetition. A group of students designs a podcast about local history. Another group prepares a short play on water conservation. Others create posters encouraging kindness. Some prepare a digital story about traditional crafts. Others write a newspaper report about a community event. Learning begins to resemble real life. Students are no longer only consumers of information. They become creators. Creation naturally leads to collaboration. No important work in today's world is completed alone. Scientists work in teams. Doctors work in teams. Engineers work in teams. Artists work in teams. Teachers work in teams. Students must therefore learn how to listen, contribute, encourage, and share responsibility. These qualities are learned through practice rather than lectures. The English classroom offers many opportunities for this growth. One group writes together. Another debates respectfully. Another solves a problem. Another presents findings. Every activity teaches both language and life. As students grow, they also learn to bring ideas together. A poem reminds them of a newspaper article. A science lesson connects with an environmental campaign. A history lesson inspires a speech. A family story becomes a research project. This ability to connect ideas is one of the highest forms of learning. It allows knowledge to become wisdom. India's future classrooms should therefore be places where languages meet, ideas meet, people meet, and dreams meet. No child should feel that English belongs only to someone else. Every child should believe that English is another instrument through which their own voice can be heard. That voice may speak about the Himalayas. It may describe the deserts of Rajasthan. It may celebrate the boats of Kerala. It may explain the traditions of Nagaland. It may tell stories from Kashmir. It may carry songs from Assam. It may introduce the world to the colours of Gujarat. It may speak of the hopes of every village and every city. The language becomes richer because India is rich. The learner becomes stronger because the learner remains rooted. Perhaps this is the greatest lesson of all. The goal is not to produce children who sound alike. The goal is to help every learner speak with confidence, write with clarity, think with honesty, listen with respect, and act with responsibility. When this happens, English becomes far more than a classroom subject. It becomes a bridge between home and school. Between village and city. Between India and the world. Between knowledge and action. Between imagination and reality. The flight toward better English is therefore not a race. It is a journey. Each learner travels at a different pace. Each classroom discovers its own path. Each teacher lights another lamp. Each family encourages another dream. Together they create a generation that is fluent without losing humility, accurate without losing creativity, multilingual without losing identity, proudly Indian while remaining open to the world, and ready not only to succeed but also to serve. That is the promise before us. If our schools continue to nurture curiosity instead of fear, conversation instead of silence, understanding instead of memorisation, and purpose instead of mere performance, the English classroom will become one of the strongest spaces for building thoughtful citizens. In the end, the true measure of language learning will not be found only in examination marks or certificates. It will be found in young people who can comfort a friend, explain a new idea, solve a common problem, celebrate their culture, respect another culture, work with others, and speak for what is right. When English helps learners do these things, it has fulfilled its highest purpose. And when India achieves this vision, the world will not simply notice that Indian students speak English well. The world will notice that they use English with wisdom, compassion, confidence, and hope. (The author is an educator committed to reimagining education through thoughtful leadership, reflective practice, curriculum innovation, and transformative learning; bridging local wisdom with global perspectives to empower every learner for a changing world. Feedback at: sheikhgulzar1970@gmail.com )

RisingKashmir 23 Jul 2026 11:34 pm

Urban mining push aims to turn Mumbai's discarded EV batteries into critical mineral source

In a progressive move, India is launching a vital incentive scheme dedicated to urban mining. This initiative's goal is to extract crucial battery minerals from e-waste, thus lessening the nations reliance on imports. With stricter regulations in place for recovery rates of valuable battery materials, this policy reinforces the countrys electric vehicle ambitions and energy sustainability.

The Times of India 23 Jul 2026 10:48 pm

Tibetan Proverb of the Day: It is better to live for one day as a tiger than to Life lessons on courage, resilience, purpose, determination and why life begins at the end of your comfort zone

Tibetan Proverb of the Day highlights the meaning of It is better to live for one day as a tiger than to live for a thousand years as a sheep. The saying emphasizes that a life lived with courage, purpose, and self-respect is more valuable than a long life spent in fear or quiet submission. It encourages people to face challenges boldly, stand firm in their beliefs, and pursue meaningful goals instead of settling for comfort or allowing fear to limit their potential. True fulfillment comes from living with conviction, not simply existing.

The Economic Times 23 Jul 2026 10:39 pm

Major Crackdown on Crypto Hawala and International Drug Trafficking in Goa

Panaji, July 23: The Enforcement Directorate (ED) has made a significant move against a money laundering network linked to crypto hawala and international drug trafficking by arresting Nihal V.N., a resident of Dubai. The arrest was made under the Prevention of Money Laundering Act (PMLA), 2002. A special PMLA court in Goa has remanded the ... Read more Major Crackdown on Crypto Hawala and International Drug Trafficking in Goa

Morningstar 23 Jul 2026 9:03 pm

1 Crore Insurance Policy: Is it Enough for Your Family?

1 crore sounds substantial. It can clear a loan, support household expenses, and create a financial cushion after the loss of an earning family member. Yet insurance should not be judged by how impressive the sum looks today. Its value depends on how long the money must last, which responsibilities remain, and how inflation affects future expenses. A 1 crore insurance policy can suit some households but leave others underinsured. The answer becomes clearer after examining income, debts, dependants, savings, and long-term goals. Lets look at these further. What Does a 1 Crore Term Plan Provide? A standard term plan is designed mainly for protection. If the insured person passes away while the policy is active, the insurer pays the stated death benefit to the nominee, subject to policy terms. Standard term insurance generally offers no maturity payment when the policyholder survives the selected term. Under a 1 crore insurance policy, the untimely demise benefit is 1 crore. Depending on the plan, the nominee may receive it as a lump sum, regular income, or a combination. A lump sum can settle large liabilities, while periodic payments may support monthly household needs. However, the sum assured is not permanent family wealth. Debts, education costs, living expenses, and emergencies can reduce it quickly. When Can 1 Crore Be Enough? A 1 crore insurance policy may be adequate when the insured has a moderate income, limited debt, sufficient investments, and fewer long-term dependants. It may also work when a spouse earns independently and can meet part of the household budget. Consider a family with an outstanding loan of 20 lakh, planned education costs of 20 lakh, and a requirement of 40 lakh for income support. After setting aside 10 lakh for emergencies and other expenses, 1 crore may provide a workable buffer. Accessible investments and existing life cover can reduce the protection gap. Fixed deposits, mutual funds, provident fund balances, and employer cover may be counted carefully. The family home should not automatically be treated as available money, since selling it may affect stability. When Might 1 Crore Fall Short? The same 1 crore insurance policy may be insufficient for a household with a large home loan, young children, non-earning dependants, or expensive future goals. A family spending 1 lakh each month already needs 12 lakh annually before education, healthcare, and loan repayments. Inflation adds further pressure. A cover chosen at age 28 may look far less substantial when the policyholder reaches 45. The amount may also prove inadequate when one person supports parents, a spouse, and children simultaneously. In such cases, the payout must replace income, settle debts, fund education, cover medical needs, and preserve an emergency reserve. 1 crore can disappear faster than expected when it must serve every purpose. How to Assess and Maintain the Right Insurance Cover Choosing adequate life cover requires more than selecting a round figure or comparing premiums. You need to calculate your familys financial requirements, examine the policy carefully, and review the coverage whenever your responsibilities change. Calculate Your Familys Coverage Needs Before purchasing a 1 crore insurance policy, list your familys major financial needs. Include outstanding loans, household expenses, future goals, and an emergency reserve. Then subtract liquid investments and existing personal life cover that your family can genuinely access. For example, suppose a household needs 40 lakh for liabilities, 90 lakh for income replacement, and 35 lakh for future goals. After subtracting 25 lakh in usable investments and existing cover, the remaining protection gap would be 1.40 crore. In this situation, 1 crore would leave a noticeable shortfall. Cover worth approximately 10 to 15 times your annual income can provide an initial estimate. However, it should not replace a detailed calculation. Two people earning the same salary may require different cover because their debts, dependants, savings, and future goals vary. Look Beyond the Sum Assured Choosing a 1 crore insurance policy involves more than finding the lowest premium. Review the policy tenure, premium payment period, exclusions, medical requirements, payout options, and available riders. The insurers financial position and claim settlement record also deserve attention. A solvency ratio indicates whether the insurer has sufficient financial capacity to meet its obligations. Claim settlement data can support comparisons, although no single percentage can guarantee how an individual claim will be handled. Riders may provide additional protection against critical illness, accidental death, disability, or future premium payments. Since every rider has separate conditions and costs, select one only when it addresses a relevant financial risk. Review the Cover as Responsibilities Change A 1 crore insurance policy that suits your family today may not remain sufficient throughout a long policy tenure. Marriage, childbirth, a larger home loan, rising income, business borrowing, or responsibility for ageing parents can increase the required protection. Review your cover every few years and after any major financial change. Purchasing an additional term plan may help close a new coverage gap without replacing your existing policy. Since premiums depend on age, health, smoking status, tenure, and underwriting, buying suitable cover earlier may also be more economical. Choose Cover That Reflects Your Familys Needs There is no universal answer. A 1 crore insurance policy may protect a household with modest liabilities, shared income, and strong savings. It may be inadequate for a sole breadwinner supporting several dependants or carrying substantial commitments. Start with expenses, debts, future goals, and available assets. Then compare policy terms, payout structures, exclusions, and insurer disclosures. Online insurance brokers such as Jio Insurance Broking Ltd. let customers compare options from multiple insurers. The right cover is not simply the largest round number you can afford. It is the amount that gives your family enough income, time, and flexibility to continue without your earnings.

Greater Kashmir 23 Jul 2026 8:44 pm