TVK Badly Advised: S Gurumurthy On How Vijay Scored A Self-Goal
S Gurumuthy told NDTV that MK Stalin's DMK is not in a position to give up direct power and is seeking to have indirect power through AIADMK.
Borussia Dortmund Down Frankfurt To Push Albert Riera Close To The Edge
Borussia Dortmund came from a goal down to beat Eintracht Frankfurt 3-2 at home on Friday, putting further pressure on visiting coach Albert Riera.
Odisha FC Triumphs Over SC Delhi 2-1 in ISL Match
New Delhi, May 9: In an exciting encounter in the Indian Super League (ISL) 2025-26, Odisha FC secured a 2-1 victory against Sporting Club Delhi (SC Delhi) on Friday. The match took place at the Jawaharlal Nehru Stadium. Odisha FC started the match aggressively, taking an early lead with two goals in the first few ... Read more Odisha FC Triumphs Over SC Delhi 2-1 in ISL Match
NEROCA FC squander 2 goal lead to draw 2 2 draw with Karbi Anglong Morning Star FC
NEROCA FC threw away a 2 goal lead to play out a 2 2 draw with Karbi Anglong Morning Star FC at Khuman Lampak Main Stadium in the I League 2 this evening Coming off from a slender 0 1 away game loss United Sports Club at Kalyani Stadium, NEROCA FC headed into a 2 goal early lead courtesy of goals coming from Phijam Sanathoi Meetei 14' and Khanngam Horam 20' but the visitors fought back and drew level riding on Rahul Kumar Paswan 28' and Phijam Vikash Singh 53' NEROCA FC's hopes of avoiding relegation took a hit with the result and continued to languish in the relegation zone while Karbi Anglong Morning Star FC went fourth in the table and boosted their playoff hopes The former I League now called Indian Football League runners up, had registered only one win, 5 3 against Sporting Club Bengaluru, and drawn twice in 7 matches NEROCA FC will look to jump out of the relegation zone as they host Sudeva Delhi FC in their final league round match on May 14 at Khuman Lampak Main Stadium from 3 pm Source The Sangai Express
In the world of sports and fitness, achieving optimal training performance is a common goal for athletes and enthusiasts alike. One tool that some individuals employ to enhance their physical capacity is anabolic steroids. These synthetic substances mimic the effects of male hormones, particularly testosterone, and can lead to various physiological benefits when used responsibly. [] The post Steroids and Their Importance for Optimizing Training Performance: A Comprehensive Guide to Effectively Increasing Physical Capacity appeared first on Caught At Point .
Jammu Railway Division sets up special Tourist Facilitation Centre at Srinagar Station
Jammu, May 8: In view of the anticipated heavy influx of tourists and the palpable excitement expected during the upcoming summer holidays in the Kashmir valley, the Jammu Railway Division has set up special Tourist Facilitation Centre (counters) at Srinagar Railway Station. The objective of this initiative is to provide high-quality amenities and guidance to every tourist arriving in the Kashmir valley, which is under the jurisdiction of the Jammu Railway Division. With the establishment of these facilitation centres, passengers arriving in Srinagar will now have access to all essential tourism-related informationright within the station premisesunder a single roof, informed Raghvender Singh, Public Relations Inspector, Jammu Railway Division. It is often observed that first-time visitors to Kashmir face difficulties in obtaining information regarding local travel and sightseeing destinations. This initiative aims to bridge that gap. Trained personnel stationed here will provide prompt information to passengers regarding local tourist spots, transportation options, and other essential services, Singh said. Further elaborating on this account, Senior Divisional Commercial Manager (DCM), Jammu Railway Division, UchitSinghal stated, Our goal is not merely to transport passengers to their destination but to make their entire journey a memorable one. These counters, set up at Srinagar Station will instill a sense of safety and comfort in the minds of tourists, thereby giving a significant boost to Kashmir tourism. Through these counters, the railway administration will provide tourists with comprehensive information regarding Kashmir's various tourist attractions. This project is not limited merely to providing service; it will also serve as a robust avenue for the Railway to generate non-fare revenue. This model demonstrates how the Railway can simultaneously strengthen its economic resources while expanding passenger amenities, Singhal stated.
ED Uncovers Major Fraud in Canara Bank Case, Raids Six Locations in Goa
New Delhi, May 9: The Enforcement Directorate (ED) has launched a significant operation in Goa, targeting a major bank fraud and money laundering case. This action is linked to the Crown Mineral Trading Corporation (CMTC) and its associates, who are accused of defrauding Canara Bank of millions. During the raids conducted at six locations, the ... Read more ED Uncovers Major Fraud in Canara Bank Case, Raids Six Locations in Goa
India scripts history, trounces Lebanon to make U17 Asian Cup quarterfinals
India will face hosts China in the quarterfinal; Indias entry was confirmed after the Philippines and Chinese Taipei failed to win their final head-to-head Group C match by a margin of 12 goals or more
Over 82.85L sqm of land proposed for non-developable area status
NT Reporter Panaji The state government has initiated the process to protect more than 82.85 lakh square metres of ecologically sensitive and agriculturally important land in the state by proposing them as non-developable areas under the Regional Plan for Goa 2021. A notification issued by the Town and Country Planning Department stated that the TCP []
ED raids at six places in Rs 6.19 cr loan fraud case
NT Reporter Panaji The Enforcement Directorates Panaji zonal office has conducted search operations at six premises in Goa under the provisions of the Prevention of Money Laundering Act (PMLA) in connection with Rs 6.19 crore alleged loan fraud case involving Crown Mineral Trading Corporation (CMTC) and its partners. The ED said that during the search []
4 new seabirds sighted along Goa coast
Abdul Wahab Khan Panaji There is good news to share on the occasion of the World Migratory Bird Day, which is observed on May 9. Researchers have documented four new seabird records for Goa, shedding fresh light on the states marine biodiversity and the impact of extreme weather events on migratory species.The newly recorded birds []
Dempo SC annex GFA U-20 League title
NT Reporter Ella Dempo Sports Club clinched the GFA U-20 Division I League title after a 1-0 win over Sesa Football Academy at the Ella ground on Friday, completing a remarkable hattrick of championships. Captain Topon Minz proved the difference-maker, scoring the lone goal of the contest to seal the title for Dempo. Dempo were []
NT Reporter Panaji FC Bengaluru United registered a convincing 4-1 win over Sporting Clube de Goa in an I-League 2 fixture at the Padukone-Dravid CSE Arena 1 on Friday. The hosts took control early, with Lijo K putting them ahead in the 23rd minute to ensure a 1-0 lead at half-time. Sporting Clube de Goa []
FC Goa bow out with 0-1 defeat
NT Reporter Fatorda FC Goas Dreams Sports Championship-AIFF Junior League campaign came to an end after a 0-1 loss to Classic FA of Manipur at Don Bosco Oratory Ground, Fatorda, on Friday. FC Goa finished fourth in Group D with three points from three matches, while Classic FA moved to second place with six points []
Roof damage, seepage force speedy repair of Margao comunidade bldg
NT Reporter Margao The long-pending repair and renovation of the comunidade building in Margao is likely to begin next week. Additional Collector-I, South Goa, Srineth Kothwale on Friday said that the PWD had already initiated steps for the renovation project. Administrative approval from the government has been obtained, and expenditure sanction from the Finance Department []
GPSC announces vacancies for psychiatrists, lecturers, planners, BDOs
NT Reporter Panaji The Goa Public Service Commission (GPSC) has invited online applications for 25 posts across various government departments. The vacancies include posts for lecturers atthe Goa Dental College, psychiatrists, and clinical psychologists at the Institute of Psychiatry andHuman Behaviour. In addition, vacancies have been announced for the post of Deputy Town Planner under []
GMC expands online OPD booking system to 7 more depts from May 11
NT Reporter Panaji The Goa Medical College (GMC) has expanded the online OPD appointment system, bringing seven additional departments under the service from May 11. The newly added departments are Paediatric Endocrinology, Plastic Surgery, Neurosurgery, Cardiovascular Thoracic Surgery, Geriatric Medicine, Paediatric Surgery and Nephrology. The online booking facility had earlier been introduced for 13 departments []
Crimes by foreigners in Goa rose by 27% in 2024: NCRB report
NT Reporter Panaji The state witnessed an increase in crimes committed by foreigners in 2024, while crimes against foreigners in the state registered a marginal decline, according to the National Crime Records Bureau (NCRB) report. The NCRB report stated that crimes committed by foreigners increased by more than 27 per cent in 2024 compared to []
Diamonde in the rough: why Europes big clubs covet the Leipzig winger
The 19-year-old has turned heads in Germany with his catalogue of spectacular goals and dazzling dribbles. His game isnt fully formed yet, but his breakthrough season in the Bundesliga suggests that there are seemingly no limits to just how good he can get
Ahead of bringing his new show Generational to Panaji, Azeem Banatwalla talks about his fondness for Gen Z, dealing with censorship, and living in Goa CHRISTINE MACHADO | NT BUZZ A comedian, writer and podcaster, Azeem Banatwalla has been part of Indias comedy circuit for over a decade and released stand-up specials such as Cometh []
Odisha FC Triumphs Over SC Delhi with a 2-1 Victory in ISL 2025-26
New Delhi, May 9: In an exciting match of the Indian Super League (ISL) 2025-26, Odisha FC secured a 2-1 victory against Sporting Club Delhi (SC Delhi) on Friday. The match took place at the Jawaharlal Nehru Stadium. Odisha FC started the game aggressively, scoring two goals in the opening minutes. The first goal came ... Read more Odisha FC Triumphs Over SC Delhi with a 2-1 Victory in ISL 2025-26
PMJJBY disbursed Rs 17,600 crore to families since launch in 2015: LIC
The Pradhan Mantri Jeevan Jyoti Bima Yojana is vital for the government's 'Insurance for All by 2047' goal. Launched in 2015, it offers life cover of Rs 2 lakh for an annual premium of Rs 436. The scheme has enrolled over 27 crore individuals and disbursed Rs 17,600 crore in claims.
India, Canada to hold next round of FTA talks in Ottawa in July
India and Canada will hold the next round of free trade agreement negotiations in Ottawa in July. Both nations are committed to a balanced and ambitious pact to boost bilateral trade. Key issues like goods, services, and intellectual property will be discussed. The goal is to increase trade to $50 billion by 2030.
India script history, trounce Lebanon to make U17 Asian Cup quarter-finals
India has achieved a historic qualification for the AFC U17 Women's Asian Cup quarter-finals for the first time, securing a dominant 4-0 victory against Lebanon. This marks their first knockout stage appearance in the tournament and their first win and goals since 2005. They will now face hosts China in the quarter-finals.
Quote of the Day by Quobna Ottobah Cugoano: African abolitionist Quobna Ottobah Cugoano's powerful words highlight that love for humanity is the ultimate virtue. His message, resonating today, stresses kindness and empathy over fame and fortune. Cugoano, a former slave, fought against injustice. His quote reminds us that true value lies in how we treat others, a timeless lesson for our busy world.
Sale of readymade bakery products constitute supply, says Goa AAR
Businesses will need to maintain separate records of turnovers from outward supplies on account of restaurant services and those from supply of goods. This could raise the compliance cost
Lightning kills 33 sheep and goats
Habuild Survey Reveals 6 in 10 Mothers Need Structured Support, Prioritise Health Only After 45
Mothers have long been the backbone of families, often placing everyone else’s needs before their own. However, new findings from a Habuild survey reveal a growing shift—today’s mothers are increasingly aware of the need to prioritise their health, yet lack the support systems to do so effectively. The survey, conducted by Habuild among over 5,000 respondents, the majority of whom were women, highlights a critical gap between intent and action when it comes to maternal health and well-being. Key findings from the Habuild survey include: Over 60% of respondents are aged 45 and above, indicating that many women begin prioritising their health only later in life Nearly 59% of mothers said structured health programs would motivate them to take their health more seriously A significant proportion also highlighted the need for expert guidance and community support to stay consistent with their health goals These insights underline a crucial reality: while awareness around health is increasing, mothers often delay prioritising their own well-being due to years of focusing on family responsibilities. This also highlights a larger systemic gap—while mothers are expected to be primary caregivers, there is limited access to structured, credible, and sustained health support tailored to their needs. Saurabh Bothra, Co-founder, Habuild Commenting on the findings, Saurabh Bothra, Co-founder, Habuild , said, "For far too long, mothers have been conditioned to put their own well-being on the backseat while caring for everyone else. What we’re witnessing now is a powerful shift—mothers want to prioritise their health, but they need the right structure, guidance, and community to make that sustainable. At Habuild, we believe that when you empower a mother to take care of herself, you’re strengthening the entire family ecosystem. It’s time we move from simply acknowledging mothers to actively enabling their well-being." As preventive healthcare gains importance, the findings call for a shift in how maternal well-being is approached—not just as an individual responsibility, but as a shared priority for families, communities, and healthcare providers. habuild.in .
Sometimes, the way you see things says more about you than you realize. Thats what makes an optical illusion personality test so quietly fascinatingit turns a simple image into something that feels oddly personal, like a tiny mirror held up to your mind.Take a moment to really look at this one and go with your first instinct. What do you see firsta woman or trees? Dont overthink it. Thats where the magic of the test lies. The goal isnt to solve the image; its to notice what your brain naturally notices first before your logical mind steps in.This what do you see first? illusion works because your brain instinctively prioritizes certain patterns without you even realizing it. Its not about which one is correct, but why your eyes land where they do. That first reaction can gently hint at whether youre more drawn to emotion and connection, or to curiosity and imagination. Its a quick, simple moment of reflection that can, surprisingly, say something meaningful about how you naturally think and feel.So, ready to take this test? Simply relax and look at the above image. Notice what you saw first. Read what it reveals about you below:
Scarlett Johansson to star in Ari Aster directorial Scapegoat
Scarlett Johansson is set to star in the upcoming film Scapegoat, written and directed by Ari Aster. Aster`s satire Eddington premiered at Cannes last year
Ganesh Real Estate Management Institute (GREMI), specialist institution for real estate education, supported Ganesh Housing Limited, has received approval from the All-India Council for Technical Education (AICTE), marking a significant milestone towards further institutionalising real estate education in India. With this, GREMI becomes Gujarat’s first AICTE-approved institute exclusively focused on the real estate sector and will commence its first academic batch from August 2026. GREMI becomes Gujarat’s first AICTE-approved institute exclusively dedicated to real estate education and leadership development At a time when India’s urban landscape is expanding at an unprecedented pace, the real estate sector is undergoing a shift towards greater scale, complexity, and accountability. Yet, the availability of structured, industry-aligned education in real estate development and management has remained limited. GREMI has been conceptualised to bridge this gap by building a formal, multidisciplinary talent pipeline equipped to navigate the evolving demands of urban development. Envisioned as part of the company’s broader commitment to contribute to the sector beyond development through education and long-term capability building, GREMI is associated by Mahamati Skill and Education Foundation (MSEF), a not-for-profit organisation established under Section 8 of the Companies Act, 2013, envisioned by Mr. Shekhar Patel, Director of Ganesh Housing Limited, National President of CREDAI. MSEF operates independently and undertakes its initiatives through funding support received from associated entities and family trusts. The institute will operate from the GREMI City Campus, at Million Minds Tech City, enabling a strong integration between academic learning and industry exposure. The institute’s academic framework is designed to integrate key facets of the built environment, including development, finance, urban planning, governance, and technology. This approach reflects the increasingly interconnected nature of real estate, where decision-making requires cross-functional expertise and strategic thinking. Commenting on the development, Mr. Shekhar Patel, Director of Ganesh Housing Limited, National President of CREDAI , said, “ India’s real estate sector is entering a phase where the expectations from urban development are far more nuanced and future-focused. GREMI has been envisioned as a platform that nurtures professionals who can respond to this shift with both technical depth and a broader understanding of the ecosystem. Receiving AICTE approval is a significant milestone as we work towards building an institution that is relevant, rigorous, and globally aligned .” Adding perspective on the institute’s vision, Dr. Anil Kashyap, Former Chancellor of NICMAR University and now Director General and CEO, GREMI , said, “ Real estate education in India has largely remained unstructured despite the sector’s scale and importance. With GREMI, we aim to mainstream real estate education and position it as a credible and aspirational career choice for the younger generation, while also creating a strong foundation for research, innovation and policy engagement in the built environment. Our goal is not just to create industry-ready talent, but also to contribute to research, policy dialogue, and innovation in the built environment .” GREMI’s flagship Postgraduate Certificate (PGCM) in Real Estate Development and Management will be introduced with its Founding Cohort of 2026, comprising approximately 70 students. In parallel, GREMI has applied to UGC to grant a Deemed University status and establish a 100-acre integrated teaching, research and residential leadership campus that will serve as a long-term centre of excellence for real estate education, research and innovation. With its focus on building capability, encouraging responsible leadership and supporting the future of urban development, GREMI represents a meaningful step towards strengthening the academic foundation of India’s real estate sector. About Ganesh Real Estate Management Institute (GREMI) Ganesh Real Estate Management Institute (GREMI) has been established to build a structured education ecosystem for India’s real estate and built environment sector. Focused on real estate education, leadership development, and industry-oriented research, GREMI seeks to bridge the gap between academic understanding and the evolving needs of urban development. The institution has received approval from the All India Council for Technical Education (AICTE), becoming Gujarat’s first AICTE-approved institution exclusively dedicated to the real estate sector. Established as part of the broader vision of Ganesh Housing Limited, GREMI is designed to create future-ready professionals with multidisciplinary capabilities across planning, finance, execution, governance and technology. About Mahamati Skill and Education Foundation (MSEF) Mahamati Skill and Education Foundation is a not-for-profit organization headquartered in Ahmedabad, Gujarat. Under the leadership of Director Shekhar Patel and Chief Executive Officer Dr. Anil Kashyap, the Foundation is steadfastly committed to advancing holistic educational development and delivering professional skill-building programs tailored to bridge the employment gap. Ganesh Real Estate Management Institute (GREMI) is an initiative of Mahamati Skill and Education Foundation for imparting specialist real estate management education programs approved by AICTE. The Institute campus is based in Million Minds Tech Park to run the programs initially. As a long-term vision, GREMI will have its own sprawling campus of 100 Acres in Ahmedabad to transform it into a specialist hub of Real Estate Management lifecycle. Through its philanthropic initiatives, Mahamati Skill and Education Foundation endeavours to foster career readiness, enhance socioeconomic mobility, and create meaningful, lasting impact in the communities it serves. About Ganesh Housing Corporation Limited Ganesh Housing Corporation Limited, headquartered in Ahmedabad, Gujarat, stands as a pioneering force in India's real estate sector with over six decades of excellence. The company made history as one of the first real estate developers to be listed on both the NSE and BSE, demonstrating its commitment to transparency and financial governance. The company has demonstrated remarkable growth, having completed over 22 million square feet of development while maintaining an impressive 35 million square feet of ongoing projects. Their diverse portfolio encompasses Grade A+ commercial spaces, luxury residential properties, villas, industrial hubs, and data centres. Their commitment to quality is validated by their ISO 9001:2015 certification. Ganesh Housing’s diverse portfolio also features signature developments such as Ganesh Genesis and Maple Tree Garden Homes, reflecting the company’s commitment to quality, comfort, and value. Beyond real estate, Ganesh Housing is committed to social responsibility through initiatives in education, healthcare, and environmental sustainability, ensuring a positive community impact alongside business growth.
Cristiano Ronaldo, a global soccer icon from Portugal, has achieved unparalleled success through his goal-scoring prowess, athleticism, and unwavering dedication. His remarkable journey from Madeira to becoming a legend at Manchester United, Real Madrid, and beyond, is marked by numerous records and trophies, including a historic Euro 2016 win. Ronaldo's relentless pursuit of excellence continues to inspire millions worldwide.
Master control over your gambling essential tips for responsible play
Master control over your gambling essential tips for responsible play Understanding Responsible Gambling Responsible gambling is essential for maintaining a healthy relationship with games of chance. It involves recognizing the risks associated with gambling activities and being aware of ones limits. The primary goal is to ensure that gambling remains a form of entertainment rather [] The post Master control over your gambling essential tips for responsible play appeared first on Caught At Point .
India assures Suriname of support in growth journey: Jaishankar
PARAMARIBO, May 7 : External Affairs Minister S Jaishankar on Thursday said India sees Surinames growth potential and assured the South American nation that New Delhi would be its fellow traveller and partner in its development journey. Addressing a press interaction after a Joint Commission meeting, Jaishankar said India and Suriname were taking forward cooperation across multiple sectors, including trade, tourism, digital capabilities and artificial intelligence. The meeting set out more ambitious goals and targets for bilateral ties, he said. [] The post India assures Suriname of support in growth journey: Jaishankar appeared first on Daily Excelsior .
Seven routes identified for water metro project in Goa
Feasibility report submitted to CM Sawant Panaji : River Navigation Minister Subhash Phal Dessai on Thursday said that Kochi Metro Rail Limited (KMRL) has identified seven routes which are feasible for starting a water metro in Goa in the first phase. Phal Dessai, along with RND officials and a KMRL team submitted the feasibility report []
Mapusa : Candolim SC and South Goa United CCS played out a 2-2 draw in the GFA First Division League at Mapusa. South Goa United took the lead through Tenzin Namgyal while Candolim responded after the break and restored parity thrpough Chaitan Komarpant. Appu Swamy looked to have secured all three points for South Goa []
Goa sees sixth-highest May temp since 2011 amid heat spell
Panaji: The state recorded its hottest day of the month on May 6, with the maximum temperature touching 36.5C, which was 2.6C above the normal maximum of 33.9C for this period. According to India Meteorological Department (IMD) data, the reading was the sixth-highest maximum temperature recorded in May since 2011. The daytime temperatures over the []
Enough is Enough moves SC amid row over 2k-capacity casino vessel
Panaji: The Enough is Enough group has filed a caveat in the Supreme Court over the mega casino vessel issue after the High Court of Bombay at Goa stayed the entry of the 112-metre new ship into Panaji port. The petitioners apprehend that the casino firm may approach the Supreme Court. The PIL before the []
High Court flags heritage zone construction at Old Goa
Asks authorities to draft heritage by-laws by June 15 Panaji: The High Court of Bombay at Goa has expressed concern over permissions being granted for constructions in the heritage precincts of the Old Goa church complex despite heritage by-laws not yet being drafted. The court observed that several structures were likely to come up, while []
What the Private Universities Bill means for J&K
When the Jammu and Kashmir Legislative Assembly passed the Jammu & Kashmir Private Universities Bill 2026, it marked a significant moment for higher education in J&K. The law aims to tackle the growing gap between the rising demand for quality learning and the limited number of options available in our Union Territory. As the youths ambitions grow faster than the infrastructure can keep up, this measure could be a crucial step hopefully. For years, public universities like the University of Kashmir and the University of Jammu have been at the center of higher education here. While these institutions have played an important role since their inception, the increasing number of students and their varied career goals have revealed flaws in our system. Every year, thousands of students leave the Jammu & Kashmir in pursuit of better educational opportunities which is a trend this new legislation hopes to address. The Bill intends to allow private groups to take part in higher education while keeping a firm hold on regulations as stated. It sets rules to establish, form, and manage private universities promising to deliver good education and safeguard students rights in J&K. Its real importance lies in balancing growth with rules and foolproof oversight. A key strength of the legislation will be its focus on enforcing accountability. Instead of the unchecked growth seen in various regions of the country before, this law demands that sponsoring organizations meet tough standards. These include proof of financial health, proper facilities, and strong quality academic backgrounds. A significant step is the plan to set up a specific regulatory body. This authority will have the role of making sure rules are followed, academic quality stays strong, and issues are addressed. These areas are often weak spots in how higher education is managed in the country. If done, this system might stop education from turning into a profit-driven industry, which critics frequently worry about when private companies get involved in the education sector. The Bill aims to balance private investments with promoting social fairness and it includes steps like setting aside some seats for local residents requiring scholarships, and banning capitation fees. These measures show an excellent push to make private education more inclusive and less exclusive. This matters a lot in Jammu & Kashmir where economic differences and regional divides are still delicate issues. No doubt, the Bill holds a lot of potential to develop J&K. Bringing in well-known institutions or even foreign universities could turn this area into a center for education. This kind of growth might create jobs, boost local economy, and build a system focused on knowledge. The government thinks this step will not only improve educational facilities but also build a stronger culture of research and innovation. Still, hope needs balancing with care. Allowing private universities isnt a perfect solution if not taken care of properly. From what happened in other states of the country, we see how private colleges can sometimes prioritize making money over maintaining academic standards; if strict rules & proper execution are missing. Jammu & Kashmir has to work hard to make sure education stays available to everyone and doesnt turn into something the wealthy class can afford. Theres also a risk that private universities, while offering new ideas and better facilities, could overshadow public institutions. This might lead to less focus on public universities available in Jammu & Kashmir. Places like the University of Kashmir and the University of Jammu need consistent support and updates because they continue to be key in providing affordable higher education in our union territory. The Bills success will rely more on how it is carried out than the specific details written in it. Independent operations of regulatory bodies are key to success. Approvals should stay clear and open & any kind of pressure should not water down academic quality. Promises like scholarships, local reservations, and clarity on fees need to happen. They cannot just sit in policy paperwork. Another aspect to think about is the cultural angle. In Jammu & Kashmir, people have long viewed education not just as a way to get jobs but as a path to rise in society and grow in knowledge hence the private universities must respect this idea and support Jammu & Kashmirs social and intellectual growth. They should not act like detached companies focused on profits. However, this Bill is not just about universities; its about creating opportunities. It shows a move away from a government-controlled system toward a broader, more varied education setup. It must be made sure to keep local talent rely less on institutions outside the state, and make Jammu & Kashmir a place students want to study, not leave outside. It is to be seen now that will private universities in Jammu & Kashmir turn into hubs of excellence, or will they repeat the common issues found in other places? Will strong regulation be allowed to operate freely. How these questions are answered will decide if this law becomes a turning point in the J&Ks education system; or if it ends up as just another reform that fails to deliver? Right now, the Bill looks like a daring move. It holds great potential but also comes with serious accountability. Tahir Majeed, previously a lawyer by profession, has made significant contributions to promoting border tourism in the Kashmir Valley.
Uttar Pradesh Emerges as a Model for Employment and Self-Reliance in Nine Years
Lucknow, May 7: Under the leadership of Chief Minister Yogi Adityanath, the government of Uttar Pradesh has made revolutionary changes in employment and self-employment over the past nine years. The Yogi government has approached employment as a mission. With the goal of transforming the states economy into a trillion-dollar entity, efforts are underway to empower ... Read more Uttar Pradesh Emerges as a Model for Employment and Self-Reliance in Nine Years
Inside Goas 5 most beautiful crores-worth homes redefining coastal real estate
Goa is so much more than its beaches and party culture. The place is also about luxury houses which are no longer just vacation retreats but are architectural marvels with high-value real estate.
Govt says 101 mineral blocks started operations since auction regime began in 2015
India's mines ministry announced 101 mineral blocks are now operational. This achievement follows the 2015 auction system. The ministry worked with state governments to speed up approvals and production. Odisha leads with 34 operational blocks. Karnataka and Gujarat also show significant progress. This development supports India's self-reliance goals.
India and Egypt Strengthen Strategic Partnership, Target $12 Billion Trade by 2030
Mumbai, May 7: India and Egypt are enhancing their trade and investment ties. During a business delegation meeting at the World Trade Center in Mumbai, representatives from both nations emphasized the need to boost cooperation in sectors like trade, investment, tourism, energy, and pharmaceuticals. They reiterated their goal of reaching $12 billion in bilateral trade ... Read more India and Egypt Strengthen Strategic Partnership, Target $12 Billion Trade by 2030
Rudyard Kiplings famous quote about travelling alone gives an important lesson about confidence, focus, and self-belief. The writer of The Jungle Book became one of the worlds most famous authors through his poems and stories. His words still inspire people to work hard, avoid distractions, and move towards success with courage and determination.
Quote of the day by Socrates meaning: Why endless desire keeps successful people emotionally unfulfilled even after achieving more. Socrates said it plainly 2,400 years ago. A person spends years believing fulfillment will arrive after the next milestone. But when the milestone arrives, emotional satisfaction remains temporary. The mind immediately moves the goalpost again. Socrates understood this long before neuroscience, psychology, or financial markets existed.
Messi's GOAT tour organiser threatens TMC after Bengal polls
Just because you have lost in the elections, dont think that you have been punished. I will lodge a defamation case, and if needed, will go to the Supreme Court. I will fight till the end, he wrote on Facebook stories, as quoted by Sportstar.
Kerala :K T Jaleel Slams Parading Of Goat Head With His Face Around Its Neck
The incident occurred a day earlier during a victory procession by IUML activists celebrating K T Jaleel's defeat in the Thavanoor Assembly seat in the recent election.
Two IUML workers booked for publicly displaying severed goats head during victory celebrations after defeat of LDF candidate K.T. Jaleel in Thavanur in Malappuram
Indian cricketer Smriti Mandhana shared insights into her journey. She highlighted the power of goal-setting and manifestations in overcoming challenges. Mandhana detailed her recovery from a serious injury and her determination to succeed. Her passion for batting and parental support were key factors. She also discussed navigating public opinion and finding internal validation.
Can Rs 85,000 monthly SIP create Rs 2 crore corpus in 7 years? Heres what calculations show
An investor investing Rs 85,000 monthly may not reach Rs 2 crore in seven years. Experts suggest increasing monthly SIPs by Rs 68,000 to Rs 1.53 lakh. The portfolio strategy needs adjustment as the goal nears. Reducing exposure to volatile small and midcap funds is advised. Shifting to largecap or index funds will stabilize returns and protect the corpus.
ICRA Analytics said investors should blend active and passive mutual fund strategies to navigate volatile markets driven by geopolitical tensions and global uncertainty. The report highlighted that balanced portfolio allocation based on risk appetite, goals and investment horizon can help investors stay resilient through market cycles while pursuing long-term wealth creation.
Apple to Invest 100 Crore in Indias Renewable Energy Infrastructure
New Delhi, May 7: Apple, the renowned American technology giant, has announced an investment of 100 crore to develop renewable energy infrastructure in India. This initiative aligns with the companys goals of sustainability and achieving carbon neutrality. The investment will be made in collaboration with CleanMax, one of the leading renewable energy development firms, facilitating ... Read more Apple to Invest 100 Crore in Indias Renewable Energy Infrastructure
8.23m and rising: Long jumper Shahnavaz Khan ready for takeoff
Eighteen-year-old Shahnavaz Khan shattered the junior national long jump record with an 8.23m leap, surpassing Murali Sreeshankar's mark. His coach highlights a significant mental transformation alongside physical development. Khan aims to qualify for the Asian Games and has the 2028 Los Angeles Olympics as his ultimate goal, driven by intense dedication.
Chennaiyin FC Falls to Punjab FC in Last-Minute Own Goal
Chennai, May 7: In a thrilling encounter in the Indian Super League (ISL) 2026, Punjab FC secured a narrow 1-0 victory against Chennaiyin FC on Wednesday. Despite a strong offensive display throughout the match, Chennaiyins efforts were thwarted by a last-minute own goal. In the 11th minute, Pritam made a remarkable defensive save on the ... Read more Chennaiyin FC Falls to Punjab FC in Last-Minute Own Goal
New casino vessel cant enter Mandovi without HC nod
NT Reporter Panaji The High Court of Bombay at Goa on Wednesday in a matter challenging the entry of the mega new vessel MV Deltin Royale in the Mandovi river observed that considering that, as of Wednesday, the vessel does not possess a certificate of survey, the court deems it appropriate to direct that the []
Goa excels in central scheme on house property ownership
NT Reporter Panaji Goa has emerged as one of the top-performing states in the implementation of the SVAMITVA Scheme, which aims to provide rural households with legal ownership of residential properties through drone-based mapping. The state has achieved full coverage in key parameters: a total of 6,72,646 property cards have been both generated and handed []
Similarity of sardines along Indias west coast: Study
Abdul Wahab Khan Panaji A study has found the Indian oil sardine Sardinella longiceps constitutes a single morphological stock along the entire west coast of the country, providing a new clarity on the complex stock structure of the fish variety, a staple of the Goan plate. The research, published in the peer-reviewed journal []
Microsofts AI data center push is colliding with its clean power goals
The push for new data centers at Microsoft is putting one of the its key clean power goals at risk.
GCZMA modifies nod for Zuari observatory project, re-recommends fresh safeguards
NT Reporter Panaji The Goa Coastal Zone Management Authority (GCZMA) has revised and reissued the conditions attached to its recommendation for the proposed Observatory Towers and Viewing Galleries project atop the new Zuari bridge. The authority said that certain clauses were inadvertently erroneously mentioned in its earlier approval granted during the 499th meeting held on []
Govt aims to supply drinking water to all within six months
NT Reporter Margao Minister for Drinking Water Subhash Phal Dessai on Wednesday said the government aims to provide drinking water to every household within the next six months, through ongoing water augmentation projects. Recently, a Rs 28 crore tender for pipeline installation, covering areas across three constituencies in South Goa district, including Velim, was floated. []
GTDC restarts holiday packages & tours, targets longer stays and higher tourist footfall
NT Reporter Panaji The Goa Tourism Development Corporation (GTDC) on Wednesday resumed holiday packages and tours at its residencies across the state after a gap of several years, aiming to attract longer-staying hotel guests. GTDC chairman Kedar Naik said the decision torestart holiday packages and tours is intended to extend the stay of guests at []
Human rights panel clears 165 cases in a yr, cuts pendency to 21
NT Reporter Panaji The Goa Human Rights Commission said it brought down its pendency of cases during 202526, disposing of 165 matters in a year and reducing pending complaints from 81 to 21 by March 2026, according to its annual report. The report said that as on April 1, 2025, there were 81 pending cases []
HC nudges govt to formalise open prison plan, submit report by June
NT Reporter Panaji The High Court of Bombay at Goa on Wednesday said the state government should prepare a detailed report on setting up an Open Correctional Institution (OCI) and place it before the State Monitoring Committee, notingthat in-principle approval has already been granted and land identified forthe project. The court was hearing a suo []
NT Reporter Raia FC Goa beat nine-man FC Madras 2-0 to register their first win in the Group D match of the Dream Sports Championships-AIFF Junior League at the Raia Panchayat Ground in South Goa. FC Goa dominated proceedings from the outset and controlled possession throughout the contest, giving the visitors little opportunity to settle. []
Power ministry to seek Cabinet nod for 20,000 crore carbon capture scheme by July
India's power ministry is planning a significant 20,000 crore scheme for carbon capture technology. Cabinet approval is expected by July. This initiative aims to reduce emissions from crucial industries like power, steel, and cement. The scheme will support decarbonisation efforts and help balance energy needs with climate goals.
Chennaiyin FC Faces Last-Minute Defeat Against Punjab FC in ISL Showdown
Chennai, May 7: In a thrilling encounter in the Indian Super League (ISL) 2026, Punjab FC secured a narrow 1-0 victory over Chennaiyin FC on Wednesday. Despite displaying aggressive gameplay throughout the match, a last-minute own goal dashed Chennaiyins hopes of securing at least a point. In the 11th minute, Pritam made a spectacular save ... Read more Chennaiyin FC Faces Last-Minute Defeat Against Punjab FC in ISL Showdown
Indias Op Sindoor shows why clear war aims matter in modern conflicts
India's Op Sindoor offers a model for modern warfare. Unlike protracted conflicts, it used calibrated force with clear objectives. The operation swiftly degraded Pakistani infrastructure and restored deterrence. This approach achieved mission goals within 88 hours. It highlights the importance of controlled escalation and disengagement for national interests and prestige.
What my grandmother taught me about language
It began in the most unremarkable way, like many things in childhood do, without any sense that what I was seeing would stay with me for years, and yet, looking back now, I realize that what seemed ordinary at the time was quietly teaching me something I would only understand much later. My grandmother, my dadi amma, was a deeply conversational person, someone who carried within her a natural warmth, an ease with people that did not depend on shared backgrounds or formal introductions. She had a way of sitting with someone and, within minutes, dissolving the distance that usually exists between strangers. And yet, she knew only one language, Kashmiri, and that was the world she inhabited, the world she carried with her wherever she went. In our neighborhood, there lived an elderly Hindu couple, known to everyone for their simplicity and quiet dignity. The husband, Bhagat Lal Chand, was a respected and sincere man, someone who spoke both Kashmiri and Sarazi, a local colloquial language, and who moved through life with a kind of grounded gentleness. His wife, however, spoke only Sarazi; she did not know Kashmiri at all, not even in fragments. And yet, over time, a quiet but deeply meaningful friendship formed between her and my grandmother. After my fathers passing, my grandmother came to live with us, and from that point on, my childhood unfolded largely in her presence, shaped in quiet but lasting ways by her personality, her stories, and her way of being with the world. She was not just someone who lived with us; she became, in many ways, the emotional and cultural center of that phase of my life. She was a natural storyteller, and much of my childhood was carried along by those nightly moments when I would sleep beside her, waiting for what felt like the most anticipated part of the day. She seemed to carry within her memory hundreds of stories, and they flowed effortlessly, without pause or hesitation. There were stories of Shala Kaak, of Aziz Joo, of Himal Nagrai, and of many other characters whose names I may not fully remember now, but whose presence shaped my imagination in ways that have stayed with me. She did not read from a book, nor did she ever seem to search for the next line; the stories simply emerged, alive and complete, albeit with the added spice of her made-up humour, as though they had always been a part of her. In many ways, she was the keeper of our familys memory, a living archive of its past, its struggles, its peculiar characters, and its quiet inheritances. At the same time, she was a deeply strong and courageous woman, someone who had endured more than she ever chose to speak about openly, and yet carried herself with a quiet dignity and resilience that left a lasting impression on me. After my fathers passing, her health did begin to change, and she developed problems with her heart, but even then, there was something in her spirit that remained untouched, something that refused to be defined by illness or loss. It was during those same years that her bond with that neighbor, the elderly woman who spoke only Sarazi, became something I began to notice more closely. They would sit together in the lawn for long stretches of time, often in the soft light of the afternoon or as evening quietly settled in, and they would talk, or at least, that is what it appeared to be. My grandmother would speak in Kashmiri, and the other woman would respond in Sarazi, and neither of them understood the others language in any formal or structured sense. There was no shared vocabulary, no grammar that connected them, no linguistic bridge as we ordinarily understand it. And yet, they would sit for hours, exchanging words, gestures, expressions, pauses, as if no such barrier existed at all. Sometimes they would laugh together, in a way that suggested something deeply understood, and at other times, they would grow quiet, their voices softening, and they would begin to cry. As a child, I found this both fascinating and confusing. I remember asking my grandmother, with the kind of insistence that children have when something does not make immediate sense, how she could possibly understand what the other woman was saying. I told her quite plainly that she did not know Sarazi, and therefore, she could not understand her. And she responded in a way that seemed almost effortless, as if the question itself was unnecessary. She said, no, no, she was telling me about her son, about her life, about the difficulties she has faced, and there was no hesitation in her voice, no sense that she was guessing or imagining. She spoke with the quiet certainty of someone who had truly understood. That stayed with me. Years later, when my grandmother passed away, that same woman came to our home, and she wept for hours, not as someone fulfilling a social obligation, but as someone grieving a deeply personal loss, a connection that had been real, intimate, and meaningful, despite the absence of a shared language in the conventional sense. For a long time, I did not have the words to understand what I had witnessed in those moments, but much later, I came across a reflection attributed toHazrat Inayat Khan, and something in it immediately brought me back to those afternoons in the lawn: There is the story of the Apostles who instantly knew many languages. This does not mean they knew French, English, German, or Spanish. Rather, they knew the language of every soul, that every soul began to speak to them, and they began to communicate with every person. The meaning of revelation is the understanding of the language of the soul. And when I read this, I began to realize that perhaps what I had witnessed was not something extraordinary in the sense of being rare, but something fundamental that we often fail to recognize, because we are too accustomed to thinking of language only in terms of words, grammar, and formal understanding. There is a verse of Holy Quran that has stayed with me as well, one that seems to echo this idea from another direction: And He taught Adam the names of all things This Quranic verse is often read as a religious statement, but it points to something far deeper, something that touches the very origin of human consciousness. To be human is not simply to exist, but to name, to relate, to bring order to what would otherwise remain chaotic through the act of meaning-making. Language, then, begins to appear not merely as an invention of mankind, but as a kind of revelation, a way through which we participate in the ongoing process of becoming. In every act of naming, something within us also takes shape. I was reminded of this again in a different context when a friend of mine, who now lives in Europe but has roots in the Indian subcontinent, shared a thought that lingered with me long after the conversation ended. He said that nowhere else in the world carries the kind of diversity that the subcontinent does, not only in terms of languages, but in terms of philosophies, sensibilities, and ways of life, all blending together with a unique intensity. And as I listened to him, I realized that this was not something I had merely observed from a distance, but something I had lived through, in ways that were both subtle and profound. At home, I spoke Urdu and Kas hmiri, each carrying its own emotional texture, its own way of holding memory and belonging. In school, I learned English and Hindi, each offering a different structure of thought, a different rhythm of expression. Over time, I found myself drawn toward Punjabi, not through formal study, but through the verses of Bulleh Shah, Shah Hussain, and Waris Shah, whose poetry seemed to resonate at a level that did not require translation, as if it was speaking to something already present within me. Later, I encountered the qawwalis ofNusrat Fateh Ali Khan, and there, language seemed to dissolve into something more expansive, something that moved beyond words and entered directly into feeling. His music did not ask to be translated; it asked to be experienced. That experience, in turn, led me into the world of Farsi literature, where I found myself in the company of Ferdowsi, Rumi, Saadi, and Hafez, whose works did not feel like distant literary artifacts, but like living companions, offering metaphors for lifes deepest wounds and consolations, shaping ways of thinking, feeling, and even praying. Similarly, during my university years, when I spent time in Tamil Nadu, walking along Marina Beach, speaking to locals, and absorbing the atmosphere around me, I encountered the writings of Periyar and the poetry of Mahakavi Bharati, and through them, I began to see how language is not only culture, but also conscience, carrying within it a moral and philosophical force that shapes how we understand the world. Over the years, I have studied Arabic, learned fragments of Spanish, and engaged with other languages in different ways, but I have never approached them with the intention of mastering them completely. The goal has always been something more intimate, more attentive, to listen deeply, to connect, to understand the rhythm of another mind, another world. Each time I encounter a new language, I feel as though I am stepping through a doorway into the human soul, entering a different way of being, even if only briefly. Through all of these experiences, this is what I have come to understand: language is not merely a tool that we use, but a world that we inhabit. Every language carries within it its own metaphysics, shaping how a people grieve, celebrate, remember, and dream. The unconscious of a culture speaks through its language, through its metaphors, its silences, its laughter, and there are dimensions of meaning embedded within linguistic memory that cannot be translated without some degree of loss. When we speak in our mother tongue, we are not simply communicating, we are inhabiting a history of gestures, emotions, and ways of seeing that have been passed down through generations. Our instincts themselves carry the rhythms of the words that shaped us. From a psychoanalytic perspective, language also forms the structure of the unconscious. It is through language that we come to desire, to relate, and even to suffer. To lose ones language, then, is not merely to lose a means of communication, but to lose access to a part of ones own psyche. The deepest forms of trauma often emerge not only from material loss, but from the erosion of ones symbolic world. When a language is taken away, something far more intimate is disrupted, and we are, in a sense, left spiritually unanchored. There is, therefore, a subtle but profound violence in the idea that one language should replace another. Language is deeply personal, and it cannot, and should not, be imposed. Learning must arise from curiosity, from affection, from a genuine desire to connect, never from coercion. We must remain rooted in the languages that have shaped us, because language is not simply grammar or vocabulary. It is memory, worldview, an unconscious structure that underlies our conscious thought. It is the music of childhood, the idiom through which we mourn, the architecture through which we imagine. Often, the imposition of a dominant language is presented as progress, as unification, as administrative necessity, but beneath these justifications lies a tendency to simplify what is complex, to flatten what is alive, to impose uniformity where there was once plurality. When one language overtakes another, it is not merely words that disappear, but entire ways of being, ways of thinking, ways of imagining the world. It is, in many ways, an erasure of memory. And yet, the response to this cannot simply be resentment, because resentment often conceals a deeper sense of helplessness. What is required instead is affirmation, not a retreat into nostalgia, but a return to vitality. To speak ones language is to reclaim ones inheritance, not as a relic of the past, but as a living continuity. It is a conscious choice to exist authentically, in alignment with ones origins, ones textures, ones inner voice. Preserving language, then, is not merely an act of cultural conservation, but an ethical and psychological commitment, a quiet resistance against the gradual erasure of meaning. To defend ones mother tongue is not simply to protect a mode of speech, but to safeguard a way of life, a continuity of thought and feeling that cannot be replicated elsewhere. This is not nostalgia. It is fidelity. To forget a language is to lose a way of being, and to allow it to disappear is to let an entire cosmos fade with it. The struggle for language, therefore, is not about exclusion, but about survival, about the freedom to exist fully, without fragmentation. Because when a language disappears, it is not only words that vanish, but metaphors, dreams, humour, lullabies, prayers, and ways of naming the world that cannot be replaced. Language, in the end, transcends borders, not by erasing them, but by opening them. Each language unlocks a different door into the architecture of the human soul, and to truly speak, to truly listen, is to ensure that these doors remain open, not just for ourselves, but for generations to come. (Dr. Mirza Jahanzeb Beg is a psychologist and author and heads the Center for Advanced Behavioral Policy Innovation and Leadership (CABPIL), KI, Coimbatore. He is a professor of psychology with research interests in behavioural science, AI, technology, public policy, geopolitics, and philosophy. The views expressed are personal.
Hnamte own goal helps Punjab edge Chennaiyin
AstroSage.com, Your mind will be receptive to the good things. Simply ignore those who approach you for business credit. The day starts with good news from close relatives or friends. Be careful your romantic partner may flatter you- don't leave me alone in this lonely world. A good day as you get excellent opportunity to achieve your goals. IT professionals can also get a call from abroad. It is okay to complete every task on time, as it gives you a room for yourself at the end of the day. Procrastinating every now and then only adds to the burden. You will spend the best day of your life with your spouse today. Lucky Number: 1
Operation Sindoor, launched after the Pahalgam attack, redefined India's security. It utilized drones and AI, prompting a military upgrade. India acquired advanced platforms like S-400 systems and Rafale jets. New submarines and missile tests bolster defense. This response to terrorism enhanced India's combat readiness and strategic goals.
Here's what has to happen if NASA wants to land on the Moon every month
NASA is serious about taking more shots on goal, but some of them need to start landing.
Pramod Sawant inaugurates road underbridge at Vasco-da-Gama
The new facility serves as a vital link connecting Vasco city with Dabolim Airport, Madgaon, and other parts of South Goa
India's growth to moderate to 6.6 pc in FY27; reforms key to achieve Viksit Bharat goal: S&P report
India's economic growth is expected to slow to 6.6 percent this fiscal year. Achieving the Viksit Bharat goal by 2047 requires crucial reforms in energy and food security. External shocks from energy supply disruptions and rising oil prices are creating pressure. India must develop a comprehensive energy storage policy.
Raising financially aware kids: 6 simple ways to involve kids in budgeting
Raising financially aware children is challenging in today's easy-payment world. Parents can foster this by integrating money talk into daily conversations, allowing age-appropriate financial choices, and involving kids in family budgeting. Encouraging goal-based savings and letting children experience the consequences of poor budgeting, while being a positive role model, are crucial for developing responsible financial habits.
GOAT director and actor react to Vijay`s viral `CM 2026` scene from the film
The director and actor of Vijay`s GOAT have now reacted to the viral scene from the film wherein a car number plate showed `TN 07 CM 2026`. The scene has now gone viral after the actor won the Tamil Nadu elections 2026 with sweeping majority
Adarsh Gourav to record his debut EP and release four independent tracks
Adarsh Gourav is set to explore a new creative chapter with his debut EP featuring four original independent tracks. The actor-singer will head to Goa to record the songs, which are slated for release later this year
Kashmir Introduces High-Yield Swiss Goat Breed Milk Queen Under Animal Husbandry Initiative
SRINAGAR: The Animal Husbandry Department has introduced the internationally renowned Saanen goat breed, popularly known as the Milk Queen, in Kashmir under a special initiative aimed at strengthening the regions dairy and livestock sector. Officials said the Saanen goat, originally from Switzerland, is globally recognised for its high milk-producing capacity and suitability for organised dairy []
Ankur Warikoo challenges the notion of early homeownership, suggesting it can limit future choices and financial flexibility. He advocates for buying a home when it aligns with personal goals and financial readiness, rather than adhering to a societal timeline. Warikoo emphasizes that ownership's security shouldn't compromise freedom during formative career years.
A.P. CM eyes 1.9 lakh crore investments, 1.52 lakh jobs in mining and steel sectors
State holds 1,938 million tonnes of iron ore reserves; Mines Department crosses 2025-26 revenue target by 8%, set 4,650 crore goal for 2026-27; ArcelorMittal Nippon Steel and JSW Steel plants among major investments
GOAT director Venkat Prabhu, actor Premgi react to viral Vijay 'CM 2026' scene
GOAT director Venkat Prabhu, actor Premgi react to viral Vijay 'CM 2026' scene
Cancer survivors to get post-treatment care at Goa Medical College
Panaji: A dedicated survivorship facility for cancer patients has been started at the Goa Medical College (GMC), aimed at supporting patients even after completion of the treatment, Health Minister Vishwajit Rane has said. The After Completion of Treatment (ACT) Clinic has been launched to provide long-term care for cancer survivors, particularly children and young adults, Get the latest updates in Hyderabad City News , Technology , Entertainment , Sports , Politics and Top Stories on WhatsApp & Telegram by subscribing to our channels. You can also download our app for Android and iOS .
What Should You Compare Before Choosing the Best Life Insurance Plans in India?
Choosing a life insurance policy is one of the more important financial decisions you will make. With many options available today, it can feel overwhelming to identify which plan is right for you. Before exploring the best life insurance plans in India , it helps to have a clear framework for comparison so that your decision is based on your needs rather than marketing claims. Life Insurance Meaning Before comparing plans, it helps to understand the basics. What is a life insurance policy? Simply put, it is a contract between you and an insurance company. You pay premiums regularly, and in return, the insurer promises to pay a sum of money, called the sum assured, to your nominees in the event of your death during the policy term. Some plans also offer a payout on survival, depending on the type of policy you choose. Types of Life Insurance Plans in India Life insurance in India broadly falls into a few categories: Term Insurance: Provides a death benefit only. It offers high coverage at relatively lower premiums. There is no maturity benefit if you outlive the term. Whole Life Insurance: Covers you for a very long duration, often up to age 99 or 100, and may include a savings or bonus component depending on the product structure. Endowment Plans: Combine life cover with savings. These plans offer a maturity benefit if you survive the policy term. Unit-Linked Insurance Plans (ULIPs): A portion of your premium goes towards life cover, and the remaining is invested in market-linked funds. Returns depend on market performance. Child Plans and Retirement Plans: These are designed for specific financial goals such as education funding or retirement income and combine protection with long-term savings. Understanding which category fits your goals is the first step before comparing individual products. Key Factors to Compare Once you know what type of plan you are looking for, here is what to evaluate: Sum Assured This is the amount your family will receive in case of your death. A commonly used guideline suggests coverage of around 10 to 15 times your annual income. However, the right amount depends on your liabilities, number of dependants, and lifestyle requirements. 2. Premium Amount Compare how much you pay annually or monthly. Premiums vary based on your age, health, lifestyle, and the sum assured. A lower premium is not always better. What matters is whether the coverage is adequate for your needs. 3. Policy Term Some plans offer terms of 10 to 15 years, while others extend to 30 or 40 years, or even whole life. Choose a term that aligns with your financial responsibilities. For example, if you have a long-term loan or young dependants, your cover should ideally continue until those obligations reduce. 4. Claim Settlement Ratio This is the percentage of claims an insurer has settled out of the total claims received in a year. It is published annually by the Insurance Regulatory and Development Authority of India (IRDAI) and can be used as a reference point. However, it should not be the only factor you rely on. It reflects past performance and does not guarantee future outcomes. It is best considered alongside the insurers financial strength, solvency, and overall track record. 5. Riders and Add-ons Riders are optional features that enhance your base policy. Common options include: Critical Illness Rider Accidental Death Benefit Rider Waiver of Premium Rider These can provide additional protection without the need for separate policies, depending on your requirements. 6. Maturity Benefits For endowment and savings-linked plans, check what you receive if you outlive the policy term. For pure term plans, there is no maturity benefit, which is why premiums are significantly lower. 7. Exclusions Every policy includes exclusions, which are situations where the insurer will not pay the claim. Read these carefully. Common exclusions include suicide within the first policy year, non-disclosure or misrepresentation of material information, and participation in high-risk activities, subject to policy terms. 8. Tax Benefits Premiums paid towards life insurance are eligible for deductions under Section 80C of the Income Tax Act, up to 1.5 lakh per financial year, subject to overall limits. The maturity proceeds may be tax-exempt under Section 10(10D), provided conditions are met. For policies issued after April 1, 2023, maturity proceeds may become taxable if the aggregate premium exceeds specified thresholds. It is important to check current tax rules at the time of purchase. Common Mistakes to Avoid Choosing only on the basis of premium: The lowest premium does not always offer the right coverage. Not disclosing health conditions: Non-disclosure can lead to claim rejection later. Skipping the policy document: Always read the terms and conditions carefully. Letting a policy lapse: If premiums are not paid, the policy may lapse or its benefits may reduce, depending on the product terms, which can weaken the protection you intended to create. A Practical Approach to Shortlisting Instead of comparing many plans at once, start by identifying your primary goal. Decide whether you need pure protection or a combination of protection and savings. Then shortlist two or three plans within that category and compare them based on sum assured, premium, policy term, and insurer credibility. If your financial situation involves multiple goals or liabilities, speaking with a qualified financial advisor can help you make a more informed choice.
A.P. Intermediate education chief raps principals of 50 underperforming government junior colleges
Director Ranjith Basha holds State-wide review of underperforming institutions, orders show-cause notices to lecturers and removal of guest faculty in subjects with low pass rates; sets 100% pass rate as goal for 2026-27 academic year
India's cows offer biogas alternative to Mideast energy crunch
India faces cooking gas shortages due to global events. Villagers in Uttar Pradesh are turning to biogas, made from cow dung, as a reliable alternative. This homegrown fuel powers kitchens and provides valuable fertilizer. The government supports biogas production to meet carbon neutrality goals. This innovation offers a sustainable solution for rural energy needs.
U.S. Launches Major Naval Operation to Secure Hormuz Strait Amid Rising Tensions
Washington, May 6: The United States has initiated a significant naval operation in the Hormuz Strait. The goal is to safely navigate commercial vessels trapped in the area and restore traffic in one of the worlds most crucial oil trade routes. U.S. Secretary of State Marco Rubio accused Iran of holding the global economy hostage. ... Read more U.S. Launches Major Naval Operation to Secure Hormuz Strait Amid Rising Tensions
Arsenal end 20-year wait as Bukayo Saka fires Gunners into historic UCL final
Arsenal have reached the Champions League final after a 20-year wait, defeating Atletico Madrid 1-0 at the Emirates Stadium thanks to Bukayo Saka's first-half goal. This 2-1 aggregate victory propels Mikel Arteta's side, who are also leading the Premier League, towards a potential historic season and their first European crown.
J&K Bank posts its highest-ever annual profit of Rs 2363 Cr
Continuing its stellar streak of record profits for the fourth consecutive financial year, J&K Bank has posted its highest ever annual profit of Rs 2363.47 Cr for the FY 2025-26. The Bank registered a year-on-year growth of over 13% in its annual profit when compared to Rs 2082.46 Cr reported for FY 202425, despite a one-time impairment provision of Rs 179 Cr on its investment in J&K Grameen Bank during the first half of the financial year. The Bank also ended the financial year on a high with a record quarterly performance, posting a net profit of almost Rs.800 crores when compared to Rs 584.54 Cr recorded for the corresponding period last year. The Bank declared its annual and Q4 results today after its Board of Directors approved the figures at a meeting held here at the Banks Corporate Headquarters. The Banks net interest margin (NIM) for the financial year stood at 3.60%. The Return on Assets (RoA) witnessed increase of 34 bps YoY to 1.78% for the quarter as against 1.44% recorded last year with RoA for the year recorded at 1.37%. Cost-to-Income ratio of the Bank also improved for the fourth year running, being recorded at 56.18% for the year. The Banks Return on Equity (RoE) was recorded at 16.85% for the FY 25-26. Affected by the reduction in repo rates by the regulator, the Banks net interest income for the financial year grew marginally to Rs 5875.77 Cr. Commenting on the growth numbers, MD & CEO Amitava Chatterjee said, Even against a backdrop of geopolitical uncertainties and a demanding local environment, the Bank delivered record profits for the fourth consecutive year - alongside sustained improvement in asset quality and strong capital adequacy underscoring its resilience and disciplined execution. Significantly, the Bank has also been able to rationalise its operating expenses even as the business scales up, thereby enhancing operational efficiency and strengthening overall productivity. With historic profits of Rs 2363.47 Cr, a GNPA at 2.5%, PCR exceeding 90% and CRAR over 16.50%, our Bank stands well-positioned to accelerate the next phase of growth journey. This remarkable performance is a testament to the dedication of our staff, the unwavering trust of our customers, and the steadfast support of our promoters - Governments of J&K and Ladakh, MD & CEO added. Regarding the muted growth in overall earnings of the Bank, MD & CEO said, Despite healthy growth in our loan book, the increase in interest income was relatively muted. This was largely on account of the cumulative 125 basis points reduction in policy rates by the Reserve Bank of India during the calendar year 2025, which resulted in lower lending rates across our repo- and MCLR-linked portfolios, impacting overall earnings. Additionally, intense competition among the banks for deposit mobilization exerted pressure on funding costs, further moderating the growth in net interest income. Sustaining its healthy growth trajectory during FY 2025-26, the Banks total business surged 13.61% year-on-year (YoY) to Rs 290341 Cr as on March 31, 2026. Total deposits were up 11.30% YoY to Rs 165354 Cr, while net advances expanded sharply by 18% YoY to Rs 122641 Cr from Rs 104198 Cr recorded last year. CASA deposits also grew steadily by 8.07% YoY to Rs 75478 Cr, with CASA Ratio increasing to 45.65% from 44.10% recorded last quarter. In his remarks on the business growth and outlook, MD & CEO Amitava Chatterjee said, Our performance for the year reflects the strength of our fundamentals and the consistency in our execution strategy. We have been able to scale our advances book at a healthy pace while maintaining stability in our liability franchise, which remains central to our growth approach. Going forward, we remain focused on leveraging emerging opportunities across geographies in rest of the country while deepening our presence in the core markets of J&K and Ladakh. The strategic thrust continues to be on expanding retail lending, supporting MSMEs and enhancing credit flow to the agriculture sector, he added. Asset Quality: The Banks Gross NPA ratio declined sharply by 50 bps QoQ to 2.5% from 3% and 87 bps YoY from 3.37% recorded a year ago, while the Net NPA ratio stood at 0.64%. The Provision Coverage Ratio (PCR) also remains strong at over 90%, underscoring the Banks focus on prudential provisioning. Commenting upon the improved asset-quality, MD & CEO said, Our consistent improvement in asset quality reflects the discipline embedded in our credit processes and the robustness of our risk management framework. We remain committed to improving our asset quality while we support business growth. Capital Adequacy: The Banks CRAR stood at 16.55% as on March 31, 2026. While the Bank continues to maintain a comfortable capital position, however in view of the ECL implementation with effect from 1st April 2027, the Bank will consider raising capital during the current year, MD stated. In his special mention on the Banks CSR Program, MD & CEO said, This time, our CSR program merits a special recognition. Over the past three financial years, the Bank has deployed close to Rs 100 Cr (Rs 96 Cr) towards effective interventions across healthcare, education, environmental sustainability, skill enhancement, and community development - touching lives and creating meaningful impact in line with our larger commitment to contribute towards Sustainable Development Goals (SDGs). In his concluding remarks, MD & CEO thanked all the stakeholders including customers, promoters and shareholders for their continued trust and support. The trust and confidence of our stakeholders continue to inspire us as we are on course to accelerate the next phase of our growth journey with renewed focus and commitment, he said.
FC Raengdai fought back from a goal down to draw 1 1 with Mawlai Sport Club Mawlai SC to finish Group A runners up in the I League 3 behind Sunrise Club Orissa who capped their league campaign with a convincing 4 1 win over Sikkim Brotherhood FC earlier in the day Mawlai SC found the breakthrough against the Manipur side in the 16th minute through Damanbhalang Chyne but FC Raengdai fought tooth and nail to make their way back into the game and rode on the equaliser from Yendrembam Sobha Singh, who subbed in for Gaisuangmei Kamei, to make it 1 1 after 79 minutes FC Raengdai's effort to seize control in the later exchanges however met with stiff resistance and eventually they had to share the spoils with the visitors from Shillong Earlier in the day, Sunrise Club Orissa rode on Suraj Kumar's double to consolidate themselves on top of Group A table and sink Sikkim Brotherhood Football Club to the fifth spot in the table Suraj Kumar earned Sunrise Club Orissa a narrow 1 0 first half lead by scoring late in the 42nd minute before Faslurahman Methukayil made it 2 0 after 49 minutes, Suraj Kumar scored yet again in the 56th minute to further extend the lead but Sikkim Brotherhood Football Club pulled back a goal through Narendra Chettri in the 69th minute and made it 1 3 Sikkim Brotherhood Football Club however failed to sustain their cause and slumped further with Ramajan Munda hitting the decisive goal for the Odisha outfit in the 83rd minute With the win, Sunrise Club Orissa qualified for the final round while FG Raengdai need to be among two best second placed teams in four groups to make the final round cut Source The Sangai Express
