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Vozinha ends Lionel Messi's Inter Miami links with dream move to Colo Colo

Vozinha, Cape Verde's FIFA World Cup 2026 hero, has agreed to join Chilean giants Colo Colo after emerging as one of the tournament's biggest breakout stars. The 40-year-old goalkeeper, previously linked with Lionel Messi's Inter Miami, completed a remarkable journey from free agent to FIFA Dream Team selection following his stunning World Cup performances.

The Economic Times 25 Jul 2026 10:26 am

Jana Nayagan box office Day 2: Vijay's farewell film lags behind Leo, GOAT

Jana Nayagan box office Day 2: Vijay's farewell film lags behind Leo, GOAT

India Today 25 Jul 2026 9:48 am

Grain-based ethanol gains momentum: What it means for Indias blending programme

It lifts farmer incomes, supports rural industry, and moves India closer to its clean energy goals

The Hindu Businessline 25 Jul 2026 9:17 am

From a village in Haryana to Rajasthan Police: Widow who once didn't know the full form of RAS is now a DSP

Anju Yadav's journey from a farmer's family in Haryana to becoming a Deputy Superintendent of Police (DSP) in the Rajasthan Police is a story of resilience and determination. After early marriage, motherhood, personal struggles, and the loss of her husband, she continued pursuing her goals while working as a teacher. Clearing the Rajasthan Administrative Service (RAS) Examination 2021 in her first attempt, she now inspires countless civil services aspirants to overcome adversity and pursue success.

The Times of India 25 Jul 2026 8:39 am

Iran targets American strongholds around the Gulf while US hits more Iranian military sites

Irbil, Jul 25: Iran targeted American strongholds around the Persian Gulf on Friday, while the US bombarded Iranian military sites as the rivals showed no sign of backing away from their conflict after a 13th straight night of strikes. With fighting flaring again and diplomacy uncertain, both sides made moves suggesting an escalation was possible. US embassies in the Middle East began alerting Americans in the region that options to leave could become more limited, while Iran's Revolutionary Guard advised residents of neighbouring countries to stay away from bases with US troops. Vowing that Iran will not bow to US bullying, Iranian Foreign Minister Abbas Araghchi noted ongoing discussions with two global powers often at odds with Americans China and Russia and warned in an interview with the semiofficial news outlet Tasnim that the Islamic Republic is neither intimidated by threats nor will we yield to pressure. US President Donald Trump described current negotiations with Iran as by far the most serious that we've seen, even as the US has launched daily strikes. We're locked and loaded and ready to go, but we're talking to them, Trump told reporters Friday, adding that he's not in a hurry to end the war. At the center of the fight is the Strait of Hormuz, a crucial passage for world energy supplies that has been effectively shut down by Iranian attacks, sending fuel prices soaring and causing widespread economic turmoil. US strikes sites across Iran and countries in the region are targeted In the northern Iraqi city of Irbil, which is home to a contingent of American military advisers, security officials said Friday that US-led forces had shot down five explosive-laden drones. Repeated blasts echoed in Irbil, the capital of Iraq's semiautonomous Kurdish region, and plumes of black smoke were seen near its airport, where US forces are based. US military officials did not respond to a request for comment on the apparent attacks. Meanwhile, Iran's Revolutionary Guard said it had targeted the US base in Udairi, Kuwait, setting ablaze and destroying three ammunition and storage sheds. It also claimed to have struck a watchtower for the US Navy's Fifth Fleet, based in Bahrain, which it said was damaged. US Central Command did not respond to inquiries about the claims. Both Bahrain and Jordan said they had intercepted aerial attacks by Iran on Friday. As a barrage of assaults was aimed at bases of the United States and its allies, the US hit a Revolutionary Guard naval base in northern Iran, according to the semiofficial news outlets Fars and ISNA. Blasts from US bombardment were also reported on Iran's Qeshm Island, a base for naval assets including drone boats that Iran can use to attack vessels in the strait, as well as in Isfahan province, home to a major Iranian air base and one of Iran's nuclear sites. Additional strikes reportedly hit Iran's southwest Khuzestan province and southern Fars province. Central Command said the latest barrage was designed to further degrade Iran's ability to threaten civilian mariners and commercial vessels transiting regional waters as the Americans push to reopen the strait, through which one-fifth of the world's oil and gas transited in peacetime. Houthi attacks give Iran more leverage in potential negotiations A diplomatic delegation from Oman, which has been involved in mediation efforts between the US and Iran, was in Tehran on Friday to discuss managing shipping traffic in the strait, according to Iran's state news agency. Iran's ability to effectively close the strait and cause economic chaos far beyond the Middle East gives it tremendous leverage in negotiations. Its Houthi allies increased that leverage when they targeted two Saudi oil tankers in the Red Sea on Thursday increasing the risks of shipping through another vital route for Middle Eastern oil. The attacks made good on the Houthis' threat to close the Bab el-Mandeb Strait to Saudi-linked shipping. The strait at the southern tip of the Arabian Peninsula connects the Red Sea to the Gulf of Aden, and around 12 per cent of the world's trade, including one-fourth of global container traffic, passes through there. The passage has become more crucial for Saudi Arabia, which has been forced to divert millions of barrels of oil a day to bypass the strait. Trump has threatened major military punishment against the Houthis if their attacks on ships continue. The price of Brent crude oil, the international standard, dipped slightly Friday to about USD 96, but it is still up substantially from before the start of the war, when it was trading around USD 72 a barrel. Motorists in the US saw gas prices tick up to an average of USD 4.11 a gallon, AAA said. No signs of diplomatic breakthrough as war's human toll expands Beyond the economic impact, the human toll was also apparent, with the Iranian Health Ministry reporting that 3,434 people have been killed since the war began. In other developments, the International Maritime Organization said at least 6,000 mariners were stranded on about 400 vessels around the Strait of Hormuz. UN human rights chief Volker Turk called for urgent action to help them. His office said the seafarers are exposed to the fighting and some have been abandoned by their ships' owners, leaving them to fend for themselves without food, water, fuel, medical care, electricity or means to communicate with their families. There have been no public signs of progress in any negotiation efforts. Foreign Minister Ishaq Dar of Pakistan, which has played a significant role in previous negotiations, met his Iranian counterpart, Araghchi, on Friday. But before the meeting, Araghchi appeared to brush off any attempts at mediation, saying he did not think the conflict needed more mediators, instead insisting the US must change its position. The US and Israel attacked Iran on Feb 28 and have offered shifting goals for the war, including toppling Tehran's government and eliminating its nuclear programme. Israel signalled its willingness to rejoin the conflict in recent days. Prime Minister Benjamin Netanyahu's office said he would travel to the US next week and meet with Trump.

Greater Kashmir 25 Jul 2026 8:36 am

No deal with Centre, ended fast fearing crackdown like Ladakh: Sonam Wangchuk

Activist Sonam Wangchuk ended his hunger strike after receiving written assurances from the Centre. He feared a crackdown and wanted to prevent violence against protesters and students. Wangchuk emphasized his primary goal was protecting students from legal consequences and violence. Union ministers met him and agreed to consider compensation and parliamentary discussion. He expressed confidence that the movement would continue pressing for the minister's resignation.

The Economic Times 25 Jul 2026 8:20 am

Cape Verde's WC hero Vozinha finds new club; it's not Messi's Inter Miami

Cape Verde goalkeeper Vozinha has joined Colo Colo on a free transfer, ending speculation over a move to Lionel Messi's Inter Miami. The 40-year-old earned global recognition after starring at the World Cup, where he nearly inspired Cape Verde to a shock win over Argentina. The veteran, with 92 international caps, now begins a new chapter after leaving Chaves.

The Times of India 25 Jul 2026 7:04 am

India vs US: Where should US-based NRIs invest their money?

US-based NRIs should align investments with future financial needs and currency. Future expenses should guide asset allocation decisions for these investors. India investments offer diversification while US assets match dollar liabilities. Investors should hold assets in the currency of their future liabilities. This approach ensures financial goals align with investment strategies.

The Economic Times 25 Jul 2026 6:30 am

Mirwaiz concerned over mass detentions following killing of policeman

Srinagar, Jul 24: Mirwaiz Umar Farooq on Friday expressed concern over mass detentions in the valley in the wake of the killing of a policeman by a lone terrorist in Anantnag, and demanded an investigation into the attack. Addressing the Friday congregation at the Jamia Masjid here, Farooq expressed serious concern and anguish over large-scale detentions, questioning and harassment of youth across Kashmir during the past few days. Over 3,500 suspected over-ground workers have been detained across the valley since the attack, police had said. He said the killing of the policeman came after the government's claim that militancy has ended in Kashmir. Taking of every human life is wrong and unacceptable, but an act of violence by one cannot justify collective punishment for all. The killing should be investigated and those responsible be dealt with according to law. But innocent youth and their families should not be made scapegoats and made to suffer, he said. Referring to the demolition of the houses of terrorists in Anantnag following the cop's killing, the valley's chief preacher said it is another extrajudicial and unjust measure. Such measures deepen resentment and are ultimately counterproductive, he added. Referring to the Cockroach Janta Party protests in Delhi, Farooq said young people raising their genuine concerns should be heard and engaged with, not subjected to policing and force.

Greater Kashmir 25 Jul 2026 5:58 am

RGP dissolves all committees; fresh polls in 45 days

NT Reporter Panaji In a major decision, the Revolutionary Goans Party (RGP) dissolved all its existing state, district, block, taluka and ward level committees as well as other organisational committees with immediate effect and announced fresh elections for all the executive committees within45 days. The communication was issued on Friday by St Andre RGP legislator []

The Navhind Times 25 Jul 2026 1:33 am

Digital survey to map Goas crops, land from next month

Roque Dias Margao In an effort to modernise Goas farming sector, the agriculture department has decided to commence a Digital Crop Survey (DCS) across the state during the kharif season starting August 1 to combine land records and crop information into onesimple system. This follows successful completion of a pilot project in the villages of []

The Navhind Times 25 Jul 2026 1:32 am

Childhood cancer and survival rates

Maria Fernandes | NT Childhood cancer remains one of Indias most challenging yet often overlooked health concerns. Addressing this critical issue was medical oncologist at Goa Medical College Dr. Anupama Borker, the guest on the recent episode of The Navhind Times Talk from the Heart, which aired on Goa 365 channel. While childhood cancers are []

The Navhind Times 25 Jul 2026 1:16 am

Chikhal Kalo reflects Goas rich spiritual & cultural heritage: CM

NT Reporter Ponda Chief Minister Pramod Sawant on Friday said Goa is increasingly being recognised not only for its coastline but also for its temples, traditions and hinterland experiences, aligning with the state governments vision of promoting Tourism Beyond the Sea and Beaches. Inaugurating the three-day Chikhal Kalo Festival 2026 at the Devki Krishna Maidan []

The Navhind Times 25 Jul 2026 1:15 am

Industry bodies welcome land allotment for IIT at Farmagudi

NT Reporter Panaji Goan industry bodies have welcomed the governments decision to finally allot land for the Goa campus of IIT at Farmagudiin Ponda. Industry associations, including the Goa Chamber of Commerce and Industry (GCCI), Goa State Industries Association (GSIA), Madkai Industrial Estate Association (MIEA), and Kundaim Industrial Estate Association (KIEA), said the move brings []

The Navhind Times 25 Jul 2026 12:42 am

Govt waived off Rs 2cr power bill on racing event, claims GFP

NT Reporter Panaji The Goa Forward Party (GFP) on Friday demanded that the state government publish a white paper within 10 days on a racing event held at Mopa earlier this year. The event was linked to a Chennai-based company. The party also alleged that the BJP-led government waived an electricity bill of Rs 2 []

The Navhind Times 25 Jul 2026 12:41 am

Congress questions transparencyover govts Rs 800cr event spending

NT Reporter Panaji The Goa Pradesh Congress Committee (GPCC) on Friday accused the BJP-led state government of turning governance into an event management exercise to facilitate corruption, alleging that nearly Rs 800 crore had been siphoned off through expenditure on public events, festivals and government programmes. The party demanded transparency in the utilisation of public []

The Navhind Times 25 Jul 2026 12:40 am

A growth story that needs women at work

Womens employment is essential for growth, productivity, and achieving Viksit Bharat goals

The Hindu 25 Jul 2026 12:30 am

Fond remembrance

NT BUZZ Dalgado Konkani Akademi in collaboration with the Konkani Department of Carmel College of Arts, Science and Commerce, Nuvem, Goa organised Buzvonn Boska a condolence meet to honour the memory of 40 prominent personalities who dedicated their lives to promote Romi Konkani. The programme started with a short prayer service by the students []

The Navhind Times 25 Jul 2026 12:25 am

'Weren't you going shave off all your hair?': Spanish princess embarrasses Ferran Torres over bizarre World Cup promise

Ferran Torres delivered Spain's World Cup-winning goal, but his funniest post-tournament moment came during a royal reception when Princess Leonor reminded him of a pre-tournament promise to shave his head if Spain lifted the trophy. The Barcelona forward laughed off the question, while several other Spain stars still face unusual challenges after their historic triumph.

The Times of India 25 Jul 2026 12:21 am

E-Books or Printed Books: A discussion

The rapid expansion of digital technology has transformed education across India. From online classrooms to digital libraries, students now have access to a wealth of learning resources at the touch of a button. Among these changes, one question continues to spark debate among educators, parents, and students alike: Should higher secondary students rely on e-books or continue studying from printed books? E-books offer several undeniable advantages. Thousands of textbooks and reference materials can be stored on a single device, making learning more convenient and reducing the burden of carrying heavy school bags. They are often less expensive than printed books and can be updated easily to reflect the latest syllabus. Digital features such as keyword searches, bookmarks, highlighting, and built-in dictionaries also help students study more efficiently. For students in remote areas, e-books provide access to educational resources that may otherwise be difficult to obtain. However, the increasing use of digital devices also raises important concerns. Prolonged screen exposure may contribute to eye strain, headaches, sleep disturbances, and reduced concentration. Notifications from social media, games, and other applications can interrupt study sessions and reduce productivity. Furthermore, not every student has reliable access to smartphones, tablets, or high-speed internet, creating a digital divide that can widen educational inequalities. Printed books, despite the digital revolution, continue to offer significant educational benefits. Research has consistently shown that reading from paper improves comprehension, long-term retention, and focused attention, particularly for complex subjects such as Physics, Chemistry, Biology, and Mathematics. Printed books eliminate digital distractions and encourage disciplined study habits. They also provide a tactile learning experience that many students find easier for annotation, revision, and memory recall. On the other hand, printed books are heavier, occupy physical space, and can be relatively expensive, particularly when multiple guidebooks and reference texts are required. They also cannot be updated as quickly as digital resources when curricula change. Educational research increasingly suggests that the most effective learning strategy is not choosing one format over the other, but combining both. Printed textbooks remain the preferred medium for deep reading, conceptual understanding, and examination preparation, while e-books serve as valuable tools for quick reference, revision, multimedia learning, and accessing supplementary resources. For Indian higher secondary students preparing for competitive examinations such as NEET, JEE, CUET, and board examinations, a balanced approach appears most beneficial. Printed books can strengthen concentration and conceptual clarity, whereas e-books can enhance flexibility, accessibility, and efficient revision. Technology should complementnot replacethe enduring value of printed books. The goal of education is not merely to read more but to understand, retain, and apply knowledge effectively. In this digital era, the future of learning lies in using both mediums wisely to create confident, informed, and successful learners. (The Author is a student enrolled at the University of Cincinnati, Ohio, USA, College of Engineering and Applied Science. Email:- shayaanerd@gmail.com )

RisingKashmir 25 Jul 2026 12:10 am

GMC triumph in inter-college chess

NT Reporter Cujira Goa Medical College, Bambolim emerged champions of the Inter-College Chess Tournament organised by the Department of Physical Education and Sports and the Rotaract Club of DCTs Srinivassa Sinai Dempo College (Autonomous), in collaboration with the Tiswadi Taluka Chess Association, to mark World Chess Day. Featuring participants from 19 colleges across Goa, the []

The Navhind Times 25 Jul 2026 12:10 am

The Rise of AI Agents: The Next Digital Revolution

The next revolution in computing may not arrive as a new device. It may arrive as an intelligent digital partner capable of planning, reasoning and working alongside people. Artificial intelligence agents are reshaping computing, moving beyond systems that simply respond to commands to intelligent assistants capable of understanding goals, planning tasks and helping complete complex work. Not long ago, artificial intelligence mainly meant asking a chatbot a question and receiving an answer. Today, AI agents represent a different stage of development. They can analyse information, use digital tools, organise workflows, assist with research and complete tasks with limited human guidance. From Stanford University and MIT to Google DeepMind, researchers increasingly describe AI agents as one of the most significant developments in computing since the smartphone era. With its strong tradition of learning, Kashmir is well positioned to view this as more than another technology trend. It is an opportunity to rethink how students learn, how businesses grow, how professionals work and how young entrepreneurs build the next generation of digital services. Unlike traditional AI chatbots, AI agents are designed to act. Instead of asking a chatbot how to prepare for an exam, a student could ask an AI agent to create a personalised study plan, organise learning materials, schedule revision sessions, track progress and adjust the plan as learning improves. A small business owner could ask an AI agent to analyse sales, prepare invoices, respond to customers and identify new market opportunities. Rather than simply answering questions, these systems help people complete complex tasks and achieve specific goals. This shift has attracted attention from some of the world's leading universities, research centres and organisations. The Stanford Institute for Human-Centered Artificial Intelligence (HAI), Stanford Digital Economy Lab, Harvard Business School, the Massachusetts Institute of Technology (MIT), MIT Computer Science and Artificial Intelligence Laboratory (CSAIL), MIT Media Lab, Google DeepMind, Microsoft Research, OpenAI, Anthropic, Boston Consulting Group (BCG) and McKinsey & Company are studying how AI agents could influence education, healthcare, scientific discovery, business and the future of work. The evidence indicates that this transition is already underway. According to the Stanford AI Index 2026, organisational AI adoption and technical capabilities continue to expand steadily, while AI systems are demonstrating stronger performance on increasingly complex real-world tasks. Research from Harvard Business School and other institutions also suggests that knowledge workers are increasingly using AI tools and AI agents for research, learning and productivity. The economic potential is equally significant. PwC estimates that artificial intelligence could contribute trillions of dollars to the global economy in the coming years, while market analysts project strong growth in the agentic AI sector. More importantly, this story is not only about technology. It is about people. In Kashmir, the real question is not whether AI agents have arrived. They already have. The more important question is whether students, professionals, entrepreneurs and organisations are ready to use them wisely, responsibly and creatively. The impact of AI agents could be especially significant in areas where knowledge, accessibility and efficiency matter most. In Kashmir's context, artificial intelligence is not only about adopting a new technology; it is about understanding how emerging tools can strengthen education, improve essential services, encourage entrepreneurship and support local innovation. Education could become one of Kashmir's greatest opportunities. AI agents can act as personalised learning assistants that explain difficult concepts, organise study material, create revision plans and adapt lessons to each learner's pace. Teachers could use AI to prepare classroom resources, reduce routine workloads and devote more time to mentoring students. Research from the Stanford Institute for Human-Centered Artificial Intelligence (HAI) and the MIT Media Lab suggests that the future of education lies not in replacing teachers but in strengthening the partnership between educators and intelligent tools. Healthcare is another area where AI agents could make a valuable difference. They may help doctors organise patient information, summarise medical research, support documentation and improve access to reliable medical knowledge. While human judgement must remain central to clinical decisions, AI can serve as a supportive tool, helping healthcare professionals work more efficiently while allowing greater focus on patient care. Tourism, horticulture and local businesses also present promising opportunities. AI agents could help tourism operators offer personalised travel recommendations, improve communication with visitors and enhance customer service. In horticulture and agriculture, including apple cultivation and saffron production, AI-powered systems could help growers interpret weather information, monitor crop conditions and access market insights. Similar AI-supported agricultural initiatives are also being explored in Maharashtra, demonstrating how intelligent technologies can support better-informed decision-making. Within Kashmir's entrepreneurial ecosystem, AI agents could become affordable digital partners. They can support market research, business planning, software development, customer service and content creation, allowing startups to operate more efficiently with limited resources. Instead of viewing artificial intelligence only as global technological development, Kashmir has an opportunity to nurture local talent and encourage solutions designed around regional needs. Equally important, the rise of AI agents calls for thoughtful and responsible adoption. Researchers at Stanford, MIT, Google DeepMind and other leading institutions continue to emphasise the importance of human oversight, privacy, cybersecurity and ethical AI development. Intelligent systems can make mistakes, misunderstand context and generate inaccurate information, making critical thinking and human judgement indispensable. The defining advantage will belong not only to those who use AI, but to those who understand its strengths, recognise its limitations and apply them responsibly. In Kashmir's evolving digital landscape, AI agents represent more than a technological advance. They present an opportunity to strengthen education, encourage innovation and prepare people to participate confidently in the global digital economy. Such preparation could prove to be one of the defining investments in Kashmir's digital future. (The Author writes on emerging technologies. Email: bakshisuhaib094@gmail.com)

RisingKashmir 25 Jul 2026 12:06 am

Quote of the Day by Matthew McConaughey: My rule is to break Inspiring lessons on fitness, discipline, consistency, lifestyle and why small habits lead to big results by the American actor known for his commitment to wellness and deep insights on health and transformation

Quote of the Day by Matthew McConaughey: Matthew McConaugheys quote, My rule is to break one sweat a day, explores the importance of consistency, discipline, and making fitness a daily habit. The quote suggests that regular physical activity, even through small efforts, can improve overall health, strength, and mental well-being without requiring extreme routines or unrealistic goals. It highlights the idea that staying active is not just about appearance but about building a healthier lifestyle through commitment, movement, and self-care.

The Economic Times 24 Jul 2026 9:43 pm

US nuclear deal with Saudi Arabia sparks proliferation concerns

A deal between the United States and Saudi Arabia to equip the kingdom with a civilian nuclear programme has provoked a flood of questions about the risks of nuclear proliferation. If Riyadh had wanted to just have US backing for a civilian program, it would have done so years ago... the goal is to get US support for a deal that doesn't fully exclude a pathway to a weapons program, analyst Michael Horowitz wrote, in a post on X. US Secretary of State Marco Rubio has stressed there are safeguards against proliferation.

The Economic Times 24 Jul 2026 8:42 pm

A life lesson people often learn too late by Magic Johnson: 'I motivate others by making sure that they understand to go after their...' - motivational quote by the basketball player who won five NBA championships teaches why you should keep chasing your dream and achieve your goals

Life lesson by Magic Johnson: Magic Johnson's quote emphasizes pursuing dreams and not letting others' doubts limit potential. He believes motivation and consistent effort can achieve any life goal. Many realize too late they feared failure and others' expectations. Johnson's message highlights that action must follow belief in a dream.

The Economic Times 24 Jul 2026 8:27 pm

African proverb of the day: The eye that has crossed the river does not laugh at the one still searching for a... Meaningful lessons on humility, gratitude, mentorship, emotional intelligence, resilience and why every achievement carries a responsibility to those still climbing

African Proverb of the Day teaches a timeless life lesson that feels especially relevant today. Success should never erase your memory of struggle. Every achievement began with obstacles, failure, and uncertainty. This powerful African proverb reminds us to respect people still chasing their goals. Real wisdom grows through empathy, humility, and patience.

The Economic Times 24 Jul 2026 8:24 pm

People with high emotional intelligence often say these 8 phrases that instantly strengthen relationships

The words emotionally intelligent people choose often reflect these skills because their goal isn't just to express their own thoughts, it's to create understanding and strengthen communication with others.

The Economic Times 24 Jul 2026 7:37 pm

CreditAccess Grameen Limited - First Quarter FY26-27 Results

AUM Grew 16.4% YoY to INR 30,319 Crore PPOP Grew 33.6% YoY to INR 873 Crore PAT Grew 719.7% YoY to INR 493 Crore    CreditAccess Grameen Limited (NSE: CREDITACC, BSE: 541770, ‘CA Grameen’), India’s leading rural-focused inclusive financing platform, today announced its unaudited and limited reviewed financial performance for the first quarter for the financial year 2026-2027.    Business Highlights: Q1 FY27 AUM grew 16.4% YoY from 26,055 crore to INR 30,319 crore Disbursements increased by 11.9% YoY from INR 5,458 crore to INR 6,107 crore Retail Finance portfolio share at 20.6% in Jun-26 Vs 18.1% in Mar-26 Healthy new borrower addition of 2.5 lakh with 35% being New-to-Credit (NTC) Portfolio share of unique borrowers in Group Lending at 46% in Q1 FY27 Vs 36% in Q1 FY26 PAR 0+ decreased from 3.0% in Q4 FY26 to 2.2% in Q1 FY27 X-Bucket Collection Efficiency stood at 99.68% in June 26 Branch network grew by 7.7% YoY from 2,114 in Jun-25 to 2,276 branches in Jun-26 Employee base grew by 3.0% YoY from 21,333 to 21,981 with annualised quarterly attrition rate of 20.6%   Financial Highlights: Q1 FY27 Total income increased by 21.9% YoY to INR 1,784 crore  Pre-provision operating profit (PPOP) increased 33.6 % YoY to INR 873 crore  Credit cost declined by 62.8% YoY to INR 212.5 crore or 0.72% on a non-annualized basis  Profit Before Tax (PBT) grew 713.7% YoY from INR 81.1 crore to INR 660.0 crore Profit After Tax (PAT) grew 719.7% YoY from INR 60.2 crore to INR 493.4 crore GNPA / NNPA measured at 60+ dpd (GL) stood 2.18% / 0.76%, with PAR 90+ of 1.46% Robust liquidity of INR 3,535.5 crore of cash, cash equivalents, and investments, 10.4% of the total assets Healthy capital position with a CRAR of 24.9%  Credit Rating: AA-/Stable by CRISIL, ICRA & India Rating Commenting on the business performance, Mr. Ganesh Narayanan, Managing Director and Chief Executive Officer of CreditAccess Grameen Ltd , remarked, “ The Company delivered a steady and disciplined performance in Q1 FY27. AUM grew 16.4% YoY to INR 30,319 crore, notwithstanding the typical Q1 seasonality and continued write-offs over the past 12 months. Retail Finance now constitutes 20.6% of AUM, up from 18.1% a quarter ago, driven by the graduation of long-vintage, credit-tested customers into secured, higher-ticket products, a trend that is expected to gain further momentum. During the quarter, we also completed a private NCD issuance of INR 425 crore, which further diversifies our liability base. Our overall funding profile remains healthy, with foreign borrowings at 23.9% of our liability mix and capital position remaining strong with CRAR at 24.9% .   Our asset quality metrics remained within our expected range through the quarter, supported by sustained collection efficiency across all operating geographies. Our continued ability to recover quickly, drove strong improvement in profitability, a trend now visible for the second consecutive quarter. We expect this trajectory to be sustained through the rest of the year helping achieve our FY27 performance guidance. Operating metrics continued to strengthen, with PPOP up 33.6% YoY to INR 873 crore, followed by 62.8% YoY decline in Credit Cost to INR 212 crore, resulting in a PAT of INR 493 crore, up 719.7% YoY. These outcomes lay a strong foundation to undertake 'Project Shakti,' our transformational journey anchored in the strength and resilience of the communities we serve .”   About CreditAccess Grameen Limited CreditAccess Grameen Limited is India’s leading rural-focused inclusive financing platform headquartered in Bengaluru. The Company provides a curated lifecycle credit suite to low-middle income households spanning group loans, individual business loans, secured business loans, affordable housing loans, and two-wheeler financing. The Company operates across 457 districts in 16 states (Andhra Pradesh, Bihar, Chhattisgarh, Goa, Gujarat, Jharkhand, Karnataka, Kerala, Madhya Pradesh, Maharashtra, Odisha, Rajasthan, Tamil Nadu, Telangana, Uttar Pradesh & West Bengal) and one union territory (Puducherry) through 2,276 branches. The Company’s Promoter is CreditAccess India B.V., a multinational company focused on inclusive financing, supported by leading global institutional investors.

News Voir 24 Jul 2026 7:15 pm

Karnatakas Mines and Geology Department sets 11,000-crore revenue target; geologists to be assigned district-wise goals

With an annual revenue target of 11,000 crore for the current financial year, the Department of Mines and Geology will assign district-wise revenue and operational targets to geologists, Secretary of the MSME and Mines and Geology Department Rohini Sindhuri said

The Hindu 24 Jul 2026 6:34 pm

India engaged with US for negotiating trade pact, govt tells Rajya Sabha

The Indian government is reviewing recent US tariff developments and remains engaged with Washington on negotiations for a bilateral trade agreement. Commerce officials said consultations are ongoing with farmers, exporters, industries and other stakeholders to safeguard Indias trade interests while advancing the goal of expanding bilateral trade.

The Economic Times 24 Jul 2026 4:30 pm

Amaravati Emerging as India's Gateway to Quantum Future: Naidu

Our goal is to build a globally competitive quantum ecosystem encompassing research, advanced computing infrastructure, quantum hardware, supply chains, talent development, startups, enterprise adoption, and commercialization: Naidu

Deccan Chronicle 24 Jul 2026 2:47 pm

From Local Dreams to Global Careers: Free SAP Learning for Students in India

For years, a degree was the thing that got you hired. That’s changed. Employers now want graduates who can pick things up fast, understand how a business actually runs, and work comfortably in tech-driven teams that often span several countries at once.   SAP Learning Hub, student edition   A student graduating in Bengaluru or Pune might, within months, be collaborating with colleagues in Berlin or clients in Singapore. Workplaces have moved faster than classrooms in this respect, and that gap is exactly why continuous learning now matters almost as much as the degree itself.   Enterprise technology is a big part of that gap. Large organizations run on integrated systems that touch everything from finance and procurement to supply chains and customer service. Most students never encounter these systems until they’re already on the job, at which point they’re expected to learn them on the fly.   SAP thinks students shouldn’t have to wait that long. Through SAP Learning Hub, student edition , eligible final-year college and university students in India get free access to premium SAP learning resources once they complete academic verification — no subscription, no hidden cost. Students pick learning journeys based on what interests them, sit in on expert-led sessions, get hands-on time with real practice systems, and join a learning community that stretches well beyond their own campus. The program also covers two SAP Certification exam attempts, so students walk away with credentials employers recognize internationally.   “ Today's careers are rarely confined to one geography ,” says David Chaviano, Program Manager, SAP Learning Hub, student edition . “ Students who understand how businesses operate, and who keep learning throughout their careers, will be better prepared to succeed in an increasingly connected economy .”   None of this is limited to engineering or computer science students, either. Whether you’re studying commerce, management, or a technical discipline, there are learning paths in finance, procurement, HR, supply chain, customer experience, analytics, and business technology. The goal isn’t to churn out software users, it’s to help students understand how modern organizations actually function.   Global careers, it turns out, usually start with local preparation. Getting a head start on industry-relevant skills before graduation can make that first jump from campus to workplace feel a lot less daunting, and considerably more rewarding. For India’s graduates entering an increasingly connected economy, understanding how global businesses work may end up mattering just as much as the degree hanging on the wall.   https://learning.sap.com/free-student-edition

News Voir 24 Jul 2026 2:02 pm

World Cup medal and LA Olympics hockey star Manpreet's last two goals

Veteran hockey player Manpreet Singh desires a World Cup medal. He aims to achieve this before retiring after the 2028 Los Angeles Olympics. India's last World Cup medal was in 1975, a jinx he hopes to break.

The Economic Times 24 Jul 2026 1:47 pm

Anupam Kher revisits his 1981 Mumbai journey with emotional throwback photos

Anupam Kher shared his initial Mumbai portfolio pictures from 1981. He was twenty-five years old when he arrived in the city. Kher recalled his early struggles and insecurities about his appearance. He drew strength from his training and determination to succeed. The actor encouraged dreamers to remain committed to their goals.

The Times of India 24 Jul 2026 11:09 am

Jana Nayagan day 1 box office: Vijay's swansong collects Rs 41 crore in India

Vijay's final film Jana Nayagan collected Rs 41 crore net in India and Rs 78.27 crore worldwide on its opening day. Despite a strong start and massive fan celebrations, the H. Vinoth directorial couldn't surpass the opening-day collections of Beast, GOAT or Leo

Mid Day 24 Jul 2026 10:29 am

UTT 7: Dabang Delhi TTC Enter Semifinal With Win Over Pune, Set To Meet Goa Challengers

Dabang Delhi TTC secured the fourth and final semifinal berth in Ultimate Table Tennis (UTT) Season 7 with a 10-5 victory over PBG Pune Jaguars in Panaji on Thursday.

NDTV 24 Jul 2026 9:44 am

Where should you invest Rs 10 lakh? Equity, hybrid or debtfind the best option

Financial planning: Investing ten lakh rupees requires aligning financial goals with suitable timeframes. Short-term goals necessitate conservative assets offering high liquidity and capital protection. Medium-term objectives allow for a balanced approach with hybrid and equity fund allocations. Long-term wealth creation benefits from a significant allocation towards diversified equity funds. Investors should also consider tax implications and rebalance portfolios as goals approach.

The Economic Times 24 Jul 2026 6:30 am

Quote of the day by Beyonce Knowles, 'Power means happiness; power means hard work and sacrifice' offers timeless powerful inspiring motivational life advice on key to success, shows psychology of achiever

Quote of the day by Beyonc Knowles offers a timeless perspective on what it truly takes to achieve meaningful success. Beyonc reminds us that lasting accomplishment is rarely accidental. It grows from disciplined effort, thoughtful choices, and the willingness to remain committed even when progress feels slow. True power is not measured by fame, titles, or wealth alone. It is measured by the strength to pursue meaningful goals with integrity, the discipline to keep learning, and the courage to make sacrifices that create a better future. When happiness is built on hard work and purpose, success becomes more than an achievementit becomes a lasting source of confidence, fulfillment, and inspiration.

The Economic Times 24 Jul 2026 6:11 am

Old Age and Abandonment of Elderly: Some Thoughts

Old age is an interim period between life and death. It can be paradoxically both fascinating and painful. Much depends on how one lives this phase of life. Poets of major languages have reflected on this theme with great poignancy and sometimes reflected upon individual cases to drive home the reality of life and death. Old age necessarily and compulsively evokes memories of youth and looks forwards to the end of lifes journey. Why has the care and concern for elderly by young and adults diminished or completely disappeared from some societies and elders have been abandoned without any qualms of conscience. The truth is that this crisis did not appear all of a sudden. It has been building up for centuries and has only reached its culmination point in the twentieth century. Because of disintegration of a whole value system derived from shared Judo-Christian culture, a new secular culture came into being in the West which destroyed the old cultural moorings. The new culture was individualistic, materialistic, self -centred and body- centric and self- glorifying. The social structures in the rest of the world were still very cohesive, communitarian and supportive of elders as they lived in close-nit joint families, caring for the young and the elderly as they were not affected on a large scale by the changes that had taken place in the west because the new knowledge and its impact on their societies had remained confined to highly educated minuscule minorities in Asian African and other continents . But globalization and technological revolution, the previously unimaginable reach of IT technology wrought havoc in the whole world as western culture spread like wild fire. In a way it democratised and globalized secular modernity, individualism and the cult of materialism that wrecked human relationships and body worship became the highest goal. The duty toward others became an avoidable liability, cumbersome and restrictive of individuals autonomy. It is in this backdrop that elderly persons are neglected, abused, robbed of their property mostly by their own close relatives. One component of the modern knowledge/ outlook on life was social Darwinism and essentialist, exclusivist and autonomous interpretations of feminism devoid of metaphysical grounding which imperceptibly played its role in dismantling collective communitarian supportive structures of the families and the concomitant dehumanization of the entire societies by rapid environmental vandalism and industrialization. Then the biopolitics of the Countries has assumed alarming proportions. After the colossal devastation of World War II and the destruction of human values the UN was formed to revive and uphold human rights and human dignity and its charter of Universal Human Rights was announced in 1948. In spite of breaking a new moment in the history of protecting the dignity and rights of human beings, it has remained a frozen document, a toothless guarantor of human dignity and rights because countries have not upheld its articles in spite of being signatories to it. In fact its articles are observed in breach rather than in compliance. The primary provisions in the UN Chater addressing human rights are Articles 55and 56. Article 55 mandates the members to promote conditions for economic and social progress, development and universal respect for human rights and fundamental freedoms. Article 56 requires all member nations to pledge themselves to take joint and separate action to achieve these purposes The specific legally binding details are outlined in international Bill of Human Rights which consist of two treaties which are binding on member countries namely, the International Covenant on Civil and Political Rights (ICCPR) and the International Covenant on Economic, Social and Cultural Rights (ICESCR). These have remained mainly relics securely placed in the cupboard of oblivion. Realistically speaking governments cant do much in alleviating the sufferings of the elderly in spite of different schemes and projects they have launched for the welfare of the elderly as they have larger issues to attend to. Though there are legal mechanisms in place which could be invoked, but the question is who would file cases in the courts and follow their labyrinthine long drawn proceedings for ages when the elderly are already in decrepit state. In India, the primary legislation to protect elderly persons from abuse is the Maintenance and Welfare of Parents and Senior Citizens Act 2007. It makes it a punishable offence for children or care takers to abandon or abuse a senior citizen. Then there is BNS and Criminal Procedure and Protection of Women from Domestic Violence Act 2005. Article 41 of Indian Constitution establishes that the states must make effective provisions for securing public assistance for citizens in cases of old age. Additionally the govt operates the Elderline Helpline 14567 which is supposed to provide immediate on-ground assistance, legal aid and councelling for seniors facing mistreatment. How many elders really make use of it is a million dollar question. Closer home in JK the centres Act has been adopted in 2014 and corresponding bylaws were framed in 2017 and 2021. This legislation ensures financial support, medical care and the protection of life and property of individuals of 60 years and above. It entails mandatory maintenance and support. Adult children and legal heirs are legally required to provide a monthly maintenance allowance to parents and grand parents who cant support themselves. All these safeguardsprotections exist on papers only. In reality majority of people are ignorant about these provisions. But even those who are aware of these dismiss them with disdain as nobody is going to take them to task. The elders generally cant invoke them as that is beyond their means and capacity. After taking the synoptic global and regional overview, let me come down to our local scenario as it is not possible to encompass the problems of elders all over the world as societies respond differently to the challenges we are faced with. Locally we were doing well before the advent of modernity and the rat race for materiality. The first thing, therefore, that needs to be done is to reverse it. The point I am trying to drive home is that there is a dire need to reorient our lives on metaphysical principles which enjoin on all of us besides other things, the responsibilities of the weak and elderly to be performed willingly and lovingly in the family. It is the family support and care alone that could ensure security of the lives of the elderly in every sense. We have to bid goodbye to material lust, to hoarding of property, cheap display of wealth, ostentatious life style; and rehumanise ourselves, narrow down our needs and not be enslaved by lust for more and more. Unless we change our attitude and outlook on life, try to assimilate virtues of service in ourselves, live our faith rather than perform rituals, understand the prime importance of aamali saleh Good Deeds -in our practice of religion and derive satisfaction from it, we will continue to abandon, abuse and avoid the elderly no matter how many laws are there to prevent us. In short, unless we base our actions on the faith in God and His commandments, we will not only leave elderly in lurch but be abandoned, isolated, lonely and desperate when it is our turn. Kashmiris in particular were known for respecting, serving, caring and loving elders so much so that when they would pass away, the families would almost live with the dead, going to their graves every day and offering Fateha for their salvation while giving charity in their name every now and then. Same was true of Pandits and Sikhs; in their own way they would serve the elderly and remember them after their death for years. Even today there are oases in the desert of abandonment, neglect and abuse but these need to be expanded into larger inclusive islands of care and respect for elders, their dignity and human substance. Muhalla committees Masjid committees could act as watch dogs to ensure that elders are looked after well in their respective localities as these are the smallest units after family of our community life. People acting collectively in good faith could alone satisfactorily address familial and social issues. No govt or legal system could substitute active collective communitarian synergy for this sacred task. Hameedah Nayeem, former Professor Department of English, University of Kashmir

Greater Kashmir 24 Jul 2026 6:05 am

I owe my success to him

Death, as we realise bitterly, keeps its own calendar, runs in its own timeline. Divinely ordained, it is a great leveller and rips through all barriers, high and low. It can neither be cajoled nor bribed. It stands deadly insulated against all pleas, mercies and beseeching. Its single frown is enough to numb anyone into a soul-less corpse. Abdul Khaliq Tak popularly known as Tak Zainagiri, was a remarkable man, for decades he served his fellow people in a selfless way that made him a symbol of human goodness and kindness. This most amazing and selfless human being was born for what he achieved in decades of dedication to humanitarian work, a testimony to the natural goodness in all human beings. This great philanthropist of the valley, the iconic founder of the Jammu and Kashmir Yateem Trust breathed his last on 24th July, 1989. He was a great Kashmiri philanthropic, social activist, poet, writer and researcher. On his final journey from this world, all people, particularly, orphans, destitute, penniless students, poor and neglected, had tears to express their love for this noble humanitarian soul. Though pangs of separation seared through the hearts of the lovers but the nature has its own ways of putting balm on lacerated wounds and after recuperating steadily through the phase of gloom, his illustrious and dedicated son Zahoor Ahmad Tak and a team of workers, donors, and sympathisers geared up to act together and continue his noble mission of the Jammu and Kashmir Yateem Trust, turning it into a success story. He was born on 19th of May 1924 in a financially modest family with educational upbringing at Hard Shuva Zaingir, Sopore. His father, Haji Ghulam Rasool Tak who was a professional hand and also served as the Imam of the village mosque without any demand for wages; exhibiting his religious touch and spirit. Being the eldest among four brothers, Abdul Khaliq Tak grew up in an environment steeped in learning and moral values. Since his father was enthusiastic about learning Arabic and Persian, he wanted that his children pursued the inspiration. Tak Zaingiri received his early education in these languages at home and later studied up to the eighth standard in the village school and afterwards passed the matriculation examination under Lahore University in 1940 with distinction from a school in Sopore. He earned the distinction of being the first matriculate from the entire Zaingiri region in Tehsil Sopore, District Baramulla, Kashmir. Abdul Khaliq Tak Zainagiri was an exceptionally talented student and family responsibilities and economic hardships compelled him to seek government employment. He joined the Revenue Department as a Patwari during a period when land settlement manoeuvres were in full swing across the state. The work required dexterous officials to serve in remote areas under extremely difficult climatic conditions. His early postings were in Lolab and Handwara. He was promoted as Girdawar, and Naib Tehsildar in 1965 and finally Tehsildar for some time. He was posted in Drass, Kargil during the Indo-Pak war. Despite the difficult circumstances of war, he did a splendid humanitarian service there also. Simultaneously, he came into contact with scholars, saints, and spiritual personalities. According to his son, Mr. Zahoor Ahmad Tak, a coincidental meeting with a mystic known as Munawar Sahib profoundly transformed his fathers life. Although he was already conversant in religious matters, this spiritual awakening deepened his concern for human suffering. He also benefited from the guidance of venerated spiritual personalities such as Kausar Sahib Bandipora, Mama Sahib Kupwara, and Mirak Shah Kashani. This change made him acutely sensitive to the plight of the poor. His extensive travels throughout Kashmir exposed him to a wide range of social issues, further strengthening his pledge to public welfare. His literary pursuits embellished his professional career. Tak Zaingiri wrote the book: Myon Aalaw (3 volumes), Azich Kasheer (a poetic drama, depicting abysmal conditions, exploitation & sufferings of marginalized Kashmiris) and Kashryuk Ellaqa War Phera te Kashir Zaban. This is a linguistic reference book which won him prestigious national Sahitya Academy Award & also an award from J&K Academy of Art, Culture & Languages. After George Griersons Kashmiri dictionary this is the second such linguistic research book depicting different dialects of Kashmiri Language. Tak Zainagiris work focused on socio-cultural evolution, a selfless service. He used to read and listen to the verses of the legendary poet of Kashmir Peerzada Ghulam Ahmad Mehjoor, and occasionally shared his own compositions. He remained intensely attached to the works of Kashmiri Sufi poets and often recited their verses. His poetic outlook, coupled with his meditative nature and unworldly experiences, led him to begin writing seriously and contribute in the realm of art. Perhaps the best way to look at Tak Zangaris legacy is to analyse his character and lifestyle. He, undoubtedly, was the most famous and well-known personality, a real celebrity. But he never lived like a celebrity. He was caring, irrespective of someones status, a firm believer in justice and fairness. He was a true, tireless worker and servant of humanity, who epitomised the following verse of the Holy Quran: Those who strive and work hard for our sake we certainly will show them the way to success. I vividly remember my conversation with Tak Sahab when I had been selected for M. A. English Programme in Kashmir University and was direly in need of money to continue my studies. That day and that noon changed my future when he sanctioned a monthly loan of Rs. 100 without interest in my favour to save my career, which enabled me continue my studies and life a head for better. The greatest legacy left by Tak Zaingiri is the charitable Organisation founded by him in 1972 - The Jammu & Kashmir Yateem Trust. It serves orphans, destitute, marginalised downtrodden sections of people. It stands as the first and oldest charitable organisation in J&K. The Trusts decentralized structure, with 80 units across the region, 13 orphanage centres, allows it to effectively assist people in various areas. Led by a Board of Trustees and guided by its patron, the Trust operates through dedicated volunteers who selflessly contribute their time seeking no compensation. The primary goal of the Trust and its members is to please their Lord, and positively influence the local community. His son Zahoor Ahmad Tak is the patron of the trust at present, and his team works tirelessly to serve the cause of humanity, its advancement through education. It has established a number of educational institutions, vocational and, child care centres. In Kashmir, for the longest time, the name, Tak Zaingiri has been synonymous with relief, protection, empathy and most importantly shelter to orphans. With his passing, Tak Zaingiri passed the baton to his able son, family members and friends who work closely and continue his mission. Taking over the mantle from the Valleys greatest humanitarian is no easy feat, but they are now more committed than ever. Tak Zaingiri set an unparalleled example of service to humanity. He was a priceless asset to the nation of Kashmir who exemplified compassion not only for the people of the valley but for all human beings. On his death anniversary, let us not just remember Tak Zaingiri, let us learn from him. From a man who came with nothing but gave everything. Tak Zaingiri showed us the power of what one person can do when moved by empathy and is anchored in principle.

Greater Kashmir 24 Jul 2026 6:03 am

U.S. House of Representatives again passes resolution seeking to halt military action in Iran as some Republicans defect

The war has had no clear mission, no strategy, no end goal, said Washington Rep. Pramila Jayapal, a Democrat who led the resolution on the House floor

The Hindu 24 Jul 2026 4:57 am

Scorpio Daily Horoscope for July 24, 2026

You are likely to be in a more serious frame of mind. The practical issues of life are going to demand your attention today. But you are full of faith and optimism and are ready to take chances at the deepest emotional levels. Someone near to you will exhibit concerns regarding your aims and goals. Take the time to explain the situation to them. Read full Scorpio horoscope

Prokerala 24 Jul 2026 3:30 am

Psychology says people who are ready to rebuild their lives at any moment aren't afraid of change: What this mindset means and the psychology behind it

Psychology says people who are ready to rebuild their lives at any moment aren't driven only by sudden decisions. This mindset often reflects adaptability, emotional recovery, and the ability to accept change. Psychological theories and research suggest that some people recover from setbacks by adjusting their goals instead of holding on to situations that no longer work. Understanding this behavior can help people respond better to change and future uncertainty.

The Economic Times 24 Jul 2026 2:42 am

Indias Digital Health BackboneABDM

More than 104 crore health records so far have been linked with ABHA, through the Ayushman Bharat Digital Mission (ABDM), which the government calls one of the largest health programmes in the world. The agenda behind this health account is to connect a patient's health history with doctors, hospitals, and insurers on one network. Considering the advancing global standards of healthcare infrastructure, India is also moving away from traditional paper records and making it easier for citizens to reach healthcare. Ever since the ABDM started across the country, in 2021, it has grown as an ecosystem that links patients, hospitals, labs, and insurers together. One part of this system is Aarogya Setu 2.0. The app that began during COVID-19 as a contact tracing tool, which has now become a health app under ABDM. Launched in June 2026, by Union Health Minister Jagat Prakash Nadda. By virtue of this app, citizens are creating their ABHA ID, managing their health records, and registering at hospitals by scanning a code. It also has a feature called Smart Reports, which uses OCR technology to read documents. Patients using this app are checking their insurance details through NHCX, it has an option to find nearby hospitals, and even see blood availability through e-RaktKosh. The app also allows individuals to book doctor visits and track health data from wearable devices. Another service under ABDM is National Health Authoritys Scan and Share, which started in 2022. A study conducted by the Indian Institute of Health Management Research found that this mobile service has significantly streamlined outpatient registration by leveraging mobile technology and QR codes. The study further stated the patients are simply scanning a QR code at a hospital, and their details are pulled from their ABHA account. This creates a digital token in the queue. Henceforth, the waiting time dropped from around one hour to just 2 to 5 minutes, the study added. Official estimates are suggesting that more than 23.21 crore tokens have been issued as of June 2026. While the government is facilitating more and more hospitals as well as private clinics to join in this mission through the Digital Health Incentive Scheme. However, the hook is that any facility that wants to join will get money reimbursed for digitising their records, and they also get cash incentives for each record they link. The latest reports mention that as much as INR 107 crore has been given to different hospitals for digitizing. Similarly, labs and pharmacies have received INR 2.95 crore, and digital solution companies have been offered about INR 26 crore. Like many others Dr Praveen Sikka, who runs a pharmacy in Gurugram became a beneficiary of this scheme recently. Sikka registered on ABDM in about 2 hours. Now his patients are storing and viewing their records through the ABHA app, and his pharmacy earns money for every record it links. For smaller clinics, to reap benefits out of this mission, the government has built a tool called eSushrut@Clinic. Made for Development of Advanced Computing and launched last month. It helps clinics handle patient registration, billing, and reports. Only verified doctors and facilities can use it, checked through the Healthcare Professionals Registry and Health Facility Registry. As the statistics show that more than 2200 facilities have joined and created over 1633 health records. These records also connect with the National Health Claims Exchange, or NHCX, which handles insurance claims. This should make claims move faster, cut hospital paperwork, and let patients see their benefits and medical history in one place. Doctors can also see a patient's past treatment, with the patient's consent, which can cut down on repeated tests. The Unified Health Interface (UHI), lets any patient using a UHI app connect with any verified hospital or doctor, even if they use different platforms. Right now, it covers five services: (1)finding blood banks, (2)searching hospitals under PM Jan Arogya Yojana, (3)finding Jan Aushadhi Kendra stores for cheaper medicines, (4)booking ambulances, and (5)booking doctor visits. On privacy note, the data imported stays with whoever creates it, such as the hospital or lab. There is no single government server holding everything. Records move only when the patient agrees. New apps must pass tests in a sandbox and go through a security check before they can connect. In February 2026, the government started two programmes for AI in health: SAHI and BODH, at the India AI Impact Summit. SAHI sets rules for how AI should be used in healthcare. BODH lets developers train AI models without seeing raw patient data. As a large percentage of records are getting linked to ABHA accounts with each passing day, ABDM is destined to achieve the goal of a digital health record for every person across the country. (Courtesy: PIB Srinagar)

RisingKashmir 24 Jul 2026 1:42 am

Goas formal employment growth rate slows to 2.5%

NT Reporter Panaji Formal employment generation in Goa, indicated by the number of workers enrolled with the Employees Provident Fund Organisation (EPFO), grew marginally by 2.5% in 2025-26, according to data from the Ministry of Labour and Employment. The state recorded 3 lakh registered employees in 2025-26, compared to 2.97 lakh in the previous fiscal []

The Navhind Times 24 Jul 2026 1:35 am

ED Arrests Dubai Resident in Major Global Drug Syndicate Bust

Panjim, July 24: The Enforcement Directorate (ED) has arrested Nihal VN, a resident of Dubai, in a significant operation targeting a crypto-hawala and international narcotics money laundering syndicate. This action is part of a strategy to dismantle the financial infrastructure of international drug networks. The EDs Goa zonal office detained Nihal VN under the provisions ... Read more ED Arrests Dubai Resident in Major Global Drug Syndicate Bust

Morningstar 24 Jul 2026 1:32 am

Goa miss out on final berth

They bow out after losing to Chandigarh in last league match Panaji: Goa bowed out of the CAP U-19 Mens Inter State One-Day Tournament (Siechem Trophy) after suffering a 31-run defeat to Chandigarh in their league match at Siechem CAP Ground 3, with the result ending their hopes of reaching the final. Chasing 298, Goa []

The Navhind Times 24 Jul 2026 1:17 am

Umar clinches triple crown

Pragya, Dimple, Arnav bag double titles in their respective categories Panaji: Mohammed Umar clinched the honours with a triple crown, while Pragya Audi, Dimple Revankar and Arnav Saraf secured double titles at the State Sub-Junior (U15 & U17) Badminton Ranking Tournament organised by Salcete Badminton Club under the aegis of the Goa Badminton Association and []

The Navhind Times 24 Jul 2026 1:17 am

Govt eyes marigold festive bloom, to distribute 3L Israeli-tech seedlings

Roque Dias Margao: The Agriculture Department will distribute three lakh marigold seedlings to farmers across Goa in August. The seedlings are being raised for the first time at the Centre of Excellence (CoE) at Codar, Dharbandora, under technical assistance from Israel. The Directorate of Agriculture partnered with Israel under the Indo-Israel Agriculture Project (IIAP) a []

The Navhind Times 24 Jul 2026 1:11 am

Dont waste time on reels, chase your goals instead: Sawant tells students

Sankhali: Urging students to set high goals and work relentlessly towards achieving them, Chief Minister Pramod Sawant said success comes only to those who pursue their dreams with determination, perseverance and consistency. Merely spending time watching reels on mobile phones will not help you gain knowledge. Instead, students should use technology to learn new skills, []

The Navhind Times 24 Jul 2026 1:10 am

Oil management

EDITORIAL The Goa policy on used cooking oil can prevent health risks and create clean energy In a positive development, the Goa Cabinet approved a policy on Wednesday for the management of Used Cooking Oil (UCO) for the production of biodiesel. The policy is designed to solve a dual problem: preventing toxic, degraded oil from []

The Navhind Times 24 Jul 2026 1:01 am

Best of best: FIFA unveils World Cup Dream XI with 11 players voted as tournament's finest

FIFA has unveiled the official 2026 World Cup Dream XI following a global fan vote, recognising the tournament's standout performers. World champions Spain lead the selection with three players, while France and Argentina also feature prominently. Jude Bellingham represents England after a record-breaking campaign, while Cape Verde goalkeeper Vozinha earns a surprise spot after becoming one of the tournament's biggest breakout stars.

The Times of India 24 Jul 2026 12:42 am

Quote of the Day by Henry Cavill: You can train and train until Inspiring lessons on consistency, health, habits, fitness, determination and why discipline beats motivation by the British actor known for his dedication to physical transformation and deep insights on perseverance and self-improvement

Quote of the Day by Henry Cavill: Henry Cavills quote, You can train and train until you are blue in the face, but you've got to diet, you've got to have that leanness because if you are not lean, your abs won't show. Of course, the training has to be put in, but then you've to shed all the fat and keep the fat off. And that's how you get an eight pack, explores the importance of discipline, consistency, and maintaining balance in achieving fitness goals.

The Economic Times 24 Jul 2026 12:26 am

How can India's classrooms shape confident communicators, thoughtful creators, and responsible global citizens?

ENGLISH WITH INDIAN WINGS There was a time when many children entered an English classroom with quiet fear. They are worried about making mistakes. They feared speaking in front of others. They believed that English belonged only to books, examinations, or a few people who spoke it well. For many learners, the language became a wall rather than a bridge. Today, India stands at the edge of a different journey. Across the country, schools are slowly changing the way they think about English. The question is no longer, How many grammar rules can students remember? The more important question is, What can students do with the language? This small change carries a very large promise. English is becoming less about repeating correct answers and more about asking thoughtful questions. It is becoming less about copying sentences and more about sharing ideas. It is becoming less about fear and more about confidence. That is the journey India has begun. The National Education Policy 2020 and the National Curriculum Framework for School Education 2023 invite us to see language in a fresh light. English is not expected to replace our home languages. It is expected to grow beside them. A child who speaks Kashmiri, Dogri, Urdu, Hindi, Tamil, Bengali, Kannada, Marathi, Garo, Khasi, Mizo, or any other Indian language does not begin from zero. That child already carries stories, songs, ideas, feelings, and dreams. English becomes another window through which those ideas can travel. This is one of India's greatest strengths. Many countries teach children through one dominant language. India teaches children who often think in more than one language before they enter school. This is not a problem to be solved. It is a gift to be celebrated. When a learner compares words across languages, new understanding grows. When a child explains a local festival in English, both languages become richer. When students discuss village life, family traditions, rivers, forests, markets, music, or crafts in English, they discover that learning a new language does not mean leaving their own world behind. Instead, they carry that world with them. That is what makes learning English in India unique. The classroom itself must also change. Imagine entering a classroom where the first five minutes are filled with conversation instead of silence. The teacher smiles and asks, What surprised you this morning? Another day, the question is, If you could improve your village or your neighbourhood, what would you begin with? Students talk to one another. They laugh. They disagree politely. They listen. They build confidence before opening a textbook. Language begins to live. The lesson then moves towards a story, a poem, an article, or a speech. Students do not read only to answer questions at the end of the page. They read to understand people. They read to discover ideas. They read to compare one life with another. A poem becomes a conversation. A story becomes an experience. An article becomes an invitation to think. When students write, they do not simply fill pages with memorised sentences. They write letters to their grandparents. They prepare speeches about clean rivers. They write reviews of books they enjoyed. They create travel guides for visitors. They record family memories before they disappear. They describe the smell of rain on village roads. They write about friendship, hope, courage, and change. Language slowly becomes personal. Speaking also changes. Instead of repeating lines after the teacher, students interview local farmers, artists, doctors, shopkeepers, sports players, and grandparents. They ask questions. They collect stories. They return to school carrying real-life stories from their communities. Every conversation becomes a lesson. Listening changes too. Students learn to listen with respect. They listen not only for correct answers but also for different opinions. They discover that understanding another person is one of the deepest forms of learning. This simple act builds kindness. Many people still ask whether grammar is important. The answer is yes. Accuracy matters because language helps people understand one another clearly. Yet accuracy grows best when learners have something meaningful to say. Children who write about their own experiences care more about making their writing clear. Students who prepare speeches naturally revise their words. Grammar becomes a helpful guide instead of a frightening gatekeeper. Fluency and accuracy are not enemies. They walk together. India also has an opportunity that few countries possess. Its classrooms hold many cultures. A single classroom may include children from different religions, traditions, languages, and family backgrounds. If guided well, this diversity becomes one of the richest classrooms in the world. Students learn that another language is never a threat to their own identity. Instead, every new language opens another friendship. This understanding is deeply important in today's world. The future will belong to people who can work with others, even when they speak differently, think differently, or live differently. English therefore becomes much more than an academic subject. It becomes a meeting place. The world itself is changing quickly. Artificial intelligence is growing. Digital communication crosses continents every second. Climate change affects every nation. Health, science, trade, and technology connect people across borders. Young people will need to work with teams from many countries. They will need to solve problems together. They will need to explain ideas with clarity and respect. English can help them do this. But there is an important difference between speaking English and thinking wisely. Language alone does not make a responsible citizen. Character does. Schools therefore carry a larger responsibility. They must help students ask honest questions. They must encourage them to examine facts before accepting them. They must help them distinguish truth from falsehood. They must teach them to disagree without hatred and to express confidence without arrogance. Language becomes the path through which values find expression. This is perhaps the greatest purpose of education. Another powerful change is taking place in classrooms that encourage creation rather than repetition. A group of students designs a podcast about local history. Another group prepares a short play on water conservation. Others create posters encouraging kindness. Some prepare a digital story about traditional crafts. Others write a newspaper report about a community event. Learning begins to resemble real life. Students are no longer only consumers of information. They become creators. Creation naturally leads to collaboration. No important work in today's world is completed alone. Scientists work in teams. Doctors work in teams. Engineers work in teams. Artists work in teams. Teachers work in teams. Students must therefore learn how to listen, contribute, encourage, and share responsibility. These qualities are learned through practice rather than lectures. The English classroom offers many opportunities for this growth. One group writes together. Another debates respectfully. Another solves a problem. Another presents findings. Every activity teaches both language and life. As students grow, they also learn to bring ideas together. A poem reminds them of a newspaper article. A science lesson connects with an environmental campaign. A history lesson inspires a speech. A family story becomes a research project. This ability to connect ideas is one of the highest forms of learning. It allows knowledge to become wisdom. India's future classrooms should therefore be places where languages meet, ideas meet, people meet, and dreams meet. No child should feel that English belongs only to someone else. Every child should believe that English is another instrument through which their own voice can be heard. That voice may speak about the Himalayas. It may describe the deserts of Rajasthan. It may celebrate the boats of Kerala. It may explain the traditions of Nagaland. It may tell stories from Kashmir. It may carry songs from Assam. It may introduce the world to the colours of Gujarat. It may speak of the hopes of every village and every city. The language becomes richer because India is rich. The learner becomes stronger because the learner remains rooted. Perhaps this is the greatest lesson of all. The goal is not to produce children who sound alike. The goal is to help every learner speak with confidence, write with clarity, think with honesty, listen with respect, and act with responsibility. When this happens, English becomes far more than a classroom subject. It becomes a bridge between home and school. Between village and city. Between India and the world. Between knowledge and action. Between imagination and reality. The flight toward better English is therefore not a race. It is a journey. Each learner travels at a different pace. Each classroom discovers its own path. Each teacher lights another lamp. Each family encourages another dream. Together they create a generation that is fluent without losing humility, accurate without losing creativity, multilingual without losing identity, proudly Indian while remaining open to the world, and ready not only to succeed but also to serve. That is the promise before us. If our schools continue to nurture curiosity instead of fear, conversation instead of silence, understanding instead of memorisation, and purpose instead of mere performance, the English classroom will become one of the strongest spaces for building thoughtful citizens. In the end, the true measure of language learning will not be found only in examination marks or certificates. It will be found in young people who can comfort a friend, explain a new idea, solve a common problem, celebrate their culture, respect another culture, work with others, and speak for what is right. When English helps learners do these things, it has fulfilled its highest purpose. And when India achieves this vision, the world will not simply notice that Indian students speak English well. The world will notice that they use English with wisdom, compassion, confidence, and hope. (The author is an educator committed to reimagining education through thoughtful leadership, reflective practice, curriculum innovation, and transformative learning; bridging local wisdom with global perspectives to empower every learner for a changing world. Feedback at: sheikhgulzar1970@gmail.com )

RisingKashmir 23 Jul 2026 11:34 pm

Tibetan Proverb of the Day: It is better to live for one day as a tiger than to Life lessons on courage, resilience, purpose, determination and why life begins at the end of your comfort zone

Tibetan Proverb of the Day highlights the meaning of It is better to live for one day as a tiger than to live for a thousand years as a sheep. The saying emphasizes that a life lived with courage, purpose, and self-respect is more valuable than a long life spent in fear or quiet submission. It encourages people to face challenges boldly, stand firm in their beliefs, and pursue meaningful goals instead of settling for comfort or allowing fear to limit their potential. True fulfillment comes from living with conviction, not simply existing.

The Economic Times 23 Jul 2026 10:39 pm

Major Crackdown on Crypto Hawala and International Drug Trafficking in Goa

Panaji, July 23: The Enforcement Directorate (ED) has made a significant move against a money laundering network linked to crypto hawala and international drug trafficking by arresting Nihal V.N., a resident of Dubai. The arrest was made under the Prevention of Money Laundering Act (PMLA), 2002. A special PMLA court in Goa has remanded the ... Read more Major Crackdown on Crypto Hawala and International Drug Trafficking in Goa

Morningstar 23 Jul 2026 9:03 pm

1 Crore Insurance Policy: Is it Enough for Your Family?

1 crore sounds substantial. It can clear a loan, support household expenses, and create a financial cushion after the loss of an earning family member. Yet insurance should not be judged by how impressive the sum looks today. Its value depends on how long the money must last, which responsibilities remain, and how inflation affects future expenses. A 1 crore insurance policy can suit some households but leave others underinsured. The answer becomes clearer after examining income, debts, dependants, savings, and long-term goals. Lets look at these further. What Does a 1 Crore Term Plan Provide? A standard term plan is designed mainly for protection. If the insured person passes away while the policy is active, the insurer pays the stated death benefit to the nominee, subject to policy terms. Standard term insurance generally offers no maturity payment when the policyholder survives the selected term. Under a 1 crore insurance policy, the untimely demise benefit is 1 crore. Depending on the plan, the nominee may receive it as a lump sum, regular income, or a combination. A lump sum can settle large liabilities, while periodic payments may support monthly household needs. However, the sum assured is not permanent family wealth. Debts, education costs, living expenses, and emergencies can reduce it quickly. When Can 1 Crore Be Enough? A 1 crore insurance policy may be adequate when the insured has a moderate income, limited debt, sufficient investments, and fewer long-term dependants. It may also work when a spouse earns independently and can meet part of the household budget. Consider a family with an outstanding loan of 20 lakh, planned education costs of 20 lakh, and a requirement of 40 lakh for income support. After setting aside 10 lakh for emergencies and other expenses, 1 crore may provide a workable buffer. Accessible investments and existing life cover can reduce the protection gap. Fixed deposits, mutual funds, provident fund balances, and employer cover may be counted carefully. The family home should not automatically be treated as available money, since selling it may affect stability. When Might 1 Crore Fall Short? The same 1 crore insurance policy may be insufficient for a household with a large home loan, young children, non-earning dependants, or expensive future goals. A family spending 1 lakh each month already needs 12 lakh annually before education, healthcare, and loan repayments. Inflation adds further pressure. A cover chosen at age 28 may look far less substantial when the policyholder reaches 45. The amount may also prove inadequate when one person supports parents, a spouse, and children simultaneously. In such cases, the payout must replace income, settle debts, fund education, cover medical needs, and preserve an emergency reserve. 1 crore can disappear faster than expected when it must serve every purpose. How to Assess and Maintain the Right Insurance Cover Choosing adequate life cover requires more than selecting a round figure or comparing premiums. You need to calculate your familys financial requirements, examine the policy carefully, and review the coverage whenever your responsibilities change. Calculate Your Familys Coverage Needs Before purchasing a 1 crore insurance policy, list your familys major financial needs. Include outstanding loans, household expenses, future goals, and an emergency reserve. Then subtract liquid investments and existing personal life cover that your family can genuinely access. For example, suppose a household needs 40 lakh for liabilities, 90 lakh for income replacement, and 35 lakh for future goals. After subtracting 25 lakh in usable investments and existing cover, the remaining protection gap would be 1.40 crore. In this situation, 1 crore would leave a noticeable shortfall. Cover worth approximately 10 to 15 times your annual income can provide an initial estimate. However, it should not replace a detailed calculation. Two people earning the same salary may require different cover because their debts, dependants, savings, and future goals vary. Look Beyond the Sum Assured Choosing a 1 crore insurance policy involves more than finding the lowest premium. Review the policy tenure, premium payment period, exclusions, medical requirements, payout options, and available riders. The insurers financial position and claim settlement record also deserve attention. A solvency ratio indicates whether the insurer has sufficient financial capacity to meet its obligations. Claim settlement data can support comparisons, although no single percentage can guarantee how an individual claim will be handled. Riders may provide additional protection against critical illness, accidental death, disability, or future premium payments. Since every rider has separate conditions and costs, select one only when it addresses a relevant financial risk. Review the Cover as Responsibilities Change A 1 crore insurance policy that suits your family today may not remain sufficient throughout a long policy tenure. Marriage, childbirth, a larger home loan, rising income, business borrowing, or responsibility for ageing parents can increase the required protection. Review your cover every few years and after any major financial change. Purchasing an additional term plan may help close a new coverage gap without replacing your existing policy. Since premiums depend on age, health, smoking status, tenure, and underwriting, buying suitable cover earlier may also be more economical. Choose Cover That Reflects Your Familys Needs There is no universal answer. A 1 crore insurance policy may protect a household with modest liabilities, shared income, and strong savings. It may be inadequate for a sole breadwinner supporting several dependants or carrying substantial commitments. Start with expenses, debts, future goals, and available assets. Then compare policy terms, payout structures, exclusions, and insurer disclosures. Online insurance brokers such as Jio Insurance Broking Ltd. let customers compare options from multiple insurers. The right cover is not simply the largest round number you can afford. It is the amount that gives your family enough income, time, and flexibility to continue without your earnings.

Greater Kashmir 23 Jul 2026 8:44 pm

Quote of the Day by Robert Pattinson: Nothing can be good if you Inspiring life lessons on passion, authenticity, purpose, success and why you should find meaning in what you do by the British actor known for his versatile performances and deep insights on ambition and personal fulfillment

Quote of the Day by Robert Pattinson: Robert Pattinsons quote, Nothing can be good if you do it for money or for fame, explores the importance of passion, authenticity, and finding genuine purpose in life. The quote suggests that meaningful achievements come from love for the work itself rather than simply seeking financial rewards or public recognition. It highlights that true satisfaction comes when people pursue their goals with dedication, creativity, and personal commitment. Instead of being driven only by external success, individuals should focus on growth, passion, and the value they create through their efforts.

The Economic Times 23 Jul 2026 8:43 pm

Bihars Daughters to Become Self-Reliant Through Skill Development: CM Samrat Chaudhary

Patna, July 23: Bihar Chief Minister Samrat Chaudhary stated on Thursday that skill development is the strong foundation for a prosperous Bihar, enabling the states daughters to become skilled, self-reliant, and successful in establishing their identity at the national level. He emphasized that the governments goal is to not only make youth employable but also ... Read more Bihars Daughters to Become Self-Reliant Through Skill Development: CM Samrat Chaudhary

Udaipur Kiran 23 Jul 2026 7:59 pm

Hyderabad police nab 5 QNET agents from Goa resort, cars seized

Hyderabad:The Hyderabad Police have arrested five representatives of the multi-level marketing firm QNET from a resort in Goa in connection with a multi-lakh fraud case, seizing three vehicles and digital evidence in the process. The Economic Offences Wing of the Central Crime Stations Detective Department arrested the five from the Novotel Resort and Spa in Get the latest updates in Hyderabad City News , Technology , Entertainment , Sports , Politics and Top Stories on WhatsApp & Telegram by subscribing to our channels. You can also download our app for Android and iOS .

The Siasat Daily 23 Jul 2026 6:02 pm

Hyderabad Police Bust QNET-linked Pyramid Fraud; 5 Held from Goa Resort

EOW nabs Kerala-based accused at Candolim event; luxury cars, digital evidence seized in 7.5 lakh cheating case

Deccan Chronicle 23 Jul 2026 4:53 pm

Phrase of the day by Joyce Meyer, 'You cannot have a positive life and a negative mind', offers timeless powerful life advice for everyday success, shows psychology behind positivity, healthy modern lifestyle

Phrase of the day by Joyce Meyer is more than an inspiring quoteit is a practical philosophy for navigating everyday challenges. Joyce Meyer reminds us that lasting success begins internally before it becomes visible externally. By choosing hope over discouragement, gratitude over constant complaint, and possibility over fear, individuals become better equipped to pursue meaningful goals and handle life's inevitable challenges. A positive life is rarely built by perfect circumstances alone. More often, it grows from a mindset that embraces learning, resilience, compassion, and determination. When we intentionally cultivate constructive thoughts and focus on opportunities instead of obstacles, we create the foundation for a more fulfilling, purposeful, and successful future.

The Economic Times 23 Jul 2026 4:28 pm

Got Rs 15 lakh to invest for 10 years? Here's what expert recommends

An expert recommends diversifying Rs 15 lakh across equity mutual funds, precious metals and international funds for a 10-year horizon. Investors should align allocations with their risk profile and goals, while staggering investments over 1520 weeks to manage volatility.

The Economic Times 23 Jul 2026 4:19 pm

Arshad Warsi and Maria Goretti's restored 150-year-old Portuguese villa Casa Zen in Goa

Actor Arshad Warsi and wife Maria Goretti have restored a 150-year-old Portuguese-style bungalow in Saligao, North Goa, transforming it into Casa Zen which is a five-bedroom heritage property with vibrant interiors, a swimming pool, solar panels and lush gardens. The home is now available for tourists to rent at Rs 75,000 per night, plus taxes.

The Times of India 23 Jul 2026 4:14 pm

Proverb of the day by Franz Kafka, 'Start with what is right rather than what is acceptable' offers timeless motivational inspiring guide to honesty, integrity, teaches life lesson on courage, principle in professional, personal life

Proverb of the day by Franz Kafka offers a timeless framework for navigating life's challenges. It reminds us that integrity should guide our decisions even when external pressures encourage easier alternatives. Franz Kafka's insight serves as an inspiring reminder that genuine success begins with strong character. Whether making decisions in the workplace, building relationships, serving communities, or pursuing personal goals, choosing what is right creates trust, earns lasting respect, and contributes to a stronger society. In a world where opinions constantly change, integrity remains one of the few qualities that never goes out of style. Those who consistently choose principle over convenience not only strengthen their own lives but also inspire others to do the same, creating a legacy built on honesty, responsibility, and enduring moral courage.

The Economic Times 23 Jul 2026 4:11 pm

Quote of the Day by Helen Keller: The most pathetic person in the world is... The disability rights advocate's timeless message on finding purpose, dreaming bigger and living with true vision

Quote of the Day: Helen Keller's quote The most pathetic person in the world is someone who has sight but no vision highlights the importance of vision beyond physical sight. The quote suggests that true vision involves setting goals and living with intention and the powerful message remains relevant in today's fast-paced and distracting world.

The Economic Times 23 Jul 2026 4:11 pm

Phrase of the day by Donald Trump, 'You have to think anyway, so why not think big', teaches inspiring motivational life lesson to achieve ambitious goals, shows psychology of thinking big does not mean ignoring reality

Phrase of the day by U.S. President Donald Trump encourages individuals to approach life with optimism, confidence, and purpose. The quote reminds us that our mindset influences the goals we pursue and the effort we invest in achieving them. President Trump's message offers an inspiring perspective in an era of rapid change and expanding possibilities. Whether pursuing career advancement, launching a business, continuing education, strengthening a community, or developing new skills, ambitious thinking can provide the motivation needed to move beyond comfort zones and embrace new opportunities. Big dreams alone do not create successbut they often inspire the commitment, perseverance, and continuous learning that make success possible. By combining bold vision with consistent action, thoughtful preparation, and unwavering determination, individuals can transform ambitious ideas into meaningful accomplishments that positively shape both their own lives and the world around them.

The Economic Times 23 Jul 2026 4:02 pm

Despite fears, many who stayed away are now joining the protests

Muslim students debated joining protests, fearing backlash and becoming scapegoats. Many chose support roles like food distribution and legal aid instead. This shift occurred after initial warnings from elders and community leaders. Instagram reels later showcased Muslim volunteers actively participating in the demonstrations. The participation reflects a desire to stand for justice and constitutional rights.

The Times of India 23 Jul 2026 3:22 pm

Loan Fest 2026: Apply for a Bajaj Finance Personal Loan Online with Attractive Offers

Bajaj Finance, one of India's leading financial services providers, has announced the launch of Loan Fest 2026, a limited-period campaign designed to make online borrowing more rewarding for eligible customers. Running from 10th July to 31st August 2026, the campaign enables customers to apply for a Bajaj Finance Personal Loan through a simple digital process while offering attractive rewards on successful loan disbursal. Alongside the campaign benefits, customers can access loan amounts ranging from Rs. 40,000 to Rs. 55 lakh, flexible repayment tenure of 12 months to 108 months, competitive personal loan interest rate options ranging from 10% to 30% per annum, and quick access to funds.   Bajaj Finance Personal Loan   Bajaj Finance Personal Loan offers a convenient solution for customers looking for quick and flexible financing.   Attractive rewards during Loan Fest 2026 As part of Loan Fest 2026, eligible customers whose Bajaj Finance Personal Loan is successfully disbursed during the campaign period may receive an exclusive reward bundle. The bundle has been curated to provide additional value by combining entertainment, dining, music, and lifestyle benefits alongside the loan. These rewards are available only to eligible customers and are subject to the applicable campaign terms and conditions.   The reward bundle includes: Zee 5, Sony Liv & 14 other OTTs – 6 months free membership JioHotstar membership – 3 months Free 3-month Zomato Gold Membership Free 3-month JioSaavn Pro Free 45 Day Gaana membership Free 40+ Vouchers   The exclusive rewards complement the standard features of the Bajaj Finance Personal Loan, making the borrowing experience more rewarding during the campaign period.   Why apply for a Bajaj Finance Personal Loan online? Applying for a Bajaj Finance Personal Loan online enables customers to complete the borrowing process conveniently without visiting a branch. The end-to-end digital application journey requires minimal documentation and allows eligible customers to check their loan offer, complete the application, and submit the required details online.   Eligible applicants may receive quick approval, and funds can be disbursed within 24 hours* after approval and successful verification. The digital process is designed to provide customers with a faster and more convenient borrowing experience.   Flexible borrowing with repayment tenure of up to 108 months One of the key highlights of the Bajaj Finance Personal Loan is the flexible repayment tenure ranging from 12 months to 108 months.   The extended tenure gives customers greater flexibility to choose a repayment schedule that suits their financial goals and monthly budget. A longer repayment period may help reduce monthly EMIs compared with a shorter tenure for the same loan amount, enabling borrowers to manage larger financial commitments more comfortably.   personal loan interest rate ranges from 10% to 30% per annum, depending on factors such as the customer's eligibility, credit profile, income, and internal assessment.   Features of Bajaj Finance Personal Loan The Bajaj Finance Personal Loan is designed to support a wide range of personal financial requirements while offering a convenient borrowing experience.   Key features include: Loan amount ranging from Rs. 40,000 to Rs. 55 lakh Repayment tenure from 12 months to 108 months Personal loan interest rate from 10% to 30% per annum Collateral-free loan Quick approval for eligible applicants Funds disbursed within 24 hours* Minimal documentation Fully digital application process   These features enable customers to borrow according to their financial requirements while choosing a repayment option that aligns with their budget.   Estimate your EMI before applying Customers can use the personal loan EMI calculator available on the Bajaj Finance website before submitting an application. The calculator helps customers estimate monthly EMIs based on the selected loan amount, applicable interest rate, and repayment tenure.   It also enables customers to compare different repayment options, understand their repayment commitments, and make informed borrowing decisions before applying for a Bajaj Finance Personal Loan.   How to apply for a Bajaj Finance Personal Loan online Applying for a Bajaj Finance Personal Loan is simple and can be completed in a few steps:   Visit the website: Customers begin by visiting the Bajaj Finance website and navigating to the Personal Loan page. Check loan eligibility: Customers enter the required loan amount and select the preferred repayment tenure. They then click "CHECK LOAN OFFER". Enter personal details: Customers provide their personal, financial, and employment details to receive a personalised loan offer. Review the loan offer: Customers review the available loan offer and may adjust the loan amount or repayment tenure based on their requirements. Complete KYC verification: Customers complete the KYC process and verify their bank account details to facilitate disbursal. Application assessment: The application is submitted for assessment, following which a loan specialist contacts the customer regarding the next steps in the process. Eligible applicants may receive funds within 24 hours* after approval and successful verification.   A rewarding digital borrowing experience Loan Fest 2026 reflects Bajaj Finance's continued focus on providing customer-centric lending solutions through a seamless digital experience. By combining attractive rewards with flexible repayment tenure, competitive personal loan interest rate options, collateral-free borrowing, and quick access to funds, the campaign provides additional value for eligible customers applying for a Bajaj Finance Personal Loan online.   Eligible customers can visit the Bajaj Finance website to check their loan offer and apply online during the Loan Fest campaign period.   Terms and conditions apply*   About Bajaj Finance Limited Bajaj Finance Ltd. (‘BFL’, ‘Bajaj Finance’, or ‘the Company’), a subsidiary of Bajaj Finserv Ltd., is a deposit taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI) and is classified as an NBFC-Investment and Credit Company (NBFC-ICC). BFL is engaged in the business of lending and acceptance of deposits. It has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. It accepts public and corporate deposits and offers a variety of financial services products to its customers. BFL, a thirty-five-year-old enterprise, has now become a leading player in the NBFC sector in India and on a consolidated basis, it has a franchise of 69.14 million customers. BFL has the highest domestic credit rating of AAA/Stable for long-term borrowing, A1+ for short-term borrowing, and CRISIL AAA/Stable & [ICRA]AAA(Stable) for its FD program. It has a long-term issuer credit rating of BB+/Positive and a short-term rating of B by S&P Global ratings.

News Voir 23 Jul 2026 1:21 pm

UTT 7: History-Makers Goa Challengers Beat UP 10-5, Finish League Phase Unbeaten

Dempo Goa Challengers became the first team in the competition's history to remain unbeaten through the league phase after defeating UP Prometheans 10-5 in Ultimate Table Tennis (UTT) Season 7 on Wednesday.

NDTV 23 Jul 2026 10:06 am

State level Subroto Mukherjee Cup: Goals galore on Day 2

Shillong, July 22: The sporting momentum continued on Day 2 of the State-Level Subroto Mukherjee Cup Football Tournament 2026. Organised by the Directorate of Sports & Youth Affairs, Wednesdays fixtures across the Under-15 Boys, Under-17 Boys, and Under-17 Girls categories delivered a spectacle of attacking football, highlighted by several commanding victories and stunning individual performances []

The Shillong Times 23 Jul 2026 7:02 am

A Morning run against a growing habit

Srinagar, Jul 22:The first thing Dr Mir IshfaqHussain and Farhan Shah noticed was not the parents exercising inside the gym. It was the children waiting outside. Some sat quietly. Others stared into mobile phones, their attention fixed on short videos that seemed to scroll endlessly. It wasn't just that they were using phones, Hussain and Farhan recalled. It was that they had nowhere else to be. That observation stayed with them long after they left the gym. Weeks later, it became the starting point of a community fitness campaign that now brings together doctors, health professionals, educators and senior public officials for morning runs, badminton games and public exercise sessions across Srinagar. Their goal is ambitious, persuade young people, and perhaps more importantly, their parents, that movement can compete with the pull of the screen. We wanted to do something meaningful for society. During our visits to gyms, we often noticed children sitting with mobile phones while their parents exercised. That made us realise how deeply screen addiction has entered our daily lives, DrHussain said. According to him, excessive consumption of short-form social media content is affecting children's attention span and concentration, making awareness on healthy digital habits increasingly important. DrHussain, who holds a PhD in musculoskeletal sports medicine from the American College of Sports Medicine and runs a chain of Hayat Multi-speciality Medical Centres in Kashmir, said the campaign is based on scientific principles rather than being merely a social media exercise. Our objective is not advertisement but awareness. We explain scientifically why excessive screen exposure is harmful and demonstrate healthy alternatives through physical activity, he said. Initially led by DrHussain, Farhan Shah and noted pulmonologist DrNaveedNazir Shah, the initiative has since been joined by noted TV broadcaster AzharHajini, renowned endocrinologist DrShariqMasoodi and senior police officials, including the SSP city Traffic. Children today are active online, he said. The question is how we make them active offline. Notably, public health researchers have long argued that role models can encourage healthier behaviour, particularly when combined with community participation. But they also caution that reducing children's dependence on digital devices requires more than symbolic gestures. It often involves changes at home, in schools and in the design of neighbourhoods where children have safe places to play. The campaign has also attracted questions. Some wonder whether a movement led largely by professionals in their forties and fifties can truly resonate with teenagers immersed in digital culture. Hussain acknowledges the challenge. Younger athletes and social influencers, he said, are gradually being invited to participate. The organisers also plan to expand the programme into colleges and universities, where they hope peer influence will prove more powerful than lectures. Responding to questions about how the initiative differs from other fitness groups operating in Kashmir, he maintained that the campaign places emphasis on scientific guidance and injury-free exercise. Every club has its own concept. Our focus is evidence-based fitness and educating people about the correct way to exercise while highlighting the health risks associated with excessive mobile phone use, he said. The organisers also pointed to their own physical transformation since the campaign began, saying it reflects the positive impact of consistent exercise and healthy habits. But on Srinagar's walking tracks, where the day's first light now falls on groups stretching, jogging and talking about health, the organisers believe change often begins the same way fitness does, not with a finish line, but with a first step.

Greater Kashmir 23 Jul 2026 6:26 am

Seeking only Statehood Is like asking for shoes after losing feet: Mehbooba

Srinagar, Jul 22: Peoples Democratic Party (PDP) president Mehbooba Mufti on Wednesday mounted a sharp political attack on Chief Minister Omar Abdullah over his recent remarks on Article 370, accusing him of lowering the aspirations of the people of Jammu and Kashmir and attempting to normalise the constitutional changes of August 5, 2019. Reacting to Abdullahs press conference on Tuesday, where he argued that restoration of statehood should take precedence over the demand for restoration of Article 370, Mehbooba said any suggestion that Article 370 cannot be restored amounts to giving up on the political aspirations of the people. Stating that Article 370 will not return is like throwing acid on the hopes of the people of Jammu and Kashmir. That should not be done. He wants to instil a sense of defeat among the people, which I dont think any leader should do. It is not right, Mehbooba told reporters here. Her remarks came a day after Omar Abdullah said that demanding restoration of Article 370 before statehood only provided the BJP-led Centre with an excuse to delay the restoration of statehood. He had also said expecting the present Central government to restore Article 370 would be foolishness, while maintaining that restoration of statehood could lay the foundation for pursuing the return of special status in the future. Rejecting that formulation, Mehbooba asserted that the political issue of Jammu and Kashmir cannot be reduced to the question of statehood alone. The Kashmir issue is alive even today and it has to be resolved. Articles 370 and 35A should be a part of that resolution. Statehood is only one part of what happened to us in 2019. It is like cutting off someones feet and then saying, Since the feet are gone, give me the shoes. I feel this is unfair to the people of Jammu and Kashmir and even to his own party, which made promises ranging from autonomy to the restoration of special status, she said. The former chief minister accused the National Conference of gradually legitimising the constitutional changes effected by the Centre in 2019. Drawing a parallel with the 1975 Indira-Sheikh Accord, Mehbooba alleged that the NC had historically accepted the erosion of Jammu and Kashmirs constitutional position and was following a similar path today. The NC has always normalised such situations. When Sheikh Abdullah signed the 1975 Accord, the posts of Prime Minister and Sadr-e-Riyasat had already been abolished. By accepting the office of Chief Minister, all those erosions were normalised. Today, Omar Abdullah is going to JantarMantar only for statehood, avoiding Article 370, and now saying its restoration is impossible. They are normalising what happened in 2019, just like the BJP, she alleged. Questioning the National Conferences electoral commitments, Mehbooba asked why the party had repeatedly promised restoration of Article 370 and special status during the 2024 Assembly election campaign if it no longer believed those objectives were achievable. Why did they include restoration of special status in their manifesto? Why did they repeatedly speak about it in their public meetings? she asked. Referring to the reopening of the Srinagar-Muzaffarabad road during the tenure of her late father Mufti Mohammad Sayeed in 2005, the PDP president said political goals dismissed as unrealistic could eventually become a reality. When Mufti Mohammad Sayeed installed those boards, many said he was selling false dreams. Fourteen of our workers and security personnel were martyred in 2004, but in 2005 the Muzaffarabad road was opened. Likewise, restoration of Article 370 or resolution of the Kashmir issue is not a false dream; it is a reality that can be achieved, she said. Drawing a comparison with Ladakh, Mehbooba said sustained public pressure had compelled the Centre to provide constitutional safeguards there and argued that the people of Jammu and Kashmir could similarly persuade New Delhi to engage politically. If not today, then tomorrow. Just as the people of Ladakh united and compelled the Government of India to provide constitutional safeguards for their land and jobs, we too can compel the Centre to talk to us and secure something for our people, she said. The PDP chief also accused the Omar Abdullah-led government of focusing more on attacking her party than on governance. We have our own agenda and continue to follow the vision of Mufti Mohammad Sayeed. It saddens me that a party with 50 MLAs, founded by leaders like Sheikh Abdullah and Farooq Abdullah, is reducing the entire issue of Jammu and Kashmiran oceaninto a small vessel by making it only about statehood, she said. Maintaining that Jammu and Kashmirs political aspirations extend beyond administrative restoration, Mehbooba said the peoples mandate was not confined to the demand for statehood. People have been struggling for their political rights since 1947. To say that every problem of Jammu and Kashmir will be solved by restoring statehood is an injustice to the people. The mandate given to Omar Abdullah was not just for statehood; it was for addressing the larger political issues and the hardships people face, she said. Mehbooba also referred to her recent letter to National Conference president Farooq Abdullah, in which she had urged the party to convene an all-party meeting before organising its protest in New Delhi seeking restoration of statehood. Had there been a consensus among all political parties, we could have gone to Delhi together. We will continue to remind Omar Abdullah of the larger mandate the people have given him. He may not like it, but we will continue to do so, she added.

Greater Kashmir 23 Jul 2026 6:08 am

48th State Level Senior Men and Women's Handball Tournament begins

The 48th edition of the State Level Senior Men and Women's Handball Tournament kicked off today at YLK ground, Chingarel Tejpur, Imphal East this afternoon As many as 8 men's teams and 6 women's teams clustered into two pools are taking part in the tournament The opening day of the tournaments saw hosts YLK beat KKLYDO, Kongpal by 16 7 goals in the women's opener Pool A before YLK beat NSU 17 9 in the men's opener Pool B br br table align center cellpadding 5 width 610 tbody tr td table class capbox width 100 tbody tr td img width 600 src https www e pao org galleries images News Related 2026 07 Handball 20260723 jpg border 1 alt 48th State Level Senior Men and Women's Handball Tournament begins td tr tr td align center 48th State Level Senior Men and Women's Handball Tournament begins td tr tbody table td tr tbody table br br In the women's opening match, Y Monika scored 7 goals alone to steer the hosts team to the 16 7 victory against KKLYDO Her compatriot N Sophiya meanwhile netted 3 goals as N Bijaya and L Aliya added 2 goals apiece and Kh Melody and N Vidyanandini added 1 goal apiece N Dolly 2 , RK Nilamjoyshree 2 , Th Christina 1 , M Lucky 1 and K Ayingbi 1 were on target for KKLYDO in this match Later in the men's opening match, A Bikramjit shone with 8 goals as L Beckham and E Priyokumar scored 3 goals apiece to earn YLK a 17 9 win over NSU Ng Krishnakanta 2 and Md Sahrukhan 1 meanwhile contributed the remaining 3 goals For NSU, Y Romario top scored with 5 goals as Manglem 2 , Visma 1 and Enungyai 1 managed 4 goals The day also witnessed OYO, Kongpal getting the better of KKLYDO by 17 12 goals in the Pool A opener RK Devajit and N Lamjingba led the scoring for OYO by scoring 4 goals each as T Sunderjit scored 3 goals and the trio of Ksh General, B Bikash and Th Lucky scored 2 goals apiece For KKLYDO, Th Bikash scored thrice as M Rajkumar, Th Sonamani and M Leishemba scored 2 goals apiece Th Bidyachandra, Ch Ajitkumar and Chingthanganba also contributed a goal apiece for the team Source The Sangai Express

E-Pao 23 Jul 2026 5:00 am

Asian U23 Athletics C'ships bronze medallist Bhumeshwory accorded warm reception calls for disturbance free training facilities

Manipur's one of the rising athletes Huidrom Bhumeshwory has called on the State Government to provide high quality, disturbance free training infrastructure to help State athletes excel on National and international stages Bhumeshwory recently scripted history by winning a bronze medal in the women's 800m event at the 2026 Asian U23 Athletics Championships held in Ordos, China br br table align center cellpadding 5 width 610 tbody tr td table class capbox width 100 tbody tr td img width 600 src https www e pao org galleries images News Related 2026 07 Bhumeshwory 20260723 jpg border 1 alt Asian U23 Athletics C'ships bronze medallist Bhumeshwory accorded warm reception td tr tr td align center Asian U23 Athletics C'ships bronze medallist Bhumeshwory accorded warm reception td tr tbody table td tr tbody table br br The rising athletic talent was accorded a warm reception today at the All Manipur Sports Association AMSA hall at Mapal Kangjeibung, jointly organized by the Athletics Association of Manipur AAM and the Manipur Running Team Speaking at the event, Bhumeshwory credited her rapid rise to the unwavering support of the AAM, her coaches, guardians, and well wishers If an athlete pursues their goals with determination and perseverance, success is bound to come, she said, urging younger athletes to stay focused on their targets However, she noted that an athlete's growth is strictly limited by their training environment, expressing regret over the severe infrastructural deficit being faced by State athletes She emphasized that proper athletic facilities are foundational for talent development, safety, and long term competitive success, urging the State Government to work out a proper policy to transform Manipur's enormous sporting potential into podium finishes Many concerned personalities also echoed her concerns, criticizing the monopolization of existing facilities Ito Tongbram, Secretary of the AAM, flagged unfairness on the part of authorities, highlighting the excessive, long term usage of the Khuman Lampak Main Stadium for a single, specific sport Tongbram noted that the stadium serves as the primary venue for regular practice and competitions for most State athletes, and demanded that authorities ensure unrestricted, year round access to the facility except during major tournaments Khogendra Khomdram, Editor of The Sangai Express, also spoke at the event, emphasizing the need for equitable treatment across all sporting disciplines to sustain Manipur's rich sporting legacy He stated it is unfortunate when massive sports facilities are heavily allocated to one sport, adding that all athletes deserve equal access The reception program was attended by several prominent presidium members, including Leishangthem Ajit President, AAM , retired Youth Affairs and Sports athletic coaches Sapam Rashwori and Soibam Somchandra, and retired Sports Authority of India SAI coach Dr Konthoujam Koshana As part of the celebration, Bhumeshwory was honored with a memento and gifts for her historic international achievement Source The Sangai Express

E-Pao 23 Jul 2026 5:00 am

Prime Minister Modi Leads High-Level Meeting on Developed India Goals

New Delhi, July 23: Prime Minister Narendra Modi chaired a high-level meeting at his residence on Wednesday to review progress towards the Developed India goals in rural development, agriculture, social welfare, and related sectors. The meeting included secretaries and senior officials from various ministries, who discussed ongoing programs, challenges, and future strategies in their respective ... Read more Prime Minister Modi Leads High-Level Meeting on Developed India Goals

Morningstar 23 Jul 2026 4:02 am

Like Tokyo Olympics, India can end five-decade World Cup medal drought: Harmanpreet

We had similar feelings as before the Tokyo Olympics. Our preparation is equally strong because our only goal is to end the 50-year World Cup podium drought, Harmanpreet said

The Hindu 23 Jul 2026 2:29 am

State govt proposes first-of-its-kind framework to trace used cooking oil

Shahin Bepari Lambe Panaji With the aim of channeling used cooking oil for biodiesel production, the state government has proposed a first-of-its-kind framework to plug gaps in the collection and digital traceability of used cooking oil (UCO) in Goa. The will ensure that the oil is collected through authorised channels and eventually channelled for biodiesel []

The Navhind Times 23 Jul 2026 2:02 am

Goa has potential to emerge as key Israel tourism hub

Diana Fernandes Margao Israel Ministry of Tourisms Director of Marketing, India, Amruta Bangera, who is currently in Goa,said the state has the potential to become one of Israels biggest tourism hubs, with opportunities extending beyond faith-based travel to leisure and MICE tourism. She also said discussions have been held on establishing direct flights between Goa []

The Navhind Times 23 Jul 2026 2:00 am

Experts suggestions to shape Tribal Vision Document 2037

NT Reporter Margao Tribal Welfare Minister Ramesh Tawadkar on Wednesday said the Tribal Welfare Department would incorporate the views and suggestions of experts and resource persons while preparing the Goa Tribal Vision Document 2037. He made the statement after a one-day conference on the Goa Tribal Vision Document 2037 organised by the Directorate of Tribal []

The Navhind Times 23 Jul 2026 1:59 am

SP Crime to inquire into advocate assault, HC told

NT Reporter Panaji The High Court of Bombay at Goa was informed on Wednesday that the Superintendent of Police (Crime) has taken charge as the inquiry officer (IO) to conduct a departmental inquiry into the assault on advocate Ankur Kumar and his client at Tembwada-Morjim. The newly appointed IO has already secured registers and documents []

The Navhind Times 23 Jul 2026 1:52 am

Voices of support & dissent amplify, faultlines widen

NT Reporter Panaji The BJP Goa unit, led by president Damodar Damu Naik, staged a protest near Congress House in Panaji on Wednesday, accusing the Congress of promoting sponsored anarchy and manufactured chaos. Several state ministers, including Tourism Minister Rohan Khaunte and Fisheries Minister Nilkanth Halarnkar, along with MLAs and party workers, participated in the []

The Navhind Times 23 Jul 2026 1:50 am

S Goa advocates back CJP protest, demand action over NEET issue

NT Reporter Margao A group of young advocates from South Goa on Wednesday extendedtheir support to the Cockroach Janata Party (CJP), backing the youth-led movements ongoing national and local protests. The educational and systemic issues raised by the movement were not limited to Goa but reflected concerns across the country, they told reportersin Margao. The []

The Navhind Times 23 Jul 2026 1:46 am

Quote of the day by Katharine Hepburn: 'Its not what you start in life, its what you...' Life lessons from motivational quote on resilience, true success, fulfillment, execution, determination, endurance and perseverance

Quote of the day by Katharine Hepburn reminds people that success depends on completing what they begin instead of only making a strong start. The quote explains the value of resilience, perseverance, determination, endurance, execution and commitment. Katharine Hepburn's life and career reflected this message through many challenges, career setbacks and achievements. The quote continues to inspire people working toward personal, educational and professional goals.

The Economic Times 23 Jul 2026 12:40 am

Trump Administration Leverages Tariffs for New Trade Agreements

Washington, July 22: The Trump administration is utilizing tariffs to exert pressure on trade partner nations. The goal is to open their markets to American companies, ensure better compliance with regulations, and strengthen manufacturing in the United States. This statement was made by U.S. Trade Representative Jamison Greer during a session with lawmakers on Wednesday. ... Read more Trump Administration Leverages Tariffs for New Trade Agreements

Morningstar 22 Jul 2026 11:52 pm

Quote of the Day by Arnold Schwarzenegger: Bodybuilding is much like Inspiring lessons on discipline, fitness, dedication, consistency and why every workout is a step toward a stronger you by the professional bodybuilder known for his unmatched bodybuilding legacy and lifelong commitment to self-improvement

Quote of the Day by Arnold Schwarzenegger: Arnold Schwarzeneggers quote, Bodybuilding is much like any other sport. To be successful, you must dedicate yourself 100% to your training, diet and mental approach, explores the importance of discipline, commitment, and a strong mindset in achieving success. The quote suggests that reaching any goal requires complete dedication, consistent effort, and proper preparation rather than relying only on talent or motivation. It highlights how physical training, healthy choices, and mental strength work together to create lasting progress.

The Economic Times 22 Jul 2026 11:33 pm

Govt aims to double food processing level to 2% over next five years: Chirag Paswan

India plans to double its food processing level to twenty-five percent within five years. This ambitious goal follows significant reforms implemented over the past twelve years. The government views food processing as a priority sector for national economic growth. Various schemes are actively supporting micro and large food processing enterprises. Connecting every farm to a processing unit is a key future objective.

The Economic Times 22 Jul 2026 10:41 pm

Best German proverb of the day: The devil's favorite piece of furniture is the long bench A life lesson on overcoming procrastination

Best German proverb of the day: A German proverb highlights the dangers of delaying important tasks. The saying The devil's favorite piece of furniture is the long bench warns against procrastination. This ancient wisdom encourages timely action and efficient responsibility management. Procrastination can lead to missed opportunities and increased stress levels. Overcoming delay is crucial for achieving long-term personal and professional goals.

The Economic Times 22 Jul 2026 10:22 pm