22 C 
From using appropriate forms, to making proper income disclosures, filling correct details and attaching documentation for proof Here are the to
FD rates comparison: Here's a look at the latest bank fixed deposit rates offered by the biggest lenders State Bank of India, ICICI Bank, HDFC Ba
Direct tax collection missed revised estimates, but grew 5% over FY25
In the RE for FY26, the government projected its direct tax collection at Rs 24.21 lakh crore
Indias rice purchase reaches near 50 million tonnes, up 6% from a year ago
Government may be forced to dipose of the grain via sales to ethanol distilleries and open market
The IT Ministry clarifies that it has no plans for a new look for its Aadhaar cards, adding that such speculation is not correct. Here's what's n
Have millets for one meal a day: Millet Marvels campaign
ICAR-IIMR Director Tara Satyavathi pointed out that the National Institute of Nutrition recommended millets should constitute one-third of the ce
The strategy to improve a credit score below 650 focuses on timely EMI payments, reducing credit utilisation, limiting loan applications, clearin
India, Canada begin second round of free trade talks in New Delhi; eye $50 billion trade by 2030
The meeting is also likely to set the tone for Commerce & Industry Minister Piyush Goyals visit to Canada later this month
Cotton prices rise by 4% in single day in India
The Cotton Corporation of India increased the price by 2,900 per candy of 356 kg, the sharpest single day increase this season, according to trad
No proposal to compensate OMCs for selling fuel below cost, says Oil Ministry
State owned OMCs raised prices of liquefied petroleum gas for industrial customers and ATF sold to foreign carriers, however there has been no in
Safe personal loan EMI on 30,000 salary: Simple budgeting tips explained
Understanding borrowing fundamentals is vital for personal loans. Keeping EMIs at 20-25% of income ensures financial stability. High EMIs risk mi
A strong credit score is necessary to show lenders that you are a reliable borrower, and first timers or young customers may wonder if closing yo
Filing income tax returns online has simplified the process but can confuse first-time taxpayers. Income Tax Notices inform taxpayers of issues l
A disciplined savings rate drives retirement planning by boosting compounding, reducing risk, and ensuring financial security, helping individual
Section 80C: Here's how you can unlock up to 1.5 lakh tax deductions in Income-Tax return filings
Section 80C provides taxpayers with deduction benefit up to 1.5 lakh for investment in certain government saving schemes during a given financial
Indias March tea output declines 1.5% to 66.86 m kgs
The decline was mainly in North India, where production is yet to recover due to climatic and seasonal issues, whereas South India registered a n
Lost or stolen credit card? Here are 6 steps to follow to avoid financial loss
A lost or stolen credit card requires immediate action, including blocking the card, checking transactions, reporting to the bank, disputing frau
The government revised the Dearness Allowance (DA) for bank employees for May, June, and July 2026, impacting salaries for workmen and officer em
How bureau and account aggregator data are redefining lending risk
The evolution of lending practices towards precision underwriting emphasizes using both historical and real-time data for improved risk managemen
8th central pay commission: The 8th CPC has planned state visits to Telangana, Ladakh and Jammu & Kashmir in May and June 2026. Here's a look at
Public sector banks offer competitive personal loan interest rates starting at 7.10% in May 2026. Key factors that influence borrowing decisions
I asked ChatGPT how to retire at 45 on 1.5 lakh a month. The AI tool suggested specific mutual funds while giving a detailed personal finance pla
The retail bond illusion: Are investors buying yield or risk?
Fintech platforms have made bonds look simple and safe. But behind curated yields and clean dashboards lie credit, liquidity and structural risks
India manufacturing PMI rises to 54.7 in April, inflation pressures persist
However, rising input costs driven by global factors, including the Middle East conflict, pushed inflation to multi-month highs.
8th Pay Commission 6-month review: Key updates, consultation status and outlook
The 8th Pay Commission review highlights progress in consultations, stakeholder engagement, and the policy focus on salaries, pensions, and refor
How the falling rupee still affects households with no direct dollar expenses
Economists and financial planners urge the public to rebudget for essentials, build larger emergency funds, and consider global investment divers
Record UPI transactions in FY26 highlight rapid digital growth nationwide. UPI payments are best made through secure apps, with vigilant verifica
Online food delivery still just 11% of total food services, shows large untapped market: Report
The report stated that online food deliverys share has risen from about 3% in 2018 to roughly 11% now
Section 80C income-tax relief: Here's how to maximise your 1.5 lakh deduction
Taxpayers can rely on Section 80C of the Income-Tax Act to reduce their tax liability through deductions of up to 1.5 lakh in a financial year. H
The online income-tax return process has simplified tax filing, yet first-time taxpayers face challenges. Here's a look at what income-tax notice
Considering credit card? Here are some key things to keep in mind before you apply
Applying for a credit card involves careful consideration of your needs, spending habits, and comparing various options. Choose a card that align
India may take middle path, unlikely to remove import duty on cotton
Options under a middle path could be either zero duty import in September-October as current stock in the country is comfortable to meet domestic
How does a Ulip compare to buying a term plan and investing in MFs separately?
Unit-linked insurance plans or Ulips bundle life insurance and investment into a single product. Ulips also carry a tax advantage
Overseas carriers cut India flights on rising fuel costs
While Australias Qantas is temporarily suspending flights between Sydney and Bengaluru between August and October-end, Thai AirAsia is cutting fl
The Finance Ministry raised the Dearness Allowance by 2% for central government employees and pensioners, increasing it from 58% to 60% of basic
The 8th Central Pay Commission held its first meetings discussing demands for annual increments and pension scheme withdrawal. It is set to decid
Withdrawing PF money? Fill these details correctly to avoid TDS deductions
The declarant, who is a resident, must ensure that their expected final tax liability for the year is NIL and duly fill all the rows in Part A of
Five smart investing rules for navigating Indias volatile equity markets in 2026
To turn market volatility into an instrument for wealth creation, retail investors should consider adopting a structured approach. Here are five
How mutual fund-based portfolio management services work
Mutual fund-based portfolio management services are becoming popular among high-net-worth individuals. Here is how these services work
UK sets out fuel contingency plans for flights amid US-Iran conflict
The Department for Transport (DfT) issued a series of temporary plans amid ongoing jet fuel supply issues caused by the US-Iran conflict and the
Agri land, factories in Tanzania offer new avenues for Haryana farmers, entrepreneurs
Haryana government, with the support of the Centre, has signed a Memorandum of Understanding (MoU) for one lakh acres of farm land in Tanzania
Tax deadlines in May 2026: Key dates every taxpayer should know
May 2026 has crucial tax deadlines, including TDS payments and quarterly filings. Taxpayers must comply to avoid penalties. Full list of the dead
The hardest part of investing isnt picking, its holding
Legitimate capital, patiently held, is the only edge in this business that has worked reliably for a hundred years. It is not glamorous enough to
Services sector drives exports growth, offsets 64% of trade deficit in FY26: Finmin Review
The report noted that Indias services exports rose to 48.6% of total exports from 47% in FY25
Missed Subhadra Yojana? Here are alternative welfare schemes available in Odisha
Odisha has several welfare schemes aimed at empowering women through financial assistance and social support, including Lakhpati Didi Yojana and
On May 3, gold prices in India remained stable, silver prices also showed limited movement. Check retail rates of 24K, 22K gold, 999 silver in yo
If crude stays high, Indian aviation faces margin squeeze, demand risk: Oil Analyst
Sparta Commodities Senior Oil Analyst Abhishek Kumar noted that Indias aviation sector is highly vulnerable due to the significant cost of aviati
Chennai Metro ridership at 90 lakh in April
A total of 90,18,069 passengers used the Chennai metro from April 1 to April 30, with a peak single-day ridership of 3,65,807
Smart spending: Here's how you can save money without sacrificing fun
Effective money management involves budgeting, debt management, tracking expenses, and distinguishing needs from wants. Here's a few steps you ca
Transactions where PAN is mandatory in India: Full list after form 97 replaces form 60
Starting April 1, 2026, the Income Tax Act mandates quoting a PAN for numerous financial transactions, replacing Form 60 with Form 97. Here's a l
How your credit score impacts home loan approval and what score you need for the best deal Explained
Home loans require lenders to assess creditworthiness, with credit scores significantly influencing approval and interest rates. A score above 75
Private and public sector banks in India will be closed for two days between May 4 and 10, 2026. Customers can use online services for transactio
Taxpayers can rely on Section 80C of the Income-Tax Act to reduce their tax liability through deductions of up to 1.5 lakh in a financial year. H
MIP on virgin multi-layer paper board extended to September 30
The measure, first introduced in August 2025, aims to regulate low-cost imports and support domestic manufacturers.
NITI Aayog gets two new full-time members, count rises to seven
The Centre has appointed Joram Aniya and R Balasubramaniam as full-time members of NITI Aayog, strengthening the think tanks leadership and bring
FinMin notifies changes in FEMA rules easing FDI for foreign cos with up to 10% Chinese stake
New FEMA rules clear low-level China-linked FDI under automatic route
Concerns about a housing market crash are growing among Americans as mortgage rates rise and inflation increases. Financial experts recommend kee
DA hike: The highest hike for Dearness Allowance of central government employees came in 2021 with an 11% increase from the central pay commissio
DEA eases FDI rules for firms with up to 10% Chinese shareholding under FEMA
The revised policy shifts focus to beneficial ownership while retaining curbs on entities from land-border countries, marking a calibrated relaxa
Aushadhi Express reefer rake flagged off to boost pharma logistics
The service is expected to reduce transit time, lower costs, and improve supply-chain reliability, supporting Indias growing pharma exports.
Electric bus sales up 19% in JanApr; JSW entry signals new capacity as April sales see dips
JSW Greentechs April dispatch of 25 buses marks its formal entry into Indias electric bus market, albeit at a pilot stage
8th CPC: What is the role of pay commissions in calculation of Dearness Allowance?
8th central pay commission: The government appointed panel determines Dearness Allowance hike, fitment factor and other allowances for central go
Bank deposit risk explained: What happens to your money if a lender fails to return it?
Bank deposits are generally safe, but in case of bank failure, only 5 lakh per depositor is insured under the DICGC. This coverage applies to all
Power Ministry mandates phased rollout of local content in HVDC substations
Power Ministry aims to reach 60% minimum local content in HVDC substations by FY35
Tax-saving FDs vs regular FDs: Interest rates, lock-in and tax benefits compared
Fixed deposits (FDs) are favored for stable returns, with banks in India offering rates up to 7%. Tax-saving FDs provide deductions under Section
IRCON celebrates golden jubilee, showcases 50-year journey and future roadmap
The PSU highlighted its expansion into diversified infrastructure sectors, strong domestic and global project portfolio, and outlined future grow
The RBI has set the final redemption price for its Sovereign Gold Bond 2018-19 Series-I at 14,901 per unit, payable on 4 May 2026. Investors coul
New Air India CEO: Search narrows to Singapore Airlines Vinod Kannan, insider Nipun Aggarwal
CEO search follows Campbell Wilsons resignation
Income tax rules discourage cash transactions, limiting annual deposits to 10 lakh. Experts recommend using savings accounts for cash deposits
How to claim stuck NPS funds with interest? Step-by-step guide for subscribers
Unclaimed National Pension System contributions can be retrieved through a mechanism specified by the Pension Fund Regulatory and Development Aut
Family floater vs separate policy: Whats best health insurance policy for your elderly parents?
Family floater health insurance premiums are primarily calculated based on the age of the eldest member covered. Other key factors are - sum insu
Spirit shuts operations after White House bailout falls apart
All Spirit flights have been canceled, and passengers have been advised not to go to the airport, after the airline failed to secure a deal with
Electric 3-wheeler sales steady in April; fuel cost worries push shift to L5
Growth was led by the L5 segment, which expanded nearly 4% to 25,307 units, even as the L3 category declined about 1% to 35,953 units
PPF maturity rules: What investors should do when their account matures?
As PPF accounts reach maturity, holders must choose to withdraw the total amount, extend for five years, or continue without extra deposits. Here
A married woman's share in ancestral property is influenced by laws, family dynamics, and social norms. Key laws - the Indian Succession Act and
I asked ChatGPT why the principal of my 90 lakh home loan hasn't decreased much despite paying off 45 lakh via 60 EMIs. Here is what AI said.
25-year old techie shares how he built a 20 lakh portfolio in 3 years while earning under 10 lpa
A 25-year-old tech professional built a 20 lakh investment portfolio in three years on a salary under 10 lakh. He attributed his success to disci
I asked ChatGPT: How to build 10 crore retirement corpus? The answer was a wake up call
Investing in mutual funds varies by age to build a 10 crore corpus. Younger investors benefit from compounding over decades, while older investor
Gold and silver prices remained stable in India's retail market on Saturday, May 2. Check retail rates of 24K, 22K gold, 999 silver today in majo
If you have children especially a young family a popular rule of thumb is to choose a term long enough to see them out of the house and through
6 personal finance mistakes to avoid in May 2026 for a stronger financial future
Avoid costly personal finance mistakes in May 2026 for stronger financial growth as poor planning, emotional investing and debt misuse can erode
Fresh developments around the 8th Pay Commission updates include regional visits, extended deadlines, and key meetings shaping pay, pension, and
Air India to cut international flights till July amid jet fuel price surge, airspace curbs
Airspace restrictions in the wake of the West Asia conflict have forced the airline to take longer routes for many international destinations, re
From roti to revolution: Indias next big hunger fix isnt what you think
The Smart Nutrition Revolution will save India from deficiency - it is about building stronger bodies, sharper minds, healthier futures
The missing link in agri-tech: Why semiconductor startups will decide Indias farming future
The real missing link in agtech is integration and at its centre lies one critical element: semiconductors
New income tax rules for doctors: Who needs to maintain Form 25 and why
It is a prescribed daily case register required to be maintained by practitioners of any system of medicine under Rule 46(6) of the Income Tax Ru
Bank holiday today: Are SBI, HDFC Bank, and other banks closed on Saturday, May 2?
Banks in India are open today, May 2, 2026, as it is the first Saturday of the month. They will be closed on May 9, May 23, and May 27 as per the
I asked ChatGPT: SIP or home loan prepayment what's better? The answer was surprisingly logical
As a 40-year-old married person with one kid, here's how you can repay your home and car loans while investing in SIPs. Follow this balanced appr
Odisha kicks off mango season with first domestic shipment
Farmers are feeling the love this year, with prices soaring to 45 per kg up a whopping 80% from last years 25
Players, especially in the restaurant industry, are expected to pass on the cost pressures to some extent to the end consumers
