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Getting your first credit card at 18 can help build a credit history, but careless spending can lead to debt. Experts explain repayment habits, credit utilisation, secured cards and ways to protect your credit score.

The GST Council on Thursday approved reforms that are scheduled to take effect on 1 April 2027, aimed at reducing the compliance burden on businesses. Here's the full list of changes and what happens to those already facing prosecution.

Actor Anushka Sharma and her family have purchased three apartments worth a combined 44.1 crore at Godrej Skyshore in Mumbai's Versova. The transactions include individual purchases by Anushka and her parents, as well as a joint apartment purchase by Anushka and cricketer Virat Kohli.

A 30 lakh investment in the Senior Citizens Savings Scheme (SCSS) at 8.2% interest can generate 61,500 per quarter, equivalent to 20,500 per month. Check the October-December 2026 interest rate, eligibility criteria, investment limits, tax rules and withdrawal conditions.

Irdais proposed reforms aim to make insurance pricing, commissions and distribution more transparent. But policyholders must still understand their cover and stay prepared for claims and renewals.

Credit utilisation measures how much of your total available credit you use. Using your credit card heavily can lead to lower credit. Here's why it happens and how to avoid it.

A senior citizen in Navi Mumbai faced a 2.20 crore tax addition after the Income Tax Department treated two documents for the same flat as separate purchases. The ITAT granted relief, highlighting why joint ownership alone does not establish who funded a property and why payment records matter.

The government wants to accelerate financing for the scheme to make households less dependent on conventional sources of electricity.

High protein or no added sugar may catch your eye, but what does the label reveal? Experts explain how to read serving sizes, calories, nutrients and ingredients, helping you look beyond prominent packaging claims and understand what you are buying. 

The ministry of rural development is bringing in IIT and NIT academicians for inter-state inspections to pinpoint defect causes and boost accountability across Indias 800,000-km rural road network.

Missing a life insurance premium usually does not end cover immediately. A grace period is provided, post which the policy may lapse. Check revival process and other details.

Gold and silver prices today, 9 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

PFRDA chief S. Ramann discusses the future of NPS, a proposed retirement income scheme, greater competition in annuities, NPS Swasthya, gig workers and grievance redressal.

8th Pay Commission has yet to finalize fitment factor. Unions have sought 3.833x and 4x. For Level 1 employees with 18,000 basic pay, these imply revised basic salaries of 68,994 and 72,000, increases of 50,994 and 54,000, respectively, with a difference of 3,006 between the two estimates. 

HRA tax exemption is available only under the old tax regime and applies to rent paid for the residential home an employee actually occupies. Here's whether you can claim HRA for two properties.

New Delhi will offer credit lines to African and Latin American nations to help domestic manufacturers find new buyers as steep US tariffs stall exports and trigger a factory capacity glut, new and renewable energy secretary Santosh Kumar Sarangi told Mint.

New guidelines widen monitoring of AI-enabled devices, software glitches and cybersecurity risks while extending reporting to primary health centres.

SEBI has introduced a new mutual fund-like Credit Risk-o-Meter to help investors understand the credit risk of corporate bonds and other debt instruments. The meter classifies them into six credit-risk levels, ranging from the lowest to very high risk of default. Heres what investors should know.

OpenAI is on track to generate annualized revenue of roughly $50 billion based on its current performance, according to people familiar with the matter, an uptick from the prior year but less than some recently reported estimates for the ChatGPT maker.

Several diversified equity funds have delivered negative returns so far in 2026, but the picture changes sharply over longer periods. Heres a look at funds in the red on a YTD, three-year and five-year basis, and what investors should consider.

RBI rules may entitle customers to compensation when banks miss deadlines for services such as resolving failed digital transactions, closing credit cards, returning property documents or correcting credit reports. Compensation varies by case, from 100 per day to 5,000 per day.

The complainant bought a Kia Sonet HTX Diesel in March 2022 for around 13.69 lakh, including on-road costs. He later purchased an extended warranty that remained valid until March 2027.

TCS reported 0.2% sequential revenue growth in the JulySeptember quarter, beating analyst expectations but marking its slowest second-quarter growth in three years. 

Personal loans are growing much faster than home loans, but home finance remains the much larger credit category. Consumer durable and two-wheeler loans are also expanding. Heres what the latest credit trends reveal about how Indians are borrowing and what consumers should watch.

Amazon India expects its Great Indian Festival 2026 to set new records, after early deals grew 3540%. The company expanded Amazon Now to 120 cities, increased fulfilment capacity by nearly 50%, added logistics facilities and created 160,000 seasonal jobs, its top executive in India said.

TDS and TCS compliance has moved to an online filing setup from Tax Year 2026-27 onwards, changing how deductors submit quarterly statements. The process brings fresh forms, a separate compliance environment, and updated filing steps. Heres what deductors need to know.

Higher interest rates could push up EMIs on floating-rate home loans for NRIs.

Announcing the venture on social media, Navya said she had been working on the initiative for some time before making it public.

The RBIs 25-bps repo rate hike has reshaped the outlook for debt-fund investors as bond yields rise and markets assess further rate moves. Heres what investors should consider based on their 3-month, 12-month and 18-month investment horizons.

Bank of Baroda has entered the pension fund business, becoming the second PSU bank after SBI to do so. The move comes as PFRDA seeks to expand NPS, targeting up to 4 crore new subscribers over the next 2-3 years.

The proposed 2,000 MW interconnection could link Imphal with Singapore through Myanmar, Thailand and Malaysia, boosting cross-border electricity trade and regional energy security.

The forum was held under the theme 'Anchoring Maritime Decarbonisation' and saw participation from representatives of 62 Hydrogen Council member companies.

TCS Q2 Results 2026-27: Net profit of India's largest IT services firm rose 15% to 13,884 crore, on the back of revenue that increased 11% to 73,188 crore.

India is considering delaying a 0.4% merchant discount rate on UPI transactions above 2,000 until January 2027. The postponement would give payment companies time to update systems and merchants time to prepare. Person-to-person payments and smaller merchant transactions would remain free.

Opening a demat account for your minor child can raise questions about who pays tax on the income and where it should be reported. From clubbing rules and capital gains to ITR schedules and exemptions, heres what parents need to know before filing.

The proposed cap could cut retail prices by up to 70%, with the government moving ahead of a broader crackdown on steep mark-ups in cancer medicines.

Elon Musk questioned why Starlink still lacks an India licence despite five years of compliance, asking: Is Ambani the real boss of India?

Parag Parikh Flexi Cap Funds September portfolio shows a clear shift in select existing holdings, even as the fund exited only one stock. DLF saw the biggest increase, while major names continued to dominate the portfolio. What changed in the mutual funds latest portfolio?

The fundraise marks a new phase in DailyObjectss growth journey, enabling it to scale its retail presence, deepen its product and R&D capabilities, strengthen brand building and evaluate opportunities in global markets

Honeywell will deliver 16 engines to HAL by mid-2027, potentially easing a key bottleneck that has delayed production of the Indian Air Forces HTT-40 trainer aircraft.

Swift's 15-member board will oversee strategy, management, risk and controls under a revised governance structure approved by shareholders.

The General Insurance Council is reportedly considering a mandatory 10% co-pay in retail health insurance policies, potentially capped at 5 lakh per claim. Heres what co-payment means, why it is being considered, and how it could affect senior citizens and other policyholders.

Insurer failed to provide sufficient evidence to justify claim rejection, Kurnool Consumer Commission says.

TCS announced a five-year partnership with Porsche, including an AI Mobility Centre of Excellence and MHP acquisition. It will also transition Best Buys India GCC into an AI Capability Center, expanding its AI-led business.

Gold prices have corrected sharply, but the fall may be creating an opportunity for investors. Heres the key price level to watch for those considering investing in gold ETFs, along with the factors that could influence prices ahead.

Beyond truck loans and balance sheets, Shriram Group is chasing Indias retail investing boom. Can an 89-year-old founder's legacy and a high-touch ground network beat Silicon Valley-style discount apps? We take a deep dive into the conglomerates high-stakes bet.

More rate hikes are coming. The question is how much

The annual FASTag pass priced at about 3,000 for residents living within 20 km of national highway toll plazas, offers unlimited crossings at a designated plaza and saves 28% compared to current monthly pass renewals.

Government employees covered by GPF and eligible private-sector employees under EPF can access their savings before retirement, but the two schemes differ in how advances or withdrawals work. Heres a look at the key differences in eligibility, withdrawal limits, repayment and other provisions.

The top court has asked the Centre to set up a three-member panel to examine whether drugmakers need legally enforceable rules governing gifts, incentives and other promotional practices.