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A 3 lakh credit card limit with 50,000 usage keeps credit utilisation at about 16.7%. An expert explains how low utilisation can support your credit profile, provide an emergency cushion, and encourage disciplined borrowing and repayment.

8th pay commission: From pension revision to minimum pension and dearness relief (DR), pension commutation, and OPS Here are the top 12 demands made by pensioners during the consultation stage so far.

HDFC Bank has sent two CEO candidates to RBI as Sashidhar Jagdishan nears the end of his second term in October.

Andhra Pradesh has approved two dearness allowance revisions for state government employees, resulting in a total DA hike of 4.55% to be implemented from September 2026 salaries. Here's when arrears will be paid

Under the scheme, eligible farmers receive 6,000 every year in three instalments. The focus is now on the 24th instalment.

Becoming a loan guarantor can affect your future loan eligibility, borrowing capacity and credit profile. Understand how a guaranteed loan may influence lender assessments and the key factors to check before signing a guarantee for someone else.

NSC vs KVP: Compare maturity value, interest rates and investment periods for a 1 lakh Post Office investment. Find out which scheme offers higher returns, understand tax benefits and choose the option that suits your financial goals.

The PFRDA plans to introduce mobile-based pension accounts for informal workers, enabling contributions via UPI through an easy digital process utilising the e-Shram database for account setup. Details of the proposal here.

 Karnataka RERA recently fined a builder 10 lakh for failing to deliver amenities as promised. Here's how aggrieved buyers can register complaints online through state portals.

An Indian working in Kuwait faced an income tax notice over 3.63 crore in reported financial holdings. ITAT Ahmedabad deleted a 5.52 lakh addition and ordered fresh verification of around 2.50 crore linked to HDFC Bank.

Hawkins Cookers will launch a fixed deposit scheme on September 16, with interest rates up to 8% for a 36-month tenure. Check full details of the offering here.

Xflow partners with HSBC to help global businesses collect payments from Indian customers through UPI, cards and net banking without setting up a local entity.

8th Pay Commission: Central government employees unions seek five Modified Assured Career Progression (MACP) upgrades, shorter waiting periods and promotional pay scales. Here is what MSA, FNPO, NC-JCM and RSCWS have demanded and what the proposals could mean for employee salaries.

Employees may need to access retirement savings before leaving the workforce for emergencies. The EPFO permits partial withdrawals, known as EPF advances, with specific eligibility. Check details here. 

Reserve Bank of India's Governor Sanjay Malhotra said on Friday that the Monetary Policy Committee (MPC) will reassess growth and inflation dynamics at its meeting next month. 

Should you prepay your loan early? Experts explain how prepayment can reduce interest costs and debt, why timely EMI payments matter more for credit scores, and what borrowers should check before using savings to close a loan early.

A minor's 1.17 crore interest income led to a 12.83 lakh penalty for his father. The tax officer denied a reduced rate under the India-UAE treaty and penalised for supposed under-reporting. Here's what happened next.

All bank branches in India are closed today due to the second Saturday of the month, but online services remain available. Details of upcoming bank holidays here. 

Credit score 780 but home loan rejected? Experts explain why a high CIBIL score may not guarantee approval, covering income stability, existing EMIs, repayment capacity, property value and documentation that lenders assess before sanctioning a home loan.

Smaller audit firms are taking on Indias Big Six with sharp pricing, stable teams and tech skills to win larger clients. With more than 600 companies changing auditors by fiscal year 2029, the coming churn could give these firms their biggest shot yet at breaking into the big league.

Tier-2 cities in India are leading digital credit and inclusion, with an average score of 58.64, ahead of Tier-1 and Tier-3 cities, the Digital Credit & Inclusion Index (DCII) 2026 by Pahl India Foundation and Amazon Pay found.

The countrys seventh-largest technology services firm announced Singh's resignation on Friday evening.

A software engineer saved 15 lakh but lost purchasing power due to low savings interest. Advised by a financial planner, he allocated funds effectively, setting goals for emergencies, a house, and retirement. His experience highlights how inaction can be a financial decision.

Unlike traditional consumer debt, education loans evaluate a candidate's future earning capacity rather than just existing income.

Today, we calculate the minimum amount you would need to invest in your / your child's PPF per month in order to successfully become a crorepati over the long run. Below is how the calculation works out for every 5-year delay:

Analysts believe domestic economic conditions remain the key factor determining the direction of Indian bond yields, rather than movements in global yields alone.

WRI India has identified inland sites in Jharkhand, Rajasthan and Punjab where clean power, water, pipelines and industrial demand could support production.

Today, we explain how much you would have to invest in a systematic withdrawal plan (SWP) in order to receive 50,000 per month as steady income after retirement, while keeping your corpus invested.

System liquidity crossing 11 trillion earlier this month has already prompted the central bank to withdraw surplus liquidity of over 8 trillion through multiple VRRR auctions.

With a 20,000 monthly raise, borrowers must choose between repaying a personal loan or investing in mutual funds. Clearing a high-interest loan first can save more in interest and result in a larger investment corpus compared to investing the entire amount monthly.

The regulator flagged several shortcomings in the sale, including failures related to product suitability, solicitation, disclosures and the insurers internal controls.

A consumer court ordered the EPFO to pay 6% interest for a 35-day delay in settling a PF claim over 14 lakh. The EPFO was found guilty of service deficiency, failing to meet the 20-day processing deadline as required by the EPF Scheme, 1952.

Platforms worry about pricing rules since products on the e-commerce marketplaces are supplied and priced by independent sellers

A MahaRERA ruling highlights the risks of buying a flat without verifying construction approvals. Here are 7 key checks homebuyers should make, including the Commencement Certificate, sanctioned plans, RERA records, payment trail and written promises.

Pensioners' body AIFPA has demanded a 3.83 fitment factor from the 8th Pay Commission, the highest proposed so far, though experts peg the realistic range at 1.83 to 2.57, a hike that could raise central govt pay and pensions by 20-80%.

The ruling does not invalidate every income tax reassessment proceeding. The crucial question remains whether the notice was issued in accordance with the prescribed statutory procedure and whether the requirements relating to faceless assessment were followed.

DA news update: Punjab government employees called off their pen-down strike after the state assured that no disciplinary action would be taken against those who participated in the mass leave protest on 27 August. 

RBI deputy governor S. C. Murmu said automation cannot dilute lenders accountability, while payment systems must strengthen resilience, fraud controls and customer protection.

Bank of India plans $1 billion overseas borrowing after raising $2.2 billion through FCNR(B) deposits as lenders seek to benefit from the RBIs hedging subsidy.

8th Pay Commission: A pensioners body has sought a 3.83 fitment factor and a minimum basic pay of 69,000. Here is how the demand compares with the 7th Pay Commission and what employees and pensioners should know about the proposed salary revision.

Large-cap mutual funds saw 1,147 crore in outflows in August 2026, despite previous  inflows. Rising mid- and small-cap investments suggest a shift in investor preference. Here's what investors should make of the divergence.

Facing an urgent 2 lakh need? Experts say using savings is usually cheapest, personal loans suit structured repayment, while credit card balances can cost 24%+ annually, turning a 1 lakh outstanding into nearly 40,000 in interest.

Quick commerce has grown from being an extension of grocery delivery into a much larger business for several consumer companies. Do platforms really need a separate app for their offerings?

8th Pay Commission: A proposed merger of DA with basic pay could boost central government employees salaries. Heres how a hypothetical fitment factor of 2.1, 7% annual increments and DA revisions may impact Level 6 pay by 2033.

Saurabh Mukherjea, author, founder and Chief Investment Officer, Marcellus Investment Managers, in an interview with Mint Extraclass, says frequent buying and selling of stocks may reduce gains. He advocates for long-term investment strategies, saying fewer trades lead to better performance. 

With data centres operating continuously, generator sets have become imperative to keep their IT infrastructure, cooling systems and lighting running in the event of an outage.

Notably, Uber's exit from Nigeria and Uganda came the same day Uber CEO Dara Khosrowshahi said the company would cut its global workforce by 10%.

ITAT Delhi has ruled taxpayers can claim the full 25,000 Section 87A rebate against STCG tax under Section 111A for AY 2025-26, as the Finance Act 2025 restriction on special-rate income applies only from AY 2026-27 onwards.

Taxpayers missing the June 15 advance tax deadline can still pay owed amounts with interest. Missing deadlines may incur interest under Sections 234B and 234C of the Income-tax Act. Details here.

The funds will help deepen Marengo's presence in existing markets, expand into adjacent geographies and invest further in medical technology, centres of excellence, and patient experience.