SENSEX
NIFTY
GOLD
USD/INR

Weather

image 21    C

Business News

Livemint

Business / Livemint

Going abroad for a holiday? How to split your travel budget between cash, forex cards and credit cards to save money

Going abroad for a holiday? How you split your travel budget between cash, forex cards and credit cards can affect your overall expenses. Know the ideal allocation, compare forex charges and avoid costly ATM withdrawals and currency conversion fees.

1 Nov 2026 8:20 pm
Flying from Mumbai on Nov 19? Here's what you should know about 6-hour airport closure

Both runways at the airport RWY 09/27 and RWY 14/32 will remain closed between 11 am and 5 pm on November 19, MIAL said

1 Nov 2026 8:11 pm
Mandaviya rolls out EPFO services through WhatsApp: Check PF balance, passbook and latest transactions on your phone

Union Labour Minister Mansukh Mandaviya has launched WhatsApp services for EPFO members, allowing them to check their PF balance, access passbook details and view their latest five transactions. The facility will also offer assistance under the PMVBRY scheme.

1 Nov 2026 7:02 pm
NBCCs Avenue Towers in Sarojini Nagar sees 5,191-crore sale of 8.8 lakh sq ft apartments

State-owned NBCC has sold residential apartments spanning approximately 8.80 lakh sq ft at Avenue Towers on Africa Avenue Marg in New Delhi's Sarojini Nagar for around 5,191 crore. The proceeds will be used to fund Central Government redevelopment projects.

1 Nov 2026 5:50 pm
UPI average daily transaction value crosses 1 lakh crore for first time in October

UPI processed transactions worth an average of 1,01,707 crore daily in October 2026, crossing the 1 lakh crore mark for the first time. Monthly transaction value hit 31.53 lakh crore, while transaction volume rose to 25.47 billion.

1 Nov 2026 4:29 pm
GST registration new rules from Nov 1: How small online sellers can expand across states everything you need to know

The new Rule 14B allows eligible sellers using e-commerce platforms to obtain GST registration in states where they have no physical presence by declaring an e-commerce operator's warehouse as their principal place of business. 

1 Nov 2026 4:22 pm
Big Bullet Train Plans Revealed! Delhi to Kanpur in 1 hr 45 mins, Lucknow 2 hr 12 mins, Varanasi 3 hrs 33 mins - Fares?

The Railway Minister also highlighted the convenience for passengers and the major transport connectivity hub for all of North India and North East India.

1 Nov 2026 4:07 pm
Pradhan Mantri Fasal Bima Yojana: Eligibility, insurance cover, Meri Policy Mere Haath campaign for farmers explained

The Pradhan Mantri Fasal Bima Yojana (PMFBY) provides insurance cover on crop losses for farmers due to natural disasters such as earthquakes, floods, hurricanes, cyclones, and droughts. Here's all you need to know 

1 Nov 2026 3:21 pm
Why your idle cash is quietly losing its value: Here's how to beat Inflation and get out of stagnant, low-interest traps

With inflation at 5.8%, savings accounts paying 2.7% to 3% lose purchasing power, despite growing balances. Keep three to six months of essential expenses accessible, then consider diversified investments for longer-term goals. 

1 Nov 2026 3:15 pm
Festive-season clean-up: how to declutter your mutual fund and stock portfolio

Too many funds and stocks can make investments harder to track and manage. Heres how to weed out overlapping and underperforming holdings, rebalance your portfolio and keep your financial goals on track.

1 Nov 2026 3:07 pm
Loan Default vs Wilful Default: 5 important differences and how they can affect a borrower's future credit prospects

Loan default and wilful default carry different consequences for borrowers. Understand five key differences, RBI rules, lender action, credit score implications and how wilful default can restrict future borrowing and access to institutional finance.

1 Nov 2026 2:48 pm
Stock market investors alert! Eyeing US markets? Groww starts with for Indian investors Top 5 things you should know

Groww has launched access to more than 10,000 US-listed stocks and ETFs, including fractional shares, through its app. Here's what investors need to know about eligible banks, foreign-exchange rules and other factors 

1 Nov 2026 2:35 pm
EPFO: Jammu MP urges timely settlement of workers and pensioners provident fund, pension benefits on 74th Foundation Day

At EPFO Jammus 74th Foundation Day, MP Sat Sharma urged timely settlement of workers claims, efficient pension services and greater awareness of social security benefits. Here's all we know 

1 Nov 2026 1:39 pm
IDBI Bank strike on November 2, 3: Reason? Will customer banking services be affected? What account holders should know

IDBI Bank has announced a customer advisory ahead of the proposed strike on November 2 and 3, 2026. Find out why services may be disrupted, whether branches will be affected, and how customers can use UPI, ATMs and internet banking.

1 Nov 2026 1:18 pm
EPFO Foundation Day Quiz 2026: Full list of winners to be awarded today | What is EPF, EPS, PMVBRY, Vishwas 2026 scheme

Winners of the EPFO Foundation Day Quiz 2026 will be honoured in New Delhi on Sunday as the organisation marks its 74th Foundation Day. Organised by the Labour Ministry with MyGov, the quiz drew 8,584 participants and aimed to raise awareness about EPFO schemes.

1 Nov 2026 12:06 pm
Explained | EPFO new initiatives: WhatsApp services, inactive PF accounts to get automatic settlement - What we know

EPFO Foundation Day 2026: The Employees Provident Fund Organisation plans to introduce automatic settlement of eligible inoperative EPF accounts with balances up to 1,000 and launch WhatsApp services to simplify provident fund access for subscribers.

1 Nov 2026 11:56 am
Creators and stand-up comics are driving India's live events boom

Creator-led formats and stand-up tours are expanding India's live entertainment market beyond music, though rising event costs and audience monetisation remain key hurdles.

1 Nov 2026 11:19 am
5 money lessons from The Simple Path to Wealth by JL Collins: Harness world's most powerful wealth-building tool | List

JL Collins advocates spending less than you earn, avoiding debt and investing regularly in low-cost index funds. He defines financial freedom as having enough resources to make independent choices..

1 Nov 2026 11:06 am
8th Pay Commission: How a 69,000 minimum wage demand translates into a proposed 1.12 lakh salary; Check calculations

The 8th Pay Commission has received NC-JCM's proposal for 69,000 minimum basic pay and a 3.833 fitment factor. Here's how the proposed merger of Pay Levels 4 and 5 translates into a projected 1.12 lakh starting basic salary.

1 Nov 2026 10:50 am
New GST reforms start today: Relief for online businesses, no need to open offices in every state; check all the changes

New GST measures approved by the Council will roll out in phases from November 1. They allow eligible small online sellers to register using platform warehouses. Check all the changes effective from November 1.

1 Nov 2026 9:51 am
Credit score after loan settlement: How long does it take to recover, and how can borrowers improve their credit record?

A loan settlement can affect your credit score and future loan eligibility. Understand how long credit score recovery may take, why settled and closed accounts differ, and five practical ways to rebuild your credit profile.

1 Nov 2026 9:16 am
Gold, silver prices today, 1 November: Check retail rate of 24K, 22K gold, 999 silver in Delhi, Mumbai, Kolkata, Chennai

Gold, silver prices today, 1 November: Check retail price of 18K, 22K and 24K gold and 999 Fine silver on Sunday in your cities Delhi, Ahmedabad, Bengaluru, Chennai, Hyderabad, Kolkata, and Mumbai. 

1 Nov 2026 8:36 am
Credit card interest calculator: What will a 50,000 unpaid bill cost you over 12 months? Interest math explained

A 50,000 unpaid credit card bill could grow to approximately 80,153 in 12 months at 3.5% monthly interest, including illustrative GST. Understand credit card interest calculations and why timely repayments matter.

1 Nov 2026 7:33 am
Bank holidays next week: SBI, HDFC, ICICI branches to remain closed on these days from 2-8 Nov? Check RBI calendar

Banks across India will close on Sundays, second and fourth Saturdays, and region-specific holidays in November for festivals including Diwali, Chhath Puja and Guru Nanak Jayanti. Here's a look at the holiday next week

1 Nov 2026 7:23 am
Who is Alice Huang? US accuses ex-Megaspeed exec linked to Nvidia CEO Jensen Huang of spying for China: What we know

Former Megaspeed top executive Alice Huangs links to Nvidia CEO Jensen Huang have come under scrutiny amid reports of suspected intelligence sharing with Beijing. Singapore has denied investigating her alleged intelligence ties.

1 Nov 2026 7:19 am
Planning to take loan for first time? What should young borrowers check before taking their first loan? Expert explains

Planning to take your first loan? Young borrowers should check EMI affordability, interest rates, loan tenure, additional charges and repayment terms before applying to avoid financial stress and manage debt responsibly.

1 Nov 2026 6:22 am
Investing abroad via MFs: cap the investor, not the industry

The privilege of overseas investment remains reserved for the wealthy. Small investors looking to invest abroad deserve a regulated, cheap way for doing so too. The answer: an individual cap per investor to make foreign investments

1 Nov 2026 6:00 am
Got salary on Friday? Wondering why is your in-hand amount lower this month? The new EPF ceiling of 25,000 explained

Some employees saw lower October take-home pay after the government raised the mandatory EPF wage ceiling from 15,000 to 25,000. Calculations explained for different wages. 

31 Oct 2026 11:45 pm
Gold, Silver rates crash: What happened with precious metal rates? What didn't go in favour and brought them down?

Gold and silver prices plunged on Friday, with MCX gold falling 4,347 per 10 grams and silver dropping 10,577 per kg. Here are the factors responsible for this deep plunge. 

31 Oct 2026 11:07 pm
EPFO eyes startup, AIF investments: How does it currently invest your PF money and why is it done? | Explained

EPFO is considering investing 3% of its fresh annual inflows in Category I and II alternative investment funds. Here's how EPFO currently invests your money.

31 Oct 2026 9:24 pm
Western Railway demolishes 94 structures at Mumbai's Garib Nagar to expand infra, affected families rehabilitated

Demolition follows Bombay High Court order; MMRDA provides alternative permanent accommodation to eligible project-affected persons

31 Oct 2026 6:17 pm
Mumbai's Garib Nagar cleared after rehabilitation of 94 families, paving way for new Bandra Terminus platform

Western Railway has demolished the remaining 94 structures at Mumbai's Garib Nagar after the rehabilitation of eligible occupants. The cleared land will be used to expand Bandra Terminus, including a new platform and train maintenance facilities.

31 Oct 2026 6:07 pm
RBI digital fraud new rules Jan 1, 2027: How much compensation can you claim? Check complaint filing deadline

From January 1, 2027, eligible victims of digital banking fraud in India may receive compensation of 85% of their net loss. Here's by when you should file a complaint and the maximum amount you can recover via this route. 

31 Oct 2026 5:18 pm
Fewer IIT, IIM graduates turn entrepreneurs in 2026 despite India's startup boom: What explains the shift?

Fewer IIT and IIM graduates are turning entrepreneurs in 2026, even as India's startup ecosystem expands. Only 79 IIT alumni and 20 IIM alumni founded tech startups between January and August. Experts attribute the startup boom to AI tools, lower costs and layoffs, but flag untapped talent.

31 Oct 2026 4:57 pm
Bengaluru to Goa in 13 hours 20 minutes: Check Vande Bharat route, timings and weekly schedule

The new Vande Bharat Express will operate under train numbers 26655 and 26656. It will cover the distance between Yesvantpur and Madgaon in approximately 13 hours and 20 minutes.

31 Oct 2026 4:21 pm
Income Tax Form 3CEB deadline today: Who must file transfer pricing report by 31 Oct and how to submit it? | Explained

Taxpayers covered by transfer pricing rules must obtain a chartered accountants Form 3CEB report and file it online by October 31. Here's how to do it, who needs to submit the form and penalty for failing to file it by tonight. 

31 Oct 2026 4:08 pm
Unified Pension Scheme: Can you stop UPS contributions during probation, suspension or leave? Pension Ministry explains

The Department of Pension and Pensioners Welfare has clarified key UPS provisions covering pension contributions during probation, suspension and unpaid leave, restoration of investment units in case of delayed deposits, and processing of retirement benefits for employees retiring on deputation.

31 Oct 2026 4:07 pm
SCSS investment at 55: Eligibility, rules Can senior citizens open a Savings Scheme account before turning 60? Details

SCSS investment at 55 is permitted for eligible retired individuals before they turn 60. Check the Senior Citizens Savings Scheme eligibility rules, three-month investment deadline, 30 lakh deposit limit and latest 8.2% interest rate for October-December 2026.

31 Oct 2026 2:56 pm
Want to get better with money in your 20s? Dave Ramsey says personal finance is 80% behaviour and only 20% knowledge

Dave Ramsey says personal finance is 80% behaviour and only 20% head knowledge. Ramsey Solutions outlines five financial foundations for teenagers, covering emergency savings, avoiding debt, planning major expenses, investing early, and giving.

31 Oct 2026 2:55 pm
EPFO: Wedding, education, healthcareCan members withdraw 100% of provident fund savings? Rules and limits, explained

Employee Provident Fund Organisation: EPF subscribers are allowed to withdraw up to 100% of their eligible provident fund balance, with certain conditions. Here are the new rules and top FAQs explained

31 Oct 2026 2:53 pm
Navi Mumbai Airport: Here is why Emirates and Air France-KLM are resisting shifting international flights from Mumbai

Mumbai airport operator MIAL has asked airlines to submit plans by November 3 for shifting some international flights to Navi Mumbai. Many carriers want until the October 2027 winter schedule, while opposing slot cuts and calling for Terminal 1 redevelopment to be phased.

31 Oct 2026 2:52 pm
J&K forms six-member panel to fast-track Old Pension Scheme coverage for eligible employees

Jammu and Kashmir has formed a six-member committee to expedite Old Pension Scheme coverage for eligible government employees. The panel will examine pending applications, verify records, facilitate GPF account allotments and resolve NPS-related fund transfer issues.

31 Oct 2026 1:57 pm
5 key money rule changes from tomorrow, 1 November 2026: What pensioners, taxpayers and bank customers should know

Several money-related changes will take effect from 1 November 2026, affecting pensioners, taxpayers, credit cardholders, and savings account customers. Here are five key developments taxpayers and bank customers should know about and how they could affect their finances.

31 Oct 2026 1:48 pm
Earning well but still broke? Ankur Warikoo highlights 5 money habits to fix, from budgeting to investing early

Earning a good salary does not always translate into building wealth. Ankur Warikoo highlights five money habits that could be keeping you poor, from not budgeting and taking high-interest debt to delaying investments. Here is how to fix them.

31 Oct 2026 12:36 pm
Gold, silver rates today Hyderabad 31 Oct for investors: What are latest prices per kg and per 10 gms in Charminar City?

Gold, silver prices today in Hyderabad, 31 October for investors: What are latest prices per kg and per 10 gms in Charminar City? We also bring retail prices of 18K, 22K and 24K gold and 999 Fine silver across cities Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

31 Oct 2026 12:19 pm
8th Pay Commission: What happens after the commission submits its report? 5 key steps explained

The 8th Pay Commission is expected to submit its report by May-June 2027, tentatively. Read on to know what happens next, how the Centre will examine salary and pension recommendations, and when central government employees may receive revised pay and arrears.

31 Oct 2026 11:33 am
SGB 2021-22 Series VII premature redemption due on 2 November: Investors to pocket 200% gains; check RBI quoted price

Sovereign Gold Bonds: The RBI has fixed the premature redemption price of Sovereign Gold Bonds (SGB) 2021-22 Series VII at 14,167 per gram. Investors redeeming their bonds can earn capital gains of nearly 200% over the original issue price. 

31 Oct 2026 11:05 am
Gold, silver rates today Bangalore 31 Oct: Latest prices, up-down movement for precious metal investors in Garden City

Gold, silver prices today, 31 October: Check the latest prices and up-down movement for precious metal investors in Garden City. We also bring retail prices of 18K, 22K and 24K gold and 999 Fine silver across cities Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

31 Oct 2026 10:50 am
New type of 10 and 20 notes from this date? Will RBI change dimensions or keep it same for polymer version?

The RBI may begin a pilot of polymer 10 and 20 notes on April 1, 2027, keeping their dimensions unchanged to avoid costly ATM adjustments. The trial will assess durability, public acceptance and operational feasibility; polymer notes would circulate alongside paper currency.

31 Oct 2026 10:47 am
Andhra Pradesh pensions: State Election Commission allows payments, bars new enrolments under Model Code of Conduct

Andhra Pradesh pension update: The State Election Commission (SEC) has allowed social security pension payments to existing beneficiaries during the Model Code of Conduct (MCC), but has prohibited new enrolments, pension increases, and revisions until the election code remains in force.

31 Oct 2026 10:30 am