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Experts caution against chasing performance after fund rankings, as returns are influenced by market conditions. Instead, investors should focus on long-term goals and avoid frequent switches, which can lead to missed opportunities and additional costs.

Micron Technology surpassed Meta Platforms' market valuation and briefly exceeded Tesla's, following a strong forecast that boosted shares by 18.4%. With a market cap of $1.398 trillion, demand for AI-related hardware has led investors to favor Micron among trillion-dollar chipmakers.

Multi-cap funds have outperformed flexi-cap funds across the 1-, 3-, and 5-year periods, reviving a long-standing debate over whether mandated diversification across market capitalisations is superior to manager-driven flexibility.

Many professionals in their 40s discover that their biggest financial mistakes were not bad investments, but delayed decisions. By this stage, income is often at its peak, but competing obligations can make it easy to feel wealthy even as you fall behind on long-term goals.

Investors who switch based on the previous year's performance may end up buying into a segment after much of its rally has already occurred. For long-term SIP investors, consistency and discipline may prove more effective than repeatedly chasing the latest market winner.

UTI Nifty 50 Index Fund passively tracks the Nifty 50 Index, whereas the ICICI Prudential Large Cap Fund is actively managed with the objective of outperforming its benchmark through stock selection. 

Energy funds are thematic equity schemes that invest primarily in companies in the energy sector. These funds invest in oil & gas exploration, refining, power generation and distribution, coal mining, renewable energy, energy equipment, and financing companies. 

For good weather plus softer luxury pricing, aim for April, May, September, or early October. 

Customers who lose money in digital banking frauds will get stronger protection under the RBI's revised framework from January 2027. The new rules shift the burden of proof to banks, introduce compensation for small-value frauds and impose stricter complaint-resolution timelines.

The RBI's new framework bars banks from forcing customers into insurance purchases, links employee incentives to product mis-selling, and mandates explicit consent and full refunds for violations. 

A small EPF contribution can create significant retirement wealth over time. Investing 1,800 monthly in EPF for 25 years at an 8.25% interest rate can grow into a corpus of nearly 19 lakh through compounding. Here's how.

Gold loans have emerged as a strategic driver of financial inclusion, outpacing all other credit products with 84% growth YoY in FY26, according to an Experian report. It has expanded beyond traditional southern markets to Uttar Pradesh, West Bengal, Rajasthan and Maharashtra.

A woman shifted to Bengaluru from London and reduced more than 50 percent of her monthly rent. She also pointed out how she saves money by carrying her meals/dabbas during outings and taking bike taxis in the city. Check it out.

Avoid tax credit mismatches during ITR filing with the Income Tax Challan Correction Rules 2026. Taxpayers can now correct eligible challan details online, helping ensure accurate tax records, faster return processing and smoother compliance.

Income-tax returns: Here's how to avail the Pay at Bank Counter option available to all taxpayers on the e-filing portal. Taxpayers can select this service while generating the Challan Form. Here's all you need to know

The stock market does not wait for investors to feel ready.

Some of the biggest losses in the history of digital assets have had little to do with market movements.

Japan, South Korea and Taiwan offer Indian investors exposure to some of the world's best-performing markets. While direct investing is legally permitted under the LRS framework, the practical ease of access varies considerably across markets.

Budget 2025's enhanced tax rebate has made a 12 lakh salary effectively tax-free under the new regime. But can HRA, NPS and other deductions help the old regime catch up? A detailed comparison shows the answer.

ITR-3 is for individuals and HUFs reporting business or professional income, as well as income from salary, house property, capital gains or other sources. ITR-4 is for resident individuals, HUFs and firms (other than LLPs) that opt for the taxation scheme under Sections 44AD, 44ADA or 44AE.

Post Office banking is getting a digital boost with Aadhaar e-KYC transaction facilities. The new rules simplify POSA, RD and SSA deposits and withdrawals, offering paperless services, easier authentication and convenient inter-branch access for eligible customers.

Tax authorities have identified thousands of cases in which taxpayers allegedly altered deductions or exemptions when revising their returns.

The EPFO is undertaking a system migration to enhance service delivery, improve processing efficiency, and provide a better user experience on its portal. Here's a look at what this means, how EPF members will be impacted and what subscribers can do

Gold and silver prices today, 25 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Dearness Allowance impacts salaries and pensions in India. We explain how DA calculation, taxability, benefits, types and 2026 updates help employees and pensioners manage inflation and plan their finances effectively.

The Mumbai BEST bus employee unions have made multiple demands from the Maharashtra state government regarding salary hike, implementation of the 7th pay commission recommendations, retirement and gratuity payments.

A widening pay gap is emerging as a key concern for the 8th Pay Commission. While salaries have increased across government services during earlier pay commissions, the rise in top-level basic pay has outpaced that of minimum pay, fuelling demands for a fairer, more balanced compensation structure.

Dearness allowance: Heres why West Bengal's 20% DA hike is significant for state government employees and retired pensioners. Check here to see how much of the salary gap has been reduced

Bandhan Bank announced competitive interest rates, raising.fixed deposit rates by up to 20 basis points. Senior citizens can earn up to 7.95% on two-to-three-year deposits. 

Sebi has simplified the NISM certification process for sales and non-core staff in investment advisory roles, allowing them to obtain a lighter certification module based on feedback from market participants. This change aims to ease compliance for firms and will take effect immediately.

A 45-year-old professional in Delhi estimates that 5 crore can support his retirement. With anticipated post-retirement expenses of approximately 15.8 lakh annually, the corpus exceeds this need, demonstrating the importance of calculating future expenses

For salaried individuals earning 15 lakh a year, the choice between the old and new tax regime can significantly affect their tax outgo. Here's a detailed comparison of how much tax you may pay under each regime.

In 2026, a family in Noida should maintain an emergency fund of around 17 lakh, based on monthly expenses of 1.4 lakh. This amount provides a financial cushion for one year during unemployment, ensuring uninterrupted living costs.

The analysis shows that while a regular SIP can create significant wealth over the long term, investors who increase their SIP contributions periodically stand a much better chance of building a larger corpus.

The CBDT has revised HRA rules, expanding benefits for taxpayers in major urban areas and increasing compliance requirements. New metro cities added for HRA exemptions could lead to higher tax savings for employees in cities like Bengaluru and Hyderabad under the Old Tax Regime.

Many retirees struggle to enjoy their wealth, often due to ingrained saving habits from an era of scarcity. They prioritize saving for children over personal comfort, leading to diminished quality of life. 

A UAE foundation can help NRI HNIs preserve and transfer family wealth efficiently through a separate legal structure, but it should be integrated with a local will and a broader estate plan.

Health insurance buyers often overlook important policy clauses that can impact claim payouts, such as co-payments and exclusions. Understanding these details is essential to minimize out-of-pocket expenses during hospitalization. 

Markets change, but human behaviour rarely does. The Harshad Mehta scam highlights five timeless investing lessons on due diligence, discipline, risk management and avoiding herd mentality, that can help investors make smarter financial decisions in today's stock market.

India's urban evolution over two decades showcases expanding metro networks, startup hubs, and smart infrastructure. A survey evaluates cities based on safety, education, employment, and cost of living to identify the top 10 best cities to live in India by 2026.

A well-documented case supported by proper medical evidence can often help policyholders secure rightful claim benefits

Across all 28 dates studied, average 10-year SIP returns ranged narrowly between 13.36% and 13.42%, indicating that the timing of a monthly SIP has no impact on long-term investment performance. 

Ignoring ITR filing in 2026 can trigger penalties, delayed refunds and lost tax benefits. Timely Income Tax Return filing helps protect your financial record, supports loan and visa applications, and ensures compliance with tax rules while preserving important tax advantages.

Indias shift to E20 fuel hasnt changed motor insurance policies. For owners of older vehicles, the real risk lies in engine damage that may fall outside standard policy cover.

A recent tax tribunal ruling highlights how income tax clubbing provisions can help taxpayers reduce their tax liability.

Government entities facing operational and technical challenges in managing NPS functions can continue availing PoP services. PFRDA has fixed the charge at 500 per subscriber a year, effective immediately.

A recent Mumbai ITAT ruling has brought relief to salaried taxpayers facing tax demands due to their employer's failure to deposit TDS. The tribunal held that an employee cannot be penalised for an employer's default once tax has already been deducted from salary.

Pension complaints are now easier to resolve with the Pension Sahayak portal. PFRDAs AI-powered platform offers multilingual support, voice-based grievance filing, transparent tracking and faster complaint resolution, creating a more efficient pension grievance system for NPS subscribers.

Form 15G and Form 15H are self-declaration forms that allow eligible taxpayers to receive interest income without TDS deduction. Form 15G is meant for resident individuals below 60 years of age, while Form 15H is for resident senior citizens aged 60 years and above.

Diamonds may hold emotional value, but they rarely hold their worth in the secondary market.