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Can delayed ITR e-verification lead to loss of your tax refund? ITAT answers

The Delhi ITAT has ruled that a genuine income tax refund cannot be denied merely because an ITR was e-verified late, if the delay has already been condoned by the Central Processing Centre (CPC). Here's what taxpayers should know.

5 Jul 2026 1:01 pm
Axis MF launches Axis Nifty50 Equal Weight Index Fund: Here's what you need to know

Axis Mutual Fund has announced the launch of its Axis Nifty50 Equal Weight Index Fund, an open-ended passive scheme that tracks the Nifty50 Equal Weight TRI. The NFO is open for subscription from 3 July to 17 July, 2026. 

5 Jul 2026 12:34 pm
ITR filing AY 2026-27: Who can assist with your ITR filing? A guide to CAs, ERIs, and Authorized Representatives

Taxpayers can legally take assistance for ITR filing through the Income Tax Department's e-filing portal from three types of professionals or entities. These include Chartered Accountants, e-Return Intermediaries, and Authorized Representatives, each with distinct roles and responsibilities.

5 Jul 2026 11:41 am
AI is real, but valuations is bubble, Is the rally sustainable and what happens to Indian investors if it cracks?

AI is transforming industries, but concerns grow over inflated valuations of AI stocks. Big Tech's investments in AI signal a shift, yet the risk of a market correction could impact Indian investors, especially if foreign institutional investors withdraw funds.

5 Jul 2026 11:29 am
Do you need to file an ITR? Check the conditions that make income tax return filing mandatory

Income is not the only factor that determines whether an ITR must be filed. Several other conditions, including high-value transactions, bank deposits, business turnover, professional receipts and foreign assets, can also require ITR filing.

5 Jul 2026 11:25 am
International mutual funds: Only 12 funds still accept fresh SIPs. See the list

Most international mutual funds remain closed after overseas investment limits were exhausted. Here's which schemes are still open and how they've performed over the past year.

5 Jul 2026 10:26 am
Gold, silver prices today 5 July: Check retail rates of 24K, 22K gold, 18K, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices rose in India last week amid positive global cues. Check retail rates of 24K, 22K gold, 18K, 999 silver in Delhi, Mumbai, Kolkata and other cities.

5 Jul 2026 10:11 am
Tesla, BYD to Tata Motors: How should Indian investors play the EV theme? Experts explain the right strategy

Gas prices surged, prompting questions about investing in EV stocks like Tesla. However, valuations may not align with sales. Experts advise focusing on long-term EV adoption trends and diversifying investments rather than reacting to short-term fuel price spikes.

5 Jul 2026 9:35 am
EPF Scheme 2026: 9,330 crore still unclaimed in inactive PF accounts

More than 30.9 lakh inactive EPF accounts held 9,330 crore as of March 31, 2026, according to official data. The figures come even as the Centre rolls out the new EPF Scheme, 2026 to simplify provident fund rules and improve digital services.

5 Jul 2026 9:04 am
Study abroad: Is Germany better than US for Indian students? Tuition fees and living costs compared

Germany offers a good combination of affordable education (low or no tuition fees at many top-ranked public universities), scholarships, high-skilled job opportunities after course completion, and a path to residency.

5 Jul 2026 8:00 am
Elon Musk's SpaceX and the vision of off-planet industrialization

Dhirendra Kumar reflects on a compelling conversation with a friend about the future of space mining and manufacturing, suggesting potential shifts in industry that could change life on Earth. For once, he's not telling you to ignore the news.

5 Jul 2026 7:00 am
Gold loans surge in India: Average ticket size jumps 39% YoY to 1.96 lakh

Gold loans in India are booming as rising gold prices drive bigger borrowings. Average ticket size jumped 39% YoY to 1.96 lakh in FY26, doubling in three years. The portfolio has surged nationwide, reflecting stronger demand and deeper financial inclusion.

5 Jul 2026 7:00 am
Tesla, SpaceX fall from record highs, Elon Musk lose trillionaire status: Profit-booking or re-rating of AI pricing?

Tesla and SpaceX have both seen significant declines, impacting Elon Musk's net worth and triggering investor panic. CEO Viram Shah discusses if this is profit-booking or a deeper market re-rating, advising Indian retail investors to assess their positions and remain cautious amid volatility.

5 Jul 2026 6:59 am
Starting PPF for your children? Here's how much wealth 5,000 per month will build for their future over the long term

Attention parents! Want to start a public provident fund account for your child? Here's how much wealth consistent PPF investment of 5,000 per month will build for their future over the longer term.

5 Jul 2026 6:12 am
EPF-2026 rules: Will your take-home salary increase under the new 1,800 PF contribution cap?

Under the new EPF Scheme, 2026, introduced by the Centre, both employee and employer must contribute 1,800 monthly. This change may increase take-home salaries for higher earners but could decrease long-term retirement funds. 

5 Jul 2026 5:35 am
Life Insurance Corporation: How to pay LIC premium online and through app Top FAQs answered

Life Insurance Corporation: For policyholders who choose either annual, bi-yearly, quarterly or monthly basis, here's how you can pay your LIC premium online through app. We also take a look at the top FAQs answered.

4 Jul 2026 10:32 pm
$212M FIFA World Cup boom: How Airbnb women hosts are earning thousands by opening homes to football fans

The 2026 FIFA World Cup is aiding women hosts in North America to earn from tourism by renting their homes. Many see it as a vital income source amid rising financial pressures, allowing them to cover expenses and invest in personal ventures.

4 Jul 2026 9:00 pm
Income-tax returns: Here's how to access, file and submit your ITR-1 form using the official e-filing portal

Income-tax returns: Here's how to access and submit your ITR-1 form using the official e-filing portal

4 Jul 2026 8:17 pm
Want to retire early? Achieving FIRE strategy never been easier says this investor We explore the opportunities

Grant Sabatier, author of Financial Freedom, asserts achieving FIRE is increasingly feasible, despite current challenges like inflation and housing costs. For those wanting to retire early, we explore the opportunities

4 Jul 2026 6:35 pm
Stock vs MF: Can stock SIPs match the discipline of Mutual Fund investing? Expert on choosing the right strategy

Investors often err by trying to time stock purchases. Stock SIPs allow regular investments in stocks, similar to mutual funds. While they can yield significant returns, they can also backfire. 

4 Jul 2026 6:29 pm
Market participation is not wealth creation: 5 mistakes retail investors should avoid

Experts underscore that there is a world of difference between rebalancing your portfolio and churning it. The former is good, the latter not.

4 Jul 2026 5:08 pm
Investing discipline beats market predictions: Why experts want investors to ignore the noise

Investing should be calm and research-based, not influenced by social media hype. Experts urge investors to validate sources, consider risks, and focus on data. Maintaining discipline and sticking to personal goals is crucial for long-term success in wealth creation.

4 Jul 2026 5:07 pm
Can a 15 lakh FD generate 1 lakh annual income? Here's the simple calculation

A 15 lakh fixed deposit can deliver a steady annual income with the right interest rate. See how a 15 lakh FD can generate around 1 lakh yearly, compare current bank FD rates, and understand the impact of taxes before investing.

4 Jul 2026 5:05 pm
8th pay commission to visit Mumbai railway depts for firsthand experience of working conditions What's on the agenda?

8th pay commission: The panel will visit various railway departments in Mumbai to gain firsthand experience of employees' working conditions. On the agenda is observation of daily operations, duties and job risks.  

4 Jul 2026 4:59 pm
Doesnt matter if you win, Rafael Nadal on his hotel, sports ventures and what tennis taught him about investing

Doesnt matter if you win or lose, Rafael Nadal on his business ventures and what tennis taught him about investingDoesnt matter if you win or lose, Rafael Nadal on what tennis taught him about investing

4 Jul 2026 4:41 pm
Which equity mutual funds topped SIP returns? These AMCs dominated the rankings

Small-cap and mid-cap funds dominated the SIP return charts over three, five and 10 years. The rankings also reveal a handful of AMCs that consistently produced some of the best-performing equity mutual funds.

4 Jul 2026 4:23 pm
DA hike, bonus, minimum wage increase Here's what Himachal Pradesh State Forest Development Corporation staff will get

DA hike: Himachal Pradesh State Forest Development Corporation (HPSFDC) employees are set to receive a 3% hike in dearness allowance, minimum wage hike, and bonus for staff who draw up to 21,000 monthly salary. 

4 Jul 2026 3:43 pm
Debt mutual funds: Only 4 schemes delivered over 10% SIP returns in 10 years

Very few debt funds have delivered double-digit SIP returns over the past decade. See which schemes topped the charts over three, five and 10 years.

4 Jul 2026 2:37 pm
7 personal finance rules everyone should know before turning 30 to build lasting wealth

Strong money habits build lasting wealth. These personal finance rules can help young Indians save smarter, invest early, avoid costly debt, and plan for retirement with confidence. Small financial decisions today create greater security and long-term financial success.

4 Jul 2026 2:08 pm
8th Pay Commission: 18,000 to 69,000? Here's the math behind the demand

Employee unions have proposed raising the minimum basic pay to 69,000 from 18,000. Here's a breakdown of the key calculations behind the demand.

4 Jul 2026 1:14 pm
Income Tax: Can you claim bad debt deduction during recovery? ITAT explains

The Ahmedabad ITAT has ruled that businesses can claim a bad debt deduction once the amount is written off in their books and statutory conditions are met, even if recovery proceedings are still pending. The Tribunal also allowed the claim as a business loss under Section 28 of the Income-tax Act.

4 Jul 2026 10:10 am
How to improve your credit score from 600 to 750 with smart financial habits and better credit management

A stronger credit score starts with smart habits. You can improve your credit score from 600 to 750 by repaying your debt obligations on time, keeping credit utilisation low, avoiding unnecessary applications and checking your credit report regularly for steady financial progress.

4 Jul 2026 9:28 am
ITR 2026: Withdrawing EPF before completing 5 years becomes taxable Here's how to report it in your tax return

EPF withdrawals are tax-exempt after five years of service. Early withdrawals are taxable unless in specific situations. Here's how they are taxed and how to report such withdrawals in ITR.

4 Jul 2026 9:17 am
EPFO discontinues UAN activation on portal: What PF subscribers should know

EPFO has restored its Unified Member Portal after a major upgrade. However, UAN activation and new UAN generation have moved to the UMANG app. Here's everything PF subscribers need to know.

4 Jul 2026 8:54 am
5 red flags investors should watch out for before choosing a financial product

If an investment product promises exceptionally high returns and claims little or no risk to the amount invested, you should consider it as a clear red flag.

4 Jul 2026 8:00 am
Sebi open market share buy-back norms explained: Eligibility, timeline and impact

Sebi has approved the reintroduction of share buy-backs through the open market route from 1 August 2026. The buy-back timelines have been reduced, and promoters are not allowed to participate.

4 Jul 2026 8:00 am
Is it a bank holiday today? Check RBI calendar to know if SBI, HDFC, ICICI, others are open or closed on 4 July

Check RBI calendar to know if SBI, HDFC, ICICI, others are open or closed on 4 July. RBI's holiday schedule provides comprehensive detail about non-working days for banks under Negotiable Instruments Act and other under Banks Closing of Accounts in addition to weekend offs.

4 Jul 2026 7:08 am
You can now add, update email to Aadhaar for free: Check how, last date and other details

UIDAI is now allowing people to add or update email IDs to their Aadhaar card directly through the mobile application. The service was enabled on 1 July 2026 and will be free to use for six months.

3 Jul 2026 10:34 pm
ITR filing 2026: Gifts, inheritance and rural agricultural land sale receipts can now be reported separately

The new income tax form initially lacked a section for certain tax exempt receipts. Now, it includes an additional dropdown for Receipts not in the nature of income. Experts decode what this news head means for taxpayers.

3 Jul 2026 8:51 pm
Dearness Allowance: Could employees get 3-4% DA hike announcement this month? Here's what the numbers indicate

Dearness Allowance: DA is revised twice a year by the All-India Consumer Price Index (AICPI) to match cost-of-living. Here's a look at the numbers and whether employees could get 3-4% DA hike this month

3 Jul 2026 6:46 pm
Will your PF corpus shrink due to 1,800 contribution cap? EPF-2026 rules bring employer contribution into focus

The central government has introduced the EPF Scheme, 2026, mandating a fixed monthly contribution of 1,800 each from employees and employers. Here's how the new rules may shrink your final provident fund corpus. 

3 Jul 2026 6:15 pm
I-T dept allows charitable trusts to seek fresh approval post deadline, taxpayers to get 80G relief

The deadline to apply for fresh approval expired on 30 September 2025. Following this, all the applications made by charitable trusts were rejected purely on the grounds of delay in seeking approval. With the latest circular, the I-T department has provided relief to these charities.

3 Jul 2026 5:36 pm
How much retirement corpus do you need if you have 1 lakh monthly expenses now? Experts say it depends on these factors

Retirement planning involves personalized strategies for investing according to risk appetite and anticipated lifestyle changes. Factors like inflation and healthcare costs must be incorporated into calculating the necessary retirement corpus. 

3 Jul 2026 5:20 pm
EPFO: Documents and errors Here are the top reasons your employees' provident fund claims could be rejected, explained

Employees' Provident Fund Organisation: We take a look at the top four reasons an EPF subscriber's claim for their employees' provident fund may be rejected. Check the reasons here, explained.

3 Jul 2026 4:44 pm
4 small-cap schemes delivered over 30% in 3 months. Do you own any?

The small-cap mutual fund category returned an average 22.41% in the past three months, outperforming the Nifty Smallcap 250 TRI. Four schemes delivered over 30%, but only one has a track record that extends beyond five years.

3 Jul 2026 4:36 pm
Paytm Europe granted licence by Luxembourg financial authority for credit, funds transfer, payments Here's all we know

Paytm Europe has been granted a payment institution licence by the Luxembourg financial supervisory authority CSSF to conduct credit and funds transfers, and payment transactions. Here's all you need to know

3 Jul 2026 3:16 pm
ITR 2026: Who must file tax return even if their income is below 4 lakh?

Many taxpayers mistakenly believe they only need to file an income tax return (ITR) if their income exceeds 4 lakh. However, various situations, such as high-value transactions and foreign assets, require mandatory ITR filing regardless of income level. 

3 Jul 2026 2:55 pm
IRDAI plans insurance commission overhaul to curb misselling with staggered payouts and stricter transparency rules

IRDAI plans to implement staggered commissions, spreading payouts over the policy term to improve transparency, reduce churn and align distributor incentives with customer needs across Indias insurance market.

3 Jul 2026 2:47 pm
4,764 crore revenue from hydration breaks, 22 crore for a Final ticket: The insane numbers behind FIFA World Cup 2026

The FIFA World Cup 2026 is set to be the most profitable tournament ever, with a prize pool of $871 million and the winning nation receiving $50 million. Ticket prices and broadcasting rights are significantly higher than in previous tournaments.

3 Jul 2026 2:40 pm
EPF Scheme 2026: PF above 1,800 now voluntary; what changes for you?

PF contributions above 1,800 a month are no longer mandatory under the new EPF Scheme. The contribution rate, wage ceiling and EPF interest rate remain unchanged.

3 Jul 2026 1:54 pm