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RBI governor Malhotra urges banks to collaborate to curb rising digital frauds

Governor Sanjay Malhotra has called for shared analytics and AI tools to detect mule accounts, as the central bank pushes for near real-time supervision and lighter penalties.

9 Jan 2026 5:29 pm
Alia Bhatt-backed Ed-A-Mamma enters kids and baby personal care category

Alia Bhatt plans to accelerate investments in high-growth categories from sports to F&B, shaping a conscious consumer future.

9 Jan 2026 4:14 pm
Equity mutual fund inflows declined 6% in December, AMFI data shows

Equity mutual fund inflows fell 6.21% to 28,054.06 crore in December 2025, with total AUM declining to 79.98 lakh crore. 

9 Jan 2026 1:47 pm
Flexible ticket pricing revives midweek cinema visits, but theres a catch

Lower weekday pricing has succeeded in attracting more audiences. Does this signal the need for further ticket price rationalization?

9 Jan 2026 11:14 am
EPF: From name to nationality how can you make changes in your profile? Check details

Making changes in your profile as a subscriber is quite simple. You can correct your name,  gender, nationality, date of joining and date of birth online without uploading any documents

9 Jan 2026 10:42 am
Mutual funds: How common is it to stop the SIP and when should you do it?

Wealth advisors generally refrain from telling investors to pause their SIPs but there could be some special scenarios wherein it is recommended 

9 Jan 2026 10:37 am
Small-town airports, big bill: 900 crore spent on non-operational UDAN hubs

The civil aviation ministry has spent nearly 900 crore on the upkeep of 15 temporarily non-operational airports under the UDAN scheme.

9 Jan 2026 9:00 am
From streets to screens: How Indias gig economy finds income, and fame, online

Social media has emerged as a parallel income stream, an extension of their primary gig, because it lowers entry barriers and rewards visibility.

9 Jan 2026 6:00 am
Why Indias online skilling firms are chasing the university tag

Several online skilling platforms moved offline in 2023 after the pandemic-era edtech boom fizzled. They scaled up by offering co-branded courses from IITs, IIMs and private universities. Now, many want more.

9 Jan 2026 5:30 am
As essential antibiotics fail, regulator mulls R&D push, curbs on misuse

To address rising threat of antimicrobial resistance, Indias drug regulator plans an overhaul of regulations for antibiotics, including ban on OTC sales, improving tracking of use, and promoting development of new antibiotics, aiming to curb the public health crisis resulting in significant deaths.

9 Jan 2026 5:30 am
IDFC First Bank slashes savings account rates by up to 200 bps on select slabs

IDFC First Bank has reduced interest rates on savings accounts by up to 200 basis points, effective January 9. Balances between 1 lakh and 10 lakh will now earn 5%, while higher slabs see minimal changes. The move reflects banks' struggles to attract deposits amid rising credit growth.

8 Jan 2026 9:23 pm
Intention vs reality: What happens when children take over their parents' finances

Many Millennials and Gen Z-ers view their parents' finances not as a pot of savings but as an inefficient portfolio that needs fixing. This dynamic creates a fascinating, often painful, psychological clash. Here's how to go about it and what to avoid.

8 Jan 2026 5:15 pm
From court cases to cash crunches: The risky flight plans of Indias startup airlines

Recent social media hype around three startup aviation companies masks a turbulent reality: A trail of compliance nightmares, court convictions and capital shortfalls. Can these shaky companies truly survive a dogfight with the industrys giants? A Mint investigation.

8 Jan 2026 5:00 pm
The rupees decline and what it means for your investment portfolio

Why currency weakness matters, who gains, and how investors should think about asset allocation.

8 Jan 2026 3:52 pm
Studying abroad in 2026: How currency swings are reshaping student finances

A weakening rupee, rising global inflation and higher living costs are sharply increasing the real price of studying abroad, forcing Indian students and families to rethink funding strategies.

8 Jan 2026 3:28 pm
Mint Explainer: Why haven't oil prices crashed after US action in Venezuela?

While the removal of sanctions and the capture of President Nicolas Maduro theoretically unlock the worlds largest oil reserves and threaten to worsen the supply glut, oil prices haven't plummeted. Why is this, and what does it mean for India?

8 Jan 2026 3:16 pm
What is the FIFO method - deployed to compute capital gains tax on the sale of mutual funds?

FIFO indicates first in first out which means the mutual fund units bought first are sold first. Based on this phenomenon, capital gains tax is computed.  

8 Jan 2026 2:05 pm
NPS: What investment options are available for aggressive investors across pension plans?

For NPS subscribers, the return on investment over a period of time is contingent upon exposure to equity and choice of fund manager

8 Jan 2026 1:58 pm
Mint Explainer | What do Indias draft battery identity number guidelines mean for EVs?

The Indian government plans to introduce a 21-digit Battery Pack Aadhaar Number (BPAN) for electric vehicle batteries, enhancing traceability and providing vital information about battery health and origin, benefiting manufacturers, owners, and financiers.

8 Jan 2026 12:00 pm
Tight liquidity, deposit struggle pushes SBI to raise 6,000 cr via CDs at 6%

SBIs rare move to raise 6,000 crore via certificates of deposit underscores tight liquidity and deposit stress, even as credit demand remains strong across the banking system.

8 Jan 2026 11:16 am
Insurance year-ender: After an eventful 2025, insurance looks for stability in the year ahead

The past year has seen the rollout of insurance marketplace Bima Sugam, approval for 100% foreign direct investment in insurance, and GST exemption on retail term and health insurance premiums.

8 Jan 2026 6:00 am
When the market rises but your stocks dont

The reasonable headline index return masks the fact that 2025 was a sombre year for most stocks, which should put the potentially sub-par performance of most active portfolios into context.

8 Jan 2026 5:55 am
Contested penalties: Why toothless Trai fails to curb spam, improve quality

The telecom regulator lacks strong statutory powers that are granted to Sebi. Trai can only impose penalities on specific violations like spam and the quality of services. But even these fines go unpaid as operators move the appellate tribual. 

8 Jan 2026 5:46 am
Indian fintech sector set for consolidation wave this year: Kotak Investment Banking

Speaking at the firms annual press conference, top executives stated that fragmented markets and weak profitability are prompting venture-backed fintech players to consolidate rather than compete.

7 Jan 2026 7:29 pm
From metal to code: Indian defence startups embrace software for future growth

As venture capitalists pour funds into the defence-tech ecosystem, startups are aiming to transform into full-stack companies.  

7 Jan 2026 3:11 pm
Corporate NPS makes more sense than everif your employer offers it

Experts believe NPS offers a disciplined, low-cost framework for long-term retirement savings. It helps you rebalance between equity and debt without any tax implications

7 Jan 2026 2:36 pm
Netflix, JioHotstar bet big on the South as Indias OTT growth slows

The push for southern content by Netflix and JioHotstar is seen as a strategy to boost India's OTT growth. With a growing audience of 601.2 million, premium regional originals could engage viewers beyond metropolitan areas, fostering broader market appeal.

7 Jan 2026 1:54 pm
TCS refund on car purchase: Who can claim it, how it works, and key rules to know

TCS is a 1% tax on motor vehicles over 10 lakh. Buyers can claim a refund when filing their annual ITR, provided they meet eligibility criteria. 

7 Jan 2026 1:36 pm
SMA in a credit report: Meaning and impact on your credit score

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individuals credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the applicants credit report.

7 Jan 2026 1:10 pm
Bandra Bay: Mumbais new waterfront micro-market set to challenge Worlis luxury crown

Mumbais real estate landscape is expanding into Bandra Bay, a newly branded luxury micro-market at Bandra Reclamation.

7 Jan 2026 12:39 pm
IDFC First Bank launches Zero Forex Diamond Reserve Credit Card for global travellers. Details here

IDFC FIRST's 'Diamond Reserve Credit Card' provides 0% forex markup, interest-free global ATM cash withdrawals, and lifetime reward points. 

7 Jan 2026 12:30 pm
What approach should I take to reach a 1.25 crore investment goal?

With 68 lakh already invested and disciplined SIPs, the goal is achievablebut portfolio rebalancing, risk control and asset allocation will be key to avoiding costly mistakes.

7 Jan 2026 12:16 pm
FIRST WOW! Black Credit Card offers zero forex markup, lounge access & travel rewards Should you apply?

FIRST WOW! Black Credit Card benefits include bonus reward points, higher redemption value on travel bookings, zero forex markup, and airport lounge access. The card is issued against a fixed deposit.

7 Jan 2026 12:10 pm
Domestic steel prices rise after safeguard duty

The increase in domestic price so far appears to be sustainable with more headroom for increase. However growth in domestic capacity and capacity utilization might restrict gains.

7 Jan 2026 8:45 am
IRS kills Direct File Option for 2026 Here's how you can still file your taxes for free

When the killing off of Direct File was announced in November 2025, Treasury Secretary Scott Bessent, who is also the current IRS commissioner, had said that there are better alternatives to Direct File.

7 Jan 2026 7:50 am
Mutual Funds: How SIPs and STPs help you build a stronger portfolio

A systematic transfer plan (STP) enables investors to temporarily park funds before transferring to a target mutual fund. Combining STPs with systematic investment plans (SIPs) enables cost averaging and potential returns during the waiting period, aiding in disciplined long-term wealth creation.

6 Jan 2026 6:00 pm
Can my will provide for my pet's future care and maintenance?

Structured planning for long-term pet care is becoming an important part of estate planning.

6 Jan 2026 5:46 pm
For a truly diversified portfolio, dont ignore investing styles

Your mutual funds may be diversified across asset classes and market cap, but many investors ignore a crucial third layer diversifying across investing styles such as growth, value, and factor investing. This can protect your portfolio during downturns and supercharge it during bull runs.

6 Jan 2026 4:21 pm
Top banks offer these interest rates on long term fixed deposits. See details

Most banks offer anywhere between 6 to 6.75% interest per annum on their fixed deposits (FDs) of 3-year tenor

6 Jan 2026 3:47 pm
Missing investment proofs that put salaried taxpayers on the taxmans radar

Most of the flagged cases in December involved returns where exemptions or deductions were claimed in the ITR but did not reflect in Form 16

6 Jan 2026 2:04 pm
The Maginot Line of investing: Why market timing rarely wins

Investors chase market timing to avoid crashes, but even perfect execution delivers limited gains. History shows discipline and asset allocation beat prediction and panic.

6 Jan 2026 11:28 am
Bank holidays for Pongal, Lohri, Makar Sankranti: Banks to be closed for 4 straight days in Tamil Nadu State-wise list

Bank holidays next week: In total, there are up to seven bank holidays next week, including the weekend offs. However, this does not mean that all banks across India will be closed for seven days.

6 Jan 2026 9:49 am
Why history will remember 2025 as the year Indian drug innovation bets started paying off

Indian drugmakers, known for their chemistry and prowess in making genericscheaper copies of innovative drugsfor the world, have started pivoting towards innovation to stay competitive globally. Those who took the earliest, and riskiest, bets saw decisive gains this year. 

6 Jan 2026 6:00 am
Planning to sell your house? Know the taxes and how to save on them

Many individuals may not realise they owe tax on profits from selling residential properties. Capital gains tax rates vary based on holding periods, with exemptions available for reinvestment in new properties or specified bonds, provided certain conditions are met.

5 Jan 2026 2:14 pm
ITC Culinaire offers free night stays, buffet meals, dining & spa discounts: Should you take it?

The ITC Culinaire is an annual subscription plan available in 3 variants. It offers benefits like discounts on dining, spa (during stays), and laundry (during stays), various vouchers, and milestone spend benefits. 

5 Jan 2026 1:57 pm
How AI is reshaping tax scrutinyand why humans still matter

Tax authorities are increasingly using generative AI to analyse filings, flag anomalies and automate compliancebut courts warn that human judgment remains indispensable.

5 Jan 2026 1:38 pm
In yet another case of digital arrest, 81-year-old man loses 7.12 crore. Follow these useful tips to stay alert

A number of senior citizens fell prey to this growing phenomenon of digital arrest in the past.  In this some fraudster makes a video call to the victim and arrest them digitally at their home and then urge them to transfer money to a given bank account

5 Jan 2026 1:34 pm
How AI is reshaping fraudand the new scams you must prepare for

Small but steady losses are quietly eroding Indian families monthly budgets, as AI makes fraud more personal, convincing, and harder to detect.

5 Jan 2026 1:22 pm
Why health insurance costs less onlineand what you give up

Online health insurance is cheaper, but intermediaries add value through advice and claims support.

4 Jan 2026 4:12 pm
Your money, your choice: Why Indias financial regulators should emulate the new NPS model

The pension regulator has reduced mandatory annuity purchases, removed lock-in periods, allowed investment until age 85, introduced systematic withdrawal options, and permitted up to 100% equity allocation. While this freedom may cause some to make poor decisions, the old, rigid model was worse.

4 Jan 2026 1:21 pm