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Atal Pension Yojana: Here's a look at who is eligible for the pension scheme, if Aadhaar, mobile number and bank account are mandatory, whether NRIs and minors can open accounts and other top FAQs answered

Credit cards come with some of the highest interest rates and a slew of additional charges and fees attached. Some of these include the annual fee, joining fee, late payment charges, foreign currency mark-up fee and transaction charges.

Employees Provident Fund: Want to withdraw your pension or obtain a scheme certificate from the EPFO? Here's how EPF members can initiate their claims online using Form 10C. Check the stepwise guide

Income-tax returns: Here's how taxpayers can claim deductions under Sections 80C, 80CCD, 80DD, 80E, 80GG, 80U of the I-T Act. Check here for the required documents while filing your ITR for FY26 / AY27

Currently, the average home loan interest rate in India for most salaried individuals with stable credit ranges between 8.2% and 9% per annum.

Markets await the Reserve Bank of India's monetary policy as fixed-income investors look for stable rates and range-bound yields amid inflation risks, currency pressures and cautious policy guidance. 

8th CPC: The 8th pay commission has invited applications from eligible candidates for consultant roles. Here's how many vacancies are posted, qualifications required, and scope of work and the salary scale.

Dearness Allowance: Amid 8th pay commission discussion over revisions to central government employee salaries, allowances and benefits, we take a look at the difference between DA, Dearness Relief (DR) and House Rent Allowance (HRA).

You can unlock emergency funds with the PPF loan facility, a government-backed option that offers low-cost borrowing against your PPF balance while preserving your long-term tax-free savings and steady growth. 

From duplicate UANs to Aadhaar mismatches, small compliance errors can derail EPF transfers and leave salaried employees struggling to access retirement savings.

The introduction of the Retirement Income Scheme marks a significant shift in retirement planning, moving from just accumulating wealth to ensuring a steady income stream. With features like predictable cash flow and automatic risk reduction, retirees can enjoy peace of mind. 

Digital banking frauds in India are rising as scammers use UPI scams, phishing attacks and OTP frauds, making online banking safety and awareness important for every user.

Digital living wills are emerging as a practical solution amid increasing awareness of the need for such advance medical directives in India due to changing family dynamics and potential medical incapacitation.

Indias stock market investing boom is creating new wealth opportunities. Simple Demat account setup steps, beginner investing tips and long-term strategies can help investors grow their money wisely.

The real risk in bond investing often lies not in the asset class, but in the investors speculative approach to it.

As healthcare costs rise, understanding health insurance policies is crucial. Key factors affecting claim payouts include sum insured, room rent eligibility and co-payment clauses. 

Gold ETFs invest directly in physical gold and related instruments, while gold mutual funds buy units of gold ETFs. While both fall under the mutual fund category regulated by AMFI, they differ significantly in terms of investment structure, taxation, costs, liquidity, and investment approach.

Gold is trading near $4,450 and silver is around $72 to $78.50, as rising oil prices and geopolitical tensions affect the inflation outlook and investor sentiment. Focus is on how the US-Iran dispute unfolds. A peace deal can provide much-needed respite from rising inflation and commodity prices. 

The Income Tax Department has launched online filing for ITR-2 for assessment year 2026-27, targeting individuals and HUFs with income from capital gains and other sources. Eligibility criteria are specified, while ITR-1 and ITR-4 have also been made available for small and medium taxpayers.

West Bengal CM Suvendu Adhikari launched the 'Annapurna Bhandar' scheme, offering 3,000 monthly assistance to eligible women. Applications can be submitted online or offline, with verification ensuring benefits reach the right recipients. 

EPFO subscribers will soon be able to access their provident fund savings directly through UPI, reducing paperwork and waiting times. Members can withdraw 50% to 75% of their EPF balance. The new system aims for a paperless experience, with testing completed and rollout expected soon.

Indian parents face emotional and financial challenges sending children abroad for education, with costs rising to 5 crore by 2036 due to rupee depreciation and tuition hikes. Despite high expenses, 90% still prefer overseas studies, relying on long-term investments to ease the financial burden.

Speculation about the 8th Pay Commission grows as central government employees await long-promised salary revisions. Reports indicate the Centre may not meet all union demands, including a higher fitment factor, raising doubts about substantial pay hikes amid rising inflation pressures.

Most banks will be closed on May 28, 2026, for Bakrid/Eid al-Adha, a gazetted public holiday. Central government offices will also observe this day off, replacing the previously scheduled holiday on May 27.

Most returning NRIs are eligible for RNOR status for nearly two to three financial years, depending on their earlier duration of stay in India. Failing to claim this status properly can result in foreign income being unnecessarily subjected to Indian taxation

The EPFO provides pension benefits for subscribers with over 10 years of service. Members can withdraw their provident fund while retaining pension benefits. Here's when and why Form 10C is used

Attention taxpayers! The tax department has today enabled excel utility for income-tax returns for AY2026-27 (FY25-26) for online form ITR-2 on its official e-filing portal. Here's all you need to know

Bank FDs offer senior citizens a secure investment option for managing expenses like medical and living costs. Here is a comparison of fixed deposits from various public, private and small finance lenders

Previously, the person making the gift was liable to pay tax under the provisions of the Gift Tax Act

High credit card annual percentage rate (APR) charges can quietly increase debt and monthly expenses. Understanding the concept behind APR can help credit card users manage repayments wisely and avoid costly interest charges.

For a 30 lakh home loan, utilizing an annual 2 lakh bonus through lump-sum prepayments can save significant interest and reduce tenure. Early repayments enhance financial flexibility, while higher EMIs offer a structured but less flexible approach.

A 75,000 monthly salary can stretch further with smart expense planning, disciplined savings, SIP investments and controlled lifestyle spending to build long-term financial stability. 

Unlock financial control with a clear understanding of the credit utilisation ratio, a key factor that shapes your credit score, influences lending decisions, and supports strong financial health through disciplined credit use and timely repayments.

8th pay commission: The panel is set to meet stakeholders, unions, and employee representatives across states in June and July 2026. Check here for the full list of cities with planned visits in the coming months

REITs and InvITs allow you to invest in real estate and infrastructure properties like a stock. By purchasing the units of these instruments, you can directly own a piece of land without spending lakhs and crores of money.

The 8th pay commission has called meetings with various employee groups to gather information before it makes recommendations. We explore why Dearness allowance (DA) important and why the Centre forms a pay commission every 10 years

I asked ChatGPT how to survive an unexpected layoff on a 14 LPA salary. The AIs answer revealed how quickly savings, EMIs and lifestyle costs can spiral out of control.

Smart borrowing starts with careful planning before taking a personal loan. It will help manage EMIs, interest rates, credit score and repayment capacity for stronger financial stability and disciplined debt control. 

A Bengaluru couple recently hosted a destination wedding at Jim Corbett National Park and shred the costs associated with it. Advocating for financial prudence, they detailed their expenses in an Instagram video.

The 8th Pay Commission has confirmed meetings in Bhubaneswar on 67 July. Stakeholders are required to submit the prescribed request forms and memoranda before key consultation deadlines. Check the details carefully before submitting the forms. 

Could 2 lakh really buy a comfortable, and stress-free international holiday for a vegetarian Indian couple in 2026? ChatGPT compared Thailand, Vietnam, Bali, Malaysia and Sri Lanka factoring in flights, Airbnbs, caf culture, shopping, vegetarian food and hidden costs. 

MCX gold June futures were 0.10% up at 1,58,220 per 10 grams. Gold prices have been under pressure since the US-Iran war started on 28 February. International gold prices have fallen by up to 15% since the start of the Middle East conflict.

Sebis proposal allowing salary deductions for mutual fund investments could boost saving discipline, reduce behavioural spending leakage and accelerate MF adoption.

Unlike diversified equity funds, these schemes have a concentrated portfolio, making it important for investors to thoroughly analyze risk factors before investing. 

As falling fixed deposit rates push Indian savers toward corporate bonds and online debt platforms, many retail investors are underestimating the credit, liquidity and product risks behind high yields.

Section 44ADA simplifies tax filing for self-employed professionals by allowing them to treat half of their income as profit, reducing paperwork and taxable income. Eligible professionals include doctors, lawyers, and freelancers, who can file ITR-3 or ITR-4 under this scheme.

Indias insurance industry has become faster and more digital, but low penetration shows trustnot accessremains the biggest challenge for meaningful financial protection.

EPFO subscribers may soon withdraw funds directly to their bank accounts via UPI, eliminating employer sign-off and processing delays. Labor Minister Mansukh Mandaviya announced the initiative, which allows instant QR code transactions at ATMs, benefiting over seven crore members.

The IRTSA has proposed distinct fitment factors for various employee levels under the 8th Pay Commission, suggesting a range from 2.92 to 4.38. This could lead to significant salary increases, with some employees seeing hikes exceeding 400%.

When a business patriarch dies without a Will or succession plan, disputes can quickly spiral. Experts explain how families can avoid years of costly litigation.