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RBI June 2026 bank credit data: Lending rate falls to 9.26%, womens borrowing grows 19.7%; 5 key takeaways

Bank credit growth rose to 16.5% in June 2026, while the weighted average lending rate on outstanding credit fell to 9.26%, RBI data showed. Credit to female borrowers grew 19.7%, while personal-loan credit rose 12.7% and credit growth was stronger across non-metro centres.

1 Sep 2026 11:28 am
ITAT Mumbai ruling: 16.64 lakh cash seized in tax raid, taxpayer wins 8.87 lakh unexplained cash dispute

The ITAT Mumbai deleted an 8.87 lakh tax addition after accepting a taxpayers explanation for cash found during an income-tax search. The tribunal said family savings and gifts must be assessed based on human probabilities.

1 Sep 2026 11:04 am
Living in Brazil, billing a Goa company? This is how India will tax professional income of NRIs

An Indian professional living in Brazil while providing architectural services to a Goa-based company wants to know if professional fees paid into a foreign bank account will attract Indian tax. Here's what the India-Brazil tax treaty says.

1 Sep 2026 10:41 am
Why these retirees sold their family homes and property investments for a better retirement

As children move away and large homes become harder to maintain, retirees are rethinking property. Selling, downsizing or redeveloping can unlock wealth, simplify succession and improve retirement security.

1 Sep 2026 10:22 am
Gold prices today, September 1: Check 24K, 22K gold, 999 silver rates in Delhi, Mumbai, Bengaluru

The domestic MCX gold price recovered its previous losses, jumping over 1% to cross the 1.55 lakh mark per 10 grams

1 Sep 2026 9:33 am
Tax on share profits: When can Income Tax reject your LTCG claim? Mumbai ITATs 85 lakh ruling explained

The Mumbai ITAT has ruled in favour of an investor whose 85.35 lakh long-term capital gains (LTCG) from Sunrise Asian shares were treated as unexplained income by the tax department. 

1 Sep 2026 9:10 am
How to choose right health insurance policy: 5 key factors to keep in mind

Medical insurance shields policyholders from unpredictable and often steep healthcare expenses.

1 Sep 2026 9:06 am
Senior citizen misses income tax appeal deadline by 191 days after wifes death; ITAT Pune gives another chance

A Pune-based senior citizen missed the income-tax appeal deadline by 191 days after his wifes death. The ITAT Pune, in ITA No. 1586/PUN/2026, directed the appellate authority to condone the delay and hear his tax appeal on merits.

1 Sep 2026 8:59 am
HDFC Bank CEO search faces a race against the RBI clock

RBI has taken anywhere from a little over a month to 14 months to approve the appointment of chief executives of private banks.

1 Sep 2026 6:00 am
Do small caps really deliver higher earnings growth than large caps? Here's what investors need to know

Small- and mid-cap stocks have delivered much faster earnings growth than large caps over the long term. But a closer look at margins, recent performance and the impact of a few extreme performers reveals why investors should look beyond headline profit growth.

31 Aug 2026 11:59 pm
From borrowing $4,000 to becoming a billionaire: Two investing lessons from Ray Dalio

Billionaire Ray Dalio's financial setback in the early 1980s changed his approach to investing. After a major miscalculation left him broke, he learned two key lessons: question your own certainty and embrace diversification to manage risk.

31 Aug 2026 11:58 pm
High Beta leads in 1-year returns: A look at how 5 factor investing styles performed against Nifty 500

Factor investing strategies delivered sharply different returns over the past year. High Beta emerged as the strongest performer, while Value also outpaced the broader market. Heres how all five strategies compared with the Nifty 500.

31 Aug 2026 11:11 pm
Aadhaar DOB update: Can you change your date of birth more than once? UIDAI rules explained

UIDAI has clarified that Aadhaar holders can request DoB updates more than once, but subsequent changes face stricter rules. The process depends on the existing DoB status, documents submitted earlier and the circumstances behind the correction.

31 Aug 2026 10:32 pm
EPFO: Uncovered workers get one-time window to enrol under special social security drive check dates, other details

EPFO has urged employers to enrol uncovered workers under its one-time Employees' Enrolment Campaign, 2026, to expand social security coverage. The scheme was notified in June and will continue till 31 October. 

31 Aug 2026 8:42 pm
Last few hours to file tax return: Key pre-filled details ITR-3 and ITR-4 filers must cross-check

With the ITR filing deadline just hours away, taxpayers using ITR-3 and ITR-4 should carefully review pre-filled details. From income and tax credits to capital gains and deductions, heres what you need to verify before submitting your income tax return.

31 Aug 2026 8:21 pm
No smartphone, no internet? PhonePe launches new UPI service for feature phone users

The fintech company has joined hands with handset makers such as Nokia, HMD, Lava International and itel to have the service pre-installed on their devices.

31 Aug 2026 7:54 pm
8th Pay Commission Arrears: Check how much Level 4-7 employees may receive; fitment factor-wise calculation

The government hasn't confirmed the estimated arrears under the 8th Central Pay Commission. Employees should consider the figures illustrative, subject to change. 

31 Aug 2026 7:31 pm
Mint Explainer | Why the Mediation Council of India mattersand what comes next

The Centre has formally established Indias mediation regulator, but appointments and implementation of the Mediation Act remain key to making mediation a mainstream alternative to litigation.

31 Aug 2026 7:17 pm
Start a gram-based SIP in gold and silver FoFs: Axis MF launches industry-first Shagun SIP for investors

Axis Mutual Fund has launched Shagun SIP, an industry-first gram-based SIP for gold and silver fund of funds (FoFs). The feature lets investors choose a gold or silver quantity instead of a fixed rupee amount. Heres how it works, its key benefits, and what investors need to know.

31 Aug 2026 7:13 pm
Writing a will online and its hidden risks: Why the cheap and fast option isnt for everyone

Digital estate-planning services are making it easier to create a will, but simple DIY options may not suit everyone.

31 Aug 2026 6:37 pm
Mint Explainer | Can foreign investment in e-commerce take India's small manufacturers global?

The move comes as India seeks to widen its exporter base and make it easier for smaller manufacturers to access global markets. Can opening this route to foreign investment take more of India's small manufacturers global?

31 Aug 2026 3:58 pm
7 factors to consider before closing education loan early: From penalty-free prepayment to emergency fund

Loan terms, interest structure, and lenders are crucial in deciding early closure of education loans. Here are 7 factors to consider before closing education loan early.

31 Aug 2026 3:25 pm
Adding a family member to your property deed? Why the taxman may have questions

Putting a relatives name on a property deed may seem like a family arrangement, but tax authorities can now connect property records with financial data. Heres when a gift, loan or benami issue can arise.

31 Aug 2026 2:56 pm
8th Pay Commission: DoPT forwards pre-2026 retirees representations to Department of Expenditure; what happens next

DoPT has forwarded representations seeking pension revision for central government employees who retired before 1 January 2026 to the Department of Expenditure. The move puts the demand formally before the government, but does not mean pension revision has been approved under the 8th Pay Commission.

31 Aug 2026 2:48 pm
Should you accept a credit card limit increase? Pros, cons and key factors

Credit card limit increase benefits include a lower credit utilisation ratio, an improved credit score, and greater financial flexibility, but key factors such as income, spending habits, interest rates and overspending or debt-trap risks should be considered before accepting.

31 Aug 2026 2:27 pm
Online wills: Know the costs and caveats

The simplicity of the online will-making process is also its biggest limitation.

31 Aug 2026 1:44 pm
NPS charges from October 1, 2026: PFRDA revises PoP fees, 200 onboarding charge and 0.20% AUM fee explained

PFRDA will revise the NPS and NPS Lite PoP charge structure from 1 October 2026, including a 200 onboarding fee and 0.20% annual AUM charge. The regulator has also clarified when e-NPS users are exempt, how dormant accounts are treated and why the original onboarding route matters.

31 Aug 2026 1:32 pm
Hallmarking silver jewellery may become mandatory from October

The move aims to protect buyers from under-purity fraud, bringing silver jewellery under a mandatory BIS certification framework similar to gold.

31 Aug 2026 1:22 pm
Does revenue entry mean property ownership? What Supreme Court said over MP's joint family dispute

The Supreme Court ruled that a revenue record entry does not create or extinguish title to property, emphasizing that relinquishment must be proven. 

31 Aug 2026 1:21 pm
Investing in an IPO? 10 warning signs to look for before placing your bet

IPOs are surging as Sebi approvals near expiry. Investors should watch for 10 key warning signs in the Red Herring Prospectus (RHP) to assess risks and avoid poor-quality investments.

31 Aug 2026 11:58 am
Big boys foray into the microdrama space while early entrants exit

Yash Raj Films is betting on microdramas even as early entrants exit. The audience is hooked, but monetization remains elusiveforcing studios to balance content costs, retention and the promise of mobile-first storytelling.

31 Aug 2026 11:55 am
X user questions extra verification after OTP for 1.05 lakh credit-card payment; what RBI rules say

An X user questioned why HDFC Bank sought additional confirmation after he authenticated a 1.05 lakh credit-card payment with an OTP. RBI rules allow banks to use risk-based security measures and adaptive authentication for digital payments.

31 Aug 2026 11:47 am
Inherited agricultural land sale: When is it tax-free and what exemptions apply?

Tax on sale of inherited agricultural land: Section 54B, 54F and 54EC exemptions explained, reinvestment in residential property or farm land, 10 crore and 50 lakh exemption caps, capital gains tax at 12.5% or 20% with indexation for siblings selling jointly-inherited land

31 Aug 2026 11:15 am
Insurance scam: Ahmedabad police inspector loses 5.4 lakh after fraudsters promise 19.5 lakh policy payout

An Ahmedabad police inspector lost 5.4 lakh after fraudsters allegedly posed as insurance officials and promised a 19.5 lakh payout. The case highlights key red flags in insurance refund scams, including upfront fees, QR-code payments and repeated demands for money.

31 Aug 2026 11:12 am
Subhash Chandra insolvency: NCLAT to hear creditors' appeal against NCLT approval of 6.5 crore payout plan

Subhash Chandra insolvency: Creditors, including the LIC Housing and several banks, approached NCLAT on Monday against the NCLT's approval of 6.5 crore payout plan.

31 Aug 2026 10:56 am
Gold, silver prices today, 31 August: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 31 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

31 Aug 2026 9:26 am
ITR filing deadline August 31 today: What happens if you miss the deadline? Know belated return and late fee rules

August 31 is the ITR filing deadline for non-audit taxpayers for AY 2026-27. Heres what happens if you miss the deadline, including belated ITR filing, late fees, interest and loss carry-forward rules.

31 Aug 2026 9:00 am
How much gold jewellery can you keep at home? Nagpur ITAT explains rules on ownership, gifts, taxability

The Nagpur ITAT deleted a tax addition on jewellery found during an income-tax search, stressing ownership, source and family circumstances. The ruling also examined the CBDTs prescribed jewellery limits and whether possession within those limits can be treated as reasonably explained.

31 Aug 2026 8:30 am
The mother and daughter behind Indias No. 2 tractor maker bet 1,250 crore on a fifth plant

Following a breakout year, with revenue reaching 16,000 crore, TAFE is setting up its first new tractor plant in 29 years to cater to global and local demand.

31 Aug 2026 6:15 am
Airlines are short of planes. Why Indias airport boom is losing steam

The pressure is forcing airport operators to look beyond passenger traffic for growth, with cargo, maintenance, repair and overhaul, and other non-aeronautical businesses

31 Aug 2026 6:01 am
Centre may offer interest subvention for e-bus, e-truck charging infrastructure

The heavy industries ministry is weighing interest subvention for charging infrastructure alongside its proposed 9,852 crore financing scheme for electric commercial vehicles, as high upfront costs and a shortage of high-powered chargers slow adoption.

31 Aug 2026 6:00 am
HDFC Bank may turn to Plan B with just two months to find its next CEO

HDFC Bank Deputy MD Kaizad Bharucha is likely to hold the fort while the lender searches for a full-time CEO, putting succession firmly in focus.

31 Aug 2026 5:45 am
Govt plans incentives to help chemical exporters cut US dependence, enter new markets

The proposed measures are aimed at helping chemical exporters pivot to specialty products across Europe, Asia, and Latin America, mitigating US export concentration and Chinese import dependence.

31 Aug 2026 5:31 am
India hopes to win top global telecom post; Pakistan signals support

Revathi Mannepalli, joint wireless adviser at the department of telecommunications, is contesting against two European candidates for the post of director of the Radiocommunication Bureau at ITU.

31 Aug 2026 5:30 am
Here's how to invest your retirement corpus to keep income steady but still earn from your money

Retirement planning requires a thorough analysis of goals, financial status, and lifestyle aspirations. It's crucial to prepare for emergencies while balancing risk in your portfolio, gradually shifting from equities to safer options as you age.

30 Aug 2026 11:32 pm
IPOs are booming, but 37% fell below issue price: 6 red flags to check hiding in the RHP

Since IPO-bound companies do not have a listed-market track record or exchange trading history, investors largely have to depend on information provided before the listing

30 Aug 2026 10:35 pm
Ahead of festive season, sugar prices remain above 60/kg across India despite govt measures Check city-wise cost

Sugar prices have remained steadily over 60 per kg in most retail markets across India today on 30 August. This high price stability comes despite several steps taken by the central government to check rise in cost, according to official data.

30 Aug 2026 10:33 pm
8th pay commission: Deadline for consultant role applications ends tomorrow Here's how to submit, check eligibility

The 8th Pay Commission is set to close applications for contract-based consultant roles on its website on Monday, 31 August. With the deadline looming we explain the eligibility, and where and how to submit your applications

30 Aug 2026 9:50 pm
'Borrowers repaid 3,803 crore of 4,808 crore': Subhash Chandra shares personal guarantee details in NCLT case

Subhash Chandra has responded to social media posts on his NCLT insolvency case, saying borrowers repaid 3,803 crore of 4,808 crore disbursed. He also shared details of his 22,000 crore personal guarantees and lenders claims.

30 Aug 2026 9:29 pm
UPI set for Uzbekistan rollout as India expands digital payments footprint and strengthens bilateral ties

Uzbekistan has joined the list of countries that is set to adopt the UPI, the Ministry of External Affairs announced today after PM Narendra Modi's two-day official visit to the Central Asian country. 

30 Aug 2026 8:22 pm