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The debate over UPI transaction fees reignites as the government announces merchant charges on transactions over 2,000. Here's what some industry leaders said about the move.

Debt funds and FDs may face the same slab-rate taxation, but they differ significantly in return certainty, liquidity and market risk. FundsIndia CEO Rishabh Garg explains when investors should favour the certainty of FDs and when short-duration or liquid debt funds may fit better.

The government is set to wind up the 37-year-old Digital Communications Commission after it approved most of TRAI's satcom spectrum recommendations. The move comes amid an overlap in DoT roles and changes to the telecom department's budget process.

While the new MDR introduces another cost for UPI investments, a mutual fund investor will not directly pay the fee or see it deducted from the investment amount.

BIS has raised the hallmarking fee for gold jewellery to 75 per article from 45, while keeping the silver fee unchanged at 35, effective 14 September 2026. The increase comes ahead of the festive season, but it does not automatically mean buyers will pay 30 more for every gold jewellery article.

NPCIs new UPI MDR framework from 15 October will impose a 0.4% charge on select merchant transactions above 2,000, but consumers will continue to make UPI payments for free. NPCI has also clarified that there will be no monthly cap or platform fee for users.

Indian Railways has a massive investment requirement at a time when its internal revenue generation has remained largely stagnant. Will the new models help it overcome challenges?

Video-streaming platforms are adapting to changing viewer habits, shifting from traditional long formats to 1525-minute microdramas. This trend is driven by reduced attention spans and the need for quick consumption, leading to more diverse content options.

AI tools and cloud storage are emerging as a new category of recurring household spending, but experts say users should regularly assess their utility, avoid overlapping subscriptions and protect personal data.

A Mumbai ITAT ruling has deleted a 23.94 lakh penalty imposed on a taxpayer who had omitted 38.37 lakh of cash deposits from his original ITR but disclosed the income during scrutiny and paid the tax due. 

Nithin Kamath, Zerodha co-founder, backed Merchant Discount Rate (MDR) on UPI, calling it inevitable and saying it could boost competition. But he flagged the cost burden on brokers, suggesting a 0.02% MDR capped at 5-10, rather than 300.

US Treasury and Japanese bond yields can ripple through equities, currencies, commodities and even domestic borrowing costs, making global rate moves relevant to Indian families planning for long-term financial goals.

Credit card cashbacks, referral bonus or proceeds from selling an old phone online may all put money or benefits in your hands but the tax rules differ. Here's all you need to know.

What would it cost to run an investment app that adds 200 crore to wallets for stock and derivative trading / invested into mutual funds every day? INDmoney CEO explains

Maharashtra FDA commissioner Tukaram Mundhe has written to the Department of Pharmaceuticals and the NPPA, urging regulators to cap trade margins or bring essential device categories under structured price monitoring.

Gold prices in India rose nearly 0.65% today amid US-Iran conflict uncertainties. Check retail rates of both gold and silver in top metro cities of India today. 

Oracle is cutting jobs even as it plans to spend up to $95 billion on capital expenditure in fiscal 2027, largely as it expands its AI and data-centre infrastructure. CFO Hilary Maxson told employees the focus should be on eliminating low-impact work.

Rainmatters Dinesh Pai says Indian startups need more patient, entrepreneurial capital as wealth creation often takes longer than the traditional seven-to-eight-year VC cycle.

UPI will introduce MDR on select merchant payments above 2,000 from 15 October, but the new charge does not apply uniformly to all UPI transactions. Mutual fund SIPs through UPI AutoPay remain outside the prescribed MDR, while one-time capital-market payments get a lower 0.02% rate.

Ola Electric payments to Krutrim SI Designs, an AI company owned by Chairmnan Bhavish Aggarwal, nearly quadrupled to 100 crore in FY26, documents show.

From 15 October, NPCI's new MDR policy will apply to certain UPI transactions. Here's how the merchant charges compare with credit card and debit card fees, and credit-linked UPI. 

Bangalore house hunt is slowly driving us insane, the couple, frustrated by the search, said. Were honestly just looking for a genuine, clean, semi-furnished 2BHK from a direct owner or a trustworthy broker.

A postgraduate medical student received 18.34 lakh as a stipend from Aligarh Muslim University, but the Income Tax Department treated it as taxable salary. The Delhi ITAT held that the stipend was linked to her education and compulsory residency training and allowed the Section 10(16) exemption.

NPCIs decision to allow a 0.4% fee on high-value UPI transactions from 15 October gives the payment giant long-awaited revenue visibility, rekindling its IPO plans, two sources told Mint.

New e-commerce regulations in India, starting January 2027, mandate transparency in pricing by displaying past prices alongside current discounts. Brands may need to adjust promotional tactics, potentially influencing sales patterns significantly during peak shopping periods.

The court documents showed that Shetty and his companies owed Bank of Baroda 2,077 crore as of May 2020, which was about a third of the settlement amount the lender paid.

MDR on UPI transactions can boost adoption of central bank digital currency, or e-rupee, as merchants seek free alternatives.

JP MORGAN-INVESTMENT BANKING/ (PIX):JPMorgan expects investment banking, trading to shine in third quarter

Indias income pyramid is shifting rapidly, with millions of households moving into higher-income brackets. As earnings rise, spending patterns, savings, and investment behaviour are also changing. 

How should a country respond when highly successful Chinese companies become too dominant within its borders? Its a question more economies will have to confront as these firms fan out across the globe in search of new customers.

Benjamin Grahams The Intelligent Investor advises on understanding investments through careful examination. Check out these 5 simple money lessons from the celebrated book.

The clarification comes ahead of the revised UPI fee structure, which is scheduled to take effect from October 15. Under the new framework, a 0.4% MDR will be applicable to certain direct account-to-merchant-account UPI payments above 2,000, with the fee capped at 300 per transaction

Mutual fund investors cannot always rely on a schemes category to determine capital gains tax. The actual portfolio allocation and tax classification can change the holding-period threshold and tax rate. Heres what investors should check before redeeming.

National pension scheme: The NPS Vatsalya Scheme allows children below 18 years to partially withdraw funds from their accounts under certain circumstances. We take a look at the process and how it works

Apple reportedly faces an escalated CCPA probe in India over iOS 18 complaints, software warranty terms and costly iPhone repairs.

Large & mid-cap funds offer investors a single-fund route to large and mid-cap stocks. But how do their returns compare with pure large-cap and mid-cap funds, and what does their portfolio allocation reveal about the differences?

A promotion often leads to lifestyle creep, where increased spending diminishes savings. Check the importance of examining expenses post-promotion to maintain financial discipline.

Indian bond yields have crossed 7%, raising the question of where debt investors should look. Axis MF favours the 35-year segment, particularly high-quality corporate bonds and select SDLs, while remaining cautious on long-duration debt amid oil, inflation, and global rate risks.

The commission's three-day visit to Chandigarh from September 16-18 will focus on employee and pensioner issues. Here's a look at what's on the agenda for meetings with representatives from Punjab, Haryana, Himachal Pradesh and the UT of Chandigarh.

UPI will remain free for all person-to-person transactions, merchant payments up to 2,000, and for small merchants, as per the NPCI's MDR framework. The organisation said it aims to promote digital payments and ensure UPI's sustainability.

By reserving a fixed percentage of income immediately, individuals can reduce reliance on discipline and make spending decisions more manageable. Check all 8 tricks. 

UPI remains free for person-to-person payments under new MDR rules. Here's what changes for merchant payments and what it means for users like you and me.

Rapido has been fined 10 lakh by the CCPA over prompts that allegedly nudged riders to pay more before rides were confirmed. Heres what the regulator found, how dark patterns can influence spending and what consumers should check before agreeing to pay extra.

Backed by a 19,500-crore launch pipeline, the developer is targeting 8,000 crore in sales bookings for FY27.

Meta will report child sexual abuse material directly to Indias cybercrime authorities, shifting from its long-standing US reporting mechanism under NCMEC.

The government is stepping up efforts to improve pension awareness and retirement planning in rural India through a network of Pension Sakhis. The community-led initiative aims to bring pension information and support closer to households and encourage greater focus on long-term retirement security.

NPCI today announced merchant discount rate on select UPI transactions, effective from October, while keeping UPI free for consumers. It said that MDR of 0.4% will be applicable on P2M UPI payments above 2,000, capped at 300 per transaction.

Flipkart's seasonal recruitment drive covers more than 7,000 Ekart facilities across the country.

UPI transactions up to 2,000 stay fee-free under a new Finance Ministry notification, covering 96% of volume. Regulators are weighing a ~0.4% charge on larger merchant (P2M) payments, with banks getting 40% of the proceeds. P2P transfers remain free regardless of transaction value.

Mid-cap mutual funds continue to see strong investor interest, supported by earnings growth, domestic demand and the formalisation of the economy. But with valuations above historical averages, fund managers caution that stock selection and diversification are crucial.