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Finance Minister Nirmala Sitharaman has clarified that the new 0.4% MDR on specified UPI merchant payments above 2,000 will be charged to merchants, not customers, from 15 October 2026.

Gold and silver prices today, 25 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

A Pune ITAT ruling cancels a 2.21 lakh income-tax penalty imposed on a salaried employee after he revised his ITR and paid additional tax and interest. The case highlights why taxpayers should verify deductions and correct errors promptly.

The central government has decided to keep all public-sector and rural banks open on September 27, despite it being a holiday. This decision aims to mitigate service disruptions ahead of the three-day bank strike. Here's why confusion still persists.

Tariffs, AI disruption, FII outflows and geopolitical tensions have tested Indian markets, but Templetons Rajasa K. sees resilient earnings and structural growth opportunities ahead.

Moving abroad does not revoke an NRI's right to inherit property in India. NRIs can inherit various properties but face restrictions on selling agricultural land. Know the rules.

A death certificate is essential for settling insurance, mutual funds, investments, property and tax matters after a death. Here is how to register a death in India, documents required, where to apply and what delayed registration rules currently apply.

The plan to build the critical storage capacity will require an investment of 15,000 crore, adding to the countrys existing capacity of 12 days across more than 20 tanks

The airline's performance has deteriorated sharply this year. In January, one in 15 SpiceJet flights was delayed by more than two hours. By May, the number rose to one in six, and in two months, by July, it further climbed to roughly one out of three.

Mutual fund flows over the last 12 months show a mixed picture across equity, debt, and hybrid categories. Some categories attracted substantial money despite negative returns, while others saw outflows even after delivering positive returns. 

Six international mutual funds are reopening for fresh subscriptions after periodic restrictions on overseas investments. With some schemes delivering double-digit returns over the past year, investors may be tempted to invest. Here's what you should check before putting money in. 

Reviewing coverage, sum insured, healthcare requirements and premiums can help ensure uninterrupted protection

To determine adequate coverage, families must evaluate how much financial backing is necessary if the primary breadwinner's income vanishes.

From 15 October, UPI transactions of more than 2,000 for debt collection, including loan repayments and EMI collections, will attract a 5 MDR. The charge is on the merchant side, not the borrower. Heres how it applies to EMIs, AutoPay and credit-linked UPI payments.

SEBI has approved a new route allowing portfolio managers to build portfolios using mutual funds, ETFs, index funds and SIFs. With a minimum investment of 25 lakh, PRIM could offer investors a professionally managed alternative to investing directly in mutual funds.

This comes against the backdrop of concerns regarding the rising use of paneer analogue a cheaper substitute mainly made from palm oil, milk powder, starch, and emulsifiers, instead of fresh milk.

Filed your tax audit report for AY 2026-27? It may still need a closer look before the 30 September deadline. From reporting details to disclosure requirements, here are the key errors taxpayers should check and what experts say about correcting them.

Grandfathering rules can determine the cost of inherited listed shares, but indexation is not available.

Indian households spend differently depending on why they travel, with some trips costing significantly more than others. MoSPIs latest tourism expenditure survey reveals where the biggest expenses are coming from and how spending patterns differ between rural and urban households.

Flexi-cap mutual funds saw a wide variation in one-year performance even as the Nifty 500 declined. While several schemes delivered positive returns, some slipped into negative territory. Heres a look at how individual schemes fared against the benchmark.

The NPCI is unlikely to modify the reintroduced MDR charges on UPI transactions, emphasizing the need for investment in technology and security. Despite concerns over costs potentially affecting customers, Asbe believes transaction volumes could grow as industry reinvests in the ecosystem.

Traders in Madhya Pradesh observed No UPI Day on Wednesday. They were seeking an immediate withdrawal of the imposed MDR fees on UPI transactions.

Jio-BP and Nayara Energy have capped diesel sales at select outlets as crude crosses $117/barrel, squeezing OMC margins by 9/litre. PSU retailers (IOC, BPCL, HPCL) 90% of stations continue to sell without restrictions. Saudi Aramco's pipeline attack disrupts supply further.

Digital ad impressions rose 44% in January-July, with services, software, and AI companies expanding the market beyond e-commerce.

Lending money to friends and family without clear terms often leads to unreturned funds, damaged relationships, and personal stress. Learning to say no through clear boundaries, delaying responses, and offering alternative solutions can protect both your finances and personal bonds.

With 11 vacancies and insufficient infrastructure, India's insolvency tribunal is under strain, delaying cases like that of Zee's Subhash Chandra. The Supreme Court has called for immediate improvements, as ongoing insolvency processes now average over 700 days.

RBI is exploring offline e-rupee transactions using Bluetooth and NFC, allowing digital payments without internet connectivity. Details here. 

A joint home loan can help spouses increase their borrowing eligibility by combining their incomes, while also allowing them to share EMI payments. But higher eligibility does not mean couples should borrow the maximum, as both borrowers share the repayment responsibility.

NPCI CEO Dilip Asbe said the new Merchant Discount Rate is unlikely to materially affect UPI transaction volumes, with the additional revenue expected to be reinvested in payment infrastructure and technologies such as soundboxes and AI.

Banks in India will close for multiple days in October due to holidays, including national and regional observances. The RBI's holiday calendar outlines numerous non-working days affecting banks across various states.

IRDAI has proposed rules with the aim of providing clearer choices for borrowers considering insurance cover for their loans. Check full details here.

Corporate NPS offers tax benefits, low costs and long-term returns, yet only 56% of eligible private-sector employees participate. The answer may lie in changing one thing: the default.

Buying a luxury car is not just about comparing the price of a new model with a pre-owned one. Buyers should consider depreciation, loan interest, insurance, maintenance, warranty, repair costs and resale value to understand the actual cost of ownership.

Irdais proposed insurance commission caps could sharply cut distribution income for banks and NBFCs, especially from credit-life policies, while ending compulsory loan-insurance bundling. The proposals may pressure earnings at lenders and insurers, triggering a sell-off in related stocks.

IRDAI has proposed commission claw-back when an insurance policy is found to have been mis-sold. The proposal also seeks to link salespersons to policies they sell and make mis-selling records publicly available, giving consumers more information before buying insurance.

Bank unions (UFBU) plan a 3-day strike (Sept 28-30) demanding a five-day banking week and pension reforms. Banks will stay open on Sept 27 (Sunday) to offset disruption. Strike coincides with half-yearly closing on Sept 30, a key date for provisioning and treasury operations.

The proposed system would use unique QR codes and drug-tracking tools to verify medicines, trace their movement and help enforcement agencies identify counterfeit-drug networks.

Buying an old property with a home loan requires more than checking the price. Buyers should verify title, registration, encumbrances, construction approvals, structural condition, repair costs and whether the property meets lender requirements before proceeding.

Small films like Hanuman Ansh and Mirzapur are outpacing star-driven titles such as Haiwaan, as exhibitors shift shows based on occupancy and demand. With screens and audiences limited, every film is fighting for the same viewers.

Funding for Indias cab fleet operators has nearly doubled in 2026 as ride-hailing platforms and investors back fleet expansion to meet growing demand for electric, premium, and corporate transport.

Manoj Devshi Chhadva, a tenant in a Mumbai housing society, received two flats valued at 1.38 crore for surrendering his tenancy rights. He got a tax notice and later challenged it. Here's why he won the case.

Banks have been awash with cash after the RBIs measures to attract foreign capital raked in more than $140 billion, far exceeding official expectations.

From 1 October 2026, resident individuals and HUFs buying immovable property from non-residents will no longer need to obtain a separate TAN for TDS. They can use their PAN and file the new Form 141, simplifying the tax reporting and payment process.

Indias 7,390 crore hair-colour market is moving beyond grey coverage as easier formats, affordable packs and fashion shades bring new consumers into the category.

Gold and silver prices in India dropped slightly during early trading hours on Thursday. Check retail rates of the precious metals in top metro cities of the country.

IRDAI has proposed changes to motor insurance distribution that could alter how new-vehicle buyers purchase insurance. It proposes digital purchase options through platforms such as Bima Sugam, tighter rules for motor dealers and lower commissions on mandatory third-party motor insurance.

The RBI mandates that lenders complete loan closure formalities, including returning documents, within a specified timeline after repayment. Here's when you can claim compensation. 

Ahmedabad ITAT upheld a 14.85 lakh addition in a share-trading case after finding that transaction records alone did not establish the genuineness of gains from Kushal Tradelink shares. The tribunal, however, sent the taxpayers separate 40.74 lakh long-term capital-loss claim back to the CIT(A).

Kirana stores and small modern-trade outlets are exploring vending machines as an extension of their shops, letting them keep selling after closing hours.

GIFT IFSC reinsurance business surges as foreign reinsurers seek regulatory preference, lower costs and access to Indias growing insurance market.