Livemint

Salaried workers who have switched employers, selected a suboptimal tax regime, claimed unsupported deductions, or omitted capital gains face heightened financial risks.

A 10,000 monthly SIP would have grown to over 30 lakh in these four large & midcap funds. Check the top-performing schemes and how they stack up over shorter investment horizons.

Information on foreign assets will increasingly show up in taxpayers' AIS, but the absence of an asset from the statement does not erase the legal obligation to disclose it.

Labour Minister Mansukh Mandaviya said the EPFO has processed interest on provident funds of 34 crore members for FY26. Interest earned on EPF contributions is tax-exempt up to 1.5 lakh under Section 80C under the old tax regime.

The Reserve Bank of India has fixed the premature redemption price for Sovereign Gold Bond 2019-20 Series II at 14,199 per gram. Investors who bought the bonds in 2019 have earned more than 300% in capital appreciation, but tax implications should also be factored into the decision.

A home loan top-up can offer cheaper credit than a personal loanbut only if you understand the costs, eligibility rules and hidden pitfalls.

The new Employees' Pension Scheme, 2026, retains the withdrawal benefit for members who leave service before completing 10 years. However, it introduces a new waiting period before the benefit can be claimed.

Why do millions of policyholders who signed up for a long-term contract exit before maturity?

Taxpayers filing returns for AY 2026-27 will now have to provide both a primary and a secondary address. The new disclosure has been introduced in all notified ITR forms.

A fund that tops return charts today may not necessarily be the best fit for your portfolio. Experts say investors should look beyond recent performance and evaluate consistency, risk and investment strategy before making decisions.

Chennai ITAT held that a genuine failure to disclose foreign ESOPs in Schedule FA of the income tax return does not automatically warrant a penalty under the Black Money Act. 

EPFO members can see their annual interest of 8.25% for FY2025-26 in their accounts starting July 15. Here's how you can check your PF balance online.

Purchasing and registering a property does not guarantee legal ownership. Validity relies on the entire title chain and documentation. Mutation, while important for records, does not affect ownership rights, experts said. 

Donald Trump's investment accounts, managed by third parties, have executed over 6,100 stock trades in 2023. Notably, they sold Micron shares while acquiring Nvidia stock, highlighting a contradiction between Trump's public praise for Micron and his accounts' trading decisions.

Warren Buffett confirmed his decision to build Berkshire Hathaway's substantial stake in Alphabet, stating he acted independently of CEO Greg Abel. 

EPFO members are urged to upload a recent profile photo on the Unified Member Portal to complete e-nominations and online claims. Here's why it matters and how to do it.

Gifting stocks can trigger tax implications depending on the relationship between the donor and recipient. Transfers to close relatives are often tax-exempt, while gifts to others exceeding 50,000 are taxable. 

A trust can help families preserve art, jewellery and heirlooms across generations by setting clear rules on ownership, access, conservation, display, monetization and succession.

Health insurance covers major hospitalisation costs, but many medical expenses, such as doctor consultations and medicines, are often paid out of pocket. Experts say financial preparedness and understanding policy coverage can help families avoid unexpected healthcare costs.

Negative or muted SIP returns in the initial years are not uncommon, especially for equity mutual funds. Experts say investors should judge a fund over a full market cycle and switch only if there are signs of structural issues.

Moving abroad does not end your tax obligations in India. From excess TDS and capital losses to property sales and future tax planning, here's when NRIs should file an ITR.

NPS PRIDE-Disha lets subscribers compare pension funds using XIRR based on regular contributions instead of only point-to-point returns. The platform uses historical NAV data since 2008 to help investors make more informed fund selection and switching decisions.

The ITR due date is near and taxpayers are urged to gather important documents, including interest certificates, to ensure accurate reporting of income. Here is a step-by-step guide to download interest certificate from SBI, HDFC Bank, ICICI Bank, PNB and India Post.

EPFO has introduced automatic PF transfers for eligible members. However, the facility works only if certain conditions are met.

The Sensex has fallen 9.37% so far in 2026, reviving concerns over whether investors should wait for markets to recover. Four decades of historical data offer insight into how Indian equities have behaved during major corrections.

After analysing the list of large-cap funds, no fund was found to have touched a Sharpe ratio of 1. Among the large-cap funds, WhiteOak Capital Large Cap Fund recorded the highest Sharpe ratio at 0.64. 

The Madras High Court has ruled that GST officers need not conclusively establish fraud before issuing a notice under Section 74 of the CGST Act. The judgment clarifies the legal threshold for invoking fraud proceedings under the GST law.

A June 2026 report by Planera found that replacing workers in professions such as nursing, construction and home care with AI and robots would cost employers several times as much as paying wages to human workers.

A Delhi ITAT ruling has clarified that the Income Tax Department cannot make tax additions solely on the basis of a loose sheet recovered during a search on another person. The department must back such claims with independent evidence proving the alleged transaction actually took place.

Corporate frauds continue to emerge despite tighter disclosure norms. The real challenge is not the quantity of information, but whether it reflects economic reality and is effectively verified.

Crypto investors should avoid common ITR filing mistakes such as assuming the 1% TDS is the final tax, skipping transaction reporting, using the wrong ITR schedule, incorrectly calculating gains and failing to reconcile TDS with Form 26AS and AIS. 

EPFO's VISHWAS 2026 scheme allows eligible employers to settle pending PF damages disputes at concessional rates. Check who can apply, lower penalty rates, eligibility conditions and the six-month deadline.

Foreign Tax Credit allows Indian residents to reduce their tax liability in India by claiming credit for taxes already paid in another country. The Income Tax Department allows eligible resident taxpayers to claim a Foreign Tax Credit (FTC) by filing Form 67 along with the supporting documents.

Taxpayers who falsely claim deductions to reduce tax liabilities could face severe penalties, prosecution, or imprisonment. Here are the consequences if a taxpayer is found guilty.

EPFO simplifies the provident fund transfer process for Aadhaar-linked and KYC-compliant UAN holders by automating it, reducing paperwork. Here's whether private trust-managed funds will benefit from this new feature or not.

The first funds of the Annapurna Yojana were credited to nearly 1.1 crore beneficiaries. West Bengal's Chief Minister reported 1.6 crore applications were received, with 26 lakh rejected for various reasons.

In situations where two insured individuals are affected by the same insured event but receive contradictory decisions, it is reasonable to seek clarification based on such differential treatment. An insurer should be able to explain why identical facts have resulted in different outcomes.

UPI and credit cards each offer unique advantages for everyday payments. Here are the key differences, benefits, rewards, credit score impact, and practical tips for choosing the right payment method for daily spending, budgeting and long-term financial planning in India.

The Employees' Pension Scheme (EPS) offers financial security to an employee's family through widow pension, child pension, nominee pension and dependent parent pension. 

A salary hike is a good opportunity to increase SIP amount, but investors should first review their financial goals, emergency fund and asset allocation. A disciplined annual SIP step-up of 1015% can significantly boost long-term wealth creation.

Check how to apply for a Baal Aadhaar card in 2026, documents required, eligibility, mandatory biometric updates at ages five and 15, enrolment process, and key UIDAI rules. 

Work out how much you can save, push that figure a little higher than is comfortable, and only then spend energy on choosing the funds. Simplicity is not a compromise but the whole point. Save a lot, keep the deployment sensible and dull, and let time do the rest, says Dhirendra Kumar.

A simple rule of thumb is to divide your age by two to determine the percentage of your portfolio that should be invested in gold. Under this rule, a 30-year-old investor would hold 15% in gold, while someone aged 50 would allocate roughly 25% to the precious metal.

As soaring office rents and land prices push companies beyond India's biggest metros, investors are finding stronger yieldsand new risksin emerging commercial hubs such as Jaipur, Coimbatore and Ahmedabad.

Union Railway Minister Ashwini Vaishnaw has announced that a new and improved IRCTC website will be launched by 15 July. The upgraded portal is expected to deliver faster ticket booking, smoother navigation and several new passenger-friendly features. 

Gold and silver prices today, 14 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

The Hyderabad Income Tax Appellate Tribunal (ITAT) has ruled that a gift from a mother cannot be treated as an unexplained investment by the income tax department if the taxpayer proves the donor's identity, relationship and source of funds. 

Taxpayers filing ITR for AY 2026-27 must correctly report Sovereign Gold Bond interest and capital gains. Check how SGB interest, maturity redemption and pre-maturity sales are taxed, which ITR schedules to use, and why the Budget 2026 changes will not apply this year.

The 8th Pay Commission's fitment factor will determine future salary and pension revisions for government employees. Here's how different fitment factor scenarios could impact basic pay, allowances and overall earnings, while highlighting why the final government decision remains crucial.

As the 31 August deadline nears, taxpayers can use the Income-Tax Departments Excel Utility for ITR-5 and ITR-7 on the e-filing portal for FY26. This allows offline preparation of returns before digital submission, ensuring timely processing.