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Money matters more than many couples realise. These financial red flags, from hidden debt to poor savings habits, can affect long-term financial stability and relationship success. A couple should consult certified financial experts together to resolve any financial challenges.

Employees Provident Fund Organisation: Want to add a nominee to your employees' provident fund account? Here's how subscribers can do so, and your top nomination process related FAQs answered by the EPFO.

Esops are not lottery tickets. But they become lottery tickets when people stop doing the math.

Take charge of your money today with practical financial stress-management strategies that reduce money anxiety, build savings, and help you create long-term financial stability. Don't hesitate to take professional guidance from a certified financial advisor if financial problems remain. 

Small cap mutual funds are drawing record inflows, driven by attractive valuations and a broader economic recovery. But investors still need a five-to-seven-year horizon and an SIP mindset to beat the volatility.

8th CPC: Check here for the full list of state visits and employee meetings scheduled by the 8th pay commission in Jammu Kashmir, Ladakh, Odisha, Uttar Pradesh and West Bengal in June and July 2026.

West Bengal Chief Minister Suvendu Adhikari will launch the Annapurna Yojana, providing 3,000 monthly to women beneficiaries. The inauguration is set for 12.30 pm, with 100 beneficiaries per locality receiving sanction letters. The scheme replaces the previous Lakshmir Bhandar initiative.

Under Indian tax law, a person's obligation to file and pay taxes does not end with death. The responsibility passes to their legal representative or legal heirs, and overlooking it can lead to notices, penalties and delays in settling financial affairs.

Gold and silver prices rose on 3 June amid a weaker dollar and higher crude oil prices due to US-Iran tensions. MCX gold stayed above 1.59 lakh/10g, while silver held firm. Check 24K, 22K gold and 999 silver rates across major Indian cities.

Salaried taxpayers in India should thoroughly review their income-tax returns for FY 2025-26 before filing. Important checks include verifying pre-filled data, waiting for AIS updates, and ensuring all necessary deductions are claimed to avoid errors and delays.

Too many mutual funds can weaken returns. Over-diversification creates portfolio overlap, complexity and confusion. A focused mutual funds strategy with clear asset allocation can improve long-term investment performance. Take proper guidance from a certified financial advisor to manage finances. 

A discussion on whether salaried employees should file their ITR themselves or hire a Chartered Accountant. While DIY filing is feasible for straightforward cases, professional help can prevent costly errors and uncover tax-saving opportunities, especially when income sources are varied or complex.

Act fast when a credit card is stolen. Quick reporting, card blocking, FIR filing and account monitoring can prevent fraud, protect your credit score and reduce financial losses. Don't panic; contact your credit card issuer promptly and follow the steps to resolve the issue.

Dearness Allowance helps mitigate inflation pressures for central government employees and pensioners. The 8th pay commission is reviewing pay structures and its recommendations will impact 50 lakh employees and 65 lakh pensioners in India.

The 8th Central Pay Commission has extended the deadline for submissions to June 15, allowing more time for employee associations and unions to present demands. 

Expectant parents in India face hidden costs and emotional challenges in the first year. A practical financial roadmap is essential.

Rising geopolitical tensions are reshaping personal finance decisions. Diversified investments, SIPs, emergency funds and disciplined planning can help protect wealth and manage market volatility effectively.

Bank customers can withdraw over 10 lakh without automatic tax scrutiny, but large transactions must comply with reporting norms to avoid issues with the income tax department. Details here.

Since mid-cap index funds track a specific index, tracking error is an important factor to consider before investing. Here are the top 5 mid-cap index funds with the lowest tracking error. 

Unlike larger lenders with diversified and sticky deposit franchises, small finance banks rely more heavily on retail deposits to fund their loan books and, therefore, need to offer higher rates to attract and retain savers.

To get a personal loan, a borrower must submit certain documents. Applicants should prepare documentation in advance for quicker processing. Here's a list of documents you will need and eligibility criteria to apply for a personal loan.

In FY26, India's five publicly listed REITs distributed over 8900 crore to unitholders, marking a 50% increase from the previous year. They manage over 187 million square feet of real estate, reflecting their growing importance in capital markets.

Indian users will be able to make QR payments at over 4.5 million merchant outlets in Cambodia. The next phase of the initiative will allow Cambodian visitors to do the same in India. Details here.

I was keen to understand if a budget of 1.5 lakh for two people is the end of the dream, or can it actually unlock a memorable stamp on your passport? Here's what ChatGPT says

The 8th Pay Commission, constituted on November 3, 2025, is reviewing salaries and pensions for central government employees and pensioners over its 18-month tenure. Its recommendations, expected by May 2027, will significantly impact financial benefits and livelihoods amidst rising inflation.

Teen cricketer Vaibhav Suryavanshi has a net worth of 7 crore at 15, primarily from cricket earnings and endorsements. Tax laws for minors in India generally club their income with that of the parent, with exceptions for specific circumstances like income from personal skills. Details here.

Working women in Bengaluru earning 50,000 should prioritize personalized financial planning. By tracking expenses, building an emergency fund, and utilizing AI tools for budgeting, they can achieve financial stability and make informed decisions for their future.

Despite economic strain from the oil shock, equity mutual funds in the energy sector have performed remarkably, gaining 9.4% in 2026. The Nifty Energy Index rose 14.3%, benefiting from strong earnings growth and high demand, making these funds a tactical investment choice for high-risk investors.

The Income Tax Act, 2025, effective from April 1, 2026, renames Form 16 to Form 130. Salaried taxpayers should wait until June 15 to file ITR for AY 2026-27, as employers must provide Form 130 by this date for accurate filing.

The Karnataka High Court's recent ruling in insurance disputes asserts that complainants have the right to legal representation as cases progress beyond mediation. It rejected the concern  that policyholders who need help are somehow gaming the system by seeking it.

Selling a house can result in capital gains tax, depending on how long the property was held. However, certain exemptions are available for homeowners. Full details here.

New home loan borrowers should consult financial advisors to assess their financial health before choosing a loan. A balance transfer to a lender with lower rates can lead to significant savings over time, but borrowers must weigh the benefits against potential costs and challenges.

DTAA allows NRIs to pay tax only in one country or at reduced rates, preventing double taxation on income earned in India and their country of residence. Here's how it works.

The AI wave has not merely created new products. It has minted trillions of dollars in market value and transformed a handful of technology firms into wealth-compounding machines.

In India, health insurance portability enables policyholders to switch insurers without losing accrued benefits like NCB. Requests must be made 45 days before renewal. Here are the top FAQs answered

Add-on credit cards can offer benefits, but should only be used with caution, as shared credit limits, full repayment liability, and credit score risks can affect family financial control.

A conservative evaluation of a 1.5 crore home purchase in Gurugram on a 25 LPA salary reveals affordability concerns. 

ITR: When can taxpayers claim deductions under Sections 80C, 80CCC, 80CCD (1), 80CDD (1B), 80D, 80DD, 80DDB, 80E, 80EE, and 80EEA of the I-T Act, as applicable under the old tax regime? Here's a look

A simple learning system emphasises mastering fundamentals, building visible work and public application, according to ChatGPT. 

These passive debt instruments offer a way to lock in predictable returns, but their safety depends entirely on an investor's ability to time them right and hold to maturity.

Choosing a health insurance plan requires due diligence and understanding personal needs. HDFC ERGO offers comprehensive coverage, while ICICI Lombard provides cost-efficient modular options. Here is a detailed comparison between the two. 

Want to know if EPFO 3.0 ATM withdrawal is live? Check the latest update, official status, PF withdrawal process, UPI option, rules, limits, launch timeline, login details, and what members should do now.

Secure a steady retirement income with the Senior Citizens Savings Scheme (SCSS) at 8.2%. A couple can earn nearly 5 lakh annually on a 60 lakh investment backed by a government guarantee.

Financial planning includes calculating your savings, investments and retirement fund before making investment decisions. If you plan to purchase an SUV in the next 2-5 years, here's how you can use SIPs to build adequate corpus

On 2 June, gold prices on MCX rose marginally amid a weaker dollar and declining crude oil prices. MCX gold August futures rose to 1,59,440 per 10 grams, while geopolitical tensions surrounding US-Iran negotiations continued to impact markets.

Giving your portfolio time is one of the best investment choices you can make, as equities require a long-term investment horizon to truly perform.

8th pay commission: The 8th CPC panel has extended the deadline for submission of memorandums from employee representatives, groups and unions to 15 June. Check here for latest top updates, meetings, and more

A state government employees' forum leaders said that West Bengal CM Suvendu Adhikari has assured that pending dearness allowance dues will be cleared as per the Supreme Court order. Here's all we know 

The First Global founder explains why asset allocation matters more than stock picking, why she remains underweight on the US and why she avoids real estate and private credit.

Want to apply for Annapurna Bhandar online? Check the official website, eligibility, required documents, form download steps, offline option, status check process, and scam alerts in one place.