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Have 1 crore? How to invest the amount, depending on your age; build wealth, balance growth and make the money last

Having 1 crore offers a range of spending options, but setting clear financial goals is crucial. Split the amount for essential expenses, emergencies, investments for growth and personal enjoyment.

21 Sep 2026 11:10 pm
How does MDR on UPI compare to charges on traditional debit and credit cards? Here's what NCPI's FAQs say

Is UPI still the most affordable digital payments tool? Today we take a look at what the NCPI's FAQ document states about how merchant discount rate (MDR) charges on UPI transactions compare to fees on traditional debit and credit cards. 

21 Sep 2026 11:03 pm
India-New Zealand FTA from 20 October: From kiwi to apples and honey, here's what could get cheaper for you

India-New Zealand FTA will come into force on 20 October 2026, lowering or removing import duties on several products. From kiwi and apples to Manuka honey, heres what could get cheaper for Indian consumers and which products will remain excluded.

21 Sep 2026 10:52 pm
Bank Strike Sept 28-30: What consumers should know about UPI, ATM transaction, cash withdrawal from SBI, HDFC Banks

Bank employees across India will strike for three days starting September 28, seeking a five-day work week. Customers are advised to manage banking tasks in advance, with October 2 being a national holiday. The strike is supported by the United Forum of Bank Unions, representing 90% of employees.

21 Sep 2026 10:38 pm
Protests in Ghaziabad: Can you convert your society flat into Airbnb? Heres what rules say about homestay rentals

Residents of a Ghaziabad society protested against short-term rentals, alleging safety concerns, disturbances and unregistered occupants. Check what the UP Homestay and B&B Policy 2025 says.

21 Sep 2026 9:38 pm
Attention, Delhi women! 18.5 lakh Saheli Pink Cards issued; get yours now to continue free bus travel from 1 October

Delhis Pink Saheli Smart Card will be mandatory for free DTC and Cluster bus travel from 1 October. Eligible women and transgender residents aged 5+ can apply using Aadhaar and a linked mobile number. Here's how to get the card, its cost, and its validity. 

21 Sep 2026 9:27 pm
8th pay commission: Himachal Pradesh, central govt pensioners stage protest, demand uniform pension revision

Himachal Pradesh and central government pensioners in Shimla staged a protest on Saturday, demanding withdrawal of the Centre's 2025 pension validation legislation. They are seeking uniform revision of pensions irrespective of the date of retirement.

21 Sep 2026 9:21 pm
Govt urges bank staff to call off 28-30 September strike, flags five-day disruption

The proposed strike, which follows a one-day nationwide strike on 11 September, would coincide with the half-yearly closing of banks on 30 September, disrupting customer and government transactions.

21 Sep 2026 8:56 pm
Tax audit for AY 2026-27: Key changes in Form 3CD you should know before 30 September deadline

Tax audit for AY 2026-27 must be completed by 30 September 2026. Forms 3CA, 3CB and 3CD continue to apply, but Form 3CD has several changes covering MSME payments, loans and deposits, legal contraventions, buybacks, and other reporting requirements.

21 Sep 2026 8:08 pm
Invested in Nifty 50 index mutual funds? Here's why you should consider REITs to diversify your portfolio

If youre invested in Nifty 50 index funds, REITs could offer a different asset exposure. Their positive returns and higher distributions over the past year highlight how REITs could add diversification to an equity-heavy mutual fund portfolio.

21 Sep 2026 6:52 pm
DA news: Finance Ministry calls for meetings with PSB, RRB chiefs Check top updates on 3-day banking sector strike

The Finance Ministry reportedly called for a meeting with CEOs of public sector banks and regional rural banks today, to discuss measures to ensure smooth continuity of bank operations and essential customers services during the UFBU's 3-day national strike.

21 Sep 2026 6:40 pm
AYUSH coverage in health insurance: 5 things to know about Ayurveda treatment; whats covered, whats not and more

With the rise of AYUSH health insurance in India, Ayurveda treatment is becoming more accessible. Medical necessity and recognised hospitals are key for claims while inpatient care is typically covered. 

21 Sep 2026 6:40 pm
Income plus arbitrage mutual funds: ICICI Pru tops 1-year returns at over 6%; know the portfolio mix

Income Plus Arbitrage FoFs combine debt and arbitrage exposure through underlying mutual fund schemes. Here's a look at the top five performers by 1-year returns and what the categorys portfolio mix looks like.

21 Sep 2026 5:47 pm
Lush green lawns, glass staircase, Indian accents: Billionaire BJP leader Naveen Jindal's Delhi villa is 100 years old

Billionaire industrialist and BJP MP Naveen Jindal's bungalow in Delhi is 100 years old. It is the perfect example of modern design meets Indian warmth. Take a look.

21 Sep 2026 5:45 pm
Selling an inherited overseas property? Heres how India taxes the gain

An India resident selling an inherited Singapore property may face capital gains tax in India, with the acquisition cost and holding period linked to those of the previous owner.

21 Sep 2026 5:40 pm
What a higher PF wage ceiling means for employers and employees

The provident fund wage ceiling rises from 15,000 to 25,000, expanding mandatory EPF coverage to more employees and increasing employer contributions. This reform boosts retirement benefits but may reduce employees' take-home pay while enhancing social security alignment with wage realities.

21 Sep 2026 5:40 pm
EPFO: Trade union wants monthly EPF wage ceiling hiked to 30,000, says 25,000 too little, too late Here's why

EPFO: The All India Trade Union Congress wants the government to hike the EPF wage ceiling to 30,000 per month, saying 25,000 is too little, too late for social security benefits. Here are the reasons for the demand.

21 Sep 2026 4:44 pm
Bank strike from Sept 28-30: Will it affect your loan EMI and credit card bill payments? Check details here

Bank unions are planning a three-day nationwide strike from September 28 to 30. Here's whether your EMI and credit card bill payments will be disrupted. 

21 Sep 2026 3:18 pm
Mint Explainer | Why Indias workforce is in flux

AI, automation and cost pressures are reshaping jobs in India, even as hiring expands in semiconductors, GCCs, manufacturing and specialized technology roles.

21 Sep 2026 3:12 pm
3.79 crore TDS dispute after missed tax notices, ITAT gives taxpayer another chance despite 60-day appeal delay

The Chennai ITAT restored a TDS dispute involving nearly 3.79 crore in payments after the taxpayer missed notices and filed appeals 60 days late. The tribunal condoned the delay and ordered fresh examination of the case.

21 Sep 2026 2:53 pm
What is duration risk in debt funds and how does it affect your NAV? 4 things investors should know

Debt fund NAVs can fluctuate when bond yields change, with longer-duration portfolios generally more sensitive to interest-rate movements. Investors should assess modified duration along with maturity, credit quality, yield-to-maturity and their investment horizon.

21 Sep 2026 2:35 pm
Bank strike from Sept 28-30: Finance ministry to meet PSB, RRB chiefs today Check attendees, agenda and other details

A three-day bank strike from September 28 to 30 may disrupt banking operations. The Finance Ministry has set up a meeting with public sector bank executives to ensure continuity of essential services. Details here. 

21 Sep 2026 2:03 pm
Delhi Airport opens third runway: Will you spend less time waiting for your flight? What flyers should know

Delhi International Airport Limited (DIAL) announced that Runway 11R/29L (commonly known as the third runway) will be operational from September 20. Here's what it could mean.

21 Sep 2026 1:48 pm
SIM card misuse can attract 50 lakh fine, 3-year jail: DoT warns users, heres what you should check

DoT has warned mobile users that fraudulent SIM issuance, misuse of telecom identifiers and IMEI tampering can attract up to 3 years in jail and a 50 lakh fine. Users can check mobile connections issued in their name and verify handset details through the governments Sanchar Saathi portal and app.

21 Sep 2026 1:38 pm
Personalization of benefits is no longer an HR perk, it's leadership imperative

A 24-year-old starting a career, a new parent, a mid-career employee supporting ageing parents and a colleague managing a chronic health condition do not face the same risks. Giving all of them an identical health insurance package may be administratively equal, but it is not experienced as fair.

21 Sep 2026 1:31 pm
Rainwater damaged luxury car, insurer denied claim; owner wins 2.02 lakh in compensation here's what happened

A dispute over a vehicle insurance claim for rainwater damage was resolved in the car owner's favour, and he received compensation. Full details about the case here.

21 Sep 2026 12:49 pm
Your mutual fund portfolio can become riskier while you do nothing, heres what investors should track

Your mutual fund portfolio can become riskier even if you hold the same schemes, as market movements can change asset allocation, concentration and overlap. Regular portfolio-level reviews can help investors identify these shifts and check whether their risk remains aligned with their goals.

21 Sep 2026 12:29 pm
US Fed rate hike: where are risks and opportunities for debt mutual fund investors ?

Rate-hiking phases are rarely comfortable for bond investorsthey bring volatility, but the same rise in yields also opens up entry points.

21 Sep 2026 12:11 pm
From star power to relatable authority, reality TV broadens its host pool

Reality TV is moving away from conventional hosts to personalities like cricketers and entrepreneurs. This shift aims to attract underserved audiences and generate authentic engagement, while emphasizing the importance of effective hosting skills alongside star power.

21 Sep 2026 11:39 am
What Indias new UPI merchant fee means for the ecosystem

The new merchant fee will help fund UPI infrastructure and security, but could also concentrate more revenue among the biggest payment players.

21 Sep 2026 11:03 am
Saving for emergency fund of 10-15 lakh? Heres how FD laddering can help and whether you should consider it

To manage emergency funds effectively, investors can utilize the FD laddering strategy, allocating amounts across several fixed deposits with different maturities. Here's how it works.

21 Sep 2026 10:48 am
Large-cap funds in the red: 29 of 33 schemes deliver negative returns in 1 year, category average at -3.09%

Active large-cap funds delivered an average -3.09% return over the past year, with only four of 33 funds posting gains. Several of the category's biggest schemes also delivered negative returns.

21 Sep 2026 10:37 am
Indias value-commerce players look beyond low prices to win shoppers

Flipkarts Shopsy, Amazon Bazaar, and Snapdeal are sharpening their value-commerce strategies around engagement, localization and fashion.

21 Sep 2026 10:00 am
Gold and silver price today, Sept 21: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities

Gold prices in India fell nearly 0.5% today during early trading hours amid US-Iran conflict uncertainties. Check retail rates of both gold and silver in top metro cities of India today.

21 Sep 2026 9:17 am
RBI eases KYC rules for FPIs, allows overseas-certified documents, heres what foreign investors need to know

RBI has extended an existing KYC facility to foreign portfolio investors, allowing Indian banks to accept specified documents certified by authorised overseas authorities. The change, effective 18 September 2026, simplifies document certification for FPIs but does not remove their KYC requirements.

21 Sep 2026 9:16 am
Temporary workers account for nearly 90% of workforce at several auto companies

The share of temporary workers has risen sharply over the past four fiscal years, as companies expanded production, added shifts and increased factory capacity to capitalise on growth in the Indian market.

21 Sep 2026 9:01 am
EMI bounce can incur penalty, lower credit score; is there a grace period before it's reported to credit bureaus?

A failed EMI payment can result in penalties and lower credit scores, as lenders report such details to credit bureaus. Check whether the borrower gets a grace period before it's reported. 

21 Sep 2026 7:35 am
34.8 lakh cash balance taxed as unexplained money, ITAT deletes addition and explains why declared income matters

The Delhi ITAT deleted a 34.8 lakh Section 68 addition after finding that the cash balance was linked to commission income already recorded and offered to tax. The ruling highlights why taxpayers receiving cash income should maintain proper books establishing the source of the cash balance.

21 Sep 2026 7:30 am
Content makers are opting for YouTube over subscription platforms and this could change the game

With Balaji Telefilms' new partnership, YouTube presents an appealing alternative for content creators seeking IP control and ad revenue. This model allows producers to reach larger audiences, particularly through shifts from subscription-based platforms, enhancing monetization opportunities.

21 Sep 2026 6:00 am
Coforge, Hexaware help clients manage AI token tab

AI adoption is running ahead of budgets, with some businesses using up a years tokens in months or even days. That is forcing IT firms such as Coforge and Hexaware to find cost-effective ways to run AI, and rethink how they price it for clients.

21 Sep 2026 5:45 am
India sets sail on seafarer tracking system, global safety plan

The West Asia conflict has prompted the government to step up efforts to build a person-level tracking system for Indian seafarers working aboard ships globally, with plans to link Indias maritime information systems with those of Brics countries and even beyond.

21 Sep 2026 5:45 am
PwC sets the template, rivals weigh their next move in India's advisory race

PwC India's JV with PwC US Advisory has rivals reassessing ties with their own offshore units. Driven by AI's disruption of traditional consulting and fiercer competition for US-based GCC clients, the move signals a broader shift toward merging onshore-offshore advisory ops across the Big Six.

21 Sep 2026 5:36 am
Gilt mutual funds: ICICI Prudential tops 5-year returns at over 6%; all 23 schemes remain in the green

Gilt mutual funds invest at least 80% of their assets in government securities across maturities. Among the 23 schemes in the category, Bandhan Gilt Fund and Axis Gilt Fund featured among the top five performers over both one-year and five-year periods.

21 Sep 2026 12:40 am
Stuck in traffic travelling from Delhi to Noida? Reach in 10 minutes with new elevated road between DND and Sector 60

Travel time from the DND side to Noida Sector 60 can take up to 30 minutes, depending on traffic congestion. The upcoming elevated stretch can possibly reduce it to just 10 minutes without any traffic signal in between.

21 Sep 2026 12:07 am
Credit line on UPI: From RuPay cards to pre-sanctioned loanshow it works and what users need to know

A credit line on UPI lets eligible users make payments using pre-sanctioned credit instead of their bank balance. Here's what you need to know about interest-free and interest-bearing credit lines and their use across UPI features.

20 Sep 2026 11:23 pm
Home loan EMI calculator: A small difference in interest rates costs you lakhs; check what SBI, BoI, UBI, others offer

Starting home loan rates vary from 7% to 7.45% among various banks. A 0.25% rise in interest can increase monthly payments significantly. It is crucial for borrowers to assess their financial needs and lender fees before applying.

20 Sep 2026 11:18 pm
Tata Sons listing is the real flashpoint, not Chandrasekarans reappointment, says Harish Salve: Report

Senior advocate Harish Salve, advisor to N Chandrasekaran, said the Tata Trusts-Tata Sons dispute has shifted from concerns over listing to the chairmans reappointment. He questioned the RBIs listing directive and warned it could affect Tata Sons governance and oversight.

20 Sep 2026 11:07 pm
Mutual funds take 2,495 crore exposure in NSE IPO anchor book: Nippon India Large Cap tops the list of 10 schemes

NSEs IPO anchor book saw mutual fund schemes receive shares worth nearly 2,495 crore. Here are the top 10 schemes with the largest allocations and what their exposure means for existing investors. 

20 Sep 2026 10:28 pm
How is your financial health? Answer a few simple questions to find out where you stand in investment, insurance, loans

A regular salary isn't the sole indicator of financial health. Insurance, savings, debt, and retirement planning are crucial. SEBI's Financial Health Check quiz helps evaluate your financial habits and suggests improvements. 

20 Sep 2026 9:43 pm
Property sale in India: NRI sellers face different TDS rules from residentshere's what to know

Selling property in India can trigger very different TDS rules for NRI and resident sellers. While buyers generally deduct 1% TDS on qualifying purchases from residents, NRI property sales are taxed differently, with the deduction linked to applicable capital gains tax rates.

20 Sep 2026 8:39 pm