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Credit card limit 3 lakh, usage 50,000: How unused credit can help your credit score and finances

A 3 lakh credit card limit with 50,000 usage keeps credit utilisation at about 16.7%. An expert explains how low utilisation can support your credit profile, provide an emergency cushion, and encourage disciplined borrowing and repayment.

12 Sep 2026 6:41 pm
8th pay commission: Pension revision, minimum pension, dearness relief, pension commutationTop 12 demands by pensioners

8th pay commission: From pension revision to minimum pension and dearness relief (DR), pension commutation, and OPS Here are the top 12 demands made by pensioners during the consultation stage so far.

12 Sep 2026 6:31 pm
HDFC Bank names 2 MD & CEO candidates for RBI approval as Sashidhar Jagdishan prepares to exit

HDFC Bank has sent two CEO candidates to RBI as Sashidhar Jagdishan nears the end of his second term in October.

12 Sep 2026 5:42 pm
DA news update: Andhra Pradesh sanctions two dearness allowance instalments When will employees get arrears?

Andhra Pradesh has approved two dearness allowance revisions for state government employees, resulting in a total DA hike of 4.55% to be implemented from September 2026 salaries. Here's when arrears will be paid

12 Sep 2026 5:22 pm
PM Kisan 24th instalment: 2,000 not credited? Step-by-step guide on how to check status, file a complaint

Under the scheme, eligible farmers receive 6,000 every year in three instalments. The focus is now on the 24th instalment.

12 Sep 2026 5:19 pm
Can being a loan guarantor affect your chances of getting a loan? Expert explains

Becoming a loan guarantor can affect your future loan eligibility, borrowing capacity and credit profile. Understand how a guaranteed loan may influence lender assessments and the key factors to check before signing a guarantee for someone else.

12 Sep 2026 4:28 pm
1 lakh investment: NSC vs KVP Which Post Office scheme offers a higher maturity value? Check out the calculations

NSC vs KVP: Compare maturity value, interest rates and investment periods for a 1 lakh Post Office investment. Find out which scheme offers higher returns, understand tax benefits and choose the option that suits your financial goals.

12 Sep 2026 3:41 pm
Informal workers may soon open pension accounts via mobile, make contributions using UPI: PFRDA plan explained

The PFRDA plans to introduce mobile-based pension accounts for informal workers, enabling contributions via UPI through an easy digital process utilising the e-Shram database for account setup. Details of the proposal here.

12 Sep 2026 3:25 pm
Pool, park and gym missing: Karnataka homebuyers get relief from RERA after builder fails to provide promised amenities

 Karnataka RERA recently fined a builder 10 lakh for failing to deliver amenities as promised. Here's how aggrieved buyers can register complaints online through state portals.

12 Sep 2026 2:22 pm
1.09 crore sent from Kuwait to India: ITAT Ahmedabad grants partial relief in income tax notice case

An Indian working in Kuwait faced an income tax notice over 3.63 crore in reported financial holdings. ITAT Ahmedabad deleted a 5.52 lakh addition and ordered fresh verification of around 2.50 crore linked to HDFC Bank.

12 Sep 2026 1:57 pm
Hawkins Cookers FD opens on September 16; Know interest rates, minimum deposit required and other details

Hawkins Cookers will launch a fixed deposit scheme on September 16, with interest rates up to 8% for a 36-month tenure. Check full details of the offering here.

12 Sep 2026 12:44 pm
Xflow partners with HSBC to collect payments from Indian users for global businesses; here's why it is important

Xflow partners with HSBC to help global businesses collect payments from Indian customers through UPI, cards and net banking without setting up a local entity.

12 Sep 2026 11:17 am
8th Pay Commission: Central government employees seek 5 MACP upgrades and promotional pay scales

8th Pay Commission: Central government employees unions seek five Modified Assured Career Progression (MACP) upgrades, shorter waiting periods and promotional pay scales. Here is what MSA, FNPO, NC-JCM and RSCWS have demanded and what the proposals could mean for employee salaries.

12 Sep 2026 10:58 am
EPF money withdrawal: When can employees claim their provident fund amount in advance?

Employees may need to access retirement savings before leaving the workforce for emergencies. The EPFO permits partial withdrawals, known as EPF advances, with specific eligibility. Check details here. 

12 Sep 2026 10:43 am
Crude shock puts RBI on watch: Governor Sanjay Malhotra says MPC will reassess growth, inflation next month

Reserve Bank of India's Governor Sanjay Malhotra said on Friday that the Monetary Policy Committee (MPC) will reassess growth and inflation dynamics at its meeting next month. 

12 Sep 2026 10:05 am
Should you prepay your loan early? Expert weighs in on interest savings, EMIs and future borrowing

Should you prepay your loan early? Experts explain how prepayment can reduce interest costs and debt, why timely EMI payments matter more for credit scores, and what borrowers should check before using savings to close a loan early.

12 Sep 2026 9:35 am
Father faces 12.83 lakh penalty over minor childs 1.17 crore interest income; ITAT Delhi grants relief

A minor's 1.17 crore interest income led to a 12.83 lakh penalty for his father. The tax officer denied a reduced rate under the India-UAE treaty and penalised for supposed under-reporting. Here's what happened next.

12 Sep 2026 8:54 am
Bank holiday today: Are HDFC, ICICI and SBI branches closed on Saturday, September 12?

All bank branches in India are closed today due to the second Saturday of the month, but online services remain available. Details of upcoming bank holidays here. 

12 Sep 2026 7:14 am
Credit score 780, but home loan application rejected? Expert explains what lenders look for

Credit score 780 but home loan rejected? Experts explain why a high CIBIL score may not guarantee approval, covering income stability, existing EMIs, repayment capacity, property value and documentation that lenders assess before sanctioning a home loan.

12 Sep 2026 6:46 am
Smaller firms eye a larger slice in ongoing auditor churn

Smaller audit firms are taking on Indias Big Six with sharp pricing, stable teams and tech skills to win larger clients. With more than 600 companies changing auditors by fiscal year 2029, the coming churn could give these firms their biggest shot yet at breaking into the big league.

12 Sep 2026 6:00 am
Digital Credit and Inclusion Index: Borrowers from Tier II cities are driving Indias digital credit story, finds report

Tier-2 cities in India are leading digital credit and inclusion, with an average score of 58.64, ahead of Tier-1 and Tier-3 cities, the Digital Credit & Inclusion Index (DCII) 2026 by Pahl India Foundation and Amazon Pay found.

12 Sep 2026 12:10 am
After chairman Bhatt, Coforge NRC chief Singh quits, cites differences in board

The countrys seventh-largest technology services firm announced Singh's resignation on Friday evening.

11 Sep 2026 11:32 pm
He had 15 lakh in savings but still lost money. Heres how a 32-year-old fixed his portfolio

A software engineer saved 15 lakh but lost purchasing power due to low savings interest. Advised by a financial planner, he allocated funds effectively, setting goals for emergencies, a house, and retirement. His experience highlights how inaction can be a financial decision.

11 Sep 2026 11:13 pm
Education loans: Parent or student who should sign on the dotted line?

Unlike traditional consumer debt, education loans evaluate a candidate's future earning capacity rather than just existing income.

11 Sep 2026 11:11 pm
PPF: Here's how much investment of 2,000 per month earns you Even 5 years delay can impact your total corpus

Today, we calculate the minimum amount you would need to invest in your / your child's PPF per month in order to successfully become a crorepati over the long run. Below is how the calculation works out for every 5-year delay:

11 Sep 2026 11:04 pm
Global yields surge: How they affect the Indian bond market and why domestic factors matter

Analysts believe domestic economic conditions remain the key factor determining the direction of Indian bond yields, rather than movements in global yields alone.

11 Sep 2026 10:28 pm
Indias green hydrogen hubs could spread beyond the coast, says report

WRI India has identified inland sites in Jharkhand, Rajasthan and Punjab where clean power, water, pipelines and industrial demand could support production.

11 Sep 2026 9:41 pm
SWP: Here's how to generate 50,000 per month as steady income while keeping your corpus invested

Today, we explain how much you would have to invest in a systematic withdrawal plan (SWP) in order to receive 50,000 per month as steady income after retirement, while keeping your corpus invested.

11 Sep 2026 9:25 pm
Dollar deluge prompts 1 trillion OMO; enough liquidity tools, says RBI governor

System liquidity crossing 11 trillion earlier this month has already prompted the central bank to withdraw surplus liquidity of over 8 trillion through multiple VRRR auctions.

11 Sep 2026 8:48 pm
20,000 extra every month: Why paying off your personal loan first may win over an SIP

With a 20,000 monthly raise, borrowers must choose between repaying a personal loan or investing in mutual funds. Clearing a high-interest loan first can save more in interest and result in a larger investment corpus compared to investing the entire amount monthly.

11 Sep 2026 8:47 pm
1 crore fine penalty: Why did IRDAI penalise Canara HSBC for mis-selling insurance to an 88-year old? What went wrong

The regulator flagged several shortcomings in the sale, including failures related to product suitability, solicitation, disclosures and the insurers internal controls.

11 Sep 2026 8:11 pm
Court orders EPFO to pay 6% interest for 35-day delay in settling claim Here's how to check status, file grievances

A consumer court ordered the EPFO to pay 6% interest for a 35-day delay in settling a PF claim over 14 lakh. The EPFO was found guilty of service deficiency, failing to meet the 20-day processing deadline as required by the EPF Scheme, 1952.

11 Sep 2026 7:52 pm
E-commerce platforms flag pricing, ranking hurdles under new consumer rules

Platforms worry about pricing rules since products on the e-commerce marketplaces are supplied and priced by independent sellers

11 Sep 2026 7:01 pm
MahaRERA orders developer to refund homebuyers: 7 checks to make before booking a flat

A MahaRERA ruling highlights the risks of buying a flat without verifying construction approvals. Here are 7 key checks homebuyers should make, including the Commencement Certificate, sanctioned plans, RERA records, payment trail and written promises.

11 Sep 2026 6:51 pm
8th Pay Commission: How much salary hike will a 1.83 or 2.0 fitment factor give you?

Pensioners' body AIFPA has demanded a 3.83 fitment factor from the 8th Pay Commission, the highest proposed so far, though experts peg the realistic range at 1.83 to 2.57, a hike that could raise central govt pay and pensions by 20-80%.

11 Sep 2026 6:12 pm
Income tax reassessment notice: High court strikes down Section 147A of I-T Act what it means for taxpayers

The ruling does not invalidate every income tax reassessment proceeding. The crucial question remains whether the notice was issued in accordance with the prescribed statutory procedure and whether the requirements relating to faceless assessment were followed.

11 Sep 2026 5:49 pm
DA news update: Punjab employees call off pen-down strike after state govt assures no disciplinary action

DA news update: Punjab government employees called off their pen-down strike after the state assured that no disciplinary action would be taken against those who participated in the mass leave protest on 27 August. 

11 Sep 2026 5:05 pm
RBI deputy governor Murmu calls for stronger human accountability as finance automates

RBI deputy governor S. C. Murmu said automation cannot dilute lenders accountability, while payment systems must strengthen resilience, fraud controls and customer protection.

11 Sep 2026 5:01 pm
Bank of India plans to raise $1 billion via OFCBs by December

Bank of India plans $1 billion overseas borrowing after raising $2.2 billion through FCNR(B) deposits as lenders seek to benefit from the RBIs hedging subsidy.

11 Sep 2026 4:56 pm
8th Pay Commission: Can 69,000 basic pay become reality? Expert weighs in on pensioners' demand for 3.83 fitment factor

8th Pay Commission: A pensioners body has sought a 3.83 fitment factor and a minimum basic pay of 69,000. Here is how the demand compares with the 7th Pay Commission and what employees and pensioners should know about the proposed salary revision.

11 Sep 2026 4:52 pm
Two months of red: Large-cap outflows deepen after 6-month inflow streak what should investors do?

Large-cap mutual funds saw 1,147 crore in outflows in August 2026, despite previous  inflows. Rising mid- and small-cap investments suggest a shift in investor preference. Here's what investors should make of the divergence.

11 Sep 2026 4:00 pm
Need 2 lakh urgently? Here's what experts say is cheaper: Personal loan, savings or credit card

Facing an urgent 2 lakh need? Experts say using savings is usually cheapest, personal loans suit structured repayment, while credit card balances can cost 24%+ annually, turning a 1 lakh outstanding into nearly 40,000 in interest.

11 Sep 2026 3:46 pm
Mint Explainer| How quick commerce is changing Indias super-app strategy

Quick commerce has grown from being an extension of grocery delivery into a much larger business for several consumer companies. Do platforms really need a separate app for their offerings?

11 Sep 2026 2:52 pm
8th Pay Commission: How Level 6 basic salary may double in 7 years after DA merger; calculations explained

8th Pay Commission: A proposed merger of DA with basic pay could boost central government employees salaries. Heres how a hypothetical fitment factor of 2.1, 7% annual increments and DA revisions may impact Level 6 pay by 2033.

11 Sep 2026 2:34 pm
Does frequent buying and selling hurt returns? Coffee Can Investing fame Saurabh Mukherjea answers in Mint Extraclass

Saurabh Mukherjea, author, founder and Chief Investment Officer, Marcellus Investment Managers, in an interview with Mint Extraclass, says frequent buying and selling of stocks may reduce gains. He advocates for long-term investment strategies, saying fewer trades lead to better performance. 

11 Sep 2026 2:28 pm
Indias data centre surge is powering a massive boom in sales of generator sets

With data centres operating continuously, generator sets have become imperative to keep their IT infrastructure, cooling systems and lighting running in the event of an outage.

11 Sep 2026 1:45 pm
Uber exits Nigeria, Uganda: Why ride-hailing giant is pulling back from African markets | Explained

Notably, Uber's exit from Nigeria and Uganda came the same day Uber CEO Dara Khosrowshahi said the company would cut its global workforce by 10%.

11 Sep 2026 1:39 pm
Section 87A rebate on STCG: ITAT ruling offers relief to taxpayers under new tax regime for AY 2025-26

ITAT Delhi has ruled taxpayers can claim the full 25,000 Section 87A rebate against STCG tax under Section 111A for AY 2025-26, as the Finance Act 2025 restriction on special-rate income applies only from AY 2026-27 onwards.

11 Sep 2026 11:23 am
Advance tax deadline September 15: What happens if you missed the previous instalment payment?

Taxpayers missing the June 15 advance tax deadline can still pay owed amounts with interest. Missing deadlines may incur interest under Sections 234B and 234C of the Income-tax Act. Details here.

11 Sep 2026 10:48 am
Marengo Asia Hospitals raises $40 mn from LeapFrog Investments

The funds will help deepen Marengo's presence in existing markets, expand into adjacent geographies and invest further in medical technology, centres of excellence, and patient experience.

11 Sep 2026 10:41 am