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ITR refund delay: What are common reasons, when to expect and how to check status? All you need to know

The ITR filing deadline was 16 September, and while most refunds are processed, some remain pending. Delays may arise from verification issues or incorrect bank details. Taxpayers should ensure Aadhaar-PAN linkage and accurate claims to avoid further processing delays.

10 Dec 2025 8:29 pm
IndiGo crisis: Liberalization is not enough if consumer trust is eroded

Both insurance and aviation touch the daily lives of millions of Indians and require deep infrastructure, robust regulation, and sustained capital to serve a rapidly expanding market. Yet, their journeys since liberalization could not have been more different.

10 Dec 2025 6:55 pm
Mint Explainer | Dirty air trick: How North Indian rice farmers outsmart satellites

With 28,000 square kilometres of crop area lit in 2025 in Punjab and Haryana, the contribution of farm fires to North Indias bad air is likely to be much higher than what is currently estimated, finds a new study.

10 Dec 2025 5:18 pm
Can nostalgia alone carry popular TV shows to big screen glory?

Television and streaming show creators are adapting popular series like Bhabi Ji Ghar Par Hain and Mirzapur into films, aiming to leverage established fan bases. Experts warn that while this strategy can attract audiences, it risks diluting brand value if not executed with narrative depth.

10 Dec 2025 4:34 pm
IndusInd Bank chairman Sunil Mehta to step down in January: Report

IndusInd Bank Chairman Sunil Mehta plans to resign after his term ends amid significant losses and governance issues. The bank is undergoing restructuring, with new leadership appointments aimed at addressing financial issues.

10 Dec 2025 4:31 pm
What to do when banks refuse to reduce home loan interest rates

While banks use varied benchmark rates, they often slow interest rate reductions and cut EMIs, but not tenure. Borrowers can still benefit from the lowest repo rate in three years. 

10 Dec 2025 2:36 pm
RBI rate cut: Time to rethink your home loan strategy?

The latest RBI rate cuts will particularly benefit borrowers who took home loans in 2020-2022 at rates of 6-6.5%, but saw the rates rise to 9-9.5% within a year.

10 Dec 2025 2:25 pm
RBI floating rate savings bonds explained: Returns, eligibility and key rules

The government introduced RBI floating rate saving bonds for individual investors in 2020, replacing the 7.75% savings bonds. 

10 Dec 2025 2:13 pm
817 credit score: The hidden advantages and loan offers you can expect

An 817 credit score unlocks faster approvals, lower interest rates and access to premium credit products, highlighting how strong financial discipline enhances borrowing power and negotiation advantages.

10 Dec 2025 1:49 pm
BOBCARD Cashback Credit Card offering 5% on online spends: Should you take it?

BOBCARD Cashback Credit Card offers 5 percent cashback on eligible online transactions and 1 percent on other eligible spends. The cashback is capped at 1,500 per statement cycle.

10 Dec 2025 1:46 pm
The real cost of pet parenthood: How to budget for a pet

Before bringing a pet home, it is important to understand the long-term costs and responsibilities involved.

10 Dec 2025 11:36 am
Kantara, Chhaava, Saiyaara top movies of 2025; live entertainment soars: BookMyShow report

BookMyShows report highlights a surge in cinema attendance in India in 2025. Live entertainment flourished, showcasing 17% growth, with music tourism and premium experiences driving significant economic impact across cities nationwide.

10 Dec 2025 6:00 am
Auto PLI disbursals jump to 1,350 crore so far, about 1,000 cr in FY26

The disbursals in FY26 comes after a rare-earth magnet supply shock in April due to China's strict export control. These magnets are used in crucial manufacturing sectors such as defence, electronics, renewable energy and automobiles, including electric vehicles.

9 Dec 2025 11:23 pm
JioHotstar to invest 4,000 crore in South India-focused content

JioHotstar has scheduled 1,500 hours of new programming in all four southern languages for release over the next 12 months.

9 Dec 2025 8:02 pm
Hotels see short-term impact from IndiGo flight cancellations

What cushioned the impact was that the IndiGo crisis unfolded over a weekend when business travel is typically minimal.

9 Dec 2025 7:13 pm
Can my sister claim assets bequeathed to my late mother in father's will ?

It is recommended that you or the executor under the will consult a legal advisor.

9 Dec 2025 6:35 pm
Buying health insurance online? Here are some common mistakes to avoid

Purchasing exclusively premium plans creates another gap because less expensive policies frequently contain more stringent room rent limitations, co-pays, and sub-limits that only become apparent when a claim is made.

9 Dec 2025 5:38 pm
Meet the bot collector: How AI is rewriting Indias debt recovery playbook

A revolution is playing out quietly in the world of debt recovery, thanks to artificial intelligence. Bots are now collecting debts, and apparently doing so with a human emotion that too many human collectors lack: empathy. A fascinating inside story.

9 Dec 2025 5:17 pm
Automation puts IT-backed digital marketing units under strain

As automation and GenAI accelerate creative output, IT-backed marketing units from TCS to Info Edge and Accenture are facing pressure on hiring, pricing and long-term viability.

9 Dec 2025 4:20 pm
Should you really take a personal loan for festive gifts? The truth may surprise you

Festive spending pressures often push people towards a personal loan, yet borrowing for non-essential gifts can strain finances, making disciplined budgeting and mindful credit use essential for long-term stability.

9 Dec 2025 3:38 pm
5 smart credit card strategies every Indian user should master

Smart credit card strategies help users maximise rewards, control debt, manage credit utilisation and use EMIs wisely, ensuring secure financial habits and optimised credit card benefits for long-term stability.

9 Dec 2025 3:12 pm
Ad fatigue crisis hits Indian streaming services: Repetitive, low-cost ads drive viewers away

Indian OTT platforms face viewer fatigue due to repetitive and lengthy ad breaks. Experts emphasize the need for improved ad experiences and transparency to regain user trust and prevent subscription cancellations amid growing customer frustration.

9 Dec 2025 2:38 pm
Want your child to never worry about money? Start with these investments

Pocket money introduces children to financial management, allowing them to learn from small mistakes. In India, options like savings accounts, Demat accounts, and mutual funds help minors understand investing. 

9 Dec 2025 12:59 pm
Govt clears two fund managers to roll out 1 trillion deep-tech RDI scheme

The first tranche of startup applications under the RDI scheme is expected by March 2026, following approvals for Birac and TDB and the near-finalization of Sidbi and SBI-AIF as fund managers.

9 Dec 2025 11:27 am
How to prepare for big ticket bills before they knock

Standard emergency funds cover job loss, but dental surgeries, home termite damage often require a separate shock absorber fund. By earmarking specific SIPs or arbitrage funds for these gaps, investors can protect their long-term portfolios from the erosion caused by unexpected bills.

9 Dec 2025 11:05 am
Why portfolio strategy, not stock picking, decides who wins in the market

Shyam Sekhar emphasizes the importance of a robust portfolio strategy in equity investing. As market conditions shift, investors must adapt their portfolios to mitigate risks and capture opportunities, rather than focusing solely on stock picking.

9 Dec 2025 10:57 am
Are you adequately insured? Why most families dont have enough cover until its too late

A GST cut has made term insurance 18% cheaper, but the real risk for families is not buying too little, too late. Heres how to know if your life cover is truly adequate.

9 Dec 2025 9:00 am
Bank holiday today: Are banks open or closed on 9 December? Check inside

Bank holiday today, 9 December: Bank holidays differ from region to region, depending on festivals or other special occasions like elections. Since there are Kerala local body polls on Tuesday, there is a bank holiday in Kerala.

9 Dec 2025 6:40 am
Mint Explainer | Why Indian Railways is opening its stations to big QSR chains now

A new IRCTC catering category allows national food brands into stations for the first time. Heres whats driving the shift, and what it means for Railways, QSRs and small vendors.

9 Dec 2025 6:00 am
Will DA be added to basic pay under 8th Pay Commission? Here's what Finance Ministry said

8th Pay Commission: The Finance Ministry confirmed that the 8th Pay Commission will not merge dearness allowance or relief with basic pay.

8 Dec 2025 6:41 pm
New Income Tax Act: ITR forms to be issued prior to FY28, says govt

The new income tax returns form under the Income Tax Act, 2025, will be issued before the 2027-28 financial year, according to Minister of State for Finance Pankaj Chaudhary.

8 Dec 2025 5:41 pm
Celebrityhood shifts: Film, sports stars are rapidly crafting their own content

Film and sports stars are increasingly creating standalone content on YouTube and social media, allowing them direct access to their audience and creative control. This shift from traditional media enables them to build personal brands and generate revenue while maintaining visibility.

8 Dec 2025 5:33 pm
How to obtain tax residency proof in India?

A UK company requires an Indian Tax Residency Certificate for reduced withholding tax on interest payments. To obtain this, an online Form 10FA must be submitted, confirming tax residency in India for the relevant financial year.

8 Dec 2025 4:09 pm
4 common credit report errors that drop your score and trigger loan rejection

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce your credit score and hinder loan approval, making regular credit report checks essential.

8 Dec 2025 3:39 pm
Markets will move in 2026, but behaviour will decide outcomes

The markets in 2026 may test investors. When instinct pushes for quick reactions, it is behaviour discipline, restraint, and clarity of purpose that will decide outcomes.

8 Dec 2025 2:41 pm
Dont pay tax on gifts if they are from family. Heres the rule

Gifts from relatives are exempt from tax, while gifts over 50000 from non-relatives are taxable. Gifts received during marriage are fully tax-exempt. 

8 Dec 2025 1:25 pm
Inside AIFs: The risks, rewards and real fit for your portfolio

Each AIF is different and an investor needs to understand if and where it fits into their asset allocation mix, based on their portfolio size, risk-taking ability, return expectations and liquidity considerations

8 Dec 2025 1:22 pm
India Inc sees growing interest for private credit as market expands

Domestic and global funds are racing to provide non-dilutive, flexible capital as companies seek faster financing and banks step back, while investors hunt steadier returns than equity can offer.

8 Dec 2025 1:21 pm
This couple had a New Year holiday in Oman just for 2 lakh. Here's how

As part of Mints travel series, the couple shares details of their nine-day Oman holiday, showing how its possible to enjoy a full, hassle-free holiday without stretching the wallet.

8 Dec 2025 1:03 pm
Still believing these credit myths? Theyre quietly ruining your financial health

As 2025 ends, it's vital to debunk personal finance myths, especially regarding credit. Misconceptions include beliefs that BNPL doesn't affect credit scores, high income ensures good scores, and closing old cards is beneficial. 

8 Dec 2025 12:31 pm
Axis Bank credit card travel redemption options: Transfer ratios, limits, and tips

Axis Bank credit cardholders can transfer their reward points to 20 partners (6 hotels and 14 airlines) categorised into Group A and B. There are groupwise calendar year limits on points transfers.

8 Dec 2025 12:11 pm
Creative Churn: Indian advertising agencies dread layoffs as AI upends industry globally

Two of the Big 5 advertising holding companiesOmnicom and Interpublic Grouphave agreed to merge globally. That has triggered a wave of job cuts, and local agencies are also bracing for a shakeup.

8 Dec 2025 6:00 am
Rupee at record low: Dont ignore international investing for hedging currency risk

With traditional domestic mutual funds reaching overseas investment caps, this guide explores alternative routes, including Gift City funds, foreign brokerage platforms, and global mutual funds, to help build a robust international portfolio.

7 Dec 2025 4:33 pm
PNB cuts repo-linked lending rates by 25 bps after RBI MPC announcement Will your home loan EMI go down? Explained

Repo-linked lending rate is a type of interest rate associated with home loans. If the RBI cuts its repo rates, the RLLR goes down and vice versa. With PNB's RLLR cut, home loan EMIs are expected to go down.

7 Dec 2025 12:11 pm
Why finance keeps confusing investors: The everyday words that mislead us

From expensive stocks to liquid funds and corrections, everyday language in finance often means something entirely different and its tripping up even sensible investors.

7 Dec 2025 11:35 am
Down to the bone: Young consumers increasingly want clean, portioned and recipe-ready meats

Companies like Licious and Zappfresh report that boneless meat commands a premium due to convenience, changing how meat is processed and marketed, despite traditional preferences for bone-in cuts.

7 Dec 2025 7:00 am
Top 7 benefits of using a personal loan app for quick funding

Personal loan apps make borrowing smoother and quicker than traditional loan options. Since the entire process can be completed on a mobile phone, you can stay in complete control.

5 Dec 2025 9:18 pm
'Finfluencer' in fix: Why did Sebi impound 546 crore earned by stock market trainer Avadhut Sathe?

Capital markets regulator Sebi passed an order impounding over 546 crore in the accounts of unregistered investment advisor Avadhut Sathe and his trading academy.

5 Dec 2025 8:33 pm
Your credit score to get updated every week as RBI amends directions: All you need to know

Until August 2024, credit institutions used to update credit information monthly. On 8 August 2024, the RBI instructed CIs to carry out credit information reporting every fortnight. This is now being revised to every week.

5 Dec 2025 7:21 pm
6 key factors senior citizens should consider when choosing a credit card

Senior citizens can choose the best credit card by considering factors such as low fees, competitive interest rates, rewards, fraud protection, mobile support, and flexible EMI options.

5 Dec 2025 6:08 pm