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UPI transformed merchant payments from a cash-and-change routine into a low-cost digital habit. As India reconsiders MDR, the challenge is to fund future innovation and cyber resilience without undermining adoption.

Changing jobs doesnt mean closing your NPS account. Your PRAN stays with you, your corpus remains invested, and contributions can continue through your new employers Corporate NPS or, if there isnt one, under the All Citizen Model.

According to the National Capital Region Transport Corporation (NCRTC), two more priority Namo Bharat corridors Delhi-Panipat-Karnal and Delhi-Gurugram-Behror are likely to receive the approval soon.

Rising government bond yields could expose Canara Bank to mark-to-market provisioning risk, with the eventual impact depending on market yields and the relevant measurement date.

Kerala High Court directed SBI to refund 3.73 lakh to a retired college principal who lost money after sharing an OTP with a fraudster posing as a bank official. Here is how the scam worked, five lessons every bank customer should take from the case, and what the RBIs zero-liability rule says.

Under PM-VBRY, eligible first-time EPFO-registered employees earning up to 1 lakh monthly may receive incentives of up to 15,000. The first installment is paid after six months of service; here's how to avail the second installment 

Europes four largest telecom companies are exploring plans to launch their own satellite mobile services to reduce reliance on Elon Musks Starlink amid rising geopolitical tensions. Starlink has also faced controversies involving India and Ukraine.

Dussehra 2026: Dussehra sales tempting you? Follow these 5 personal finance rules to enjoy the festival without overspending or taking on debt.

The 8th CPC is likely to visit various railway departments in Mumbai to gain firsthand experience of employees' working conditions. On the agenda is observation of daily operations, duties and job risks.

Kerala government announced a 2% hike in DA and DR for employees and pensioners, bringing it to 37% of basic pay, effective from January. Here's a look at which employees and pensioners are eligible for an increase in the dearness allowance and who is not

8th Pay Commission consultations continue. Know how gratuity is calculated, the 25 lakh cap, union demands and what retiring central government employees can expect.

South Indian Bank's new CEO Mahesh Pai plans to leverage the bank's strong culture, deposit base and gold loan franchise to accelerate growth. 

The Supreme Court upheld the Bombay High Courts decision to quash Yes Banks 2020 write-off of 8,415 crore in AT-1 bonds. Here's all you need to know about AT-1 bonds. 

1 Finance has received in-principle SEBI approval for an MF Lite licence and plans to launch passive mutual funds in Q4 FY27. SEBIs framework eases regulatory requirements for eligible passive fund houses, potentially encouraging competition and expanding investor choice in index funds and ETFs.

Anand Mahindra praised Indias startup ecosystem, highlighting companies including Ethereal Machines, Pranos Fusion Energy and Scimplify. He said young entrepreneurs are developing advanced manufacturing, fusion and chemical technologies that could help India leapfrog stages of development.

A rise in home loan rates forces borrowers to choose between higher EMIs and longer repayment tenures. A 50 lakh loan example shows how a 25-basis-point increase affects monthly payments and total interest, and what borrowers should consider before deciding.

Investors can choose from physical gold and silver, digital gold, ETFs, mutual funds, Sovereign Gold Bonds and Electronic Gold Receipts. Each option differs in costs, liquidity, regulation, taxation and storage needs, making it important to compare the risks before investing.

Manufacturers in Surat are moving beyond sarees and synthetic fabrics to produce specialised textiles for defence applications. Full details here.

A Bitcoin investor who reported a 3.34 lakh loss faced an 88.55 lakh tax addition over the source of funds. ITAT quashed the reassessment after the tax officer ignored his reply and failed to provide the minimum response time required by law.

Srinivasan and Singh lodged their complaints on September 25, seeking an inquiry into the trust's administration and governance, including its role in the commercial affairs of Tata Sons.

Built at an estimated cost of 1,908.43 crore, the highway forms a key link in the proposed Raipur-Dhanbad Economic Corridor under the Bharatmala Pariyojana.

More than 20 people in Visakhapatnam reportedly lost 1 crore in a month to a Google Review job scam. Fraudsters used small initial payouts to build trust before demanding larger deposits, leaving victims unable to withdraw their money.

Fitment factor demands range from 3.2 to 4 or higher as central government employees await a revised salary structure.

PFRDA has launched NPS Central, a digital platform where subscribers can enrol, manage accounts, review investments and make contributions. Details here.

With home loan EMIs spread over a 20-25-year tenure, even small payments in the initial years can significantly reduce overall interest outgoings over time.

An NRI living in the UAE mistakenly claimed treaty relief on gains from Indian shares and mutual funds. While the revised-return deadline has passed, an updated return may offer a way to correct the error.

First-time workers must complete six and 12 months of continuous service to receive two instalments under the government scheme.

Erling Haaland has bought a home at Manchester City Yas Residences, a branded development on Abu Dhabis Yas Island. The project includes more than 2,000 homes, sports facilities and parks, with phased delivery starting in 2029.

Art is a prominent feature of the residence, particularly the paintings of renowned Indian artist MF Husain. The corridor leading into the home features several of his works.

Insurance regulation must go beyond capping commissions to enforce product suitability, hold distributors accountable for mis-selling and prioritize policyholder outcomes over sales incentives.

Only 2 of 29 aggressive hybrid funds with reported one-year returns delivered over 8%, while 22 posted losses. Even large schemes such as SBI and ICICI Prudential Aggressive Hybrid Fund ended in the red, highlighting the risks of equity-heavy hybrid investments.

The UFIOE has called on the government to abandon the proposed disinvestment and acquire at least a 6% stake in IDBI Bank, either by purchasing shares from LIC or through the open market.

Credit card refund vs chargeback explained: Understand the key differences, when to request a merchant refund, how to dispute a credit card transaction, what evidence to keep and how to report unauthorised payments.

The EPFO wage ceiling has risen from 15,000 to 25,000 a month, potentially extending provident fund, pension and insurance benefits to more employees. Check who qualifies under the revised rules, how enrolment works and what the change means for your salary deductions and retirement savings.

Mobile games can encourage frequent spending through paid shortcuts, limited-time items and subscriptions. Individually modest payments may add up to thousands of rupees each month.

Premium food, grooming and medical care are making pets a major household expense in urban India. Monthly costs range from 4,000 for some small breeds to 20,000 for giant breeds. 

Defaulting on a loan against your FD can cost you the deposit itself. Know how lenders recover dues and when you may still owe a shortfall.

Stretching your budget, ignoring insurance renewals, skipping servicing: 5 money mistakes new car owners should avoid to keep ownership costs in check.

Western Railway is developing a 307 crore Vande Bharat maintenance hub at Sabarmati in Ahmedabad. The facility will handle major repairs, wheel servicing and equipment overhauls, reducing the need to send trains elsewhere for scheduled maintenance

Companies hope stronger seasonal demand will help, though recovery may not erase earlier weakness.

Irdais proposed commission caps and expense rules could reshape insurance distribution. Brokers warn of job losses and weaker service, but will lower costs translate into better outcomes for policyholders?

Chief executive officer Vinay Tonse said the exercise would be a balance-sheet adjustment.

A loan No Objection Certificate (NOC) is generally issued after full repayment, not after every EMI. Understand when banks issue a loan closure certificate, why it matters for secured loans and what to do if your NOC is delayed.

Gifting financial assets such as stocks and mutual funds during the festival season provides long-term value, with distinct transfer steps and tax implications depending on demat status and recipient relationships. 

The CA said the domestic property market is bracing for a massive surge in demand that could peak soon and predicted that real estate prices are about to blow up in India in 2027 

A dispute over Tata Sons Articles of Association has cast doubt on N Chandrasekarans five-year reappointment as executive chairman. Noel Tata says Article 118 applies and no selection committee was formed. 

H-1B registrations by Infosys, TCS and Cognizant fell sharply for FY2027 amid higher visa costs and a wage-weighted selection system. The figures reflect fresh entries in the annual cap selection process, rather than total H-1B employment.

The state-owned bank has no plan to raise capital in the current financial year.

Gold and silver prices today, 19 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Bengaluru Metro Rail Corporation Limited (BMRCL) Managing Director PC Jaffer confirmed to the outlet that the corporation aims to run trains on Pink Lines underground section up to Shivajinagar by the end of October or in November.