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India is set to test tokenised corporate bonds with REC in September, using blockchain and wholesale CBDC for faster settlement. The pilot will initially be limited to select investors. The move could eventually improve transparency, access and liquidity.

Will Gen Z become the largest and wealthiest generation in history? A report by Nielsen (NIQ) and World Data Lab found the youth are poised to overtake Boomers' consumer spending by as early as 2029.

Life Insurance Corporation of India (LIC) CEO and MD R Doraiswamy announced two new policies-- Bima Platinum and Jeevan Raksha policies. While both are described as non-participating and non-linked plans, their structure and benefits are not the same. Check it out.

Credit card transactions increased 24.1% year-on-year to 601 million in July, but overall spending only rose 7.4%. The average transaction value fell 13.5% to 3,460, with consumers favouring smaller purchases through RuPay cards linked to UPI.

Gold and silver ETFs posted strong gains in August 2026, but their performance over the past year tells a different story. While some funds led the monthly charts, the longer-term leaderboard reveals a notable shift between the two precious metals.

Does foreign citizenship affect inheritance rights in India? Are NRIs allowed to inherit agricultural land legally? Check out.

EPFO has released monthly pension in Kerala amid Onam celebrations. Here's how subscribers can check their deposit and EPF passbook using the Umang app, official portal, SMS, WhatsApp or missed call. 

With the 31 August ITR filing deadline for non-audit taxpayers over, the focus now shifts to taxpayers subject to tax audit. The rules differ based on the nature of income and activity, with separate compliance requirements and a later filing deadline for audit cases.

ITR deadline: Companies and taxpayers whose accounts are required to be audited, the due date for FY26 / AY27 is 31 October. Here's a look at the penalty for missed deadline and date for belated returns.

A missed EMI can have consequences beyond penalties and a lower credit score. Experts explain when a loan is considered in default, what banks can recover, whether family members are liable, and what happens to secured assets.

Missing the 31 August ITR deadline for AY 2026-27 does not end your filing options. Taxpayers can file a belated return by 31 December, revise an already filed return, or seek condonation of delay in eligible cases.

The Reserve Bank of India regulates the functioning of locker facilities in India and has laid down a regulatory framework, in addition to the operational rules of individual banks.

Moodys says data centres would have an even smaller impact on employment, projecting a meagre 0.02% increase in jobs in India over the next four years.

September 2026 has several key income tax deadlines, including TDS payments on 7 September, a TDS certificate deadline on 14 September, the second advance tax instalment on 15 September, and multiple audit report deadlines on 30 September.

Ujjivan Small Finance Bank CEO Sanjeev Nautiyal has resigned due to health reasons, effective immediately. He will retire formally on 30 November. Carol Furtado is appointed interim CEO. The bank said Nautiyals tenure had helped strengthen several areas of its operations.

The 8th pay commission has scheduled state visits to Chennai, Puducherry, Chandigarh, Bengaluru and Mumbai in September and October 2026. Here's the full list of dates and who can participate in the meetings.

With a focus on reducing geopolitical risks, Indias latest defence initiative seeks to localize the production of critical equipment, underscored by a new partnership to manufacture Javelin missiles.

Form 1 is now live on the income tax e-filing portal for the Foreign Assets of Small Taxpayers Disclosure Scheme, 2026. This one-time scheme allows eligible taxpayers to disclose foreign assets and income. Declarations can be filed until 31 December 2026.

Punjab transferred Sukhchain Singh Khera, key member of the state employees' protest, where over 150 employees' bodies and more than 3.50 lakh pensioners participated in one of the biggest mobilisations against the government.

High-yield bonds offer higher interest income but carry greater credit, default and liquidity risks than highly rated debt. Experts explain who should consider these bonds, what investors should check and how much exposure may be appropriate.

Finfluencers increasingly shape Indian investment decisions, but few are Sebi-registered. Heres what investors should know about stock calls, sponsorships, credentials, red flags and recourse.

Indian Bank plans to open 100 branches and hire 2,500 employees in FY2026-27, focusing on expanding its presence in central and western India. The lender also targets lower NPAs and expects its gold loan book to cross 1.5 lakh crore.

The NCDRC has ruled on a case involving an LIC policy assigned as security for a bank loan, holding that the insurer was not deficient in acting on the bank's surrender request. Here's what the order means for policyholders who use insurance policies as loan collateral.

Dividend stocks, Reits and InvITs can offer attractive payouts, but investors need to look beyond yield to cash flows, capital preservation, taxes and total returns.

PPF offers 7.1% interest, but eligible old-regime taxpayers may earn a higher effective return after factoring in the Section 80C tax benefit. Heres how the tax saving can push the effective annualised return to around 11%, and why the benefit does not apply to every investor.

July 2026 CPI-IW rose 1.3 points to 153.2, taking the running DA calculation for central government employees to about 64% for January 2027. The final DA rate will depend on CPI-IW data for August to December 2026 and the government's formal announcement.

Independent creators in India face payment delays and inconsistent income despite high engagement. A 2025 report reveals that nano and micro creators represent over 80% of the non-metro creator base, highlighting the need for clearer payment processes and financial stability within the industry.

To avoid future legal and tax complications, CA advised buyers to settle the exact nature of the ownership arrangement before finalising a purchase.

Bank credit growth rose to 16.5% in June 2026, while the weighted average lending rate on outstanding credit fell to 9.26%, RBI data showed. Credit to female borrowers grew 19.7%, while personal-loan credit rose 12.7% and credit growth was stronger across non-metro centres.

The ITAT Mumbai deleted an 8.87 lakh tax addition after accepting a taxpayers explanation for cash found during an income-tax search. The tribunal said family savings and gifts must be assessed based on human probabilities.

An Indian professional living in Brazil while providing architectural services to a Goa-based company wants to know if professional fees paid into a foreign bank account will attract Indian tax. Here's what the India-Brazil tax treaty says.

As children move away and large homes become harder to maintain, retirees are rethinking property. Selling, downsizing or redeveloping can unlock wealth, simplify succession and improve retirement security.

The domestic MCX gold price recovered its previous losses, jumping over 1% to cross the 1.55 lakh mark per 10 grams

The Mumbai ITAT has ruled in favour of an investor whose 85.35 lakh long-term capital gains (LTCG) from Sunrise Asian shares were treated as unexplained income by the tax department. 

Medical insurance shields policyholders from unpredictable and often steep healthcare expenses.

A Pune-based senior citizen missed the income-tax appeal deadline by 191 days after his wifes death. The ITAT Pune, in ITA No. 1586/PUN/2026, directed the appellate authority to condone the delay and hear his tax appeal on merits.

RBI has taken anywhere from a little over a month to 14 months to approve the appointment of chief executives of private banks.

Small- and mid-cap stocks have delivered much faster earnings growth than large caps over the long term. But a closer look at margins, recent performance and the impact of a few extreme performers reveals why investors should look beyond headline profit growth.

Billionaire Ray Dalio's financial setback in the early 1980s changed his approach to investing. After a major miscalculation left him broke, he learned two key lessons: question your own certainty and embrace diversification to manage risk.

Factor investing strategies delivered sharply different returns over the past year. High Beta emerged as the strongest performer, while Value also outpaced the broader market. Heres how all five strategies compared with the Nifty 500.

UIDAI has clarified that Aadhaar holders can request DoB updates more than once, but subsequent changes face stricter rules. The process depends on the existing DoB status, documents submitted earlier and the circumstances behind the correction.

EPFO has urged employers to enrol uncovered workers under its one-time Employees' Enrolment Campaign, 2026, to expand social security coverage. The scheme was notified in June and will continue till 31 October. 

With the ITR filing deadline just hours away, taxpayers using ITR-3 and ITR-4 should carefully review pre-filled details. From income and tax credits to capital gains and deductions, heres what you need to verify before submitting your income tax return.

The fintech company has joined hands with handset makers such as Nokia, HMD, Lava International and itel to have the service pre-installed on their devices.

The government hasn't confirmed the estimated arrears under the 8th Central Pay Commission. Employees should consider the figures illustrative, subject to change. 

The Centre has formally established Indias mediation regulator, but appointments and implementation of the Mediation Act remain key to making mediation a mainstream alternative to litigation.

Axis Mutual Fund has launched Shagun SIP, an industry-first gram-based SIP for gold and silver fund of funds (FoFs). The feature lets investors choose a gold or silver quantity instead of a fixed rupee amount. Heres how it works, its key benefits, and what investors need to know.

Digital estate-planning services are making it easier to create a will, but simple DIY options may not suit everyone.

The move comes as India seeks to widen its exporter base and make it easier for smaller manufacturers to access global markets. Can opening this route to foreign investment take more of India's small manufacturers global?

Loan terms, interest structure, and lenders are crucial in deciding early closure of education loans. Here are 7 factors to consider before closing education loan early.