Business / Livemint
Indias IPO reforms deepened the marketbut also fuelled a culture of short-term bets, overpricing, and unrealistic expectations. Its time for a fairer, more transparent ecosystem.
A Will isnt only for the wealthy. Its a simple, powerful way to ensure your assets are passed on as you intend without legal hurdles, disputes, or uncertainty.
Discoms' reluctance to sign up for comparatively costlier green power had stalled the whole process, stalling awarded contracts of 42GW involving a proposed investment of around 2.1 trillion without power purchase and supply agreements
Here is a step-by-step guide for EPFO subscribers to update the date of leaving their job.
Best Mutual Funds: An annual growth of 20% means that if someone had invested 1 lakh in this fund five years ago, it would have grown to 2.48 lakh.
The new version of Sagarmala 2.0 will complement the Centre's 70,000-crore maritime package announced in September for building infrastructure to attract investment in shipbuilding, repairs, and breaking.
From heavy rains disrupting production to steep excise duties in key states, Indias liquor industry is battling weather shocks, weak demand, and changing consumer habitseven as premium spirits keep pouring profits.
Mutual Funds: Mitra is a service platform that helps investors trace inactive and unclaimed mutual fund folios. It is an abbreviation for Mutual Fund Investment Tracing and Retrieval Assistant.
Namit Malhotra, the visionary behind DNEG, is pouring 4,000 crore and a decade of ambition into the Ramayana. He believes this epic will be Indias statement of technological mastery and cultural soft power. Nonetheless, an important business question remains unanswered.
While most streaming platforms remain focused on metro audiences, TV continues to be the primary source of household entertainment in rural India.
Most borrowers buy insurance linked to home loans, but many of these policies are inadequate, misaligned, or wrongly assignedleaving families unprotected when they need it most.
Before taking a personal loan, understand key factors like interest rates, repayment capacity, eligibility, and lender credibility to make informed borrowing decisions and protect your financial stability.
Indian banks are facing a prolonged squeeze on profit margins, as faster loan repricing and rising credit demand outpace the fall in deposit costs. Mixed signals from top lenders suggest relief may not come soon.
A private limited company may declare an interim dividend at any time during the financial year, provided it is paid out of the profits earned by the company during that financial year.
Digital payment methods, such as UPI, have transformed how consumers perceive spending. The absence of physical cash reduces emotional connection, making transactions feel effortless.
Deposit growth has fallen below the double-digit threshold for four consecutive fortnights.
Bank employee unions in have warned that proposed public sector bank mergers could harm financial inclusion and weaken customer service. Leaders strongly emphasized the need for effective banks that serve rural communities rather than larger institutions.
Checking your personal loan EMI helps manage monthly repayments, prevent debt traps, and improve financial stability through smart budgeting, timely prepayments, and responsible credit planning for long-term financial health.
UPI in India surpassed 67.8 crore QR codes, enabling 143.3 lakh crore in transactions in H1 2025, a 23% increase y-o-y.
Premium credit cards are high-end cards which target wealthy individuals who require concierge service and who have a higher income
Managing a portfolio of stocks that strives to beat its benchmark across market cycles isnt too different from producing consistent, high-quality batches of whisky at a single malt distillery despite changes in the weather and raw materials.
Only if your KYC status is validated can you can invest freely across mutual funds. If it is merely verified or registered, you can continue investing with your existing mutual fund houses, but not new ones.
Microfinance sector is witnessing a slow recovery marked by moderating bad loan ratios and better collections. However, profitability remains pressured as major lenders focus on secured loans to manage risk. The sector's path to growth is further constrained by uneven recovery.
The Dutch governments move to take control of chipmaker Nexperia has provoked Chinese retaliation, constricting supplies of critical chips used in millions of vehicles across the world, including those made by Indian carmakers.
The move follows a government assessment that found glaring gaps in cybersecurity certification, exposing imported products and critical infrastructure to risks of malware and tampered components.
In a major step to challenge Chinese dominance, global mining leaders have offered to supply rare earth oxides to Indian bidders.
Banks and cooperative banks are required to report to the Income Tax Department if someone deposits 10 Lakh or more during a single financial year.
A worried restaurant owner facing a court battle hired an Indian pandit who chanted via phone. This digital ritual typifies a faithtech boom. Apps now livestream pujas, connecting global devotees to temples. However, the deliverable is operationally tricky.
Bank holidays this week, 3-9 November: Check full RBI schedule for holidays next week, which include festivities and observances such as Guru Nanak Jayanti, Bihar Legislative Assembly General Election 2025 and Wangala Festival.
Does owning more mutual fund schemes truly diversify your portfolio, or just clutter it? Financial planners weigh in on how to build a focused, effective mix.
Health insurance exists to protect families in times of crisis not to penalize them for unrelated medical histories from decades past.
Indias pension regulator is rethinking how retirement savings convert into steady income, with new models that link contributions to outcomes and offer inflation protection.
The EPFO Employee Enrollment Scheme 2025 has been made effective from November 1, and aims at encouraging employers to voluntarily declare and enroll eligible employees.
The UIDAI's new Aadhaar rules from today, November 1, 2025, will help Aadhaar holders update their information with ease by not having to visit the enrolment centres.
Three common investment options for retail investors are ELSS, PPF and fixed deposits. ELSS gives exposure to equity whereas PPF and fixed deposits (FDs) provide assured returns to retail investors. Here we give a comparative analysis of these three investment options
In this cyber fraud, a stranger pretending to be someone you know would request you to merge a call, thus orchestrating a fraud which can lead to the loss of your entire bank balance. Read this to know more about call merging scam
Bank holiday today: According to the RBI calendar, banks in Bengaluru, Dehradun, will be closed on 1 November for Kannada Rajyothsava and Igas-Bagwal. The banks in the rest of the country will remain open.
The shortest international flight by an Indian carrier is between Trichy and Jaffna, operated by IndiGo, while at 12,594 km, the San Francisco-Kolkata segment of the San Francisco-Bengaluru flight is the longest, which is operated by Air India.
We list the top-performing mutual funds that have delivered a return of over 20% in the past 5 years. These include Aditya Birla Sun Life Large Cap Fund, Edelweiss Large Cap Fund, Franklin Large Cap Fund and HDFC India Large Cap Fund.
The updated guidelines include cyber fraud for the first time, call on insurers to set up fraud monitoring committees, and require distribution channels to have their own anti-fraud policies, procedures and controls, among other things.
Here we list out a few credit cards which you can use to make the most of your movie experience by claiming free movie tickets
Financial experts at Mint Horizons emphasised the importance of global diversification for Indian investors, highlighting opportunities through GIFT City. They discussed strategies for accessing international assets, suggesting a split of 60% in India and 40% in dollar-based investments.
We have listed all prominent banks, including State Bank, HDFC, ICICI Bank and Union Bank, which offer reasonably good interest rates on one-year fixed deposits, also known as term deposits.
Starting November 1, 2025, changes in key money rules will affect expenses. These include GST slabs, Aadhaar, bank nominations, card charges, and pension requirements. Here's a look at what's new this November
Retirement planning: You can assess the size of your EMI to accumulate 2 crore across different tenors - 10, 15 or 20 years.
With SIP inflows touching an all-time high of 29,361 crore in September, retail investors are proving to be the markets steady hands. Heres how consistency and timely course correction can help weather uncertain times.
After decades of relative calm, markets may be entering a period of structural change. Investors who grew up in an era of easy money and global stability must adapt their assumptions and embrace caution without succumbing to fear.
Investing in ready-to-move-in properties minimizes risks associated with under-construction homes, such as delays and financial complications. Tax implications further support ready homes, providing immediate benefits and peace of mind to buyers.
Even as robotic surgery and stem cell therapy gain ground, outdated sub-limits and opaque migration rules leave many policyholders struggling for fair coverage.
Using the right card can help you save considerable amount of money. We list out some popular travel credit cards here

 
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