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EPF does not always stop earning interest when you leave a job or retire. EPFO rules explain when interest continues, when an account becomes inoperative and what happens to the balance.

A defence employees' federation has proposed 72,000 as the minimum monthly pay for central government employees under the 8th CPC, up from 18,000. Its three-step formula factors in national income growth, a larger family unit and fiscal prudence.

In a recent legal dispute, a daughter sued her father for withdrawing funds before she could claim it upon maturity. The Delhi High Court ruled in her favor. Here's what parents can and cannot do with their childs savings.

HSBC has reopened three international mutual funds to fresh SIPs and lump-sum investments, with a 2 lakh monthly limit. The funds offer exposure to emerging markets, Asia-Pacific and Brazil, with one-year returns ranging from 28.9% to 53.6%.

Unlimited sum insured removes the fixed monetary ceiling on eligible hospitalisation claims, but it does not mean every medical expense is covered. Heres what unlimited health insurance mean, its benefits against rising medical costs, and the exclusions policyholders should know.

ITAT Delhi overturned a 3.74 lakh penalty on a salaried employee who earned 30 lakh salary , as the delay in ITR filing was due to procedural lapses, not intent to under-report. Details here.

Struggling with loan repayments? Learn how early communication with lenders, debt prioritisation, spending control and restructuring options can help borrowers manage EMIs, reduce financial stress and protect their credit profile from further damage.

Should spouses buy separate term insurance plans? Experts explain how couples can assess income, household contributions, liabilities, dependants and future goals to determine suitable life insurance cover and avoid financial protection gaps for their families.

A large-cap fund may be able to handle a large AUM. But, for a mid- or small-cap fund, a large AUM can lead to higher diversification or higher cash levels, which can impact the schemes returns.

Passive funds generally have lower expense ratios because the fund manager is not actively selecting stocks. Over a long investment period, even a small difference in annual cost can make a meaningful difference to the final corpus.

The RBI has released the SGB premature redemption calendar for October 2026 to March 2027, covering 32 eligible tranches. Investors should check their SGB series and submit redemption requests within the specified window to exit before maturity.

Income tax department has urged taxpayers to file their ITR before the August 31 deadline. Here's who should file by that due date and which return form is meant for you.

An Ahmedabad landowner faced a 3.41 crore tax addition after his co-owned land was allegedly sold for 6.82 crore using forged signatures and a fake power of attorney. 

UIDAI has completed over 2 crore Aadhaar biometric updates for school children under a nationwide drive. With the process currently free for eligible children, parents should know when the update is required, why it matters and how to complete it before the deadline.

All private and public-sector banks in India will remain closed today, August 22, as it is the fourth Saturday of the month. Check the date for next bank holiday.

The Bengaluru company is betting its soundbox technology can evolve into a banking interfaceand eventually a route to creditas Indias merchant-payment economics face a potential reset.

As India Inc looks to smaller towns to power festive sales, hiring of gig and blue-collar workers is rising. But a sizeable pay divide persists: workers beyond the metros can earn 2530% less by some estimates, even as companies struggle to find enough hands.

For self-employed individuals in India, handling tax compliance and maintaining financial records can be complicated. Presumptive taxation offers a simpler alternative for eligible small businesses and professionals.

The air services tariff regulator Aera has cut Bengaluru airport's user development fee sharply and introduced a first-ever charge on arriving passengers, but built in a mechanism to add fresh charges as three major expansion projects come online through 2030-31.

Investing the corpus in a mutual fund and setting up a systematic withdrawal plan (SWP) reduces the tax burden and creates a steady income.

A Haryana man, whose declared income was 1.79 lakh, faces an income addition of 11.22 crore. A tax tribunal offers a final chance to contest this by planting 500 trees or paying the cost within a month.

Axis Bank will revise several credit card rules from August 28, including higher DCC charges, a new late fee slab, changes to payment settlement and restrictions on reward points.

Naturally Yours founder Vinod C. stresses the importance of paying oneself a modest salary while building a startup. He argues that financial self-punishment is unsustainable and encourages founders to manage personal expenses realistically to avoid burnout and maintain long-term commitment.

Union IT minister Ashwini Vaishnaw says three homegrown companies are in talks with the ministry of electronics and IT to apply for incentives under the Mobile Phone Manufacturing Scheme.

Here is how the top public sector banks stack up for a 5 lakh investment based on current interest rates and quarterly compounding.

A Kerala consumer commission has ordered a builder to pay 25 lakh to a homebuyer after finding serious construction defects and inferior materials. The amount includes 20 lakh for repairs and damages, 5 lakh compensation and 25,000 litigation costs.

Robert Kiyosaki emphasises the high cost of financial ignorance, advocating for the pursuit of knowledge over merely focusing on the costs of education. After attending expensive educational programmes, he reflects on the value of ongoing learning to make better financial decisions.

India is cracking down on scams abusing Google's Firebase to host fake banking sites and malware. I4C ordered at least 57 Firebase websites and databases taken down in August after they were used to steal credit card details, OTPs and other data from victims phones.

Jay Kothari warns investors not to be misled by extraordinary market returns and emphasizes the need for proper research and patience. 

Turning 60 in India signifies the end of active earning but opens the door to financial benefits including higher interest rates, tax concessions and discounts on travel and utilities. All of these financial benefits ease day-to-day spending.

Priya Sunder, co-founder and director at PeakAlpha Investments, said a child's exact career choice cannot be predicted 15 years in advance. She, therefore, advised that a portfolio be structured based on present value, adjusted for education-specific inflation.

Your credit report is crucial for loan applications, as discrepancies can harm your credit score and loan approval chances. Here's what you must do the moment you spot a discrepancy.

PM Narendra Modis seven-stream framework puts agriculture and food production at the heart of the push towards Viksit Bharat, with a focus on processing, branding and global exports.

A long-delayed sale of a majority stake in IDBI Bank, held by the government and Life Insurance Corp of India, is in its final stages

A businessman received 23 lakh via RTGS but had his account frozen by the bank due to an income mismatch. The Allahabad High Court ruled in his favor, ordering the bank to pay 50,000 in compensation. Here's what happened.

Indias lending ecosystem is becoming more interconnected as banks, NBFCs and fintechs take on specialised roles. This shift is distributing lending risk while making data sharing, technology and coordination increasingly important.

The company is promoting consumer adoption of newer construction techniques that are more expensive but can offer greater cost savings over the years.

Indias largest airline, IndiGo, faced another technical disruption on Friday, with passengers reporting difficulties booking flights and encountering a no data available message. It was the second outage affecting the carrier this week.

A recent Sebi study reveals that young traders, aged under 30, now represent 43% of individual traders but face high losses, with 89% incurring losses in FY26. Details here.

EPFO has clarified when an EPF account becomes inoperative and stops earning interest. Here are four retirementage examples, key rules and practical steps members should know to manage old balances.

Elon Musk, the billionaire founder of SpaceX, on Friday promoted Starlinks satellite internet as a potential solution for bringing connectivity to underserved regions of India, especially rural areas.

JSW Steel, Indias largest iron ore importer, plans to phase out imports as new domestic mines and logistics infrastructure come online, shielding its costs from global price shocks.

Colgate-Palmolive India names former executive Manish Anandani as MD and CEO, replacing Prabha Narasimhan, who moves to an APAC marketing role after four years at the helm.

Profits from selling an asset is generally subject to income tax, but there are certain exceptions which are categorised as personal effects by the income tax department. Here's when you have to pay tax and when the sale of an item is exempt from tax.

The PC maker first introduced small appliances during the pandemic. Since then, it has expanded into large appliances and set up subsidiaries to sell luggage and device repair services. 

Gold and silver prices today, 21 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

In a major rejig, Manish Anandani will replace Prabha Narasimhan resigned as the Managing Director (MD) and Chief Executive Officer (CEO) of Colgate-Palmolive India. 

Senior citizens in India get higher interest rates, tax concessions and discounts on travel and utilitiesbut with retirement largely self-funded, building a sufficient corpus remains crucial.

India has lagged global markets amid the AI boom. DSPs Jay Kothari explains why that underperformance could reverse, where investors should look and how to approach the coming IPO wave.

The Supreme Court ruled that a retired employee cannot switch pension schemes after accepting benefits. This arose from a case where a retired professor sought GPF coverage after being under CPF. Details of the full case here.