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EPFO has introduced automatic PF transfers for eligible members, simplifying the job-switch process. Here are the key things to check before your balance is moved to the new account.

Income-tax returns: Today, we take a look at what taxpayers should do if they receive a notice from the I-T department. Individuals can use this stepwise guide to ensure they are following the proper process.

Forming a Hindu Undivided Family (HUF) can help taxpayers manage taxes efficiently as it is a separate taxable entity under income tax law, however a family must understand how it works first. Here's what experts say.

Gifts from parents to NRI children are tax-free, while interest earned on NRE accounts and deposits is fully exempt from income tax for FEMA non-residents, unlike taxable NRO interest.

EPFO: Aadhaar linking and KYC updating is mandatory to avail several EPF services. Today, we check how EPF subscribers can update their KYC information online for their account using the retirement body's official portal.

Cody Berman, author of 'Retire by 30', used house hacking to achieve financial independence by investing in real estate. By renting part of his home, he reduced his housing costs and generated passive income.

The income tax department has mandated a secondary address field in all ITR forms for AY 2026-27, requiring additional communication details from taxpayers. Here's how it can help taxpayers. 

The 8th pay commission: Meetings with employee groups is significant as their suggestions are expected to shape the panel's deliberations on remuneration, allowances, pay and pension structures for the central government workforce.

Dearness Allowance is the component of the basic salary periodically adjusted to counter increased cost-of-living due to inflation. Here's what we know about state governments' discussions on DA hikes. a

Car buyers may be eligible for an income tax refund due to 1% TCS collected on vehicle purchases exceeding 10 lakh. This amount can be lower you tax liability or get you a refund if their tax payable is less than the TCS paid. Details here.

Businesses and tax deductors must file Q1 TDS and TCS returns by July 31, 2026 using the new return forms and revised section codes under the Income-tax Act, 2025. Here's what has changed, the new forms to use, and the compliance steps to avoid filing errors.

Stable salaries, easy access to credit and early trading wins are drawing serving and retired defence personnel into a cycle of leveraged betsand mounting losses

A Mumbai ITAT ruling has held that the Income Tax Department cannot tax a property buyer merely because their name appears in a builder's seized cash records. The Revenue must prove an undisclosed cash payment with independent corroborative evidence before invoking Section 69A.

Taxpayers must file accurate income tax returns using the correct ITR form to avoid being flagged for defects. The e-filing portal aids in selection. Here's when a salaried taxpayer needs to file ITR-2 instead of ITR-1. 

AMFIs investor education initiative Mutual Funds Sahi Hai advised investors not to share sensitive information such as OTPs, passwords, and investment details with unauthorised distributors.

On average, active equity mutual funds have generated higher annualised returns while limiting losses better than their benchmark indices. An average active small-cap fund posted the strongest outperformance among the funds have been live since 2013.

A Pune woman shared monthly expenses of family of 3 living in Baner with two earning members. From 31,000 rent to 16,000 for nanny, let's have a look at the full list of expenditures.

The ITR forms for AY 2026-27 require taxpayers to disclose all Indian bank accounts held during FY 2025-26, except officially dormant accounts. Accurate bank details are also essential for timely income tax refunds.

For a 1-3 year investment horizon, short-duration, dynamic bond, corporate bond, and banking & PSU funds are among the best debt fund categories you can consider. Unlike others, credit risk funds invest in lower-rated bonds, making them riskier.

The Reserve Bank of India has issued a new framework governing how banks must value, manage and sell properties acquired while recovering defaulted loans. The rules, effective October 1, 2026, also bar banks from selling such properties back to defaulting borrowers.

The proposed contributory pension scheme could cover formal, unorganised, gig and higher-wage workers, with flexible withdrawals and a Target Retirement Sum approach.

The rule of 1% upgrade encourages investors to increase the share of their income invested by one percentage point every year. A small annual increase in the share of income invested can significantly boost long-term retirement savings.

The new EPF Scheme introduces a 25% minimum balance requirement for partial withdrawals. Here's what the rule means, how eligible member balance is calculated, and when you can withdraw your full PF corpus.

A 25,000 monthly SIP earning an assumed 12% annual return can grow to 8.74 crore in 30 years. Check how compounding, understanding of core principles, disciplined investing and staying invested help create long-term wealth for retirement, children's education and financial independence.

The Pune ITAT has ruled that capital gains computed using the higher stamp duty value under Section 50C do not automatically deny Section 54 exemption. The tax benefit, however, is available only if the taxpayer satisfies all conditions for claiming the exemption.

An analysis by CoverSure showed that besides under-penetration of health insurance, another growing problem for many policyholders is that coverage exists but as many as 63% are unable to switch plans.

There are many exclusions in your home insurance policy, and the policyholder must carefully review them to avoid being caught off guard at the worst possible moment.

An ITAT ruling reinforces that salaried employees cannot be asked to pay tax twice if their employer deducts TDS but fails to deposit it. The decision strengthens taxpayer protection and serves as a timely reminder to verify TDS records before filing income tax returns.

Atal Pension Yojana: Today we answer the most frequently asked questions about eligibility criteria, requirements, documents needed, payout amount and other top FAQs about the government-run pension scheme

A viral post claims SIPs delivered just 6.7% over two decades. But the calculation is flawedand the flat market it cites is precisely when SIPs quietly do their best work.

Bank holidays this week: Banks in India will be closed for upto three days this week, but digital platforms like UPI and banking apps will remain operational. Customers should note that in-branch services are suspended on Sundays and specific regional holidays. 

PFRDA Chairman S Ramann outlined an AI roadmap to redesign the National Pension Scheme's onboarding process. He also encouraged responsible AI use for a pension advisory platform powered by the technology.

Taxpayers can now view their foreign assets and income via the AIS on the income tax e-filing portal. The AIS currently includes data for 2022-2024, with 2025 data expected by late 2026. Here's what to do if you missed disclosing them in previous ITRs.

FD interest income is fully taxable but tax implications may vary based on the chosen tax regime and taxpayer age. Some deductions may also be available, based on your age and income profile. Here's all you need to know.

ITR: Taxpayers must file their income-tax returns for FY26 / AY27 by 31 August this year, extended from 30 June. Here's how much penalty you can be charged and deadline for delayed ITR filing during the tax year.

Berkshire Hathaway now allocates nearly 30% of its $351 billion portfolio to Apple and Alphabet, reflecting a shift in Warren Buffett's investment strategy. 

EPFO: Aadhaar linking is mandatory for several EPF services. Today, we check how EPF subscribers can link Aadhaar with their Universal Account Number (UAN) using the government's Umang mobile app.

Salary arrears and lump-sum payments can increase tax liability. Taxpayers must file Form 10E before their ITR to claim relief under Section 89 of the Income-tax Act. Here's what you need to know.

Around 50 lakh central government employees and about 65 lakh retired central government pensioners, including defence personnel and retirees, will benefit from the recommendations across 18 employee levels.

About 1 crore beneficiaries close to 50 lakh central government employees and nearly 65 lakh retired central government pensioners, including defence personnel and retirees will benefit from an increase in DA and DR.

Even with a zero tax liability due to the Section 87A rebate, filing an income tax return (ITR) may be necessary. Your obligation to file depends on your total income and the tax regime you choose.

Many property sellers may end up paying more tax under the 20% tax regime with indexation than under the flat 12.5% LTCG tax. The benefit of indexation depends on how much the property's value has appreciated over time, making it important to compare both tax calculations before filing.

A portfolio invested entirely in equities typically suffers the deepest drawdowns, whereas adding debt investments can substantially reduce losses during market corrections.

AMFI's latest market-cap review has reshuffled several stocks across the large, mid and small-cap categories. While companies such as BSE, BHEL and Vodafone Idea moved up, others including Hero MotoCorp and Dr. Reddy's Laboratories slipped to lower categories based on average market capitalisation.

The move is intended to address operational challenges frequently faced by families during the transmission process while ensuring a smoother and more uniform experience across mutual fund houses.

After age 35, financial responsibilities typically increase, making a balanced portfolio more important. Experts recommend combining life insurance with equity investments, mutual funds & SIPs to build long-term wealth, protect family finances, manage liabilities & boost overall financial security.

The Income Tax Department has introduced a Foreign Assets Information (FAI) report on its Compliance Portal. Taxpayers can securely download their foreign asset information in a password-protected PDF, review the reported details, and submit feedback if they identify any discrepancies.

From selecting the correct ITR form to maintaining transaction records across exchanges and wallets, investors with crypto holdings need to pay close attention to disclosures to avoid notices and ensure smooth tax filing.

The 10-10-10 SIP rule helps investors build long-term wealth by investing for 10 years, assuming 10% annual returns and increasing SIP contributions by 10% each year. Learn how step-up SIPs can create a larger corpus through disciplined investing and compounding.

Most public and private banks across India will remain open today, on Saturday, 18 July. According to the Reserve Bank of India (RBI)'s holiday calendar, bank operations will continue as normal since it is the third Saturday of the month