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Business / Livemint

How IPO reforms created a new kind of investor euphoria

Indias IPO reforms deepened the marketbut also fuelled a culture of short-term bets, overpricing, and unrealistic expectations. Its time for a fairer, more transparent ecosystem.

4 Nov 2025 11:40 am
Why you need a Willand how to get it right

A Will isnt only for the wealthy. Its a simple, powerful way to ensure your assets are passed on as you intend without legal hurdles, disputes, or uncertainty.

4 Nov 2025 11:33 am
India's green power pipeline had become clogged. A mega clean-up is on cards.

Discoms' reluctance to sign up for comparatively costlier green power had stalled the whole process, stalling awarded contracts of 42GW involving a proposed investment of around 2.1 trillion without power purchase and supply agreements

4 Nov 2025 5:30 am
EPFO: How to update the date of leaving your job here is a step-by-step guide

Here is a step-by-step guide for EPFO subscribers to update the date of leaving their job.

3 Nov 2025 9:45 pm
Best Mutual Funds: These flexi-cap funds gave over 20% annualised returns in past 5 years. Check list

Best Mutual Funds: An annual growth of 20% means that if someone had invested 1 lakh in this fund five years ago, it would have grown to 2.48 lakh.

3 Nov 2025 7:25 pm
India's maritime infra push: Reworked 75,000 crore Sagarmala 2.0 likely in 2026 budget

The new version of Sagarmala 2.0 will complement the Centre's 70,000-crore maritime package announced in September for building infrastructure to attract investment in shipbuilding, repairs, and breaking.

3 Nov 2025 7:01 pm
Mint Explainer | Rains, rising taxes, and weak demand: Whats souring Indias alcohol business

From heavy rains disrupting production to steep excise duties in key states, Indias liquor industry is battling weather shocks, weak demand, and changing consumer habitseven as premium spirits keep pouring profits.

3 Nov 2025 6:20 pm
Inactive Mutual Funds: How to reclaim unclaimed investments via Mitra a step-by-step guide

Mutual Funds: Mitra is a service platform that helps investors trace inactive and unclaimed mutual fund folios. It is an abbreviation for Mutual Fund Investment Tracing and Retrieval Assistant.

3 Nov 2025 6:07 pm
From Mumbai garage to Hollywood: The man bringing India its Avatar moment

Namit Malhotra, the visionary behind DNEG, is pouring 4,000 crore and a decade of ambition into the Ramayana. He believes this epic will be Indias statement of technological mastery and cultural soft power. Nonetheless, an important business question remains unanswered.

3 Nov 2025 5:00 pm
Indias streaming boom stalls as television retains dominant grip on viewers

While most streaming platforms remain focused on metro audiences, TV continues to be the primary source of household entertainment in rural India.

3 Nov 2025 3:59 pm
Home loan insurance: Why your cover may not match your loan

Most borrowers buy insurance linked to home loans, but many of these policies are inadequate, misaligned, or wrongly assignedleaving families unprotected when they need it most.

3 Nov 2025 3:02 pm
Before you take a personal loan, ask THESE 5 questions

Before taking a personal loan, understand key factors like interest rates, repayment capacity, eligibility, and lender credibility to make informed borrowing decisions and protect your financial stability.

3 Nov 2025 2:29 pm
For Indias banks, the worst on margins may not be over yet

Indian banks are facing a prolonged squeeze on profit margins, as faster loan repricing and rising credit demand outpace the fall in deposit costs. Mixed signals from top lenders suggest relief may not come soon.

3 Nov 2025 2:06 pm
Is an NRI liable to pay advance tax on dividend income?

A private limited company may declare an interim dividend at any time during the financial year, provided it is paid out of the profits earned by the company during that financial year.

3 Nov 2025 1:43 pm
1,000 in cash hurts. 1,000 on screen doesnt, and thats exactly how they want it

Digital payment methods, such as UPI, have transformed how consumers perceive spending. The absence of physical cash reduces emotional connection, making transactions feel effortless. 

3 Nov 2025 1:16 pm
Banks cut government debt holdings to increase advances as deposit growth slows

Deposit growth has fallen below the double-digit threshold for four consecutive fortnights.

3 Nov 2025 12:49 pm
Red flag from unions Oppose new plans for public sector bank mergers

Bank employee unions in have warned that proposed public sector bank mergers could harm financial inclusion and weaken customer service. Leaders strongly emphasized the need for effective banks that serve rural communities rather than larger institutions.

3 Nov 2025 11:57 am
How checking your personal loan EMI can stop you from falling into a debt trap

Checking your personal loan EMI helps manage monthly repayments, prevent debt traps, and improve financial stability through smart budgeting, timely prepayments, and responsible credit planning for long-term financial health.

3 Nov 2025 11:24 am
UPI QR codes surge to 67.8 crore, doubling in just 18 months

UPI in India surpassed 67.8 crore QR codes, enabling 143.3 lakh crore in transactions in H1 2025, a 23% increase y-o-y. 

3 Nov 2025 11:18 am
THESE 5 premium credit cards can lift your lifestyle a great deal

Premium credit cards are high-end cards which target wealthy individuals who require concierge service and who have a higher income   

3 Nov 2025 9:57 am
What single malt whiskey can teach you about the spirit of active investing

Managing a portfolio of stocks that strives to beat its benchmark across market cycles isnt too different from producing consistent, high-quality batches of whisky at a single malt distillery despite changes in the weather and raw materials.

3 Nov 2025 9:00 am
Many mutual fund investors are prisoners of KYC. Here's how to free yourself.

Only if your KYC status is validated can you can invest freely across mutual funds. If it is merely verified or registered, you can continue investing with your existing mutual fund houses, but not new ones.

3 Nov 2025 9:00 am
Microfinance is taking baby steps to recovery but there is a long walk ahead

Microfinance sector is witnessing a slow recovery marked by moderating bad loan ratios and better collections. However, profitability remains pressured as major lenders focus on secured loans to manage risk. The sector's path to growth is further constrained by uneven recovery.

3 Nov 2025 5:50 am
Indian carmakers on alert after Dutch takeover of China-owned Nexperia triggers global chip crunch

The Dutch governments move to take control of chipmaker Nexperia has provoked Chinese retaliation, constricting supplies of critical chips used in millions of vehicles across the world, including those made by Indian carmakers.

3 Nov 2025 5:45 am
Connected devices may face mandatory security checks before you can use them

The move follows a government assessment that found glaring gaps in cybersecurity certification, exposing imported products and critical infrastructure to risks of malware and tampered components.

3 Nov 2025 5:30 am
Global entities Lynas, Iluka, Rainbow show interest in supplying rare earth oxides to bidders

In a major step to challenge Chinese dominance, global mining leaders have offered to supply rare earth oxides to Indian bidders.

2 Nov 2025 8:48 pm
Depositing large cash amount in your bank account? It may trigger a tax notice Here's how to avoid

Banks and cooperative banks are required to report to the Income Tax Department if someone deposits 10 Lakh or more during a single financial year.

2 Nov 2025 5:14 pm
Faith-as-a-Service: How digital puja apps are transforming Indias spiritual market

A worried restaurant owner facing a court battle hired an Indian pandit who chanted via phone. This digital ritual typifies a faithtech boom. Apps now livestream pujas, connecting global devotees to temples. However, the deliverable is operationally tricky.

2 Nov 2025 5:02 pm
Bank holidays next week: Banks to remain closed for four days from 3-9 November; Check region-wise list here

Bank holidays this week, 3-9 November: Check full RBI schedule for holidays next week, which include festivities and observances such as Guru Nanak Jayanti, Bihar Legislative Assembly General Election 2025 and Wangala Festival. 

2 Nov 2025 7:18 am
How many mutual funds should you really own?

Does owning more mutual fund schemes truly diversify your portfolio, or just clutter it? Financial planners weigh in on how to build a focused, effective mix.

2 Nov 2025 7:00 am
Insurance claim rejected over a 15-year-old surgery; is it justified?

Health insurance exists to protect families in times of crisis not to penalize them for unrelated medical histories from decades past.

2 Nov 2025 6:00 am
A new blueprint for life post retirement: What PFRDA is changing

Indias pension regulator is rethinking how retirement savings convert into steady income, with new models that link contributions to outcomes and offer inflation protection.

2 Nov 2025 6:00 am
EPFO Employee Enrollment Scheme 2025 launched: What is it, how will it help workers in India? All you need to know

The EPFO Employee Enrollment Scheme 2025 has been made effective from November 1, and aims at encouraging employers to voluntarily declare and enroll eligible employees.

1 Nov 2025 9:00 pm
Aadhaar card update: From name change to new fees 3 things change from November 1 | All you need to know

The UIDAI's new Aadhaar rules from today, November 1, 2025, will help Aadhaar holders update their information with ease by not having to visit the enrolment centres.

1 Nov 2025 3:37 pm
ELSS Vs PPF Vs FD: Where should you invest and why?

Three common investment options for retail investors are ELSS, PPF and fixed deposits. ELSS gives exposure to equity whereas PPF and fixed deposits (FDs) provide assured returns to retail investors. Here we give a comparative analysis of these three investment options

1 Nov 2025 1:06 pm
What is call merging scam which can make you loss all your saving? Mint Explains

In this cyber fraud, a stranger pretending to be someone you know would request you to merge a call, thus orchestrating a fraud which can lead to the loss of your entire bank balance. Read this to know more about call merging scam

1 Nov 2025 12:05 pm
Bank holiday today: Are banks open or closed on Saturday, November 1? Check here

Bank holiday today: According to the RBI calendar, banks in Bengaluru, Dehradun, will be closed on 1 November for Kannada Rajyothsava and Igas-Bagwal. The banks in the rest of the country will remain open.

1 Nov 2025 6:55 am
The longest and shortest flights in Indian aviation this winter

The shortest international flight by an Indian carrier is between Trichy and Jaffna, operated by IndiGo, while at 12,594 km, the San Francisco-Kolkata segment of the San Francisco-Bengaluru flight is the longest, which is operated by Air India.

1 Nov 2025 6:21 am
These large-cap mutual funds delivered over 20% annual returns in 5 years check list

We list the top-performing mutual funds that have delivered a return of over 20% in the past 5 years. These include Aditya Birla Sun Life Large Cap Fund, Edelweiss Large Cap Fund, Franklin Large Cap Fund and HDFC India Large Cap Fund.

31 Oct 2025 7:37 pm
Fighting insurance fraud: key highlights of Irdai's 2025 guidelines

The updated guidelines include cyber fraud for the first time, call on insurers to set up fraud monitoring committees, and require distribution channels to have their own anti-fraud policies, procedures and controls, among other things.

31 Oct 2025 4:15 pm
THESE 5 credit cards can help you save money on your movies with family

Here we list out a few credit cards which you can use to make the most of your movie experience by claiming free movie tickets

31 Oct 2025 2:53 pm
Go global with investments or lose out: Top experts share simple secrets to world investing

Financial experts at Mint Horizons emphasised the importance of global diversification for Indian investors, highlighting opportunities through GIFT City. They discussed strategies for accessing international assets, suggesting a split of 60% in India and 40% in dollar-based investments.

31 Oct 2025 10:19 am
FD interest rates: These 8 banks offer highest returns on one-year fixed deposits. Check list here

We have listed all prominent banks, including State Bank, HDFC, ICICI Bank and Union Bank, which offer reasonably good interest rates on one-year fixed deposits, also known as term deposits.

30 Oct 2025 7:13 pm
What changes from November 1: From Aadhaar to bank nomination Here are key things that could impact your pocket

Starting November 1, 2025, changes in key money rules will affect expenses. These include GST slabs, Aadhaar, bank nominations, card charges, and pension requirements. Here's a look at what's new this November

30 Oct 2025 6:17 pm
Goal 2 crore by retirement? See the exact monthly SIP needed for 10%, 12% returns

Retirement planning: You can assess the size of your EMI to accumulate 2 crore across different tenors - 10, 15 or 20 years.

30 Oct 2025 5:46 pm
SIP flows at record high: What smart investors are doing to ride out volatility

With SIP inflows touching an all-time high of 29,361 crore in September, retail investors are proving to be the markets steady hands. Heres how consistency and timely course correction can help weather uncertain times.

30 Oct 2025 5:29 pm
Stability breeds complacency. Its time investors relearn caution

After decades of relative calm, markets may be entering a period of structural change. Investors who grew up in an era of easy money and global stability must adapt their assumptions and embrace caution without succumbing to fear.

30 Oct 2025 4:25 pm
Should you buy an under-construction property? Pros and cons explained

Investing in ready-to-move-in properties minimizes risks associated with under-construction homes, such as delays and financial complications. Tax implications further support ready homes, providing immediate benefits and peace of mind to buyers.

30 Oct 2025 3:04 pm
Your insurer decides whats modern medicineheres how that affects you

Even as robotic surgery and stem cell therapy gain ground, outdated sub-limits and opaque migration rules leave many policyholders struggling for fair coverage.

30 Oct 2025 12:41 pm
THESE travel credit cards can help you save money as you plan your itinerary. See details

Using the right card can help you save considerable amount of money. We list out some popular travel credit cards here

30 Oct 2025 10:31 am