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Income Tax Act 2025: What crypto investors should know about VDA provisions, TDS and ITR filing rules

The Income-tax Act, 2025 largely retains the existing tax treatment of VDAs, including the 30% tax and 1% TDS. However, section numbers have changed and a new reporting framework for crypto transactions will require investors to maintain detailed transaction and wallet records.

26 Sep 2026 12:55 am
Gold ETF vs Gold FoF: How do they differ and which one costs more?

Gold ETFs trade live on stock exchanges, whereas Gold FoFs are bought and redeemed through mutual fund platforms at end-of-day NAV

26 Sep 2026 12:18 am
ICAI warns CAs: Plan ahead as 3-day bank strike overlaps with September 30 compliance deadlines

The apex accounting body highlighted that the proposed bank strike comes at a time when several important statutory and regulatory compliance deadlines are approaching

26 Sep 2026 12:11 am
Diversified equity mutual funds: Which top 5 schemes have outperformed their category over 3 years?

Three-year returns can tell you which diversified equity funds have delivered strong performance, but they don't show the full picture. Heres a look at the funds that topped returns and how their performance stacks up by alpha. 

25 Sep 2026 11:45 pm
EPFO final PF withdrawal rule: How is your interest calculated up to the payment authorisation date?

EPFO calculates interest on final PF settlements up to the date the final payment is authorised, irrespective of when the claim was submitted. Heres how the interest calculation works and what EPF members should know when making a final withdrawal.

25 Sep 2026 11:06 pm
PRIM vs mutual funds vs PMS: Experts explain how they differ on portfolio structure, costs, taxation and suitability

SEBIs new PMS framework introduces PRIM, allowing investors to access professionally managed portfolios of mutual funds, ETFs and SIFs. Here's how PRIM compares with conventional PMS and mutual funds on investment, management, taxation and flexibility. 

25 Sep 2026 9:46 pm
Buying a resale flat with an existing home loan? Heres how to avoid the pitfalls

The buyer's first step should be requesting the seller's latest loan account statement or foreclosure letter.

25 Sep 2026 8:34 pm
Active vs passive small-cap mutual funds: How wide is one-year return gap? Don't assume index schemes always lag

Active and passive small-cap funds follow different investment approaches, even when they are linked to the same benchmark. Their 1-year returns show a notable divergence, while differences in portfolio construction offer clues to what may be driving the gap.

25 Sep 2026 8:07 pm
Bank strike from September 28-30: Are banks closed for 5 days from Saturday, Sept 26? Heres what you need to know

All banks will be closed from September 28 to 30 due to a UFBU-led strike, affecting banking services. However, they will operate on September 27 to accommodate customers. 

25 Sep 2026 7:59 pm
Flat possession delayed? You can claim interest even after accepting keys, rules Allahabad High Court

The high court says acceptance of possession does not automatically waive compensation for delay.

25 Sep 2026 7:36 pm
NPS Swasthya from 1 October: What you need to know about the new pension option and health cover

NPS Swasthya is a new pension option that combines retirement savings with healthcare benefits and a mandatory super top-up health insurance policy. As it prepares for launch, heres a look at who can enrol, how the health cover works, and when subscribers can access the corpus.

25 Sep 2026 6:59 pm
UPI MDR: Where will 0.4% fee go? FM clarifies banks, payment gateways & apps to get a share | Check breakdown

UPI MDR explained: 40% of the new fee will go to customer banks, 30% to payment gateways and 20% to UPI apps. Know who gets the money.

25 Sep 2026 6:14 pm
Centre expands subsidized onion sales to small towns as retail prices double from last year

In a first, the government is shipping buffer-stock onions to district markets and small towns to check price spillovers and curb festive season inflation.

25 Sep 2026 6:01 pm
Beyond the number: Why an 800 credit score doesnt guarantee a loan and what you can do about it

A high score cannot simply erase the lingering footprint of an old 'settled' account.

25 Sep 2026 5:47 pm
Income tax calendar October 2026: ITR, TDS, Form 141 and other deadlines to know

October 2026 brings important income tax deadlines, including ITR filing for eligible taxpayers, quarterly TDS returns and Form 141 submissions. Check the key dates to avoid late fees and penalties.

25 Sep 2026 5:42 pm
Stuck in a debt cycle? 5 ways to get out of EMI trap and regain control of your finances

Multiple EMIs can put pressure on monthly cash flow, leaving little room for savings. These five practical steps can help borrowers assess their debt, prioritise expensive loans, avoid fresh borrowing and regain control of their finances.

25 Sep 2026 4:14 pm
Bank strike from Sept 28-30: SBI waives ATM charges for 3 days, UPI, NEFT, RTGS to work | What customers need to know

State Bank of India will waive ATM transaction charges from September 28 to 30 during a proposed nationwide bank strike, allowing customers to access cash without fees at any ATM. Digital banking services will remain available, encouraging customers to complete branch transactions on September 27.

25 Sep 2026 3:42 pm
Top 5 FD rates: Suryoday, Jana, Ujjivan, Equitas and AU SFB compared for key tenures

Fixed deposit rates vary across banks and tenures. Compare the latest 1-, 2-, 3-, 5-, and 10-year FD interest rates from five small finance banks, along with key checks on taxes, premature withdrawal, and deposit insurance.

25 Sep 2026 3:22 pm
Zee alleges JioStar violated Delhi High Court order on expired music rights

Following an expired licensing deal on 31 October 2025, Zee has filed a non-compliance plea against JioStar, claiming the broadcaster continues to stream its music without authorization.

25 Sep 2026 3:05 pm
Breaking out: 97-year-old South Indian Bank wants to outgrow name, go national

The lender, based in Thrissur, Kerala, plans to expand in Maharashtra, Gujarat and the national capital.

25 Sep 2026 3:03 pm
UPI is accepted in 11 countries: Will MDR charges apply globally? What we know so far

The government has announced that new MDR fees on UPI transactions will apply in some cases. Will the charge apply in every country where UPI is functional? Here's what we know so far.

25 Sep 2026 2:29 pm
Vi offers free international roaming on select plans for up to 3 trips a year

Vodafone Idea has introduced free international roaming on select plans, covering 170+ countries. Eligible customers can use the benefit for up to three trips a year, with Vi offering savings of up to 9,000 annually.

25 Sep 2026 1:53 pm
8th Pay Commission: How a 24-month delay could mean nearly 18 lakh in arrears

8th Pay Commission arrears explained: See how the implementation date, fitment factor and revised basic pay could affect arrears for central government employees.

25 Sep 2026 1:16 pm
Bank strike Sept 28-30: Will financial services work? All ATM, digital wallet and UPI FAQs answered

Bank customers in India may face in-branch service disruptions due to a three-day strike planned by bank unions. Here's all you need to know about the available financial services. 

25 Sep 2026 12:54 pm
Can you rent out a residential apartment as an b&b or service apartment? Check the rules

Residents of Windsor Park Society protested against the conversion of flats into Airbnb rentals, citing security concerns. Here's what a flat owner should ensure before renting out a residential apartment as an b&b or service apartment. 

25 Sep 2026 11:41 am
UPI payments above 2,000: Who will pay the 0.4% MDR? FM Sitharaman clarifies

Finance Minister Nirmala Sitharaman has clarified that the new 0.4% MDR on specified UPI merchant payments above 2,000 will be charged to merchants, not customers, from 15 October 2026.

25 Sep 2026 10:30 am
Gold, silver prices today, 25 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 25 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

25 Sep 2026 9:33 am
Tax consultant filed incorrect deduction claims: Why ITAT cancelled 2.21 lakh penalty on a salaried employee

A Pune ITAT ruling cancels a 2.21 lakh income-tax penalty imposed on a salaried employee after he revised his ITR and paid additional tax and interest. The case highlights why taxpayers should verify deductions and correct errors promptly.

25 Sep 2026 9:20 am
Are banks open or closed on Sunday, September 27? Heres why theres confusion ahead of the proposed bank unions strike

The central government has decided to keep all public-sector and rural banks open on September 27, despite it being a holiday. This decision aims to mitigate service disruptions ahead of the three-day bank strike. Here's why confusion still persists.

25 Sep 2026 9:16 am
Elevated volatility is now a permanent feature: Templetons Rajasa K.

Tariffs, AI disruption, FII outflows and geopolitical tensions have tested Indian markets, but Templetons Rajasa K. sees resilient earnings and structural growth opportunities ahead.

25 Sep 2026 9:00 am
Can an NRI sell inherited agricultural land to another NRI? Know the rules

Moving abroad does not revoke an NRI's right to inherit property in India. NRIs can inherit various properties but face restrictions on selling agricultural land. Know the rules.

25 Sep 2026 7:45 am
Death certificate in India: How to register a death, documents required, 1 Oct rule changes

A death certificate is essential for settling insurance, mutual funds, investments, property and tax matters after a death. Here is how to register a death in India, documents required, where to apply and what delayed registration rules currently apply.

25 Sep 2026 7:41 am
India plans LNG storage boost, a pipeline tariff surcharge to support

The plan to build the critical storage capacity will require an investment of 15,000 crore, adding to the countrys existing capacity of 12 days across more than 20 tanks

25 Sep 2026 5:40 am
SpiceJet's delays surge as market share falls to five-year low

The airline's performance has deteriorated sharply this year. In January, one in 15 SpiceJet flights was delayed by more than two hours. By May, the number rose to one in six, and in two months, by July, it further climbed to roughly one out of three.

25 Sep 2026 5:30 am
Mutual fund inflows over 1 year: Which equity, debt and hybrid categories attracted money despite being in the red?

Mutual fund flows over the last 12 months show a mixed picture across equity, debt, and hybrid categories. Some categories attracted substantial money despite negative returns, while others saw outflows even after delivering positive returns. 

25 Sep 2026 1:12 am
6 international mutual funds are reopening: 5 delivered double-digit returns in 1 year - is it time to invest?

Six international mutual funds are reopening for fresh subscriptions after periodic restrictions on overseas investments. With some schemes delivering double-digit returns over the past year, investors may be tempted to invest. Here's what you should check before putting money in. 

24 Sep 2026 11:45 pm
Health insurance: Sum insured, policy terms, evolving needs - all you need to know before policy renewal

Reviewing coverage, sum insured, healthcare requirements and premiums can help ensure uninterrupted protection

24 Sep 2026 11:40 pm
Term insurance maths: Forget the 10x rule, here is what you actually need to avoid being underinsured

To determine adequate coverage, families must evaluate how much financial backing is necessary if the primary breadwinner's income vanishes.

24 Sep 2026 11:16 pm
UPI MDR on loan repayments: What charge applies to EMIs and who bears it? Here's what borrowers need to know

From 15 October, UPI transactions of more than 2,000 for debt collection, including loan repayments and EMI collections, will attract a 5 MDR. The charge is on the merchant side, not the borrower. Heres how it applies to EMIs, AutoPay and credit-linked UPI payments.

24 Sep 2026 11:15 pm
SEBI launches portfolio managers route for mutual funds: Here's what the new 25 lakh PRIM route means for investors

SEBI has approved a new route allowing portfolio managers to build portfolios using mutual funds, ETFs, index funds and SIFs. With a minimum investment of 25 lakh, PRIM could offer investors a professionally managed alternative to investing directly in mutual funds.

24 Sep 2026 10:49 pm
FSSAI moves to stop dairy analogues from being sold as paneer

This comes against the backdrop of concerns regarding the rising use of paneer analogue a cheaper substitute mainly made from palm oil, milk powder, starch, and emulsifiers, instead of fresh milk.

24 Sep 2026 9:38 pm
Tax audit report filed for AY 2026-27? Check these errors before 30 September and know when revision is allowed

Filed your tax audit report for AY 2026-27? It may still need a closer look before the 30 September deadline. From reporting details to disclosure requirements, here are the key errors taxpayers should check and what experts say about correcting them.

24 Sep 2026 9:29 pm
Inherited 1980s shares? How grandfathering rules save you from 2026 LTCG tax bill

Grandfathering rules can determine the cost of inherited listed shares, but indexation is not available.

24 Sep 2026 9:09 pm
Domestic travel spending: From medical needs to pilgrimages, MoSPI data reveals which trips cost the most

Indian households spend differently depending on why they travel, with some trips costing significantly more than others. MoSPIs latest tourism expenditure survey reveals where the biggest expenses are coming from and how spending patterns differ between rural and urban households.

24 Sep 2026 8:44 pm
31 of 46 flexi-cap mutual funds delivered positive 1-year returns despite market fall: Check the schemes in red

Flexi-cap mutual funds saw a wide variation in one-year performance even as the Nifty 500 declined. While several schemes delivered positive returns, some slipped into negative territory. Heres a look at how individual schemes fared against the benchmark.

24 Sep 2026 6:39 pm
NPCI says no immediate plan to review MDR, charges needed to fund technology and cybersecurity

The NPCI is unlikely to modify the reintroduced MDR charges on UPI transactions, emphasizing the need for investment in technology and security. Despite concerns over costs potentially affecting customers, Asbe believes transaction volumes could grow as industry reinvests in the ecosystem.

24 Sep 2026 6:22 pm
After Madhya Pradesh, now Maharashtra to observe no UPI day on October 2: What should consumers keep in mind?

Traders in Madhya Pradesh observed No UPI Day on Wednesday. They were seeking an immediate withdrawal of the imposed MDR fees on UPI transactions.

24 Sep 2026 5:26 pm
Jio-BP, Nayara impose diesel purchase limits at select pumps as crude prices surge

Jio-BP and Nayara Energy have capped diesel sales at select outlets as crude crosses $117/barrel, squeezing OMC margins by 9/litre. PSU retailers (IOC, BPCL, HPCL) 90% of stations continue to sell without restrictions. Saudi Aramco's pipeline attack disrupts supply further.

24 Sep 2026 5:17 pm
Mint Explainer | Are AI companies reshaping Indias ad market?

Digital ad impressions rose 44% in January-July, with services, software, and AI companies expanding the market beyond e-commerce.

24 Sep 2026 4:24 pm
How to refuse money requests from family and friends without destroying relationships

Lending money to friends and family without clear terms often leads to unreturned funds, damaged relationships, and personal stress. Learning to say no through clear boundaries, delaying responses, and offering alternative solutions can protect both your finances and personal bonds.

24 Sep 2026 4:00 pm