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Business / Livemint

Best Mutual Funds: These 8 hybrid funds gave over 20% annualised return in past 5 years

An aggressive hybrid fund invests 65 to 80 per cent assets in equity and equity-related instruments and 20 to 35 per cent in debt instruments.

5 Aug 2025 8:35 pm
Why the future of retail is no longer about consumer segments, but states of mind

Isabelle Allen, global head of consumer and retail at KPMG International, says traditional consumer classifications are obsolete. AI readiness requires structural clarity, and India is uniquely positioned to influence global retailnot just as a market, but as a model.

5 Aug 2025 6:49 pm
Whats the best way for NRIs to invest in India?

Looking to invest in stocks, mutual funds, or GIFT City funds? Here are the pros and cons of each route.

5 Aug 2025 5:21 pm
Out of rare earths, Indias automakers turn to old tricks and new tech

Chinas curbs on rare earth magnets have thrown cold water over Indias ambition to become an electric vehicle manufacturing hub. The auto industry is belatedly trying to find ways to end its outright dependence on the middle kingdom. We take a look at the solutions they are working on.

5 Aug 2025 5:00 pm
Income Tax: Why you should make a special note of July 23 as you file your ITR? All you need to know

ITR Filing 2025: Property owners who bought their properties prior to July 23, 2024 can decide whether they want to use indexation or not for calculating long term capital gains

5 Aug 2025 4:58 pm
SBI Card brings THESE changes to its credit card offerings with effect from Aug 11. Check details

Starting next week, SBI Card users will not have access to complimentary air accident coverage of one crore and 50 lakh on the select cards which are listed in this article

5 Aug 2025 3:47 pm
Understanding tax and regulatory implications of expatriate secondment in India

The movement of expatriate employees introduces a labyrinth of tax implications and legal obligations. From personal income tax to social security contributions, understanding these complexities is crucial for both businesses and employees.

5 Aug 2025 3:24 pm
Local streaming platforms have great stories to tell, but struggle with tech, user experience

Smaller video streaming platforms in India face significant tech and user experience challenges, struggling with playback continuity and personalized recommendations. Limited funding and reliance on third-party vendors hinder their growth.

5 Aug 2025 2:59 pm
Kisan credit card accounts in government banks decline marginally in FY25

Kisan credit cards facilitate short-term loans for 77 million farmers, fishermen, and dairy farmers.

5 Aug 2025 2:14 pm
Indian airlines have gone to great lengths to operate to Heathrow; IndiGo to join the club

IndiGo secures London Heathrow slot, marking a major milestone in its global push. It becomes the latest Indian carrier to join the coveted Heathrow club, with long-haul expansion plans using leased Boeing 787s from Norse Atlantic.

5 Aug 2025 2:11 pm
Can a virtual credit card help build your credit score? Heres the truth

Virtual credit cards help manage online transactions securely and support credit score growth through responsible use of the linked physical credit card account and timely repayment behaviour.

5 Aug 2025 1:04 pm
He saw a free vacation, now hes seeing jail bars: 4 money lessons from a corporate credit card scam

A case has been reported where an IT firm's employee misused company's credit cards to the extent that the company is now on the verge of insolvency

5 Aug 2025 11:08 am
Income Tax: If you are filing your ITR for the first time, make sure you do the following

Income Tax: Taxpayers are supposed to choose the correct ITR form, tax regime and reconcile comprehensive documentation

5 Aug 2025 10:49 am
5 critical mistakes to avoid when taking an instant personal loan

Instant personal loans offer fast access to credit, but borrowers in the country must avoid key mistakes like overborrowing, ignoring credit scores, and hidden charges to manage debt effectively.

5 Aug 2025 10:34 am
Mint Is Delhi NCRs No. 1 News Website Thank You for Making It Happen

Mint has become the most-read news platform in Delhi NCR, ranking #1 in both unique visitors and page views. Mint recorded 1.88 million unique visitors and 6 million page views in Delhi NCR, outperforming its competitors.

5 Aug 2025 9:11 am
Is 20% ethanol blended petrol safe for your vehicle? Here's what Petroleum Ministry says

The Ministry of Petroleum and Natural Gas addressed concerns over 20% ethanol blending in petrol, stating it improves fuel performance, reduces emissions, and boosts energy security while benefiting farmers. 

5 Aug 2025 7:41 am
Seven in 10 Indians now scroll past digital ads as fatigue soars: Report

Indian users spend nearly nine hours a day across more than five media channels, from OTT and CTV (connected TV) to mobile, display, audio, and gaming, but most ad campaigns still run on fewer than three platforms, often with little coordination, according to a report by The Trade Desk.

5 Aug 2025 6:00 am
EPFO rule: UAN to be generated only via Aadhaar-based face authentication; check details

The existing process of generating UAN through the employer will continue in exceptional situations, such as in the case of international workers and citizens of Nepal and Bhutan.

4 Aug 2025 7:42 pm
BP makes largest oil & gas discovery in 25 years offshore Brazil, shares surge

BP says plans to create a major new output hub at the Bumerangue discovery in Brazil, which was probably the company's biggest since Shah Deniz in 1999, a gas and condensate field in the Azeri part of the Caspian Sea

4 Aug 2025 7:39 pm
Barc appoints Gaurav Banerjee as chairman

Gaurav Banerjee has been appointed chairman of Barc, succeeding Shashi Sinha. With over 20 years in media, he aims to enhance Barc's role in TV measurement in India. The I&B ministry is also proposing changes to democratise television rating agencies, potentially affecting Barc's monopoly.

4 Aug 2025 7:10 pm
Elon Musk says personal loans not tied to Tesla shares: Why billionaire CEO is concerned about EV giant's control

Elon Musk, Tesla's CEO, has expressed concerns about potentially losing control of the electric vehicle giant due to the influence of activist shareholders.

4 Aug 2025 6:05 pm
Using credit card to buy property in Dubai lands may land you in trouble: Report

Credit cards are meant only for current account transactions, such as hotel booking, movies or buying books, not for capital account transactions such as buying an asset

4 Aug 2025 4:13 pm
Porting your policy? Understand the catch in no-claim bonus

Navigating health insurance porting can be tricky, especially with the potential loss of your no-claim bonus. This article breaks down the nuances of continuity benefits and helps you avoid common pitfalls 

4 Aug 2025 4:08 pm
Is a global outlook in investments the new norm?

After multiple cities, Mint Horizons now goes to Ahmedabad for a workshop on global investing strategies. The event aims to simplify international investing complexities and offer insights from financial experts, addressing key topics such as risk mitigation and access to innovative sectors.

4 Aug 2025 3:21 pm
First in Ladakh, this AMC opens office in Leh-Ladakh region for wider reach

Nippon India attributed this feat (opening office in Leh, Ladakh) to the efforts made by former Chief of Army Staff General VP Malik who was the Army chief during Kargil war

4 Aug 2025 3:10 pm
Cashback vs reward points: Which credit card is better for you?

Cashback credit cards simplify rewards by providing a set percentage of transaction value as cashback, credited monthly. While they are user-friendly, their reward rates tend to be lower than travel cards, which offer enhanced rewards for travel-related expenditures and versatile redemption options.

4 Aug 2025 3:09 pm
IDFC First Bank and Indigo introduce dual credit card with Mastercard and RuPay. Details here

Indigo IDFC FIRST Dual Credit Card offers Mastercard and RuPay cards with a shared credit limit, unified rewards, exclusive travel benefits, and flexible application options.

4 Aug 2025 3:01 pm
Can overseas investors remit Indian taxes without an Indian bank account?

Overseas investors without Indian bank accounts can still meet capital gains tax obligations via self-assessment. GIFT City FD interest is exempt if its your only income in India.

4 Aug 2025 2:15 pm
ITR Filing 2025: Do students or unemployed individuals need to file income tax returns?

Filing income tax returns helps students and unemployed individuals establish financial records, claim refunds, and access loans if annual income exceeds the prescribed threshold.

4 Aug 2025 1:56 pm
Step-by-step guide to reporting equity capital gains while filing tax returns

Reporting equity capital gains while filing income tax returns is complex due to mandatory scrip-wise disclosure (especially for shares bought before 31 January 2018) and new tax rates after 23 July 2024.

4 Aug 2025 1:55 pm
Best personal loan rates in August 2025: Compare interest rates of top banks, processing fees, and more

Personal loan interest rates in the nation for August 2025 reveal competitive offerings from leading banks, highlighting the importance of comparing rates, processing fees, and eligibility before borrowing.

4 Aug 2025 1:22 pm
How to manage multiple credit cards without hurting your credit score

Proper management of multiple credit cards in the nation boosts credit health, maximises rewards, controls credit utilisation, and safeguards your credit score without financial risks.

4 Aug 2025 1:18 pm
5 best lifetime free credit cards in India with no annual fees

Check out the best lifetime free credit cards with no annual fees, offering cashback, dining, fuel waivers, and EMI options to savvy credit users across the nation.

4 Aug 2025 1:14 pm
5 ways your credit score affects your personal loan approval

A good credit score significantly impacts personal loan approval across the nation, influencing interest rates, loan amounts, processing speed, and extra charges, empowering borrowers with better lending options.

4 Aug 2025 1:11 pm
THESE travel credit cards offer discounts & cashbacks to frequent travellers. Check list

HDFC Diners Club Privilege Card provides two complimentary airport lounge access every calendar quarter worldwide. The cardholders are offered 4 reward points for every 150 spent

4 Aug 2025 12:59 pm
Votes, reels and real talk: How micro-influencers are shaping state elections

Regional micro-influencers have gained significance in Indian state elections, engaging local communities through dialects and storytelling. Their content often reflects local issues rather than pushing party lines, creating a more authentic connection with followers.

4 Aug 2025 12:26 pm
Mint Explainer | What the listing plans of India's oldest bad bank say about the asset reconstruction industry

The going hasnt been easy for Indias asset reconstruction companies, with the industry steadily shrinking in size.

4 Aug 2025 11:30 am
Home Loan: What is credit linked subsidy scheme for middle income group?

Under the Scheme, beneficiaries of the Middle-Income Group can seek housing loans from banks, housing finance companies and other such institutions for the acquisition/ construction of houses (including re-purchase)

4 Aug 2025 11:22 am
Personal credit score vs business credit score: Whats the real difference?

Personal credit score and business credit score differences shape borrowing, reputation, and financial planning for business owners across the nation, highlighting the need to manage both for long-term success.

4 Aug 2025 11:13 am
Will, trust or gift? Making sense of Indias succession toolkit

Planning for succession isn't only for businesses or billionaires. From wills to trusts and HUFs, here's how Indian families can pass on wealth smartly, securely, and tax-efficiently.

4 Aug 2025 11:04 am
How capital gains are taxed in India: Key rules for stocks, property, and mutual funds

Check out how capital gains are taxed in the country, detailing short-term and long-term gains, updated tax rates, exemption limits, and key rules for stocks, property, and mutual funds.

4 Aug 2025 10:45 am
Influencers log outwhen the likes dont pay for the rent

India has over 8 million content creators. But for most, the dream isn't paying. With YouTube ad rates often as low as $1 per 1,000 views and only 10% earning 50,000 a month, quitting content for stable jobs has become the only viable option for many. Over 200,000 creators exited since 2024.

4 Aug 2025 5:55 am
Amazon Music strikes a new chord with podcasts, Prime and Alexa to stand apart

Amazon Music in India adopts a three-pronged strategy: offering an ad-free experience within the Prime bundle, creating exclusive podcasts and video content, and leveraging the Amazon tech ecosystem. Despite challenges in the audio market, it reports a 20-25% engagement surge since the pandemic.

4 Aug 2025 5:40 am
How Sholay became India's OG brand IP, and why marketers still cant let go

Fifty years on, Sholay remains a marketers goldmine. From cement and telecom to Gen Z memes, its characters sell, its catch phrases convert, and its cultural cachet refuses to die.

4 Aug 2025 5:30 am
How to calculate stamp duty on the share of property my brother is gifting me?

Can ESOPs once vested be transferred to an HUF? ESOPs are granted to an individual in their capacity as an employee, and are not usually transferable to the HUF, even after vesting. In most cases, the terms of the ESOP plan are likely to prohibit any such transfer.

3 Aug 2025 6:55 pm
'Felt like a scam at the end...': LinkedIn post on 'investment' returns after 15 years sparks debate

In a recent LinkedIn post, a wealth management firm owner spoke about the disadvantages of combining insurance with investment, often yielding low returns. Here's what he suggested instead. 

3 Aug 2025 6:07 pm
Ad review: Sugar Free Dlites #CaloriesSeRaksha taps into sibling banter, but does the brand stick?

#CaloriesSeRaksha is a clever wordplay, the ad is watchable, and the theme is familiar. Yet, it doesnt push creative boundaries or offer a unique take on sibling gifting. Unlike some of the more evocative festive campaigns by legacy players like Cadbury or Tanishq, this one feels more functional.

3 Aug 2025 5:23 pm
Indias 2 trillion paneer rush, and a battle with fakes

Indias cottage cheese market will total over 2 trillion by 2033. While Big Dairy companies, like Amul, Mother Dairy and Heritage Foods, are hoping to shift consumption from unbranded to branded paneer, things arent that easy. We tell you why.

3 Aug 2025 5:00 pm
Stagflation fears grow in USwhy India should worry too

A weakening US economy, burdened by inflation and rising joblessness, could trigger stagflation. Heres what that means for Wall Street, Indian exports, stock markets, and investor strategy.

3 Aug 2025 3:36 pm
How Standard Chartereds Saurabh Jain has built wealth with mutual funds, EPF

Saurabh Jain, MD at Standard Chartered, shares how disciplined investing, high savings, and long-term thinking helped him earn 17-18% CAGR over two decades.

3 Aug 2025 11:38 am