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A practical approach can be to keep a portion of the corpus in relatively stable and liquid investments for near-term expenses, while investing another portion for long-term growth

Income-tax refunds are issued when the tax paid exceeds the actual liabilities after deductions. Today, we look at the timeline, likely cause of delay in receiving credit, and how to check status online.

A recent ITAT ruling has raised an important question for property transactions. Does holding a power of attorney make you liable for capital gains tax when the property is sold? The case draws a clear line between the authority to sell a property and ownership.

An NPS subscriber can discontinue fresh contributions for a few months or even several years. However, stopping contributions does not mean that the money already accumulated in the account is withdrawn or stops generating returns

Investing requires careful planning regarding purpose, timing and risk. Establishing specific financial goals and maintaining consistent contributions. 

EPFO: Today, we take a look at how the family (nominees or legal heirs) of subscribers can claim their provident fund (EPF) savings, pension payout (EPS) and insurance benefit (EDLI) after the member's death.

AIS gives taxpayers a consolidated view of financial and tax information linked to their PAN. Here's what it covers, when new information may appear, how to access the statement and what to do if you spot an error.

With 50% of your portfolio in flexi-cap funds, adding another equity fund category may bring significant overlap rather than diversification. Only 25%-36% of the equity exposure may be genuinely different across key fund categories.

PM Jan Dhan Yojana: Every fourth account under Pradhan Mantri Jan Dhan Yojana is inoperative, while nearly 5.72 crore accounts had zero balance, according to the Finance Ministry's response to activist Chandra Shekhar Gaur's RTI application. 

If you feel you have too much money invested in equities, it is useful to look beyond current market conditions. Instead, consider why you are investing, how much time you have and when you will actually need the money

Building a financial empire involves everyday habits in spending, saving and planning. By recognising personal triggers and avoiding impulsive decisions, individuals can make thoughtful financial choices that align with their goals and values.

Indias household savings are shifting beyond bank deposits. Their share fell to 33% in FY25, while pension funds, mutual funds, shares and debentures together reached 39%. Yet 68% of household wealth remains in physical assets, highlighting the long runway for financialisation.

 Delhi Lakshmi Yojana RD maturity: Check lock-in period date and recurring deposit credit amount for eligible women beneficiaries, aged between 21 and 60 years, credited every month through the selected banking partner. 

The ruling came in the case of a Bengaluru-based gamer who had put more than 2 crore into online rummy and poker but ultimately suffered a net loss of nearly 28 lakh

The Central Secretariat Service Forum said it hopes the 8th CPC would consider enhancing contribution and sum assured under the Central Government Employees Group Insurance Scheme (CGEIS) keeping in view higher insurance covers available in the market.

EPFO members can now generate, activate and authenticate their UAN through the UMANG app using Aadhaar-based face authentication. After activation, members can check their EPF balance, download their passbook, track claims and update KYC digitally.

Is a 10 NAV mutual fund really cheaper? Know why NAV doesnt determine returns and what investors should check before investing.

A portfolio that felt comfortable during a market rally may look very different during volatility. But should discomfort alone prompt investors to cut equity exposure?

Manufacturers, operators, lenders and charging solution providers are forming relationships that are making these long-distance services viable.

Andhra Pradesh will release two pending DA instalments, give pension hikes from January 2027, and appoint the 12th Pay Revision Commission among other long-pending demands by state government employees.

EPFO will host a live session on the Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY) on 8 September at 12 pm. Heres what employees and employers can ask during the session, along with the schemes key benefits, incentives, and eligibility criteria.

The first penthouse, a five-bedroom duplex spanning 3,944 square feet across the sixth and seventh floors, is being offered for under 12 million, around 153.17 crore.

The 8th Pay Commission could significantly change central government pensions. Here is how an illustrative fitment factor of 2.57 could take the minimum Level 7 pension to nearly 58,000, and what pensioners should know.

Emerging asset managers are deploying multi-factor algorithms, alternative datasets, and market-regime rules to eliminate human emotion, but their real-world performance remains to be tested.

Multinational companies like PayPal, Volkswagen and Oracle are laying off staff in India. Severance pay for affected employees is taxable under Indian law but there are some exemptions. Check full details here. 

Nominee details for financial assets should be reviewed periodically to align with current family circumstances. Changes such as marriage, divorce, or the birth of a child impact these decisions. Here are the financial accounts you must check periodically.

A Hyderabad homebuyer sued a builder for not delivering a promised 5,069 sq ft villa, as he claimed that the property was smaller than what was advertised in the project brochure. Telangana RERA offered relief to the homebuyer and penalised the builder. Details here.

A Delhi court has recently upheld 1,840 monthly maintenance, stressing that payments must reflect the spouses genuine financial capacity. The case highlights how courts assess income, evidence, liabilities and family responsibilities when deciding maintenance claims.

AI is reshaping advertising, from higher-performing creatives to instant language localization and dynamic ads. But as adoption soars, brands face a tougher test: keeping AI-driven campaigns authentic, ethical and relevant.

EPF is crucial for retirement savings, with both employees and employers contributing. Here's what happens if someone switches to self-employment, move to an establishment that is not covered by EPFO or stop working altogether.

An unregistered Will can be legally valid in India if properly executed and attested. Learn when a release deed may be required, what documents beneficiaries need, and why Will registration alone does not determine property ownership or transfer.

Your Aadhaar may be linked to mobile connections you do not recognise. Heres how to check SIMs issued in your name through Sanchar Saathi and report suspicious numbers. Digital KYC or e-KYC is mandatory for new connections, while bulk SIM issuance to ordinary consumers is restricted.

Noida versus Greater Noida yield: Noida Authority recently hiked farmer compensation by 53% for Noida project, raising rate by 2,235 for every sqm. Check highest and lowest land rates here.

A new fund's 10 unit price can make it look cheaper than established funds, but NAV has no bearing on returns. The illusion is especially powerful when first-time investors enter the market.

Losing a smartphone leads to potential loss of sensitive data and personal access. Data reveals only 37% of traced devices are recovered, highlighting significant disparity in recovery rates. Here's what you should do if you lose your mobile.

A small 10,000 income mismatch in savings interest, dividends or freelance receipts could trigger an income tax notice. Tax expert urges taxpayers to reconcile AIS and TIS statements before filing returns to avoid compliance hassles and penalties.

A legal dispute arose over 1.89 crore rental income claimed by a Bengali Hindu landlord under HUF tax status. Despite being challenged by tax authorities, the ITAT Delhi ruled in his favor. Here's what happened. 

The issue, the financial planner said, stems from the gap between the bank's basic tax deduction and an investors actual income slab.

Retiring at 45 can mean funding expenses for 40 years or more, making the withdrawal strategy as important as building the corpus. Experts explain why the 4% rule may not suit early retirees in India. 

The 8th Pay Commission bonus debate continues to gain momentum as NC-JCM seeks a 21,000 ceiling, while employee groups propose using sector-wise minimum wages to calculate bonuses for central government employees.

Debt can quietly become a financial burden. Here are five warning signs of excessive debt, from minimum credit card payments and high EMIs to borrowing for repayments and using savings for bills.

There is no limit on ownership of gold if it is acquired legally. Evidence proving the source is essential during income tax assessments. Here's the meaning behind 500g, 250g and 100g limits and what happens if the person fails to explain the source. 

Most investors do not need to hold PPF, NSC, KVP and SSY together, experts say. Choosing one or two schemes based on goals, tax benefits, returns and liquidity can make a portfolio more efficient.

Bank holidays this week: SBI, HDFC, ICICI, PNB and other banks will remain open for upto 4 to 5 days this week. Check RBI calendar for full holiday list.

A forgotten 500 bill may not immediately damage your credit score, but prolonged or repeated payment delays can affect credit history. Learn five practical steps to clear dues, check reports and protect your credit health.

India's infrastructure investment trusts plan to diversify beyond roads, tapping into power, logistics and digital sectors to reach 20 trillion in assets by 2030. This transformation signals a significant shift in infrastructure financing as more operational assets become available for investment.

Indian companies are willing to pay more for the right talent, and 77% of those surveyed by Deel said they plan to expand global hiring for access to specialised talent, proximity to customers, and round-the-clock operations.

Smaller cities are set to drive India's next home loan growth wave, amid increased number of digital lending applications. Tier 2 and 3 cities accounted for 64% of the home-loan volumes in 2025, as per an industry report. 

The government has also decided to pay employees the money due for surrendered leave from 2022 by the Sankranti festival.

Gold's bull run continues despite a recent loss of momentum, driven by uncertainty around the Federal Reserve and the US-Iran conflict. Goldman Sachs remains optimistic as central bank gold purchases surge, supporting prices.