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P2P: In peer-to-peer lending, individual lenders offer unsecured loans directly to borrowers via RBI-regulated online platforms.

Active share helps you spot whether your active fund is actually just tracking the index at a higher cost.

I asked ChatGPT if I should consolidate 5 credit card EMIs into a single EMI by taking a personal loan. Check what the AI chatbot said: 

The revised tax treatment for employer-provided meal benefits raises the tax-exempt value to 200 per meal from 50, effective 1 April 2026. Here's who can claim it. 

Transform your mindset with powerful personal finance books that build wealth habits, sharpen money decisions, and guide you towards long-term financial freedom through simple, practical and timeless investing principles.

For a Bengaluru-based Software Development Engineer who is starting out in her/his career, aims to accumulate a corpus of 1 crore in 15 years. Here's how to do it with SIP plans, as suggested by ChatGPT.

Income from the stock market is taxed based on its type: dividends are taxed as income, and bonus shares are taxed differently upon sale. Here are the tax rules for dividends, bonus shares, and buybacks.

Boosting rural financial inclusion, India Post Payments Bank launches SHG Savings Account to empower women-led SHGs with zero balance banking, doorstep services and secure savings across India.

Can a cheque bounce land you in jail? Check what Section 138 of the Negotiable Instruments Act covers: the legal process, penalties, and how to protect yourself.

EPFO has recently made changes to streamline compliance and improve access for provident fund subscribers, including a new unified Form 121 effective from 1 April, and plans for a portal to link old PF accounts. Details here.

Bajaj Finance FD rates have jumped to 7.40%, offering higher returns for long-term investors, while senior citizens can now earn up to 7.75% with improved tenure flexibility. Check out the complete details and consult certified financial advisors before investing. 

Credit scores, ranging from 300-900, indicate credit risk to lenders based on past behavior. Scores can be improved through timely repayments and responsible financial habits. Here's what factors determine your score

The central bank has updated its rules for auto-debit transactions by customers this month. Here's a look at what changes the RBI has mandated for digital payments using credit and debit cards and UPI.

A clean credit profile is important when you apply for a credit card, home loan, mortgage or personal loan in the future. Here's whether your spouse's credit history and score can impact your own, and what factors you must consider

Dearness Allowance for central government employees is adjusted twice a year to offset inflation, with the recent revision increasing it from 58% to 60% of Basic Pay effective January 2026. Here's a look at how it differs from HRA component

Hidden savings could still be yours, NPS unclaimed money can be recovered with interest through a clear process, helping subscribers secure missed pension contributions and strengthen long term financial planning.

The standard threshold remains at 15,000 for everyday subscriptions such as streaming services, utility bills and gym memberships, which will continue to be processed without an OTP.

Established by the government every 10 years to revise pay for its employees, the Central Pay Commission is responsible for decisions on allowances, contributions, retirement and pension benefits and government spending. 

The EPFO's 'Employees Enrolment Campaign 2025' allows employers until 30 April 2026 to declare previously unregistered staff without penalties, promoting transparency and compliance while expanding social security benefits for workers.

Taxpayers must plan their finances for the 2026-27 financial year, taking into consideration income tax rules, exemptions and deductions to assess their tax liability. Here's how you can maximise your savings.

Major push for pay and pension reform under the 8th Pay Commission as the Staff Side submits key demands on salary, NPS, leave, and promotions. Check details here.

A Bengaluru IT consultant aims to upgrade from 10 LPA to 30 LPA in 1-2 years. ChatGPT suggests four paths. Check out.

As markets grow increasingly volatile, specialised investment funds (SIFs) offer a dynamic approach to equity investing by combining long and short positions. 

You can secure a steady retirement income with the Senior Citizen Savings Scheme (SCSS) as investments of 10 to 30 lakh generate predictable monthly returns.

The Income Tax Department has revised ITR forms for AY 2026-27, requiring separate reporting of interest income from NBFCs, HFCs and corporate instruments under Schedule OS. Details here.

Sending money abroad in 2026 now demands stricter compliance with Form 145 and 146 for foreign remittances. India has streamlined disclosures, ensured accurate TDS and improved transparency for overseas payments.

A term insurance plan covers life for a fixed period and pays out to nominees upon death. Key considerations include insurer credibility, sum assured and essential add-ons. 

From emergency funds and SIP discipline to loans and asset allocation, top advisors lay out a practical playbook for navigating volatility and job uncertainty.

Allocation to InvITs in your portfolio can be a good diversification avenue. Apart from mild price appreciation, it provides a hedge against inflation.

Pension income in India is taxable based on type. Regular pensions are taxed as salary, while commuted pensions can be partially exempt. Full details here.

With 25,000 monthly SIPs and 1012 lakh to deploy, heres a structured asset allocation plan to target a 1015 crore corpus over 25 years while managing volatility and risk

Mint Horizons comes to Gurgaon in May offering insights into overseas investing. Experts will discuss the impact of geopolitics, and diversification strategies.

Social Security payments are made on the second, third, and fourth Wednesdays of each month. In April 2026, payments were issued on the 8th, 15th, and 22nd, with no payments on the 29th. Next payments are on May 13, 20, and 27.

The deadline for submitting the 8th CPC memorandum has been extended, as the government gives stakeholders extra time until 31 May 2026 to share suggestions on pay, pension and service conditions.

You can boost your credit score with simple habits that build financial strength. Paying on time, keeping utilisation low, and regularly monitoring your credit profile can help you secure better loans, flexible repayment terms and lower interest rates.

To increase monthly income by 20,000, ChatGPT suggests specialisation in solving specific issues for small clients. Check out the complete personal finance master plan.

Smita's monthly expenses are 1.25 lakh. To maintain her lifestyle in 25 years, she will need 5.37 lakh monthly. To generate this, she should aim for a retirement corpus of around 16.2 crore, ideally starting with a monthly investment of 67,000.

While falling rates can help reduce tenure and interest burden, especially for those with bank loans linked to external benchmarks, other borrowers continue to pay higher rates due to slower transmission, particularly in the NBFC segment.

The 8th Central Pay Commission is conducting consultations to address pay revisions and pension reforms for central government employees and pensioners. Key discussions include salary structure and fitment factors, with the report expected by May 2027, impacting millions across the country.

Seema learned that gifts exceeding 50,000 are taxable, as she received a tax notice for unreported jewellery and cash. All gifts above this limit are taxable, with specific rules for weddings and employer gifts. Movable and immovable properties also have tax implications based on their value.

The Supreme Court ruled that eviction cases can continue after a landlord's death, allowing legal heirs to pursue the case and state their own need for the property. This decision aims to prevent delays caused by requiring new filings.

Robert Kiyosaki's market crash warning highlights risks and opportunities, while Rich Dad Poor Dad lessons guide investors to build wealth, manage risk, and stay prepared during downturns.

Indias passive investing boom is masking a simple reality: a handful of stocksand sectorsdrive a disproportionate share of returns.

As nuclear energy expands and liability laws evolve, individuals remain uncovered for nuclear exposureleaving the government as the ultimate risk bearer.

Warren Buffett receives a Social Security cheque calculated like everyone else's, based on his 35 highest-earning years. 

PF KYC online update via UAN portal enables employees to correct Aadhaar-linked details, reduce PF claim rejection and ensure smooth verification and withdrawal access.

The NSC interest rate for 2026 remains unchanged for the April to June quarter, offering higher returns than many fixed deposit schemes, thereby reinforcing its appeal as a stable, government-backed small savings scheme with fixed returns and tax benefits.

HDFC ERGO Optima Secure vs Optima Secure Plus: Compare key features, benefits, and long-term value to choose the right health insurance based on your evolving financial and medical needs.

As the Nifty 50 tumbled 11% in March, fund managers unlocked their war chests to buy the dip, albeit in vastly differing ways. We examine whether tracking these cash calls is vital for your portfolio, or something you can ignore.

A Mumbai resident seeks to save 5,000 per month for travel but faces a shortfall of 3,800. Check ChatGPT's advice.