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Small savings schemes vary based on individual needs and tax situations. Notable options include PPF with 7.1% interest, SSY at 8.2%, and NSC at 7.7%, each with tax benefits, lock-in periods, and unique characteristics.

PPF investment calculator: See how 1,000, 5,000 and 10,000 monthly investments could grow over 15 years at 7.1%. Check the PPF returns, tax benefits, contribution limits and long-term savings. 

Working abroad or hiring a foreign national in India? EPFOs International Worker rules can change how much you contribute, when you can withdraw EPF and how social-security benefits work.

On examining the return and the applicable compliance requirements, we found that the taxpayer had selected the new tax regime but had not furnished Form 10-IEA. The department consequently processed the return under the old regime.

Only three equity savings funds delivered 10%+ SIP returns over five years, led by HSBC Equity Savings Fund at 12.54%. Edelweiss and Kotak also crossed 10%, while the 10-year data shows HSBC continuing to lead the category.

Recent thefts from bank lockers in Kanpur and Mumbai raise concerns about security. The Reserve Bank of India regulates locker facilities and has capped the compensation limit.

NRIs should compare currency, cost, risk, tax treatment and the payout mechanism before choosing between Indian and GIFT City products.

Airlines are cutting flights faster than demand is falling, keeping planes more than 85% full and leaving passengers with fewer chances of cheaper fares.

Sony Pictures distribution of Ramayana could help Indian films break beyond diaspora audiences. Global studios bring scale and reach, while Indian distributors offer local insightmaking hybrid models an increasingly compelling route for ambitious films.

SCSS can help generate a predictable retirement income. At the current 8.2% interest rate, an investment of around 12.20 lakh can earn nearly 25,000 every quarter before tax. Understanding its key features is essential for planning a steady income.

NRIs may be exempt from mandatory PAN-Aadhaar linking if they qualify as non-residents under income-tax law. Here is what to do if an NRIs PAN still shows as inoperative and how to update the status.

Agricultural land is generally not a capital asset unless it falls within urban limits. If taxable as LTCG, Section 54F may allow a deduction for reinvestment in a house, the expert said. 

Gold and silver prices today, 24 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Bank unions condemned the Finance Ministry's revised PLI scheme for being discriminatory towards lower-ranked employees. They are advocating for equitable incentive structures and a five-day work week.

The 8th Pay Commission is holding consultations and reviewing salaries, allowances and pensions. Here are five major changes under the 7th Pay Commission that could offer clues about what employees may expect from the 8th Pay Commission, when it tables its final report tentatively by May-June 2027. 

UPI, NEFT, RTGS and IMPS payments do not automatically trigger an income tax notice, but unexplained transactions can attract scrutiny. Heres when digital payments may raise questions and what taxpayers should check in their AIS, Form 26AS and ITR.

A wrong EPF joining or exit date can do more than create paperwork hassles. It may delay PF transfers, complicate withdrawals, and even affect your EPS pension eligibility. Heres why checking your service history now can save years of trouble later.

Prepaying a personal loan can reduce interest costs, but closing a loan early is not always beneficial. Experts say to compare interest savings, foreclosure costs, emergency funds, remaining tenure and potential investment returns before deciding whether to prepay or foreclose.

As the festive season approaches, companies are optimistic about increasing demand despite previous purchasing hesitations due to elevated prices.

Without domestic standards, Indian manufacturers have been relying on internal protocols or foreign manuals to manufacture weight-loss drugs, a market that CareEdge expects to cross $347 million in India sales by 2035.

The provision will protect clean energy developers from the risk of penaltiesincluding encashment of bank guarantees, payment of daily extension fees, other financial compensation or reduction in contracted tariffsfor missing their project completion deadlines.

Agricultural land is generally not a capital asset unless it falls within urban limits. If taxable as LTCG, Section 54F may allow a deduction for reinvestment in a house.

8th pay commission decisions are expected to benefit more than 1 crore beneficiaries. Here's how much fitment factor between 1.83, 2, 2.57 and 3.83 can hike salaries for central government employees and pensioners.

Confused between ITR-3 and ITR-4 for AY 2026-27? The Income Tax Department has shared a quick checklist to help taxpayers identify the right form based on their income, taxation method and other conditions. Heres what you need to know before filing by 31 August.

While South Indian stars wield strong regional influence, their brand valuations lag due to limited endorsements and social media presence. The market dynamics differ significantly from Bollywood, where a larger national reach aids in celebrity brand building.

The EPFO treats the UAN as a permanent identifier for your entire professional life. When starting a new position, share your current UAN instead of registering for a replacement

A component of your basic salary for central government employees and pensioners, dearness allowance is subject to income-tax. Here's a look at how it should be reported in your ITR and what is the tax slab.

PFRDA is encouraging wider participation from mutual fund distributors to expand NPS coverage. The StAR NPS platform enables assisted digital onboarding through eligible distributors. Here's how the process works and what investors should know.

Exercising ESOPs requires significant upfront capital to cover exercise prices and perquisite taxes, exposing employees to substantial valuation and illiquidity risks if an exit is delayed or delivers lower-than-expected returns.

According to the draft Textiles Committee (Adjudication of Penalties and Appeal) Rules, 2026, reviewed by Mint, the textiles ministry has proposed a formal process under which violations would be dealt with through warnings and monetary penalties instead of the earlier criminal prosecution route.

A record monthly total can keep rising even as the smallest savers, the ones it was meant to celebrate, give up and walk away.

Resident accounts are designed for individuals residing in India. While NRIs and PIOs are barred from holding them, Overseas Citizens of India may do so under specific regulatory circumstances

Mutual funds increased their exposure to stocks across large-, mid-, and small-cap segments in July 2026. Buying was spread across sectors including banking, financial services, and consumer services, with several stocks seeing notable additions to fund portfolios.

Salaried employees often engage in side businesses for extra income. This income must be reported when filing tax returns, with specific ITR forms applicable based on income type. Details here.

Women's participation in mutual fund investments has risen, with 1.61 crore women among a total of 6.09 crore investors by March 2026. Here's why they are betting big on gold.

Content creator and self-claimed personal finance expert Aruna Keerthy shared the simple trick to save money while repaying debt at the same time. Check it out.

Prominent small finance banks such as Equitas, Shivalik, Jana, Ujjivan, ESAF and Suryoday offer senior citizens FD rates of up to 8.50% in August 2026. Compare tenure, liquidity, tax impact and deposit insurance before investing, and seek advice from a certified financial adviser if needed.

An SEBI Registered Investment Adviser warned bank customers about fraudulent messages. He shared tips to identify scams by verifying sender details and checking for deceptive characters in sender names. 

SPARSH pension portal lets defence pensioners check pension payments, PPO details, disability benefits, gratuity, commutation, dearness relief and life-certificate status online. Here is a simple five-step guide to accessing pension records and raising grievances when discrepancies arise.

Should you buy a home or continue renting? Real estate developer Niranjan Hiranandani shared his view on home ownership, capital creation and construction quality during an episode of Figuring Out with Raj Shamani. 

Customers facing incorrect bank fees or unauthorised transactions can file complaints through their bank's grievance process. If unresolved, they may escalate to the RBI. Here's the full process.

Sukanya Samriddhi Yojana calculator: See how investing 5,000 monthly could grow to around 2728 lakh at maturity, based on an assumed 8.2% interest rate. Having a clear understanding of the scheme's salient features is essential for planning future investments. 

Non-resident Indians sending money to parents in India face scrutiny from tax authorities if transfers lack documentation. Here are the rules one should be aware of.

PPF vs NSC: Compare the returns on 5 lakh over five years, along with 2026 interest rates, tax treatment, maturity and investment limits. Find out which government-backed savings scheme may better suit your short-term or long-term financial goals.

Homegrown chip startups are getting silicon out of the lab, but overcoming foreign IP costs and reluctant OEMs will take more than policy mandates.

Switching jobs does not halt your EPF savings as your balance and  future contributions depends on your employment type. Here's what happens if you switch jobs, start a business or move to an exempted PF trust. 

The 8th Pay Commissions fitment factor could impact central government salaries. Here are tentative Level 58 basic pay calculations under the 2.0, 2.1, 2.25, and 2.57 fitment factors, along with key employee demands and upcoming consultation details that employees and pensioners should know about.

OpenAIs economic research team is looking for researchers who can adapt to AIs rapid evolution, collaborate across organisations and work independently. Led by chief economist Ronnie Chatterji, the team studies AIs impact on jobs, businesses and the broader economy.

Equities, debt and precious metals are moving through different cycles, making it difficult for investors to identify the next winning asset class. Here is why multi-asset allocation can help investors diversify risk and navigate uncertain market conditions.

EPFO has launched a special drive, allowing establishments to regularise their past records and enrol previously uncovered employees for social security benefits. Check last date, eligibility, full process and other details here.