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Having 1 crore offers a range of spending options, but setting clear financial goals is crucial. Split the amount for essential expenses, emergencies, investments for growth and personal enjoyment.

Is UPI still the most affordable digital payments tool? Today we take a look at what the NCPI's FAQ document states about how merchant discount rate (MDR) charges on UPI transactions compare to fees on traditional debit and credit cards. 

India-New Zealand FTA will come into force on 20 October 2026, lowering or removing import duties on several products. From kiwi and apples to Manuka honey, heres what could get cheaper for Indian consumers and which products will remain excluded.

Bank employees across India will strike for three days starting September 28, seeking a five-day work week. Customers are advised to manage banking tasks in advance, with October 2 being a national holiday. The strike is supported by the United Forum of Bank Unions, representing 90% of employees.

Residents of a Ghaziabad society protested against short-term rentals, alleging safety concerns, disturbances and unregistered occupants. Check what the UP Homestay and B&B Policy 2025 says.

Delhis Pink Saheli Smart Card will be mandatory for free DTC and Cluster bus travel from 1 October. Eligible women and transgender residents aged 5+ can apply using Aadhaar and a linked mobile number. Here's how to get the card, its cost, and its validity. 

Himachal Pradesh and central government pensioners in Shimla staged a protest on Saturday, demanding withdrawal of the Centre's 2025 pension validation legislation. They are seeking uniform revision of pensions irrespective of the date of retirement.

The proposed strike, which follows a one-day nationwide strike on 11 September, would coincide with the half-yearly closing of banks on 30 September, disrupting customer and government transactions.

Tax audit for AY 2026-27 must be completed by 30 September 2026. Forms 3CA, 3CB and 3CD continue to apply, but Form 3CD has several changes covering MSME payments, loans and deposits, legal contraventions, buybacks, and other reporting requirements.

If youre invested in Nifty 50 index funds, REITs could offer a different asset exposure. Their positive returns and higher distributions over the past year highlight how REITs could add diversification to an equity-heavy mutual fund portfolio.

The Finance Ministry reportedly called for a meeting with CEOs of public sector banks and regional rural banks today, to discuss measures to ensure smooth continuity of bank operations and essential customers services during the UFBU's 3-day national strike.

With the rise of AYUSH health insurance in India, Ayurveda treatment is becoming more accessible. Medical necessity and recognised hospitals are key for claims while inpatient care is typically covered. 

Income Plus Arbitrage FoFs combine debt and arbitrage exposure through underlying mutual fund schemes. Here's a look at the top five performers by 1-year returns and what the categorys portfolio mix looks like.

Billionaire industrialist and BJP MP Naveen Jindal's bungalow in Delhi is 100 years old. It is the perfect example of modern design meets Indian warmth. Take a look.

An India resident selling an inherited Singapore property may face capital gains tax in India, with the acquisition cost and holding period linked to those of the previous owner.

The provident fund wage ceiling rises from 15,000 to 25,000, expanding mandatory EPF coverage to more employees and increasing employer contributions. This reform boosts retirement benefits but may reduce employees' take-home pay while enhancing social security alignment with wage realities.

EPFO: The All India Trade Union Congress wants the government to hike the EPF wage ceiling to 30,000 per month, saying 25,000 is too little, too late for social security benefits. Here are the reasons for the demand.

Bank unions are planning a three-day nationwide strike from September 28 to 30. Here's whether your EMI and credit card bill payments will be disrupted. 

AI, automation and cost pressures are reshaping jobs in India, even as hiring expands in semiconductors, GCCs, manufacturing and specialized technology roles.

The Chennai ITAT restored a TDS dispute involving nearly 3.79 crore in payments after the taxpayer missed notices and filed appeals 60 days late. The tribunal condoned the delay and ordered fresh examination of the case.

Debt fund NAVs can fluctuate when bond yields change, with longer-duration portfolios generally more sensitive to interest-rate movements. Investors should assess modified duration along with maturity, credit quality, yield-to-maturity and their investment horizon.

A three-day bank strike from September 28 to 30 may disrupt banking operations. The Finance Ministry has set up a meeting with public sector bank executives to ensure continuity of essential services. Details here. 

Delhi International Airport Limited (DIAL) announced that Runway 11R/29L (commonly known as the third runway) will be operational from September 20. Here's what it could mean.

DoT has warned mobile users that fraudulent SIM issuance, misuse of telecom identifiers and IMEI tampering can attract up to 3 years in jail and a 50 lakh fine. Users can check mobile connections issued in their name and verify handset details through the governments Sanchar Saathi portal and app.

A 24-year-old starting a career, a new parent, a mid-career employee supporting ageing parents and a colleague managing a chronic health condition do not face the same risks. Giving all of them an identical health insurance package may be administratively equal, but it is not experienced as fair.

A dispute over a vehicle insurance claim for rainwater damage was resolved in the car owner's favour, and he received compensation. Full details about the case here.

Your mutual fund portfolio can become riskier even if you hold the same schemes, as market movements can change asset allocation, concentration and overlap. Regular portfolio-level reviews can help investors identify these shifts and check whether their risk remains aligned with their goals.

Rate-hiking phases are rarely comfortable for bond investorsthey bring volatility, but the same rise in yields also opens up entry points.

Reality TV is moving away from conventional hosts to personalities like cricketers and entrepreneurs. This shift aims to attract underserved audiences and generate authentic engagement, while emphasizing the importance of effective hosting skills alongside star power.

The new merchant fee will help fund UPI infrastructure and security, but could also concentrate more revenue among the biggest payment players.

To manage emergency funds effectively, investors can utilize the FD laddering strategy, allocating amounts across several fixed deposits with different maturities. Here's how it works.

Active large-cap funds delivered an average -3.09% return over the past year, with only four of 33 funds posting gains. Several of the category's biggest schemes also delivered negative returns.

Flipkarts Shopsy, Amazon Bazaar, and Snapdeal are sharpening their value-commerce strategies around engagement, localization and fashion.

Gold prices in India fell nearly 0.5% today during early trading hours amid US-Iran conflict uncertainties. Check retail rates of both gold and silver in top metro cities of India today.

RBI has extended an existing KYC facility to foreign portfolio investors, allowing Indian banks to accept specified documents certified by authorised overseas authorities. The change, effective 18 September 2026, simplifies document certification for FPIs but does not remove their KYC requirements.

The share of temporary workers has risen sharply over the past four fiscal years, as companies expanded production, added shifts and increased factory capacity to capitalise on growth in the Indian market.

A failed EMI payment can result in penalties and lower credit scores, as lenders report such details to credit bureaus. Check whether the borrower gets a grace period before it's reported. 

The Delhi ITAT deleted a 34.8 lakh Section 68 addition after finding that the cash balance was linked to commission income already recorded and offered to tax. The ruling highlights why taxpayers receiving cash income should maintain proper books establishing the source of the cash balance.

With Balaji Telefilms' new partnership, YouTube presents an appealing alternative for content creators seeking IP control and ad revenue. This model allows producers to reach larger audiences, particularly through shifts from subscription-based platforms, enhancing monetization opportunities.

AI adoption is running ahead of budgets, with some businesses using up a years tokens in months or even days. That is forcing IT firms such as Coforge and Hexaware to find cost-effective ways to run AI, and rethink how they price it for clients.

The West Asia conflict has prompted the government to step up efforts to build a person-level tracking system for Indian seafarers working aboard ships globally, with plans to link Indias maritime information systems with those of Brics countries and even beyond.

PwC India's JV with PwC US Advisory has rivals reassessing ties with their own offshore units. Driven by AI's disruption of traditional consulting and fiercer competition for US-based GCC clients, the move signals a broader shift toward merging onshore-offshore advisory ops across the Big Six.

Gilt mutual funds invest at least 80% of their assets in government securities across maturities. Among the 23 schemes in the category, Bandhan Gilt Fund and Axis Gilt Fund featured among the top five performers over both one-year and five-year periods.

Travel time from the DND side to Noida Sector 60 can take up to 30 minutes, depending on traffic congestion. The upcoming elevated stretch can possibly reduce it to just 10 minutes without any traffic signal in between.

A credit line on UPI lets eligible users make payments using pre-sanctioned credit instead of their bank balance. Here's what you need to know about interest-free and interest-bearing credit lines and their use across UPI features.

Starting home loan rates vary from 7% to 7.45% among various banks. A 0.25% rise in interest can increase monthly payments significantly. It is crucial for borrowers to assess their financial needs and lender fees before applying.

Senior advocate Harish Salve, advisor to N Chandrasekaran, said the Tata Trusts-Tata Sons dispute has shifted from concerns over listing to the chairmans reappointment. He questioned the RBIs listing directive and warned it could affect Tata Sons governance and oversight.

NSEs IPO anchor book saw mutual fund schemes receive shares worth nearly 2,495 crore. Here are the top 10 schemes with the largest allocations and what their exposure means for existing investors. 

A regular salary isn't the sole indicator of financial health. Insurance, savings, debt, and retirement planning are crucial. SEBI's Financial Health Check quiz helps evaluate your financial habits and suggests improvements. 

Selling property in India can trigger very different TDS rules for NRI and resident sellers. While buyers generally deduct 1% TDS on qualifying purchases from residents, NRI property sales are taxed differently, with the deduction linked to applicable capital gains tax rates.