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The real problem with F&O is not risk. It is behaviour

Sebis latest F&O study does more than count losses. It reveals the behavioural biases that keep traders overconfident, chasing losses and returning to a market that repeatedly hurts them.

25 Aug 2026 1:20 pm
PPFAS GIFT cuts minimum investment in Nasdaq-100, S&P 500 funds from $5,000 to $500: What investors need to know

PPFAS GIFT has cut the minimum investment in its Nasdaq-100 and S&P 500 fund of funds from $5,000 to $500. The 90% reduction lowers the entry requirement by about 4.3 lakh for eligible investors seeking US equity exposure through GIFT City.

25 Aug 2026 12:32 pm
Moving abroad for work? Check these EPF rules before you leave India

Employees moving abroad and foreign nationals working in India may fall under EPFOs International Worker rules, which can affect PF contributions, withdrawals, pension eligibility and social-security coverage.

25 Aug 2026 12:25 pm
Undisclosed foreign assets: ITAT rejects Income Tax Department appeal, upholds taxpayers relief under Black Money Act

Delhi ITAT has dismissed the Income Tax Departments appeal in a Black Money Act case involving alleged undisclosed foreign assets linked to Tarun Trikha. The tribunal upheld the CIT(A)s decision to delete the addition after examining the material available in the case.

25 Aug 2026 12:12 pm
Breaking your FD before maturity? Check these 5 things before withdrawing your fixed deposit

Planning to break your fixed deposit before maturity? Check premature withdrawal penalties, revised interest rates, tax implications and FD-backed loan options to understand the real cost and make a financially informed withdrawal decision.

25 Aug 2026 11:42 am
From binge to buzz: why OTT is spacing out episodes again

OTT platforms are breaking the binge, one episode at a time. Staggered drops are helping shows build momentum, sustain conversations and drive higher cumulative viewership and retention.

25 Aug 2026 11:18 am
Gold, silver prices today, 25 August: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 25 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

25 Aug 2026 9:52 am
Ambani weighs aluminium foray, setting up potential Adani showdown

The move comes as billionaire Gautam Adanis group marks its entry in the aluminium sector. In June, Adani Enterprises announced plans to invest about $11.5 billion to develop a 2 million tonnes per annum aluminium project in Odisha in partnership with UAEs International Holding Company.

25 Aug 2026 9:00 am
Rising Airbnb listings are squeezing homeowners rental returns

Airbnb once emerged as an alternative to traditional long-term leasing, where typical rental yields are stuck at a mere 24%. But as listings surged across the country, that premium is beginning to disappear.

25 Aug 2026 9:00 am
8th Pay Commission salary hike: Why 2.1 fitment factor, lower than 7th CPCs 2.57, could still deliver a bigger hike

A 2.1 fitment factor under the 8th Pay Commission may look lower than the 7th CPCs 2.57, but the actual salary gain could still be higher. Employee body representative Manjeet Singh Patel explains how existing DA changes the calculation.

25 Aug 2026 8:58 am
8th Pay Commission Bengaluru meetings on 7-8 October: Deadlines, eligibility and key details

8th Pay Commission: Stakeholder consultations will be held in Bengaluru on 7-8 October. Eligible employee organizations must apply by 18 September with their Unique Memo ID. 

25 Aug 2026 8:28 am
5.31 lakh TDS refund allowed by ITAT Delhi: Why absence of an original ITR did not block the taxpayer

ITAT Delhi has directed the Income Tax Department to issue a 5.31 lakh refund with interest to a taxpayer who claimed it in a return filed after a Section 148 notice. The tribunal held that the refund could not be denied merely because no original ITR was filed.

25 Aug 2026 8:09 am
Credit report errors: Experts explain common mistakes that hurt your credit score and how to fix them

Credit report errors can lower your credit score and affect loan eligibility. Learn about common mistakes, how to identify inaccuracies and practical steps to dispute and correct incorrect credit information.

25 Aug 2026 6:59 am
State-run banks propose priority sector lending norms for EVs, clean energy

The proposals include specific lending limits of up to 2 lakh for electric two-wheelers and 20 lakh for electric four-wheelers for personal use. They also propose limits of 25 crore for charging and battery-swapping infrastructure, and 50 crore for commercial electric-vehicle fleet operators.

25 Aug 2026 5:30 am
Bank holiday today, August 25: Are SBI, HDFC Bank, and other banks closed for first Onam, and Milad-i-Sherif?

Bank holiday today, August 25: Are SBI, HDFC Bank, ICICI, Axis Bank closed on Tuesday, August 25 and Wednesday, August 26 for Onam and Milad-Un Nabi? Read to find out. 

25 Aug 2026 5:00 am
SIF AUM jumps over fivefold in six months: Should mutual fund investors consider a switch? Experts weigh in

SIF AUM rose to 10,620 crore by March 2026, a more than five-fold increase in six months. With hybrid long-short strategies accounting for most SIF assets, experts say the category may suit affluent and experienced investors seeking greater flexibility and downside management.

24 Aug 2026 11:18 pm
AMFI reveals major shift in top 10 SIP categories: Should you make changes to your mutual fund portfolios?

Mid-cap funds have overtaken large-cap funds as the biggest SIP category, while small-cap, multi-cap and thematic funds have also gained share. Experts explain what is driving the shift, the risks investors should watch out for and how to review their portfolios.

24 Aug 2026 10:45 pm
Direct vs regular mutual funds: Why the same scheme can give different returns

Both plans invest in the same underlying assets. The main difference lies in how the investor purchases the fund and the costs involved in the process.

24 Aug 2026 10:14 pm
Beyond the chatbots: The AI race in banking will be won in the back office

Indias next financial advantage will depend on whether its institutions can move beyond generic tools and embed intelligence into their core decisions.

24 Aug 2026 9:47 pm
India vs global equities: Why investors should not chase higher returns abroadwhat 20 years of data shows

India may have lagged several global markets recently, but its long-term performance tells a different story. The latest study shows how market rankings change sharply across time periods, raising questions about whether chasing recent global winners makes sense for long-term investors.

24 Aug 2026 9:01 pm
Filing income tax return by 31 August? Key schedules to note in ITR-3 and 4 forms and how to verify them

Taxpayers filing ITR-3 or ITR-4 should carefully review key schedules and reconcile income, turnover, and TDS to avoid common filing errors. Here are the key schedules, documents, and changes to know for AY 2026-27.

24 Aug 2026 7:46 pm
International Workers and EPF: How contributions, withdrawals and pension rules change when you cross borders for a job

Indian employees abroad and foreign nationals in India face different provident fund rules from those of regular EPF members. International Workers are defined as those in countries with social security agreements. 

24 Aug 2026 7:18 pm
SCSS, PPF, SSY, MIS and KVP: Why premature withdrawal from post office schemes can cost more than you think | Explained

Premature withdrawal from post office schemes Senior Citizens Saving Scheme, Public Provident Fund, Sukanya Samriddhi Yojana, Monthly Income Scheme and Kisan Vikas Patra can cost more than you think. We explain

24 Aug 2026 7:03 pm
Does the best day to start an SIP really matter? A 30-year Sensex study says barely

A 30-year analysis of the BSE Sensex TRI compares SIP investments made on the best, worst and 15th day of every month. The study examines how the choice of monthly investment date influenced annualised returns and the performance of monthly SIPs over the period.

24 Aug 2026 6:01 pm
Your ESOPs may be worth 1 crore. But how much will you actually take home? | ESOP cash out explained

Your ESOPs may show a 1 crore value, but the amount you actually pocket can be much lower. Heres how exercise price, ESOP tax, holding period and sale value can affect your final take-home.

24 Aug 2026 5:51 pm
Opted for new tax regime? Why income below 12 lakh can still trigger a demand notice

The income tax regime chosen, the nature of the income and, crucially, compliance with the prescribed procedure can all affect the final outcome.

24 Aug 2026 5:49 pm
From 7,000 crore to 314 lakh crore: UPI turns 10; a look at the 13,000-fold surge thats transformed how India pays

The UPI ecosystem in India is set for further transformation, driven by the government's commitment to expand the user base and support financial inclusion, as it marks a decade of significant growth in transactions and banking participation.

24 Aug 2026 5:42 pm
Presumptive taxation scheme: What are the 3 sections and who can opt for them key income rules explained

The ITR-4 deadline is approaching for taxpayers using presumptive taxation. Sections 44AD, 44ADA and 44AE offer simplified tax rules for eligible businesses, professionals and goods-carriage operators. Heres who can opt, the income limits and key conditions to know.

24 Aug 2026 4:41 pm
10 crore in 15 years: Can your SIP really grow that much? How much should you invest every month? Check out the maths

Is it possible to reach his 10 crore goal in 15 years simply with SIPs? Check out the simple calculations behind the investment strategy.

24 Aug 2026 4:30 pm
Mint Explainer | Can India build a homegrown smartphone brand?

Though India is one of the worlds top destinations for smartphone assembly after China, and alongside Vietnam, Thailand and Malaysia, the countrys own brands could never make it over the past decade. Is a major homegrown phone feasible in the country?

24 Aug 2026 4:24 pm
Multiple health insurance policies: Can you claim from two insurers for the same hospital bill? Experts explain

Having multiple health insurance policies can help cover a hospital bill when one policy falls short. Here is how insurers coordinate claims, which policy pays first and how much you can actually receive.

24 Aug 2026 4:13 pm
UAN explained: What is a Universal Account Number and why does it matter for salaried employees?

The Universal Account Number is a 12-digit EPFO identifier that links an employees PF member IDs across jobs. Check how UAN simplifies EPF management, enables online access to PF balances, passbooks, transfers and claims, and helps employees maintain accurate, secure retirement records.

24 Aug 2026 4:00 pm
Citigroup, Axis Bank team up to leverage NRI deposits and boost dollar inflows

Under the arrangement, Axis Bank will issue standby letters of credit to support financing provided by Citigroup through its offshore operations

24 Aug 2026 3:58 pm
US-based Plaud bets India can outpace its global AI wearables growth

Plaud's expansion into India comes at a time when India's wearables market is estimated to hit $3.6 billion this year.

24 Aug 2026 3:31 pm
PPF, SSY, NSC, KVP, MIS or Time deposit: Which post office scheme saves the most tax?

Small savings schemes vary based on individual needs and tax situations. Notable options include PPF with 7.1% interest, SSY at 8.2%, and NSC at 7.7%, each with tax benefits, lock-in periods, and unique characteristics.

24 Aug 2026 3:13 pm
PPF calculator: 1,000, 5,000 or 10,000 monthly investment can build this corpus in 15 years

PPF investment calculator: See how 1,000, 5,000 and 10,000 monthly investments could grow over 15 years at 7.1%. Check the PPF returns, tax benefits, contribution limits and long-term savings. 

24 Aug 2026 2:23 pm
Going abroad? Your EPF rules may change if you are an International Worker

Working abroad or hiring a foreign national in India? EPFOs International Worker rules can change how much you contribute, when you can withdraw EPF and how social-security benefits work.

24 Aug 2026 2:14 pm
Tax regime switch: why ticking the box is not enough for business, professionals

On examining the return and the applicable compliance requirements, we found that the taxpayer had selected the new tax regime but had not furnished Form 10-IEA. The department consequently processed the return under the old regime.

24 Aug 2026 2:07 pm
Only 3 equity savings funds delivered 10%+ SIP returns in 5 years; HSBC led at 12.54%, check the full list

Only three equity savings funds delivered 10%+ SIP returns over five years, led by HSBC Equity Savings Fund at 12.54%. Edelweiss and Kotak also crossed 10%, while the 10-year data shows HSBC continuing to lead the category.

24 Aug 2026 1:27 pm
Gold jewellery worth lakhs goes missing from Mumbai, Kanpur bank lockers Do banks compensate theft?

Recent thefts from bank lockers in Kanpur and Mumbai raise concerns about security. The Reserve Bank of India regulates locker facilities and has capped the compensation limit.

24 Aug 2026 1:26 pm
Dollar or rupee? What NRIs should know before buying GIFT City insurance

NRIs should compare currency, cost, risk, tax treatment and the payout mechanism before choosing between Indian and GIFT City products.

24 Aug 2026 12:20 pm
Why airfares are rising even as fewer Indians fly

Airlines are cutting flights faster than demand is falling, keeping planes more than 85% full and leaving passengers with fewer chances of cheaper fares.

24 Aug 2026 12:09 pm
Why Ramayana could change how Indian films travel overseas

Sony Pictures distribution of Ramayana could help Indian films break beyond diaspora audiences. Global studios bring scale and reach, while Indian distributors offer local insightmaking hybrid models an increasingly compelling route for ambitious films.

24 Aug 2026 11:59 am
SCSS: How much should a senior citizen invest to earn 25,000 every quarter at 8.2%?

SCSS can help generate a predictable retirement income. At the current 8.2% interest rate, an investment of around 12.20 lakh can earn nearly 25,000 every quarter before tax. Understanding its key features is essential for planning a steady income.

24 Aug 2026 11:53 am
NRI PAN-Aadhaar linking: PAN showing inoperative? Check if you are exempt before paying the 1,000 fee

NRIs may be exempt from mandatory PAN-Aadhaar linking if they qualify as non-residents under income-tax law. Here is what to do if an NRIs PAN still shows as inoperative and how to update the status.

24 Aug 2026 10:25 am
Can you claim Section 54F tax exemption on sale of inherited agricultural land? Here's what expert says

Agricultural land is generally not a capital asset unless it falls within urban limits. If taxable as LTCG, Section 54F may allow a deduction for reinvestment in a house, the expert said. 

24 Aug 2026 9:49 am
Gold, silver prices today, 24 August: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 24 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

24 Aug 2026 9:23 am
Bank strike: Unions call nationwide shutdown over 2 key demands 5-day work week, PLI scheme rollback; check dates here

Bank unions condemned the Finance Ministry's revised PLI scheme for being discriminatory towards lower-ranked employees. They are advocating for equitable incentive structures and a five-day work week.

24 Aug 2026 8:58 am
8th Pay Commission: 5 key changes from 7th Pay Commission that could shape salaries and allowances

The 8th Pay Commission is holding consultations and reviewing salaries, allowances and pensions. Here are five major changes under the 7th Pay Commission that could offer clues about what employees may expect from the 8th Pay Commission, when it tables its final report tentatively by May-June 2027. 

24 Aug 2026 8:50 am
Used UPI or NEFT for a large payment? Heres what the Income Tax Department may actually look at

UPI, NEFT, RTGS and IMPS payments do not automatically trigger an income tax notice, but unexplained transactions can attract scrutiny. Heres when digital payments may raise questions and what taxpayers should check in their AIS, Form 26AS and ITR.

24 Aug 2026 8:24 am