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Festive-season borrowing can add to existing debt stress. A survey found that 60% of borrowers have EMIs that are near or exceed their family income, while 40% use new loans or credit cards to manage existing EMIs. Heres what to check before borrowing.
The Delhi government plans to consult with the labour department regarding striking DTC drivers salaries. They have threatened kaam bandh on September 28 if demands such as DA and contract workers regularisation is not met.
A UK Will and a separate Indian Will can work together, but only if their scope, revocation clauses, executors and assets are carefully co-ordinated to avoid overlaps or gaps.
Motilal Oswal Nasdaq Q50 ETF crashed 20% on 22 September and lost about 46% from its peak in two sessions after trading at a nearly 235% premium to its NAV. Experts explain how supply constraints and strong demand pushed the ETF far above its underlying value.
India is mulling a 9,000-crore package to boost its handloom and handicraft sector, aiming to support artisans, increase exports, and preserve heritage crafts over five years.
Dinesh Thakkar, founder of one of Indias biggest retail stockbrokers, Angel One, has bought a luxury residential tower in Mumbai for 711 crore, marking the most expensive known purchase of a single residential unit in the country, as per Bloomberg.
Smriti Mandhana's cricket career leaves a lot to learn for investors. Here are 5 money lessons from her record-breaking journey.
Freelancers, gig workers, entrepreneurs and self-employed professionals without employer health cover need to build personal insurance that protects both their savings and income during a medical emergency. Experts suggest choosing adequate cover that remains affordable through fluctuating income.
PhonePe has secured in-principle approval for two payment licences from the UAE central bank, marking its first overseas licences. Heres what the fintech plans to do in the UAE beyond UPI, including support for Aani and Jaywan.
Civil aviation minister K. Ram Mohan Naidu says the central government is examining benefits and potential conflicts of interest; no decision yet.
Income Tax Act 2025: F&O traders should understand the tax treatment of trading profits, turnover calculation, eligible expenses, and the rules governing set-off and carry-forward of business and speculation losses.
The department of financial services has requested police protection for key banking hubs to prevent disruptions as unions press for a five-day work week.
Repaid your loan? Your credit report may take time to reflect the closure. Heres what borrowers should check, which documents to retain and what to do if a closed loan still shows as active.
Record small-cap fund inflows in August come as the Nifty Smallcap 250 outpaces the Nifty 50, but sharp historical swings underline the need for a longer holding period and suitable risk appetite.
Ever wondered what it would be like to spend a holiday in a celebrity home? From Ajinkya Rahanes 71,438-a-night Igatpuri villa to Mandira Bedis colourful Madh Island retreat, these five properties offer a glimpse into the spaces associated with some of Indias best-known stars.
Starting retirement investing at 40 requires a focus on the required corpus, higher and consistent savings rather than excessive risk. Investors should use goal-based asset allocation, step up investments annually and gradually shift money from equity to debt as retirement approaches.
According to the company, integrating Apple's services transforms the plan into a comprehensive digital lifestyle package that delivers even more value to families.
Long-duration debt funds offer yields of around 7.50-7.80%, but further rises in bond yields could trigger mark-to-market losses. Experts explain whether investors should lock in current yields or consider shorter-duration options.
Nepal floods caused $2.56 billion in losses and $171 million in insurance claims, exposing risks relevant to India, which loses $8 billion annually to disasters. Sikkim's 2023 GLOF disaster showed how sub-limits can leave All Risk policies dangerously underinsured.
As UPI enters a new phase of scale, a 0.4% MDR on larger merchant payments aims to fund infrastructure, cybersecurity and innovation while keeping most transactions free.
Planning a PF withdrawal? Check your EPFO KYC, Aadhaar, PAN, bank account, name, date of birth and employment details before filing an EPF claim to help avoid discrepancies, delays or problems during claim processing.
The newly constructed Phase 3 project features a 3.5-kilometre, four-lane elevated corridor designed to establish a direct, uninterrupted link between Mayur Vihar Phase I and Sarai Kale Khan.
A government employee whose appointment was disputed and services were ordered to be terminated in 2000 ultimately remained in service for nearly three decades. The Allahabad HC has now directed the UP government to calculate and release his pension, gratuity and other retirement benefits.
Mirzapurs success shows how streaming data can help turn proven IP into theatrical hits. With strong fan connections and a reason to watch on the big screen, franchises such as The Eken are opening a new path from OTT to cinemas.
Ajinkya Rahanes Raaya Estate in Igatpuri, Maharashtra, is now available to guests through StayVista. The five-bedroom villa can accommodate up to 15 people and includes an infinity pool, in-house bar and a memorabilia room featuring items from Rahanes cricket career.
UPI-linked credit cards are making everyday QR payments more rewarding, but higher cashback often comes with app restrictions, spending thresholds, caps and exclusions.
Large & mid-cap funds delivered an average return of just 0.04% in the past year, but individual fund performance varied widely. Only five of 32 schemes returned more than 7%, while seven funds ended the year in negative territory.
The new standard will elevate the domestic sustainability assurance practice to the international level, making it easier for Indian companies to attract sustainability-focused investors.
Gold and silver prices today, 22 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Calling yourself a long-term investor is easy, but short-term market volatility can test that commitment. Here are the warning signs of performance chasing and practical rules investors can use to stay focused on their long-term goals.
8th Pay Commission: The OPS vs NPS debate has emerged as a key issue, with employee and pensioner groups seeking guaranteed retirement benefits, higher pensions and stronger social security provisions for government employees.
Small-cap mutual funds must invest at least 65% in small-cap stocks, but their remaining portfolios can differ. Heres how top 10 schemes compare on large- and mid-cap exposure and what their one-year returns show.
UPI payments for mutual fund and other capital-market transactions will attract a 0.02% MDR from October 15, capped at 300 per transaction. While the charge is meant to be borne by merchants, experts explain how investors could be affected if it is passed on.
NHAI has launched the OneTag service on the Rajmargyatra app, allowing FASTag users to change issuers while retaining their original sticker. Here's how to complete this process and what it means for you
The Richest Man in Babylon by George S. Clason offers timeless financial lessons through ancient parables.
Having 1 crore offers a range of spending options, but setting clear financial goals is crucial. Split the amount for essential expenses, emergencies, investments for growth and personal enjoyment.
Is UPI still the most affordable digital payments tool? Today we take a look at what the NCPI's FAQ document states about how merchant discount rate (MDR) charges on UPI transactions compare to fees on traditional debit and credit cards.
India-New Zealand FTA will come into force on 20 October 2026, lowering or removing import duties on several products. From kiwi and apples to Manuka honey, heres what could get cheaper for Indian consumers and which products will remain excluded.
Bank employees across India will strike for three days starting September 28, seeking a five-day work week. Customers are advised to manage banking tasks in advance, with October 2 being a national holiday. The strike is supported by the United Forum of Bank Unions, representing 90% of employees.
Residents of a Ghaziabad society protested against short-term rentals, alleging safety concerns, disturbances and unregistered occupants. Check what the UP Homestay and B&B Policy 2025 says.
Delhis Pink Saheli Smart Card will be mandatory for free DTC and Cluster bus travel from 1 October. Eligible women and transgender residents aged 5+ can apply using Aadhaar and a linked mobile number. Here's how to get the card, its cost, and its validity.
Himachal Pradesh and central government pensioners in Shimla staged a protest on Saturday, demanding withdrawal of the Centre's 2025 pension validation legislation. They are seeking uniform revision of pensions irrespective of the date of retirement.
The proposed strike, which follows a one-day nationwide strike on 11 September, would coincide with the half-yearly closing of banks on 30 September, disrupting customer and government transactions.
Tax audit for AY 2026-27 must be completed by 30 September 2026. Forms 3CA, 3CB and 3CD continue to apply, but Form 3CD has several changes covering MSME payments, loans and deposits, legal contraventions, buybacks, and other reporting requirements.
If youre invested in Nifty 50 index funds, REITs could offer a different asset exposure. Their positive returns and higher distributions over the past year highlight how REITs could add diversification to an equity-heavy mutual fund portfolio.
The Finance Ministry reportedly called for a meeting with CEOs of public sector banks and regional rural banks today, to discuss measures to ensure smooth continuity of bank operations and essential customers services during the UFBU's 3-day national strike.
With the rise of AYUSH health insurance in India, Ayurveda treatment is becoming more accessible. Medical necessity and recognised hospitals are key for claims while inpatient care is typically covered.
Income Plus Arbitrage FoFs combine debt and arbitrage exposure through underlying mutual fund schemes. Here's a look at the top five performers by 1-year returns and what the categorys portfolio mix looks like.
Billionaire industrialist and BJP MP Naveen Jindal's bungalow in Delhi is 100 years old. It is the perfect example of modern design meets Indian warmth. Take a look.
An India resident selling an inherited Singapore property may face capital gains tax in India, with the acquisition cost and holding period linked to those of the previous owner.

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