Livemint
Elections 2026Business / Livemint
Retirement planning requires a thorough analysis of goals, financial status, and lifestyle aspirations. It's crucial to prepare for emergencies while balancing risk in your portfolio, gradually shifting from equities to safer options as you age.
Since IPO-bound companies do not have a listed-market track record or exchange trading history, investors largely have to depend on information provided before the listing
Sugar prices have remained steadily over 60 per kg in most retail markets across India today on 30 August. This high price stability comes despite several steps taken by the central government to check rise in cost, according to official data.
The 8th Pay Commission is set to close applications for contract-based consultant roles on its website on Monday, 31 August. With the deadline looming we explain the eligibility, and where and how to submit your applications
Subhash Chandra has responded to social media posts on his NCLT insolvency case, saying borrowers repaid 3,803 crore of 4,808 crore disbursed. He also shared details of his 22,000 crore personal guarantees and lenders claims.
Uzbekistan has joined the list of countries that is set to adopt the UPI, the Ministry of External Affairs announced today after PM Narendra Modi's two-day official visit to the Central Asian country.
Taxpayers with business or professional income cannot switch between the old and new tax regimes every year. Form 10-IEA is required for the switch, with restrictions on re-entering the old regime. Here's what taxpayers filing ITR-3 and ITR-4 need to know for AY 2026-27.
Odisha govt employees who default on court-ordered alimony or maintenance payments may now have the amount deducted directly from their salaries. The payment will be transferred to beneficiaries, with cases integrated into the states HRMS for automated compliance.
Innovation funds invest in companies driving new technologies and disruptive trends. The category has seen varied performance over the past year, with some funds delivering strong double-digit returns. However, none of the funds posted a negative return during the period.
A diversified portfolio can perform very differently depending on how you split your money across Indian equities, debt, gold and US equities. Heres what 16 financial years of data, from FY2011 to FY2027 year-to-date, reveal about the returns across these asset classes.
Zurich AG said slower ramp up expected due to challenging geopolitical environment with near-time performance remaining subject to elevated uncertainty
Inherited agricultural land can attract capital gains tax if it qualifies as urban agricultural land, but reinvestment in a home, agricultural land or specified bonds can help reduce the tax burden.
Gurgaon court upheld 2 lakh monthly maintenance for an estranged wife despite her husbands reported income decline and home loan liabilities.
Essel Group Chairman Subhash Chandra has accused Reliance-linked media of spreading misinformation against him, allegations Reliance has called baseless. The controversy has also drawn attention to the contrasting net worth and assets of Chandra and Mukesh Ambani.
HDFC Bank is searching for an external candidate to align with the Reserve Bank of India's rule that requires banks submit multiple names for the CEO position.
DA news update: After workers in Punjab undertook a strike on 27 August to push for pending DA and other demands; the state govt has hardened its stance and directed officers to issue notices for unauthorised absences.
As YouTube starts counting views from the first frame, creators may have to trade volume for attention, while brands look beyond reach and Netflix steps up its fight for top digital talent.
EPFO Employees Enrolment Campaign 2026 aims to widen social security coverage, regularise past compliance and formalise employment. Here are the campaign dates, key benefits and practical takeaways for employers and workers.
Amazon, Swiggy, Instamart and BigBasket have been ordered to remove the datura listings, stop selling or distributing the plant as food, and submit compliance reports to the authorities. How will the suspension impact e-commerce platforms' food operations?
How you invest 1.5 lakh in the Public Provident Fund (PPF) could influence the size of your long-term corpus. Heres what investors should know about PPF investment timing, interest calculation and key rules over 15 years.
Many credit cardholders fall into debt trap because of their habit of paying only the minimum balance, leading to high interest and prolonged repayment. Check 7 strategies to get out of debt trap and ensure quick repayment
INDIA-HDFC-BANK-CEO:Exclusive-India's HDFC Bank weighing deputy MD Bharucha, outsider for CEO, sources say
The improvement comes after years of consolidation and balance-sheet repair, with the government now seeking to leverage RRBs' stronger financial position to expand rural credit, deepen financial inclusion, and improve operational efficiency.
Sukanya Samriddhi Yojana has a clear age cut-off for opening new accounts. Know the SSY eligibility rules, deposit limits, maturity period, interest rate and what happens after a girl turns 10.
From hidden spare keys to unrecorded ownership, Gurugram-based real estate firm Shail Homes shared what new owners must do immediately to truly secure their new investment.
To maintain coverage and protect No Claim Bonus, vehicle owners should renew their insurance before expiry since delayed renewal can lead to financial repercussions. Timely renewal safeguards against untoward accidents.
The 8th Pay Commission may consider higher annual increments alongside a revised fitment factor. While a higher fitment factor could boost basic pay immediately, 5% or 7% increments may deliver stronger salary growth over time.
Young investors do not necessarily need to avoid debt mutual funds, even if they can take higher equity risk. Experts explain how debt can provide stability, liquidity and diversification based on financial goals and investment horizons.
A 1 crore home loan for 20 years can cost significantly more as interest rates rise. Here is a simple comparison of EMI, total interest and repayment at rates from 7% to 10%. Before locking in on any home loan offers it is wise to carry out proper due diligence.
Amex Cardholders have until 11:59 PM on 29 September 2026 to maximise the programme.
Credit report mistakes can affect how lenders assess borrowers and potentially influence loan eligibility, interest rates and terms. Heres how to spot inaccurate information, dispute errors and protect your credit profile before borrowing.
Buying life insurance online can expose customers to fake policies, phishing links, payment fraud and impersonation scams. Experts explain the warning signs and simple steps to protect your money, personal information and insurance policy.
A tax notice issued in a deceased taxpayers name should not be ignored by legal heirs. Heres what heirs need to know about registering as a legal representative, responding to notices and handling tax dues or refunds.
Bank holidays this week: Banks will remain open for 5 to 6 days this week. Closed on 4 September for Janmashtami in various cities and on 11 September for elections in Jaipur. Check RBI holiday calendar here.
After six airports in 2020-21, the government plans to privatize 11 smaller airports next. Here's how the public-private partnership model has transformed Indias aviation market, and what lies ahead.
IPO activity is heating up, but investors need to look beyond the hype. Heres how to use an IPO's red herring propsectus to assess financials, governance, valuation and other warning signs before subscribing.
Opacity, complexity, apparent sophistication, can all become proxies for a good investment, and investors can fall for that.
Investing 25,000 every month? Learn how to balance mutual fund SIPs, stocks, fixed deposits and safer assets based on your financial goals, risk appetite and investment horizon.
On September 1, LPG and ATF prices, along with banking charges, may change. Consumers should check local prices and bank fees to avoid unexpected costs. Important tax deadlines also impact taxpayers, with August 31 being crucial for return filings and Aadhaar authentication.
Subhash Chandra denied accusations regarding a 22,000 crore personal debt, asserting true lender claims are 3,992 crore. Canara Bank, Union Bank, and LIC Housing Finance plan to contest the NCLT's endorsement of a contested repayment arrangement in upcoming NCLAT appeals.
There is increasing demand for education loans from Tier II and III cities, lending data from Kuhoo Finance platform showed. Smaller cities account for 86.5% of applications on the platform, it added.
In a letter to the Cabinet Secretary, the National Council highlighted that the central government's revision of the minimum wage to 21,000 per month alters the calculation formula
In September 2026, banks in India will observe holidays based on regional celebrations, as per the RBI calendar. Customers should confirm local bank schedules before visiting, as not all holidays apply nationwide. Digital services remain available during closures.
EPFO 3.0: Centralised database, more digital and online withdrawal options through UPI and ATM, quicker settlement times and more. Here's a look at the key features, and what changes for subscribers
HDFC Bank CEO Sashidhar Jagdishan announced his resignation as his term ends on October 26. He has led the bank since October 2020, overseeing significant mergers and profit growth, while also facing controversies related to irregularities and regulatory issues during his tenure.
NPCI and the RBI have permitted higher transaction limits for certain categories. These include tax payments, initial public offerings (IPOs), hospitals and educational institutions, among others
The 8th pay commission has scheduled a meeting in Jaipur from 31 August to 1 September to consult with employee groups and stakeholders before finalising recommendations. The announcement is expected latest by May 2027.
Private credit offers higher returns but entails significant risks compared to traditional debt investments. Investors must evaluate underwriting practices, fund performance, and fees, while being mindful of liquidity and the impact of taxes on returns.
A Mumbai ITAT ruling has clarified how Section 54 applies when taxpayers invest in two adjacent flats. The Tribunals finding on their amalgamation could offer an important distinction from the rule governing investment in two separate residential houses.
Falling valuations coupled with delayed exits decrease certainty regarding when and at what price shares can be monetized

30 C