SENSEX
NIFTY
GOLD
USD/INR

Weather

image 27    C

Business / Livemint

US Regulators seize Republic First Bancorp; Fulton Bank to take control of operations amid regional bank struggles

In a move to protect depositors, the Federal Deposit Insurance Corporation (FDIC) has appointed Fulton Bank, N.A. of Lancaster, Pennsylvania, to assume substantially all deposits and purchase most assets of the failed Republic First Bank, based in Philadelphia.

27 Apr 2024 1:03 pm
Can scientists save your morning cup of coffee?

A warming planet threatens the worlds favourite drug

27 Apr 2024 1:03 pm
How to build a global business empire in the 21st century

Disney, Ford, Microsoft and the age of the quasi-merger

27 Apr 2024 11:43 am
How to stay protected from pig butchering financial scams? Here are 7 key steps

Pig butchering, a form of smishing, is on the rise in India's cyber fraud landscape. Scammers build trust through social media, offering fake job roles and investments to drain victims' finances. Here's how to avoid them

27 Apr 2024 10:31 am
Tortured Poets Department: 5 valuable money lessons from Taylor Swifts new album

Taylor Swift's new album Tortured Poets Department is a hit among fans. Smart investors can learn from her songs about heartbreak and resilience. Having a backup plan is crucial in the financial world, just like knowing when to move on from bad investments.

27 Apr 2024 9:44 am
Bank holiday today: Are banks open this Saturday, April 27?

Bank holiday on April 27: Essential banking services such as ATMs and Internet banking will continue to operate as normal. This closure aligns with the banks' usual operational schedule.

27 Apr 2024 7:50 am
Indian housing market outlook bullish, consumer sentiments positive: Report

Indian housing market outlook bullish, consumer sentiments positive: Report

26 Apr 2024 7:41 pm
Demat Account: 10 crucial things you should keep in mind as a beginner

When opening a demat account, consider factors like broker reputation, account opening charges, and AMC. Choose brokers with intuitive trading platforms and research tools. Evaluate brokerage fees, customer support, account features, and security measures.

26 Apr 2024 7:06 pm
Home Loans: Top 5 banks including HDFC, SBI with lowest rates of interest check full list

HDFC Bank charges interest rate on its home loan in the range of 9.4 to 9.95 percent per annum. SBI charges a rate that hovers between 9.15 percent and 9.75 percent based on the borrowers CIBIL score.

26 Apr 2024 6:40 pm
Demat Account: What is loan against securities and what are its benefits?

A loan against your demat shares allows you to obtain credit by using your shares as collateral. This enables you to leverage your investments without having to sell your shares to access the capital. The loan requires no additional collateral beyond the shares already held in your demat account.

26 Apr 2024 6:14 pm
4 fixed income sources every Gen Z needs for stability

Gen Z faces financial uncertainty due to global crises, student debt, and rising costs. A fixed income helps in budgeting, credit building, and planning for the future, empowering them to pursue long-term goals.

26 Apr 2024 5:25 pm
Demat Account: What is futures trading and how does it work? MintGenie explains

To trade futures, ensure your demat account is enabled, understand futures contracts and margin requirements, choose a brokerage platform, fund your trading account, place orders according to your strategy, monitor positions closely, and be aware of the risk of capital loss.

26 Apr 2024 5:20 pm
Centre to allocate higher sales quota to sugar mills in May to tame prices

The government fears that rising prices at the mill level may lead to a spike in retail prices if not curbed immediately by releasing higher stocks of sugar.

26 Apr 2024 4:35 pm
How to consolidate multiple demat accounts? Here's a step-by-step guide

Consolidating your demat accounts involves a straightforward process, provided your shares are unencumbered and you have settled any outstanding payments to your broker.

26 Apr 2024 3:52 pm
PAN-Aadhaar linking: Tax Department defers penalty on TDS till May 31. Here is how to link both

Providing relief to those taxpayers who failed to link their PAN and Aadhaar by the June 30, 2023 deadline, the Tax Department has relaxed the deadline for imposing penalties and no action will be taken for a short deduction of TDS in case the assessee links his/her PAN with Aadhaar by May 31

26 Apr 2024 3:26 pm
CIBIL: Applying for an unsecured loan? These are the credit score requirements

While your CIBIL score is a key factor in determining your eligibility for an unsecured loan, banks consider other aspects of your financial profile as well such as your income, employment stability, existing debt obligations, and overall credit history.

26 Apr 2024 2:47 pm
Streaming showdown: Films and series stand strong against Jio's free IPL broadcast

Audiences stay tuned, proving diverse content continues to thrive alongside sports

26 Apr 2024 1:00 pm
CIBIL: How do personal loans affect your credit score?

Merely taking personal loan is not a positive move for the credit score; it can be good or bad depending on how you manage its repayment.

26 Apr 2024 12:18 pm
Which is a better investment: Gold mutual funds or gold ETFs?

You can always fall back on your gold investments in your darkest movements. With gold purchases through the web being now easy and available, you have to just choose between the various investment options after considering myriad factors. 

26 Apr 2024 12:09 pm
MF central: Manage accounts with multiple fund houses at one unified platform; Here's how

Holding a number of mutual funds in a number of AMCs is not uncommon. It is, therefore, vital to manage all accounts with ease and comfort

26 Apr 2024 12:01 pm
Soaring ambitions: Ropeway firms swing to action to transform travel, tourism

A 1.25 trillion plan is set to elevate Indias tourism and urban transit, as ropeway companies gear up to revolutionize connectivity across scenic and urban landscapes

26 Apr 2024 11:16 am
Top 6 OTT release this week: From Ranneeti to Laapataa Ladies, read full list here

Top OTT release this week: For those who are looking for the list of recent OTT release for their binge-watching list. Catch the full list of OTT release here

26 Apr 2024 11:11 am
5 types of documents you require for a term life policy

To prove your claim to be genuine, you have to submit all the genuine proofs regarding your income & health to the insurance company for them to assess risk & charge suitable premium. An insurance company cannot reject a genuine claim no matter how loss making the claim is.

26 Apr 2024 11:02 am
Carbon emissions are droppingfastin Europe

Thanks to a price mechanism that actually works

26 Apr 2024 9:14 am
5 ways Gen-Z investors can turbocharge their wealth planning

Gen Z is revolutionising investing with a focus on financial independence and innovation. Setting clear financial goals and seeking professional advice can help navigate the investment journey with confidence.

26 Apr 2024 9:07 am
Mint Primer | Here's food for thought: How safe is your childs dinner plate?

Last week, Swiss watchdog Public Eye said Nestle adds excess sugar to its infant products and breakfast cereals sold in low- and middle-income countries, including India

25 Apr 2024 10:13 pm
Bajaj Finance Q4 hit by rural loan losses, RBI restrictions

Bajaj Finance said that risk metrics across all businesses were stable except rural b2c segment. In Nov, RBI asked the lender to stop giving fresh loans under its lending products eCOM and Insta EMI Card, citing non-compliance with digital lending guidelines

25 Apr 2024 9:25 pm
Unhappy ending: Why foreign entertainment companies are heading for the exits

Indians love their movies. But global entertainment firms dont like being in India that much. They have refrained from active investment; their movie production operations are more or less defunct. What explains this disenchantment? Heres one answer: You cant run the country on a tourist visa.

25 Apr 2024 6:47 pm
Why the worlds mining companies are so stingy

The energy transition requires vast quantities of metals. But miners are reluctant to invest

25 Apr 2024 6:24 pm
EPF passbook: This is how you can access your account details in 9 regional languages

The default language of EPF account details is English. So when you send the SMS, you will receive the information in the native language of Brits unless you categorically ask for in a regional language.

25 Apr 2024 6:14 pm
Demat Accounts: How to invest in ETFs? A step-by-step guide

Similar to traditional MFs, ETFs consist of a basket of securities that provide investors exposure to a variety of assets.

25 Apr 2024 6:04 pm
What are the compliance requirements for a demat account? MintGenie explains

Compliance requirements for demat accounts include documentation, KYC norms, transaction reporting, and regulatory disclosures to ensure investor interests, market integrity, and legal compliance in financial activities.

25 Apr 2024 5:14 pm
What is moratorium period in health insurance?

Moratorium period is also referred to as the look-back period in insurance. This is a safeguard clause built-in for the policyholders.

25 Apr 2024 4:05 pm
CIBIL score: What are the consequences of having no credit history?

If a borrower has no credit score or history, banks may consider him/her as a higher risk borrower since they have no past data to evaluate their creditworthiness.

25 Apr 2024 3:23 pm
Building your FY 2025 portfolio? Here are 5 real estate investment options

Real estate in India remains a top investment choice in 2023, driven by economic growth and high asset allocation by Indian households. The article discusses diverse investment options like luxury rentals, second homes, ETFs, REITs, and fractional ownership.

25 Apr 2024 3:18 pm
Can charitable trusts invest in mutual funds and stocks?

The law is unrestrictive, but lack of awareness and risk aversion makes the enforcement weak

25 Apr 2024 3:03 pm
Mutual Funds, Stock Market to Public Provident Fund: Top five investments that can make you rich

Top 5 investments that can make you rich: On National Financial Awareness Day, consider investments like stocks, and mutual funds, among others for solid returns

25 Apr 2024 2:53 pm
CIBIL: How to improve your credit score with a mortgage loan?

Making regular mortgage payments demonstrates to credit bureaus that you are a responsible borrower. This positive payment history can have a significant impact on improving your credit score.

25 Apr 2024 2:24 pm
How a wealth manager can help you reach financial independence

Wealth managers are instrumental in helping articulate financial goals, setting realistic targets, and crafting a tailored financial plan that aligns with both your personal aspirations and financial circumstances.

25 Apr 2024 2:21 pm
Considering taking a personal loan? 3 essential things to keep in mind before applying for one

Personal loan terms and conditions can differ among lenders, yet several essential factors are worth considering.

25 Apr 2024 2:02 pm
Top 10 Indian thrillers on OTT: Web series to binge-watch this weekend; Kohrra, Dahaad, Ayali and more

Several OTT movies and series released this week including Ayali, Abar Proloy, Kohrra, Inspector Rishi, Killer Soup, Tooth Pari, Undekhi, The Night Manager, Dahaad, and Mai.

25 Apr 2024 1:43 pm
How to avoid high interest rates on personal loans? Here are 8 ways

There are numerous ways to address personal loans and decrease the overall interest you pay on them.

25 Apr 2024 12:11 pm
'Inheritance tax will bring more people under the tax net': Zerodha's Nikhil Kamath's old video goes viral. Watch here

Nikhil Kamath supported an inheritance tax in India in his video, advocating for wealth redistribution. At present, inherited assets in India remain untaxed due to the abolished inheritance tax. In his recent comments, Sam Pitroda supported inheritance tax law in India inspired by the US.

25 Apr 2024 10:58 am
Surat, not Belgium: India pushes back on G7's diamond checks

India's counter to the G7's proposal for a diamond verification centre in faraway Belguim is traceability centres in Surat or Mumbai, the country's diamond processing hubs

25 Apr 2024 10:57 am
Govt allows sugar mills to use existing stocks of B heavy molasses for ethanol production

The directive comes at a crucial time as it aligns with the end of the sugarcane crushing season and supports India's ambitious ethanol-blending targets

25 Apr 2024 10:36 am
7 key steps to master goal-based investing

Goal-based investing involves strategic planning, disciplined saving, and strategic investing for achieving financial milestones like buying a home or retiring comfortably.

25 Apr 2024 8:58 am
Love Sex aur Dhokha 2 Box Office Collection Day 6: Dibakar Banerjee's movie starring Sophiya Chaudhary earns 5 lakh

Love Sex aur Dhoka 2 Box Office Collection Day 6: Dibakar Banerjee's movie earned 5 lakh on sixth day after its release on April 26

25 Apr 2024 7:39 am
Ashneer Grover says 'taxpayers are minority in elections' amid inheritance tax row: You can get away saying

If one tries to understand tax politics in India, only 0.5 per cent of voters now pay any meaningful income tax in the country, says Ashneer Grover.

24 Apr 2024 9:44 pm
Mint primer | Honey I shrunk AI: the latest in tech takeover

Turns out, shrinking AI models is what Big Tech is doing to reach every user in the world.

24 Apr 2024 9:29 pm