News

The RBI is comfortable with current credit growth at 1x GDP. Governor Malhotra indicated that high growth rates can negatively affect asset quality. He remains optimistic about the economy's stability, particularly in secured loan segments, despite minor concerns in unsecured loans.

Until August 2024, credit institutions used to update credit information monthly. On 8 August 2024, the RBI instructed CIs to carry out credit information reporting every fortnight. This is now being revised to every week.

Senior citizens can choose the best credit card by considering factors such as low fees, competitive interest rates, rewards, fraud protection, mobile support, and flexible EMI options.

IndiGo meltdown: There is no winner in the entire situation; there are only losers and that starts with the lakhs of passengers who are stranded across the country with no hope of reaching home or their intended destination at their planned times.

Interest rates on home loans, when linked to EBLR and MCLR, are adjusted based on the change in the RBI's repo rate.

Personal loans can support recovery after financial setbacks by offering quick, flexible credit, manageable EMIs and structured borrowing guidance while highlighting key risks and the importance of disciplined repayment.

DGCA allows airlines to substitute leave with weekly rest when rostering pilots and flight crew.

Self-employed or informal income? Learn how to secure a personal loan by leveraging alternative income documents (ITR, GST, bank statements) and maintaining an excellent credit score above 750.

RBIs MPC delivers an unexpected unanimous 25 bps rate cut as inflation plunges to 0.25% and growth projections rise. Liquidity infusion of 1.5 lakh crore aims to speed up rate transmission.

IndiGos worst operational crunch in years has triggered mass delays, cancellations and fare spikes, with travellers scrambling for alternatives.

Indias life insurers are strengthening trust through faster settlements, digitized processes and tighter governance, even as challenges like nomination gaps and fraud prevention persist.

With only 29,000 public chargers today, Indias push to add 72,000 more raises a bigger question: will the infrastructure keep pace with accelerating EV demand?

Esops help in retention and wealth creation, but a behavioural reluctance prevents many employees from selling company stock, even when it creates dangerous concentration risk in their portfolio.

Bond issuers are breaking from past trends to flood the market with paper amid uncertainty about a rate cut, a weakening rupee, and a high supply of central and state government debt.

Startups spun out of IITs, research labs, and patent-heavy teams are attracting more funding as investors prioritise technical depth over execution-first founders.

Health insurance plans are typically seen as a safety net that comes into use only during hospitalisation. However, this phenomenon has undergone a sea change in 2025, according to a Policybazaar report.

Both equity-linked savings schemes and index mutual funds are suitable for long-term investment.

IndiGo says crew shortages due to new duty-time rules, technical breakdowns at key airports, and heavy winter congestion have precipitated the crisis. 

FD interest rates: We list out NBFCs such as Muthoot Capital and Shriram Finance that offer high interest rates on their fixed deposits (FDs)

Digital loans accounted for 19% of the sanction value and 80% of the sanction volume

Internet advertising, OTT streaming, mobile gaming, and AI-powered creator economy are fuelling growth at almost twice the global rate.

Trade experts say a powerhouse line-up of Shah Rukh, Salman, Ranbir, Vijay and more in 2026 could revive audience excitement and stabilize box-office revenues, marking a potential inflection point for cinemas after months of inconsistent performance.

Despite golds stellar run and equities late-year recovery, 2025 shows why chasing performance can hurt investors. A diversified, style-balanced portfolio is key to navigating shifting market cycles.

The central banks new framework tightens approvals, raises compliance standards and reshapes how banks deliver digital services to millions of users.

While the percentage-based model that some RIAs offer may provide a wider range of services, the fixed-fee route can help clients access core financial planning for as low as 20,000 in the first year.

The order, precisely valued at 43,37,82,924, is designated for Loss Reduction Works on a turnkey basis under the central government's Revamped Distribution Sector Scheme (RDSS) in Punjab.

Mutual Funds: To accumulate 1 crore in the next 10 years, you must invest 43,470.95 every month in mutual funds via a systematic investment plan, assuming a 12% annual rate of return.

There are half a dozen mid-cap mutual funds that have delivered over 25% annualised returns in the past three years. A CAGR return of 25% over three years implies that an investment of 1 lakh would have grown to 1.95 lakh.

CBDT sent messages and emails starting 28 November to taxpayers, urging them to revise their income tax returns (ITRs) before the 31 December deadline by disclosing their foreign income and assets

A common trick fraudsters use to dupe credit card customers is to offer credit enhancement. Under the pretext, it is easy to convince people to share their card number, CVV, expiry date and even the OTP.

According to estimates from Wood Mackenzie, Indias solar module manufacturing capacity will exceed 125GW by 2025, which is more than three times its domestic demand. The pain of oversupply could force consolidation, separating the men from the boys.

India's aviation regulator is probing Air India for flying an Airbus A320 without a valid Airworthiness Review Certificate. The airline has acknowledged the error, suspended eight employees, and initiated an internal investigation.

By accepting a rose fragrance on tyres as a trademark, India has entered the era of sensory IP protection. But who stands to gain?

Higher margins on these products are only part of the reason.  

Music labels are leveraging AI to enhance content catalogues, creating videos for audio tracks without visuals. This approach reduces costs by up to 70% and aims to maximize reach on platforms like YouTube, while ensuring the integrity of original art is maintained.

India's push for e-ambulances under the PM E-drive scheme highlights the urgent need for localized production of critical components. Experts believe that this initiative will not only enhance service efficiency but also strengthen the domestic supply chain.

Recent tribunal rulings say NRIs in select treaty countries can pay capital gains tax only where they live making Indian mutual fund redemptions potentially tax-free if documents are in place.

Warren Buffetts former daughter-in-law, Mary Buffett in an old interview mentioned that the Berkshire Hathaway Chairman used to give all family members $10,000 as Christmas gifts.

For credit card application approval or rejection, in addition to the credit score, a banks eligibility checks typically include the city of residence, employment status, minimum income, age, and residential status, among other factors.

The Centre's order to pre-install the Sanchar Saathi cybersecurity app on mobile devices triggered pushback from various quarters, bringing to the fore a key question: Can this application meaningfully crack down on digital scams in India?

Two months rent as security deposit, the landlord must give 24 hours' prior notice to inspect the property and cannot enter before sunrise or after sunset

Investors often assume that adding a multi-asset fund equals instant diversification. But unless the allocation is meaningful, the exposure to each asset may be too small to make any real difference.

Bank Holiday Today, 3 December: Banks in Goa will remain shut on 3 December to observe the feast of St. Francis Xavier, which is the death anniversary of the saint.

An occupancy certificate is one of the most important documents to be verified at the time of buying a property

Chinese workers currently receive six-month visas, after which they must return home and wait for some months before returning.

World Cup-winning Indian women's cricket team skipper Harmanpreet Kaur says she is happy to be the first customer of PNB RuPay Metal Credit Card Luxura.

Grievances against the banks comprised the largest portion, accounting for 81% of complaints received. This was followed by NBFCs accounting for 14.80% of complaints received during FY 2024-25.

Income Tax: There are certain scenarios in which you can file a revised return, but these do not include the filing of a return after an inquiry notice by the assessing officer under section 142(1).

AadhaarUAN seeding: There will be no further extension for mandatory Aadhaar seeding with UAN for filing of ECR (Electronic Challan cum Return), announced EPFO via circular dated 1 December 

Total UPI transactions witnessed a 22% year-on-year rise in volume terms, reaching 26.32 lakh crore in November.