Livemint

From Nubank to Monzo, digital banks have gone from niche apps to full-blown banking relationships for hundreds of millions of people. The ingredients for Indias own version may already be in place.

The Aircraft Accident Investigation Bureau has asked the DGCA to take appropriate action on priority. The report does not name the substance or the pilot.

If a Post Office MIS account holder dies, the registered nominee can claim the deposit with a death certificate, KYC, and a claim form. Without a nomination, legal heirs can claim up to 5 lakh via an affidavit and indemnity, while higher amounts require a succession certificate.

The operators have also opposed proposed quality of service measures, saying they are technically impractical and could create significant operational burdens.

EPFO's VISHWAS 2026 scheme allows eligible employers to settle pending PF disputes through the EPFO portal at reduced penalty rates before the December 28 deadline.

As young Indians embrace credit, a crucial lesson unfolds: financial planning must extend beyond just affording EMIs. With many lacking life and health insurance, securing future earning potential becomes paramount.

ITAT Chennai ruled on August 19, 2026, reducing a doctor's taxable income by half, even though he failed to file ITR and did not respond to subsequent tax notices. Here's what happened.

Gold and silver prices today, 4 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Eligible salaried individuals who missed EPF coverage between April 2009 and March 2026 can enroll in the EPFO's Employees Enrolment Campaign until October 2026. Check whether you are eligible and how to enrol. 

SBI ATM rules, effective 1 October 2026, will reduce the number of free other-bank ATM transactions available to salary package account holders to five per month. Here are more details on the revised charges.

A Mumbai taxpayer's 12.62 lakh LTCG exemption claim was denied due to suspected price manipulation. However, the ITAT ruled in the taxpayer's favour. Here's why.

Higher memory chip costs have made even entry-level 5G smartphones more expensive, paving the way for 4G smartphones to return to the market.

The home ministry and the department of telecommunications have asked device and equipment manufacturers and technology providers to keep handset prices realistic.

PI Industries aims to offset earnings declines and global agrochemical headwinds by shifting from contract manufacturing to proprietary R&D and non-agri diversification. 

SEBIs new rules from 7 September will change base prices, price bands, pre-open auctions, and close-out procedures for ETFs. Heres what the changes mean for investors, including how they may affect ETF trading, price discovery, and the way investors should trade.

Systematic Investment Plans (SIPs) in mutual funds are among the popular routes for creating long-term wealth. Through an SIP, investors put a fixed amount into a mutual fund at regular intervals, generally every month

India tapped its vast diaspora for a record $127 billion through a special deposit program, a fundraising bonanza that economists say could come with a hefty $10.6 billion bill for the countrys central bank.

Indias top five banks by market capitalisation delivered sharply different returns over the past year. While HDFC Bank fell 26%, SBI gained 26%, with Axis Bank rising 20%. The story looks different when viewed through mutual fund portfolios.

Despite severe supply chain disruptions from conflicts in West Asia, Indias pharmaceutical exports grew 6.8% in Q1 FY27, backed by strong international trust, according to Pharmexcil. 

Mutual fund expense ratios can vary sharply even within the same category. Active funds generally show wider cost spreads than passive funds. Investors should compare costs across peers and assess whether higher expenses are justified by performance.

An extraordinary general meeting notice issued by Slice Small Finance Bank Ltd and reviewed by Mint shows that the lender is seeking shareholder approval to raise 485 crore through compulsorily convertible debentures and partly paid equity shares.

The deposits were raised at an interest rate of 6.25%, and they could provide a significant boost to the private lenders foreign-currency resources.

A comfortable lifestyle may obscure financial issues. These 10 signs indicate that you're poor, no matter how much you earn.

A stocks low valuation may look attractive, but it can sometimes signal deeper problems in the business. Here are eight ways a seemingly cheap stock can remain cheap and what investors should examine before assuming it is undervalued.

Quant Mutual Fund has changed its sector positioning by increasing its allocation to IT services in August 2026. The fund house remains positive on select sectors and expects stock-specific opportunities to drive returns as large-cap markets consolidate.

The ITAT delivered a significant ruling in the case of a Mumbai taxpayer who, in 2017, purchased a flat jointly with his wife in Chembur. The actual consideration paid for the property was 60 lakh, while its stamp-duty value was 94.8 lakh, creating a gap of around 34.8 lakh.

For Indian freelancers, the invoice value of an overseas client payment may not be the amount that reaches their bank account. FX conversion margins, platform fees and SWIFT costs can reduce the final INR payout. Here is how freelancers can calculate the actual amount they received.

One mistake investors may make is assuming that the option with greater equity exposure is necessarily the best choice, particularly when they are young.

PFRDA has proposed changes to the Point of Presence framework that could expand NPS access through more types of entities and a dedicated digital route. The proposals also strengthen oversight of NPS Mitras, subscriber-data confidentiality and PoP accountability for fraud or negligence. 

National Highways Authority of India has recently launched a monthly pass for those commuting via National Highway. Priced at 350, the initiative aims at saving time and cost at toll plazas.

Hidden doors, eight-seat counters, and months-long waitlistsIndias dining scene is going micro. Step inside the ultra-intimate, chef-led spaces where hyper-regional ingredients, high-margin economics, and immersive storytelling are trying to redefine the country's luxury culinary landscape.

Retirees facing delayed pension payments under contributory schemes may approach consumer courts, following an important NCDRC ruling that recognised pension contributors as consumers and treated unjustified delays as deficiency in service.

A seven-year house goal can justify high equity exposure initially, but the portfolio should gradually move towards safer assets as the purchase nears. Experts explain which mutual fund categories may suit the goal, why diversification matters and how to protect the corpus from market volatility.

A deeper, more liquid corporate bond market would help strengthen funding structures, while securitization should evolve beyond its role as a liquidity tool, Murmu said

Banks in multiple cities, including Ahmedabad and Chennai, will be closed on September 4 for Janmashtami. Holiday observance varies by city, so customers should verify bank schedules against the RBI list before visiting. 

Record US borrowing, weaker Treasury demand and rising fiscal pressures could eventually force policymakers to tolerate inflation and negative real ratesconditions that favour gold.

Deductibles and co-pays can significantly change how much you pay from your pocket despite having health insurance. Heres how the two work, when each can cost more, and the policy clauses you should check before buying.

Term insurance is reaching students as young as 18, offering lower premiums and early insurability. But without income, dependants or debt, does buying life cover before a career begins make sense?

R. Sivakumar, chief investment officer of Axis Mutual Fund, sees an opportunity in manufacturing, especially exports, and especially in mid- and small-caps.

PPF or SIP: Key differences in risk, returns, taxation, liquidity and investment horizon are explained to help you decide whether one or both fit your longterm financial goals.

Central government employee bodies have demanded annual increments of 5%-7% under the 8th Pay Commission, against the current 3% rate. An illustrative calculation shows that a Level 8 employee could earn nearly 29 lakh more in cumulative basic pay over 10 years at a 7% increment.

SpiceJet plans to expand operations by adding 20 aircraft to its fleet by mid-November, aiming for 200 daily flights during the winter season. The budget carrier will expand capacity with 15 Boeing and five Airbus planes.

India's crypto asset regulations focus on strict compliance related to taxation and AML rather than a market regulator. The US Senate's CLARITY Act is poised to clarify legal structures for digital assets, with potential global implications affecting how countries like India may approach regulation.

Portfolio overlap occurs when multiple mutual funds hold the same stocks, sectors or similar investments, reducing the diversification investors may expect. Heres how investors can identify overlap using fund portfolios, common holdings, sector exposure and portfolio-overlap tools.

Lower power, construction and colocation costs are giving India an edge over rival markets, but land, grid and water constraints could complicate the next phase of expansion.

Income and credit score are not directly linked; creditworthiness depends on credit score vs income, credit utilisation impact, credit score for first-time borrowers, and building a good CIBIL score through disciplined repayment rather than salary alone.

Private banks have had longer CEO runways in the past, but experts say they have failed to build enough leaders ready to take the top job as a shallow leadership pool is making succession harder.

Retirees consider the SCSS for its safety, regular income and government backing. But is there a ceiling on how much can be invested? Heres the limit under SCSS and the options available to retirees.

The US is moving towards a formal crypto market structure as India relies on taxation and AML guardrails. Experts said clearer global rules could reduce platform risks and shape Indias eventual framework.

Action films with adult ratings face challenges in attracting family audiences. Experts note the potential trade-offs between creative freedom and broader market appeal, emphasizing the need for varied storytelling rather than solely relying on violence and flawed heroes.