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Suburban homes may offer more space for less, but hidden costs like commuting can diminish savings. It's vital to evaluate total living expenses and time lost when considering relocation.
Hybrid mutual funds span categories with different equity, debt and asset-allocation strategies. Over 10 years, returns have varied sharply across these categories. Heres a look at the funds that delivered the highest returns and those that were at the lower end of the list.
Accepting possession of a delayed flat does not bar a homebuyer from claiming interest, according to the Allahabad High Court, which added that RERA rules do not specify a limit period on such payment.
SIFs offer investors access to specialised strategies with a 10 lakh minimum investment, while the new PRIM route allows professionally managed portfolios with a 25 lakh minimum. Heres how direct SIF investing differs from PRIM and what investors should consider.
NPS Vatsalya allows parents to secure their child's financial future by opening an account for minors. Launched in September 2024, it is regulated by the PFRDA, requiring a minimum annual contribution of 1,000.
The National Pension Scheme (NPS) for Traders offers eligible shopkeepers and self-employed persons an assured 3,000 monthly pension after 60. But with inflation and retirement expenses rising, is this enough?
Loan closure is not just about making the final payment. Borrowers should also complete the necessary documentation and ensure that the lender updates the account correctly.
Indians under 30 years of age, or Gen Zs, now constitute 38% of investors. A report explores how India's wealth inclusion has evolved and why the capital markets have gained popularity as a choice of investment.
Reliance Industries has fallen 25% in 2026, putting mutual funds with high exposure to the stock in focus. While some schemes have larger allocations than others, the impact varies across fund categories. Heres what investors should know about their exposure and portfolio risk.
Under the revised SEBI framework, eligible equity mutual funds can allocate their residual portfolio to assets such as gold ETFs, silver ETFs, and Infrastructure Investment Trusts.
The constitution of the committee now provides a formal forum for the IBA and bank unions to continue discussions specifically on the implementation of a five-day banking week.
Doctor visits, personal emails and shopping are among the tasks employees handle during work hours, a survey finds.
An NRI returning to India may become taxable on salary for services rendered from India, even if the employer is Canadian and the salary continues to be credited to a Canadian bank account.
The project is estimated to cost between 33,000 crore and 34,740 crore. Haryana will contribute its approved share towards the project in phases.
EPFO members can withdraw funds for medical, educational, or housing needs. Here's a look at the EPFO's rules for partial and early withdrawal by subscribers and the full list of reasons you can use to access your provident fund corpus.
Interest rates may stay higher for longer as the Fed resumes hikes. Axis MF expects the RBI to tighten rates and favours 1-3 year corporate bonds, while remaining cautious on long SDLs. Heres what debt mutual fund investors should know as bond yields rise.
A 30 lakh salary can make a 50 lakh luxury car seem affordable, but monthly expenses like insurance and servicing can consume up to 50% of your income.
More than 100 million Indians could join long-term investing by 2035, says an EY report.
A high-level committee has been formed, including leadership from various banks and unions, to discuss the implementation of a five-day work week following a deferred strike by the UFBU due to ongoing concerns over incentives and other employee issues.
The tax audit deadline for AY 2026-27 has been extended to 21 October, but taxpayers who have completed the audit need not wait to file their ITR. An expert explains when you can file early, key checks before filing, and how to revise the return if an audit error is found later.
The EPFO wage ceiling has risen to 25,000 from 17 September 2026. If you earn 20,000, your September EPF and EPS contribution depends on your membership status. Here are three scenarios showing how much you and your employer contribute, and how EDLI applies.
The requirement to file an ITR depends on several factors, including the taxpayer's total income, age, residential status and the nature of income earned during the financial year.
The signal-free route between East Delhi and AIIMS is expected to reduce travel time to around 1520 minutes. However, during peak hours or heavy traffic, commuters may take 3040 minutes.
India has more than doubled the import duty on gold and silver to 15%, and retail customers have to pay an additional 3% GST, amid surging bullion prices.
8th Pay Commission: How will salary hikes compare with the 7th CPC at the same 2.57 fitment factor? As the panel consults with employee unions and pensioner groups, here's how the revised basic pay is calculated, what employees can expect and when the recommendations may be announced.
For Indian carriers, Air India and Indigo, the closure has meant longer routings for several international services, particularly those connecting northern India with Europe and North America.
Telecom operators in India can now combat spam calls more effectively under TRAI's new regulations. They can take action without consumer complaints, including barring spammers from services and reporting them to law enforcement.
The US will exempt select Indian specialty drugs and their ingredients from a new 100% pharma tariff. Heres what products qualify and why.
Regulators should act firmly on solvency, mis-selling, policyholder mistreatment and conduct violations, while leaving legitimate decisions on capital allocation, distribution and management incentives to insurers boards.
Kevin Vaz, CEO of entertainment at JioStar, said at FICCI FRAMES that the blackout of viewership data since 3 July is disrupting ad planning for broadcasters and agencies during peak festive campaigns.
The emergence of Uruguay as a potential supplier comes amid rising edible oil prices, which have increased Indias import bill.
Personal guarantor insolvency resolution has been going on since late 2019, when provisions for such guarantees to bankrupt firms were notified. But unlike in corporate insolvency resolution process, there was no central electronic system capturing details of cases involving personal guarantors.
The income tax department has extended the tax audit deadline to October 21, giving taxpayers more time to review their tax audit reports and ITRs. Experts advise those who are ready to file not to delay, while using the additional window to reconcile key tax details and fix discrepancies.
Bank fixed deposits offer predictable returns, but deposits are insured only up to 5 lakh per depositor per bank under DICGC rules, including principal and interest. Multiple accounts and FDs in the same bank are generally clubbed for insurance purposes. Here's how depositors can manage the risk.
A senior citizen from Gurugram mistakenly reported 25.42 lakh of tax-exempt bond interest as taxable income, resulting in excess tax of 9.91 lakh. After the assessing officer rejected his rectification plea, the ITAT directed that the income be treated as exempt and the refund granted.
Small-cap equities led the asset-class performance in H1 FY27, delivering 23% returns, ahead of mid-caps at 13% and the Nifty 50 at 2%. Gold and silver declined 10% and 15%, respectively, reversing their strong gains in H1 FY26.
India has 1,687 individuals with a net worth of 1,000 crore or more, with most being self-made. As founders become HNIs, the focus shifts from creating wealth to protecting, diversifying and transferring it. Here are four key principles for building lasting family wealth.
India was a net importer of finished steel in April-August, shipping in 3.5 million tons of the alloy, up 29.5% from a year ago.
Health insurance covers may seem sufficient now, but inflation can raise surgery costs. Inflation-protection features adjust the sum insured at renewal, but often rely on CPI instead of actual medical inflation, which can be higher.
Postal employees have sought payment of the 2025-26 Productivity Linked Bonus before Durga Puja, while employee unions want the 8th Pay Commission to review the 7,000 bonus calculation ceiling.
The Department of Pension & Pensioners Welfare has not yet announced the 2026 dates for submitting Digital Life Certificates. Heres what pensioners, especially those aged 80 years and above, need to know about the October 1 provision, Jeevan Pramaan and the annual Life Certificate requirement.
Indian resident parents can use the RBI's Liberalised Remittance Scheme (LRS) to fund the purchase of overseas property by an NRI or OCI child, subject to FEMA rules. Here's what to know about the $2,50,000 annual limit, gifts, loans, TCS and documentation.
Central government employees await the next DA hike, with inflation data indicating a possible 3% increase to 63%. Employee unions expect an announcement in early October, ahead of Dussehra. Here's how the revised DA is calculated and when the Centre may announce it.
Delays in Indian streaming shows result in diminished audience recall and lower renewal rates. While commitment to quality can retain loyal viewers, the industry struggles with production timelines and economic pressures, causing a need for focused and effective content strategies.
Hybrid long-short SIFs differ in how they balance equity, debt and short positions.
The Mumbai ITAT deleted a 3.95 lakh penalty imposed on a ship captain who had failed to file his ITR on time. The taxpayer later filed his return in response to a reassessment notice, but the income declared was accepted without any addition.
Gold and silver prices in India witnessed a sharp drop during early trading hours on Tuesday. Check retail rates of the precious metals in top metro cities of the country.
A recent ITAT ruling has clarified that money received by a taxpayer while acting as a power-of-attorney holder does not automatically become his taxable income. The tribunal deleted a 1.25 crore addition after finding that the taxpayer had received the amount on behalf of three property owners.
The proposed three-day nationwide bank strike from 28 to 30 September was deferred after talks between the IBA and UFBU. Check if banks are open in your city today, 29 September.
Portfolio overlap between mutual funds is not necessarily a problem, particularly when schemes have different strategies, risk profiles or portfolio roles. However, excessive overlap can leave investors with concentrated exposure despite holding multiple funds.

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