There are various versions of personal loans available now, some of which are called instant loans .Personal loans come with high interest rates, so continuous default will put you on a downward spiral

Redemption or sale of mutual fund units is a taxable transaction, which is subject to capital gains tax.Mere purchase of a plot of land without the construction of a house does not entitle your parents for the said tax exemption

There are eight pension fund managers to choose from and one of the ways to choose your fund manager is by tracking the returns.Here is a breakdown of the performance of different funds of the private sector NPS

Any default on your credit card bill payment will only add to the cost substantially and also affect your credit score and the interest rates on credit cards can go up to 30% per annum

If you are looking for investment returns, then you have products like fixed deposits, mutual funds, savings schemes and insurance endowments to choose from.In Ulips, you can select the underlying investments such as debt or equity or balanced funds

Banks have started offering loans only to NBFCs backed by the government and the top shadow lenders.Net disbursements to NBFCs were at 7.3 trillion as on 22 November, a 14% jump from the start of FY20, as per RBI

In 2019, We saw measures to revive credit growth and shore up bank balance sheets, i.e. capital infusion, reduction of policy rates, and the announcement of consolidation of ten PSBs

SBI customers can withdraw a minimum of 500 and maximum of 10,000 in a single transaction.ICICI Bank is also offering cardless cash withdrawal facility at any of its ATMs.

The income tax department has asked taxpayers to not trust messages from any other source.Here is a full list of all official emails, SMS ids and websites used by the income tax department

Panga gathered momentum towards evening shows at select multiplexes, but occupancy at multiplexes of Tier-2 and -3 cities remained dull, said trade analyst Taran Adarsh.'Street Dancer 3D' should have collected higher, said Adarsh

Devgn took to Twitter to express gratitude to the fans for making his 100th release a 'blockbuster hit'.Saif Ali Khan thanked Devgn for giving him one of the est characters of his career.

The rule will be applicable to those who earn more than 2.5 lakh per annum, said CBDT.In its 86-page page circular, the CBDT has said employees have to quote PAN and Aadhaar details compulsorily as per the Section 206-AA of the Income Tax Act

A PIL has been filed seeking direction to DoT to take steps to recover AGR dues from telecom companies as per the court's Oct 2019 order.The PIL sought quashing of DoT's direction which, put on hold any coercive action against the companies

NCDRC passed the verdict on a plea which had alleged that Star India and Airtel had committed 'unfair trade practice' under the Consumer Protection Act, 1986.Supreme Court has set aside NCDRC's verdict

In India, 96% of the talent professionals surveyed said they are placing their bets on internal recruitment.The report surveyed over 7,000 talent professionals and hiring managers across regions

Bank managements and unions have different on the quantum of pay hike.Bank unions have threatened a series of bank strikes this month, beginning from January 31

UPI allows safer and hassle free payments of your electricity, broadband and mobile bills.Do not share any sensitive details with anyone

Tax experts expect some rationalisation as there is a steep jump in tax rate when income exceeds 5 lakh.Some tweaking in dividend distribution tax, long term capital gains tax on listed shares are also high on the wish list

The rating has been downgraded from BBB to BBB minus.The downgrade is on account of 'crystallisation of adjusted gross revenue related liabilities' post the dismissal of the review petition by Supreme Court

Remo DSouzas film, starring Varun Dhawan and Shraddha Kapoor as the heads of rival dance crews, is well-intentioned but tedious

Rohit Shetty will bring cop characters from two of his hits -- Ajay Devgn from Singham and Ranveer Singh from Simmba in his action drama Sooryavanshi, starring Akshay Kumar in the lead.Its easy to see this is inspired by Hollywoods Marvel Cinematic Universe

The reminder from the tax department comes at a time the authorities are trying hard to meet their direct tax collection target.Employers try to be meticulous in their TDS obligations as any default on this could invite penalty

Having assumed charge from 2 January, Menon will report to Srija Chatterjee, managing director Publicis Worldwide, India.

Cashing in on the Republic Day weekend, its a fairly crowded time at the movies

Bank employees' unions have called for a two-day bank strike on January 31 and February 1.SBI said it has made arrangements to ensure normal functioning of its branches during bank strike

The government on Thursday said it will not take coercive action against mobile service providers that failed to meet the court-directed 23 January deadline to pay dues

Ashwiny Iyer Tiwaris easy-going, empathetic film centres on a kabaddi player who, years after giving up the sport for her family, decides to play again

SBI virtual card can be used to shop online at any merchant website that accepts visa cards.SBI virtual card reduces the chances of any fraudulent activity

At present, the government charges a 4% health and education cess on the direct income tax liability of individuals.This cess was introduced in Union Budget 2018 by then finance minister Arun Jaitley

Maintaining a money bullet journal can help you track expenses, find out where you are overspending and help you invest in a disciplined manner

EPFO launches a new online feature wherein employees can update the date of exit for the previous organizations they have worked with

If you settle for a plan your agent sells or are happy knowing that you have bought the cheapest one, there is a bit of unlearning and a lot of learning in store for you

The rules set targets for the phased reduction of the fiscal deficit to acceptable levels

The heirship certificate of the deceased for the purposes of the estate will bear the name of his wife, son and daughter

The gains of the 1991 reforms have reached their limit and India now needs a new playbook for the next level of growth

You are no longer dependent on your ex-employer to update the exit date on the EPFO portal.It is important for provident fund subscribers to keep their EPF account updated

Take one step at a time and stay motivated to ensure you are able to stick to your financial resolution

A recession may be the outcome of tight monetary and fiscal policies aimed at controlling inflation.Stagflation is another fear that comes up when inflation is high in a period of slow economic growth

ICICI Bank's cardless cash withdrawal facility is safe and secure.This service allows the bank customers to withdraw cash from any ICICI Bank ATM without a debit card 24X7