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Mutual fund selection goes beyond checking past returns and star ratings. Before investing, investors should look at how the fund house operates, whether the manager stays true to their strategy and what the portfolio reveals about the fund.

One in two urban Indians advocates initiating retirement planning alongside their very first paycheque.

Good businesses do not always make good investments. Strong earnings growth can be offset by falling valuations, leaving investors with poor returns. Heres how de-rating happens and the warning signs investors often miss. 

India's UPI could bridge traditional finance and crypto, simplifying the movement of rupees into digital assets. Coinbase India plans upgrades to enhance payment efficiency, facilitating seamless transfer between banking and crypto. 

Banks and payment aggregators have been told not to pass the levy on to consumers as government seeks to prevent a shift to cash.

The event saw Tata Electronics, which is developing Indias first commercial chip fabrication plant, sign seven memorandums of understanding with semiconductor supply-chain companies.

Semicon 2.0 has attracted 1 trillion in investment commitments, with the funds expected to be deployed over the next two to three years, says Union IT minister Ashwini Vaishnaw.

UPI MDR rules are set to apply from 15 October 2026, with different charges based on transaction value, merchant category, and payment type. Heres a look at how the framework works and what merchants and consumers need to know.

Under new rules effective from 15 October 2026, ordinary customers wont pay merchant processing fees on UPI transactions. There's no need to pay extra charges; 5 times payments remain free despite new government rules.

New data reveals urban Indians are losing faith in traditional savings targets while racing toward early retirement.

The West Bengal government has started distributing the September tranche of 3,000 under the Annapurna Yojana to 1.58 crore beneficiaries, marking an increase of nearly 10 lakh since August. 

Homebuyers in Ahmedabad, Chennai, and Delhi-NCR prefer larger homes, especially 3BHKs, according to ANAROCK's H1 2026 survey. The 90 lakh 1.5 crore price range is most favoured, reflecting a shift towards premium housing despite rising prices, with many buyers prioritising space and quality.

PMAY-U 2.0 aims to support 1 crore additional urban families by 2029, offering assistance for building, buying, or renting a home and an interest subsidy on eligible loans. Heres what urban households should know about eligibility, assistance, and applying.

The 2026 US midterm elections will influence legislative actions for the next two years. However, immediate financial impacts on taxes, Social Security, and retirement may be limited, with a greater focus on 2028 for potential changes.

Your credit score can fall even with perfect EMI payments. High credit utilisation, frequent loan inquiries, closed old cards, and reporting errors all matter. RBI's new fortnightly credit reporting rule (from January 2025) also means that changes will be reflected faster than before.

Sanjay Nayar, chairman of Sorin Investments, purchased a 90 crore luxury apartment on Carmichael Road, reflecting the rising demand for high-end properties in South Mumbai. 

Owning multiple stocks does not always mean a diversified portfolio. Indian equity, gold, debt, and US equity have historically shown different correlations. Here's what investors should know about how asset classes can behave differently and why it matters.

New rules taking effect January 2027 target discount claims, search rankings, sponsored listings and dark patterns on e-commerce platforms.

A document circulating on social media claimed that the central government had notified a scheme for the amalgamation of Public Sector Banks. It was fake.

Bandhan Small Cap Fund attracted 2,187 crore in August, the highest inflow among small-cap schemes, as it reshuffled several existing holdings and added four new stocks. Cyient, P N Gadgil Jewellers and Strides Pharma were among the stocks where holdings increased.

India is the world's largest producer of jaggery and accounts for more than 70% of the global output of around 13 million tonnes annually. Traditionally used in Indian households and food preparations, jaggery is increasingly being positioned as a healthier alternative to refined sugar.

EPFO has launched an official WhatsApp channel for sharing provident fund, pension and scheme-related updates. Heres how members can follow the channel and which services still require the EPFO portal or UMANG app.

India's new UPI fee could create a 270 billion annual revenue pool by FY28, with banks expected to capture the biggest share. SBI, Axis Bank and Yes Bank are among those likely to benefit as charges on larger UPI transactions begin from October 15.

The September 30, 2026 deadline for filing tax audit reports for AY 2026-27 is nearing, while several CA and tax professional bodies have asked the government to extend it to October 31. No CBDT extension has been announced yet.

The argument that the cost of innovation needs money doesn't really warrant a percentage of transaction. Technology costs should come down as transactions grow.

SGB 2019-20 Series IV investors can prematurely redeem their bonds at 15,173 per gram on September 17, 2026, taking the value of a 1 lakh online investment to about 3.95 lakh, excluding interest. The bond has delivered a 295.13% absolute gain on the discounted issue price.

Smaller regional markets like Malayalam, Gujarati, and Marathi are thriving post-pandemic, with films achieving record earnings. Audiences now favour authentic storytelling, aided by social media and expanded distribution, making regional cinema a significant player in the theatrical landscape.

A Mumbai ITAT has quashed a reassessment involving 1.24 crore of bitcoin sale proceeds after finding that approval to reopen the AY 2018-19 assessment came from the wrong authority under Section 151. 

Axis Max Life's MD and CEO Sumit Madan said the industry was having a reasonably good run despite global uncertainties, helped by a greater focus on need-based selling and the use of data, technology and artificial intelligence (AI) to deepen customer engagement and expand insurance penetration.

Gold and silver prices remained volatile on September 17 after the US Federal Reserve raised interest rates by 25 basis points, with global bullion prices recovering after the previous sessions fall. Check the latest gold and silver rates in Delhi, Mumbai, Bengaluru, Kolkata, Hyderabad and Chennai.

A Delhi ITAT ruling has given relief to a taxpayer whose accountant mistakenly selected the old tax regime in ITR-1 even though tax had been computed under the new regime. The tribunal directed the AO to compute the taxpayers liability under the new regime.

Banks could gain 70100 crore in quarterly revenue from the reintroduction of UPI MDR, with larger lenders potentially earning nearly three times more. The 0.4% fee on select transactions above 2,000 may also boost card payments and support UPIs long-term financial sustainability.

Barc is looking to take its 300 MW nuclear reactor module to commercial scale with private-sector participation. If viable, the reactor could account for 30 GW of Indias targeted 100 GW nuclear capacity by 2047.

Starting 15 Oct, UPI will introduce a capped merchant fee on transaction values above 2,000, while remaining entirely free for consumers and most small vendors. The policy shift provides a sustainable revenue model to upgrade digital infrastructure and align UPI with global payment standards.

It is important for residents to complete their due diligence and secure adequate safeguards before handing over possession of the existing building to the builder

A lower EMI does not necessarily mean a cheaper loan. Before choosing between a credit card EMI and a personal loan, calculate the total amount payable under both options.

New UPI rules effective October 15 introduce a 0.4% fee for merchant transactions above 2,000. While some costs may rise for consumers, person-to-person transfers remain free. Subscriptions via UPI AutoPay wont incur additional charges, protecting users from unexpected increases.

A zero-copay health insurance policy reduces hospitalisation costs but often comes with higher premiums. It's crucial to compare coverage, premiums and potential expenses before selecting one.

The top-performing states retained their leading positions from last year as the overall median score improved to 40 from 36.

On September 17, Prime Minister Modi's birthday, 3,000 will be credited to 1.58 crore eligible women under the Annapurna Yojana. 

The Union Cabinet raised the EPFO wage ceiling from 15,000 to 25,000, potentially increasing the life insurance cover under the EDLI scheme from 7 lakh to an estimated 10.5 lakh. This change could benefit between 50 lakh and 1 crore new EPFO members.

The introduction of a 0.4% fee on UPI transactions above 2,000 is shrinking shopkeepers' net profits right before the peak festival shopping period. While large stores plan to absorb the cost or split bills, trade groups warn small retailers may reduce discounts or favour cash payments.

Fuel retailers say thin, regulated margins leave little room to absorb the 5 charge on UPI transactions above 2,000.

Transferring capital from an NRO account to an NRE account is fully permitted, but it remains strictly regulated by tax and foreign exchange rules.

Creating an effective emergency fund involves assessing essential expenses and estimating recovery time based on personal situations. 

Succession planning for account access, earnings, intellectual property and commercial agreements is essential.

The 8th Central Pay Commission will visit Bengaluru on October 7-8, meeting with employee unions and pensioner associations to discuss various demands. Chaired by Justice Ranjana Prakash Desai, it aims to release final recommendations by May 2027.

MDR on UPI payments is not expected to significantly impact overall transaction volumes, given that only 4% of total UPI transactions are expected to be eligible for such a charge. However, the charge has created a lot of noise around its potential impact on UPI usage

The EPFO wage ceiling has been raised to 25,000, bringing an additional 51 lakh employees under mandatory provident fund cover, and widening social security coverage for workers. Today, we calculate how this can impact your pension payout.

SBI is hiring for senior roles, including a Group Chief Information Security Officer, with IT qualifications. Marketing Executive and Dean positions are also available.