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A financial advisor should help investors meet their changing financial goals, not simply push new products. Here are five warning signs to watch for, from poor portfolio reviews and unclear recommendations to hidden costs and lack of transparency.

The measures, announced over the weekend, have raised questions about maintaining the Foreign Exchange Risk Reserve, recovering the associated costs from customers and calculating the notional value of transactions involving multiple options strategies.

Indian Railways is advancing projects in Uttar Pradesh, including a proposed AligarhMathura rail link and track upgrades in Gonda district. Land acquisition and forest-clearance steps are underway for the MankapurTikri doubling and a new JhilahiTikri line.

A nominee helps banks and financial institutions settle investments after an account holders death. But what determines the final ownership of the assets? Full details here. 

Finance Minister Nirmala Sitharaman urged steelmakers to cut emissions and boost domestic specialty steel production to reduce import dependence. She highlighted rising domestic demand, a 6,300 crore PLI scheme and public investment as key growth drivers.

Retirement planning must account for inflation and decades of expenses after regular income stops. With 7% annual inflation, someone spending 50,000 a month today could need a retirement corpus of 2.20 crore to 11.95 crore by age 60, depending on their current age and years until retirement.

FundsIndias October 2026 report compares 20-year returns across asset classes. 1 lakh invested in gold grew to 14.6 lakh, compared with 8 lakh in Indian equities, 4.3 lakh in debt and 4.2 lakh in real estate, highlighting golds stronger performance over the period.

Inoperative PMJDY accounts at private banks rose to 8.95 million, even as their share of total accounts fell to 36%; public sector banks reported a smaller increase.

The HRA provisions focus on whether the employee pays rent for accommodation actually occupied and whether the employee owns the property for which the exemption is claimed

The revised MDR fee framework for UPI transactions could burden consumers through higher retail prices, even as merchants are barred from directly passing on the charges, an IIT Bombay report has warned, calling for changes to the proposed model.

An emergency fund can help cover unexpected expenses without relying on loans. Here's how much you'll need to save to build 1.5 lakh corpus. Reassess your target regularly and build it gradually using accessible, low-risk options.

From Surats soaring viaducts to an undersea tunnel near Mumbai, Indias 2-trillion bullet train is breaking ground. Shaking off delays and Japanese supply snags, a homegrown high-speed ecosystem is taking shape. Can this massive gamble finally outrun its price tag?

Small-cap and mid-cap funds attracted 16,873 crore in September, up 12.8% from August. Experts say inflows reflect long-term growth expectations and SIP participation, but investors should avoid chasing past returns and assess valuations, risk tolerance and investment horizons before investing.

Can a paternal uncle claim his deceased brothers property if the latter has a surviving son? Inheritance rights depend on the applicable succession law, surviving legal heirs, property ownership and the presence of a valid Will. Heres what the law says about property claims by paternal uncles.

Gold ETFs attracted 4,451 crore in Sept, the highest monthly inflow of FY27 so far, with net investments rising 71% from August, according to AMFI data. Experts attribute the surge to geopolitical uncertainty, inflation concerns, golds safe-haven appeal and expectations of further price gains.

Shriram Finance revised fixed deposit rates by 0.15% to 0.40% across tenures, effective October 11, 2026. With senior citizens over 60 receiving 0.50% additional benefit and women depositors receiving an additional 0.05% annual benefit.

Dave Ramseys financial plan emphasises habits over income. Check these 5 lessons from 'The Total Money Makeover', an international bestseller.

Warren Buffett's 2004 shareholder letter offers 5 investing lessons on keeping costs low, understanding businesses, avoiding emotional decisions, choosing simple investments and demanding value. Here's how investors can apply his advice to navigate market volatility and build long-term wealth.

A UK study found AI models often gave wrong or incomplete answers to financial questions, especially complex ones. Indian investors should verify tax, debt and retirement advice before acting on it.

Aditya Birla Health Insurance has partnered with PFRDA to launch NPS Swasthya coverage through its Group Activ Health plan. Eligible NPS account holders can cover themselves, a spouse and up to two dependent children.

Mutual fund SIP inflows hit a record 32,490 crore in September, while equity mutual fund inflows rose 30.6% month-on-month. However, debt fund withdrawals led to net outflows of 1.33 lakh crore for the industry during the month.

Unlimited health plans from Niva Bupa, Care, ICICI Lombard and HDFC ERGO work in different ways, and some retain caps or conditions despite the label. What exactly is unlimited, and what conditions continue to apply when a large claim arrives?

Health cover should evolve with income, family responsibilities and medical needs. The real test is whether insurance, savings and other protection can absorb a serious health event without derailing financial goals.

Selling old gold jewellery? Check how gold purity, net weight, buying rates, making charges, testing deductions, BIS hallmark verification and jeweller buyback policies affect your resale value. Find out how to calculate your golds worth and compare offers before selling.

Assam Chief Minister Himanta Biswa Sarma said that the state's 8th pay commission has begun its work, adding that salaries of its government employees would be revised after the committee submits its report. 

Indias NPPA has approved capping trade margins on non-scheduled cancer drugs at 30% of MRP, targeting markups that averaged about 170% and reached 700% in some cases. What it means for patients and how will the cap work?

Reality TV is turning to creators for built-in fan bases and a cheaper alternative to film stars. For creators, a successful show can mean more fame, brand deals and new revenue streams beyond appearance fees.

JioStar, Sony, Zee and other rights holders have sought repeated court orders to stop illegal sports streaming in India. Broadcasters say piracy undermines revenue and rights values, while lawyers warn enforcement remains costly and difficult.

Fresh Houthi attacks on Saudi Arabia have heightened concerns about oil supply disruptions and pushed crude prices higher. For import-dependent India, sustained price increases could widen the import bill, stoke inflation and pressure economic growth.

Dearness Allowance is a percentage of employees' pay aimed at helping households manage the increased cost of living. For calculation purposes, it is separated into two categories: industrial and variable DA.

A 40 lakh home loan at 9% instead of 10% could save borrowers 2.63 lakh over 10 years, 6.27 lakh over 20 years and 10.50 lakh over 30 years. Here is a breakdown of monthly EMIs, interest costs and repayment strategies. 

The GST Council has recommended procedural reforms to speed refunds, broaden input tax credit and simplify registration and compliance, while leaving tax rates unchanged. Will this pave the way for One Nation, One Tax?

Gold and silver prices today, 12 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Rising coal and pellet costs have squeezed margins at small steel mills, while spot electricity prices have surged. Some producers in Chhattisgarh are cutting steel output to sell power instead.

8th Pay Commission: Demands for a higher fitment factor as Dearness Allowance (DA) rises to 60%. Here is what employee unions are seeking regarding salary revisions, minimum basic pay, DA merger and pension changes.

Retail investors lost an estimated 2.3 trillion won on leveraged products tied to Samsung Electronics and SK Hynix between May and August. Daily resets can magnify losses over time, especially during volatile markets. 

The scheme currently provides subsidies of up to 40% to households installing rooftop solar panels and aims to provide up to 300 units of free electricity a month to 10 million households.

American Big Tech firms were the biggest beneficiaries of the H-1B to green card path, with Amazon, Microsoft, and Google leading in the number of PERM certifications. 

C-Dot's target for the next two years is 6,000 crore, and for five years is 10,000 crore, chief executive officer Rajkumar Upadhyay.

The plan also involves a scale-up of two existing flagship programmesGenomeIndia and IndiGen.

Talks are underway on the modalities of a possible partnership, including a joint venture, between the two companies.

While protection products are expected to support life insurers profitability, general insurers face competitive pricing and monsoon-related claims. Investors are also likely to focus on the potential impact of Irdai's proposed changes to distribution commissions and expenses of management.

If your portfolio is in the red, a narrow focus on Indian equities and mutual funds could be one reason. Comparing returns across Indian and US equities, gold, real estate, and debt over different periods shows why diversification matters and how market leadership changes over time.

A  mutual fund SIP can help you build wealth over two decades, but what happens when you increase your contribution every year? We compared how a 10% annual step-up could have changed the final corpus across top five equity funds, using a 1,000 monthly SIP as an example.

Air India has offered students a flat 10% off on domestic base fares for a limited time period, with additional baggage allowance and a complimentary date change available through Air Indias year-round student programme. Here's all you need to know 

Looking to diversify your portfolio through international mutual funds? Fresh investment options remain limited, with fund houses imposing different restrictions on SIPs and lump-sum investments. Heres what investors should know before putting money into overseas-focused FoFs.

Discussing public and private market strategies during market downturns, ace investor Renuka Ramnath noted private equitys boardroom influence and crisis management; while Nilesh Shah stressed bargains created by public-market sell-offs. 

Planning to get GST registration or update your existing details? The government has outlined changes to the registration and amendment process in 57th GST Council meeting, including simpler online procedures. Here is what taxpayers need to know about the application process. 

A joint FIDCTransUnion CIBIL report says NBFCs are the main entry point to formal credit for many first-time borrowers. As of June 2026, 74% of live new-to-credit customers had used only NBFC credit, reflecting lenders reach and role in expanding access.

Indian residents earning income abroad may need a Tax Residency Certificate to claim benefits under tax treaties. The Income Tax Department allows eligible taxpayers to apply online under the Income-tax Act, 2025. Heres how Form 42 works, who can apply and what to know before filing.