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Business / Livemint

How to transfer your mutual funds online: A simple guidebook

The online transfer facility for mutual funds makes joint ownership of MFs as flexible as bank accounts for those holding units in non-demat form. Here is a step-by-step guide

11 Nov 2025 4:25 pm
Streaming platforms turn to branded content to overcome monetization challenges

With digital advertising still emerging, streaming platforms are exploring brand sponsorships for monetization. This strategy provides a creative solution to budget constraints while enhancing audience connection, though challenges in authenticity and funding persist.

11 Nov 2025 3:15 pm
Super saver home loans: How they help cut interest and shorten your loan tenure

Super saver home loans allow borrowers to save on interest by parking surplus funds in an Overdraft account linked to the loan. 

11 Nov 2025 2:48 pm
Mint Explainer | Why Indias e-bus tender model is worrying manufacturers

Bus manufacturers say the gross cost contract (GCC) tender model for e-buses poses concerns as it is a capital-intensive and stringent approach. Mint decodes the reasons behind the concern

11 Nov 2025 2:39 pm
The psychology of volatility: What investors get wrong

Volatility highlights common behavioural tendencies in investors, which have a significant impact on the psychological aspects of investing.

11 Nov 2025 2:24 pm
Smart credit card use: How to build financial strength without debt

Credit cards have evolved from luxury items to essential financial tools, providing benefits like cash back and travel perks. However, mismanagement can lead to debt and harm credit scores. 

11 Nov 2025 2:20 pm
Credit card cash advance: Meaning, benefits, and drawbacks you should know

A credit card cash advance provides instant access to funds during emergencies but carries high interest rates, transaction fees, and no reward benefits, making repayment discipline essential.

11 Nov 2025 2:06 pm
Can your job tenure and work experience influence your personal loan eligibility?

Most banks require an overall work experience of at least 1-2 years, out of which at least 1 year must be with the current organisation. Job stability and other factors help a bank determine the applicants repayment capability.

11 Nov 2025 2:05 pm
One statement to rule them all: The simple way to track your entire portfolio

CAS or consolidated account statement lets you see all your investments in one place. Here is how you can access it.

11 Nov 2025 12:17 pm
Inflows into equity mutual funds fall 19% in October: AMFI's data

Inflows into equity mutual funds declined to 24,690 crore against 30,421 crore in September, latest data revealed by Association of Mutual Funds in India revealed

11 Nov 2025 12:06 pm
Youth vs seniors: Who maintains a better credit profile?

Although age does not have a direct bearing on the credit score, it is a reason for a number of constituent factors which contribute towards building the credit profile. We explain the nuances here

11 Nov 2025 12:01 pm
5 smart ways to save money through a personal loan

Smart ways to save money through a personal loan include debt consolidation, shorter tenures, careful borrowing, timely repayments, and refinancing for lower interest, ensuring better financial planning and savings.

11 Nov 2025 9:52 am
Bank holiday today: Are banks open or closed in Bihar for phase 2 voting on November 11? Check here

Bank holiday today: Banks in Bihar will remain open on November 11 during the second phase of Legislative Assembly polls. The first phase was held on November 6, and results will be announced on November 14. 

11 Nov 2025 7:45 am
A new breed of online fashion retailers brings the trial room home

The try-and-buy model in fashion quick-commerce is gaining traction as customers can try out multiple pieces at home and choose the one they want. Startups like Zilo and Slikk are leveraging this to enhance convenience. But they will have to overcome a key pain point for online fashion retail. 

11 Nov 2025 7:00 am
How a central bank move to slap down fund diversion split private, public sector banks

The RBI clampdown on current accounts has miffed private sector banks. They feel the move disadvantages them against PSBs, which are typically the biggest lenders in any consortium

11 Nov 2025 6:00 am
Box office is delivering duds and OTT is saturated. But for investors, content is still king

Despite box-office volatility and streaming fatigue, investors like Ramesh Damani, Madhusudan Kela, and Nikil Kamath are betting on content. But they are looking beyond legacy models. Here's what is on their radar

11 Nov 2025 5:35 am
Bajaj Finance slashes FY26 loan growth guidance to 22-23% as MSME portfolio strain triggers 'risk-first' shift

Non-bank lender Bajaj Finance has lowered its credit growth guidance for FY26, citing emerging asset quality stress primarily in its Micro, Small, and Medium Enterprises and two-wheeler loan portfolios.

10 Nov 2025 9:59 pm
Want to save 50 lakh in 15 years? Start a mutual fund SIP of this amount

Investing in mutual funds via SIPs is essential for reaching financial goals. To accumulate 50 lakh in 15 years, monthly investments range from 13,213 at 9% return to 10,008 at 12%. Regular contributions can lead to significant returns over time.

10 Nov 2025 9:27 pm
Gujarat man duped of 31 lakh in crypto fraud. Follow these smart tips to keep your money safe

The victim met a woman on social media, who convinced him to invest in cryptocurrencies to earn high returns. Initially, she transferred 9,900 to win his trust. Later, in multiple transactions, he transferred 31 lakh into various bank accounts, which he lost.

10 Nov 2025 8:08 pm
Festive spending: Home renovation and furnishing top reason for taking personal loan, shows survey

The survey showed that 41% of respondents took a personal loan for festive expenses for the first time, indicating a new trend in this category.

10 Nov 2025 6:29 pm
This NRI couples 15 years in Dubai reveal why Indians are flocking there

Dubais tax-free status is one of the biggest financial advantages of living here, but education and healthcare are two of the costliest essential expenses

10 Nov 2025 3:58 pm
Bajaj, Hero Moto, TVS make last ditch effort to delay anti-lock braking system rules

Issues concerning the two-wheeler companies are the ability to scale up supply and the increase in costs that could follow. All eyes are now on the 11 November meeting with transport minister Gadkari

10 Nov 2025 3:53 pm
Will donating to the German Red Cross attract tax in India?

A resident donating to a foreign charity like the German Red Cross must check tax implications in Indiaespecially TDS, DTAA relief, and TCS rules under the Liberalised Remittance Scheme.

10 Nov 2025 3:44 pm
Electric tractor sales barely take off even with state sops as farmer awareness remains low

Only 26 electric tractors have been sold in India this fiscal year, compared to half a million diesel units, hindered by inadequate charging infrastructure and high costs. Sales remain low, particularly in key agricultural states, highlighting challenges in technology and adoption among farmers.

10 Nov 2025 2:06 pm
For travel freaks, THESE 5 credit cards give discounts on flights & hotels. Check list

There are some credit card which enable you to claim discounts on your hotel stays and flight tickets 

10 Nov 2025 1:46 pm
Shocked by a loan rejection despite a 700+ credit score? Heres whats going on

For personal loans, an applicant must fulfil various eligibility criteria, a decent credit score being just one of them. The other criteria include a low DTI ratio, a minimum income, employment stability, age, etc.

10 Nov 2025 12:27 pm
Before you buy your dream home, check your credit health.

A solid credit profile can mean the difference between a loan rejection and your dream home. Heres how to prepare your credit report and maximise your chances before applying.

10 Nov 2025 10:35 am
How can freelancer procure unsecured loans? A step-by-step guide

Here we give a step-by-step guide to explain the process of procuring unsecured loan 

10 Nov 2025 10:17 am
Six decades later, a sweeter deal may be on its way for Indian sugarcane farmers

The Centre is reviewing the Sugarcane (Control) Order of 1966 to modernize regulations for sugarcane farmers. Proposed changes include linking the fair price to total revenue from all cane products and ensuring quicker payments, potentially increasing farmers' income.

10 Nov 2025 6:00 am
Man with a plan: What Rajiv Anand intends to do at IndusInd Bank

IndusInd Bank CEO Rajiv Anand outlines his roadmap to restore trust, rebuild balance sheets, and steer the lender through a three-year transformation.

10 Nov 2025 6:00 am
Saregama looks to liven up its biz with live shows, targets Gen Z, millennials and kids

Saregama India Ltd is expanding its live events arm with artist-led shows for Gen Z and millennials and interactive content for kids. The company aims to build an IP-driven business, monetizing events digitally and widening its footprint in India and abroad.

10 Nov 2025 5:55 am
From regret to reach: Lakm, Volkswagen, and the business of saying sorry

No one likes to apologise in public, but everyone loves to watch public figures forced to say sorry online. Brands seem to be cashing in on our collective schadenfreude. 

10 Nov 2025 5:45 am
Before spectrum goes under the hammer, telcos make an urgent plea

The request, which comes ahead of the next spectrum auction likely early next year, reflects persistent concerns among operators that steep reserve prices are stifling investment, leaving valuable airwaves unsold, and ultimately undermining the governments Digital India vision.

10 Nov 2025 5:45 am
India won the World Cup. Will that help our women in sport?

Indias women athletes have far lagged the men in pay and sponsorships, in an industry already dominated by men in cricket. Will their fortunes change substantially with Indias historic win in the ICC Womens World Cup?

10 Nov 2025 5:30 am
Dhoni-backed Finance Buddha bets on agents amid digital push

The fintech's SME IPO was subscribed 1.21 times on the first two days; subscription closes on 10 November

9 Nov 2025 9:15 pm
The second coming of steel: New tycoons rise where the dirty dozen fell

Following the bankruptcies of the dirty dozen, Indias steel sector came to be dominated by five names. Now, six more companies are making serious investments in the sector in what some say is a steel rush. Can they break the stranglehold of the incumbents?

9 Nov 2025 5:00 pm
Bank holidays next week: When are banks closed from 10-16 November? Check here

Bank holiday next week: According to the RBI calendar, banks across the country will be shut just one day this week Sunday, 16 November. On all other days, banking operations will remain open as usual. 

9 Nov 2025 7:47 am
Stock investors don't need babysitting. If you find an IPO unattractive, don't invest

Sebi is there to ensure transparency. Whether the IPO is a good investment or a terrible one should not be the regulator's concern

9 Nov 2025 7:00 am
Smart-beta funds promise smarter returnsdo they deliver?

Smart-beta funds blend rule-based investing with market intuitionoffering diversification, but not guaranteed outperformance. Heres what drives them and how investors should approach them.

9 Nov 2025 7:00 am
How Aishwarya Rai Bachchan won a 4 crore tax dispute against the I-T Department

In a significant win against the Income-Tax Department, Bollywood actor Aishwarya Rai Bachchan has won a 4 crore dispute in the Income Tax Appellate Tribunal (ITAT) Mumbai.

8 Nov 2025 10:28 pm
FD interest rates: These 7 banks offer up to 7.1% interest on 3-year term deposits for senior citizens

FD interest rates: We list out the highest interest rates offered by top lenders such as HDFC Bank, ICICI Bank, SBI and Canara Bank on their 3-year fixed deposits for senior citizens

8 Nov 2025 2:30 pm
Bank holiday today: Are banks open or closed on Saturday, November 8? Check here

Bank holiday today: According to the RBI calendar, banks in Bengaluru will be closed on 8 November in observance of Kanakadasa Jayanthi. The banks in the rest of the country will remain open.

8 Nov 2025 7:02 am
India's air travel market is experiencing turbulence. What's causing it?

Domestic air traffic growth has declined for three straight months, signalling cooling demand after a sharp post-covid rebound. 

8 Nov 2025 7:00 am
Mint explainer: Centre extends deadline for 5,000 crore pharma R&D scheme. Heres why?

The 5,000 crore government initiative is aimed at positioning India as the laboratory of the world.

8 Nov 2025 6:00 am
Best mutual funds: These value funds delivered over 20% annualised returns in the past 3 years; check list

Best mutual funds: Nearly a dozen value funds, including Axis Value Fund and JM Value Fund, have delivered an annualised return of over 20% in the past three years. We show the list here 

7 Nov 2025 6:06 pm
Why paying only minimum due on your credit card can hurt your finances and credit score

Paying the minimum due on your credit card helps avoid late fees and maintain credit health, but consistently doing so can lead to mounting interest and long-term debt.

7 Nov 2025 4:35 pm
5 smart ways to use a personal loan to manage unplanned expenses wisely

Managing unplanned expenses with a personal loan becomes easier through smart borrowing, timely repayments and regulated lenders, ensuring financial stability while avoiding debt traps and protecting your credit score.

7 Nov 2025 3:46 pm
These 5 SBI cards in partnership with other banks offer a range of benefits. Check details here

There are several SBI Cards which are offered in partnership with other lenders such as Bank of Maharashtra, Punjab & Sind Bank and UCO Bank. We list out a few of them in this article

7 Nov 2025 3:06 pm
Missed a personal loan EMI? Its impact on your credit score is more serious than you think here's why

Missing a personal loan EMI can significantly reduce your credit score, attract penalties, and harm your future borrowing potential, making timely payments crucial for maintaining a strong credit profile.

7 Nov 2025 2:37 pm
Half of EPF savers retire with just 20,000. EPF 3.0 could make it worse.

EPF 3.0 brings long-overdue simplification and flexibility. But in chasing convenience, we risk forgetting what the provident fund was built forretirement security.

7 Nov 2025 12:20 pm