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Tier-2 cities in India are leading digital credit and inclusion, with an average score of 58.64, ahead of Tier-1 and Tier-3 cities, the Digital Credit & Inclusion Index (DCII) 2026 by Pahl India Foundation and Amazon Pay found.
A software engineer saved 15 lakh but lost purchasing power due to low savings interest. Advised by a financial planner, he allocated funds effectively, setting goals for emergencies, a house, and retirement. His experience highlights how inaction can be a financial decision.
Unlike traditional consumer debt, education loans evaluate a candidate's future earning capacity rather than just existing income.
Today, we calculate the minimum amount you would need to invest in your / your child's PPF per month in order to successfully become a crorepati over the long run. Below is how the calculation works out for every 5-year delay:
Analysts believe domestic economic conditions remain the key factor determining the direction of Indian bond yields, rather than movements in global yields alone.
WRI India has identified inland sites in Jharkhand, Rajasthan and Punjab where clean power, water, pipelines and industrial demand could support production.
Today, we explain how much you would have to invest in a systematic withdrawal plan (SWP) in order to receive 50,000 per month as steady income after retirement, while keeping your corpus invested.
System liquidity crossing 11 trillion earlier this month has already prompted the central bank to withdraw surplus liquidity of over 8 trillion through multiple VRRR auctions.
With a 20,000 monthly raise, borrowers must choose between repaying a personal loan or investing in mutual funds. Clearing a high-interest loan first can save more in interest and result in a larger investment corpus compared to investing the entire amount monthly.
The regulator flagged several shortcomings in the sale, including failures related to product suitability, solicitation, disclosures and the insurers internal controls.
A consumer court ordered the EPFO to pay 6% interest for a 35-day delay in settling a PF claim over 14 lakh. The EPFO was found guilty of service deficiency, failing to meet the 20-day processing deadline as required by the EPF Scheme, 1952.
Platforms worry about pricing rules since products on the e-commerce marketplaces are supplied and priced by independent sellers
A MahaRERA ruling highlights the risks of buying a flat without verifying construction approvals. Here are 7 key checks homebuyers should make, including the Commencement Certificate, sanctioned plans, RERA records, payment trail and written promises.
Pensioners' body AIFPA has demanded a 3.83 fitment factor from the 8th Pay Commission, the highest proposed so far, though experts peg the realistic range at 1.83 to 2.57, a hike that could raise central govt pay and pensions by 20-80%.
The ruling does not invalidate every income tax reassessment proceeding. The crucial question remains whether the notice was issued in accordance with the prescribed statutory procedure and whether the requirements relating to faceless assessment were followed.
DA news update: Punjab government employees called off their pen-down strike after the state assured that no disciplinary action would be taken against those who participated in the mass leave protest on 27 August.
RBI deputy governor S. C. Murmu said automation cannot dilute lenders accountability, while payment systems must strengthen resilience, fraud controls and customer protection.
Bank of India plans $1 billion overseas borrowing after raising $2.2 billion through FCNR(B) deposits as lenders seek to benefit from the RBIs hedging subsidy.
8th Pay Commission: A pensioners body has sought a 3.83 fitment factor and a minimum basic pay of 69,000. Here is how the demand compares with the 7th Pay Commission and what employees and pensioners should know about the proposed salary revision.
Large-cap mutual funds saw 1,147 crore in outflows in August 2026, despite previous inflows. Rising mid- and small-cap investments suggest a shift in investor preference. Here's what investors should make of the divergence.
Facing an urgent 2 lakh need? Experts say using savings is usually cheapest, personal loans suit structured repayment, while credit card balances can cost 24%+ annually, turning a 1 lakh outstanding into nearly 40,000 in interest.
Quick commerce has grown from being an extension of grocery delivery into a much larger business for several consumer companies. Do platforms really need a separate app for their offerings?
8th Pay Commission: A proposed merger of DA with basic pay could boost central government employees salaries. Heres how a hypothetical fitment factor of 2.1, 7% annual increments and DA revisions may impact Level 6 pay by 2033.
Saurabh Mukherjea, author, founder and Chief Investment Officer, Marcellus Investment Managers, in an interview with Mint Extraclass, says frequent buying and selling of stocks may reduce gains. He advocates for long-term investment strategies, saying fewer trades lead to better performance.
With data centres operating continuously, generator sets have become imperative to keep their IT infrastructure, cooling systems and lighting running in the event of an outage.
ITAT Delhi has ruled taxpayers can claim the full 25,000 Section 87A rebate against STCG tax under Section 111A for AY 2025-26, as the Finance Act 2025 restriction on special-rate income applies only from AY 2026-27 onwards.
Taxpayers missing the June 15 advance tax deadline can still pay owed amounts with interest. Missing deadlines may incur interest under Sections 234B and 234C of the Income-tax Act. Details here.
The funds will help deepen Marengo's presence in existing markets, expand into adjacent geographies and invest further in medical technology, centres of excellence, and patient experience.
Popo Global runs the gourmet food brands, The Pizza Bakery, Paris Panini, and Smash Guys, and is looking to expand beyond Bengaluru
Decathlon Indias wholesale business has grown 20-fold in five years and now contributes 10% of India revenue, with schools, smaller cities and sports communities offering further headroom.
Gold and silver prices today, 11 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Retirement planning involves ensuring a sustainable income post-retirement, not just building a sizable fund. Here's how an annuity plan work and whether you should invest in one.
For Indian bond investors, it is more appropriate to be in short-to-medium duration at this point. Bonds are an attractive investment today.
Central government employees have five key updates to track in September 2026, covering LTC air travel, study leave rules, scholarships, iGOT Karmayogi RTI courses and the Delhi office holiday.
While only 11 regional rural banks have a fraud risk management system, none rates itself as largely or fully compliant with data-protection readiness.
The ITAT Bangalore ruled that rental income from a commercial property under a joint development agreement cannot be taxed again in the hands of individual landowners, as it was already disclosed and assessed in the partnership firm. Details of the case here.
Ceat aims to target customers who purchase tyres across categories and cross-sell its and Camso's products, enabling the brands to generate more revenue from the same customer.
Minutes said it is present in over 150 cities, with its customers in Tier-2 cities and beyond growing nearly 25-fold from a year earlier. About 60% of customers return to shop on the platform. The expansion has made Minutes a strong new challenger in a market long dominated by Blinkit, and Zepto.
Unfazed by its late entry, HUL is expanding Horlicks beyond its traditional childrens base into adult lifestyle nutrition, leveraging brand trust and mass pricing to tap Indias underpenetrated protein market, Rajneet Kohli, executive director of HULs foods division, told Mint.
Bhatt's resignation from Coforge, linked to undisclosed findings in its board evaluation report, has put the spotlight on India's board practices. The Sebi-mandated exercise is often a formality rather than a rigorous assessment. Some advisory firms now push for deeper, more customized reviews.
AMFIs August 2026 data shows balanced hybrid funds attracting 1,836 crore, higher than aggressive hybrid funds 1,323 crore. But aggressive hybrid funds delivered better returns over the last 1 year. So, what explains the higher inflows into balanced hybrid funds?
National Stock Exchange of India Ltd., the worlds largest derivatives exchange by volume, has downsized its initial public offering, a sign of rising concern over the willingness of investors to buy into the deal at the valuation the firm had been seeking.
Unused credit card points could help reduce the cost of flights and hotel stays. But the value you get redeem them, the conversion rate, award availability, and the taxes or fees attached to the booking.
Debt can facilitate education, home ownership, or business growth, but not all borrowing is safe. Good debt may improve earning potential while bad debt incurs high costs without lasting benefits.
Auto and transportation funds delivered sharply different 1-year returns, with the top-performing scheme gaining over 26%, while some returned less than 5%. Heres how the funds in the category performed and which schemes led or lagged.
SEBIs Demat 2.0 pilot will test tokenised corporate bonds using DLT, with the same investor rights as conventional bonds. Heres how issuance, settlement and CBDC payments will work, why the pilot matters, and when retail investors could participate.
Kothari, who has spent nearly 30 years at the lender, will leave on 30 September.
Large-cap funds remained under pressure in August, while mid- and small-cap categories attracted more money. A look at broader market indices and category returns over one, three and five years offers clues on where each segment stands.
RBI governor Sanjay Malhotra said that trust, inclusion, and responsible use of data is the foundation for global adoption.
The Tap & Pay feature allows users to make UPI payments at point-of-sale terminals by unlocking their phones and tapping them on compatible devices, without opening a UPI app.

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