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Large caps currently have a bigger margin of safety than mid or small caps: SBI Mutual Fund's Anup Upadhyay

Anup Upadhyay, fund manager at SBI Mutual Fund, said about 70% of the SBI Flexi Cap Fund is now in large caps, up from 55% a year ago. In an interview with Mint, he also spoke about his outlook for the market, sectoral bets, and structural changes in the SBI Flexi Cap Fund.

29 Jan 2026 4:22 pm
Budget 2026 and your portfolio: Track but retain long-term focus

The budget 2026 is just one stop on your investment journeyit does not change your destination.

29 Jan 2026 1:24 pm
Bollywood films wait in the wings as box office uncertainty, crowded calendars play havoc

Bollywood studios are delaying major releases as volatile box office returns and crowded calendars raise the risk of underperformance. Many are doubling down on quality and avoiding big-ticket clashes, even as streaming economics make release timing more strategic than ever.

29 Jan 2026 12:17 pm
Have 10 lakh to invest? Should you consider a REIT?

REITs provide investors with access to real estate investments without the complexities of physical property ownership. They offer liquidity, lower entry barriers and professional management, making them suitable for risk-averse investors seeking steady income and portfolio diversification.

29 Jan 2026 10:03 am
From Mexico City to Pretoria, India's car exports are running into turbulence

Bad news for Maruti Suzuki and Hyundai Motor India, with South Africa exploring an increase in auto import duties after the tariff shock from Mexico last month. That too, at a time when they are increasingly relying on exports. 

29 Jan 2026 6:01 am
Indias data centre boom turns to IPOs as AI-driven capex surges

Sifys IPO nod, Yottas domestic pivot and listing talk at Nxtra and CtrlS signal a shift toward public markets and partnerships to fund Indias next phase of data centre expansion.

29 Jan 2026 6:00 am
Why naming a nominee may be the most important step in your life insurance

Assigning a nominee in a life insurance policy ensures faster claim settlement, legal clarity and financial security for families when they need it most.

29 Jan 2026 5:46 am
Lodha Developers reports strong Q3 revenue, highest pre-sales

Lodha Developers recorded its best-ever quarterly pre-sales or sales bookings of 5,620 crore in the third quarter of 2025-26, up 25% from a year ago.

28 Jan 2026 8:40 pm
HT Media Q3 loss at 23.7 crore on new labour codes

HT Media Ltd reported a consolidated net loss of 23.70 crore for the December quarter, influenced by provisions for new labour codes. Despite this, revenue rose to 496.61 crore and profit before exceptional items increased to 13.33 crore, reflecting operational progress.

28 Jan 2026 8:00 pm
Is a Hiba valid for gifting property to unborn grandchildren?

Hiba made in favour of unborn children is invalid. A key principle that governs Hiba is the fact that Hiba can be effected inter vivos or among living persons. When a Hiba is made to a child in the womb, it would stand valid only if the child is born alive within 6 months from the date the Hiba.

28 Jan 2026 7:20 pm
Lessons from the Binny Bansal ruling: Dubai or Singapore not an easy NRI tax arbitrage

Recent rulings in the Binny Bansal and Tiger Global cases signal that day counts and paper relocations are no longer enough. Tax authorities are looking for real overseas substance before granting non-resident status or treaty benefits.

28 Jan 2026 3:05 pm
Why did you just buy five books when you needed two?

From false scarcity to hidden fees, digital platforms are engineered to extract maximum value. Here are the psychological weapons used against your wallet.

28 Jan 2026 1:25 pm
Indias REIT market expected to touch $25 billion by 2030 on the back of asset diversification and scale

India currently has five listed REITs, four of which are focused on office assets and one on the retail segment. The next phase of growth is expected to be driven by greater diversification across asset classes

28 Jan 2026 12:36 pm
Southern comfort: Bollywood production houses turn south to de-risk, diversify with film deals and new facilities

Bollywood stakeholders are increasingly collaborating with partners in the south, where audience engagement is strong and box office success is consistent. Partnerships include multi-film deals and investments in infrastructure, aiming to de-risk projects in the unpredictable Hindi market.

28 Jan 2026 12:07 pm
Tax season turns attractive for Americans as Trump's One Big Beautiful Act delivers $1,000 in refunds

The Internal Revenue Service officially started accepting 2025 tax returns on 26 January, launching a taxpaying season that the White House projects could deliver an additional $100 billion returns to taxpayers.

28 Jan 2026 7:25 am
SC's Tiger ruling sparks demand for insurance, legal protection for investments

Following the Supreme Court's ruling, companies are increasingly seeking tax indemnity insurance to protect against potential liabilities linked to past investments. The judgment indicates that tax residency certificates alone may not suffice for tax exemptions.

28 Jan 2026 5:30 am
India to invest in Canada's critical minerals sector, says Oil Minister Hardeep Puri

Oil Minister Hardeep Singh Puri said India and Canada pledged to intensify two-way energy trade, involving the provision of Canadian LNG, LPG, and raw petroleum to India, alongside the shipment of processed fuel products from India to Canada.

27 Jan 2026 11:21 pm
How to merge two PF accounts, and is a withdrawal taxable?

The latest UAN linked to your last employer should be retained, and the older one linked to your first employment must be merged

27 Jan 2026 7:09 pm
Postcard from Panna: Where debt and desperation force thousands to dig for sweat diamonds

This searing piece, filed from Panna, one of Indias poorest corners, tells the tale of men and women who have spent years digging pits in the hope of finding a diamond. The shiny stone, they hope, will wipe away their debt, but most only fall deeper into the trap as they vainly excavate the land.

27 Jan 2026 6:33 pm
Clearing house impasse to end as ESMA, RBI renew agreement

New ESMA-RBI agreement restores EU access to Indian central counterparties amid strengthening trade ties.

27 Jan 2026 6:23 pm
Mint Explainer | Why NITI Aayog wants MSMEs to go green

MSMEs need to decarbonise operations to remain competitive in exports, with steep trade barriers related to cleaner manufacturing practices kicking in in Indias export markets. What has Niti Aayog proposed and what does it mean for small businesses?

27 Jan 2026 3:39 pm
The second shift: How Gen Z is building wealth after office hours

In an economy that demands diversification to survive, the best investment you can make might just be the one you do on a Saturday afternoon.

27 Jan 2026 1:33 pm
BIS revises standards for construction insulation and liquid food packaging

The revised standards will take effect after a six-month transition period, impacting manufacturers in the construction and food sectors.

27 Jan 2026 1:28 pm
New Tax Regime: Is ELSS still relevant without Section 80C tax breaks?

ELSS does not offer tax deductions under the New Tax Regime. However, it still has the potential to deliver strong returns and create wealth. With a three-year lock-in period, ELSS can help investors overcome emotions such as greed and fear and become more disciplined.

27 Jan 2026 1:13 pm
Managing investments in 2026 amid volatile markets and geopolitical uncertainty

From crypto SIPs and precious metals to IPO mania, 2025 saw investors chase returns like never before. As markets remind them of risk, 2026 calls for discipline over FOMO.

27 Jan 2026 12:28 pm
YouTube may be leaving music labels underwhelmed and content overload is to blame

YouTubes pivot toward long- and short-form creator content has cut music ad revenues by 2030%, forcing labels to rethink release strategies and diversify income as engagement increasingly drives visibility.

27 Jan 2026 10:32 am
Nationwide Bank Strike LIVE Updates: SBI, PNB, BoB operations expected to be hit; why are employees protesting?

Nationwide Bank Strike LIVE Updates: The nationwide SBI, PNB, BoB bank strike today is expected to add to the issues of common people, who saw bank holidays for the past three days.

27 Jan 2026 10:19 am
Nationwide bank strike today: Will SBI, PNB, BoB remain closed on 27 January? What services will be affected?

The nationwide bank strike on 27 January, called by UFBU, an umbrella body of nine unions representing officers and employees, is expected to hit public sector banks.

27 Jan 2026 7:20 am
Nominee vs heir: Why your bank nomination doesnt decide inheritance

Understanding the crucial difference between nominees and legal heirs can save families from disputes and ensure smooth asset transfer.

26 Jan 2026 3:02 pm
Why children are quietly becoming their parents financial managers

As fraud risks rise and finance grows more complex, adult children across urban India are becoming informal money managers for ageing parentsmanaging investments, blocking mis-selling and navigating a delicate balance between protection and autonomy.

26 Jan 2026 12:26 pm
Why silver isnt cheap goldand what investors get wrong about the catch-up trade

As gold hits record highs, many investors assume silver is the obvious next bet. History shows that thinking can quietly damage long-term portfolios.

26 Jan 2026 11:34 am
Bank holiday today: Are banks closed on Monday, 26 January, for Republic Day 2026? Check RBI calendar here

Bank holiday today: The RBI has announced a total of 16 holidays for all public and private banks across India in January 2026, including the State Bank of India (SBI). Check if this includes also today

26 Jan 2026 6:47 am
Quick commerce ad spend surges as consumer brands chase higher conversions

Brands spanning food, wellness, and personal care say they are now allocating up to half of their digital ad spends to quick-commerce apps such as Blinkit, Swiggy Instamart, and Zepto, as sales velocity and return on ad spends improve sharply.

26 Jan 2026 6:01 am
Working remotely from India? When short stays trigger taxand when they dont

From overseas employees working briefly from India to gifting money to NRIs, heres how Indian tax rules apply in two common cross-border situations.

25 Jan 2026 5:51 pm
Why the rich still get systematic investing wrong

The rationale for systematic investing is independent of portfolio size. Whether an investor has 1,000 or several crores, market direction over the short or long term remains inherently uncertain.

25 Jan 2026 3:35 pm
8th Pay Commission: Employee organisation demands 3.25 fitment factor and 5% annual increment, says report

FNPO has said that the previous pay commissions did not apply the fitment factor consistently at all levels, both by design and necessity. Therefore, it has sought fitment factors ranging from 3.0-3.25 for various central government employee levels

25 Jan 2026 1:29 pm
AI chatbots as your investment advisor: The risks investors aren't seeing

While AI chatbots are a great tool to learn concepts, narrow down choices or even discover options, the risk lies in treating recommendations as advice. Action-oriented money decision-making driven by AI can be risky

25 Jan 2026 6:00 am
Is your gold jewellery safe in bank lockers? All you need to know about RBI rules, insurance and more

With gold prices seeing a surge, it is better to get insurance for the gold jewellery that you have in safe deposit lockers.

23 Jan 2026 5:04 pm
Planning to build your own house? Know home loan eligibility, tax limits, and EMI rules

Planning to build your own house? Learn how home loan eligibility works, EMI rules for selfconstruction, and tax benefits under Sections 80C and 24(b).

23 Jan 2026 9:11 am