SENSEX
NIFTY
GOLD
USD/INR

Weather

image 29    C

Livemint

Business / Livemint

Sector cycles: Experts decode past trends and share key lessons for investors to make smarter moves in 2026

Sector leadership keeps changing, but the next opportunity may not be where investors expect. A decade of market cycles offers clues on how sectors fall out of favour, recover and eventually regain investor attention, with valuation and fundamentals holding the key.

14 Aug 2026 12:51 am
Explosion, Fire Reported at KNDS Ammunition Plant Near Rome

A KNDS NV plant southeast of Rome that makes ammunition for land and naval forces was rocked by a fire and explosions, prompting an evacuation of company personnel.

14 Aug 2026 12:05 am
Independence Day 2026: How debt, dependents, healthcare and inflation can change your 'freedom number'

Financial freedom isnt defined by a fixed 5 crore or 10 crore corpus. Inflation, debt, dependents, healthcare costs and retirement goals can significantly change the amount you need. Heres why your personal freedom number may be very different from what you expect.

13 Aug 2026 11:08 pm
Higher PF claims under EPS: Govt outlines 4 key measures to clear pending applications

The higher-pension process stems from the Supreme Court's November 2022 judgment, which upheld the right of eligible employees to opt for pension contributions based on higher wages, subject to the applicable conditions.

13 Aug 2026 10:58 pm
Tata Motors PV profit plunges 79% as JLR weighs on India gains

The steep fall in profits reflected JLRs 74% y-o-y fall in profit after tax to 66 million, while operating profit margins declined 120 basis points (bps) to 2.8%.

13 Aug 2026 10:50 pm
Earning income from YouTube: Here's how Indian creators should calculate tax and file ITR

If you are an Indian content creator earning income from YouTube, it is important to understand how your dollar earnings should be converted, taxed and reported in your ITR. Knowing the correct rules can help you avoid errors and ensure proper tax compliance.

13 Aug 2026 10:36 pm
From pregnancy breaks to 15% premium discount: Inside ICICI Prudential's new women-first insurance plan

The plan is designed to address changing financial and healthcare needs across different stages of a woman's life, while offering additional flexibility in premium payments.

13 Aug 2026 10:10 pm
Tata Motors reassures investors after N Chandrasekaran's exit: We will remain fully focused

The automaker recently outlined plans to invest 330 billion to 350 billion rupees ($3.46 billion-$3.67 billion) in its passenger and electric vehicle businesses between FY26 and FY30.

13 Aug 2026 9:38 pm
West Bengal 7th Pay Commission launches website: Has panel made any recommendations on pay, allowances, pension so far?

West Bengal 7th Pay Commission has decided to set-up the website. It will provide details of the Commissions activities, official notifications and opportunities for stakeholders to submit their views and relevant data. It will also allow employees & other stakeholders to submit memoranda to panel.

13 Aug 2026 9:17 pm
The NAV lag: Why your mutual fund platform and CAS values don't match

Your mutual fund value on a broker or wealth-management report may differ from the value shown in your CAS even when the number of units is the same. One possible reason is that the platforms may use NAV data from different dates to calculate the investment value.

13 Aug 2026 9:13 pm
Niti Aayog identifies 12 sectors to drive Indias global manufacturing push

Niti Aayog and Crisil have identified 12 sectors where India can aim for global manufacturing leadership by 2047. The report warns India must shift from scaling output to building value addition, tech depth and supply-chain integration.

13 Aug 2026 8:45 pm
Honasa bets on younger brands, new categories after Q1 profit doubles

Mamaearth parent Honasa Consumer plans to scale younger brands and enter fragrance after profit more than doubled in Q1FY27

13 Aug 2026 8:20 pm
Who will be next chairman of Tata Sons as N Chandrasekaran exits? Speculation swirls around 'proven insider'

While Tata Trusts does not play a role in the day-to-day management of the conglomerate, its shareholding in the parent company gives it decisive influence over the group's future.

13 Aug 2026 8:11 pm
Edible oil prices may stay firm until November, adding to inflation risks

Higher global prices and import costs are keeping Indias edible oil market under pressure, while the benefits of higher oilseed sowing are unlikely to be felt until the new crop arrives.

13 Aug 2026 8:03 pm
UPI MDR charges explained: What high-value transaction limit is govt considering?

The government is considering MDR on select high-value UPI merchant transactions to make the digital payments ecosystem financially sustainable. The exact transaction threshold and MDR rate are yet to be finalised, while P2P payments may remain free.

13 Aug 2026 7:43 pm
Deposited over 50 lakh cash in bank account, no ITR filed: Here's why ITAT ruled in taxpayer's favour

A 54 lakh cash deposit landed a Rohtak property dealer in a tax dispute after he failed to file an ITR and respond to notices. But documents showing the money belonged to property buyers, not him, changed the case and led the Delhi ITAT to delete the tax addition.

13 Aug 2026 7:35 pm
10,000 monthly SIP vs 10 lakh FD: Which investment could create more wealth in 15 years?

The choice largely depends on an investor's financial goals, risk tolerance and investment horizon.

13 Aug 2026 7:26 pm
Air India starts testing of all pilots for psychoactive substances after Phuket-Delhi flight incident

The exercise was being undertaken even though the airline already fully complies with requirements prescribed by Indias aviation regulator.

13 Aug 2026 7:25 pm
Retail lending slows at banks in Q1 as corporate loans pick up pace

Banks attribute the strong growth momentum in corporate loans to a pick-up in demand from sectors such as renewables, power and data centres.

13 Aug 2026 7:01 pm
Annapurna scheme in West Bengal: Who are eligible for 3000 monthly assistance? Check new criteria announced by CM

Annapurna scheme: West Bengal CM Suvendu Adhikari said women earning more than 10,000 a month or belonging to families with an annual income of above 12 lakh would not be eligible for the scheme.

13 Aug 2026 6:53 pm
'You don't want people to remain healthy?': Supreme Court warns FSSAI over food warning labels

The Supreme Court gave FSSAI two weeks to take a final call on front-of-pack warning labels for packaged foods high in sugar, salt and saturated fat, amid concerns over corporate pressure and public health.

13 Aug 2026 6:42 pm
Freelancers, gig workers: How to build financial stability amid irregular income and AI risks

Freelancers and gig workers need to diversify their services, create multiple sources of income and manage their finances carefully if they want to build a sustainable career

13 Aug 2026 5:44 pm
Do active funds really outperform passive ones? The answer depends on category and costs

A data-driven analysis of active and passive equity funds shows that the outcome varies by market segment. While passive strategies have an edge in some categories, active management can add value in others. Costs and fund selection also play a crucial role.

13 Aug 2026 4:27 pm
As India grows, so does its appetite for credit. But who is being left out?

Borrowing has evolved into a strategic financial decision in India, driven by strong credit growth and the rise of digital lending. This shift is transforming lending practices, making credit more accessible across demographics and regions, though significant untapped potential remains.

13 Aug 2026 3:28 pm
Gaja Capital heads to IPO amid rising investor demand for transparency

The alternative asset managers stock-market debut comes as limited partners demand greater transparency on governance, succession and decision-making.

13 Aug 2026 3:22 pm
EPS-95 pension hike: Will 1,000 minimum pension increase to 7,500? Heres what the government said in Lok Sabha

The minimum EPS-95 pension remains 1,000 per month, with pensioners demanding an increase to 7,500. The governments latest Lok Sabha response on 10 August did not announce a hike and cited pension fund sustainability and future liabilities.

13 Aug 2026 3:06 pm
Broader tariff hike expected later this year despite Airtels stealth price increase, analysts say

Analysts expect a full-fledged industry price hike by December 2026 to drive long-term revenue, framing Airtels recent removal of budget packs as an early, targeted adjustment rather than a full market revision.

13 Aug 2026 2:42 pm
India F&B out-of-home consumption volume drops 8.6% in FY26: Worldpanel by Numerator

Consumer spending increased slightly but purchasing quantities decreased.

13 Aug 2026 2:35 pm
Do NRIs have to pay tax on interest earned in NRE, FCNR and NRO accounts? Know the rules

An NRI having NRE, NRO and FCNR accounts may have to pay tax on interest income. Here's when it applies and when it is exempt from tax as per income tax rules. 

13 Aug 2026 2:14 pm
Filed your ITR before July 31? Here are 3 reasons the Income Tax Department may still send a notice

Filing your ITR before the 31 July deadline does not guarantee that you will not receive an income tax notice later. Mismatch in AIS/Form 26AS, incorrect tax claims and errors in the return can still trigger a communication from the Income Tax Department.

13 Aug 2026 1:17 pm
Lightspeed-backed Centricity raises 280 crore led by SMBC Asia Rising Fund

The three-year-old wealthtech platform, which manages over 15,000 crore in AUM, plans to use the capital to scale its B2B2C distribution platform and expand its global NRI wealth business.

13 Aug 2026 12:40 pm
Tata Group faces $120 billion investment dilemma as N Chandrasekaran exits, Noel Tata pushes for caution

Natarajan Chandrasekaran's exit now resolves the issue of duelling visions for the conglomerate, but with no obvious successor.

13 Aug 2026 12:23 pm
When OTT stars leave, can franchises survive without familiar faces?

When a familiar OTT face walks away, can the franchise keep viewers hooked? As shows return after two- or three-year gaps, creators are finding new ways to handle exits, recast roles and keep audience loyalty intact.

13 Aug 2026 12:15 pm
Property bought for 6.5 crore but valued at 8.85 crore: How buyer won relief from 2.35 crore tax addition

A property buyer who paid 6.5 crore for a property valued at 8.85 crore for stamp duty purposes won relief from a 2.35 crore tax addition. ITAT Mumbai ruled that a higher stamp-duty value alone cannot prove undisclosed investment under Section 69B without evidence of extra payment.

13 Aug 2026 12:05 pm
Loan recovery gets a rulebook: What RBI now bars lenders from doing

RBIs new recovery framework bars lenders and agents from harassment, threats and surprise visits, while setting rules for call timings, field visits, agent conduct and borrower grievances.

13 Aug 2026 11:46 am
Delhi High Court halts processing of ITRs filed by SC and HC judges under new tax regime here's why

The Delhi High Court has instructed the income tax department not to process tax returns of high court and Supreme Court judges due to a dispute over allowances. Here's what happened.

13 Aug 2026 10:53 am
Taxpayer failed to disclose UAE bank account and foreign shares in ITR: ITAT Delhi upholds 1.86 lakh penalty

An ITAT Delhi ruling has upheld a 1.86 lakh penalty against a taxpayer for failing to disclose his UAE bank account and foreign shareholding in his ITR. The tribunal rejected his explanations and held that the undisclosed foreign assets could be assessed under the Black Money Act for AY 2020-21.

13 Aug 2026 10:23 am
Mirae Asset launches second early-growth fund; marks first close at 1,125 crore

Mirae Asset Venture Investments India is raising 1,800 crore for its second fund, targeting Series B-D companies and betting on technology, AI, advanced manufacturing and deeptech.

13 Aug 2026 10:00 am
Paytm management gets Sebi notice over timing of 2023 disclosure on curbing small-value loans

Paytm's management received a notice from India's markets regulator regarding the timing of its 2023 announcement to limit small personal loans. Details here.

13 Aug 2026 9:23 am
8th Pay Commission salary hike: Will the report be submitted before May 2027? Government clarifies 18-month deadline

The 8th Pay Commission has 18 months from its constitution on 3 November 2025 to submit its recommendations, putting the deadline in May 2027. The government has clarified that it has not confirmed an early submission.

13 Aug 2026 8:23 am
When will govt issue plastic 10 and 20 banknotes? FM Nirmala Sitharaman responds to query in Rajya Sabha

Nirmala Sitharaman confirmed that the RBI's proposal to introduce 10 and 20 plastic banknotes has been approved by the government. Here's what she said about the launch timeline. 

13 Aug 2026 8:03 am
RBI proposes tighter loan pricing rules: External benchmark norms, APR caps and key changes explained for borrowers

The RBI has proposed a common framework for loan pricing, including benchmark-linked rates, board-approved pricing policies and tighter rules on loan spreads. The draft also proposes APR caps for small-value and microfinance loans.

13 Aug 2026 8:01 am
Chinese carmakers global ambitions may spell business for Indian suppliers

Chinese carmakers global expansion could create a sizeable new revenue stream, but only for Indian component makers with an established international manufacturing footprint.

13 Aug 2026 6:00 am
Big brands go small as micro-markets offer more bang for the buck

As congested cities make destination shopping and dining less attractive, consumer brands rework expansion strategies around elite neighbourhoods.

13 Aug 2026 6:00 am
PSU non-banks go slow on offshore borrowing as cost edge shrinks

RBIs concessional hedging window opened a cheaper route to overseas funds for PSU lenders, but higher US yields and a crowded dollar market have eroded the advantage. With offshore and domestic borrowing costs now nearly at par, PSU non-banks face a tougher funding choice.

13 Aug 2026 5:50 am
Karnataka bandh today: Are banks open or closed in Bengaluru on Thursday, August 13?

Essential services are expected to remain operational during the statewide bandh in Karnataka on Thursday.

13 Aug 2026 5:07 am
Four equity fund categories saw outflows in July despite gains: Should investors be concerned?

Four equity fund categories large-cap, dividend-yield, value, and ELSS saw net outflows in July despite mostly positive returns. Experts explain the key reasons behind the trend and what investors should consider before making changes to their portfolios.

12 Aug 2026 11:06 pm
Zerodha Fund House unveils arbitrage fund for short-term cash management, investment starts at 5,000

The new fund offer is aimed at investors looking to park surplus money for relatively short periods while keeping volatility lower than that typically associated with pure equity funds.

12 Aug 2026 10:37 pm
Child certificate under Income Tax Act 2025: What is it, who needs it and how to generate one?

Form 128 allows taxpayers to obtain lower or nil TDS/TCS certificates. Under the Income Tax 2025, child certificates can be generated for individual payers. Here's what they mean, who needs them, and how to get them.

12 Aug 2026 10:14 pm
NaBFID plans up to $4 billion in overseas borrowing under RBI hedging window

The infrastructure lender has raised its overseas borrowing target from earlier $1-2 billion plan, with $850 million already raised under the RBI facility

12 Aug 2026 10:07 pm