SENSEX
NIFTY
GOLD
USD/INR

Weather

image 19    C

News

Business / Livemint

Dreams on hold: Inside the struggles of entrepreneurs held hostage by Canadas start-up visa programme

Many Indian entrepreneurs moved to Canada drawn by its Start-up Visa programme. But with over 43,000 applicants facing a 10-year wait, their hopes have been dashed. The legal uncertainty is making some founders abandon their Canadian dreams despite building businesses and putting down roots.

27 Nov 2025 5:16 pm
RBIs new credit score rules: How they can help lower your home loan interest rates

Effective 1st October, banks can reduce the spread charged on a loan earlier than three years. Customers can benefit faster from lower interest rates and save money on the interest amount paid.

27 Nov 2025 3:49 pm
Can I claim TDS refund despite late return filing?

An NRI living in Dubai missed the July deadline for filing an Income Tax Return but wants to claim a refund of excess TDS deducted on a stock buyback.

27 Nov 2025 3:24 pm
Organized sector to drive India's food services market 60% higher by 2030: report

The organized sectorled by cloud kitchens, quick-service restaurants (QSRs) and caf chainsis expected to double and overtake the unorganized sector by the end of the decade, expanding at a 12-14% CAGR compared to 5-7% for unorganized players.

27 Nov 2025 3:00 pm
Labour codes: Gratuity, leave encashment get a boost, maternity payout doesnt

The four new labour codes notified on 21 November come with a mixed set of implications for employees.

27 Nov 2025 2:06 pm
Niche language films widen box office beyond native states with strong storytelling

Regional films, particularly Malayalam and Gujarati, are achieving significant box office success with relatable, high-quality storytelling. Films like Lokah Chapter 1: Chandra and Gujarati hits have set new records, indicating a shift in audience preferences.

27 Nov 2025 1:50 pm
Tech startups new playbook: Buy scale instead of burning cash to build it

UpGrad Education is pursuing the acquisition of Unacademy, while CarTrade Tech is close to acquiring CarDekho, highlighting a trend in India's digital economy towards consolidation. Tech firms increasingly favour M&As for growth, improving margins and market share ahead of potential IPOs.

27 Nov 2025 1:17 pm
Mint Explainer | How proposed amendments to India's arbitration regime can resolve disputes faster

Faster dispute resolution and clearer timelines are positive indicators for investments because it means contracts will be enforced quicker and more decisively.

27 Nov 2025 11:50 am
First-gen founder millionaires take bigger investment risks, unlike traditional family offices: Motilal Oswal's Shanker

In an exclusive conversation with Mint, Ashish Shanker, MD & CEO of Motilal Oswal Private Wealth, explains how first-generation founder millionaires invest differently from legacy HNIs and why private markets remain their comfort zone.

27 Nov 2025 6:00 am
India preps to meet 6x surge in battery storage demand by 2047

Indias current energy storage capacity as of June 2025 is 490 MWh, according to estimates from the ministry of new and renewable energy (MNRE). The new plan in the works would imply a 6x increase in capacity over the next 22 years.

27 Nov 2025 5:45 am
Deadline to switch from NPS to UPS fast approaching: Check date, benefits, and top FAQs here

With the deadline fast approaching, the Ministry of Finance has reminded eligible Central Government employees and National Pension System (NPS) subscribers to submit their requests for the Unified Pension Scheme (UPS) by November 30, 2025.

26 Nov 2025 11:19 pm
Rajasthan network troubles: Tejas signals cooperation with Airtel, BSNL

Airtel raised concerns over network interference in the Rajasthan circle a few weeks ago with Tejas Networks, which has deployed equipment for BSNLs 4G rollout.

26 Nov 2025 7:15 pm
An NRIs guide to winning Indias property game from overseas

For NRIs, buying property in India is a maze of legal paperwork, state rules and intensive due diligence. Heres what they need to know.

26 Nov 2025 5:56 pm
The 3 crore sweet spot: How Signature Global cracked Gurugram

A chartered accountants search for a safe investment reveals the spectacular, rapid rise of a young developer in a scandal-scarred market. The companys success hinges on a calculated shift and a secret price point.

26 Nov 2025 5:32 pm
Mint Explainer: How UPIs tie-up with the EUs TIPS system could boost cross-border payments

India and the EU have begun work on linking the two instant-payment systems, which is expected to pave the way for more cross-border collaboration, faster and cheaper international payments, and more use cases for both retail and commercial transactions.

26 Nov 2025 3:02 pm
Spotify to Pocket FM: How platforms are playing the flexible pricing game

In India, audio streaming services are adapting to user preferences by introducing tiered pricing and microtransactions. Will these strategies help these music platforms stay afloat?

26 Nov 2025 3:01 pm
RBI issues draft guidelines for weekly credit score updates: How will this impact you?

RBI has released a draft with directions for the weekly update of credit information from the current fortnightly updates. The faster updates will help banks with more accurate credit underwriting and borrowers with better access to loans on better terms.

26 Nov 2025 1:43 pm
Mint Explainer | Why India needs to ramp up its food grain warehousing capacity

Grain storage is needed to support the Public Distribution System and maintain price stability of food.

26 Nov 2025 11:49 am
How to report a fraudulent credit card transaction? Follow THESE simple steps

Swift action is vital when facing credit card fraud, from blocking your card to filing official complaints and safeguarding future transactions, ensuring stronger protection and financial security for cardholders.

26 Nov 2025 10:19 am
Portfolio management and asset allocation lessons from the Mahabharata

Each such portfolio has its own risk and return strategy and grows at a specific rate to deliver the required corpus to meet the goal. Most of us are comfortable with such a strategy. But, is this the right approach?

26 Nov 2025 9:31 am
Want to invest in US stocks? Here are four popular ways Indian investors can buy giants like Google and Tesla

Through mutual funds, local brokers and GIFT City there are several routes to invest in American companies and stock markets. We list out the key points here

25 Nov 2025 11:00 pm
What are sectoral mutual funds? Strategy, concentration risk and overlap explained

Sectoral mutual funds offer targeted investments but can lead to overexposure in familiar stocks. They provide opportunities for high-risk investors and diversify portfolios while allowing commitment to specific themes. However, they are risky as performance heavily relies on one sector's success

25 Nov 2025 8:58 pm
Attention pensioners! Submit life certificate by November 30 or miss pension payments

All pensioners in India are required to submit Life Certificate each year on November 30, with the authorised pension disbursing authority in order to continue receiving regular pension payments. Here's how you can submit LC in person and online and check your pension status.

25 Nov 2025 8:20 pm
South Indian Bank launches SIB Power CONSOL for debt relief; enables single EMI payment for multiple loans

SIB has launched SIB Power CONSOL, a new loan product aimed at simplifying debt management through lower interest rates and single EMI payments. It targets individuals aged 30-55, offering consolidation loans from 10 lakh to 3 crore with minimal documentation and zero processing fees.

25 Nov 2025 6:47 pm
Led by PSU banks, large-ticket personal loans grow over 37% in value in Q2: report

CRIF High Mark's latest report How India Lends - shows a stable retail credit cycle in India, with strong demand for home, auto, and gold loans. Large-ticket personal loans have seen significant growth, while PSU banks increase their market share, reflecting the evolving lending landscape.

25 Nov 2025 6:02 pm
Can PPFAS large-cap fund beat index funds on execution edge?

PPFAS MFs proposed large-cap fund will mirror Nifty 100 weights but rely on futures, merger opportunities and index-rebalancing tactics to deliver slightly better returns than index funds at similar costs.

25 Nov 2025 4:06 pm
ITR Refund Delay FY24-25: CBDT Chairman reveals reasons; here's when you will get it and steps to check status

ITR Refund delay: The ITR filing deadline for this year was September 16 and taxpayers have been expecting their tax refunds for a while now. Ravi Agrawal said that taxpayers can expect their ITR refunds to be credited to their accounts soon.

25 Nov 2025 3:21 pm
Indias OTT platforms are drowning users in content. Discovery tools havent kept up

India's OTT market is overwhelmed with content, causing viewers to spend over 16 minutes browsing instead of watching. Experts suggest better AI tools and language-based features are needed for improved discoverability to enhance viewer satisfaction and subscription retention.

25 Nov 2025 2:58 pm
Mint Explainer: How EVs cornered 60% of Indias three-wheeler market in 14 years

Electric vehicles now make up the majority of three-wheeler sales in India, compared to just 4.1% for cars and 6.2% for two-wheelers. What explains the huge gap?

25 Nov 2025 2:50 pm
Shopping, gifts, travel: How to enjoy wedding season without hurting your credit score

Wedding season spending can strain finances, but smart budgeting, mindful credit utilisation, and timely repayments can help protect your credit score while managing celebrations responsibly.

25 Nov 2025 1:22 pm
Credit score is the new festive currency, Indias shopping season just got smarter

The festive season boosts economic activity with increased consumer spending. Credit plays a vital role, enabling consumers and small businesses to make timely purchases, supported by favourable credit scores that enhance borrowing opportunities.

25 Nov 2025 12:22 pm
What is a systematic withdrawal plan and how it works

A systematic withdrawal plan, or an SWP, works as the opposite of a systematic investment plan or an SIP.

25 Nov 2025 12:00 pm
India set to defer TREM V norms for small tractors, plans mid-stage standard

India plans a mid-path emission standard for sub-50 HP tractors to avoid steep cost hikes, ease industry worries and ensure cleaner norms dont hurt farmer affordability.

25 Nov 2025 11:26 am
Debt-to-income ratio explained: The key factor behind personal loan eligibility

A low debt-to-income ratio strengthens personal loan eligibility by showcasing repayment capacity, improving approval chances, reducing borrowing costs and supporting a healthier overall credit profile for responsible applicants.

25 Nov 2025 11:14 am
CGAS explained for property sellers: Latest changes and how they reduce your tax

You can now use electronic modes to deposit money in CGAS, open accounts with private banks

25 Nov 2025 11:10 am
Personal loan closure: What it really means for your credit score

If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in credit score. If the personal loan is the only credit instrument, its closure will halt the progress of your credit score and history.

25 Nov 2025 10:53 am
Consultant vs employee: Which role actually leaves you better off?

Many employees think they would fare better financially as consultants due to tax benefits. How far is this correct? What are the risks of an employee being reclassified as a consultant?

25 Nov 2025 10:50 am
For Indias auto part makers, hybrids are the real gold mine

Falling EV sales may have dented their business, but companies such as Sona Comstar, Bosch Ltd, and Tenneco Clean Air are highly optimistic about the rise of hybrid vehicles, saying they represent the best of both worlds.

25 Nov 2025 6:00 am
8th Pay Commission: What happens to your DA hike until the new recommendations are implemented?

8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.

24 Nov 2025 10:51 pm
Freeze your credit report: When you should do it and why it matters

A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.

24 Nov 2025 4:55 pm
5 personal loan mistakes that can push you into long-term debt

A personal loan can offer essential financial support, but avoiding overspending, multiple loans, EMI delays and missed prepayment opportunities is crucial to prevent long-term debt and protect your credit health.

24 Nov 2025 4:01 pm
Nominee vs legal heir: Clearing the biggest misconception in Indian inheritance

Many Indians assume a nominee inherits their money but the law says otherwise. Nominees are only custodians, while legal heirs or beneficiaries named in a Will ultimately own the assets.

24 Nov 2025 2:14 pm
IndiGo SBI Card ELITE Review: Can it really help you fly for free?

The IndiGo SBI Card ELITE allows earning IndiGo BluChips at a base and accelerated rate, and on achieving spend-based milestones. You can use BluChips to book free flights.

24 Nov 2025 2:02 pm
Will a new loan pull down your credit score? Heres what the expert says

A new personal loan can briefly reduce your credit score due to hard checks, but responsible repayment, limited applications and disciplined borrowing habits help strengthen long-term credit health and financial stability.

24 Nov 2025 1:33 pm
Planning to buy luxury items with the loan money? Make note of THESE key points

Although it is not a rational thing to buy a luxury item with loan money but there could be some exceptions to the rule. Here we list out few advantage as well as disadvantages of opting for it

24 Nov 2025 1:07 pm
The end of indexation: How Indias real estate wealth play is shifting from patience to pace

For decades, property rewarded those who waited. The new tax laws will reward those who move.

24 Nov 2025 11:18 am
A closer look at how online bond platforms are reshaping retail investing

Online bond platforms are seeing a surge in retail activity as lower ticket sizes, easier KYC and transparent RFQ trades draw first-time investors. Heres how the system worksand what buyers must watch out for.

24 Nov 2025 10:15 am
Gen Z is obsessed with weddings. Brands are cashing in.

The young are dressing up to be guests at fictional weddings, complete with fake dulhas and dulhans. Brands are following them to the mandap.

24 Nov 2025 6:00 am
Brewing a century of heritage: Rudra Chatterjee on Luxmi Tea, OBT and the Indian entrepreneurial spirit

Rudra Chatterjee, Managing Director of Luxmi Tea Group, discusses the company's historical ties to India's freedom struggle, the evolution of tea culture, and the importance of resilience in business amidst global uncertainties.

23 Nov 2025 10:47 pm
With Bitcoin prices down 30%, is this the right time to invest in cryptos? Explained

Bitcoin prices have been on a decline for past few weeks currently hovering around $86,000, 30% down from all time high on 6 October 

23 Nov 2025 5:19 pm