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Chasing quick returns, investors sacrifice their own financial security

The ancient tale of Bhasmasura serves as a perfect metaphor for modern retail investors who, in their impatience for quick wealth, progressively sacrifice fundamental financial security for high-risk, high-leverage instruments.

14 Dec 2025 6:40 pm
A takeover in Hollywood that has India's cinema-owners on the edge

The $82.7 billion bid by Netflix for Warner Bros has stirred concerns in India's theatrical landscape. While it could boost Netflix's cinema presence, industry experts warn of potential risks to traditional movie theatres and the competitive dynamics of the OTT market.

14 Dec 2025 6:39 pm
ITR advance tax deadline 2025: Key dates to step-by-step guide to pay All you need to know before 15 December due date

ITR advance tax deadline 2025: From Key dates, tax calculation to a step-by-step guide on how to pay the partial tax payment for the financial year. Here's all you need to know before the 15 December due date.

14 Dec 2025 6:33 pm
8th Pay Commission: Will pensioners stop getting DA hikes under new Finance Act 2025? Govt clarifies

8th Pay Commission: Government issues clarification on whether the central government employees will get dearness allowances (DA) and pay commission revisions under the new Finance Act 2025. Here's what you need to know.

14 Dec 2025 3:14 pm
Hong Kong, India fuel blockbuster year for Asia fundraising

Not long ago, Hong Kongs share-sale market was a symbol of Chinas slowdown: Deal books were thin, investor sentiment was sour and bankers were fleeing the industry. This year, the script has flipped.

14 Dec 2025 8:54 am
8th pay commission: Railways plans cost-cutting to deal with higher wages, says report

The 8th Central Pay Commission, established in January 2024, will review pay, allowances and pensions of central government employees.

14 Dec 2025 8:30 am
AI has taken over Wall Street. Should it take over your portfolio too?

For Indian investors, the implications of the US rally are different from those for American investors.

14 Dec 2025 7:01 am
Netflix vs Paramount: The high-stakes battle for Warner Bros, explained in 5 charts

The fight between Netflix and Paramount Skydance to acquire Warner Bros could reshape both the streaming market and theatrical distributionand it's turning political.

14 Dec 2025 7:00 am
Income Tax dept cracks down on bogus claims linked to donations, SMS and emails sent to taxpayers as friendly measure

The Income Tax department is alerting taxpayers via SMS and email to update their returns and withdraw incorrect claims, following a crackdown on fraudulent tax claims linked to Registered Unrecognised Political Parties (RUPPs) or charitable institutions.

13 Dec 2025 7:24 pm
Bank holiday today: Are banks open or closed on 13 December for Second Saturday weekend off?

Bank holiday today: There are a total of 17 holidays for public and private banks in India in December 2025, according to the RBI's official state-wise calendar for 2025-26. Check the full list for this month here

13 Dec 2025 7:22 am
Centre rolls back use of revamped agriculture trading portal in most Rajasthan mandis

The Union government has significantly scaled back the use of its revamped electronic agriculture trading portal, e-NAM 2.0, across Rajasthan.

13 Dec 2025 6:00 am
Rising costs force employers to rewrite employee benefits

The move comes as employee costs escalate, and health insurance premiums balloon, prompting firms to redesign their benefits programs to align with the needs of a multi-generational workforce and ensure financial discipline.

13 Dec 2025 5:30 am
SBI revises term deposit rates, reduces lending rates check details

The State Bank of India has revised interest rates for term deposits and reduced MCLR and EBLR rates following a repo rate cut by the RBI. Interest rates for senior citizens and the general public on various tenures have been revised, effective from December 15, 2025.

13 Dec 2025 12:10 am
RBI sees privacy risks with CBDC, but it's safer than stablecoins, says deputy governor Sankar

Cash-like anonymity is required to achieve widespread adoption, but that is a challenge as digital transactions always leave a footprint, says RBI deputy governor T Rabi Sankar

12 Dec 2025 11:20 pm
New Labour Codes: Will it slash your take-home salary? Govt clarifies amid PF deduction concerns

The Ministry of Labour stated that the new Labour Codes will not decrease take-home pay as PF deductions are based on a 15,000 ceiling. 

12 Dec 2025 9:00 pm
JioStar, ICC jointly refute reports of media rights disagreement in India; existing agreement remains fully in force

JioStar and the International Cricket Council have jointly denied reports of the Reliance Industries-controlled broadcaster seeking an exit from the media rights deal.

12 Dec 2025 8:34 pm
UPI rule: NPCI's 30% market share cap on apps difficult to implement, warns RBI Dy Governor T Rabi Sankar

RBI Deputy Governor T Rabi Sankar discussed the challenges of NPCI's 30% market share limit for UPI apps, emphasising the need for increased market participation and highlighting that concentration risk does not significantly impact the UPI system, which facilitates transactions between banks.

12 Dec 2025 7:32 pm
Understanding how asset management companies invest your mutual fund money for smarter wealth creation

An Asset Management Company manages pooled investments through research-driven portfolios, transparent costs and regulatory oversight, helping investors access diversified mutual fund opportunities while understanding AMC functions, benefits and key considerations.

12 Dec 2025 5:56 pm
Even Warren Buffett is open to learning how to be a better investor

Investors must evolve their thinking to adapt to constantly changing market environments, Douglas Eby writes in a guest commentary.

12 Dec 2025 5:51 pm
Understand the key differences between a credit report and credit score to strengthen your financial profile

A clear overview of the differences between a credit report and credit score, highlighting their purpose, impact on borrowing, and why both are essential for maintaining a strong financial profile.

12 Dec 2025 4:16 pm
Check out how personal loan refinancing lowers EMIs, trims interest outgo and enhances financial control

Refinancing a personal loan can cut EMIs, lower interest costs and simplify repayments by securing better terms, helping borrowers improve cash flow and strengthen long-term financial stability.

12 Dec 2025 2:58 pm
Understanding key differences between overdraft and personal loan options for better financial planning

A clear comparison of overdraft vs personal loan outlining key differences, benefits and risks to help borrowers choose suitable credit options based on cash flow needs, costs and financial goals.

12 Dec 2025 1:25 pm
18th Mint BFSI Summit LIVE Updates: SEBI's Tuhin Kanta Pandey to deliver keynote address today

18th Mint BFSI Summit LIVE Updates: SEBI chief Tuhin Kanta Pandey will deliver the keynote address today. The Finances Next Frontier theme will bring together Indias influential voices to discuss how banking, markets, insurance, and fintech can prepare for a new era.

12 Dec 2025 10:05 am
India weighs tougher battery rules as 10 GWh storage plan takes shape

The renewable energy ministry wants new efficiency and lifecycle conditions to ensure only higher-performance batteries qualify under the utility-scale storage PLI scheme.

12 Dec 2025 10:02 am
Retirement savings revamp: NPS now includes gold, silver ETFs

PFRDA has allowed investments under the NPS into gold and silver ETFs and Nifty 250 stocks.

11 Dec 2025 5:06 pm
Why December 2025 is the best car-buying window - there's more to it than GST cuts

The Indian automotive sector is experiencing strong growth due to record festive sales and tax reforms. Year-end stock-clearances are expected to gain, with the GST cuts on small cars boosting affordability, leading to significant sales increases.

11 Dec 2025 2:43 pm
Will a car loan application secretly dent your credit score? Lets break it down

A car loan application can briefly reduce your credit score due to hard inquiries, but disciplined EMI repayment strengthens credit health and supports smarter borrowing decisions in the evolving lending landscape.

11 Dec 2025 2:23 pm
Home sweet home: The complete cost of ownership

The actual cost of owning a house can vary significantly depending on several factors, including the propertys location, price of the home, financing terms, utilities, maintenance, etc.

11 Dec 2025 1:51 pm
AMFI November data: Equity mutual fund inflows surged 21% to 29,911 crore

Equity mutual fund inflows rose to 29,911 crore, while monthly SIP contributions declined slightly to 29,445 crore.

11 Dec 2025 11:12 am
From Airbus to bus: Private operators hope to retain travellers as demand rises amid ongoing IndiGo fiasco

Following IndiGo's flight cancellations, bus operators like redBus and Leafybus are seeing a surge in bookings, with redBus reporting a 17% increase. Dynamic pricing has led to a 25% fare rise on high-demand routes as the bus ecosystem adapts to the influx of travelers.

11 Dec 2025 6:00 am
ITR refund delay: What are common reasons, when to expect and how to check status? All you need to know

The ITR filing deadline was 16 September, and while most refunds are processed, some remain pending. Delays may arise from verification issues or incorrect bank details. Taxpayers should ensure Aadhaar-PAN linkage and accurate claims to avoid further processing delays.

10 Dec 2025 8:29 pm
IndiGo crisis: Liberalization is not enough if consumer trust is eroded

Both insurance and aviation touch the daily lives of millions of Indians and require deep infrastructure, robust regulation, and sustained capital to serve a rapidly expanding market. Yet, their journeys since liberalization could not have been more different.

10 Dec 2025 6:55 pm
What to do when banks refuse to reduce home loan interest rates

While banks use varied benchmark rates, they often slow interest rate reductions and cut EMIs, but not tenure. Borrowers can still benefit from the lowest repo rate in three years. 

10 Dec 2025 2:36 pm
RBI rate cut: Time to rethink your home loan strategy?

The latest RBI rate cuts will particularly benefit borrowers who took home loans in 2020-2022 at rates of 6-6.5%, but saw the rates rise to 9-9.5% within a year.

10 Dec 2025 2:25 pm
RBI floating rate savings bonds explained: Returns, eligibility and key rules

The government introduced RBI floating rate saving bonds for individual investors in 2020, replacing the 7.75% savings bonds. 

10 Dec 2025 2:13 pm
817 credit score: The hidden advantages and loan offers you can expect

An 817 credit score unlocks faster approvals, lower interest rates and access to premium credit products, highlighting how strong financial discipline enhances borrowing power and negotiation advantages.

10 Dec 2025 1:49 pm
BOBCARD Cashback Credit Card offering 5% on online spends: Should you take it?

BOBCARD Cashback Credit Card offers 5 percent cashback on eligible online transactions and 1 percent on other eligible spends. The cashback is capped at 1,500 per statement cycle.

10 Dec 2025 1:46 pm
The real cost of pet parenthood: How to budget for a pet

Before bringing a pet home, it is important to understand the long-term costs and responsibilities involved.

10 Dec 2025 11:36 am
Can my sister claim assets bequeathed to my late mother in father's will ?

It is recommended that you or the executor under the will consult a legal advisor.

9 Dec 2025 6:35 pm
Buying health insurance online? Here are some common mistakes to avoid

Purchasing exclusively premium plans creates another gap because less expensive policies frequently contain more stringent room rent limitations, co-pays, and sub-limits that only become apparent when a claim is made.

9 Dec 2025 5:38 pm
Should you really take a personal loan for festive gifts? The truth may surprise you

Festive spending pressures often push people towards a personal loan, yet borrowing for non-essential gifts can strain finances, making disciplined budgeting and mindful credit use essential for long-term stability.

9 Dec 2025 3:38 pm
5 smart credit card strategies every Indian user should master

Smart credit card strategies help users maximise rewards, control debt, manage credit utilisation and use EMIs wisely, ensuring secure financial habits and optimised credit card benefits for long-term stability.

9 Dec 2025 3:12 pm
Want your child to never worry about money? Start with these investments

Pocket money introduces children to financial management, allowing them to learn from small mistakes. In India, options like savings accounts, Demat accounts, and mutual funds help minors understand investing. 

9 Dec 2025 12:59 pm
How to prepare for big ticket bills before they knock

Standard emergency funds cover job loss, but dental surgeries, home termite damage often require a separate shock absorber fund. By earmarking specific SIPs or arbitrage funds for these gaps, investors can protect their long-term portfolios from the erosion caused by unexpected bills.

9 Dec 2025 11:05 am
Why portfolio strategy, not stock picking, decides who wins in the market

Shyam Sekhar emphasizes the importance of a robust portfolio strategy in equity investing. As market conditions shift, investors must adapt their portfolios to mitigate risks and capture opportunities, rather than focusing solely on stock picking.

9 Dec 2025 10:57 am
Are you adequately insured? Why most families dont have enough cover until its too late

A GST cut has made term insurance 18% cheaper, but the real risk for families is not buying too little, too late. Heres how to know if your life cover is truly adequate.

9 Dec 2025 9:00 am
Will DA be added to basic pay under 8th Pay Commission? Here's what Finance Ministry said

8th Pay Commission: The Finance Ministry confirmed that the 8th Pay Commission will not merge dearness allowance or relief with basic pay.

8 Dec 2025 6:41 pm
New Income Tax Act: ITR forms to be issued prior to FY28, says govt

The new income tax returns form under the Income Tax Act, 2025, will be issued before the 2027-28 financial year, according to Minister of State for Finance Pankaj Chaudhary.

8 Dec 2025 5:41 pm
How to obtain tax residency proof in India?

A UK company requires an Indian Tax Residency Certificate for reduced withholding tax on interest payments. To obtain this, an online Form 10FA must be submitted, confirming tax residency in India for the relevant financial year.

8 Dec 2025 4:09 pm
4 common credit report errors that drop your score and trigger loan rejection

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce your credit score and hinder loan approval, making regular credit report checks essential.

8 Dec 2025 3:39 pm