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Business / Livemint

Prashant Kishors 99 crore donation to Jan Suraaj Party - Does it qualify for tax relief? Experts explain

Under the old tax regime, donors can claim 100% deduction for donations made to political parties. These deductions are allowed for individuals as well as companies under section 80GGC and section 80GGB of Income Tax (I-T) Act, respectively.

15 Nov 2025 1:51 pm
Bank holiday today: Are banks open or closed on Saturday, November 15? Check here

Bank holiday today: On November 15, 2025, banks across the country, except Jharkhand, will remain open as it is the third Saturday of the month.

15 Nov 2025 6:31 am
Tata Motors, PMI Electro, Volvo Eicher among 16 bidders in record electric bus tender

Sixteen bidders have entered the government's tender for 10,900 electric buses under the PM E-Drive scheme. The initiative aims to enhance Indias electric mobility and reduce emissions across five major cities.

15 Nov 2025 12:09 am
India may ease imports of specialty steel to address supply gaps

The government plans to temporarily suspend strict quality-control rules for about 55 steel products for one to three years. So far, companies were allowed to import these items only from a small list of government-approved suppliers.

14 Nov 2025 10:41 pm
RBI announces relief measures for tariff-hit export sectors; eases credit access, repayment

The Reserve Bank of India has announced a comprehensive set of relief measures for tariff-hit export-oriented sectors and their lenders.

14 Nov 2025 10:09 pm
These NBFCs offer up to 7% interest on fixed deposits. See list

FD rates: Non-banking financial corporations typically offer higher interest rates on their fixed deposits than what most banks offer.

14 Nov 2025 10:07 pm
Direct vs regular mutual funds: Which one should you choose and why?

Investing in a direct mutual fund is advantageous for investors because it typically carries a lower expense ratio.

14 Nov 2025 6:59 pm
India leaves open implementation date for key machinery and electrical safety rules after recent QCO withdrawals

Leaving the implementation date of the Machinery and Electrical Equipment Safety Order, 2024, open-ended has caused uncertainty for manufacturers. Experts urge vigilance against potential dumping of substandard materials amid these regulatory changes.

14 Nov 2025 5:14 pm
Dixon to Tata Electronics: How Indias electronics manufacturers are rewiring strategies

Dixon, Amber and Syrma are venturing into making components across industries, as they chase margins and profits.From assemblies to high-value electronics: Indias manufacturers double down on expansion

14 Nov 2025 3:06 pm
Heavy industries ministry seeks to shift 4,891 cr allocation for e-trucks, e-buses to next year's budget

Challenges in component localisation approvals and supply chain disruptions have hindered the disbursal of incentives, with no models of e-trucks and e-buses receiving government approval yet.

14 Nov 2025 2:05 pm
Mint Explainer | Why the government is slowing QCO expansion even as it pushes for quality manufacturing

The withdrawal of quality control orders for 14 petrochemicals aligns with a push for quality-driven manufacturing while addressing industry concerns about implementation pace and testing capacity.

14 Nov 2025 1:31 pm
Personal loan offers: Top 5 factors to consider from rates and fees to flexibility

Compare personal loan offers by evaluating interest rates, fees, eligibility, loan tenure, and prepayment options to make informed borrowing decisions and manage the total cost of credit responsibly.

14 Nov 2025 1:10 pm
Credit cards: Are they boon or bane? 5 tips to dodge the debt trap

Credit cards can lead to debt traps when mismanaged, but disciplined use, full repayments, and tracking expenses help users build credit safely while avoiding high interest and financial stress.

14 Nov 2025 11:51 am
PPFAS dominated the flexi-cap arena. Can it win the large-cap battle?

PPFAS, best known for its flagship flexi-cap fund, is entering the crowded large-cap fund category with the Parag Parikh Large Cap Fund. Investors will be watching closely.

14 Nov 2025 9:47 am
Best investments for children: From Sukanya Samriddhi to NPS Vatsalya, PPFs and more

Various investment options are available to secure a child's future, including Sukanya Samriddhi Yojana and NPS Vatsalya, which aim to provide structured investment plans for education and stability, ensuring long-term financial security.

14 Nov 2025 9:12 am
Bank holiday today: Are banks open or closed on Friday, 14 November for Children's Day?

Bank holiday today: According to the RBI calendar, banks across the country will remain open on 14 November.

14 Nov 2025 9:07 am
The rise of the outsider CXO: India Inc breaks industry silos to push growth

As volatility and AI reshape business models, firms turn to CXOs from unrelated sectors to bring fresh thinking and adaptability

14 Nov 2025 7:00 am
Govt withdraws BIS norms on polyester chain, polymers; user industry cites relief on costs for MSMEs

This policy shift provides significant relief for downstream user industries, particularly MSMEs, by allowing them easier access to globally competitive, and often cheaper, imported raw materials.

14 Nov 2025 5:30 am
Govt releases draft Seeds Bill, 2025; proposes tougher checks on seed quality

The proposal seeks to align laws with the increasingly private and complex seed market while proposing strong penalties for serious violations and easing compliance for small producers.

13 Nov 2025 10:44 pm
Spotify tweaks paid plans into three buckets months after a hike

Spotify's rejig to offer a three-tiered subscription seeks to address the slowing music streaming market. It also comes when multiple streaming platforms in India, including Airtels Wynk, ByteDances Resso and Hungama Music, have shut down. 

13 Nov 2025 7:31 pm
Estate planning: Can an unmarried woman pass on her wealth to a charitable trust?

By combining a properly drafted and registered Will or trust with professional execution, your estate can be managed exactly as you envision while minimizing any potential legal interference from your brother

13 Nov 2025 5:40 pm
Nithin Kamath breaks down buyback taxation as Infosys announces 18,000 crore record plan

Nithin Kamath, CEO of Zerodha, explained the benefits of Infosys's 18,000 crore buyback to participants in a social media post detailing taxation, gains, eligibility, and how capital losses can offset other gains. Here's what he said

13 Nov 2025 5:20 pm
How to get a low-interest loan by using your strong credit score

A strong credit score enables borrowers to secure low-interest personal loans through better negotiation, disciplined repayment, and responsible credit management, ultimately leading to long-term savings and improved financial stability.

13 Nov 2025 4:49 pm
Mint Explainer | How India is emerging as the epicentre of global energy demand

With prospects of continued growth in industries and transportation, India is expected to emerge as the driving force of global energy demand. What are the factors behind the projected demand growth, and what does it mean for India?

13 Nov 2025 3:41 pm
Where are the movies for the masses? Single-screen theatres rue a year of blockbuster drought

Indias box office this year has leaned heavily toward metros and premium formats, leaving single-screen theatres struggling. With few mass hits beyond Chhaava and several big titles delayed to 2026, single-screen theatres have seen a 20-30% drop in earnings and hope for a revival early next year.

13 Nov 2025 3:23 pm
Ladki Bahin Yojana E-KYC deadline nears. Have you filled out your details? What is the eligibility? All FAQs answered

The Maharashtra government has made e-KYC mandatory for all beneficiaries of its Ladki Bahin scheme, aimed at boosting women empowerment in the state. Check the deadline for eKYC, the amount you can get, eligibility and other FAQs here.

13 Nov 2025 3:06 pm
Supreme Court reserves verdict on whether insolvent telcos RCom, Aircel can sell spectrum to repay lenders

The court is hearing a batch of petitions filed by SBI and the two insolvent telcos that challenged the NCLAT's 2021 order which held that spectrum could be transferred or sold under an insolvency resolution plan only after all government dues were cleared.

13 Nov 2025 2:44 pm
Does taking a wedding loan lower your credit score? A clear guide

Wedding loans can influence your credit score based on repayment discipline, financial planning, and credit behaviour, helping couples strengthen their credit profile when managed responsibly and strategically.

13 Nov 2025 12:54 pm
The ideal advisor-client relationship that actually works

Trust and transparency matter as much as competence when choosing a financial advisor. Heres how to spot misalignments and ensure your goalsnot their incentivesdrive the relationship.

13 Nov 2025 12:29 pm
Money-smart kids: How young Indians are learning to save and grow money

With schools imparting financial education and some edtech companies making money lessons more engaging, a growing number of young Indians are learning to save and grow their money. This Children's Day, Mint brings some interesting stories of young Indian investors  

13 Nov 2025 12:19 pm
How to use your credit card safely: Essential tips for financial security

Protect your finances with smart credit card usage tips focusing on secure transactions, fraud prevention, regulatory safeguards, and responsible repayment habits for long-term financial safety and better credit management.

13 Nov 2025 12:11 pm
Credit scores are lowered by late payments more than by number of credit cards and loans: Cibil

Confused about credit scores? Bhushan Padkil, SVP at TransUnion CIBIL, breaks down the key factors that affect your score and debunks common myths. Understand the importance of timely payments, balanced borrowing, and how to monitor your credit effectively. 

13 Nov 2025 12:03 pm
RBIs new gold loan norms force lenders to wind down repledged portfolios

The RBI's new gold loan norms prohibit lending against repledged gold, which pawn brokers previously used as collateral. This change aims to prevent usurious lending practices and ensure that only original owners can take loans against their gold.

13 Nov 2025 6:00 am
Totaled restaurant bills or checked if you use all your subscriptions? Here's steps to manage the drain on your savings

There are some expenditures that shave off your monthly earnings due to necessity, but there are also some things you could be overspending on without realising its draining effect on your budget. Take a look

12 Nov 2025 10:39 pm
Want to invest in gold ETF? Here is what you need to know

Sebi recently cautioned investors against investing in digital gold or e-gold products'. Instead, people are urged to invest in gold ETFs, which are offered by Sebi-registered intermediaries.

12 Nov 2025 10:23 pm
Kolkata man duped of 11 lakh in credit card cloning fraud: What is it and how to stay safe? Mint explains

Credit card cloning is the process of creating a duplicate card by copying the data from the magnetic stripe of a legitimate card into a blank card.

12 Nov 2025 5:08 pm
What is the tax on unused CGAS amount if deposited before 23 July 2024?

If funds deposited in CGAS are not utilized for purchase/construction of a house within the prescribed timelines, then the LTCG not taxed earlier becomes taxable

12 Nov 2025 3:50 pm
No credit card? Heres how you can still build a great credit score

Building a good credit score without a credit card is possible through timely loan repayments, responsible borrowing, and consistent financial discipline that strengthen long-term creditworthiness.

12 Nov 2025 12:30 pm
Investors can use these mutual funds to override their behavioural biases

Investing requires balance and discipline. These hybrid funds cater to different risk profiles, promoting stable long-term growth.

12 Nov 2025 11:44 am
Life after divorce: How women can rebuild financial independence

When a marriage ends, rebuilding life often begins with money. Heres how women can regain financial clarity, rebuild confidence, and secure lasting independence after divorce.

12 Nov 2025 11:33 am
Symmetry, at what cost? How Indias buyback tax tilts the scales

Indias new tax rule makes share buybacks fully taxable in shareholders hands. Experts warn it could deter payouts, distort capital flows, and hurt market confidence.

12 Nov 2025 11:26 am
What are dynamic asset allocation funds and why should you include them in your portfolio?

Dynamic asset allocation funds are free to invest in equity & debt in a ratio that is managed dynamically (with 0% to 100% in equity; and 0% to 100% in debt)

12 Nov 2025 9:15 am
How to check your EPF balance and track claim status online: A complete step-by-step guide

EPFO: We describe here the step-by-step process to ascertain the EPF balance and claim status on EPFO's official website and on the Umang app 

11 Nov 2025 7:44 pm
Personal loans: Why it is crucial to check the cost of borrowing before signing on the dotted line

When taking a personal loan, among several factors, what should typically matter the most for a borrower is the rate of interest charged by the lender.

11 Nov 2025 6:04 pm
How to transfer your mutual funds online: A simple guidebook

The online transfer facility for mutual funds makes joint ownership of MFs as flexible as bank accounts for those holding units in non-demat form. Here is a step-by-step guide

11 Nov 2025 4:25 pm
Super saver home loans: How they help cut interest and shorten your loan tenure

Super saver home loans allow borrowers to save on interest by parking surplus funds in an Overdraft account linked to the loan. 

11 Nov 2025 2:48 pm
The psychology of volatility: What investors get wrong

Volatility highlights common behavioural tendencies in investors, which have a significant impact on the psychological aspects of investing.

11 Nov 2025 2:24 pm
Smart credit card use: How to build financial strength without debt

Credit cards have evolved from luxury items to essential financial tools, providing benefits like cash back and travel perks. However, mismanagement can lead to debt and harm credit scores. 

11 Nov 2025 2:20 pm
Credit card cash advance: Meaning, benefits, and drawbacks you should know

A credit card cash advance provides instant access to funds during emergencies but carries high interest rates, transaction fees, and no reward benefits, making repayment discipline essential.

11 Nov 2025 2:06 pm
Can your job tenure and work experience influence your personal loan eligibility?

Most banks require an overall work experience of at least 1-2 years, out of which at least 1 year must be with the current organisation. Job stability and other factors help a bank determine the applicants repayment capability.

11 Nov 2025 2:05 pm