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TRAI has tightened anti-spam rules by adding AI-based detection and requiring telecom operators to share suspected spam-number data. Caller ID apps must share spam reports via the DLT platform, while A2P calls require prior declaration and may face termination charges of up to 5 paise/minute.

Wider acceptance of UPI abroad benefits Indian tourists, students and business travelers by allowing use familiar mobile apps for payments instead of reliance on international debit or credit cards.

MP Ajeet Madhavrao seeks removal of administrative impediments caused by Para 26(6) of the EPF Scheme

All provident fund members who have an account for over 10 years, are provided with pension benefit. You can withdraw PF in full and choose to maintain annuity in the pension scheme by submitting Form 10C and availing a Scheme Certificate.

Vehicle owners can initiate and complete the bank switching process through the National Highways Authority of India's (NHAI) official Rajmargyatra smartphone application

Punjab has announced an 8% increase in dearness allowance for eight lakh state government employees and pensioners. CM Mann said his government understands responsibilities shouldered by its employees and the pressures they face in personal and professional lives. 

Ashwini Vaishnaw said a number of Memorandums of Understanding and purchase orders had been finalised during SEMICON India 2026

Warren Buffett is stepping down as chairman of Berkshire Hathaway after over 50 years. At 96, he will remain a director while his son Howard takes over. 

What happens when a Senior Citizen Savings Scheme (SCSS) account holder dies before maturity? Know the rules for nominees, legal heirs and spouses, interest payable after death, account continuation and the documents required to settle an SCSS death claim.

Borrowers' capacity for home loan repayments depends on various factors such as income stability and existing expenses. Here's how much home loan EMI a person can comfortably afford on different income levels.

The EPS pension can rise after the EPFO wage ceiling is increased to 25,000. Here is how the 12,500 monthly pension figure is calculated, who may qualify and what employees should know.

The Rule of 72 is a simple way to estimate how long an investment may take to double. See how 1 lakh could double at 6%, 8% and 10%, and understand why compounding matters.

Car loan interest rates at PSU banks start at 7.35% in September 2026. Compare SBI, Bank of Baroda, UCO Bank and other lenders on interest rates, EMIs, processing fees and prepayment terms before borrowing.

The government has removed the geographical restriction for CGHS eligibility for serving Central government employees, allowing eligible employees outside covered areas to make a one-time switch to CGHS, subject to prescribed conditions and contribution.

Home loan nearly repaid? Here are five financial moves to make with the freed-up cash, from rebuilding your emergency fund and reviewing insurance to clearing costly debt and redirecting EMIs towards retirement savings.

8th Pay Commission salary hike explained: See how a 2.75 or 3.5 fitment factor could change central government employees basic pay across pay matrix levels, with illustrative calculations, salary comparisons and key points before the final recommendations.

Bank holiday today, September 19, 2026: SBI, HDFC Bank and ICICI Bank branches are open as it is the third Saturday. Check state-wise RBI holidays before visiting.

Should you take a personal loan for your wedding or use savings? Experts explain when using savings makes sense, how wedding loan EMIs affect future goals, and what borrowers should consider before taking on wedding debt.

A proposed 0.4% UPI charge on transactions above 2,000 could fund vital infrastructure and security upgrades, but it could also face pushback from merchants and raise concerns over smooth UPI growth.

The move follows Maharashtras push to review wide gaps between hospitals procurement costs and MRPs, while hospital operators argue that such gaps do not necessarily represent their profit margins.

Ethanol prices have climbed as tighter domestic supplies and stronger demand from the fuel-blending programme squeeze availability, while glass bottle costs have risen by as much as 20% over the past year.

The proposed expansion of PM-KUSUM would shift subsidies to project commissioning and add a bigger push for feeder-level solarisation and battery storage.

Gold has outperformed the Nifty 50 over the past 20 years, but returns are only part of the comparison. Their capital gains tax treatment is different too. Heres what 1 lakh invested 20 years ago could be worth today and how much an investor may keep after tax.

An individual can take multiple home loans as long as the lender is satisfied with the borrower's income, credit profile and ability to service the loans

The nurses' association outlined several key requests, ranging from higher starting salaries and night duty pay to comprehensive insurance and the return of the Old Pension Scheme.

A big SIP corpus can look impressive on paper, but real wealth creation depends on whether investors can afford rising contributions, survive financial emergencies and stay invested through market downturns, weak returns and long periods of underperformance.

Digital gold is booming, but investors face a key trade-off: convenience versus regulation and costs. Experts explain how digital gold compares with gold ETFs in terms of accessibility, physical delivery, expenses, investor protection, and the safeguards needed for this fast-growing segment.

From October 15, UPI payments over 2,000 for fuel, railway tickets, and other services will incur a flat MDR of 5, as announced by NPCI. Meanwhile, for P2M transactions above 2,000 outside the specified categories, NPCI has introduced a 0.4% MDR.

When you invest in government securities through RBI Retail Direct using UPI, who will bear the payment-processing cost? With MDR rules for capital market transactions changing from 15 October, heres what investors need to know about the charges involved.

Refunds may not be issued if bank details are incorrect or if the PAN is inoperative. Taxpayers should monitor their e-filing accounts for discrepancies and may need to correct details for a refund reissue request.

Refiners are paying a premium of around $1 a barrel for Russian oil, while Brent crude prices of around $103 per barrel are also raising concerns over import costs.

Large-cap funds predominantly invest in large-cap stocks, while aggressive hybrid funds combine equity with debt. A comparison of their 1-, 5- and 10-year returns, along with risk-adjusted performance, reveals how the two mutual fund categories have fared over time.

Missing a KYC update deadline doesn't mean immediate account freezing. RBI rules require banks to send reminders before action. 

Consumer durable financing can provide formal credit to new-to-credit borrowers who may otherwise find it difficult to obtain a loan. But convenience comes with potential drawbacks.

Nifty 500 data shows 10%-20% was the most common three-year return range since 2005. With the latest three-year CAGR at 12.9%, an expert suggests investors should distinguish between exceptional bull-market gains and more typical returns when planning financial goals.

Russia has proposed that India manufacture the Su-57 stealth fighter domestically, seeking a Su-30MKI-style partnership. While the IAF needs just 36-54 jets, Russia wants a 100-aircraft commitment to achieve economies of scale. India must weigh this against its indigenous AMCA fighter programme.

Midcap stocks can witness sharp corrections, making volatility a key risk for investors. But avoiding market falls can create another challenge if the subsequent recovery is missed. A 21-year analysis of the Nifty Midcap 150 highlights this trade-off.

ITAT Mumbai cut an NRI's tax penalty from 200% to 50% after she omitted 14.46 lakh in interest income from her ITR. The tribunal held mere omission isn't automatic misreporting, citing her overseas residence, reliance on an accountant, and voluntary tax payment once notified.

Apple is reportedly all set to launch Apple Pay in India next month with Axis Bank's credit cards. It is said that the company is also in talks with HDFC Bank and ICICI Bank.

The additional flexibility is intended to ensure uninterrupted supplies to genuine industrial consumers while preventing higher stockholding from exerting pressure on domestic sugar availability.

Indian Railways plans to launch second sleeper Vande Bharat Express, connecting New Delhi and Varanasi. The overnight service aims to reduce travel time and enhance comfort, with a trial run expected this month and operations starting around Diwali. The trial run is likely to take place this month.

8th Pay Commission DR rules: Know how Dearness Relief is paid to central government pensioners and the key reforms pensioner organisations seek to address their concerns and improve financial security.

Social media creators with certain followings can earn consistent income, but their accounts, content and money are managed differently after death according to platform policies. Here's what happens in such cases. 

A lump-sum bonus can either wipe out your home loan or build a larger investment corpus. The choice depends on return expectations, interest rates, taxes, liquidity and your tolerance for risk.

Chandrasekarans appointment as a director on the Tata Sons board won't get majority approval even if one of the two main Tata Trusts does not vote.

A study reveals that 70% of urban Indians aim to retire early if financially secure, with half seeking to achieve financial independence by age 50. However, majority of Gen X fear they may never retire, citing financial insecurity. Details here.

Using 90% of your credit card limit once may not necessarily hurt your credit score, but repeated high utilization can raise concerns. Experts explain credit utilization, statement dates, repayment behaviour and practical ways to manage credit responsibly.

The aim is to provide investors greater certainty and a longer recovery window for their upfront and future investments, thereby reducing risk perception and improving bankability of projects.

The move is aimed at reducing compliance requirements for low-risk products that health authorities want to make more widely available.

Shapoorji Pallonji Group chair Shapoorji Mistry urges Tata Trusts to back a Tata Sons listing, saying it could unlock value and revive ties between the groups.