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India now shops by season: ACs for summer, air purifiers for winter

The seasonal nature of air purifier and air-conditioner sales poses challenges for marketers. Blue Star emphasizes the need for strategic communication to address misconceptions about indoor air quality and to target diverse consumer segments.

5 Jan 2026 6:00 am
Staff at your neighbourhood PSU bank is working harder than you think

Profit per employee, a key metric that tracks staff productivity, has risen sharply for public sector banks.

5 Jan 2026 5:40 am
Achche din for homegrown IT services companies delayed

Geopolitical uncertainty and US-Europe tariff concerns have dampened hopes for a quick rebound in tech spending. Brokerages expect a mixed bag for the Big Five, with recovery likely to be deferred to the next fiscal year.

5 Jan 2026 5:30 am
Spotted: Swiggy's performance art as ad

In the last couple of decades, installations of performance art have entered the mainstream, including museums. How well do they work as an advertisement? 

5 Jan 2026 5:00 am
AI-made Disney shorts are coming. What happens to Indian creators?

The Disney-OpenAI collaboration signals a transformative era for AI-generated content in India, targeting Gen Z's preference for short-form videos. While it opens new monetization avenues, uncertainties in copyright law and potential pressures on smaller creators highlight the challenges ahead.

4 Jan 2026 5:07 pm
Why health insurance costs less onlineand what you give up

Online health insurance is cheaper, but intermediaries add value through advice and claims support.

4 Jan 2026 4:12 pm
How Indian advertising can become caste-conscious

Despite early experiments, such as Idea Cellular's Caste Wars advertisement in 2007, caste remains poorly represented in Indian advertising. But as gig work becomes an integral part of our lives, marketers can no longer ignore this social reality.

4 Jan 2026 2:52 pm
Twenty years on, running is now mainstream business

As the Tata Mumbai Marathon marks its 21st year this January, nearly every major city in India is host to a marathon, half-marathon, 10k, or a 5k race. Distance running has become an aspirational sport for Indians, and in turn, booming business for sponsors. Where does it go from here?

4 Jan 2026 2:32 pm
Your money, your choice: Why Indias financial regulators should emulate the new NPS model

The pension regulator has reduced mandatory annuity purchases, removed lock-in periods, allowed investment until age 85, introduced systematic withdrawal options, and permitted up to 100% equity allocation. While this freedom may cause some to make poor decisions, the old, rigid model was worse.

4 Jan 2026 1:21 pm
Less debt, no FOMO and structured investing: your 2026 money goals

Learn how to prioritize your financial well-being through small yet impactful changes. Here are some essential strategies for setting realistic financial goals in 2026

4 Jan 2026 11:42 am
Bank holidays next week: Banks to be closed on these days between January 5 and January 12 - Check full list

Bank holidays are decided by the Reserve Bank of India (RBI), which publishes a calendar every year notifying about the holidays. According to the chart, these are the bank holidays next week.

4 Jan 2026 7:41 am
Mint Explainer | Why Indias winter power spike matters after a muted year for electricity demand

A late-December surge in electricity use highlights how weather-driven demand swings affect power prices, discom finances, and eventually consumer billsafter a surprisingly soft 2025.

4 Jan 2026 7:00 am
50 television channels to surrender TV licences as users shift to digital platforms: Report

JioStar, Zee Entertainment, ABP Network, are among 50 other television channel firms to surrender TV licences for different channels as users shift to digital platforms. Here's what Crisil expects from the industry. 

3 Jan 2026 7:52 pm
Selling gold or stocks? Section 54F of Income Tax Act may help you claim deductions if you do this

Section 54F, a lesser known provision of the Income Tax Act, allows taxpayers to save tax on long-term capital gains (LTCG) by reinvesting the money to buy a property.

3 Jan 2026 1:18 pm
Bank holiday today: Are banks open or closed on Saturday, 3 January? Check state-wise holiday list

Bank holiday on Saturday, 3 January: Banks remain open on the first, third and fifth Saturdays of every month, as per the bank holiday rules of the Reserve Bank of India.

3 Jan 2026 8:01 am
Banks want deposits but end up giving more loans

A widening CD ratio is forcing banks to lean increasingly on market borrowings, liquidation of excess statutory liquidity ratio (SLR) holdings, and balance-sheet buffers to raise money for lending.

3 Jan 2026 6:00 am
FDs vs small savings schemes: Which one should you choose and why?

For the eighth consecutive quarter, the government has kept the interest rates for small savings schemes unchanged.

2 Jan 2026 8:34 pm
Mutual funds: Zerodha, Motilal Oswal among three new fund offers open for subscription in January

As 2026 begins, investors can consider three new fund offers (NFOs) open for subscription in January, including the Zerodha Nifty Short Duration G-Sec Index Fund, Motilal Oswal Diversified Equity Flexicap Passive FOF, and Groww Nifty Chemicals ETF.

2 Jan 2026 6:43 pm
Are thematic and sectoral funds worth the risk?

In the right market environment, a well-timed sectoral allocation can enhance portfolio returns, but such gains come with elevated risks.

2 Jan 2026 12:56 pm
Retired officer duped out of 90 lakh in digital arrest scam: 5 ways to stay safe online

A retired officer lost his hard-earned savings in a digital arrest scam. Fraudsters had posed as cyber officials. This case highlights the importance of recognising warning signs, verifying claims, reporting suspicious activity promptly, and following safety measures for banking transactions. 

2 Jan 2026 12:46 pm
Micro-dramas set to dominate Indias streaming industry in 2026

Micro-dramas became immensely popular in 2025 and are expected to emerge even stronger in 2026 as streaming service providers become more selective amid budget constraints. But growing consolidation in the industry may stifle independent and small creators. 

2 Jan 2026 6:00 am
Mint Explainer | What India's real estate market holds for you in 2026

While the residential sector saw a slowdown in 2025, commercial office and logistics assets offer greater scope for further growth.

2 Jan 2026 6:00 am
JSW Motors, Mahindra & Mahindra open to extended-range hybrids if EV incentives widen

While some carmakers bat for government support, experts question the logic, as range-extended EVs will at best play a transitional role.

2 Jan 2026 6:00 am
Quick commerce has exploded. But 2026 is likely to be even more challenging

Quick commerce is becoming a habit for customers as platforms have started delivering everything from groceries and lifestyle products to high-end gadgets. Yet, next year may be even more challenging for the likes of Blinkit, Instamart and Zepto.

2 Jan 2026 6:00 am
Rethinking Money: How you should prepare for 2026

Experts focus less on predictions and more on disciplined, diversified strategies as they navigate 2026s shifting economic landscape.

2 Jan 2026 5:50 am
Stranger Things finale turns New Year 2026 into a pop culture moment

By leveraging a staggered release strategy, Netflix achieved high social media engagement throughout late 2025, enabling brands like Swiggy Instamart to integrate immersive technology into their apps. 

2 Jan 2026 5:50 am
Your 2026 financial calendar: Key dates, deadlines and decisions that will shape your finances

Throughout the year, there are key financial actions and deadlines that can make a real difference to your tax savings, compliance, investments, travel plans and overall money health

1 Jan 2026 9:00 am
What are retirement mutual funds and should you invest in them for long-term wealth creation?

Retirement mutual funds offer more flexibility than PPF and NPS, with a five-year lock-in period. These funds provide various investment options and promote discipline among investors. They represent a growing category, with 29 schemes and significant assets under management as of November 2025.

31 Dec 2025 6:17 pm
Want to accumulate 50 lakh in the next 12 years? Here's how much you need to invest in SIP

The higher the rate of return on investment, the faster you achieve your financial goals. Additionally, the more focused you are on your financial goals and the timeline to achieve them, the easier it becomes to formulate a financial plan.

31 Dec 2025 3:56 pm
8th Pay Commission: When will central govt employees get their arrears? How much money will they receive?

While the provisions of the 8th Pay Commission will be effective from 1 January, 2026, the implementation is expected to be delayed. This is why government employees and pensioners will receive arrears.

31 Dec 2025 3:12 pm
Money Rule Change from January 1: PAN-Aadhaar linking, ITR filing, and more personal finance updates effective tomorrow

January 1, 2026 Money Rule Changes: Here is a list of the most important personal finance money rule changes that will come into effect from January 1, 2026, which is tomorrow.

31 Dec 2025 12:58 pm
Improve your credit score with 4 simple New Year 2026 resolutions: Timely repayments, monitoring & more

New Year 2026: Simple New Year resolutions can help borrowers improve their credit score through timely repayments, smart credit utilisation, regular monitoring and long-term discipline, unlocking better loan approvals and financial opportunities.

31 Dec 2025 12:39 pm
A year of insurance reforms in India, yet more ground to cover

Over the past year, India has rewritten key rules governing insurance. Yet for policyholders, the real test lies not in regulation, but in how these changes play out when a claim is filed.

31 Dec 2025 9:00 am
These top-performing multi-asset allocation funds delivered over 15% returns in 2025: Check the list

Multi-asset funds provide exposure to a diverse range of asset classes, offering a high degree of diversification typically associated with institutional investing. These funds may invest in a range of conventional equity and fixed-income strategies, index-tracking funds and financial derivatives.

30 Dec 2025 8:56 pm
Income Tax Refund Status LIVE Updates: Revised ITR deadline tomorrow! Here's how to check refund status online

Income Tax Refund Status LIVE Updates: I-T Department's deadline given to people for filing their revised ITRs is in focus now. However, some refunds filed have been delayed due to certain complications. Taxpayers can check a quick guide to help them check their latest ITR status online.

30 Dec 2025 8:07 pm
Do you need to verify a revised income tax return? Heres what taxpayers must do

Filing an Income Tax Return can lead to errors, from minor mistakes to significant omissions. Taxpayers can correct these by submitting a revised return, but must verify it within 30 days to avoid invalidation. The deadline for those who filed on 16 September 2025 is 31 December 2025.

30 Dec 2025 7:00 pm
Unclaimed bank deposits hit 62,314 crore, says RBI: Step-by-step guide to reclaim your money

As of 2024, unclaimed deposits in Indian banks total 62,314 crore, with public sector banks holding most. SBI leads with 16,968.41 crore. The government initiated a campaign to reclaim these funds, which have significantly increased since 2021.

30 Dec 2025 6:32 pm
Is TDS applicable when buying NRI property with capital gain below tax threshold?

The tax authorities are empowered to directly enforce the sellers liability on the buyer.

30 Dec 2025 5:34 pm
Income Tax Refund: Will you get more time to file revised ITR if I-T Dept fails to process your return by 31 December?

ITR refund deadline: Once the 31 December deadline passes, taxpayers do not have the opportunity to file revised ITR even though their returns are not processed by the CPC.

30 Dec 2025 2:57 pm
8th Pay Commission: Who will get the most salary hike after January 1, 2026 Junior or senior employees? Explained

8th Pay Commission: Even though the in-hand salary of employees will receive only after the 8th Pay Commission announcement is made officially, the arrears will begin to accumulate from January. They will be released after the provisions of the 8th Pay Commission is announced.

30 Dec 2025 1:31 pm
New Year 2026: 10 key personal finance rules to follow for smarter money management

New Year 2026: Experts often recommend investors stay committed to the key fundamentals of investing, including asset allocation and diversification.

30 Dec 2025 1:21 pm
Credit card application rejected? Here are 5 major reasons banks say no

Credit card applications can be rejected due to weak credit history, high debt, insufficient income, errors in documentation, or eligibility issues, highlighting the importance of disciplined spending and repayment habits.

30 Dec 2025 12:24 pm
How Indias health insurance choices evolved in 2025

The removal of GST on health and term insurance was an important catalyst in how consumers upgrade coverage, choose smarter products, and commit to longer-term protection.

30 Dec 2025 9:00 am