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With Indian households holding significant gold assets, alternatives such as Gold ETFs and Digital Gold are worth exploring. Here's a look at the features and tax implications, and other important details.

Under Section 44ADA of the Income Tax Act, 1961, an assessee opting for presumptive taxation is not required to maintain books of account, provided income is declared at 50% or more of gross receipts

Borrowers maintaining a good CIBIL score enhance their prospects of securing favourable home loan terms, resulting in significant time and cost savings.

The UP-RERA amendments enhance buyer protection by allowing complaints against unregistered projects. It also eases the process of property transfers. Here's how. 

The new labour laws, which were implemented in November 2025, and came into effect on 1 April, are quietly reshaping how salary is credited in India. According to the government, the restructuring will result in employees having more retirement savings in the long-term.

Fixed deposits are a popular low-risk investment choice, offering guaranteed returns and higher interest rates than savings accounts. Here's how much interest rates top private banks of India are offering on their FDs.

The RBI has proposed measures to combat online fraud, including transaction delays, additional authentication for vulnerable users, and caps on bank account credits. Here's what it means for senior citizens, and other users.

PPF Income Strategy: With the right amount of discipline, you can grow a corpus of over 1 crore using PPF and get 61,000 monthly as pension from the interest, without even touching the principal.

The Income Tax Act, 2025, effective April 1, maintains existing TDS thresholds on bank interest. The I-T department clarified the definition of banking company and the rules around TDS. Here are the prescribed limits and how much TDS gets deducted on bank interest income.

8th Pay Commission update: The fitment factor is the multiplier the new CPC uses to calculate the new basic pay. The 8th Pay Commission will take into account several factors, including inflation, to determine the fitment factor.

Margin Trading Facility exposure has surged to 1.2 trillion. Individually rational borrowing can become collectively dangerous and when leverage unwinds, even prudent investors will feel the shock.

Gold was expected to thrive on war and uncertainty in 2026. Instead, rising oil, higher yields and a stronger dollar knocked it off course. Heres why the hedge faltered and what lies ahead.

The Centre has kept small savings schemes returns unchanged for the April-June 2026 quarter. When it comes to bank fixed deposits vs small savings schemes, here's a comparison of interest rates before you choose.

Provident Fund: Step-by-step guide to withdraw your PF online or offline, the types of withdrawal, what forms to use, limits to partial withdrawal and rules of pension withdrawal. All you need to know

The 8th Pay Commission is highly anticipated with fitment factor recommendations expected to significantly increase salaries for nearly 50 lakh central government employees. Here are the key FAQs answered

UPI payments are often sent using a linked phone number, and it is very easy to mistype the same on your phone keyboard. By the time you realise, the money is gone.

The Income Tax Department has launched the new TRACES 2.0 portal to enhance TDS compliance. The user-friendly interface allows for streamlined navigation, enabling users to access Form 26AS, TDS certificates, and track credits efficiently.

8th Pay Commission latest updates: Currently, there are three categories of consultants that the government hiring notification has listed. See below to find out all about the government hiring.

Take-home salary changes: The new labour laws are reshaping how your salary is credited each month. The government said that the primary reason for this change was to push more funds into long-term savings

ICICI Prudential Mutual Fund has declared payout under its Income Distribution cum Capital Withdrawal (IDCW) option for its Medium-Term Bond Fund. Check record date, payout amount, availability and other details

Understanding how interest on fixed deposits is compounded helps you maximise returns through strategic planning, tenure selection, and choosing the correct institution as per your requirement.

While all banks have their own fixed deposits, small finance banks often offer significantly better FD interest rates to their customers. Here are the best FD interest rates of 5 most popular small finance banks in India. 

For years, foreign institutional investors (FIIs) drove market direction. Now, domestic institutional investors (DIIs), backed by mutual fund and SIP inflows, have taken that role. This shift has quietly changed how markets behave.

8th Pay Commission updates outline composition, functioning and consultation process for salary and pension revision framework for central government employees and pensioners in the country.

The OSH Code introduces significant changes to leave policies, allowing workers to carry forward up to 30 days of leave and encash excess leave. Here are more details about the provision and who it applies to.

Credit card fraud is a growing threat, often unnoticed until significant damage occurs. Reporting fraud promptly, understanding various fraud types, and consistently monitoring credit activity can help protect individuals from financial losses and maintain peace of mind.

Bank FD laddering is a technique that involves buying multiple FDs maturing in different time periods. Personal Finance experts suggest that investors seeking to invest in bank fixed deposits for a longer period may consider a ladder strategy.

General Provident Fund or GPF is the provident fund meant exclusively for government employees. Under this compulsory savings scheme, every government employee must contribute a portion of their pay to save towards their future.

Uncertainty surrounds the DA hike delay. Experts describe it as a procedural deferment rather than a cancellation, adding that arrears are expected and that the inflation-linked revision will likely be implemented retrospectively across central government salaries and pensions.

Meal vouchers, NPS and smart salary structuring can legally bring your taxable income below 12 lakh and reduce your tax to zero

Axis Nifty India Defence Index Fund NFO opens for subscription, tracking defence sector index amid rising global and domestic defence spending and policy support across the country.

PPFAS has been using volatility to its advantage, deploying wherever it finds opportunities and selling wherever the opportunity comes, says its CIO Rajeev Thakkar

Powered by Medi Assists Maven infrastructure, the initiative enables eligible NPS subscribers to access a portion of their retirement corpus for hospitalisation expenses, while continuing to benefit from long-term market-linked growth.

Corporate fixed deposit rates in April 2026 offer competitive returns from leading NBFCs, with varied tenures, senior-citizen benefits, and key safety features for stable,  predictable investment planning.

April 2026 salary changes under the new wage rule may shrink take-home pay while boosting employees' provident fund savings and long-term financial security.

Planning a home loan in April 2026? Check out SBI, PNB, BoB, Union Bank, Canara Bank, Bank of India, and UCO Bank rates, which could make or break your EMIs. Understand the significance of hidden fees, prepayment penalties, and 5 must-know tips before you apply.

With the 10-year US Treasury yield hovering around 4.28%, the case for a meaningful, sustained influx of overseas capital into Indian markets remains dim. But why is it so?

Personal loan interest rates in April 2026 vary across top lenders, making comparison essential to reduce EMIs and total cost while considering fees, tenure, and any hidden charges.

The will now manage retirement savings via a dedicated pension fund, leveraging NPS tax benefits and long-term growth potential.

Sub-registrars must now report property gift deeds above 45 lakh to the tax department, bringing such transfers into taxpayers AIS and tightening scrutiny on clubbing-rule violations.

EPFO 3.0 aims to introduce simplified withdrawal rules, faster UPI-based fund access, and reduced documentation, enhancing provident fund efficiency, flexibility, and retirement security of members.

With 60% already in equity and a 75 lakh windfall in hand, should a 40-year-old add real estate or rebalance for retirement and childrens education goals?

Mutual fund KYC verification helps investors stay scam-free by ensuring updated records, understanding status categories, and following simple steps to maintain secure, compliant investments across the country.

With growth holding steady and inflation remaining manageable, the central banks latest roadmap offers a reassuring path through global geopolitical volatility.

RBI holds the repo rate at 5.25%, providing stability for home loan borrowers. This will ensure predictable EMIs, clarity and potential interest savings amid global economic uncertainties.

From pre-ticked add-ons to hidden renewal tweaks, insurance buyers face digital nudges that inflate premiums. Irdai calls for insurers to clean up dark patterns.

IRDAI forms a sub-committee to strengthen the health insurance ecosystem, focusing on coverage, claims, and consumer experience to boost access, efficiency, and trust.

UAE succession laws have changed for non-Muslim expats. Heres what happens if you die intestate, how to register a Will in Dubai, and why Indian residents may need separate Wills.

Weekly credit reporting is turning Indias loan approvals into near real-time decisionstightening discipline, curbing risky borrowing, and reshaping how lenders judge you.

Form 121 has replaced Form 15G and Form 15H, which must be submitted to avoid TDS. A single form removes confusion about which form is applicable and simplifies the submission process.