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Fixed deposits offer safe, assured returns but are taxable under income tax laws. Taxpayers who missed declaring FD interest can file an updated return (ITR-U) within four years, allowing for corrections with varying additional tax penalties based on the filing time. Details here.

Investment planning should align with current finances, risk tolerance, and future goals. The Public Provident Fund (PPF) offers a safe, low-risk option for long-term savings, providing tax benefits and guaranteed returns, making it an ideal choice for wealth building.

AMFI plans to again approach RBI, Sebi and the government to raise the decade-old overseas investment cap for mutual funds. The industry says a higher limit will give investors greater access to global markets.

Nvidia's stock surged over 1,000% since the ChatGPT release, becoming the world's most valuable company. Investors are now eyeing other AI chipmakers like Micron and Sandisk, while tokenized stocks offer a new way to invest in these companies.

Bitcoin futures dropped to $58,995 on Thursday, over 50% below last year's peak, with predictions indicating a further decline to around $42,000-$44,000 by year-end. Profit booking across assets and rising AI investments contribute to selling pressure amid a strong U.S. Dollar Index.

Income-tax returns: Filing your ITR for AY27 / FY26, here's how much rebate you can claim under Section 87A of the I-T Act. We explain the eligibility criteria, tax regime details and rules for taxpayers.

The regulator is expected to invite stakeholder feedback on proposed reforms to insurance distribution. The framework is likely to focus on persistency, informed customer choice and balanced regulation while keeping policyholder protection at its core. 

Amid market volatility, we asked experts what SIP investors can do to protect their portfolio. From emphasising continuance and review of portfolio to diversifying asset allocation here's their advice

The EPFO is conducting a system upgrade, rendering its portal and Umang app inaccessible from June 26. This upgrade intends to improve reliability and service speed for subscribers. Check here for when services are set to resume

The Mumbai ITAT held that the I-T Department cannot make a tax addition for an alleged cash payment in a property purchase based solely on documents seized from a third party. Such additions must be backed by independent and corroborative evidence linking the buyer to the transaction.

Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Saturday, 28 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

Investors looking to take a contrarian call on the IT sector can do so by using sector or theme-based schemes, but prefer actively-managed diversified schemes where fund managers decide and monitor sector allocations

The 8th pay commission is engaged in discussions with employee representatives to formulate pay recommendations, which will impact around 50 lakh central government employees and 65 lakh retired pensioners.

Secure your retirement with SCSS, a government-backed savings scheme offering stable income for senior citizens. This article explains how a 30 lakh investment can generate around 20,500 monthly income with safety, tax benefits and predictable returns.

West Bengal has announced a 20% hike in dearness allowance for state employees and pensioners, raising it to 38% effective October 1. Teachers' organizations welcomed the decision but urged faster implementation and clearance of remaining dues.

New directions on product marketing and sales highlight practices such as bundling and hidden opt-outs, while formalizing safeguards against mis-selling.

UPI and bank apps allow 24/7 transactions. Banks close on specific Sundays and Saturdays, with online services available during holidays. Customers must verify local branch holiday schedules. 

A Mumbai couple earning 2.2 lakh monthly struggles to save money. The Reddit post sparked discussions on budgeting issues, with an expert suggesting clear savings plans. 

Micron's stock surged over 700% to $1,184, reflecting a shift from a cyclical to an AI infrastructure narrative. With significant revenues predicted and strong demand for HBM, the future hinges on sustained performance despite potential cyclical risks and varying analyst price targets.

He listed routine expenses such as rent, groceries, fuel, Uber rides, house help, gym memberships and occasional meals out, along with a few lakh rupees spent on travel every year.

SpaceX will join the Nasdaq 100 on July 7 due to amended eligibility rules, allowing quicker inclusion for newly listed companies. This change could attract $4.3 billion in passive inflows from ETFs and mutual funds, potentially boosting SpaceX's stock price significantly.

Post office small savings schemes are popular for conservative investors, offering safety, assured returns, and competitive interest rates. Here's the list of schemes that qualify for tax deduction under Section 80C.

Loan rejection can disrupt urgent financial plans. Understanding common personal loan rejection reasons such as a low credit score, high debt burden and incomplete documents can help borrowers improve eligibility and boost personal loan approval chances.

e-Proceedings is an online service provided by the Income Tax Department that allows taxpayers to view and respond to tax notices electronically through the e-Filing portal.

It is important to understand that no asset class remains the market favourite forever. Equity, real estate, gold, cryptocurrencies, commodities and technology themes all go through phases of enthusiasm and correction.

EPFO subscribers can claim up to 7 lakh from the Employees Deposit-Linked Insurance (EDLI) scheme. Here's how you can avail the benefit for no additional cost and file claims with the retirement organisation.

The Centre has said that the 8th pay commission will examine pay upgrade after promotion for central government employees demanded by NC-JCM under the career progression MACP scheme. Here's all we know

Experts suggests that an investor's risk appetite depends on financial capacity and emotional comfort with risk. Assess your income, savings, liabilities, age, and ability to handle market volatility. Together, these factors help determine the level of risk you can sustain over the long term.

DA hike: The AIDEF has requested the 8th pay commission to revise how dearness allowance is calculated, arguing the current formula fails to reflect true living costs and inflation pressures on government employees and pensioners.

Public and private banks in India will be closed today, 27 June, for the fourth Saturday holiday. Operations are halted nationwide, but online banking services will remain accessible for transactions.

Taxpayers dissatisfied with income tax orders can file an appeal using Form 35. This process requires submitting relevant documentation and fees, and the appeal must be filed within 30 days of receiving the order. Full details here.

Zerodha Fund House has launched the life cycle fund series, becoming the first AMC to offer target-date mutual funds in the Indian mutual fund industry. The life cycle fund category was introduced by SEBI in February 2026.

Starting January 1, 2027, RBI's new guidelines will protect consumers from small-value digital fraud, allowing compensation up to 25,000 for victims. Details here.

Starting June 26, EPFO services on member and employer portals, and the Umang app will be unavailable due to system migration, which aims to enhance service reliability. Check affected services, restoration date among other details.

India's government has increased urban cleanliness via better waste management and citizen involvement. The top five cleanest cities in 2026, per Swachh Survekshan, include Indore, Surat, Navi Mumbai, Visakhapatnam, and Bhopal

As the 8th Pay Commission prepares its report, the fitment factor is projected to range from 2.05 to 2.10. Here are the salary calculations.

Employee Provident Fund Organisation: EPF subscribers are allowed to withdraw up to 100% of their eligible provident fund balance, with certain conditions. Here are the new rules and top FAQs explained

I asked ChatGPT how long an Indian investor will take to build 1 crore corpus via investing. From a shorter timeline for high-income earners to a longer one for early-career professionals here's what the math said.

Managing money today goes beyond saving. These five government apps help everyone stay financially organised by securing important documents, enabling safe digital payments and providing easy access to essential government and financial services.

Owning a 20 lakh car is feasible for a Bengaluru professional earning 30 lakh annually, yet paying fully from savings isn't ideal. Financing part of the purchase preserves liquidity, favoring long-term financial flexibility.

The income-tax department has launched online forms for ITR-1 to ITR-4 for FY 2025-26. Taxpayers can file returns by July 31 through the e-filing portal. Certain income types, like business profits and capital gains, are excluded from ITR-1, and late fees may apply if filed late.

Save more on your next vehicle with the latest car loan interest rates in June 2026. Compare top banks, EMIs, processing fees, & key borrowing tips to choose a car loan that fits your budget & lowers your overall borrowing costs. In case of doubt, don't hesitate to seek professional guidance. 

The riskometer is a visual risk indicator that reflects the overall risk associated with a mutual fund scheme. However, two schemes belonging to the same category do not always have identical riskometer ratings.

The e-Filing Vault Higher Security facility is designed to strengthen the security of a taxpayer's e-filing account by requiring a second level of authentication in addition to the regular user ID and password.

Protect yourself from digital threats with these smart credit card habits. This article explains how to prevent unauthorised credit card use through secure practices, transaction alerts, safe payments and simple steps to protect your financial identity.

More mutual funds do not automatically mean better diversification. Here's how investors can avoid overdiversification and build a portfolio that is easier to manage and monitor.

8th pay commission: From demands for increased salary and fitment factor hike, to schedule for state visits and meetings. Here's a look at the top 10 latest updates from the 8th CPC discussions so far.

Gold and silver prices today, 26 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

DA hike discussions are gaining momentum as central government employees await the next revision and updates from the 8th Pay Commission. This article covers July 2026 DA expectations, inflation trends and the latest pay commission developments.

The insurer's chief executive discusses portability rules, underwriting discipline, rising health premiums and the road to Insurance for All by 2047.