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Reits outperformed equities and bonds over the past year, but falling-rate tailwinds may fade. Here's how experts view their role in an investor's portfolio.

Taxpayers often face delays, refund issues or notices due to mistakes in filing their income tax return. Key checks on documents and transactions before submission can help ensure accuracy and compliance with the tax department.

PPF vs SIPs: Planning your long-term investments? Take a look at how much corpus is generated from an investment of 2,000 per month for 30 years with the public provident fund and in mutual funds through systematic investment plans.

From expanded ITR-1 eligibility to new disclosure requirements, several changes have been introduced in the revised forms. These updates could affect how taxpayers report income, capital gains and deductions.

Removing hypothecation from your RC is the final step to securing full ownership of your vehicle. Here's how to obtain Form 35 and a bank NOC, applying through the Vahan portal, required documents and fees involved.

Planning overseas travel requires financial readiness. Understand how a credit score affects visa approval, reflects money management habits, and supports a stronger visa application. On a fundamental level, keep in mind that healthy financial habits are always beneficial in the long-run. 

Mrinal Mehta, Joint Secretary at Bombay Chartered Accountants Society, says first-time taxpayers often wrongly assume no tax liability means no filing requirement. He adds that many also choose incorrect ITR forms, rely on pre-filled data and get confused by upcoming changes to tax law.

Big employment boost ahead as PMVBRY benefits reach Nagpur and Chandrapur, supporting job creation, formal workforce growth, and social security through EPFO-led incentive disbursement events. Check out complete details to understand the salient features. 

EPFO: EPF members can check their employees provident fund balance through the official website, text SMS or the Umang app. Here's a stepwise guide for subscribers about how to use each available method

Telangana government hikes DA for power sector staff to 19.272%, benefiting 70,804 employees, pensioners and artisans. The revised allowance aims to ease rising living costs across the states electricity utilities. Here are the complete details. 

8th pay commission: We answer how you can submit data online for the 8th CPC panel's consideration and what is the last date to complete the process. Here are answers to some of the frequently asked questions

As the US and Iran deal boosted market confidence, gold and silver prices climbed on Thursday. Gold and silver prices varied slightly across key Indian cities. Check 22K, 24K, 18K gold & silver price in Mumbai, Delhi, Kolkata and other cities here.

West Bengal Chief Secretary Manoj Kumar Agarwal debunked social media posts that claimed a 22% DA hike for state government employees and pensioners would be effective from 1 July and triggered much speculation online.

An FCNR account functions as a foreign currency-denominated repository that allows Non-Resident Indians or Persons of Indian Origin to hold their funds securely.

The Income Tax Department has set different ITR filing deadlines for AY 2026-27 based on income source and audit status. Key dates include July 31 for ITR-1/2, August 31 for ITR-3/4 (non-audit) and October 31 for ITR-3/4 (audit). Penalties apply for late filing.

An Indian man living in Warsaw, Poland, has sparked a discussion online after revealing how much he and his partner spend each month to maintain a 'comfortable lifestyle'.

Among all lenders, small finance banks dominate the list of top-paying fixed deposits. Suryoday Small Finance Bank and Utkarsh Small Finance Bank are currently offering up to 8.10% on select tenures, making them among the most rewarding choices for depositors.

Will ETFs trade closer to their underlying value after Sebi's overhaul? Experts explain what the changes could mean for traders and long-term investors.

EPFO subscribers may soon withdraw provident fund money via UPI without employer sign-off, enhancing speed and convenience. However, tax implications of this new method remain unclear. 

The 8th Pay Commission is reviewing attendance rules, with employee unions requesting more flexibility for late arrivals. They propose allowing up to two hours late without penalty, changing the current half-day casual leave deduction for additional late instances.

Form 40 is suitable for resident individuals in India who hold retirement benefit accounts in certain notified countries, such as the US, UK, Canada, and Australia, and want to avoid immediate taxation in India on income that is not yet actually withdrawn or redeemed.

Since the interest earned on the deposit is subject to the clubbing provisions, it is not treated as the spouses taxable income. Therefore, they are not eligible to furnish the Form 121 declaration.

Mutual funds pool money from multiple investors and are generally more accessible and suitable for a wide range of investors. On the other hand, PMS offers a personalised investment experience where portfolios are tailored to an individual's financial goals, risk appetite, and preferences.

For debt funds purchased before April 2023, long-term capital gains apply after 24 months and are taxed at 12.5%, while STCG are taxed as per the income slab. For investments made on or after 1 April 2023, all gains are taxed as per the investor's income tax slab.  

Lionel Messi, aged 38, has set a record as the oldest player to score a hat-trick at the FIFA World Cup, leading Argentina to a 3-0 victory over Algeria. He surpassed Cristiano Ronaldo's previous record, showcasing his remarkable skill in his 200th appearance for Argentina.

I want to take a full one-year break from corporate work because I feel professionally exhausted. Is it realistically possible? Here's what ChatGPT said

To budget effectively on a 1 lakh salary with 20,000 liabilities, consider a 55-20-25 rule instead of 50-30-20. Prioritize savings and investments while managing expenses and avoiding overspending through techniques like separate accounts and the 24-Hour Rule.

EPFO: Want to change your employee provident fund account nomination online? Here's how EPF subscribers can use the official website to do so check the stepwise guide here

Free portfolio reviews may seem promising, but if investors are not mindful, these can easily become an avenue for product pitches that may not fit or make sense for an investors goals or portfolio.

Errors in service history, KYC details and nominations often go unnoticed for years. A few checks on the EPFO portal can help employees avoid future claim and transfer hassles.

Information ratio shows a fund manager's ability to generate returns above a benchmark index relative to the level of active risk taken. It is typically useful to analyze the performance of equity mutual funds, index funds or ETFs.

8th pay commission: The panel has planned state visits to Uttar Pradesh, Odisha, and West Bengal to meet with employee representatives and stakeholders. Check the full list of cities and dates in June and July, here.

A will works for simple estates. But for NRIs, minors, special-needs beneficiaries and multi-jurisdiction assets, a trust can offer greater control, continuity and protection.

Investors reporting capital gains, taxpayers claiming refunds, individuals seeking to carry forward losses and those holding foreign assets may all need to file a return, even if their final tax liability is nil.

Dearness Allowance: Maharashtra Transport Minister Pratap Sarnaik announced a 5% DA hike for MSRTC employees last week. Notably, employee unions are demanding payment of DA and HRA arrears. Here's all we know.

For investors, a loss-making year does not necessarily eliminate the need to file an ITR. In many cases, filing the return within the due date can preserve an important tax benefit by allowing losses to be carried forward and adjusted against future gains.

Experts say a mutual fund's P/E ratio should not be viewed in isolation. The metric is most useful when compared with peers, benchmarks and investment style.

A property's sale price, circle rate and lender valuation often differ. Understanding the gap can help buyers avoid funding shortfalls, tax surprises and last-minute loan rejections.

Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Wednesday, 17 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

A weak year alone is not a reason to sell a mutual fund. But persistent benchmark underperformance, style drift and rising risk levels may signal deeper problems. Here are five indicators investors can use to determine whether a fund still deserves a place in their portfolio.

If you have the luxury of a laptop and a decent Wi-Fi connection, the world is quite literally your office. Here are the top 20 locations ChatGPT, beyond Goa and Manali:

A 25-year-old Delhi professional seeks to save 10,000 monthly from a 50,000 salary. Strategies include meal planning, setting a monthly food budget of 12,000, and limiting dining out and food delivery to 5,000, while automating savings for financial stability.

FCNR accounts offer tax-free interest income in India and attractive returns for NRIs. Here's how you can use a leverage strategy to boost returns, along with a look at the risks associated with it.

Ahead of the 8th Pay Commission, employee bodies propose changes to gratuity rules, including a higher ceiling and revised calculations. Proposals include raising the cap to 50 lakh, periodic reviews, and better death benefits, reflecting a need for modernization in gratuity provisions.

Rental income can be the sole earnings for taxpayers, especially retirees or property owners. Even without regular employment income, filing an income tax return is necessary. Tax obligations depend on various factors, including rental income amount, deductions, and overall tax position.

Credit cards offer convenience, rewards and flexibility. But behavioural biases, hidden spending triggers and high-interest debt can quietly erode savings and long-term wealth creation.

Form 16, divided into Part A and Part B, is essential for salaried employees to prove tax deductions from their salary. Part A details employer and employee information, while Part B gives a detailed salary breakdown. 

For investors who have remained on the sidelines, experts say the bigger risk may not be short-term volatility, but allowing cash positions to remain uninvested for too long while waiting for perfect conditions that rarely arrive.

Sovereign gold bonds offer exposure to gold without storing physical bullion, issued by RBI. Investors must be aware of the tax implications, as capital gains exemption applies only for original subscribers holding until maturity. Details here.

Fast access to credit is reshaping borrowing as salary-based personal loans offer flexible funding and customised repayment plans. However, understand the basics and discuss with certified financial advisors before applying for such loans.