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Bank of India expects NIM to rise to 2.55% in H2 FY27 after RBI rate hike

Bank of India expects margins to improve in H2 FY27 as faster loan repricing offsets slower deposit-cost increases, while strong FCNR(B) inflows boost liquidity but weigh on near-term NIMs.

23 Oct 2026 11:26 pm
UPI payment failed but money debited? Banks must refund and pay 100 per day compensation under RBI rules

The Reserve Banks framework on turnaround time and customer compensation for failed transactions sets clear deadlines. Here is all you need to know.

23 Oct 2026 11:24 pm
RBI rolls out tighter capital adequacy norms for banks from April 2027 to align with global standards

The new rules mandate strict leverage ratios from 1 April 2027 to strengthen balance-sheet resilience. The RBI turned down banks request for additional time to prepare.

23 Oct 2026 11:10 pm
RBI Bulletin: Indias strength faces fresh test as US-Iran war fuels inflation

RBI says Indias economy remains resilient, supported by strong domestic demand and rising exports, despite growing geopolitical tensions in West Asia. 

23 Oct 2026 10:15 pm
EPFO news: Opportunity to settle EPF damage cases at reduced rates with VISHWAS 2026 - check eligibility

VISHWAS 2026 is a one-time settlement scheme that lets employers resolve disputes over damages levied for delayed Provident Fund contributions. Several High Courts have directed or encouraged employers to use the scheme to close pending litigation.

23 Oct 2026 9:25 pm
Goa cuts ATF VAT to 7% from 15% effective October 24: Will flight fares drop? All you need to know

Aviation turbine fuel is one of the largest cost items for carriers. When a state lowers the tax on ATF, the tax component of fuel purchased at its airports falls.

23 Oct 2026 8:24 pm
Income Tax Form 141 covers property sales, rent, contractor payments and more: Details here

Form 141 is intended to streamline TDS reporting and payment for transactions involving immovable property, rent, payments to contractors or professionals, and transfers of virtual digital assets (VDAs).

23 Oct 2026 8:16 pm
Airlines demand capacity proof as Adani Airport pushes Mumbai-Navi Mumbai shift

Airlines have asked Adani-run Mumbai airport to prove it must cut about 5 million passengers a year of capacity before moving some international flights to Navi Mumbai. 

23 Oct 2026 8:13 pm
LuLu leases 62,035sq ft at Greater Noida mall for 15 years, with total rent nearing 51 crore

LuLu International Shopping Malls has leased 62,035 sq ft at I-Thums Galleria in Greater Noida for 15 years, with total rent nearing 51 crore. The deal comes as the UAE-based retailer targets 25 outlets across Delhi-NCR by 2030. 

23 Oct 2026 7:34 pm
Husband earning 85,000 a month to pay 36.25 lakh after divorce: Patna High Court cites reciprocal cruelty

A division bench of Justices Rana Vikram Singh and Bibek Chaudhuri passed the order on October 9. Along with upholding the divorce, the court directed the husband to pay his estranged wife 36.25 lakh as permanent alimony.

23 Oct 2026 7:25 pm
How return comparisons can mislead investors: Focused mutual funds hold just 30 stocks but benchmark against Nifty 500

Focused mutual funds hold up to 30 stocks but typically benchmark against the Nifty 500 TRI or BSE 500 TRI. Experts explain why this comparison can mislead investors, whether style-based benchmarks are needed, and how to assess returns, downside risk and stock selection.

23 Oct 2026 7:24 pm
Dhanteras shopping: A complete guide to buying gold, diamond jewellery safely

A BIS hallmark provides information about the purity of the gold in a jewellery article. It does not, by itself, certify the quality, authenticity or origin of every diamond or gemstone set in the piece.

23 Oct 2026 7:08 pm
Bengaluru-Vijayawada highway: How will it shorten your journey? Route, cost, districts and completion target explained

The 342-km Bengaluru-Vijayawada greenfield highway is part of the Bengaluru-Kadapa-Vijayawada Economic Corridor under Bharatmala Pariyojana Phase II. The six-lane, access-controlled road aims to improve connectivity between Karnataka and Andhra Pradesh.

23 Oct 2026 6:39 pm
New Form 141 replaces 4 TDS forms for property buyers, rent payments and VDAs: What changed under Income Tax Act 2025

The Income-tax Act, 2025, effective April 1, 2026, introduces Form 141 to consolidate four TDS forms. Applicable from Tax Year 202627, it covers specified property purchases, rent, contractor and professional payments, and virtual digital asset transfers. Here are the thresholds and filing rules.

23 Oct 2026 6:34 pm
Senior Citizen FD rates Oct 2026: Earn up to 8.5% interest | Public, private banks and SFB fixed deposit rates compared

Senior citizens can earn up to 8.5% interest on fixed deposits in October 2026. Small finance banks offer the highest rates, followed by private and public sector banks. Here is a comparison of top FD rates across banks for 1-year, 3-year, and 5-year tenures.

23 Oct 2026 6:02 pm
Pepsi renews Taco Bell partnership days after KFC switches to Coca-Cola in US: How the two have been linked for decades?

The development comes at a difficult time for PepsiCo, which has been trying to improve the performance of its salty snacks business. The company has also faced weakness in its North American soft drinks division.

23 Oct 2026 5:59 pm
Musk invests $1 bn in David Ellison's Skydance; here's how his father, Oracle co-founder Larry Ellison, figures in deal

Elon Musk has reportedly invested about $1 billion in Skydance, which recently acquired Warner Bros. Discovery for $110 billion. The investment comes as the company faces nearly $87 billion in debt and plans $6 billion in cost cuts. Skydance shares fell after initially rising on the report.

23 Oct 2026 5:20 pm
Insurance regulation: Reform must strengthen the market, not weaken its foundations

Proposed changes to insurance commissions could reshape distribution, jobs and access to protection. Reform must be backed by evidence of lower costs and better consumer outcomes.

23 Oct 2026 5:10 pm
BlueStone tweaks product mix, store model as gold prices reshape demand

Rising gold prices push the omnichannel jewellery retailer to rethink entry-level offerings and test new retail formats, as 44% top-line growth is offset by margin pressure and a lower average basket size.

23 Oct 2026 4:57 pm
Infosys beats Q2 estimates, lowers annual revenue forecast

Infosys revised its revenue growth forecast for the fiscal year ending March 2027 to 1%-2% from its earlier estimate of up 1.5%-3%.

23 Oct 2026 4:50 pm
Noida, Greater Noida commuters may get relief from traffic jams as Gaur Chowk underpass likely to open on Diwali

The junction caters to over five lakh residents and is aimed at reducing traffic congestion on one of Greater Noida Wests busiest traffic corridors.

23 Oct 2026 4:50 pm
Tata Motors posts Q2 profit on strong commercial vehicle demand

The automaker reported a profit of 2,138 crore rupees ($225.19 million) for the July to September quarter, compared with a loss of 1,021 crore rupees a year earlier. The profit included a one-time gain of 218 crore rupees.

23 Oct 2026 4:46 pm
Paid 1.15 lakh to move goods to Nagaland, got damaged TV and 23 missing items; what did consumer commission order?

After her belongings were delayed, damaged and partly lost during a Delhi-to-Nagaland move, Longchar sought compensation. The consumer commission held the movers deficient in service and rejected Urban Companys claim that it was merely an intermediary.

23 Oct 2026 4:26 pm
DA hike news 2026: Gift ahead of Diwali for government employees of this state; 10k arrears also for Class IV staff

This state government has raised the Dearness Allowance (DA) from 45% to 50% for eligible employees. The additional DA will be paid with the October 2026 salary in November, while arrears from July 2023 and January 2024 to September 2026 will be paid separately as prescribed.

23 Oct 2026 4:04 pm
10,000 monthly in Post Office RD vs PPF: Which investment builds a bigger corpus in 15 years? Returns compared

Investing 10,000 monthly in Post Office RD or PPF can help build long-term savings. Compare October-December 2026 interest rates, investment tenure, maturity, tax benefits and reinvestment requirements before choosing a scheme.

23 Oct 2026 3:56 pm
Dearness Allowance July 2026: How much could your monthly salary increase with 1%, 2% or 3% DA hike? Check formula

Central government employees await the July 2026 DA hike announcement. If DA rises from 60% to 61%, 62% or 63%, employees with a basic pay of 18,000 could receive 180, 360 or 540 more per month, respectively. Here is how the increase could affect different salary levels.

23 Oct 2026 3:26 pm
25,000 cover against firecracker mishap in Diwali: How to avail, premium for 30-day financial protection, 11-day plan

PhonePe is offering 25,000 insurance cover against firecracker mishap amid the festive season. Here's how to avail the products; check details of premium payment for 30-day financial protection, and 11-day plan.

23 Oct 2026 3:00 pm
Heineken warns UK pubs: Weight-loss drugs could hit beer sales

Heineken has warned British pubs and bars that weight-loss drugs such as Ozempic and Wegovy may reduce drinking and threaten beer sales. It recommends smaller serves, low- and no-alcohol options, and food pairings as GLP-1 use grows.

23 Oct 2026 2:29 pm
Investing in property? Documentation, correct PAN, source of funds How to ensure you avoid any tax notice for property

Legal experts confirm that income-tax laws set no numerical limit on properties a person can own under one PAN. However, buyers should retain proof of funds, sale deed, payment evidence and transaction records. 

23 Oct 2026 2:27 pm
20 lakh home loan amount: How much can a borrower save by increasing the EMI by 5,000 a month? Calculation here

A 20 lakh home loan at 8.5% interest could cost significantly less if you increase your monthly EMI by 5,000. Compare regular and higher EMI calculations to understand potential interest savings, repayment tenure and key factors to consider before increasing your home loan EMI.

23 Oct 2026 2:25 pm
Think 100% debt portfolio is the safest? 25-year study reveals how adding equity mutual funds could reduce risk

Do debt mutual funds eliminate portfolio risk? A 25-year study shows how adding equity to a debt portfolio may reduce volatility while improving average returns. Heres how different debt-equity combinations have historically performed and what mutual fund investors should know.

23 Oct 2026 2:22 pm
Know why only 30% of consumers are okay with pure digital insurance, and most still rely on agents for high-value policy

DICA consumers are digitally native, doing their research and prioritisation online and then deliberately seeking out advisors to validate their choices.

23 Oct 2026 2:14 pm
Eternal pushes ahead as Swiggy charts a different course in a tough market

As competition intensifies and profitability remains under scrutiny, Eternal is scaling Blinkit at speed as Swiggy prioritizes Instamarts efficiency and turns to Toing for food-delivery growth.

23 Oct 2026 2:05 pm
Flexi-cap vs multi-cap funds: Which offers better diversification and returns? What the data shows

Multi-cap funds must keep at least 25% of their portfolio in each of large-, mid- and small-cap stocks at all times, with the remaining 25% left to the fund managers discretion. Flexi-cap funds also invest across market caps, but they have no such minimums, setting the two categories apart.

23 Oct 2026 1:55 pm
Want to invest Diwali bonus? Returns compared for 50,000, 80,000, 1 lakh in PPF, SIP or FD Calculation here

With salaried employees set to receive Diwali bonus, we illustrate how investment of lumpsum amounts of 20,000, 50,000, 80,000 and 1 lakh could grow through SIP, fixed deposits, or PPF at specified rates and time periods. 

23 Oct 2026 1:41 pm
Jeff Bezos reported $69.5 million Golden Beach purchase sets record for single-family home buy | See photos

Jeff Bezos is reportedly linked to a $69.5 million Golden Beach oceanfront estate, a record single-family home purchase for the area. The seven-bedroom property may expand his South Florida holdings, though the buyer remains unconfirmed because it was purchased through an LLC.

23 Oct 2026 1:20 pm
Double Contributions Convention: How EPF, NIC and social security rules change for Indians posted to UK

Double Contributions Convention extends the social security contribution exemption for eligible Indian and UK employees on temporary overseas assignments to up to 5 years (60 months). Heres how the new rules benefit employees.

23 Oct 2026 1:19 pm
Westside charges 49 for all credit card transactions Netizens ask if it is legal? Experts weigh in | Legality

When it comes to the Merchant Discount Rate (MDR)the cost merchants pay banks to process card transactionsthe regulatory lines blur between debit and credit cards, legal experts told LiveMint.

23 Oct 2026 12:58 pm
After IDBI Bank sale, Centre looks at Central Bank, UCO Bank, 2 other PSU banks for stake cuts | Check terms here

The Centre is considering reducing its stakes in Central Bank of India, UCO Bank, Punjab & Sind Bank and Indian Overseas Bank to 75% to meet public shareholding norms. 

23 Oct 2026 12:28 pm
Inside Sameera Reddys Goa home: 4,000-sq-ft property, lush garden and a bedroom without a TV

Actor Sameera Reddy has already opened the doors of her Goa home to actor Archana Puran Singh and choreographer Farah Khan. She gave a detailed tour of her home to Singh and Khan, which they posted on their YouTube channels.

23 Oct 2026 12:03 pm
EPFO board to meet on 19 November, proposal to raise minimum pension under EPS likely to be on agendaHere's all we know

The EPFO board may discuss raising the Employees Pension Scheme minimum monthly pension at its meeting in Gujarat on 19 November. This comes amid demand from unions and pensioners, who have sought increase from 1,000/month to 7,500 month.

23 Oct 2026 11:52 am
Sonu Soods Mumbai property portfolio: How 3.52 crore Bokka Coffee rent is structured, how much he earns from HDFC Bank

Sonu Sood has leased a Versova commercial property to Bokka Coffee, with rent expected to total 3.52 crore over five years. Monthly rent starts at 5 lakh and rises by about 8% annually. 

23 Oct 2026 11:36 am
Retired at 58? EPFO details how long your EPF account earns interest and when to withdraw your money | Explained

EPFO has explained how long an EPF account continues to earn interest after an employee retires at 58. Interest continues to be credited for 3 years, up to age 61, after which the account becomes inoperative. Heres how the rule works and what retirees should consider before withdrawing savings.

23 Oct 2026 11:26 am
SGB 2018-19 Series II final redemption today: Investors to pocket 366% gains; check the RBI fixed price, interest rate

Sovereign Gold Bonds: RBI has set the final redemption price of SGB 2018-19 Series II at 14,425 per gram today, October 23, 2026. Investors who purchased the bonds at the original issue price can earn capital gains of up to 366%, excluding interest and taxes.

23 Oct 2026 11:07 am
Meet Praneet Pujari: From Apple Watch lead to AI healthcare how IIT alumni build startup in US despite visa hurdles

Before venturing into entrepreneurship, Praneeta Pujari worked as Apple Watch Lead at the company. He was also the iPhone lead there between 2022 and 2023, according to her LinkedIn profile.

23 Oct 2026 10:51 am
Polymarket blocked in India: What the prediction market does, why it was banned and what went wrong

X has withheld Polymarkets official account in India following a legal demand, extending restrictions on the prediction-market platform. 

23 Oct 2026 10:42 am
DA hike: Oct 21 didn't bring good news; govt employees anticipate Diwali gift from next Cabinet meet | What's expected

While the Centre has not confirmed an announcement date govt employees and pensioners are anticipating a dearness allowance hike during the next Union Cabinet meeting reportedly scheduled for 28 October. 

23 Oct 2026 10:39 am
Gold, silver prices today, 23 October: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 23 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

23 Oct 2026 9:42 am
Mark Zuckerbergs Meta deal explained: What he wanted, what the board opposed and what changed

Mark Zuckerberg and Metas board reached a compromise after months of negotiations over voting control, compensation and a proposed new stock class. 

23 Oct 2026 9:33 am
eMudhra to exit website security certification business after security weakness, company says no data breachAll we know

eMudhra will exit its SSL/TLS certificate business after weak keys were found in eight of its issuing certification authorities. The company said it revoked affected authorities within 14 hours and reported no data breach. 

23 Oct 2026 9:01 am