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How much cash to hold in a savings account while waiting for a market correction?

Holding cash can provide comfort when markets are uncertain, but keeping too much on the sidelines can hurt long-term wealth creation. Heres how to decide what to hold and what to invest.

11 Oct 2026 7:17 pm
Shipping ministry plans Korea, Japan visits to secure shipbuilding deals

The Centre plans to engage shipbuilding majors in South Korea and Japan to secure anchor investors for planned maritime clusters, as demand certainty and project execution remain key hurdles.

11 Oct 2026 7:08 pm
8th pay commission: What are the upcoming state visit dates in October? Check agenda

The 8th Central Pay Commission will meet stakeholders in Mumbai on 2223 October 2026 as it considers changes to pay, allowances, pensions and benefits for central government employees and retirees. 

11 Oct 2026 6:33 pm
Struggling to monetise your art? How to earn revenue with the 1,000 True Fans theory

Artists may not need millions of followers to earn a living. Kevin Kellys 1,000 True Fans theory suggests that 1,000 dedicated supporters.

11 Oct 2026 6:05 pm
Electric ambulances: Why government subsidies havent sparked demand

More than three months after the government issued operational guidelines under the PM E-DRIVE scheme, not one zero-emission ambulance has been registered, with limited model availability raising questions about what it will take to kick-start adoption.

11 Oct 2026 5:56 pm
EPFO explains EPS eligibility after 25,000 wage hike: Check which employees get pension coverage and who don't

The EPFO wage ceiling has been raised to 25,000 a month in September 2026, bringing more employees under mandatory social security coverage. But how does this affect EPS pension eligibility, employer contributions, and employees who may not qualify for membership? Heres what to know.

11 Oct 2026 5:33 pm
DA news: DA for pensioners explained, who is eligible, impact of revision, pay structure and other details

Dearness Relief (DR) is an inflation-linked benefit paid to eligible retired central and state government employees and other public-sector pensioners. It is not generally offered in the private sector. 

11 Oct 2026 5:22 pm
Coaching classes made them millionaires; now, theyre turning entrepreneurs

Armed with wealth, reputation and a loyal student following, a few teachers who once commanded giant paycheques are embracing entrepreneurship and taking on established names in Indias $14.8 billion-plus test-prep market. Can they succeed?

11 Oct 2026 5:00 pm
Mint Explainer | What a green card freeze means for H-1B workers

The suspension of green card processing for Microsoft, Adobe, Infosys, TCS, Wipro, HCLTech, Cognizant and Capgemini may complicate talent retention and hiring. Companies could rely more on temporary visas, US-based hiring and offshore delivery while investigations continue.

11 Oct 2026 4:26 pm
Should you invest in contra funds?

Contra funds look for opportunities, which the market might be ignoring. However, fund managers approach contra investing with their own filters. 

11 Oct 2026 3:10 pm
Milky Mist denies FSSAI inquiry on its paneer products: Heres what Tamil Nadu-based dairy products company said

Milky Mist identifies itself as India's fastest-growing packaged food company. It has a range of 400+ products, according to the companys website.

11 Oct 2026 3:08 pm
Want global exposure through domestic mutual funds? Here are 10 schemes with the highest overseas allocation

Indian mutual funds offer investors a way to access overseas stocks without opening an international brokerage account. Edelweiss Technology Fund led domestic equity schemes with a 24.38% international allocation.

11 Oct 2026 3:02 pm
Is no-cost EMI always free? The catch buyers should know before opting for it while shopping online

No-cost EMI offers can hide extra expenses, despite being advertised as interest-free. Here's what customers should know before they opt for this route.

11 Oct 2026 2:55 pm
Bank FD interest after a parents death: Who must pay tax on the income? Cases and scenarios explained

Who pays tax on bank FD interest after a parents death? Understand income tax rules for inherited fixed deposits, interest earned before and after death, legal heirs responsibilities and filing the deceased parents income tax return to avoid reporting errors.

11 Oct 2026 2:51 pm
SBI warns of UPI fraud: How the jumped deposit scam can drain your bank account

SBI has warned bank customers about the jumped deposit scam, in which fraudsters exploit unexpected bank credits to trick victims into approving high-value UPI payments. Learn how the scam works, recognise warning signs and protect your bank account from digital payment fraud.

11 Oct 2026 1:36 pm
Blocked or replaced your debit card but still have active subscriptions? Heres how recurring payment mandates work

Blocking a debit card may not stop recurring subscription payments if the e-mandate remains active or is mapped to a replacement card. Here is how card mandates and UPI AutoPay work, and what customers should do to prevent unwanted debits.

11 Oct 2026 1:29 pm
Regional pride is becoming a box-office draw for Indian cinema

The Vvaans box-office run shows how regional folklore can become a national draw. Authentic stories can win home-state audiences and travel further, but filmmakers must resist turning cultural identity into a formula.

11 Oct 2026 12:56 pm
Buying a 1 crore house? Here's the monthly salary you need to afford the home loan EMI comfortably

Planning to buy a 1 crore house? An 80 lakh home loan at 8% interest over 20 years means an EMI of around 66,900 a month. Check the monthly salary you need, how loan tenure affects repayments and how to avoid stretching your finances while buying a home.

11 Oct 2026 12:43 pm
Health insurance renewal: 5 key numbers you should review every year

Before renewing health insurance, review five key numbers: sum insured, annual premium, room rent limit, co-payment and deductible. Check waiting periods, no-claim bonus and network hospitals too, so your health insurance policy continues to meet your needs and budget. 

11 Oct 2026 12:22 pm
What changed inside India's insurance regulator?

Irdais unusually candid data exposes perverse insurance incentives. But with the government owning major insurers, the real test will be whether the final rules deliver meaningful reform.

11 Oct 2026 12:07 pm
UPI MDR Charges: Will consumer prices rise at stores if merchants start paying a nominal fee? Govt answers

The proposed UPI MDR framework sets charges for certain merchant payments above 2,000. Here's whether consumer prices at stores will rise if merchants start paying a nominal fee. 

11 Oct 2026 11:41 am
Car loan rates start at 7.35%: Check EMIs and processing fees of 18 lenders

Car loan interest rates start at 7.35% across 18 lenders, according to Paisabazaar data. Compare car loan EMIs on 5 lakh over five years, processing fees, interest-rate concessions and repayment costs before choosing a lender in October 2026. 

11 Oct 2026 10:41 am
Retirement corpus can't be treated as monthly income for maintenance, Delhi High Court clarifies in matrimonial dispute

The Delhi High Court has ruled that retirement savings cannot be treated as recurring monthly income when deciding interim maintenance. Courts must consider pension, investment returns, reasonable expenses and the financial circumstances of both spouses.

11 Oct 2026 10:22 am
US green-card programme suspension: What happens to your 401(k), stocks and property if you return to India?

The US has suspended Microsoft, Infosys, Tata, Wipro and other companies from the PERM labour-certification programme. Here's what it means for Indians returning home.

11 Oct 2026 10:06 am
Income tax on gold jewellery: ITAT says CBDT limits cannot cap family holdings, deletes 20.45 lakh addition

The Delhi ITAT deleted a 20.45 lakh addition for unexplained family jewellery, ruling that CBDTs seizure guidelines cannot automatically cap how much gold a taxpayer can explain. The tribunal considered the familys income, financial position and customary practices.

11 Oct 2026 9:42 am
Company FD rates: Muthoot Capital, Manipal Housing offer up to 8.95%; check the rates offered by 10 firms

Company FD rates vary across issuers and deposit tenures. Muthoot Capital Services offers up to 8.95%, followed by Manipal Housing Finance Syndicate at 8%. Compare interest rates across 10 companies and learn 5 checks to make before investing in corporate fixed deposits.

11 Oct 2026 9:05 am
Drought, ethanol demand squeeze meat retailers as feed costs rise

Companies are absorbing part of the increase or raising prices selectively ahead of a seasonal pickup in meat consumption.

11 Oct 2026 7:00 am
Gold jewellers brace for Q3 after growth cools in Q2

Jewellers are counting on an extended festive and wedding season in the December quarter, while a favourable product mix could help support margins.

11 Oct 2026 7:00 am
Bank holidays this week: Will SBI, HDFC, ICICI, PNB be closed for Navratri from 1218 October? Check city-wise RBI list

Banks will be closed for one day between October 12 and 18, only in Agartala, halting physical services at major lenders such as SBI, HDFC Bank, ICICI Bank, and PNB.

11 Oct 2026 6:52 am
Will gold prices fall further? Check reasons behind the recent dip, forecasts and more

Gold has fallen sharply in 2026 amid rising US bond yields, a stronger dollar, inflation concerns and investor profit-taking. Central-bank buying.

11 Oct 2026 12:02 am
Gurugram residents oppose DLFs plan to install 24 high-capacity DG sets near their housing society: Here's why

Gurugram residents have approached the NGT over DLFs proposed installation of 24 high-capacity diesel generators and cooling towers near their homes and a metro station. The tribunal is scheduled to hear the matter on November 19 this year.

11 Oct 2026 12:00 am
EPFO: Have multiple employee provident fund accounts or UAN? Here's how to merge them Stepwise guide

Today, we take a look at how EPF subscribers can transfer their old provident fund collection to a new account, how to merge their PF accounts and what to do if they have multiple Universal Account Numbers (UANs).

10 Oct 2026 11:44 pm
Want to retire early? Here's how F.I.R.E strategy can help We calculate corpus you will need

FIRE aims to help people retire early through high savings, disciplined spending, and long-term investing. Strategies should be tailored to personal goals and account for inflation, healthcare costs, taxes, and unexpected expenses.

10 Oct 2026 10:44 pm
No more tax relief for importing gold, silver and platinum: What does it mean? Will buyers pay more?

The government has withdrawn the upfront IGST exemption for banks and nominated agencies importing precious metals. Since 1 April 2026, these imports have been subject to a 3% customs levy.

10 Oct 2026 9:46 pm
Vande Bharat Sleeper: Flight-like comforts, fares from 960 Take a look at what 2AC offers

Key features within the berths prioritize individual comfort and personal space. Each passenger gets direct control over an automotive-inspired air-ventilation unit, an adjustable reading lamp, and full-length privacy drapes

10 Oct 2026 9:36 pm
Targetting 1.5 crore retirement corpus? Here's how to calculate how much you really need

HDFC Pensions study found retirement savings targets are growing, but remain below recommended levels, while healthcare costs and medical concerns remain major retirement worries. Here's how much you may need to save 

10 Oct 2026 8:55 pm
TCS senior employees miss quarterly variable pay as AI revenue rises nearly 20%; juniors get full payouts

Tata Consultancy Services will withhold quarterly variable pay from senior employees at C3A grade and above after missing internal performance targets. Junior staff will receive their full eligible pay, as per a report. 

10 Oct 2026 7:08 pm
5 personal finance lessons from international bestseller Die with Zero by Bill Perkins

In Die with Zero, Bill Perkins encourages people to spend purposefully on experiences that create lasting memories. He recommends planning activities for the right stages of life, giving money when loved ones can use it.

10 Oct 2026 6:25 pm
Pay Commission: Meghalaya to constitute, notify 6th Pay Commission soon, says CM What we know

Meghalaya plans to constitute its Sixth Pay Commission, with a formal announcement of its chairperson and members expected within two weeks. The panel will review pay, allowances, benefits and service conditions for state employees and pensioners.

10 Oct 2026 6:01 pm
DA news: Telangana govt releases two dearness allowance and dearness relief installments for employees, pensioners

DA news: The Telangana government has approved release of two dearness allowance and dearness relief installments for state employees and pensioners across cadres. Here's all we know about the development 

10 Oct 2026 4:43 pm
Tax on Dividend income of shares: How can investors minimise money loss? Expert explains

Dividend income is taxable, and tax may be deducted at source above a specified threshold. Investors can consider growth-oriented investments, where returns are taxed as capital gains when sold, and should avoid borrowing to invest for tax benefits.

10 Oct 2026 4:17 pm
8th Pay Commission: IRTSA seeks fitment factor of 4.38, 5% annual increment for railway supervisors

The 8th Pay Commission has received a proposal from IRTSA for graded fitment factors ranging from 2.92 to 4.38 across pay levels. Railway technical supervisors also want a 5% annual increment and changes to minimum-pay calculations. Read on to know more. 

10 Oct 2026 3:24 pm
UPI MDR: Will UPI Apps start charging platform fee on UPI payments? Know here

Consumers will not pay extra for UPI transactions when a new merchant discount rate takes effect on October 15. Merchants will pay a 0.4% fee on qualifying payments above 2,000, capped at 300, and cannot pass the charge on to customers.

10 Oct 2026 3:04 pm
13% of health insurance customers pay premiums in monthly, quarterly EMIs, shows data: How the model works

About 13% of Policybazaar customers pay health insurance premiums in monthly or quarterly instalments, with an average annual premium of 17,500. Here's how the model works and what customers should know before opting for it.

10 Oct 2026 3:03 pm
Sweep-in FD vs regular FD: 5 key differences investors should know

Sweep-in FD vs Regular FD: Understand five key differences in liquidity, interest rates, withdrawals, charges and suitability. Compare SBI, HDFC Bank and ICICI Bank FD rules to choose an option that suits your savings needs and financial goals.

10 Oct 2026 2:02 pm
Have leftover money on your forex card after a foreign trip? Here's how to transfer it back to your Indian bank account

Unused funds on an Indian travellers forex card can be converted into rupees through the issuers refund or encashment process. The complete process explained. 

10 Oct 2026 1:24 pm
Credit card overlimit facility: Eligibility, charges and 6 factors to consider before opting in

Understand the credit card overlimit facility, RBI consent rules, overlimit fees, interest costs and credit score impact. Check six important things to analyse before opting in, including transaction approval, repayment obligations and ways to avoid unnecessary credit card debt.

10 Oct 2026 12:37 pm
Can stock market losses offset mutual fund gains? What is tax-loss harvesting strategy, how it works

Investors can sell loss-making stocks to offset eligible capital gains from other assets. Here's whether you can lower your tax liability from mutual fund gains by using stock losses. 

10 Oct 2026 11:43 am
Home loan rates October 2026: Compare rates starting from 7% across 12 public sector banks

Home loan rates start at 7% at select public sector banks in October 2026. Compare rates across 12 public sector banks, including SBI, Bank of Baroda and PNB, and understand the factors that can affect your final borrowing cost before applying.

10 Oct 2026 11:13 am
Credit score after marriage: How can your spouses credit history affect joint home and personal loans?

Marriage does not automatically merge credit scores, but your spouses credit history can affect a joint home loan application. Find out how lenders assess both applicants credit scores, repayment records and existing debts, and how couples can improve their loan eligibility.

10 Oct 2026 10:05 am