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Non-resident Indians sending money to parents in India face scrutiny from tax authorities if transfers lack documentation. Here are the rules one should be aware of.

PPF vs NSC: Compare the returns on 5 lakh over five years, along with 2026 interest rates, tax treatment, maturity and investment limits. Find out which government-backed savings scheme may better suit your short-term or long-term financial goals.

Homegrown chip startups are getting silicon out of the lab, but overcoming foreign IP costs and reluctant OEMs will take more than policy mandates.

Switching jobs does not halt your EPF savings as your balance and  future contributions depends on your employment type. Here's what happens if you switch jobs, start a business or move to an exempted PF trust. 

The 8th Pay Commissions fitment factor could impact central government salaries. Here are tentative Level 58 basic pay calculations under the 2.0, 2.1, 2.25, and 2.57 fitment factors, along with key employee demands and upcoming consultation details that employees and pensioners should know about.

OpenAIs economic research team is looking for researchers who can adapt to AIs rapid evolution, collaborate across organisations and work independently. Led by chief economist Ronnie Chatterji, the team studies AIs impact on jobs, businesses and the broader economy.

Equities, debt and precious metals are moving through different cycles, making it difficult for investors to identify the next winning asset class. Here is why multi-asset allocation can help investors diversify risk and navigate uncertain market conditions.

EPFO has launched a special drive, allowing establishments to regularise their past records and enrol previously uncovered employees for social security benefits. Check last date, eligibility, full process and other details here.

Bank holidays this week: SBI, HDFC, ICICI, PNB and other banks will remain closed for upto 4 days between 24 and 30 August. Check exact dates with RBI's holiday calendar.

EPFO has reminded members of the importance of completing 10 years of eligible service to receive monthly pension benefits. Here is what members should know about PF withdrawals, scheme certificates, service continuity and retirement planning.

FundsIndias 25-year analysis compares different combinations of equity, debt and gold to see how asset allocation affects returns and portfolio volatility. The 70:15:15 mix delivered a 15% average seven-year return and crossed 10% annualised returns in 92% of rolling periods.

The committee says the existing micro category is too broad to distinguish between subsistence-level household businesses and larger micro enterprises.

From a mergers-and-acquisitions frenzy to studio closures, publishers are scaling back as post-pandemic growth in the gaming industry stalls and costs soar.

The government is working to help Indian semiconductor chip companies negotiate better terms with global chip manufacturing plants, while also rethinking capital, IP and market support to help them scale.

Credit card EMI can ease monthly cash flow, but it may also increase the overall cost of a purchase. Experts explain how interest, processing fees, tenure and rewards affect the final repayment, highlighting the importance of careful planning before opting for EMI.

President Donald Trump made more than 1,000 securities trades in June, including significant purchases of Berkshire Hathaway Inc., Visa Inc., Mastercard Inc. and Cintas Corp., according to a financial disclosure published Saturday.

Investment advice may seem simple, but executing it is often emotionally challenging. Investors struggle to adhere to systematic investment plans during market downturns, experiencing fear and anxiety despite knowing what to do. 

The Supreme Court has rejected a retired NIRD professors plea to switch from the CPF to GPF scheme after retirement. The court said he had accepted the terms of regularisation and received CPF benefits without challenging the conditions at the time.

India Post RPLI elibility expanded: The change is aimed at helping policyholders who move from rural to urban areas maintain their insurance by enabling them to pay premiums through a savings account with any scheduled bank.

FAST-DS 2026 gives eligible taxpayers a one-time opportunity to disclose certain foreign assets and dormant overseas bank accounts by 31 December 2026. Heres who can use the scheme, the 1 crore and 5 crore limits, and how the disclosure works.

Forex inflows mobilised under the Reserve Bank of India's special USD-INR swap facility reached USD 72.85 billion as of August 21 with FCNR(B) deposits accounting for the bulk of the funds raised under the scheme

AI allows investors to compare investment options, estimate their retirement corpus or review their portfolio in mere seconds by transforming hours of complex financial research into a simple conversation.

 Employer contributions and tax-free withdrawals enhance EPF's attractiveness, according to EPFO. The stock market serves different financial goals, it says.

The 8th Pay Commissions current terms of reference do not explicitly provide for pension revision for employees who retired before 1 January 2026. Past Pay Commissions show that the government can amend their ToR, but pensioners demands for a change to the 8th CPC mandate are yet to be accepted.

Retirement planning requires early planning and taking various factors into consideration. For a 5 crore corpus by 60, monthly mutual fund SIP amounts can vary based on your age. Check calculations here.

Indias retirement-income replacement rate is around 3540%, below the global level of about 60%, PFRDA chief S. Ramann said. As PFRDA targets 30 crore NPS and APY subscribers, the regulator is urging Indians to build larger retirement savings through regular investments.

In India, professional tax is deducted from salaries or paid directly by self-employed individuals. The structure varies by state, but not every state imposes this tax. Details here.

A 2.0 fitment factor under the 8th Pay Commission could double basic pay, but it may not double the gross salary of central government employees. Heres why DA, HRA and other allowances could make the actual salary increase much lower.

With the August 31 ITR deadline approaching, freelancers must ensure that they select the appropriate ITR form, report foreign income, and deduct eligible business expenses, ensuring compliance to avoid penalties. All FAQs answered here.

EPF does not always stop earning interest when you leave a job or retire. EPFO rules explain when interest continues, when an account becomes inoperative and what happens to the balance.

A defence employees' federation has proposed 72,000 as the minimum monthly pay for central government employees under the 8th CPC, up from 18,000. Its three-step formula factors in national income growth, a larger family unit and fiscal prudence.

In a recent legal dispute, a daughter sued her father for withdrawing funds before she could claim it upon maturity. The Delhi High Court ruled in her favor. Here's what parents can and cannot do with their childs savings.

HSBC has reopened three international mutual funds to fresh SIPs and lump-sum investments, with a 2 lakh monthly limit. The funds offer exposure to emerging markets, Asia-Pacific and Brazil, with one-year returns ranging from 28.9% to 53.6%.

Unlimited sum insured removes the fixed monetary ceiling on eligible hospitalisation claims, but it does not mean every medical expense is covered. Heres what unlimited health insurance mean, its benefits against rising medical costs, and the exclusions policyholders should know.

ITAT Delhi overturned a 3.74 lakh penalty on a salaried employee who earned 30 lakh salary , as the delay in ITR filing was due to procedural lapses, not intent to under-report. Details here.

Struggling with loan repayments? Learn how early communication with lenders, debt prioritisation, spending control and restructuring options can help borrowers manage EMIs, reduce financial stress and protect their credit profile from further damage.

Should spouses buy separate term insurance plans? Experts explain how couples can assess income, household contributions, liabilities, dependants and future goals to determine suitable life insurance cover and avoid financial protection gaps for their families.

Passive funds generally have lower expense ratios because the fund manager is not actively selecting stocks. Over a long investment period, even a small difference in annual cost can make a meaningful difference to the final corpus.

A large-cap fund may be able to handle a large AUM. But, for a mid- or small-cap fund, a large AUM can lead to higher diversification or higher cash levels, which can impact the schemes returns.

The RBI has released the SGB premature redemption calendar for October 2026 to March 2027, covering 32 eligible tranches. Investors should check their SGB series and submit redemption requests within the specified window to exit before maturity.

Income tax department has urged taxpayers to file their ITR before the August 31 deadline. Here's who should file by that due date and which return form is meant for you.

An Ahmedabad landowner faced a 3.41 crore tax addition after his co-owned land was allegedly sold for 6.82 crore using forged signatures and a fake power of attorney. 

Apple is cutting jobs across teams working on Siri and Vision Pro as it shifts resources towards AI and future products. The restructuring includes changes to Siri development, Vision Pro gaming and immersive video, while Apple plans to retain both products.

UIDAI has completed over 2 crore Aadhaar biometric updates for school children under a nationwide drive. With the process currently free for eligible children, parents should know when the update is required, why it matters and how to complete it before the deadline.

All private and public-sector banks in India will remain closed today, August 22, as it is the fourth Saturday of the month. Check the date for next bank holiday.

The Bengaluru company is betting its soundbox technology can evolve into a banking interfaceand eventually a route to creditas Indias merchant-payment economics face a potential reset.

The company had announced a partnership with Gotion in June 2024 to license lithium iron phosphate (LFP) battery technology. LFP and NMC are two cathode chemistries for lithium-ion batteries used in electric vehicles (EVs) and storage systems.

As India Inc looks to smaller towns to power festive sales, hiring of gig and blue-collar workers is rising. But a sizeable pay divide persists: workers beyond the metros can earn 2530% less by some estimates, even as companies struggle to find enough hands.

For self-employed individuals in India, handling tax compliance and maintaining financial records can be complicated. Presumptive taxation offers a simpler alternative for eligible small businesses and professionals.

The air services tariff regulator Aera has cut Bengaluru airport's user development fee sharply and introduced a first-ever charge on arriving passengers, but built in a mechanism to add fresh charges as three major expansion projects come online through 2030-31.