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Home loan nearly repaid? Here are five financial moves to make with the freed-up cash, from rebuilding your emergency fund and reviewing insurance to clearing costly debt and redirecting EMIs towards retirement savings.

8th Pay Commission salary hike explained: See how a 2.75 or 3.5 fitment factor could change central government employees basic pay across pay matrix levels, with illustrative calculations, salary comparisons and key points before the final recommendations.

Bank holiday today, September 19, 2026: SBI, HDFC Bank and ICICI Bank branches are open as it is the third Saturday. Check state-wise RBI holidays before visiting.

Should you take a personal loan for your wedding or use savings? Experts explain when using savings makes sense, how wedding loan EMIs affect future goals, and what borrowers should consider before taking on wedding debt.

A proposed 0.4% UPI charge on transactions above 2,000 could fund vital infrastructure and security upgrades, but it could also face pushback from merchants and raise concerns over smooth UPI growth.

The move follows Maharashtras push to review wide gaps between hospitals procurement costs and MRPs, while hospital operators argue that such gaps do not necessarily represent their profit margins.

Ethanol prices have climbed as tighter domestic supplies and stronger demand from the fuel-blending programme squeeze availability, while glass bottle costs have risen by as much as 20% over the past year.

The proposed expansion of PM-KUSUM would shift subsidies to project commissioning and add a bigger push for feeder-level solarisation and battery storage.

Gold has outperformed the Nifty 50 over the past 20 years, but returns are only part of the comparison. Their capital gains tax treatment is different too. Heres what 1 lakh invested 20 years ago could be worth today and how much an investor may keep after tax.

An individual can take multiple home loans as long as the lender is satisfied with the borrower's income, credit profile and ability to service the loans

The nurses' association outlined several key requests, ranging from higher starting salaries and night duty pay to comprehensive insurance and the return of the Old Pension Scheme.

A big SIP corpus can look impressive on paper, but real wealth creation depends on whether investors can afford rising contributions, survive financial emergencies and stay invested through market downturns, weak returns and long periods of underperformance.

Digital gold is booming, but investors face a key trade-off: convenience versus regulation and costs. Experts explain how digital gold compares with gold ETFs in terms of accessibility, physical delivery, expenses, investor protection, and the safeguards needed for this fast-growing segment.

From October 15, UPI payments over 2,000 for fuel, railway tickets, and other services will incur a flat MDR of 5, as announced by NPCI. Meanwhile, for P2M transactions above 2,000 outside the specified categories, NPCI has introduced a 0.4% MDR.

When you invest in government securities through RBI Retail Direct using UPI, who will bear the payment-processing cost? With MDR rules for capital market transactions changing from 15 October, heres what investors need to know about the charges involved.

Refunds may not be issued if bank details are incorrect or if the PAN is inoperative. Taxpayers should monitor their e-filing accounts for discrepancies and may need to correct details for a refund reissue request.

Refiners are paying a premium of around $1 a barrel for Russian oil, while Brent crude prices of around $103 per barrel are also raising concerns over import costs.

Large-cap funds predominantly invest in large-cap stocks, while aggressive hybrid funds combine equity with debt. A comparison of their 1-, 5- and 10-year returns, along with risk-adjusted performance, reveals how the two mutual fund categories have fared over time.

Missing a KYC update deadline doesn't mean immediate account freezing. RBI rules require banks to send reminders before action. 

Consumer durable financing can provide formal credit to new-to-credit borrowers who may otherwise find it difficult to obtain a loan. But convenience comes with potential drawbacks.

Nifty 500 data shows 10%-20% was the most common three-year return range since 2005. With the latest three-year CAGR at 12.9%, an expert suggests investors should distinguish between exceptional bull-market gains and more typical returns when planning financial goals.

Russia has proposed that India manufacture the Su-57 stealth fighter domestically, seeking a Su-30MKI-style partnership. While the IAF needs just 36-54 jets, Russia wants a 100-aircraft commitment to achieve economies of scale. India must weigh this against its indigenous AMCA fighter programme.

Midcap stocks can witness sharp corrections, making volatility a key risk for investors. But avoiding market falls can create another challenge if the subsequent recovery is missed. A 21-year analysis of the Nifty Midcap 150 highlights this trade-off.

ITAT Mumbai cut an NRI's tax penalty from 200% to 50% after she omitted 14.46 lakh in interest income from her ITR. The tribunal held mere omission isn't automatic misreporting, citing her overseas residence, reliance on an accountant, and voluntary tax payment once notified.

Apple is reportedly all set to launch Apple Pay in India next month with Axis Bank's credit cards. It is said that the company is also in talks with HDFC Bank and ICICI Bank.

The additional flexibility is intended to ensure uninterrupted supplies to genuine industrial consumers while preventing higher stockholding from exerting pressure on domestic sugar availability.

Indian Railways plans to launch second sleeper Vande Bharat Express, connecting New Delhi and Varanasi. The overnight service aims to reduce travel time and enhance comfort, with a trial run expected this month and operations starting around Diwali. The trial run is likely to take place this month.

8th Pay Commission DR rules: Know how Dearness Relief is paid to central government pensioners and the key reforms pensioner organisations seek to address their concerns and improve financial security.

Social media creators with certain followings can earn consistent income, but their accounts, content and money are managed differently after death according to platform policies. Here's what happens in such cases. 

A lump-sum bonus can either wipe out your home loan or build a larger investment corpus. The choice depends on return expectations, interest rates, taxes, liquidity and your tolerance for risk.

Chandrasekarans appointment as a director on the Tata Sons board won't get majority approval even if one of the two main Tata Trusts does not vote.

A study reveals that 70% of urban Indians aim to retire early if financially secure, with half seeking to achieve financial independence by age 50. However, majority of Gen X fear they may never retire, citing financial insecurity. Details here.

Using 90% of your credit card limit once may not necessarily hurt your credit score, but repeated high utilization can raise concerns. Experts explain credit utilization, statement dates, repayment behaviour and practical ways to manage credit responsibly.

The aim is to provide investors greater certainty and a longer recovery window for their upfront and future investments, thereby reducing risk perception and improving bankability of projects.

The move is aimed at reducing compliance requirements for low-risk products that health authorities want to make more widely available.

Shapoorji Pallonji Group chair Shapoorji Mistry urges Tata Trusts to back a Tata Sons listing, saying it could unlock value and revive ties between the groups.

The round, which is expected to close in the next 15-20 days, will include both primary and secondary share sales and will see existing investors, including Sprout Venture Partners, and SEA fund exiting

Owning property personally but crediting rent to your HUF? Section 96 of the Income Tax Act 2025 attributes such rental income to the individual owner, not the HUF. Only the income the HUF later earns by investing that rent escapes clubbing. Ownership decides tax liability, not the bank account.

In a statement he said the move could mark a turning point for transparency and accountability at the Tata group's holding company.

Apple's iPhone 18 Pro and iPhone 18 Pro Max are now available in India, while iPhone duo will be up for sale next month. Prices differ significantly between India and the US, leading many to consider purchasing devices abroad. Here's all you need to know about custom rules.

The nutrition and supplements platform has begun early discussions with stakeholders and intermediaries and could combine a fresh capital raise with a secondary share sale by existing investors.

Borrowers who settle loans for less than the full amount may negatively impact their future credit access. Although the loan is marked as 'settled,' lenders may view this as a risk. Here's how borrowers can fix this. 

Gold and silver prices today, 18 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Titan is ramping up its mechanical watchmaking and movement production to target a 25% share in Indias premium watch market. The strategy relies on Japanese-style high-volume automation, aiming to make its homegrown movements an accessible, globally recognized standard.

Online bond platforms have widened retail access and pushed monthly turnover above 2,000 crore. But Suresh Darak says a deeper secondary market, where investors can buy and sell bonds easily, is key to the next phase of growth.

Post Office MIS allows investors to open multiple accounts, but the total investment remains capped at 9 lakh for individual holdings and 15 lakh for joint accounts. Here is how multiple MIS accounts, interest and withdrawal rules work.

A taxpayer faced a 33.50 lakh tax addition after the tax department found cash transaction entries in her name during a search. Here's why ITAT deleted the addition. 

8th Pay Commission CGEGIS revision: Central government employee unions seek higher insurance cover, revised contributions and better financial protection. Here are the key CGEGIS demands, existing insurance slabs and what employees can expect from the Pay Commission.

The Swiss road-equipment maker aims to expand exports from its Gujarat plant to Europe, emerging markets, and potentially the US, turning India from a regional market into a global production and R&D base, Schneider said.

Indias creator pool has grown more than fourfold since 2020, making follower count an increasingly insufficient measure of creator value. As creator databases and AI tools help brands assess and manage talent at scale, hiring is shifting towards audience authenticity, engagement and conversion.