22 C 
The Supreme Court ruled that a tenant's long-term possession of a property does not automatically finalize a sale agreement, even with partial payment. The court emphasized that possession must stem directly from the sale agreement, not from an independent tenancy, to be considered a deemed conveyance. The sale agreement was admitted as evidence, but ownership remains undecided pending further trial.
Saturday Bank Holiday 2026: Are banks open or closed today on February 7, 2026?
The Reserve Bank of India (RBI) issues an yearly holiday calendar where state-specific holidays are mentioned. Customers can also utilize digital banking services for various transactions.
DIPAM receives financial bids for IDBI Bank
The successful bidder would also be subject to the RBIs fit and proper assessment
Expect policy rates to be low for a longer period: RBI Guv
Underlying inflation is low, even forecasts are much lower than the inflation target, says Sanjay Malhotra
RBI removes investment cap under voluntary retention route for FPIs
The RBI has removed the Rs 2.5-trillion investment cap under the voluntary retention route for FPIs to deepen bond markets, enhance capital flow stability and encourage long-term foreign participation
RBI to roll out risk-based premium model for deposit insurance from April
The Reserve Bank of India will replace the flat-rate deposit insurance premium with a risk-based framework from April 2026, aiming to reward stronger banks and encourage better risk management
Nearly 51% people report losing money to online scam, shows survey
A new survey shows online scams are widespread in India, with most users encountering fraud attempts daily and many falling prey to impersonation, QR code traps and emerging deepfake threats
RBI eases norms for small NBFCs, exempts non-customer-facing firms
The Reserve Bank of India has eased compliance for low-risk NBFCs by exempting certain non-customer-facing firms from registration and proposing to drop prior approval norms for branch expansion
Macro fundamentals, including external sector, are strong and healthy: RBI
RBI Governor Sanjay Malhotra says India's macro fundamentals and external sector remain robust as borrowing, liquidity and rate outlook stay comfortable
RBIs type-1 NBFC proposal may halve number of NBFCs
Gold loan NBFCs with over 1,000 branches may no longer need prior RBI approval for opening new branch
Unclaimed deposit payouts jump after RBI campaign, cross 1,000 crore
Targeted RBI campaigns and incentives have sharply increased the pace of unclaimed deposit settlements, pushing monthly payouts to over Rs 1,000 crore, compared with Rs 100-200 crore earlier, RBI said
RBI steps up credit delivery, allows REIT lending and doubles MSME loan cap
The central bank has proposed allowing banks to lend to REITs and doubled collateral-free loan limits for MSMEs, signalling a stronger push to widen credit access amid robust loan growth
Surge in gold loan growth not a cause of concern: Reserve Bank of India
Banks are shifting from unsecured loans to gold-backed lending amid rising gold prices, but RBI says low LTVs and limited exposure pose no systemic risk
Sundaram Home Finance eyes 500 crore Emerging Business disbursements this fiscal
Sundaram Home Finances Emerging Business branch network doubles to 100 in 12 months; expansion accelerates beyond Tamil Nadu
PSL classification lapses limited to few banks, not system-wide: RBI
The Reserve Bank of India said recent issues flagged in priority sector lending classification at some large private banks are isolated cases, and announced plans to issue revised instructions
RBI sets up committee to review business correspondent guidelines
The Reserve Bank of India has constituted a committee to review the regulatory framework for business correspondents, with draft guideline amendments to be released soon for public consultation
RBI proposes one-time compensation of up to 25,000 for victims of digital fraud
To introduce guidelines on advertising financial products to curb mis-selling; harmonise recovery norms
RBI will continue to meet the country's currency needs: Governor Malhotra
The value and volume of banknotes in circulation increased by 6.0 per cent and 5.6 per cent, respectively, during 2024-25
Govt bond yields jump 9 basis points as rate cut cycle seen nearing end
The yield on the benchmark 10-year government bond hardened by 9 basis points to settle at 6.74 per cent
RBI doubles collateral-free loan limit for MSEs from 10 lakh to 20 lakh
RBI data shows the industry segment recorded 13.3% year-on-year growth as of December 31, 2025, with MSEs leading at 31%, followed by medium enterprises at 20.4% and large enterprises at 7.5%, highlighting the sectors growing contribution to Indias industrial landscape.
RBI proposes a discussion paper for digital payments safeguards
Decision on UPI MDR in govt's domain: RBI governor
Farm sector to get a leg-up, revised KCC guidelines in the works
The Governor noted that the RBI has comprehensively reviewed the KCC scheme with a view to expand coverage, streamline operational aspects and address emerging requirements
RBI allowing direct bank lending to REITs may speed up asset expansion
Industry executives note that REITs raise debt by issuing securities subscribed to by mutual funds and non-banking financial companies (NBFCs)
PFC acquires 52.63% government stake in REC, making it a subsidiary
The acquisition follows in-principle approval from the Cabinet Committee on Economic Affairs and aligns with the Union Budget 202627 plan to consolidate public sector non-banking financial companies
Radhika Gupta urges investors to ignore cats and think like a goldfish amid market chaos
Amid violent swings across stocks, bonds and commodities, Edelweiss MF CEO Radhika Gupta urges investors to be goldfish investors, ignoring noise, avoiding emotional asset switches, and sticking to long-term goals, discipline and asset allocation despite short-term volatility and market cycles.
RBI to compensate digital fraud victims up to 25,000 for first loss
RBI has announced a one-time compensation of up to Rs 25,000 for victims of small-value digital frauds, while also moving to tighten norms on mis-selling and loan recovery practices
RBI mulls relaxation of lending norms for Urban Co-operative Banks
Tiered, simplified framework planned for unsecured loans, housing finance, and member lending limits. For securing the next phase of growth for UCBs, the RBI will soon be launching Mission SAKSHAM (Sahakari Bank Kshamta Nirman)- a sector-wide capacity-building and certification framework
RBI strengthens customer protection in digital payments with Rs 25,000 fraud cover
RBI Governor Sanjay Malhotra announced that the central bank will issue three draft guidelines focused on key areas of consumer protection. These will address mis-selling of financial products, recovery of loans and engagement of recovery agents, and limiting customer liability in cases of unauthorised electronic banking transactions. Highlighting growing concerns over digital fraud, Governor Malhotra stated that the central bank is taking further steps to enhance the security of electronic payment systems.
Top 5 smallcap mutual funds deliver up to 23% annualised returns in 3 years
The Reserve Bank of India has allowed banks to lend to Real Estate Investment Trusts. This move is expected to lower borrowing costs for REITs. Consequently, REITs may distribute more cash to investors. This could lead to higher dividends and better returns for those invested in REITs. The decision aims to boost the real estate sector and investor confidence.
PGIM India MF resumes subscription in 3 international funds
PGIM India Mutual Fund has reopened subscriptions in its three international funds starting February 6. The funds include Global Equity Opportunities Fund of Fund, Emerging Markets Equity Fund of Fund, and Global Select Real Estate Securities Fund of Fund. Fresh SIPs, STPs, Switch-ins, and lump-sum transactions up to Rs 5 lakh per day per investor per scheme are now allowed.
Capitalmind Flexi Cap Fund beats benchmark in 6 months; 8,000+ investors join
Over the last six months, the AMC has focused on building a solid operational and investing foundation, with clear processes across investing frameworks, risk management, investor servicing, and compliance.
Policyholders are voicing dissatisfaction with life insurers, with thousands lodging complaints annually. Bharti AXA Life Insurance leads the pack with 2,770 complaints in FY 2024-25, followed by LIC of India. The Council of Insurance Ombudsman's report highlights these figures, alongside outstanding complaint numbers, urging consumers to be aware.
A Parliamentary committee has deemed it unjustified to charge full fare for unconfirmed RAC train tickets when a passenger shares berths with another passenger. The committee recommended a partial fare refund mechanism for such passengers.
RBI proposes Rs 25,000 compensation for small-value digital frauds
Under a proposed one-time framework, RBI plans to compensate customers for small-value digital frauds up to Rs 25,000, with the central bank and banks sharing the cost
India not selling US Treasury holdings despite forex fluctuations: RBI Guv
The country's holdings of long-term US debt had dropped to a five-year low of $174 billion as of November, down 26 per cent from a 2023 peak, according to US government data
PM Kisan 22nd Instalment date: Is farmer ID mandatory for all to receive next instalment?
Farmers eagerly await the 22nd PM Kisan instalment of Rs 2,000. Eligible beneficiaries can expect this payment between February and March 2026. eKYC is a mandatory requirement for all PM Kisan registered farmers to receive these benefits.
RBI MPC Today: Repo rate unchanged What does it mean for home loans, FDs and mutual funds?
The Reserve Bank of India (RBI) on Friday decided to keep the key policy repo rate unchanged at 5.25 per cent, maintaining a pause after a cumulative easing of 125 basis points over recent months.
Bandhan Small Cap Fund doubles AUM to Rs 20,000 crore in less than 1 year, completes 6 years
Bandhan Small Cap Fund has doubled its assets to Rs 20,000 crore in under a year, reflecting strong investor confidence. The fund follows a disciplined, diversified approach with low portfolio turnover, healthy risk-adjusted returns, and a positive long-term outlook on small-cap equities.
The Reserve Bank of India on Friday announced a series of measures aimed at strengthening customer protection, expanding financial inclusion and improving the flow of credit, as it concluded the Monetary Policy Committee meeting.RBI Governor Sanjay Malhotra outlined five key changes that are expected to shape how consumers and enterprises engage with the financial system going forward.
Thinking of moving back to India at 40? Read this financial reality check
Lost your mid-manager job? A 90-day survival and comeback plan
RBI MPC outcome: What this rate pause means for mutual fund investors?
The RBI has paused the repo rate at 5.25%, signalling stability rather than a policy shift. Experts suggest investors focus on short to medium duration debt funds, accrual-led strategies and selective equity exposure, as returns in 2026 are expected to remain range bound amid cautious global conditions.
RBI ups Q1 and Q2FY27 GDP and CPI inflation projections
Our Mumbai BureauCPI inflation estimate for Q1 and Q2FY27 was raised by 10 bps and 20 bps, respectively
RBI MPC Meeting 2026: RBI holds repo rate at 5.25%
Announcing the policy decision, the Governor said the MPC arrived at the decision after a detailed assessment of evolving macroeconomic conditions and the overall economic outlook
Bank customers who fall victim to small value financial fraud can now receive compensation. The Reserve Bank of India announced this new policy. Victims may get up to Rs 25,000. This decision was made by RBI Governor Sanjay Malhotra. The Monetary Policy Committee also kept the policy repo rate unchanged. This aims to protect customers from financial losses.
FD investors breathe easy as RBI pauses rates; how to lock in your investments for better returns
The Reserve Bank of India maintained its repo rate at 5.25%, signaling no immediate change in fixed deposit interest rates. This decision follows a previous cut in December 2025, with inflation and bond yields influencing the RBI's stance. While some banks may still adjust rates due to ongoing transitions, future cuts are contingent on evolving economic factors.
No cut in repo rate by RBI: Here's how can you still save big on home loan EMIs
The Reserve Bank of India maintained its repo rate at 5.25%, meaning home loan EMIs are unlikely to change. While a rate cut didn't occur due to inflation and bond yields, future reductions remain possible. Borrowers can still save on interest through prepayment or refinancing.
Gold and silver ETFs crash up to 10% for the second day. What should investors do?
Precious metal ETFs experienced significant drops, with silver and gold commodity-based funds falling up to 10% and 8% respectively. This decline followed a sharp fall in futures prices on MCX, driven by a global tech selloff and a stronger U.S. dollar. Experts advise investors to remain patient and focus on long-term fundamentals amidst volatility.
Bitcoin plunges to near $60,000 as investors flee risky bets
The worlds largest cryptocurrency was last up 1.64% at $64,153.24 in volatile trade, swinging between gains and losses after having hit a low of $60,008.52 earlier in the session
Thinking of pausing your mutual fund SIPs? A 6 month gap may cost you Rs 2 lakh additional loss
Pausing Systematic Investment Plans (SIPs) can significantly impact long-term wealth accumulation by disrupting rupee cost averaging and missing out on compounding, especially during market dips. While temporary pauses for genuine emergencies are understandable, frequent or fear-driven breaks can derail financial goals and lead to substantial losses.
Bharti Airtel Share Price Live Updates: Bharti Airtel's Daily Performance Update
Eicher Motors Share Price Live Updates: Eicher Motors Market Performance
Kotak Bank Share Price Live Updates: Kotak Bank's Current Valuation and Returns
Coal India Share Price Live Updates: Coal India Current Price Update
Wipro Share Price Live Updates: Wipro's Current Market Price
Suzlon Energy shares in focus after Q3 profit rises 15% YoY to Rs 445 crore
Suzlon Energy reported a 15% year-on-year rise in Q3FY26 profit to Rs 445 crore, supported by strong revenue growth, higher volumes, and margin expansion. The company posted record deliveries, a robust order book, and a net cash position, reinforcing confidence in its clean energy growth strategy.
BPCL Share Price Live Updates: BPCL's Performance Overview
Divis Labs Share Price Live Updates: Divis Labs Trading Update
Hero MotoCorp Share Price Live Updates: Hero MotoCorp Price and Returns Overview
A son has won a legal battle in the Delhi High Court. The court has allowed a police investigation into an alleged forged Will. The Will was made by his late father, leaving property to his grandmother and aunt. The aunt and grandmother tried to stop the probe. The court ruled that criminal proceedings can continue alongside civil probate cases.
LICs Q3 standalone net profit up 17% at 12,958 cr
Corporation not in a hurry to foray into the health insurance segment; plans to optimise its real estate holding
Banks make a pitch to delay implementing the amended liquidity coverage ratio framework
They also want a portion of the cash reserve ratio to be recognised as high quality liquid assets for the computation of LCR
PGIM India AMC to take inflows in 3 global funds
The fund house will take upto 5 lakh per day per person in each of the schemes -- PGIM India Global Equity Opportunities Fund of Fund, Emerging Markets Equity FoF, Global Select Real Estate Securities FoF
Bitcoin dips below $70,000, erasing gains since Trump win in 2024
Losses for the year so far now approaching 20%
PhonePe logs 60% rise in active merchant ratio
PhonePe has seen a healthy revenue growth led by an improving monetization illustrated by the rising Revenue/Total Payment Volume ratio
Why Andhra Pradesh High Court refused to raise retirement age from 60 to 62 years
The Andhra Pradesh High Court has rejected pleas to increase the retirement age of employees from state corporations from 60 to 62 years. The court ruled that increasing retirement age is a government policy decision and a cancelled resolution to raise the age cannot be grounds for a directive.
Top 10 mutual funds to invest via SIP for a 5-year horizon. Check details
4 surprising insights on how Indians save, borrow & build wealth from Budget 2026
Gold prices experienced a dip on February 5, 2026, as indicated by the India Bullion and Jewellers Association (IBJA) opening rates. This decline was observed across all gold purities when compared to the previous day's closing prices. Leading jewellery brands also reflected these lower rates for 22k gold.
Kotak Flexicap Fund turns Rs 10,000 SIP to Rs 76 lakh in 15 years, crosses Rs 50,000 crore AUM
Kotak Flexicap Fund has turned a Rs 10,000 monthly SIP into Rs 75.58 lakh over 15 years with an XIRR of 14.80%, crossing Rs 50,000 crore AUM. The fund, managed by Harsha Upadhyaya, delivers strong long-term performance across market cycles, with diversified allocation in large, mid, and smallcap stocks across key sectors.
Buy gold on corrections; rebalance silver via partial profit booking: Motilal Oswal PW
Gold and silver experienced significant price volatility due to global uncertainty and shifting market trends. Motilal Oswal Private Wealth advises gradual accumulation of precious metals during dips for moderate returns. The report also outlines equity and fixed income strategies for 2026, emphasizing a balanced and disciplined approach.
NFO Alert : 360 ONE Mutual Fund to launch DynaSIF Equity LongShort Fund, its first SIF offering
360 ONE Mutual Fund has announced the launch of DynaSIF Equity LongShort Fund, an open-ended equity investment strategy designed for investors seeking long-term capital appreciation through selective long and short positions in listed equities and equity derivatives.
RBI to keep repo rate unchanged amid currency volatility and bond yield pressures: SBI report
Hardening bond yields, rupee volatility and weak policy transmission argue for a status quo
Punjab National Bank (PNB) will discontinue complimentary domestic airport lounge access for RuPay Platinum debit cardholders from April 1, 2026. Subsequently, lounge access will be granted based on a minimum quarterly spending threshold of 5,000, effective April 15, 2026.
Old tax regime is not going to end soon; CBDT chairman rules out sunset clause for old regime
The old tax regime will not be phased out soon, according to CBDT Chairman Ravi Agrawal, despite 88% of individual taxpayers opting for the new regime. While the new system offers simplicity and lower rates, the old regime remains relevant for a select group with significant deductions like housing loans and investments.
Undisclosed foreign assets? Budget 2026 offers a 6-month amnestyheres how to avoid jail
I inherited property in India. What documents do I need to sell it and repatriate the money in UK?
ET Wealth Reader's Query: I have been living in the UK with my family for the past 50 years and all of us have OCI cards. Which documents do we need to sell my parents' properties and repatriate the amount to the UK?
Silver ETFs crash up to 21%, gold ETFs slide 7% as bullion sinks on MCX. What should investors do?
Silver ETFs saw deep cuts, with some plunging as much as 21%. Axis Silver ETF dropped the most, hitting a low of Rs 216.86 versus the previous close of Rs 275. MCX has imposed additional margins on gold and silver futures across all variants after a periodic risk review. An extra margin of 4.5% on silver futures and 1% on gold futures took effect from February 5.
Best mid cap mutual funds to invest in February 2026
As per Sebi norms, the mid cap mutual funds are mandated to invest in companies that are between 101 and 250 in the market capitalisation. These companies can be leaders of tomorrow. Thats what makes them great bets. If these companies live up to the promise, the market will reward the investors handsomely.
MF Tracker: Will this 3 and 5 year top performer PSU fund continue to maintain its rally?
SBI PSU Fund has emerged as the top performing equity mutual fund over three and five years, riding a strong rally in public sector stocks. Experts assess whether earnings momentum, sector re rating and government support can sustain returns amid post Budget 2026 volatility and rising valuation concerns.
Income tax slabs after Budget 2026: Have tax slabs for FY 26-27 changed? Check latest rates
Income tax slabs for FY 2026-27 remain unchanged for both the old and new tax regimes. Taxpayers will continue to use the existing slab structures, with no revisions in rates or income thresholds. This offers continuity for individuals as they assess which tax regime best suits their financial situation.
The Delhi High Court ruled in favor of a retired Air Force officer, stating that hypertension cannot be dismissed as a mere lifestyle disorder to deny disability pension. The court emphasized that the burden lies with the employer to prove a disease is unrelated to military service, and a simple label is insufficient without specific reasoning.
The Bombay High Court has ruled that land inherited by a husband is his separate property. His wife and children cannot object to its sale, even if he was a liquor addict. The court clarified that property inherited after 1956 devolves by succession, not survivorship. This means children have no birthright in such inherited land. The buyer's claim was upheld.
Fed to keep bank capital buffers unchanged until 2027 as it reviews stress test changes
The Fed also released its 2026 stress scenarios, which include sharp job losses, market volatility, and falling asset prices.
Special court discharges DHFL in money laundering case, cites immunity under IBC
A Mumbai court has discharged DHFL in a Rs 5,050 crore money laundering case. The company, now under new management, received statutory immunity under the Insolvency and Bankruptcy Code. This immunity applies to the corporate entity, not individuals involved. The court noted that a clean slate is important for new management.
