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6 AMCs held over Rs 10,000 crore cash in January. Who tops the list?
Parag Parikh Flexi Cap Fund: ITC, MCX among stocks bought and sold in January
RBI greenlights Bain Capitals proposed acquisition of up to 41.66% stake in Manappuram Finance
The transaction also triggers a mandatory open offer for the purchase of an additional 26.0% stake from public shareholders at 236 per share
Delhi High Court has ruled employers need not pay Section 17B salary after an employee retires. This interim judgement clarifies that statutory payments cease upon reaching superannuation age. The court acknowledged employee hardship but upheld legal precedents. The main case challenging the termination is still ongoing. This decision impacts ongoing legal battles for reinstated employees.
Planning your retirement in 2026? Experts share smart investment strategies
Experts Hemant Rustagi, CEO of Wiseinvest, and Viral Bhatt, founder of Money Mantra, shared practical tips on how to prepare for a secure retirement in 2026.Both experts agree that retirement planning is a continuous process, and the process of building a secure retirement corpus requires three key steps, which they sharedin a financial conversation with Zee Business.
Indian Overseas Bank expands startup banking network, launches IOB Gram Sweekar
On the launch of 'Startup Banking Branch Network', the lender said it has operationalised exclusive Startup Banking branches in Delhi, Mumbai and Bengaluru following the success of its maiden 'Startup Banking' branch in Chennai
Where are mutual funds placing their bets? A look at Januarys sectoral trends
Private banks had the highest weightage of around 18.2%. It was the leading sectoral holding for mutual funds in January 2025.
PPFAS to launch 2 new passive GIFT City based outbound funds on February 23. Check key details
According to the fund house, these funds are retail funds launched by PPFAS Gift which will directly invest all monies into S&P 500 and NASDAQ 100 accumulating ETFs and UCITS. Both funds use a passive strategy, giving investors direct exposure to the S&P 500 and NASDAQ 100 indices without requiring them to open foreign brokerage accounts.
Starting out in mutual funds? Heres how to allocate your investments
A paced approach, they say, helps investors align choices with goals, time horizons and risk appetite, as reported by ETBureau.
HDFC Defence Fund exists this small cap stock that went up by 500% in 5 years
This defence fund sold around 2.53 lakh shares of The Anup Engineering from its portfolio in January worth market value of Rs 56.91 crore. (Source: ACE MF)
Wealth quote of the day: Financial freedom is available to those..... says Robert Kiyosaki
Many struggle with monthly finances, feeling broke despite earning. Financial freedom, defined as income and assets covering expenses without a paycheque dependency, is achievable.
Think twice before picking a Will writer: How close relationships can complicate probate
Choosing a Will scribe carefully is crucial, especially if they are also a witness. While a close relative can draft a Will, it may lead to increased judicial scrutiny. A scribe can act as a witness if they intend to attest the testator's signature, a point clarified by the Kerala High Court.
A woman successfully claimed capital gains tax exemption on Rs 26 crore from selling shares. The Income Tax Appellate Tribunal in Kolkata ruled in her favour, allowing her claim under Section 54F. She invested the proceeds in constructing a residential property. The tribunal clarified rules regarding joint ownership, property usage, and construction timelines.
How SIM swap fraud drains your money and what you can do today
SIM swap fraud is a growing cyber threat. Criminals hijack mobile numbers to access bank accounts and sensitive information. This can lead to significant financial loss. Consumers must be aware of the warning signs. Immediate action is crucial if fraud is suspected. Implementing stronger authentication methods beyond SMS is vital for protection.
Sebi to review ETF pricing framework to curb divergence
The Securities and Exchange Board of India (Sebi) is proposing to review the base price and price bands for Exchange-Traded Funds (ETFs). Currently, a fixed 20% price band is applied, which Sebi believes doesn't accurately reflect underlying volatility. The regulator aims to address issues with using T-2 day NAV and manual adjustments for corporate actions.
FD rate up to 7.5% for senior citizens investing for ten years; Know list of banks
Senior citizens can still secure FD rates up to 7.5% for a ten-year term with select small finance banks, with a maximum investment limit of Rs 3 crore. Banks deduct TDS if FD interest exceeds Rs 1 lakh annually, but eligible senior citizens can submit Form 15H to avoid this deduction.
Saturday bank holiday: Are banks open or closed today on February 14, 2026?
Saturday bank holiday: Bank customers in India should note closures on several Saturdays in February 2026. Specifically, February 14th is a bank holiday due to it being the second Saturday.
Health cover to be bundled with pension schemes, says PFRDA chief
The scheme allows up to 30% of an investors corpus to be earmarked for medical expenses
Lending to a REIT by a bank can only be by way of loans not involving bullet or ballooning principal repayments
City Union Bank will continue to focus on MSME lending, technology
It is an honour to get the opportunity to lead a bank as reputed as this, says CEO-designate Vijay Anandh
RBI hikes banks M&A financing limit to 20% of tier-1 capital
Bankers had sought tweaks to the draft acquisition finance guidelines
Gujarat govt appoints Uday Kotak as Chairman of GIFT City
He succeeds Hasmukh Adhia, who had been serving as the non-executive chairman since June 19, 2023
RBI allows NBFCs to factor DLG in determining provisions under ECL
RBI allows NBFCs to factor in default loss guarantees from lending apps while computing ECL provisions, tightening uniformity without diluting prudential safeguards
Rupee weakens as RBI intervenes; forex reserves drop $6.7 billion
Indian unit settles at 90.64 per dollar as RBI intervenes via dollar sales; forex reserves drop $6.7 billion in week ended February 6 on decline in gold holdings
Banks need to achieve 60% CD ratio in rural, semi-urban branches: RBI draft
Draft revised Lead Bank Scheme norms mandate 60% credit-deposit ratio in rural and semi-urban branches and prioritise CBS-enabled outlets in Tier-5 centres
Morgan Stanley said to consider $500 million India fund, shifts some assets
Morgan Stanley Investment Management is exploring shifting eight India healthcare assets into a continuation vehicle, targeting $500 million from investors. Investments include Omega Hospitals and RG Scientific, reflecting rising secondary-market activity, according to Jefferies Financial Group data.
Wealth quote of the day: Compound interest is the eighth wonder of the world .. says Albert Einstein
Compound interest, hailed by Albert Einstein as the eighth wonder of the world, fuels investment growth by earning interest on both principal and accumulated interest. This powerful force can transform modest savings into substantial wealth over time, as demonstrated by the Public Provident Fund example, where consistent investment leads to exponential growth.
IRDAI asks insurers not to invest in overseas Alternative Investment Funds
There should be a clause in Private Placement Memorandum stating that the Capital (including any proceeds) received from Insurer shall not be drawn down, utilised or pledged for any investment outside India, IRDAI said in a circular
Outstanding CP falls Rs 1 trillion since Aug 2025 as CD issuances rise
Investors are moving away from commercial papers towards certificates of deposit as issuances and rates rise, with banks tapping CDs to manage deposit tightness, RBI data show
Past one-year returns are the enemy of good investing, says Radhika Gupta
Radhika Gupta cautions investors against chasing one-year past returns, calling it harmful to long-term wealth creation. She highlights how short-term performance rankings often mislead investors and fuel unrealistic expectations. Instead, she urges evaluating mutual funds through consistency and rolling returns over longer periods.
Delhi is set to introduce an AI-powered Integrated Traffic Management System. This system will feature smart traffic lights and automatic number plate recognition cameras. These cameras will detect traffic violations and generate automated challans. The initiative aims to improve traffic flow, reduce pollution, and enhance the commuter experience in the city.
Mutual funds reduce cash allocation by over Rs 1,900 crore to Rs 2.05 lakh crore in January
Mutual funds marginally reduced cash holdings in January while overall equity assets showed mixed movement. Cash as a proportion of assets inched higher, reflecting cautious positioning. A handful of large fund houses continued to hold significant liquidity, while many smaller AMCs remained largely invested, awaiting clearer market opportunities.
Has there been spike in Income Tax refunds in last 24 hours? Experts weigh in
Many taxpayers have recently received their income tax refunds. This follows a period where large refunds experienced delays. Tax experts confirm a surge in refund issuances. The Income Tax Department's data shows substantial refund amounts processed. Government officials explained that data analytics campaigns caused some processing delays.
8 equity mutual funds saw outflows of over Rs 1,500 crore in January. Check details
Eight equity mutual funds recorded outflows exceeding Rs 1,500 crore in January, with broader industry trends showing 554 out of 716 schemes witnessing redemptions. Small and midcap funds led the decline, with significant AUM erosion across key schemes including Nippon India, Quant, SBI, and Kotak Mutual Fund offerings.
Indian small savings schemes provide safe, government-backed returns. However, their tax implications vary greatly. Understanding how your money is taxed at investment, growth, and withdrawal stages is crucial. Choosing the right scheme depends on your tax situation and financial goals.
Delhi motorists can find relief from traffic challans at the upcoming Lok Adalat on February 14, 2026. This event provides a chance to significantly reduce penalties on compoundable challans. Many pending cases can be settled for a fraction of the original amount. This initiative aims to clear a large backlog of traffic violations.
Top 7 flexicap mutual funds to invest in February 2026
Nomura drops April ratecut call on firmer inflation, RBI stealth easing
Nomura has raised its inflation projection for the next fiscal year, which begins in April, to 4.1% from 3.9% based on the old series
No savings at 40 is scary, but not hopeless: Heres a realistic retirement plan for you
Best value funds to invest in February 2026
Value investors buy such stocks and wait for the market to discover these stocks. When the discovery happens, the stock prices will go up, and value investors make money. It may sound simple. But it is not very easy to execute. The market may take very long to discover these stocks and it may test your patience. The discovery may not happen at all. That is why value mutual funds are recommended to only sophisticated investors.
HDFC Flexi Cap Fund crosses Rs 1 lakh crore AUM, third scheme to achieve milestone
HDFC Flexi Cap Fund has achieved a significant milestone, crossing Rs 1 lakh crore in assets under management, making it the third fund to reach this mark. This achievement underscores investor confidence, consistent performance across market cycles, and a disciplined investment strategy. The fund's flexible, research-driven approach allows dynamic allocation, focusing on long-term wealth creation.
Reddit + AI the new startup playbook? How you can spot problems people will pay to solve
353% return on SGB premature redemption date: Gold bond turns Rs 1 lakh investment into Rs 4.53 lakh
The Reserve Bank of India has announced the premature redemption price for Sovereign Gold Bond SGB 2019-20 Series-III, allowing investors to redeem from February 13, 2026. The redemption value is based on the simple average closing price of gold for the preceding three working days.
Gold and silver ETFs crash up to 10%. What should investors do?
Gold and silver ETFs fells sharply on Froday as stronger U.S. dollar and robust jobs data erased hopes of early rate cuts. Silver funds, including Kotak Silver ETF and peers, saw the steepest declines, while gold ETFs such as Tata Gold ETF also slipped. Experts advise SIPs and caution amid heightened volatility.
NPST Q3 net profit more than doubles to 12 crore; revenue jumps 148%
The fintech infrastructure provider secured a mandate to acquire and operate a UPI switch for a large cooperative bank and won a Hardware Security Module implementation order from a central payment body
Bharti Airtel Share Price Live Updates: Bharti Airtel's Stock Performance Overview
More than 30-year-old Will fails in High Court: Why brothers lost claim to ancestral land
Brothers lost their ancestral farm land claim in the Chhattisgarh High Court. Their great grandfather's 1958 Will was deemed unproved. The court ruled that a 30-year-old Will does not automatically gain validity. Witnesses were not properly examined. The uncle's ownership claim was upheld. This decision ends a long family land dispute.
MFs raise bets on financials, trim IT and FMCG in January
Mutual funds increased their exposure to financial stocks in January, acquiring both banking and insurance shares. This strategic shift saw buying interest in major lenders like Axis Bank and ICICI Bank, alongside selective investments in small finance banks. The move comes as private bank valuations are perceived as attractive compared to other sectors.
Muthoot Finance Q3 PAT grows 2x to 2,823 crore
Muthoot Finances AUM rose 50 per cent y-o-y to 1.44 lakh crore
IIM Kozhikode, IOB in pact for executive education, capacity building
These programmes will be tailored for IOBs top executives, senior management and selected officers,
Govt conducts switch with RBI, moves FY27 maturities to 2040 bond
Centre buys back over Rs 75,500 crore of FY27 securities from RBI and issues 8.30% GS 2040 bond to smoothen redemption profile
RBIs proposed norms on sales of financial products may have fee income implications for banks
Fear of mis-selling will entail not just refunding amounts taken from the customer, but also shelling out compensation could keep the enthusiasm of banks to push third-party products such as insurance, mutual funds and pension under check
No more harassment calls for loan recovery? RBI to bring tough framework from July 1, 2026
The Reserve Bank of India is introducing stricter loan recovery rules for banks, focusing on borrower protection and transparency. These new directions, set to take effect from July 1, 2026, aim to prevent harassment and ensure fair treatment during the recovery process. Banks must implement mandatory recovery policies and adhere to a code of conduct for recovery agents.
Muthoot Finance post 95% rise in PAT at 2,656 crore in Q3 FY26
This success reflects the increasing acceptance of gold loans as a convenient, trusted, and secure credit solution for a diverse customer base, says company MD George Alexander Muthoot
Income tax refund delay: As refunds fall 19% in FY25-26, Minister reveals reasons in Parliament
Premier Explosives among top 4 unique stocks held by mutual funds in January
Unique stocks are equities held by only one mutual fund house and not others. In January, about 240 such stocks were identified above Rs 100 crore market value. Top exclusive holdings included Marathon Nextgen Realty, Premier Explosives, Network People Services Technologies and Vintage Coffee & Beverages.
Existing investors can hold gold, silver, new investors may allocate 510%: Emkay
After a strong run-up over the past year, gold and silver have seen frequent and sharp price fluctuations in recent months.
Muthoot Fincorp logs PAT of 553.23 crore in Q3 FY26
The standalone performance of the company also remained strong, with AUM at 48,122.22 crore, PAT at 1,056.65 crore, and revenue at 5,733.01 crore till December 2025
Debt mutual funds saw a sharp turnaround in January, posting net inflows after two months of heavy outflows. Experts attribute the reversal to post-year-end cash redeployment, improved comfort around yields and liquidity, and a continued investor preference for liquid, low-volatility fixed-income categories over duration-led strategies.
GST on milk and education? Here's a fact check by Finance Minister in Lok Sabha
Finance Minister Nirmala Sitharaman addressed claims regarding Goods and Services Tax in Lok Sabha. She clarified that milk has always been exempt from GST. Educational supplies like books and notebooks also have zero GST. Healthcare services have maintained a 0% GST rate since 2017. Funeral services were never subject to GST.
Salaried employees stand to gain significantly from proposed tax rule changes. Under draft Income Tax Rules, 2026, the annual tax exemption for meal vouchers like Pluxee or Sodexo could rise to Rs 1,05,600. This is a substantial increase from the current Rs 26,400 limit. The new rules propose a Rs 200 per meal cap, potentially boosting employee savings.
PPFAS Mutual Fund releases source of margin trading facility book and its impact on liquid funds
PPFAS Mutual Fund has raised caution over the sharp growth in the margin trading facility book, which has jumped from Rs 24,920 crore in FY23 to Rs 1.16 lakh crore by December 2025. The fund house highlights rising liquidity and credit risks, especially among smaller brokers dependent on costlier funding sources.
Rising healthcare costs? How NPS Swasthya helps you create a separate medical fund
PFRDA has launched NPS Swasthya as a pilot scheme to help subscribers build a dedicated medical fund alongside retirement savings. You can contribute any amount, withdraw up to 25% for medical needs, and even exit fully for critical treatments. This innovative scheme bridges pension planning and healthcare expenses.
Mutual Fund Top Picks: Where should you invest now? Anil Singhvi reveals fund of the month
The mutual fund industrys assets under management (AUM) crossed a record Rs 81 lakh crore in January, reflecting steady investor participation despite market volatility, Zee Business Managing Editor Anil Singhvi said.
JioBlackRock Flexi Cap Fund adds Hindustan Zinc and 9 others, exits L&T Finance and 16 more stocks
JioBlackRock Flexi Cap Fund, an offering by JioBlackRock Mutual Fund, added Hindustan Zinc and nine other stocks in its portfolio as the new entrant in January and made a complete exit from L&T Finance and 16 other stocks in the same period. (Source: ACE MF)
The Reserve Bank of India is implementing stricter regulations against financial institutions for mis-selling products. New draft directions, effective July 1, 2026, aim to prevent mis-selling by banning dark patterns and forced bundling. These rules mandate clear information, customer consent, and establish mechanisms for feedback and compensation for affected customers.
Only index funds, no stock picking: How you can grow wealth the simple way
Mutual fund investors with long-term goals can continue their existing SIPs, even if overweight in mid and small caps, as compounding works in their favor. For shorter horizons, rebalancing to stable funds is advised. New Sebi rules enhance cost transparency, separating fund management fees from other charges, potentially leading to modest expense reductions over time.
Witnesses to a Will turn hostile? How Hindu succession is decided then
A will fails if its witnesses become hostile. This means the deceased's property will be distributed according to Hindu succession laws, not the will's wishes. For Hindu females, this follows specific rules under the Hindu Succession Act. The law prioritizes statutory inheritance when a will cannot be proven. This ensures a clear path for property devolution.
Over 65% ECBs worth $18 billion routed via GIFT-IFSC in FY26 so far
Experts say simpler rules, tax benefits aid GIFT City's emergence as preferred jurisdiction
RBI surprises market with aggressive pre-open dollar sales, say bankers
The rupee was headed for a largely flat open before the unexpected intervention, with Asian peers showing little reaction to the upside surprise in US payrolls
Multi-asset allocation mutual funds saw record inflows of Rs 10,485 crore in January, driven by investor preference for diversification and stability offered by gold and silver allocations. Experts suggest these funds are suitable for long-term portfolios, balancing growth with risk management, and can be a core holding for investors.
Best focused mutual funds to invest in February 2026
According to Sebi norms, focused equity mutual fund schemes must invest in a portfolio of maximum 30 stocks. These schemes have no other restrictions when it comes to investing- like flexi cap schemes they can invest in any market capitalisations and sectors
Revised CPI may give RBI reason to keep interest rates on hold
Although inflation remains well below RBIs 4% target, the new figures could prompt it to hold off on any further rate cuts and push up bond yields further
Recent findings indicate that health insurance providers are grappling with a surge in policyholder dissatisfaction. Star Health tops the list with more than 12,000 complaints recorded in FY24-25. CARE Health and Niva Bupa aren't far behind, also receiving significant backlash. Keep reading to discover which health insurers have garnered the most complaints from policyholders, and check if your health insurer is among them.
New draft income tax rules suggest changes to house rent allowance and child hostel allowance benefits. Cities like Bengaluru and Pune may now qualify for higher HRA exemptions. The child hostel allowance limit could see a substantial increase. These proposed changes are open for public feedback.
Bharat Bandh bank holiday today? Banks like State Bank of India, UCO Bank and Bank of Baroda have informed BSE about the strike notification and possible disruptions in their services on February 12, 2026.
SBIs market cap surges past TCS; becomes fourth most valuable company
The shares of the bank rose 3.2% on Wednesday with over 2.9 crore shares being traded
Mis-selling: Banks to refund, compensate customers, says RBI
Banks must ensure that employees / direct selling agents do not push the sale of products and services
UBS plans to hire about 3,000 HR in Hyderabad
UBS has offices in Pune (Kharadi), Navi Mumbai (Airoli) and Hyderabad (Gachibowli)
11 mutual funds and 1 SIF NFOs are open for subscription now. Check key details
Several mutual fund new fund offers, including FoFs, index funds, ETFs, sectoral and low duration schemes, are currently open for subscription. Asset managers are expanding product offerings across themes such as metals, defence, consumption, healthcare and services to attract investors.
He emphasised that ethics is what stops small compromises from growing into larger problems
SIDBI, NaBFID and HUDCO raise nearly 12,000 crore in bond market
SIDBI, NaBFID and HUDCO raise nearly Rs 12,000 crore at tight rates, while NABARD plans a Rs 7,000 crore bond issue next week amid cautious market sentiment
Bandhan Corporate Bond Fund turned Rs 10,000 investment to Rs 19,745 as of end-December 2025, nearly doubling investor capital over the decade and crossed monthly AUM of Rs 15,000 crore in the same period.
NFO Alert: Groww Mutual Fund launches BSE Hospitals index based passive funds
Groww Mutual Fund today announced the launch of two new passive investment schemes the Groww BSE Hospitals ETF and the Groww BSE Hospitals ETF FOF offering investors exposure to Indias hospital sector through the BSE Hospitals Index.
Sunil Singhania-led Abakkus Mutual Fund goes live on ONDC Network
Through the ONDC Network, participating buyer apps can offer mutual fund products directly to investors via their existing platforms. The framework aims to streamline product discovery and access, allowing investors to engage with mutual fund offerings through applications they already usewithout the need to download or manage multiple apps.
Is there a bank holiday tomorrow due to Bharat Bandh? Major banks like State Bank of India, UCO Bank, and Bank of Baroda have alerted customers about possible service disruptions.
NFO Alert : Old Bridge Mutual Fund launches Old Bridge Flexi Cap Fund
Old Bridge Mutual Fund has launched the Old Bridge Flexi Cap Fund, an open-ended equity scheme investing across large, mid and small caps. Managed by Kenneth Andrade, the fund follows a bottom-up strategy and dynamically allocates assets across market segments.
