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What happens to gold prices when US Fed hikes rates?
Cutting through money jargon, one topic at a time. This week Abhinav Kaul explains why US interest-rate hikes can affect gold prices, and what it means for Indian investors.
India to continue diesel exports as US ban looms
India remains committed to its diesel export contracts, as stated by Oil Minister Hardeep Puri. The global diesel market faces challenges due to geopolitical conflicts impacting supply. Pump prices in the US have surged, leading to speculation about an export ban on diesel. India has overtaken Russia as a top diesel supplier, accounting for significant global shipments.
Hurun India Rich List 2026: Adani overtakes Ambani
According to the M3M Hurun India Rich List 2026, India's wealth has soared to an impressive Rs. 187.5 lakh crore, with Gautam Adani now eclipsing Mukesh Ambani in the wealth hierarchy. LN Mittal also reports major financial gains.
Alpha leads factor indices as defensives lag in 2026
Welcome to TrendMap, your guide to the performance of different investment segments. In this edition, we present a 10-year performance tracker of factor-based investment strategies. The annual returns are ranked for 6 key NSE Factor indices, with a broad-based index, Nifty 500, thrown in for comparison. This map shows that no single-factor strategy consistently outperforms, making a strong case for diversification.By Sameer Bhardwaj.
MF-PMS: Sebi opens 25 lakh investment route
The Securities and Exchange Board of India has launched the Portfolio Managers Route for Investing in Mutual Fund units (PRIM), enabling portfolio managers to handle clients' investments in direct mutual fund plans starting from a minimum amount of Rs.25 lakh. This initiative seeks to boost investor access and flexibility, offering a wider array of investment choices.
IRDAI proposes overhaul of insurance distribution
The customer-centric proposals aim to increase transparency, cut distribution costs and reduce insurer expenses.
Retirement: Why costs & compounding matter most
A status match essentially allows one loyalty programme to recognise your credentials from another. Instead of spending 50 nights at a hotel chain or flying dozens of sectors with an airline to reach elite status, you show that another company already considers you a valuable customer. The new programme may then grant you equivalent status, usually for a limited period.
Your funds average return is lying to you
Two funds, both averaging 5%. One left you Rs.11,000 richer. Heres why
Leaving UAE? Your money needs an exit plan
Tax residency, bank accounts, Dubai property and gratuity all need sorting before and after you fly home.
How travel cards build bank relationships
A bank can afford to give an affluent customer a highly rewarding credit card if that card helps persuade the customer to consolidate assets with the lender. The other advantage is that a credit card is one of the most visible products a bank gives a customer. Every transaction reinforces the relationship with the bank.
Hybrid funds boom, but advisers remain divided
Tax efficiency and stability win some advisers over, but others fear giving up returns and control.
Buying NRI property? New rules kick in October 1
Beginning 1 October 2026, resident Indian buyers will enjoy simplified compliance when purchasing property from non-resident sellers. They will be able to use their Permanent Account Number instead of obtaining a Tax Deduction and Collection Account Number. This amendment aims to reduce the burden of compliance on individual buyers. Buyers will also be required to provide the seller's contact information and overseas address.
Hospital-insurer clash puts cashless claims at risk
Inflated bills, delayed approvals, arbitrary deductions. As hospitals and insurers trade charges, policyholders are left footing the bill. What will it take to fix the system?
Bank strike deferred after IBA assurance on five-day work week
The decision follows an agreement to form a high-level committee to examine remaining Saturdays as holidays and address other pending demands
The ministry noted that the Reserve Bank of India has granted approval for all bank branches, offices, ATM-link branches and Currency Chests to remain fully operational on September
NRI deposit inflows jump nearly 7-fold, surge led by FCNR(B)
NRE inflows plunge sharply during the April-July period
PB Healths hospital expansion plans on track: PB Fintech Chairman and Group CEO
PB Fintech was in the spotlight following an IRDAI proposal that could impact its insurance revenues
Officials discuss credit ecosystem of TN in 187th State Level Bankers Committee (SLBC) meet
The performance of banks in areas including Agriculture and Allied Activities, Micro, Small and Medium Enterprises (MSMEs), education loans, housing and other priority sectors was reviewed
Six new mutual funds and one Specialized Investment Fund (SIF) are opening for subscription this week, according to ACE MF data. The NFO lineup includes ICICI Prudential Contra Fund, Aditya Birla SL BSE Total Market ETF, Mirae Asset Life Cycle Fund, and Mahindra Manulife's MSIF Equity Long-Short Fund.
SC to hear on Monday plea challenging imposition of MDR on UPI payments above 2,000
The PIL filed by advocate Anjan Datta has challenged the Centre's September 14 notification and the MDR framework announced on September 15, which is stated to come into effect from October 15.
Five flexi-cap mutual funds delivered single-digit returns over a three-year period, with SBI Flexicap Fund and UTI Flexi Cap Fund returning 6.4% to 7.8%, according to ETWealth data. Samco Flexi Cap Fund was the worst performer with a 5.5% loss, while Bank of India Flexi Cap led gains at 16.5%.
Equity mutual funds dropped up to 13% last week as sectoral and thematic offerings led weekly losses, according to ACE MF data. Mirae Asset S&P 500 Top 50 ETF FoF saw the steepest fall of 13.09%, while technology and banking funds also registered negative returns alongside broader market declines.
Banks open today on Sunday: Check if all banks are open or closed today ahead of strike
Banks open today? Public sector banks and Regional Rural Banks are set to be open on Sunday, September 27, 2026. This decision follows the Reserve Bank of Indias request ahead of a three-day bank strike.
Deposit per se may not be a binding constraint for credit creation: RBI bulletin
So, a bank does not necessarily need to mobilise liabilities (such as deposits) before credit creation
Flat possession delayed; MahaRERA rejects builders jurisdiction excuse, awards Rs 7.1 lakh interest to homebuyer. Even though the builder tried to put the blame on PMC-PMRDA jurisdiction issue, the homebuyer managed to prove that his area (Wagholi) came under PMC jurisdiction and the builder knew this before signing the agreement.
SBI hands over cheque worth 500 crore to Jeevika Didis in Patna
In Bihar, Jeevika Didi refers to women members of State government initiative Bihar Rural Livelihoods Project (BRLP), locally known as Jeevika, aimed at the social and economic empowerment of rural women through Self-Help Groups
Five SIFs have delivered double-digit returns since inception, led by Quant Mutual Fund
Multiple mutual funds, same stocks? Heres how to check for portfolio overlap
Portfolio overlap can reduce the diversification investors expect from holding multiple mutual funds. Identical top holdings, particularly across large-cap schemes, can concentrate risk, duplicate expenses and limit portfolio benefits despite owning several funds.
Mutual fund SIPs did better than lumpsum across 5 equity categories in 2 years. Check details
Over two years, SIPs outperformed lump-sum investments across equity fund categories, with the gap widest in smallcap funds. SIPs delivered positive average returns even where point-to-point returns remained muted or negative.
Ancestral vs self-acquired property: When oral relinquishment is valid under Hindu succession law
For ancestral property oral relinquishment can suffice but not for self-acquired properties; Check what Hindu Succession law says. Ancestral vs self-acquired property
Wife got late husbands job on compassionate grounds, she left mother-in-law alone and remarried; Rajasthan High Court protects her and orders employer to cut 25% ofwifes salary wife and pay it to mother-in-law
Aditya Birla Sun Life Mutual Fund suspends fresh subscription in 3 international funds
Aditya Birla Sun Life Mutual Fund has suspended fresh subscriptions in three international funds from September 24, 2026, after briefly reopening them. Existing systematic transactions continue. The funds have delivered strong recent returns, outperforming benchmarks over six months and three years, with combined assets under management of Rs 832 crore as of August 2026.
Navigating the unpredictable tides of market fluctuations can be particularly daunting for retirees. This guide delves into balancing equity and debt in investment portfolios, highlighting strategies for managing withdrawals during market downturns, the critical role of a retirement buffer, and the necessity of adaptable financial plans to shield against economic uncertainties, thereby promoting a stable and comfortable retirement lifestyle.
FD rate up to 8.3% for senior citizens investing for three years; know the list of banks
For senior citizens aged 60 and above, numerous banks are offering fixed deposit interest rates as high as 8.5%. Jana Small Finance Bank has an attractive 8.3% rate for three-year terms, while Utkarsh Small Finance Bank offers 8%. To avoid TDS, seniors should submit Form 15H if their annual income stays beneath the taxable limit, with TDS applied if FD interest exceeds Rs 1 lakh.
Explained: Which mutual fund ratios should investors check before investing?
Mutual fund risk ratios help investors assess a scheme beyond past returns. Key measures include alpha, beta, R-squared, Sharpe, Treynor, information, Sortino and semi-standard deviation, offering insights into volatility, consistency and risk-adjusted performance.
The one rank, one pension scheme currently supports Armed Forces personnel and select officials. Employee unions are pushing for it to cover all central government civilian employees from Level 1 to Level 18. They argue that pension inequities stem from varying retirement dates across different Pay Commissions. To address this, the All India Defence Employees' Federation suggests implementing notional pay fixation to ensure pension fairness.
Retiring with Rs 1 crore corpus: Will it be sufficient to get Rs 70,000 monthly for 25 years?
A retirement fund of Rs 1 crore can serve as a vital asset, but navigating withdrawal rates is imperative for longevity. Financial advisors advocate for conservative investments that yield stable returns, as excessive withdrawals may accelerate depletion of the corpus. A monthly draw between Rs 30,000 and Rs 58,333 can help maintain fiscal health, with inflation as a key consideration.
Saturday bank holiday: Are banks open or closed today on September 26, 2026?
On September 26, 2026, banks are closed due to the second Saturday of the month. Customers planning to visit banks must wait until September 27, when public sector banks will operate.
RBI cuts time period for export realisation from October 1
The revised time period for realisingexport proceedsis counted from the date of shipment in case of goods (other than goods exported to a warehouse outside India) and from the date of invoice in case of services
Sundaram Home Finance aims to double emerging biz disbursements in Central TN
Opens branch in Mannargudi, with plans for branches in Karaikkal and Thiruthuraipoondi in the pipeline
Carlyle completes strategic majority stake acquisition in Nido Home Finance
Infuses 1,450 crore primary capital; buys 45% from Edelweiss for about 600 crore; Nido net worth seen at 2,300 crore in 18 months
Cooperative banks to remain operational during proposed Bank strike
Customers will continue to have access to branch banking services, agricultural and rural credit, business banking facilities, and digital channels such as ATMs, internet banking, mobile banking and UPI, depending on the services offered by individual banks
The Latest Fixed Deposit Interest Rates: Sep 25, 2026
The Latest Fixed Deposit Interest Rates: Sep 25, 2026
The Latest Home Loan Interest Rates: Sep 25, 2026
The Latest Home Loan Interest Rates: Sep 25, 2026
Landlord wanted to start law office, sought tenants eviction; Delhi HC upheld it for this reason
Tenant ordered to evict as landlord wants to open a law office and proved his bona fide need in Delhi High Court. In this case the landlord's grandfather gave it on rent but his family members needed the property to open a law office as there were three lawyers in their family.
Bangalore landowner wins unexplained money case in ITAT after proving he sold vegetables and fruit for large amount of cash to APMC
UPI MDR explained: Will mutual fund SIPs and lumpsum investments be affected?
UPI offers mutual fund investors a convenient way to make lump-sum investments and set up SIP mandates. While the new 0.02% MDR applies to select one-time transactions, UPI AutoPay SIPs remain exempt, and the impact on investors is expected to be limited.
EPF wage ceiling raised to Rs 25,000: When will higher EPF deductions appear in your salary slip?
Starting September 2026, a major shift in the EPFO wage ceiling will raise the limit from Rs 15,000 to Rs 25,000 monthly. This increase will have different effects on various employees, especially those accustomed to the old ceiling as their deductions will change. Employers could face delays in updating their payroll systems, causing possible arrears and necessary adjustments for workers as they adapt to the new regulations.
New proposals by IRDAI aim to reform loan-linked insurance offerings from banks and NBFCs, ensuring transparency for borrowers. Key changes may prevent mandatory insurance bundling, allowing for better consumer choices and potential interest rate benefits, while still enabling some insurance package offers. Discover how these reforms could impact your next loan decision.
Builder promised specially enabled parking spaces; homebuyer paid Rs 1.03 crore for a 3BHK unit, but the builder failed to honour the parking promise; homebuyer wins case in Karnataka RERA. Read the article to know how did the homebuyer win the case.
Effective from October 1, 2026, the Reserve Bank of India will implement new rules concerning bulk fixed deposits. Every bank will be mandated to reveal their daily bulk deposit interest rates at 10 am. This regulation aims to ensure that interest rates for identical bulk deposits remain the same in all branches.
Top 9 equity mutual funds deliver over 30% return on SIP investments in 1 year. Do you own any?
Nine equity mutual funds delivered over 30% returns on SIP investments in the last one year, with eight from the small-cap category and one focused fund. Bank of India Small Cap Fund topped the list with a 45.95% return, followed by TRUSTMF Small Cap Fund at 41.53%, according to ETMutualFunds.
IRDAI's proposed reforms could revolutionize motor insurance purchases, making them more transparent and customer-friendly. With direct digital buying options, increased awareness of alternatives, and safeguards against dealer biases, these changes aim to empower policyholders and enhance competition. Discover how these adjustments could impact your next car or two-wheeler insurance policy.
Gold rate today: Leading jewellery brands have reported a boost in gold prices today, including Tanishq, Malabar Gold & Diamonds, Joyalukkas, and Kalyan Jewellers.
Canara Robeco Asset Management Company has entered the Asia Book of Records and India Book of Records for its year-long 'Nivesh Bus Yatra' campaign. Traveling over 28,000 km across 12 states, the mobile classroom initiative reached over 26,000 investors to promote awareness on SIPs, STPs, and SWPs.
Govt evaluating financial bids for IDBI Bank strategic sale: Sources
The strategic disinvestment of IDBI Bank is moving at a steady pace and the government is evaluating the financial bids submitted by the interested investors, the sources said
Embassy REIT raises 1,000 cr via debentures to refinance debt
The transaction marks the first financing by a scheduled commercial bank to an Indian REIT at the trust level
As the nation prepares for a bank strike from September 28 to September 30, 2026, the State Bank of India has decided to eliminate ATM charges for transactions during this time. Although branches will continue to operate, customers should prioritize completing necessary transactions beforehand and consider using digital banking options.
IRDAI reforms: Life insurers with high credit-life exposure may benefit from lower commissions
Commission rates for credit-life products could be reduced to 2%, report says
Vedanta lines up FY's first rupee debt sale, bankers say
Vedanta plans to raise 3,500 crore through three-year bonds and could pay a coupon of about 8.75%
Highest 555-day FD interest rates: Banks are offering up to 7.25% rates; Check list
Jaipur real estate 2026: 8 locations with ongoing projects, prices & key risks
Motilal Oswal Mutual Fund has launched the Nifty REITs & Realty Index Fund, which will be accepting subscriptions until October 9. This innovative fund seeks to give investors access to listed REITs and real estate firms using an index-focused strategy. Given the absence of historical performance data for new funds, experts suggest exercising caution.
Best short duration mutual funds to invest in September 2026
According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more. They are somewhat in the middle when it comes to interest rate risk. They are riskier than liquid, ultra short term, and low duration funds. However, they have a lower risk compared to medium duration and long-term funds.
Panama to Luxembourg: 10 best countries for expats moving abroad in 2026
Are you drowning in debt? Explore two effective strategies for repayment: the debt avalanche and debt snowball methods. The debt avalanche prioritizes high-interest debts to minimize costs, while the debt snowball method focuses on paying off the smallest debts first to enhance motivation.
Sebi approves new rules to widen investment avenues
The board of Sebi has sanctioned new regulations aimed at portfolio managers, paving the way for innovative investment avenues. These guidelines enable investments in mutual funds, international securities, and diverse commodity derivatives. Portfolio managers now have the flexibility to direct client funds towards mutual fund direct plans and initial public offerings.
The reforms, if implemented, seek to make insurance more affordable and transparent, but raise questions about distribution viability and near-term growth.
96% UPI transactions today are below 2,000, outside MDR net: Dilip Asbe, CEO of NPCI
Asbe stressed Indias need to ramp up its UPI growth as it currently lags behind countries like Brazil and China that took up such payment systems much later than India
Banks need to recognise tech risk as 1st-order enterprise risk: RBI Dy Guv Jain
He noted that technology is now embedded in almost every critical banking function, from core banking and payments to customer onboarding, credit assessment, fraud monitoring and regulatory reporting
The State Bank of India has announced that all its branches will be open on Sunday, September 27, 2026. Despite this, the All India Bank Officers Association has recommended that its members not show up for work that day. Meanwhile, the United Forum of Bank Unions is deliberating its response.
Only 10% of UPI transaction value risks MDR charges; corporates to absorb most proposed fees: NPCI
80% of the MDR collected would come from businesses with annual turnover of more than 1,000 crore, NPCI chief Dilip Asbe, said
Mita Biswas has been unable to obtain her dependent family pension due to a missing death certificate. Her brother died during the COVID-19 pandemic, complicating the situation further. Bharat Pensioners Samaj has intervened multiple times to seek resolution for her claim. The pension authorities have not communicated any updates regarding the status of her application. BPS has outlined specific demands for the authorities to expedite the processing of Mita's claim.
8th Pay Commission: Can Level 8 employees get Rs 1.52 lakh/month gross salary in 8th CPC?
8th Pay Commission salary calculator: The 8th Pay Commission is set to convene in Mumbai and Bengaluru to deliberate on salary structures and fitment factors. Key stakeholders will bring forward crucial topics during these meetings. The results of previous discussions in September have shaped aspirations for upcoming salary adjustments. Calculations for the current basic and gross salaries will consider multiple factors, particularly the dearness allowance, with the definitive outcomes awaiting the commission's official report.
NFO Update: Motilal Oswal Mutual Fund launches Nifty REITs & Realty index fund
Motilal Oswal Mutual Fund is launching the Nifty REITs & Realty Index Fund, an open-ended scheme tracking the Nifty REITs & Realty TRI. The NFO opens September 25 and closes October 9, offering rules-based exposure to listed REITs and realty stocks.
Edelweiss Mid Cap among 5 midcap funds that delivered over 21% CAGR in 3 years. Do you own any?
Five midcap mutual funds delivered annualised returns of 18% or more over the past three years, with HSBC Midcap Fund topping the list at around 21.6%, according to ETWealth.
SIF AUM crosses Rs 31,000 crore in August after 528% jump in 2026: Report
SIF assets under management surged 528% to Rs 31,175 crore by August 2026, supported by strong inflows and rising investor folios. Altiva led the segment, while three platforms held 70%.
From October 1, 2026, all domestic LPG consumers will need to undergo Biometric Aadhaar Authentication to access subsidies. This process is designed to ensure that subsidies are provided solely to qualifying households. Authentication can be done through delivery personnel, distributor outlets, or mobile apps provided by oil marketing firms.
As of September 17, 2026, the EPF wage ceiling is set to increase from Rs 15,000 to Rs 25,000. This adjustment does not affect employees whose earnings exceed Rs 25,000. Those earning between Rs 15,000 and Rs 25,000 will experience negligible changes to their contributions. Notably, EPS contributions will rise for employees hired prior to September 2014. Employers are responsible for managing increased contributions while keeping their salary structures intact.
EPS pension on 25,000 salary: How much can you get at 50, 58 and 60?
Father attested brothers sale deed, children lost 3.5 acres: What Madras HC ruled on oral partition
Attesting brothers sale deed has major legal consequences in proving oral partition of ancestral land; How children lost 3.5 acre land dispute case in Madras HC because of this. Read this article to know more.
Mutual fund SIP AUM rose 23% YoY to Rs 18.62 lakh crore in August 2026, while SIP flows as a share of gross equity flows hit a two-year high of 43%. Aggregate SIP flows for the 12 months ended August grew 17% YoY to Rs 3.7 lakh crore, the Franklin Templeton report said.
Stablecoins, tokenised deposits, CBDCs could account for 4% of global payments by 2030: Capgemini
Adoption among banks, however, remains at an early stage. Only 21 % of banks surveyed are currently actively scaling at least one accelerated intelligent money instrument, Capgemini said.
The IRDAI has proposed transformative reforms to enhance insurance distribution in India, focusing on affordability and transparency. Key changes include limits on insurer expenses, greater disclosure of commissions, and measures to reduce mis-selling. While these reforms aim to empower consumers, concerns about the impact on market competition and the viability of low-premium policies remain.
Gold prices dropped across major jewellery brands in India. Tanishq's price for 22k gold jewellery fell to Rs 14,040 per gram in various cities. Malabar Gold & Diamonds, Kalyan Jewellers, and Joyalukkas offered 22k gold at Rs 13,995 per gram in their showrooms. The India Bullion and Jewellers Association reported a decline in gold and silver rates as well.
Explained: What IRDAIs proposed insurance commission caps mean for customers
The proposed norms could change distributor incomes and insurance sales models, while potentially lowering costs embedded in policy premiums
HSBC to return to India stock broking business after 13 years amid IPO boom
HSBC aims to launch business in next few months; will target countrys high-net-worth individuals, sources say
Gold continues to strengthen despite higher US real yields and a Federal Reserve rate hike, with central-bank buying, inflation risks and energy uncertainty supporting demand for the precious metal.
The central government is taking steps to ensure that employees and pensioners are not affected by the upcoming nationwide bank strike. Salaries and pensions for September 2026 will be disbursed early on September 25. The Department of Expenditure has mandated relevant offices to submit drawals promptly to facilitate this. Any necessary adjustments from the advance payments will be reflected in October's payroll.
