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Best large cap mutual funds to invest in December 2025
Mutual fund advisors suggest large cap schemes for conservative investors. These funds invest in top 100 companies, offering relative safety in volatile markets. While some large cap schemes have struggled recently, they can still provide inflation-beating returns. Investors can consider specific recommended funds for long-term goals with a five to seven-year horizon. Performance updates are provided monthly.
EPF vs PPF vs NPS: Which retirement investment works best for you?
Planning for retirement can feel overwhelming with so many options available. This guide breaks down India's three most popular retirement schemes i.e. EPF, PPF, and NPS, and helps you understand which one (or combination) best suits your financial goals, risk appetite, and life stage.
Are sectoral & thematic funds a risky bet for retail investors?
Many retail investors are pouring money into sectoral and thematic mutual funds, chasing past returns and new themes. These focused funds carry significant risks due to their concentrated nature. Investors often enter these funds late, near market peaks, leading to losses when sectors underperform.
BoM's OFS draws bids 400% of base issue size
Bank of Maharashtra's offer for sale saw robust investor demand on its opening day, with bids exceeding 400% of the base issue size. The government will now exercise its green-shoe option, expanding the total stake on offer to 6% after the strong response from non-retail investors.
Govts OFS of Bank of Maharashtra shares gets bumper response from non-retail investors
The OFS saw non-retail investors put in bids that were about four times the offer size of 34.61 crore equity shares at an indicative price of 55.52 per equity share
SBI, HDFC Bank, ICICI Bank continue to be identified as Domestic Systemically Important Banks: RBI
D-SIB designated banks have to maintain additional common equity tier 1 (CET1), in addition to the capital conservation buffer
Foreign holding in SBI, BoB, 3 more PSBs down, govt says no plan to raise the limit
The Minister of State in Finance Ministry, Pankaj Chaudhary, said in a written reply that no proposal on merger or disinvestment of PSBs is under consideration of the government
The Pension Fund Regulatory and Development Authority has introduced new investment choices for National Pension System and Unified Pension Scheme subscribers. Two new auto choice options are now available for central government employees. These additions increase the total investment choices to six. Subscribers can now select from a wider range of investment strategies to manage their retirement funds.
Looking for low-risk, high-growth investment? Index funds could be your best long-term bet
Index funds offer low cost, low-stress, long-term investing by tracking benchmark indices like the Nifty 50. They suit new and cautious investors, deliver competitive returns over long periods and benefit greatly from SIP-based compounding. Choosing the right index fund depends on risk comfort and time horizon, but the core principle remains simple: stay invested and let time work for you.
The 8th Pay Commission will indeed recommend pension revisions for central government employees, the Finance Ministry confirmed. However, the government has no current plans to merge dearness allowance with basic pay. The Terms of Reference for the 8th Pay Commission were officially notified on November 3, 2025.
FM seeks stronger global coordination on digitalisation, new financial products and tax transparency
Speaking at the 18th Global Forum Plenary on Transparency and Exchange of Information for Tax Purposes, she stressed that confidentiality, cybersecurity and timely information-sharing demand joint action
Chander takes charge as MD of LIC
LICs top tier comprises of the CEO & MD, and four MDs
What is Fast Track Immigration Trusted Traveller Programme (FTI-TTP)?
Year-end travel hacks: 10 simple tricks to save big on holiday flights and hotels
Insurance firms cut stakes in these 10 Largecap stocks during September quarter
Insurance firms cut their holdings in several NSE largecap stocks from June to September 25, signalling cautious sentiment or portfolio rebalancing. Key companies with reduced insurance shareholding include BPCL, Eicher Motors, TVS Motor, Vedanta, Apollo Hospitals, Grasim, M&M, L&T, Bank of Baroda, and Info Edge.
NFO Monitor: Mirae Asset Mutual Fund launches BSE 500 and Nifty Top 20 based ETFs
Mirae Asset has launched the BSE 500 Dividend Leaders 50 ETF and Nifty Top 20 Equal Weight ETF, offering investors access to consistent dividend payers and equal-weight exposure to Indias top 20 companies. Both NFOs close on December 10 and reopen on December 16.
Blast from Past: 5 lessons learnt about mutual fund SIPs
A Ventura report highlights five SIP lessons: stay invested until goals are met, every instalment adds up, use volatility to your advantage, theres no bad time to invest, and market declines are temporary.
Will govt increase EPF wage ceiling from Rs 15,000 to Rs 30,000? Here's what Minister says
Employee groups are pushing for an increase in the mandatory EPF contribution ceiling from Rs 15,000 to Rs 30,000. Labour Minister Mansukh Mandaviya stated that any revision requires extensive stakeholder consultations due to its impact on employee take-home pay and employer hiring costs.
Top 5 smallcap mutual funds offer up to 31% CAGR in 3 years
Top five smallcap mutual funds delivered up to 31% CAGR over three years, with Bandhan, ITI, Invesco India, Quant and Nippon India Small Cap Funds topping the category.
Bollywood actor Hrithik Roshan and filmmaker Rakesh Roshan's company, HRX Digitech LLP, has purchased four commercial units in Andheri West, Mumbai, for Rs 10.90 crore. Andheri West is one of Mumbai's most sought-after commercial destinations, offering good connectivity via the Western Express Highway, Link Road, and proximity to both the railway and metro networks.
NFO Update: Sunil Singhanias Abakkus Mutual Fund launches its maiden fund, a flexi-cap fund
Sunil Singhanias Abakkus Mutual Fund has launched its first equity NFO, Abakkus Flexi Cap Fund, an open-ended equity scheme that will invest across large, mid, and small-cap stocks.
Are you looking for tax-saving investment avenues with a 3 year horizon? Check out these 4 options!
A report by Ventura Securities highlights top tax-saving options with a three-year horizon. ELSS funds like Motilal Oswal and SBI ELSS delivered strong CAGRs of 24.6% and 23.4%, respectively. NPS schemes from HDFC and ICICI Prudential offered three-year CAGRs ranging from 16% to 23.4%. ELSS provides tax benefits under Section 80C with a three-year lock-in, while NPS supports long-term retirement planning with additional tax advantages.
Are you planning your year-end holidays? Here are 5 trips for every budget
EPS 95 pension: Employees' Pension Scheme subscribers seek higher pension limits. Minister Shobha Karandlaje stated in Lok Sabha that an actuarial deficit exists in the EPS fund as of March 31, 2019. This valuation indicates no immediate prospect of increasing the minimum EPS-95 pension amount.
How to increase your chances of getting personal loan approval in 2025
Securing a personal loan in 2025 involves meeting eligibility criteria, including a CIBIL score of 750+, and clearing existing debts to strengthen your financial profile. Borrowing the right amount, considering a co-applicant, or seeking professional advice can further enhance your chances of approval for urgent expenses or long-term goals.
The Employees Provident Fund Organisation will not grant further extensions for Aadhaar-UAN linking. Employers in the North East Region, Beedi-making, building and construction, and plantation industries must complete this by October 31, 2025. Failure to do so will prevent ECR filing for November 2025 wages onwards. Offices are conducting awareness drives.
The Income Tax Appellate Tribunal in Delhi has made waves with its recent ruling. Taxpayers can now benefit from capital gains tax exemptions when they sell Indian property to invest in international real estate, as long as the overseas investment was completed before the 2015-16 Assessment Year. This decision, which reversed denied claims for Mr.
Quant Mutual Fund increased exposure to select private banks and remains positive on NBFCs, infrastructure, insurance, consumption, and telecom. The fund anticipates a broader market rally, citing easing liquidity, tax and GST reforms, corporate earnings recovery, and potential USDINR reversal, while highlighting seasonal momentum and global Fed rate expectations shaping equity performance.
Carlyle said to eye stake in Nido Home Finance Ltd
Carlyle expects to write bigger checks in India as it looks to take majority stakes in companies and build platforms to consolidate businesses
Your money may be sitting idle for 10+ years: Use UDGAM to find and reclaim it
Wockhardt shares jump over 4%, extend two-day rally following FDA nod for Zaynich
Wockhardt Ltd shares jumped over 4% to 1,533, extending a two-day rally after surging nearly 20% on Tuesday. The rise follows the US FDAs acceptance of its New Drug Application for Zaynich, a first-in-class antibiotic, marking the first NDA approval for a New Chemical Entity by an Indian pharma company.
Mr. Nilawar has emerged victorious against the tax department's attempt to seize his family's gold collection. The Mumbai Income Tax Appellate Tribunal ruled that the jewellery rightfully belonged to him, recognizing it as part of long-standing family customs.
China stocks attract fund managers amid economic uncertainty
Global fund managers are steadily returning to China as strong market gains, attractive valuations and rising inflows bolster confidence despite ongoing economic uncertainty.
Equity mutual funds saw gains up to 11% in November, with sectoral and thematic funds leading the pack. ICICI Pru Strategic Metal and Energy Equity FoF topped returns at 11.48%. Experts advise caution with these volatile funds, recommending diversified equity for core portfolios and small satellite allocations for thematic plays.
Top 10 mutual funds to invest in December 2025
ETMutualFunds offers a curated list of ten top mutual fund schemes. These selections span aggressive hybrid, large cap, mid cap, small cap, and flexi cap categories. The aim is to assist regular mutual fund investors in making informed decisions. Investors should consider their personal investment objectives, risk tolerance, and investment horizon before choosing a scheme.
Complaints to RBI ombudsman rise 13% in FY25; witness jump in grievances
In FY25, the Reserve Bank Integrated Ombudsman Scheme received 13,34,244 complaints, which were higher than the 11,75,075 in FY24.
RBI likely to keep repo rate unchanged at 5.50% in December policy: Bank of Baroda Report
The report stated that the central bank is likely to maintain its current neutral stance as well
RIL Share Price Live Updates: RIL's monthly return reflects market dynamics
Bharti Airtel Share Price Live Updates: Bharti Airtel's Monthly Performance
Hybrid funds emerge as a low volatility alternative to equity
Investors are seeking safer equity-oriented products amid market uncertainty. Aggressive hybrid funds are gaining traction, offering returns comparable to equity but with significantly lower volatility. These funds also provide tax efficiency for high-net-worth individuals due to their structure.
Banks need T20 energy and Test resilience, says RBI Deputy Governor
Speaking at a Standard Chartered Bank event, he stressed that governance and risk management must be central to strategy, not back-office tasks
Government says no PSU bank mergers under consideration
Minister of State for Finance Pankaj Chaudhary added that the strategic disinvestment of IDBI Bank will proceed as approved by the CCEA, with 60.72 per cent equity on offer from the Centre and LIC
RBI appoints Usha Janakiraman as Executive Director
Prior to being promoted as ED, Janakiraman was serving as Chief General Manager-in-Charge, Department of Regulation
RBI receives highest complaints against private banks in FY25, annual ombudsman report shows
Overall, under the RB-IOS, 13.34 lakh complaints were received in FY25 versus 11.75 lakh in previous fiscal.
Anil Ambani moves Supreme Court against SBI classification of his account as fraud
Matter yet to be listed for hearing
UPI transaction volumes rise 32% on-year to 20.47 billion in November: NPCI
On an average, 682 million UPI transactions amounting to 87,721 crore were registered daily during November
Is UPS deadline extended? Check if you can still switch from NPS to UPS: Answered
The deadline to switch from National Pension System to Unified Pension Scheme has passed. Subscribers can no longer move between these pension options. Unified Pension Scheme offers an assured pension payout under specific conditions. Those who missed the November 30, 2025 deadline will remain under the National Pension System. Contributions and payout calculations for Unified Pension Scheme are detailed.
Gold ETF AUM crosses Rs 1 lakh crore in October, inflows recorded at Rs 27,500 crore
Gold ETFs in India have crossed Rs 1 lakh crore in AUM as of October 2025, driven by record inflows, rising investor participation, and growing preference for digital gold over physical holdings. A Zerodha Fund House study highlights that Gold ETF inflows in the first ten months of 2025 alone surpassed the combined inflows of the previous five years.
Air travellers in Delhi and Mumbai could see substantial increases in ticket prices. A tribunal order mandates higher user fees for these airports. This decision stems from a dispute over tariff calculations from FY09 to FY14. Airlines and regulators have challenged the order in the Supreme Court. The outcome will impact passenger costs.
Public sector workers are advocating for the Finance Ministry to incorporate the Dearness Allowance into their base salaries. However, the ministry has stated that this proposal is not currently being evaluated. The DA is regularly adjusted to combat rising living costs. The formation of the 8th Pay Commission has been announced, which could influence future salary structures.
2 new commodity ETFs from Bandhan MF open for subscription. 7 key things to know
Delhi High Court has ruled in favour of Smt Daljit Kaur, an 88-year-old senior citizen. The court upheld the cancellation of a gift deed she made to her daughter-in-law, Smt Varinder Kaur. This decision follows evidence of neglect and mistreatment after the property transfer. The court emphasized that gifts from senior citizens carry an implied expectation of care.
Uttar Pradesh and Maharashtra governments have issued new directives. Aadhaar cards will no longer be accepted as proof of date of birth. Delayed birth certificates issued based solely on Aadhaar after August 11, 2023, are being withdrawn in Maharashtra. These changes aim to ensure accurate documentation for birth registrations across both states.
AU Small Finance Bank appoints Ranbir Kapoor, Rashmika Mandanna as brand ambassadors
The bank said the partnership will strengthen its efforts to build a preferred national brand across metros, urban centres, and deeper Bharat markets
Are you searching for equity mutual funds with 3 year horizon? Check out these top 10 options!
A report by Ventura Securities highlights the top-performing equity mutual funds across categories based on three-year CAGR. Largecap, large & midcap, midcap, smallcap, and flexicap funds delivered strong returns, with smallcap schemes leading the pack. The report also details the latest AUM figures for each showcased fund as of 31 October 2025.
ICICI Prudential Life posts 99.33% claim settlement ratio in H1FY26
The insurer achieved an average turnaround time of 1.1 days for non-investigated claims;The company settled death claims worth 893.38 crore in the first half of FY26
These 6 global ETFs trade at high premiums. Should you invest?
With overseas mutual fund limits in place, investors are flocking to the few global index ETFs still open, driving premiums sharply higher. But this surge in demand means buyers could face weak results even if global stocks rally.
Regulatory tweak by Sebi makes mutual fund gifts easier, cheaper and tax-efficient
Sebis new rules now allow easy transfer of both demat and SOA-based mutual fund units, eliminating the need to redeem and repurchase. This simplifies gifting and inheritance and can significantly reduce capital gains tax, enabling families to shift MF units to low-income members and benefit from Section 87A rebates.
Central pension authorities are mandating banks to ensure all civil pensioners receive monthly pension payment slips without fail. This directive follows numerous complaints about non-receipt, with slips containing vital financial details. Banks must now utilize email, SMS, and WhatsApp for timely delivery, ensuring clarity for all retirees.
A wholesale trader of Pan Masala and Bidi secured a significant victory at the ITAT Surat. The tribunal deleted an addition of Rs 12.29 lakh related to unexplained cash credit. The trader's explanation for cash deposits during demonetization was accepted. The ITAT ruled that once sales and turnover are accepted, separate additions for cash deposits are unwarranted.
Union Mutual Fund has launched a new consumption-themed equity scheme, the Union Consumption Fund. Despite recent GST reforms, consumption funds have shown muted returns of 0.8% in three months. Experts advise caution with NFOs, suggesting investors consider existing diversified funds for stability over thematic concentration.
Money fights, stress, overspending? 10 ways financial therapy rewires your money mindset
In a remarkable turn of events, Bollywood star Preity Zinta triumphed over a hefty Rs 10 crore tax claim. The Income Tax Department had raised concerns over significant unexplained deposits in her bank account. Armed with meticulous records, Zinta effectively validated the authenticity of her transactions. The Income Tax Appellate Tribunal in Mumbai sided with her, overturning the disputed charges.
Best mutual fund SIP portfolios to invest in December 2025
ETMutualFunds' best mutual fund SIP portfolios are meant for three different individual risk profiles: conservative, moderate and aggressive.
Liquidity injections of about 2 lakh crore needed over FY26 to help banks: Emkay Global
Referring to the need for additional primary liquidity injections, EGFSL said that while markets debate the need and timing of another rate cut, this much-needed liquidity boost would be far more efficacious
Bitcoin plunges below $87,000 in risk-off start to December
Bitcoin slid as much as 5.1% to below $87,000 in early Asia trading, while Ether dropped more than 6% to below $2,900, according to data compiled by Bloomberg
Investing from abroad? How to reach Rs 2 crore with Rs 10,000/month SIP in 15 years
An NRI professional aiming for Rs 2 crore in 15 years with a Rs 10,000 monthly SIP and annual increases will not reach his target. Financial experts reveal a higher initial SIP is necessary. A suggested portfolio includes large cap, flexi cap, mid cap, and small cap funds. Restrictions may apply for US and Canada-based NRIs.
Bank holiday today: Are banks open or closed today on December 1, 2025, check state-wise RBI list
Banks in some states are closed today, December 1, 2025. Banks in other Indian states will operate as usual. The Reserve Bank of India publishes bank holiday lists for different states. December 2025 has several other bank holidays across India for various regional and religious observances.
Smart money planning for people with disabilities
Financial planning for people with disabilities demands special attention. They face unique financial pressures, from recurring medical expenses to long-term care needs, making structured financial planning essential for their security. Access to technology in financial apps is also a key concern. Special needs trusts offer a structured solution for long-term security and care.
Disabled & uncovered: The protection gap persists
Health insurers extend coverage under regular policies, albeit with waiting periods for ailments related to disabilities. However, the proportion of people with disabilities who are deprived of health cover is large.
Trust planning made simple: 6 steps for parents
Parents of children with special needs must plan for their future care and finances. Trusts and wills offer a secure framework. Experts advise detailed planning for the child's needs and asset management. Appointing guardians and trustees is crucial. Proper documentation and regular updates ensure continuous support for the child's well-being.
Education+income: First step to PwD financial freedom
The first step PwDs can take to secure their financial future is to obtain quality education and an active stream of income, either through a job and/or a business. This will help them build wealth, a name, and confidence, which in turn will not only help reduce the additional financial burden but also help them cherish life the way they want.
Wheelchairs to boardrooms: Indias new success stories
Inspiring individuals with disabilities are transforming their challenges into opportunities. From wheelchairs to boardrooms, from hearing loss to entrepreneurship, Indias professionals with disabilities are redefining what inclusion looks like. Companies are increasingly opening doors, with initiatives focusing on tailored training and accessible workplaces.
Top sectors with highest earnings in last 8 quarters
India Inc. witnessed a robust September quarter, with aggregate net profits for Nifty 500 companies surging 15% year-on-year, the fastest in five quarters. Refining, cement, and capital goods sectors led the charge, driven by factors like stable input costs and strong order inflows. Banks and NBFCs also showed positive performance.
Bull markets: When investors pass luck for skill
Warren Buffett has spent six decades being lionised as the worlds greatest investor, yet hes utterly clear-eyed about the role of luck in his success. He doesnt claim that skill alone got him where he is. He acknowledges that being born in the 1930s America, avoiding countless potential disasters, and meeting the right people at the right time, all mattered enormously.
10-year equity scoreboard: This cap wins race
Welcome to TrendMap, your quick guide to the performance of different investment segments. No single segment always leads. In this edition, we present a 10-year equity performance tracker, ranking annual returns across market cap segments.
Nifty 50 vs Sensex vs BSE 100: Key differences
Market indices offer a clear view of market performance. They represent specific segments or the entire market. Indices are built using selected securities with assigned weightage. They help gauge sector performance and serve as benchmarks for investments. Index funds use them as model portfolios for passive investing. Understanding indices is key for investors.
UPI transaction volume jumps 23% annually in November 2025
Transaction value rises by nearly 14%
Lump sum to invest? Why STP is becoming the smarter, low-risk alternative to SIP here's how it works
Investors with a lump sum increasingly prefer STP over SIP as it reduces timing risk, protects capital during volatility and allows money to earn steady returns in debt funds before moving into equities. Best suited for long-term goals and large payouts.
SBI Chairman sees double-digit corporate loan growth in FY26, 7 lakh cr credit in pipeline
The bank may not need equity capital to drive credit growth and maintain a capital adequacy ratio of 15 per cent over 5-6 years, he said.
Buying gold or silver as 2025 nears end? Motilal Oswal explains what to buy and how much to hold
Gold remains a steady, long-term asset and existing investors should stay invested, says Motilal Oswal. New buyers should adopt SIP-style purchases to manage volatility. Silver offers potential but comes with far higher risk and should be kept within strict limits. Overall, precious metals should not exceed 10 per centof total portfolio allocation.
Looking for safe returns? This 5-year FD turns Rs 1 lakh into Rs 1,44,995 check full calculation
Post Office FD currently offer up to 7.5 per cent interest, making them more lucrative than many bank FDs. A Rs 1,00,000 deposit in the five-year plan grows to Rs 1,44,995, backed by full government security. With stable rates, no market risk and flexible account options, the scheme remains a strong choice for safety-first investors.
7 mutual fund NFOs to open for subscription this week. Check key details
I bought a land for Rs 22k and sold it for Rs 17 lakh, how can I save capital gains tax on this?
ET Wealth Reader's Query: I am a homemaker who sold a residential plot for Rs 17.4 lakh, which I had purchased in 1989 for Rs 22,000. What is my tax liability on this sale and available options to save on capital gains tax?
Govt, ADB sign loan pacts worth $800 mn for projects across Maharashtra, Madhya Pradesh and Gujarat
Assam gets $1-million technical assistance grant for its fisheries project
Bank holidays in December 2025: Banks to be closed on these days, check state-wise holiday list
The Reserve Bank of India has released the December 2025 bank holiday list, detailing closures across various states for regional festivals and national observances. Customers can plan their banking activities around these dates, which include holidays like Christmas, Goa Liberation Day, and several death anniversaries and local celebrations.
How much SIP is required to reach Rs 1 crore? This calculator gives the answer
7 equity funds offer over 25% CAGR in multiple timeframes. Are they part of your portfolio?
Seven top-performing equity mutual funds, including Bandhan Small Cap and HDFC Mid Cap, have delivered over 25% CAGR across three- and five-year periods, making them standout long-term performers.
