30 C 
Gold rate prediction: Gold prices experienced a slight increase on March 31, 2026, with 22K gold rates rising across major jewelry brands like Tanishq, Kalyan Jewellers, Malabar Gold & Diamonds, and Joyalukkas.
Want Rs 50,000/month after retirement? Here are some investment strategies & corpus to consider
NBFCs continue to dominate CP issuances in March; CD borrowings may moderate in FY27: Ind-Ra
Non-banking financial companies actively tapped the commercial paper market in March, driven by year-end funding needs, while corporates adopted a cautious approach due to high borrowing costs and ample internal funds. This trend is expected to continue. Bank certificate of deposit issuances remained stable, suggesting easing short-term funding pressures in the banking sector.
Revised Income Tax Return due date extended to March 31, 2026? No; Heres why
Budget 2026 extended the revised Income Tax Return (ITR) filing deadline to March 31, but this change is effective from Assessment Year 2026-27, not AY 2025-26. Taxpayers can file revised ITRs to correct errors, report missed income, or adjust for changes in tax laws, with a new 12-month window from the end of the tax year.
The 8th Pay Commission will visit Dehradun on April 24, 2026, to consult stakeholders on pay and allowances. The commission, formed in November 2025, has invited suggestions from employees, pensioners, and unions via email by April 10, 2026. The deadline for submitting views and questionnaire responses is April 30, 2026.
Top FD interest rates: This bank has raised its fixed deposit rate to 8.1%. Check other best rates
Suryoday Small Finance Bank has revised its fixed deposit interest rates, effective March 29, 2026. Customers can now earn up to 8.10% per annum on a special 30-month FD, with senior citizens receiving an additional 0.15% interest. Deposits are insured by DICGC up to Rs 5 lakh.
Setting return expectations in mutual funds? Here is what investors need to know
Setting realistic return expectations is crucial for mutual fund investors, especially in volatile markets. Experts highlight that returns cannot be guaranteed, and AMFIs indicative ranges should only be used for planning. Investors should align expectations with goals, risk appetite and time horizon, rather than chasing fixed or past returns.
Salaried employees may face an additional Rs 62,400 in income tax if they engage in tax harvesting with a Rs 12.75 lakh salary. This occurs because long-term capital gains, though exempt up to Rs 1.25 lakh, push total income above the Rs 12 lakh threshold, disqualifying them from the Section 87A tax rebate.
Planning to invest in smallcaps? These top 5 funds deliver 28%+ annualised returns in 3 years
Top small-cap mutual funds have delivered over 28% annualised returns in three years, attracting investors seeking high-growth opportunities despite higher risk.
April 1, 2026 rule changes: PAN, SBI credit card cashback, FASTag, ATM withdrawalscheck list
Major financial and banking rule changes are coming from April 1, 2026. SBI Card, NHAI FASTag, and RuPay debit card lounge access will see revisions. PAN card applications will require additional documents. Digital payment transactions will need two-factor authentication. New income tax rules also take effect. These changes will affect many users.
5 equity mutual funds offer over 21% annualised return on SIP investments in 10 years. Check details
I am an OCI cardholder, will I need to pay tax on inherited assets in India?
I am a German citizen, and have an OCI card. How will inheritance of assets located in India be taxed for me? Is the inheritance itself taxable in India, or only the income generated from the inherited assets?
Rupee under pressure? Baroda BNP Paribas Aqua FoF offers a global growth hedge
Investors are exploring global equity markets for diversification and growth, especially with the Indian rupee facing pressure. The Baroda BNP Paribas Aqua Fund of Fund offers dual benefits: exposure to international equities and potential gains from currency depreciation. This thematic fund focuses on the water value chain, providing geographical diversification and reducing reliance on domestic market cycles.
Your degree won't save you but these 4 skills might keep AI from taking your job
ITR filing 2026: Government releases ITR forms for AY 202627; check details of ITR-U and ITR-V
New Income Tax Return forms are now available for Assessment Year 2026-27. The updated ITR-U form allows taxpayers to correct past filings. This updated return can be filed for up to four years. Penalties apply based on the filing timeline. The ITR-V form serves as verification for filed returns.
RBI also issues clarification regarding acquisition finance by banks by including mergers and amalgamations and restricting it only to acquiring control over a non-financial target company
Nippon India Taiwan Equity Fund emerged as the top-performing mutual fund of FY26, delivering over 171% returns, driven by a strong semiconductor and AI-led rally. Experts caution against chasing past performance, advising investors to treat it as a high-risk satellite allocation within a diversified global portfolio.
ITR filing season starts: Income Tax Return forms ITR-1, ITR-2, ITR-3 and others notified
The government has released income tax return forms for AY 2026-27, allowing taxpayers to file by July 31, 2026. However, ITR-1 is not for everyone. Individuals with business profits, short-term capital gains, certain long-term capital gains, income from multiple house properties, or specific 'other sources' income like lottery winnings cannot use this simplified form.
The Reserve Bank of India instructed agency banks to remain open on March 31, 2026, a public holiday for Mahavir Jayanti in several states. This directive ensures all government receipts and payments are accounted for within the 2025-26 financial year. Only government-related transactions will be permitted on this day.
Rupee slide: $100 million NOP limit should be imposed only on banks trading book, say SBI economists
They call for Operation Twist that pushes up the short-term yield while sobering the yield on long term papers
Rupee faces volatile trading, swings 170 paise intra-day
The Rupee experienced volatile trading, swinging 170 paise intraday, closing at a record low of 94.83 against the Dollar.
RBI floating rate bond at 8.05%: Has the rate changed or is it still a top fixed income pick?
The Reserve Bank of India's floating rate bond will continue to offer 8.05 percent interest. This comes as the Finance Ministry decided to keep the National Savings Certificate rate unchanged at 7.7 percent for the first quarter of the fiscal year 2026-27. This bond offers a sovereign guarantee and a 7-year maturity, making it a secure investment.
If the West war, which started on February 28, 2026, sustains for a few more months, there could also be a cascading effect on retail loans
Interest rates for small savings schemes like PPF and NSC remain unchanged for the April-June 2026 quarter. Deposits under Sukanya Samriddhi Scheme will attract 8.2 percent interest. The government prioritizes protecting small savers and encouraging household savings. These rates are determined by G-Sec yields and inflation. The Finance Ministry last changed rates in December 2023.
Two days of stock market slump wipes out Rs 18.60 lakh cr from investors' wealth
Equity investors have become poorer by Rs 18.60 lakh crore in two days of sharp decline in the stock market, where the BSE benchmark Sensex has plunged over 4 per cent, as the West Asia conflict refuses to die down leading to a steep surge in crude oil prices.
All banking cos to deduct TDS on interest income beyond 50,000 a year
As per the Income-tax Act, 1961, the scope of anking company included not only banking companies to which the Banking Regulation Act, 1949, applies, but also any bank or banking institution referred to in section 51 of that Act
HDFC Bank delayed action in AT-1 bond mis-selling, former chair tells CNBC-TV18
Chakraborty told that the mis-selling of AT-1 bonds through the Dubai branch posed significant reputational risks, although it was initially viewed as a technical lapse in documentation
Moodys applies to set up branch in GIFT IFSC, boosting global appeal
The move follows regulatory support from SEBI and IFSCA, allowing credit rating agencies to operate within the IFSC framework.
Gold, silver tumble up to 44% from January peaks. Is it time to buy the dip or stay cautious?
Gold and silver saw sharp corrections after strong rallies, driven by rising yields and macro pressures. Experts advise staying calm, favoring gold, and maintaining disciplined, long-term investment strategies.
Intellect Design wins deal to streamline AP for major e-commerce firm
Intellect Design Arenas Purple Fabric Accounts Payable to help the platformstreamline workflows across its network of sellers and partners
Gold prices saw attention on March 30, 2026. Tanishq, Malabar Gold & Diamonds, and Joyalukkas reported 22k gold at Rs 13,500 to Rs 13,540 per gram. IBJA rates for 22k gold stood at Rs 14,271 per gram. These prices exclude GST and making charges. The market is observing the impact of the Iran-Israel conflict.
Can your bank cut TDS on interest income? Income Tax Department clarifies Income-tax Act, 1925 rule
The Income Tax Department has clarified eligible banks for TDS on interest under the new Income-tax Act, 2025, effective April 1, 2026. The definition of 'banking company' has been refined, impacting TDS applicability on interest below prescribed thresholds for general and senior citizens.
The PFRDA will implement revised investment management fees and updated Point of Presence charges from April 1, 2026, introducing a multiple Net Asset Value (NAV) framework. This necessitates system upgrades, leading to the temporary unavailability of nine NPS transaction types on CRA platforms until April 1, 2026. Normal services are expected to resume on April 2, 2026.
Can chasing tax-efficient mutual funds hurt your overall investment strategy?
Investors seeking tax-efficient funds should prioritize risk appetite and financial goals first. Equity mutual funds offer tax advantages for long-term investments. However, these funds can be volatile. Arbitrage funds present a lower-risk alternative with similar tax benefits. Understanding these factors is crucial for making informed investment decisions.
8th Pay Commission salary hike: Will fitment factor jump like 6th & 7th CPC? Big clues inside
SBI Share Price Live Updates: SBI's Market Update
10 things AI agents now do better than your finance department
With inflation on rise, will government change interest rates of small savings schemes?
The Finance Ministry is set to announce quarterly interest rates for small savings schemes on March 31, 2026. Despite rising inflation, rates have remained unchanged since December 2024, prompting speculation about potential adjustments. Factors like G-Sec yields, inflation, and RBI's monetary policy influence these decisions.
The Pension Fund Regulatory and Development Authority has expanded the National Pension System distribution network. Ten new categories, including chartered accountants and fintech firms, can now act as pension agents.
Buying gold in 2026? Do Sovereign Gold Bonds still beat physical gold after tax changes?
Paying 50,000+ rent? Avoid heavy penaltiescomplete this TDS checklist before March 31, 2026
No more technical escapes? Finance Bill 2026 pushes taxpayers to fight cases on merits
The Finance Bill 2026 introduces significant changes to tax litigation in India. Tax cases will now be decided based on facts and merits, moving away from technical loopholes. Amendments to the Income-tax Act aim to prevent challenges based on procedural defects like faulty approvals or missing Document Identification Numbers.
Mahavir Jayanti Bank Holiday (March 30, 2026):Karnataka has shifted the Mahavir Jayanti public holiday to Monday, March 30, 2026, causing banks in the state to close. The RBI's holiday calendar confirms the closure in Karnataka.
Silver & gold ETFs gain over 119% in FY26. Time to add, rebalance or book profits for FY27?
Silver and gold ETFs delivered exceptional returns exceeding 119% in FY26. Silver ETFs led with 117.89% gains, while gold ETFs offered 54.80%. Experts advise rebalancing based on long-term asset allocation, suggesting a 5% to 15% range. Investors should approach current levels with caution, considering SIPs for new investments and partial exits if allocations exceed targets.
Power Grid Share Price Live Updates: Power Grid's Financial Performance Snapshot
Best medium duration mutual funds to invest in March 2026
Most mutual fund advisors do not recommend medium and long term debt schemes to regular investors. These schemes are extremely sensitive to changes in the interest rate environment. They suffer when the rates go up. Mutual fund advisors say many conservative investors would find it difficult to handle the volatility faced by these schemes.
Bharti Airtel Share Price Live Updates: Bharti Airtel's Market Performance Update
UltraTech Cem Share Price Live Updates: UltraTech Cement's Current Price and Returns Analysis
Hero MotoCorp Share Price Live Updates: Hero MotoCorp's Current Price Analysis
Bajaj Finserv Share Price Live Updates: Bajaj Finserv's Performance Snapshot
Titan Company Share Price Live Updates: Titan Company stock price drops slightly today
Tech Mahindra Share Price Live Updates: Tech Mahindra's Stock Overview
M&M Share Price Live Updates: M&M Stock Decline and Long-Term Gains
Axis Bank Share Price Live Updates: Axis Bank Faces Daily Decline
Jubilant Foodworks shares in focus as LPG shortage hits Domino's Pizza's India operator
Jubilant Foodworks faces operational pressure as LPG supply to parts of its Dominos and Dunkin outlets is constrained amid Middle East tensions. The company is switching to alternative energy sources and engaging with oil marketing companies. QSR stocks have declined in March, while India ensures LPG imports remain uninterrupted.
When a UAE expat dies, their bank accounts including FDs and savings are immediately frozen. Families need to obtain a succession certificate or court-issued Will execution order to unfreeze these funds. This process involves submitting an application to the competent court and providing proof of kinship. The court then issues an order for fund distribution.
A woman successfully claimed a tax exemption on the sale of a gifted apartment after reinvesting the proceeds into a new home with her husband. Despite the Income Tax Department's notice, the ITAT Mumbai ruled in her favor, accepting her argument that the property purchase predated the sale registration within the allowed timeframe.
West Asia conflict: How to get flight, hotel refunds
As the West Asia crisis cuts into vacation plans and budgets, theres still time to reschedule your trip and claim refunds.
Where Indians are travelling now amid global turmoil
Short- and medium-haul destinations like Thailand, Sri Lanka, and Japan are seeing a rise in demand.
FIFA World Cup: Visas, travel costs & tips for fans
FIFA World Cup 2026 turns a fan trip into a high-cost, multi-country journey.
New tax rules 2026: Old vs new; how to choose
With the overhauled Income Tax Act taking effect from 1 April, taxpayers must prepare for new rulesand the renewed old vs new tax regime debate.
Why multi-cap funds have an edge over flexi-caps
Many flexi-cap funds are large-cap funds in disguise. And investors are paying active management fees for the privilege. Aside from safety and less volatility, the real question to ask is if a flexi-cap funds large-cap tilt is rewarding.
Money calendar for FY 26-27: Keep track of deadlines
Deadlines, reminders, and a nudge or two. Your money, sorted for 2026-27 with this calendar.
Why taxpayers may face 2 laws under New I-T Act 2025
The Income Tax Act, 2025 modernises the law while preserving continuity, ensuring that taxpayers are not forced into uncertainty during transition. Income earned up to financial year 2025- 26, which ends on 31 March, 2026, is governed by the Income Tax Act, 1961; income earned in financial year 2026-27, which starts on 1 April, 2026, comes under the new Act.
Hidden risks behind options trading decoded
In the first part of a two-part series, we break down option premiums and moneyness. Without a solid understanding of these dynamics, retail investors often end up speculating rather than strategising. Understanding moneyness is critical for understanding why retail traders lose money.
Understanding market cap and how it helps investors
If you are confused by personal finance terms, jargon and calculations, heres a series to simplify and deconstruct these for you. In the 96th part of this series, Riju Mehta explains one way of evaluating companies.
A sharp sell-off in precious metals amid extreme stress runs counter to their usual role as diversifiers.
Zerodha limits fee increase to less than 1% of its users
Zerodha has revised its brokerage plan, now applying higher charges only to derivative traders with a cash collateral shortfall exceeding 5 lakh. This change, effective April 1, impacts less than 1% of its active equity derivative clients.
Vedanta is preparing to split into five distinct listed companies next month. This significant restructuring aims to unlock substantial shareholder value. The demerger will allow each new entity greater autonomy for growth. Vedanta's market value is projected to increase considerably following this strategic move. The company's debt will also be managed across the new firms.
Mutual fund NFO: Only one passive fund opens for subscription this week. Check dates, details
A new passive fund from Zerodha is launching this week. The Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund will open for subscription on April 1 and close on April 15. This open-ended scheme will replicate the Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index. Investors can start with a minimum of Rs 100.
These top 10 equity mutual funds offer over 38% return in FY26. Check details
Indian investors saw remarkable gains in equity mutual funds during FY26, with over 553 funds analyzed. Eight funds delivered over 50% returns, and two even achieved triple-digit returns. Nippon India Taiwan Equity Fund and ICICI Pru Strategic Metal and Energy Equity FoF led the pack with exceptional performance, highlighting strong global and sector-specific opportunities.
Equity mutual funds lose up to 6% last week; international funds among worst hit. Check top 5 losers
Equity mutual funds experienced significant losses last week, with top performers shedding up to 6%. While global markets like Nasdaq and S&P 500 also declined, some Asian indices saw gains. Conversely, specific funds focused on metals, energy, and technology delivered positive returns.
A mother driven from her family home by her sons after her husband's death has secured a monthly maintenance of Rs 25,000. The Calcutta High Court ruled that while the sons must provide financial support, they cannot be evicted from the property under the Senior Citizens Act. The court clarified the tribunal's limited jurisdiction to maintenance orders only.
Parag Parikh Liquid Fund among top 5 low cost and high return funds in 1 year
Parag Parikh Liquid Fund ranks among the top low-cost funds delivering strong one-year returns with high liquidity and stability.
8 equity mutual funds offer over 50% return in FY26. Do you own any?
Eight equity mutual funds achieved over 50% returns in FY26. Nippon India Taiwan Equity Fund led with 158.46%. These top performers were all international funds. Many other funds also provided positive returns. However, a significant number of funds experienced losses during the financial year. This analysis highlights the performance of equity funds.
Top 5 large cap mutual funds to invest in March 2026
Top 5 large-cap mutual funds to consider in March 2026 based on consistent performance, stability, and strong portfolio fundamentals.
Want Rs 50,000/month income at retirement for 25 years? You can follow these 3 expert strategies
Securing a Rs 50,000 monthly inflation-adjusted income for 25 years in retirement is achievable. Experts suggest a corpus between Rs 85 lakh and Rs 1.9 crore, depending on risk tolerance. A balanced withdrawal rate and the bucket investment strategy are key. Systematic Withdrawal Plans (SWPs) are favoured over FDs and annuities for flexibility and growth potential.
The Supreme Court ruled that a US divorce granted on grounds of irretrievable breakdown is not enforceable in India, as this ground is not recognized under the Hindu Marriage Act. Despite the parties' prolonged separation, the court exercised its Article 142 powers to grant a divorce, setting aside the High Court's order.
Tax harvesting before March 31, 2026? Watch these 6 hidden costs that can reduce your tax savings
Tax harvesting strategies can save income tax. However, six hidden costs can reduce these savings. Investors must analyze Securities Transaction Tax, Stamp Duty, Transaction Charges, Exit Loads, Expense Ratios, and Account Maintenance Charges. Understanding these expenses is crucial for effective tax planning before March 31, 2026. This ensures investors retain more money after all costs.
Saturday bank holiday: Are banks open or closed today on March 28, 2026?
Bank holiday today: Indian banks observe holidays on all national and regional festivals. Digital banking services will remain accessible for customers. Every year, the Reserve Bank of India (RBI) publishes a list of bank holidays
FD rate up to 8% for senior citizens investing for three years; Know list of banks
Senior citizens can secure fixed deposit interest rates up to 8 percent for a three-year investment. Several small finance banks are offering this attractive rate for deposits up to Rs 3 crore. Investors should be aware of TDS rules and the option to submit Form 15H to avoid deductions if their tax liability is zero.
The Jharkhand High Court has ordered the withholding of a district officer's salary until a retired clerk receives his full pension and retirement benefits, delayed for 13 years due to a missing service book. Despite previous court orders, the transport department failed to comply, prompting the High Court's stern action.
It consists of 15 specific initiatives, which focus on user empowerment, strengthening safeguards against fraud, enhancing efficiency of cross-border payment frameworks and promoting ease of doing business, among others.
The Latest Home Loan Interest Rates: Mar 27, 2026
The Latest Home Loan Interest Rates: Mar 27, 2026
The Latest Fixed Deposit Interest Rates: Mar 27, 2026
The Latest Fixed Deposit Interest Rates: Mar 27, 2026
Why India's Gen Z and millennial borrowers are choosing app-based credit over traditional loans
Young Indians, particularly Gen Z and millennials, are increasingly opting for app-based credit over traditional banks. Driven by a need for speed, convenience, and flexibility, instant loan apps offer quick approvals and minimal paperwork. This digital shift is reshaping how young consumers access funds for various needs, marking a significant evolution in India's lending landscape.
New income tax rules for 2025 significantly boost child education and hostel allowances, increasing them to Rs 3,000 and Rs 9,000 per month per child, respectively. However, these enhanced tax benefits are exclusively available to taxpayers under the old tax regime, not the new one.
