EPF wage ceiling raised to Rs 25,000: When will higher EPF deductions appear in your salary slip?
Starting September 2026, a major shift in the EPFO wage ceiling will raise the limit from Rs 15,000 to Rs 25,000 monthly. This increase will have different effects on various employees, especially those accustomed to the old ceiling as their deductions will change. Employers could face delays in updating their payroll systems, causing possible arrears and necessary adjustments for workers as they adapt to the new regulations.
New proposals by IRDAI aim to reform loan-linked insurance offerings from banks and NBFCs, ensuring transparency for borrowers. Key changes may prevent mandatory insurance bundling, allowing for better consumer choices and potential interest rate benefits, while still enabling some insurance package offers. Discover how these reforms could impact your next loan decision.
Builder promised specially enabled parking spaces; homebuyer paid Rs 1.03 crore for a 3BHK unit, but the builder failed to honour the parking promise; homebuyer wins case in Karnataka RERA. Read the article to know how did the homebuyer win the case.
Effective from October 1, 2026, the Reserve Bank of India will implement new rules concerning bulk fixed deposits. Every bank will be mandated to reveal their daily bulk deposit interest rates at 10 am. This regulation aims to ensure that interest rates for identical bulk deposits remain the same in all branches.
Top 9 equity mutual funds deliver over 30% return on SIP investments in 1 year. Do you own any?
Nine equity mutual funds delivered over 30% returns on SIP investments in the last one year, with eight from the small-cap category and one focused fund. Bank of India Small Cap Fund topped the list with a 45.95% return, followed by TRUSTMF Small Cap Fund at 41.53%, according to ETMutualFunds.
IRDAI's proposed reforms could revolutionize motor insurance purchases, making them more transparent and customer-friendly. With direct digital buying options, increased awareness of alternatives, and safeguards against dealer biases, these changes aim to empower policyholders and enhance competition. Discover how these adjustments could impact your next car or two-wheeler insurance policy.
Merchant Discount Rate on UPI not a tax, cess or surcharge; will not burden consumers: FM
The Finance Minister assured that the MDR will not be passed on to consumers and will be borne within the merchant payment ecosystem.
Canara Robeco Asset Management Company has entered the Asia Book of Records and India Book of Records for its year-long 'Nivesh Bus Yatra' campaign. Traveling over 28,000 km across 12 states, the mobile classroom initiative reached over 26,000 investors to promote awareness on SIPs, STPs, and SWPs.
Govt evaluating financial bids for IDBI Bank strategic sale: Sources
The strategic disinvestment of IDBI Bank is moving at a steady pace and the government is evaluating the financial bids submitted by the interested investors, the sources said
Embassy REIT raises 1,000 cr via debentures to refinance debt
The transaction marks the first financing by a scheduled commercial bank to an Indian REIT at the trust level
As the nation prepares for a bank strike from September 28 to September 30, 2026, the State Bank of India has decided to eliminate ATM charges for transactions during this time. Although branches will continue to operate, customers should prioritize completing necessary transactions beforehand and consider using digital banking options.
IRDAI reforms: Life insurers with high credit-life exposure may benefit from lower commissions
Commission rates for credit-life products could be reduced to 2%, report says
Vedanta lines up FY's first rupee debt sale, bankers say
Vedanta plans to raise 3,500 crore through three-year bonds and could pay a coupon of about 8.75%
Not disclosing your parents' medical conditions when buying health insurance can have serious repercussions, especially at the time of a claim. Discover why complete transparency is crucial and learn the recommended steps if you've missed important disclosures on the proposal form to safeguard your policy and maintain coverage.
Jaipur real estate 2026: 8 locations with ongoing projects, prices & key risks
Motilal Oswal Mutual Fund has launched the Nifty REITs & Realty Index Fund, which will be accepting subscriptions until October 9. This innovative fund seeks to give investors access to listed REITs and real estate firms using an index-focused strategy. Given the absence of historical performance data for new funds, experts suggest exercising caution.
Best short duration mutual funds to invest in September 2026
According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more. They are somewhat in the middle when it comes to interest rate risk. They are riskier than liquid, ultra short term, and low duration funds. However, they have a lower risk compared to medium duration and long-term funds.
Panama to Luxembourg: 10 best countries for expats moving abroad in 2026
Are you drowning in debt? Explore two effective strategies for repayment: the debt avalanche and debt snowball methods. The debt avalanche prioritizes high-interest debts to minimize costs, while the debt snowball method focuses on paying off the smallest debts first to enhance motivation.
Sebi approves new rules to widen investment avenues
The board of Sebi has sanctioned new regulations aimed at portfolio managers, paving the way for innovative investment avenues. These guidelines enable investments in mutual funds, international securities, and diverse commodity derivatives. Portfolio managers now have the flexibility to direct client funds towards mutual fund direct plans and initial public offerings.
The reforms, if implemented, seek to make insurance more affordable and transparent, but raise questions about distribution viability and near-term growth.
RBI warns banks against relaxing underwriting amid excess FCNR(B) liquidity
RBI officials emphasised that loan pricing should be risk-based
Banks need to recognise tech risk as 1st-order enterprise risk: RBI Dy Guv Jain
He noted that technology is now embedded in almost every critical banking function, from core banking and payments to customer onboarding, credit assessment, fraud monitoring and regulatory reporting
States ask banks to explore cash flow-based lending
The next generation of opportunities will come from advanced manufacturing, logistics, data centres, green energy, and global capabilities centres, said Ashish Jaiswal, Minister of State for Finance, Maharashtra
The State Bank of India has announced that all its branches will be open on Sunday, September 27, 2026. Despite this, the All India Bank Officers Association has recommended that its members not show up for work that day. Meanwhile, the United Forum of Bank Unions is deliberating its response.
Only 10% of UPI transaction value risks MDR charges; corporates to absorb most proposed fees: NPCI
80% of the MDR collected would come from businesses with annual turnover of more than 1,000 crore, NPCI chief Dilip Asbe, said
Mita Biswas has been unable to obtain her dependent family pension due to a missing death certificate. Her brother died during the COVID-19 pandemic, complicating the situation further. Bharat Pensioners Samaj has intervened multiple times to seek resolution for her claim. The pension authorities have not communicated any updates regarding the status of her application. BPS has outlined specific demands for the authorities to expedite the processing of Mita's claim.
8th Pay Commission: Can Level 8 employees get Rs 1.52 lakh/month gross salary in 8th CPC?
8th Pay Commission salary calculator: The 8th Pay Commission is set to convene in Mumbai and Bengaluru to deliberate on salary structures and fitment factors. Key stakeholders will bring forward crucial topics during these meetings. The results of previous discussions in September have shaped aspirations for upcoming salary adjustments. Calculations for the current basic and gross salaries will consider multiple factors, particularly the dearness allowance, with the definitive outcomes awaiting the commission's official report.
NFO Update: Motilal Oswal Mutual Fund launches Nifty REITs & Realty index fund
Motilal Oswal Mutual Fund is launching the Nifty REITs & Realty Index Fund, an open-ended scheme tracking the Nifty REITs & Realty TRI. The NFO opens September 25 and closes October 9, offering rules-based exposure to listed REITs and realty stocks.
SIF AUM crosses Rs 31,000 crore in August after 528% jump in 2026: Report
SIF assets under management surged 528% to Rs 31,175 crore by August 2026, supported by strong inflows and rising investor folios. Altiva led the segment, while three platforms held 70%.
NFO Alert: WhiteOak Capital Mutual Fund launches diversified equity small cap FOF, its first FoF
WhiteOak Capital Mutual Fund is launching its first fund of funds, focused on actively managed small-cap mutual fund schemes. The NFO opens September 28 and closes October 12, offering diversified small-cap exposure through multiple managers for investors with long-term horizons.
From October 1, 2026, all domestic LPG consumers will need to undergo Biometric Aadhaar Authentication to access subsidies. This process is designed to ensure that subsidies are provided solely to qualifying households. Authentication can be done through delivery personnel, distributor outlets, or mobile apps provided by oil marketing firms.
As of September 17, 2026, the EPF wage ceiling is set to increase from Rs 15,000 to Rs 25,000. This adjustment does not affect employees whose earnings exceed Rs 25,000. Those earning between Rs 15,000 and Rs 25,000 will experience negligible changes to their contributions. Notably, EPS contributions will rise for employees hired prior to September 2014. Employers are responsible for managing increased contributions while keeping their salary structures intact.
EPS pension on 25,000 salary: How much can you get at 50, 58 and 60?
Father attested brothers sale deed, children lost 3.5 acres: What Madras HC ruled on oral partition
Attesting brothers sale deed has major legal consequences in proving oral partition of ancestral land; How children lost 3.5 acre land dispute case in Madras HC because of this. Read this article to know more.
Mutual fund SIP AUM rose 23% YoY to Rs 18.62 lakh crore in August 2026, while SIP flows as a share of gross equity flows hit a two-year high of 43%. Aggregate SIP flows for the 12 months ended August grew 17% YoY to Rs 3.7 lakh crore, the Franklin Templeton report said.
Stablecoins, tokenised deposits, CBDCs could account for 4% of global payments by 2030: Capgemini
Adoption among banks, however, remains at an early stage. Only 21 % of banks surveyed are currently actively scaling at least one accelerated intelligent money instrument, Capgemini said.
Gold prices dropped across major jewellery brands in India. Tanishq's price for 22k gold jewellery fell to Rs 14,040 per gram in various cities. Malabar Gold & Diamonds, Kalyan Jewellers, and Joyalukkas offered 22k gold at Rs 13,995 per gram in their showrooms. The India Bullion and Jewellers Association reported a decline in gold and silver rates as well.
Explained: What IRDAIs proposed insurance commission caps mean for customers
The proposed norms could change distributor incomes and insurance sales models, while potentially lowering costs embedded in policy premiums
HSBC to return to India stock broking business after 13 years amid IPO boom
HSBC aims to launch business in next few months; will target countrys high-net-worth individuals, sources say
Gold continues to strengthen despite higher US real yields and a Federal Reserve rate hike, with central-bank buying, inflation risks and energy uncertainty supporting demand for the precious metal.
The central government is taking steps to ensure that employees and pensioners are not affected by the upcoming nationwide bank strike. Salaries and pensions for September 2026 will be disbursed early on September 25. The Department of Expenditure has mandated relevant offices to submit drawals promptly to facilitate this. Any necessary adjustments from the advance payments will be reflected in October's payroll.
Sensex stuck for 2 years: What a time correction means for your SIP and investments
NaBFID completes debut dollar debt sale with $750 million fundraise
NaBFID sold the bonds at a spread of 105 basis points above U.S. Treasury, and the coupon works out to be 6.1220%, sufficiently lower than the initial guidance of 130 bps.
Can children from a void second marriage claim fathers property? Know their inheritance rights under Hindu law. HC says Section 16 of the Hindu Marriage Act, can mean that a child born from a second marriage which was proved as void can still inherit the fathers property.
Best medium to long duration funds to invest in September 2026
Even a minor upward movement in interest rates could make these schemes extremely risky and volatile. In simple terms, investors might lose money in such a scenario. That explains why advisors do not speak about these schemes often. Needless to say investors should be extremely cautious about these schemes in the current scenario.
FD-backed SBI Card: Advantage SBI Card launched; who can benefit from it?
SBI Card has introduced the Advantage SBI Card through the SBI YONO app, making it simpler than ever for customers to apply. This innovative offering features four variants of secured credit cards linked to fixed deposits. With a fully paperless application process, it's designed to enhance accessibility, particularly for those with limited credit histories seeking a means to build financial profiles.
RBI said to conduct at least $10 billion FX swaps to drain cash
RBIs recent swaps reflect the scale of cash surplus the central bank is currently tackling
ABVKY Scheme 2026 explained: Check 90-day ESIC relief, eligibility and benefits
With small-cap valuations turning more reasonable and earnings growth improving, Pratik Dharmshi, Fund Manager Equity at Union AMC, remains constructive on the segment. He recommends focusing on quality businesses with sustainable earnings potential, avoiding the chase for recent outperformers, and maintaining a 5-7 year investment horizon while staying mindful of liquidity and volatility risks.
Motilal Oswal Nasdaq Q50 ETF crashes 49% in 3 days, rings alarm bells for investors
Motilal Oswal Nasdaq Q50 ETF faced a sharp decline of nearly 49% in just three trading sessions. This drop followed a dramatic price surge that raised concerns about valuation and investor behavior. Several other international ETFs are also trading well above their net asset values, creating a potential risk for investors. Limited supply of ETFs relative to demand has further intensified these trading conditions.
IRDAI moots major overhaul of insurance distribution norms
The proposals also include cost audits and safeguards against indirect payments with the objective of ensuring greater accountability for the actual cost of distribution
Fair case for Rupee to not just stabilise but even appreciate: RBI Dy Guv Poonam Gupta
Says Indias dependence on imported oil is set to decline, through alternative sources of energy and the quest to find its own oil reserves
Good news: Property purchase from NRIs gets easier as govt amends Form 141; check how it helps
From October 1, 2026, Indian property buyers can buy properties from non-residents without getting a TAN. Instead a new system has been launched by the Finance Ministry under which the buyer needs to file Form 141 and fill Schedule E and then issue the TDS certificate in Form 132 to the non-resident. Earlier this system was very complicated, now it has been made comparatively easier.
India should be aware of the risks which could unfold: PK Mishra, Principal Secy to PM
India will have to mobilise very large volumes of capital over the next two decades for infrastructure, manufacturing, urbanisation, energy transition, enterprise and innovation, he said at the SBI Banking and Economics Conclave
Bank strike: Will banks be open on September 26 and 27? What RBI and bank unions say
In a proactive measure, the Reserve Bank of India has granted approval for banks to remain open on Sunday, September 27, 2026. This strategic decision aims to support customers anticipating a three-day strike from September 28 through September 30, organized by the United Forum of Bank Unions. Although it remains unclear if banks will operate on Saturday, customers can secure essential services on September 27.
India's richest in 2026: Adani tops the list, 27 new billionaires emerge
India's billionaire club gets bigger: 391 now cross the $1-billion mark
8th Pay Commission news: AIDEF has put forth demands regarding family units and pay calculations for the 8th Pay Commission. They request a minimum salary of Rs 69,000 and a higher fitment factor. The federation seeks to restore the Old Pension Scheme and change the commuted pension duration to 11 years. Additionally, they want amendments for pension-related issues covering pensioners before 2026.
Mutual fund AUM-to-bank deposit ratio triples in a decade to 31% in August
Rs 30 lakh income tax demand notice and India-US DTAA benefit denied to US citizen; she fights and wins case in ITAT Delhi; Know how
The wage ceiling for the Employees Provident Fund has officially increased to Rs 25,000, effective September 17, 2026. This much-needed revision is the first change in wage limits since 2014 and directly impacts mandatory EPF contributions for employees in the organized sector. Those earning up to the new wage ceiling can expect elevated contributions, which will aid in bolstering their retirement plans.
PSBs, RRBs to function normally on a Sunday: Finance Ministry
The proposed strike by UFBU to demandimplementation of 5-day banking coincides with the preceding weekend holidays of September 26 and 27
A Will plays a crucial role in outlining how assets will be allocated following an individual's death, which can lead to family disputes if disagreements arise about the testator's intentions. To facilitate property transfers, it is wise to gather important documents such as a no-objection affidavit and release deed. Keeping mutation records up to date and securing an encumbrance certificate is vital for tax purposes.
Top 5 SIFs deliver over 23% in 6 months; QSIF Equity Ex-Top 100 Long-Short SIF leads
EPF wage limit 15,000 to 25,000: Compare 30-year EPF corpus at 1,800 vs 3,000
Banks to remain open on Sunday for customers' convenience in view of proposed strike
The United Forum of Bank Unions, which claims to represent 90% of the banking workforce, is set to go on a three-day strike beginning September 28, primarily seeking a 5-day banking week, among other demands.
If someone is found running a homestay or Airbnb-like service in your society, what can you do? Legally, the societys first step should be a written notice to the owner, pointing to the specific byelaw being broken and backed by evidence. If the owner still doesn't stop, the RWA's real recourse is a civil suit for an injunction.
8th Pay Commission: Nurses demand Level 10 entry pay, OPS, higher allowances; 8 key points
Lets have a look at the latest 22k gold rates at Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers and Tanishq in New Delhi, Mumbai, Chennai, Kolkata, Trivandrum and Bengaluru. Also see the updated indicative rates of 24k, 22k, 20k, 18k and 14k gold and 999-purity silver at the IBJA today.
An analysis by ETMutualFunds reveals that 12 equity mutual funds out of 218 schemes delivered over 70% absolute returns across both 3-year and 5-year horizons. Invesco India led with four schemes, followed by Motilal Oswal, while ITI Small Cap Fund posted the highest three-year returns.
In a significant move towards enhancing digital payments, NPCI BHIM Services Limited has introduced MyUPI, a conversational AI assistant seamlessly integrated within the BHIM Payments App.
Husband with Rs 45,000 salary started living in rented house because of wifes pressure to live separately from his parents; Madras HC says this is cruelty and upholds divorce. Justice P.T. Asha and Justice N. Mala of the Madras High Court heard this case.
Supra Pacific Financial Services eyes five-fold expansion; plans 500 branches nationwide
The company is looking to expand its nationwide presence to 500 branches across 15 states over the next three years
Rs 1.68 crore investments, Rs 89,000 monthly MF SIP. Can this 40-year-old investor retire at 50?
A 40-year-old investor based in Pune is on a mission to retire by age 50 while providing for her two childrens education. With savings of Rs 1.68 crore from diverse investments, she plans to pay off her home loan by December 2026. Experts suggest she aim for a retirement fund between Rs 4-4.5 crore and adapt her investment strategy as her financial goals draw near.
Helios Mid Cap among top 5 midcap mutual funds with highest mid and smallcap exposure in August 2026
Here's a list of top five mid cap mutual funds with the highest combined exposure to mid and small cap stocks in August 2026.
IDBI Bank sale: Bank officers body writes to Leaders of Opposition, seeks intervention
In identical letters to Rahul Gandhi and Mallikarjun Kharge, All-India Bank Officers Association seeks their immediate intervention by raising the matter on the floor of Parliament
Best gilt mutual funds to invest in September 2026
Gilt funds are not recommended to regular debt investors because they are risky and volatile. Gilt funds suffer the most when the rates go up. The bond prices and yields move in opposite directions. When the rates go up, bond prices come down. This drags down the NAVs of schemes.
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UPI for mutual funds: Benefits, limits and impact of new MDR explained
Unified Payments Interface (UPI) enables convenient investment in mutual funds through instant payments and SIPs. Investors appreciate UPI for its ability to process transactions 24/7 and avoid manual input. Recently, a 0.02% merchant discount rate was introduced on certain UPI transactions, affecting one-time investments. However, SIPs under UPI AutoPay remain exempt from this fee, easing investor concerns.

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