facebook
SENSEX
NIFTY
GOLD
USD/INR

Weather

image 33    C

Personal Finance

...

Gold rate today (August 25, 2026): Check 24k, 22k, 20k, 18k gold jewellery prices from Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers, Tanishq & IBJA in Delhi, Mumbai, Hyderabad & more cities

Gold and silver prices saw minor changes on August 25, 2026. Tanishq, Malabar, Joyalukkas, and Kalyan Jewellers offered 22k gold at Rs 15,010 per gram. IBJA reported 24K gold at Rs 16,234 per gram and silver at Rs 2,43,446 per kg. These rates exclude GST and making charges. Market attention focused on US inflation data and Fed Chair's speech.

The Economic Times 25 Aug 2026 1:20 pm

Bernstein cuts PFC, REC target prices as bank competition weighs on loan growth

Bernstein has retained an Outperform rating on Power Finance Corporation (PFC) and REC but cut its target prices and loan-growth estimates, citing stronger competition from banks, slower renewable capacity additions and improving financial health among state-owned DISCOMs. The brokerage lowered its target to Rs 465 for PFC and Rs 410 for REC, while reducing FY26-FY28 loan-book growth estimates to 7%.

The Economic Times 25 Aug 2026 12:37 pm

31% Indians eye home ownership in 5 years as money confidence rises: Report

40% of female respondents consider buying a house as a five-year priority, compared with 29% of men

Business Standard 25 Aug 2026 12:30 pm

Will IHCL's merger with Oriental Hotels unlock value for shareholders? Here's what Goldman Sachs, Nomura, and others say

IHCLs merger with Oriental Hotels is expected to be EPS accretive and strengthen its presence in South India, according to brokerages. Nomura, Goldman Sachs and JM Financial retained Buy ratings on IHCL, citing potential cost synergies, asset optimisation and direct ownership of key properties. The merger is expected to close in FY28.

The Economic Times 25 Aug 2026 11:45 am

Major turning point in India's digital payment journey: PM on 10 yrs of UPI

On completion of a decade of the Unified Payments Interface, Prime Minister Narendra Modi on Tuesday hailed it as a major turning point in India's digital payment journey and said its sheer scale is something every Indian must be proud of. The UPI was launched on August 25, 2016 by the National Payments Corporation of India (NPCI) under the regulatory oversight of the Reserve Bank of India (RBI). The UPI has emerged as the backbone of India's digital payments ecosystem and a critical driver of financial inclusion. A decade ago, UPI was rolled out, marking a major turning point in India's digital payments journey. The sheer scale and reach of UPI are something every Indian must be proud of, Modi said in a post on X. The prime minister also asked people to share with him their UPI experience and how it impacted the life. Over a decade of operations, the UPI has demonstrated extraordinary scale and momentum in the country. Annual transaction volume expanded from just 1.78 crore in .

Business Standard 25 Aug 2026 11:21 am

TCS-Porsche deal: Why Morgan Stanley, Citi, other brokerages still see up to 20% downside potential

TCS shares rose after the IT major signed a five-year 1.25 billion deal with Porsche AG and agreed to acquire its IT arm, MHP, for 320 million in an all-cash transaction. The acquisition, expected to close in 34 months, will deepen TCS relationship with Porsche and strengthen its AI transformation push, while expanding its presence among European automotive and industrial clients.

The Economic Times 25 Aug 2026 10:45 am

Infosys, TCS, Wipro and other IT stocks in focus as Donald Trump administration proposes higher H-1B visa fee

Infosys, TCS, HCL Tech, Wipro and other IT stocks are in focus after the US Department of Homeland Security proposed a $103,265 fee on H-1B cap-subject petitions. The charge would be additional to existing fees and could generate $8.8 billion annually, based on 85,000 petitions. The proposal is not final and will undergo a 30-day public comment period.

The Economic Times 25 Aug 2026 9:35 am

Best gilt mutual funds to invest in August 2026

Gilt funds are not recommended to regular debt investors because they are risky and volatile. Gilt funds suffer the most when the rates go up. The bond prices and yields move in opposite directions. When the rates go up, bond prices come down. This drags down the NAVs of schemes.

The Economic Times 25 Aug 2026 9:10 am

Maruti Suzuki Share Price Live Updates: Maruti Suzuki News

The Economic Times 25 Aug 2026 8:50 am

EPFO rules for NRIs EPF withdrawal: Do NRIs need to wait till 58 years of age to withdraw their employees provident fund retirement corpus?

Non-resident Indians have the opportunity to access their Employees Provident Fund (EPF) corpus upon their departure from India. Those who are relocating permanently abroad can initiate a complete withdrawal after fulfilling necessary formalities. Notably, NRIs arent required to reach the age of fifty-eight for this withdrawal.

The Economic Times 25 Aug 2026 8:34 am

HDFC Life Share Price Live Updates: HDFC Life Stock Details

The Economic Times 25 Aug 2026 8:15 am

UPL Share Price Live Updates: UPL's Recent Price Trends

The Economic Times 25 Aug 2026 8:15 am

ITC Share Price Live Updates: ITC's Price Movement Today

The Economic Times 25 Aug 2026 8:01 am

If I sell my property jointly owned with my wife, can I buy the new one in my name for LTCG tax exemption?

ET Wealth Reader's Query: I jointly own a property with my wife, although it was funded entirely by me. If I sell this property, is it necessary to purchase the new property in our joint names to qualify for the Long-Term Capital Gains (LTCG) tax exemption, or can I purchase the new property solely in my name?

The Economic Times 25 Aug 2026 7:30 am

Onam bank holiday today: Are banks open or closed on Tuesday, August 25, 2026? Check status

Bank holiday today: In Kerala, banks will remain closed on August 25 and 26 in observance of Onam and Milad-i-Sherif, while several other states will also celebrate Id-E-Milad with a closure on August 26. Despite these holidays, online and mobile banking will be fully operational. Customers are encouraged to plan their branch visits accordingly to ensure a smooth banking experience during these festive days.

The Economic Times 25 Aug 2026 7:00 am

Should you refinance your car loan? Here's when switching may save you money

Considering refinancing your car loan? It could result in lower monthly payments and more favorable interest rates. Yet, it's essential to meticulously review any associated costs involved in switching. Extending the loan term may largely increase your total interest expenses down the line. Before making a move, ensure that any financial benefits are significant. Remember to compare the complete interest obligations, not just the monthly installments.

The Economic Times 25 Aug 2026 6:30 am

Investors equity rush helps SIP assets triple in five years

Mutual fund SIP investments have seen significant growth over five years. The number of unique mutual fund investors increased substantially during this period. SIP assets under management more than tripled, reaching

The Economic Times 25 Aug 2026 5:43 am

ICICI Bank prices its $1 billion 5-year Senior Notes at 5.410%

ICICI Banksaid its Notes issuance is part of its $7.5 billion Global Medium Term Note Programmeand the same has been raised through its IFSC Banking Unit

The Hindu Businessline 24 Aug 2026 9:28 pm

Every day at SBI is a defining moment, says Chairman Setty

I believe international operations will remain at around 15% of our overall credit book, which is a ratio we are comfortable with, says the SBI Chairman

The Hindu Businessline 24 Aug 2026 8:53 pm

Centre appoints JK Sinha, Syed Akbaruddin and Annie George Mathew as Directors on RBI Central Board

The appointments come on the heels of theappointment of former ISRO Chairman Somanath Sreedhara Panicker and re-appointment of industrialist Anand Gopal Mahindra as part-time, non-official Directors on the Central Board of RBI

The Hindu Businessline 24 Aug 2026 8:37 pm

Selling inherited property? Know who is liable to pay income tax on capital gains and how heirs can claim tax relief

Selling inherited property? Know who among the brothers and sisters are liable to pay capital gains tax on it and how to claim tax relief.

The Economic Times 24 Aug 2026 5:00 pm

Axis Pension Fund AUM crosses Rs 20,000 crore, doubles assets in 15 months

Axis Pension Fund has crossed Rs 20,000 crore in assets under management, doubling its AUM in 15 months amid growing adoption of the National Pension System. The pension fund said wider distribution, rising awareness and stronger customer trust have supported growth across retail, corporate, government and institutional segments.

The Economic Times 24 Aug 2026 4:58 pm

SPARSH pension portal: How to track pension, benefits and life certificate

SPARSH lets defence pensioners track pension payments, entitlements, PPO details and life certificate status online, helping spot errors early

Business Standard 24 Aug 2026 4:49 pm

UPI completes 10 years as transaction volume jumps nearly 13,000-fold

Annual UPI transaction volume rose from 1.78 crore in FY17 to over 24,162 crore in FY26, while transaction value climbed to around 314 lakh crore

Business Standard 24 Aug 2026 4:41 pm

Market wrap: Tata Steel, HCL Tech, Bajaj Finance, Adani Ports top gainers and losers on Nifty and Sensex on Monday

Indian benchmark indices ended lower on Monday, with the Sensex falling 172 points and the Nifty declining 33 points as early gains faded. Broader markets were mixed, while metal stocks outperformed. JSW Steel, Hindalco and Tata Steel led Nifty gainers, whereas SBI Life, Bajaj Finance and Adani Ports declined.

The Economic Times 24 Aug 2026 4:41 pm

Rs 5.31 lakh income tax refund denied as taxpayer did not claim it in the original ITR; he approaches ITAT Delhi and wins the case to get tax refund with interest

Rs 5.31 lakh tax refund denied as it was not claimed in the original ITR but in the subsequently filed Section 148 ITR; ITAT Delhi orders the tax dept to issue the refund with interest.

The Economic Times 24 Aug 2026 4:25 pm

After divorce, can women central government employees add parents to CHSS? DAE clarifies

The central government has clarified that married female employees can now list their parents or parents-in-law as beneficiaries in the CHSS scheme. Even after a divorce, biological parents remain eligible for benefits if they are dependent on the employee. This guidance was prompted by inquiries from DAE employees, who also received clarifications regarding CHSS facilities available for disabled children.

The Economic Times 24 Aug 2026 3:27 pm

UPI completes 10 years, clocks nearly 13,000-fold rise in transaction volume

Annual UPI transaction volume rose from 1.78 crore in 2016-17 to more than 24,162 crore in 2025-26, an almost 13,000-fold increase

The Hindu Businessline 24 Aug 2026 3:15 pm

Man had foreign bank accounts, FD in Singapore, no ITR disclosure; income tax dept sent black money notice, but ITAT Delhi cancelled the notice for this reason

Black money notice sent to man with Singapore FD and current bank a/c in his name and no ITR declaration; Know how he won case in ITAT Delhi after proving his identity theft angle with Economic Offences Wings help.

The Economic Times 24 Aug 2026 3:05 pm

8th Pay Commission salary hike: How minimum salary may rise to Rs 48,000 at 5 family units; see revised estimates of Level 1-5 employees pays

8th Pay Commission calculator: Employee associations are pushing for a broader definition of family units in the upcoming 8th Pay Commission. They argue that incorporating parents into the family unit category will enhance revised salary structures significantly. This adjustment may lead to a notable increase in the basic minimum pay, highlighting the importance of supporting expanded family considerations in the proposed fitment factor.

The Economic Times 24 Aug 2026 2:46 pm

Gold rate today (August 24, 2026): Check 24k, 22k, 20k, 18k gold jewellery prices from Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers, Tanishq & IBJA in Delhi, Mumbai, Hyderabad & more cities

On August 24, 2026, the price of 22k gold jewellery experienced a notable rise, with Tanishq pricing it at Rs 15,075 per gram nationwide. Competing brands like Malabar and Kalyan also reported increased rates. Additionally, IBJA provided the latest silver prices for 999 purity. It's important to keep in mind that these rates are subject to fluctuations throughout the day.

The Economic Times 24 Aug 2026 2:35 pm

Magnum SIF by SBI Mutual Fund garners over Rs 1,100 crore in Equity Ex-Top 100 Long Short Fund NFO

SBI Mutual Funds Magnum Equity Ex-Top 100 Long Short Fund mobilised Rs 1,154 crore, the highest NFO collection in the Equity SIF category, highlighting rising investor interest in differentiated strategies.

The Economic Times 24 Aug 2026 2:35 pm

Why 30 carry bag charge costs the shop 26,000

The Economic Times 24 Aug 2026 2:34 pm

Planning a weekend getaway? Axis Bank cardholders can get up to 20,000 off

Built around India's long weekend calendar, the programme is designed to offer recurring travel benefits across multiple holiday periods throughout the year.

Business Standard 24 Aug 2026 2:24 pm

Portfolios need better solutions to existing problems, not more products says Radhika Gupta

Radhika Gupta advises investors to view Specialised Investment Funds (SIFs) as solutions to specific portfolio needs rather than additional products. She highlights Hybrid Long Short for yield, Ex Top 100 for alpha and Equity Long Short for efficient equity exposure. Edelweiss MFs upcoming Altiva SIF aims to generate more consistent large-cap alpha.

The Economic Times 24 Aug 2026 1:30 pm

Smallcap funds stand out with 55% SIP penetration, AUM surges 5x in 5 years: Crisil-AMFI report

Smallcap funds led SIP penetration at 55% in March 2026, while SIP AUM surged over fivefold to Rs 1.83 lakh crore in five years, AMFI-Crisil data showed.

The Economic Times 24 Aug 2026 1:23 pm

JPMorgans Copthall Mauritius to argue SEBI violation was technical, not manipulative

The subsidiary called Copthall Mauritius Investment Ltd plans to seek clarifications but is unlikely to appeal the order for now, sources said

The Hindu Businessline 24 Aug 2026 1:06 pm

IDFC FIRST Bank, IIM Calcutta Innovation Park launch 2-cr startup incubation initiative

The focus areas include green manufacturing, waste recycling and upcycling, cleantech, renewable energy, water management, environmental technologies and the sustainable use of indigenous resources

The Hindu Businessline 24 Aug 2026 1:05 pm

PLI 2.0 for mobiles set to reward scale, exports; Dixon a key beneficiary: Motilal Oswal

The governments new mobile phone manufacturing incentive scheme is set to favour companies with scale, export capabilities and strong domestic supply chains. Motilal Oswal said Dixon Technologies is well positioned to benefit, while higher incentives for incremental sales and domestic sourcing could boost volumes and support greater backward integration across the sector.

The Economic Times 24 Aug 2026 12:42 pm

LIC stake sale in IDBI Bank: Officers body seeks IRDAI intervention

The All-India Bank Officers Association has demanded regulatory intervention to protect policyholders and retain IDBI Bank in the public sector

The Hindu Businessline 24 Aug 2026 12:01 pm

Bank unions announce all-India strikes in September

The Economic Times 24 Aug 2026 11:59 am

Indian banks are in their best shape in a decade: MoSL

The financial services firm noted improved banking sector health, citing cleaner balance sheets and stronger fundamentals as key factors for the positive outlook on Indian banks

The Hindu Businessline 24 Aug 2026 11:34 am

El Nio shock could re-price food inflation, Central Bank policy paths: US analyst

An El Nio event of this magnitude and speed has the potential to create a macroeconomic shock well before the market has fully priced it, says Michael Ferrari, VP and Head of Research, Moby

The Hindu Businessline 24 Aug 2026 11:25 am

SBI looks to double business, eyes 200-lakh-cr mark by FY30

Doubling down:Focus is on profitable, meaningful, qualitative growth: Chairman Setty

The Hindu Businessline 24 Aug 2026 11:16 am

SBI Research flags possibility of RBI rate hike as MPC minutes turn increasingly hawkish

SBI Research noted that discrepancies among the MPC minutes, monetary policy statement, and Governors comments have caused uncertainty in the markets regarding future interest rates

The Hindu Businessline 24 Aug 2026 11:00 am

NFO Insight: Invesco India Pharma and Healthcare Fund opens for subscription. Right time to invest in pharma funds?

Invesco India has unveiled an innovative pharma and healthcare fund tailored for investors seeking opportunities in India's burgeoning healthcare landscape. This fund focuses on leveraging advancements in healthcare while being mindful of current sector valuations and possible US tariff repercussions. While experts advise caution, the sector's robust long-term growth potential invites investors to consider this thematic approach as a complementary investment strategy.

The Economic Times 24 Aug 2026 10:46 am

Bonus issues & stock splits: 6 stocks to turn ex-record date this week. Do you own any?

At least six companies have fixed record dates for bonus issues or stock splits this week, from August 24 to August 28. The list includes 1:1 bonus issues by Abhishek Integrations and Mayank Cattle Food, along with stock splits by TD Power Systems, Waterways Leisure Tourism, Rotographics India and Spice Islands Industries.

The Economic Times 24 Aug 2026 9:39 am

Federal Bank latest lender to tap dollar debt market via GIFT City, bankers say

The bank's board approved the issuance of foreign-currency-denominated bonds through its International Financial Services Centre (IFSC) Banking Unit (IBU) in GIFT City on Friday

The Hindu Businessline 24 Aug 2026 9:22 am

Citi, Axis Bank team up on leveraged India dollar deposit boom

Axis Bank will provide standby letters of credit to support financing extended by Citigroup through its offshore operations

The Hindu Businessline 24 Aug 2026 9:13 am

Citigroup, Axis Bank team up on leveraged dollar deposit boom in India

The trade is emerging as RBI seeks to bolster foreign-exchange reserves and ease pressure on rupee, while creating opportunities for global banks to provide financing offshore

Business Standard 24 Aug 2026 8:38 am

Infosys Share Price Live Updates: Infosys Stock Details

The Economic Times 24 Aug 2026 8:30 am

HCL Tech Share Price Live Updates: HCL Tech Stock Details

The Economic Times 24 Aug 2026 8:26 am

HDFC Life Share Price Live Updates: HDFC Life News

The Economic Times 24 Aug 2026 8:20 am

SBI Share Price Live Updates: SBI's Financial Snapshot

The Economic Times 24 Aug 2026 8:17 am

NTPC Share Price Live Updates: NTPC Stock Details

The Economic Times 24 Aug 2026 8:16 am

Divorce dispute turns into legal battle: The financial costs a husband may face

The aftermath of matrimonial disputes often lingers long after a marriage has ended, imposing hefty financial and legal challenges on men. While protective laws exist for women, they can be misapplied, leading to significant turmoil for husbands. Awareness of legal rights and sound financial management is key. Consulting with experienced legal counsel and compiling solid evidence are important first steps.

The Economic Times 24 Aug 2026 6:48 am

Modified & Macaulay duration in bonds: Know how they differ and their use in debt mutual funds

If you are confused by personal finance terms, jargon and calculations, heres a series to simplify and deconstruct these for you. In the 115th part of this series, Riju Mehta explains the difference between these bond durations.

The Economic Times 24 Aug 2026 6:30 am

How much health cover do you need? Check 3 factors

Healthcare costs in India are soaring due to escalating medical inflation. Experts warn that securing adequate health insurance is no longer optional but essential. Individuals are advised to assess their health needs, taking into account age and family health history. A smart approach is to combine fundamental policies with super top-ups to improve cost management. Consistently revisiting and updating health insurance plans is crucial to maintain valuable coverage.

The Economic Times 24 Aug 2026 6:30 am

-2% to 24%: Why momentum fund returns differ

Momentum funds have produced inconsistent returns during quieter market phases, particularly index-based funds that have encountered significant hurdles. The contrasting results are driven by diverse strategies at play. Investors are encouraged to look past the momentum label and focus on the underlying investment principles. A long-term outlook and strategic allocation are essential for successful momentum investing.

The Economic Times 24 Aug 2026 6:30 am

Top sectors in 2026: Pharma and metals race ahead in 2026 so far - check which indices led long-term returns

Metals, real estate, and energy sectors have demonstrated leading long-term investment returns. This TrendMap edition reviews the yearly performance of nine key NSE Sector indices spanning ten years, with insights derived from compounded average returns. The data analysed is based on ACE MF as of August 18, 2026, highlighting the trends in domestic market sector performance. By Sameer Bhardwaj.

The Economic Times 24 Aug 2026 6:30 am

Missed reporting of overseas bank accounts, ESOPs, and foreign assets in Schedule FA of ITR? FAST-DS offers a chance to come clean

There is an important caveat: the Black Money Act provides relief from Schedule FA penalty for certain foreign assets, other than immovable property, where aggregate value does not exceed Rs 20 lakh. Such taxpayers should first determine whether any penalty actually arises before opting for FAST-DS.

The Economic Times 24 Aug 2026 6:30 am