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Life insurance and MWP Act: How it protects family
Cutting through money jargon, one topic at a time. This week, Preeti Kulkarni explains how the MWP Act can ensure greater protection for your family.
Indian funds lag in climate risk disclosure
A recent study reveals that India's $900-billion asset management sector lacks climate scenario analysis disclosures. Twelve mutual funds, representing over 80% of assets, scored zero in stress testing. This gap contrasts with findings from Asian peers who share some level of climate analysis. Rising climate risks in India could threaten up to $250 billion in annual output by 2030.
Which share market performed best in last 10 years
Welcome to TrendMap, your quick guide to investment performance. This edition tracks 10 years of global equity returns. Currency fluctuations impact the returns on foreign investments. To capture the real value from an Indian investors standpoint, these returns are adjusted to reflect their equivalent in Indian rupees. The key takeaway: no market dominatesdiversification matters. By Sameer Bhardwa
What investors should learn from Lionel Messi
A young Messi relied on explosive speed and amazing dribbling to beat defenders. As he grew older, he used experience, positioning and passing to influence matches. He remained exceptional because he adapted. Investors must adopt a similar transition.
Diwali giving: Don't ignore these red flags
Bala is helping decorate for Diwali when he comes across his old football boots, a stack of comics hes outgrown and a torch that still works. His mother asks what he plans to do with them. Nothing, theyre taking up space, he says. Then he remembers Aisha next door, whos been asking her parents for a torch for weeks. Bala looks at the pile differently now.
AI investing: Dos and donts for small investors
What should the small investor do about this AI revolution in the making? The simple answer is nothing. No one can tell whether AI is a boon, a disaster, or a bubble. Its probably all of these, but its impossible to tell when, or in what order. The temptation to invest on the news is always there, but at this point, our job is to ignore the machine that will keep producing these stories
Should you buy gold now? Experts see more upside
Gold prices have experienced a notable drop, creating favorable opportunities for those looking to buy during the festive and wedding seasons. Experts suggest that gold demand may rise in the near future. Nevertheless, market volatility driven by US Federal Reserve rate changes should prompt caution among investors. It is essential for buyers to evaluate their financial objectives and consult with financial advisors regarding suitable gold investment strategies.
Diwali declutter: 4 ways to strengthen your finances
As the festive season of Diwali nears, its wise for individuals to take a fresh look at their investment portfolios. This reflection can shed light on stagnant investments and empower improved financial planning. Financial experts advocate for a disciplined approach to asset distribution and routine portfolio assessments. Some investors may still cling to non-performing mutual funds and insurance that limit their potential growth.
Diwali giving: Small acts that change lives
An RBI officer, a Bengaluru retailer, a safari lodge owner and a 24-year-old money coach tell us how giving a little, steadily, lights someone elses life, long after Diwali.
From gold to SIPs: How investment habits are changing
Indian households are re-evaluating their asset allocations as gold holdings rise and equity investments remain stable. Recent data reveals a significant increase in household wealth, particularly in gold and real estate. Households are moving from traditional savings to market investments, notably through systematic investment plans. Meanwhile, financial behaviors are changing, with more monthly contributions being made to equities.
6 stocks mutual funds are buying amid market slump
Stock market investors are growing wary as prices continue to drop amid broader economic issues. Nevertheless, mutual fund managers are optimistic, identifying many investment opportunities during this downturn. The article identifies six stocks that have seen a rise in mutual fund investments, showcasing their resilience and growth potential during tough times. This analysis offers investors valuable insights to enhance their future strategies.
Rate hikes unlikely to push bond yields much higher: businessline poll
10-year G-Sec seen capped around 7.6%
Central Trade Unions demand Parliamentary scrutiny of IDBI Bank disinvestment process
Extend full support to the hunger strike called by the United Forum of IDBI Officers & Employees on November 2ndand 3rdto demand cancellation of theBanks privatisation process
Banks holding off upping term deposit rates by relying on CD issuances for resource mobilisation
Net incremental CD issuance of 19,905 crore in October as weighted average rate rises to 6.93%; term deposit rates stay unchanged
PNB Housing aims for a 4x growth in corporate loan book to 3,000 cr
PNB Housing Finances corporate loan book more than doubled to 689 crore in the year as on September 30, 2026
IDBI-Fairfax mega deal takes PE-VC investments to $8 billion in October
Fairfaxs $5.6 billion stake purchase drives highest monthly tally in over four years; YTD inflows already exceed full-year 2025 levels
Avgerage daily value of UPI transactions crosses 1 lakh crorein October 2026
The average daily volume of UPI transactions also rose to the highest level in a month so far at 821.69million in October 2026 against 802.28million in September 2026
Investors building a Rs 10 lakh mutual fund portfolio with a 5-10 year horizon should focus on growth-oriented strategies and consider diversifying across two fund managers, says Prateek Agrawal of Motilal Oswal AMC. He highlights flexi-cap funds, emerging sectors and AI-linked businesses as opportunities, while advocating focused investing and a mix of growth and value strategies.
Index vs actively managed funds: What's better for new investors?
As passive investing grows, new investors must choose between low-cost index funds and the higher-fee promise of active management
FPIs pull out 34,843 cr from equities in Oct, turn net buyers last week
Foreign portfolio investors (FPIs) withdrew Rs 34,843 crore from Indian equities in October, marking the second consecutive month of heavy outflows, amid concerns over elevated crude oil prices, global interest rates and the corporate earnings outlook. However, foreign investors turned net buyers towards the end of the month, infusing around Rs 6,300 crore during October 26-30 compared to net outflows of nearly Rs 2,700 crore in the week ended October 23. According to data from the Central Depository Services Ltd (CDSL), FPIs withdrew Rs 35,861 crore in September. Before that, they had invested Rs 20,200 crore in July and Rs 29,631 crore in August. With the latest withdrawals, cumulative FPI outflows from Indian equities in 2026 have reached Rs 2.95 lakh crore. The recent improvement in flows signals a shift in near-term sentiment, but one week of buying does not necessarily indicate a sustained reversal, market experts said. For October as a whole, foreign selling remained ...
Indias 10-year G-Secyield could settle in the 6.75-7.00% range by March-end 2027: SBI Ecowrap
The rupee will also have an appreciating bias with Dollar Index weakeningpost US mid-term elections
Binance to resume withdrawals after recovering bulk of $6 billion in stolen funds
Binance, the largest cryptocurrency exchange, plans to resume withdrawals in phases starting Sunday. This decision comes after recovering approximately 95% of the $6.3 billion stolen during a digital heist. The FBI has attributed this large-scale cyber theft to a North Korean state-sponsored unit. Withdrawals will include several popular cryptocurrencies such as bitcoin, ether, and dogecoin. The remaining stolen assets are less liquid and may take longer to source.
Q2 Results Highlights, 31st October 2026: businessline brings to you latest Q2 announcements, earnings updates and more.
Possession delayed? Your rights as a homebuyer
No will, divorce, joint home loan: Lawyers on protecting your property when families split
Want to retire before 50? How big a corpus you need and how to make it last: 5 experts on FIRE
Creator economy: Build trust, not just reach; monetisation cant be the only goal | Pranjal Kamra
Chola MS General Insurance H1 GWP rises 7.1% to 4,517 crore
The insurer reported higher premium collections and a strong solvency position, even as natural disasters and claims weighed on quarterly performance.
Old or new tax regime? Your ability to claim Rs 8 lakh in tax deductions could make the difference
Has EPFO extended ECR filing deadline from October 31, 2026? What employers need to know
Employers must file the Electronic Challan-cum-Return for September 2026 by October 31, 2026. The EPFO extended the previous deadline to accommodate changes in contribution calculations due to the new wage ceiling. For the period of September 1 to 16, contributions are calculated at Rs 15,000, while from September 17 onward, they will be at Rs 25,000.
Gratuity calculator: How 3% DA hike can increase your retirement gratuity by nearly Rs 50,000
The central government's recent decision to increase the dearness allowance from 60% to 63% will affect salaries significantly. This hike, effective from July 1, 2026, results in notable changes in retirement gratuity.
Want to invest in gold through mutual funds? Here are the options after Gold FoF curbs
Several mutual fund houses have paused fresh investments in gold fund-of-funds, prompting investors to explore alternatives. Gold ETFs remain an option, but require a demat and trading account and have different costs and liquidity features.
Bank lending to commercial sector surges 55.4% to 17.5 lakh crore in April-August
The Finance Ministry expects lending momentum to persist, citing stronger credit demand across industries and services and improving loan demand expectations
Top 10 balanced advantage mutual funds with highest net equity holding. Check details
Since the Nifty 500 peaked in September 2024, balanced advantage funds have steadily increased their net equity exposure between September 2024 and August 2026. Here is a detailed breakdown of top 10 funds with highest net equity holding, as reported by ETWealth.
HDFC Large Cap Fund turns Rs 10,000 monthly SIP to over Rs 8 crore in 30 years
HDFC Large Cap Fund has turned a monthly SIP of Rs 10,000 into Rs 8.46 crore over 30 years, while a lump-sum investment of Rs 1 lakh grew to Rs 1.30 crore. Launched in 1996, the fund has delivered a 17.62% CAGR, according to HDFC Mutual Fund.
AU SFB data leak: Salesforce says no vulnerability at its end
The ScarlettGroup hacking group claims to have breached the AU SFB cyber defence system and threatened to leak sensitive customer and internal corporate data
Vijay Kedia says patience is essential to building wealth in the stock market, comparing investing with farming, where some crops take years to yield results. He shares his three principles for investors, the SMILE formula for spotting multibaggers and lessons from his investing journey.
YesBank, as per its regulatory filing,has informed the Trustee that itis cognizant of the matters and is examining the SC Judgment and its implications in detail
Saurabh Mukherjea's 50:50 rule for Nifty and S&P 500
Saurabh Mukherjea's 50:50 rule for Nifty and S&P 500
Saurabh Mukherjea recommends a simple 50:50 portfolio split between the Nifty 50 and the S
You live and earn in India, but 70% of your spending is in dollars: Saurabh Mukherjea
How to do succession planning right: Will, nominee, or trust? 5 experts explain
Crypto exchanges call for quick moves to bolster defences after Binance heist
Binance, the world's largest crypto exchange, halted withdrawals after Thursday's attack which analysts blamed on North Korea
Why salaried people need personal health insurance beyond company offer
Building a personal cover early secures low premiums, covers waiting periods and ensures lifelong protection
Gold rates today: Gold jewellery prices fell below Rs 13,000 per gram at several prominent jewellery brands on October 31, 2026. As buyers prepare for Dhanteras and Diwali, many are comparing current gold rates.
UPI payments enabled to book tickets online for Burj Khalifa, Singapore attractions: FinMin
The initiative is aimed at making international travel bookings easier for Indians by enabling them to use their preferred UPI applications for online payments at these destinations
Uber joins HSBC, Franklin Templeton in blockchain investing test
Uber pilots blockchain-powered treasury with HSBC, Franklin Templeton tokenized funds, aiming for higher yields and liquidity amid corporate cash shifts
Effective November 1, 2026, IndusInd Bank will roll out new fees for any failed savings account transactions. Concurrently, Punjab National Bank will adjust service charges related to credit card transactions. Pensioners must provide their life certificates by November 30, 2026, to continue receiving benefits.
SGB: Rs 1 lakh investment turns into Rs 3 lakh
HIghest FD interest rate: Many senior citizens seek stable revenue through fixed deposits to support their daily expenses. Small finance banks typically offer higher interest rates than public sector banks for these deposits. Senior citizens should carefully compare options before making investment decisions.
Brothers resisted married sisters claim over late fathers properties; Karnataka HC rules in married sisters favour as properties are jointly held and Hindu Succession Act has an overriding effect in succession cases.
Q2 Results Today, 31st October 2026 Live Updates: businessline brings to you latest Q2 announcements, earnings updates and more.
8th Pay Commission news: The central government has many more pensioners than employees. Union Minister Ashwini Vaishnaw announced DA and DR hikes that will benefit both employees and pensioners. The 8th Pay Commission will consider various recommendations regarding pension adjustments. Estimates show potential pension increases based on fitment factors of 2.0, 2.25, and 2.57. However, the final decision will be made once the Commission releases its report.
TVS Capital forays into private credit, looks to back performing mid-market firms
The new venture has filed for regulatory approval and is evaluating potential lending opportunities as it prepares to build its investment portfolio
Large industry loans at a six year high of 33 lakh crore
he growth rate also increased threefold with as compared with the same fortnight last year
Deposits and advances of Banks decline in the first fortnight of Oct 2026
Further, outstanding advances came down Rs 2,55,875 crore in the fortnight, possibly reflecting the effects of unwindingof short-term business contracted towards second quarter end
Bank of Baroda logs highest quarterly net profit at 6,532 cr in Q2FY27
Global deposits and advances growth was healthy at 16.4per cent and 18.3per cent in the reporting quarter, respectively
IRDAI declares November 2026 as grievance resolution month for insurance policyholders
Over 13 lakh cases, including 11 lakh pending before the Motor Accidents Claims Tribunal, remain unresolved
From Trader to Investor: Dheeraj Gaur on Protecting Your Wealth
How Investor Biases Can Turn Winning Stocks Into Bad Bets
The Latest Fixed Deposit Interest Rates: Oct 30, 2026
The Latest Fixed Deposit Interest Rates: Oct 30, 2026
The Latest Home Loan Interest Rates: Oct 30, 2026
The Latest Home Loan Interest Rates: Oct 30, 2026
First Global's Devina Mehra urges Indian investors to diversify across countries, sectors, currencies and asset classes. She highlights global opportunities, changing market leadership and the risks of chasing popular investments, advocating broader international exposure for long-term portfolio resilience.
Bank credit grows 17.94% to 232.54 lakh crore, outpaces deposit growth
The banking systems liquidity surplus remained elevated in October, while lenders also increased their investments in central and State government securities
November Bank Holidays 2026: Full list of dates, festivals & bank closures
Bank branches will observe multiple closures in November, with the holiday schedule varying from state to state based on regional festivals and local observances
$1.5 trillion will change hands as India's 50-plus pass on wealth: Bajaj AMC's Ganesh Mohan
$1.5 trillion will change hands as India's 50-plus pass on wealth: Bajaj AMC's Ganesh Mohan
Aditya Birla Capital net up 38% in Q2
Revenue jumps 31% to 16,545 crore; the overall lending AUM (NBFC and Housing Finance) grew by 32% year-on-year to 2.34 lakh crore
ADB approves $139.55 million loan to upgrade urban infrastructure, water supply in Puducherry
The Asian Development Bank approved a $139.55 million loan to Puducherry to upgrade water, sewer networks, desalination capacity, drainage, and governance
RBI hikes FRB 2034 interest rate to 7.26%: How much can you earn on Rs 5 lakh investment?
The Reserve Bank of India has declared a new interest rate of 7.26% per annum for the Government of India Floating Rate Bond 2034, reflecting an increase from the earlier rate of 6.45%. This updated rate will be effective from October 30, 2026, to April 29, 2027, allowing investors to earn more on their six-monthly coupon payments.
North Korean hackers suspected in $6.3 billion Binance cryptocurrency theft
Blockchain intelligence firms have linked the record cryptocurrency theft to a North Korean hacking group, while Binance says it will cover losses
Vivek Kannan has been appointed as the chief executive officer of Hinduja Housing Finance Limited. He succeeded Sachin Pillai, who stepped down but remains on the board as a non-executive director. Kannan joined the company as Chief Operating Officer in 2020 and contributed significantly to its growth and transformation. With over two decades of experience, he has held leadership roles in various financial institutions.
Swarup Mohanty of Mirae Asset urged investors to focus on the consistency and quality of their investment decisions rather than market movements. At the ET Wealth Expo, he stressed that financial goals should drive asset allocation, cautioned against chasing past returns and highlighted the importance of buying good businesses at reasonable valuations.
AU Small Finance Bank probes potential data leak on Salesforce platform
The lender says its banking systems and services remain unaffected; the investigation follows a hacking group's claim that it accessed KYC, loan and other customer records
AU Small Finance Bank probes potential data leak
The bank's own systems remain unaffected and all banking services are operating normally
India PE/VC inflows surge 46% y-o-y to $17.1 billion in Q3 2026: Report
According to the EY-IVCA monthly PE/VC roundup, the quarterly total also represented a 124% rise from the $7.6 billion recorded in the second quarter of 2026
ICICI Prudential MF's S Naren cautions investors against chasing asset classes after sharp rallies, calling it anti-asset allocation. At the ET Wealth Expo, he highlighted the importance of investing in underperforming asset classes, including international debt, and using valuation indicators to guide decisions. He also discussed gold, real estate and the need for patience during market corrections.
Anti-asset allocation: Why buying after a surge hurts returns, says S Naren
Bitcoin stolen in Binance hack is likely gone, Ballet says
The exchange says about $3 billion of the assets have been frozen so far; Lee says only stablecoins stood a realistic chance of being recovered
EPS Pension news: Can EPFO increase minimum pension from 1,000 on November 19?
HDFC Bank drifts lower as week ends
The weeks dominant event remains Wednesdays fresh 52-week low of 669.20, from which the stock has since partially recovered
Around 10 mutual funds and one specialised investment fund (SIF) are currently open for subscription, offering investors options across silver, debt, thematic, multi-asset and equity categories. Here is a look at their minimum investment amounts and subscription closing dates.
Since last Diwali, TRUSTMF Small Cap Fund has delivered an impressive return of 19.82%, exceeding expectations against its benchmark. The fund manager credits strategic investments concentrated in industrials, healthcare, and consumer sectors for this success. Although small-cap investments are known for their growth prospects, they necessitate careful management and patience. Experts recommend a moderate allocation tailored to individual risk appetites and suggest systematic investment plans for gradual market exposure.
Digital merchant payments likely to recover in Oct-Nov on festive spending, post Sept dip: Equirus
Digital payments to merchants are expected to recover in October and November, supported by increased spending during the festive season, according to a report by Equirus Securities. The report said digital merchant payments declined 0.8 per cent month-on-month (MoM) to Rs 11.4 trillion in September 2026. However, they registered a growth of 15.7 per cent year-on-year (YoY). UPI person-to-merchant (P2M) transactions recorded a strong growth of 23.3 per cent YoY during September, while credit card spending declined 5.9 per cent. The report attributed the decline in credit card spending mainly to a shift in the festive calendar rather than a slowdown in consumer demand. It noted that Navratri fell in September in 2025, compared with October this year. As a result, September 2025 saw nine days of festive spending, taking credit card expenditure around 13 per cent above the average recorded in July and August 2025.
Prime Minister Narendra Modi will release the 24th instalment of Rs 2,000 of the PM Kisan samman yojana scheme today in Gujarat. Farmers eagerly awaited this payment, which is crucial for their agricultural needs and expenses. Eligible farmers must complete their eKYC to receive this instalment, which is mandatory according to the PM Kisan portal guidelines.
Tether, Circle freeze $2.38 billion after Binance reports security incident
Tether, which issues the world's largest stablecoin, says it froze nearly $1.57 billion related to the hack, with Circle freezing over $800 million
Coinbase snaps losing streak with third-quarter profit on crypto trading rebound
The company reports a profit of $718.7 million for the quarter ended September 30, compared with $432.6 million last year
Binance hit with security attack impacting assets worth $6.3 billion
Crypto exchange has temporarily suspended deposits and withdrawals and frozen half the impacted assets as a precautionary measure
Q2 Results Today, 30th October 2026 Live Updates: businessline brings to you latest Q2 announcements, earnings updates and more.
