facebook
SENSEX
NIFTY
GOLD
USD/INR

Weather

image 26    C

Personal Finance

...

80% of FCNR (B) inflows came via the leverage route

Leverage Bets: Five-year deposits dominate; Average leverage is 9 times

The Hindu Businessline 4 Sep 2026 8:43 pm

RBI to conduct 30-day VRRR auction on Sept 7to suck out 7 lakh cr surplus with banks

This comes in the backdrop of the banking system being awash with liquidity

The Hindu Businessline 4 Sep 2026 8:34 pm

IRDAI cautions on fake website for insurance grievances

IRDAI also cautioned against making payments or sharing banking and financial credentialsor other confidential information

The Hindu Businessline 4 Sep 2026 8:20 pm

Sundaram Home Finance to expand emerging business segment in TN

Planning to open over 10 branches in small towns in TN under this segment

The Hindu Businessline 4 Sep 2026 7:56 pm

The Latest Fixed Deposit Interest Rates: Sep 04, 2026

The Latest Fixed Deposit Interest Rates: Sep 04, 2026

The Hindu Businessline 4 Sep 2026 7:00 pm

The Latest Home Loan Interest Rates: Sep 04, 2026

The Latest Home Loan Interest Rates: Sep 04, 2026

The Hindu Businessline 4 Sep 2026 7:00 pm

Air Indias Maharaja Club members can earn points on hotel stays worldwide as airline joins hands with IHG Hotels & Resorts

Air India has teamed up with IHG Hotels & Resorts, providing an exciting opportunity for Maharaja Club members to earn points during IHG stays globally. Moreover, IHG One Rewards members can seamlessly convert their points into Maharaja points.

The Economic Times 4 Sep 2026 5:51 pm

Star Health settles 17 lakh+ claims worth 5,800 crore in Keralam

In Q1FY27, the company recorded GWP of 518 crore in the State and covered 5.3 lakh+ lives, with over 99% of its portfolio comprising retail health

The Hindu Businessline 4 Sep 2026 5:35 pm

SIP losses in the first two years? Staying invested for five years can reduce loss probability to zero: Report

A weak start does not necessarily mean an SIP will deliver poor long-term returns. A 20-year analysis by ShareMarket by PhonePe shows that most five-year SIPs recovered from weak or negative returns in the first two years, with nearly 69% eventually delivering double-digit annualised returns. The data also highlights how extending the investment horizon to seven or 10 years can significantly reduce loss risk and improve return consistency, underscoring the importance of patience and compounding in equity SIPs.

The Economic Times 4 Sep 2026 5:17 pm

HDFC Bank, Ujjivan SFB start CEO search amid leadership changes in private banks

Kotak Mahindra Bank and Fino Payments Bank are reportedly at the advanced stage of appointment process

The Hindu Businessline 4 Sep 2026 5:09 pm

Mutual fund NFOs: 12 new funds are open for subscription now. Check details

UTI BSE India Sector Leaders ETF, Zerodha Life Cycle Fund 2031, Monarch Overnight Fund, Motilal Oswal Quality Fund, Navi Nifty REITs & Realty Index Fund, NFO, mutual funds, mutual fund news

The Economic Times 4 Sep 2026 4:46 pm

Moving abroad? Know what happens to your NPS account after you become an NRI

Non-Resident Indians are permitted to maintain their National Pension System contributions from abroad. To remain involved, they must utilize NRE or NRO accounts for their investments. NRIs can select either active or auto allocation strategies aligned with their individual risk preferences.

The Economic Times 4 Sep 2026 3:59 pm

Top 8 equity mutual funds deliver over 40% returns on SIP investments in 1 year. Do you own any?

The top eight equity mutual funds delivered over 40% returns on SIP investments in the last one year, with seven smallcap funds and one focused fund making the cut. Bank of India Small Cap Fund topped the list with a 49.99% return, while 247 of the 293 equity funds analysed delivered positive SIP returns during the period.

The Economic Times 4 Sep 2026 3:55 pm

SBI Small Cap, Kotak Small Cap among 8 small-cap funds that lacked consistency over 5 years

Eight small-cap funds recorded low performance consistency over the past five years, with scores ranging from 20% to 46%, according to the CRI Mutual Fund Scorecard for the quarter ended June 2026. LIC MF Small Cap Fund had the highest consistency score at 46%, while Kotak Small Cap Fund ranked lowest at 20%.

The Economic Times 4 Sep 2026 3:47 pm

Will you get EPF interest till 58 years of age if you leave job at 40? EPFO explains

Even if you've left your job, your EPF interest keeps accumulating until you turn 58. However, if you dont contribute for three years, your account will be inactive. Its usually a smart move to transfer your EPF balance to your new employer. Additionally, the VISHWAS, 2026 scheme provides businesses with a one-time settlement option to ease long-standing disputes and reduce penalties.

The Economic Times 4 Sep 2026 1:41 pm

Abrupt CEO successions in private banks test focus on strategy

The recent unexpected exits of CEOs from two of the largest private sector banks, HDFC and Kotak Mahindra Bank is set to test that confidence, even as those lenders boast of strong balance sheets, with bad loans near multi-year lows and capital levels robust, analysts say.

The Hindu Businessline 4 Sep 2026 1:34 pm

Should young professionals buy health insurance beyond their employer cover?

Employer health insurance offers peace of mind, but what happens when you change jobs? This article explores the benefits of securing your own health cover in your 20s, even with existing employer protection. Discover how buying early can lead to lower premiums, faster waiting period completion, and long-term financial advantages, ensuring your health security.

The Economic Times 4 Sep 2026 1:18 pm

Can you stop NPS contributions for a few years? Know the impact before you take a break

Experiencing a financial setback? Halting NPS contributions may appear to be the only option, but have you considered the long-term consequences for your retirement fund? Delve into the longevity of your existing investments, what the minimum contribution requirements are, and how taking a break can influence your tax advantages.

The Economic Times 4 Sep 2026 1:08 pm

ICICI Prudential leads MF SIP flows in Q1; 3 other AMCs top 10% market share

The top eight AMCs accounted for a significant share of mutual fund SIP flows in the June quarter, with ICICI Prudential AMC leading at 15.33%. HDFC AMC, SBI AMC and Nippon Life India AMC also commanded more than 10% market share each.

The Economic Times 4 Sep 2026 12:38 pm

Gold rate today: Check 18k, 20k, 22k, 24k gold prices (September 4, 2026) at Tanishq, Malabar Gold & Diamonds, Kalyan Jewellers, Joyalukkas and IBJA

Gold prices experienced a notable rise today among prominent Indian jewellery retailers, including Tanishq, Malabar Gold & Diamonds, and Joyalukkas, who all reported an increased rate for 22k gold at Rs 14,360 per gram.

The Economic Times 4 Sep 2026 12:08 pm

Rs 15 lakh fraud money credited to senior citizens account, police wanted to question him; HC grants anticipatory bail on this ground

Criminals deposited Rs 15 lakh in senior citizens bank a/c; police wants to question him; HC grants anticipatory bail and observes mere deposit of crime money in a/c insufficient to conclude he was knowingly involved in the crime

The Economic Times 4 Sep 2026 11:14 am

Bengali Hindu landlords Rs 1.89-crore rental income faced tax dispute over HUF status: Why ITAT Delhi gave relief

Bengali Hindulandlord earns Rs 1.89 crore rental income in Delhi, reports it in his HUFsITR; Income Tax dept rejects it on the ground that Dayabhaga Hindu cant have an HUF, landlord wins case in ITAT Delhi

The Economic Times 4 Sep 2026 10:59 am

IDBI Bank stake sale: Bank officers body seeks urgent mid-course correction

All-India Bank Officers Association (AIBOA) alleges valuation mismatches, inadequate transparency, and possible implications for minority shareholders in proposed deal

The Hindu Businessline 4 Sep 2026 10:56 am

Gamer invested Rs 2.61 crore to play online rummy and poker games; loses net Rs 28 lakh, files ITR reporting Rs 4 lakh income; gets tax notice; he wins case in ITAT Bangalore

Gamer invested Rs 2.61 crore to play online Rummy, poker games; loses net Rs 28 lakh, stops playing, files ITR reporting Rs 4 lakh income; gets tax notice; he wins case in ITAT Bangalore. Waseem Ahmed, the Accountant Member, and Soundararajan K., the Judicial Member of ITAT Bangalore heard this case.

The Economic Times 4 Sep 2026 10:45 am

Foreign income disclosed in ITR-U: Why it could still trigger Black Money Act - FAST-DS 2026 Paradox

FAST-DS 2026 raises an important question for taxpayers who have voluntarily disclosed foreign income through a valid ITR-U. Can such income still remain undisclosed under the Black Money Act even though it may no longer qualify as undisclosed foreign income under FAST-DS 2026? This article examines the apparent statutory disconnect and the need for clarification from CBDT.

The Economic Times 4 Sep 2026 10:30 am

REC set to debut tokenised corporate bond sale next week, bankers say

Tokenised bonds are securities whose ownership, issuance, trading and settlement are recorded digitally on a blockchain or distributed ledger

The Hindu Businessline 4 Sep 2026 10:08 am

MF Tracker: HSBC Midcap Fund turns Rs 10,000 SIP to over Rs 2 crore, emerges 3-year topper with 24% return

HSBC Midcap Fund achieved a remarkable 24% return over three years. A Rs 10,000 monthly SIP grew to over Rs 2 crore since inception. The fund manager emphasizes bottom-up stock selection and long-term growth potential. Experts attribute recent outperformance to strong stock picking within key sectors. Investors are advised to focus on long-term strategy and portfolio suitability.

The Economic Times 4 Sep 2026 9:47 am

8th Pay Commission: Can Level 5 employees get up to Rs 15,800/month extra HRA under 8th CPC?

Employee associations are advocating for increased House Rent Allowance (HRA) rates for central government employees, aiming to tackle escalating rental prices in metropolitan areas. These suggestions have been forwarded to the 8th Pay Commission for evaluation. If accepted, Level 1-5 employees could see considerable boosts in their monthly HRA. The definitive report from the 8th Pay Commission will ultimately decide the revised HRA rates.

The Economic Times 4 Sep 2026 8:32 am

Employee showed Rs 9.6 lakh EPF interest in ITR by mistake, got income tax notice: He fought and got full relief in ITAT Mumbai

Income Tax Dept sent tax notice for Rs 9.6 lakh EPF interest which employee never received but erroneously shown in ITR as received; he fights and wins case in ITAT Mumbai. This judgement was delivered by Challa Nagendra Prasad, the Judicial Member, and Makarand Vasant Mahadeokar, the Accountant Member of ITAT Mumbai.

The Economic Times 4 Sep 2026 8:27 am

Sun Pharma Share Price Live Updates: Sun Pharma News

The Economic Times 4 Sep 2026 8:26 am

RIL Share Price Live Updates: RIL's Price Movement Today

The Economic Times 4 Sep 2026 8:16 am

UPL Share Price Live Updates: UPL Stock Details

The Economic Times 4 Sep 2026 8:01 am

Janmashtami bank holiday today: Are banks open or closed today on September 4, 2026, in your state? Check state-wise holiday list

Bank holidays in India vary from state to state as they are based on local festivals and occasions. All scheduled and non-scheduled banks will observe public holidays on the second and fourth Saturdays along with Sundays and other regional holidays.

The Economic Times 4 Sep 2026 7:00 am

REITs and InvITs: Despite tax-free dividends, non-resident investors may need to file ITR to claim a refund of TDS

The Taxation and Other Laws (Amendment) Act, 2026 addresses existing dividend tax discrepancies for unitholders by granting unconditional exemptions. Despite this, the established withholding tax regulations for BTs have not been modified, leading to possible inconsistencies. Non-resident investors may need to submit tax returns to retrieve withheld taxes, highlighting the need for a future alignment of withholding practices with the new exemption framework.

The Economic Times 4 Sep 2026 7:00 am

Sebi plans net settlement for mutual fund trades in cash market

Sebi proposed allowing net fund settlement for mutual fund cash market trades. This move aims to ease temporary liquidity pressures and improve settlement efficiency. Mutual funds can now net purchase and sale funds within the same settlement cycle. Securities settlement will continue on a gross, delivery basis under the new proposal. This change addresses market participant feedback regarding liquidity and operational inefficiencies.

The Economic Times 4 Sep 2026 6:38 am

US 30-year mortgage rate climbs to 6.71%, highest since July 2025

Higher borrowing costs are adding to affordability pressures for US households, while recent inflation data could influence the Federal Reserves September decision.

The Hindu Businessline 3 Sep 2026 10:32 pm

Viyona Fintechs UPI Switch goes live at Bharat Cooperative Bank

The deployment moves Hyderabad-based Viyona Fintechs UPI technology beyond development and certification into a live banking environment.

The Hindu Businessline 3 Sep 2026 9:37 pm

9.70 lakh cr liquidity surplus due to FCNR(B) deposits: RBI officials

Now, the central bank is weighing how best to sterilise this liquidity.

The Hindu Businessline 3 Sep 2026 9:34 pm

Buoyed by FCNR(B) deposit inflows, rupee perks up to a two-and-a-half month high

INR opened 67 paise stronger at 94.30 per USD, and closed at 94.48 per USD, up 49 paise over the previous close of 94.97

The Hindu Businessline 3 Sep 2026 9:33 pm

PayPal cuts roughly 220 jobs in India as part of turnaround plan

PayPal is targeting $400 million in cost savings by year-end and at least $1.5 billion over the next two to three years

The Hindu Businessline 3 Sep 2026 8:33 pm

Growth must never come at the cost of underwriting standards: RBI Dy Guv Murmu tells NBFCs

Lenders need rigorous stress testing, early-warning systems and dynamic provisioning, while AI and machine learning tools should be used more to detect early signs of borrower stress, he said

The Hindu Businessline 3 Sep 2026 8:26 pm

PFRDA proposes 10 key changes to PoP rules: What NPS subscribers need to know

The PFRDA has unveiled ten significant proposals aimed at reforming its Points of Presence rules to enhance the pension service landscape. These updates intend to streamline the onboarding process for subscribers while introducing fresh eligibility standards to include a wider range of entities as Points of Presence. Additionally, an annual fee structure will be implemented, and pension agents will receive a new designation.

The Economic Times 3 Sep 2026 6:02 pm

Sebi proposes net fund settlement for mutual fund cash-market trades

Sebi has proposed allowing mutual fund schemes to settle cash-market fund obligations on a net basis for eligible outright transactions. The move could ease temporary liquidity pressures and reduce funding needs, particularly during index rebalancing or large inflows and outflows. Securities will continue to be settled on a gross delivery basis.

The Economic Times 3 Sep 2026 5:50 pm

Aditya Birla Sun Life Flexi Cap Fund turns Rs 10,000 monthly SIP to over Rs 7 crore in 28 years

Aditya Birla Sun Life Flexi Cap Funds Rs 10,000 monthly SIP grew to Rs 7.25 crore from Rs 33.50 lakh invested since 1998, delivering 17.92% SIP returns and a 20.77% CAGR, outperforming the Nifty 500 TRI with active, flexible portfolio management.

The Economic Times 3 Sep 2026 5:16 pm

PC Jeweller clears debt to one more bank, nears debt-free status

The company has now repaid all outstanding debt to 9 of the 14 consortium banks, with every repayment completed ahead of the scheduled due dates

The Hindu Businessline 3 Sep 2026 4:40 pm

EPF vs NPS: Rs 10,000/monthly investment in each; where you may get a higher retirement corpus?

The National Pension System (NPS) and the Employee Provident Fund (EPF) both serve unique purposes for retirement planning. The ultimate financial growth from these investments significantly relies on future market performance, allowing both options to potentially build substantial wealth over time.

The Economic Times 3 Sep 2026 4:17 pm

Beyond Stocks and Bonds: Rethinking wealth creation with alternative assets

ET Alpha Summit 2.0 will bring together leading investment voices to explore how niche alternative assets could shape the next phase of multi-generational wealth creation. The masterclass will examine emerging opportunities, onshoring trends and structural shifts, while weighing return potential against risk, complexity and liquidity.

The Economic Times 3 Sep 2026 4:15 pm

Jindal Worldwide shares jump 20% to hit upper circuit, up 66% in 2026; check whats driving the rally

Jindal Worldwide shares hit a 52-week high and upper circuit after subsidiary Jindal Mobilitric announced plans to expand its retail network to around 100 showrooms by FY28. The EV expansion has driven strong investor interest, with shares gaining 66.28% year-to-date.

The Economic Times 3 Sep 2026 4:10 pm

RBI rejects all bids in 30,000-crore bond buyback auction

Investors offered bonds worth just 10% of the amount New Delhi sought to repurchase, with traders attributing the weak response to ample banking liquidity.

The Hindu Businessline 3 Sep 2026 4:06 pm

India stalls Alipay+ payments link with UPI over national security, data concerns

Foreign ministry cited political grounds as the reason to stall the proposal, sources said, adding that there was no clear path to clearing the hurdles that stand in its way.

The Hindu Businessline 3 Sep 2026 3:56 pm

Rs 34.8 lakh difference in price and stamp duty added to husband's income for taxation despite a jointly owned property - ITAT Mumbai calls it 'not justified'

A husband and a wife bought a flat jointly for Rs 60 lakh, however, the stamp duty value stood at Rs 94.8 lakh, leading to a difference of Rs 34.8 lakh. The amont was added to the husband's income alone by the tax office, despite him having a lower ownership in the property. ITAT Mumbai has delivered a ruling which could have significant takeaways for property owners.

The Economic Times 3 Sep 2026 3:48 pm

Banks commit 24,000 crore to Aditya Birla Group for Shell renewables acquisition

The proposed financing comes as Indian banks compete for large corporate deals following a regulatory shift allowing acquisition funding.

The Hindu Businessline 3 Sep 2026 3:34 pm

Can an NRI be a nominee for PPF, NSC or SCSS? Heres what happens to the money after the account holder dies

NRIs can now be nominees for India's small-savings schemes like PPF and NSC, a change from 2023. While they can receive proceeds, repatriation abroad is restricted and subject to FEMA and banking rules, typically requiring crediting to an NRO account first. Understand the nuances before naming an NRI nominee.

The Economic Times 3 Sep 2026 3:13 pm

Wife accused husband working abroad of cruelty over sons maintenance; Kerala HC cancelled complaint on this ground

Wife accused husband of not providing basic needs and maintenance for their 16-year-old son while he was working abroad. She had initially filed a complaint with the Judicial Magistrate first class in Changanacherry. The husband won the case in Kerala High Court. Read the article to know how.

The Economic Times 3 Sep 2026 2:56 pm

Looking for best mutual funds to invest in September? Parag Parikh Flexi Cap, Kotak Midcap among top 10 picks

Choosing the right mutual fund requires more than simply picking schemes with strong past returns. ETMutualFunds has shortlisted 10 funds across five equity categories based on mean rolling returns, consistency, downside risk, outperformance and asset size, while considering investors goals, investment horizon and risk profile.

The Economic Times 3 Sep 2026 2:35 pm

Indias bank liquidity surplus hits all-time high on massive FCNR(B) inflows

Bank liquidity surplus touches 9.7 lakh crore ($102.67 billion) as of September 3

The Hindu Businessline 3 Sep 2026 2:29 pm

Gold rate today (September 3, 2026): Check 24k, 22k, 20k, 18k gold jewellery prices from Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers, Tanishq & IBJA in Delhi, Mumbai, Hyderabad & more cities

Here are the latest 22k gold jewellery rates from from Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers and Tanishq in New Delhi, Mumbai, Chennai, Kolkata, Trivandrum and Bengaluru. Also see the latest 24k , 22k, 20k, 18k and 14k gold prices and the 999-purity silver rate from the Indian Bullion & Jewellers Association (IBJA) today.

The Economic Times 3 Sep 2026 2:01 pm

Easier job posting for husband and wife at the same place? Railway Board explains spouse-posting rules for employees

The Railway Board has introduced updated regulations aimed at promoting family welfare by facilitating postings for employees with spouses. This initiative allows for couples working within the railways or related government sectors to be stationed together whenever possible. However, the availability of posts and administrative feasibility remain crucial factors influencing these placements.

The Economic Times 3 Sep 2026 1:56 pm

Supreme Court dismisses Sebis plea against NSE: Report

In a pivotal ruling, India's supreme court has dismissed the regulatory challenges raised by market authorities against the National Stock Exchange. This verdict eliminates a major hurdle for the exchange's initial public offering, addressing previous controversies over co-location and dark fibre allegations. CNBC TV-18 provided coverage of this significant development on Thursday, paving the way for the IPO to proceed.

The Economic Times 3 Sep 2026 1:50 pm

PTC India, Coal India among 10 stocks offering dividend yields of up to 10%

According to a September report by Religare Broking, these 10 companies across power, mining, finance, IT and energy offered dividend yields ranging from 3.3% to 9.7%.

The Economic Times 3 Sep 2026 1:42 pm

Gold may shine as global rates turn softer, silver may stay volatile : Emkay Wealth Management

Gold and silver remain attractive despite recent profit booking, supported by central bank demand and expectations of softer global interest rates. While gold could see further upside, silver is likely to remain more volatile. Heres a look at the outlook for both precious metals and how gold and silver investment products have performed.

The Economic Times 3 Sep 2026 1:39 pm

International funds outperform domestic peers as subscriptions resume. Should investors increase global allocation?

International mutual funds have outperformed domestic peers across multiple time horizons, prompting investors to reassess overseas allocations. With some fund houses resuming subscriptions after earlier restrictions, experts recommend staggered investing rather than market timing. They favour international exposure for diversification, currency hedging and access to global sectors, while cautioning against chasing recent returns and recommending disciplined, strategic asset allocation.

The Economic Times 3 Sep 2026 12:26 pm

Public Insurance Registry may reset insurances data advantage, but challenges remain

PIR creates trusted, interoperable infrastructure to make insurance ecosystem more efficient, say insurers

The Hindu Businessline 3 Sep 2026 11:42 am

Best large cap mutual funds to invest in September 2026

According to the Sebi mandate, the large cap mutual funds are mandated to invest in top 100 companies by market capitalisation. Large companies fare better in a volatile market as these companies may be market leaders and resilient to downturns. That is why if you are looking for a relatively safer mutual fund category, you should consider investing in large cap funds.

The Economic Times 3 Sep 2026 9:28 am

Roshan family's property deals grow as Hrithik rents out office for 4.8 cr

Hrithik Roshan leases Goregaon office at 7.3 lakh monthly

Business Standard 3 Sep 2026 9:27 am

Thinking of guaranteeing a loan? Think again; heres how your credit score could suffer if the borrower defaults

Becoming a loan guarantor creates significant financial and credit obligations for individuals. The guaranteed loan appears on your credit report and affects borrowing capacity. Borrower defaults can negatively impact your credit score and future loan access. Lenders can pursue guarantors directly for the full loan amount. Carefully review all loan and guarantee documents before agreeing to become a guarantor.

The Economic Times 3 Sep 2026 9:26 am

HUL Share Price Live Updates: HUL's Price Movement Today

The Economic Times 3 Sep 2026 8:36 am