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HDFC Bank among Venturas top 10 bets for 24 months target with upside potential up to 310%
Ventura Securities has identified 10 stocks that will help you build a resilient portfolio in the next 24 months to navigate through this uncertainty.
Central government employees contributing to the CGHS can now avail health benefits even without a physical card, as per the Ministry of Health & Family Welfare. This directive ensures no denial of healthcare due to procedural delays. The ministry mandates CGHS card issuance for CPWD employees with salary deductions, emphasizing administrative accountability.
Mazagon Dock Rs 3 interim dividend: Last opportunity to buy shares before record date
Investors aiming for Mazagon Dock Shipbuilders' Rs 3 interim dividend must purchase shares today, April 15, as it's the ex-dividend date. The record date is set for April 16, determining shareholder eligibility for the dividend, which will be paid by May 7, 2025.
Q4 results today: ICICI Pru Life, IREDA among 9 companies to announce earnings on Tuesday
ICICI Lombard and ICICI Prudential Life are set to announce their Q4 results, with analysts anticipating a 10% YoY APE growth for ICICI Pru Life, reaching Rs 3,312 crore. ICICI Lombard's total income is expected to grow by 5% to Rs 5430 crore, driven by moderate NEP growth.
Private banks, financial services and RIL see big MF buying
The majority of the activity was in private banks and fi nancial services companies. Reliance Industries was another stock that changed hands between these fund houses. Money managers also cut their holdings in IT stocks, which face a hazy outlook in the wake of the economic uncertainty in the US.
Large banks cutting deposit rates by 25 bps to hit savers
Lenders also reduce repo, external benchmark linked loan rates
Capitalmind gets SEBI nod to launch mutual fund
Capitalmind Financial Services has secured final SEBI approval to launch Capitalmind Mutual Fund. The firm will now offer its data-driven, rules-based strategies to a wider retail audience across India, expanding beyond PMS and AIF services.
Loan Against FD vs Breaking FD: An investor may find themselves in a dilemma while thinking of which option they may opt for if they need money in emergency and they have a fixed deposit (FD) investment. Should they take a loan against FD or break it to have money? What if you want Rs 5 lakh for your needs? Which route may help you save a higher amount? Know here-
Latest lending rates in April 2025: HDFC Bank, SBI, Bank of Baroda, Canara Bank, Bank of India
Indian banks HDFC Bank, SBI, Bank of Baroda, and Canara Bank announce their latest MCLR rates. These rates impact home, auto, and personal loan interest. HDFC Bank reduces some MCLR tenures. Other banks like Bank of Baroda, Canara Bank, Bank of India, and SBI keep their MCLR rates steady.
Investing in a Public Provident Fund (PPF) account offers attractive tax benefits. Contributions of up to Rs 1.5 lakh in a year are eligible for tax deductions under Section 80C. You can also make one withdrawal per financial year after completing 5 years from the date of account opening.
Monthly Income From One-time Investment: If one sticks to their one-time investment for a long time and uses its combination with systematic investment withdrawal plan (SWP), they may generate a monthly income for decades. A Rs 3,30,000 long-term lump sum deposit in a mutual fund scheme may create a monthly estimated income of Rs 58,000 for 30 years. Know how it may be possible-
EPF UAN activation: Check these three new facilities in UMANG app
Lump sum investments provide the potential for higher profits, but they also carry risk. They're great for long-term investors who are fine with market volatility and have a windfall to invest. Otherwise, SIPs may be a better choice.
Compare SBI Fixed Deposit and Post Office NSC to find out which investment offers better 5-year returns on Rs 4 lakh, Rs 8 lakhand Rs 12 lakh.
SIP vs PPF with Rs 1,20,000/year investment: Which can create a higher corpus in 25 years?
Public Provident Fund (PPF) is a government-backed scheme that is currently offering an interest rate of 7.1 per cent per annum. Whereas, a systematic investment plan (SIP) is a market-linked scheme, where returns depend on the market. They are considered to offer higher returns but are riskier.
Wealth Multiplier Mutual Funds Since Inception: Equity mutual funds heavily invest in the share market, but unlike stocks, where returns may be meteoric, they provide steady growth. But such growth in mutual funds may give surprising results in the long run, like in these 4 mutual funds that have converted a Rs 1,00,000 lump sum investment up to over Rs 3.60 crore since their inception.
These 8 stocks held by over 100 MFs in March, see 35-60% drop in CY25
Out of these, 8 stocks have dropped by more than 35% this year.
Bank of India has revised its fixed deposit interest rates, effective April 15th, 2025. The bank has discontinued its special 400-day FD scheme, which offered a 7.30% interest rate. Interest rates have been reduced for short and medium-term deposits under Rs 3 crore.
Sundaram Finance, Century Enka among top 6 unique stocks held by mutual funds in March
There were around 142 unique stocks in March, of which we filtered out those with a market value of over Rs 90 crore.
RIL and Infosys among 9 stocks owned by over 500 mutual funds in March
Here are the top 9 stocks owned by over 500 mutual fund schemes in March, according to data by ACE MF.
Monthly SIP inflows may rise to Rs 40,000 cr in 18- 24 months: Union AMC CEO
Fueled by rising incomes and investment awareness, monthly SIP inflows are projected to reach 40,000 crore within 18-24 months. Despite recent market volatility, SIP contributions surged in FY25, reflecting investor maturity. Union AMC anticipates further growth due to favorable tax policies and market valuations, encouraging long-term investment through SIPs.
8 mutual funds receive over Rs 4,000 crore inflow in March
Out of 697 funds in the said period, 611 funds received inflows. Here is the detailed breakup (Source: ACE MF)
Bank of Maharashtra cuts retail loan rates by 25 bps
The banks repo-linked lending rate (RLLR) has now been reduced from 9.05% to 8.80%.
Every debt mutual fund category sees outflow in March. Here is why
There are 16 sub categories and every category saw outflow in the same period. Here are top 5 categories with maximum outflows
Ambedkar Jayanti Bank Holiday: Banks will remain closed in many states on April 14, 2025 due to multiple cultural and regional celebrations such as Dr Babasaheb Ambedkar Jayanti, Vishu, Biju, Buisu Festival, Maha Vishuva Sankranti, Tamil New Year's Day, Bohag Bihu..
Plan your finances for overseas education like this
Many Indian parents aspire to send their children abroad for education, but the high costs associated with it can be daunting for many. Early financial planning, investing wisely, and actively looking for scholarships abroad are crucial to ensure that you are not financially overwhelmed during the process. Experts advise accounting for tuition, living expenses, and currency fluctuations, with a 10% annual increase for education inflation.
Look beyond cost when buying health insurance for abroad
For Indian students pursuing higher education abroad, choosing the right health insurance is crucial. While foreign plans prioritize health coverage, Indian policies offer many travel-related and non-medical benefits. Some universities mandate taking local health insurance plans, but they can be costly. Indian insurers provide affordable options with broader coverage, including study interruptions and baggage loss. However, consider factors other than cost as well, before buying any cover.
Factor these if taking education loan for study abroad
Currently, Indian banks are wary of foreign education loans due to stringent US education policies and global economic factors. However, despite a decrease in students studying abroad, education loan portfolios in the country are steadily growing. Experts advise careful consideration of ROI and repayment capability before taking a loan. Secured loans are preferable over unsecured ones for larger amounts due to lower interest rates.
Consider these global study hubs for higher education
Indian students are rethinking pursuing education overseas due to ever-changing global dynamics. For many, Canada, the UK, the US, and Australia are becoming less accessible. In its stead, Germany, Ireland, and France are emerging as viable options. While Germany offers affordable STEM education, France aims to attract more Indian students with scholarships and student-friendly policies.
Luxury real estate: Wealth builder or just a price tag?
India's ultra-luxury real estate market is booming, fueled by wealthy individuals who are seeking elevated lifestyles and also long-term investments. Prime locations in top cities such as Delhi and Mumbai offer the highest appreciation potential, with historical returns ranging from 9-20%. While rental yields are modest, second homes in scenic destinations provide higher returns, making luxury real estate a stable asset for wealth preservation.
Sudden riches can hamper personal life & relationships
Friends and extended family expect that the better off among them behave as if they are still one among the others, while being generous in spending their money on others. More than being an inspiration, the presence of a wealthy person in a family, where others are not so well-off, opens the doors for exploitation and enabling behaviour.
India fertile for promoting financial planning, FPSB Chiefs
The Certified Financial Planner (CFP) certification, overseen by the Financial Planning Standards Board (FPSB), has been in India for nearly two decades, though its presence has remained largely inconsequential. ET Wealths Kayezad E. Adajania speaks with FPSBs global CEO and its new India head to understand the path ahead for FPSB India.
Banking recovery expected in H2 2025, should you invest?
In Q1 2025, Nifty Bank outperformed major indices, largely driven by heavyweight private banks, despite sectoral challenges like interest margin pressures and weak deposit growth. Analysts project muted margins for March 2025 due to deposit competition but anticipate a good recovery in the second half of 2025-26.
Don't rely on single factor strategy to gain in mkts
Welcome to TrendMap, your quick, visual guide to the performance of different investment segments. In this edition, we present an 11-year performance tracker of various factor-based investment strategies. The annual returns are ranked for 6 key NSE Factor indices, with a broad-based index, Nifty 500, thrown in for comparison. This map shows that no single-factor strategy reigns supreme. Hence, diversification helps.
Hike SIPs by 5%, remove smallcap MFs to reach goals
The Portfolio Doctor assesses the health of the fund portfolio, examines the schemes and their suitability with regard to the goals, and, if required, recommends corrective measures. The advice given is based on the performance of the funds, the risk profile of the investor, as well as his financial goals.
Know all about secured vs unsecured loans
If you are confused by personal finance terms, jargon and calculations, heres a series to simplify and deconstruct these for you. In the 46th part of this series, Riju Mehta explains the difference between the two types of loans.
Volatility control bands in works to prevent fat-finger errors
NSE, BSE back-test and optimise volatility-based impact walls to limit erroneous trade
According to the draft guidelines, the prescribed LTV ratio has to be maintained on an ongoing basis throughout the tenor of the loan
Banks seek power to freeze accounts in illicit transactions cases to rein in cyber fraud
To combat cyber fraud via mule accounts, banks are urging for authority to freeze suspicious accounts swiftly, bypassing lengthy approval processes. The Indian Banks' Association suggests using AI and ML for enhanced monitoring and verifying accounts opened with voter IDs through the Election Commission database.
Indian PSU banks post market cap declines in January-March quarter
HDFC Bank retained its position as the biggest Indian bank, growing its market cap by 3.2% quarter-over-quarter to 13.989 trillion
Earnings preview: NBFCs to see modest growth in Q4, say analysts
NBFC-MFIs, however, are estimated to post a 15% y-o-y decline in AUM
Bill to fulfil key FY26 Budget promise of raising FDI limit from 74 to 100% in insurance sector
Know Your Fund Manager | Shiv Chanani, Senior Fund Manager - Equity, Baroda BNP Paribas Mutual Fund
With 25 years of global equity market experience, this Kolkata-born IIM Bangalore and CFA graduate manages five mutual funds worth Rs 6,300 crore. His research-driven, process-oriented investment approach focuses on long-term fundamentals. He finds satisfaction in contributing to the wealth creation journey of mutual fund investors.
These 5 AMCs receive over Rs 10,000 crore inflow in March
Out of 44 active AMCs, 35 saw inflows in March. SBI, ICICI Prudential, Nippon India, UTI, and HDFC Mutual Funds each received over Rs 10,000 crore in monthly inflows.
2 mutual fund NFOs will open for subscription this week
Nippon India Mutual Fund is launching two new index fundsNifty 500 Low Volatility 50 and Nifty 500 Quality 50opening for subscription on April 16 with a minimum investment of Rs 1,000.
9 mutual funds which saw decline of over Rs 200 crore in AUM in March
Nine mutual funds, including arbitrage and US-based schemes, witnessed over Rs 200 crore AUM decline in March, with top drops seen in SBI Arbitrage and Edelweiss US Technology Equity FoF.
Travelling this summer? Know how to check 4G, 5G internet connectivity in various areas of India
Check mobile's signal: The Department of Telecommunications recently posted on social media about availability of a feature wherein you can check the various areas where 4G, 5G and 2G signal is. This is particularly useful if you are going on any adventure or visiting a new place where you need help of online maps.
Warren Buffett doubling down on Japan while markets flinch. 7 reasons why
Warren Buffetts Berkshire Hathaway issued $628 million in yen bonds despite global market jitters. With maturities up to 30 years, Buffett is reinforcing confidence in Japan, expanding stakes in top trading houses while others hold back on fundraising.
UPI server down for the third time in a month, NPCI says
NPCI is currently facing intermittent technical issues, leading to partial UPI transaction declines
Indian Overseas Bank reduce repo linked lending rate by 25 basis points
The decision to slash the rates by the apex bank comes amid looming uncertainties after last week's announcement of 27% tariffs on Indian imports to the US by President Trump
30 mutual fund NFOs received Rs 4,085 crore in March. Passive funds got most
In March, around 30 mutual fund NFOs raised Rs 4,085 crore, with index funds leading at Rs 2,049 crore. No close-ended funds were launched during the period, reflecting growing investor interest in passive and short-duration strategies.
IRDAI has penalized Flipkart Rs 1.06 crore for violating e-commerce norms related to online insurance distribution. Flipkart was found redirecting customers to an insurance intermediary instead of the insurer's site and for continuing to solicit insurance even after its registration expired. The company also lacked sufficient trained personnel to support policyholders and reportedly continued to engage in these practises until IRDAI actively intervened.
11 equity mutual funds receive inflows in March. Heres detailed breakup
Equity mutual fund inflows declined 14% in March to 25,082 crore from Februarys 29,303 crore. However, categories like flexi cap, small cap, and mid cap funds saw continued growth. FY25 total inflows stood at 4.17 lakh crore.
Divorce not granted to a husband despite 18 years separation from wife having mental illness
High Court did not grant divorce to a husband who has been living separetly from the wife for about 18 years. When the husband married her in 2005 he did not knew that the wife has serious a mental illness (schizophrenia). He alleged that her parents hid this fact before marriage. Read below to know why did the court reject this divorce.
Aditi Kothari Desai elevated chairperson of DSP Asset Managers
Aditi Kothari Desai has been appointed Chairperson of DSP Asset Managers, succeeding her father Hemendra Kothari. With two decades of experience, Aditi becomes the first woman to lead the firm, continuing DSPs 160-year legacy.
Bank of India cuts fixed deposit rates on select tenors by up to 25 basis points
However, interest rate on 1-year FD has been raised to 7.05% from 6.80%
Mutual fund SIP stoppage ratio jumps to 128% in March; 51 lakh folios closed
India's mutual fund SIP stoppage ratio rose to 128.27% in March from 122.76% in February, as 51.55 lakh SIPs were discontinued or completed while only 40.19 lakh new SIPs were initiated. FY25's stoppage ratio stands at 75.63%, up from 52.41% in FY24, indicating cautious investor sentiment and increased portfolio reshuffling despite stable inflows.
TDS on rent: According to a Income Tax Department brochure, Form 16C is a TDS certificate issued by a tenant to a landlord for rent payments, under Section 194-IB of the Income Tax Act. The tenant must deduct 5% TDS on rent payments exceeding Rs 50,000 per month. This form is filed after submitting Form 26QC and shows the TDS deducted.
Soft prices, rising input costs likely to make a dent in cement companies' profits
Cement companies face margin pressure in the March quarter due to weaker prices and higher pet coke costs, despite a 10% volume growth. Most producers, except UltraTech Cement, are expected to report profit declines. While sales volumes improved, rising input costs will likely compress EBITDA margins and impact overall profitability compared to last year.
Equity mutual fund flows fall to a 11-month low in March
Equity mutual fund purchases by retail investors in India experienced an 11-month low in March, dropping to 25,802 crore. This decline is attributed to global tariff uncertainties and anticipated slow earnings growth. Debt funds saw significant outflows of 2.03 lakh crore, while investments via SIPs experienced a marginal dip.
Bank holiday today: Are banks open or closed today this Saturday on April 12, 2025?
Indian banks will be closed for three consecutive days, from April 12th to 14th, 2025, due to the second Saturday, Sunday, and various holidays.
Mutual Fund SIP Investment: Ever wondered what a particular annualised return rate actually means or investors? In this article, lets compare how an initial lump sum investment of Rs 3 lakh followed by a Rs 3,000 monthly SIP may mean for investors at expected annualised returns of 10 per cent, 12 per cent and 15 per cent over the long term (say 20 years).
Despite recent repo rate cuts by the RBI, several banks like SBI, ICICI Bank, IDBI Bank, and IndusInd Bank have maintained their fixed deposit interest rates. While some banks have discontinued or extended special FD schemes, others continue to offer competitive rates, particularly for senior citizens. Utkarsh Small Finance Bank offers the highest interest rates, reaching up to 9.
Despite expert caution, small-cap mutual fund inflows rose nearly 10% in March, reflecting investors long-term outlook. Flexi cap and multi cap categories also saw strong inflows, while large caps declined. Experts advise shifting focus to diversified funds and avoiding excessive exposure to high-risk categories in FY26 amid market volatility.
How Corporate NPS works and tax benefits it offers; know the exit rule
NPS Corporate Model is for organizations that want to support their workforce with a long-term savings plan for retirementwithout the hassle of running their own pension fund.
Stock market update: Stocks that hit 52-week highs on NSE in today's trade
Cura Tech, Keynote Financial, NACL Industries, TECIL Chemicals and Mangalore Chem, hit their fresh 52-week highs during the day.
Punjab National Bank (PNB) cuts FD interest rates on these tenures: Check details
Punjab National Bank has revised its fixed deposit interest rates for amounts less than Rs 3 crore, following similar moves by other banks. The highest interest rate for general citizens is now 7.10% for a 390-day tenure.
Rajiv Yuva Vikasam Scheme 2025: Eligible young individuals from SC, ST, BC, Minority and EBC/EWS communities can get up to Rs 4 lakh subsidised loan through this scheme by the Telangana Government. Ration card details shall be given in the application form and only in such cases where ration card is not available, the candidate shall submit income certificate issued by Meeseva.
Homebuyers wins: The income tax dept imposed Rs 1.42 crore short term capital gains (STCG) on house that was sold in FY 2009-10. This flat was alloted on October 7, 2005 and was registered in FY 2015-16 by the builder. This is why tax dept. rejected the Section 54 capital gains tax exemption on this property sale & imposed STCG. Read below to know how this case was won.
Power of Rs 3,00,000 One-time Investment: Power of Rs 3,00,000 One-time Investment: A small one-time investment can help one get a monthly income for decades if the investor's investment horizon is long. A Rs 3,00,000 one-time (lump sum) investment in a mutual fund may help get a monthly income of over Rs 52,000 for 30 years. Know how it may be possible
Top 5 equity schemes with 10-year returns up to 24% as of Apr 2, 2025
Top 5 equity schemes with 10-year returns up to 24% as of Apr 2, 2025
Equity mutual fund inflows stood at Rs 25,082 crore in March, with inflows across categories including largecap, smallcap, multicap and flexicap, showed industry body AMFI's data released on Friday.
Home loan EMI reduction: After a long time, the RBI has relieved the borrowers by cutting the repo rate successively by 50 basis points. With the repo rate reduced, home loan borrowers have to choose either to reduce their home loan EMI amount or reduce home loan tenure. If you are confused about which option will save you more money, then here is your answer.
The Madhya Pradesh government's Ladli Behna Yojana aims to empower women through financial assistance, improving their health, nutrition, and decision-making power. Eligible women will receive Rs 1250 monthly, credited directly to their Aadhaar-linked accounts. Beneficiaries can check their payment status on the official portal using their application number or Samagra ID.
SIP inflow hits 4-month low; drops to Rs 25,926 crore in March
Mutual fund SIP inflows experienced a slight dip in March, decreasing by 0.28% to Rs 25,926 crore. Overall net inflows into mutual funds declined significantly, with debt funds witnessing a substantial outflow of Rs 2.02 lakh crore. Equity mutual funds also saw a decrease in net inflows, while small-cap and mid-cap funds remained relatively stable.
Equity mutual fund inflows drop 14% to Rs 25,082 crore in March amid Trump tariff concerns
Mutual fund net inflows experienced a decline in March due to investor concerns regarding Trump tariffs. Equity inflows decreased by 14%, while debt mutual funds saw a significant outflow. Despite the overall dip, all equity mutual fund categories received inflows, with flexi-cap funds leading the way, followed by smallcap funds.
Top 5 large cap mutual funds to invest in April 2025
ETMutualFunds has shortlisted top large cap funds based on mean rolling returns, consistency in the last three years, downside risk, outperformance, asset size
Parag Parikh Flexi Cap Fund reduces stake in Coal India and Motilal Oswal Financial Services
Parag Parikh Flexi Cap Fund strategically adjusted its portfolio in March, reducing stakes in Coal India, Motilal Oswal, and Power Grid while increasing exposure to Zydus Lifesciences, Mahindra & Mahindra, and others. Maintaining a consistent number of stocks at 27, the fund's AUM stood at 93,440.89 crore.
Bank of Indias cumulative disbursements under PMMY in last 10 years at 71,364 cr
Credit facilities to women entrepreneurs under the Pradhan Mantri Mudra Yojana constituted more than 25 per cent of the borrowers
Some funds boost cash levels, prefer to wait for 'opportunities'
But several Motilal Oswal plans have dusted off the playbook used by the astute individual investor. They raised their cash levels in March-to the highest in seven years-on concerns of downward earnings revisions.
Persistence of MCLR loans impacting monetary policy transmission
As at December-end 2024, the share of MCLR and other legacy rates in the total outstanding floating rate of loans of SCBs was at 39.4 per cent
Only one working day left before banks close for 3 days: Check state wise list here
Plan ahead for banking needs as many states observe a three-day bank holiday from April 12-14, 2025. April 11, 2025, is the last working day to complete important banking tasks before the long weekend. Banks will be closed due to the second Saturday, Sunday, and regional holidays like Ambedkar Jayanti, Vishu, Bihu, and Tamil New Year.
NPS Calculation: How much should you invest monthly at 25 to retire with Rs 1 lakh pension?
National Pension System (NPS) helps individuals save for retirement by investing in different assets like stocks, government bonds, and corporate debt, aiming to provide a financially secure future.
Lets find out how fast you can generate Rs 85 lakh corpus with just Rs 5,000 monthly investment. How many years will it take you to reach this target?
Global Health and Narayana Hrudayalaya among 10 smallcap stocks that may get midcap status
AMFI is expected to announce new stock categorizations in July 2025, likely lowering large- and mid-cap thresholds, potentially upgrading Laurus Labs, Global Health, and Godfrey Phillips India from smallcap to midcap status.
Avaloq hosts first India community connect to shape wealth managements future
The event focused on the digital transformation of financial services and the burgeoning affluent population in India.
IIFL Finances public issue of NCDs subscribed nearly 5 times
Following the overwhelming response, the NBFC has decided to close the issue on April 11, ahead of its proposed date of closing of April 23
Top 5 aggressive hybrid equity funds with up to 29% returns in 5 years as on April 2, 2025
To save on long-term capital gains tax, investors can utilize Section 54EC by investing in specific long-term bonds, which are notified by the government. With a new income tax bill coming into effect starting April 1, 2026, understanding eligible bonds is crucial. At present, only some public sector enterprises have been mandated by the government to issue 54EC bonds. Read on to know more.
The Reserve Bank of India on Wednesday reduced the repo rate by 25 basis points, bringing it down to 6% from 6.25% The impact of the reduction of RLLR will vary between old and new home loan borrowers. Most of these banks have promptly passed on the reduction benefit to new borrowers. However, existing borrowers will benefit according to their respective interest rate reset cycles.
