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Gold, silver tumble up to 44% from January peaks. Is it time to buy the dip or stay cautious?
Gold and silver saw sharp corrections after strong rallies, driven by rising yields and macro pressures. Experts advise staying calm, favoring gold, and maintaining disciplined, long-term investment strategies.
Intellect Design wins deal to streamline AP for major e-commerce firm
Intellect Design Arenas Purple Fabric Accounts Payable to help the platformstreamline workflows across its network of sellers and partners
Gold prices saw attention on March 30, 2026. Tanishq, Malabar Gold & Diamonds, and Joyalukkas reported 22k gold at Rs 13,500 to Rs 13,540 per gram. IBJA rates for 22k gold stood at Rs 14,271 per gram. These prices exclude GST and making charges. The market is observing the impact of the Iran-Israel conflict.
Can your bank cut TDS on interest income? Income Tax Department clarifies Income-tax Act, 1925 rule
The Income Tax Department has clarified eligible banks for TDS on interest under the new Income-tax Act, 2025, effective April 1, 2026. The definition of 'banking company' has been refined, impacting TDS applicability on interest below prescribed thresholds for general and senior citizens.
The PFRDA will implement revised investment management fees and updated Point of Presence charges from April 1, 2026, introducing a multiple Net Asset Value (NAV) framework. This necessitates system upgrades, leading to the temporary unavailability of nine NPS transaction types on CRA platforms until April 1, 2026. Normal services are expected to resume on April 2, 2026.
Can chasing tax-efficient mutual funds hurt your overall investment strategy?
Investors seeking tax-efficient funds should prioritize risk appetite and financial goals first. Equity mutual funds offer tax advantages for long-term investments. However, these funds can be volatile. Arbitrage funds present a lower-risk alternative with similar tax benefits. Understanding these factors is crucial for making informed investment decisions.
Bank Holidays April 2026: 14 days of closures across Indiacheck full list
The Reserve Bank of Indias holiday calendar, combined with regional observances, means customers in several states will encounter multiple consecutive days without banking services
Looking for best flexi-cap mutual fund? Experts explain why strategy matters more than returns
Experts advise investors to look beyond past returns when choosing flexi-cap mutual funds. Understanding a fund's strategy, risk-taking, and asset allocation, like the cash holdings in Parag Parikh Flexi Cap Fund versus HDFC Flexi Cap Fund, is crucial. Aligning fund manager philosophy with personal financial goals ensures a resilient portfolio.
10 things AI agents now do better than your finance department
With inflation on rise, will government change interest rates of small savings schemes?
The Finance Ministry is set to announce quarterly interest rates for small savings schemes on March 31, 2026. Despite rising inflation, rates have remained unchanged since December 2024, prompting speculation about potential adjustments. Factors like G-Sec yields, inflation, and RBI's monetary policy influence these decisions.
The Pension Fund Regulatory and Development Authority has expanded the National Pension System distribution network. Ten new categories, including chartered accountants and fintech firms, can now act as pension agents.
Buying gold in 2026? Do Sovereign Gold Bonds still beat physical gold after tax changes?
Paying 50,000+ rent? Avoid heavy penaltiescomplete this TDS checklist before March 31, 2026
No more technical escapes? Finance Bill 2026 pushes taxpayers to fight cases on merits
The Finance Bill 2026 introduces significant changes to tax litigation in India. Tax cases will now be decided based on facts and merits, moving away from technical loopholes. Amendments to the Income-tax Act aim to prevent challenges based on procedural defects like faulty approvals or missing Document Identification Numbers.
Silver & gold ETFs gain over 119% in FY26. Time to add, rebalance or book profits for FY27?
Silver and gold ETFs delivered exceptional returns exceeding 119% in FY26. Silver ETFs led with 117.89% gains, while gold ETFs offered 54.80%. Experts advise rebalancing based on long-term asset allocation, suggesting a 5% to 15% range. Investors should approach current levels with caution, considering SIPs for new investments and partial exits if allocations exceed targets.
Non-Resident Indians earning income abroad in FY 2024-25 have a crucial deadline. They must file Form 67 by March 31, 2026. This form is essential for claiming foreign tax credit in India. Filing on time prevents double taxation and ensures benefits are secured. Missing this deadline can lead to tax complications. The process involves detailing foreign income and taxes paid.
Best medium duration mutual funds to invest in March 2026
Most mutual fund advisors do not recommend medium and long term debt schemes to regular investors. These schemes are extremely sensitive to changes in the interest rate environment. They suffer when the rates go up. Mutual fund advisors say many conservative investors would find it difficult to handle the volatility faced by these schemes.
Jubilant Foodworks shares in focus as LPG shortage hits Domino's Pizza's India operator
Jubilant Foodworks faces operational pressure as LPG supply to parts of its Dominos and Dunkin outlets is constrained amid Middle East tensions. The company is switching to alternative energy sources and engaging with oil marketing companies. QSR stocks have declined in March, while India ensures LPG imports remain uninterrupted.
When a UAE expat dies, their bank accounts including FDs and savings are immediately frozen. Families need to obtain a succession certificate or court-issued Will execution order to unfreeze these funds. This process involves submitting an application to the competent court and providing proof of kinship. The court then issues an order for fund distribution.
A woman successfully claimed a tax exemption on the sale of a gifted apartment after reinvesting the proceeds into a new home with her husband. Despite the Income Tax Department's notice, the ITAT Mumbai ruled in her favor, accepting her argument that the property purchase predated the sale registration within the allowed timeframe.
A sharp sell-off in precious metals amid extreme stress runs counter to their usual role as diversifiers.
Understanding market cap and how it helps investors
If you are confused by personal finance terms, jargon and calculations, heres a series to simplify and deconstruct these for you. In the 96th part of this series, Riju Mehta explains one way of evaluating companies.
Why taxpayers may face 2 laws under New I-T Act 2025
The Income Tax Act, 2025 modernises the law while preserving continuity, ensuring that taxpayers are not forced into uncertainty during transition. Income earned up to financial year 2025- 26, which ends on 31 March, 2026, is governed by the Income Tax Act, 1961; income earned in financial year 2026-27, which starts on 1 April, 2026, comes under the new Act.
Money calendar for FY 26-27: Keep track of deadlines
Deadlines, reminders, and a nudge or two. Your money, sorted for 2026-27 with this calendar.
Why multi-cap funds have an edge over flexi-caps
Many flexi-cap funds are large-cap funds in disguise. And investors are paying active management fees for the privilege. Aside from safety and less volatility, the real question to ask is if a flexi-cap funds large-cap tilt is rewarding.
New tax rules 2026: Old vs new; how to choose
With the overhauled Income Tax Act taking effect from 1 April, taxpayers must prepare for new rulesand the renewed old vs new tax regime debate.
Gold, silver fall despite war: What you should do now
A sharp sell-off in precious metals amid extreme stress runs counter to their usual role as diversifiers.
FIFA World Cup: Visas, travel costs & tips for fans
FIFA World Cup 2026 turns a fan trip into a high-cost, multi-country journey.
Where Indians are travelling now amid global turmoil
Short- and medium-haul destinations like Thailand, Sri Lanka, and Japan are seeing a rise in demand.
West Asia conflict: How to get flight, hotel refunds
As the West Asia crisis cuts into vacation plans and budgets, theres still time to reschedule your trip and claim refunds.
Bitcoin dips after steadying over last week
The near-term outlook remains highly sensitive to global cues, with Bitcoin continuing to track broader financial conditions and investor risk appetite
Vedanta is preparing to split into five distinct listed companies next month. This significant restructuring aims to unlock substantial shareholder value. The demerger will allow each new entity greater autonomy for growth. Vedanta's market value is projected to increase considerably following this strategic move. The company's debt will also be managed across the new firms.
Mutual fund NFO: Only one passive fund opens for subscription this week. Check dates, details
A new passive fund from Zerodha is launching this week. The Zerodha Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index Fund will open for subscription on April 1 and close on April 15. This open-ended scheme will replicate the Nifty LargeMidcap250 Plus 8-13 yr G-Sec 70:30 Index. Investors can start with a minimum of Rs 100.
These top 10 equity mutual funds offer over 38% return in FY26. Check details
Indian investors saw remarkable gains in equity mutual funds during FY26, with over 553 funds analyzed. Eight funds delivered over 50% returns, and two even achieved triple-digit returns. Nippon India Taiwan Equity Fund and ICICI Pru Strategic Metal and Energy Equity FoF led the pack with exceptional performance, highlighting strong global and sector-specific opportunities.
Equity mutual funds lose up to 6% last week; international funds among worst hit. Check top 5 losers
Equity mutual funds experienced significant losses last week, with top performers shedding up to 6%. While global markets like Nasdaq and S&P 500 also declined, some Asian indices saw gains. Conversely, specific funds focused on metals, energy, and technology delivered positive returns.
A mother driven from her family home by her sons after her husband's death has secured a monthly maintenance of Rs 25,000. The Calcutta High Court ruled that while the sons must provide financial support, they cannot be evicted from the property under the Senior Citizens Act. The court clarified the tribunal's limited jurisdiction to maintenance orders only.
Parag Parikh Liquid Fund among top 5 low cost and high return funds in 1 year
Parag Parikh Liquid Fund ranks among the top low-cost funds delivering strong one-year returns with high liquidity and stability.
8 equity mutual funds offer over 50% return in FY26. Do you own any?
Eight equity mutual funds achieved over 50% returns in FY26. Nippon India Taiwan Equity Fund led with 158.46%. These top performers were all international funds. Many other funds also provided positive returns. However, a significant number of funds experienced losses during the financial year. This analysis highlights the performance of equity funds.
Are you questioning mutual fund sahi hai after 10% portfolio loss? Expert explains bigger picture
Recent market volatility has many new mutual fund investors questioning their choices, especially with portfolios showing losses. Experts explain that market-linked instruments like equity funds naturally fluctuate with global events. While short-term dips are common, patience and a long-term view are crucial for wealth creation. Understanding your risk tolerance is key to deciding if mutual funds are the right fit.
Want Rs 50,000/month income at retirement for 25 years? You can follow these 3 expert strategies
Securing a Rs 50,000 monthly inflation-adjusted income for 25 years in retirement is achievable. Experts suggest a corpus between Rs 85 lakh and Rs 1.9 crore, depending on risk tolerance. A balanced withdrawal rate and the bucket investment strategy are key. Systematic Withdrawal Plans (SWPs) are favoured over FDs and annuities for flexibility and growth potential.
The Supreme Court ruled that a US divorce granted on grounds of irretrievable breakdown is not enforceable in India, as this ground is not recognized under the Hindu Marriage Act. Despite the parties' prolonged separation, the court exercised its Article 142 powers to grant a divorce, setting aside the High Court's order.
Tax harvesting before March 31, 2026? Watch these 6 hidden costs that can reduce your tax savings
Tax harvesting strategies can save income tax. However, six hidden costs can reduce these savings. Investors must analyze Securities Transaction Tax, Stamp Duty, Transaction Charges, Exit Loads, Expense Ratios, and Account Maintenance Charges. Understanding these expenses is crucial for effective tax planning before March 31, 2026. This ensures investors retain more money after all costs.
Saturday bank holiday: Are banks open or closed today on March 28, 2026?
Bank holiday today: Indian banks observe holidays on all national and regional festivals. Digital banking services will remain accessible for customers. Every year, the Reserve Bank of India (RBI) publishes a list of bank holidays
FD rate up to 8% for senior citizens investing for three years; Know list of banks
Senior citizens can secure fixed deposit interest rates up to 8 percent for a three-year investment. Several small finance banks are offering this attractive rate for deposits up to Rs 3 crore. Investors should be aware of TDS rules and the option to submit Form 15H to avoid deductions if their tax liability is zero.
NARCL set to acquire debt of Kay Bouvet Engineering
Specialised equipment maker Kay Bouvet Engineering's Rs 1,000 crore debt is poised for takeover by NARCL. Banks will see a 13% recovery through NARCL's Rs 130 crore offer, which faced no competition in a Swiss challenge auction. This marks a potential final acquisition for the bad loan aggregator this fiscal year.
It consists of 15 specific initiatives, which focus on user empowerment, strengthening safeguards against fraud, enhancing efficiency of cross-border payment frameworks and promoting ease of doing business, among others.
The Latest Fixed Deposit Interest Rates: Mar 27, 2026
The Latest Fixed Deposit Interest Rates: Mar 27, 2026
The Latest Home Loan Interest Rates: Mar 27, 2026
The Latest Home Loan Interest Rates: Mar 27, 2026
Why India's Gen Z and millennial borrowers are choosing app-based credit over traditional loans
Young Indians, particularly Gen Z and millennials, are increasingly opting for app-based credit over traditional banks. Driven by a need for speed, convenience, and flexibility, instant loan apps offer quick approvals and minimal paperwork. This digital shift is reshaping how young consumers access funds for various needs, marking a significant evolution in India's lending landscape.
New income tax rules for 2025 significantly boost child education and hostel allowances, increasing them to Rs 3,000 and Rs 9,000 per month per child, respectively. However, these enhanced tax benefits are exclusively available to taxpayers under the old tax regime, not the new one.
Silver prices experienced significant fluctuations this week, driven by geopolitical tensions and anticipation of US Fed rate cuts. While MCX rates saw an overall increase from March 23rd to 27th, a notable decline was observed on Thursday. IBJA also reported sharp movements in 999 purity silver prices.
The Pradhan Mantri Shram Yogi Maandhan (PM-SYM) Yojana offers a pension option for unorganised sector workers aged 18-40 with monthly incomes below Rs 15,000. Subscribers contribute small monthly amounts until age 60 to receive a minimum pension of Rs 3,000, with a family pension for spouses. Enrolment is through Common Service Centres.
Taxpayers face a critical March 31, 2026 deadline for numerous income tax and GST filings. Missing these dates can lead to lost benefits and incur penalties. Key actions include filing ITR-U if needed, optimizing capital gains, and reviewing depreciation. For GST, businesses must reconcile returns, review input tax credit, and file LUT for exports. E-invoicing compliance also requires attention.
Indian Railways has revised ticket cancellation refund rules, effective April 1 and April 15, 2026, to address last-minute cancellations and agent manipulation. The maximum refund window has been extended to 72 hours before departure, while the no-refund window now starts 8 hours prior. Deduction slabs for partial refunds have also been adjusted.
Piramal Finance plans to raise 15,000 crore through debt issue
The company will issue the debentures from April 1, 2026 to March 31, 2027 in one or more tranches
Want 3,000 monthly pension? PM-SYM scheme eligibility, benefits and application process explained
Gold, silver prices fall in March: Is this the right time to invest or should you wait?
Save tax before March 31: Smart strategy equity investors should use in FY26
Plot prices in Jewar have doubled to Rs 9,600 PSF since 2020. Apartment prices also rose significantly. The upcoming Noida International Airport is driving this real estate boom. Experts predict continued growth in property values over the next two years. Different zones along the Yamuna Expressway are expected to see varied housing demand based on economic activity.
ICICI Prudential Mutual Fund reclassifies its thematic advantage FoF as aggressive hybrid active FoF
ICICI Prudential Thematic Advantage Fund (FOF) will be reclassified as ICICI Prudential Aggressive Hybrid Active FOF from April 1, 2026. This change aligns with SEBI's new framework for Fund of Fund schemes. The fund will now invest predominantly in active mutual fund schemes, aiming for enhanced performance across market cycles.
Gold rate today: Gold prices saw a decline across major Indian jewellery chains and IBJA on March 27, 2026. Experts attribute potential future volatility to geopolitical tensions, sanctions, currency shifts, and US Fed interest rates, suggesting prices may remain range-bound until interest rate certainty emerges.
Actress Madhuri Dixit has leased a commercial unit in Mumbai's One Lodha Place for five years, starting at Rs 4.25 lakh per month. The rent will increase by 5% annually, totaling Rs 2.81 crore over the lease term. This move highlights Lower Parel's status as a prime commercial and residential hub.
Old vs new income tax rules: Which set of rules will apply when you file your ITR for FY 2025-26?
Taxpayers filing returns in 2026 will use the old Income Tax Act, 1961. The new Income-tax Act, 2025, takes effect from April 1, 2026, for income earned in FY 2026-27. The new law simplifies tax codes and modernizes compliance. An online tool helps compare old and new provisions. The Income Tax Department aims for a clearer, more accessible tax system.
Wealth First Portfolio Managers receives Sebi nod to launch mutual fund business
Wealth First Portfolio Managers has secured approval from Sebi to begin mutual fund operations. The new entity, Lakshya Asset Management Company, will be headquartered in Ahmedabad. Lakshya AMC aims to introduce innovative investment products. Key members from Benchmark Asset Management, pioneers of ETFs in India, have joined the Lakshya AMC team.
7 money secrets the rich use and never share with the middle class
Mumbai property owners rejoice as the tedious process of property mutation is now entirely online. Maharashtra minister Chandrashekhar Bawankule announced the digital system, linked to the Mahabhoomi app, eliminating the need for visits to collector or tehsildar offices. This move promises efficiency, transparency, and faster updates for ownership records, simplifying transactions and reducing potential disputes for all Mumbaikars.
What strategy should investors follow for underperforming mutual funds? Experts explain
Equity mutual funds have seen declines following a Nifty fall. Experts suggest a staggered approach for lump sum investments, deploying about 30% now and spreading the rest. Investors can also use liquid schemes for daily or weekly Systematic Transfer Plans. Loss-making thematic or sectoral funds may need trimming.
From Rs 15 lakh corpus in MF, how much tax-free SWP can I have?
I am a retiree with a corpus of Rs 15 lakh in a mutual fund, earmarked for my daughter in Class 10. If I start a Systematic Withdrawal Plan (SWP), will the withdrawals be taxable? How much can I redeem without attracting tax?
Best gilt mutual funds to invest in March 2026
Gilt funds are debt mutual funds that invest in government-securities or G-secs. As per Sebi norms, these schemes must invest 80% of their corpus in government securities. As you see, these schemes invest in government papers or they lend to the government. Therefore, they dont have any credit risk or they face zero defaults. However, they are extremely sensitive to interest rate changes.
Gold and silver ETFs fall up to 5%. Should investors buy the dip or stay cautious?
Gold and silver ETFs fell up to 5% despite a recovery in MCX prices, driven by a weaker dollar and easing geopolitical tensions. Experts attribute the recent decline to higher yields and profit booking, but suggest SIP-based investing to capitalise on dips, citing strong medium-term fundamentals for precious metals.
NHB launches Gruh Sugam portal focusing on defence, paramilitary, govt personnel
The portal enables defence/government personnel to avail home loans with ease from the location of their posting, NHB says
Stocks to buy: Goldman Sachs lists top 7 quality stocks that look attractively priced
Goldman Sachs has identified seven quality stocks with stable earnings and strong balance sheets that appear attractively priced. These selections are within the brokerage's preferred sectors. However, Goldman Sachs has adopted a cautious stance on Indian equities overall, downgrading its market view.
Coal India Share Price Live Updates: Coal India Sees Positive Movement
BPCL, IDBI Bank, among 10 stocks that crashed up to 54% since Iran-US war began
Global stock markets, including Dalal Street, experienced sharp downturns in March due to the Iran-US war and soaring oil prices. Ten stocks, including BPCL and IDBI Bank, have seen significant drops, with some falling up to 54% as geopolitical tensions impact various sectors.
Stock Market Crash: Stock markets fell sharply on Friday, with the Sensex and Nifty declining significantly. The Indian rupee also hit a fresh record low against the US dollar. These movements were primarily driven by fading hopes for a de-escalation in the Iran-US conflict and continued FPI outflows.
SBI Share Price Live Updates: SBI's Price Action Below 100-Day SMA
ONGC Share Price Live Updates: ONGC records a closing price of Rs 270.2, up 0.8%
Tech Mahindra Share Price Live Updates: Tech Mahindra's Recent Trading Insights
Dr Reddys Share Price Live Updates: Dr. Reddys Market Performance
RIL Share Price Live Updates: RIL's Stock Update
HCL Tech Share Price Live Updates: HCL Tech's Current Market Price
BPCL Share Price Live Updates: BPCL's Market Performance Update
Titan Company Share Price Live Updates: Titan Company Sees Slight Decline in Current Price
Tata Motors PV Share Price Live Updates: Tata Motors PV's stock faces a notable drop
Hero MotoCorp Share Price Live Updates: Hero MotoCorp's Daily Performance Update
HPCL, BPCL, IOC shares rise up to 4% as govt cuts excise duty on petrol and diesel; what lies ahead?
Oil marketing company shares are in focus after the government reduced excise duty on petrol and scrapped it on diesel. This move follows a surge in global crude oil prices and a price hike by private retailer Nayara Energy. Brokerages, however, remain cautious, citing potential margin pressures and elevated oil prices.
Tata Motors PV shares drop 3% as JLR suspends operations at UK plant amid supply squeeze
Tata Motors PV share price fell 3% on Friday. Production at its luxury unit, Jaguar Land Rover, might be impacted. The Solihull plant faced a temporary shutdown due to supplier issues. This follows a prior cyberattack that disrupted JLR's operations and finances. The company's stock has seen a decline recently. Investors are watching these developments closely.
LIC shares fall 2% after insurer gets Rs 7,100-crore income tax demand order
Life Insurance Corporation of India (LIC) shares declined 2% after the company disclosed an income tax demand order of Rs 7,100 crore for FY21-22. The demand includes Rs 6,147 crore in tax and Rs 953 crore in interest, stemming from various alleged violations. LIC stated the order is appealable and will not materially impact operations.
