30 C 
IRDAI notifies obligatory cession for FY27
Obligatory cession refers to the compulsory sharing of insurance risk by insurers with the national reinsurer
The Latest Home Loan Interest Rates: Apr 17, 2026
The Latest Home Loan Interest Rates: Apr 17, 2026
The Latest Fixed Deposit Interest Rates: Apr 17, 2026
The Latest Fixed Deposit Interest Rates: Apr 17, 2026
SBI customers face OTP/SMS issues on Yono app; these services impacted
State Bank of India customers are facing temporary disruptions with OTP and SMS services on the YONO platform. This issue is impacting transactions requiring authentication. SBI expects services to be fully restored by 5:45 PM on April 17, 2026. Users are advised to utilize other digital banking channels in the interim. Similar disruptions occurred on April 16, 2026.
Akshaya Tritiya 202: Akshaya Tritiya on April 19, 2026, sees a surge in digital gold purchases. Platforms like PhonePe, JioFinance, and Paytm offer convenient ways to invest in 24K gold, bypassing crowded stores and storage concerns. These apps allow easy buying, selling, and even physical gold delivery options.
6 AMCs see over Rs 50,000 crore AUM drop in March; top 2 see Rs 1 lakh crore fall
Want regular income from mutual funds? Here is why SWP offers more control than dividend
Generating a steady income from investments is a common goal for many investors, especially those looking to balance growth with regular cash flow.
RBI pulls out 2 lakh cr transient liquidity via 7-day VRRR auction
The central bank had received higher bids worth 2,28,098 crore than the notified amount of 2 lakh crore in the auction
In line with the larger national trend, gold prices in Chennai too recorded a slight drop on Friday (April 17, 2026). As per the prices quoted by leading jewellery retailers in the city, the price of 24 karat gold was around Rs 15,431 per gram, down from Rs 15,568 per gram levels on Thursday.
Govt allows 15 banks to import gold, silver until March 2029
State Bank of India, HDFC Bank, Bank of India among banks allowed to import gold, silver
22k gold rate today: Gold prices saw a slight decrease across major jewellers on Friday, April 17, 2026, ahead of Akshaya Tritiya. This dip, influenced by geopolitical developments like a Lebanon-Israel ceasefire and potential US-Iran talks, offers a potential buying opportunity for consumers.
8th Pay Commission pay hike: Why NC-JCM is demanding a minimum basic pay of Rs 69,000
HDFC Bank and ICICI Bank expected to post healthy profits in Q4FY26
HDFC Bank expected to post 6-11% growth in Q4FY26 net profit year-on-year and 1-3% yoy for ICICI Bank
Mismatch between savings and dreams? 4 reality check that you need
In most cases, income increase happens over time, but the expenses, goals, and lifestyles increase more than nullify this increase. Most people struggle throughout life with this income-expense mismatch, even though they are doing well by most metrics.
Akshaya Tritiya 2026 date and time: Check city-wise muhurat timings for gold buying
Akshaya Tritiya, a festival believed to bring wealth, sees a surge in gold purchases, with demand often rising a week prior. This year, the auspicious day falls on Sunday, April 19, 2026, with specific muhurat timings varying by city. Consumers are increasingly opting for investment-grade gold like coins and bars, alongside digital gold, while traditional jewellery remains popular.
Mutual fund gift rules: What parents must know before transferring to children
Gold ETFs have rallied up to 61% since last Akshaya Tritiya, driven by geopolitical tensions, central bank buying, and safe-haven demand. Experts advise sticking to asset-allocation disciplinebooking profits only if gold exceeds target weights. While valuations look stretched, long-term investors may continue SIPs as structural drivers remain supportive.
Are you an NRI earning from rentals in India? High TDS, tax notices & refund delays explained
7 mutual funds trim stakes in 20 midcaps. Heres how money moved in March
Twelve stocks signaled bullish momentum by moving above their 200-day moving averages, indicating strengthening trends and potential upside continuation.
Best aggressive hybrid mutual funds to invest in April 2026
Hybrid mutual funds, particularly aggressive hybrid schemes, offer resilience in volatile markets due to their equity and debt mix. These funds, mandated to invest 65-80% in stocks and 20-35% in debt, help conservative equity investors manage risk while aiming for wealth creation. Regular profit booking by fund managers can also enhance returns.
Q4 Results Today, April 17, 2026, Live Updates: Catch live updates
DA hike delay: NC-JCM seeks cabinet secretary's intervention for dearness allowance announcement
While the NC-JCM reached out to the cabinet secretary, one of its affiliated bodies, the Confederation of Central Govt. Employees & Workers, organised a nationwide lunch-hour protest on Thursday (April 16, 2026) to voice their frustration over the delay in announcing the DA hike. The confederation also wrote a similar letter to the cabinet secretary on April 14, 2026.
RBI urges state oil refiners to curb spot dollar buys
Central bank wants state-run refiners to tap credit line for FX; measure expected to help ease pressure on rupee, sources say
Employee fined Rs 10 lakh over lack of ESOP disclosure in ITR; here's why ITAT Chennai cancelled it
An Indian employee faced a Rs 10 lakh penalty for not disclosing foreign ESOPs in his Income Tax Return. The Income Tax Appellate Tribunal, Chennai, has now cancelled this penalty. The tribunal ruled that the omission was accidental and bona fide, especially as it was the first year of the reporting requirement.
No campus housing? Key renting rules for Indian students in the US
Indian students pursuing education in the US on F1, M1, or J1 visas often face challenges securing off-campus housing. Landlords typically require a US credit history or a guarantor due to financial risk. Students must understand lease terms, including notice periods for moving out and rules against unauthorized occupancy.
Indians are facing a new threat: PAN-based loan fraud. Criminals are using stolen PAN details to take out loans without consent. This is damaging credit scores and causing immense stress. Victims must act fast by reporting to lenders, police, and credit bureaus. Prevention through secure data sharing is key to safeguarding financial identity.
Banking systems 5 lakh cr plus surplus liquidity prompts RBI to announce drain out auction
RBI aims to anchor WACR to policy repo rate to ensure effective monetary policy framework
Godrej Capital eyes 50,000 cr AUM in 2 years, to launch gold loans by June
Will add image soon Gold Loans is an area of particular focus with the company planning to launch the product by June of this year
Fintech IPO plans hit pause as weak rupee, retail pullback weigh on timing
Investors said the current phase is pushing start-ups to strengthen fundamentals rather than rush to list
Q4 ResultsHighlights Today, April 16, 2026: CATCH UPDATES HERE
NIBM opens off-campus learning centre in Mumbai
NIBM was established in 1969 by RBI, in consultation with the Government of India, as an autonomous apex institution for research, training, education and consultancy in bank management
India strengthens AML framework as FIU-IND, SEBI ink pact
The agreement aims to improve monitoring of suspicious transactions, enhance compliance, and align with global standards, while also enabling training and international cooperation.
AMFI Rejig: BSE and Vodafone India among 8 midcap stocks that may get largecap status
Nuvama Institutional Equities predicts eight mid-cap stocks may be upgraded to large-cap status by AMFI in its H2 CY26 rejig. This potential upgrade is based on current market capitalization trends, with the largecap cut-off expected to be around Rs 1.04 lakh crore. Indian Bank, Bosch, Jindal Steel, and Indus Towers are among the prominent names anticipated to transition.
Gold rate today: Gold prices saw a slight increase on April 16, 2026, at major Indian jewellers. This comes as Akshaya Tritiya approaches on April 19, 2026. Brands are offering pre-booking deals and rate protection to attract customers.
Which sectors attracted mutual fund interest in March? Check details
Mutual funds favored Healthcare, Technology, and Utilities in March, increasing their weights. While most sectors saw value declines, Infrastructure, Technology, and Healthcare experienced the least. Private Banks maintained the highest weightage despite a slight dip, and NBFC-Non Lending saw significant over-ownership.
Health insurance restoration benefits, often misunderstood as unlimited coverage, restore your sum insured only after it's fully exhausted within the policy year. However, they have specific conditions and limitations. Understanding these nuances is crucial to avoiding underinsurance during medical emergencies.
Equity-oriented mutual funds saw a 17.38% year-on-year growth in average net assets under management in March 2026, driven by strong investor confidence. Flexi cap funds emerged as the largest and fastest-growing category, with average net AUM rising 25.10% to Rs 5.28 lakh crore.
Mutual funds deploy Rs 1,878 crore across 4 IPOs in March. Check details
Mutual funds invested Rs 1,878 crore across four IPOs in March, led by Sedemac Mechatronics and Central Mine Planning & Design Institute. The data highlights strong institutional participation in new listings, with sizeable allocations and shareholdings reflecting confidence in select offerings during the primary market activity.
LICs Super Sales Saathi, MyLIC apps launched: What customers and agents can do now
Mutual fund SIPs not enough for Rs 3 crore goal in 12 years? Heres how to bridge the gap
Planning for long-term financial goals through mutual funds requires not just consistency, but the right asset allocation and regular portfolio reviews.
Senior Citizen Savings Scheme interest rate : SCSS is a government-backed small savings scheme specifically designed for small-scale investors seeking a fixed income option in their old age.
As per the AM retail prices updated by the Indian Bullion and Jewellers Association Ltd (IBJA) on Thursday, fine gold (999 purity) is priced at Rs 15,331 per gram, 22 carat gold at Rs 14,963 per gram, 20 carat gold at Rs 13,644 per gram, 18 carat gold at Rs 12,418 per gram.
Up to Rs 2.88 lakh tax exemption: Check who benefits from new education allowance rules
Lowest home loan interest rates in 2026: PSU banks vs private banks; check lists
home loan interest rates: The RBI's decision to maintain the repo rate at 5.25% has left borrowers questioning the impact on home loan interest rates and EMIs. While floating rate loans are directly influenced, fixed-rate loans remain unchanged. The article provides a comparative list of the lowest home loan interest rates offered by public and private banks for loans exceeding Rs 75 lakh.
No jobs, low salaries; new reality of white collar job market & how to survive it
The firm observed that the aforementioned episode is more about a governance-oversight nuance driven by an individuals personality rather than a material threat to shareholder value
HDBFS shares jump 12% after strong Q4 results, brokerages see steady growth ahead
The company posted a net profit of 750.6 crore for the quarter ended March 2026, marking a 41.3% year-on-year increase from 530.9 crore in the same period last year
Mutual funds raise tech exposure in March after 8-year low. Tactical move or trend reversal?
Mutual funds raised tech exposure in March after an eight-year low, driven by tactical rebalancing and improved valuations. Experts say global cues like US tech recovery and easing rate concerns are aiding sentiment. Despite recent losses of up to 25%, the sector outlook remains gradually positive, supported by AI and cloud trends, though near-term volatility persists.
6 mutual funds made complete exit from 12 smallcap stocks in March
Six mutual funds fully exited 12 smallcap stocks in March as part of active portfolio rebalancing, according to Nuvama Institutional Equities. HDFC, SBI and Nippon India Mutual Funds led the exits across multiple stocks, while others trimmed select holdings, reflecting cautious positioning and ongoing churn in the smallcap segment.
Q4 ResultsToday, April 16, 2026, Live Updates: CATCH LIVE UPDATES HERE
Multi-asset funds offer consistent returns if not quite the big bang
The strategy has, however, lagged higher-returning asset classes such as gold and global equities, with 14.7% and 18.6% annualised returns, respectively, over the same period. How gold, equity or debt behaves in isolation is very different from how a well-constructedcombination performs, said Aashish Sommaiyaa, ED & CEO, WhiteOak Capital Mutual Fund.
Living Will to go digital in Maharashtra: What it means for your estate & succession plan
Maharashtra is set to become India's first state to digitize Living Will records. A new portal on mahaulb.in will allow citizens to permanently store their medical treatment preferences. This initiative aims to eliminate practical hurdles and provide clear, legally backed direction for end-of-life care. Municipal officials will act as custodians, ensuring secure maintenance and access to these vital documents.
ED arrests former ADAG executive Amitabh Jhunjhunwala in bank loan fraud case
The probe involves alleged diversion of loans through shell companies linked to Reliance Home Finance and Reliance Commercial Finance
Satin Growth Alternatives launches debut 200 cr fund
The fund has an average ticket size of 4-5 crore going up to 10 crore
C-D ratio of banks widens to 255 bps
Credit and deposit growth of these banks stood at 15.96 per cent and 13.41 per cent, respectively.
Indias non-life insurance sector grows 9.2% in FY26, health insurers lead
While general insurers saw moderate growth, standalone health insurers led the expansion with a sharp 19.8% rise, supported by favourable policy measures like GST waivers.
RBI gives operational flexibility to NBFCs for branch expansion
The Reserve Bank of India has eased rules for non-banking financial companies. NBFCs can now open branches without prior approval in most situations. This change aims to simplify business operations. Deposit-taking NBFCs have specific conditions based on their net owned funds and credit ratings for opening branches or appointing agents.
RBI allows NBFCs, including gold loan companies, to open branches without prior approval
This move is to facilitate ease of doing business while ensuring necessary regulatory compliance, going by the Reserve Bank of India (Non-Banking Financial Companies Branch Authorisation) Amendment Directions, 2026
Trump threatens to fire Powell if the Fed Chair decides to stay on after his term ends next month
The remarks signal potential tensions over leadership at the central bank
LPL Financial opens Global Capability Centre in Hyderabad
As part of LPLs global operating model, the GCC is expected to enhance advisor and client support, accelerate innovation, and strengthen platform stability and operational resilience
Shriram Finance arm gets RBI nod to start primary dealer business
The approval is subject to certain conditions
How Binance is bringing 24/7 trading to traditional markets
With TradFi Perpetual Contracts, Binance has introduced round-the-clock trading for stocks, commodities, and indices. A look at why this matters, and what it means for Indian retail investors.
SIP portfolio under pressure? Heres how to plan for a Rs 3-4 crore retirement corpus
A 34-year-old investor's Rs 30,000 monthly SIP portfolio, despite diversification, has seen short-term losses amid market volatility. Experts advise a more aggressive equity allocation and disciplined investing to achieve a Rs 3-4 crore retirement corpus by age 56, emphasizing compounding and regular reviews.
NFO Alert: SBI Mutual Fund launches two constant maturity index funds in financial services
SBI Mutual Fund has launched two new passive debt index funds, targeting short-term investment needs in the financial services sector. These funds, SBI CRISILIBX Financial Services 36 Months Debt Index Fund and SBI CRISILIBX Financial Services 912 Months Debt Index Fund, offer transparent, low-cost solutions. The NFO is open until April 20, with a minimum investment of Rs 5,000.
Gold prices are climbing ahead of Akshaya Tritiya on April 19, 2026, a highly auspicious day for buying precious metals. Leading jewelers like Tanishq and Kalyan Jewellers have seen a rise in 22k gold rates. IBJA's indicative rates also show an upward trend for various gold karats and silver, signaling increased demand.
Akshaya Tritiya 2026: Jewellery brands are launching special offers for Akshaya Tritiya 2026. Customers can avail pre-booking schemes, cashback, and gold rate protection plans. These schemes allow buyers to lock in gold prices or benefit from lower rates.
The Wealth Company MF unveils SIF brand, launches two funds with differentiated strategies
The Wealth Company Mutual Fund, part of the Pantomath Group, has launched its SIF brand WSIF along with two new funds featuring differentiated long-short strategies. The new fund offerings aim to combine equity investing with tactical hedging approaches, marking the fund houses entry into the emerging Specialised Investment Funds category.
PPF interest rate 2026: Has the government revised interest for April-June quarter?
AMFI reshuffle: Mazagon Dock, GAIL may slip to midcap; Vodafone Idea eyes largecap upgrade
Mazagon Dock Shipbuilders and GAIL are among eight stocks that may be downgraded to the midcap category, while Vodafone Idea, currently a midcap, could be upgraded to the largecap segment in AMFIs semi-annual rejig in H2 CY26, according to Nuvama Institutional Equities.
Mutual funds made complete exit from 7 stocks in March. Check details
Mutual funds made a complete exit from seven stocks in March, according to monthly data released by Prime Database.
Muthoot Exim's Swarnavarsham scheme offers a buy-now-pay-later solution for low and middle-income gold buyers. Customers pay a 15% down payment and lock in prices, with the balance payable in flexible installments over 3 to 9 months, ensuring price protection against market volatility.
Gold ETFs shine amid rising geopolitical tensions and strong gold price rally: ICRA Analytics
Gold ETFs have seen a sharp rise in investor preference amid geopolitical tensions and a strong rally in gold prices, ICRA Analytics said. AUM surged nearly 65% CAGR over five years to Rs 1.71 lakh crore, while inflows jumped to 2,266 crore in March 2026, highlighting growing demand for safe-haven assets.
Rs 200 meal tax-free voucher: New tax regime rules every employee must know
DA hike delay: Central government employee body to hold protest over dearness allowance delay
In a letter to the Cabinet Secretary of India, the Confederation of Central Govt. Employees & Workers (CCGEW) writes that its affiliated organisations will hold a lunch hour protest at all work places on April 16, 2026. The government last announced the DA hike in October 2025, which was for July 2025. While central government employees and pensioners have got their arrears for that hike, their wait for the January 2026 DA hike is still not over.
NRI Guide: Do you own property in India but live abroad? Key risks & 8 smart ways to stay protected
Flexi-cap mutual funds attracted record inflows in March, reflecting strong investor demand for diversified and flexible equity strategies amid market volatility. Experts view the surge as a sign of growing confidence in the category, driven by its ability to dynamically allocate across market caps during uncertain times. While concerns about overcrowding remain, the trend largely indicates disciplined investing and a preference for flexibility rather than momentum chasing.
Gold and silver ETFs surged up to 9% on Wednesday, driven by falling crude oil prices and renewed hopes of US-Iran talks easing Middle East supply concerns. Softer oil prices also alleviated inflation worries, boosting sentiment for precious metals. Experts suggest current levels offer a timely opportunity for long-term investors to accumulate precious metals for portfolio diversification amid global uncertainties.
RBI holds talks with banks on ways to boost deposits
Reserve Bank of India is consulting banks on ways to attract larger and more stable deposits as household savings shift to equities and mutual funds, putting pressure on liquidity. Deposits are growing slower than loans, increasing funding costs and credit-deposit ratios.
SIPs one of the most effective ways to ride out uncertainty: DSPs Aditi Kothari Desai
Aditi Kothari Desai of DSP Asset Managers is the guiding light for investors grappling with market turbulence. Emphasizing the trio of discipline, consistency, and patience, she warns against knee-jerk reactions to headlines, particularly amid geopolitical unrest. For her, Systematic Investment Plans are essential lifelines in these unpredictable times.
MFs power up local themes, banking on valuation reset
Indian mutual funds bought more shares in March as the Nifty index fell. They focused on banks and financial companies, seeing better value. Power sector stocks also saw increased investment. This shows a move towards domestic growth areas. Concerns about global conflicts are influencing these investment choices.
Property tax overhaul in NDMC: What the new Unit Area System means for you
The New Delhi Municipal Council is adopting a new property tax system. This move to the Unit Area Method will bring fairness and predictability for property owners. The old rateable value method, which was subjective, is being replaced. Homeowners can now understand and verify their tax liabilities more easily.
ITR assessment rules change from April 2026: Four key amendments explained
Four key changes to Income Tax Return (ITR) assessment rules will be effective from April 2026 for Tax Year 2026-27. These amendments, introduced in the Finance Bill, 2026, aim to enhance efficiency and transparency in tax assessments. The changes cover tax notices, DIN in communications, assessment completion timelines, and block assessments.
Debt MF outflows hit record Rs 2.9 lakh crore in March
Among debt fund schemes, overnight funds recorded redemptions of 40,227 crore followed by money market funds with an outflow of 29,207 crore, and low-duration funds, which recorded an outflow of 25,227 crore.
