32 C 
Shriram Finance Q4 net profit jumps 41 per cent
This profitability came on the back of robust growth in loans to the commercial vehicle, passenger vehicle, farm equipment and gold segments
RBI cancels licence of Paytm Payments Bank amid compliance issues
The central bank cited PPBL's non-compliance with various Banking Regulation Act provisions for its action
IndusInd Bank logs 533 cr profit in Q4FY26 against a huge loss in Q4FY25
Driven by healthy growth in net interest income and other income
RBI cancels Paytm Payments Bank licence
In January 2024, RBI ordered the bank to stop accepting fresh deposits due to, what it said at the time, non-compliance with rules, including on customer due diligence, use of funds and technology infrastructure.
The Latest Home Loan Interest Rates: Apr 24, 2026
The Latest Home Loan Interest Rates: Apr 24, 2026
The Latest Fixed Deposit Interest Rates: Apr 24, 2026
The Latest Fixed Deposit Interest Rates: Apr 24, 2026
slice eyes merchant credit cards to tap MSME gap
Indias business credit card market has traditionally been skewed towards large corporates and established firms with audited financials.
NRIs now have a new investment avenue through GIFT City. This international financial hub provides access to global markets and tax-efficient structures. Policybazaar is facilitating NRI investments in US dollar-denominated products. Budget 2025 introduced tax exemptions on maturity proceeds for specific investment-linked insurance policies.
Bollywood action star Tiger Shroff has acquired a prime luxury waterfront apartment in Dubai's Maritime City area. The property, part of Danube Properties' Breez project, offers stunning sea views and proximity to major landmarks. Shroff expressed his admiration for Dubai's lifestyle and growth, calling the city his 'second home' after this significant investment.
JP Morgan, HSBC cut India ratings on oil, inflation concerns despite strong long term outlook
JP Morgan downgraded Indian equities to Neutral from Overweight, citing a combination of valuation concerns, earnings risks and limited exposure to emerging technology themes
The platform, which expanded into Gift City through a branch in September 2025, has enabled NRIs across 35 countries to access investment-linked insurance products denominated in US dollars
Gold rates in cities like Dubai, Abu Dhabi, Doha, Riyadh, Jeddah and Kuwait City are grabbing attention amid factors such as escalating US-Iran tensions, disruptions in the Strait of Hormuz and surging Brent crude prices. As per Joyalukkas' website, gold rates in Dubai and Abu Dhabi as of April 24, 2026, are AED 522.50 per gram for 22k, AED 564.25 per gram for 24k and AED 429.50 per gram for 18k gold.
FM says Indian banks must build new defences as AI threats grow, West Asia crisis watched closely
Banks directed to strengthen defences under IBA-led mechanism after high-level meeting
Five small cap mutual funds have delivered over 23% annualised returns in the last three years, led by Bandhan Small Cap. The list includes both active and index funds, highlighting strong performance in the segment, while some other small cap schemes lagged with comparatively moderate returns.
NPS pensioners to get fixed medical allowance directly in their accounts without submitting bills
National Pension System (NPS) pensioners and family pensioners will now receive their Fixed Medical Allowance (FMA) directly in their bank accounts. It will be an automatic transfer as they don't need to submit medical bills for that.
As per the latest trends in the city, the price of 24 karat gold was between Rs 15,296-15,754 per gram levels while 22 karat gold was largely priced between Rs 14,020 to Rs 14,494 per gram. Take a look at the latest 24K, 22K, 18K, and 14K rates at leading jewellery retailers in Hyderabad.
Kerala Grameena Bank aims for 1 lakh crore business in FY27
The roadmap was discussed and formalised during a high-level strategic meet of the Board of Directors.
How long will it take to reach Rs 2 crore with Rs 20,000 SIP & Rs 50,000 lumpsum?
It will take about 20 years and 6 months to reach a corpus of Rs 2 crore with a Rs 20,000 monthly SIP and a Rs 50,000 lumpsum investment, assuming a 12% annual return.
Can you travel abroad without Income-tax clearance? What the law says
Top 5 large cap mutual funds to invest in April 2026
ETMutualFunds shortlisted largecap funds using returns, consistency, downside risk and size criteria, highlighting Axis, Canara Robeco, Mirae Asset, Baroda BNP Paribas and Edelweiss funds with varied performance rankings.
8th Pay Commission latest update: Pensioners flag portal issues, seek deadline extension
New Income Tax Rules, 2026 mandate that Indian employees acting as authorised signatories for foreign companies must now provide their PAN, residential address, and other key details. This change aims to enhance compliance and links individuals directly to the foreign entity's tax obligations, potentially increasing scrutiny.
New investors facing market dips are advised to remain invested. Experts suggest avoiding duplicate funds and focusing on quality investments for long-term goals. Consistency in SIPs is crucial, as short-term volatility is a normal market phase. Staying invested ensures participation in market recoveries and prevents significant loss of potential returns.
OCI fees revised from April 1: Check latest charges for new registration and re-issue services
The Bharatiya Pratiraksha Mazdoor Sangh (BPMS) has proposed a significant overhaul for the 8th Pay Commission, demanding a minimum basic salary of Rs 72,000 and a fitment factor of 4.0. The union also seeks to increase the annual increment from 3% to 6% and expand salary calculation to five family units.
Health insurance premiums in India are rising by up to 25% due to escalating healthcare costs, increased claims, and changing risk profiles. Factors like age, coverage, and chronic diseases contribute to these hikes, with older individuals and comprehensive plans facing steeper increases.
Tenant staying on after lease expiry? Here's a 6-step guide to evict them with a 15-day notice
Energy sector mutual funds have surged, delivering nearly 12% returns in three months. This performance has captured investor attention amid rising global energy prices. Experts suggest this is a cyclical trend, advising existing investors to book partial profits and new investors to opt for SIP or STP.
Khan Market to Linking Road: How High Streets are beating malls in rent growth across India
India approves 3,000 crore for Maldives under SAARC currency swap
The 3,000 crore facility has been released under the INR Swap Window of the 'Framework on Currency Swap Arrangement for SAARC Countries, 2024-2027
63SATS Cybertech, law firm PDA join hands to offer cybersecurity solutions
Both 63SATS and PDA will provide clients with complete protection across prevention, detection, response, regulatory compliance, legal defence and recovery
Credit cards 2026: Top credit cards for movies, entertainment, dining: Compare features and fees
Entertainment enthusiasts can now make their movie nights and dining experiences more affordable with specially designed credit cards. Cards like the PVR Inox Kotak, Axis My Zone, RBL Bank Play, and IDFC First Millenia offer attractive benefits such as movie ticket discounts, free subscriptions, and food deals.
As per the Reserve Bank of India, any failure on the part of the card-issuers to complete the process of closure within 7 working days shall result in a penalty of Rs 500 per calendar day of delay payable to the cardholder, till the closure of the account provided there is no outstanding in the account.
Indias virtual digital asset market is moving into a more mature phase, says BitDelta India CEO
The platform, registered with FIU-IND, aims to offer secure and regulated trading in cryptocurrencies and related digital assets.
Salaried employees can now claim meal card tax benefits under both old and new tax regimes from Tax Year 2026-27. For AY 2026-27, the benefit is restricted to the old tax regime, with limits of Rs 50 per meal. Proper reporting in ITR and documentation are crucial for claiming these exemptions.
RBI approves Vivek Tripathi as executive director of AU Small Finance Bank
He will also serve as Whole-time Director from April 24, 2026, subject to shareholder approval.
Rupee pierces the 94 per $ mark amid uncertainty around West Asia war
As compared to last Fridays close of 92.93, the rupee has cumulatively weakened about 118 paise so far this week.
Q4 ResultsToday, April 23, 2026, Highlights: Catch updates
Aditya Birla Sun Life AMC Q4 net down 18% at 187 crore on lower income
Revenue from operations increased 7% to 458 crore (428 crore), but overall income fell 15% to 425 crore
BOBCARD has extended its lifetime free offer on the ETERNA travel credit card until June 30, 2026, for new customers. This premium card provides accelerated rewards on travel and dining, complimentary airport lounge access, and a year of FITPASS Pro membership, aiming to deliver significant annual savings and lifestyle privileges.
5,000 monthly pension: How Atal Pension Yojana scheme works and key benefits explained
Hyderabad gold rate today 24k, 22k: As per the latest trends in the city, the price of 24 karat gold was between Rs 15,240-15815 per gram levels while 22 karat gold was largely priced between Rs 14,075 to Rs 14,235 per gram.
From Rs 2 crore retirement corpus, how much monthly income can you withdraw in retirement?
Retiring with a Rs 2 crore corpus requires careful planning for monthly income. Experts suggest safe withdrawal rates between 3-5% annually, depending on your investment mix. A balanced approach with hybrid and equity funds is recommended to beat inflation and ensure long-term financial security.
Bombay High Court ruled in favour of six employees seeking higher pensions. The court stated the Employee Provident Fund Organisation (EPFO) cannot reject claims solely because employers failed to provide certain documents. EPFO must exhaust all verification options before rejecting applications. This judgement offers relief to employees who contributed on actual wages but faced rejection due to employer's document lapses.
Should you choose lumpsum withdrawal or SWP? Heres what investors should know
Investors seeking steady income from mutual funds often weigh lump-sum withdrawals against systematic withdrawal plans. While market timing suits experienced investors, SWPs offer disciplined cash flows and continued investment. Financial planners recommend diversified funds, with moderate withdrawal rates, helping balance regular income needs and long-term capital growth potential.
NFO Alert: Invesco Mutual Fund launches BSE Sensex and Nifty Bank based index funds
Invesco Mutual Fund announced the launch of two new funds on Thursday, Invesco India BSE Sensex Index Fund and Invesco India Nifty Bank Index Fund.
M2P Fintechappoints Vivek SeshadriasGroup Chief Financial Officer
Seshadri previously served as the Chief Financial Officer forHitachi Payment Services
The RBI has revised Prepaid Payment Instrument (PPI) rules, introducing new monthly debit limits for full-KYC PPIs at Rs 2,00,000, with a Rs 25,000 sublimit for person-to-person transfers. These changes, part of the Master Direction on PPIs, aim to enhance security and user protection across various PPI categories.
Confused between multi-asset allocation funds and gold or silver ETFs? Heres how to decide
Investors weighing commodity exposure can choose between gold and silver ETFs, commodity mutual funds, and multi-asset allocation funds. While ETFs offer direct exposure, commodity funds behave like equities and are cyclical. Experts suggest limited allocation and a preference for diversified multi-asset funds for most investors.
Decoding SAFU: The structural integrity checks every cryptocurrency exchange must pass
As India's digital asset market matures, investors prioritize counterparty risk and verifiable institutional standards. The article outlines a four-pillar safety guide, using Binance as a case study, focusing on transparency, security architecture, regulatory accountability, and proactive user defense to navigate the evolving landscape.
7 ways to fast-track retirement planning in your 40s and 50s
Dubai, Singapore or GIFT City: Where should Indian investors park global wealth in 2026?
The Orissa High Court ruled that a company director will face a criminal case for failing to deposit Rs 15 lakh deducted from employee salaries for PF. Despite the company becoming insolvent and the dues later being cleared, the court emphasized that subsequent payment does not erase the criminal liability for the initial default.
Bank of Baroda has introduced a new premium savings account for senior citizens. The 'bob Senior Citizen Vishesh Samman' account offers healthcare benefits and doorstep banking services. Customers aged 60 and above can avail free online doctor consultations and discounts on medicines. The account also includes concessions on reverse mortgage loans and locker rentals.
WhiteOak Mutual Fund waives exit load on fresh investments; existing units retain old charges
WhiteOak Capital Mutual Fund has removed exit loads on new investments in its equity and hybrid schemes. This investor-friendly move enhances flexibility and improves the investment experience. The change applies to most schemes, excluding liquid and arbitrage funds. This decision aims to provide greater liquidity and agility for investors making portfolio decisions.
Before you gift shares, know who pays tax, who is exempt and key ITR rules
Over-diversified? How many mutual funds you really need for a 25K SIP
27 equity mutual funds offer over 10% returns on SIP investments in a year. Do you own any?
Over 27 equity mutual funds have surpassed 10% returns on SIP investments in the past year, with midcap and value funds leading the pack. While many funds delivered positive single-digit returns, some experienced losses. Experts suggest this period presents a favorable risk-reward for long-term equity investments in quality businesses.
392% return on SGB premature redemption date: Gold bond turns Rs 1 lakh investment into Rs 4.92 lakh
The Reserve Bank of India has announced the premature redemption price for Sovereign Gold Bond SGB 2018-19 Series-II, set at Rs 15,219 per unit. This price is based on the average gold price over the three preceding working days. Investors can redeem these bonds prematurely from April 23, 2026, after the fifth year of issuance.
Gold and silver ETFs declined up to 3% as bullion prices fell sharply amid rising crude oil prices and uncertainty around US-Iran talks. Higher inflation concerns and interest rate expectations weighed on sentiment. Analysts advise investors to book profits and wait for dips, with volatility expected to persist in the near term.
Best banking & PSU mutual funds to invest in April 2026
Banking & PSU debt funds offer a relatively safe investment option for a few years, investing primarily in government-backed entities to minimize credit risk. While interest rate fluctuations pose a risk, these schemes are generally better positioned due to shorter-duration investments.
National Savings Certificate interest rate: The National Savings Certificate offers an attractive interest rate for the April-June 2026 quarter. This government-backed scheme provides a fixed income option for small investors.
Bank holiday today: Legislative Assembly elections are scheduled for today, April 23, 2026, in Tamil Nadu, leading to a public holiday for all businesses. The results for the Tamil Nadu Assembly Elections 2026 are slated for announcement on May 4, 2026.
PNB partners Kiwi to launch credit-enabled UPI payments for 180 million customers
The initiative aims to boost financial inclusion and expand formal credit access, especially in semi-urban and rural areas where PNB has a strong branch presence.
AI to transform financial market infrastructure, says SBI chairman CS Setty
Speaking at CCILs 25-year anniversary in Mumbai, he highlighted AIs ability to process large-scale financial data for better risk prediction and automation of clearing and settlement processes
MPC members flag supply-driven external shock for holding the repo rate
Despite challenges, the outlook for 2026-27 remains cautiously positive with services, agriculture and healthy balance sheets continuing to support growth, RBI Governor said
RBI issues draft PPI directions, tightens norms for wallets and fintechs
Draft directions tighten norms for digital wallets, raise net worth requirements for non-banks and strengthen customer safeguards ahead of May 22 deadline
Q4 ResultsToday, April 22, 2026, Updates: Catch updates
Curbs in forex market temporary, says RBI Dy Guv Rabi Sankar
It was a temporary measure and we (partially) rolled it back now, says T Rabi Sankar, Deputy Governor, RBI
FSIB invites application from private sector too for selection of public sector banks' EDs
Candidates holding the post of Chief Vigilance Officer (CVO) would not be considered for appointment to the post
Bajaj Life insurance offers benefits to meet health, wellness goals with new rider
New rider provides living benefits worth up to 2 lakh per annum at 1,911 per month. Benefits vary by selected variant and eligible plan combination
Atal Pension Yojana has reached a historic milestone with over 9 crore subscribers. Financial year 2025-26 saw the highest enrolments since its 2015 launch. APY offers a guaranteed monthly pension of up to Rs 5,000 after age 60. It also provides benefits to the spouse and returns the corpus to nominees. The scheme aims for universal social security.
RBI in talks with global regulators, banks to review Anthropics Mythos risks
The Reserve Bank of Indias preliminary assessment suggests Mythos could pose cybersecurity risks by accelerating the discovery and exploitation of software vulnerabilities, sources said
3 SIFs and 1 mutual fund NFO are open for subscription. Check dates and key details
Several new funds, including defence index and long-short strategies, are open for subscription. Investors should select options aligned with risk tolerance, goals, and horizon, avoiding herd-driven investment decisions.
Top 4 small cap mutual funds to invest in April 2026
Teh funds have been selected based on mean rolling returns, consistency in the last three years, downside risk, outperformance, asset size
Gold prices on leading jewellery brands such as Joyalukkas, Malabar Gold & Diamonds, Kalyan Jewellers and Tanishq dropped today (Wednesday, April 22, 2026). Indicative prices of gold and silver at IBJA were also lower compared to a day ago.
Kotak Mahindra Bank is implementing mandatory two-factor authentication for specific transactions. Starting April 22, 2026, customers will need to use OTP or MPIN for government, statutory, payment gateway, and other merchant payments. This security enhancement aims to protect tax transactions. Customers are advised to keep their contact details updated for a smooth experience.
ICRA expects credit growth to moderate to sub-12% in FY27 from the significantly higher level of 15.9% in FY26
Who should invest in multi-asset allocation funds? Heres what investors need to know
Multi-asset allocation funds diversify investments across equity, debt, and commodities, offering balanced risk and returns. They suit beginners and long-term investors seeking stable, moderate growth without actively managing portfolios.
Gold prices in Chennai are showing slight fluctuations. Buyers and investors are watching daily changes closely. Fine gold, 22 carat, 20 carat, 18 carat, and 14 carat gold rates are updated. Leading jewellers in Chennai are quoting similar prices for different gold purities. Tanishq and Kalyan Jewellers also report price changes across major Indian cities.
Central government employee bodies, including NC-JCM and AIDEF, are facing technical issues while submitting memorandums for the 8th Pay Commission, prompting requests for a deadline extension to May 31, 2026. The 8th Pay Commission, however, is currently sticking to its April 30 deadline, despite reported website glitches.
These 5 multi cap mutual funds had maximum mid and small cap exposure. Check details
Top multicap funds, including Nippon India Mutual Fund, Groww, and DSP Mutual Fund, held over 50% in midcaps and smallcaps, highlighting higher risk exposure and growth-oriented portfolio positioning.
Around eight equity mutual funds more than doubled lump-sum investments, multiplying them over 2.72 times in the last five years, an ETMutualFunds analysis showed. Of 207 schemes analysed, four were small-cap funds, three mid-cap, and one multi-cap. Nippon India Mutual Fund led with three schemes, while others included Quant, Motilal Oswal, Bandhan, Invesco, and HDFC Mutual Fund.
RBI closely monitoring FDI outflows and currency fluctuations: Sanjay Malhotra
Speaking at a round-table in New York, he highlighted ongoing reforms to ease regulations, improve market access, and integrate onshore and offshore markets
DA hike 2026: How much salary will rise for Level 118 employees after 2% increase
8th Pay Commission: 13 pay scales proposed; heres how much salaries could rise
Bitcoin rises on optimism over Trumps extended Iran ceasefire
Bitcoin increases as much as 2.7% to trade around $77,500
No nomination in mutual fund or demat account? Heres how legal heirs can claim investments
Not having a nominee in mutual funds or demat accounts doesnt mean your investments are lostbut it can make access difficult for your family. In the absence of a nominee, legal heirs must navigate a detailed transmission process involving documentation, legal proof, and, in some cases, court procedures.
Bengaluru's real estate market is set for a significant boom. Property prices in key areas are projected to climb by up to 40% in the next two years. This surge is directly linked to the ongoing expansion of the Bengaluru Metro network. New lines like the Yellow and Pink lines are set to dramatically improve connectivity.
The Reserve Bank of India introduces a new e-mandate framework for digital payments effective 2026. As per new rules, all recurring transactions will now be authorised without Additional Factor Authentication (AFA) up to Rs 15,000 per transaction. Customers can also make recurring payments like insurance premiums and mutual fund subscriptions up to Rs 1 lakh without additional authentication.
