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Large $127 billion foreign currency deposit mobilisation a 'shot in the arm' for Indian banks: S&P
S&P said the amount is equivalent to about 4.5% of the banking system's deposit base as of March 31, 2026
The PFRDA has unveiled comprehensive operational guidelines for the NPS Swasthya health cover. These guidelines specify minimum contributions, premium costs, and rules for partial withdrawals. NPS Swasthya supports family floater policies for subscribers, their spouses, and children.
ICICI Bank and Eternal among top 5 largecap stocks sold by mutual funds in August. Check details
Largecap stocks saw heavy mutual fund selling in August, with ICICI Bank, Infosys, Eternal, Tech Mahindra and PFC among the top five stocks by net outflows, according to Dolat Capital.
Edelweiss Financial Services to raise up to 300 cr via NCDs
The issue has 10 series of NCDs carrying fixed coupons and having a tenure of 24 months, 36 months, 60 months, and 120 months with annual, monthly and cumulative interest options
8th Pay Commission HRA calculation: Can Level 10 employees get Rs 57,000 monthly?
Missed ITR deadline and TDS refund is due? Know how to claim your refund before its too late
Missed the ITR filing deadline? Don't panic! You might still claim your TDS refund. Learn about filing belated returns, potential fees, interest, and the crucial condonation process if even that window has passed. Understand the implications for carry-forward losses and deductions. Avoid common mistakes to ensure your refund is processed smoothly.
EPS pension calculator: Can your monthly pension reach 12,500 after the 25,000 wage ceiling hike?
Petroleum dealers voice concern over MDR, E20 and rising operating costs
The introduction of E20 petrol has also created fresh operational challenges for dealers; dealers report concerns relating to storage, handling, equipment compatibility and material durability
Bitcoin ETFs swing positive as token holds jump above $81,000
The change in sentiment came at the end of a bruising week for digital assets that saw the failure of a landmark US crypto bill and the US Federal Reserves first interest-rate increase in more than three years.
A major disruption in banking services is anticipated as the United Forum of Bank Unions has announced a three-day strike at the end of September 2026. This action will halt operations in bank branches, resulting in an extended closure from September 26 to 30.
The BSE Sensex has experienced a notable drop, raising concerns among investors. Financial analysts recommend avoiding attempts to time the market and encourage maintaining systematic investment plans (SIPs). For those with a long-term outlook, gradually increasing equity allocations is advisable. Additionally, rebalancing portfolios during market corrections is an effective strategy for achieving target asset allocations. Flexi-cap and multi-cap funds may provide a level of stability for fresh investments.
SME IPOs returns in 2026: 21 became multibaggers, but investors also faced 50% losses: What to know
10 lakh investment in gold: Know how physical gold, ETFs & SGBs differ on returns, risk and tax
Bank holiday today: Are banks open or closed in your state today on September 21, 2026?
On September 21, 2026, banks in few states will be closed today in observance of the Janmotsav of Srimanta Sankardeva and the Samadhi of Sree Narayana Guru. Meanwhile, banking operations will continue as normal in other parts of India.
MDR on UPI: Impact on mutual fund investors decoded
The introduction of a 0.02% merchant discount rate will impact specific mutual fund and broking transaction payments. One-time investments in mutual funds and broker wallet replenishments will be subject to this fee, while recurring mutual fund SIPs via UPI AutoPay will remain exempt. Discount brokers engaging in high-value trades will experience the greatest repercussions from these modifications, and their clients could ultimately face increased costs.
Going global? Check markets with the highest returns
Welcome to TrendMap, your quick guide to investment performance. This edition tracks 10 years of global equity returns. Currency fluctuations impact the returns on foreign investments. To capture the real value from an Indian investors standpoint, these returns are adjusted to reflect their equivalent in Indian rupees. The key takeaway: no market dominatesdiversification matters. By Sameer Bhardwaj.
UPI payments and benefits to household finances
The Anglo-Saxon economies of the US, United Kingdom and Australia show a reduction in household savings rates along with a growth in credit card usage, while European nations such as Germany, France and the Netherlands that encourage the use of debit cards over credit cardsreport a higher household savings rate.
Health insurance: Checking claim ratio isnt enough
The insurance advisory platform, Ditto Insurance, compares insurers on two key metrics: three-year average claim settlement ratio (by policy count) and number of complaints per 10,000 claims. Prospective buyers also need to take into account an insurers scale, track record, product portfolio and hospital network, among other factors.
Investing overseas? Watch your tech exposure
Many Indian investors mistakenly believe they diversify their portfolios by adding foreign countries. However, numerous global indices often revolve around similar technology narratives, particularly in semiconductors. To achieve real diversification, investors must grasp the fundamental earnings drivers. Exploring Europe and Japan can unveil distinct economic pathways, offering a refreshing contrast. A thorough assessment of concentration risks and market dynamics is vital when engaging in international investments.
Got rich going all-in? Wealth needs a new plan
People generally get rich because of concentration, relentless pursuit of one thing, and the confidence to go all-in when most others would hesitate. On the other hand, managing a large pool of existing wealth requires something diametrically opposite diversification, instead of concentration.
Why stock-picking isnt for every retail investor
The internet and AI have made financial information more accessible than ever. However, access to information is not the same as acting upon it to your benefit. Professional fund management, meanwhile, puts a process between emotions and decisions.
Ultravolt enters: Will cable margins take a hit?
UltraTech Cement's breakthrough venture, Ultravolt, is set to disrupt India's wires and cables sector, heightening concerns for existing giants like Polycab India and KEI Industries, who are already seeing their stock values dip. With ambitions to secure a top-two market position within five years through bold tactics, Ultravolt's entry will primarily affect the residential market. Yet, the long-term outlook for the industry remains positive due to ongoing structural demand.
Indias chip push draws $12 billion investment
India is witnessing a surge in investment commitments under its ambitious semiconductor policy, with both global and domestic players pledging billions. Major firms such as Applied Materials and Lam Research are gearing up for noteworthy investments, while Micron Technology is set to initiate local testing and assembly of millions of chips. Meanwhile, Tata Group is enhancing its semiconductor supply chain through innovative partnerships.
2 yrs, no new high: What should equity investors do?
Indian stock markets have languished with nearly two years of stagnant returns since late 2024. This lengthy phase of sideways trading serves as a necessary time correction rather than merely a decline in prices. Historical trends indicate that similar corrections have often extended much longer and deeper. Investors should exercise patience, persist with their SIP strategies, and recognize that moderating valuations and recovering earnings may herald promising future opportunities.
Traders forum in Keralam to boycott UPI transactions on Oct 15
With profit margins remaining limited amid intense competition, the additional fee on every transaction would increase operating costs and worsen the crisis faced by the sector
Property insurance rates up as insurers cut discounts after Gujarat floods
Premium rates are hardening by nearly 25-30 per cent, mainly through a reduction in discounts, according to Bajaj General Insurance
Mutual fund NFOs: 2 new funds will open for subscription this week. Check dates and key details
Two new passive funds will open for subscription this week, including Zerodha Nifty Next 100 ETF and Motilal Oswal Nifty REITs & Realty Index Fund. The funds will have minimum investment amounts of Rs 1,000 and Rs 500, respectively.
International funds lead weekly returns; frontrunner delivers over 30%. Check top 5 performers
Equity mutual funds delivered mixed returns last week, with international funds dominating the top performers. Mirae Asset S&P 500 Top 50 ETF FoF led with a 32.47% return, while DSP World Mining Overseas Equity Omni FoF was among the biggest decliners.
Lupin and Radico among 5 midcap stocks sold by mutual funds in August
Mutual funds sold several midcap stocks in August, with Paytm recording the highest net selling at Rs 3,074 crore. Aster DM Healthcare, Meesho, Lenskart and Piramal Finance also featured among the top five stocks sold, according to Dolat Capital.
More than 150 companies have fixed record dates for dividends and stock splits between September 21 and September 25. IRCTC, BEML, Hindustan Copper, Cochin Shipyard and others feature among the stocks with corporate actions scheduled this week.
10 midcap stocks post highest quarterly profit in 10 quarters
Ten NSE midcap stocks recorded their highest quarterly net profits in the June 2026 quarter, with each surpassing its previous peak over the past 10 quarters, according to StockEdges profitability scan.
Higher EPS pension: Ruling party MP urges PM Modi to ensure uniform, time-bound implementation
BJP Rajya Sabha MP Ajeet Madhavrao Gopchade has urged Prime Minister Narendra Modi to intervene in pending higher EPS pension issues. He highlighted procedural hurdles under Para 26(6), continuing litigation, pending Parliamentary Assurance No. 271/72, financial sustainability concerns and differing pension treatment among trust employees. He sought uniform implementation, faster disposal of eligible claims and a comprehensive review of EPS-1995.
Income Tax Rules 2026 amended: CBDT revises Form 169, Form 171; extends these deadlines
The Central Board of Direct Taxes has rolled out significant amendments to income tax regulations for 2026, particularly affecting electronic communication and tax recovery processes. The deadlines for registering valuers and income tax professionals have been pushed back, allowing applicants until March 31, 2027, to finalize their registrations.
In a game-changing move for FASTag users, the newly launched 'OneTag' portability feature enables individuals to transition their issuer bank without losing their current physical tag. This innovative service mandates a fresh Know Your Customer verification to initiate the portability. Subsequent to the successful switch, the initial bank will deactivate the old wallet and refund any remaining balance.
Homebuyer caught between builder and housing society dispute over parking space and open area; Maharashtra Court protects buyers parking rights. Read the article to know how.
Gland Pharma and CAMS among 5 smallcap stocks sold by mutual funds in August
Gland Pharma, LIC Housing Finance, Gujarat Energy, CAMS and Amber Enterprises India saw the highest mutual fund selling among smallcap stocks in August, according to Dolat Capital.
Only two of 23 mutual fund themes, IPO and defence, gained in August as domestic equities faced broad-based pressure, according to Vallum Capital. Auto, railways and technology were among the biggest laggards, while equity fund inflows fell sharply. Commodities remained the strongest performer on a year-to-date basis despite a monthly decline.
JioBlackRock Mutual Fund files draft document with Sebi for income plus arbitrage omni FoF
JioBlackRock Mutual Fund has filed draft documents with Sebi for an income plus arbitrage omni FoF, which will invest in debt-oriented and arbitrage funds. The open-ended scheme will offer regular and direct plans with growth options, a Rs 500 minimum investment and a benchmark combining debt and arbitrage indices.
IIFL Finance and GMDC among top 5 smallcap stocks that saw highest mutual fund selling in August
Five smallcap stocks, including Himadri Speciality, GMDC and IIFL Finance, saw the highest net selling by mutual funds in August, according to Motilal Oswal Financial Services.
Up to 7.50% interest rate on 555-day FD: Check highest rates for general and senior citizens
FD interest rates: Many banks are currently promoting compelling interest rates for 555-day fixed deposits. While general depositors can enjoy rates of up to 7.25%, senior citizens benefit even more, with rates peaking at 7.50% for the same duration. Notably, City Union Bank and Karnataka Bank offer competitive options. It's advisable for depositors to check the latest rates before making any decisions on fixed deposits.
CGHS new rule: Central government employees outside CGHS areas can now opt for CGHS
The central government has made it easier for employees to access CGHS facilities without geographical limitations. This new directive allows serving employees situated outside of CGHS coverage areas to participate in the scheme, provided they fulfill all other eligibility criteria and pay the necessary contributions.
Saturday bank holiday: Are HDFC Bank, ICICI Bank, SBI open or closed today on September 19, 2026?
Several September holidays will cause regional bank branch closures. Many essential banking tasks still require a physical visit to the branch. Banks remain closed on the second and fourth Saturdays of every month, in addition to Sundays and designated regional or national holidays.
8 changes in income tax audit forms for AY 2026-2027; what taxpayers need to know
For the assessment year 2026-2027, the deadline for income tax audits is set for September 30, 2026. Businesses utilizing presumptive taxation schemes should be aware that they may still need to undergo income tax audits, depending on their turnover. Significant updates to Form 3CD's reporting requirements have been implemented for this assessment year, which include new clauses concerning presumptive taxation, MSME payments, settlement expenditures, and share buybacks.
Are you maximising value from your credit card? Here's when rewards justify the fee
Don't be fooled by the flashy credit card rewards that might not deliver true value. Learn how to accurately assess your card's worth beyond its enticing rates. Discover the importance of examining annual fees, optimizing the perks you genuinely utilize, and avoiding extra expenses solely for rewards.
Banks, RBI set to gain 5.5 lakh crore from FCNR(B) deposits
SBI Research report estimates that the enhanced FCNR(B) liquidity could support nearly 25 lakh crore of additional credit in the banking system
The Latest Home Loan Interest Rates: Sep 18, 2026
The Latest Home Loan Interest Rates: Sep 18, 2026
The Latest Fixed Deposit Interest Rates: Sep 18, 2026
The Latest Fixed Deposit Interest Rates: Sep 18, 2026
Bank of Maharashtra raises $500 million in global debt
The debt instrument received an overwhelming response from international investors, with the order book reaching nearly three times the issue size, said BoM in a statement
8th Pay Commission latest news: 8 demands from nursing staff in Chandigarh meeting
The Nurses Welfare Association engaged with the 8th Pay Commission officials to present crucial demands. They aim for an increase in starting salaries and better compensation for night shifts. Furthermore, the association is pushing for expanded insurance benefits and additional hardship allowances. A significant ask is the reinstatement of the Old Pension Scheme for nurses, alongside a request for Chandigarh city's category elevation.
ICICI Bank has successfully migrated its website and net banking services to the new .bank.in domain. Customers are advised to modify their bookmarks to ensure they access the official banking site. Please note that iMobile app services will be temporarily down for several hours on September 19, 2026. Rest assured, customer IDs and passwords will remain unchanged, and a newly introduced CAPTCHA feature aims to bolster net banking security.
MDR charges on 5 key services: Railway tickets, mobile bills, fuel and more
Select UPI merchant transactions will incur a Merchant Discount Rate. However, transactions under two thousand rupees will remain free for small traders. A fixed fee of five rupees will limit the MDR for certain sectors, applying to merchants rather than consumers. Importantly, most UPI payments will still be without charge for users.
IDFC FIRST Bank removes forex markup across all credit cards
Customers current IDFC FIRST Bank credit card now comes with zero forex markup, with no conditions attached, bank says
The recent announcement to elevate the EPF wage ceiling represents a significant advantage for employees. By contributing more each month, individuals can amass a larger retirement fund over their careers.
Is Will registration mandatory? No, but two witnesses are required by law
Registration of Will is optional but at least two attesting witness in Will is mandatory; Know what the law says. This article explains it all.
1 cr foreign asset limit under FAST-DS 2026: Details
Gold hallmarking fee rises 67%: New charges, what buyers should know
BIS has raised the hallmarking fee for gold articles to Rs 75 from Rs 45. Here is what the change means for jewellery buyers
SBI Mutual Fund: SBI, RIL, HDFC Bank among top 10 stock holdings in August
SBI Mutual Fund, Indias largest asset manager by AUM, managed Rs 13.42 lakh crore as of August 2026.
PPFAS and SBI MF among 6 mutual funds with over Rs 10,000 crore cash in August
KFin Technologies, Hindustan Copper among 5 smallcaps that saw highest MF buying in August
These five small-cap stocks witnessed the highest net buying by mutual funds in August. Here is the detailed breakup, according to a report by Motilal Oswal Financial Services.
The Employees' Provident Fund wage ceiling has increased to Rs 25,000. This change will enable employees to receive higher retirement benefits and monthly pensions. Pension calculations now consider a higher pensionable salary and increased service years. Employees must contribute for five years at the new ceiling for maximum benefit. Eligibility for the Employees' Pension Scheme has also expanded for certain employees.
IDFC FIRST Bank removes forex markup on all credit cards: What you save
Existing as well as new cardholders will get zero forex markup automatically, without upgrading their cards or meeting a spending threshold
Capitalmind Flexi Cap Fund adds Divis Laboratories, Bajaj Auto and 3 other stocks in August
Capitalmind Flexi Cap Fund made five fresh additions and completely exited five stocks from its portfolio in August, while keeping its exposure unchanged in 27 stocks. The fund had 32 stocks across 17 sectors, with healthcare accounting for the largest allocation. Heres a look at the stocks added and exited, sector allocation and the funds performance since inception.
Today saw a marked increase in gold prices among top Indian jewellery brands, spurred by a significant drop in global oil prices that changed market dynamics.
Bank of Maharashtra's first-ever overseas bond issuance of $500 mn gets 3 times subscription
Issuance comprises five-year US dollar-denominated Senior Unsecured Notes, issued through Bank of Maharashtras IFSC banking unit under its $500 million medium-term note programme
FMCG distributors body says UPI transactions should remain zero-MDR for merchants
AICPDF says B2B supply chain settlements should be exempt from MDR, govt should address tax implications
EPFO WhatsApp channel: Get PF updates on your phone; heres how to join
Defence sector funds have delivered strong returns in 2026, averaging nineteen percent year-to-date. HDFC Defence Fund led this category with a notable twenty-four point five one percent gain. Experts cite increased defence spending and government policies supporting domestic manufacturing. Investors should review their existing allocation and avoid chasing recent sharp rallies. A five percent allocation cap is suggested for most investors in this sector.
Where Indias wealthiest minds exchange ideas: Introducing ET Wealth Expo 2026
The upcoming ET Wealth Expo 2026 in Mumbai promises to be a pivotal event, uniting key figures in India's financial arena. This expo will delve into strategies for wealth creation, preservation, and effective generational transitions. Attendees can expect enlightening discussions, masterclasses, and exhibitions that will enhance their financial planning knowledge, as well as valuable networking opportunities within the dynamic landscape of wealth management in India.
Best conservative hybrid mutual funds to invest in September 2026
Conservative hybrid mutual funds are the entry to the world of hybrid funds. These schemes invest mostly in debt and a small percent in equity. As per the Sebi norms, conservative hybrid schemes must invest 75-90% in debt instruments and 10-25% in stocks. These schemes are ideal for investors looking to invest a small part of their corpus in equity to earn some extra returns.
Property in NCR: 8 hotspots, prices and best buys across Gurugram, Noida, Greater Noida & Ghaziabad
Coal India Share Price Live Updates: Coal India Ltd experiences a decline below its 20-day EMA
HUL Share Price Live Updates: HUL's Current Price and Market Performance
Tax planning with parents: 6 legal ways to reduce your tax outgo
Rent to parents, insurance premiums, gifts: Your tax-planning checklist
Credit card rewards: Why your points may be losing value and how to fix it
While giving shares to your parents who reside in your home country might appear as a thoughtful gesture, it has substantial tax considerations for NRIs. Although the gift itself isnt taxable, comprehending the nuances of acquisition costs and the period theyve been held is vital.
Eicher Motors Share Price Live Updates: Eicher Motors Sees Decline Below 100-Day Average
Tech Mahindra Share Price Live Updates: Tech Mahindra's Current Market Position
Bajaj Finance Share Price Live Updates: Bajaj Finance Market Performance Snapshot
UPL Share Price Live Updates: UPL's Performance Overview
Dr Reddys Share Price Live Updates: Dr. Reddys Current Trading Status
ONGC Share Price Live Updates: ONGC's Stock Price and Volume Insights
HDFC Life Share Price Live Updates: HDFC Life's Daily Performance Update
Tata Motors PV Share Price Live Updates: Tata Motors PV's recent market trends
TCS Share Price Live Updates: TCS Price Movement Analysis
Adani Ent Share Price Live Updates: Adani Enterprises records a slight gain in stock price
Infosys Share Price Live Updates: Infosys Stock Details
Bharti Airtel Share Price Live Updates: Bharti Airtel Sees Minor Gain Amidst Monthly Decline
