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Canara HSBC Life Insurance Q3 net profit falls 5.7%, net premium income rises 42.9%
Canara HSBC Life Insurance logs net profit of 27.65 crore in Q3 FY26
Bank of Indias Q3FY26 net profit up 7% at 2,705 crore
Net interest income (difference between interest earned and interest expended) in the reporting quarter was up about 6% yoy at 6,461 crore (6,070 crore in the year ago period).
Crypto players seek tax relief, regulatory clarity in Budget
Industry executives call for measured regulatory and tax refinements that protect users, maintain financial stability and support responsible market development
Gainers & Losers: Eternal, Amagi Media among 7 stocks under spotlight on Wednesday
Indian markets fell for the third consecutive session as financials and consumer stocks faced selling pressure. Eternal, MRPL, CreditAccess Grameen, and IndiaMart gained sharply, while Kalyan Jewellers and Tata Communications declined despite strong quarterly earnings.
ICICI Prudential Mutual Fund resumes subscription in its small cap fund
ICICI Prudential Mutual Fund will resume all subscription modes for its Smallcap Fund from January 23, removing PAN-level investment limits and allowing fresh lumpsum, SIP, STP, and scheme-switch transactions. Prior SIPs remain unaffected.
RBI says current state of economy provides ground for optimism
GDP growth estimates for 2025-26 indicate that India will remain the fastest growing major economy in the world, says RBI bulletin
Govt extends Atal Pension Yojana till FY 30-31: How much monthly pension can you get under APY?
Atal Pension Yojana: A vital monthly pension scheme for millions of Indians, has been extended until the Financial Year 2030-31. The Union Cabinet approved this continuation, ensuring ongoing government support for promotional activities and gap funding..
Central Motor Vehicles Rules: New government rules now link toll payments to vehicle ownership transfers and fitness certificates. Unpaid user fees at toll plazas will prevent vehicle owners from obtaining a No Objection Certificate for state transfers.
Is Rs 10 crore enough for your retirement? CA tells why it may not
Guardian India appoints Karunakaran Azhisur as India Head
Azhisur to also continue as Chief Information Officer for Guardian India
How much should you invest monthly to turn Rs 2 lakh into Rs 1 crore in 20 years?
Turning Rs 2 lakh into Rs 1 crore in 20 years requires disciplined monthly investing and the power of compounding. Assuming a 12% annual return, a monthly SIP of Rs 8,857 can help investors achieve the target corpus over two decades.
3 equity mutual fund categories deliver over 20% average return in 5 years
PSU, infrastructure and small cap equity mutual fund categories delivered over 20% average returns over the past five years, according to Value Research data. PSU funds topped the list, while auto sector funds narrowly missed the 20% mark.
Receivables Exchange of India Ltd declares maiden dividend of 21.6%
The SIDBINSE promoted RXIL reports strong profitability after wiping off accumulated losses in FY24
Parag Parikh Large Cap Fund vs other largecaps: 5 key differences investors should know
Parag Parikh Large Cap Fund distinguishes itself from other large-cap funds by offering index-like broad Nifty 100 exposure with low active share and cost efficiency through smart execution, minimal reliance on traditional stock selection/valuation, lower turnover and expense ratios, and tighter benchmark alignment making it different from typical actively managed large-cap schemes.
The Federation of National Postal Organisation (FNPO) has proposed multi-level fitment factors ranging from 3.0 to 3.25 for postal employees in its 8th Pay Commission recommendations. The organisation also advocates for a 5% annual increment and retaining the 7th Pay Commission matrix system to ensure fair pay progression and reduce stagnation.
2026 list of FIU registered crypto exchange in India
As of January 2026, India's digital asset ecosystem thrives under strict FIU-IND regulatory oversight. Choosing an FIU-registered crypto exchange is now a legal necessity for investors. This guide highlights top platforms like SunCrypto, CoinDCX, and WazirX, emphasizing their security, compliance, and user experience.
The Maharashtra government is facilitating physical verification for beneficiaries of the Mukhyamantri Majhi Ladki Bahin Yojana. This step addresses e-KYC errors encountered by some women. Anganwadi workers will conduct these verifications locally. The scheme provides Rs 1,500 monthly to eligible women aged 21 to 65. The government aims for smooth and transparent implementation of this financial assistance program.
Right time for existing borrowers to save big on their home loans, know how
At the beginning of 2025, home loan interest rates largely ranged between 8.75% and 9.25%, depending on the borrower's profile and the lender. As policy signals turned accommodative and competition among lenders intensified, rates declined steadily. By the end of 2025-and continuing into the current period-several banks and housing finance companies are offering home loans below 7.5%.
Top 5 midcap mutual funds to invest in January 2026
Top 5 gold funds and ETFs with highest risk-adjusted returns. Check details here
Top 5 gold funds/ETFs delivering the highest risk-adjusted returns include Aditya Birla Sun Life Gold Fund, Axis Gold Fund, HDFC Gold ETF Fund of Fund, Nippon India Gold Savings Fund and Quantum Gold Savings Fund, each showing strong Sharpe ratios and consistent 3-year performance in 2025.
J&K Bank Q3 results: Net profit rises 10.4% on better asset quality
Gross non-performing assets declined to 3% from 4.08% a year earlier, while net NPAs fell to 0.68% from 0.94%
Jobs for accountants, auditors and more may disappear by 2030, reveals World Economic Forum report
Zero tax up to Rs 12 lakh, but not on capital gains? Why Budget 2026 must fix this anomaly
Budget 2026 is urged to align capital gains tax with income tax slabs and the Section 87A rebate, currently excluding these benefits. Experts suggest an inflation-linked exemption for long-term capital gains on equities and extending the Rs 1.25 lakh exemption to all asset classes to ensure fairness and simplify taxation for investors.
Reliance Industries shares have lost about $29 billion in market value in 2026 and are trading at their most oversold levels in five years, driven by worries over a slowdown in the retail business and potential pressure on O2C margins from reduced Russian crude imports.
JPMorgan UK unit to open branch in Gujarats Gift City
The branch will be facilitating the trading of equities, derivatives and other financial instruments
Gift City regulator proposes rules to ring-fence algo trading
The International Financial Services Centres Authority (IFSCA) proposed that a market participant undertaking algorithmic trading may only be able to do so with the prior permission of an exchange
PSU Bank ETFs gain up to 45% since last Budget. Is it time to book profits or stay invested?
PSU Bank ETFs have surged up to 45% since the last Union Budget, prompting discussions on profit booking. Experts suggest existing investors may stay invested or trim allocations, while new investments in sectoral funds are advised against. The rally is attributed to genuine business improvements, asset quality enhancement, and policy-led confidence.
Best banking & PSU mutual funds to invest in January 2026
Banking & PSU debt funds offer relatively safe investment options for a few years, investing primarily in government-backed entities. While generally low-risk due to minimal credit risk, they are susceptible to interest rate fluctuations. Investors considering these funds for a three-year horizon should be aware of potential volatility.
BPCL Share Price Live Updates: BPCL's 3-Month Returns
Nestle India Share Price Live Updates: Nestle India shows modest returns over the last three months
JSW Steel Share Price Live Updates: JSW Steel's three-month performance highlights gradual growth
The Bombay High Court rejected a granddaughter's attempt to reopen a settled family property deal. The court ruled that once legal heirs accepted a family arrangement and sold the property, the granddaughter had no legal right to intervene in new owners' eviction proceedings. The court emphasized the finality of such arrangements.
Silver ETFs track the price of high-purity white metal yet their price, NAV and return are different. The supply-demand scenario for silver, expense ratio and tracking error of each individual ETF can lead to variations in their prices and returns. Currency volatility and global factors, domestic elements and costs, and the effective role of market makers in the system can also impact the price of a silver ETFs.
Budget 2026: As the Union Budget 2026 nears, taxpayers anticipate changes to income tax slabs, deductions, and rebates. Experts are calling for a higher standard deduction, revised home loan benefits, and an increased Section 80C limit. They also seek tax rationalization for fixed income and clearer frameworks for NRIs.
Investment Guide: Here's how you can buy MFs in your childs name
Mutual fund investments can be made in a minor's name, managed by a parent or legal guardian until the child turns 18. Upon reaching majority, the child gains full control, and tax implications shift, potentially offering tax efficiency due to their own exemption limits.
RBI approves appointment of Kaizad Bharucha as whole-time director in HDFC Bank
HDFC Bank announced a significant development today. The Reserve Bank of India has given its approval for Kaizad Bharucha's re-appointment. He will continue as the Whole-time Director, also known as Deputy Managing Director, for another three years. This term will commence from April 19, 2026.
City Union Bank bags six accolades at the IBA Technology Awards
This is the third year in row where City Union Bank has received six or more awards at the IBA Technology awards
Gold and silver have surged to record highs, with Motilal Oswal maintaining a positive outlook driven by geopolitical risks and policy uncertainty. The brokerage advises buying on dips and using precious metals as portfolio hedges rather than chasing prices at peaks.
RRB amalgamation: FinMin to review performance with PSU bank CEOs on Jan 30
This will be the first review after the fourth consolidation round, which reduced the number of RRBs to 28 from 43
Cashfree Payments announces ESOP buyback for over 400 employees
Cashfree has raised $53 million in a funding round led by South Korean gaming giant KRAFTON last year, with participation from existing investor Apis Growth Fund II
Can Fin Homes reports 25% rise in Q3 profit
The company had posted a net profit of 212 crore in the corresponding quarter last year
No-transaction day likely for mutual funds as stock markets open on Budget Sunday: Deepak Shenoy
Indian markets will open on Budget Sunday, February 1, 2026, but most mutual fund transactions may halt due to banking closures, Deepak Shenoy said. Liquid funds and ETFs will trade, though ETF prices may deviate amid volatility.
Jio BlackRock to launch series of new mutual funds, enter GIFT City, gets Sebi nod for SIF
Jio BlackRock Asset Management plans aggressive expansion in 2026, launching new mutual fund schemes, ETFs and Sebi-approved Specialized Investment Funds, while setting up operations in GIFT City to enable global investment access and diversified, cost-efficient offerings for retail and institutional investors.
Jio BlackRock Mutual Fund crosses 10 lakh investor base, 18% first timers
Jio BlackRock Mutual Fund has crossed 10 lakh investors, with 18% being first-time entrants. The AMC is seeing strong B-30 participation and now manages over Rs 13,700 crore. Backed by Jios digital ecosystem, it plans new offerings including SIFs, ETFs, model portfolios and international exposure as it expands its product suite.
Alpha, Beta, Sharpe ratio in mutual funds: 5 key ratios smart investors must check before investing
Whats the right way to gift my share of land to my sisters, gift deed or relinquishment deed?
ET Wealth Reader's Query: I want to give my share in a plot of land, in Karnataka, to my sisters. I want to know if I need to draft a relinquishment deed or a gift deed for this purpose. Which of these options will be simpler and cheaper?
AMFI unveils 27 demands for Budget 2026, seeks separate ELSS deduction under new tax regime
AMFI submitted a 27-point Budget FY27 proposal seeking tax reforms for mutual funds, including ELSS deduction under new regime, restoring indexation for debt funds, equity parity for FoFs, ReITs and InvITs, pension-linked schemes, and measures to deepen markets and savings.
Lost your locker keys? Know how you can replace it, how much it will cost and your legal rights
Many customers are unsure whether banks keep duplicate keys, how lockers are opened if a key is lost, and who bears the cost. While the process is governed by RBI rules, many locker holders remain unclear about what banks can insist on and where customers have legal protection.
NFO Update: WhiteOak Capital Mutual Fund launches consumption opportunities fund
WhiteOak Capital Mutual Fund has launched the WhiteOak Capital Consumption Opportunities Fund, an open-ended equity NFO focused on Indias domestic consumption theme. The scheme aims to tap long-term structural growth drivers through diversified equity exposure across consumption-linked sectors.
Parag Parikh Large Cap Fund open for subscription. Here are 5 key strategies to watch
HDFC Bank to disburse 20 crore to startups by March
The program will support 10 strategic initiatives in key sectors such as climate innovation, agriculture, manufacturing, financial inclusion, and gender diversity, as well as emerging areas like AI and deep technology
NFO Alert: Samco Mutual Fund launches Indias first actively managed momentum-based mid-cap fund
Samco Mutual Fund has launched the Samco Mid Cap Fund, Indias first actively managed momentum-based mid-cap scheme. The NFO, open from January 21 to February 4, aims to identify mid-cap companies with strong price, revenue and earnings momentum using Samcos C.A.R.E. strategy, targeting long-term wealth creation.
Silver ETFs deliver over 25% return in 2026. Time to invest or time to stay cautious?
MCX silver futures have surged to Rs 3,19,949 per kg, with commodity ETFs gaining over 25% in just 20 days of 2026. Experts say the strong momentum supports continued accumulation, while new investors may also consider taking exposure as part of a diversified multi-asset portfolio.
The Ministry of Health and Welfare has clarified CGHS OPD consultation charges, stating that Rs 350 and Rs 700 rates apply only to consultations by super-specialists with DM or MCh qualifications in empanelled hospitals. Existing norms for IPD cases, limiting specialist consultations to two per day, were also reiterated.
Flexi cap mutual funds have seen sharp growth in assets and inflows over four years, driven by their flexibility, strong long-term returns, and resilience in volatile markets, according to ICRA Analytics, as investors increasingly favour diversified and adaptive equity strategies.
This app can cut your medicine bills by up to 80%
One manager, 5 platforms: Radhika Gupta outlines Edelweiss MFs full investment bouquet
Gupta said Edelweiss Mutual Fund has built a comprehensive bouquet of investment platforms designed to help investors tap diverse market opportunities while maintaining balanced portfolios. The offerings span across asset classes, geographies, and investment styles, providing a broad range of choices under a unified framework.
Phone lost? 8 steps to protect your money and block UPI, Aadhaar & PAN misuse fast
How much gold should investors hold in their portfolios amid geopolitical tensions?
Gold is at historic highs due to geopolitical tensions and a shift away from the US dollar. Investors are advised to gradually build gold positions. Conservative investors should allocate around 15% to gold, while aggressive investors may hold slightly more. Gold ETFs and similar instruments are recommended for efficiency. Gold's relevance is expected to continue for several years.
Gold & silver exposure should be capped at 1020% of overall asset allocation: Deepak Shenoy
Amid global uncertainty, investors are favoring safe assets like gold and silver. Deepak Shenoy of Capitalmind Asset Management suggests aligning mutual fund investments with cash flow through SIPs and STPs. He highlights the importance of long-term India growth stories for equity investments. Diversification across asset classes, including international exposure and multi-asset allocation funds, is recommended for moderate risk appetites.
Life insurance payouts are increasing significantly in India. However, this rise is not due to policies maturing as expected. Instead, a large portion comes from policyholders cashing out early, often at a loss. This trend highlights a system that appears to benefit insurers and their agents more than policyholders. Regulatory data suggests a commission-driven model is at play.
Employees earning foreign income face higher tax deductions. This happens because employers cannot apply foreign tax credits during monthly TDS. Budget 2026 is urged to introduce a mechanism for this. Such a change would ensure accurate tax deductions, improve employee cash flow, and reduce reliance on refunds. This will benefit a growing number of professionals with cross-border earnings.
Rs 10 lakh cut from gratuity: High court backs employer after employees actions cause loss
The Calcutta High Court has ruled that employers can deduct Rs 10 lakh from a retired employee's gratuity. This decision follows losses incurred by the company due to the employee's actions during his service. The court upheld the company's right to recover pecuniary losses. Disciplinary proceedings confirmed the employee's misconduct.
UST acquires Texas-based Tailwind, enhances play in digital banking solutions
With this acquisition, UST will be able to increase its share of digital banking solutions implementation and support services for banks and credit unions
Best conservative hybrid mutual funds to invest in January 2026
If you want a ready-made scheme that would help you to take a small exposure to equity, here are our recommended conservative hybrid schemes. However, you should always remember, especially if you are investing in stocks for the first time, that stocks are risky.
RBI needs to ramp up bond purchases to cool yields, funds say
RBI has injected a record 14.5 trillion rupees of liquidity since end-December 2024 through cash reserve-ratio cuts, open-market bond purchases and foreign-exchange swaps,
Avana Electrosystems shares to list today. Check GMP ahead of debut
Based on the prevailing GMP, the stock is indicated to list at around Rs 69-70 per share, though grey market trends are unofficial and can change closer to listing.
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