Personal Finance News
Indias mutual fund and equity assets set to grow more than sixfold by FY2035 : Report
Indias mutual fund AUM is projected to surpass Rs 300 lakh crore by 2035, with direct equity holdings expected to reach Rs 250 lakh crore over the same period, signalling a major shift in the countrys investment landscape, according to a report How India Invests 2025 released by Bain & Company in partnership with Groww.
RBI eases reorganisation norms, reducing operational disruption for many bank groups: Crisil Ratings
RBIs final guidelines streamline bank reorganisation, enhancing compliance while allowing flexible lending overlaps, says Crisil Ratings.
Quant Small Cap Fund: NBCC, Delhivery among key stocks bought and sold in November
Quant Small Cap Fund had an AUM of Rs 30,170 crore as on November 28, 2025. Here is what the smallcap fund bought and sold in November.
CBI books Anil Ambani's son, Reliance Home Finance in 228-crore bank fraud case
CBI acted on a complaint filed by Union Bank of India against Reliance Home Finance, Jai Anmol Anil Ambani and Ravindra Sharad Sudhakar, both directors in RHFL
Zoho launches new billing and spend tools for enterprise users
The 2 new solutions will help finance teams monetise with modern revenue strategies, improve spend controls, streamline procurement, and gain end-to-end financial visibility
SBI Card is revamping its domestic airport lounge access program effective January 10, 2026, categorizing lounges into Set A and Set B based on card type. A Rs 2 authorization fee will apply to VISA and RuPay cards, while Mastercard users will see a temporary Rs 25 charge. Visit limits and extra charges for food and services will apply.
Adani Energy Solutions, Adani Green see Moodys outlook raised to stable; ratings affirmed
Moodys revises its outlook to stable for key Adani Group energy and renewable subsidiaries, affirming their ratings on the back of steady operations, predictable cash flows and fully amortising debt structures, while noting manageable risks tied to weak state discoms and long-term licence periods.
Parag Parikh Flexi Cap Fund boosted its holdings in 12 stocks, including major additions to ITC and Power Grid, while adding Indus Towers and TCS as new entrants. The fund maintained stable exposure in 15 stocks and slightly reduced cash levels as it continued focusing on long-term, company-specific investment opportunities.
Kotak MFs Nilesh Shah says Chinas trade surplus topping $1 trillion in 11 months is not just due to innovation and competitiveness, but also a largely overlooked factor a deliberately undervalued yuan boosting export advantage.
Kaynes Technology shares fall over 30% in 5 days. Does your mutual fund hold it?
Kaynes Technology shares have plummeted nearly 31% in five days following a critical Kotak Equities report. The note highlighted inconsistencies in financial disclosures and related-party transactions, including missing inter-company transactions and concerns over goodwill and contingent liabilities. This has led to a reduction in holdings by several mutual funds.
Mirae Asset Investment Managers announces a leadership transition in its fixed income division, with Basant Bafna to assume responsibilities for overseeing the fixed income portfolio. Mahendra Jajoo, who guided the fund houses debt AUM from Rs 321 crore in 2016 to over Rs 32,000 crore by 2025, has completed the CIO transition process
Wealth quote of the day by Warren Buffett: Be fearful when others are greedy and greedy
Warren Buffett, widely celebrated as a master strategist in wealth management, imparts invaluable wisdom that transcends generations. His famous adage urges investors to cultivate caution in times of greed and to embrace risk in periods of fear.
Rs 1 crore shortfall in retirement corpus if you misjudge inflation by 1%: things to watch out for
Inflation quietly eats away at your retirement savings. What costs 50,000 monthly today could demand over 2 lakh in 30 years. Learn how to build a retirement corpus that grows faster than prices rise and keeps your money working even as you spend it.
High salary trap: Why big earners still feel broke & how to break free
IndiGo shares down 17% in 8 days. Which mutual funds have highest exposure in this stock in October
InterGlobe Aviation, the parent of IndiGo, has seen a sharp stock decline of nearly 17% over eight days following widespread flight cancellations linked to new pilot duty norms. Mutual funds hold significant exposure to the stock, with ICICI Prudential, SBI, and HDFC among the largest investors. IndiGo has responded to the DGCAs show-cause notice, citing revised duty norms and minor technical issues as key factors behind over 2,000 cancellations in the past week.
Do you need full 5 years of service for gratuity? Exceptions every employee should know
Smallcap mutual funds down by 5% in 2025. Should you increase exposure or stay cautious?
Small cap mutual funds have seen a nearly 5% average decline in 2025 so far, with experts advising investors with a 3-5 year horizon to increase exposure. Despite short-term volatility, historical data suggests small caps rebound strongly, making long-term investment crucial for wealth creation.
HDFC Bank Share Price Live Updates: HDFC Bank's Current Trading Price
UPL Share Price Live Updates: UPL's Current Trading Status
TCS Share Price Live Updates: TCS Market Update
Eicher Motors Share Price Live Updates: Eicher Motors Daily Price Snapshot
Tech Mahindra Share Price Live Updates: Tech Mahindra Faces Downward Price Breakout
HUL Share Price Live Updates: HUL's Price Movement Today
BPCL Share Price Live Updates: BPCL's Recent Trading Activity
Adani Ports SEZ Share Price Live Updates: Adani Ports SEZ Price Analysis
Hero MotoCorp Share Price Live Updates: Hero MotoCorp's Performance Snapshot
Britannia Share Price Live Updates: Britannia's Current Market Price
Dr Reddys Share Price Live Updates: Dr. Reddys Stock Update
ITC Share Price Live Updates: ITC's Price Movement Today
ICICI Bank Share Price Live Updates: ICICI Bank's Current Trading Price
Bajaj Finance Share Price Live Updates: Bajaj Finance Price Movement Analysis
Coal India Share Price Live Updates: Coal India Price Movement Analysis
Hindalco Share Price Live Updates: Hindalco's Recent Trading Insights
RIL Share Price Live Updates: RIL's Current Trading Price
Grasim Inds Share Price Live Updates: Grasim Industries Market Performance
M&M Share Price Live Updates: M&M's Current Price Analysis
Axis Bank Share Price Live Updates: Axis Bank Daily Price Update
Gold prices rose 139% in 3 years: Can the yellow metal rise more, what should investors do?
Gold prices have seen a significant surge, prompting investors to re-evaluate strategies. Experts suggest buying gold during price dips for long-term wealth. They recommend a gradual accumulation approach, considering gold as a safe haven asset. Investors should choose investment forms like ETFs or Sovereign Gold Bonds for cost efficiency and liquidity.
New Labour Code 2025 brings big relief: Faster action on unpaid salary & workplace disputes
New Labour Codes 2025 bring significant changes. Offences punishable by fine only can now be compounded. This allows employers to pay a set amount, avoiding lengthy legal battles. Employees can receive unpaid dues faster. This reform aims for quicker dispute resolution and better compliance, balancing worker and growth needs.
City Union Bank, SalarySe partner for a credit card exclusively for salaried employees
The Level Up Credit Card introduces a Salary Day Bonus feature, offering up to 37.5% rewards on salary disbursement days, enabling employees to maximise returns on essential expenses coinciding with payroll cycles
IDFC FIRST Bank launches upgraded version of its FD-backed credit card
The card is available against an FD from 20,000 and is open to all applicants aged 18 and above
CBDT sends over 44,000 communications to taxpayers to disclose crypto transaction
Meanwhile, mop up through TDS on transaction of crypto has more than doubled in three years, Finance Ministry data, presented in Lok Sabha showed
Rate cut, USD/INR buy/sell swap announcements weigh on rupee
Indian currency slips past 90-mark again vs dollar
8th Pay Commission implementation date: What minister said in Parliament today
Government employees and pensioners eagerly await the 8th Pay Commission's implementation date. While the commission has 18 months to submit its report, the Finance Ministry stated that the government will decide the implementation timeline. Appropriate funds will be allocated in the 2026-2027 budget for accepted recommendations, impacting over 50 lakh employees and 69 lakh pensioners.
Financier J.P. Morgan believed character and trust were key to money and power. His wisdom guided generations. Morgan helped the USA during the 1907 financial panic, preventing collapse and leading to the Federal Reserve.
NFO Update: Bajaj Life launches Bajaj Life India Consumption Fund
Bajaj Life Insurance has launched the Bajaj Life India Consumption Fund NFO, offering investors exposure to Indias fast-growing consumption economy. The fund invests across sectors benefiting from rising incomes, urbanisation and digital adoption, and is available through Bajaj Life ULIPs, targeting long-term wealth creation through a diversified, growth-focused portfolio.
Indian Railways is enhancing train travel comfort for senior citizens, women aged 45+, pregnant passengers, the visually impaired, and persons with disabilities. New features include automatic lower berth allotments, reserved quotas, dedicated coaches with accessibility features, and Braille signage. Modern trains like Vande Bharat also boast improved accessibility for all.
Quant Small Cap Fund increased stakes in NBCC, Pfizer, and 13 other stocks in November while trimming positions in Bata India, India Shelter Finance, and Oriental Hotels. The fund added four new stocks, exited four, and maintained exposure in 71 stocks, holding a total of 93 stocks, unchanged from October.
According to the report, industry gross direct premium income surged 24.1% year-on-year in November 2025, reflecting sustained demand momentum
ICICI Prudential AMC plans acquisition in private equity space, CEO says
ICICI Prudential AMC Is also awaiting the markets regulator's approval to acquire group company ICICI Ventures as part of its private equity expansion
Ex-Servicemen Contributory Health Scheme or ECHS has updated its healthcare pricing. Revised Central Government Health Scheme or CGHS package rates will now apply to all ECHS empanelled healthcare organisations. Medical reimbursement claims submitted by service pensioners and eligible ECHS beneficiaries will also use these new rates. Cashless treatment will be extended as per existing rules.
20 equity mutual funds offer over 20% XIRR on SIP investments in 5 years. Do you own any?
Nifty continues its bullish trend with new highs, firm RSI readings, and support at key moving averages and Fibonacci levels. Strong macro data and a favourable derivatives setup further reinforce the buy-on-dips approach, with experts recommending a Bull Call Spread to manage risk and capture upside.
Indian and Asia Pacific banks maintain stronger capital than US and European peers: Moody's
Moodys survey highlights that Asia-Pacific banks, including Indias, have stronger capital positions than peers in the US and Western Europe, supported by prudent regulatory oversight. Large Indian private banks, such as SBI, ICICI, HDFC, and Axis Bank, show high CET1 ratios (14.718%) and leverage due to strong internal capital generation and easy access to equity markets, outperforming government-owned peers.
Mutual funds, bonds or SIPs? Best options to build Rs 1 crore with Rs 1.5 lakh monthly savings
Investing Rs 1.5 lakh monthly via equity SIPs over 10 years can help build over Rs 3 crore, with experts recommending a diversified mix of value, contra, mid-cap, small-cap and smart-beta funds for higher returns.
NFO Alert: Tata Mutual Fund launches Indias first multicap consumption index fund
Tata Mutual Fund has launched Indias first multi-cap consumption index fund, offering diversified exposure across large-, mid-, and small-cap consumption stocks. The open-ended Tata BSE Multicap Consumption 50:30:20 Index Fund tracks the BSE Multicap Consumption 50:30:20 Index (TRI), aiming to balance stability and growth. The NFO closes on December 23, tapping into Indias long-term consumption theme, which contributes over 60% to GDP.
Is life without a paycheck possible? 5 ways you can build true financial independence
Your home loan interest, EMI burden set to dip
Since all new, retail floating-rate home loans sanctioned after 1 October, 2019 are linked to an external benchmark, which is the repo rate in most cases, banks will have to pass on the benefit to existing borrowers at the reset dates.
SIPs alone wont make you rich: The missing pieces you need to reach your life goals
NPS equity funds offer over 15% return in 5 years. Check details
The National Pension System (NPS) has delivered robust returns over the past five years. Top performers, Kotak, ICICI Prudential, UTI, and LIC Pension Funds, posted over 17%, while HDFC, ABSL, and SBI Pension Funds offered 14-16%, reflecting consistent growth.
IDBI Bank stake sale expected to bridge part of tax shortfall
At the current market price of the bank, the total proceeds from the stake sale are estimated at 63,000 crore
In a recent development, a taxpayer residing in the UAE with an income of Rs 4 crore from India found themselves in a positive light as the ITAT in Delhi ruled in their favor. Despite having Tax Deducted at Source (TDS) already handled, the taxpayer had not submitted their Income Tax Return (ITR).
NFO Insight: Can Abakkus Flexi Cap Funds MEETS framework safeguard portfolios in volatile market?
Abakkus Mutual Fund introduces its inaugural equity NFO, the Abakkus Flexi Cap Fund. This new fund aims for long-term capital appreciation by investing across market capitalizations. It utilizes the proprietary MEETS framework, focusing on management, earnings, events, timing, and structural aspects. Experts offer varied opinions on NFOs, highlighting the importance of a differentiated strategy.
Everything you need to know about CIBIL Score for a housing loan
Your CIBIL score significantly impacts housing loan eligibility and interest rates. Lenders prefer scores of 750+ to signify creditworthiness. Improving your score by paying bills on time, managing credit utilization, and avoiding multiple applications can secure better loan terms and reduce overall repayment.
The Delhi High Court has awarded Rs 1 lakh to a credit card customer. This comes after the customer faced harassment from a bank's recovery agent. The court also ordered the bank to reverse Rs 76,777 in fraudulent transactions. The judgement highlights issues with the RBI's Ombudsman scheme and directs improvements for consumer protection.
How the new PPFAS large cap fund differs from its flagship flexi cap fund in strategy
The fund houses next big play is a differentiated large-cap offering that deviates from the hallmarks of its proven flagship fund.
AI hype is high, clarity is low Im staying cautious: WhiteOak Capital CEO Aashish Somaiyaa
WhiteOak Capital Asset Management differentiates itself with strategies designed to keep investors invested for longer. This includes portfolio construction that avoids extreme swings, a fund lineup less prone to high volatility, and a sticky SIP-led franchise, CEO Aashish Somaiyaa tells Sanket Dhanorkar in an interview.
What is credit score and why it matters
A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check it, and how to improve it for better loan terms from banks and NBFCs in India. In the 80th part of this series, Riju Mehta explains why this score is important for you.
LATAM stocks outperform India, US in 2025
Currency fluctuations impact the returns on foreign investments. To capture the real value from an Indian investors standpoint, these returns are adjusted to reflect their equivalent in Indian rupees. The key takeaway: no market dominates, diversify for security. By Sameer Bhardwaj.
Indians investing actively but lack financial preparedness
Indian corporate employees are investing more actively in mutual funds and equities, but many lack adequate financial knowledge and emergency preparedness, shows a Finsafe India study.
Choosing your first credit card: A beginner's guide
Choosing your first credit card requires understanding base conversion rates, category bonuses, and redemption values. Learn how reward points work, which cards suit different spending patterns and how to maximize value through accelerated rewards and partner ecosystems. Compare milestone benefits, annual fees, and card recommendations for beginners.
Health insurance complaints surge, doubled in 6 years
Health insurance complaints have doubled in six years, now accounting for 80% of all grievances. Ombudsman calls for healthcare industry regulator and urges insurers to simplify policy terms as post-Covid awareness remains limited despite rising penetration.
Insurance ombudsman reforms: Key changes explained
The Finance Ministry proposes major insurance ombudsman reforms. These changes aim to strengthen policyholder protection and improve claim settlement, but implementation and awareness remain critical for success.
Not chasing AI blindly:WhiteOak CEO Somaiyaa
WhiteOak Capital Asset Management differentiates itself with strategies designed to keep investors invested for longer. This includes portfolio construction that avoids extreme swings, a fund lineup less prone to high volatility, and a sticky SIP-led franchise, CEO Aashish Somaiyaa tells Sanket Dhanorkar in an interview.
Why women need money skills, not just spending
Women may be dealing with money in terms of bargaining for the best deal for what they buy. They may be allocating money for various competing expenses, and may be comfortable hoarding money in physical assets like gold. Have we somewhat normalised this association, where womens efficiency is measured merely with respect to her spending decisions?
Use FIFO strategy for smart tax saving on equities
Why FIFO and your demat strategy matter: smart choices can preserve big gains.
New Labour Code vs old PF law: Payroll confusion
A visible exception in the latest reform story is that the Employees Provident Funds and Miscellaneous Provisions Act (EPF Act), 1952Indias principal PF lawis yet to be repealed. This means that the new wage universe governing gratuity, ESI and leave encashment, and the old wage definition continuing for PF both operate simultaneously.
Who can invest in PPFAS large cap fund?
The fund houses next big play is a differentiated large-cap offering that deviates from the hallmarks of its proven flagship fund.
December car discounts shine but pick carefully
Unlike 2024, when high inventory and weaker demand patches forced broad-based discounting, 2025s deal pattern is more surgical.
Fino to sell its corporate BC business, aspires to become universal bank eventually: CEO
Fino Payments Bank will re-brand itself as Fino SFB post conversion and double its branch network from 120 currently, over the next 2-3 years, and hire 500-600 employees in the initial years of becoming a SFB.
Loan Approvals: MNRE shares status of solar PV manufacturing chain with FinMin, NBFCs
This will help financial institutions adopt a calibrated and well-informed approach while evaluating proposals
IL&FS to initiate process before NCLT to recover 187 cr excess remuneration paid to ex-directors
IL&FS said it will file an application before the NCLT against the erstwhile whole-time directors, who owe nearly 90 per cent of the total dues, and also seek recovery from independent directors of these three companies
Bajaj Finserv sees consolidated PAT rising 1822% CAGR to 21,00024,000 cr by FY2030
Bajaj Finance plans to enter wealth management business.
Equity mutual funds deliver up to 6% returns last week; global funds lead. Check top 5 gainers
Digitally unified insurance systems can transform Indias healthcare: GIM-WHO study
As India continues to expand subsidised health insurance schemes, the study highlights why unification of data and processes across different stakeholders is essential for improving service delivery
5 mutual fund NFOs open for subscription this week. Check dates and key details
I am 50 and retired with nearly 5 crore in savings. Is this corpus enough for the rest of my life?
ET Wealth Reader's Query: I am 50 and retired, with no dependants. I have a mutual fund and equities portfolio worth around Rs 4.25 crore, and a PPF balance of about Rs 40 lakh. Is this corpus sufficient to sustain me for the rest of my life?
JioBlackRock Mutual Fund is launching its JioBlackRock Arbitrage Fund on December 9, offering a low-risk option for short-term money. The fund will primarily invest in arbitrage opportunities across cash and derivatives markets, with a portion in debt and money market instruments. Suitable for investors with a 312 month horizon, it aims to generate income while leveraging market price gaps.
LIC will become completely digital in next two months: DFS Secretary Nagaraju
Stating that the digital transformation would be similar to what State Bank of India had undergone in terms of various processes, the secretary hinted at a comprehensive set of reforms in insurance whichwill be announced soon
Investor flows are diverging, says Sanjay Shah of Prudent Corporate. While SIPs continue to channel steady money into mid- and smallcaps, fresh allocations are moving toward hybrid, multi-asset, and large-and-midcap funds. New AMCs, NFOs, and SEBI incentives are driving added traction.
Choosing between Gold ETF and Gold ETF FoF? Here are 7 differences to guide you
Gold ETFs invest directly in physical gold, require a demat account, offer real-time liquidity, and have lower expenses. Gold ETF FoFs invest in ETF units, need no demat, allow low-ticket SIPs, carry higher expenses, and follow NAV-based pricing.

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