35 C 
Manage your urgent expenses without delay with an instant personal loan
Unexpected expenses like medical emergencies or urgent home repairs can be challenging to manage financially. A personal loan provides a quick and unsecured solution with minimal documentation and flexible repayment plans. During Loan Fest, borrowers can enjoy exclusive benefits such as Bajaj Prime membership and attractive cashback offers.
SBI raises $1 billion in Indias largest dollar loan of 2025
Shriram Finance plans to raise $250 million, while Bank of Baroda secured a $750 million loan earlier this month
How much corpus will you create with an SIP of Rs 10,000 for 25 years?
Are you wondering how much corpus you will create by investing Rs 10,000 monthly for around 25 years.
Aditya Birla Sun Life Mutual Fund announces merger of target maturity fund with corporate bond fund
Aditya Birla Sun Life CRISIL IBX 60:40 SDL + AAA PSU - Apr 2025 Index Fund is an open-ended Target Maturity Index Fund that tracks the CRISIL IBX 60:40 SDL + AAA PSU Index April 2025. It carries moderate interest rate risk and relatively low credit risk.
PPFAS Mutual Fund changes TER for Parag Parikh Flexi Cap Fund
PPFAS Mutual Fund has reduced the base total expense ratio (TER) for the regular plan of Parag Parikh Flexi Cap Fund from 1.20% to 1.15%, effective April 1, 2025. The change, aimed at offering cost savings, was communicated to unitholders via a notice-cum-addendum, which clarified that the base TER excludes certain additional expenses and GST on management fees.
PNB urges these customers to update KYC before April 10, 2025
Power of Compounding SIP Calculation:An SIP or systematic investment plan is a popular way of investing in mutual fund schemes of choice, as it enables investors to direct their cash towards a desired equity-related scheme gradually. In this article, let's look at three scenarios to learn about the role time plays when it comes to compounding.
Crypto experts predict: Three altcoins ready to make headlines in 2025
The current crypto market dip presents opportunities for investors, with altcoins like Solaxy, Bitcoin Bull, and Mind of Pepe showing potential for significant growth. Experts highlight their unique technologies and rewarding mechanisms as reasons to watch these tokens closely.
Power of Compounding: How much corpus can you build in 25 years with Rs 25,000 monthly investment?
Power of Compounding:Planning for your future financial needs, like buying a house, children's education, marriage, medical emergencies, etc., during the earning phase is always considered a wise move for a person. In this write-up, we will calculate how much corpus you can generate in 25 years with a Rs 25,000 monthly investment.
Healthy recoveries from low-vintage accounts, and robust settlement rates across secured and unsecured asset classes would drive improved redemptions
Meme coins ready to moon: Three picks with strong potential
New meme coins, including Bitcoin Bull (BTCBULL), Solaxy (SOLX), and Mind of Pepe (MIND), are gaining traction for their unique features and investor appeal. These projects combine innovative solutions such as AI-driven market intelligence and Layer-2 scaling with the community-driven hype typical of meme coins.
Next big altcoins: Three cryptos ready to pump
Bitcoin remains the dominant player in the crypto market, but emerging altcoins like Solaxy, Bitcoin Bull, and Mind of Pepe are gaining attention for their innovative solutions and presale success. These altcoins, driven by strong technology and unique mechanisms, are attracting significant investments and are considered top cryptos to buy now.
Top presales to watch: Upcoming crypto launches set to surge
Analysts predict Bitcoin is set for a significant move this year, with several altcoins gaining traction. Solaxy, Bitcoin Bull, and Best Wallet are among the top picks in upcoming crypto presales, each offering unique innovations and substantial early funding, potentially indicating large returns for investors.
Top crypto presales to buy before they explode in price post-launch
The crypto market is buzzing with three top presales: Solaxy, Bitcoin Bull, and Meme Index, each offering unique solutions and significant investor interest. Solaxy provides a scaling solution for Solana, Bitcoin Bull rewards investors linked to Bitcoin's performance, and Meme Index diversifies meme coin investments.
Three meme coins ready to explode in 2025
Meme coins continue to captivate investors with million-dollar presales. Bitcoin Bull ($BTCBULL) rewards holders based on Bitcoins price action. Solaxy ($SOLX) addresses Solana's congestion issues. Mind of Pepe ($MIND) integrates AI trading for early trend spotting. These projects aim for explosive growth in 2025 with strong utilities and community backing.
Top new crypto presales to buy at a discounted price
Early-stage crypto presales, often at discounted prices, can offer significant returns if the projects succeed. Prominent presales like Solaxy, Bitcoin Bull, and Best Wallet have gained traction, raising millions recently. Thorough research on project fundamentals is crucial for investors to identify potential breakout opportunities.
Solaxy eyes $30 million in presale as investors bet on Solanas first Layer-2 solution
Solaxy's presale has quickly amassed $26 million, nearing its $30 million milestone. The project offers a Layer-2 solution to enhance Solanas scalability and reduce network congestion. Investors can benefit from early entry perks and passive income incentives, making Solaxy a potential top altcoin.
Best Wallet presale breaks $11 million Next altcoin to explode?
Best Wallet, a multichain crypto management solution, has made significant progress in its presale by surpassing the $11 million mark. The wallet allows for versatile crypto management across over 60 blockchains, enabling storage and trading functionalities. It has integrated Bitcoin support and plans for future expansions, positioning $BEST as a promising altcoin contender.
This crypto influencer reveals the top altcoins ready to explode
Crypto influencer Austin Hilton highlights three new cryptos poised for significant growth: Solaxy (SOLX), a Layer-2 solution for Solana; Bitcoin Bull (BTCBULL), a meme coin tied to Bitcoin's performance; and Best Wallet (BEST), an integrated crypto wallet with exchange capabilities. Each project offers unique advantages and strong early investment.
Time to sell XRP? This Ripple alternative might be a better bet
XRPs value has declined, causing investors to consider alternatives like MIND of Pepe. The new AI crypto project has already raised over $7 million and offers advanced market intelligence through AI, appealing to serious traders.
Under the radar low-cap coins poised for growth
New and promising cryptocurrencies such as Solaxy, Bitcoin Bull, MIND of Pepe, and Best Wallet are revolutionizing the crypto market with unique utilities and advanced technologies. These altcoins offer potential for high returns, enhanced transaction speeds, and advanced trading features, drawing significant investor interest during their presale phases.
A closer look at the data revealed that these funds have lost their appeal in the current calendar year. There are approximately 39 schemes in this category, and all have posted negative returns so far, ranging from -0.43% to -17.02%.
Redeem or hold SGB? How you can make the most of this lucrative gold investment option
Sovereign Gold bonds premature redemption: Between April and September 2025, 34 SGBs are due for redemption. With gold prices currently hitting new highs, many gold bond investors are wondering if they should go for premature redemption now or hold the Sovereign Gold Bonds till Maturity. Read on to know what you should do as an SGB investor.
Want to know how many years it takes to quadruple your mutual fund investment? Here's the rule
MF investors often want to know how many years it will take for their investments to double, triple, or quadruple.
Gold Customs duty: A Non-Resident Indian (NRI) travelling from United Arab Emirates to India was intercepted by Indian customs officials at the Delhi airport and his gold chain was seized. However this seizure was made not proper by Delhi High Court and lawyers say this incident also violated the principals of natural justice. Read below to know how this NRI won and what legal analysis did he use.
The Mahila Samman Savings Certificate (MSSC) is a government initiative aimed at empowering women and girls by offering a secure, two-year investment scheme with a 7.5% interest rate. Eligible participants can invest between Rs 1,000 and Rs 2 lakh, with flexible partial withdrawals allowed after one year.
To ensure no losses in small-cap MF bets, SIP for at least 12 years
Investors, who continued doing SIPs in Nifty Small Cap 250 TRI for 12 years and 15 years, did not lose money at all, according to the study.
The revised guidelines, which is expected to facilitate better targeting of bank credit to the priority sectors of the economy, will be effective from April 1, 2025
Payments industry proposes introduction of MDR for RuPay debit cards for all merchants
PCI, in a letter to PM Modi, says sustaining Indias digital payments growth would require continuous investments in innovation, cybersecurity, merchant onboarding, compliance, and IT infrastructure
Canara Bank appoints S K Majumdar as Executive Director
Prior to this elevation, Majumdar served as the CFO with the bank
MEXC launches DEX+: One-stop platform for seamless on-chain and off-chain trading
MEXC has launched DEX+, a hybrid CEX and DEX product enabling seamless on-chain and off-chain trading. Initially supporting the Solana ecosystem, DEX+ simplifies decentralised trading, making it accessible for new crypto users. The platform ensures top-tier security with Proof of Reserves and a collaboration with GoPlus.
BTC bull token smashes $4 million in viral crypto presale - Top altcoin to buy now?
Bitcoin Bull (BTCBULL) has gained rapid traction, surpassing $4 million in its presale phase. The altcoin's unique reward and burn mechanism, tied to Bitcoin's price performance, coupled with its passive income program, has captivated investors. Crypto influencers and positive Bitcoin price forecasts further fuel its popularity.
This Pepe and Shiba Inu rival raises $7 million in presale - Next meme coin to watch?
MIND of Pepe ($MIND) has raised over $7 million in its presale, highlighting its AI-powered trading platform with a meme twist. It offers advanced market insights and automated trading tools, aiming to make AI trading more accessible for retail investors and improve their profitability.
Before March 31, 2025, taxpayers must complete key tasks like filing updated returns, making tax-saving investments and declaring foreign income to avoid penalties and maximise available income tax benefits.
Best Wallet presale surpasses $10 million Next altcoin to explode?
Best Wallet's presale recently exceeded the $10 million mark, attracting significant investor interest. The $BEST token offers early investors low prices and potential rewards, while the wallet, which supports Bitcoin and multiple blockchains, promises easy crypto management and direct trading across various networks.
XRP price prediction - Could this $0.0016 altcoin be a smarter bet?
XRP, experiencing a 333% growth over the past year, is gaining traction due to potential XRP ETFs and strategic partnerships. Meanwhile, the new altcoin Solaxy, in its presale phase, is attracting significant interest with its layer-2 scaling solution for Solana and cross-chain functionality with Ethereum.
Penny cryptos to buy now for explosive gains
Penny cryptos like Solaxy, Bitcoin Bull, and Meme Index are capturing investor attention with potential for high rewards. Solaxy addresses scalability, Bitcoin Bull combines meme hype with rewards, and Meme Index offers structured investment in meme coins. These investments, however, come with significant risk.
Three upcoming crypto presales with huge growth potential
Early-stage crypto projects Solaxy, MIND of Pepe, and Best Wallet are seeing significant interest in their presales. These projects offer innovative solutions in the crypto space, from improving transaction speeds to providing AI-powered market insights. Investors have already committed millions, highlighting the strong potential and demand for these emerging cryptocurrencies.
8th Pay Commission Pay Hike: After the announcement of the 8th Pay Commission, central government employees have been keenly waiting for the formation of the commission and implementation of its recommendations. But are you aware of how much of a rise they got in the 4th, 5th, 6th, and 7th Pay Commissions?
Solaxy leads Solana meme coin comeback with $30M presale goal
Solaxy's presale is gaining momentum despite the downturn in Solana meme coins and the broader crypto market. The project offers Solana's first Layer-2 scaling solution to address network congestion and aims for cross-chain functionality with Ethereum. With a lower initial market cap and strong investor incentives, Solaxy stands out as a promising investment opportunity.
Four top altcoins poised for potential gains
Solaxy, Bitcoin Bull, and Mind of Pepe are three undervalued altcoins gaining traction in the crypto market. Solaxy aims to solve Solana's congestion issues, Bitcoin Bull offers milestone-based Bitcoin rewards, and Mind of Pepe provides AI-driven trading insights for retail investors. These innovative projects show significant potential for long-term growth.
One-time MF Investment vs PNB 5-year FD: Compare returns on a one-time Rs 2,50,000 investment in mutual funds and PNB's 5-year fixed deposit.
Cheap crypto to buy now for long-term: Three smart altcoin picks
Explore three undervalued altcoins: Solaxy (SOLX), Best Wallet (BEST), and Mind of Pepe (MIND). These cryptos show promising growth potential, backed by innovative projects. Solaxy aims to enhance Solana's scalability, Best Wallet offers an all-in-one crypto solution, and MIND combines AI with meme coin dynamics, providing market trend insights. Read full article on their presale success.
Three altcoins to consider buying now as Bitcoin price eyes new ATH
In 2025, beyond Bitcoin, investors are eyeing Solaxy, Bitcoin Bull, and Mind of Pepe for their long-term gains potential. Solaxy introduces Solana's first Layer-2 solution, Bitcoin Bull ties its value to Bitcoin's trajectory, and Mind of Pepe leverages AI for advanced market insights.
Altcoins to watch after Trump's Crypto Reserve announcement
Donald Trumps announcement on a US Crypto Reserve has revived market activity, prompting investors to explore promising altcoins. Top picks detailed include MIND of Pepe, Best Wallet, Meme Index, and Solaxy, all showing significant presale success and growth potential driven by innovation in AI, multichain wallets, meme coins, and Layer-2 solutions.
Three undervalued altcoins ready to skyrocket in 2025 (Hint: not XRP)
The crypto market is showing promise for undervalued altcoins like Solaxy (SOLX), Bitcoin Bull (BTCBULL), and Best Wallet (BEST). These altcoins are gaining traction due to their innovative solutions and strong fundamentals, positioning them for potential growth in 2025. Investors are flocking to these presales, anticipating major returns on their investments.
Three low-cap meme coins that could deliver 100x returns by 2026
Undervalued meme coins backed by promising projects like Bitcoin Bull, Solaxy, and Meme Index are gaining traction. Bitcoin Bull rewards holders when Bitcoin hits key price milestones, Solaxy addresses Solanas congestion issues, and Meme Index offers curated investment baskets for meme coins. These projects are trending in presales, attracting strategic investors.
Top cryptos to watch: New altcoins gearing up for explosive growth
New altcoins like Solaxy, Bitcoin Bull, and MIND of Pepe present major investment opportunities due to their unique features, such as Solaxys Layer-2 solution for Solana, Bitcoin Bulls deflationary mechanism, and MINDs AI capabilities. Their presales show significant promise with substantial funds raised already.
Debt trapped these 4 people: How to get out?
Reckless spending, poor planning, and unchecked borrowing are pushing many into deep debt. Disciplined saving, debt restructuring, and expert guidance can offer a way out.
Small-cap MFs good for new investors: Sambre, DSP MF
Unlike many fund managers, Vinit Sambre, Head, Equities, DSP Investment Managers, believes that small-cap funds are ideal for first-time investors. This, despite the category taking a massive beating during this market fall. In conversation with Kayezad E. Adajania.
Should you invest in quality-driven factor MFs now?
Fund houses are sensing a turnaround for the quality basket of stocks after four years of underperformance. Whats in it for investors?
Are you getting debt trapped? Take this quiz to know
Take this quick quiz to find out how well you are managing your debt.
Long term investing helps in rebalancing when needed
Rebalancing need not be a kneejerk response. At every stage of an investors savings and investing journey, some assets will dominate the others. The easiest route to maintaining the balance begins with the understanding that as long as the household continues to earn and save, fresh investments will rebalance the portfolio with time.
Hotel stocks likely to rise due to these factors
The 13 biggest hotel companies (with a market cap of over Rs.1,000 crore) reported an 18.4% year-on-year growth in revenue in the December quarter compared to 18.1% in the September quarter.
What happens to your deposits if your bank fails?
Recent developments at the IndusInd Bank have left depositors concerned about the safety of their money. The RBI has assured that deposits are not at risk and small depositors are protected under its deposit insurance scheme operated by the Deposit Insurance and Credit Guarantee Corporation (DICGC). Yasmin Hussain explores the working of the scheme.
Large, mid, small cap stocks: Yrly returns from 2015
Welcome to TrendMap, your quick, visual guide to the performance of different investment segments. In this edition, we present an 11-year equity performance tracker, ranking annual returns across market-cap segments. The map offers a clear perspective on how large-, mid-, small- and micro-cap stocks have fared since 2015.
Should you exit your investments in volatile market?
Exiting investments in a volatile environment is not an easy call to take and you must not let the market scenario alone guide your investment decisions. Base your actions on rational reasons instead of panicking.
Oil price slip: Which cos are gainers, which losers?
Low prices reduce input costs of end-user industries and improve their profit margins. This boosts investors confidence and helps the stock market.
How Gupta can save more tax in old regime Vs new
Sudhir Kaushik of TaxSpanner.com tells readers how they can optimise their tax by rejigging their incomes and investments.
How to master your first 90 days in a new job?
Learn the ropes and earn trust to kick-start your new role, says Devashish Chakravarty.
How to invest abroad under LRS?
Under the liberalised remittance scheme, you can buy shares of companies listed on the foreign stock exchanges through a foreign bank account and broking account.
How to add bank a/c on income tax site to get refund
Adding a verified bank account on the income tax e-filing portal is important for taxpayers to receive tax refunds and other payments from the Income Tax Department. A verified bank account ensures seamless processing of returns.
Voting for WazirX restructuring best option for hacking-affected users: Experts
WazirX to refund around 85 per cent of stolen assets using existing liquid assets, provide recovery tokens for balance amount under restructuring scheme
Mutual Fund SIP Investment: Ever wondered what a particular annualised return rate actually means or investors? In this article, lets compare how a one-time investment of Rs 2 lakh followed by a Rs 2,000 monthly SIP may mean for investors at expected annualised returns of 10 per cent, 12 per cent and 15 per cent over the long term (say 20 years).
Derivatives accounting discrepancy: IndusInd ropes in Grant Thornton Bharat for forensic review
The issue arose after the bank engaged in certain non-compliant internal trades, leading to misstatements in its financial records
SIP vs PPF: Systematic Investment Plan (SIP) and Public Provident Fund (PPF) are quite popular investment schemes. If you are a beginner who is yet to set foot in the field of investment, you can consider going through this article and startyour investment journey. SIP is a market-linked investment scheme, whereas PPF is a non-market-linked investment scheme. Let's compare them to find out which can generate a higher corpus in 30 years.
Public sector banks dividend rises 33% to 27,830 crore in FY24
Of 27,830 crore total dividend, nearly 65 per cent or 18,013 crore was paid to the government towards their shareholding in FY24
Karur Vysya Bank gets 160-cr demand from IT Dept
Bank plans to file an appeal before the appellate authority
Ashutosh Khajuria appointed Additional Director on Dhanlaxmi Banks board
The Bank said Khajuria has over 44 years of experience in various executive roles in the banking sector and financial markets
Kotak Mahindra Bank appoints Bhavnish Lathia as CTO
Vyomesh Kapasi appointed a member of the Group Management Council
SIP vs PPF for Rs 85,000/year investment: Which can create higher corpus in 15 years?
SIP vs PPF:Systematic Investment Plan and Public Provident Fundare two long-term investment options that can generate a substantial corpus. Let's learn about them and compare their return for an investment of Rs 85,000 per year over 15 years.
Bank of Baroda launches exclusive app for corporate customers
mDigiNext mobile app to streamline cash management operations and workflows for corporates
Women investors can withdraw up to 40% of their balance after one year. The scheme, active since April 2023, offers a two-year tenure for deposits between Rs 1,000 and Rs 2 lakh.
Deposit and credit growth pick up pace in banks
There has been a reversal in the flow of Bank deposits, which grew by a robust 2,29,244 crore in the latest fortnight ended March 7, 2025
RBIs central board assesses the emerging global and domestic economic landscape
The Board also approves the banks budget for the accounting year 2025-26
Non-Life premiums down 2.8% in February
In drop in February 2025 is because of poor show in commercial lines , muted growth in health and motor categories
SBI 400-day FD vs Indian Bank 400-day FD: SBI runs Amrit Kalash as a 400-day special FD, while Indian Bank's 400-day FD is known as IND Super 400 Days. Both have March 31, 2025, as their deadline to invest. Know what returns you may get on investments of Rs 4,44,444, Rs 7,77,777, and Rs 9,99,999.
Top 5 ETFs With Highest Returns in 1 Year: Exchange traded funds (ETFs) are mutual funds that can be traded in a share market. These are passive funds with a low expense ratio that track an index, commodity, etc. Investors seeking ETF investments need a demat account.
Top 5 equity large-cap funds with up to 23.79% returns in 5 years as of 12th March, 25
IndusInd Bank appoints independent firm to probe derivative account discrepancies
This investigation will evaluate the accounting treatment of derivative contracts and identify lapses, building on an ongoing review by an external agency.
FD interest rate up to 7.9%: HDFC Banks special edition FD ends on March 31, 2025
HDFC Bank's special edition Fixed Deposit scheme offering higher interest rates will end on March 31, 2025. Regular investors can earn up to 7.40% per annum, while senior citizens can get up to 7.90%. This is a limited-time offer, and investors have a few days remaining to lock in these rates.
IDFC FIRST Bank introduces Ace feature on its mobile app to provide 2500 plus MF options
The private sector banks customers can browse through various fund categories (like Equity, Debt, Tax-Saving, Hybrid, and Index funds) and choose the right need-based fund to build a diversified portfolio, per the Banks statement
UPS Regulations Set to Take Effect From April 1:Pension fund body PFRDA has notified rules for the Unified Pension Scheme, set to take effect from April 1, 2025. Enrolment and claim forms for all central government employees will be available in online and offline modes, according to an official notification. Read on to learn more about this development.
Bajaj Finance elevates Jain as Vice-Chairman and Saha as MD
The board of directors of Bajaj Finance approved the elevation on Thursday
Bain Capital to become majority shareholder in Manappuram Finance
Bain Capital, through its affiliates, will invest 4,385 crore to acquire an 18 per cent stake via preferential allotment of equity and warrants at 236 per share, a premium over the 6-month average trading price
Old Pension Scheme: In the old pension scheme (OPS), a government employee gets an assured pension, but if they want, they can commute their pension and get a lump sum amount at retirement or a few years after that. In that case, they get a reduced pension for 15 years. What if you have an average basic salary of Rs 75,000 at retirement and your pensionable service is 27 years? How much monthly pension you may get and how much lump sum amount you may receive if you commute your 40 per cent pension.
Post Office KVP: Kisan Vikas Patra (KVP) provides a 7.5 per cent interest rate per annum. In this, the minimum investment is Rs 1,000 and there is no limit on maximum.
SIP vs PPF: Which can offer higher returns with Rs 9,500 annual investment in 15 years?
SIP and PPF are popular investment options, but which builds a larger corpus with Rs 9,500 annually in 15 years? SIP offers higher returns with market risks, while PPF ensures stability with tax benefits.
Selection of mutual funds now easier with PhonePe Wealth CRISP: Here's how
