facebook
SENSEX
NIFTY
GOLD
USD/INR

Weather

image 40    C

Personal Finance

...

Want regular income from mutual funds? Here is why SWP offers more control than dividend

Generating a steady income from investments is a common goal for many investors, especially those looking to balance growth with regular cash flow.

The Economic Times 17 Apr 2026 3:33 pm

RBI pulls out 2 lakh cr transient liquidity via 7-day VRRR auction

The central bank had received higher bids worth 2,28,098 crore than the notified amount of 2 lakh crore in the auction

The Hindu Businessline 17 Apr 2026 3:05 pm

Gold price today (April 17, 2026) in Chennai ahead of Akshaya Tritiya: 24K, 22K gold rates at leading jewellers, IBJA

In line with the larger national trend, gold prices in Chennai too recorded a slight drop on Friday (April 17, 2026). As per the prices quoted by leading jewellery retailers in the city, the price of 24 karat gold was around Rs 15,431 per gram, down from Rs 15,568 per gram levels on Thursday.

The Economic Times 17 Apr 2026 2:55 pm

Govt allows 15 banks to import gold, silver until March 2029

State Bank of India, HDFC Bank, Bank of India among banks allowed to import gold, silver

The Hindu Businessline 17 Apr 2026 2:29 pm

22k gold rate today: Check 24k, 22k, 18k gold prices (April 17, 2026) in New Delhi, Mumbai, Bengaluru and other cities

22k gold rate today: Gold prices saw a slight decrease across major jewellers on Friday, April 17, 2026, ahead of Akshaya Tritiya. This dip, influenced by geopolitical developments like a Lebanon-Israel ceasefire and potential US-Iran talks, offers a potential buying opportunity for consumers.

The Economic Times 17 Apr 2026 2:28 pm

HDFC Bank and ICICI Bank expected to post healthy profits in Q4FY26

HDFC Bank expected to post 6-11% growth in Q4FY26 net profit year-on-year and 1-3% yoy for ICICI Bank

The Hindu Businessline 17 Apr 2026 1:13 pm

Mismatch between savings and dreams? 4 reality check that you need

In most cases, income increase happens over time, but the expenses, goals, and lifestyles increase more than nullify this increase. Most people struggle throughout life with this income-expense mismatch, even though they are doing well by most metrics.

The Economic Times 17 Apr 2026 12:36 pm

Akshaya Tritiya 2026 date and time: Check city-wise muhurat timings for gold buying

Akshaya Tritiya, a festival believed to bring wealth, sees a surge in gold purchases, with demand often rising a week prior. This year, the auspicious day falls on Sunday, April 19, 2026, with specific muhurat timings varying by city. Consumers are increasingly opting for investment-grade gold like coins and bars, alongside digital gold, while traditional jewellery remains popular.

The Economic Times 17 Apr 2026 12:10 pm

Gold ETFs deliver up to 61% returns since last Akshaya Tritiya. Should you hold or book profits after the rally?

Gold ETFs have rallied up to 61% since last Akshaya Tritiya, driven by geopolitical tensions, central bank buying, and safe-haven demand. Experts advise sticking to asset-allocation disciplinebooking profits only if gold exceeds target weights. While valuations look stretched, long-term investors may continue SIPs as structural drivers remain supportive.

The Economic Times 17 Apr 2026 10:48 am

7 mutual funds trim stakes in 20 midcaps. Heres how money moved in March

Twelve stocks signaled bullish momentum by moving above their 200-day moving averages, indicating strengthening trends and potential upside continuation.

The Economic Times 17 Apr 2026 10:06 am

No role of Bank of India employees in scam: CBI in Winsome Diamond case

The CBI will soon be filing a charge sheet against the jeweller, who is understood to be in London, and his accomplices in the case registered under the provisions of the Indian Penal Code

The Hindu Businessline 17 Apr 2026 9:27 am

DA hike delay: NC-JCM seeks cabinet secretary's intervention for dearness allowance announcement

While the NC-JCM reached out to the cabinet secretary, one of its affiliated bodies, the Confederation of Central Govt. Employees & Workers, organised a nationwide lunch-hour protest on Thursday (April 16, 2026) to voice their frustration over the delay in announcing the DA hike. The confederation also wrote a similar letter to the cabinet secretary on April 14, 2026.

The Economic Times 17 Apr 2026 8:00 am

RBI urges state oil refiners to curb spot dollar buys

Central bank wants state-run refiners to tap credit line for FX; measure expected to help ease pressure on rupee, sources say

The Hindu Businessline 17 Apr 2026 7:36 am

Employee fined Rs 10 lakh over lack of ESOP disclosure in ITR; here's why ITAT Chennai cancelled it

An Indian employee faced a Rs 10 lakh penalty for not disclosing foreign ESOPs in his Income Tax Return. The Income Tax Appellate Tribunal, Chennai, has now cancelled this penalty. The tribunal ruled that the omission was accidental and bona fide, especially as it was the first year of the reporting requirement.

The Economic Times 17 Apr 2026 7:05 am

No campus housing? Key renting rules for Indian students in the US

Indian students pursuing education in the US on F1, M1, or J1 visas often face challenges securing off-campus housing. Landlords typically require a US credit history or a guarantor due to financial risk. Students must understand lease terms, including notice periods for moving out and rules against unauthorized occupancy.

The Economic Times 17 Apr 2026 7:01 am

A loan you never took; How PAN fraud is wrecking credit scores in India and what you should do to protect yourself

Indians are facing a new threat: PAN-based loan fraud. Criminals are using stolen PAN details to take out loans without consent. This is damaging credit scores and causing immense stress. Victims must act fast by reporting to lenders, police, and credit bureaus. Prevention through secure data sharing is key to safeguarding financial identity.

The Economic Times 17 Apr 2026 6:30 am

Banking systems 5 lakh cr plus surplus liquidity prompts RBI to announce drain out auction

RBI aims to anchor WACR to policy repo rate to ensure effective monetary policy framework

The Hindu Businessline 16 Apr 2026 8:59 pm

Fintech IPO plans hit pause as weak rupee, retail pullback weigh on timing

Investors said the current phase is pushing start-ups to strengthen fundamentals rather than rush to list

The Hindu Businessline 16 Apr 2026 8:21 pm

Sushanta Kumar Mohanty takes charge as ED of Bank of Maharashtra

Prior to his elevation as ED, Mohanty was Chief General Manager at Bank of Baroda.

The Hindu Businessline 16 Apr 2026 8:20 pm

Q4 Results Highlights Today: Wipro con. Q4 PAT down, board approves buyback, HDFC AMC profit dips, Alok Ind loss widens

Q4 ResultsHighlights Today, April 16, 2026: CATCH UPDATES HERE

The Hindu Businessline 16 Apr 2026 7:37 pm

NIBM opens off-campus learning centre in Mumbai

NIBM was established in 1969 by RBI, in consultation with the Government of India, as an autonomous apex institution for research, training, education and consultancy in bank management

The Hindu Businessline 16 Apr 2026 6:25 pm

India strengthens AML framework as FIU-IND, SEBI ink pact

The agreement aims to improve monitoring of suspicious transactions, enhance compliance, and align with global standards, while also enabling training and international cooperation.

The Hindu Businessline 16 Apr 2026 4:45 pm

AMFI Rejig: BSE and Vodafone India among 8 midcap stocks that may get largecap status

Nuvama Institutional Equities predicts eight mid-cap stocks may be upgraded to large-cap status by AMFI in its H2 CY26 rejig. This potential upgrade is based on current market capitalization trends, with the largecap cut-off expected to be around Rs 1.04 lakh crore. Indian Bank, Bosch, Jindal Steel, and Indus Towers are among the prominent names anticipated to transition.

The Economic Times 16 Apr 2026 4:28 pm

22k gold rate today: Check 24K, 22K gold prices (April 16, 2026) on Tanishq, Malabar Gold & Diamonds, Kalyan Jewellers, Joyalukkas and IBJA

Gold rate today: Gold prices saw a slight increase on April 16, 2026, at major Indian jewellers. This comes as Akshaya Tritiya approaches on April 19, 2026. Brands are offering pre-booking deals and rate protection to attract customers.

The Economic Times 16 Apr 2026 4:17 pm

Why unlimited or 100% restoration benefit in health insurance may not save you from a big hospital bill; heres what policyholders should know

Health insurance restoration benefits, often misunderstood as unlimited coverage, restore your sum insured only after it's fully exhausted within the policy year. However, they have specific conditions and limitations. Understanding these nuances is crucial to avoiding underinsurance during medical emergencies.

The Economic Times 16 Apr 2026 3:56 pm

Gurgaon circle rates increases by up to 75% from April 2026; Sector 15 residential property rate can go up to 45% to Rs 1,24,700 per sq. yard; Check other sectors trend

Gurgaon's property market is set for significant changes as circle rates are slated to increase by up to 75% from April 1, 2026. This revision, reflecting market values, is expected to drive property price hikes between 15% and 75% across residential, commercial, and industrial segments. Emerging corridors like Dwarka Expressway and Southern Peripheral Road are leading these substantial increases.

The Economic Times 16 Apr 2026 3:52 pm

Equity mutual fund average AUM rises 17% in FY26; flexi cap funds lead investor preference: Abakkus Mutual Fund

Equity-oriented mutual funds saw a 17.38% year-on-year growth in average net assets under management in March 2026, driven by strong investor confidence. Flexi cap funds emerged as the largest and fastest-growing category, with average net AUM rising 25.10% to Rs 5.28 lakh crore.

The Economic Times 16 Apr 2026 3:06 pm

Mutual funds deploy Rs 1,878 crore across 4 IPOs in March. Check details

Mutual funds invested Rs 1,878 crore across four IPOs in March, led by Sedemac Mechatronics and Central Mine Planning & Design Institute. The data highlights strong institutional participation in new listings, with sizeable allocations and shareholdings reflecting confidence in select offerings during the primary market activity.

The Economic Times 16 Apr 2026 3:00 pm

Mutual fund SIPs not enough for Rs 3 crore goal in 12 years? Heres how to bridge the gap

Planning for long-term financial goals through mutual funds requires not just consistency, but the right asset allocation and regular portfolio reviews.

The Economic Times 16 Apr 2026 2:03 pm

SCSS interest rate 2026: Has Senior Citizen Savings Scheme interest rate changed for April-June quarter?

Senior Citizen Savings Scheme interest rate : SCSS is a government-backed small savings scheme specifically designed for small-scale investors seeking a fixed income option in their old age.

The Economic Times 16 Apr 2026 1:44 pm

8th Pay Commission salary hike: Why NC-JCM wants minimum basic pay to rise from Rs 18,000 to Rs 69,000

8th Pay Commission pay hike: Employee unions calculate the minimum pay for an employee based on the rates of a food basket for a month. The food basket includes protein sources, dairy consumption, fruits, vegetables, spices and the things of daily use. The drafting committee of NC-JCM has also recommended for five family units instead of three.

The Economic Times 16 Apr 2026 12:14 pm

Lowest home loan interest rates in 2026: PSU banks vs private banks; check lists

home loan interest rates: The RBI's decision to maintain the repo rate at 5.25% has left borrowers questioning the impact on home loan interest rates and EMIs. While floating rate loans are directly influenced, fixed-rate loans remain unchanged. The article provides a comparative list of the lowest home loan interest rates offered by public and private banks for loans exceeding Rs 75 lakh.

The Economic Times 16 Apr 2026 12:06 pm

HDFC Bank Chairmans resignation not a breakdown in financial stability, operational integrity or board functioning: InGovern

The firm observed that the aforementioned episode is more about a governance-oversight nuance driven by an individuals personality rather than a material threat to shareholder value

The Hindu Businessline 16 Apr 2026 11:27 am

HDBFS shares jump 12% after strong Q4 results, brokerages see steady growth ahead

The company posted a net profit of 750.6 crore for the quarter ended March 2026, marking a 41.3% year-on-year increase from 530.9 crore in the same period last year

The Hindu Businessline 16 Apr 2026 11:08 am

Mutual funds raise tech exposure in March after 8-year low. Tactical move or trend reversal?

Mutual funds raised tech exposure in March after an eight-year low, driven by tactical rebalancing and improved valuations. Experts say global cues like US tech recovery and easing rate concerns are aiding sentiment. Despite recent losses of up to 25%, the sector outlook remains gradually positive, supported by AI and cloud trends, though near-term volatility persists.

The Economic Times 16 Apr 2026 10:48 am

Property partition after owners death: A guide for legal heirs to divide assets

Partition of a property means the legal division of jointly owned property among co-owners or legal heirs, severing joint occupancy into individual shares. Now you can either do partition of the family property amicably via a registered partition deed or through a civil court by filing a partition case if property disputes arise, resulting in each heir getting a defined portion.

The Economic Times 16 Apr 2026 7:41 am

Multi-asset funds offer consistent returns if not quite the big bang

The strategy has, however, lagged higher-returning asset classes such as gold and global equities, with 14.7% and 18.6% annualised returns, respectively, over the same period. How gold, equity or debt behaves in isolation is very different from how a well-constructedcombination performs, said Aashish Sommaiyaa, ED & CEO, WhiteOak Capital Mutual Fund.

The Economic Times 16 Apr 2026 7:14 am

Living Will to go digital in Maharashtra: What it means for your estate & succession plan

Maharashtra is set to become India's first state to digitize Living Will records. A new portal on mahaulb.in will allow citizens to permanently store their medical treatment preferences. This initiative aims to eliminate practical hurdles and provide clear, legally backed direction for end-of-life care. Municipal officials will act as custodians, ensuring secure maintenance and access to these vital documents.

The Economic Times 16 Apr 2026 7:11 am

ED arrests former ADAG executive Amitabh Jhunjhunwala in bank loan fraud case

The probe involves alleged diversion of loans through shell companies linked to Reliance Home Finance and Reliance Commercial Finance

The Hindu Businessline 15 Apr 2026 10:33 pm

Satin Growth Alternatives launches debut 200 cr fund

The fund has an average ticket size of 4-5 crore going up to 10 crore

The Hindu Businessline 15 Apr 2026 9:24 pm

C-D ratio of banks widens to 255 bps

Credit and deposit growth of these banks stood at 15.96 per cent and 13.41 per cent, respectively.

The Hindu Businessline 15 Apr 2026 8:43 pm

Indias non-life insurance sector grows 9.2% in FY26, health insurers lead

While general insurers saw moderate growth, standalone health insurers led the expansion with a sharp 19.8% rise, supported by favourable policy measures like GST waivers.

The Hindu Businessline 15 Apr 2026 8:22 pm

RBI allows NBFCs, including gold loan companies, to open branches without prior approval

This move is to facilitate ease of doing business while ensuring necessary regulatory compliance, going by the Reserve Bank of India (Non-Banking Financial Companies Branch Authorisation) Amendment Directions, 2026

The Hindu Businessline 15 Apr 2026 8:00 pm

Trump threatens to fire Powell if the Fed Chair decides to stay on after his term ends next month

The remarks signal potential tensions over leadership at the central bank

The Hindu Businessline 15 Apr 2026 7:44 pm

LPL Financial opens Global Capability Centre in Hyderabad

As part of LPLs global operating model, the GCC is expected to enhance advisor and client support, accelerate innovation, and strengthen platform stability and operational resilience

The Hindu Businessline 15 Apr 2026 7:19 pm

Shriram Finance arm gets RBI nod to start primary dealer business

The approval is subject to certain conditions

The Hindu Businessline 15 Apr 2026 4:45 pm

How Binance is bringing 24/7 trading to traditional markets

With TradFi Perpetual Contracts, Binance has introduced round-the-clock trading for stocks, commodities, and indices. A look at why this matters, and what it means for Indian retail investors.

The Economic Times 15 Apr 2026 4:41 pm

NFO Alert: SBI Mutual Fund launches two constant maturity index funds in financial services

SBI Mutual Fund has launched two new passive debt index funds, targeting short-term investment needs in the financial services sector. These funds, SBI CRISILIBX Financial Services 36 Months Debt Index Fund and SBI CRISILIBX Financial Services 912 Months Debt Index Fund, offer transparent, low-cost solutions. The NFO is open until April 20, with a minimum investment of Rs 5,000.

The Economic Times 15 Apr 2026 3:15 pm

Gold price today in Chennai: 24K, 22K gold rates at GRT Jewellers, VBJ, Kota Gold Jewellery, IBJA on April 15, 2026

In Chennai too, gold prices rose slightly in line with the larger trend in India. As per the prices quoted by leading jewellery retailers in the city, the price of 24 karat gold was around Rs 15,622 per gram, while 22 karat gold was largely priced between Rs 14,320 to Rs 14,240 per gram.

The Economic Times 15 Apr 2026 3:13 pm

22k gold rate today: Check 24K, 22K gold prices (April 15, 2026) on Tanishq, Malabar Gold & Diamonds, Kalyan Jewellers, Joyalukkas and IBJA

Gold prices are climbing ahead of Akshaya Tritiya on April 19, 2026, a highly auspicious day for buying precious metals. Leading jewelers like Tanishq and Kalyan Jewellers have seen a rise in 22k gold rates. IBJA's indicative rates also show an upward trend for various gold karats and silver, signaling increased demand.

The Economic Times 15 Apr 2026 3:04 pm

Akshaya Tritiya 2026 gold offers: Tanishq, Joyalukkas, Malabar Gold & Diamonds, KISNA announce discounts and rate lock schemes

Akshaya Tritiya 2026: Jewellery brands are launching special offers for Akshaya Tritiya 2026. Customers can avail pre-booking schemes, cashback, and gold rate protection plans. These schemes allow buyers to lock in gold prices or benefit from lower rates.

The Economic Times 15 Apr 2026 2:42 pm

The Wealth Company MF unveils SIF brand, launches two funds with differentiated strategies

The Wealth Company Mutual Fund, part of the Pantomath Group, has launched its SIF brand WSIF along with two new funds featuring differentiated long-short strategies. The new fund offerings aim to combine equity investing with tactical hedging approaches, marking the fund houses entry into the emerging Specialised Investment Funds category.

The Economic Times 15 Apr 2026 2:18 pm

AMFI reshuffle: Mazagon Dock, GAIL may slip to midcap; Vodafone Idea eyes largecap upgrade

Mazagon Dock Shipbuilders and GAIL are among eight stocks that may be downgraded to the midcap category, while Vodafone Idea, currently a midcap, could be upgraded to the largecap segment in AMFIs semi-annual rejig in H2 CY26, according to Nuvama Institutional Equities.

The Economic Times 15 Apr 2026 2:14 pm

Mutual funds made complete exit from 7 stocks in March. Check details

Mutual funds made a complete exit from seven stocks in March, according to monthly data released by Prime Database.

The Economic Times 15 Apr 2026 1:55 pm

Gold ETFs shine amid rising geopolitical tensions and strong gold price rally: ICRA Analytics

Gold ETFs have seen a sharp rise in investor preference amid geopolitical tensions and a strong rally in gold prices, ICRA Analytics said. AUM surged nearly 65% CAGR over five years to Rs 1.71 lakh crore, while inflows jumped to 2,266 crore in March 2026, highlighting growing demand for safe-haven assets.

The Economic Times 15 Apr 2026 1:15 pm

Form 121 for EPF members: EPFO clarifies who needs to file new form instead of Forms 15G, 15H

The Employees Provident Fund Organisation (EPFO) has replaced Forms 15G and 15H with a single Form 121, effective April 1, 2026, under the new Income-tax Act, 2025.

The Economic Times 15 Apr 2026 12:29 pm

DA hike delay: Central government employee body to hold protest over dearness allowance delay

In a letter to the Cabinet Secretary of India, the Confederation of Central Govt. Employees & Workers (CCGEW) writes that its affiliated organisations will hold a lunch hour protest at all work places on April 16, 2026. The government last announced the DA hike in October 2025, which was for July 2025. While central government employees and pensioners have got their arrears for that hike, their wait for the January 2026 DA hike is still not over.

The Economic Times 15 Apr 2026 12:16 pm

Investors pour over Rs 10,000 crore into flexi-cap funds in March. Opportunity or overcrowding concern?

Flexi-cap mutual funds attracted record inflows in March, reflecting strong investor demand for diversified and flexible equity strategies amid market volatility. Experts view the surge as a sign of growing confidence in the category, driven by its ability to dynamically allocate across market caps during uncertain times. While concerns about overcrowding remain, the trend largely indicates disciplined investing and a preference for flexibility rather than momentum chasing.

The Economic Times 15 Apr 2026 10:39 am

Gold, silver ETFs rally up to 9% as US-Iran peace hopes and falling oil lift sentiment. What should investors do?

Gold and silver ETFs surged up to 9% on Wednesday, driven by falling crude oil prices and renewed hopes of US-Iran talks easing Middle East supply concerns. Softer oil prices also alleviated inflation worries, boosting sentiment for precious metals. Experts suggest current levels offer a timely opportunity for long-term investors to accumulate precious metals for portfolio diversification amid global uncertainties.

The Economic Times 15 Apr 2026 10:18 am

SIPs one of the most effective ways to ride out uncertainty: DSPs Aditi Kothari Desai

Aditi Kothari Desai of DSP Asset Managers is the guiding light for investors grappling with market turbulence. Emphasizing the trio of discipline, consistency, and patience, she warns against knee-jerk reactions to headlines, particularly amid geopolitical unrest. For her, Systematic Investment Plans are essential lifelines in these unpredictable times.

The Economic Times 15 Apr 2026 7:42 am

MFs power up local themes, banking on valuation reset

Indian mutual funds bought more shares in March as the Nifty index fell. They focused on banks and financial companies, seeing better value. Power sector stocks also saw increased investment. This shows a move towards domestic growth areas. Concerns about global conflicts are influencing these investment choices.

The Economic Times 15 Apr 2026 7:40 am

Property tax overhaul in NDMC: What the new Unit Area System means for you

The New Delhi Municipal Council is adopting a new property tax system. This move to the Unit Area Method will bring fairness and predictability for property owners. The old rateable value method, which was subjective, is being replaced. Homeowners can now understand and verify their tax liabilities more easily.

The Economic Times 15 Apr 2026 7:39 am

ITR assessment rules change from April 2026: Four key amendments explained

Four key changes to Income Tax Return (ITR) assessment rules will be effective from April 2026 for Tax Year 2026-27. These amendments, introduced in the Finance Bill, 2026, aim to enhance efficiency and transparency in tax assessments. The changes cover tax notices, DIN in communications, assessment completion timelines, and block assessments.

The Economic Times 15 Apr 2026 7:33 am

Debt MF outflows hit record Rs 2.9 lakh crore in March

Among debt fund schemes, overnight funds recorded redemptions of 40,227 crore followed by money market funds with an outflow of 29,207 crore, and low-duration funds, which recorded an outflow of 25,227 crore.

The Economic Times 15 Apr 2026 7:19 am

Bank holiday today: Are banks open or closed on Wednesday, April 15, 2026?

Bank holiday: Banks across several Indian regions are closed today, April 15, 2026, due to various regional festivals like Bengali New Year, Bohag Bihu, and Vishu. These holidays vary by state, with institutions remaining open in areas not observing these specific celebrations, as per the RBI's calendar.

The Economic Times 15 Apr 2026 7:00 am

Banks increase mark-up over repo-linked external benchmark loans to protect margins

This comes amid deposit rates turning sticky in the wake of higher interest rates being offered by small scale instruments (SSIs)

The Hindu Businessline 14 Apr 2026 8:03 pm

UPI processes 228.5 billion transactions in 2025, reshaping Indias payments landscape

The Worldline report highlights a shift towards micro-transactions, with falling ticket sizes and rising merchant adoption

The Hindu Businessline 14 Apr 2026 7:17 pm

Kevin Warsh files financial disclosures for Fed nomination process

The filing reveals major investments, including stakes worth over $50 million each in Juggernaut Fund LP and $10.2 million in consulting fees from the investment office of Stanley Druckenmiller

The Hindu Businessline 14 Apr 2026 7:12 pm

8th Pay Commission update: Employee body seeks Rs 69,000 minimum basic pay, 3.83 fitment factor from 8th CPC

A minimum pay of Rs 69,000, fitment factor of 3.83, annual increment of 6%, merging 18 employee levels in the 7th Pay Commission into seven, minimum five promotions during service and restoring the Old Pension Scheme (OPS) are some of the 8th Pay Commission-related demands of the draft committee of National Council (Joint Consultative Machinery).

The Economic Times 14 Apr 2026 6:29 pm

Paytm becomes majority Indian-owned and controlled company as domestic investors raise stake

Domestic institutional investors raised their stake to a record 23.1% in the March quarter, up 2.8 percentage points sequentially and 9.1 percentage points from a year earlier

The Hindu Businessline 14 Apr 2026 5:58 pm