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Bank holiday today on Akshaya Tritiya: Are banks open or closed in your state on April 20, 2026?
Bank holiday today for Basava Jayanti/Akshaya Tritiya: Banks across India will observe several holidays in April 2026, with closures varying by state due to regional festivals and observances.
GIFT City, Dubai or Singapore? Tax costs & benefits guide
Indian wealth is increasingly seeking global anchors, with GIFT City, Dubai's DIFC, and Singapore emerging as key contenders. Each hub offers distinct advantages in access, tax efficiency, and regulatory comfort, catering to different investor profiles from first-generation entrepreneurs to established family offices.
Small cap fund moves: What investors need to know
Small-cap funds, which previously gated inflows due to stretched valuations and excessive liquidity, are now reopening. While some funds have lifted restrictions, others, particularly larger ones, maintain them, citing capacity constraints and liquidity risks. Investors should view these actions as risk management, not market timing signals.
Hospital stocks stay healthy despite market fall
Over the past five years, the sector has delivered strong growth, with revenues rising about 15.5% annually between FY2019-20 and FY2024-25, while EBITDA (Earnings before interest, taxes, depreciation and amortization) grew faster at around 25%. This was driven by higher insurance-led payments ensuring steadier revenues, strong demand for profitable inpatient care, and aggressive expansion in beds and facilities.
Modular health plans: Benefits and risks explained
A health plan consists of a base plan and riders or add-ons. Earlier, the base plan comprised fixed features that could not be changed, and one could add only 2-3 ridersusually critical illness, personal accident, co-pay/ deductibleat the time of purchasing the policy.
Parental money stress & impact on kids; how to help
In situations of financial distress, parents may themselves need help and support. Many of us that live the good life can look out to help and support such families among our friends and relatives. Providing the children the hope that things will get better, and helping their parents clamber back on to their feet, without the blame-game might help immensely.
India Inc salary reset may cut take-home pay
Salaried employees face uncertainty as new labor codes and tax rules loom. Companies are preparing for changes, but widespread implementation is delayed pending final government notifications. The shift towards a fixed-heavy salary structure, with higher basic pay, may reduce take-home salaries while boosting long-term retirement savings.
How to choose the right NPS annuity
The National Pension System's exit rule eased, allowing more flexibility with annuity purchases. Retirees must carefully decide how much to allocate to annuities, balancing essential expense coverage with potential market returns. While annuities offer stable income, Systematic Withdrawal Plans (SWPs) provide tax advantages and flexibility, though they require discipline.
Investing in 40s50s? How to catch up on lost years
The good thing is that you would be earning well in your 40s and 50s. Combine this with the fact that many of your other goals would have been by now largely (if not fully) managed. So you can invest more as the surplus is there.
Factor indices: Value strategy holds in 2026 slump
The annual returns are ranked for 6 key NSE factor indices, with a broad-based index, Nifty 500, thrown in for comparison. This map shows that no single-factor strategy consistently outperforms, making a strong case for diversification. By Sameer Bhardwaj.
Direct vs indirect taxes: Whats the difference
If you are confused by personal finance terms, jargon and calculations, heres a series to simplify and deconstruct these for you. In the 99th part of this series, Riju Mehta explains the difference between the two types of taxes.
Akshaya Tritiya, April 19, 2026, is here. This auspicious day is ideal for gold purchases and new beginnings. Families traditionally invest in gold and start ventures. Check the latest gold rates from Tanishq, Joyalukkas, Kalyan Jewellers, and Malabar Gold & Diamonds. The Bureau of Indian Standards app helps verify gold authenticity.
JioBlackRock Mutual Fund: HDFC Bank, ITC and Infosys among top 10 stock holdings in March
JioBlackRock Mutual Fund, a new entrant, reported an AUM of Rs 15,258 crore in March, with HDFC Bank and ICICI Bank as its top holdings. The portfolio also includes Bharti Airtel, Reliance Industries, Infosys and ITC, based on data from Prime Database.
Nine midcap stocks, including Physicswallah and Jubilant Foodworks, may be downgraded to smallcap in AMFIs H2 CY26 rejig, according to Nuvama Institutional Equities. Revised market capitalisation thresholds could trigger reclassification, impacting mutual fund portfolios and stock positioning across categories.
11 gold ETFs offer up to 59% return since last Akshaya Tritiya. Do you own any?
Gold ETFs have delivered significant returns, with some offering up to 59% since the last Akshaya Tritiya. Tata Gold ETF led with a 59.42% return. Experts suggest digital gold via ETFs or funds of funds is preferable for investment. Gold remains a crucial asset for portfolio diversification and hedging against inflation and economic uncertainty.
Hidden risks in mortgaged properties: Essential due diligence steps for safe buying
A Supreme Court ruling in 2025 favored a land buyer who was defrauded by a seller concealing an existing mortgage. The court affirmed that buyers are entitled to a full refund of their deposit when sellers fraudulently hide property encumbrances. This case underscores the importance of thorough due diligence for property buyers.
YES Bank logs robust 45 per cent jump in Q4FY26 standalone net profit at 1,068 crore
Loan loss provisions declined about 41 per cent y-o-y to Rs 188 crore (Rs 318 crore)
ICICI Bank reports 8.5% rise in Q4 net profit amid lower provisions
The private lenders net profit for the fourth quarter came in at 13,701.7 crore, while net interest income was 8.4% higher on year at 22,979 crore
Akshaya Tritiya Meets Smart Investing: The Rise of Digital Gold
Akshaya Tritiya, a day for prosperity, now embraces digital gold. This modern investment allows easy online gold purchases, offering convenience and flexibility. Investors can start small, ensuring consistent savings. Digital gold blends tradition with smart financial planning for a secure future. It provides a safe and accessible way to honor this timeless gold tradition.
Q4 Results Highlights Today, April 18, 2026: Catch latest updates
HDFC Bank Q4 profit rises 8% to 20,350 crore; NPAs improve
The banks asset quality improved, with gross NPAs falling to 1.15 per cent
DA hike for central government employees: A 2% hike in DA will take it from its current rate of 58% to 60%. With this hike, dearness relief (DR) for pensioners has also been increased to 60%. The announcement is for January 2026 and central government employees and pensioners will get arrears from the back date.
Yes Bank posts higher Q4 profit on loan growth
The private lender's loans grew 10.7% year-on-year during the quarter.
Gold's strong appeal continues for Akshaya Tritiya 2026. Investors are showing interest in coins and small bars. Global economic concerns and geopolitical tensions are driving gold price volatility. Experts suggest this volatility is an opportunity to gradually build gold positions. Consumers are also exploring diamonds and silver alongside gold.
SBI Mutual Fund : HDFC Bank and Infosys among top 10 stock holdings in March
Wipro among 18 stocks from which these 7 mutual funds made complete exit in March. Check details
5 equity mutual funds offer over 15% annualised return on SIP investments in 10 years. Check details
Gold rate today: Gold prices saw a rise on Saturday, April 18, 2026, as Akshaya Tritiya approaches on April 19, 2026. Consumers are closely watching these daily fluctuations to make informed purchase decisions for the auspicious occasion. IBJA rates for April 17, 2026, are also provided.
Gold funds vs ETFs: Where should mutual fund investors place their bets this Akshaya Tritiya?
Gold ETFs and Gold Funds offer different advantages for investors. Gold ETFs are more cost-effective and tax-efficient. Gold Funds provide easier access for those without a demat account. Experts suggest Gold ETFs for first-time investors seeking direct exposure. Gold's outlook remains constructive, though near-term volatility is expected. Investors should view gold as a hedge, not a core portfolio allocation.
205% return on SGB premature redemption date: Gold bond turns Rs 1 lakh investment into Rs 3.05 lakh
Sovereign Gold Bond: The Reserve Bank of India has set the premature redemption price for Sovereign Gold Bond SGB 2020-21 Series-VII. Investors can redeem these bonds from April 20, 2026. The redemption price is fixed at Rs 15,254 per unit.
Capital gains from property sale? How to balance tax saving with long-term wealth creation
Investors selling property face a choice: reinvest for tax savings or maximize long-term wealth. Financial expert Shweta Jain advises a balanced approach for a 10-year horizon, suggesting a mix of high-growth equities and stable instruments. While reinvesting in property offers tax benefits, it limits liquidity. Diversification is key for optimal returns and financial flexibility.
Akshaya Tritiya 2026: 6 factors you must check before purchasing hallmarked jewellery
Goldman sees softer oil demand, flags two-sided risks to 2026 price outlook
Crude prices settled down by around 9% on Friday on reported progress towards a potential peace deal, which Goldman said could lead to a faster unwinding of the geopolitical risk premium and send prices lower in the near-term
Senior citizens seeking stable returns and capital safety find fixed deposits a preferred investment. For a 3-year tenure, small finance banks like Jana and Utkarsh offer the highest rates at 8%. Private sector banks Bandhan and YES Bank provide 7.75%, while public sector banks like Bank of India lead with 7%.
Central government pensioners' rights are a key focus in the NC-JCM's 51-page memorandum for the 8th Pay Commission. Demands include a same fitment factor for employees and pensioners, increased gratuity to Rs 75 lakh, and the restoration of the Old Pension Scheme. The memorandum also calls for a reduced pension commutation period and expanded CGHS facilities.
Saturday bank holiday today: Are banks open or closed today on April 18, 2026?
Bank holiday today: According to the RBI holiday calendar, banks are closed only on the second and fourth Saturdays. While branch services may be limited, digital banking channels remain accessible for routine transactions.
Meal vouchers at Rs 200 per meal: Who gets income tax benefit and how the working hours rule applies
The increase in the tax-exempt limit for employer-provided meals to 200 per meal under Rule 15 of the Income-Tax Rules, 2026 marks a significant shift from the earlier 50 cap. However, the real issue lies not in the quantum of the benefit, but in the interpretation of the ruleparticularly the condition that meals must be provided during working hours.
IRDAI notifies obligatory cession for FY27
Obligatory cession refers to the compulsory sharing of insurance risk by insurers with the national reinsurer
The Latest Home Loan Interest Rates: Apr 17, 2026
The Latest Home Loan Interest Rates: Apr 17, 2026
The Latest Fixed Deposit Interest Rates: Apr 17, 2026
The Latest Fixed Deposit Interest Rates: Apr 17, 2026
SBI customers face OTP/SMS issues on Yono app; these services impacted
State Bank of India customers are facing temporary disruptions with OTP and SMS services on the YONO platform. This issue is impacting transactions requiring authentication. SBI expects services to be fully restored by 5:45 PM on April 17, 2026. Users are advised to utilize other digital banking channels in the interim. Similar disruptions occurred on April 16, 2026.
Akshaya Tritiya 202: Akshaya Tritiya on April 19, 2026, sees a surge in digital gold purchases. Platforms like PhonePe, JioFinance, and Paytm offer convenient ways to invest in 24K gold, bypassing crowded stores and storage concerns. These apps allow easy buying, selling, and even physical gold delivery options.
6 AMCs see over Rs 50,000 crore AUM drop in March; top 2 see Rs 1 lakh crore fall
PSU mutual funds see Rs 4,498 crore outflow in March: Report
PSU mutual funds saw Rs 4,498 crore in outflows in March, a mild improvement from February, according to Vallum Capital. While PSU funds posted strong long-term returns, sector trends were mixedconsumption saw withdrawals, but manufacturing, infrastructure, defence and pharma attracted fresh inflows, signalling a pivot toward domestic capex themes.
RBI pulls out 2 lakh cr transient liquidity via 7-day VRRR auction
The central bank had received higher bids worth 2,28,098 crore than the notified amount of 2 lakh crore in the auction
In line with the larger national trend, gold prices in Chennai too recorded a slight drop on Friday (April 17, 2026). As per the prices quoted by leading jewellery retailers in the city, the price of 24 karat gold was around Rs 15,431 per gram, down from Rs 15,568 per gram levels on Thursday.
Govt allows 15 banks to import gold, silver until March 2029
State Bank of India, HDFC Bank, Bank of India among banks allowed to import gold, silver
22k gold rate today: Gold prices saw a slight decrease across major jewellers on Friday, April 17, 2026, ahead of Akshaya Tritiya. This dip, influenced by geopolitical developments like a Lebanon-Israel ceasefire and potential US-Iran talks, offers a potential buying opportunity for consumers.
8th Pay Commission pay hike: Why NC-JCM is demanding a minimum basic pay of Rs 69,000
HDFC Bank and ICICI Bank expected to post healthy profits in Q4FY26
HDFC Bank expected to post 6-11% growth in Q4FY26 net profit year-on-year and 1-3% yoy for ICICI Bank
HDFC Mutual Fund: HDFC Bank and Infosys among top 10 stock holdings in March
Akshaya Tritiya 2026 date and time: Check city-wise muhurat timings for gold buying
Akshaya Tritiya, a festival believed to bring wealth, sees a surge in gold purchases, with demand often rising a week prior. This year, the auspicious day falls on Sunday, April 19, 2026, with specific muhurat timings varying by city. Consumers are increasingly opting for investment-grade gold like coins and bars, alongside digital gold, while traditional jewellery remains popular.
Mutual fund gift rules: What parents must know before transferring to children
Gold ETFs have rallied up to 61% since last Akshaya Tritiya, driven by geopolitical tensions, central bank buying, and safe-haven demand. Experts advise sticking to asset-allocation disciplinebooking profits only if gold exceeds target weights. While valuations look stretched, long-term investors may continue SIPs as structural drivers remain supportive.
Are you an NRI earning from rentals in India? High TDS, tax notices & refund delays explained
7 mutual funds trim stakes in 20 midcaps. Heres how money moved in March
Twelve stocks signaled bullish momentum by moving above their 200-day moving averages, indicating strengthening trends and potential upside continuation.
Best aggressive hybrid mutual funds to invest in April 2026
Hybrid mutual funds, particularly aggressive hybrid schemes, offer resilience in volatile markets due to their equity and debt mix. These funds, mandated to invest 65-80% in stocks and 20-35% in debt, help conservative equity investors manage risk while aiming for wealth creation. Regular profit booking by fund managers can also enhance returns.
Q4 Results Today, April 17, 2026, Live Updates: Catch live updates
No role of Bank of India employees in scam: CBI in Winsome Diamond case
The CBI will soon be filing a charge sheet against the jeweller, who is understood to be in London, and his accomplices in the case registered under the provisions of the Indian Penal Code
RBI urges state oil refiners to curb spot dollar buys
Central bank wants state-run refiners to tap credit line for FX; measure expected to help ease pressure on rupee, sources say
Employee fined Rs 10 lakh over lack of ESOP disclosure in ITR; here's why ITAT Chennai cancelled it
An Indian employee faced a Rs 10 lakh penalty for not disclosing foreign ESOPs in his Income Tax Return. The Income Tax Appellate Tribunal, Chennai, has now cancelled this penalty. The tribunal ruled that the omission was accidental and bona fide, especially as it was the first year of the reporting requirement.
No campus housing? Key renting rules for Indian students in the US
Indian students pursuing education in the US on F1, M1, or J1 visas often face challenges securing off-campus housing. Landlords typically require a US credit history or a guarantor due to financial risk. Students must understand lease terms, including notice periods for moving out and rules against unauthorized occupancy.
Indians are facing a new threat: PAN-based loan fraud. Criminals are using stolen PAN details to take out loans without consent. This is damaging credit scores and causing immense stress. Victims must act fast by reporting to lenders, police, and credit bureaus. Prevention through secure data sharing is key to safeguarding financial identity.
Banking systems 5 lakh cr plus surplus liquidity prompts RBI to announce drain out auction
RBI aims to anchor WACR to policy repo rate to ensure effective monetary policy framework
Godrej Capital eyes 50,000 cr AUM in 2 years, to launch gold loans by June
Will add image soon Gold Loans is an area of particular focus with the company planning to launch the product by June of this year
Fintech IPO plans hit pause as weak rupee, retail pullback weigh on timing
Investors said the current phase is pushing start-ups to strengthen fundamentals rather than rush to list
Sushanta Kumar Mohanty takes charge as ED of Bank of Maharashtra
Prior to his elevation as ED, Mohanty was Chief General Manager at Bank of Baroda.
NIBM opens off-campus learning centre in Mumbai
NIBM was established in 1969 by RBI, in consultation with the Government of India, as an autonomous apex institution for research, training, education and consultancy in bank management
India strengthens AML framework as FIU-IND, SEBI ink pact
The agreement aims to improve monitoring of suspicious transactions, enhance compliance, and align with global standards, while also enabling training and international cooperation.
AMFI Rejig: BSE and Vodafone India among 8 midcap stocks that may get largecap status
Nuvama Institutional Equities predicts eight mid-cap stocks may be upgraded to large-cap status by AMFI in its H2 CY26 rejig. This potential upgrade is based on current market capitalization trends, with the largecap cut-off expected to be around Rs 1.04 lakh crore. Indian Bank, Bosch, Jindal Steel, and Indus Towers are among the prominent names anticipated to transition.
Gold rate today: Gold prices saw a slight increase on April 16, 2026, at major Indian jewellers. This comes as Akshaya Tritiya approaches on April 19, 2026. Brands are offering pre-booking deals and rate protection to attract customers.
Which sectors attracted mutual fund interest in March? Check details
Mutual funds favored Healthcare, Technology, and Utilities in March, increasing their weights. While most sectors saw value declines, Infrastructure, Technology, and Healthcare experienced the least. Private Banks maintained the highest weightage despite a slight dip, and NBFC-Non Lending saw significant over-ownership.
Health insurance restoration benefits, often misunderstood as unlimited coverage, restore your sum insured only after it's fully exhausted within the policy year. However, they have specific conditions and limitations. Understanding these nuances is crucial to avoiding underinsurance during medical emergencies.
Gurgaon's property market is set for significant changes as circle rates are slated to increase by up to 75% from April 1, 2026. This revision, reflecting market values, is expected to drive property price hikes between 15% and 75% across residential, commercial, and industrial segments. Emerging corridors like Dwarka Expressway and Southern Peripheral Road are leading these substantial increases.
Mutual funds deploy Rs 1,878 crore across 4 IPOs in March. Check details
Mutual funds invested Rs 1,878 crore across four IPOs in March, led by Sedemac Mechatronics and Central Mine Planning & Design Institute. The data highlights strong institutional participation in new listings, with sizeable allocations and shareholdings reflecting confidence in select offerings during the primary market activity.
LICs Super Sales Saathi, MyLIC apps launched: What customers and agents can do now
Mutual fund SIPs not enough for Rs 3 crore goal in 12 years? Heres how to bridge the gap
Planning for long-term financial goals through mutual funds requires not just consistency, but the right asset allocation and regular portfolio reviews.
Senior Citizen Savings Scheme interest rate : SCSS is a government-backed small savings scheme specifically designed for small-scale investors seeking a fixed income option in their old age.
As per the AM retail prices updated by the Indian Bullion and Jewellers Association Ltd (IBJA) on Thursday, fine gold (999 purity) is priced at Rs 15,331 per gram, 22 carat gold at Rs 14,963 per gram, 20 carat gold at Rs 13,644 per gram, 18 carat gold at Rs 12,418 per gram.
Up to Rs 2.88 lakh tax exemption: Check who benefits from new education allowance rules
8th Pay Commission pay hike: Employee unions calculate the minimum pay for an employee based on the rates of a food basket for a month. The food basket includes protein sources, dairy consumption, fruits, vegetables, spices and the things of daily use. The drafting committee of NC-JCM has also recommended for five family units instead of three.
Lowest home loan interest rates in 2026: PSU banks vs private banks; check lists
home loan interest rates: The RBI's decision to maintain the repo rate at 5.25% has left borrowers questioning the impact on home loan interest rates and EMIs. While floating rate loans are directly influenced, fixed-rate loans remain unchanged. The article provides a comparative list of the lowest home loan interest rates offered by public and private banks for loans exceeding Rs 75 lakh.
No jobs, low salaries; new reality of white collar job market & how to survive it
The firm observed that the aforementioned episode is more about a governance-oversight nuance driven by an individuals personality rather than a material threat to shareholder value
