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Resilience of financial system not a guarantee against future vulnerabilities: RBI Guv
Todays resilience may not necessarily imply tomorrows immunity, RBI Governor Sanjay Malhotra says as he flags increasing exogenous systemic risks
Debt funds whose returns are more than a conventional fixed deposit instrument.
GIFT City has rules for family offices to go global, but capital controls remain a hurdle
GIFT Citys offshore Family Investment Fund regime allows Indian family offices to access global markets, as outbound schemes raise about $1.1 billion
PPF, SCSS, NSC, MIS & other small savings scheme interest rates for October- December 2026
Tenant can't claim protection from eviction without first proving signing of an unregistered rent agreement with the property owner's brother, rules Madras HC. In this case the property owner's brother allegedly signed the rent agreement but this aspect could not be proved by the tenant.
These 9 equity mutual funds lose over 8% in September. Are any of these part of your portfolio?
Mutual fund investors lost upto 10% in September with the benchmark index - Nifty 50 down 5.56% in the same period.
In a recent announcement, the Ministry of Finance reaffirmed the Sukanya Samriddhi Account interest rate at 8.2%. The next evaluation of small savings scheme rates is set for the December 2026 quarter. To initiate a Sukanya Samriddhi Account for a girl child, a minimum deposit of Rs 250 is required. The account matures after 21 years and permits partial withdrawals for education post age 18.
Gold rate tpday: Today, gold prices have shifted downwards among various prominent jewellers, with Tanishq holding steady at its previous rate. As of October 3, 2026, Malabar Gold & Diamonds, Joyalukkas, and Kalyan Jewellers listed their 22k gold price at Rs 13,675 per gram, while Tanishq's price remains unchanged at Rs 13,820 per gram. This update is vital for potential buyers considering gold investments.
Saturday bank holiday: Are banks open or closed today on October 3, 2026?
On October 3, 2026, all banks are operational across the nation despite a recent holiday. Customers can engage in banking activities online and via UPI services. October features various bank holidays, including Mahatma Gandhi Jayanti and Dussehra, each affecting scheduled and non-scheduled banks. Banking services remain widely available to customers during these festive days.
Reimagining Kerala: CM calls for comprehensive transformation across key sectors
V D Satheesan delivers 18th K P Hormis Memorial Lecture hosted by Federal Bank
Active mutual fund keep beating passive peers, but edge narrows over time
Similarly in the first year, active small-cap funds generated returns of 3.6 per cent, while passive funds failed to deliver any gains registered a decline of 0.2 per cent
India's forex reserves fall $18.3 bn, post biggest weekly decline on record
Foreign exchange reserves have fallen for three straight weeks, losing about $38.2 billion, as the RBI intervenes to support the rupee amid higher crude oil prices
Sidharatha Mishra to take charge as ICICI Life Insurance Ltds chief
This appointment follows the resignation of Anup Bagchi as MD & CEO of the insurer
A consensus builder who unwinds with black coffee and a non-fiction book
Market participants believe Bagchi is likely to emphasise his trust in HDFC Banks existing leadership team and to take the franchise to even greater heights
Check authenticity and costs before buying art; keep allocation small
Commit only money you can leave invested for years
The Latest Fixed Deposit Interest Rates: Oct 02, 2026
The Latest Fixed Deposit Interest Rates: Oct 02, 2026
The Latest Home Loan Interest Rates: Oct 02, 2026
The Latest Home Loan Interest Rates: Oct 02, 2026
FPIs turn net sellers, pull out Rs 35,860 cr in Sep
In September, foreign portfolio investors shed a staggering Rs 35,860 crore from Indian equities, driven by global uncertainties and rising US interest rates. This selling trend persisted into October with an outflow of Rs 9,232 crore. This selling follows significant investments of Rs 49,830 crore made in July and August.
Every Saturday bank holiday? Govt debunks fake Gazette; here's the rule
Bank branches are closed on the second and fourth Saturdays, while other Saturdays are generally working days
ICICI Prudential Mutual Fund launched its new Contra Fund, open for subscription until October 12. The scheme follows a contrarian strategy, investing in out-of-favour companies with turnaround potential. Experts stress research, patience and a long-term horizon, while cautioning that contra funds can underperform for extended periods as market sentiment shifts.
Income tax enters Class 9: NCERT teaches students how to calculate tax
Council's social science textbook covers budgeting, saving, investing and risk management, linking money choices with long-term financial stability
Parents receiving money from their NRI children in India may enjoy tax exemptions on gifts, but large transactions can attract scrutiny from the Income-tax Department. Understanding when these transfers could prompt questions and how to document them properly is crucial for avoiding potential tax liabilities or notices. Learn about the necessary safeguards and responses to inquiries.
Midcap mutual funds: 3 top performers and 3 laggards SIP investors should know
Over two years, HSBC Midcap Fund delivered the highest SIP return at 17.5%, followed by WhiteOak and ICICI Prudential. The midcap category averaged 7.85%, while monthly SIP flows rose 37%.
Rs 15,000 SIP made investors crorepatis in 15 years: These 30 mutual funds struck gold
A Rs 15,000 monthly SIP grew to more than Rs 1 crore over 15 years in 30 of 138 equity mutual fund schemes analysed. Small-cap and mid-cap funds dominated the list, but experts caution that past returns cannot be treated as forecasts and stress diversification, consistency and scheme selection.
HDFC Mid Cap and TrustMF Mid Cap among 5 midcap funds with highest cash holding
Five midcap mutual funds held between 4.85% and 7.19% cash in August portfolios. Axis Midcap Fund had the highest allocation, followed by HDFC Mid Cap, TrustMF Mid Cap, Franklin India Mid Cap and Canara Robeco Mid Cap.
Five equity mutual funds delivered annualised SIP returns of up to 24.6% over 10 years. The funds span small-cap, mid-cap and ELSS categories, highlighting strong historical performance while underscoring the importance of risk, goals and investment horizon.
Where to complain if employer misses EPS payments
Bank of Baroda incorporates pension fund subsidiary
The public sector bank (PSB) is the sponsor of the new Company, with a shareholdingof 80.10%
Five midcap mutual funds delivered annualised returns of 20% or more over three years, led by HSBC Midcap Fund at 23.7%. Here are the top performers and laggards.
8th Pay Commission pension calculator: Around 69 lakh pensioners fall under the central government's administration, with most benefiting from the Old Pension Scheme. Employee organisations are urging changes to the terms of the 8th Pay Commission to accommodate earlier revisions in pensions. The 8th Pay Commission has an 18-month deadline to submit its report. Modifications for Level 5-9 employees pensions will hinge on forthcoming fitment factors and estimates released alongside the commission's findings.
Bank holiday on October 2, 2026: Are banks open or closed today on Gandhi Jayanti?
On October 2, 2026, India will observe Gandhi Jayanti as a national holiday, affecting all banks. Public and private sector banks will be closed, including cooperative and regional rural banks. Customers should plan their transactions accordingly, as physical bank branches will not operate on this day. However, essential services like online banking and ATMs will continue to function normally.
Retail veteran to lead the private bank from January 2027
Banks lose pricing advantage as RBIs bulk deposit disclosure norm kicks in
The change comes just before the RBIs MPC meet, with analysts expecting a repo-rate rise that could influence funding strategies and deposit costs across the sector
UK homeowners face mortgage shock as global bond sell-off deepens
Thousands of British homeowners face higher repayments as fixed-rate deals expire amid rising borrowing costs and renewed inflation pressures.
UK bank stocks slide as 30-year borrowing costs hit highest since 1998
NatWest, HSBC, Barclays and Lloyds fell sharply as a government bond sell-off pushed borrowing costs higher across Britain and Europe
Target maturity funds: How to use them to lock into rising yields
Choose a fund you can hold to maturity, and assess its return after factoring in costs
US Treasury yields hit highest since 2002 as global bond sell-off deepens
Rising energy costs, persistent inflation and stronger growth expectations are reshaping bond markets as investors reassess long-term borrowing costs globally
Global bond yields hit multi-decade highs: What is driving the rise?
Higher yields are reshaping borrowing costs across major economies, affecting government finances, mortgages, loans, companies and financial markets
RBI set for 5075 bps rate hike as Rupee, Oil and Global risks mount, says Bandhan Life
On equities, Bandhan Life flagged that elevated global uncertainty and firm valuations would make the Indian market increasingly stock-specific
Indian Bank working on mechanisms to prevent UPI MDR being passed on to consumers
The bank is also considering absorbing part of the charge for merchants where it acts as the acquiring bank.
NaBFID raises $750 million in debut US dollar bond issuance
The 10-year benchmark bond marks the first drawdown under NaBFIDs $4 billion Global Medium-Term Note programme for infrastructure financing
ACKO launches three new products aimed at pre-emptive customer protection
The launches come as ACKO reported operating revenue of 2,837 crore in FY25, up 35% year-on-year, while narrowing net losses by 37%
Sebi asks stock brokers to display investor warnings on apps and websites
Sebi orders stock brokers to display investor awareness messages on websites and trading apps under Project Jagrook. From November 1, apps must show Sebi messages and risk disclosures on alternate days, strengthening digital investor education and risk communication.
Health insurance premiums: What leading insurers charge for a plan
As Irdai weighs caps on commissions and scrutiny of distribution costs intensifies, comprehensive health cover remains essential amid rising private healthcare expenses
Tax audit deadline extended: What you should do now
When can 8th CPC report be implemented?
PFRDA targets 2-3 crore new NPS subscribers in next two years
The new initiative is expected to widen pension coverage across tier 2 and tier 3 cities and encourage informal-sector participation.
Explained: How smart beta funds work and what investors should know before investing
Smart beta funds combine passive investing with rule-based factor strategies targeting value, quality, momentum or low volatility. They offer diversification and potentially lower costs but can underperform traditional indices. Experts suggest using them as a portfolio complement for long-term investors.
Gold rates in UAE today: Check 24K, 22K, 18K prices
WhatsApp Business pricing changes from October 1, 2026: Key points for India
Starting October 1, 2026, WhatsApp Business users in India will begin to face charges for service messages, which were previously provided free of charge. The new pricing, which will vary by market and be billed in Indian rupees, requires businesses to have a payment method on file to avoid service interruptions.
13 equity mutual funds fail to outperform benchmarks in 3 years: ACE MF
According to data from ACE MF, 13 equity mutual fund schemes have underperformed their benchmarks over the last three years based on their down capture ratios. Schemes from Samco, Shriram, ITI, Motilal Oswal, and others registered down capture ratios exceeding 110, indicating higher losses during market downturns.
Married daughters right in 3 bigha 2 biswas agri land granted by govt to her father protected by HC under Hindu Succession Act. Read this article to know how.
RBIs forex swaps create opening for Indian firms to tap dollar funding at lower cost
Banks are approaching corporate borrowers with structures in which a rupee loan, commercial paper or non-convertible debenture is combined with a dollar-rupee cross-currency swap
A recent study highlighted that 73% of equity mutual funds failed to generate positive returns on lumpsum investments within a two-year timeframe. Among the 273 funds analyzed, merely 73 showcased profitable performance, indicating substantial losses across the board. Noteworthy among the underperforming categories were flexi cap funds, with Samco and NJ Flexi Cap Funds leading in losses.
US 10-year yield at 24-year high rattles Nifty, rupee and bond markets. Why is India hit hard?
The US 10-year Treasury yield surged to a 24-year high, triggering a global bond sell-off and pressuring Indian equities, bonds and the rupee. Higher US borrowing costs are raising concerns over FII outflows, currency weakness, imported inflation and RBI policy. Rising crude prices are adding to the pressure on Indian markets.
Religares former chairperson Rashmi Saluja seeks extension in SAT matter; next hearing on October 9
Saluja seeks more time as SEBIs UPSI case hinges on open-offer timing; next SAT hearing set for October 9 after May ruling on disgorgement and penalties
Has govt declared all Saturdays as bank holidays?
Gold Rate: On October 1, 2026, a shift was observed in the gold market as prices fell at key jewellery outlets in India. In Delhi, Tanishq offered 22k gold jewellery at Rs 13,725 per gram, a decrease from Rs 13,755 previously. Malabar Gold & Diamonds also reported rates of Rs 13,680 per gram.
Has PPF interest been changed for Oct-Dec quarter?
BS6 Diesel DPF issue: Owner to get Rs 10.99L refund
SundaramFinancepartners with GMT Engineers to finance advanced metal forming machinery
Collaboration designed to support small and medium-sized manufacturers, job shops, and industrial enterprises
Mutual fund investors lose up to 10% in September as Nifty falls. What should investors do?
In September, mutual fund investors encountered significant setbacks as many technology-focused funds saw sharp declines. The Nifty 50 index fell by 5.56%, leading to nearly 95% of the evaluated funds posting negative returns, with many suffering losses exceeding 9%. To navigate this turbulence, experts suggest that investors should prioritize diversification and maintain balanced asset allocations, employing a disciplined strategy toward equities during this volatile market phase.
Stocks to buy: Titan, Lenskart, Dabur among Nomuras 17 consumer picks. Do you own any?
Nomura has unveiled a selection of 17 consumer stocks with 'Buy' ratings, forecasting robust demand even amid rising inventory costs that press margins. Their projections hint at average EBITDA growth of 13.8% year-over-year for these firms, far exceeding previous expectations. These optimistic target prices unveil significant upside potential, urging investors to evaluate their portfolios carefully before proceeding with any financial maneuvers.
Pilgrimage, wildlife: India's tourism wave is creating new real estate bets
Beyond Goa and Jaipur: The new tourism hotspots that could drive property demand
Why you may not qualify for EPS membership
Sale Deed vs Agreement of Sale: Whats the Difference and Which One Gives You Ownership?
Forgotten Insurance Money? New Registry Helps You Find Lost Life, Health & Motor Policies
Best mutual fund SIP portfolios to invest in October 2026
ETMutualFunds'best mutual fund SIP portfolios are meant for three different individual risk profiles: conservative, moderate and aggressive. We have also considered three SIP baskets between Rs 2,000-5,000, between Rs 5,000-10,000 and above Rs 10,000 while creating these portfolios. Take a look at our recommended portfolios.
Anup Saha to be next MD & CEO of Kotak Mahindra Bank
Saha joined Kotak Mahindra Bank in January 2026 and currently oversees the retail banking, data analytics and marketing functions
TCS Share Price Live Updates: TCS Current Price Update
ICICI Bank Share Price Live Updates: ICICI Bank News
Asian Paints Share Price Live Updates: Asian Paints sees a slight dip in price
1.46cr stamp value: Why buyer escaped 11.35L tax
Tata Steel Share Price Live Updates: Tata Steel's Struggles Continue with Price Drop
Bajaj Finance Share Price Live Updates: Bajaj Finance Price Movement
Axis Bank Share Price Live Updates: Axis Bank's Performance Update
ONGC Share Price Live Updates: ONGC Stock Details
JSW Steel Share Price Live Updates: JSW Steel Price Movement Analysis
ITC Share Price Live Updates: ITC's three-month returns highlight market volatility
Interest rates on small savings schemes remains unchanged for Oct-Dec
As per the notification, deposits under the Sukanya Samriddhi Scheme will attract an interest rate of 8.2 per cent, while the rate on a three-year term deposit remains at 7.1 per cent during Q3
Bank lending rates mixed in August; fresh deposit rates fall: RBI
The one-year median MCLR also declined in September, while external benchmark-linked loans gained share among outstanding floating-rate rupee loans.
Bank loans against fixed deposits surge 43.2% to 2.04 lakh crore in August
Bank advances against fixed deposits grew faster than overall credit, while foreign-currency deposit and borrowing inflows crossed $143 billion by September 18.
Bank Holidays in October: Check Dates, festivals & closures
Bank branches will observe multiple closures in October, with the holiday schedule varying from city to city due to regional festivals and local observances
Jio Finance, Allianz Europe invest 320 cr each in JV Jio Allianz General Insurance
The aggregate investment by Jio Finance in the JV to date is 375 crore
In August 2026, the Labour Bureau revealed a rise in the All India Consumer Price Index for Industrial Workers. This uptick translates into an estimated Dearness Allowance of 65%, signaling a welcome increase for many employees. As the central government regularly adjusts DA based on this data, employees may soon enjoy significant salary enhancements, with official announcements typically coinciding with festive periods.
Apple Pay lands in India: How to set up and use it on your iPhone
Mr Kumar, a medicine shop owner had deposited Rs 2.47 crore cash in his bank account during demonetisation period, he got an unexplained cash income tax notice. After a long legal fight he won the case in ITAT Delhi. This article explains how.
South Indian Bank appoints Mahesh Muralidhar Pai as new MD & CEO
Mahesh Pai brings nearly three decades of experience across various facets of universal banking
SBI buys nearly 40% of Reliance Industries 13,000 crore bond offering
The debt issue attracted major investors including ICICI Prudential Mutual Fund, SBI Pension Fund and ICICI Prudential Life Insurance.
