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EPF wage ceiling raised to Rs 25,000: When will higher EPF deductions appear in your salary slip?

Starting September 2026, a major shift in the EPFO wage ceiling will raise the limit from Rs 15,000 to Rs 25,000 monthly. This increase will have different effects on various employees, especially those accustomed to the old ceiling as their deductions will change. Employers could face delays in updating their payroll systems, causing possible arrears and necessary adjustments for workers as they adapt to the new regulations.

The Economic Times 25 Sep 2026 3:26 pm

Offered lower interest rates on home loans and car loans when you buy insurance? It may not always come cheap; here's how IRDAI proposes to change it

New proposals by IRDAI aim to reform loan-linked insurance offerings from banks and NBFCs, ensuring transparency for borrowers. Key changes may prevent mandatory insurance bundling, allowing for better consumer choices and potential interest rate benefits, while still enabling some insurance package offers. Discover how these reforms could impact your next loan decision.

The Economic Times 25 Sep 2026 2:57 pm

Homebuyer pays Rs 1.03 crore for a 3BHK flat with specially enabled parking; builder fails to deliver; Karnataka RERA rules in buyers favour

Builder promised specially enabled parking spaces; homebuyer paid Rs 1.03 crore for a 3BHK unit, but the builder failed to honour the parking promise; homebuyer wins case in Karnataka RERA. Read the article to know how did the homebuyer win the case.

The Economic Times 25 Sep 2026 2:57 pm

FD interest rate rules to change from October 1, 2026: Uniform interest rates on bulk deposits, daily rate updates and more that depositors need to know

Effective from October 1, 2026, the Reserve Bank of India will implement new rules concerning bulk fixed deposits. Every bank will be mandated to reveal their daily bulk deposit interest rates at 10 am. This regulation aims to ensure that interest rates for identical bulk deposits remain the same in all branches.

The Economic Times 25 Sep 2026 2:34 pm

Top 9 equity mutual funds deliver over 30% return on SIP investments in 1 year. Do you own any?

Nine equity mutual funds delivered over 30% returns on SIP investments in the last one year, with eight from the small-cap category and one focused fund. Bank of India Small Cap Fund topped the list with a 45.95% return, followed by TRUSTMF Small Cap Fund at 41.53%, according to ETMutualFunds.

The Economic Times 25 Sep 2026 2:14 pm

You may soon buy motor insurance via Bima Sugam when buying a new car; dealers can't deny cashless repairs if IRDA proposals are implemented

IRDAI's proposed reforms could revolutionize motor insurance purchases, making them more transparent and customer-friendly. With direct digital buying options, increased awareness of alternatives, and safeguards against dealer biases, these changes aim to empower policyholders and enhance competition. Discover how these adjustments could impact your next car or two-wheeler insurance policy.

The Economic Times 25 Sep 2026 1:47 pm

Merchant Discount Rate on UPI not a tax, cess or surcharge; will not burden consumers: FM

The Finance Minister assured that the MDR will not be passed on to consumers and will be borne within the merchant payment ecosystem.

The Hindu Businessline 25 Sep 2026 1:26 pm

Canara Robeco AMC enters Asia and India Book of Records for largest mutual fund investor awareness campaign

Canara Robeco Asset Management Company has entered the Asia Book of Records and India Book of Records for its year-long 'Nivesh Bus Yatra' campaign. Traveling over 28,000 km across 12 states, the mobile classroom initiative reached over 26,000 investors to promote awareness on SIPs, STPs, and SWPs.

The Economic Times 25 Sep 2026 12:25 pm

Govt evaluating financial bids for IDBI Bank strategic sale: Sources

The strategic disinvestment of IDBI Bank is moving at a steady pace and the government is evaluating the financial bids submitted by the interested investors, the sources said

The Hindu Businessline 25 Sep 2026 12:24 pm

Embassy REIT raises 1,000 cr via debentures to refinance debt

The transaction marks the first financing by a scheduled commercial bank to an Indian REIT at the trust level

The Hindu Businessline 25 Sep 2026 12:18 pm

SBI ATM charges to be waived during proposed bank strike of September 28-30: What customers need to know

As the nation prepares for a bank strike from September 28 to September 30, 2026, the State Bank of India has decided to eliminate ATM charges for transactions during this time. Although branches will continue to operate, customers should prioritize completing necessary transactions beforehand and consider using digital banking options.

The Economic Times 25 Sep 2026 12:11 pm

IRDAI reforms: Life insurers with high credit-life exposure may benefit from lower commissions

Commission rates for credit-life products could be reduced to 2%, report says

The Hindu Businessline 25 Sep 2026 11:36 am

Vedanta lines up FY's first rupee debt sale, bankers say

Vedanta plans to raise 3,500 crore through three-year bonds and could pay a coupon of about 8.75%

The Hindu Businessline 25 Sep 2026 10:56 am

Missed declaring parents pre-existing conditions? Know if you should disclose them now or switch policies

Not disclosing your parents' medical conditions when buying health insurance can have serious repercussions, especially at the time of a claim. Discover why complete transparency is crucial and learn the recommended steps if you've missed important disclosures on the proposal form to safeguard your policy and maintain coverage.

The Economic Times 25 Sep 2026 10:34 am

NFO Insight: Motilal Oswal Nifty REITs & Realty Index Fund opens for subscription. Is now the right time to invest in realty?

Motilal Oswal Mutual Fund has launched the Nifty REITs & Realty Index Fund, which will be accepting subscriptions until October 9. This innovative fund seeks to give investors access to listed REITs and real estate firms using an index-focused strategy. Given the absence of historical performance data for new funds, experts suggest exercising caution.

The Economic Times 25 Sep 2026 9:58 am

Best short duration mutual funds to invest in September 2026

According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more. They are somewhat in the middle when it comes to interest rate risk. They are riskier than liquid, ultra short term, and low duration funds. However, they have a lower risk compared to medium duration and long-term funds.

The Economic Times 25 Sep 2026 9:54 am

Want to repay your debt quickly? Debt Avalanche vs Debt Snowball - know which method can help you become debt-free faster

Are you drowning in debt? Explore two effective strategies for repayment: the debt avalanche and debt snowball methods. The debt avalanche prioritizes high-interest debts to minimize costs, while the debt snowball method focuses on paying off the smallest debts first to enhance motivation.

The Economic Times 25 Sep 2026 6:30 am

Sebi approves new rules to widen investment avenues

The board of Sebi has sanctioned new regulations aimed at portfolio managers, paving the way for innovative investment avenues. These guidelines enable investments in mutual funds, international securities, and diverse commodity derivatives. Portfolio managers now have the flexibility to direct client funds towards mutual fund direct plans and initial public offerings.

The Economic Times 25 Sep 2026 5:54 am

IRDAIs major reform agenda to force distributors to completely rethink business models, can impact earnings of banks

The reforms, if implemented, seek to make insurance more affordable and transparent, but raise questions about distribution viability and near-term growth.

The Hindu Businessline 24 Sep 2026 10:24 pm

RBI warns banks against relaxing underwriting amid excess FCNR(B) liquidity

RBI officials emphasised that loan pricing should be risk-based

The Hindu Businessline 24 Sep 2026 8:40 pm

Banks need to recognise tech risk as 1st-order enterprise risk: RBI Dy Guv Jain

He noted that technology is now embedded in almost every critical banking function, from core banking and payments to customer onboarding, credit assessment, fraud monitoring and regulatory reporting

The Hindu Businessline 24 Sep 2026 7:53 pm

States ask banks to explore cash flow-based lending

The next generation of opportunities will come from advanced manufacturing, logistics, data centres, green energy, and global capabilities centres, said Ashish Jaiswal, Minister of State for Finance, Maharashtra

The Hindu Businessline 24 Sep 2026 6:46 pm

Are banks working on Sunday, September 27, 2026? Confusion prevails as banks and unions differ on working day status

The State Bank of India has announced that all its branches will be open on Sunday, September 27, 2026. Despite this, the All India Bank Officers Association has recommended that its members not show up for work that day. Meanwhile, the United Forum of Bank Unions is deliberating its response.

The Economic Times 24 Sep 2026 5:43 pm

Only 10% of UPI transaction value risks MDR charges; corporates to absorb most proposed fees: NPCI

80% of the MDR collected would come from businesses with annual turnover of more than 1,000 crore, NPCI chief Dilip Asbe, said

The Hindu Businessline 24 Sep 2026 5:03 pm

Dependent family pension pending since 2020: Why pensioner body is seeking intervention in widows case over missing death certificate

Mita Biswas has been unable to obtain her dependent family pension due to a missing death certificate. Her brother died during the COVID-19 pandemic, complicating the situation further. Bharat Pensioners Samaj has intervened multiple times to seek resolution for her claim. The pension authorities have not communicated any updates regarding the status of her application. BPS has outlined specific demands for the authorities to expedite the processing of Mita's claim.

The Economic Times 24 Sep 2026 4:53 pm

8th Pay Commission: Can Level 8 employees get Rs 1.52 lakh/month gross salary in 8th CPC?

8th Pay Commission salary calculator: The 8th Pay Commission is set to convene in Mumbai and Bengaluru to deliberate on salary structures and fitment factors. Key stakeholders will bring forward crucial topics during these meetings. The results of previous discussions in September have shaped aspirations for upcoming salary adjustments. Calculations for the current basic and gross salaries will consider multiple factors, particularly the dearness allowance, with the definitive outcomes awaiting the commission's official report.

The Economic Times 24 Sep 2026 4:47 pm

NFO Update: Motilal Oswal Mutual Fund launches Nifty REITs & Realty index fund

Motilal Oswal Mutual Fund is launching the Nifty REITs & Realty Index Fund, an open-ended scheme tracking the Nifty REITs & Realty TRI. The NFO opens September 25 and closes October 9, offering rules-based exposure to listed REITs and realty stocks.

The Economic Times 24 Sep 2026 4:45 pm

SIF AUM crosses Rs 31,000 crore in August after 528% jump in 2026: Report

SIF assets under management surged 528% to Rs 31,175 crore by August 2026, supported by strong inflows and rising investor folios. Altiva led the segment, while three platforms held 70%.

The Economic Times 24 Sep 2026 3:53 pm

NFO Alert: WhiteOak Capital Mutual Fund launches diversified equity small cap FOF, its first FoF

WhiteOak Capital Mutual Fund is launching its first fund of funds, focused on actively managed small-cap mutual fund schemes. The NFO opens September 28 and closes October 12, offering diversified small-cap exposure through multiple managers for investors with long-term horizons.

The Economic Times 24 Sep 2026 3:43 pm

Aadhaar authentication for LPG subsidy: Will your gas supply be stopped if you fail to authenticate UID before October 1, 2026?

From October 1, 2026, all domestic LPG consumers will need to undergo Biometric Aadhaar Authentication to access subsidies. This process is designed to ensure that subsidies are provided solely to qualifying households. Authentication can be done through delivery personnel, distributor outlets, or mobile apps provided by oil marketing firms.

The Economic Times 24 Sep 2026 3:35 pm

How employees contributing to EPF on actual wage basis can be impacted due to hike in EPF wage ceiling limit

As of September 17, 2026, the EPF wage ceiling is set to increase from Rs 15,000 to Rs 25,000. This adjustment does not affect employees whose earnings exceed Rs 25,000. Those earning between Rs 15,000 and Rs 25,000 will experience negligible changes to their contributions. Notably, EPS contributions will rise for employees hired prior to September 2014. Employers are responsible for managing increased contributions while keeping their salary structures intact.

The Economic Times 24 Sep 2026 3:34 pm

Father attested brothers sale deed, children lost 3.5 acres: What Madras HC ruled on oral partition

Attesting brothers sale deed has major legal consequences in proving oral partition of ancestral land; How children lost 3.5 acre land dispute case in Madras HC because of this. Read this article to know more.

The Economic Times 24 Sep 2026 2:55 pm

Mutual fund SIP flows hit two-year high at 43% of gross equity flows; 12-month flows rise 17% YoY: Report

Mutual fund SIP AUM rose 23% YoY to Rs 18.62 lakh crore in August 2026, while SIP flows as a share of gross equity flows hit a two-year high of 43%. Aggregate SIP flows for the 12 months ended August grew 17% YoY to Rs 3.7 lakh crore, the Franklin Templeton report said.

The Economic Times 24 Sep 2026 2:48 pm

Stablecoins, tokenised deposits, CBDCs could account for 4% of global payments by 2030: Capgemini

Adoption among banks, however, remains at an early stage. Only 21 % of banks surveyed are currently actively scaling at least one accelerated intelligent money instrument, Capgemini said.

The Hindu Businessline 24 Sep 2026 2:33 pm

Gold rate today (September 24, 2026): Check 24k, 22k, 20k and 18k gold jewellery prices from Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers, Tanishq & IBJA in Delhi, Mumbai, Hyderabad & more cities

Gold prices dropped across major jewellery brands in India. Tanishq's price for 22k gold jewellery fell to Rs 14,040 per gram in various cities. Malabar Gold & Diamonds, Kalyan Jewellers, and Joyalukkas offered 22k gold at Rs 13,995 per gram in their showrooms. The India Bullion and Jewellers Association reported a decline in gold and silver rates as well.

The Economic Times 24 Sep 2026 1:25 pm

Explained: What IRDAIs proposed insurance commission caps mean for customers

The proposed norms could change distributor incomes and insurance sales models, while potentially lowering costs embedded in policy premiums

The Hindu Businessline 24 Sep 2026 1:01 pm

HSBC to return to India stock broking business after 13 years amid IPO boom

HSBC aims to launch business in next few months; will target countrys high-net-worth individuals, sources say

The Hindu Businessline 24 Sep 2026 12:59 pm

Gold rises despite Fed rate hike as real-yield link weakens, central-bank buying accelerates: Monarch PMS

Gold continues to strengthen despite higher US real yields and a Federal Reserve rate hike, with central-bank buying, inflation risks and energy uncertainty supporting demand for the precious metal.

The Economic Times 24 Sep 2026 12:24 pm

Central government employees, pensioners to get payouts on September 25, 2026: Ministry orders early disbursal of salaries, pensions amid 3-day bank strike

The central government is taking steps to ensure that employees and pensioners are not affected by the upcoming nationwide bank strike. Salaries and pensions for September 2026 will be disbursed early on September 25. The Department of Expenditure has mandated relevant offices to submit drawals promptly to facilitate this. Any necessary adjustments from the advance payments will be reflected in October's payroll.

The Economic Times 24 Sep 2026 12:14 pm

NaBFID completes debut dollar debt sale with $750 million fundraise

NaBFID sold the bonds at a spread of 105 basis points above U.S. Treasury, and the coupon works out to be 6.1220%, sufficiently lower than the initial guidance of 130 bps.

The Hindu Businessline 24 Sep 2026 11:10 am

Second marriage declared void? Children can still inherit fathers property under Hindu Marriage Act: Know the law

Can children from a void second marriage claim fathers property? Know their inheritance rights under Hindu law. HC says Section 16 of the Hindu Marriage Act, can mean that a child born from a second marriage which was proved as void can still inherit the fathers property.

The Economic Times 24 Sep 2026 11:00 am

Best medium to long duration funds to invest in September 2026

Even a minor upward movement in interest rates could make these schemes extremely risky and volatile. In simple terms, investors might lose money in such a scenario. That explains why advisors do not speak about these schemes often. Needless to say investors should be extremely cautious about these schemes in the current scenario.

The Economic Times 24 Sep 2026 9:37 am

FD-backed SBI Card: Advantage SBI Card launched; who can benefit from it?

SBI Card has introduced the Advantage SBI Card through the SBI YONO app, making it simpler than ever for customers to apply. This innovative offering features four variants of secured credit cards linked to fixed deposits. With a fully paperless application process, it's designed to enhance accessibility, particularly for those with limited credit histories seeking a means to build financial profiles.

The Economic Times 24 Sep 2026 9:33 am

RBI said to conduct at least $10 billion FX swaps to drain cash

RBIs recent swaps reflect the scale of cash surplus the central bank is currently tackling

The Hindu Businessline 24 Sep 2026 9:27 am

Avoid chasing small-cap outperformers; valuations look attractive for long-term investors: Pratik Dharmshi, Union MF

With small-cap valuations turning more reasonable and earnings growth improving, Pratik Dharmshi, Fund Manager Equity at Union AMC, remains constructive on the segment. He recommends focusing on quality businesses with sustainable earnings potential, avoiding the chase for recent outperformers, and maintaining a 5-7 year investment horizon while staying mindful of liquidity and volatility risks.

The Economic Times 24 Sep 2026 9:01 am

Motilal Oswal Nasdaq Q50 ETF crashes 49% in 3 days, rings alarm bells for investors

Motilal Oswal Nasdaq Q50 ETF faced a sharp decline of nearly 49% in just three trading sessions. This drop followed a dramatic price surge that raised concerns about valuation and investor behavior. Several other international ETFs are also trading well above their net asset values, creating a potential risk for investors. Limited supply of ETFs relative to demand has further intensified these trading conditions.

The Economic Times 24 Sep 2026 5:25 am

IRDAI moots major overhaul of insurance distribution norms

The proposals also include cost audits and safeguards against indirect payments with the objective of ensuring greater accountability for the actual cost of distribution

The Hindu Businessline 23 Sep 2026 10:00 pm

Fair case for Rupee to not just stabilise but even appreciate: RBI Dy Guv Poonam Gupta

Says Indias dependence on imported oil is set to decline, through alternative sources of energy and the quest to find its own oil reserves

The Hindu Businessline 23 Sep 2026 8:17 pm

Good news: Property purchase from NRIs gets easier as govt amends Form 141; check how it helps

From October 1, 2026, Indian property buyers can buy properties from non-residents without getting a TAN. Instead a new system has been launched by the Finance Ministry under which the buyer needs to file Form 141 and fill Schedule E and then issue the TDS certificate in Form 132 to the non-resident. Earlier this system was very complicated, now it has been made comparatively easier.

The Economic Times 23 Sep 2026 5:56 pm

India should be aware of the risks which could unfold: PK Mishra, Principal Secy to PM

India will have to mobilise very large volumes of capital over the next two decades for infrastructure, manufacturing, urbanisation, energy transition, enterprise and innovation, he said at the SBI Banking and Economics Conclave

The Hindu Businessline 23 Sep 2026 5:55 pm

Bank strike: Will banks be open on September 26 and 27? What RBI and bank unions say

In a proactive measure, the Reserve Bank of India has granted approval for banks to remain open on Sunday, September 27, 2026. This strategic decision aims to support customers anticipating a three-day strike from September 28 through September 30, organized by the United Forum of Bank Unions. Although it remains unclear if banks will operate on Saturday, customers can secure essential services on September 27.

The Economic Times 23 Sep 2026 5:34 pm

India's richest in 2026: Adani tops the list, 27 new billionaires emerge

India's billionaire club gets bigger: 391 now cross the $1-billion mark

Business Standard 23 Sep 2026 5:28 pm

8th Pay Commission: AIDEF demands Rs 69,000 minimum pay, 3.83 fitment factor and 11-year pension commutation period

8th Pay Commission news: AIDEF has put forth demands regarding family units and pay calculations for the 8th Pay Commission. They request a minimum salary of Rs 69,000 and a higher fitment factor. The federation seeks to restore the Old Pension Scheme and change the commuted pension duration to 11 years. Additionally, they want amendments for pension-related issues covering pensioners before 2026.

The Economic Times 23 Sep 2026 4:58 pm

US citizen received Rs 30 lakh income tax demand notice in India, was denied India-US DTAA relief due to a mistake: Know how she won at ITAT Delhi

Rs 30 lakh income tax demand notice and India-US DTAA benefit denied to US citizen; she fights and wins case in ITAT Delhi; Know how

The Economic Times 23 Sep 2026 4:21 pm

From Rs 300 to Rs 25,000: How EPF wage ceiling has changed since 1952 and why it is important for you

The wage ceiling for the Employees Provident Fund has officially increased to Rs 25,000, effective September 17, 2026. This much-needed revision is the first change in wage limits since 2014 and directly impacts mandatory EPF contributions for employees in the organized sector. Those earning up to the new wage ceiling can expect elevated contributions, which will aid in bolstering their retirement plans.

The Economic Times 23 Sep 2026 3:17 pm

PSBs, RRBs to function normally on a Sunday: Finance Ministry

The proposed strike by UFBU to demandimplementation of 5-day banking coincides with the preceding weekend holidays of September 26 and 27

The Hindu Businessline 23 Sep 2026 2:46 pm

Will gives you property rights, but what next? Know these 7 steps to transfer ownership and secure possession

A Will plays a crucial role in outlining how assets will be allocated following an individual's death, which can lead to family disputes if disagreements arise about the testator's intentions. To facilitate property transfers, it is wise to gather important documents such as a no-objection affidavit and release deed. Keeping mutation records up to date and securing an encumbrance certificate is vital for tax purposes.

The Economic Times 23 Sep 2026 2:35 pm

Banks to remain open on Sunday for customers' convenience in view of proposed strike

The United Forum of Bank Unions, which claims to represent 90% of the banking workforce, is set to go on a three-day strike beginning September 28, primarily seeking a 5-day banking week, among other demands.

The Hindu Businessline 23 Sep 2026 2:21 pm

Can you earn rental income by letting out your flat on Airbnb for homestay? What homeowners need to know as similar case sparks protests in a Ghaziabad housing society

If someone is found running a homestay or Airbnb-like service in your society, what can you do? Legally, the societys first step should be a written notice to the owner, pointing to the specific byelaw being broken and backed by evidence. If the owner still doesn't stop, the RWA's real recourse is a civil suit for an injunction.

The Economic Times 23 Sep 2026 1:53 pm

Gold and silver rate today (September 23, 2026): Check 24k, 22k, 20k, 18k gold jewellery prices from IBJA, Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers and Tanishq

Lets have a look at the latest 22k gold rates at Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers and Tanishq in New Delhi, Mumbai, Chennai, Kolkata, Trivandrum and Bengaluru. Also see the updated indicative rates of 24k, 22k, 20k, 18k and 14k gold and 999-purity silver at the IBJA today.

The Economic Times 23 Sep 2026 1:13 pm

12 equity mutual funds deliver over 70% absolute return in 3 and 5 years. Were they added in your portfolio?

An analysis by ETMutualFunds reveals that 12 equity mutual funds out of 218 schemes delivered over 70% absolute returns across both 3-year and 5-year horizons. Invesco India led with four schemes, followed by Motilal Oswal, while ITI Small Cap Fund posted the highest three-year returns.

The Economic Times 23 Sep 2026 12:35 pm

BHIM MyUPI payments launched: 9 services users can access at one place, from checking transactions to managing UPI Autopay

In a significant move towards enhancing digital payments, NPCI BHIM Services Limited has introduced MyUPI, a conversational AI assistant seamlessly integrated within the BHIM Payments App.

The Economic Times 23 Sep 2026 12:10 pm

Wife pressuring husband to leave parents and live separately in rented house amounts to cruelty, rules Madras HC and upholds divorce on this ground

Husband with Rs 45,000 salary started living in rented house because of wifes pressure to live separately from his parents; Madras HC says this is cruelty and upholds divorce. Justice P.T. Asha and Justice N. Mala of the Madras High Court heard this case.

The Economic Times 23 Sep 2026 11:51 am

Supra Pacific Financial Services eyes five-fold expansion; plans 500 branches nationwide

The company is looking to expand its nationwide presence to 500 branches across 15 states over the next three years

The Hindu Businessline 23 Sep 2026 11:37 am

Rs 1.68 crore investments, Rs 89,000 monthly MF SIP. Can this 40-year-old investor retire at 50?

A 40-year-old investor based in Pune is on a mission to retire by age 50 while providing for her two childrens education. With savings of Rs 1.68 crore from diverse investments, she plans to pay off her home loan by December 2026. Experts suggest she aim for a retirement fund between Rs 4-4.5 crore and adapt her investment strategy as her financial goals draw near.

The Economic Times 23 Sep 2026 10:39 am

Helios Mid Cap among top 5 midcap mutual funds with highest mid and smallcap exposure in August 2026

Here's a list of top five mid cap mutual funds with the highest combined exposure to mid and small cap stocks in August 2026.

The Economic Times 23 Sep 2026 10:39 am

IDBI Bank sale: Bank officers body writes to Leaders of Opposition, seeks intervention

In identical letters to Rahul Gandhi and Mallikarjun Kharge, All-India Bank Officers Association seeks their immediate intervention by raising the matter on the floor of Parliament

The Hindu Businessline 23 Sep 2026 9:56 am

Best gilt mutual funds to invest in September 2026

Gilt funds are not recommended to regular debt investors because they are risky and volatile. Gilt funds suffer the most when the rates go up. The bond prices and yields move in opposite directions. When the rates go up, bond prices come down. This drags down the NAVs of schemes.

The Economic Times 23 Sep 2026 9:24 am

UPI for mutual funds: Benefits, limits and impact of new MDR explained

Unified Payments Interface (UPI) enables convenient investment in mutual funds through instant payments and SIPs. Investors appreciate UPI for its ability to process transactions 24/7 and avoid manual input. Recently, a 0.02% merchant discount rate was introduced on certain UPI transactions, affecting one-time investments. However, SIPs under UPI AutoPay remain exempt from this fee, easing investor concerns.

The Economic Times 23 Sep 2026 7:29 am