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RBI tightens rules governing FX derivatives to curb wild swings and depreciation of the Rupee
RBI tightens forex rules to stabilise plunging rupee amid volatility
India Incs credit quality in FY27 expected to be broadly stable but cautious: Rating agencies
Rating agencies flag moderation in credit ratios and rising geopolitical uncertainty overall
RBI says 98.45% of 2,000 notes returned since withdrawal
The total value in circulation has dropped sharply, though the notes continue to remain legal tender.
Karnataka Banks CASA deposits rise 10% in 2025-26, advances up 6.9%
Total deposits of the bank increased to 1,08,840.95 crore in 2025-26 from 1,04,807.49 crore in 2024-25, a growth of 3.8 per cent
The secret to true multibaggers: Somil Mehtas investing thesis for disciplined trading
Salaried employees face new Tax Deducted at Source rules from April 1, 2026. The new financial year brings revised tax calculations and compliance requirements. Employees must inform employers if they wish to opt for the old tax regime. Higher standard deductions and increased tax-free benefits are introduced. Choosing between tax regimes depends on individual deductions and salary structure.
Mutual funds may have deployed Rs 80,000 crore in March crash: Report
Mutual funds deployed an estimated Rs 80,000 crore into equities during the March market crash, significantly reducing their cash holdings, as they stepped in to counter heavy FII selling. The buying came amid an over 11% market correction and rising crude oil prices linked to the Gulf crisis, highlighting a strong inverse relationship between oil prices and Indian equities.
Gold prices experienced unusual volatility during the Iran-Israel conflict. Initially surging, gold later dropped significantly as geopolitical tensions eased and inflation fears rose. Axis Mutual Fund decoded this behavior, citing unwinding leveraged positions, Middle Eastern surplus shifts, and liquidity concerns as key drivers.
New PAN card application forms are now in effect under the Income-ax Act, 2025, with category-specific forms replacing the Aadhaar-only option. Mandatory PAN quoting has expanded for high-value transactions, including significant cash deposits and property deals, making compliance crucial for taxpayers.
Planning a 3-year investment in commodity ETFs? Check these top 5
Five big changes in Form 16, which is replaced by Form 130, that every salaried employee must know
Form 16 will be renumbered as Form 130 under the Income Tax Rules, 2026, effective from April 1, 2026. This change introduces a Tax Year concept, enhances taxpayer and employer details for digitized reporting, and requires disclosure of tax deduction rates. The shift is primarily structural, aligning with the new Income-tax Act, 2025.
13 equity mutual funds lose over 15% in 6 months. Were they a part of your portfolio?
Around 13 equity mutual funds delivered losses exceeding 15% over the past six months, with small-cap and mid-cap categories leading the decline. Tata Small Cap Fund topped the list with a 23% drop, reflecting broader market weakness and volatility impacting high-risk fund segments.
Corporate credit profile resilient in FY26 with higher rating upgrades: ICRA
Indian companies showed strong financial health in 2025-26. Rating upgrades outnumbered downgrades, indicating robust balance sheets and steady demand. Policy support also played a key role. While external risks have eased, the West Asia crisis poses new challenges. Geopolitical events and global trade will be closely watched for credit quality in the upcoming fiscal year.
Gold prices are on the rise as the new financial year begins. Major jewellery brands and the IBJA reported higher rates for 22K and 24K gold on April 1, 2026. Tanishq, Kalyan Jewellers, Malabar Gold & Diamonds, and Joyalukkas have all seen an uptick in their gold prices. Silver prices have also experienced a significant increase.
Is UPI down? SBI, UCO Bank, other bank users report payment issues
SBI UPI down: Downdetector shows a steep jump in the number of complaints, including over 500 payment issue-related complaints reports for State Bank of India.
Gifting property? 45 lakh rule may trigger tax noticecheck if youre at risk
The Central Board of Direct Taxes has introduced new forms for correcting PAN card details. These forms, PAN CR-01 for individuals and PAN CR-02 for non-individuals, will be effective from April 1, 2026. Both online and offline submissions are permitted. Applicants must provide correct PAN details and a copy of their PAN card. Aadhaar is mandatory for most applicants.
The Income Tax Department has launched a revamped e-filing portal to support the transition to the new Income Tax Act, 2025. Taxpayers can now make payments and file forms under both old and new tax laws from a single platform, with new forms and challans available from April 1, 2026.
10 must-do financial tasks you need to complete in new financial year (FY 26-27)
Financial tasks: Proactive financial planning, from retirement savings to KYC updates and nominee details, ensures a smoother year ahead.. The new financial year offers a prime opportunity to organize your finances.
New financial year brings significant mutual fund reforms. Expect revised GST, introduction of life cycle funds, and discontinuation of children's and retirement schemes. Equity funds can now invest in gold and silver, while stricter rules apply to thematic funds. These changes aim to boost transparency and investor protection.
Silver and gold ETFs rally up to 6% on Iran-US de-escalation hopes. What should investors do?
Silver and gold ETFs saw significant gains on Wednesday. A weaker dollar and easing geopolitical tensions boosted investor sentiment. Gold prices edged up, while silver experienced a slight dip. Experts suggest this consolidation offers an attractive entry point for long-term investors. Rising fuel prices and gold rates create an inflationary environment.
Best mutual fund SIP portfolios to invest in April 2026
ETMutualFunds' best mutual fund SIP portfolios are meant for three different individual risk profiles: conservative, moderate and aggressive. We have also considered three SIP baskets between Rs 2,000-5,000, between Rs 5,000-10,000 and above Rs 10,000 while creating these portfolios. Take a look at our recommended portfolios.
New income tax rules from April 1, 2026: From HRA relief to new ITR deadlines, key changes explained
New income tax rules: Significant income tax changes are coming from April 1, 2026, with the Income Tax Act of 2025 replacing the 1961 act. Expect revised TDS/TCS rules, updated ITR filing deadlines, and changes to buyback taxation. Key benefits include expanded HRA exemptions and increased meal card tax benefits, aiming for a simpler tax regime.
Not happy with your health insurer? How portability helps you switch without losing benefits
Feeling let down by your health insurance? Portability allows you to switch providers without losing benefits like waiting period credits and no-claim bonuses. Understand the rules and benefits to ensure a smooth transition to a better policy when it's time for renewal.
BPCL Share Price Live Updates: BPCL's stock shows troubling monthly returns
Cipla Share Price Live Updates: Cipla's One-Month Return Analysis
Dr Reddys Share Price Live Updates: Dr. Reddy's Laboratories records a monthly loss
Nestle India Share Price Live Updates: Nestle India experiences a decline in returns
Banks across India will observe closures on April 1 for annual account closing. While branches may be shut, digital banking services like ATMs and UPI will operate normally. Several other holidays are also scheduled for April 2026, impacting banking operations in various states. Customers are advised to check specific bank schedules.
How will Middle East tensions impact Indias debt market?
Geopolitical tensions are driving up crude oil prices, impacting India's bond yields and weakening the rupee. This inflationary pressure is causing mark-to-market losses, especially in long-duration debt funds. Investors with longer horizons can weather short-term dips, while those with shorter goals should opt for less volatile funds. Patience is advised before increasing gilt fund exposure.
Red tide in equity funds: Only a few stay afloat
Equity mutual fund returns have faced significant pressure over the last year, with most categories experiencing value erosion. Large-Cap, Flexi-Cap, and Focused Funds saw category averages decline between 3.5% and 4.3%. While Small-Cap funds struggled, Mid-Cap funds demonstrated relative resilience.
RBI continues with its Nov 2025 trade relief measures
RBI extends November 2025 trade relief measures, benefiting exporters with longer timelines for export value repatriation and credit.
GST waiver, tax benefits push up entry-level health insurance cover sizes
Improved affordability is encouraging both new buyers and existing policyholders to opt for higher coverage, upgrade plans, and add riders, reflecting growing awareness about adequate health protection
The CBDT has mandated a Document Identification Number (DIN) for all income tax correspondence to taxpayers via a circular dated March 31, 2026. This new directive replaces the 2019 rules, ensuring taxpayers can verify the authenticity of official communications. Exceptions exist for technical difficulties or when electronic referencing is impossible, but these require post-facto approval within 15 days.
Fintech firm Bachatt raises $12 million in funding round led by Accel
The company plans to use the fresh funds to scale up its savings solution and build new AI-led wealth and credit solutions for its growing user base
Piramal Finance AUM crosses 1 lakh crore, eyes microfinance acquisition
Piramal Finance plans to diversify beyond home loans into microfinance and gold loans, aiming to reach Rs 1.5 lakh crore AUM by March 2028, while maintaining a cautious approach amid global uncertainties
DA hike delay: Will central government raise dearness allowance in first week of April?
Central government employees and pensioners are awaiting the January 2026 Dearness Allowance (DA) and Dearness Relief (DR) hike announcement. Despite expectations ahead of Holi and a late March cabinet meeting, no decision has been made. Experts suggest administrative complexities related to the 8th Pay Commission and fiscal balance calibration are causing the delay, with an announcement likely in early April.
April 2026: Indian banks will be closed on several days in April 2026. These closures are for yearly account closing and various regional festivals. Customers should check local holiday lists before visiting branches. Specific holidays include Maundy Thursday, Good Friday, and Dr Babasaheb Ambedkar Jayanti.
Gold rate prediction: Gold prices experienced a slight increase on March 31, 2026, with 22K gold rates rising across major jewelry brands like Tanishq, Kalyan Jewellers, Malabar Gold & Diamonds, and Joyalukkas.
Want Rs 50,000/month after retirement? Here are some investment strategies & corpus to consider
NBFCs continue to dominate CP issuances in March; CD borrowings may moderate in FY27: Ind-Ra
Non-banking financial companies actively tapped the commercial paper market in March, driven by year-end funding needs, while corporates adopted a cautious approach due to high borrowing costs and ample internal funds. This trend is expected to continue. Bank certificate of deposit issuances remained stable, suggesting easing short-term funding pressures in the banking sector.
Revised Income Tax Return due date extended to March 31, 2026? No; Heres why
Budget 2026 extended the revised Income Tax Return (ITR) filing deadline to March 31, but this change is effective from Assessment Year 2026-27, not AY 2025-26. Taxpayers can file revised ITRs to correct errors, report missed income, or adjust for changes in tax laws, with a new 12-month window from the end of the tax year.
The 8th Pay Commission will visit Dehradun on April 24, 2026, to consult stakeholders on pay and allowances. The commission, formed in November 2025, has invited suggestions from employees, pensioners, and unions via email by April 10, 2026. The deadline for submitting views and questionnaire responses is April 30, 2026.
Top FD interest rates: This bank has raised its fixed deposit rate to 8.1%. Check other best rates
Suryoday Small Finance Bank has revised its fixed deposit interest rates, effective March 29, 2026. Customers can now earn up to 8.10% per annum on a special 30-month FD, with senior citizens receiving an additional 0.15% interest. Deposits are insured by DICGC up to Rs 5 lakh.
Setting return expectations in mutual funds? Here is what investors need to know
Setting realistic return expectations is crucial for mutual fund investors, especially in volatile markets. Experts highlight that returns cannot be guaranteed, and AMFIs indicative ranges should only be used for planning. Investors should align expectations with goals, risk appetite and time horizon, rather than chasing fixed or past returns.
Salaried employees may face an additional Rs 62,400 in income tax if they engage in tax harvesting with a Rs 12.75 lakh salary. This occurs because long-term capital gains, though exempt up to Rs 1.25 lakh, push total income above the Rs 12 lakh threshold, disqualifying them from the Section 87A tax rebate.
Planning to invest in smallcaps? These top 5 funds deliver 28%+ annualised returns in 3 years
Top small-cap mutual funds have delivered over 28% annualised returns in three years, attracting investors seeking high-growth opportunities despite higher risk.
April 1, 2026 rule changes: PAN, SBI credit card cashback, FASTag, ATM withdrawalscheck list
Major financial and banking rule changes are coming from April 1, 2026. SBI Card, NHAI FASTag, and RuPay debit card lounge access will see revisions. PAN card applications will require additional documents. Digital payment transactions will need two-factor authentication. New income tax rules also take effect. These changes will affect many users.
5 equity mutual funds offer over 21% annualised return on SIP investments in 10 years. Check details
I am an OCI cardholder, will I need to pay tax on inherited assets in India?
I am a German citizen, and have an OCI card. How will inheritance of assets located in India be taxed for me? Is the inheritance itself taxable in India, or only the income generated from the inherited assets?
Rupee under pressure? Baroda BNP Paribas Aqua FoF offers a global growth hedge
Investors are exploring global equity markets for diversification and growth, especially with the Indian rupee facing pressure. The Baroda BNP Paribas Aqua Fund of Fund offers dual benefits: exposure to international equities and potential gains from currency depreciation. This thematic fund focuses on the water value chain, providing geographical diversification and reducing reliance on domestic market cycles.
Your degree won't save you but these 4 skills might keep AI from taking your job
ITR filing 2026: Government releases ITR forms for AY 202627; check details of ITR-U and ITR-V
New Income Tax Return forms are now available for Assessment Year 2026-27. The updated ITR-U form allows taxpayers to correct past filings. This updated return can be filed for up to four years. Penalties apply based on the filing timeline. The ITR-V form serves as verification for filed returns.
RBI also issues clarification regarding acquisition finance by banks by including mergers and amalgamations and restricting it only to acquiring control over a non-financial target company
Nippon India Taiwan Equity Fund emerged as the top-performing mutual fund of FY26, delivering over 171% returns, driven by a strong semiconductor and AI-led rally. Experts caution against chasing past performance, advising investors to treat it as a high-risk satellite allocation within a diversified global portfolio.
ITR filing season starts: Income Tax Return forms ITR-1, ITR-2, ITR-3 and others notified
The government has released income tax return forms for AY 2026-27, allowing taxpayers to file by July 31, 2026. However, ITR-1 is not for everyone. Individuals with business profits, short-term capital gains, certain long-term capital gains, income from multiple house properties, or specific 'other sources' income like lottery winnings cannot use this simplified form.
The Reserve Bank of India instructed agency banks to remain open on March 31, 2026, a public holiday for Mahavir Jayanti in several states. This directive ensures all government receipts and payments are accounted for within the 2025-26 financial year. Only government-related transactions will be permitted on this day.
Rupee slide: $100 million NOP limit should be imposed only on banks trading book, say SBI economists
They call for Operation Twist that pushes up the short-term yield while sobering the yield on long term papers
Rupee faces volatile trading, swings 170 paise intra-day
The Rupee experienced volatile trading, swinging 170 paise intraday, closing at a record low of 94.83 against the Dollar.
RBI floating rate bond at 8.05%: Has the rate changed or is it still a top fixed income pick?
The Reserve Bank of India's floating rate bond will continue to offer 8.05 percent interest. This comes as the Finance Ministry decided to keep the National Savings Certificate rate unchanged at 7.7 percent for the first quarter of the fiscal year 2026-27. This bond offers a sovereign guarantee and a 7-year maturity, making it a secure investment.
If the West war, which started on February 28, 2026, sustains for a few more months, there could also be a cascading effect on retail loans
Interest rates for small savings schemes like PPF and NSC remain unchanged for the April-June 2026 quarter. Deposits under Sukanya Samriddhi Scheme will attract 8.2 percent interest. The government prioritizes protecting small savers and encouraging household savings. These rates are determined by G-Sec yields and inflation. The Finance Ministry last changed rates in December 2023.
Two days of stock market slump wipes out Rs 18.60 lakh cr from investors' wealth
Equity investors have become poorer by Rs 18.60 lakh crore in two days of sharp decline in the stock market, where the BSE benchmark Sensex has plunged over 4 per cent, as the West Asia conflict refuses to die down leading to a steep surge in crude oil prices.
All banking cos to deduct TDS on interest income beyond 50,000 a year
As per the Income-tax Act, 1961, the scope of anking company included not only banking companies to which the Banking Regulation Act, 1949, applies, but also any bank or banking institution referred to in section 51 of that Act
HDFC Bank delayed action in AT-1 bond mis-selling, former chair tells CNBC-TV18
Chakraborty told that the mis-selling of AT-1 bonds through the Dubai branch posed significant reputational risks, although it was initially viewed as a technical lapse in documentation
Moodys applies to set up branch in GIFT IFSC, boosting global appeal
The move follows regulatory support from SEBI and IFSCA, allowing credit rating agencies to operate within the IFSC framework.
Gold, silver tumble up to 44% from January peaks. Is it time to buy the dip or stay cautious?
Gold and silver saw sharp corrections after strong rallies, driven by rising yields and macro pressures. Experts advise staying calm, favoring gold, and maintaining disciplined, long-term investment strategies.
Intellect Design wins deal to streamline AP for major e-commerce firm
Intellect Design Arenas Purple Fabric Accounts Payable to help the platformstreamline workflows across its network of sellers and partners
Gold prices saw attention on March 30, 2026. Tanishq, Malabar Gold & Diamonds, and Joyalukkas reported 22k gold at Rs 13,500 to Rs 13,540 per gram. IBJA rates for 22k gold stood at Rs 14,271 per gram. These prices exclude GST and making charges. The market is observing the impact of the Iran-Israel conflict.
Can your bank cut TDS on interest income? Income Tax Department clarifies Income-tax Act, 1925 rule
The Income Tax Department has clarified eligible banks for TDS on interest under the new Income-tax Act, 2025, effective April 1, 2026. The definition of 'banking company' has been refined, impacting TDS applicability on interest below prescribed thresholds for general and senior citizens.
The PFRDA will implement revised investment management fees and updated Point of Presence charges from April 1, 2026, introducing a multiple Net Asset Value (NAV) framework. This necessitates system upgrades, leading to the temporary unavailability of nine NPS transaction types on CRA platforms until April 1, 2026. Normal services are expected to resume on April 2, 2026.
Can chasing tax-efficient mutual funds hurt your overall investment strategy?
Investors seeking tax-efficient funds should prioritize risk appetite and financial goals first. Equity mutual funds offer tax advantages for long-term investments. However, these funds can be volatile. Arbitrage funds present a lower-risk alternative with similar tax benefits. Understanding these factors is crucial for making informed investment decisions.
8th Pay Commission salary hike: Will fitment factor jump like 6th & 7th CPC? Big clues inside
SBI Share Price Live Updates: SBI's Market Update
10 things AI agents now do better than your finance department
With inflation on rise, will government change interest rates of small savings schemes?
The Finance Ministry is set to announce quarterly interest rates for small savings schemes on March 31, 2026. Despite rising inflation, rates have remained unchanged since December 2024, prompting speculation about potential adjustments. Factors like G-Sec yields, inflation, and RBI's monetary policy influence these decisions.
The Pension Fund Regulatory and Development Authority has expanded the National Pension System distribution network. Ten new categories, including chartered accountants and fintech firms, can now act as pension agents.
Buying gold in 2026? Do Sovereign Gold Bonds still beat physical gold after tax changes?
Paying 50,000+ rent? Avoid heavy penaltiescomplete this TDS checklist before March 31, 2026
No more technical escapes? Finance Bill 2026 pushes taxpayers to fight cases on merits
The Finance Bill 2026 introduces significant changes to tax litigation in India. Tax cases will now be decided based on facts and merits, moving away from technical loopholes. Amendments to the Income-tax Act aim to prevent challenges based on procedural defects like faulty approvals or missing Document Identification Numbers.
Mahavir Jayanti Bank Holiday (March 30, 2026):Karnataka has shifted the Mahavir Jayanti public holiday to Monday, March 30, 2026, causing banks in the state to close. The RBI's holiday calendar confirms the closure in Karnataka.
Silver & gold ETFs gain over 119% in FY26. Time to add, rebalance or book profits for FY27?
Silver and gold ETFs delivered exceptional returns exceeding 119% in FY26. Silver ETFs led with 117.89% gains, while gold ETFs offered 54.80%. Experts advise rebalancing based on long-term asset allocation, suggesting a 5% to 15% range. Investors should approach current levels with caution, considering SIPs for new investments and partial exits if allocations exceed targets.
Non-Resident Indians earning income abroad in FY 2024-25 have a crucial deadline. They must file Form 67 by March 31, 2026. This form is essential for claiming foreign tax credit in India. Filing on time prevents double taxation and ensures benefits are secured. Missing this deadline can lead to tax complications. The process involves detailing foreign income and taxes paid.
Power Grid Share Price Live Updates: Power Grid's Financial Performance Snapshot
Best medium duration mutual funds to invest in March 2026
Most mutual fund advisors do not recommend medium and long term debt schemes to regular investors. These schemes are extremely sensitive to changes in the interest rate environment. They suffer when the rates go up. Mutual fund advisors say many conservative investors would find it difficult to handle the volatility faced by these schemes.
Bharti Airtel Share Price Live Updates: Bharti Airtel's Market Performance Update
