40 C 
National Savings Certificate interest rate: The National Savings Certificate offers an attractive interest rate for the April-June 2026 quarter. This government-backed scheme provides a fixed income option for small investors.
Big relief for homebuyers: UP RERA caps builder fees on flat transfers, know how it will apply
Uttar Pradesh RERA has capped processing fees for flat transfers, offering significant relief to homeowners. Builders can now charge a maximum of Rs 1,000 for transfers to family members, including inheritance cases. For non-family transfers, the cap is set at Rs 25,000, ensuring fair practices.
Bank holiday today: Legislative Assembly elections are scheduled for today, April 23, 2026, in Tamil Nadu, leading to a public holiday for all businesses. The results for the Tamil Nadu Assembly Elections 2026 are slated for announcement on May 4, 2026.
PNB partners Kiwi to launch credit-enabled UPI payments for 180 million customers
The initiative aims to boost financial inclusion and expand formal credit access, especially in semi-urban and rural areas where PNB has a strong branch presence.
AI to transform financial market infrastructure, says SBI chairman CS Setty
Speaking at CCILs 25-year anniversary in Mumbai, he highlighted AIs ability to process large-scale financial data for better risk prediction and automation of clearing and settlement processes
MPC members flag supply-driven external shock for holding the repo rate
Despite challenges, the outlook for 2026-27 remains cautiously positive with services, agriculture and healthy balance sheets continuing to support growth, RBI Governor said
Q4 ResultsToday, April 22, 2026, Updates: Catch updates
Curbs in forex market temporary, says RBI Dy Guv Rabi Sankar
It was a temporary measure and we (partially) rolled it back now, says T Rabi Sankar, Deputy Governor, RBI
FSIB invites application from private sector too for selection of public sector banks' EDs
Candidates holding the post of Chief Vigilance Officer (CVO) would not be considered for appointment to the post
SBI Life profit dips as operating expenses rise
Net profit falls to 805 crore as commissions and operating expenses rise despite premium growth
Bajaj Life insurance offers benefits to meet health, wellness goals with new rider
New rider provides living benefits worth up to 2 lakh per annum at 1,911 per month. Benefits vary by selected variant and eligible plan combination
Atal Pension Yojana has reached a historic milestone with over 9 crore subscribers. Financial year 2025-26 saw the highest enrolments since its 2015 launch. APY offers a guaranteed monthly pension of up to Rs 5,000 after age 60. It also provides benefits to the spouse and returns the corpus to nominees. The scheme aims for universal social security.
RBI in talks with global regulators, banks to review Anthropics Mythos risks
The Reserve Bank of Indias preliminary assessment suggests Mythos could pose cybersecurity risks by accelerating the discovery and exploitation of software vulnerabilities, sources said
3 SIFs and 1 mutual fund NFO are open for subscription. Check dates and key details
Several new funds, including defence index and long-short strategies, are open for subscription. Investors should select options aligned with risk tolerance, goals, and horizon, avoiding herd-driven investment decisions.
Gold prices on leading jewellery brands such as Joyalukkas, Malabar Gold & Diamonds, Kalyan Jewellers and Tanishq dropped today (Wednesday, April 22, 2026). Indicative prices of gold and silver at IBJA were also lower compared to a day ago.
Kotak Mahindra Bank is implementing mandatory two-factor authentication for specific transactions. Starting April 22, 2026, customers will need to use OTP or MPIN for government, statutory, payment gateway, and other merchant payments. This security enhancement aims to protect tax transactions. Customers are advised to keep their contact details updated for a smooth experience.
ICRA expects credit growth to moderate to sub-12% in FY27 from the significantly higher level of 15.9% in FY26
The Supreme Court ruled a husband is not obligated to pay child maintenance if a DNA test confirms he is not the biological father, even if the child was born during the marriage. This decision dismissed a wife's appeal for maintenance after DNA results established non-paternity, upholding the trial court and High Court's denial.
Who should invest in multi-asset allocation funds? Heres what investors need to know
Multi-asset allocation funds diversify investments across equity, debt, and commodities, offering balanced risk and returns. They suit beginners and long-term investors seeking stable, moderate growth without actively managing portfolios.
Gold prices in Chennai are showing slight fluctuations. Buyers and investors are watching daily changes closely. Fine gold, 22 carat, 20 carat, 18 carat, and 14 carat gold rates are updated. Leading jewellers in Chennai are quoting similar prices for different gold purities. Tanishq and Kalyan Jewellers also report price changes across major Indian cities.
Central government employee bodies, including NC-JCM and AIDEF, are facing technical issues while submitting memorandums for the 8th Pay Commission, prompting requests for a deadline extension to May 31, 2026. The 8th Pay Commission, however, is currently sticking to its April 30 deadline, despite reported website glitches.
These 5 multi cap mutual funds had maximum mid and small cap exposure. Check details
Top multicap funds, including Nippon India Mutual Fund, Groww, and DSP Mutual Fund, held over 50% in midcaps and smallcaps, highlighting higher risk exposure and growth-oriented portfolio positioning.
RBI closely monitoring FDI outflows and currency fluctuations: Sanjay Malhotra
Speaking at a round-table in New York, he highlighted ongoing reforms to ease regulations, improve market access, and integrate onshore and offshore markets
DA hike 2026: How much salary will rise for Level 118 employees after 2% increase
8th Pay Commission: 13 pay scales proposed; heres how much salaries could rise
Bitcoin rises on optimism over Trumps extended Iran ceasefire
Bitcoin increases as much as 2.7% to trade around $77,500
No nomination in mutual fund or demat account? Heres how legal heirs can claim investments
Not having a nominee in mutual funds or demat accounts doesnt mean your investments are lostbut it can make access difficult for your family. In the absence of a nominee, legal heirs must navigate a detailed transmission process involving documentation, legal proof, and, in some cases, court procedures.
Bengaluru's real estate market is set for a significant boom. Property prices in key areas are projected to climb by up to 40% in the next two years. This surge is directly linked to the ongoing expansion of the Bengaluru Metro network. New lines like the Yellow and Pink lines are set to dramatically improve connectivity.
The Reserve Bank of India introduces a new e-mandate framework for digital payments effective 2026. As per new rules, all recurring transactions will now be authorised without Additional Factor Authentication (AFA) up to Rs 15,000 per transaction. Customers can also make recurring payments like insurance premiums and mutual fund subscriptions up to Rs 1 lakh without additional authentication.
Planning retirement at 42 with Rs 30 lakh? Here is how to build Rs 10 crore corpus in 20 years
A 42-year-old Mumbai investor sought guidance on building a Rs 10 crore retirement corpus in 20 years. Expert Shivam Pathak reviewed his SIP-heavy portfolio and advised reducing smallcap concentration, shifting part of it from Quant Small Cap Fund to largecaps, and rebalancing underperforming schemes to improve long-term outcomes.
Life insurers new business premium rises 15.7% to 4.59 lakh crore in FY26
The new business premium crossed 4 lakh crore mark for the first time, mainly driven by GST waiver
Couple finance guide: From budgeting to investing, build long-term wealth as a team
Looking for cashback and rewards? These 5 credit cards suit frequent buyers
Regular shoppers can significantly boost savings with the right credit card, earning cashback, reward points, and discounts on various platforms. Cards like Flipkart Axis Bank, IDFC First SWYP, SBI Simply Click, Tata NEU Plus HDFC, and Amazon Pay ICICI offer attractive features tailored to spending habits, helping users maximize rewards and reduce costs.
Best conservative hybrid mutual funds to invest in April 2026
Mutual fund advisors are predicting 2026 as the year for hybrid funds, especially for new investors navigating economic uncertainties. Conservative hybrid funds, with a majority allocation to debt and a smaller portion to equity, offer a cautious entry. These funds aim to provide modest equity exposure for potentially higher returns, while managing risk effectively.
Lowest personal loan interest rates 2026: Compare PSU vs private bank rates before you apply
Personal loan interest rates 2026: Personal loans offer flexible terms and minimal documentation, with interest rates varying by income. Understanding lender pricing, including public and private banks, is crucial for informed borrowing.
Employee cleared of bribery charges but still denied back wages; HC ruling explained
A Mumbai employee acquitted of bribery charges was denied full back wages for his suspension period. The Bombay High Court ruled that acquittal in a criminal case doesn't automatically entitle an employee to full pay, especially when the suspension stemmed from their alleged involvement in criminal proceedings.
From Corpus to Cash Flow: Picking the right mutual fund withdrawal strategy
Financial planners say there are two broad approaches. One is valuation-based, where investors redeem or book profits when markets appear expensive and then use or redeploy the proceeds. The other is to set up a systematic withdrawal plan (SWP), which allows investors to withdraw a fixed amount at regular intervals, typically on a pre-defined date each month. To meet this payout, the fund house redeems the required number of units based on the prevailing NAV, while the remaining corpus continues to stay invested.
HDFC Life Insurance approves extension of Vibha Padalkar as MD & CEO for 5 years
Padalkar joined HDFC Life in 2008 and has held several leadership roles within the organisation
SBI moves Supreme Court to revisit verdict barring spectrum from insolvency
Lender argues that ruling contains errors apparent on the face of the record
Rupee ends the day weaker at 93.51 per US dollar, against the previous close of 93.13
Telangana shows 79%installation of digital payment applications:MFINNCAER Study
Based on a survey of over 10,000 borrowers across 10 states, thestudy shows microfinance in Telangana continued to play a `critical role in enabling livelihood creation and enterprise growth
Telangana Grameena BanksFY26 net profit up 90%at 1,283 crore
This jump is the result of our steady focus on prudent lending, digital innovation and strengthening our roots in semi-urban and rural Telangana, said banks ChairmanK Prathapa Reddy
Karnataka Bank inks pact with Pine Labs for point-of-sale service
The bank aims to strengthen digital payment options for its customers through the partnership
Chennai Metro Rail Corporation is phasing out its CMRL travel card. Commuters must transition to the Singara Chennai Card, a National Common Mobility Card. This change aims for seamless travel across India's public transport. Remaining balances on CMRL cards can be transferred to the new card or a QR Stored Value Pass.
8th Pay Commission NC-JCM demands: 10 demands NC-JCM has raised for pensioners
AMFI Rejig: Physicswallah among 9 midcap stocks that may get demoted to smallcap status
PLI onboarded on Bharat Connect; digital premium payments expand to over 1.25 crore policyholders
With this addition, Bharat Connects insurance category now includes 65 billers, reflecting the growing shift towards digital premium payments
IMGC ties up with Bajaj Housing Finance to back home loans
IMGCs mortgage guarantee will cover BHFLs Sambhav Loans, aimed at customers with informal income or limited credit history
A 38-year-old investor with a 20-year horizon is considering a Rs 30 lakh lump sum investment alongside her existing SIPs. Financial expert Harshvardhan Roongta advises careful evaluation of market conditions and risk appetite before deploying the lump sum, suggesting either equity or hybrid fund strategies for wealth creation.
Banks stay cautious on rupee NDF contracts despite RBI easing curbs
Banks remain cautious amid regulatory scrutiny; Deputy Governor Sankar's recent speech in focus; Relaxation seen facilitating genuine hedging needs
Leading jewellery retailers across the city quoted nearly identical rates for 24k, 22k, and 18k gold. As per the latest trends, the price of 24 karat gold was over Rs 15,500 per gram while 22 karat gold was largely priced between Rs 14,230 to Rs 14,300 per gram.
ET Wealth Reader's Query: I am 38, a salaried professional earning Rs 22 lakh annually. My family includes a spouse and a 5-year-old child. I currently have a Rs 75 lakh term insurance policy and a Rs 10 lakh family floater health cover. Is my term cover adequate, or should it be increased considering inflation and long-term goals such as childs education? I want to ensure my coverage is adequate but not excessive.
Gold prices held steady on Tuesday, April 21, 2026. Investors are watching for potential peace talks between the United States and Iran. Geopolitical tensions and inflation fears are influencing the precious metals market. Consumers can check gold rates at leading brands like Tanishq and Malabar Gold & Diamonds.
Pensioner groups Bharat Pensioners Samaj (BPS) and NCCPA have raised concerns with the 8th Pay Commission regarding its memorandum submission portal. BPS highlighted technical glitches and requested alternative submission methods and an extended deadline, while NCCPA seeks more sub-questions to address diverse issues comprehensively.
SCSS interest rate 2026: Has the government changed it for AprilJune quarter?
MFs raise stakes in ICICI Bank as FPIs trim exposure in FY26
Mutual fund holdings climbed to 32.42% as of March 31, 2026, up from 29.86% a year earlier
Indian Railways has permitted Persons with Disabilities (PwDs) holding valid UDID cards to travel in unreserved Divyangjan coaches on mail/express trains. This facility allows PwDs to be treated as bona fide passengers in designated compartments. Strict action will be taken against unauthorized travelers in these coaches.
Top-performing Nippon India Taiwan Equity Fund halts fresh inflows temporarily
Nippon India Taiwan Equity Fund, the top-performing mutual fund of FY26 with over 171% returns, has temporarily halted fresh subscriptions. This move aims to prevent breaching overseas investment limits. The fund house also suspended subscriptions for Nippon India Japan Equity Fund for similar reasons.
Planning to invest in flexicaps? Here are top 7 funds for April 2026
Launched in May 2013, the fund has delivered around 25% returns over the last three years on a rolling basis.
GSTN has launched a new offline Excel utility for its Invoice Management System (IMS), aiming to boost accuracy in Input Tax Credit (ITC) claims. This tool allows taxpayers to process and upload IMS data offline, enabling bulk actions like accepting or rejecting invoices. Experts believe this will simplify compliance and encourage wider adoption of the IMS.
Small-cap mutual funds have surged, delivering double-digit returns in the past month, outperforming mid and large caps. Experts caution this is a sharp recovery post-correction, not a sustained rally, with high valuations and investor greed posing risks. Long-term investors with a high-risk appetite might consider SIPs, but large caps currently offer better risk-reward.
NRI alert: The country you live in could be worth lakhs in tax savings on your India income
ITR filing 2026: Dont miss these key income tax deadlines for FY 202526 (AY 2026-27)
Navigating income tax deadlines for FY 2025-26 (AY 2026-27) is crucial to avoid penalties. The Income Tax Department has set specific due dates based on taxpayer categories, with options for belated, revised, and updated returns to ensure compliance and correct any oversights.
US student visa alert: Off-campus jobs could break F1 rules - know the law
Indian students on F1 US education visas face strict work limitations. Off-campus jobs in gas stations, restaurants, or retail are generally illegal unless directly tied to their field of study through CPT or OPT. On-campus work is permitted up to 20 hours weekly. Unauthorized employment risks visa revocation.
High foreign ownership positive for Indian financial institutions: Fitch
Fitch said recent greater interest from foreign investors indicates their rising confidence in India's long-term growth prospects, the financial sector's regulations and oversight and improved risk governance
Government is considering one-day extension of GSTR-3B filing due date
The GST Network has apologised for technical difficulties hindering GSTR-3B filings for the March 2026 tax period. Many chartered accountants reported portal issues, leading the government to consider a one-day extension for the April 20th deadline to April 21st. Taxpayers faced payment reflection delays and potential late fees and interest due to these persistent glitches.
Q4 ResultsToday, April 21, 2026, Live Updates: Catch live updates
EQT raises record $15.6 billion for Asia-Pacific private equity fund
The fund, which hit its hard cap and was oversubscribed, comes at a time when capital raised for Asian private equity funds fell to a 12-year low in 2025 after four consecutive years of decline
The Gold Edge: ETF net inflows up 4.5x in FY26
Gold ETFs witnessed a record surge in net inflows of 68,867 crore in FY26, driven by geopolitical risks and stock market volatility. This exceptional growth, a 364% year-on-year jump, saw gold ETFs capture nearly 10% of total mutual fund inflows, significantly outperforming other categories like equity and debt.
After direct push, Jio BlackRock taps distributors to drive growth
Jio BlackRock Asset Management is shifting its sales strategy, embracing distributors less than a year after its launch. Initially bypassing intermediaries, the joint venture will now offer specialized investment funds through distributors, with plans to extend this to mutual fund schemes. This move aims to cater to a segment of the market requiring additional guidance for investment decisions.
Has the GSTR-3B return filing due date for the March 2026 tax period been extended?
Tax professionals are struggling to file GSTR-3B for March 2026. The GST portal is experiencing significant slowdowns, preventing logins and filings. This is causing concern as missed deadlines can lead to severe consequences, including the suspension of GST numbers. An interim fix was previously suggested for a similar issue in February 2026.
RBI partially rolls back its April 1 fx market measures
The April 1 RBI directive, which was aimed at curbing speculation and arbitrage in foreign exchange market, disallowed ADs to offer non-deliverable derivative contracts involving INR to resident or non-resident users.
Bandhan Life Insurance is aiming at 30% growth in FY27: MD&CEO Satishwar Balakrishnan
Till some time ago, life insurance policies, specifically the term life plans, were largely bought only by salaried peopleit was felt those are the kind of customer profile which will prefer and understand a term plan.
GIFT Citygrants first family office permit
Permit granted to Poornam Asset Management IFSC Pvt Ltd
RBI partially withdraws restrictions on certain rupee trades
RBI has withdrawn instructions that barred authorised dealers from offering resident and non-resident users non-deliverable forwards
CIBIL score on BHIM app: Steps, limits, and dispute process you should know
Checking your CIBIL score is now easier. The BHIM App, developed by NPCI BHIM Services Limited, has integrated TransUnion CIBIL's consumer CIBIL Score and Credit Information Report. Users can now access and track their credit information directly within the app. This facility operates on customer consent. The article also outlines how to check your score and raise disputes for inaccuracies.
Chartered accountants and tax professionals are demanding an extension for the GSTR-3B filing deadline, citing persistent issues with the GST portal. Many reported being unable to log in, save returns, or make payments, leading to significant frustration on the last day to file for March 2026. Urgent resolution is requested.
As per the prices quoted by leading jewellery retailers in the city, the price of 24 karat gold was over Rs 15,500 per gram, down from Rs 15,400 per gram levels on Friday. 22 karat gold was largely priced between Rs 13,980 to Rs 14,235 per gram.
AMFI Rejig: Mazagon Dock among 8 largecaps stocks that may get midcap status
Nuvama Institutional Equities expects a reshuffle in AMFIs H2 CY26 categorisation, with several stocks at risk of moving between segments. Changes in market capitalisation thresholds could push select largecap names into midcap and midcaps into smallcap, reflecting shifting valuations and evolving market dynamics across Indias equity landscape.
Gold rate today: Gold and silver prices are seeing movement ahead of Akshaya Tritiya. Geopolitical events are influencing market trends. Consumers can check rates from Tanishq, Joyalukkas, Kalyan Jewellers, and Malabar Gold & Diamonds. IBJA also provides indicative retail selling rates. These prices are for April 20, 2026.
Planning a Rs 1 crore corpus in 10 years? Heres how to optimise your mutual fund portfolio
Building long-term wealth through mutual funds requires a prudent mix of asset allocation, disciplined investing, and regular portfolio reviews.
SGB premature redemption today; Rs 1 lakh turns Rs 3.05 lakh; check RBI detail
ITR rules 2026: New assessment changes may impact your refund and notices
The Income Tax Department has introduced a new Form 97, replacing Form 60, for individuals without a PAN card undertaking specific transactions. This includes buying property above the specified value, opening bank accounts, and making certain cash payments. The revamped forms aim to simplify compliance, with reduced reporting expected for these declarations.
New FD rates by Shriram Finance: What women investors and senior citizens should know
Shriram Finance Limited has revised its fixed deposit interest rates effective May 6, 2026, with reductions across various tenures for deposits up to Rs. 10 crore. This follows the company's upgrade to a AAA (Stable) credit rating by major agencies, signifying the highest degree of safety for investors and depositors.
5 mutual funds add 8 midcap stocks to their portfolios in March. Here are the details
Five mutual funds added eight midcap stocks to their portfolios in March, signaling selective accumulation as valuations turned attractive after the recent correction.
L&T Finance to issue over 5-year bonds, bankers say
Is tax clearance mandatory before foreign travel? What the Income-Tax Act, 2025 says
The introduction of Form 157 and Form 159 under the Income-Tax Rules, 2026 has sparked confusion over whether tax clearance is now mandatory for all Indians travelling abroad. However, a closer reading of Section 420 of the Income-Tax Act, 2025read with Section 536 and CBDT Instruction No. 1/2004makes it clear that no such blanket requirement exists.
