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Retiring with an EMI? Here's when it can make sense and when it could derail your retirement

Retiring debt-free is an ideal goal, but not always achievable or necessary. Experts suggest focusing on EMI affordability rather than complete debt elimination. High-interest unsecured loans pose the greatest risk to retirement finances. Strategic debt management and income generation can support manageable EMIs. Planning finances across life stages helps avoid retirement debt burdens.

The Economic Times 1 Aug 2026 9:18 am

Fed Chair Kevin Warsh proposes reducing number of Federal Reserve policy meetings: Report

The proposal could mark the biggest operational change at the Federal Reserve in decades, altering how often policymakers communicate.

The Hindu Businessline 1 Aug 2026 7:06 am

FD rate up to 8.3% for senior citizens investing for three years; Know list of banks

Select banks offer senior citizens fixed deposit interest rates up to 8.3 percent. Jana Small Finance Bank provides this highest rate for a three-year term. TDS is deducted if FD interest exceeds Rs 1 lakh annually for senior citizens. Senior citizens can submit Form 15H to avoid TDS if their tax liability is zero. This form helps banks avoid deducting tax when income falls below taxable limits.

The Economic Times 1 Aug 2026 7:06 am

Missed filing your ITR by July 31, 2026? Know your options and heres what you can do now

Taxpayers missing the July 31, 2026 income tax return deadline have options. A belated ITR can be filed until December 31, 2026, with a late fee. Alternatively, a condonation of delay application can be submitted for acceptance. Filing after the due date incurs interest on unpaid taxes and potential loss of benefits. This process may also lead to delayed refunds and increased compliance scrutiny.

The Economic Times 1 Aug 2026 7:01 am

Saturday bank holiday: Are banks open or closed today on August 1, 2026? Check if HDFC Bank, SBI, PNB and others are open

All scheduled and non-scheduled banks observe holidays on the second and fourth Saturdays. Banks remain open on the first, third, and fifth Saturdays unless a holiday is specified.

The Economic Times 1 Aug 2026 7:00 am

GIFT City investment for NRIs: Know your options, tax benefits, and how to invest in India in dollars

GIFT City offers NRIs and OCIs a dollar-denominated investment ecosystem. This financial hub provides access to global and Indian investment products. Investors can avoid rupee conversion and navigate repatriation rules easily. Various investment options like mutual funds and fixed deposits are available. Read the article to look at the investment options, tax benefits, and the process to get started.

The Economic Times 1 Aug 2026 7:00 am

ITR income tax filing deadline extension date July 31 2026: Has due date been moved to August?

The July 31, 2026, income tax return filing deadline remains unchanged for many taxpayers. Those who missed this date must now file a belated return and pay a late fee. Taxpayers with business income and those requiring a tax audit have different filing deadlines. The due date for business income without audit is August 31, 2026. Taxpayers needing a tax audit must file by October 31, 2026.

The Economic Times 1 Aug 2026 12:01 am

Aadhar Housing Finance logs 19% increase in Q1FY27 net profit at 282 cr

Assets Under Management increased 18% YoY to stand at 31,364 crore as at June-end 2026

The Hindu Businessline 31 Jul 2026 11:13 pm

RBI streamlines supervisory framework with 64 Master Directions, withdraws 628 circulars

The new directions consolidate 628 existing circulars, including Master Circulars and earlier Master Directions, into a streamlined framework covering 11 categories of regulated entities.

The Hindu Businessline 31 Jul 2026 9:09 pm

Aditya Birla Capital Q1 net profit up 40% at 1,175 crore

Revenue grew 29 per cent yoy to 14,731 crore

The Hindu Businessline 31 Jul 2026 9:08 pm

Banks gradually increasing interest rates on fresh term deposits and loans

Banks also raise the one-year median MCLR to 8.6 per cent in July

The Hindu Businessline 31 Jul 2026 8:57 pm

ESAF Small Finance Bank clocks 80 crore PAT in Q1FY27

Banks gross advances stood at 23,216 crore and secured advances increased to 14,465 crore

The Hindu Businessline 31 Jul 2026 7:34 pm

Karnataka Bank appoints ParthasarathiPeriaswamyasAdditionalDirector

Periaswamy is a technology and cybersecurity leader with over three decades of experience at the highest levels of Indias financial sector

The Hindu Businessline 31 Jul 2026 7:16 pm

The Latest Fixed Deposit Interest Rates: Jul 31, 2026

The Latest Fixed Deposit Interest Rates: Jul 31, 2026

The Hindu Businessline 31 Jul 2026 7:00 pm

Pensionbazaar strengthens its corporate NPS platform to simplify retirement planning

Pensionbazaar has improved its Corporate National Pension System offering. This aims to make retirement planning more accessible and seamless for employees. The platform simplifies onboarding, contribution management, and account servicing for employers. Employees can now digitally manage their retirement corpus and track progress easily. This initiative seeks to make retirement planning a workplace priority and a natural financial journey.

The Economic Times 31 Jul 2026 6:55 pm

Aptus Value Housing Finance reports 19% increase in net profit at 261 crore

Total income rose 15 per cent to 611 crore from 530 crore in the year ago quarter

The Hindu Businessline 31 Jul 2026 6:51 pm

DA hike for June 2026: Central government employees likely to get 63% dearness allowance after hike

DA hike: Central government employees anticipate a 3% dearness allowance increase. This expectation arises from the latest AICPI-IW reading for June 2026. The calculation suggests a potential 63% overall dearness allowance for employees. This hike will impact salaries across various pay levels under the 7th Pay Commission. The Finance Ministry will officially announce the final dearness allowance increase.

The Economic Times 31 Jul 2026 6:19 pm

K Rajaraman gets extension as IFSCA chief till October 2028

Rajaramans extension is aimed at ensuring continuity at the helm as the regulator works towards strengthening the International Financial Services Centre ecosystem at GIFT City

The Hindu Businessline 31 Jul 2026 5:45 pm

RBI asks banks to install fake currency detection machines at branches along international borders

The Reserve Bank of India has directed banks to enhance counterfeit note detection. Branches near international borders must now have note authentication machines. All cash handling staff will receive training on security features by October 2026. Banks must analyze fake note data to identify trends and hotspots. This initiative aims to strengthen the identification and reporting of fake currency notes.

The Economic Times 31 Jul 2026 5:20 pm

Aditya Birla Capital Q1 profit rises 40% to 1,175 crore

The Hindu Businessline 31 Jul 2026 4:55 pm

PM Kisan instalment date: Check eligibility, beneficiary status and how to complete e-KYC

PM Kisan 24th instalment: The PM Kisan scheme provides annual income support to eligible farmer families. The 24th instalment is anticipated in October 2026, following the June 2026 disbursement. Farmers can verify their beneficiary status online using Aadhaar or account numbers.

The Economic Times 31 Jul 2026 4:54 pm

Planning to invest over Rs 10 lakh in fixed deposits? Here are 4 benefits of splitting your money across multiple FDs

Investors face a choice between single and multiple fixed deposits for large sums. Splitting deposits offers better liquidity and increased insurance coverage. FD laddering allows reinvestment at prevailing interest rates for potential gains. Managing multiple FDs requires more effort and careful tracking of renewals.

The Economic Times 31 Jul 2026 4:39 pm

Bajaj Finservs Q1FY27 consolidated net profit attributable to owners up 12% at 3,132 cr

BFS to enter re-insurance business

The Hindu Businessline 31 Jul 2026 4:00 pm

Mutual fund NFOs: 5 new funds are open for subscription now. Check dates and key details

Five new mutual fund offers are currently open for subscription, including two ETFs, two domestic FoFs and one flexi-cap fund, giving investors fresh options across diverse investment categories.

The Economic Times 31 Jul 2026 3:58 pm

Moody's assigns Baa2 rating to RBL Bank

The outlook for the bank is stable and incorporates strong affiliate support from Emirates NBD Bank, its largest shareholder

The Hindu Businessline 31 Jul 2026 3:52 pm

6 smallcap mutual funds deliver over 20% return in 6 months. Do you own any?

Six smallcap mutual funds delivered over 20% returns in the past six months, led by Bank of India Small Cap Fund, reflecting strong performance in the segment, according to ACE MF data.

The Economic Times 31 Jul 2026 3:50 pm

Wealth wisdom: If I had more money, I would have a better plan. My mentor responded ... said the author of 7 Strategies For Wealth & Happiness, - check this smart budgeting rule so you have more money

Do you also believe that having more would mean that you will have a better plan? Well, if you do, you might be wrong. 'Business philosopher Jim Rohn's 70/30 money rule explains why financial planning matters more than income. Read on to know budgeting rules to manage your money smarter.

The Economic Times 31 Jul 2026 3:31 pm

Reporting perquisite as capital gain in ITR by mistake resulted in Rs 6.63 crore penalty for a salaried employee; ITAT Mumbai granted him relief for this reason

Rs 6.63 crore penalty imposed on salaried employee for reporting perquisite as capital gains in ITR; ITAT Mumbai grants relief, says salaried employees may not be well versed in complex tax provisions. Read the story to know the full details.

The Economic Times 31 Jul 2026 2:05 pm

Wealth creators: 12 equity mutual funds turn Rs 1,000 SIP to nearly Rs 3 crore since their inception

Twelve equity mutual funds have turned a Rs 1,000 monthly SIP into more than Rs 1 crore since their inception, with the top performer generating a corpus of up to Rs 2.86 crore. The list spans seven fund categories, led by midcap and flexicap schemes.

The Economic Times 31 Jul 2026 1:35 pm

8th Pay Commission salary calculator: How gross salary of central government employees may double in 7 years at high annual increment rate, DA merger with basic pay

Fitment factor in 8th Pay Commission: Employee groups recommend increasing annual increments and merging dearness allowance with basic pay. This move aims to accelerate salary growth for government employees and pensioners. A higher increment rate and DA merger could potentially double gross salaries within seven years. Various organizations have submitted specific proposals regarding increment percentages and DA merger thresholds. These recommendations are part of submissions made to the 8th Pay Commission.

The Economic Times 31 Jul 2026 1:16 pm

22k gold rate today: Check 18k, 20k, 22k, 24k gold prices (July 31, 2026) at Tanishq, Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers and IBJA

Gold rate today: Gold prices saw a marginal increase at major jewellery brands today. Tanishq's 22k gold rate rose to Rs 13,300 per gram. Malabar Gold & Diamonds and Joyalukkas also reported slight price hikes. Kalyan Jewellers has yet to update its 22k gold price for the day. IBJA's indicative retail selling rates for gold and silver were also provided.

The Economic Times 31 Jul 2026 12:44 pm

Dont worry if you miss July 31, 2026 ITR filing due date as belated ITR with late fee can be filed by this date; Know who can file it

ITR filing deadline: Missing the July 31 income tax filing deadline allows for belated returns. Taxpayers can file a belated return within nine months of the tax year's end. A revised return can be filed within twelve months of the tax year's end.

The Economic Times 31 Jul 2026 11:49 am

What if you miss the July 31, 2026 ITR filing due date? Here are your options

Missing the July 31, 2026 ITR filing deadline incurs a late fee. Belated returns can be filed with interest and a penalty up to Rs 5,000. Crypto investors lose the ability to carry forward losses to future tax periods. Non-filing can trigger tax notices from the department. Options include condoning the delay or filing a belated return.

The Economic Times 31 Jul 2026 11:35 am

Not prepared for ITR filing: Should you file your ITR now with available information or wait and file a belated ITR?

Taxpayers face a choice between filing income tax returns now or later. The income tax return due date is approaching for many individuals. Filing a revised return corrects errors but large deviations may attract scrutiny. Belated returns are an option if the original deadline is missed. Missing the belated deadline has consequences similar to not filing at all.

The Economic Times 31 Jul 2026 11:06 am

Capital Group buys 1.5% stake in IIFL Fin for 374 cr; stock rises over 2%

The transactions were executed on Thursday at an average price of 590 apiece, taking the deal size to Rs 374.02 crore

The Hindu Businessline 31 Jul 2026 10:47 am

Axis Bank loses Delhi couple's original property papers submitted for home loan; here's how they won Rs 15.5 lakh compensation

Axis Bank misplaced a Delhi couple's original property papers, which they found out after closing their Rs 1.41 crore loan account. They then filed a complaint in Delhi State Consumer Disputes Redressal Commission, alleging deficiency of service and negligence on the part of the lender, seeking a compensation of Rs 1 crore. Know what happened next.

The Economic Times 31 Jul 2026 10:46 am

Technology sector funds dominate July returns; 9 mutual funds deliver over 10% gains. Should investors ride the rally?

Technology sector mutual funds achieved substantial gains during July. HDFC Technology Fund led with a remarkable 16.91% return for investors. Other tech funds also delivered double-digit returns, outperforming many others. International funds experienced significant declines, primarily due to market corrections. Experts advise diversified equity funds for balanced long-term investment strategies.

The Economic Times 31 Jul 2026 9:26 am

India launches first sovereign-backed maritime liability insurance under BMIP

The new insurance product strengthens Indias maritime risk management framework while expanding domestic underwriting capacity and reducing reliance on overseas insurers.

The Hindu Businessline 31 Jul 2026 8:10 am

Scheme selection key as mutual fund returns vary widely across categories

Mutual fund returns show significant differences between top and bottom performers. The flexi-cap category saw a wide gap between gains and losses. Small-cap funds also displayed considerable divergence in their yearly performance. Market trends favored stock-specific bets and certain sectors over traditional ones. Investors must understand fund styles and team track records for better selection.

The Economic Times 31 Jul 2026 5:38 am

Banks to make daily disclosure of bulk depositsinterest rates on their website

These instructions come in the wake of banks following differing practices in dealing with bulk deposits

The Hindu Businessline 30 Jul 2026 9:25 pm

Bajaj Finance Q1FY27 standalone net up 29% at 5,345.50 cr

The NBFC logged a 28% y-o-y growth in consolidated net profit at 6,081 crore against 4,765 crore in Q1FY26

The Hindu Businessline 30 Jul 2026 9:24 pm

Growth rate of credit-active consumer base in Indias credit ecosystem has moderated: TransUnion CIBIL

Credit active consumers are those whohave at least oneretail loan with balance or limit reported on the portfolio date

The Hindu Businessline 30 Jul 2026 8:59 pm

Bajaj Finance expects its consolidated AUM to multiply about 7X to 40 lakh cr by 2036

Indias domestic credit has grown at a CAGR of 15% to 235 lakh crore in the last 21 years

The Hindu Businessline 30 Jul 2026 7:30 pm

Bajaj Finance Q1 profit rises 28% to 6,081 crore; beats estimates

Assets under management grow 24% on robust retail credit demand, its fastest pace in 3 quarters

The Hindu Businessline 30 Jul 2026 7:05 pm

Sundaram Home Finance Q1 net profit up 37% at 85 crore

Disbursements rise 12% to 1,665 crore

The Hindu Businessline 30 Jul 2026 6:18 pm

Rs 1,000 or Rs 5,000 late filing fee for missing ITR filing deadline of July 31? How much fine you may need to pay and why

ITR filing deadline: The July 31, 2026, deadline is crucial for many taxpayers filing income tax returns. Missing this date incurs a late filing fee based on total income. Belated returns for AY 2026-27 can be filed until December 31, 2026. E-verification within 60 days is necessary to validate the filed return.

The Economic Times 30 Jul 2026 5:52 pm

BookMyForex adds travel rewards to forex card with MakeMyTrip travel discounts

New customers will also receive up to 2% cashback on their first forex load on a minimum load of 25,000

The Hindu Businessline 30 Jul 2026 4:45 pm

These 4 flexicap mutual funds delivered single-digit returns in 3 years. Check details

Four flexi cap mutual funds delivered single-digit returns over the last three years, while one posted a marginal negative return, according to ETWealth. In contrast, the top-performing flexi cap funds generated returns of up to 19.8% during the same period.

The Economic Times 30 Jul 2026 3:47 pm

9 equity mutual funds multiply investors SIP investments by over 1.6x in 5 years. Do you own any?

Nine equity mutual funds multiplied investors SIP investments by more than 1.6 times over the last five years, led by small-cap and mid-cap schemes. Invesco India Midcap Fund topped the list with a 1.71x wealth multiplier and an XIRR of 21.66%.

The Economic Times 30 Jul 2026 3:32 pm

Confused about ITR forms? Here's how to pick the correct ITR for AY 2026-27

Choosing the right Income Tax Return form for AY 2026-27 depends on income sources. ITR-1 now allows reporting income from two house properties. Salary, house property, and other sources can be reported in ITR-2. Business or professional income generally requires ITR-3 or ITR-4. Complete income profile determines the final ITR form selection.

The Economic Times 30 Jul 2026 3:12 pm

Has government scrapped Long Term Capital Gain (LTCG) tax for foreign investors? Finance Ministry replies

The government has clarified no LTCG tax scrapping for foreign investors. Only investments in Government Securities now receive tax exemptions. This measure aims to attract foreign portfolio investors to the G-Secs market.

The Economic Times 30 Jul 2026 3:10 pm

Property seller's family challenged 15-bigha land sale, authorities ordered cancellation of sale deed; Supreme Court restores buyer's right, says registered sale deed can't be discarded for these reasons

Inconsistency in witness testimony led to a 1957 executed registered sale deed being ordered for cancellation and a long battle for buyer to secure his rights in the 15 bigha land; SC restores buyer's rights in this land; Know why

The Economic Times 30 Jul 2026 2:29 pm

Will government raise Rs 21,000 ESIC wage ceiling? Here's what Labour Ministry said

The ESIC wage ceiling is periodically increased by the government. The last revision raised the limit to twenty-one thousand rupees monthly. The Code on Social Security, 2020, now encompasses more establishments. Gig and unorganised workers are now covered under the ESIC scheme. Attendance restrictions for seasonal workers' treatment remain unchanged.

The Economic Times 30 Jul 2026 1:58 pm

Planning to withdraw from your mutual fund SIP? Here's the impact on your financial goals

Withdrawing money from your mutual fund SIP can significantly delay your financial goals by hampering the power of compounding. Early withdrawals cause maximum damage to your long-term wealth creation. Here is how pulling out funds at different stages impacts your timeline to build a target corpus of Rs 1 crore.

The Economic Times 30 Jul 2026 1:25 pm

Gold rate today (July 30, 2026): Check 24k, 22k, 20k and 18k gold jewellery prices from IBJA, Joyalukkas, Tanishq, Kalyan Jewellers and Malabar Gold & Diamonds in Delhi, Mumbai, Hyderabad, other cities

Gold prices saw a slight increase across major jewelry brands today. Tanishq's 22K gold jewelry is priced at Rs 13,275 per gram. Other brands like Malabar, Kalyan, and Joyalukkas offer 22K gold at Rs 13,230. IBJA rates show 24K gold at Rs 14,240 and 22K at Rs 13,898. Silver prices also saw a slight adjustment from yesterday's rates.

The Economic Times 30 Jul 2026 1:18 pm

8th Pay Commission news: 8th CPC to hold meetings in Chandigarh in September; check dates

The 8th Pay Commission will consult stakeholders in Chandigarh. Interested parties must submit appointment requests by August 25, 2026. Previous consultations were scheduled in New Delhi, Chennai, and Puducherry. The commission seeks input on pay, pension, and work conditions. Further meetings are planned for other states and union territories.

The Economic Times 30 Jul 2026 11:44 am

Dhanlaxmi Bank clocks 24.91 crore net profit in Q1FY27

Total deposits reached 19,404 crore from 16,570crore as on June 30 2025, recording 17% growth.

The Hindu Businessline 30 Jul 2026 11:21 am

International funds deliver stellar returns in 1 year, but subscriptions remain shut. Experts suggest alternatives

International funds offered excellent returns over the past year, outperforming domestic options. However, fresh investments are currently restricted due to regulatory limits. Experts suggest alternatives like LRS platforms and GIFT City funds for global exposure. Diversified global ETFs tracking broad indices are recommended for new investors. Investors should maintain international allocation for diversification and risk-adjusted returns.

The Economic Times 30 Jul 2026 10:16 am

Best medium to long duration funds to invest in July 2026

Conservative investors often avoid medium to long duration debt funds due to their inherent risks. These funds invest in longer-term instruments, making them sensitive to interest rate fluctuations. Even small rate increases can cause significant volatility and potential investor losses. Investors with a higher risk tolerance and long horizon can consider these schemes. Competent advisors can guide investors aware of the associated extra risks.

The Economic Times 30 Jul 2026 9:44 am

Federal Reserve holds interest rates as rare split vote signals rising inflation concerns

A divided policymaking committee underscored persistent inflation risks, keeping investors focused on the timing and likelihood of the next policy move

The Hindu Businessline 30 Jul 2026 7:00 am

Kevin Warsh records the biggest early Fed policy dissent of any chair since 1970

Three policymakers backed higher interest rates, giving Kevin Warsh one of the most divided starts to any modern Federal Reserve chairmanship

The Hindu Businessline 30 Jul 2026 6:59 am

J&K Bank Q1 net profit rises to 424 crore

Total business crossed the Rs 3 lakh crore milestone, rising more than 20% per cent to Rs 3.04 lakh crore

The Hindu Businessline 29 Jul 2026 8:41 pm

Star Health Q1 PAT up 25% at 550 crore under Ind AS accounting

Underwriting profit sharply higher at 111 crore

The Hindu Businessline 29 Jul 2026 8:21 pm

Cholamandalam Investment and Finance Company eyes 22-23% AUM growth in FY27

Disbursement growth in Q1 was broad-based across business segments, with vehicle finance continuing to outperform the industry

The Hindu Businessline 29 Jul 2026 8:11 pm

IRDAI introduces key supervisory, developmental reforms to drive industry growth

Allows perpetual registration of intermediaries, approves registration of ProTec General Insurance and operationalises PEPF

The Hindu Businessline 29 Jul 2026 7:10 pm

Karnataka Bank Q1 net up 43 per cent to 418.95 crore

Asset quality improves significantly supported by sound lending practices, effective recovery mechanisms and sustained monitoring of the loan portfolio

The Hindu Businessline 29 Jul 2026 6:45 pm

Gold loan portfolio to jump to 30 lakh crore by March 2028: Report

The last two fiscal years ending March 2026 have seen an annual growth of 38% in gold lending, with banks growing their books at 35% and NBFCs at 54%

The Hindu Businessline 29 Jul 2026 6:30 pm

LIC pays 12,207 crore dividend to Government, declares 10 per share payout

LIC, which completes 70 years since incorporation this year, reported a total asset base of 59.03 lakh crore as of March 31, 2026

The Hindu Businessline 29 Jul 2026 6:29 pm

Bank holidays in August 2026: Independence Day, Onam, Raksha Bandhan and other holidays; check complete list

Bank holidays: Bank branches will observe numerous closures throughout August 2026 due to holidays. Independence Day on August 15 will cause nationwide bank shutdowns. Several state-specific festivals like Ker Puja and Tendong Lho Rum Faat will also affect branch operations.

The Economic Times 29 Jul 2026 4:55 pm

Yes Bank, Capital Stack sign MoU to expand institutional funding

Collaboration to initially cover Direct Assignment (DA), Co-lending, Term Lending, Securitisation and Structured Finance solutions

The Hindu Businessline 29 Jul 2026 4:47 pm

ITR filing mistakes to avoid before July 31 deadline: Expert reveals 5 mistakes that can lead to delays, failure of ITR form submission

ITR filing : Taxpayers rush to file income tax returns before the July 31 deadline. Common errors include not e-verifying and mismatched personal details. Reconciling income with Form 16 and AIS is crucial for successful submission.

The Economic Times 29 Jul 2026 4:05 pm

Pharma & healthcare funds lead 5-year returns, while flexicap and largecap deliver stable performance

An ET analysis of 546 equity mutual funds reveals that Pharma & Healthcare funds delivered the highest 5-year SIP returns at 18.2%. While sectoral funds led performance, flexicap and largecap funds offered steady returns, making them ideal core portfolio options for long-term investors.

The Economic Times 29 Jul 2026 4:05 pm

Jammu & Kashmir Bank Q1 net drops 11.5% to 429 crore

Total income rises to 3,765 crore during June quarter of FY27, from 3,521 crore in the corresponding period of last fiscal; Net Interest Income (NII) increases 2% to 1,497 crore

The Hindu Businessline 29 Jul 2026 3:59 pm

SBI raises 4,691 crore from Tier I bonds to fund business growth

This is the first Tier I bonds issuance in the ongoing financial year and the paper carries a coupon rate of 7.75%

The Hindu Businessline 29 Jul 2026 3:21 pm

How to pick the right ITR form Heres the guide

The Economic Times 29 Jul 2026 3:15 pm

8th Pay Commission: How 6% annual increment may add Rs 20 lakh to Level 8 employees' basic pay in 10 years

8th Pay Commission salary calculator: Employee groups are advocating for a higher annual salary increment in the upcoming 8th Pay Commission. They suggest increasing the current three percent rate to at least five percent annually. This change aims to substantially boost the basic pay of central government employees. Calculations show a six percent increment could add millions over ten years. Such adjustments are expected to improve employee financial well-being significantly.

The Economic Times 29 Jul 2026 3:14 pm

What is crypto staking and how does it work? A practical guide for beginners

Crypto staking allows holders to support blockchain networks and earn rewards. Validators are chosen based on committed tokens, reducing reliance on mining. Users can delegate tokens or use exchange services for easier participation. Staking rewards vary due to on-chain conditions and network economics. Understanding risks like volatility and redemption periods is crucial before staking.

The Economic Times 29 Jul 2026 3:13 pm

Gratuity forfeited, pension denied, and leave encashment delayed for 9 years due to criminal proceedings leading to employee's conviction; family fought back in Delhi High Court and won 6% interest on leave encashment on this ground

Gratuity, pension forfeited but only leave encashment paid after nine years delay without interest; retired employee wins case in Delhi High Court as court directs employer to pay 6% interest on leave encashment. Know how this employee's family won case in Delhi High Court.

The Economic Times 29 Jul 2026 3:07 pm

TDS deducted but you haven't filed your ITR yet? Here's what happens if you miss the July 31 deadline

Failing to file your income tax return by July 31, 2026, after TDS deduction has consequences. You will face interest charges and a late filing fee for delayed submissions. Not filing an ITR prevents claiming refunds and carrying forward losses. Virtual digital asset income is taxed regardless of the exemption limit. The tax department may issue notices for non-compliance and missed filings.

The Economic Times 29 Jul 2026 2:52 pm

These 5 smallcap mutual funds rewarded investors with over 27% returns in 3 years. Check details

Five smallcap mutual funds delivered annualized returns of 20.6%-26% over three years, led by Bandhan Small Cap Fund, while investors should prioritize risk appetite, goals, and investment horizon over past performance.

The Economic Times 29 Jul 2026 2:34 pm

52 equity mutual funds delivered over 100% returns in 5 years. Are any in your portfolio?

Around 52 equity mutual funds have delivered absolute returns of over 100% in the past five years, according to an ETMutualFunds analysis. Mid-cap funds dominated the top performers, led by Motilal Oswal Midcap Fund with a 169.84% return. The analysis covered 212 regular-plan, growth-option equity funds, excluding sectoral and thematic schemes, with all generating double-digit returns.

The Economic Times 29 Jul 2026 2:05 pm