30 C 
Average lending rates on new loans firm up
January saw Mumbai's new rupee-loan rates climb, propelled mainly by state-owned lenders. By contrast, rates on existing loans dipped slightly and deposit rates declined a touch. The move unfolds in the RBI's policy backdrop, after its prior repo-rate reduction.
Can AI beat a great investor? Here's what billionaire Howard Marks says
Howard Marks believes AI possesses many investor qualities like data processing and unemotional decision-making, but lacks crucial human elements like skin in the game and intuitive risk assessment. While acknowledging AI's rapid advancement and potential, he advises a cautious, selective approach to investing in the technology, warning against going all-in.
Bad Memories of Another Day for Lenders as Bihar Moves to Regulate Microloans
Bihar's new microfinance law could stall the sector's rebound. The state assembly passed a bill regulating money lending, a move that may push up loan defaults, echoing issues seen in other states. Lenders are prioritizing borrower engagement to curb repayment delays, and the industry aims to reassure borrowers while safeguarding asset quality.
Where a deceased leaves a widow and lineal descendants, the widow is entitled to one-third of the estate, and the remaining two-thirds devolve upon the lineal descendants. The mother, being an antecedent, does not inherit in the presence of lineal descendants.
Lessons from equity market crash: Why FD investors are having the last laugh after market falls
Equity investors have faced losses since September 2024, with major indices declining. In contrast, fixed deposit investors are benefiting from steady growth, with some banks offering attractive interest rates. This period highlights the importance of capital protection and diversification in investment strategies.
Senior citizens can evict sons for failing to provide maintenance. However, disinheritance from ancestral property is not automatic. Parents must create a Will to exclude children from self-acquired property. The Jharkhand High Court clarified these rights. However to cut the son from the inheritance of property rights, Will is needed.
Fino Payments Bank MD Rishi Gupta arrested under GST Act; CFO Ketan Merchant takes charge
The bank said the investigation pertains to certain business partners and not to its own GST practices
Deposit growth (y-o-y) pertaining to public sector banks improved to 9.9% in December 2025
Public sector banks credit growth outpaced overall banking industry growth in Dec 2025
RBI said bank branches located in rural, semi-urban and urban centres recorded higher credit growth than metropolitan branches
Galaxy Health Insurance set to close first full fiscal year with around 150 crore premium
The company has an agent network of about 15,000 in just a year of operation and aims to grow this
ICICI Prudential Life Insurance, SK Finance tie up to offer credit life solutions
Credit life products equip customers to better manage risk and ensure the familys financial plans are not upset
SBI bets big on Airoli, leases 1.35 lakh sq ft to expand GCC operations
The lease tenure is five years, with a security deposit of 10.11 crore
The Federation of National Postal Organisations (FNPO) has urged the 8th Pay Commission to merge 50% dearness allowance (DA) with basic pay and grant interim relief to central employees and pensioners from January 1, 2026.
IIFL Home Fin signs $300 million loan agreement with ADB for affordable housing push
The housing finance company has set a target that over 25% of the loan proceeds will be extended towardsgreen-certified affordable homes
Explained: Why Redington shares soared 17% after Apples teaser big week ahead
Redington shares surged up to 17% after a teaser from Apple CEO Tim Cook hinted at major product launches next week. With Apple contributing nearly one-third of Redingtons revenue, investor enthusiasm spiked ahead of expected updates to iPhone, iPad and Mac lineups, reinforcing optimism around the distributors growth prospects.
Binances regulatory leap: What the ADGM license means for global crypto
Binance now operates under Abu Dhabi Global Market supervision. This marks a significant move from unregulated trading to institutional compliance. The crypto exchange has restructured its operations to meet stringent global standards. This development is expected to attract more institutional capital. The move signals a new era for digital assets, prioritizing safety and verification.
Flying to India with gold or jewellery, camera or wristwatch? New baggage rules you must know
New rules simplify international travel to India. Duty-free jewellery limits are now weight-based: 40 grams for women and 20 grams for others. Updated gold and silver import regulations allow up to 1kg of gold and 10kg of silver for eligible passengers after a six-month stay abroad.
NFO Alert: TRUST Mutual Fund announces launch of TRUSTMF Mid Cap Fund
TRUST Mutual Fund has launched the TRUSTMF Mid Cap Fund, an open-ended equity scheme targeting mid-cap companies. The NFO is open until March 13. The fund focuses on growth at reasonable valuations and aims to deliver long-term capital appreciation through disciplined stock selection and research-driven investment strategies.
Sebi overhauls MF schemes categorisation and rationalisation rules. Key 10 things to know
Sebi has overhauled mutual fund categorisation and rationalisation norms, discontinuing solution-oriented funds and introducing life cycle funds. The regulator has tightened portfolio overlap rules, enhanced disclosure requirements, and set new investment and structural conditions across equity, debt and FoF categories to improve transparency and product differentiation.
SEBI is set to change how mutual funds value gold and silver from April 1, 2026. Funds will use Indian stock exchange prices instead of LBMA. This allows more gold and silver in equity and hybrid schemes. Lifecycle funds can allocate 10% to gold and silver.
An NRI working in Dubai since 1993 successfully challenged a tax notice for unexplained property investment in India. The ITAT Ahmedabad ruled that funds remitted through proper banking channels from his Dubai earnings, even for property purchase, cannot be deemed unexplained. This decision offers significant relief to NRIs facing similar tax scrutiny.
SEBI has replaced solution-oriented funds with new life cycle funds, featuring a dynamic glide-path strategy across asset classes. Existing investors will see their funds merged into comparable schemes, with potential impacts on returns and taxation. Life cycle funds suit long-term, goal-based investors seeking automatic asset allocation.
8 flexi cap funds with high performance consistency in 5 years. Check investment style and returns
Divis Labs Share Price Live Updates: Divis Labs' previous day performance
SBI Card is implementing significant changes to its reward points redemption policy, effective April 1, 2026. A monthly cap of 60,000 reward points for statement credit will be introduced for most cards, with redemptions now requiring multiples of 4,000 points. Additionally, forfeiture timelines for promotional offer reward points are being updated from January 2026.
Choosing between family floater and individual health insurance plans involves weighing shared coverage against dedicated protection. While floaters offer cost savings for young, healthy families, individual plans provide more robust coverage for members with pre-existing conditions or seniors, ensuring adequate protection for all.
Asian Paints Share Price Live Updates: Asian Paints Trading Summary
Indian investors face evolving tax rules for popular products like ULIPs, EPF, and mutual funds. Understanding these changes is crucial for long-term financial planning. The government aims to tax investment returns more consistently, impacting how your money grows and is withdrawn.
Buying property abroad? 5 FEMA rules Indian investors must follow to avoid penalties
Seller's property can still be attached if the buyer knew of sellers arbitral dues: SC rules
The Supreme Court ruled that property buyers aware of an arbitral award for the seller's unpaid dues cannot block its attachment. Even with a sale deed, if a buyer knows about pending recovery proceedings, the property remains liable. This decision upholds the principle that judgment debtors cannot evade debts by transferring assets after an award is passed.
Indians working abroad can claim Foreign Tax Credit (FTC) by filing Form 67. Draft rules propose renumbering it to Form 44, requiring CA certificates for companies and individuals with foreign tax payments over Rs 1 lakh. These changes aim to enhance scrutiny and ensure bona fide claims, potentially increasing compliance costs.
Silver, gold ETFs gain upto 4% on USIran talks, tariff worries. What should investors do?
Gold and silver ETFs saw gains on Friday. Tata Silver ETF jumped nearly 4%. Other silver ETFs rose 3%. Gold ETFs saw smaller increases. Investors are watching geopolitical tensions and economic risks. Experts suggest buying on dips for long-term gains. MCX gold futures and silver futures also showed increases.
Best short duration mutual funds to invest in February 2026
According to the Sebi mandate, short duration funds can invest in debt instruments which have maturity between one and three years. That means these schemes are meant for short-term investments of up to three years or more. They are somewhat in the middle when it comes to interest rate risk. They are riskier than liquid, ultra short term, and low duration funds. However, they have a lower risk compared to medium duration and long-term funds.
HDFC Life Share Price Live Updates: Trading volume for HDFC Life
Kotak Bank Share Price Live Updates: Kotak Bank's Final Trading Price
UltraTech Cem Share Price Live Updates: UltraTech Cement trading insights
ITC Share Price Live Updates: ITC Previous Day Close
Tech Mahindra Share Price Live Updates: Tech Mahindra Stock Price Movement
RIL Share Price Live Updates: RIL Volume Overview
Infosys Share Price Live Updates: Infosys ends trading at Rs 1290.1
Bajaj Finance Share Price Live Updates: Bajaj Finance Volume Snapshot
TCS Share Price Live Updates: TCS stock price remains steady
Eicher Motors Share Price Live Updates: Eicher Motors' previous close stands at Rs 8008.0
Aim is to rejuvenate growth for foreseeable future, IndusInd Bank CEO says
Our ambition is to grow assets and liabilities in line with the market in FY27, and to start gaining market share in FY28
How to prevent cyber, digital fraud? Heres what RBI says
RBI conducts workshop on prevention of cyber, digital frauds for leaders from over 60 major banks
Prayaan Capital raises 110 crore in Series A round led by Peak XV Partners
The company said it will use the funds to build its lending platform, expand its team and grow its presence in MSME markets across India
Coal India Share Price Live Updates: Coal India Volume Performance
Can you be fired for disagreeing with your boss? What the New Labour Code says about your rights
New labour laws offer clarity on employee rights. Disagreeing with a manager does not automatically mean termination or reduced increments. Employers must follow established service rules and due process. Complaints against managers are handled through grievance procedures. These regulations aim to protect employees from unfair practices and ensure a balanced workplace.
Use local prices to value gold, silver held by ETFs: Sebi
Mutual funds in India will now use domestic stock exchange spot prices for valuing physical gold and silver held by exchange-traded funds, a change effective April 1, 2026. This move by Sebi aims to align valuations with local market conditions and ensure consistent practices, replacing the current reliance on London Bullion Market Association prices.
Sebi tightens rules on MF classification, overlaps
The Securities and Exchange Board of India (Sebi) has revamped mutual fund scheme classifications, mandating uniform naming conventions and eliminating the solution-oriented category. New rules also cap portfolio overlaps for thematic equity funds, potentially leading to consolidation and impacting arbitrage fund returns. These changes aim for investor clarity and scheme uniformity.
Investors seeking stable play turn to multi-asset funds
Investor interest in multi-asset allocation funds (MAAFs) is surging, with assets under management climbing 72% to 1.75 lakh crore. These schemes offer dynamic asset shifting and volatility cushioning, making them a core holding for many. Driven by strong returns from gold and silver, MAAFs delivered 23% over the past year, outperforming the Nifty 50.
Jio Financial infuses 2,000 crore capital in NBFC arm
JCLs total disbursements stood at 8,615 crore in Q3FY26, up 2 times year-on-year
Ageas Federal Life plans to grow agency strength 3-fold to reduce dependency on banca channel
At present around 75 per cent of its business in terms of APE is coming from the bancassurance channel, down from over 90 per cent around 15 months ago
Bitcoin may rebound toward $70,000 as ETF inflows hit highest since January
Macro remains the dominant driver
Sebi allows equity mutual fund schemes to increase allocation in gold and silver to 35%
Sebi has revamped mutual fund norms, allowing equity and hybrid schemes to increase exposure to gold and silver while tightening classification rules. The overhaul limits portfolio overlaps, introduces life-cycle funds, discontinues solution-oriented schemes and aims to boost transparency in Indias expanding fund industry.
Air ticket refund rules: Aviation watchdog DGCA has revised ticket refund norms, effective March 26, 2026. Passengers can now cancel or change tickets within 48 hours of booking without extra charges, subject to conditions.
HDFC Bank has significantly increased the annual spending requirement for its premium Infinia credit card fee waiver, raising it from Rs 10 lakh to Rs 18 lakh. Alternatively, customers can maintain a Relationship Value of Rs 50 lakh to retain their card's exclusive benefits. These revised norms aim to make it more challenging for customers to keep their premium privileges.
Radhika Gupta has endorsed Sebis newly introduced life cycle funds, calling them simple, effective and ideal for long-term financial planning. She said the products automatically adjust asset allocation based on investors time horizons, promoting discipline and reducing decision fatigue within a tax-efficient, goal-based investing framework.
Sebi directs mutual funds to use domestic spot prices for gold, silver ETF valuation from April 1
Sebi has revised valuation norms for physical gold and silver held by mutual funds, mandating use of domestic polled spot prices from recognised exchanges instead of London benchmarks. The move aims to enhance transparency, reflect local market conditions and standardise industry practices.
Gainers & Losers: XTGlobal, Tejas Networks among 5 top movers on Thursday
Indias benchmark indices ended flat amid selling in financial stocks. Individual stocks were active, with XTglobal, Tejas Networks and Sanofi Consumer rallying, Angel One adjusting for stock split, and Home First declining.
Banks G-Sec portfolio grows at a slower clip amid pick up in credit growth
Banks investment in G-Secs and SGS grew at a higher clip of 11 per cent y-o-y as on January 24, 2025
Sebi introduces life cycle funds. Here is what investors need to know
Sebi has launched a new category of mutual funds called Life Cycle Funds. These funds are designed for goal-based investing with a fixed maturity and a glide path. Investors can choose from various maturity options, and asset allocation automatically adjusts over time. This move aims to simplify long-term financial planning for investors.
Death of Software? Anand Mahindra calls AI doom Greatly Exaggerated amid IT stock crash
Indian IT stocks face sharp corrections amid AI disruption fears. Anand Mahindra advises against extreme AI doomsday predictions. He believes AI will pressure IT firms to adapt, focusing on outcomes and value delivery. While some roles may change, new opportunities in AI integration and governance will emerge.
Market Wrap: Nifty, Sensex end flat in a volatile trade as heavyweight HDFC Bank drags market
Indian benchmark indices Nifty and BSE Sensex ended flat on Thursday, weighed down by selling in financial stocks led by HDFC Bank. Market sentiment stayed weak as technical indicators signalled fading momentum, while global cues remained mixed across major Asian and European indices.
Bharat Taxi: Union Home Minister Amit Shah launched the Bharat Taxi cooperative model, allowing drivers to become co-owners for just Rs 500 and share in profits. This initiative empowers drivers with ownership and decision-making power, aiming for nationwide expansion within three years.
DSP Mutual Fund temporarily restricts subscription in its multi asset allocation fund
DSP Mutual Fund is placing temporary restrictions on new investments in its Multi Asset Allocation Fund starting February 27. This move is due to significant inflows making it difficult to manage the fund's asset allocation. Investors can still make transactions up to Rs 10 lakh per day. Existing SIPs and switch-ins will continue.
Gold, silver soared in 2025, stocks were major drags. What could 2026 have in store for investors?
After gold and silver delivered spectacular gains in 2025, Indian equities enter 2026 shaped by slower global rate cuts, geopolitical risks and a shift from slowdown to recovery. Largecaps may stay resilient, while mid and smallcaps could benefit from improving consumption trends and banking reforms, though global growth and currency risks persist, a report by 1 Finance suggest.
NFO Alert: Canara Robeco Mutual Fund launches banking and financial services fund
Canara Robeco Mutual Fund has launched its new open-ended equity scheme, the Canara Robeco Banking and Financial Services Fund. The fund, which opens for subscription on February 27, aims to capitalize on India's financialization and credit growth by investing in the banking and financial services sector.
IOB officers defer March 2 strike after conciliation meet
Bipartite talks to be taken up by March 10
Turnaround Play: 6 stocks turn profitable in Q3, rally up to 55% in just 3 months
Twenty-seven BSE-listed companies with market caps over Rs 3,000 crore turned profitable sequentially in the December quarter. While six stocks saw share price surges of 10-55%, many others declined, with the top five laggards dropping 20-40% in three months.
HAL, BEL and other defence stocks jump up to 5% on potential India-Israel defence deal
Defence stocks such as Hindustan Aeronautics, Bharat Electronics and others gained up to 5% after reports of a potential IndiaIsrael defence pact. The agreement, expected during Prime Minister Narendra Modis Tel Aviv visit, may prioritise technology transfer in missile defence and advanced weapon systems.
Should investors top up their mutual fund SIPs? Heres what you should know
A top-up SIP is a facility offered by fund houses and online platforms that allows investors to automatically increase their monthly investment amount by a fixed sum or a set percentage at predefined intervals.
New government rules now allow TransUnion CIBIL to use Aadhaar authentication for user verification. This enables easier registration and login on the CIBIL platform. Users must give consent for Aadhaar authentication.
Debt trap checklist: 7 warning signs Gen Z should not ignore
Apple in talks with HDFC, ICICI, Axis to launch Apple Pay in India by 2026
The service is expected to support the Unified Payments Interface, operated by the National Payments Corporation of India, alongside card-based payments
Earn below Rs 3 lakh? You could get a microfinance loan up to Rs 1.25 lakh heres how
3, 6 or 12 months? How much emergency fund you really need based on your salary, family and job risk
Smart Lift and Mobility Awards 2026 - Celebrating Excellence
YES Bank forex card users alert! Unauthorised transactions detected, cards blocked & reissued
YES Bank faced a cyberattack on its forex cards. Scammers attempted unauthorized transactions from a Latin American country. The bank's fraud monitoring system blocked many attempts. The Reserve Bank of India has summoned YES Bank officials. Affected clients will not suffer financial losses. The bank is taking steps to prevent future incidents.
A wife has won a significant victory in the Kerala High Court. The court ordered her husband to return 40 sovereigns of gold and pay Rs 4,000 monthly maintenance. The husband's Rs 5 lakh counterclaim was dismissed. The court noted it is common for brides to entrust gold to in-laws for safekeeping.
Waaree, Premier Energies shares rise 2% as brokers brush off US CVD fears
Indian solar energy stocks saw gains on Thursday. Brokerages reassured investors, downplaying the impact of new US import duties. Companies like Waaree Energies and Premier Energies are expected to remain largely unaffected. This is due to their sourcing strategies and limited reliance on Indian-made solar cells for US exports.
ET Wealth Reader's Query: I am 44, earning income from salary, interest on deposits, and occasional capital gains from mutual funds. How should a middle-aged taxpayer evaluate which income tax regime works better each year?
Sebi has revamped mutual fund rules, introducing new categories like contra funds and sectoral debt funds. Existing schemes must align within six months. The regulator aims for greater clarity and reduced portfolio overlap, especially in equity and thematic funds. Goal-based life cycle funds are also introduced, with specific exit loads.
Managers in India sometimes promise higher salary increments verbally. Such promises can hold legal weight if they are clear, binding commitments made by authorized individuals. However, proving these verbal assurances in court requires strong evidence beyond mere dissatisfaction. Employers generally have discretion in setting increments, but cannot discriminate based on gender.
New draft tax rules for 2026 will require salaried individuals claiming House Rent Allowance to disclose their relationship with their landlord. This applies especially when paying rent to relatives. Taxpayers must ensure genuine rental agreements and proper documentation. Payments should be made through banking channels. Landlords must declare rental income. These measures aim to enhance transparency in rental arrangements.
Tejas Networks shares rocket 10%, snap 4-day losing streak. Whats triggering the massive surge?
Shares of Tejas Networks rose sharply after the company sealed a major agreement with NEC Corporation to manufacture and supply 5G massive MIMO radios. MIMO (Multiple-Input Multiple-Output) is a wireless technology that enhances data speeds and signal reliability by using multiple antennas at both the transmitter and receiver.
Market crash or paper loss? What mark to market really means for your investments
Before you stop working, after you stop earning: A money checklist
