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Lending to a REIT by a bank can only be by way of loans not involving bullet or ballooning principal repayments
City Union Bank will continue to focus on MSME lending, technology
It is an honour to get the opportunity to lead a bank as reputed as this, says CEO-designate Vijay Anandh
RBI hikes banks M&A financing limit to 20% of tier-1 capital
Bankers had sought tweaks to the draft acquisition finance guidelines
Gujarat govt appoints Uday Kotak as Chairman of GIFT City
He succeeds Hasmukh Adhia, who had been serving as the non-executive chairman since June 19, 2023
Run up to FY26-end: Credit and deposit growth see robust pick up
RBI data shows sharp fortnight rise reversing earlier dip, reflecting stronger economic activity
RBI allows NBFCs to factor DLG in determining provisions under ECL
RBI allows NBFCs to factor in default loss guarantees from lending apps while computing ECL provisions, tightening uniformity without diluting prudential safeguards
Banks need to achieve 60% CD ratio in rural, semi-urban branches: RBI draft
Draft revised Lead Bank Scheme norms mandate 60% credit-deposit ratio in rural and semi-urban branches and prioritise CBS-enabled outlets in Tier-5 centres
Morgan Stanley said to consider $500 million India fund, shifts some assets
Morgan Stanley Investment Management is exploring shifting eight India healthcare assets into a continuation vehicle, targeting $500 million from investors. Investments include Omega Hospitals and RG Scientific, reflecting rising secondary-market activity, according to Jefferies Financial Group data.
Wealth quote of the day: Compound interest is the eighth wonder of the world .. says Albert Einstein
Compound interest, hailed by Albert Einstein as the eighth wonder of the world, fuels investment growth by earning interest on both principal and accumulated interest. This powerful force can transform modest savings into substantial wealth over time, as demonstrated by the Public Provident Fund example, where consistent investment leads to exponential growth.
IRDAI asks insurers not to invest in overseas Alternative Investment Funds
There should be a clause in Private Placement Memorandum stating that the Capital (including any proceeds) received from Insurer shall not be drawn down, utilised or pledged for any investment outside India, IRDAI said in a circular
Outstanding CP falls Rs 1 trillion since Aug 2025 as CD issuances rise
Investors are moving away from commercial papers towards certificates of deposit as issuances and rates rise, with banks tapping CDs to manage deposit tightness, RBI data show
Nippon India ETF Gold BeES attracts $912 million inflows, ranks sixth globally
The ranking places Nippon India ETF Gold BeES alongside some of the worlds largest and most established gold ETFs from the United States, China, and Europe, underlining Indias growing prominence in global gold investment flows.
Past one-year returns are the enemy of good investing, says Radhika Gupta
Radhika Gupta cautions investors against chasing one-year past returns, calling it harmful to long-term wealth creation. She highlights how short-term performance rankings often mislead investors and fuel unrealistic expectations. Instead, she urges evaluating mutual funds through consistency and rolling returns over longer periods.
Mutual funds reduce cash allocation by over Rs 1,900 crore to Rs 2.05 lakh crore in January
Mutual funds marginally reduced cash holdings in January while overall equity assets showed mixed movement. Cash as a proportion of assets inched higher, reflecting cautious positioning. A handful of large fund houses continued to hold significant liquidity, while many smaller AMCs remained largely invested, awaiting clearer market opportunities.
Has there been spike in Income Tax refunds in last 24 hours? Experts weigh in
Many taxpayers have recently received their income tax refunds. This follows a period where large refunds experienced delays. Tax experts confirm a surge in refund issuances. The Income Tax Department's data shows substantial refund amounts processed. Government officials explained that data analytics campaigns caused some processing delays.
8 equity mutual funds saw outflows of over Rs 1,500 crore in January. Check details
Eight equity mutual funds recorded outflows exceeding Rs 1,500 crore in January, with broader industry trends showing 554 out of 716 schemes witnessing redemptions. Small and midcap funds led the decline, with significant AUM erosion across key schemes including Nippon India, Quant, SBI, and Kotak Mutual Fund offerings.
Indian small savings schemes provide safe, government-backed returns. However, their tax implications vary greatly. Understanding how your money is taxed at investment, growth, and withdrawal stages is crucial. Choosing the right scheme depends on your tax situation and financial goals.
Delhi motorists can find relief from traffic challans at the upcoming Lok Adalat on February 14, 2026. This event provides a chance to significantly reduce penalties on compoundable challans. Many pending cases can be settled for a fraction of the original amount. This initiative aims to clear a large backlog of traffic violations.
Top 7 flexicap mutual funds to invest in February 2026
Picking bargain stocks: 5 proven ways to find undervalued shares before the market does
Discover how to calculate a stock's true worth and avoid costly mistakes. Learn the difference between price and value, why valuation protects your capital, and which methods suit different stock types.
Nomura drops April ratecut call on firmer inflation, RBI stealth easing
Nomura has raised its inflation projection for the next fiscal year, which begins in April, to 4.1% from 3.9% based on the old series
Best value funds to invest in February 2026
Value investors buy such stocks and wait for the market to discover these stocks. When the discovery happens, the stock prices will go up, and value investors make money. It may sound simple. But it is not very easy to execute. The market may take very long to discover these stocks and it may test your patience. The discovery may not happen at all. That is why value mutual funds are recommended to only sophisticated investors.
HDFC Flexi Cap Fund crosses Rs 1 lakh crore AUM, third scheme to achieve milestone
HDFC Flexi Cap Fund has achieved a significant milestone, crossing Rs 1 lakh crore in assets under management, making it the third fund to reach this mark. This achievement underscores investor confidence, consistent performance across market cycles, and a disciplined investment strategy. The fund's flexible, research-driven approach allows dynamic allocation, focusing on long-term wealth creation.
Reddit + AI the new startup playbook? How you can spot problems people will pay to solve
353% return on SGB premature redemption date: Gold bond turns Rs 1 lakh investment into Rs 4.53 lakh
The Reserve Bank of India has announced the premature redemption price for Sovereign Gold Bond SGB 2019-20 Series-III, allowing investors to redeem from February 13, 2026. The redemption value is based on the simple average closing price of gold for the preceding three working days.
Gold and silver ETFs crash up to 10%. What should investors do?
Gold and silver ETFs fells sharply on Froday as stronger U.S. dollar and robust jobs data erased hopes of early rate cuts. Silver funds, including Kotak Silver ETF and peers, saw the steepest declines, while gold ETFs such as Tata Gold ETF also slipped. Experts advise SIPs and caution amid heightened volatility.
NPST Q3 net profit more than doubles to 12 crore; revenue jumps 148%
The fintech infrastructure provider secured a mandate to acquire and operate a UPI switch for a large cooperative bank and won a Hardware Security Module implementation order from a central payment body
Arbitrage funds saw a massive 2,507% inflow surge in January, driven by volatility and tax efficiency. However, the Union Budget 2026's increased STT on F&O trades and tax changes are expected to slightly reduce returns and moderate future inflows, though they may remain attractive for high-income investors.
Rs 4.5 lakh crore wipeout in 7 days! Is AI rewriting the rules for $250 billion Indian IT industry?
India's massive software services sector faces a sharp downturn. AI advancements are causing significant market value losses for major IT firms. Investors are questioning the future of the traditional outsourcing model. The industry is undergoing a crucial valuation reset. The coming sessions will determine if the worst is over for these stocks.
Adani Ent Share Price Live Updates: Adani Enterprises struggles with negative returns
Bajaj Auto Share Price Live Updates: Bajaj Auto showcases strong returns in the last quarter
Britannia Share Price Live Updates: Britannia's Recent Returns
L&T Share Price Live Updates: L&T achieves a 5.85% return over three months
Tata Consumer Share Price Live Updates: Tata Consumer's performance under scrutiny
TCS Share Price Live Updates: TCS experiences a decline in returns
Hindalco Share Price Live Updates: Hindalco's three-month performance shines
HDFC Bank Share Price Live Updates: HDFC Bank's 3-Month Returns Analysis
Infosys Share Price Live Updates: Infosys sees negative returns over the last three months
UltraTech Cem Share Price Live Updates: Solid returns from UltraTech Cement over three months
HUL Share Price Live Updates: HUL shares in focus as Q3 PAT falls 30% to Rs. 2,118 crore
Jio Financial Services Share Price Live Updates: Jio Financial Services experiences a downturn
IndusInd Bank Share Price Live Updates: IndusInd Bank's three-month returns impress investors
ICICI Bank Share Price Live Updates: ICICI Bank's 3-Month Returns
Bajaj Finserv Share Price Live Updates: Bajaj Finserv's recent market returns
Asian Paints Share Price Live Updates: Asian Paints' performance falters
Grasim Inds Share Price Live Updates: Grasim Industries achieves significant returns
Eicher Motors Share Price Live Updates: Eicher Motors' three-month return highlights growth
Coal India Share Price Live Updates: Coal India achieves notable returns in the last quarter
HDFC Life Share Price Live Updates: HDFC Life's performance reflects a negative trend
Kotak Bank Share Price Live Updates: Kotak Bank's Recent Returns
M&M Share Price Live Updates: M&M experiences a decline in returns
BPCL Share Price Live Updates: BPCL's 3-Month Return Summary
ONGC Share Price Live Updates: ONGC's three-month performance impresses investors
NTPC Share Price Live Updates: NTPC's impressive three-month return
JSW Steel Share Price Live Updates: Solid three-month performance for JSW Steel
Power Grid Share Price Live Updates: Power Grid's impressive three-month return
Titan Company Share Price Live Updates: Titan Company showcases impressive returns
Divis Labs Share Price Live Updates: Divis Labs' three-month performance shows a decline
SBI Share Price Live Updates: SBI's quarterly return highlights
Dr Reddys Share Price Live Updates: Dr. Reddy's Laboratories showcases growth
LTIMindtree Share Price Live Updates: LTIMindtree faces challenges in recent months
Apollo Hospital Share Price Live Updates: Apollo Hospital's three-month return analysis
RIL Share Price Live Updates: RIL's 3-Month Return Overview
Sun Pharma Share Price Live Updates: Sun Pharma's Stock Performance Over Three Months
Tata Steel Share Price Live Updates: Tata Steel shines with a 16.52% return in three months
UPL Share Price Live Updates: UPL's recent performance shows negative returns
Nestle India Share Price Live Updates: Nestle India achieves a 2.14% return
MFs raise bets on financials, trim IT and FMCG in January
Mutual funds increased their exposure to financial stocks in January, acquiring both banking and insurance shares. This strategic shift saw buying interest in major lenders like Axis Bank and ICICI Bank, alongside selective investments in small finance banks. The move comes as private bank valuations are perceived as attractive compared to other sectors.
Agrochem stocks surge on strong Q3, trade deal
Agrochemical and animal-feed stocks rallied on Thursday following robust third-quarter earnings and reduced US tariffs. Avanti Feeds surged 20%, with Godrej Agrovet and Mukka Protein also seeing significant gains. Sharda Cropchem and other agrochemical companies also experienced upward movement, driven by improved sentiment and a clearer outlook.
IT stocks go into a tailspin as US data adds to AI disruption
Indian software services stocks experienced a significant sell-off, with the Nifty IT index dropping over 5% for the second time in under 10 days. Unexpectedly strong US jobs data and growing concerns about AI's disruptive potential are weighing heavily on investor sentiment and valuations.
Muthoot Finance Q3 PAT grows 2x to 2,823 crore
Muthoot Finances AUM rose 50 per cent y-o-y to 1.44 lakh crore
IIM Kozhikode, IOB in pact for executive education, capacity building
These programmes will be tailored for IOBs top executives, senior management and selected officers,
Govt conducts switch with RBI, moves FY27 maturities to 2040 bond
Centre buys back over Rs 75,500 crore of FY27 securities from RBI and issues 8.30% GS 2040 bond to smoothen redemption profile
RBIs proposed norms on sales of financial products may have fee income implications for banks
Fear of mis-selling will entail not just refunding amounts taken from the customer, but also shelling out compensation could keep the enthusiasm of banks to push third-party products such as insurance, mutual funds and pension under check
No more harassment calls for loan recovery? RBI to bring tough framework from July 1, 2026
The Reserve Bank of India is introducing stricter loan recovery rules for banks, focusing on borrower protection and transparency. These new directions, set to take effect from July 1, 2026, aim to prevent harassment and ensure fair treatment during the recovery process. Banks must implement mandatory recovery policies and adhere to a code of conduct for recovery agents.
Muthoot Finance post 95% rise in PAT at 2,656 crore in Q3 FY26
This success reflects the increasing acceptance of gold loans as a convenient, trusted, and secure credit solution for a diverse customer base, says company MD George Alexander Muthoot
Income tax refund delay: As refunds fall 19% in FY25-26, Minister reveals reasons in Parliament
Premier Explosives among top 4 unique stocks held by mutual funds in January
Unique stocks are equities held by only one mutual fund house and not others. In January, about 240 such stocks were identified above Rs 100 crore market value. Top exclusive holdings included Marathon Nextgen Realty, Premier Explosives, Network People Services Technologies and Vintage Coffee & Beverages.
Existing investors can hold gold, silver, new investors may allocate 510%: Emkay
After a strong run-up over the past year, gold and silver have seen frequent and sharp price fluctuations in recent months.
Muthoot Fincorp logs PAT of 553.23 crore in Q3 FY26
The standalone performance of the company also remained strong, with AUM at 48,122.22 crore, PAT at 1,056.65 crore, and revenue at 5,733.01 crore till December 2025
Debt mutual funds saw a sharp turnaround in January, posting net inflows after two months of heavy outflows. Experts attribute the reversal to post-year-end cash redeployment, improved comfort around yields and liquidity, and a continued investor preference for liquid, low-volatility fixed-income categories over duration-led strategies.
GST on milk and education? Here's a fact check by Finance Minister in Lok Sabha
Finance Minister Nirmala Sitharaman addressed claims regarding Goods and Services Tax in Lok Sabha. She clarified that milk has always been exempt from GST. Educational supplies like books and notebooks also have zero GST. Healthcare services have maintained a 0% GST rate since 2017. Funeral services were never subject to GST.
Salaried employees stand to gain significantly from proposed tax rule changes. Under draft Income Tax Rules, 2026, the annual tax exemption for meal vouchers like Pluxee or Sodexo could rise to Rs 1,05,600. This is a substantial increase from the current Rs 26,400 limit. The new rules propose a Rs 200 per meal cap, potentially boosting employee savings.
With gold prices rising, consumers are increasingly exchanging old jewellery for hallmarked pieces to ensure purity and better resale value. Mandatory hallmarking in India, regulated by BIS, certifies gold's karat and fineness, reducing fraud risk and enabling fair valuation. Buyers should verify BIS logo, HUID, and purity marks for authenticity.
Vodafone Idea shares slips 4% after JPMorgan downgrade; check target, downside
JPMorgan also views Vodafone Ideas target of a threefold increase in cash EBITDA over three years as aggressive, as it assumes market share gains against Bharti Airtel and Reliance Jio, which the brokerage finds uncertain.
PPFAS Mutual Fund releases source of margin trading facility book and its impact on liquid funds
PPFAS Mutual Fund has raised caution over the sharp growth in the margin trading facility book, which has jumped from Rs 24,920 crore in FY23 to Rs 1.16 lakh crore by December 2025. The fund house highlights rising liquidity and credit risks, especially among smaller brokers dependent on costlier funding sources.
Rising healthcare costs? How NPS Swasthya helps you create a separate medical fund
PFRDA has launched NPS Swasthya as a pilot scheme to help subscribers build a dedicated medical fund alongside retirement savings. You can contribute any amount, withdraw up to 25% for medical needs, and even exit fully for critical treatments. This innovative scheme bridges pension planning and healthcare expenses.
