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Home loan costs rising? Your credit score can help
In todays competitive lending environment, many homeowners are successfully reducing their mortgage rates thanks to improved credit scores. A higher credit score signals a reliable repayment history, empowering borrowers to negotiate better terms with lenders. Financial experts stress the importance of maintaining a robust credit profile, particularly as interest rates climb. However, some borrowers may be unaware of their negotiating leverage, missing out on substantial savings.
Small caps look costly: Should you shift to large caps?
In recent times, small and mid-cap stocks have proven to outperform their large-cap counterparts. Despite experiencing market volatility, these smaller equities have continued to attract investor attention and capital inflow. As a result, their valuation levels have surged. Analysts warn, however, that for this trend to sustain, earnings expectations must be fulfilled. Therefore, investors should consider careful portfolio adjustments in response to shifting market conditions.
Want to become a financial adviser? Courses to pick
The career change of Sumit Aggarwal to a mutual fund distributor illustrates a notable trend within the financial advisory realm in India. With a vast number of investors, there's a growing necessity for certified financial planners. Educational institutes are responding by launching targeted courses, promoting credentialing opportunities like CFP and QPFP for finance professionals. As demand for expert guidance escalates, the financial planning sector is expected to experience notable expansion.
Rising funding costs put NBFC margins under pressure
The non-banking financial companies (NBFC) sector is set to enjoy robust earnings, thanks to strong credit demand and consistent asset quality. Nonetheless, the latter half of Financial Year 2026-27 could pose challenges with rising interest rates leading to higher funding costs. Analysts emphasize that successfully managing these costs will be key to sustaining growth, advising cautious investment in resilient NBFCs amid changing market dynamics.
Home loan closed? 5 smart ways to use your EMI money
People often get emotional about closing their home loan early and start using a majority of their funds to aggressively pay off this obligation.
SIP vs STP for PMS: Key differences, costs and risks
The rising inclination toward systematic investment plans (SIPs) for Portfolio Management Services (PMS) is becoming increasingly visible among Indian investors. A notable percentage of PMS strategies are starting to incorporate SIPs for regular investments. Particularly, younger investors looking to build wealth are favouring this approach to mitigate market risks. With recent regulatory shifts regarding PRIM, advancements in technology and education for investors are essential for broader adoption of PMS SIPs.
Carnelian NFO: Is Rs 5,000 crore cap a smart move?
To mark its entry into the mutual fund arena, Carnelian Investment Managers has launched its debut scheme with an impressive cap of Rs. 5,000 crore. This innovative approach is designed to optimize the fund's capacity for yielding significant alpha returns. Interestingly, Systematic Investment Plans will remain an option for investors post-cap limit. However, there are apprehensions regarding possible artificial scarcity effects among investors.
Worried about hike? Check your firm's financials
Keep managers reassurance and employers financials apart, says Devashish Chakravarty.
Equity vs gold vs debt: Where to allocate most?
For the best portfolio results, dont get swayed by any one asset class. Experts recommend diversification. While asset allocation is the way to go, the question remains: what is the best combination? Every investor has their own asset allocation. In this weeks TrendMap, we compare seven asset combinations. Portfolios with gold have delivered a notable return boost in recent years, while those with zero gold exposure have persistently lagged. By Sameer Bhardwaj
Why to use SWR formula for your retirement fund
Cutting through money jargon, one topic at a time. This week, Sanket Dhanorkar explains what is safe withdrawal rate and how you can ensure a smooth retired life.
Farm loans lose share in banks credit books as lenders turn cautious on rural exposure
Rural credit trails overall loan growth at several banks in September quarter
DIIs increase stake in 8 midcap stocks in Q2FY27
DIIs increased their holdings in several NSE midcap stocks during the September 2026 quarter. Swiggy, One97 Communications, Meesho, Cochin Shipyard, Lenskart Solutions, Piramal Finance, APL Apollo Tubes and SBI Cards and Payment Services saw DII shareholding rise by more than 200 basis points quarter-on-quarter, based on StockEdges shareholding scan.
Credit growth likely to see addition up to 2% in the ongoing quarter, says PNB MD Chandra
Ashok Chandra, MD and CEO of Punjab National Bank, has stated that festive demand has significantly driven credit growth
Hailing from Raipur and having spent formative years in Mumbai, this finance enthusiast embarked on a journey in equity markets after earning an MBA. Currently directing multiple funds at Abakkus AMC, they emphasize thorough research and strategic equity investments aimed at sustainable growth. The thrill of navigating the ever-evolving equity landscape fuels their dedication, showcasing a deep passion for the world of finance and investment.
Jio Platforms' IPO takes its telecom numbers out of Reliance's consolidated results
Jio Platforms is preparing to launch its IPO, poised to enhance its market presence substantially. This listing will disclose critical metrics like its subscriber figures and independent data usage rates. With substantial growth in its customer base and revenue, Reliance Jio Infocomm is on course for what is anticipated to be India's largest IPO.
FPIs pull out 52,100 cr from equities in Oct so far amid global headwinds
Foreign portfolio investors (FPIs) have withdrawn Rs 52,100 crore from Indian equities in October so far, as elevated crude oil prices, higher US bond yields and a stronger dollar weighed on investor sentiment. The latest outflow follows a net withdrawal of Rs 35,861 crore in September. FPIs had invested Rs 20,200 crore in Indian equities in July and Rs 29,631 crore in August, according to data from the Central Depository Services Ltd (CDSL). With the latest selling, cumulative FPI outflow from Indian equities in 2026 has reached Rs 3.12 lakh crore, way higher than the Rs 1.66 lakh crore withdrawn during the entire 2025, the data showed. Dheeraj Gaur, Chief Investment Strategy Officer at Choice Wealth, said FPIs continued to sell Indian equities amid elevated US bond yields, a stronger dollar and rising crude oil prices. Sticky US inflation has also fuelled expectations of a Federal Reserve rate hike, making US assets more attractive to foreign investors, he said. Meanwhile, expen
IDBI Bank sale: Employees to go on nationwide 2-day hunger strike on November 2, 3
The United Forum of IDBI Officers and Employees threatened to intensify agitation programmes with prolonged action, including indefinite strike without further notice, if demands are not met
Yes Bank reports robust 65% jump in net profit at 1,080 cr
SC judgment on AT-I bonds: Bank is evaluating all legal remedies available to it, including such further proceedings as may be maintainable before the Supreme Court.
HDFC Bank reports muted 4.70% increase in Q2 standalone net profit at 19,510 cr
Net interest income rises 10% y-o-y to 34,619 crore
Punjab & Sind Bank records 40% rise in net profit in Q2
Net interest income grows 22% to 1,162 crore
ICICI Bank Q2 profit jumps 20.1% to 14,843 crore; margins come under pressure
Higher interest income and expansion in lending supported earnings, while the cost of FCNR(B) inflows contributed to pressure on margins
HDFC Bank veteran Kaizad Bharucha quits
Bharuchais HDFC Banks longest serving board member, having joined itin 2014
Axis Bank Q2 profit rises 37.6% to 7,003 crore as provisions fall 52.2%
Higher core income, expanding lending across business segments and lower provisioning costs supported the private sector lenders performance during the September quarter
YES Bank reports quarterly profit but flags impact of Supreme Court ruling on AT-1 bonds
The bank said recognising the rulings impact would have resulted in a quarterly loss of 5,217 crore, according to its filing.
Central Bank of India Q2 net profit jumps 21% to 1,469 cr on higher core income
Central Bank of Indias total income climbs to 11,737 crore in Q2 FY27 from 10,212 crore a year ago
The central government has unveiled a Performance Linked Bonus for postal employees for the fiscal year 2025-26. This bonus will be equivalent to 60 days' emoluments, capped at Rs 7,000. Those eligible include Multi-Tasking Staff (MTS), Group C workers, and non-gazetted Group B members. Additionally, Gramin Dak Sevaks who meet certain criteria will be entitled to an ex-gratia bonus, as detailed by the Department of Posts.
IDBI Bank Q2 results: Net profit falls 39% to 2,205 cr as non-interest income moderates
This is the first quarterly numbers after the government earlier this week approved the sale of a 60.72% stake in IDBI Bank to Canadas Fairfax Financial Holdings for about 53,000 crore
HDFC Bank Deputy MD Kaizad Bharucha quits ahead of Anup Bagchis takeover
The leadership change comes as the countrys largest private sector lender prepares for Anup Bagchi to assume charge later this month.
This TDS reporting form replaces 4 different forms
ICICI Bank Q2 net profit jumps 22% to 16,333 cr
Core net interest income grows 17.7% to 25,339 crore
IDBI Bank stake sale: FinMin cites High Court ruling, Budget speeches to reject irregularity claims
The government has cited legal provisions and past Budget commitments to defend its decision to proceed with the strategic disinvestment of IDBI Bank.
HDFC Bank reports 5% increase in Q2FY27 standalone net profit at 19,510 crore
Net interest income (interest income less interest expended) rose 10% y-o-y to 34,619 crore (31,551.50 crore in Q2FY26)
The Pradhan Mantri Viksit Bharat Rozgar Yojana supports first-time employees enrolled with EPFO through financial aid of up to Rs 15,000. Disbursed in two instalments, the first payment occurs after six months of steady employment, while the second is contingent on completing a financial literacy course.
Axis Bank quarterly profit rises 37.6%, but misses estimates on higher costs
Axis Bank, the country's third-largest private bank by assets, posted a stand-alone net profit of 7,003 crore ($737.5 million) for the quarter ended on September 30
The bank expects agriculture priority-sector lending to sustain its 18% growth, maintaining profitability and improving asset quality in coming quarters
8 small, midcap stocks with upside potential of up to 50%. How many are in your portfolio?
PL Capital remains cautious after the Niftys eight-week losing streak, warning against expectations of a V-shaped recovery. Despite market uncertainty, the brokerage favours eight small and midcap stocks, including CESC, Amber Enterprises and Healthcare Global, citing potential upside of 13-50%.
Financial Services Institutions Bureau to be headed by SCL Das, former Secretary, MSME Ministry
Other Members of the Bureau include Arijit Basu, Satish K Marathe, R Subramanian, Siddhartha Mohanty, Neeja Kapur and T. L. Alamelu
Gold rate today: On October 17, 2026, a rise in gold prices marked a significant shift for leading jewellery retailers, including Tanishq and Malabar Gold.
IDBI Bank sale: Legitimate employee concerns addressed, says MoS, Finance
United Forum of IDBI Officers and Employees expresses shock over DIPAMs claims that it had discussed disinvestment with employee associations
Explained: Want to know how long your investment will take to triple? Use Rule 114
Rule 114 helps investors estimate how long mutual fund investments may take to triple based on expected annual returns. Dividing 114 by the return rate gives the approximate timeframe, supporting long-term financial planning. However, the formula provides only an estimate, as mutual fund returns fluctuate and are never guaranteed.
Govt banks see record profit in FY26, GNPA at lowest level; Finmin rebuts Akhilesh
Public sector banks earned a record 1.98 lakh crore profit in FY26, despite GNPA rising to 1.93%, boosting access and services
Mrs. Khanwani, a Dubai resident, faced tax notices for unexplained money linked to her FCNR deposits. The ITAT Jaipur ruled in her favor, highlighting the funds' clear origin from bank records. The Income Tax Department could not dispute the source of funds provided by her husband, Mr. Chand.
REC and Cochin Shipyard among top 5 midcap stocks that saw highest mutual fund selling in September
These top five midcap stocks witnessed the highest net selling by mutual funds in September. Here is a detailed breakup, according to a report by Motilal Oswal Financial Services.
Uttar Pradesh and Kerala will observe public holidays on October 19 and 20, 2026, for Mahanavami and Vijaya Dashmi. Banks will remain closed for three days in Uttar Pradesh and four days in Kerala. Customers should complete any important banking tasks before the holidays begin on October 18. Digital banking services will still be available during these holidays for customer convenience.
192% return on SGB premature redemption: Gold bond turns Rs 1 lakh investment into Rs 2.92 lakh
Sovereign Gold Bond: The Reserve Bank of India has announced the redemption price for Sovereign Gold Bonds 2020-21 Series VII, allowing investors to redeem on October 19, 2026. Priced at Rs 14,614 per unit, this reflects an impressive total return of approximately 192% since its launch.
Q2 Results Today, 17th October 2026 Live Updates: Stay tuned to get real-time market, business and financial news updates
Bank holiday today: Today, banks will function as usual across most parts of India, with Tripura being the exception due to the Maha Saptami festivities. The Reserve Bank of India has outlined specific holidays for various October festivals, particularly affecting operations on the second and fourth Saturdays.
From crypto trades to classroom dreams: A 23-year-olds mission to build a school
Aditya Sharma is trying an offbeat route to fund a school in a Rajasthan village that shares its name with a blockchain network
Fairfax to engage Parekh, Sukthankar to advise it on IDBI Bank acquisition
Following the consummation of the proposedacquisition, the Prem Watsa-founded Fairfax expects that the operations of the new company would continue to be led by Rakesh Sharma, the current MD and CEO of IDBI Bank
RBI okays Scheme of Amalgamation of Indian branches of Emirates NBD with RBL Bank
All the Indian branches of Emirates NBD will function as branches of RBL Bank Limited with effect from December 01, 2026
PNBs net profit rises 13% in Q2; plans to launch special campaign for RD amid bearish stock mkt
The banks gross non-performing assets (NPAs) moderated to 2.55 per cent of gross advances at the end of September 2026, down from 3.45 per cent a year ago
Federal Bank logs highest ever net profit at 1,386 crore in Q2FY27
NIM rose 26 per cent y-o-y to 3,153 crore
Rupeeflo bets on GIFT City, targets 30% revenue share as Bengaluru-based fintech eyes payments play
Founded in April 2024 by Maurya, Ashish Jha and Manav Bharambe, Rupeeflo began operations in December that year
India's forex reserves fall for fifth straight week to $726 billion: RBI
Rupee's gains continue, reaching over a one-month high
SBI ups marginal cost of funds-based lending rates by 15 basis points across five tenors
The hike in MCLRs comes in the wake of the RBIs rate setting panel increasing the repo rate by 25 basis points from 5.25 per cent to 5.50 per cent
Yes Banks CET1 ratio to take 250-basis-point hit after AT1 bond ruling
The bank is examining legal options after the ruling, while S&P expects adequate capitalisation despite potential earnings pressure from coupon payments
Higher rates no threat to margins, gold loans to drive growth: L&T Finance
Managing Director and CEO Sudipta Roy and Chief Financial Officer Sachinn Joshi discuss the companys strategy
The Latest Home Loan Interest Rates: Oct 16, 2026
The Latest Home Loan Interest Rates: Oct 16, 2026
The Latest Fixed Deposit Interest Rates: Oct 16, 2026
The Latest Fixed Deposit Interest Rates: Oct 16, 2026
Karur Vysya Bank eyes 1820% credit growth in FY27 on all-round demand
The private sector lender recorded a robust net profit growth of 37.3 per cent y-o-y at 788 crore for the quarter ended September 2026 (Q2FY27)
RBI approves merger of Emirates NBDs India branches with RBL Bank from December 1
The merger follows Emirates NBDs $2.75-billion capital infusion into RBL Bank, completed in June after regulatory approvals and a mandatory open offer.
Home loan borrower alert: SBI, PNB, Bank of India and other banks revise repo-linked lending rates
Canara HSBC Life launches Dollar-denominated ULIP for NRIs via GIFT City on Policybazaar
The product allows policyholders to invest across global equities, precious metals including gold and silver, and debt funds
EPFO WhatsApp channel: Can you access EPF, EPS and EDLI services? How to join
EPFO has introduced a new WhatsApp channel to keep subscribers informed about its schemes and services, attracting around two lakh users so far. The channel provides insights into the Employees Provident Fund, Employees Pension Scheme, and Employees Deposit Linked Insurance.
Global digital payments to double by 2030 as new instruments gain ground
Capgemini's World Payments Report 2027 says non-cash transactions have grown nearly fivefold over the past decade, with instant payments, e-money and digital currencies reshaping global commerce
Can a Rs 10,000 monthly SIP build a Rs 2 crore corpus? Check how long it may take
A Rs 10,000 monthly mutual fund SIP could build a Rs 2 crore corpus in 25 years and six months at 12% annual returns. Increasing contributions annually by 5% or 10% could shorten the timeline to 22 years and nine months or 20 years and one month, respectively.
Motilal Oswal Mutual Fund: Kalyan Jewellers, MCX, Paytm among top 10 stock holdings in September
Motilal Oswal Mutual Fund held an AUM of Rs 1.70 lakh crore across 93 funds as of September 30, 2026. According to a report by Motilal Oswal Financial Services, One 97 Communications, Eternal, Kalyan Jewellers, MCX, and Sterlite Technologies featured among the fund house's top 10 equity portfolio holdings.
Sunil Singhania-founded Abakkus Flexi Cap Fund increased holdings in Reliance Industries, HDFC Bank, Groww and 32 other stocks in September. The fund also added Zydus Lifesciences, exited Cyient DLM and trimmed stakes in two stocks.
Cognizant India CMD Rajesh Varrier joins Federal Banks Board of Directors
A tech industry veteran,Varrier has previously served as the EVP, Head of Global Services at Infosys Americas as well as Global Head of Infosys Digital and Microsoft businesses and the CIO and Digital Officer for Aditya Birla Sun Life Insurance.
Govt raises disability pension to Rs 375, removes age limit: Who qualifies
Revised rules lower disability threshold from 80% to 40%, allowing more people to qualify for monthly assistance under the revamped scheme
Vedanta Power and Cupid among top 5 smallcap stocks that saw highest mutual fund buying in September
Five smallcap stocks saw the highest net buying by mutual funds in September, according to Motilal Oswal Financial Services. Cupid led the list, with a 337.7% month-on-month rise in value change, followed by Bharat Coking, Vedanta Power, Godawari Power and Natco Pharma.
ICICI Bank Q2 Results Preview: PAT, NII may rise up to 21% YoY; margins, deposit growth in focus
ICICI Bank is expected to report 15.8-18% year-on-year growth in net interest income and 15-21% growth in profit after tax in Q2FY27, according to brokerage estimates. Investors will track net interest margins, loan and deposit growth, operating profitability and asset quality, with margin pressure and provisioning trends remaining key monitorables.
Federal Bank posts record 1,386 crore quarterly profit, NPA hits decade low
Net Interest Income rose 26.38% year-on-year to 3,153.40 crore, outpacing advances growth of 21.66%
Gold prices at various leading jewellery outlets showed no fluctuation on October 16, 2026, staying steady compared to the previous day. Nevertheless, indicative prices for gold and silver jewellery surged according to the India Bullion and Jewellers Association.
As SBI home loan rates rise, how you can save more
Mutual funds bar fresh investments in Gold ETF FoFs. What are the rules for existing SIP investors?
Seventeen mutual fund houses have temporarily restricted fresh investments in specified gold exchange-traded fund-of-funds (FoFs), including lumpsum contributions, new SIPs and switch-ins. Existing SIPs and redemptions generally remain permitted, subject to scheme-specific conditions.
Indias IPO league table: How the largest listings opened
Jio Platforms is set to launch its IPO bidding on October 21, offering 27 crore shares without any offer for sale. The price band is set between 1,065 and 1,119 per share, targeting a total of 30,213 crore. Following recent IPOs like Hyundai and LIC, which struggled below their original prices, market sentiment is now emphasizing profitability. Analysts will closely monitor Jio's listing amid this competitive landscape.
A man from Sikar faced a penalty of Rs 3.99 lakh for under-reporting his income. The Income Tax Department initiated penalty proceedings after he filed an income tax return. However, the ITAT Jaipur found technical mistakes in the penalty notice issued by the Assessing Officer. They noted the absence of specified violation under Section 270A(9) in the penalty proceedings. Consequently, the penalty was quashed, providing full relief to the taxpayer.
Banks seek RBI relief, clarity on India's latest rupee-defence measures
Banks urge RBI to replace 20% cash deposit for hedges with flat fee; seek higher minimum deposits amid rupee volatility
Delhi property tax waiver extended to Dec 31: Claim process explained
Under SUNIYO 2.0, pay property tax for six financial years to get a 100% waiver on interest, penalties and older dues.
Fairfax proposes to contributeits interests in Digit, IIFL Capital to IDBI Bank
Fairfax CEO emphasises that combining IDBI Bank, Digit, and IIFL Capital would create an entity that is well-positioned to participate in the continued growth and success of Indian markets
ADB, Japan back AM Greens renewable ammonia plant in Kakinada
The investment includes a $100 million loan from Asias Private Infrastructure Fund 2, financed by the JICA and administered by ADB
Britannia Share Price Live Updates: Britannia's Current Market Position
Jio IPO: Reliances newest listing meets a market its 1977 investors wouldnt recognise
Jio is set to enter a competitive market with its IPO, which marks Reliance's first offering since 2006. The shift from physical share certificates to demat accounts has greatly streamlined investor experiences over the years. Investors will benefit from reforms that include blocked amounts and faster listing times. The proposed IPO will cater to a considerably larger base of individual investors than previous offerings.
Tata Consumer Share Price Live Updates: Tata Consumer's Daily Performance Update
Sun Pharma Share Price Live Updates: Sun Pharma's Price Movement Today
LTIMindtree Share Price Live Updates: LTIMindtree Stock Performance Today
ICICI Bank Share Price Live Updates: ICICI Bank's Stock Movement Analysis
