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BPCL Share Price Live Updates: BPCL's Current Market Position
Nifty 14% below its peak, but Motilal Oswal says profits are set for fastest growth in 17 quarters
Bajaj Auto Share Price Live Updates: Bajaj Auto's Positive Trend in Market
Tech Mahindra Share Price Live Updates: Tech Mahindra's Current Price Analysis
Titan Company Share Price Live Updates: Titan Company stock price drops slightly
Tata Consumer Share Price Live Updates: Tata Consumer Stock Price and Performance Metrics
Hindalco Share Price Live Updates: Hindalco Stock Details
Bajaj Finance Share Price Live Updates: Bajaj Finance Sees Minor Price Increase
UPI MDR may push costs onto consumers despite surcharge ban: IIT Bombay report
The revised fee framework for Unified Payments Interface (UPI) transactions could indirectly burden consumers through higher retail prices, even as merchants are barred from directly passing on the charges, an IIT Bombay report has warned, calling for changes to the proposed model. The report estimates that the Merchant Discount Rate (MDR) framework could generate around Rs 18,000 crore annually for payment service providers. However, it argues that businesses may incorporate the additional expense into their general selling prices to protect profit margins, potentially making even customers undertaking transactions below Rs 2,000 bear part of the cost.
Eicher Motors Share Price Live Updates: Eicher Motors' stock price rises amid market fluctuations
Sun Pharma Share Price Live Updates: Sun Pharma's Current Trading Status
Diwali Sale 2026: How to save on fridges and ACs
Online sales of big appliances are growing at 25% as the festive sales begin. With prices rising and bank offers everywhere, here is how to decide where to buy, and which card can cut your bill.
How to prepare for a market crash after retirement
Four retirees tell us how they planned for a market fall long before it came.
How IRR reveals the real impact of investment timing
The timing of investments and withdrawals can change investment returns. IRR helps measure that impact.
Repo rate hike: How to reduce your home loan burden
Extending the tenure instead of raising EMIs will push up the interest outgo on your home loan.
GST reforms: Simpler compliance, lower litigation
The latest changes proposed by the GST Council will help cut costs and ease cash flow for companies.
Sebis colour-coded Credit Risk-o-Meter for bonds
Sebi has mandated a new colour-coded Credit Risk-o-Meter for all debt securities. This tool aims to provide transparent risk assessment to investors prior to investments. It categorizes risk levels with distinct colors representing credit ratings. Additionally, issuers must comply with standardized disclosures regarding unsecured bonds. This initiative is expected to enhance investor understanding and facilitate informed decision-making in the bond market.
India vs US: How parents plan for retirement
In the US, parents tend to protect their assets for their own use in retirement, and choose to not spend it disproportionately on their childrens education or marriage. In India, there is a clear understanding that the assets accumulated by parents will be bequeathed by their children, for many of whom it is a major wealth transfer.
Visa rejection: Will travel insurance reimburse you?
Some insurers now reimburse visa fees if your application is rejected. But modest payouts, exclusions and multiple conditions can limit the covers value.
Does office critical illness cover suffice?
The distinction matters for how HR teams design the benefit. A fixed benefit CI policy addresses income replacement and non medical costs that a health insurance policy does not cover, e.g. months of lost salary and family support during recovery. An indemnity CI policy addresses treatment cost coverage for critical conditions specifically.
SIFs explained: How they differ from MFs, PMS, AIFs
Cutting through money jargon, one topic at a time. This week, Sanket Dhanorkar explains what are specialised investment funds and how they differ from other investment products.
Banks set for mixed Q2 show as NIMs weaken despite profit growth
PAT growth for the top five lenders is estimated at 7-17 per cent year-on-year, while NIMs are expected to contract across most banks
What happens when merchants pass on UPI MDR costs to customers?
An IIT Bombay study mentions two aftereffects: First, consumers who purchase goods/services for more than 2,000 pay a higher price; second, the higher selling prices percolate even to those making purchases of less than 2,000
UPI MDR framework needs rationalisation to protect public trust: Report
Proposed merchant discount rate (MDR) framework for Unified Payments Interface (UPI) transactions needs to be rationalised before implementation to protect public trust in the digital payments system, according to a report. UPI, a public digital infrastructure, has generated significant convenience for users and productivity gains for the economy, with its long-term economic benefits outweighing the incremental income that could accrue from merchant transaction fees, the report titled 'UPI at a Crossroads: Reintroducing the MDR' released by IIT Bombay said. It cautioned that public trust in UPI could be undermined if the proposed MDR framework is implemented in its present form, stressing the need to ensure that the digital payments platform does not attract negative sentiment among users. The report suggested that merchants with annual turnover of Rs 50 crore or more are mandated by law to provide UPI as a means for accepting payments. Accordingly, the remuneration for the UPI ...
Focus on actual payouts, not just claim settlement ratios: IRDAI Chairman
The Insurance Regulatory and Development Authority of India (IRDAI) is confident of curbing misseling with the help of proposed reforms
Sunil Singhania-led Abakkus MF, JioBlackRock MF file draft documents with Sebi for 6 new funds
Abakkus Mutual Fund and JioBlackRock Mutual Fund have filed draft scheme documents with Sebi for six proposed launches. The offerings include three hybrid funds, two target maturity index funds and a silver ETF.
International mutual funds top return chart last week, offer up to 11% gains. Check top 5 performers
International mutual funds topped the returns chart for the week ended October 9, with the Mirae Asset NYSE FANG+ ETF FoF leading the pack with 10.66% returns. Of 626 funds, 148 delivered positive returns, while 474 posted losses.
Around seven stocks may soon get demoted to the midcap segment from current largecap status by the Association of Mutual Funds in India (AMFI) in its Semi-Annual rejig in H1 CY27, according to a prediction by Nuvama Institutional Equities.
Quant Small Cap Fund exited ICICI Bank and five other stocks in September while trimming its holdings in six stocks, including Zydus Wellness. The fund also added six new stocks to its portfolio and increased its stake in 10 others, according to its monthly portfolio disclosure.
When do you need a tax residency certificate to claim lower tax rate under DTAA for Tax Year 2026
For Indians earning income from overseas, securing a tax residency certificate is essential to avail benefits under the Double Taxation Avoidance Agreement (DTAA). To acquire this certificate, taxpayers must complete Form 42 online via the income tax e-filing portal. This form necessitates accurate details and supporting documents to confirm residency status.
JioBlackRock Mutual Fund sees a more attractive risk-reward equation in equities after the recent market correction but cautions that a sustained recovery remains uncertain. In debt, it favours target maturity funds for investors with defined horizons, while recommending cash and money market funds for those with near-term liquidity needs.
For giving up 2,839 sq. metres of land, BBMP gives landowner TDRs which landowner sells to builder for Rs 6 crore; Income Tax Dept sends notice; ITAT Bangalore rules TDR sale attracts capital gains tax
RBI tightens forex derivatives framework to ensure orderly functioning of market
Banks required to maintain a Foreign Exchange Risk Reserve in cash with RBI; Central Bank to open a special window to meet the entire daily dollar needs of three public sector oil marketing companies
Explained: How mutual fund SIPs harness the power of compounding to build wealth
Compounding can help mutual fund investors build long-term wealth by generating returns on accumulated gains. Through regular SIP investments, even small contributions can grow significantly over time. An example of a Rs 10,000 monthly SIP over 20 years shows how starting early, staying consistent and remaining invested can boost wealth creation.
The biggest misconception about no-cost EMI is that the bank doesn't charge any interest. In a no-cost EMI, the seller readjusts the interest amount so that the sum of all the EMIs adds up to the price you would pay upfront. However, interest still exists, and interest attracts GST. So, among A, B, and C, who would end up saving the most? Find out here.
How you can use FD laddering for Rs 10 lakh investment after RBI raises repo rate
The Reserve Bank of India has raised the repo rate, which positively impacts fixed deposit interest rates. Investors should explore the FD laddering strategy for various tenures, allowing them to reinvest at higher rates as shorter deposits mature. Moreover, diversifying across different banks can boost insurance coverage. It's essential for investors to stay aware of their liquidity requirements and any shifts in interest rates when engaging in this strategy.
8th Pay Commission: Rs 18,000 to Rs 69,000 minimum pay? What pensioners body hasproposed
The 8th Pay Commission recently held meetings in Bengaluru with several pensioners' organizations for discussions. Recommendations included raising the minimum basic pay to Rs 69,000 and pension to Rs 34,470. Suggestions also proposed merging existing pay scales and updating the Aykroyd formula to meet modern needs. Moreover, the annual increment rate was recommended to increase from 3% to 6% for better employee motivation.
On October 10, 2026, banking services will be suspended due to the second Saturday of the month coinciding with Mahalaya Amavasye celebrated in Karnataka and West Bengal. Following the Reserve Bank of Indias directives, banks close on the second and fourth Saturdays. With various festivals and holidays marked in October, it's essential for customers to plan their banking transactions wisely ahead of this date.
Juspay FY26 revenue rises 30% to 664 crore; reports 90 crore net loss
The Bengaluru-based companys revenue has more than tripled from 213 crore in FY23, translating into a compound annual growth rate of around 46% per cent
RBI OMO sale fears spur bond sell-off; 10-year G-Sec hits three year high
Yield rises to 7.31 per cent as traders brace for more RBI liquidity absorption, sticky inflation and a higher rate trajectory
Life insurers first-year premium up 20.6% at 2.46 lakh cr in H1 FY26: IRDAI
The LIC continued to dominate the market, with its first-year premium increasing 19.3 per cent to 1.44 lakh crore during the six-month period
Liquidity surplus: RBI increases minimum daily maintenance of CRR
The banking system liquidity is reeling under liquidity surplus emanating from banks mobilising FCNR(B) deposits aggregating $133 billion between June 8 and August 31
Investment tourism could be GIFT Citys next big growth driver
The Latest Fixed Deposit Interest Rates: Oct 09, 2026
The Latest Fixed Deposit Interest Rates: Oct 09, 2026
Poonawalla Fincorps net profit soars five times to 375 cr in Q2FY27
Robust growth in net interest income and loans portfolio boost profit numbers
Rupee may face headwindsfroma robust US dollar, elevated import cost: RBIs MPR
Any escalation in geopolitical tensions likely to put pressure on the rupee, says report
On October 8, 2026, the Central Board of Direct Taxes introduced a revised Form 161 for taxpayers. This new form allows eligible individuals to apply for a waiver of penalty related to misreported income. Taxpayers must meet specific statutory conditions when applying for this relief through the amended form. The application process requires timely tax payments and cannot involve pending appeals.
Starting October 11, 2026, Shriram Finance Limited is set to increase interest rates on fixed deposits, enhancing returns for all depositors regardless of tenure. Senior citizens and women will benefit from even higher rates, and those renewing matured deposits can expect additional interest perks. Investors should carefully review the terms and conditions prior to making investments in fixed deposits.
ShriramFinance ups FD rates by up to 40 basis points
On October 7th, when RBIs rate setting panel raised the repo rate, Bajaj Finance increased interest rates on its FDs by 15 to 40 bps across all tenures with immediate effect
Shopping this Navratri? BOBCARD offers discounts on Swiggy, AJIO, jewellery and groceries
Axis Mutual Fund has entered the specialised investment fund category with Accelerate SIF, focusing on risk-adjusted returns and disciplined portfolio management. Nandik Mallik will lead the initiative, with equity and hybrid product launches planned soon.
RBI's longer-tenure VRRR auctions receive tepid response as banks prefer shorter maturities
RBI received bids worth 18,170 crore against the notified amount of 1.50 lakh crore in its 10-day VRRR auction on Friday
Senior citizens often invest in Senior Citizens Savings Scheme and SBI fixed deposits for income. SCSS offers an 8.2% interest per annum with quarterly payouts, beneficial for regular cash flow. In contrast, SBI's senior citizen fixed deposit provides a lower rate of 7.05% with less frequent interest payouts. An investment of Rs 7 lakh in SCSS yields higher returns compared to the SBI fixed deposit.
The rise of artificial intelligence is transforming how we analyze data and derive investment insights, yet human judgment plays an irreplaceable role in decision-making processes. Experts caution that merely processing data doesnt assure favorable investment results. Investors should evaluate which insights resonate with their financial goals and risk levels. Financial advisors must embrace technology while safeguarding skills in communication and accountability, particularly during market fluctuations.
A teacher was approved for working till 62 years age however, she was denied gratuity payment on the ground that the retirement age was 60 so she should have exercised the gratuity option at 60 and not 62 years age.
Will Railway employees get Rs 41,000 annual bonus?
Gold rates today: Gold rates increased today for 22k gold jewellery across major brands such as Tanishq and Malabar Gold.
Major banks hike loan rates after RBI move: Check if your EMIs will rise
PNB, Bank of India and Bank of Baroda among lenders that have raised repo-linked lending rates
Losing money in strange ways: Dunning-Kruger effect
Aditya Birla Renewables seeks $1.5 bn in rupee loans to buy Shell arm Solenergi, bankers say
The renewable-energy arm of Aditya Birla Group agreed in July to acquire Solenergi Power, a Shell Plc unit that includes the Sprng Energy group companies, for $1.8 billion
Ramesh Nair, MD and CEO of Mindspace REIT, explains how investors should approach REITs as part of a diversified portfolio. He discusses the importance of looking beyond distribution yields and assessing total returns, occupancy, growth prospects, balance-sheet strength and interest-rate risks. Nair also weighs the impact of AI on office demand and outlines the potential for Indias REIT market to expand.
Krasha Financial Services to launch litigation finance platform
The litigation finance business will operate separately from Krashas digital neo-financing platform, which focuses on asset-backed structured finance transactions
NRI investing in India? Wrong KYC documents can delay your investment; know what you need
Navigating the KYC process for NRIs investing in India can be complex, requiring specific documents and verification steps. From ensuring document accuracy to understanding attestation requirements, several factors can impact the smooth completion of KYC. Explore the essential documentation and common pitfalls faced by NRIs in their investment journey.
Airtel Money to debut after Londons biggest IPO in five years
Majority owner Airtel Africa Plc and Mastercard Inc. may sell an additional 27 million shares through an overallotment option after the stock debuts in London under the ticker symbol AMC
Planning a 2 lakh foreign holiday? These hidden costs can push your trip budget up by 2540%
WazirX futures trading volume surges 236% in Q3 as exchange expands AI tools
Trading volume at its September peak was about 345% above early-July levels, while the number of daily futures traders was approximately 279% higher toward the end of the quarter
Best large & mid cap funds to invest in October 2026
The 35% mandatory investments in mid cap stocks make them risky. However, they are less risky than pure mid cap schemes that invest around 65% in mid cap stocks. Also, the 35% investments in large cap investments offer them some stability. But they are riskier than pure large cap schemes. Then there is the question of the remaining 30% of the corpus.
Diamond Power Infrastructure among 3 stocks that closed above VWAP
Three Nifty 500 stocks, including Diamond Power Infrastructure, Sky Gold, and Anand Rathi Wealth, closed above their volume weighted average prices (VWAP) on October 8, according to StockEdge technical data. Closing above VWAP signals strong intraday buying interest as final traded prices exceeded the weighted average execution levels.
Punjab National Bank eyes debut dollar bond issue, bankers say
Punjab National Bank aims to raise at least $500 million through a 5-year bond issue
Nestle India Share Price Live Updates: Nestle India experiences a minor uptick in price
SBI Life Share Price Live Updates: SBI Life Sees Slight Uptick Today
Power Grid Share Price Live Updates: Power Grid Experiences High Trading Volume
IRDAI may roll out insurance commission caps as early as January
The proposed overhaul follows rising distribution expenses and comes as the regulator seeks to improve insurance affordability and expand coverage.
BPCL Share Price Live Updates: BPCL's Price Movement Today
Tata Steel Share Price Live Updates: Tata Steel's Price Movement and Returns Overview
Britannia Share Price Live Updates: Today's Performance of Britannia
IndusInd Bank Share Price Live Updates: IndusInd Bank News
Tata Motors PV Share Price Live Updates: Tata Motors PV Shows Strong Performance
Anup Bagchi set to earn 43 crore in first year as HDFC Bank CEO
Exchange filings detail the fixed pay, performance-linked compensation, stock options and benefits awaiting the incoming head of Indias largest private sector lender
UPI MDR decision likely today; industry expects deferral to January 2027
The panel comprises the Indian Banks Association (IBA), the Payments Council of India (PCI), and representatives of banks, payment service providers (PSPs) and various associations
GST Council allows small online sellers to use warehouses in other states
Small online sellers can now use e-commerce platform warehouses to register in other states, while the GST Council has clarified tax treatment for platforms and retained existing rates
Good news for employees: ITC on group health and life insurance allowed; Know how it helps employees
Now GST input tax credit to emoyers on group insurance; this can mean more life and health insurance coverage for employees; Know how it helps. The reason for this is now employer's cost of buying insurance for its employees can reduce by claiming ITC.
Debt mutual fund turn volatile on RBI repo rate hike
The bond market factoring in nearly 100 basis points of repo rate hikes, including 25 bps delivered
Rate hike unlikely to derail affordable housing demand, says PNB Housing Finance chief
Higher borrowing costs may have limited impact on low-ticket home loans; festive season and government support expected to sustain demand
Quant Mutual Funds Sandeep Tandon says the next investment edge will come from combining human judgment with AI, machine learning and alternative data. As markets become more dynamic, investors must move beyond static strategies and focus on speed, inference and decision-making.
