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Gold prices saw a dip on April 27, 2026. Leading jewellery brands like Tanishq, Kalyan Jewellers, Joyalukkas, and Malabar Gold & Diamonds reported lower rates. The India Bullion and Jewellers Association also confirmed the decline. Consumers can check updated rates for 18k, 22k, and 24k gold across major cities. This offers a potential buying opportunity for gold enthusiasts.
Indian fintech funding holds steady at $513 million in Q1 2026; deal volume halves
Total funding saw a marginal 2% increase from $503 million in Q1 2025, though it declined 9% sequentially from $562 million in Q4 2025
8th Pay Commission Delhi meetings: Key demands, timeline & expected salary hike explained
SBI Life witnesses better premium growth rate in April, says MD & CEO Amit Jhingran
While we continue to exploit all the opportunities that are available on the bancassurance side, we also see opportunities that are available in the market to strengthen our agency channel as well
Bandhan Small Cap Fund, 6 others deliver over 20% CAGR since inception. Should you bet?
Bandhan Small Cap Fund has delivered the highest CAGR since its inception on February 25, 2020. The fund generated a CAGR of 28.79% and managed AUM of Rs 20,129 crore as of March 2026.
ET Wealth Reader's Query: I am the only earning member of my family. My company has given me a bonus of Rs 2 lakh this year (after deducting TDS), which has been credited to my salary account. If I gift this amount to my wife and she puts it in a fixed deposit, will the interest earned be taxed in my hands or hers?
Silver outperforms gold, equity, and bonds over 10 years. Heres how
Over the past decade, silver has outshone gold, equities, bonds, and real estate to become the best-performing asset class, driven by strong long-term returns and favourable supply-demand dynamics.
Rising healthcare costs necessitate enhanced coverage beyond base policies. Super top-up plans offer this crucial protection, acting as an add-on to existing insurance. A detailed comparison of plans from Care, HDFC Ergo, Aditya Birla, ICICI Lombard, and Niva Bupa helps policyholders choose the best fit for their needs and budget.
Staying late at work? Heres what Indias new labour laws say about overtime pay
Flipkart, Axis Bank and PayU launch biometric card payments, ditching OTPs
The feature is currently live for Axis Bank cardholders on supporting Android and iOS devices
Holding 15 mutual funds? Heres how to cut overlap and reach Rs 2 crore goal
Investors often over-diversify with too many mutual funds, leading to duplication and management issues. A viewer's portfolio of 15 funds was analyzed, revealing significant overlap. Experts recommend reducing to 5-6 high-quality schemes aligned with goals and risk, while also addressing the corpus shortfall.
New Income Tax Rules, 2026, effective April 1, 2026, mandate PAN for several high-value transactions. Form 97 replaces Form 60, but its use is significantly reduced. Transactions like purchasing motor vehicles over Rs 5 lakh, opening demat accounts, and investing in mutual funds above Rs 50,000 now require a PAN.
Credit cards for NRIs and H-1B workers: Check features, fees, documents required and benefits
Non-resident Indians can now get credit cards in India. These cards offer benefits for spending both in India and abroad. Several banks like ICICI, IDFC FIRST, Kotak, and Axis Bank provide options. Features include reward points, lounge access, and waivers on fuel and foreign transactions. Applicants need to provide specific documents for approval.
SEBI bars Ashok Maheshwari, 7 others in front-running case
Orders 1.29 crore unlawful gains to be disgorged along with total penalties of 1.52 crore
When will your mutual fund investment become 4x? This rule has the answer
Rule 144 is simply 2 Rule 72. Just as Rule 72 estimates doubling time, Rule 144 estimates quadrupling time.
Stop loan fraud in your name: Credit freeze can protect your money and score
Fund finance market reaches $1 trillion driven by private credit, Moody's says
Private credit funds have also become key players both as borrower and lender in net asset value (NAV) loans, which are backed by a fund's underlying investments, Moody's noted
Tax saving investments in India: 7 things you need to know
The Reserve Bank of India has set the premature redemption price for Sovereign Gold Bond SGB 2020-21 Series-I. Investors can redeem these bonds from April 28, 2026. The redemption price is fixed at Rs 15,124 per unit. This offers investors a substantial return of nearly 230% on their initial investment, excluding interest.
International funds have delivered up to 50% returns in one year, supported by a global tech rally, rupee depreciation, and strong earnings. But with fresh subscriptions halted due to RBIs overseas investment limits, experts say investors should stay invested, rebalance if allocation has risen sharply, and avoid chasing short-term returns.
Can you apply for credit card without income proof?
While income proof is often perceived as mandatory for credit cards in India, it's not always the case. Banks consider various factors beyond salary, including credit score and repayment history. Secured credit cards against fixed deposits offer an accessible route for those without traditional income proof, enabling them to build a credit profile.
Can you be forced to work on holidays? New labour law rules explained
Bosses often pressure employees to work on off-days for targets, but Indian labour laws protect your right to rest. Employees generally cannot be forced to work on Sundays or public holidays without consent or compensation. Documenting such requests is crucial for enforcing your rights and seeking compensation.
RBI sets 6-month deadline to classify wilful defaulters after NPA tag
The amended guidelines, effective from April 1, 2027, aim to strengthen credit discipline and accountability
Nippon Life India AMC net up 29% on higher income
The fund house has announced a dividend of 12.50 per equity shares
Credit card issuers can report accounts as past due only after three days of non-payment: RBI
A past due loan is a debt such as an EMI or mortgage, that has not been paid by its scheduled due date, which is usually 15-25 days after the credit card spend statement is generate
City Union Bank reports 25% profit rise in Q4FY26, approves bonus issue
Net profit for the fiscal year 2026 (FY26) was Rs 1326 crore, an 18% jump compared to Rs 1124 crore in FY25. At Rs 2,830 crore, net interest income registered a 22% jump
Punjab & Sind Bank reported 30% rise in net profit for FY26 to 1,322 cr
Bank board has recommended final dividend of 3.90% or 39 paise per equity share of 10 each for FY26
RBI to introduce ECL provisioning framework for banks and FIs from April 1, 2027
ECL approach requires pro-active provisioning rather than waiting for an asset to turn non-performing.
Piramal Finance reports surge in quarterly profit amid strong growth, one-off gains
The non-banking finance companys PAT also grew 25% sequentially from 401 crore in the December quarter, underscoring steady operational momentum
Karur Vysya Bank opens new branch in Thirupuvanam, expands Tamil Nadu presence
Strategically located near key agricultural and industrial hubs, the branch is expected to improve access to banking services and contribute to regional economic growth
AU Small Finance Bank posts 65% jump in Q4 profit; files for universal bank licence
Net interest income for the March quarter grew 23 per cent year-on-year to 2,582 crore, while net interest margin expanded 24 basis points sequentially to 5.96 per cent
Tamilnad Mercantile Bank Q4 PAT rises 28%, dividend declared
At 61,712 Cr, deposits grew 15 per cent YoY in FY26, and at 53,379 Cr, advances saw a robust 20 per cent YoY growth
Nippon India MF posts 29% profit jump in Q4 FY26, AUM crosses 7.73 trillion
The company declared a total dividend of 21.50 per share for FY26, distributing approximately 91.5% of standalone earnings to shareholders
Acko plans $250 mn IPO, taps confidential route
Acko is aiming for a valuation of $22.5 billion (around 18,80023,500 crore)
Health insurance coverage has grown significantly in India. However, patients continue to pay most hospitalisation bills themselves. Rural patients spent about 95% of costs from their own pockets. Urban patients also paid a large portion. Hospitalisation costs have nearly doubled. The number of hospitalisations per 1,000 people remains steady.
RBI finalises expected credit loss rules, to be implemented from April 1, 2027
. Assets will be classified into three stages depending on risk levels, with provisions ranging from 12-month to lifetime expected losses.
Karur Vysya Bank inaugurates new divisional office in Tiruppur
Karur Vysya Bank currently operates a robust network of 37 branches across the Tiruppur region
Monarch Networth Capitals debut PMS hits 100 crore, beats benchmark by 15 percentage points
Monarch Networth Capital has now set a target of reaching 500 crore in PMS assets under management within the next two months
Gold prices edged up on April 27, 2026, across major Indian jewellers. Geopolitical factors like US-Iran tensions and a strong US dollar influenced the yellow metal's rates. Treasury yields also played a role in the price movement. Analysts suggest gold may remain rangebound without a significant geopolitical development. Jewellery brands like Tanishq and Kalyan Jewellers reported slight price adjustments.
Global gold demand as ETF inflows and bar and coin buying surged, shifting consumption away from jewellery. Rising prices curbed discretionary purchases, while investment demand strengthened globally and in India amid geopolitical uncertainty, diversification needs, and sustained central bank accumulation.
Loan recovery delays, legal hurdles slowing banking system: CII report
The report flags slow resolution of bad loans and procedural bottlenecks as key challenges, calling for stricter timelines and stronger institutional capacity to support the sector
EY, FICCI urge govt to reduce GST rate to 9% on hotel rooms priced above Rs 7,500 per night
A joint report by EY and FICCI suggests lowering the GST on luxury hotel rooms to 9%. This move aims to make India a more competitive tourist destination. The report highlights that current taxes and costs make India appear expensive compared to countries like Thailand. Reducing the tax could attract more international visitors and boost the tourism sector.
Kochi to host bank pensioners and retirees confederation meet on April 28 and 29
The Confederation leaders said at a press meet that the banking sector remains the only sector where the pension scheme introduced 30 years ago has not undergone any revision
Despite a challenging FY26, marked by volatility and weak benchmark returns, eleven mutual funds across categories consistently outperformed, delivering superior risk-adjusted returns and showcasing resilience through changing market conditions and trends.
Tata AIA rolls out unit-linked plan combining critical illness cover with investment growth
The plan allows policyholders to build a dedicated health fund over time while earning market-linked returns
SBI Card Q4 profit up 14% to 609 cr
Total income improved to 5,187 crore from 4,832 crore in the year-ago period
Federation of National Postal Organisations's (FNPO) memorandum included issues related to postal assistants, sorting assistants, postmen, mail guards, civil wing, admin offices, accounts, marketing executives, systems administrators, development officers (PLI), among others. Here are the key demands of FNPO from the 8th Pay Commission.
Visa appoints Suresh Sethi as group country manager for India and South Asia
Visa has appointed Suresh Sethi as its new Group Country Manager for India and South Asia. Sethi will oversee Visa's strategy and operations across six countries. He previously led Protean e-Gov Technologies Ltd. Sethi's appointment marks a significant leadership change for Visa in the region. He will be based in Mumbai and report to Stephen Karpin.
MobiKwik gets RBI nod for NBFC license
The license will allow MobiKwik to launch a lending arm, Mobikwik Financial Services, expanding its regulated credit offering.
Can long-term contract work lead to permanent employment? Know the rules
Contract workers often seek permanent jobs after long service. Indian courts examine if contractor arrangements are genuine or a ploy to avoid obligations. Key factors include control, hiring, and payment. While continuity of workers under different contractors can raise questions, it is not always decisive. Legal outcomes vary based on the specific facts of each case.
NSC interest rate 2026: Has the government changed rates for AprilJune? Check latest update
NFO Alert: Tata Mutual Fund announces launch of Titanium Equity LongShort Fund
Tata Mutual Fund has launched the Titanium Equity Long-Short Fund under its Titanium SIF platform, offering a dynamic long-short equity strategy with net exposure ranging from -25% to 100%. Aimed at high-risk investors, the NFO is open until May 11.
Hyderabad gold rate today 24k, 22k, 18k: As per the latest trends in the city, the price of 24 karat gold was between Rs 15,443-15,906 per gram levels while 22 karat gold was largely priced between Rs 14,155 to Rs 14,643 per gram.
FDs or debt funds: Where should you park surplus money in a high interest rate phase?
Investors are reassessing investment choices due to rising fixed deposit rates and market fluctuations. Experts advise maintaining a long-term equity strategy for aggressive investors, even with short-term volatility. The decision between FDs and debt funds depends on liquidity needs and tax brackets. Diversification within equity portfolios is also recommended for wealth creation.
Pre IPO investing explained: Ways to buy unlisted shares and key risks
RBI to auction 14,500 crore state government securities on April 28
The auction will be conducted electronically through the RBIs Core Banking Solution, E-Kuber
Clearing Corporation revamps trade reporting system, including offshore rupee
The revamp is aimed at reporting more details of trades and to create a more uniform format aligned with standards used elsewhere
Update PF KYC online: A step-by-step guide to avoid PF claim rejection
MF Tracker: Bank of India Small Cap Fund tops 5-year returns. Should you chase the winner?
Bank of India Small Cap Fund leads five-year returns with a 30.83% CAGR. The fund shows strong performance across various periods, driven by disciplined stock selection and focus on business fundamentals. Experts highlight sector exposure and India's growth themes. However, concerns about current valuations and sustainability of high returns exist. Investors should consider risk tolerance and long-term goals before investing.
Bitcoin reaches 12-week high on Iran deal optimism
The original cryptocurrency was up as much as 1.6% to $79,488, its highest level since Jan. 31, the last time it was above $80,000
Best gilt mutual funds to invest in April 2026
Gilt funds are being recommended to aggressive debt investors for potential double-digit returns during anticipated RBI interest rate cuts. These funds invest in government securities, offering no credit risk but high sensitivity to interest rate changes. Investors should have a long-term horizon and be informed about economic cycles to benefit from these volatile, yet potentially rewarding, schemes.
Regulatory action against Payments Bank unlikely to have any impact on Paytm: Bernstein
Bernstein maintains 'Outperform' rating with 1,500 price target
Has Sukanya Samriddhi Account interest rate revised for this quarter (April-June 2026)?
Sukanya Samriddhi Account interest rate: The Sukanya Samriddhi Account (SSA) currently offers an 8.2% annual interest rate, compounded annually, with revisions occurring quarterly. This government-backed scheme allows parents to invest for their daughter's long-term financial future, with contributions required for 15 years and a maturity term of 21 years.
Airline loses bag with sacred items; Indian passenger to get Rs 1.19 lakh compensation
An Indian airline has been ordered to pay Rs 1.19 lakh to passengers for losing checked-in baggage containing sacred items and costly clothes. The Jammu and Kashmir consumer commission awarded Rs 89,000 in compensation for the lost items, plus Rs 20,000 for mental agony and Rs 10,000 for litigation fees.
CapEx vs OpEx: Key differences explained
If you are confused by personal finance terms, jargon and calculations, heres a series to simplify and deconstruct these for you. In the 100th part of this series, Riju Mehta explains the difference between these two types of business expenses.
India boosts LPG output amid gas shortage
India is ramping up LPG production and securing alternative imports as the Iran conflict disrupts supplies and deepens a nationwide cooking gas shortage.
Asset classes: Gold leads in 2026 turbulence
Welcome to TrendMap, your quick guide to the performance of different investment segments. In this edition, we present a 10-year performance tracker of various asset classes. By Sameer Bhardwaj.
Intl travel insurance: Focus on coverage, not cost
Medical coverage, duration and geography, add-ons, and claims experience are some aspects one must keep in mind before selecting the international travel insurance provider. Selecting a policy from India is less about finding the cheapest option and more about finding the right balance between cost and meaningful coverage.
Inherited wealth: Dont let urges threaten security
The primary rule to follow is: do not make rash and immediate decisions. Take time to consider what you have inherited and how to use it in a way that enriches your life. By all means, include your family in your decisionmaking process. But do not allow them to influence your decisions against your own best interests.
Why AIF alpha may not translate into real returns
Alternative Investment Funds have delivered an average alpha of 9% over the Sensex, but most of that exists only in valuations, not in cash returned to investors. Heres what to look out for before you commit a crore.
What ails passive funds growth despite rising AUM?
When you invest in a passive fund, you are giving up the chances of getting the alpha, i.e. outperformance of your fund over the benchmark. An active fund can generate alpha even after expenses. But in a passive fund, you are protecting yourself against underperformance.
How insurance dark patterns can raise your premium
Deloitte Indias Aakash Sharma & Suchintan Chatterjee talk to Yasmin Hussain on insurance dark patterns.
Check mutual fund consistency before you invest
Steady performance signals a resilient approach geared for long-term wealth creation.
Correct EPS errors now to avoid PF claim issues
If you spot discrepancies in your EPS contributions, take immediate corrective measures or face rejection in EPF withdrawal or transfer claims later.
Child enrichment can cost Rs 1 L/year: How to budget
From phonics to piano, music to drama, activity classes for pre-schoolers are growing fastand so is the cost of raising a well-rounded child.
Paytm Payments Bank license revocation: Fate of 66K BCs in a limbo
RBI cited the Banks non-compliance with various Banking Regulation Act provisions for its action
MF industry assets growth flat in March quarter as market turns volatile
Of the top 20 fund houses, as many as 11 recorded a quarter-on-quarter decline in assets under management (AUM) in March, reflecting the broader market downturn
Gold prices held steady on Sunday, April 26, 2026, across major Indian jewellers like Tanishq and Kalyan. While IBJA did not update weekend rates, leading brands maintained Saturday's prices. Consumers can check 18k, 22k, and 24k gold rates for specific brands, with Tanishq offering 22k at Rs 14,160 per gram.
Planning a 10-year SIP? These 5 funds offer up to 23% returns
Investors seeking robust SIP returns have found success in five equity mutual funds, delivering over 123% annualized gains over a decade. Quant Small Cap Fund led the pack with an impressive 22.5% return. Nippon India Small Cap and Growth Mid Cap funds also showcased strong performance, alongside Quant ELSS Tax Saver and Edelweiss Mid Cap Fund.
New fund offer: 2 SIFs to open for subscription on April 27. Check key details
The two SIFs will follow different equity-oriented strategies, one an equity long-short fund and the other a sector rotation long-short fund.
Equity mutual funds slide up to 7% in a week; tech funds lead losses
Around 11 technology-focused funds, including HDFC Technology Fund, Tata Digital India Fund, and ICICI Prudential Technology Fund, fell 3.14% to 7.17% last week.
Infosys among top 5 stocks held by most mutual funds. Check details
Here are the top five stocks held by the highest number of mutual fund schemes as of April 17, 2026
Family pension denied to daughter over divorce timing; Tripura High Court ruling explained
A daughter has been denied her father's family pension by the Tripura High Court. She divorced her husband after her father's passing. The court ruled that eligibility for family pension must exist at the time of the pensioner's death. Her divorce was finalized in 2021, after her father died in 2018.
Axis Finance raises 750 cr from Kedaara Capital via a preferential issuance
AFLs assets under finance, comprising retail, wholesale, MSME and treasury, rose 22% year-on-year (yoy) to 47,692 crore as at March-end 2026
Axis Bank reports marginal decline in Q4FY26 standalone net profit at 7,071 cr
In FY26, net profit was down 7 per cent y-o-y at Rs 24,457 crore (Rs 26,373 crore in FY25)
RBL Banks Q4FY26 standalone net profit soars 233% to 230 cr
In FY26, the private sector lender reported a 18 per cent increase in net profit at 822 crore (695 crore
RBI approves reappointment of B Ramesh Babu as MD & CEO of Karur Vysya Bank for third term
RBL Bank's quarterly profit jumps on solid loan growth
The bank posted a standalone net profit of 230 crore ($24.41 million) for the quarter ended March 31, compared with 68.7 crore a year earlier
