The Hindu Businessline

The move is expected to provide banks greater headroom in maintaining regulatory capital ratios

The correction can also affect portfolio allocation and market sentiment, says the study

The banking system is very resilient, it is verysafe, strong, says Sanjay Malhotra

The rupee faces continued headwinds from a relatively strong dollar

The repo rate was last cut in December 2025 by 25 basis points, from 5.50 per cent. In June 2025, the monetary policy stance changed from accommodative to neutral.

Addressing the media, in a post-monetary policy conference, Malhotra said the Indian economy is very strong, resilient and robust

Announcing the first bi-monthly monetary policy for the current fiscal, RBI Governor Sanjay Malhotra proposed to remove the condition regarding NPA provisioning for inclusion of quarterly profits in CRAR computation

His exit comes amid rapid growth in Indias electronic payments ecosystem, driven by strong consumer adoption and government-backed infrastructure

The company plans to scale its artificial intelligence (AI) capabilities to drive sharper risk assessment, improve credit penetration, and enable more personalised financial offerings across customer segments

Governor Sanjay Malhotra said the economy continues to be on a sound footing even as he cautioned that muted global growth due to the West Asia war would impact external demand and remittances.

Policy stance to continue at neutral in the wake of risks to inflation and growth arising out of supply chain disruptions from West Asia war

The measures aim to facilitate better utilisation of the Bank Boards time, after a comprehensive review of all extant instructions

The Reserve Bank of Indias (RBI) Monetary Policy Committee (MPC) is set to announce the decisions taken in its first meeting of the financial year 2026-27 on Wednesday at 10:00 am.

The court found that most charges meet the reciprocity requirement under Belgian law, while excluding one count not punishable in Belgium

bob SAMVAD leverages AI-driven speech and language technologies to enable real-time, two-way communication across 22 languages

However, this move does not meet BCs primary request for reducing the security deposit requirement upfront

IRDAI has constituted a sub-committee of the Insurance Advisory Committee for the same

Heres everything you need to know about Wednesdays MPC announcements

The report stated that the current inflation projection is 4.1% for April-September 2026 but noted it will be revised upward, and the guidance for October-March may be issued

Banks are anticipated to report steady Q4 due to strong loan and deposit growth, improved profitability, and controlled slippages

At present, there is no classification among business correspondents, while the commissions they get paid vary from bank to bank

Tonse takes over the reins from Prashant Kumar who demitted office as MD & CEO on April 5

The Kolkata-based lender reported 11% rise in total deposits at 3.27 lakh crore; low-cost CASA deposits improved to 38.48%

It has been unable to shake consistent downward pressure since a selloff in October, leaving it down about 45% from its peak above $126,000 that month

Investors had long pushed for states to align their borrowing disclosures with the central government

According to experts, the MPC members will take into account the continuing geopolitical tensions in West Asia, volatility in commodity prices and sharp currency movement hitting the value of the domestic currency

The onboarded network includes Independent Financial Advisors, Registered Investment Advisors, Mutual Fund Distributors and Chartered Accountants

Bankers attributed the surge in hedging costs to importers rushing to cover dollar payments after the RBI-triggered rupee rally

While profitability is set to improve on the back of higher fee income and lower credit costs, growth may moderate amid inflationary pressures

The focus is likely to be on calming financial markets, with assurances of readiness to support the weakening rupee and inject liquidity to keep bond yields in check, economists and traders said

Deposits grew 14% to 3.50 lakh crore, pushing total business up 18% to 6.42 lakh crore.

Lenders seek four-quarter window to absorb mark-to-market losses on investments

Analysts and industry players underscore varied borrowing attitudes, structural factors and policy tailwinds as factors contributing to increased lending

Total deposits stood at 4,00,178 crore as of March 31, 2026, down 2.6 per cent year-on-year from 4,10,862 crore, reflecting moderation in liability growth amid a competitive environment.

Total deposits increased 11.05% year-on-year to 25,850 crore as of March 31, 2026, indicating continued customer accretion and improved deposit mobilisation across segments

The CASA ratio stood at 24% during the quarter under review compared to 21.8% in the year-ago period

IIFCL has an exposure of 3,000 crore across nine InvITs as of March 31, 2026

The report noted that the war has plunged the entire world into chaos, with disruptions in global energy markets emerging as a key concern

Public sector banks also showed steady momentum, with Bank of Baroda crossing the 30 lakh crore global business milestone, while Punjab National Bank and Union Bank of India recorded moderate growth in deposits and advances

Loan growth for IDBI Bank stands at 16%, Kotak Mahindra Bank at 16.2% and AU Small Finance Bank at 25.1%

Total deposits rise 10% on-year to 1,66,344 crore in Q4 FY26

However, the quarter was overshadowed by governance concerns after the abrupt resignation of part-time chairman Atanu Chakraborty, who stepped down mid-term citing ethical issues.

The public sector bank clocked a 12% yoy growth in global deposits and a 16.23% yoy growth in global advances in the fourth quarter (Q4FY26) ended March 31, 2026

The BIS strategy will involve issuing securities in specific benchmark tenor buckets as per the pre-announced calendar

We aspire to be amongst the top three (UL-NBFCs), which we used to be. So, we intend to go back there, says Chief Banga

From a scale perspective, the insurance broker serves over 1000 clients across sectors in the country, supported by a team of 241 associates, with plans to scale this to around 380 as it continues to grow

The Latest Fixed Deposit Interest Rates: Apr 03, 2026

The Latest Home Loan Interest Rates: Apr 03, 2026

The union alleged the move was arbitrary, ignored existing policies, and impacted employee morale, including concerns over transfers close to retirement and lack of consideration for personal circumstances

Digitalisation and retail credit penetration remain key long-term drivers, broadening the investment universe beyond traditional banking