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Personal Finance / The Hindu Businessline

Banks need T20 energy and Test resilience, says RBI Deputy Governor

Speaking at a Standard Chartered Bank event, he stressed that governance and risk management must be central to strategy, not back-office tasks

1 Dec 2025 10:03 pm
Government says no PSU bank mergers under consideration

Minister of State for Finance Pankaj Chaudhary added that the strategic disinvestment of IDBI Bank will proceed as approved by the CCEA, with 60.72 per cent equity on offer from the Centre and LIC

1 Dec 2025 9:28 pm
RBI appoints Usha Janakiraman as Executive Director

Prior to being promoted as ED, Janakiraman was serving as Chief General Manager-in-Charge, Department of Regulation

1 Dec 2025 8:39 pm
RBI receives highest complaints against private banks in FY25, annual ombudsman report shows

Overall, under the RB-IOS, 13.34 lakh complaints were received in FY25 versus 11.75 lakh in previous fiscal.

1 Dec 2025 8:33 pm
UPI transaction volumes rise 32% on-year to 20.47 billion in November: NPCI

On an average, 682 million UPI transactions amounting to 87,721 crore were registered daily during November

1 Dec 2025 7:06 pm
AU Small Finance Bank appoints Ranbir Kapoor, Rashmika Mandanna as brand ambassadors

The bank said the partnership will strengthen its efforts to build a preferred national brand across metros, urban centres, and deeper Bharat markets

1 Dec 2025 3:20 pm
ICICI Prudential Life posts 99.33% claim settlement ratio in H1FY26

The insurer achieved an average turnaround time of 1.1 days for non-investigated claims;The company settled death claims worth 893.38 crore in the first half of FY26

1 Dec 2025 2:28 pm
Liquidity injections of about 2 lakh crore needed over FY26 to help banks: Emkay Global

Referring to the need for additional primary liquidity injections, EGFSL said that while markets debate the need and timing of another rate cut, this much-needed liquidity boost would be far more efficacious

1 Dec 2025 10:02 am
Bitcoin plunges below $87,000 in risk-off start to December

Bitcoin slid as much as 5.1% to below $87,000 in early Asia trading, while Ether dropped more than 6% to below $2,900, according to data compiled by Bloomberg

1 Dec 2025 9:44 am
Close call but RBI MPC could cut repo by 25 bps, economists say

The single digit nominal GDP growth continues to signal tepid underlying activity; despite the high real GDP growth, the bank retains its expectations of 25 bps repo cut on account of inflation trajectory being benign

30 Nov 2025 8:25 pm
30 Nov 2025 3:41 pm
SBI Chairman sees double-digit corporate loan growth in FY26, 7 lakh cr credit in pipeline

The bank may not need equity capital to drive credit growth and maintain a capital adequacy ratio of 15 per cent over 5-6 years, he said.

30 Nov 2025 12:44 pm
Govt, ADB sign loan pacts worth $800 mn for projects across Maharashtra, Madhya Pradesh and Gujarat

Assam gets $1-million technical assistance grant for its fisheries project

29 Nov 2025 7:21 pm
Niva Bupa Health Insurance launches digital learning programme for upskilling advisor community

The entirely virtual training curriculum will focus on market potential, product mastery, claims mastery and digital business growth

28 Nov 2025 9:20 pm
Ease of doing biz: RBI consolidates 9K+ circulars, issues 244 Master Directions for Regulated Entities

Massive consolidation aims to cut compliance burden and improve regulatory clarity

28 Nov 2025 9:02 pm
Bandhan Bank looks to complete process of selling 7,000-crore bad assets to ARCs in third quarter

Banks board approves proposal for sale of identified non-performing assets and written-off portfolios, through bidding process, to asset reconstruction companies or permitted transferees

28 Nov 2025 8:22 pm
Banks must not force customers to opt for online banking channel: RBI

Banks shall also obtain explicit consent from the customer for providing digital banking services which may be duly recorded

28 Nov 2025 8:11 pm
Just a month in, Equitas Finance Head Manish Agrawal quits

Agrawal, who joined the bank on November 5 as a senior leadership hire, cited personal reasons for stepping down with immediate effect, according to a letter addressed to the banks Chief People Officer filed in the exchanges

28 Nov 2025 8:01 pm
Microfinance can drive macro progress', says RBI Deputy Governor Swaminathan J

When microfinance is delivered responsibly, ... it turns access into livelihoods, borrowers into business owners, and informal activity into measurable economic output, noted Swaminathan

28 Nov 2025 1:59 pm
Bandhan Bank to sell off NPAs, written-off portfolios worth nearly 7,000 crore

The bank will adopt the Swiss Challenge method for sale of its NPA portfolio with a principal outstanding amounting to 3,212.17 crore

28 Nov 2025 8:32 am
NPCI arm targets 1 billion monthly transactions over 3-4 years

Currently, the company handles 260 million transactions a month

27 Nov 2025 9:47 pm
Tamilnad Mercantile Bank launches loan origination system to speed up loan processing

It will integrate automated checks, digital workflows, appraisal uniformity and internal connectivity, enabling TMB to process and approve loans more efficiently by reducing its Turn Around Time (TAT)

27 Nov 2025 9:12 pm
Indian banking industry poised for a stronger performance in the second half of FY26: CareEdge Ratings

CareEdge Rating expects Banking credit to grow at 11.5%12.5% year-on-year in FY26

27 Nov 2025 8:51 pm
UGRO Capitals AUM could rise to over 16,000 crore in FY26: Founder & MD Shachindra Nath

UGRO Capital aspires to lower off-book loan share to 25-30%

27 Nov 2025 6:36 pm
Godrej Capitals women-focused loan initiative Aarohi crosses 1,000 crore mark

Godrej Housing Finance contributed 56 per cent of total bookings, with over 600 crore from Prime Home Loans, while Godrej Finance accounted for 44 per cent, supported by over 220 crore from Prime LAP

27 Nov 2025 4:05 pm
Individual NBP in life insurance may grow 9% in FY26: ICRA

NBP for life insurance sector expected to grow to 1.8 lakh crore in FY26

27 Nov 2025 3:37 pm
SBI conducts Digital Life Certificate camp in Bengalurus St Mark's Road

The DLC system eliminates the need for pensioners to physically visit branches or certification authorities, offering significant relief to senior citizens, especially the aged

27 Nov 2025 8:46 am
Canara Bank raises 3,500 cr in AT1 bonds to strengthen capital base

The issue is scheduled on Friday, the 28th of November, 2025 on the Electronic Bidding platform of NSE

27 Nov 2025 8:38 am
Motilal Oswal Alternates enters private credit with 3,000 cr fund

The fund expects to generate returns through a combination of regular fixed contracted yields and returns linked to equity performance

27 Nov 2025 6:00 am
CAG sets up Centre of Excellence for Financial Audit in Hyderabad

CoEFA to support auditors, audit institutions and other stakeholders in developing the skills, tools and knowledge required to navigate the increasingly dynamic financial governance environment

26 Nov 2025 9:38 pm
Insurance company or broker may need to pay penalty, compensation for mental harassment of policy holder

The insurance ombudsman will register every complaint within one working day

26 Nov 2025 8:01 pm
Stablecoins emerge as key players in global payment systems

More incumbents are likely to follow suit to capture the stablecoin opportunity in cross-border payments, reserve and Treasury management: Experts

26 Nov 2025 4:22 pm
Fintech tops funding charts in Karnataka despite 40% drop in tech investments: Report

Karnatakas fintech sector records $841 million in funding for the first nine months of 2025, an increase of 38% from $608 million in the corresponding period last year

26 Nov 2025 3:49 pm
ESAF Small Finance Bank secure ESG Rating of 75.4 from CareEdge

The upgraded score marks a significant improvement from last years 68.1

26 Nov 2025 3:46 pm
World Bank approves funding for 2 projects in Punjab, Maharashtra

The projects will benefit more than 6 million people by using innovative digital solutions to improve the quality of education in Punjab state and boost incomes for small and marginal farmers in Maharashtra

26 Nov 2025 2:16 pm
RBI grants post facto approval to FPI 1729 Capital for acquisition of 7.14% stake in Suryoday SFB

Post facto approval means granting go ahead after an action has already been taken

25 Nov 2025 10:03 pm
25 Nov 2025 9:11 pm
Corporate bond issuances marginally higher at 4.7 lakh cr in H1FY26

Corporate bond issuances increased to 74,000 crore in September 2025, compared to 43,000 crore in August 2025

25 Nov 2025 8:36 pm
7 Public Sector Banks get new EDs

The Financial Services Institutions Bureau had, in August 2025, recommended 11 candidates, including the aforementioned ones, for appointment as EDs, subject to to availability of vacancies in the Panel Year 2025-26

25 Nov 2025 8:07 pm
Federal Card Services eyes expanding India biz

FCS plans to issue 2 million cards from its Pune facility next year, of which 10% would be catered towards domestic market and rest for the international market

25 Nov 2025 6:40 pm
Prabhat Kiran takes charge as Executive Director of Bank of Maharashtra

He is expected to play a pivotal role in driving the banks growth, modernisation and customer-service excellence

25 Nov 2025 5:53 pm
Canara Bank appoints former PNB CGM Sunil Kumar Chugh as ED

During his tenure at PNB, Chugh was instrumental in steering multiple transformational initiatives, making significant contributions to the banks digital, retail, and corporate banking strategies

25 Nov 2025 9:22 am
As data centre projects scale, bank credit to the sector on a rise

The growing need for debt is necessitated by huge capex costs for these DC projects

25 Nov 2025 6:30 am