The Hindu Businessline

Leverage Bets: Five-year deposits dominate; Average leverage is 9 times

This comes in the backdrop of the banking system being awash with liquidity

IRDAI also cautioned against making payments or sharing banking and financial credentialsor other confidential information

Planning to open over 10 branches in small towns in TN under this segment

The Latest Fixed Deposit Interest Rates: Sep 04, 2026

The Latest Home Loan Interest Rates: Sep 04, 2026

Offers zero foreign exchange markup, airport privileges, and rewards on both travel and everyday spending

In Q1FY27, the company recorded GWP of 518 crore in the State and covered 5.3 lakh+ lives, with over 99% of its portfolio comprising retail health

Kotak Mahindra Bank and Fino Payments Bank are reportedly at the advanced stage of appointment process

The recent unexpected exits of CEOs from two of the largest private sector banks, HDFC and Kotak Mahindra Bank is set to test that confidence, even as those lenders boast of strong balance sheets, with bad loans near multi-year lows and capital levels robust, analysts say.

All-India Bank Officers Association (AIBOA) alleges valuation mismatches, inadequate transparency, and possible implications for minority shareholders in proposed deal

Tokenised bonds are securities whose ownership, issuance, trading and settlement are recorded digitally on a blockchain or distributed ledger

Higher borrowing costs are adding to affordability pressures for US households, while recent inflation data could influence the Federal Reserves September decision.

The deployment moves Hyderabad-based Viyona Fintechs UPI technology beyond development and certification into a live banking environment.

Now, the central bank is weighing how best to sterilise this liquidity.

INR opened 67 paise stronger at 94.30 per USD, and closed at 94.48 per USD, up 49 paise over the previous close of 94.97

The findings followed an examination of meeting minutes and email exchanges involving the Trustees Association of India and other trusteeship companies

PayPal is targeting $400 million in cost savings by year-end and at least $1.5 billion over the next two to three years

Lenders need rigorous stress testing, early-warning systems and dynamic provisioning, while AI and machine learning tools should be used more to detect early signs of borrower stress, he said

The company has now repaid all outstanding debt to 9 of the 14 consortium banks, with every repayment completed ahead of the scheduled due dates

Investors offered bonds worth just 10% of the amount New Delhi sought to repurchase, with traders attributing the weak response to ample banking liquidity.

Foreign ministry cited political grounds as the reason to stall the proposal, sources said, adding that there was no clear path to clearing the hurdles that stand in its way.

The proposed financing comes as Indian banks compete for large corporate deals following a regulatory shift allowing acquisition funding.

Bank liquidity surplus touches 9.7 lakh crore ($102.67 billion) as of September 3

PIR creates trusted, interoperable infrastructure to make insurance ecosystem more efficient, say insurers

The bank's shareholding in ICICI Life stands at approximately 52.8%

According to RBI data, the inflows through the special foreign currency non-resident bank (FCNR-B) deposit have crossed the century mark, according to the Reserve Bank of India

This influx, driven by attractive interest rates of 6-7.5% and significant leverage incentives for non-resident Indians, occurred through the Reserve Bank of Indias concessional swap facility

The benchmark had last crossed 7% per cent in May 2026, subsequently touching around 7.13% per cent

Report flags rising share of repeat customers as key risk for gold loan sector

Tatsuya Fujimoto brings extensive experience across Japan and overseas markets, including the US, Malaysia and India, to the insurance company

Stronger borrower selection, higher recoveries andstable non-microfinanceportfolios expected tosupport asset quality.

The fundraising strengthens the NBFCs access to international capital markets while diversifying its funding sources across domestic and global pools

During the session, it moderated between 700 and 705.65, compared with the previous close of 711.90.

CEO Sashidar Jagdishan resisted some of the changes proposed by the Chair Rajiv Kumar, say people familiar with the matter

The dollar inflow has pushed up the RBIs reserves to a record high of $729.3 billion

From creating new buyers to changing bond auctions, Washington has repeatedly adapted its financing tools when conventional funding methods faced pressure

The US bond market is facing mounting pressure as investors demand higher returns amid concerns over fiscal risks and inflation

The lenders overseas branches and subsidiaries have extended loans against the deposits, while guarantees have also been issued to other banks

The global economic outlook and Indias growth trajectory figure in talks between the two

The registry is proposed to address information and interoperability gaps by providing a consistent and authoritative view of insurance records, while allowing relevant information to remain with the respective source institutions

To absorb this surplus, the RBI on Tuesday conducted two Variable Rate Reverse Repo (VRRR) auctionsfor 6 lakh crore and 4 lakh crore

Ramamoorthy outlined how localised AI solutions could enhance operational efficiency and mitigate tech debt

The rupee is on a winning streak, locking in its third straight day of gains and outperforming its Asian peers, thanks to a stellar domestic growth numbers

Strong internal candidates are mostly going to be considered for these roles

Executive V-C Umesh Revankar expects gold loans, new vehicle financing to drive the NBFCs next growth phase

The September 11 strike will be followed by a three-day strike from September 28 to September 30. If the grievances are not addressed, the Unions stated that they would proceed on an indefinite strike from October 26

Together, the two platforms have already facilitated the issuance of over two crore insurance policies since inception as of March 31, 2026