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The Hindu Businessline

Personal Finance / The Hindu Businessline

Slower deposit growth does not constrain banks from lending; they have sufficient capital: RBI Guv Malhotra

Banks are constrained for credit only when they do not have sufficient capital and we (banks) have sufficient capital, the RBI Governor said

24 Jun 2026 3:02 pm
BHIM Payments App transaction volumes more than triple in one year: NBSL Chief

The monthly transaction volumes on the app increased from 79.64 million in June 2025 to 244 million transactions in May 2026, Lalitha Nataraj, MD & CEO, NBSL, said.

24 Jun 2026 1:29 pm
Premature to talk about a rate hike: RBI Guv Malhotra

The Governor observed that if the MPC was sure about the second round effects of inflation, it would have acted.

24 Jun 2026 1:06 pm
Tata AIA launches factor-based index fund within ULIP framework

The fund selects 50 stocks from the Nifty 500 universe using four factors low volatility, quality, value and momentum and tracks a customised benchmark, the Nifty 500 Multifactor MQVLv 50 Index

24 Jun 2026 12:54 pm
Axis Bank prices its $300 million 5-yr Senior Unsecured Notes at a fixed rate of 5.348%

Moodys Ratings has assigned a Baa3 rating, with a Stable Outlook to the above referenced obligation, Axis Bank says in a regulatory filing

24 Jun 2026 10:34 am
Cross-border payments platform Skydo gets international payment licence in Canada

The company also plans to support Canadian businesses with global collections, local accounts and supplier payments

23 Jun 2026 10:12 pm
Axis Bank anticipates a 10,000 cr portfolio expansion under ECLGS 5.0

ECLGS 5.0 aims to provide credit guarantee coverage of 100 per cent for MSMEs and 90 per cent for non-MSMEs

23 Jun 2026 9:23 pm
Indian banks can extend loans to non-residents, issue SBLC in favour of overseas lenders: RBI FAQs on FCNR (B) deposits

Indian banks can extend loans to the FCNR (B) account holders and mark lien on such deposits

23 Jun 2026 8:52 pm
Jio BlackRock Broking applies to IFSCA for operating as broker-dealer & investment advisor in GIFT City

The move comes as GIFT Citys broker-dealer ecosystem continues to expand, with more than 100 registered entities

23 Jun 2026 7:53 pm
RBI allows Indian banks to lend against overseas foreign currency deposits

The move is part of measures aimed at strengthening dollar inflows into the country

23 Jun 2026 7:52 pm
Kaleidofin Capital raises $5 million via IIX-backed womens livelihood bond NCD deal

The capital will be deployed in clean energy and financial inclusion initiatives

23 Jun 2026 7:42 pm
RBI issues final norms on TReDS; eases onboarding process for MSMEs

Allows insurance companies and credit guarantee fund trusts to play a more active role in supporting transactions on the platform

23 Jun 2026 7:22 pm
RBI issues final norms for TReDS platforms to boost MSME financing

The new framework simplifies onboarding and enables financiers to access credit guarantees

23 Jun 2026 5:32 pm
VinFast India partners Shriram Finance for EV retail vehicle financing

The collaboration will provide customers up to 100% on-road funding, flexible repayment options, and competitive interest rates, while leveraging Shriram Finances wide pan-India network to boost EV adoption

23 Jun 2026 4:52 pm
UPI, Aadhaar banking drive 61% of MSME transactions; AI adoption rises: Report

Survey of 10,000 retailers shows rising confidence in digital tools and early-stage AI adoption at last mile

23 Jun 2026 3:12 pm
PFC becomes first non-bank lender to tap dollar debt after RBI subsidy, bankers say

PFC accepts bid worth $300 million for a five-year dollar bond issue

23 Jun 2026 12:02 pm
IDFC First scam: CBI arrests senior IAS officer for embezzling 60 crore

The case is part of a CBI investigation into embezzlement of 657 crore from the accounts of the Haryana government and Chandigarh administration maintained at IDFC First Bank

23 Jun 2026 11:42 am
Total flow of financial resources to the commercial sector in the first 2 months of FY27 up about 8 times

This is driven by a pickup in non-food bank credit and rise in foreign direct investment (FDI) to India, per the central banks latest monthly bulletin

22 Jun 2026 9:31 pm
RBI to conduct 2 lakh crore 7-day variable rate repo auction on June 23

The move follows a review of current and evolving market liquidity trends

22 Jun 2026 9:31 pm
IRDAI moots 10-fold hike in penalties to curb mis-selling

The draft regulations also seek to enhance transparency and accountability

22 Jun 2026 9:29 pm
Any breakdown of interim US-Iran peace agreement may reignite material risks: RBI Bulletin

The uncertainties could have an impact on the outlook through international trade, cost pressures, capital flows and commodity prices

22 Jun 2026 9:13 pm
Bankers expect RBI to issue detailed FAQs on limited period high interest rate FCNR (B) deposits

Offering leverage on a FCNR (B) deposit has emerged as a grey area

22 Jun 2026 8:21 pm
CBI arrests ex-RCFL and RHFL CEOs in 7,623 crore bank fraud case

The agency said the accused sanctioned loans to intermediary and conduit firms in violation of RBI and lending norms, resulting in massive losses to public sector banks

22 Jun 2026 7:51 pm
World Bank approves USD 1.5 billion to boost private sector jobs in India

The initiative is projected to generate employment opportunities for about 11 million young Indians over the next two decades under the private sector development financing programme

22 Jun 2026 5:31 pm
Alan Greenspan, ex-Federal Reserve chief, dies at 100

Widely regarded as the architect of a prolonged US economic expansion, Greenspan oversaw an era of low inflation, strong growth and booming markets, steering monetary policy through multiple crises including the 1987 crash and the Asian financial crisis

22 Jun 2026 5:11 pm
RBI Governor calls MSMEs key partners in Indias growth story

Malhotra described MSMEs as the nursery of entrepreneurship and stressed the need for a financial system that effectively serves enterprises across districts and towns

22 Jun 2026 4:11 pm
RBI unlikely to raise interest rates soon amid declining crude oil prices, say experts

The MPC projected Indias real GDP growth for 2026-27 at 6.6% while revising Consumer Price Inflation (CPI) upward to 5.1%, with inflation expected to peak at 5.9% in the third quarter

22 Jun 2026 3:21 pm
Global banks drive India asset-backed securities sales to record

Foreign banks share in total issuance grew to about 35% in the year ended March, from 28% to 30% in each of the preceding two fiscal years

22 Jun 2026 11:21 am
Health insurance claim process functional, not frictionless, says Policybazaar study

Customers seek greater clarity and proactive communication, among other things, the second edition of PBs claims study revealed

22 Jun 2026 9:40 am
SBI-Telangana face-off Over 5-acre land in Hyd raises stakes for both sides

SBI on Friday secured a stay from the Telangana High Court on the auction of the land by the Telangana Industrial Infrastructure Corporation (TGIIC), which had earlier allotted the property to the bank.

21 Jun 2026 10:04 pm
Kotak Bank open to acquisitions at right price; Focus on profitability over market share, says Wholetime Director Kashyap

Kotak Bank prioritises profitability over market share, open to acquisitions that align culturally and technologically, says Director Kashyap.

21 Jun 2026 6:50 pm
India remains ADB's largest private sector market; lender eyes $1 bn direct support in 2026

ADB to focus on clean energy, green hydrogen, e-mobility and green data centres as key segments

21 Jun 2026 3:30 pm
H P Singh and Roy Varghese elected as new members on board of Sa-Dhan

Following the elections, the board was reconstituted with K Paul Thomas, Managing Director and Chief Executive Officer of ESAF Small Finance Bank, as chairperson

20 Jun 2026 5:59 pm
PhonePe wallet inactivity fee explained: No impact on UPI payments or bank accounts

PhonePe has clarified rules around dormant prepaid wallets after users raised concerns over inactivity charges. The company said wallet balances, UPI transactions and linked bank accounts follow separate systems with different operating rules

20 Jun 2026 3:19 pm
Supervisory Data Quality Index score of small finance banks and private sector banks drops

The SDQI of public sector banks declined marginally by 0.3 in March 2026 as compared to December 2025; overall, the SDQI score of scheduled commercial banks declined marginally by 0.2 in March 2026

20 Jun 2026 1:49 pm
RBI exempts banks from maintaining statutory reserve ratios on fresh NRE term deposits

Banks to offer higher interest rates on deposits as they will be able to deploy the full deposit proceeds as loans

19 Jun 2026 8:44 pm
RBIs seeks daily data from banks under its limited period measures to attract foreign capital

Foreign capital measures, including FCNR deposits, ECBs, and OFCBs, to attract investment

19 Jun 2026 8:38 pm
Zerodha Capital loan book jumps past 580 crore as profit rises

Zerodha Capital's total income increased to 53.5 crore in FY26 from 37.1 crore a year earlier, while total assets rose to 641 crore from 433 crore

19 Jun 2026 8:17 pm
The Latest Fixed Deposit Interest Rates: Jun 19, 2026

The Latest Fixed Deposit Interest Rates: Jun 19, 2026

19 Jun 2026 7:00 pm
The Latest Home Loan Interest Rates: Jun 19, 2026

The Latest Home Loan Interest Rates: Jun 19, 2026

19 Jun 2026 7:00 pm
HDFC Bank shares in focus as stock turns ex-dividend; board extends Keki Mistrys tenure as chairman

The stock traded at 779.35 on the NSE at 11.36 am, after opening at 788.70 against its previous close of 799

19 Jun 2026 12:09 pm
Short-bond rally faces risks from cash drain, analysts say

DBS Bank Ltd. expects the central bank to deploy a stronger tool in August by requiring banks to keep a larger proportion of deposits with the RBI

19 Jun 2026 9:58 am
RBL Banks board reconstituted following Emirates NBD Bank taking majority stake

This will enable RBL Bank to be positioned as a leading large bank, going ahead

18 Jun 2026 9:08 pm
SBI sets out digital, green growth path; Govt earns 8,800 crore dividend

SBI outlines a digital, sustainable growth strategy, pays an 8,800 crore dividend for the government amid strong profitability

18 Jun 2026 8:50 pm
RBIs balance sheet expands even as global peers contract

Data from central bank reports show a widening contrast between emerging and developed economies

18 Jun 2026 8:25 pm
SBI Board approves 60,000 crore fundraising plan for FY27

SBI has been actively tapping the bond market in recent months as part of its capital planning

18 Jun 2026 7:52 pm
Sify Infinit Spaces secures sustainability-linked loan of $70 million from IFC

IFC will also work with SISL to mobilizse up to $300 million to support the companys growth and expansion in India

18 Jun 2026 7:48 pm
Mistrys tenure as HDFC Banks interim Part-time Chairman extended by 3 months

Mistry was brought in as Atanu Chakraborty tendered his resignation as the PT Chairman and Independent Director of HDFC Bank on March 17, 2026.

18 Jun 2026 7:27 pm
IRDAI forms AI working group to guide insurers

The proposed regulations provide for consultation with the Insurance Advisory Committee in accordance with the provisions of the IRDA Act, 1999

18 Jun 2026 7:08 pm
Muthoot Fincorp launches NCD issue

The company stated that net proceeds from the issue will be used for lending, financing, repaying existing borrowings, and general corporate purposes

18 Jun 2026 6:57 pm