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Personal Finance / The Hindu Businessline

Fiservs lone bear sounded alarm long before stocks plunge

For a large chunk of Wall Street, the fintechs massive earnings miss was a surprise: Nearly 80% of the analysts covering Fiserv had buy-equivalent ratings as of earlier this week

1 Nov 2025 10:02 pm
Reserve Banks ULI: For efficient and faster loan decisions

The Reserve Bank ULI and how borrowers can benefit from the platform

1 Nov 2025 8:33 pm
Bank credit grew 10% y-o-y to 188.57 lakh crore in September: RBI

Personal loans segment recorded a decelerated y-o-y growth of 11.7 per cent, as compared with 13.4 per cent a year ago

31 Oct 2025 10:17 pm
RBI Board evaluates geopolitical, financial market challenges in Udaipur meeting

RBI holds 619thmeeting of its Central Board of Directors in Udaipur

31 Oct 2025 9:46 pm
Bank of Baroda Q2 PAT down 8%, eyes 11-13% advances growth in FY26

The lender makes 400 crore in floating provisions in Q2, anticipating a shift to the Expected Credit Loss model from the incurred loss model

31 Oct 2025 8:23 pm
Equitas Small Finance Bank Q2 results: Profit doubles to 24 crore

Overall deposits grow 11%y-o-y to 44,093 crore

31 Oct 2025 7:47 pm
Banks attract foreign investments on low valuation, high growth prospects

DBS Bank India, which acquired LVB in 2020, has reported that its net profit surged by 81% to 684 crore (377 crore) last fiscal, showcasing robust growth and operational efficiency

31 Oct 2025 6:59 pm
We will not join the interest war, focus is on quality not just corporate volumes: Canara Bank CEO

Canara Bank CEO Satyanarayana Raju says the bank expects the retail, agriculture and MSME (RAM) portfolio to grow faster than its corporate book over the next two quarters

31 Oct 2025 6:53 pm
RAM to outpace corporate lending in next two quarters: Canara Bank CEO

In Q2 FY26, Canara Bank reported a 19 per cent year-on-year increase in net profit to 4,774 crore

31 Oct 2025 6:22 pm
RBIs hard line on 2032 paper draws swift reaction from investors

India's 10-year benchmark bond yield slipped to 6.55 per cent from the day's high of 6.59 per cent, while the seven-year 2032 yield declined 4 bps to 6.42 per cent

31 Oct 2025 5:06 pm
Aptus Value Housing Finance Q2 PAT up 24% at 227 cr

Total Income in Q2 up 27% y-o-y to 554 crore

31 Oct 2025 4:46 pm
Manappuram Finance Q2 results: Gold loan AUM rises 29% to 31,505 cr

Manappuram Finance achieves PAT of 217 crore in Q2 FY26

31 Oct 2025 3:34 pm
City Union Bank secures $50 million commitment from IFC for green financing to MSMEs

MSMEs play a vital role in Indias economy, contributing 30 per cent of the countrys GDP. However, high energy costs pose a significant challenge to their competitiveness

31 Oct 2025 2:23 pm
UPI tops festive season payments, transactions jump to 17.8 lakh crore: Bank of Baroda

The report noted that the value of UPI transactions rose sharply to 17.8 lakh crore during the festive period, compared to 15.1 lakh crore in the same period last year

31 Oct 2025 8:56 am
Samsung Wallet to enable biometric UPI payments for small transactions from December

The feature, which rolls out in December, will let users approve payments through fingerprint or facial recognition registered on their Galaxy devices.

30 Oct 2025 11:17 pm
Bandhan Banks Q2 net plunges 88% to 111.87 crore as provisions rise 90%

Operating profit fell 29.36% to 1,310.35 crore in the quarter under review

30 Oct 2025 10:13 pm
Court ruling deeming crypto as property is a paradigm shift for Indian market: S. B. Seker, APAC Head, Binance

Seker says the order shows how Indias approach is similar to Binances, encouraging their plans to localising base in India

30 Oct 2025 10:05 pm
Indias Gen Z trumps Millennials in crypto investments: CoinSwitch Q3 2025 Report

Gen Z (1825 age group) leads Indias crypto investor base for the first time with 37.6%, narrowly surpassing Millennials (2635 years) at 37.3% and (36-45) at 17.8%

30 Oct 2025 10:02 pm
Banks outstanding credit and deposit base decline on a fortnightly basis: RBI

According to CRISIL Ratings, banks credit is likely to grow 11-12% this fiscal after a slower first half

30 Oct 2025 9:33 pm
HDFC Bank board approves re-appointment of Bharucha as DMD for 3 years

Bharucha joined HDFC Bank in October 1995 and joined the Board of the Bank in 2014, and is the longest serving Executive Board member

30 Oct 2025 9:05 pm
Union Bank Q2 PAT down 10% on fall in total income, lower recoveries

Bank CEO does not specifically reject reports of merger between Union Bank and Bank of India

30 Oct 2025 7:31 pm
Canara Bank reports 19% profit increase at 4,774 crore despite declining interest income

Domestic deposits grew 12.62% year-on-year to 13,94,999 crore as of September 30, 2025, compared to 12,38,713 crore in the same period last year

30 Oct 2025 4:31 pm
Next phase of UPI growth to come from frictionless biometric and chat-based payments: Report

Chat-based conversational payment journeys and UPI Autopay are making transactions more seamless within apps, while biometric authentication pilots are expected to redefine user experience and expand adoption across diverse demographics

30 Oct 2025 12:27 pm
RBI turns down SBIs proposal to raise stake in Investec unit

RBI has asked SBI to either move to full ownership or else ensure compliance with proposed rules on financial entities, sources said

30 Oct 2025 11:31 am
History of Federal Reserve dissents in two directions

The Federal Open Market Committee voted 10-2 to lower its policy rate to a range of 3.75% to 4.00%

30 Oct 2025 10:08 am
Sundaram Home Finance confident of strong growth in the second half of FY

Company reports 69% rise in net profit for Q2 FY, with a significant surge in small-ticket loan disbursements and plans for further expansion into southern towns

30 Oct 2025 9:47 am
Sammaan Cap's shareholders approve 43% stake sale to Avenir Investment for $1 billion

IHC will foray into the financial services sector in India through the largest ever primary capital infusion by an investor in a non-bank financial company in India

30 Oct 2025 9:25 am
Godrej Housing Finance launches branch in Kolkata

Godrej Housing Finance plans to deepen its presence across key markets in East and Northeast India over the coming quarters

29 Oct 2025 9:09 pm
RBI issues draft guidelines to aid faster cross-border inward payments

The RBI has asked public feedback on the guidelines by November 19 and the directions shall be effective after six months

29 Oct 2025 8:58 pm
Five-Star Business Finance profit up 7% in Q2FY26

Assets under Management (AUM) as of September 2025 ended at 12,847 Cr, growth of 18% on YoY basis and 3% on QoQ basis

29 Oct 2025 8:14 pm
PNB Housing eyes growth in affordable housing, corporate loan segments, officials say

HFC could appoint a new MD, CEO within a month; board extensively reviewed both internal and external candidate applications.

29 Oct 2025 7:42 pm
RBI proposes steps to speed up cross-border payment inflows

To further speed up the process, the regulator proposed that banks could introduce a straight through process with automated systems to credit payments directly to individual accounts after assessing the risks

29 Oct 2025 7:25 pm
TVS Credit Services reports 27% growth in net profit for Q2FY26 on higher disbursements

During H1 FY26, TVS Credit disbursed loans to over 25 lakh new customers, bringing its total customer base to over 2.1 crore

29 Oct 2025 6:05 pm
Tata AIA Life Insurance launches Gen AI-powered underwriting rule engine

When a consumer applies for a policy, URE instantly analyzes their data, including medical history and lifestyle information, cross-referencing it against pre-programmed rules to assess risk

29 Oct 2025 5:45 pm
Fulcrum Digital names Gulveen Kaur to lead global insurance practice

Kaur joins from Capgemini, where she managed delivery, client engagement and operations for insurance and banking clients in Southeast Asia from Hong Kong

29 Oct 2025 2:53 pm
Advances of small finance banks expected to cross 2 L crore this fiscal: Report

The report said diversification is crucial as the RBI guidelines mandate thresholds of 3 per cent and 1 per cent for gross and net non-performing assets (NPAs), respectively, for the SFB to seek a universal banking license

29 Oct 2025 1:06 pm
Karnataka Bank sees senior leadership exodus

Spate of exits began June this year when former CEO Sarma and ED Rao faced a rift with the banks board

28 Oct 2025 9:46 pm
Tata Capital Q2 PAT up 33% to 1,128 crore

The newly listed NBFCs net interest income (NII) rose 23% YoY to 2,637 crore, while fee income grew 59% YoY to 588 crore

28 Oct 2025 9:25 pm
Cholamandalam MS General Insurance reports marginal rise in GWP

The GWP for the half year ended September 2025 (H1FY26) was just marginally up to 4217 cr compared to 4136 cr in the year-ago period

28 Oct 2025 9:19 pm
WazirX trading volumes jumped by 40-50 cr in Phase 4 of restructuring: Nischal Shetty Founder of WazirX

WazirX now trying to make the most of the user enthusiasm by focusing on recovering trust

28 Oct 2025 8:29 pm
28 Oct 2025 7:59 pm
Infibeam Avenues gets In-Principle approval from IFSCA to operate as Payment Service Provider

IA Fintech is set to deliver a broad suite of digital payment and cross-border financial services

28 Oct 2025 6:54 pm
Merge IDBI Bank with any public sector bank, officers body urges Finance Minister

In letter to Finance Minister, the bank officers body said the proposed sale would be against the interests of depositors, borrowers and employees

28 Oct 2025 12:00 pm
RBI to auction Government Securities worth 32,000 crore on October 31

Four G-Secs with maturities up to 2055 on offer; government may retain up to 8,000 crore extra based on demand

28 Oct 2025 11:30 am
RBI returns Jana Small Finance Banks universal bank application

SFBs are allowed to apply for a universal bank license after successful completion of five years of operations

28 Oct 2025 8:57 am
Tamilnad Mercantile Bank Q2 net profit up 4.7 at 317 crore

The banks net worth rose to 9,443 crore (8,430 crore in half year FY25), an increase of 12%

27 Oct 2025 9:09 pm
Canara HSBC Life reports 10.7% jump in Q2 net profit

The insurance company, which witnessed listing of its equity shares on stock exchanges on October 17, had posted a net profit of 36.87 crore for the second quarter of last fiscal

27 Oct 2025 8:49 pm
RBI to hold 1.5 lakh crore, 1-day VRR auction Tuesday

In todays 50,000 crore, 1-day VRR auction, the central bank received and accepted bids amounting to only 1,788 crore

27 Oct 2025 8:45 pm
Sundaram Home Finance Q2 net up 69% at 75 crore

This was driven by expansion in its Emerging Business segment

27 Oct 2025 8:34 pm