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FD laddering strategy: How to split 10 lakh for better returns and liquidity

FD laddering involves spreading investments across multiple fixed deposits with varying maturities, enhancing liquidity and flexibility. Here's h

Livemint 9 May 2026 6:50 pm

I asked ChatGPT: Which city should I retire to in 2040? How much should I save? AI details how much corpus is needed

ChatGPT suggests a 3.25% withdrawal rate for early retirement in India, requiring an investment of 10-17 crore, depending on the city. It recomme

Livemint 9 May 2026 6:01 pm

Senior citizen FD vs SCSS: Which gives better monthly income after retirement?

Senior citizens can choose between FDs and SCSS for income post-retirement. SCSS often yields higher returns, whereas FDs offer flexibility in co

Livemint 9 May 2026 5:15 pm

Fast Patrol Vessel 'Achal' commissioned into Coast Guard

The ship will be stationed at Vadinar, Gujarat, operating under the administrative and operational control of the Commander, Coast Guard Region (

The Hindu Businessline 9 May 2026 4:36 pm

Planning FD? Here's how much you should invest to earn 10,000 monthly interest see calculation

Fixed deposits are popular for stable income, particularly among retirees. Banks provide various payout options, and non-cumulative FDs offer per

Livemint 9 May 2026 3:39 pm

SCSS account rules: Who can invest, how much interest you get and what tax applies

The Senior Citizens Savings Scheme (SCSS) offers Indian retirees a secure investment with guaranteed returns. Eligible individuals can invest a m

Livemint 9 May 2026 3:07 pm

Frontier Air reports hitting a person on the runway at Denver International Airport

The Airbus A321 plane heading to Los Angeles International Airport was carrying 224 passengers and seven crew members, the airline said in a stat

The Hindu Businessline 9 May 2026 2:37 pm

India's power sector set for up to 6% CAGR on multi-vector capex upcycle: Citi

Citi Research report states that the country is experiencing its first multi-vector capital expenditure upcycle in thermal, renewables, transmiss

The Hindu Businessline 9 May 2026 2:36 pm

Meet Tamil Nadu MLA who is 9 times richer than Vijay inside her 5,863 cr net worth, cars, diamonds and more

Leema Rose, wife of lottery baron Santiago Martin, has declared a staggering net worth of 5,863 crore in her nomination affidavit filed with the

Livemint 9 May 2026 2:20 pm

Mumbai takes it back quietly: Investment bankers 1.3 lakh monthly expense breakdown goes viral

From 60,000 rent in Worli to 10,000 on Uber rides just to save timeMumbai-based investment banker Yash Verma breaks down his 1.3 lakh monthly bur

Livemint 9 May 2026 2:17 pm

Considering systematic withdrawal plan for retirement? Here's how SWP works, how it is taxed and its benefits, explained

A systematic withdrawal plan generates monthly or quarterly income for investors while keeping the remainder of their mutual fund corpus invested

Livemint 9 May 2026 1:01 pm

Jayen Mehta, MD GCMMF unanimously elected as chairman of SPCDF

SPCDF aims to connect more than 20 lakh dairy farmers from over 20,000 villages across 20 states to an organized cooperative structure beyond Guj

The Hindu Businessline 9 May 2026 12:43 pm

Talent acquisition is difficult in GIFT City, tax scrutiny intense: Aircraft lessors flag hurdles

Airlines and leasing executives urged the government to consider employee tax incentives, housing support and even a dedicated aviation financing

The Hindu Businessline 9 May 2026 12:36 pm

How expensive is Gurgaon really? Woman breaks down the real cost of living as a couple in the city

A Gurgaon-based woman has gone viral after sharing a detailed breakdown of her and her husbands monthly household expenses, revealing that the co

Livemint 9 May 2026 12:32 pm

E-Way bill generation rose 12% in April

Data showed, total e-way bull generation was 13.34 crore in April this year as against 11.93 crore in April last year and an all time high of 14

The Hindu Businessline 9 May 2026 11:30 am

TDS on FD interest decoded: Who pays, how much banks deduct, and exemption rules

Fixed deposit interest provides passive income for many Indians but is subject to TDS under the Income Tax Act. TDS is deducted at 10% if interes

Livemint 9 May 2026 10:48 am

How multiple credit card applications influence your credit report and loan approval chances

Multiple credit card applications can lower your credit score due to repeated hard inquiries, which increase lenders' risk perception, while spac

Livemint 9 May 2026 10:02 am

Centre tightens labour law compliance for contract workers, links violations to blacklisting

The move is aimed at addressing persistent complaints of delayed wages, non-payment of provident fund and other statutory dues, and weak accounta

The Hindu Businessline 9 May 2026 9:12 am

Estate planning: Financial mistakes families make after a loved ones death and how to avoid them

The death of a family member disrupts finances, making it crucial to focus on financial matters. Key steps include obtaining a death certificate,

Livemint 9 May 2026 8:36 am

BlackRock bets big on stablecoins with two new crypto-linked money-market funds | Key details explained

BlackRock Inc. plans to launch two money-market funds for stablecoin investors, including a digital version of its $6.1 billion liquidity fund an

Livemint 9 May 2026 8:07 am

Looking for tax benefit for your car loan? Here's when and how you can get tax deduction for your new vehicle purchase

Buying a car is a significant milestone for many Indians. Tax benefits for home and car loans differ, with deductions for the latter only availab

Livemint 9 May 2026 7:41 am

Bank holiday today, 9 May? Check if SBI, HDFC, PNB, other banks are open or closed on Saturday with RBI's calendar

Account holders and registered bank customers are eager to know whether 9 May is a bank holiday. Check if SBI, HDFC, PNB and other banks are open

Livemint 9 May 2026 7:12 am

Urban mobility is key to governance and ease of living, says CAG Murthy

At the 5th BRICS Supreme Audit Institutions Summit, delegates from nine countries discussed challenges such as congestion, rapid urbanisation and

The Hindu Businessline 9 May 2026 5:53 am

I asked ChatGPT how to fund a Europe tripSIPs or credit cards? its answer was practical

To fund a Europe trip, SIPs are safer and predictable, requiring monthly savings of 24,000- 25,000. Credit cards can be cost-efficient if repayme

Livemint 9 May 2026 5:35 am

RBI moots safeguards to curb digital payment fraud: How will they protect bank customers?

To curb digital payment fraud, the RBI has suggested measures such as lagged credit, a trusted person authenticating transactions for vulnerable

Livemint 9 May 2026 5:33 am

FD premature withdrawal rules: How much penalty do banks charge? All you need to know

Whether driven by urgent medical costs, emergency home repairs, or other sudden financial requirements, liquidating a fixed deposit prematurely c

Livemint 8 May 2026 11:10 pm

Sebi proposes allowing online bond platforms to offer IFSCA-regulated products, tax-saving bonds

The new framework seeks to bridge the gap regarding IFSCA-regulated services, proposing that OBPPs operate within the GIFT-IFSC in a manner simil

Livemint 8 May 2026 11:02 pm

Travel insurance: How these policies work and what flyers should know before their next overseas trip

The demand for travel insurance is rising, with 22% growth in policy issuance in 2026. Here's how these policies work and everything a flyer need

Livemint 8 May 2026 10:58 pm

Small Savings Schemes: PPF, NSC, SCSS, SSY and post office FD interest rates compared which one is right for you?

For the April-June 2026 quarter, Sukanya Samriddhi Yojana continues to lead with an 8.2% yield, while the PPF rate remains at 7.1%.

Livemint 8 May 2026 9:54 pm

Project delays dented FY26 construction equipment demand: ICEMA

Exports rise 32% even as domestic demand declines amid slower infrastructure execution

The Hindu Businessline 8 May 2026 9:48 pm

Punjab seeks denotification of hybrid rice varieties, but Indian govt wants more time

Findings show all 23 hybrid varieties released after 2015 have higher than the benchmark standards

The Hindu Businessline 8 May 2026 8:48 pm

No layoffs, but Air India defers annual increments by at least one quarter

Airline management asks employees to focus on cost controls as geopolitical disruptions and fuel prices weigh on operations

The Hindu Businessline 8 May 2026 8:39 pm

JSW Infrastructure reports 19% rise in Q4 revenue

PAT jump 15% on higher realisations, steady cargo volumes

The Hindu Businessline 8 May 2026 8:18 pm

Post office savings rules revised: PAN made mandatory for deposits, withdrawals new regulations explained

The Department of Posts now requires depositors to quote their PAN for all specified financial activities

Livemint 8 May 2026 8:16 pm

India hopes US-Iran peace deal will sort out sanctions on Chabahar port

With the US sanctions waiver on Chabahar expiring on April 26, New Delhi is now waiting for the Iran-US truce attempts to evolve, sources said

The Hindu Businessline 8 May 2026 7:58 pm

IndiGo, Air India, Akasa pledge to lease over 200 aircraft through GIFT City

Indian airlines IndiGo, Air India, and Akasa plan to lease over 200 aircraft through GIFT City, boosting aviation financing.

The Hindu Businessline 8 May 2026 7:48 pm

Sale of readymade bakery products constitute supply, says Goa AAR

Businesses will need to maintain separate records of turnovers from outward supplies on account of restaurant services and those from supply of g

The Hindu Businessline 8 May 2026 7:48 pm

Three of every four key Indian reservoirs are half-empty

Storage down to 66.830 BCM of the 183.565 BCM capacity as over 55% of dams have less than 40% storage.

The Hindu Businessline 8 May 2026 7:29 pm

Sebi plans CKYC 2.0 rollout in July: Experts decode impact on investors and borrowers

Unified KYC is being designed on the lines of the Centre's One Nation One KYC plan. Union Finance Minister Nirmala Sitharaman also recently spoke

Livemint 8 May 2026 7:01 pm

FinMin empowers Principal Bench of GSTAT as National Appellate Authority for Advance Ruling

The move is a step towards resolving conflicting rulings with a single national interpretation

The Hindu Businessline 8 May 2026 6:58 pm

Under-recovery for IOC, HPCL, BPCL touches 30,000 crore

OMCs squeezed by below-cost fuel sales amid West Asia tensions

The Hindu Businessline 8 May 2026 6:48 pm

What happens to a PPF account after the account holders death? Nominee rules, withdrawal process explained

After the account holder's death, PPF account closes, and the nominee or legal heir can claim the balance. The account continues to earn interest

Livemint 8 May 2026 6:48 pm

8th Pay Commission to meet railway and defence stakeholders on 13-14 May: Here's how you can participate

The meetings will prioritise pensioners, associations, and stakeholders representing personnel from railways and defence.

Livemint 8 May 2026 6:36 pm

Ahmedabad Air India crash probe in final stage, report expected in one month: Naidu

Union Civil Aviation Minister Naidu says his ministry will look into any issues raised against the airline by the victims' kin

The Hindu Businessline 8 May 2026 6:17 pm

JSW Infra Q4 profit falls 18% to 423.67 cr

It had reported a net profit of 515.58 crore for the January-March period of the preceding fiscal

The Hindu Businessline 8 May 2026 6:07 pm

Money management: Top five lessons Indian mothers taught us long before financial advisors did

Indian mothers have long instilled money management lessons in their children, focusing on disciplined spending, saving, and prioritizing educati

Livemint 8 May 2026 5:47 pm

CIAL air cargo posts 10% rise amid West Asia disruptions

The increase in cargo volumes was primarily driven by higher movement of perishables, pharmaceuticals, industrial consignments and e-commerce shi

The Hindu Businessline 8 May 2026 5:18 pm

Need to explore the value-addition potential of cashew apples instead of wasting them

Cashew apple can serve the needs of B2B and B2C customers and cashew apple pomace is used in the preparation of vegan meat, says industry expert

The Hindu Businessline 8 May 2026 5:17 pm

Kerala Agri Varsity seminar explores future of alternative proteins

Event highlights entrepreneurial opportunities in alternative proteins and startup support under PACE 2026 and RAISE 2026 schemes

The Hindu Businessline 8 May 2026 4:17 pm

Govt exploring fractional aircraft ownership policy, considering aircraft as infrastructure assets: Civil Aviation Minister

The minister said the measures are aimed at strengthening India's aviation leasing ecosystem and positioning the country as a major player in glo

The Hindu Businessline 8 May 2026 3:28 pm

Akasa Air sets up entity for aircraft financing, leasing in GIFT City

The nearly four-year-old carrier has established Akasa Air Leasing IFSC Private Limited (AALI) at Gujarat International Finance Tec-City (GIFT Ci

The Hindu Businessline 8 May 2026 3:07 pm

India gets high prices for DAP Fertilizer in latest tender

Prices in the tender, which was organized by Indian Potash Ltd., ranged from $930 to $1,100 a ton, according to traders familiar with the matter

The Hindu Businessline 8 May 2026 2:57 pm

Natural rubber prices hit record high amid supply crunch

Prices gain on Iran war, extreme temperatures in plantation regions and the lack of rainfall that has affected production

The Hindu Businessline 8 May 2026 2:37 pm

Orthodox tea prices drop at Kochi auctions amid weak export demand

Demand has decreased due to delays in finalizing shipping rates for alternative cargo routes following the diversion of vessels away from the Str

The Hindu Businessline 8 May 2026 2:27 pm

US court rules against Trumps 10% global tariff, lending India a negotiating edge

The ongoing Section 301 investigations against India and some other countries, launched by the USTR in March 2026 continue to be worrying for New

The Hindu Businessline 8 May 2026 1:26 pm

MoPNG holds workshop with Oil PSU heads to strengthen R&D capabilities in oil and gas sector

The workshop centred around reducing duplication of R&D efforts, prioritising important research themes for coordinated action, developing a shar

The Hindu Businessline 8 May 2026 12:57 pm

Oceans nearing record heat globally as El Nino conditions begin emerging: Copernicus

April became the third warmest globally, with marine heatwaves and climate extremes intensifying.

The Hindu Businessline 8 May 2026 12:57 pm

Wealthy families are turning to AI-driven investment and strategy advisory firms - Here's why

AI is transforming investment strategies, exemplified by Tony Cowell's new firm, Cynren, which focuses on serving wealthy families. With an AI-dr

Livemint 8 May 2026 12:44 pm

Air India to cut costs, reduce flights as war worsens financial struggles

The board discussed furloughing nontechnical employees and cutting flight capacity by over 20% for the next three months unless conditions improv

The Hindu Businessline 8 May 2026 12:37 pm

IMD signals chances of heavy rain over South Peninsula during next seven days

US model hints storm formation over Arabian Sea and Bay of Bengal in advance of monsoonal flows

The Hindu Businessline 8 May 2026 12:25 pm

Urban youth unemployment in India declines, remains below global average: SBI Research

The report highlighted that India's youth unemployment rate has moderated consistently since 2022 despite persistent global labour market challen

The Hindu Businessline 8 May 2026 12:17 pm

I asked ChatGPT to plan an international family holiday in June these destinations made the list

A budget-friendly 10-day international family trip from Mumbai can include destinations such as Thailand, Vietnam, Bali, Malaysia, and Sri Lanka,

Livemint 8 May 2026 11:58 am

Ola Consumer turns free cash flow positive in H2 FY26 post biz rejig

Development comes as the ride-hailing business of ANI Technologies capped a year-long restructuring, signalling a shift in the unit economics of

The Hindu Businessline 8 May 2026 11:27 am

Manufacturing push, decline in farm jobs, reshape India's workforce: Report

Indias labour force is undergoing structural transformation with the share of agriculture in the workforce witnessing a modest 23% decline from 6

The Hindu Businessline 8 May 2026 11:17 am

UN panel urges countries to move beyond GDP as sole measure of progress

In a report, the independent expert group stated that GDP remains an important measure of economic activity but is insufficient for assessing bro

The Hindu Businessline 8 May 2026 10:47 am

EPFO 3.0 update: PF withdrawal via ATM, UPI soon Check the expected launch date

EPFO subscribers will soon be able to withdraw funds via ATMs, enhancing convenience. This change, part of the EPFO 3.0 initiative, is expected t

Livemint 8 May 2026 10:15 am

Punjab wheat evacuation ahead of last year despite lower arrivals; Centre adds 100 railway rakes

To ease mandi congestion, the Food Ministry has allocated 100 additional wheat specials with a capacity of 3 lakh tonnes for Punjab in May, desig

The Hindu Businessline 8 May 2026 9:07 am

Coromandel International reports 80% fall in Q4 profit; FY26 earnings decline 7.6%

The fertiliser and crop protection company posted a profit of Rs 114.64 crore, while expenses surged more than 22 per cent year-on-year.

The Hindu Businessline 8 May 2026 8:47 am

Iran creates new Strait of Hormuz shipping authority amid US tensions

The move comes as Tehran reviews fresh US proposals aimed at ending the conflict, while sporadic exchanges of fire and explosions near key Irania

The Hindu Businessline 8 May 2026 8:07 am

Quant MFs Sandeep Tandon says this is Indias biggest buying opportunity since covid

Quant Mutual Fund founder and CIO Sandeep Tandon says fear around crude, the rupee and FII exits has created opportunity in undervalued pockets o

Livemint 8 May 2026 7:00 am

IndiGo to start operations from Noida International Airport in June 2026

The airline plans to connect the airport with more than 16 domestic destinations, including major metros such as Bengaluru and Hyderabad, along w

The Hindu Businessline 7 May 2026 11:06 pm

Revised NPS optional for Maharashtra govt employees: From 50% salary to withdrawal rules, this is what it covers

The revised NPS was launched on the lines of the Centre's unified pension scheme (UPS), a default pension scheme rolled out for the new recruits

Livemint 7 May 2026 10:26 pm

Mumbai woman quits 1 crore job to take up cleaning work in Melbourne: Money means options... happiness

Unable to find work in her field, she accepted the first opportunity that came her way managing Airbnb apartments, which involved cleaning rooms

Livemint 7 May 2026 10:25 pm

Planning to move to America? This India-US cost-of-living index comparison shows why you should look beyond paycheque

The cost-of-living index comparison between India and the United States highlights key differences in housing, healthcare, salaries, and purchasi

Livemint 7 May 2026 9:37 pm

India-EU FTA likely to enter into force in 2027 after ratification process: EU Ambassador to India

BMW makes a case for fast implementation to avoid postponement of purchases by customers waiting for duty cuts to kick in

The Hindu Businessline 7 May 2026 9:18 pm

DA hike: Arunachal Pradesh increases Dearness Allowance by 2% for state government employees All we know

The Arunachal Pradesh state government on Wednesday announced a 2% hike in dearness allowance component in salaries of serving employees, raising

Livemint 7 May 2026 9:17 pm

IFGE welcomes Maharashtra Compressed Biogas Policy 2026

A key feature of the policy is its focus on diverse feedstocks, including municipal solid waste, agricultural residues, livestock waste and agro-

The Hindu Businessline 7 May 2026 9:06 pm

Coromandel Q4 PAT declines by 80% to 115 crore

Full-year profit declines 8% to 1,898 crore despite 30% revenue growth; total dividend of 11 per share for FY26

The Hindu Businessline 7 May 2026 8:05 pm

APEDA extends deadline for 100% physical vertification of Indian organic farmers till July 3

This is the second extension given for the physical verification of farmers, which began on November 3, 2025

The Hindu Businessline 7 May 2026 7:25 pm

8th CPC: AIDEF for Defence ministry's civilian employees suggests 3.833 fitment factor, salary revision, base pay hike

The AIDEF submitted demands to the 8th CPC, including a minimum pay of 69,000, a fitment factor of 3.833, and risk allowances for hazardous jobs.

Livemint 7 May 2026 7:18 pm

Maharashtra signs 500 crore recycling deal with Recove Ventures to tackle Indias HDPE/PP gap

The agreements first project is a 1,100-tonne-per-month HDPE and PP recycling facility at Additional Jalgaon MIDC, a priority D+ industrial zone,

The Hindu Businessline 7 May 2026 7:05 pm

FMC to sell India business to Crystal Crop for $252 million

Acquisition gives Crystal Crop preferred access to FMC active ingredients and formulations

The Hindu Businessline 7 May 2026 6:56 pm

How EPFO helps salaried employees build retirement savings and lifelong pension through EPF, EPS and EDLI

Secure your future early with EPFO, as EPF, EPS, and EDLI contributions can steadily help in building retirement savings, lifelong pension benefi

Livemint 7 May 2026 6:55 pm

IIRRs Speed Breeding facility to accelerate launch of new seed varieties

Breeding time can be cut short to two years from 4-5 years in traditional methods

The Hindu Businessline 7 May 2026 6:15 pm

India must boost fruit, vegetable exports to increase farmers' income: Shivraj Singh Chouhan

The minister said another programme linked to the initiative would be held on Friday at the Rahman Khera campus of the Indian Council of Agricult

The Hindu Businessline 7 May 2026 6:05 pm

CIAL crosses 10 million passengers for fourth consecutive year

CIAL handles 1.14 crore passengers despite airline constraints and West Asia crisis; May 2025 sees highest monthly traffic

The Hindu Businessline 7 May 2026 5:27 pm

Airport operations start-up Blunav raises $1 million from Piper Serica

The capital will be used for team expansion and product development

The Hindu Businessline 7 May 2026 5:05 pm

ECLGS 5.0 expected to benefit 1.1 crore MSMEs and aviation accounts amid pressure from West Asia war Here's how

The newly approved Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 could potentially benefit around 1.1 crore MSME accounts, helping businesse

Livemint 7 May 2026 5:01 pm

India must integrate crude, gas, LPG and battery storage under one policy: S&P Global's Gauri Jauhar

On renewable energy, she said India is progressing in the right direction and noted that renewable additions in 2025 surpassed additions in coal,

The Hindu Businessline 7 May 2026 4:35 pm

How much monthly income does 25 lakh FD generate in 2026? These banks offer interest rates up to 7.75%

A fixed deposit of 25 lakh can offer a stable monthly income as many banks give up to 7.75% interest. However, before deciding on any investment

Livemint 7 May 2026 4:31 pm