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I asked ChatGPT why the principal of my 90 lakh home loan hasn't decreased much despite paying off 45 lakh via 60 EMIs. Here is what AI said.
25-year old techie shares how he built a 20 lakh portfolio in 3 years while earning under 10 lpa
A 25-year-old tech professional built a 20 lakh investment portfolio in three years on a salary under 10 lakh. He attributed his success to disci
I asked ChatGPT: How to build 10 crore retirement corpus? The answer was a wake up call
Investing in mutual funds varies by age to build a 10 crore corpus. Younger investors benefit from compounding over decades, while older investor
Gold monetisation scheme: Govt plans e-gold units to unlock idle gold, boost liquidity
Proposal to offer dematerialise units of idle physical gold for future fast-track sales, loans and jewellery conversion. Move to unlock idle gold
Gold and silver prices remained stable in India's retail market on Saturday, May 2. Check retail rates of 24K, 22K gold, 999 silver today in majo
If you have children especially a young family a popular rule of thumb is to choose a term long enough to see them out of the house and through
Fresh developments around the 8th Pay Commission updates include regional visits, extended deadlines, and key meetings shaping pay, pension, and
Air India to cut international flights till July amid jet fuel price surge, airspace curbs
Airspace restrictions in the wake of the West Asia conflict have forced the airline to take longer routes for many international destinations, re
From roti to revolution: Indias next big hunger fix isnt what you think
The Smart Nutrition Revolution will save India from deficiency - it is about building stronger bodies, sharper minds, healthier futures
The missing link in agri-tech: Why semiconductor startups will decide Indias farming future
The real missing link in agtech is integration and at its centre lies one critical element: semiconductors
New income tax rules for doctors: Who needs to maintain Form 25 and why
It is a prescribed daily case register required to be maintained by practitioners of any system of medicine under Rule 46(6) of the Income Tax Ru
Bank holiday today: Are SBI, HDFC Bank, and other banks closed on Saturday, May 2?
Banks in India are open today, May 2, 2026, as it is the first Saturday of the month. They will be closed on May 9, May 23, and May 27 as per the
I asked ChatGPT: SIP or home loan prepayment what's better? The answer was surprisingly logical
As a 40-year-old married person with one kid, here's how you can repay your home and car loans while investing in SIPs. Follow this balanced appr
Odisha kicks off mango season with first domestic shipment
Farmers are feeling the love this year, with prices soaring to 45 per kg up a whopping 80% from last years 25
Maersk levies emergency freight surcharge on Gulf routes amid Hormuz risks
Under the new structure, shippers will pay $1,800 per 20-ft container, $3,000 per 40-ft container, and $3,800 for reefers, special and dangerous
Indias wheat procurement down 9% on lower buy in Madhya Pradesh
Purchases in the central Indian State for buffer stocks down 59% from a year ago, while targets achieved for Punjab, Haryana
Fertilizer industry consortium welcomes Maharashtra govt move to streamline quality inspections
Consortium also lauds decisions to ban bundling of subsidised and non-subsidised fertilizer and strengthen quality control
Punjab records highest-ever GST collection of 2,987.4 cr in April
Punjab logs 66% growth in post-settlement GST year-on-year, minister says
Centre to sustain capex push despite fiscal stress due to global uncertainties: FinMin Official
The FY27 Budget has pegged the fiscal deficit at 4.3% of GDP, which is now seen at 4.5% of GDP, following a downward revision in India's nominal
Most models predict El Nino may last until January 2027: IMD
It could potentially impact kharif and rabi seasons; south-west Monsoon may set in over Andamans around May 14-16
India-UK trade boost: Goyal, Kyle discuss leveraging free trade pact
The India-UK CETA is likely to be implemented after all domestic processes for ratification conclude
P2P portfolio: Should you invest in peer-to-peer lending to earn high returns? Experts weigh in
P2P: In peer-to-peer lending, individual lenders offer unsecured loans directly to borrowers via RBI-regulated online platforms.
Centre allows Force Majeure relief for govt contracts impacted by West Asia disruptions
Government permits extension of contractual timelines by two to four months without penalties in affected cases
India to maintain budgeted capex despite global challenges: Expenditure Secy
The current global uncertainties have created a challenging situation for India, says Vualnam
Are you paying active fees for a passive fund?
Active share helps you spot whether your active fund is actually just tracking the index at a higher cost.
Should you replace 5 credit card EMIs with 1 personal loan? ChatGPT explains
I asked ChatGPT if I should consolidate 5 credit card EMIs into a single EMI by taking a personal loan. Check what the AI chatbot said:
ITR filing 2026: Who can claim meal card benefit before 31 July deadline? Rules explained
The revised tax treatment for employer-provided meal benefits raises the tax-exempt value to 200 per meal from 50, effective 1 April 2026. Here's
Petrol and diesel rates could rise in near future. Heres why
Crude, which was $70 per barrel last year, averaged over $114 this month
Indias heat exposes a fragile grid as energy crunch deepens
Areas like Gujarat, Maharashtra and parts of the foothills of the Himalayas will see more days of unusually high temperatures in May typically t
India, UK discuss ways to boost bilateral trade
Discussion takes place during virtual meeting between Commerce and Industry Minister Piyush Goyal and UK Secretary of State for Business and Trad
Transform your mindset with powerful personal finance books that build wealth habits, sharpen money decisions, and guide you towards long-term fi
For a Bengaluru-based Software Development Engineer who is starting out in her/his career, aims to accumulate a corpus of 1 crore in 15 years. He
Dividends, bonus shares and buybacks taxation in India: Rules, rates and reporting process explained
Income from the stock market is taxed based on its type: dividends are taxed as income, and bonus shares are taxed differently upon sale. Here ar
Morgan Stanleys latest report indicates that geopolitical tensions may boost Indias efforts for supply chain resilience and domestic capacity
Boosting rural financial inclusion, India Post Payments Bank launches SHG Savings Account to empower women-led SHGs with zero balance banking, do
Passenger vehicle sales fall 10% as EVs show resilience, Tata leads: Vahan data
EVs account for 5.7% share amid broader market slowdown
Pilots association flags safety risks, seeks full implementation of duty time rules
The association has said extensions to airlines granted by the Directorate General of Civil Aviation poses safety risk and should be withdrawn
Can you go to jail for cheque bounce? Section 138 explained
Can a cheque bounce land you in jail? Check what Section 138 of the Negotiable Instruments Act covers: the legal process, penalties, and how to p
Indias sugar output set to rise 12% in 2026-27 on higher cane area, improved recovery: USDA
Higher cane production aided by healthy crop conditions, improved recovery and strong monsoons drive output to 33.6 million tonnes
GST collections hit all-time high of 2.42 lakh crore in April
Strong imports and year-end stock clearance drive record-high revenue; collections rise 8.7% y-o-y despite absence of compensation cess
As Bhogapuram International airport nears launch, rural economy takes wing
Bhogapuram villages see land rush, business buzz
Air India Express reinstates operations in Gulf
Operations to Qatar, Bahrain restart; more flights added across region
Storage in over 50% of Indias major reservoirs drops below 40% of capacity
Level in the southern region drops below 30% as overall level down to 39% of 183.565 billion cubic metres capacity
Bajaj Finance FD rates have jumped to 7.40%, offering higher returns for long-term investors, while senior citizens can now earn up to 7.75% with
Govt reduces windfall gains tax on diesel, jet fuel
The Special Additional Excise Duty (SAED) on export of diesel has been reduced to 23 per litre from 55.5 per litre, and aviation turbine fuel to
Airport operators seek regulatory relief after cut in landing, parking charges
Industry body urges government support to offset cash flow impact of temporary tariff reduction at major airports
No change in domestic ATF prices, international aviation fuel rates revised upward
Latest fuel price revision keeps domestic airline operations insulated, however, international operations may see higher fuel costs
Govt lowers export duty on diesel, ATF; petrol duty unchanged
Separately, new rules allow blending of ATF with synthetic fuels, expanding fuel definitions to align with evolving aviation standards.
Applying for a loan, requesting a credit report? Here's how your credit score is calculated in India
Credit scores, ranging from 300-900, indicate credit risk to lenders based on past behavior. Scores can be improved through timely repayments and
Draft rules on 100% Ethanol: Not all vehicle makers are gung-ho about it
While the draft notification for E100 and E85 has been cheered by the sugar and distillery sectors, automakers, particularly in the luxury segmen
Private airports ask government for increase in user fees, deferral in revenue share payments
The private airport operators body has also requested for a revision in charges after the relief period
Agriculture Ministry `non-committal as Textile Ministry pushes for cotton duty cuts
Apparel exporters make a case for import duty exemption to help stabilise prices, increase competitiveness
The central bank has updated its rules for auto-debit transactions by customers this month. Here's a look at what changes the RBI has mandated fo
Indian firms ramp up global acquisitions as Sun Pharma-Organon deal leads trend
Sectors such as IT services, pharmaceuticals, healthcare and renewable energy are leading the charge.
Geopolitical environment could make Indias growth targets harder to achieve: CEA Nageswaran
We have to generate frontier research in science and engineering, says CEA
A clean credit profile is important when you apply for a credit card, home loan, mortgage or personal loan in the future. Here's whether your spo
Airlines brace for ATF price revision amid global oil volatility
The government had earlier capped the April price hike at 25% to shield airlines from a sharp surge triggered by geopolitical tensions, including
Vodafone Idea gets 27% relief as government cuts AGR dues to 64,046 crore
Vodafone Idea will repay the dues over a 10-year period, beginning with a minimum annual payment of 100 crore between FY32 and FY35, followed by
Amid global uncertainties, strong cargo volumes steer Adani Ports Q4 earnings
Net profit for the quarter rose 9% to 3,308 crore, demonstrating stable performance amid global trade uncertainties
FEMA notification easing FDI norms for China, other land-border countries awaited
The DEA will have to issue the notification under FEMA, says DPIIT Joint Secretary Jai Prakash Shivahare
Bengaluru airport sees growth in international travel and cargo segment in FY26
International traffic grew 23.9 per cent to 7.23 million, while domestic traffic grew 3.3 per cent to 37.24 million
Kerala planters oppose duty cut in natural rubber, warns of blow to farmers livelihood
Although natural rubber prices are currently above 250 per kg after 14 years, rising production costsestimated between 210 and 220 per kgare redu
FDI in India may cross $90 bn in 2025-26: DPIIT Secy
Reform measures, free trade agreements and fast-growing economy are helping India to attract healthy investments, DPIIT Secretary Amardeep Singh
DA: Differences between Dearness Allowance and House Rent Allowance, explained
Dearness Allowance for central government employees is adjusted twice a year to offset inflation, with the recent revision increasing it from 58%
To reach $30 trillion economy by 2047, India needs 12% growth, says Chief Economic Advisor
He noted that achieving this target would require around 12% annual growth in dollar terms, with Indias GDP currently at about $3.91 trillion and
NPS unclaimed money: How to recover your funds with interest and secure your pension
Hidden savings could still be yours, NPS unclaimed money can be recovered with interest through a clear process, helping subscribers secure misse
No more OTP hassle: how RBIs new e-mandate rules smooth out high-value payments
The standard threshold remains at 15,000 for everyday subscriptions such as streaming services, utility bills and gym memberships, which will con
8th Pay Commission: Is the 8th CPC also applicable for state government employees? Top FAQs answered
Established by the government every 10 years to revise pay for its employees, the Central Pay Commission is responsible for decisions on allowanc
Indias marine fish landings post 3% rise in 2025 at 35.7 lakh tonnes
Weather shocks hit Gujarat; southern States drive gains
Truck rentals in India fall due to low industry activity
IFTRT said there is a decline of about 15% to 20% in dispatches from manufacturing hubs
SpiceJet flight chaos hits passengers, three flights cancelled from Mumbai
Two flights from Mumbai to Ahmedabad take off after long delays
ITR filing: Key strategies to maximise savings and reduce tax liability
Taxpayers must plan their finances for the 2026-27 financial year, taking into consideration income tax rules, exemptions and deductions to asses
From surplus to strain: World rice supply threatened by Iran war, El Nino
The effects of the Iran war are impacting farmers in top exporters Thailand and Vietnam as well as the import-reliant Philippines and Indonesia,
Major push for pay and pension reform under the 8th Pay Commission as the Staff Side submits key demands on salary, NPS, leave, and promotions. C
A Bengaluru IT consultant aims to upgrade from 10 LPA to 30 LPA in 1-2 years. ChatGPT suggests four paths. Check out.
Beyond long-only: The rise of adaptive equity investing through SIFs
As markets grow increasingly volatile, specialised investment funds (SIFs) offer a dynamic approach to equity investing by combining long and sho
A new analysis by the Ministry of Finance said that such States would either cut productive spending or turn to the Centre for more funds
India's GDP forecast of 7-7.4% for FY27 clouded by West Asia war: Finance Ministry
The ministry said India enters FY2026-27 at a point where strong domestic fundamentals are being tested by external challenges
You can secure a steady retirement income with the Senior Citizen Savings Scheme (SCSS) as investments of 10 to 30 lakh generate predictable mont
The Income Tax Department has revised ITR forms for AY 2026-27, requiring separate reporting of interest income from NBFCs, HFCs and corporate in
Coconut oil, copra prices head south amid weak demand, export disruptions
Thalath Mahmood, President of the Cochin Oil Merchants Association, says that coconut oil prices in Kerala fell to 266 per litre, with copra rate
Indias sugar production up 7% at 275.28 lakh tonnes till end-April
Industry seeks early revision of MSP citing higher production costs, subdued ex-mill realisations
Rain, thunderstorms, lightning likely as western disturbance crosses into North-West India
Heat-engine anticyclone dominates weather over interior Maharashtra and neighbouring Telangana
Sending money abroad in 2026 now demands stricter compliance with Form 145 and 146 for foreign remittances. India has streamlined disclosures, en
Buying a term insurance plan? Here are key things to know before you decide
A term insurance plan covers life for a fixed period and pays out to nominees upon death. Key considerations include insurer credibility, sum ass
Distillers welcome move to allow vehicles to run on up to 100% ethanol
Ravi Gupta, chairman of the Indian Federation of Green Energy, states that switching to 100% ethanol will enable automakers to produce flex fuel
Market noise is rising. Heres how to protect your money now
From emergency funds and SIP discipline to loans and asset allocation, top advisors lay out a practical playbook for navigating volatility and jo
InvITs: the middle path between equity risk and debt stability
Allocation to InvITs in your portfolio can be a good diversification avenue. Apart from mild price appreciation, it provides a hedge against infl
Is pension taxable in India? Rules, exemptions and how to declare it in ITR
Pension income in India is taxable based on type. Regular pensions are taxed as salary, while commuted pensions can be partially exempt. Full det
SIP + lump sum: A roadmap to 10 crore in 25 years
With 25,000 monthly SIPs and 1012 lakh to deploy, heres a structured asset allocation plan to target a 1015 crore corpus over 25 years while mana
