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How does a Ulip compare to buying a term plan and investing in MFs separately?
Unit-linked insurance plans or Ulips bundle life insurance and investment into a single product. Ulips also carry a tax advantage
Overseas carriers cut India flights on rising fuel costs
While Australias Qantas is temporarily suspending flights between Sydney and Bengaluru between August and October-end, Thai AirAsia is cutting fl
The Finance Ministry raised the Dearness Allowance by 2% for central government employees and pensioners, increasing it from 58% to 60% of basic
The 8th Central Pay Commission held its first meetings discussing demands for annual increments and pension scheme withdrawal. It is set to decid
Withdrawing PF money? Fill these details correctly to avoid TDS deductions
The declarant, who is a resident, must ensure that their expected final tax liability for the year is NIL and duly fill all the rows in Part A of
Five smart investing rules for navigating Indias volatile equity markets in 2026
To turn market volatility into an instrument for wealth creation, retail investors should consider adopting a structured approach. Here are five
How mutual fund-based portfolio management services work
Mutual fund-based portfolio management services are becoming popular among high-net-worth individuals. Here is how these services work
UK sets out fuel contingency plans for flights amid US-Iran conflict
The Department for Transport (DfT) issued a series of temporary plans amid ongoing jet fuel supply issues caused by the US-Iran conflict and the
Agri land, factories in Tanzania offer new avenues for Haryana farmers, entrepreneurs
Haryana government, with the support of the Centre, has signed a Memorandum of Understanding (MoU) for one lakh acres of farm land in Tanzania
Tax deadlines in May 2026: Key dates every taxpayer should know
May 2026 has crucial tax deadlines, including TDS payments and quarterly filings. Taxpayers must comply to avoid penalties. Full list of the dead
The hardest part of investing isnt picking, its holding
Legitimate capital, patiently held, is the only edge in this business that has worked reliably for a hundred years. It is not glamorous enough to
Services sector drives exports growth, offsets 64% of trade deficit in FY26: Finmin Review
The report noted that Indias services exports rose to 48.6% of total exports from 47% in FY25
Missed Subhadra Yojana? Here are alternative welfare schemes available in Odisha
Odisha has several welfare schemes aimed at empowering women through financial assistance and social support, including Lakhpati Didi Yojana and
On May 3, gold prices in India remained stable, silver prices also showed limited movement. Check retail rates of 24K, 22K gold, 999 silver in yo
If crude stays high, Indian aviation faces margin squeeze, demand risk: Oil Analyst
Sparta Commodities Senior Oil Analyst Abhishek Kumar noted that Indias aviation sector is highly vulnerable due to the significant cost of aviati
Chennai Metro ridership at 90 lakh in April
A total of 90,18,069 passengers used the Chennai metro from April 1 to April 30, with a peak single-day ridership of 3,65,807
Smart spending: Here's how you can save money without sacrificing fun
Effective money management involves budgeting, debt management, tracking expenses, and distinguishing needs from wants. Here's a few steps you ca
Transactions where PAN is mandatory in India: Full list after form 97 replaces form 60
Starting April 1, 2026, the Income Tax Act mandates quoting a PAN for numerous financial transactions, replacing Form 60 with Form 97. Here's a l
How your credit score impacts home loan approval and what score you need for the best deal Explained
Home loans require lenders to assess creditworthiness, with credit scores significantly influencing approval and interest rates. A score above 75
Private and public sector banks in India will be closed for two days between May 4 and 10, 2026. Customers can use online services for transactio
Taxpayers can rely on Section 80C of the Income-Tax Act to reduce their tax liability through deductions of up to 1.5 lakh in a financial year. H
MIP on virgin multi-layer paper board extended to September 30
The measure, first introduced in August 2025, aims to regulate low-cost imports and support domestic manufacturers.
NITI Aayog gets two new full-time members, count rises to seven
The Centre has appointed Joram Aniya and R Balasubramaniam as full-time members of NITI Aayog, strengthening the think tanks leadership and bring
FinMin notifies changes in FEMA rules easing FDI for foreign cos with up to 10% Chinese stake
New FEMA rules clear low-level China-linked FDI under automatic route
Concerns about a housing market crash are growing among Americans as mortgage rates rise and inflation increases. Financial experts recommend kee
DA hike: The highest hike for Dearness Allowance of central government employees came in 2021 with an 11% increase from the central pay commissio
DEA eases FDI rules for firms with up to 10% Chinese shareholding under FEMA
The revised policy shifts focus to beneficial ownership while retaining curbs on entities from land-border countries, marking a calibrated relaxa
Aushadhi Express reefer rake flagged off to boost pharma logistics
The service is expected to reduce transit time, lower costs, and improve supply-chain reliability, supporting Indias growing pharma exports.
Electric bus sales up 19% in JanApr; JSW entry signals new capacity as April sales see dips
JSW Greentechs April dispatch of 25 buses marks its formal entry into Indias electric bus market, albeit at a pilot stage
8th CPC: What is the role of pay commissions in calculation of Dearness Allowance?
8th central pay commission: The government appointed panel determines Dearness Allowance hike, fitment factor and other allowances for central go
Bank deposit risk explained: What happens to your money if a lender fails to return it?
Bank deposits are generally safe, but in case of bank failure, only 5 lakh per depositor is insured under the DICGC. This coverage applies to all
Power Ministry mandates phased rollout of local content in HVDC substations
Power Ministry aims to reach 60% minimum local content in HVDC substations by FY35
Tax-saving FDs vs regular FDs: Interest rates, lock-in and tax benefits compared
Fixed deposits (FDs) are favored for stable returns, with banks in India offering rates up to 7%. Tax-saving FDs provide deductions under Section
IRCON celebrates golden jubilee, showcases 50-year journey and future roadmap
The PSU highlighted its expansion into diversified infrastructure sectors, strong domestic and global project portfolio, and outlined future grow
The RBI has set the final redemption price for its Sovereign Gold Bond 2018-19 Series-I at 14,901 per unit, payable on 4 May 2026. Investors coul
New Air India CEO: Search narrows to Singapore Airlines Vinod Kannan, insider Nipun Aggarwal
CEO search follows Campbell Wilsons resignation
Income tax rules discourage cash transactions, limiting annual deposits to 10 lakh. Experts recommend using savings accounts for cash deposits
How to claim stuck NPS funds with interest? Step-by-step guide for subscribers
Unclaimed National Pension System contributions can be retrieved through a mechanism specified by the Pension Fund Regulatory and Development Aut
Family floater vs separate policy: Whats best health insurance policy for your elderly parents?
Family floater health insurance premiums are primarily calculated based on the age of the eldest member covered. Other key factors are - sum insu
Spirit shuts operations after White House bailout falls apart
All Spirit flights have been canceled, and passengers have been advised not to go to the airport, after the airline failed to secure a deal with
Electric 3-wheeler sales steady in April; fuel cost worries push shift to L5
Growth was led by the L5 segment, which expanded nearly 4% to 25,307 units, even as the L3 category declined about 1% to 35,953 units
PPF maturity rules: What investors should do when their account matures?
As PPF accounts reach maturity, holders must choose to withdraw the total amount, extend for five years, or continue without extra deposits. Here
A married woman's share in ancestral property is influenced by laws, family dynamics, and social norms. Key laws - the Indian Succession Act and
I asked ChatGPT why the principal of my 90 lakh home loan hasn't decreased much despite paying off 45 lakh via 60 EMIs. Here is what AI said.
25-year old techie shares how he built a 20 lakh portfolio in 3 years while earning under 10 lpa
A 25-year-old tech professional built a 20 lakh investment portfolio in three years on a salary under 10 lakh. He attributed his success to disci
I asked ChatGPT: How to build 10 crore retirement corpus? The answer was a wake up call
Investing in mutual funds varies by age to build a 10 crore corpus. Younger investors benefit from compounding over decades, while older investor
Gold and silver prices remained stable in India's retail market on Saturday, May 2. Check retail rates of 24K, 22K gold, 999 silver today in majo
If you have children especially a young family a popular rule of thumb is to choose a term long enough to see them out of the house and through
6 personal finance mistakes to avoid in May 2026 for a stronger financial future
Avoid costly personal finance mistakes in May 2026 for stronger financial growth as poor planning, emotional investing and debt misuse can erode
Fresh developments around the 8th Pay Commission updates include regional visits, extended deadlines, and key meetings shaping pay, pension, and
Air India to cut international flights till July amid jet fuel price surge, airspace curbs
Airspace restrictions in the wake of the West Asia conflict have forced the airline to take longer routes for many international destinations, re
From roti to revolution: Indias next big hunger fix isnt what you think
The Smart Nutrition Revolution will save India from deficiency - it is about building stronger bodies, sharper minds, healthier futures
The missing link in agri-tech: Why semiconductor startups will decide Indias farming future
The real missing link in agtech is integration and at its centre lies one critical element: semiconductors
New income tax rules for doctors: Who needs to maintain Form 25 and why
It is a prescribed daily case register required to be maintained by practitioners of any system of medicine under Rule 46(6) of the Income Tax Ru
I asked ChatGPT: SIP or home loan prepayment what's better? The answer was surprisingly logical
As a 40-year-old married person with one kid, here's how you can repay your home and car loans while investing in SIPs. Follow this balanced appr
Odisha kicks off mango season with first domestic shipment
Farmers are feeling the love this year, with prices soaring to 45 per kg up a whopping 80% from last years 25
Players, especially in the restaurant industry, are expected to pass on the cost pressures to some extent to the end consumers
Maersk levies emergency freight surcharge on Gulf routes amid Hormuz risks
Under the new structure, shippers will pay $1,800 per 20-ft container, $3,000 per 40-ft container, and $3,800 for reefers, special and dangerous
Indias wheat procurement down 9% on lower buy in Madhya Pradesh
Purchases in the central Indian State for buffer stocks down 59% from a year ago, while targets achieved for Punjab, Haryana
Fertilizer industry consortium welcomes Maharashtra govt move to streamline quality inspections
Consortium also lauds decisions to ban bundling of subsidised and non-subsidised fertilizer and strengthen quality control
Punjab records highest-ever GST collection of 2,987.4 cr in April
Punjab logs 66% growth in post-settlement GST year-on-year, minister says
Centre to sustain capex push despite fiscal stress due to global uncertainties: FinMin Official
The FY27 Budget has pegged the fiscal deficit at 4.3% of GDP, which is now seen at 4.5% of GDP, following a downward revision in India's nominal
India-UK trade boost: Goyal, Kyle discuss leveraging free trade pact
The India-UK CETA is likely to be implemented after all domestic processes for ratification conclude
P2P portfolio: Should you invest in peer-to-peer lending to earn high returns? Experts weigh in
P2P: In peer-to-peer lending, individual lenders offer unsecured loans directly to borrowers via RBI-regulated online platforms.
Telangana crosses 10-lakh tonne paddy procurement
Telangana targets to procure 90 lakh tonnes of paddy in rabi season
Centre allows Force Majeure relief for govt contracts impacted by West Asia disruptions
Government permits extension of contractual timelines by two to four months without penalties in affected cases
India to maintain budgeted capex despite global challenges: Expenditure Secy
The current global uncertainties have created a challenging situation for India, says Vualnam
Are you paying active fees for a passive fund?
Active share helps you spot whether your active fund is actually just tracking the index at a higher cost.
Should you replace 5 credit card EMIs with 1 personal loan? ChatGPT explains
I asked ChatGPT if I should consolidate 5 credit card EMIs into a single EMI by taking a personal loan. Check what the AI chatbot said:
ITR filing 2026: Who can claim meal card benefit before 31 July deadline? Rules explained
The revised tax treatment for employer-provided meal benefits raises the tax-exempt value to 200 per meal from 50, effective 1 April 2026. Here's
Indias heat exposes a fragile grid as energy crunch deepens
Areas like Gujarat, Maharashtra and parts of the foothills of the Himalayas will see more days of unusually high temperatures in May typically t
India, UK discuss ways to boost bilateral trade
Discussion takes place during virtual meeting between Commerce and Industry Minister Piyush Goyal and UK Secretary of State for Business and Trad
India auto retail sees broad-based growth in April; Two-wheelers lead surge: Goldman Sachs
According to the report, two-wheeler (2W) volumes rose 14% year-on-year in April, outperforming passenger vehicles (cars), which grew 11% during
Transform your mindset with powerful personal finance books that build wealth habits, sharpen money decisions, and guide you towards long-term fi
For a Bengaluru-based Software Development Engineer who is starting out in her/his career, aims to accumulate a corpus of 1 crore in 15 years. He
Dividends, bonus shares and buybacks taxation in India: Rules, rates and reporting process explained
Income from the stock market is taxed based on its type: dividends are taxed as income, and bonus shares are taxed differently upon sale. Here ar
Morgan Stanleys latest report indicates that geopolitical tensions may boost Indias efforts for supply chain resilience and domestic capacity
Boosting rural financial inclusion, India Post Payments Bank launches SHG Savings Account to empower women-led SHGs with zero balance banking, do
Pilots association flags safety risks, seeks full implementation of duty time rules
The association has said extensions to airlines granted by the Directorate General of Civil Aviation poses safety risk and should be withdrawn
Can you go to jail for cheque bounce? Section 138 explained
Can a cheque bounce land you in jail? Check what Section 138 of the Negotiable Instruments Act covers: the legal process, penalties, and how to p
EPFO updates: Key changes and new rules for employees' provident fund subscribers in 2026
EPFO has recently made changes to streamline compliance and improve access for provident fund subscribers, including a new unified Form 121 effec
Indias sugar output set to rise 12% in 2026-27 on higher cane area, improved recovery: USDA
Higher cane production aided by healthy crop conditions, improved recovery and strong monsoons drive output to 33.6 million tonnes
GST collections hit all-time high of 2.42 lakh crore in April
Strong imports and year-end stock clearance drive record-high revenue; collections rise 8.7% y-o-y despite absence of compensation cess
As Bhogapuram International airport nears launch, rural economy takes wing
Bhogapuram villages see land rush, business buzz
Air India Express reinstates operations in Gulf
Operations to Qatar, Bahrain restart; more flights added across region
Storage in over 50% of Indias major reservoirs drops below 40% of capacity
Level in the southern region drops below 30% as overall level down to 39% of 183.565 billion cubic metres capacity
Bajaj Finance FD rates have jumped to 7.40%, offering higher returns for long-term investors, while senior citizens can now earn up to 7.75% with
Govt reduces windfall gains tax on diesel, jet fuel
The Special Additional Excise Duty (SAED) on export of diesel has been reduced to 23 per litre from 55.5 per litre, and aviation turbine fuel to
Airport operators seek regulatory relief after cut in landing, parking charges
Industry body urges government support to offset cash flow impact of temporary tariff reduction at major airports
Commercial LPG cylinder price hiked by 993 to 3,071; domestic rates unchanged
According to sources, the price of a 19 kg commercial LPG cylinder has been increased by 993, taking the cost in Delhi to 3,071.50 from today
