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Chandigarh

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Car rams bike in Panchkula, youth killed

The Times of India 13 Nov 2026 1:03 am

Eight observers to supervise Chandigarh MC elections

The Times of India 13 Nov 2026 12:55 am

Another chance for voters left out of draft electoral roll

The Times of India 13 Nov 2026 12:54 am

Rs 5 lakh grant for Jyotis family; order cites electrocution

The Times of India 13 Nov 2026 12:51 am

Meet Hayer back in state electoral arena, picked for Barnala

The Times of India 13 Nov 2026 12:49 am

Sukhbir Badal's meeting with Bibi Jagir Kaur postponed

The Times of India 13 Nov 2026 12:49 am

Punjab publishes draft voter rolls; claims open till Dec 11

The Times of India 13 Nov 2026 12:48 am

Panel mulls relief for youth held despite bail

The Times of India 13 Nov 2026 12:47 am

Sector 39 mandi plan: 3 auctions but no takers

The Times of India 13 Nov 2026 12:45 am

Dr HS Judge, who funded PU dental college, passes away

The Times of India 13 Nov 2026 12:36 am

Giant slayer Gurmeet Khudian fails to get nomination

The Times of India 13 Nov 2026 12:28 am

SAD seeks CBI probe into irregularities in PCS exam results

The Times of India 13 Nov 2026 12:27 am

Speed limiters mandatory for school buses, tankers, dumpers

The Times of India 13 Nov 2026 12:24 am

Haryana to convert 70% of investment MoUs into projects

The Times of India 13 Nov 2026 12:22 am

Six-time MLA from Rampur Singhi Ram quits BJP

The Times of India 13 Nov 2026 12:21 am

Congress to take Save Vote, Save Nation campaign to villages

The Times of India 13 Nov 2026 12:20 am

AAP drops Anmol, backs Goldy for Kharar

The Times of India 12 Nov 2026 7:57 pm

How Punjab is finding a use for its stubble

The Times of India 12 Nov 2026 12:07 pm

FCIK slams RBI Regional office over ritual reviews amid deepening MSME distress

Srinagar, Nov 11:The Federation of Chambers of Industries Kashmir (FCIK) has sharply criticised the Reserve Bank of Indias Regional Office, Jammu, for failing to deliver tangible relief to distressed MSMEs despite successive meetings, repeated assurances and longstanding credit and rehabilitation mechanisms. Reacting to the 72nd Meeting of the Empowered Committee on MSMEs for J&K and Ladakh, FCIK said routine exhortations on liberal financing, credit guarantees and revival had displaced scrutiny of actual implementation. After 72 meetings, disclose how many enterprises were rehabilitated, financing deficiencies corrected and decisions implemented. Meetings held cannot be equated with results achieved, FCIK stated. The Federation said RBIs Regional Office must ensure that local economic conditions inform national banking policy, pursue corrective action on credit bottlenecks and recommend region-specific interventions. Having witnessed industrial distress for decades, the office must explain what it recommended, what action followed and why the same unresolved issues keep returning to its agenda. FCIK asked. FCIK said enterprises, particularly in Kashmir, had lost thousands of working days to turmoil, shutdowns, restrictions and natural calamities while interest, idle wages and statutory liabilities accumulated. Working capital was consumed by unavoidable expenses, while underfinancing, delayed assistance and costly emergency borrowings in the shape of overdraft with interest up to @18% pushed viable businesses into distress. Has the Regional Office placed a comprehensive assessment of disruption-related debt before the RBI Governor? What special measures has it recommended? Enterprises cannot remain indefinitely trapped between unserviceable debt and the loss of productive assets and family properties. FCIK observed. The Federation demanded meaningful resolution of legacy stress through rehabilitation, realistic restructuring and affordable settlements reflecting borrowers repayment capacity, the causes of distress and the need to preserve viable businesses. Expressing concern over complaints that banks allowed MSME accounts to become NPAs without timely intervention under RBIs Framework for Revival and Rehabilitation, FCIK questioned the Regional Offices monitoring. The framework requires early identification of stress and corrective action. Why do entrepreneurs report that meaningful engagement begins only with a recovery notice? Where are the assessments of rectification, restructuring and viability? asked FCIK. FCIK demanded a bank-wise account of eligible enterprises identified before NPA classification, considered for corrective action, restructured, revived or referred for recovery, with reasons for rejecting rehabilitation. What action has the Regional Office secured where banks bypassed these safeguards? Protection confined to paper offers no protection at all. FCIK observed. The Federation said NPA classification was often followed by SARFAESI notices and e-auction announcements while rehabilitation or settlement requests remained unresolved. Name and shame practices continued without giving distressed MSMEs a fair opportunity for rehabilitation or settlement, making revival even harder. In a closely knit society, public recovery campaigns damage an entrepreneurs reputation, business ties and chances of revival. FCIK also questioned repeated appeals for TReDS adoption without securing effective participation by government departments and PSUs purchasing from MSMEs. What has the Regional Office done to secure UT Government directions for their registration and time-bound acceptance of eligible invoices? Seller registration alone cannot unlock finance: public buyers must participate and accept invoices before those receivables can be discounted, observed FCIK. FCIK demanded disclosure of departments and PSUs on-boarded, invoices accepted, amounts financed and acceptance timelines, with deadlines to address gaps. Repeated references to TReDS at meetings do not release money trapped in unpaid bills. The Regional Office must help remove the administrative barriers preventing its use. The Federation further questioned its efforts to secure local access to debt adjudication for J&K borrowers compelled to pursue proceedings in Chandigarh at considerable expense and inconvenience. Acknowledging that establishing a Debts Recovery Tribunal falls within the Central Governments authority, FCIK demanded disclosure of the Regional Offices recommendations and follow-up for a tribunal in J&K or regular circuit sittings in Srinagar and Jammu. A remedy must be practically accessible, particularly when an entrepreneurs productive assets and home are at stake. Recalling its 2005 engagement with then RBI Governor Dr. Y. V. Reddy along 15 Deputy and executive Governors in Srinagar, FCIK said substantive dialogue had helped secure concessions and strengthen monitoring through Empowered Committees. Yet these committees, along the State Level Inter-Institutional Committee and its subcommittee, intended to rehabilitate sick units, failed to deliver and were subsequently abandoned. What happened to earlier concessions and rehabilitation mechanisms? Why did they disappear or become ineffective and what functioning alternatives replaced them? it asked. Urging the RBI Governor to review the Regional Offices performance, FCIK sought a time-bound programme for legacy-debt resolution, enforcement of rehabilitation safeguards, effective TReDS participation and accessible debt adjudication. The Regional Office must answer for the gap between RBIs stated objectives and entrepreneurs experience. Enterprises that survived decades of disruption deserve effective intervention. Another meeting ending with another assurance is no longer an acceptable response, FCIK concluded.

Greater Kashmir 12 Nov 2026 7:35 am

Punjab records 5,517 stubble-burning incidents; Ferozepur tops the list with 728 cases

Digital Desk | Chandigarh, Nov 12 (IANS) Stubble-burning incidents continue to be reported across Punjab amid the ongoing paddy harvesting season, with the state recording a total of 5,517 such cases so far, according to the latest report of the Punjab Pollution Control Board (PPCB). Of the total incidents reported across the state, Ferozepur is at the top with 728 cases, while 374 cases have been recorded in Patiala district, placing it fifth among districts with the highest number of stubble-burning incidents. The PPCB report, up to Wednesday (November 11), states that 96.65 per cent of the total paddy area of 32.87 lakh hectares in Punjab has been harvested so far. Meanwhile, the district administrations and the Pollution Control Board are closely monitoring the situation and taking action against farmers found burning crop residue. This comes as North India continues to grapple with the alarming pollution levels. As part of the enforcement measures, authorities have inspected 4,620 fields across the state, while physical verification of reported stubble-burning incidents has been carried out at 2,003 locations. The authorities have imposed fines amounting to Rs 85.90 lakh as 'Environmental Compensation' (EC) in connection with stubble-burning cases. Of this amount, Rs 37.55 lakh has been recovered so far. In addition, First Information Reports (FIRs) have been registered in 1,259 cases, while 'red entries' have been recorded in the revenue records in 1,637 cases. The report further states that authorities have issued 1,435 warnings and show-cause notices to those allegedly involved in stubble burning as part of the action being taken to curb the practice. In Patiala district, around 98 per cent of the total paddy area measuring 2.314 lakh hectares has been harvested. Despite the high level of harvesting, the district has reported 374 stubble-burning incidents so far, officials said. Of these cases, officials have inspected 282 fields, while physical verification of the incidents has been completed at 184 locations. The district administration has also initiated enforcement action against those found responsible for burning crop residue. According to the officials, fines worth Rs 6.70 lakh have been imposed as Environmental Compensation in Patiala, out of which Rs 2.60 lakh has been recovered. Furthermore, FIRs have been registered in 153 stubble-burning cases, while 'red entries' have been made in the revenue records in 120 cases. Patiala has also issued 390 warnings and show-cause notices in connection with stubble-burning incidents, the highest number among all districts in Punjab, according to the report. The report also highlights that three fields in Patiala district have been identified where stubble burning was confirmed by non-AFL (non-Agriculture Field Level) officials. Across Punjab, a total of 147 such fields have been identified by the authorities. Among the districts reporting the highest number of stubble-burning incidents, Ferozepur is at the top with 728 cases. Tarn Taran follows with 687 incidents, while Sangrur has reported 628 cases. Bathinda stands fourth with 499 incidents, followed by Patiala with 374 cases. The authorities continue to monitor the situation and enforce measures to discourage farmers from burning crop residue, officials said.

bhaskarlive 12 Nov 2026 7:31 am

Anandpur Sahib bags Punjabs Best Swachh City award

The Times of India 12 Nov 2026 1:12 am

Asst manager shot dead after road rage on Sonipat E-way

The Times of India 12 Nov 2026 1:08 am

Clock ticks on wheat sowing, smoke rises over Punjab fields

The Times of India 12 Nov 2026 1:07 am

Farm fires cross 2025 tally as Punjab records 5,517 cases

The Times of India 12 Nov 2026 1:06 am

SUV rams trailer on Kshetra highway; mom & son dead

The Times of India 12 Nov 2026 1:04 am

Punjab govt launches stipend scheme for polytechnic interns

The Times of India 12 Nov 2026 1:04 am

Punjab Cong launches Punjab Mangda Insaaf campaign

The Times of India 12 Nov 2026 1:01 am

Hyper-technical claim rejection costs insurer 3 lakh

The Times of India 12 Nov 2026 12:33 am

Two new sites to handle Chhath Puja rush in Panchkula

The Times of India 12 Nov 2026 12:20 am

Jind varsity to host three-day Haryana Utsav from Nov 12

The Times of India 11 Nov 2026 9:35 pm

Bihar: Liquor worth Rs 50 lakh seized; four Rajasthan smugglers arrested

Digital Desk | Patna, Nov 11 (IANS) Bihar Police have seized foreign-made liquor worth approximately Rs 50 lakh and arrested four alleged smugglers from Rajasthan in Patna district ahead of the Chhath festival on Wednesday. A total of 435 cartons containing 3,830.760 litres of liquor were recovered during a raid near a Bharat Petroleum pump in Muktakapur village, under Fatuha police station limits. Acting on a tip-off that a large consignment of foreign liquor had been stored at the location, police formed a special team under the leadership of Inspector Ajit Kumar. The team conducted a raid at around 2 a.m. on Wednesday and found 435 cartons of liquor stocked at the premises. The estimated market value of the seized consignment is around Rs 50 lakh. During the investigation, police found that the liquor bottles carried labels indicating that they were meant for sale in Chandigarh, Punjab and Haryana. The four arrested accused have been identified as Devaram, Bishnaram, Dayaram and Dinesh Kumar. All are residents of the Sindhari police station area in Rajasthan's Barmer district. Police have taken the four men into custody for questioning to ascertain the source of the consignment and identify those who were supposed to receive and distribute the liquor in Bihar. Following the raid, the premises used for storing the liquor were sealed. Investigators are now attempting to establish the entire smuggling network and identify other people involved in the illegal trade, including suspected links in Bihar and other states. Police said further action would be taken based on the information obtained during the interrogation of the arrested accused. The accused have been booked under the relevant sections of the liquor prohibition act. They will be produced in the district court on Thursday for further legal proceedings. Liquor has been banned in Bihar since April 2016 after the then Chief Minister Nitish Kumar took the decision.

bhaskarlive 11 Nov 2026 9:00 pm

Sanju Samson to lead Keralam in Syed Mushtaq Ali Trophy

Indian wicketkeeper-batter Sanju Samson will be leading Keralam in the upcoming Syed Mushtaq Ali Trophy (SMAT) starting from November 14 onwards, reported Cricinfo. Samson's team will start their campaign against Madhya Pradesh at PCA Stadium in New Chandigarh from November 14. Vishnu Vinod, Keralam's red-ball captain, is also part of the 18-member squad alongside domestic stalwart Jalaj Saxena. Stars from Kerala Cricket League (KCL) have been rewarded too, with top-order batter Ahammed Imran, Govind Dev, the batting allrounder making it to the squad. Right-arm pacer KM Asif and left-arm spinner Vignesh Puthur add more firepower to the squad. Keralam are placed in Group C alongside Madhya Pradesh, Andhra Pradesh, Assam, Himachal Pradesh, Maharashtra, Puducherry and Tripura. Last season under Samson, they failed to make it to the knockouts, finishing fourth in their group. Samson has not had a productive run as of late in New Zealand, firing scores of 14, 18, 4 and 4 after a quickfire 6...

devdiscourse 11 Nov 2026 9:58 am

20 IAS officers transferred in Punjab; new DCs appointed in six districts

20 IAS officers transferred in Punjab; new DCs appointed in six districts Chandigarh: The Punjab government has ordered a major administrative reshuffle, transferring and assigning fresh postings to 20 IAS officers and appointing new Deputy Commissioners in six districts across the state. According to an order issued by the Department of Personnel on Tuesday, six [] The post 20 IAS officers transferred in Punjab; new DCs appointed in six districts appeared first on Mangalorean.com .

Mangalorean 11 Nov 2026 7:50 am

AAP block samiti member guns down brother over land dispute

The Times of India 11 Nov 2026 12:57 am

Will oppose BJP if it allies with SAD: Giani Harpreet

The Times of India 11 Nov 2026 12:57 am

Punjab to begin potash exploration by May 2027: Minister

The Times of India 11 Nov 2026 12:52 am

Punjab govt transfers 20 IAS officers, appoints 6 new DCs

The Times of India 11 Nov 2026 12:52 am

Parwanoo most polluted in HP on Diwali

The Times of India 11 Nov 2026 12:43 am

HP announces Rs 1 cr risk fund for trout farmers

The Times of India 11 Nov 2026 12:43 am

Boy dead as car ploughs into bystanders

The Times of India 11 Nov 2026 12:40 am

Dhillon questions AAP govts failure to manage crop residue

The Times of India 11 Nov 2026 12:35 am

GMCH Project Assistant Recruitment 2026

Government Medical College & Hospital, Chandigarh (GMCH) has released the notification for the post of Project Assistant. Eligible candidates can submit their offline applications till 23 November 2026. Further details are available at gmch.gov.in.

FreeJobAlert 11 Nov 2026 12:30 am

GMCH Chandigarh Lab Technician Recruitment 2026

Government Medical College & Hospital, Chandigarh, Department of Biochemistry (GMCH Chandigarh) has published the Recruitment 2026 notification for the post of Lab Technician. Offline applications will be accepted till 23 November 2026. For complete details, candidates can visit gmch.gov.in.

FreeJobAlert 11 Nov 2026 12:30 am

Punjabs rural CHCs face 84% specialist shortage

The Times of India 11 Nov 2026 12:30 am

GMCH SRF Recruitment 2026

Government Medical College & Hospital, Chandigarh (GMCH) has published the Recruitment 2026 notification for the post of SRF. Offline applications will be accepted till 23 November 2026. For complete details, candidates can visit gmch.gov.in.

FreeJobAlert 11 Nov 2026 12:30 am

In 2026, 51 drug peddlers detained in Shimla: Police

The Times of India 11 Nov 2026 12:28 am