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I asked ChatGPT which SIP frequency gives the highest return Daily, monthly or quarterly? Heres what I learnt

Investing through SIPs, it's essential to prioritize consistency and cash flow over frequency. Monthly SIPs are preferred for their efficiency an

Livemint 24 May 2026 7:33 am

How much should you invest in US equities? Expert warns against going overboard | Here's ideal allocation strategy

US-focused funds have outperformed Indian equities over the past decades, raising questions on allocation. Abhishek Kumar warns against excessive

Livemint 24 May 2026 7:26 am

NPS withdrawal rules 2026: how the new Retirement Income Scheme works

PFRDAs new NPS Retirement Income Scheme lets retirees keep non-annuitized corpus invested and withdraw it gradually till age 85. Here is what you

Livemint 24 May 2026 7:00 am

The most honest market advice right now: I dont know

As markets grapple with war, oil shocks and uncertainty, the temptation to forecast grows. But the most valuable advice may still be the simplest

Livemint 24 May 2026 7:00 am

Bank holiday next week: SBI, HDFC, others closed on these days between 25 and 31 May; check here

India's banks will be closed for two days next week, including May 27 for Bakrid. The RBI has declared nine holidays this month. Online banking r

Livemint 24 May 2026 5:56 am

What happens if you file the wrong ITR form? Consequences and how to fix it

The Income Tax department has notified ITR forms for FY 2025-26. Taxpayers must select appropriate forms to avoid defects that delay processing a

Livemint 23 May 2026 11:07 pm

Telangana Cabinet clears new life sciences policy 2026-30

The policy will offer a slew of incentives includingindustry states to research and development (R&D) units

The Hindu Businessline 23 May 2026 10:01 pm

Short on capital to buy stocks? Heres how margin trading facility can help

Margin Trading Facility (MTF) allows investors to buy stocks by paying a portion upfront, with brokers funding the rest. While it offers opportun

Livemint 23 May 2026 9:16 pm

I asked ChatGPT how I can double my 25K savings in Mumbai: AI's answer shows how it can grow to 40 45 lakh in 5 years

ChatGPTs opening response was direct and reassuring: Your goal should be to double your savings from 25,000 to around 50,000 per month

Livemint 23 May 2026 8:21 pm

CAFE III, ADAS norms set to drive next growth cycle for auto-component makers

CAFE III fuel-efficiency norms will shift Indias auto investment cycle from vehicle volumes to electronics, software, and emission controls as au

The Hindu Businessline 23 May 2026 8:01 pm

No Will? The crucial need for succession planning among modern women

For a Hindu woman dying intestate (without a Will), the legal line of succession depends entirely on the asset's originspecifically distinguishin

Livemint 23 May 2026 7:48 pm

Can freelancers use presumptive taxation under Section 44ADA? Rules explained

Freelancers in India can simplify tax filings using Section 44ADA, allowing them to declare at least 50% of gross receipts as taxable income. Det

Livemint 23 May 2026 7:17 pm

Goyal to meet Canadian PM Mark Carney to fast-track trade pact

Rules out intervention on weakening rupee, affirming exchange rates remain entirely market-driven

The Hindu Businessline 23 May 2026 7:14 pm

Rubio, Modi discuss bilateral trade, energy security, West Asia crisis

US Secretary of State lands in Kolkata for four-day India visit; calls on Modi in New Delhi

The Hindu Businessline 23 May 2026 6:39 pm

...4 months just to find bank accounts: Redditor on fathers death; Experts share how to organise records

A Reddit post highlights a family's struggle to locate a deceased father's financial assets, sparking discussions on the importance of organizing

Livemint 23 May 2026 5:41 pm

Government does not interfere in exchange rates: Goyal

The rupee's sharp decline has emerged as one of the biggest economic warning signs for policymakers, investors and businesses

The Hindu Businessline 23 May 2026 5:40 pm

Indian stock market under FPI selling pressure: What should domestic retail investors do now? Experts weigh in

Foreign investors have withdrawn over 2,20,000 crore from Indian equities in 2026, influenced by high oil prices and inflation. How should retail

Livemint 23 May 2026 5:22 pm

Cube Highways Trust to distribute 3.57 per unit for Q4 FY26

The companys total assets under management stood at 36,842 crore

The Hindu Businessline 23 May 2026 4:16 pm

Small MF distributors latch on to online platforms to beat GST complications

Since April, MF distributors attract GST of 18% on the commission paid by MFs

The Hindu Businessline 23 May 2026 4:08 pm

Consumer Affairs Ministry to investigate cancellation policies of online ticket platforms

Ministry and consumer protection agency to investigate whether cancellation charges imposed by online platforms is excessive

The Hindu Businessline 23 May 2026 3:47 pm

Can every EPF subscriber claim pension after retirement? Rules explained

The EPF scheme supports retirement savings with both employees and employers contributing 12% of basic salary. The EPS provides pensions for elig

Livemint 23 May 2026 3:36 pm

Indias coffee output for 2026-27 may dip 4% on weather concerns

USDA Post projects Indias next year coffee output at 3.68 lakh tonnes on decline in yields

The Hindu Businessline 23 May 2026 3:29 pm

Planning for retirement as a freelancer? We ask experts how much corpus you need, and key considerations

Retirement planning: We asked experts how much corpus a 27-year-old freelancer, living in Chennai and planning to retire to Munnar, will require

Livemint 23 May 2026 1:13 pm

Does debit card EMI affect your credit score? Everything you need to know

Debit card EMI influences credit score based on repayment behaviour, with timely payments improving credit profile while defaults or multiple loa

Livemint 23 May 2026 12:52 pm

IDFC FIRST Bank launches FD-backed Business Multiplier Metal Credit Card for entrepreneurs, Check details

With a dedicated credit limit for business expenses, the card can be used across a wide range of expenses including office supplies, digital mark

Livemint 23 May 2026 12:33 pm

I asked ChatGPT which international trip is best under 50,000 Thailand, Vietnam or Sri Lanka? The winner surprised me

Thailand is ideal for nightlife and shopping, while Vietnam excels in affordability and culture, making it the best value. Sri Lanka offers a pea

Livemint 23 May 2026 12:18 pm

Why the first crore feels slow, but the next comes faster 8-4-3 rule of compounding explained

Investing benefits from compounding over time, highlighted by the '8-4-3 rule' which shows how wealth accelerates. FundsIndia's report emphasizes

Livemint 23 May 2026 11:52 am

CNG prices hiked by Rs 1 per Kg from today; petrol, diesel also see fresh increase across metros

With CNG now dearer by 1 per kg, daily commuters using auto-rickshaws, taxis, and CNG-run private vehicles will face higher running costs

The Hindu Businessline 23 May 2026 11:33 am

Missed a home loan EMI? Here are smart steps to avoid credit damage and manage loan repayment stress

Missing a home loan EMI can hurt your credit score and weaken your financial stability. Timely communication with your lender, smart repayment pl

Livemint 23 May 2026 11:31 am

I asked ChatGPT how to make my child a crorepati by age 18? AI suggests this investments roadmap and math behind it

Parents can build a 1 crore corpus for their child by age 18 through early investments, averaging 8,000 10,000 monthly via SIPs. Compounding play

Livemint 23 May 2026 10:32 am

NUE fertilizers set to safeguard food security amid global NPK shortages from ongoing wars

Advanced nutrient management solutions are poised to become a cornerstone of the countrys next phase of agricultural transformation

The Hindu Businessline 23 May 2026 9:32 am

Why investors are moving from farm inputs to drone-powered farm intelligence

For investors, it is becoming part of a much broader transformation in how farming productivity, sustainability and profitability are being reima

The Hindu Businessline 23 May 2026 9:30 am

How climate-resilient agriculture, sustainable farming are emerging as key investment focus within Indias agtech ecosystem

Agriculture, which still supports close to half the countrys workforce, cannot be carried into that vision on a climate-stressed, water-short, so

The Hindu Businessline 23 May 2026 9:29 am

Strait of Hormuz shutdown turns into a global food crisis

The FAO has warned that the window is narrowing with every passing week of the planting season that passes without fertilizer reaching the fields

The Hindu Businessline 23 May 2026 9:24 am

Insulating PACS from NPAs: The case for health-linked credit scorecards

The government can simply authorise a localised software pilot across 100 digitised PACS to validate the risk-reduction model over a single crop

The Hindu Businessline 23 May 2026 9:18 am

Beyond area expansion: Why oil palm productivity will decide Indias edible oil future

The future of oil palm in India will ultimately belong not to those who expand the fastest but to those who build productivity, trust and sustai

The Hindu Businessline 23 May 2026 9:15 am

One more hike: Petrol prices by 0.87, diesel by 0.91 a litre

India relies on imports for nearly 85% of its crude oil requirements, making domestic fuel prices vulnerable to fluctuations in global markets

The Hindu Businessline 23 May 2026 9:05 am

Paytm Pocket Money to FamApp: 8 apps helping teenagers make digital payments without bank accounts

Teen-focused fintech apps like Paytm Pocket Money and FamApp are helping young Indians make digital payments without bank accounts through prepai

Livemint 23 May 2026 8:38 am

Delhis new ration card rules changed: Fresh issuance begins after 13 years Check new income limit, how to apply

Delhi Chief Minister Rekha Gupta announced the resumption of issuing new ration cards from May 15 after 13 years. The government has cancelled 7.

Livemint 23 May 2026 8:10 am

National Pension System: PFRDA clarifies NPS charge structure what you need to know

The PFRDA has clarified that NPS Tier-II accounts will incur annual maintenance charges (AMCs) similar to Tier-I accounts. The AMC for dormant ac

Livemint 23 May 2026 8:01 am

Petrol, diesel price hiked third time in 10 days: Analysts warn of more hikes ahead how high can rates go?

Petrol and diesel prices rose by up to 91 paise per litre, marking the third increase in less than 10 days. Analysts predict further hikes may be

Livemint 23 May 2026 7:28 am

Bank holiday today: Are SBI, HDFC Bank, and other banks closed on Saturday, May 23?

All banks in India are closed on May 23, 2026, due to the scheduled bank holiday on the fourth Saturday. This closure is part of the RBI's holida

Livemint 23 May 2026 5:54 am

India rolls out measures at JNPA to tackle cargo delays linked to West Asia crisis

JNPA has also outlined long-term plans to strengthen logistics resilience, including increasing driver availability, boosting railway cargo evacu

The Hindu Businessline 23 May 2026 12:33 am

Can PPF investors open multiple accounts in different banks? Rules explained

The Public Provident Fund (PPF) is a government-backed savings scheme in India, offering 7.1% interest with tax benefits. Individuals can only ma

Livemint 22 May 2026 11:13 pm

Why rushing to file your income tax return (AY 202627) could be a mistake

Modern tax compliance has transformed into an entirely data-driven process. Contemporary income tax returns are never evaluated independently

Livemint 22 May 2026 11:10 pm

STCG vs LTCG: Difference between short-term and long-term capital gains tax, types of assets and rules explained

Taxpayers who earn capital gains are required to report them when filing their income tax returns using the appropriate ITR form.

Livemint 22 May 2026 10:51 pm

Agri gold loans witnessing 40% growth as more farmers look to take advantage

The surge prices is aiding the trend with the yellow metal getting credits faster, says Kotak Mahindra Banks Shripad Jadhav

The Hindu Businessline 22 May 2026 10:15 pm

Chennai Port-Maduravoyal elevated corridor set for November 2027 launch

The 3,570-crore project, being executed by the National Highways Authority of India, has achieved around 25-27 per cent physical progress so far

The Hindu Businessline 22 May 2026 10:02 pm

Indias solar hour peak power demand tops 267 GW on Friday

A high of 267.45 GW was recorded at 1529 hours on Friday, against the all-time high of 270.82 GW recorded on Thursday

The Hindu Businessline 22 May 2026 10:00 pm

MDL evaluating mega shipyard in Maharashtra, says chairman

He said MDL hasexecuted warship and submarine projects worth 84,000 crore from its Mumbai yard in the past fifteen years

The Hindu Businessline 22 May 2026 9:55 pm

Bengaluru-Bidar, Kalaburagi flights to resume from June; Ktaka extends 28.47 crore support

Flight services to Kalaburagi have remained suspended since October 15, 2025, while services to Bidar were halted on April 16, 2026

The Hindu Businessline 22 May 2026 9:55 pm

Venezuelan President Rodriguez unlikely to visit India next week, say sources

With postponement of the first International Big Cat Alliance summit, many international visits are being put off, sources tracking the matter sa

The Hindu Businessline 22 May 2026 9:29 pm

India, Cyprus sign six agreements to strengthen ties across mobility, innovation, education

PM Modi, Cyprus President Christodoulides elevate ties to strategic partnership

The Hindu Businessline 22 May 2026 9:10 pm

Missed life insurance premium payments? Know when your policy may lapse and revival rules

Life insurance provides financial protection for policyholders' families upon their death. Premiums can be paid regularly or as a lump sum. Here'

Livemint 22 May 2026 9:03 pm

Indias official wheat procurement near target, up 13% from a year ago

Purchases in Madhya Pradesh rise on pressure from the opposition and farmers associations

The Hindu Businessline 22 May 2026 8:42 pm

India blocks Chinas request for WTO dispute panel on IT, solar

Beijing says consultations with India failed to resolve matter; a panel will be constituted on second request

The Hindu Businessline 22 May 2026 8:41 pm

RBI surplus transfer may offer only a limited fiscal cushion amid West Asia pressures, say economists

Revenue pressures and subsidy hikes may strain FY27 fiscal deficit target, say economists

The Hindu Businessline 22 May 2026 8:08 pm

8th Pay Commission: Key Lucknow meetings begin on 22 June all you need to know

8th Pay Commission Update: The commission's Lucknow visit is scheduled for 2223 June and appointment requests have to be submitted before 10 June

Livemint 22 May 2026 7:43 pm

Income tax returns 2026-27: Should pensioners file ITR? Tax rules, forms and deductions explained

Many retirees may believe that ITR filing is optional. Pension income is taxable, requiring ITR submission based on total income. ax rules, forms

Livemint 22 May 2026 7:17 pm

Good Food Institute of India report seeks focus on underutilised crop varieties

It says indigenous crops, including underutilised varieties, are a major opportunity due to their nutritional and agronomic potential

The Hindu Businessline 22 May 2026 6:57 pm

How multiple credit card applications impact your CIBIL score and approval chances explained

Requesting an additional credit card requires strategic planning to enhance approval chances and protect financial health. Frequent applications

Livemint 22 May 2026 6:47 pm

Smart financial planning tips for parents: SIPs, insurance, savings & child investment plans

Financial planning for children includes SIP investments, term insurance, health cover, Sukanya Samriddhi Yojana, emergency savings and legal pro

Livemint 22 May 2026 6:09 pm

mooMark signs MoU with Akiba Farm Holdings to launch gelato initiative in India

The partnership represents a new model of cross-border dairy collaboration, merging mooMarks traceable supply chain with Akibas premium gelato an

The Hindu Businessline 22 May 2026 5:27 pm

EPFO to allow PF withdrawal via UPI soon: Heres how instant EPF withdrawals will work

EPFO will soon enable members to withdraw Provident Fund money via UPI, according to Union Labour Minister Mansukh Mandaviya. Heres how instant E

Livemint 22 May 2026 5:04 pm

How to achieve financial stability with smart budgeting on 1 lakh monthly salary

Smart budgeting on a monthly salary of 1 lakh depends on effectively managing in-hand income, controlling expenses, prioritising savings, and div

Livemint 22 May 2026 4:45 pm

Credit card EMI vs minimum due: Which option is better for your credit score?

Credit card EMI conversion lets you pay off large transactions in smaller, fixed monthly instalments with interest. Here's how it is different fr

Livemint 22 May 2026 4:27 pm

Cautious demand hits tea prices in Kochi auctions

Market uncertainty and closure of hotels and way-side eateries due to LPG shortage and labour shortage has hit local teas sales

The Hindu Businessline 22 May 2026 4:26 pm

Kerala solar prosumers seek urgent policy reforms to tackle energy crisis

KDSPC also stressed the need for specialised job training programmes and research incentives to create employment opportunities in the green ener

The Hindu Businessline 22 May 2026 4:09 pm

Ebola surveillance stepped up at CIAL after emergency meeting

Passengers arriving from countries including the Democratic Republic of the Congo, Uganda and South Sudan will be placed under special health sur

The Hindu Businessline 22 May 2026 2:59 pm

Equity, debt or gold? This portfolio mix delivered the best risk-adjusted returns

Asset allocation is crucial for long-term wealth creation. A balanced portfolio of equities, debt, and gold offers stability and higher returns,

Livemint 22 May 2026 2:52 pm

I asked ChatGPT if a middle-class Indian can afford a Sweden trip in 1.5 lakh. AI's answer was brutally honest

A seven-day Sweden trip sounds romantic on paper, but when flights, visas, hostels and daily costs are added up, is Sweden actually realistic for

Livemint 22 May 2026 2:30 pm

PPF investment plan explained: Build a 1 crore corpus and earn over 50,000 monthly income through interest returns

PPF investment with disciplined annual contributions and long-term compounding can help investors build a 1 crore corpus and generate more than 5

Livemint 22 May 2026 1:41 pm

Annapurna Yojana explained: Who is eligible, how to apply online, and what happens to Lakshmir Bhandar beneficiaries

West Bengal's Annapurna Yojana will replace the Lakshmir Bhandar program, offering 3,000 monthly assistance to eligible women from June 1.

Livemint 22 May 2026 1:38 pm

Allcargo Terminals posts 9 crore Q4 profit on higher cargo volumes

The company also expanded capacity at JNPT facilities and began construction of its PFT-ICD project at Farukhnagar

The Hindu Businessline 22 May 2026 1:05 pm

How long do you need to stay invested to avoid negative returns? This data has an answer

FundsIndia's report highlights that long-term equity investment, defined as 7 years or more, is essential for wealth creation. Historically, equi

Livemint 22 May 2026 12:29 pm

Got a bonus to invest? Gold at record highs and markets choppy, this 50:50 formula may work better

Investors are facing challenges in volatile markets, with traditional options like fixed deposits yielding 6-7.5%. Experts recommend a discipline

Livemint 22 May 2026 12:22 pm

Should retirees in India use credit cards? Key benefits and risks explained

Credit cards for retirees offer secure cashless payments, rewards, emergency liquidity and credit score benefits, but disciplined usage is essent

Livemint 22 May 2026 11:59 am

I asked ChatGPT to calculate my ideal travel budget on a 15 lakh salary Here's the breakdown AI suggested

An ideal annual travel budget for someone earning 15 lakh, with monthly EMIs of 20,000 and fixed expenses of 30,000, ranges from 1.2 lakh to 2.5

Livemint 22 May 2026 11:47 am

I asked ChatGPT: Should I build a 6-month or 1-year emergency fund? These were the options it gave me

A stable income allows flexibility in emergency fund duration. A 9-12 month runway is advisable in tech for financial security. For a 30 lakh ear

Livemint 22 May 2026 10:30 am

Gold and silver price today, 22 May: Check retail rates of 24K, 22K gold and 999 silver in Delhi, Mumbai, other cities

Gold prices fell on MCX on Friday morning as a stronger US dollar weighed on the yellow metal. Gold has remained under pressure over the past two

Livemint 22 May 2026 10:21 am

8th Pay Commission: How to use fitment factor calculator to estimate your revised salary

Discussions on the 8th Pay Commission focus on the fitment factor, crucial for salary and pension hikes for central government employees.

Livemint 22 May 2026 10:05 am

RBI not in favour of rate hikes to defend rupee, prioritises inflation, sources say

The stance puts policymakers at odds with market bets for tightening, even as the rupee slides to record lows on an energy-price shock linked to

The Hindu Businessline 22 May 2026 9:54 am

Why Invesco MF's Vikas Garg sees a tactical opportunity in long-duration debt funds

After a sharp rise in bond yields driven by oil prices, fiscal worries and possibility of US Fed hike, Invesco MFs Vikas Garg says long-duration

Livemint 22 May 2026 9:00 am

Air India CEO says successor will have hands full

Wilson, who plans to step down in a few months, said the airlines next leader must balance operational pressures with expansion ambitions as Air

The Hindu Businessline 22 May 2026 7:05 am

Air India flight from Bengaluru makes emergency landing in Delhi after engine fire alert

All passengers and crew members disembarked normally without injuries

The Hindu Businessline 21 May 2026 11:44 pm

India raises concerns over UK's steel measures in WTO: Official

The UK defended the measures as necessary to protect domestic steelmaking capacity, even as the issue threatens to complicate implementation of t

The Hindu Businessline 21 May 2026 11:18 pm

Increase in Atal Pension Yojana payout? PFRDA chairman says evaluation on Here's all you need to know

The PFRDA is assessing the demand to increase the monthly pension cap under the APY from 5,000, according to PFRDA Chairman S Ramann. The subscri

Livemint 21 May 2026 10:50 pm

Overdraft vs Personal Loan: What is the difference and how to choose the right one for you?

An overdraft is a credit facility generally offered by banks and financial institutions, primarily to business owners to manage short-term financ

Livemint 21 May 2026 10:47 pm

Bulk diesel sales shifting to cheaper retail outlets straining supplies

Demand is shifting to government companies, says Sujata Sharma, Joint Secretary in the Oil Ministry

The Hindu Businessline 21 May 2026 9:04 pm

India joins forces with China, Japan against UK steel curbs at WTO

While backing global opposition against the July 1 tariff hikes, New Delhi is working bilaterally with London on a creative solution to break the

The Hindu Businessline 21 May 2026 8:53 pm