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Missed a home loan EMI? Here are smart steps to avoid credit damage and manage loan repayment stress
Missing a home loan EMI can hurt your credit score and weaken your financial stability. Timely communication with your lender, smart repayment pl
Parents can build a 1 crore corpus for their child by age 18 through early investments, averaging 8,000 10,000 monthly via SIPs. Compounding play
I asked ChatGPT which SIP date gives best returns? Here's what AI said based on historical data
There is no single best SIP date for maximizing long-term returns; historical trends show negligible differences between dates. Staggered SIPs on
NUE fertilizers set to safeguard food security amid global NPK shortages from ongoing wars
Advanced nutrient management solutions are poised to become a cornerstone of the countrys next phase of agricultural transformation
Why investors are moving from farm inputs to drone-powered farm intelligence
For investors, it is becoming part of a much broader transformation in how farming productivity, sustainability and profitability are being reima
Agriculture, which still supports close to half the countrys workforce, cannot be carried into that vision on a climate-stressed, water-short, so
Insulating PACS from NPAs: The case for health-linked credit scorecards
The government can simply authorise a localised software pilot across 100 digitised PACS to validate the risk-reduction model over a single crop
Beyond area expansion: Why oil palm productivity will decide Indias edible oil future
The future of oil palm in India will ultimately belong not to those who expand the fastest but to those who build productivity, trust and sustai
One more hike: Petrol prices by 0.87, diesel by 0.91 a litre
India relies on imports for nearly 85% of its crude oil requirements, making domestic fuel prices vulnerable to fluctuations in global markets
Paytm Pocket Money to FamApp: 8 apps helping teenagers make digital payments without bank accounts
Teen-focused fintech apps like Paytm Pocket Money and FamApp are helping young Indians make digital payments without bank accounts through prepai
On 23 May, gold prices in India remained stable, with 24-karat gold priced at 159,320 per 10 grams. Silver prices also showed limited movement, w
Delhi Chief Minister Rekha Gupta announced the resumption of issuing new ration cards from May 15 after 13 years. The government has cancelled 7.
National Pension System: PFRDA clarifies NPS charge structure what you need to know
The PFRDA has clarified that NPS Tier-II accounts will incur annual maintenance charges (AMCs) similar to Tier-I accounts. The AMC for dormant ac
Petrol and diesel prices rose by up to 91 paise per litre, marking the third increase in less than 10 days. Analysts predict further hikes may be
India rolls out measures at JNPA to tackle cargo delays linked to West Asia crisis
JNPA has also outlined long-term plans to strengthen logistics resilience, including increasing driver availability, boosting railway cargo evacu
Can PPF investors open multiple accounts in different banks? Rules explained
The Public Provident Fund (PPF) is a government-backed savings scheme in India, offering 7.1% interest with tax benefits. Individuals can only ma
Why rushing to file your income tax return (AY 202627) could be a mistake
Modern tax compliance has transformed into an entirely data-driven process. Contemporary income tax returns are never evaluated independently
Taxpayers who earn capital gains are required to report them when filing their income tax returns using the appropriate ITR form.
ITR filing: How NRIs and foreigners are taxed in India and why residential status matters
Tax liability of individuals is influenced more by residential status than citizenship under Indian tax law. NRIs and foreign citizens may be tax
Agri gold loans witnessing 40% growth as more farmers look to take advantage
The surge prices is aiding the trend with the yellow metal getting credits faster, says Kotak Mahindra Banks Shripad Jadhav
Chennai Port-Maduravoyal elevated corridor set for November 2027 launch
The 3,570-crore project, being executed by the National Highways Authority of India, has achieved around 25-27 per cent physical progress so far
Indias solar hour peak power demand tops 267 GW on Friday
A high of 267.45 GW was recorded at 1529 hours on Friday, against the all-time high of 270.82 GW recorded on Thursday
Bengaluru-Bidar, Kalaburagi flights to resume from June; Ktaka extends 28.47 crore support
Flight services to Kalaburagi have remained suspended since October 15, 2025, while services to Bidar were halted on April 16, 2026
Venezuelan President Rodriguez unlikely to visit India next week, say sources
With postponement of the first International Big Cat Alliance summit, many international visits are being put off, sources tracking the matter sa
India, Cyprus sign six agreements to strengthen ties across mobility, innovation, education
PM Modi, Cyprus President Christodoulides elevate ties to strategic partnership
Missed life insurance premium payments? Know when your policy may lapse and revival rules
Life insurance provides financial protection for policyholders' families upon their death. Premiums can be paid regularly or as a lump sum. Here'
Food Processing Ministry will seek continuation of PMFME scheme
Ministry of Food Processing Industries, Joint Secretary, Devesh Deval said the central scheme which was launched in 2020 has currently been exten
Indias official wheat procurement near target, up 13% from a year ago
Purchases in Madhya Pradesh rise on pressure from the opposition and farmers associations
India blocks Chinas request for WTO dispute panel on IT, solar
Beijing says consultations with India failed to resolve matter; a panel will be constituted on second request
Revenue pressures and subsidy hikes may strain FY27 fiscal deficit target, say economists
Income tax returns 2026-27: Should pensioners file ITR? Tax rules, forms and deductions explained
Many retirees may believe that ITR filing is optional. Pension income is taxable, requiring ITR submission based on total income. ax rules, forms
Good Food Institute of India report seeks focus on underutilised crop varieties
It says indigenous crops, including underutilised varieties, are a major opportunity due to their nutritional and agronomic potential
How multiple credit card applications impact your CIBIL score and approval chances explained
Requesting an additional credit card requires strategic planning to enhance approval chances and protect financial health. Frequent applications
Smart financial planning tips for parents: SIPs, insurance, savings & child investment plans
Financial planning for children includes SIP investments, term insurance, health cover, Sukanya Samriddhi Yojana, emergency savings and legal pro
Labour shortage, price crash prompt pineapple growers to suggest pause on new crop
Keralam association launches campaign askign growers to focus on maintaining existing farms
mooMark signs MoU with Akiba Farm Holdings to launch gelato initiative in India
The partnership represents a new model of cross-border dairy collaboration, merging mooMarks traceable supply chain with Akibas premium gelato an
EPFO to allow PF withdrawal via UPI soon: Heres how instant EPF withdrawals will work
EPFO will soon enable members to withdraw Provident Fund money via UPI, according to Union Labour Minister Mansukh Mandaviya. Heres how instant E
How to achieve financial stability with smart budgeting on 1 lakh monthly salary
Smart budgeting on a monthly salary of 1 lakh depends on effectively managing in-hand income, controlling expenses, prioritising savings, and div
Cautious demand hits tea prices in Kochi auctions
Market uncertainty and closure of hotels and way-side eateries due to LPG shortage and labour shortage has hit local teas sales
Kerala solar prosumers seek urgent policy reforms to tackle energy crisis
KDSPC also stressed the need for specialised job training programmes and research incentives to create employment opportunities in the green ener
Ebola surveillance stepped up at CIAL after emergency meeting
Passengers arriving from countries including the Democratic Republic of the Congo, Uganda and South Sudan will be placed under special health sur
Equity, debt or gold? This portfolio mix delivered the best risk-adjusted returns
Asset allocation is crucial for long-term wealth creation. A balanced portfolio of equities, debt, and gold offers stability and higher returns,
WB govt notifies free bus travel for women in state-run buses from June 1
The Transport department notification said a smart card with QR code, photograph and beneficiary details will be issued to all eligible women upo
A seven-day Sweden trip sounds romantic on paper, but when flights, visas, hostels and daily costs are added up, is Sweden actually realistic for
PPF investment with disciplined annual contributions and long-term compounding can help investors build a 1 crore corpus and generate more than 5
West Bengal's Annapurna Yojana will replace the Lakshmir Bhandar program, offering 3,000 monthly assistance to eligible women from June 1.
How long do you need to stay invested to avoid negative returns? This data has an answer
FundsIndia's report highlights that long-term equity investment, defined as 7 years or more, is essential for wealth creation. Historically, equi
Got a bonus to invest? Gold at record highs and markets choppy, this 50:50 formula may work better
Investors are facing challenges in volatile markets, with traditional options like fixed deposits yielding 6-7.5%. Experts recommend a discipline
Should retirees in India use credit cards? Key benefits and risks explained
Credit cards for retirees offer secure cashless payments, rewards, emergency liquidity and credit score benefits, but disciplined usage is essent
An ideal annual travel budget for someone earning 15 lakh, with monthly EMIs of 20,000 and fixed expenses of 30,000, ranges from 1.2 lakh to 2.5
Rupee plunge sees India turn to 2013 taper tantrum playbook
The urgency has grown after the rupee slumped to a record low of nearly 97 per dollar this week, driving up import costs and further eroding inve
A stable income allows flexibility in emergency fund duration. A 9-12 month runway is advisable in tech for financial security. For a 30 lakh ear
Gold prices fell on MCX on Friday morning as a stronger US dollar weighed on the yellow metal. Gold has remained under pressure over the past two
8th Pay Commission: How to use fitment factor calculator to estimate your revised salary
Discussions on the 8th Pay Commission focus on the fitment factor, crucial for salary and pension hikes for central government employees.
Why Invesco MF's Vikas Garg sees a tactical opportunity in long-duration debt funds
After a sharp rise in bond yields driven by oil prices, fiscal worries and possibility of US Fed hike, Invesco MFs Vikas Garg says long-duration
Air India CEO says successor will have hands full
Wilson, who plans to step down in a few months, said the airlines next leader must balance operational pressures with expansion ambitions as Air
Air India flight from Bengaluru makes emergency landing in Delhi after engine fire alert
All passengers and crew members disembarked normally without injuries
India raises concerns over UK's steel measures in WTO: Official
The UK defended the measures as necessary to protect domestic steelmaking capacity, even as the issue threatens to complicate implementation of t
The PFRDA is assessing the demand to increase the monthly pension cap under the APY from 5,000, according to PFRDA Chairman S Ramann. The subscri
Overdraft vs Personal Loan: What is the difference and how to choose the right one for you?
An overdraft is a credit facility generally offered by banks and financial institutions, primarily to business owners to manage short-term financ
Bulk diesel sales shifting to cheaper retail outlets straining supplies
Demand is shifting to government companies, says Sujata Sharma, Joint Secretary in the Oil Ministry
India joins forces with China, Japan against UK steel curbs at WTO
While backing global opposition against the July 1 tariff hikes, New Delhi is working bilaterally with London on a creative solution to break the
Income-tax return forms released: Here's all you need to know about ITR-1 Sahaj Top FAQs answered
The Income-Tax department has released ITR forms for AY27/FY26, enabling offline preparation via Excel Utility for ITR-1 and ITR-4. Taxpayers can
Omni bus operators urge TN govt to restore Koyambedu services for south-bound destinations
Passengers now rely on multiple transport modes to reach Kilambakkam, increasing travel time and costs
What happens when you close your loan early? All you need to know about prepayment charges
Repaying a loan ahead of schedule can help reduce the total interest payable and shorten the duration of your debt.
Furry evacuees: 292 pets flown safely to India amid Gulf conflict
Data from Animal Quarantine and Certification Services show 181 dogs and 95 cats were airlifted from troubled Gulf region in March
2 of 3 key India reservoirs are filled to less than 40% of capacity
Storage in 166 major dams down to 33% of 183.565 BCM capacity; level in southern region down below 25%
India, Africa postpone summit following Ebola outbreak in DRC and Uganda
India reaffirmed its solidarity with African countries and offered to help with evolving health situation
Changing weather patterns cast a shadow over Kashmir cherry season
Despite the decline in production, growers said market prices have remained relatively stable, offering some relief to orchardists.
The 8th Central Pay Commission has started consultations with employee representatives to recommend salaries and allowances for central governmen
75.5% of Indians lack a retirement plan, while 77% avoid financial advice: 1 Finance survey
A growing retirement planning gap in India is raising concern as 75.5% of middle-aged earners lack a detailed plan while 77% have not sought fina
IIRRs direct seeded rice initiative increases yields by 8-13%
Using IoT-based sensors, farmers save 25-35 per cent water consumption
Diesel demand shifts to PSU retail pumps, India has sufficient fuel supplies: Govt
India currently has sufficient supplies of petrol, diesel, LPG and natural gas despite global geopolitical tensions impacting imports, said Sujat
Hindu Undivided Family: Who is eligible to form HUF and how much tax can be saved?
HUF is treated as a separate taxable entity from its family members. Family income can be legally divided and reported under the HUF to avail add
India weighs measures including rate hike to stabilize Rupee
The next scheduled monetary policy decision is on June 5, although the RBI has previously made an out-of-cycle adjustment in May 2022
8th Pay Commission fitment factor discussions are reshaping salary expectations as Indias pay commission history highlights major changes in gove
Fixed Deposits: Can you save tax on FD interest? Key rules every depositor should know
Interest earned on fixed deposits is treated as Income from Other Sources under income tax rules. It gets added to your total annual income and t
Hotel association hails PM Modis appeal to promote domestic tourism
K.B. Kachru, President, Hotel Association of India and Chairman South Asia, Radisson Hotel Group, said, Inbound tourism will be one of the defin
Dearness Allowance: Uttar Pradesh announces 2% hike in DA for state government employees
Dearness Allowance: Uttar Pradesh today announced a 2% hike in DA for state government employees, effectively increasing the component to 60% of
As job insecurity rises globally, building an emergency fund is essential for financial stability amid layoffs, inflation and AI-driven restructu
Farmers' income more than doubled in last 10 years: NITI Aayog member
According to Ramesh Chand, the slogan of doubling farmers income announced by Prime Minister Narendra Modi in 2016-17 achieved significant result
CII urges India to tackle fuel, fertilizer and food challenges together amid West Asia Crisis
For fertilizers, CII proposed phased reforms including direct benefit transfer of subsidies to farmers and integrating urea under the Nutrient Ba
Does your portfolio needs a global hedge in a weaponised world?
Geopolitical shifts are prompting Indian investors to reconsider strategies as economic equities become tools of statecraft. Experts emphasise th
New study highlights AIs potential to improve soil science
It can speed up early-stage work, improve predictions to support decisions on land-use, carbon and climate adaptation
Economic activity holds steady in May, Flash PMIs show
To limit the economic shock, India has raised fuel prices, curbed gold imports and tightened currency-market rules
Newly married couples can build stronger personal finances with smart budgeting, emergency savings, early investing and insurance planning for lo
Secured credit cards: Unlocking credit and building a credit score for millions
If you are struggling to get a credit card due to income or age restrictions, there is a way out. Secured credit cards, which are backed by fixed
Indias renewable energy expansion may need 7 lakh acres by 2030
The expansion is also expected to boost demand for industrial warehousing, housing, office spaces and related infrastructure across major and eme
Centre monitoring widening CAD, measures under consideration: Piyush Goyal
Commerce minister says Centre closely monitoring global challenges amid rupee slide
Wholesale inflation hits a 42-month high but does it really spell bad news for your wallet?
India's wholesale inflation hit 8.3% in April, a 42-month high, mainly due to rising energy prices from the West Asia conflict. Experts note a we
