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Home loan rates October 2026: Compare rates starting from 7% across 12 public sector banks
Home loan rates start at 7% at select public sector banks in October 2026. Compare rates across 12 public sector banks, including SBI, Bank of Baroda and PNB, and understand the factors that can affect your final borrowing cost before applying.
RBI opens special dollar window for oil firms as rupee comes under pressure
Special window for PSU oil companies from Monday; Forex dealers will not permit users to rebook any foreign exchange derivatives
Gold buying picks up after price correction, but shoppers prioritise affordability
Gold prices have fallen nearly 4% in a month to around Rs 1.47 lakh per 10 grams from Rs 1.53 lakh, prompting selective buying ahead of the festive and wedding season. Consumers are increasingly opting for lightweight and studded jewellery, lower-carat designs and old-gold exchanges to manage costs while balancing affordability and style.
Ericsson India MD Nitin Bansal on AI-Native Networks, 6G and India's Manufacturing Push
Emerging from humble beginnings with a mere salary of Rs 50, SS Rajamouli has risen to fame as a top-tier filmmaker. With hits like Baahubali and RRR under his belt, his next venture, Varanasi, stars Mahesh Babu and Priyanka Chopra Jonas. Expected to be a visually stunning adventure, this film is slated for release on April 7, 2027. Read on to know more about SS Rajamouli's journey.
How AI can cut factory costs and boost output | Tata Communications Praveen Arora
The next phase of farm electrification: Tillers, weeders and the machines around the tractor
If the goal is to lower input costs, raise farm incomes and cut waste, the next phase of electrification should run on two tracks - the tractor programme that industry is already building and bring in power tillers and weeders
How can lift irrigation projects help India take water to more farms?
The goal is simple: deliver the right quantity of water to the right place, with minimum losses and maximum reliability
From no to the Yellow Revolution
Indias oil palm journey from skill to scale to speed
From commodity to value: Can India move up the global spice value chain?
Industry stakeholders must invest in new technologies, research and new product development so that they can compete effectively in the global market
NRIs can legally own and rent out property in India while they are living abroad. Here's who can help to manage the house, how to receive rent, pay tax and remit money abroad.
A comfortable Diwali, an uncomfortable 2027: Indias sugar balance sheet is running thin
The festive season poses no sugar-supply risk, but the 2026-27 balance sheet carries very little buffer and the real inflation test will arrive in mid-2027, not in October 2026
Rajinikanth is all set for the release of Jailer 2, a surprising turn after previously turning down sequels for Baasha and Petta. While he expressed skepticism about sequels, he recently revealed what made him say yes to Jailer 2 offer. Set to release on October 15, 2026, the project will reunite the original creative team, with Anirudh Ravichander returning as music composer.
RBI moves to support rupee at 96.78, cracks down on forex derivatives
The Reserve Bank of India introduced new measures to address the pressure on the rupee. These measures include tightening foreign exchange derivative rules and limiting rebooking of cancelled contracts. Furthermore, a 20% cash reserve requirement has been established for large forex derivatives transactions. The central bank aims to enhance market discipline and promote effective risk management strategies.
I work for money to money works for me: CA explains 7 stages from financial survival to true wealth
CA Nitin Kaushik has outlined seven stages of financial growth, explaining why earning Rs 2 lakh a month may not guarantee financial security. The journey begins with survival and stability, progresses through security and independence, and eventually leads to freedom, abundance and legacy. From building an emergency fund to generating income through investments and planning generational wealth, each stage offers greater financial control and independence.
Delhi protest: In New Delhi, traffic restrictions and heightened security measures have been implemented due to a planned protest. This demonstration is organized by the CJP, demanding the resignation of Chief Election Commissioner Gyanesh Kumar. Numerous key intersections in the city will experience diversions and restrictions, prompting police to maintain a heavy presence. Commuters are advised to avoid non-essential travel and to factor in additional time for their journeys.
As rising property prices make down payments harder to afford, some young Indian homebuyers may rely on financial help from parents. Here's whether the money is tax-free, can it invite scrutiny and documents required to avoid trouble.
Avatar Kuruk: Wave of Chaos is an upcoming animated series that focuses on a young Avatar. The series will involve Kuruk figuring out the experiences with pirates and spirits while managing a difficult teacher. It was announced at New York Comic Con by franchise co-creators Michael Dante DiMartino and Bryan Konietzko. Read on to know more about Avatar: The Last Airbender prequel.
RBI opens special dollar window for three state-run oil firms
The Reserve Bank of India has opened a special facility for three state-run oil marketing companies. This facility is designed to meet their full daily dollar requirements. The arrangement will continue until further notice based on the market conditions. Indian Oil Corporation, Hindustan Petroleum Corporation, and Bharat Petroleum Corporation are the companies benefiting from this initiative. The RBI is providing US dollars through designated banks to ensure smooth operations.
Personal loan rates October 2026: Check EMI and processing fees across 22 lenders
Personal loan interest rates in October 2026 range from 8.90% to 30.50% across 22 lenders. Compare personal loan EMIs, interest rates and processing fees for a 5 lakh, five-year loan before choosing a lender and assessing your repayment capacity.
'Not a decision made lightly': Why did Ella Langley cancel her sold-out show at BOK Center in Tulsa?
Country singer Ella Langley canceled her scheduled concert in Tulsa due to a serious security threat. Local authorities swept the venue after threats were made against attendees. Police and the venue security conducted thorough searches, but found no credible threat. Despite that, Langley and her team chose to cancel the event. Details regarding refunds for the sold-out show will be provided by the venue soon.
Get ready for a week filled with new K-dramas as several interesting series roll out on popular OTT platforms. Starting with Between Steps, a charming youth romance that debuted on October 5, this week also features the anticipated rom-com Merry Berry Love starring actor Ji Chang-wook premiering on Disney+ on October 7. Read on to know when and where to watch five new K-dramas on OTT.
India's government has introduced the Samudra Manthan policy to enhance energy security through increased oil exploration. BP's CEO Meg O'Neill highlighted India's attractive conditions for foreign investment and exploration. This policy involves significant funding to support the development of discovered resources. BP is actively exploring current opportunities, aiming for growth and development in its portfolio. The company intends to remain independent while adapting to evolving global energy landscapes.
Delivery completed: On the GST Council meet, reforms
With the latest reforms, GST might finally become a good and simple tax
UIDAI allows Aadhaar holders to report a family members death through an online facility. The process requires specific documents and identity verification. Heres how to submit a request, what details you need, and what family members should know.
Congress keeps distance from CJP stir, allies back it
The Congress party is not participating in the Cockroach Janata Party's agitation, choosing to conduct its own protests. Several allies from the INDIA bloc, however, support the CJP's demands and will join their agitation. Congress has planned a 'jan andolan' in Delhi for October 12, urging allies to participate. Rahul Gandhi is reaching out to students through events coinciding with the CJP's emergence.
A person recently posted an engaging video showcasing his unforgettable journey from Goa to Mumbai aboard the Duronto Express in First AC. Highlighting the delectable meals ranging from breakfast to dinner, he captured the breathtaking views along the Konkan Railway.
Food industry warns of supply shock over Super El Nino
India's food industry is alerting to a potential supply shock projected for the year 2027. Experts indicate that a Super El Nino may disrupt crop production and elevate food inflation. Growing concerns arise over the impact on sugar and oilseed production, particularly in states with severe drought conditions. The livestock sector is also preparing for increased feed costs due to these challenges.
GST Council proposes 2% TDS on scrap deals
The proposed levy covers plastic waste, discarded tyres, electrical and electronic scrap, and used cooking oil. Under the framework, registered buyers will have to deduct TDS when purchasing from registered suppliers and pay GST under RCM on purchases from unregistered sellers, even when the latter fall below the GST registration threshold.
Saree is worn by women all across the country. Yet, it is hardly considered proper corporate attire by many people in India. In a viral video, author-educator Sudha Murty lamented how people do not perceive women wearing a saree as smart, and she intends to challenge that view.
SC Justice Sheel Nagu recuses from Punjab plea against CBI probe
Supreme Court Justice Sheel Nagu recused himself from hearing the Punjab government's appeal against a high court order. The Punjab and Haryana High Court had directed a CBI probe into corruption allegations involving Chief Minister Bhagwant Mann's office. Justice Dipankar Datta noted the current challenging circumstances facing the judiciary. The case will be reassigned to a different bench by Chief Justice of India Surya Kant.
Airtel ARPU will cross Rs 300 very soon, need to upgrade customers, says CEO Shashwat Sharma
Bharti Airtel plans to raise its average revenue per user through an increase in postpaid subscriptions. The company aims to grow postpaid customers from 8% to around 20% over the long term. Recent tariff hikes and the introduction of new service packages are strategies to encourage upgrades. Airtel also expresses confidence in its future data centre expansion efforts.
EY data breach puts spotlight on data security at Big Four as clients demand tighter controls
EY has reported a data breach that exposed sensitive client information and prompted regulatory notifications in multiple jurisdictions. This incident has raised concerns among top professional services firms regarding the protection of client data. Experts emphasize the need for tighter controls amid increasing cyberattacks and the complexity of technology used by these firms. Most communications between firms and clients are conducted over email, which poses additional risks.
Harish Rawat airs grouses, may pause his 'yatra' as Kumari Selja tells him to join teamwork
Selja, who had earlier written to Rawat to stop his parallel show, is learnt to have urged the former chief minister to cancel his independent yatra and join official Uttarakhand Congress campaigns, stressing that party unity is essential to defeating the BJP in the upcoming election. She is also learnt to have made it clear that being part of collective work is the norm for all senior Uttarakhand state Congress leaders. ETs calls to Seljas office evoked no response.
'There's talk of one party, but three have got Satcom licences': Jyotiraditya Scindia
Communications Minister Jyotiraditya Scindia highlighted India's technology-agnostic policy towards satellite communications during a recent event. He noted that several companies, including Reliance Jio, OneWeb, and Starlink, received the necessary licenses. While SpaceX's Elon Musk called for quicker licensing for Starlink, the government emphasized its fair authorization framework. The final decision regarding spectrum pricing is forthcoming, which will impact when operators can launch services.
ETs roundup of the wackiest whispers in corporate corridors
National Formulary of India lists drugs not approved by CDSCO, DCGI seeks explanation from IPC
The National Formulary of India released its latest edition amidst concerns regarding unapproved drugs included in it. The Drug Controller General of India has communicated with the Indian Pharmacopoeia Commission regarding this discrepancy. Several drugs listed in NFI 2026 have not received approval from the Central Drugs Standard Control Organisation. Stakeholders have also raised complaints about the unavailability of the online version of NFI 2026.
Trai has released a draft audit manual for digital rights management-based systems seeking industry feedback. The manual outlines procedures for audits of IPTV-based distribution systems, including subscriber management and encryption. Monthly reconciliation of data between subscriber management and DRM systems is required, with specific thresholds for discrepancies listed. Stakeholders have until October 30 to provide their comments on the draft.
A century-old dam on Montanas Clark Fork River trapped 3 million cubic yards of toxic mining waste, raising concerns about pollution and the risk of a catastrophic failure. Engineers began removing the Milltown Dam in 2008, but the changes did not stop at the structure itself. The river gradually developed a new pattern of winding and branching channels through the former reservoir site. When severe flooding hit the region in 2018, officials explained why the rivers changed course could offer better flood control than the old dam.
With aluminum prices soaring, Coca-Cola's bottlers and retailers in India have escalated the price of Diet Coke dramatically. The cost of a 330 ml can shot up to 70 from its previous price of 50. This adjustment stems from the rising demand for the sugar-free option, which has doubled within a year, leading to varying prices among retailers, despite the MRP still reading 50.
Statistics ministry proposes common framework to calculate state GDP
The statistics ministry has proposed a common framework for estimating state gross domestic product. This framework uses an expenditure approach under the revised 2022-23 base year. Currently, no state compiles estimates of private final consumption expenditure, creating a gap. Proposed methods include using administrative data to allocate estimates across states and union territories. This initiative aims to improve consistency and comparability of GSDP estimates throughout India.
India to be fastest-growing large economy at 7.3% in 2026 as global trade slows to 4%, says UNCTAD
Global trade is projected to grow by 4% in 2026, which is slower than the 4.4% expansion in 2025. Increased trade values are driven by rising prices and strategic sector challenges due to policy changes. Trade between China and the US has declined, while East Asia's trade with both regions has increased. Developing economies show a bifurcation in growth rates, with India leading at 7.3% in 2026.
Railways plans to step up cleanliness checks on 11 long-distance trains
Railway authorities are implementing a plan to enhance monitoring of cleanliness on long-distance trains. Eleven specific trains have been identified for staff to take time-stamped photos at various points. On-board housekeeping staff will also receive training to handle small repairs during journeys. Zonal railway officers will conduct weekly reviews of passenger complaints and their resolution. The focus will be on ensuring adequate manpower and maintenance for improved cleanliness.
Rural job demand under VB-G RAM G jumps 25% in September, 15.6 million households seek work
In September, the demand for work under the VB-G RAM G scheme increased by 25.2% compared to August. Approximately 15.6 million households sought work under the program, significantly rising from 12.5 million in August. The number of people seeking employment also grew to 18.8 million from 15.4 million in August. This scheme was launched in July, providing guaranteed annual employment of 125 days.
Coal ministry says fuel supply to power plants up in October
Coal supplies to Indian power plants increased by 9% in October compared to September levels. The daily depletion of coal stocks at power plants has significantly declined during the same period. Supplies to the power sector rose around 36% from earlier September lows, indicating an upward trend. Meanwhile, the coal ministry is monitoring the situation closely to manage critical stock levels at various plants.
The ministry of road transport and highways is extending the cost compensation for bitumen and diesel. This extension will apply to projects executed until December 31, 2026. Work carried out will only qualify if the bid due date was set before April 1, 2026. The compensation aims to address the impact of rising diesel prices on highway construction.
Elon Musk has made a public appeal for Starlink to be approved for operation in India. He argues that lack of internet access denies children educational opportunities and hinders small businesses. The Indian government has stated that all satellite licensees are at a similar regulatory stage. Starlink has faced delays in securing a license since 2022 due to various concerns.
Real estate consultants expand into design, project management, and tech
Real estate consultants are expanding into design, project management, flexible workspaces and technology to diversify revenue and offer clients integrated services
Expecting to receive a festive bonus this Diwali 2026? With mixed returns across mutual funds and gold, and bank FDs offering predictable interest, where should you put your extra money? Experts explain what to consider based on your financial goals and risk appetite.
Dogs may be processing human speech in ways scientists have not fully understood. A new study has found that their brains can identify word-like patterns in a continuous stream of sounds, showing a surprising similarity with humans. Researchers tested dogs using invented words that had no meaning, uncovering an unexpected preference for certain speech sounds. The findings raise intriguing questions about how dogs process what we say and whether everyday exposure to human speech shapes their brains.
Apply same rules on satcom players intending to use spectrum being used by mobile players: Airtel
Bharti Airtel's Rahul Vatts stated that satcom players using mobile spectrum should follow telecom regulations. Currently, telecom operators acquire spectrum through auctions, while satcom players do not. The Telecommunications Act, 2023 allows administrative allocation of spectrum for satcom. Vatts emphasized compliance with existing legal precedents regarding spectrum allocation methods. This assertion aligns with the Supreme Court's directive on ensuring spectrum auctions for commercial use.
The Finance Ministry has announced the General Provident Fund (GPF) interest rate for the October-December 2026 quarter. What does the latest notification mean for eligible government employees, and what should subscribers know about their retirement savings?
Revised rates to take effect from October 11; 2435 months and 15 months digital fixed deposits to earn 7.5%.
Ahmedabad Metro train fault disrupts GIFT City service; two staff suspended
An empty train, run daily before passenger service, developed a technical issue at the siding near GIFT City station around 6 am
LIC outpaced private insurers in individual life insurance premium growth in September 2026, but private players grew faster in total new business premiums. HDFC Life and ICICI Prudential Life stood out. What do these trends mean for policy buyers?
No automatic GST refund if earlier claim under appeal, says FinMin
GST refunds under the fast-track route will require officer scrutiny if an earlier refund order is under dispute, potentially delaying working capital relief for businesses
RBI tightens liquidity after rate rise, raises daily CRR maintenance to 99%
The RBI raised minimum daily CRR maintenance to 99 per cent from October 16 and announced a 25,000 crore bond sale on October 13 to align overnight rates with the repo rate.
RBI study fills four-month gap in state inflation data using survey inputs
Researchers used household perceptions, expectations and past data to estimate missing state-wise urban inflation, with refined figures closely tracking the all-India series
10 Beautiful Indian Islands For Quieter Holidays Before Peak Winter Tourism Begins
10 Beautiful Indian Islands For Quieter Holidays Before Peak Winter Tourism Begins
Tea Board increasing number of auction centres to help tea producers realise better prices
The board also expects its auction reform initiatives to help the industry achieve better price realisation going ahead
Bharat Spice Map to drive value addition, global competitiveness of Indian spices
It will help to align spice production with industry requirements and evolving global demand. By aligning Indias diverse spice resources with scientific insights
How Real Estate Exec Yuvraj Manchanda's Case Exposed Massive Police Lapses
Global refining shock lifts Indias diesel exports to a 12-month high in September
West Asia conflict and drone attacks on Russia hit 8 mb/d of global refining capacity, say traders
KICL receives Type Certificate from DGCA for KOAIR-10L Drone
The company announced to the BSE that the Type Certificate was issued on October 9 under the Drone Rules, 2021
The CBDT has revised Income Tax Form 161 through a notification dated 8 October. The amendment updates the rules governing applications for penalty waiver. What does the revised form mean for taxpayers, and what conditions should they meet?
India, Bangladesh joint working group on trade resumes talks after 3-year hiatus
Port curbs, non-tariff barriers and duty-free access dominate discussions as trade imbalances persist
Airlines seek release of funds arising from VAT relief on ATF
Global trade to grow 4% in 2026, slower than 4.4% in 2025: UNCTAD
Global trade is projected to grow by 4% in 2026, although slower than the previous year. The report indicates higher trade values resulting from energy price increases and export controls. Trade between China and the US has decreased significantly, while East Asia is expanding trade with both regions. Developing economies, particularly India, are expected to drive notable growth despite overall global economic slowdowns.
Marvel is bringing back two familiar MCU characters in VisionQuest, a new series that continues the story of Vision after the events of WandaVision. As he tries to understand his identity and live away from danger, an unexpected encounter threatens to change everything. With an old enemy returning and a mysterious boy raising questions about Visions past, the series could reveal more about his future in the MCU.
TRAI invites comments on draft DRM audit manual for IPTV services
TRAI has released a draft audit manual for DRM-based IPTV systems and is seeking stakeholder comments by October 30. The draft outlines procedures for auditing digital addressable systems, addressing gaps from an earlier manual. It specifies data reconciliation requirements between subscriber management and DRM systems to maintain accuracy. Monthly audits will be required for all IPTV operators as part of compliance measures.
Zerodhas youngest customer is just 28 days old; Parents make the first investment within a week of signing up.
Shriram Finance to raise FD rates by 15-40 basis points from October 11
The revised rates will apply to deposits of up to 10 crore, with 36-60-month deposits earning 7.85 per cent; additional rates for seniors, women and renewals will continue
Electricity from Rooppur to Be Supplied to National Grid Soon: Fakir
Trial electricity supply to the national grid from the first unit of the Rooppur Nuclear Power Plant is expected to begin as soon as possible. Commissioning and initial start-up activities for the second unit are scheduled to begin next year. A bilateral meeting was held in Moscow, Russia, on Friday between Bangladeshs Minister for Science and Technology, Fakir Mahbub Anam, and Alexey Likhachev, Director General of Russias state-owned nuclear energy corporation Rosatom. The information was disclosed in a press release issued by the Ministry of Science and Technology. During the meeting, the two sides held detailed discussions on the overall progress of Bangladeshs first nuclear power project, the Rooppur Nuclear Power Plant, and the timeline for electricity generation from its first unit. At the bilateral meeting, Rosatom Director General Alexey Likhachev said that trial connection of the first unit of the Rooppur Nuclear Power Plant, equipped with a VVER-1200 reactor, to the national grid could be ensured as soon as possible. He further stated that the project would play a significant role in ensuring Bangladeshs energy security and supplying environmentally friendly and cost-effective energy. The Minister for Science and Technology said that the 2,400-megawatt power plant would meet approximately 11 [] The post Electricity from Rooppur to Be Supplied to National Grid Soon: FakirAlexey Meeting appeared first on Energy Bangla .
Delhi on high alert ahead of protest against CEC
57 Metro stations to shut, 45 trains cancelled
Developing Economy Growth Bifurcate As India, Indonesia, China Grow Faster: UNCTAD
Global growth is predicted to slow to 2.6 per cent in 2026 and 2.7 per cent in 2027: Reports
FM Nirmala Sitharaman meets Singapore President, PM; discuss strengthening bilateral cooperation
Finance Minister Nirmala Sitharaman visited Singapore from October 9 to 11 for official discussions. She met President Tharman Shanmugaratnam and Prime Minister Lawrence Wong to strengthen bilateral relations. Their discussions focused on economic developments and investment opportunities for Singaporean companies in India. Sitharaman also met Foreign Minister Vivian Balakrishnan, who highlighted the growth prospects in India. Singapore is India's largest source of foreign direct investment, significantly contributing to the economy.
INDIA bloc MPs begin march from Parliament, to meet President Murmu over concerns regarding EC
Members of Parliament belonging to the opposition INDIA bloc on Friday began a march from the Parliament House towards Rashtrapati Bhavan to submit a memorandum to President Droupadi Murmu, raising concerns over the functioning of the Election Commission of India (ECI).
If a startup can reach orbit, India can build AI the world wants: Satyan Gajwani, Times Internet
Montana's National Weather Office has announced a winter weather advisory affecting Interstate 90 and nearby regions. Anticipated snowfall could reach 3 inches accompanied by wind gusts up to 35 mph. This advisory will be active from 6 p.m. Saturday until 6 p.m. Sunday local time. Motorists in western Montana should prepare for slippery conditions on various highways.
Newly reported documents have led to the reopening of the criminal investigation regarding Jane Doe's sexual assault allegations. She claims to have been drugged and assaulted by members of the Chi Phi fraternity. Investigators previously received differing versions of her account, affecting how the case was initially handled. The ongoing inquiry will examine the discrepancies in the evidence provided to prosecutors.
The Future of 6G, Agentic AI, and On-Device Processing
Several trains from Mumbai to New Delhi have been rescheduled or cancelled ahead of planned protests in the capital. The Central and Western Railways announced these changes due to expected traffic disruptions on October 10. Refunds will be provided for affected passengers, who voiced concerns over these abrupt cancellations. The protests aim to address allegations against Chief Election Commissioner Gyanesh Kumar regarding electoral roll tampering.
As public confusion mounted over potential fees on general consumer shopping and peer-to-peer transfers, the government issued key clarifications regarding the framework of the UPI Merchant Discount Rate.
Standing at work is often thought of as a healthier alternative to sitting for hours, but could being on your feet all day carry a hidden risk? A 12-year study tracking 7,320 workers has found a surprising link between certain jobs and heart disease, challenging a widely held belief about workplace health. The findings also raise questions about why some employees are expected to stand throughout their shifts and whether changing positions more often could make a difference.
Jiya, a 23-year-old from Bihar, finds herself at a crossroads in life, feeling a bit lost. While she prepares for the GATE exam with hopes of securing a government position, she also cherishes her passions like painting and travelling. The online community is rallying around her, offering heartfelt advice on navigating both her career and personal dreams, promoting the idea of progression at one's own pace and enjoying the journey.
Weather Tomorrow: The India Meteorological Department has issued a weather alert predicting heavy rainfall and thunderstorms for several regions. Delhi-NCR is expected to have partly cloudy skies along with light rain and potential strong winds. In Haryana, isolated rainfall and thunderstorms are possible on Saturday, while Uttar Pradesh may experience scattered rainfall. Additionally, Punjab and Bihar are likely to see light rain or thundershowers throughout the day.
Donald Trump approval rating: Concerns about the economy and the war have driven Trump's public approval to record lows and have been weighing on support for his party ahead of the November 3 election that will determine control of Congress for the next two years.
This October, Xbox Game Pass subscribers are in for a treat with the launch of several exhilarating games, including 'Gears of War: E Day'. Fans can also look forward to 'Battlefield 6', arriving later this month. However, players should keep an eye on the clock, as some titles will leave the service by October 15, prompting potential purchases.
Coal supplies to power plants rise 36% from September lows; rail loading hits 465 rakes a day
The Coal Ministry stated that rail loading has also improved, stock depletion and power demand are also expected to moderate mid-October citing historical trends.
Katrina Kaif recently became the victim of severe trolling. Several naysayers poked fun at her looks, especially at her gaining weight after the birth of her son in 2025. The Mere Brother Ki Dulhan actress finally addressed the trolling she faced and urged fans not to base their self-esteem on social media trends.
