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S&P 500 or Nasdaq 100? The S&P 500 covers over 40% of global stock market value, while the Nasdaq 100 offers greater technology exposure. A PPFAS report explains their differences, risks and how much Indian investors can allocate globally.

Public health workers employed by the Municipal Corporation of Delhi are to receive a minimum monthly pay of 18,000 plus DA; the civic body is to recruit 2,500 sanitation workers.

Punjab National Bank will close certain inactive, zero-balance accounts after November 10, 2026. Customers who have not operated their accounts for over three years must complete KYC and reactivate them before the deadline to avoid closure.

BNPL and credit card EMIs allow shoppers to pay in instalments, but interest rates, processing fees and hidden charges can increase costs. Experts explain the differences, repayment conditions and how missed payments can affect credit scores.

Gold buyers should verify purity, check the six-character HUID code using the BIS Care app and examine hallmark details before purchasing jewellery this Dhanteras. BIS rules also allow consumers to claim compensation if the gold fails purity tests.

Home loan restructuring can help borrowers struggling with EMIs by reducing monthly payments or extending the repayment tenure. However, it may increase total interest costs and affect credit scores. Here's how it works and what RBI rules say.

Surrendering a 1 crore life insurance policy before maturity could mean losing your premiums. Here's how surrender values differ for term plans, ULIPs and traditional policies, and how IRDAI's revised rules affect early exit payouts.

Can a 2 crore retirement corpus really fund your retirement and give you the financial freedom you need? Here's a look at how long your retirement corpus will last based on your monthly expenses, inflation, and returns on invested corpus.

A 50 lakh fixed deposit for five years could earn a senior citizen around 1.09 lakh more than a regular depositor at Suryoday Small Finance Bank's cited rates. Compare estimated FD returns, taxation, deposit insurance and key investment considerations before investing.

Family trusts can help wealthy Indian families manage succession, preserve assets and control when heirs receive wealth. Their tax treatment depends on the trusts structure: discretionary trusts often face the highest tax rate.

Experts recommend different strategies for gold and silver in your investment portfolio. A report recommends holding gold as geopolitical insurance, supported by central-bank buying, and avoiding silver until its price base strengthens. 

Delhi's old-age pension survey began on 24 October to verify 4.3 lakh beneficiaries. The door-to-door drive aims to remove duplicate, deceased and ineligible entries. Check the monthly pension amounts, the verification process and the steps eligible senior citizens should take.

Investors can borrow against pledged shares to raise cash while retaining ownership and delaying capital gains tax. Loans typically cover 30% to 60% of share value, with interest of 9% to 12%. 

Domestic airfares are 30-40% higher than a year ago as fuel costs, a weaker rupee and limited flight capacity squeeze festive travel budgets.

Investors must look through the recent returns and packaging of a product, understand the risks and invest only if it suits their risk appetite.

Repaid your personal loan but see no jump in your credit score? Experts explain why bureaus can take 30-45 days to update, how closing a loan affects your credit mix, and what to check in your credit report afterwards to make sure the loan shows as closed.

Paytm and AU Small Finance Bank have launched a lifetime-free RuPay credit card that offers rewards on eligible Paytm UPI spending and complimentary family airport lounge access on eligible flights booked through Paytm. The card has no joining or annual fee.

HDFC Banks new Flexi (Green) electric car loan lets you finance the car body and battery separately, with a longer battery tenure to lower EMIs. Heres how it works and what to check before you apply, including the cost of a longer repayment term.

Delhi MCD wage hike: Around 4,000 public health workers will receive a minimum monthly salary of 18,000 plus dearness allowance (DA) under the equal pay for equal work principle. The pay revision will cost 52 crore, with increased wages transferred directly to workers bank accounts.

Gold and silver prices today, 26 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Using a credit card abroad can easily cost more than the foreign-currency price shown. Forex markup fees of 1% to 3.5%, GST on those fees, exchange rate changes and dynamic currency conversion all add to your bill. Here are 5 things to know about credit card charges on international transactions.

The 8th Pay Commission concluded its Mumbai consultations on 23 October and will complete one year on 3 November, with about 6 months left to submit its report. Here are the 5 latest updates on its website, from visit schedules to consultant guidelines and what they mean for employees, pensioners.

Bank holiday today: Public and private lenders, including the State Bank of India, HDFC Bank, ICICI Bank and PNB branches, will be closed on 26 October for Laxmi Puja / Accession Day / Maharishi Valmiki's birthday. Check the full RBI calendar here

Rising US Treasury yields and a weaker rupee are drawing Indian investors toward dollar-denominated debt as a fixed-income diversifier.

As investment participation grows in India, scammers are using messaging groups and fake apps to lure investors with promises of quick returns. Here's what to do if you fall for such frauds. 

Indian Bank has raised rates by 15 basis points on its 555-day Ind Grow and 777-day Ind Prosper fixed deposits, effective October 23, 2026. Check latest rates here. 

Bharat Pensioners Samaj seeks early announcement and payment of pending dearness relief instalment along with arrears; rate may rise from 60% to 63%

NPS Vatsalya allows parents and guardians to build long-term savings for their child. Know the eligibility criteria, contribution rules, and options available when the child turns 18, including continuing, transferring, or exiting the scheme.

Ahead of Dhanteras, buyers must verify a gold item's purity before purchasing them. This ensures that the purchases does justice to the price paid by a customer. Here's how to do it. 

Sold land or property at a profit? Section 54EC bonds can help you claim exemption on long-term capital gains. Know the eligible bonds, 50 lakh investment limit, six-month deadline and five-year holding requirement under the applicable tax rules.

An interest-free or concessional loan from your employer can have tax implications. Understand how the taxable amount is calculated, when loans up to 20,000 are exempt, and which medical loans qualify for tax exemption under income tax rules.

Term insurance provides financial protection to a policyholders beneficiaries if the policyholder dies during the policy term. Depending on the plan, nominees can receive the death benefit as a lump sum, instalments, or a combination. 

Malabar Gold & Diamonds, Tanishq and Joyalukkas have different gold rates in October 2026. Here are the 22K and 24K gold prices per gram and 10 grams, and which jeweller offers the lowest listed rates before buying gold jewellery, coins, or bars.

Banks in several Indian cities will be closed on October 26 in observance of several regional holidays. Full details here.

Apni Party leader Ghulam Hassan Mir urged the J&K govt to hike monthly pension to benefit the elderly, orphans and widows, as per a report. He also called for release of pending payments reportedly not received by beneficiaries over the past four months.

J&K Bank has increased accident insurance cover to 1 crore for permanent Jammu and Kashmir government employees under a five-year agreement. The package includes disability protection, education assistance, preferential loan rates, waived processing fees and other banking concessions.

Agricultural land attracts wealthy Indian celebrities for farming, investment, privacy and potential tax advantages. Genuine farming income may be exempt from central income tax while qualifying rural land sales may avoid capital gains tax. 

Inherited gold jewellery may hold financial and sentimental value, but selling or exchanging it involves more than checking current gold prices. Here are six things to consider, from purity and resale value to exchange deductions, capital gains tax and the records you need.

Rising yields offer an opportunity to lock in higher yields, but inflation risks, higher crude prices and further rate hikes could push bond yields higher.

Bank holidays next week: Public and private lenders, including the State Bank of India, HDFC Bank, ICICI Bank and PNB branches, will remain closed on three days from 26-31 October. Check here for the full RBI calendar 

The July 2026 DA hike announcement is awaited by central government employees and pensioners ahead of Diwali on 8 November. Here is what is known about the announcement date, revised dearness allowance, dearness relief and possible arrears.

Aadhaar is used for opening bank accounts, SIM verification, and PAN linking. Heres what you need to know about the information UIDAI stores, how Aadhaar authentication works, whether your bank account is at risk, and what safeguards protect your personal data.

Gold, silver prices today, 25 October: Check the retail price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai today. 

Received a WhatsApp loan offer from a lending app? Check these 5 safety measures before clicking the link. Verify the lender, check the website, protect sensitive details, compare loan costs and avoid suspicious upfront payment demands. Awareness and vigilance are key to staying safe.

Farmers awaiting the PM-Kisan payment on 30 October should verify their records and complete any pending e-KYC. 

The 15-15-15 rule explains how a 15,000 monthly mutual fund SIP could grow to approximately 1 crore in 15 years at an assumed 15% annualised return. Check the calculations, compounding benefits and investment risks.

Money changes from November 1: The new month brings several financial deadlines and updates pensioners must submit life certificates, audited tax filers have extended deadline, and the gold purchases during the festive season can verify jewellery purity using six-digit HUID code. 

Bank holidays in November 2026 vary by city, with regional closures on dates including 911, 13, 16, 20, 23, 24 and 27 November. Check the complete list of holidays next month. 

Fuel prices were mostly steady on 25 October though CNG became costlier in several cities. 

A fund can beat its rivals and still lose you money, but thats not an automatic justification for selling it.