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The 8th Pay Commission will conduct stakeholder meetings in Delhi on 13-14 May to discuss pay and pension reforms. Interested parties can apply through the official portal to take part.

National pension scheme: The NPS Vatsalya Scheme allows children below 18 years to partially withdraw funds from their accounts under certain circumstances. We take a look at the process and how it works

Fixed deposit investment strategies can help retirees and senior citizens generate a safe, predictable monthly income of 50,000 through fixed deposits, small savings schemes, and a balanced portfolio allocation strategy. 

I asked ChatGPT to calculate the required financial independence, retire early aka F.I.R.E. number to create retirement corpus with 15 lakh per annum salary at 35. Here is what the artificial intelligence chatbot said

I asked ChatGPT to create a budget that ensures retirement by 55, with enough savings to support myself and my parents, buy a home and build a good retirement corpus. Here is what artificial intelligence chatbot said

West Bengal government employees are closely tracking developments on the 7th Pay Commission. As the new BJP government is set to take charge, heres a look at how its potential implementation could impact salaries, allowances, pensions, and overall benefits.

Car loan interest rate comparison for May 2026 covers leading public and private banks. Check competitive rates, EMI planning, repayment strategies and key factors influencing total borrowing costs and financial decisions.

RBI also laid ground rules for how these seized assets must be handled, including how long the lenders can keep them, and who is banned from buying them back.

With inflation rising and growth forecasts trimmed, investors face a double whammy. Heres how to recalibrate portfolios across debt, equities, real assets and global exposure.

PPF accouont holders can expect 1,54,50,911 maturity amount after 30 years, assuming a flat PPF interest rate of 7.10% throughout this period

RBI informed the Supreme Court that 30 banks are now integrated with the UDGAM portal, allowing legal heirs to search unclaimed deposits online. The PIL highlights the need for greater integration of assets such as post office deposits and insurance. The SC will hear the matter on 19 May.

Savings accounts offer safety but little return. Sweep-in facilities promise FD-level interest without sacrificing liquidity. Heres how they work, what they cost and when they make sense.

AI is reshaping how young Indians budget, save and invest. But while tools are powerful, disciplinenot algorithmswill decide whether Gen Z builds lasting wealth or just spends smarter.

Investors who were looking at gilt funds as a tactical play, expecting yields to normalise in the medium-term, would be better off waiting for fresh triggers to emerge.

The rupee hit a record low on 5 May 2026, amid the United States and Iran conflict. After a weak opening, it fell to 95.43 against the US dollar, making its lowest-ever so far. Here's what an NRI shared about its impact on real estate investments in India.

State Bank of India employees plan a two-day strike on May 25-26, 2026, to demand better working conditions and job security. The All India State Bank of India Staff Federation cites administrative neglect and anti-employee policies as reasons for the protest.

The new Income-Tax Act 2025 replaced the original Tax Deducted at Source forms Form 15G and 15H with a single Form 121, as part of the government's move to streamline and simplify India's tax codes.

Security deposit rules in India, guided by the Model Tenancy Act, 2021, vary by state and dictate how much landlords can collect and under what conditions deductions may occur. Details here.

CA Kaushik believes that ordinary investors should not take advice from influencers who push for 100 crore retirement fund, calling it a mathematical impossibility and math scam. He feels that 2-3 crore or even up to 5 crore are strong, realistic numbers.

ChatGPT recommends planning for global education beyond Harvard. It outlines significant costs for a master's degree, estimating up to 7.22 crore for two years. It suggests diversifying investments and emphasizes the importance of academic preparation and scholarship opportunities.

Buy Now Pay Later (BNPL) is a short-term financing option allowing customers to buy items and pay in installments. Here's all you need to know about how it works, who is eligible and how it impacts your credit score

The rupee fell to a record low against the US dollar on 5 May 2026 due to rising US-Iran tensions and soaring crude oil prices. This could impact India's economy as well as household spending. Details here.

Income tax returns: From salaried individuals overwhelmed by the process to first time ITR filers Here's a checklist of necessary documents, including Form 16, PAN Card, and investment proofs to ensure a smooth proper.

EPF and PPF are key long-term savings instruments in India. While EPF is for salaried employees, PPF is open to all. Both offer tax benefits and fixed interest rates, but differ in eligibility, contributions, and withdrawal rules.

Dearness Allowance is of two types, one which is revised quarterly based on CPI, and the other revised semi-annually. Both these aim to mitigate inflation effects for households of central government employees.

Several government-backed savings schemes in India offer annual interest rates of 7.5% and higher. These options cater to various groups and provide tax benefits, attracting conservative investors.

RBI warns borrowers about rising fake loan waiver scams nationwide, urging verification with banks, avoiding upfront fees, and relying on official sources to prevent financial losses and credit damage.

The 8th CPC has extended its deadline for stakeholders to submit their memorandum of suggestions for the panel ahead of its recommendations. Here's a look at the top updates six months into the process

Maharashtras digital living will framework may seem like a small administrative step. But for families that use it, it does something estate planning often cannot

A 25-year-old investor can accumulate 3,64,92,972 in the next 20 years through a disciplined monthly SIP of 9,000, potentially providing a monthly pension of 2 lakh post-retirement at 45 through a SWP for the next 40 years

Rupee falls to 95.16/USD, highlighting currency weakness, as Steve Hanke warns of a continued slide without inflows, which could impact inflation, travel costs, EMIs, investments and savings across the country. 

The Finance Ministry has approved 100% foreign direct investment in the insurance sector under the automatic route, with a 20% cap for LIC. This reform aims to enhance technology and product design, addressing India's insurance penetration gap and improving affordability and distribution.

With crude over $110, a weak rupee, E20 mandates and BS6 diesel costs rising, electric vehicles are emerging not just as green alternatives but as Indias fiscal hedge. 

Senior citizen FD rates in May 2026 across prominent PSU banks show stable returns up to 7.10%, offering safe income, inflation protection and predictable investment options in a volatile economy.

From using appropriate forms, to making proper income disclosures, filling correct details and attaching documentation for proof Here are the top 10 common mistakes to avoid while filing your returns.

FD rates comparison: Here's a look at the latest bank fixed deposit rates offered by the biggest lenders State Bank of India, ICICI Bank, HDFC Bank, Kotak Mahindra Bank and Yes Bank.

The IT Ministry clarifies that it has no plans for a new look for its Aadhaar cards, adding that such speculation is not correct. Here's what's new for the government's biometric ID so far in 2026.

Emergency fund rules help households build financial resilience. It is imperative to maintain 36 months' expenses, keeping funds separate, prioritising liquidity, starting small, refilling after use, and reviewing annually for stability. 

The strategy to improve a credit score below 650 focuses on timely EMI payments, reducing credit utilisation, limiting loan applications, clearing high-interest debts, maintaining old accounts, and regularly monitoring credit reports for accuracy.

Understanding borrowing fundamentals is vital for personal loans. Keeping EMIs at 20-25% of income ensures financial stability. High EMIs risk missed payments, which negatively impact credit scores. Seek professional advice for sustainable financial planning.

A strong credit score is necessary to show lenders that you are a reliable borrower, and first timers or young customers may wonder if closing your credit card could affect this number. Here's how you should manage card closures to protect your credit history

Filing income tax returns online has simplified the process but can confuse first-time taxpayers. Income Tax Notices inform taxpayers of issues like unreported income or discrepancies. Here's how you can verify a notice's authenticity

A disciplined savings rate drives retirement planning by boosting compounding, reducing risk, and ensuring financial security, helping individuals build a stable, sustainable long-term wealth corpus.

EPF corpus from a 50,000 salary can grow substantially over 20 years through disciplined contributions, employer support and compounding, potentially reaching 4060 lakh with salary increments.

Section 80C provides taxpayers with deduction benefit up to 1.5 lakh for investment in certain government saving schemes during a given financial or assessment year. Here's how you can claim the tax benefit

A lost or stolen credit card requires immediate action, including blocking the card, checking transactions, reporting to the bank, disputing fraud, securing accounts, and requesting a replacement to prevent financial loss.

The government revised the Dearness Allowance (DA) for bank employees for May, June, and July 2026, impacting salaries for workmen and officer employees. Here's how this impacts monthly pay for bank staff

The evolution of lending practices towards precision underwriting emphasizes using both historical and real-time data for improved risk management.

8th central pay commission: The 8th CPC has planned state visits to Telangana, Ladakh and Jammu & Kashmir in May and June 2026. Here's a look at the latest updates as the panel calls for consultations.

Public sector banks offer competitive personal loan interest rates starting at 7.10% in May 2026. Key factors that influence borrowing decisions include credit score, tenure, and processing charges.