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Withdrawing 10,000 using a credit card can cost more than expected. Understand cash advance fees, interest rates, GST, repayment calculations and why credit card cash withdrawals can become an expensive borrowing option.

Eternal has opened applications for the first 5,000 Eternal SBI credit cards, inviting eligible customers in batches through a fully digital process. The card offers cashback and discounts across Eternal and partner brands, with annual fees waived for qualifying spending.

HDFC ERGO iCan Cancer Insurance Plan offers 5 lakh to 50 lakh cover through Essential and Enhance variants. Understand its cancer treatment benefits, lump-sum payouts, eligibility, 120-day waiting period, exclusions and important factors to consider before purchasing.

NPPA slashed maximum retail prices for 543 anti-cancer medicines from 9 November, with aim to make cancer treatment more affordable. It estimates the cuts could save patients 2,5003,500 crore in annual out-of-pocket spending.

The scheme offers central assistance of 60% for systems up to 2 kW and 40% for additional capacity, capped at 3 kW. Eligible households can also access collateral-free loans for systems up to 3 kW and may save on bills or earn by selling surplus power.

Employer gifts worth less than 15,000 may be tax-free, but bonuses are taxable from the first rupee. Here's how the rules work and when a bonus can increase your tax bill.

Gold and silver futures rise on 2 November ahead of US midterms. MCX gold at 1,39,112, silver at 1,81,999, while Nifty tops 23,300.

After years of money chasing small- and mid-cap funds, stretched valuations and weakening earnings are prompting investors to reconsider large-cap stocks.

Gold, silver prices today, 2 November: Chennai vs Bangalore prices compared for 18K, 22K and 24K gold and 999 Fine Silver. We take a look at the city wise details for yellow metal buyers and investors. 

Layoff fears, muted salary hikes and rising prices are making households more cautious this festive season. Experts say plan your splurges without depleting savings or taking on debt.

At 7.55%, a 7-year 10 lakh car loan has an EMI nearly 15,766 lower than a 3-year one, but adds about 1.70 lakh in interest. See EMIs for 3, 5 and 7 years, rates from 7.55% to 14.30% and what to check before picking a tenure. Also, how to avoid an unmanageable loan.

Gold, silver prices today, 2 November: Check the latest prices and up-down movement for precious metal investors in Garden City. We also bring retail prices of 18K, 22K and 24K gold and 999 Fine silver across cities Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

Kotak Mahindra Asset Management Company (AMC) has launched the Kotak Nifty Realty Index Fund, an open-ended passive scheme tracking the Nifty Realty Index. Here's all you should know before investing 

Gold and silver prices today, 2 November: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

8th Pay Commission pension calculator: Check how existing basic pensions from 25,000 to 75,000 could change under hypothetical fitment factors of 2.5, 3 and 3.5, alongside key pension demands from employee unions.

After the Union Cabinet approved a 3% DA increase for central government employees; the Tamil Nadu and Rajasthan govts also raised DA by 3% each, while Madhya Pradesh and Chhattisgarh announced 2% hikes each for state employees and pensioners. 

AIRF presented its demands to the 8th CPC, seeking better pay scales and risk, hardship, hazardous-duty and dress allowances for its employees. It highlighted railway works round-the-clock and raised concerns for running staff, track maintainers, technicians.

Sukanya Samriddhi Yojana taxation explained: Find out whether SSY maturity proceeds and interest are tax-free, how Section 80C deductions work under the old tax regime, and the key deposit limits, account rules and maturity conditions parents should know.

The worlds biggest chipmaker is pulling in suppliers, home builders and Taiwanese investors who have seen firsthand how the company can change a local economy.

A non-resident Indian can claim Section 54F relief on long-term capital gains from selling mutual funds by investing the net sale proceeds in a residential house in India, subject to conditions.

Small-cap mutual funds were October's worst-performing equity category, falling 5.83%. Invesco Small Cap Fund limited losses to 2.98%, while Tata Small Cap Fund plunged 11.16%. Here are the best and worst-performing schemes and how other equity categories fared.

ITAT Delhi deleted a 3.08 lakh penalty on a salaried taxpayer who omitted 4.49 lakh in bank interest from his ITR. The tribunal cited a bona fide omission and an improperly worded penalty notice under Section 270A.

Technology mutual funds delivered an average 6.29% return in October 2026, while no other equity mutual fund category crossed 1%. HDFC Technology Fund led the 13 schemes with an 11.54% gain. Here are the top performers and their AUM.

Buyers of motor vehicles priced above 10 lakh pay 1% TCS, which can be claimed as a tax credit when filing an income tax return. Here's the entire process, other details.

Going abroad for a holiday? How you split your travel budget between cash, forex cards and credit cards can affect your overall expenses. Know the ideal allocation, compare forex charges and avoid costly ATM withdrawals and currency conversion fees.

Union Labour Minister Mansukh Mandaviya has launched WhatsApp services for EPFO members, allowing them to check their PF balance, access passbook details and view their latest five transactions. The facility will also offer assistance under the PMVBRY scheme.

The new Rule 14B allows eligible sellers using e-commerce platforms to obtain GST registration in states where they have no physical presence by declaring an e-commerce operator's warehouse as their principal place of business. 

The Pradhan Mantri Fasal Bima Yojana (PMFBY) provides insurance cover on crop losses for farmers due to natural disasters such as earthquakes, floods, hurricanes, cyclones, and droughts. Here's all you need to know 

With inflation at 5.8%, savings accounts paying 2.7% to 3% lose purchasing power, despite growing balances. Keep three to six months of essential expenses accessible, then consider diversified investments for longer-term goals. 

Too many funds and stocks can make investments harder to track and manage. Heres how to weed out overlapping and underperforming holdings, rebalance your portfolio and keep your financial goals on track.

Loan default and wilful default carry different consequences for borrowers. Understand five key differences, RBI rules, lender action, credit score implications and how wilful default can restrict future borrowing and access to institutional finance.

Groww has launched access to more than 10,000 US-listed stocks and ETFs, including fractional shares, through its app. Here's what investors need to know about eligible banks, foreign-exchange rules and other factors 

At EPFO Jammus 74th Foundation Day, MP Sat Sharma urged timely settlement of workers claims, efficient pension services and greater awareness of social security benefits. Here's all we know 

IDBI Bank has announced a customer advisory ahead of the proposed strike on November 2 and 3, 2026. Find out why services may be disrupted, whether branches will be affected, and how customers can use UPI, ATMs and internet banking.

Winners of the EPFO Foundation Day Quiz 2026 will be honoured in New Delhi on Sunday as the organisation marks its 74th Foundation Day. Organised by the Labour Ministry with MyGov, the quiz drew 8,584 participants and aimed to raise awareness about EPFO schemes.

EPFO Foundation Day 2026: The Employees Provident Fund Organisation plans to introduce automatic settlement of eligible inoperative EPF accounts with balances up to 1,000 and launch WhatsApp services to simplify provident fund access for subscribers.

JL Collins advocates spending less than you earn, avoiding debt and investing regularly in low-cost index funds. He defines financial freedom as having enough resources to make independent choices..

The 8th Pay Commission has received NC-JCM's proposal for 69,000 minimum basic pay and a 3.833 fitment factor. Here's how the proposed merger of Pay Levels 4 and 5 translates into a projected 1.12 lakh starting basic salary.

New GST measures approved by the Council will roll out in phases from November 1. They allow eligible small online sellers to register using platform warehouses. Check all the changes effective from November 1.

A loan settlement can affect your credit score and future loan eligibility. Understand how long credit score recovery may take, why settled and closed accounts differ, and five practical ways to rebuild your credit profile.

Gold, silver prices today, 1 November: Check retail price of 18K, 22K and 24K gold and 999 Fine silver on Sunday in your cities Delhi, Ahmedabad, Bengaluru, Chennai, Hyderabad, Kolkata, and Mumbai. 

A 50,000 unpaid credit card bill could grow to approximately 80,153 in 12 months at 3.5% monthly interest, including illustrative GST. Understand credit card interest calculations and why timely repayments matter.

Banks across India will close on Sundays, second and fourth Saturdays, and region-specific holidays in November for festivals including Diwali, Chhath Puja and Guru Nanak Jayanti. Here's a look at the holiday next week

Planning to take your first loan? Young borrowers should check EMI affordability, interest rates, loan tenure, additional charges and repayment terms before applying to avoid financial stress and manage debt responsibly.

The privilege of overseas investment remains reserved for the wealthy. Small investors looking to invest abroad deserve a regulated, cheap way for doing so too. The answer: an individual cap per investor to make foreign investments

Some employees saw lower October take-home pay after the government raised the mandatory EPF wage ceiling from 15,000 to 25,000. Calculations explained for different wages. 

Gold and silver prices plunged on Friday, with MCX gold falling 4,347 per 10 grams and silver dropping 10,577 per kg. Here are the factors responsible for this deep plunge. 

EPFO is considering investing 3% of its fresh annual inflows in Category I and II alternative investment funds. Here's how EPFO currently invests your money.

From January 1, 2027, eligible victims of digital banking fraud in India may receive compensation of 85% of their net loss. Here's by when you should file a complaint and the maximum amount you can recover via this route. 

Taxpayers covered by transfer pricing rules must obtain a chartered accountants Form 3CEB report and file it online by October 31. Here's how to do it, who needs to submit the form and penalty for failing to file it by tonight.