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IRS announces new tax benefit that may give a boost to 1 million taxpayers What is it? How does it work?

While this payment was issued in the end of 2025 itself, its confirmation by the IRS as well as the treatment has seen one million taxpayers reshaping their household finances in 2026 and is also helping citizens plan their budgets in the coming months.

22 Jan 2026 5:45 am
Budget 2026: How 1.25 lakh LTCG tax limit and exclusion from 87A rebate hurt salaried mutual fund investors

Budget 2026: Tax experts urge the govt to expand the scope of Section 87A rebate and increase the threshold of long-term capital gains tax to provide greater relief to the middle class. Here's how the 1.25 lakh LTCG tax limit and exclusion from 87A rebate affect salaried mutual fund investors. 

21 Jan 2026 11:25 pm
Simplified GST registration leaves MSMEs trapped if turnover rises

The GST portal blocks small businesses whenever their output tax exceeds the 2.5 lakh threshold. They can't even register as a regular business without three GST returns.

21 Jan 2026 2:46 pm
How can I allocate my investments to ensure my retirement savings don't run out?

Investing the entire corpus in a fixed deposit might not work out in the long run, so a more nuanced approach and diversified approach is required.

21 Jan 2026 1:00 pm
Sharpe ratio and what it means for your risk-adjusted returns

To understand whether your MF investment is truly performing well or is simply a risky bet delivering dazzling returns, you need a tool that zooms in on the scheme's risk and reward. This is where the Sharpe ratio comes in handy.

21 Jan 2026 12:33 pm
How to get insured if you have a pre-existing health condition

Many people diagnosed with a health condition worry about being denied insurance. They shouldn't. Insurers are now good at understanding and covering people with adverse health.

21 Jan 2026 9:00 am
Can I use the sale amount of land to buy a shop and get an exemption under Section 54F?

Exemption under section 54F is available only if the sale proceeds from the sale of the long-term capital asset are reinvested in a residential property.

20 Jan 2026 5:24 pm
Why the order of your investment returns matters more than you think.

This critical factor often overlooked by investors can dramatically alter long-term wealth, even with consistent average returns.

20 Jan 2026 4:33 pm
Are IPO listings still worth the risk for small investors?

Given the unpredictable nature of IPO listings, financial advisers say individual investors are best off holding stocks via mutual funds or via the secondary market for the long run. Those who want to play the IPO listing game should be wary of these risks

20 Jan 2026 3:31 pm
A simple formula to calculate how much you can safely spend in retirement

A new research-backed formula replaces complex simulations to estimate safe withdrawal rates, helping Indian retirees quickly assess how much they can spend based on equity allocation and retirement length.

20 Jan 2026 12:56 pm
UP labourer receives 7 crore income tax notice What are the types of I-T notices and how to respond to them

An Income Tax Notice is a formal communication from the Income Tax Department sent to the taxpayer on various grounds. Check who gets it and how to respond.

20 Jan 2026 11:21 am
Gifting money to NRI daughter-in-law: What is the tax implication in India?

Under Indian tax law, if a resident father-in-law gifts a sum of money to his daughter-in-law who is an NRI, the gift is not taxable in India, either in the hands of the donor or the recipient.

19 Jan 2026 4:07 pm
Love meets the ledger: Why financial compatibility decides relationships

From managing wedding hangover to navigating parental support, shifting from mine to ours requires more than just a joint account. Why financial compatibility is a non-negotiable for long-term stability

19 Jan 2026 1:54 pm
Why rebalancing and SIPs matter more than perfect entry points

Indias markets may be booming, but disciplined asset allocation and regular rebalancingnot market timingare what help investors compound wealth, manage volatility and avoid costly behavioural mistakes.

19 Jan 2026 10:45 am
Should I rebalance my portfolio?

An investor with a 5-6 year Systematic Investment Plan history in mid- and small-cap funds seeks advice on whether to move profits into large-cap or hybrid funds, and the expert recommends a hybrid approach.

19 Jan 2026 5:30 am
Ready for passive investing? Here's how to kickstart your portfolio

With several passive funds out there, here are the dos and donts when starting with passives.

18 Jan 2026 6:00 am
EPF money withdrawal through UPI soon? Labour ministry working on direct, quicker access to funds, says report

The Labour Ministry is reportedly developing a system allowing eight crore EPFO members to directly withdraw their money using UPI. It aims to facilitate quick access, streamline withdrawal and enhance services. 

17 Jan 2026 11:48 am
Loan rejected or high interest rate? Your data might be the real reason

Credit reports are crucial for borrowing and reflect your financial history. Accuracy in credit information, including optional details, is vital for lenders to assess profiles and make informed decisions, especially for first-time borrowers. 

16 Jan 2026 2:26 pm
Budget recap: How much income tax relief FM Nirmala Sitharaman gave taxpayers last year? What to expect in Budget 2026?

In Budget 2025, Finance Minister Nirmala Sitharaman made several announcement that came as a boon for taxpayers and salaried people. Will Budget 2026 do the same?

16 Jan 2026 12:15 pm
The silent wealth killer: Understanding and combating lifestyle inflation

As incomes rise, so do expenses. Lifestyle inflation is quietly eating into savings, pushing young professionals into financial fragility and risky shortcuts to wealth.

16 Jan 2026 9:56 am