There are some categories including pharma & healthcare and FMCG, which tend to deliver good returns, enabling investors do long term wealth creation

The right credit cards can fetch you free flights and hotel stays, depending on how much you spend in a year, and on what. Mint recommends three of the best travel-focused credit cards for mid- and high-spenders.

CBDT has yet not released online utility for ITR-2 and ITR-3 whereas the same for ITR-1 and ITR-4 has been enabled

The latest announcement has simplified the rules which govern declined chargebacks. Currently, when chargeback request is declined but the due diligence shows that the chargeback was genuine, bank can raise a request for whitelisting the dispute through URCS.

The original share certificates were of Jindal Vijaynagar Steel Ltd, which was merged into JSW Steel in 2005. But to determine the correct value of the 5,000 shares, you need to follow the timeline of JSW Steel's corporate actions.

Misunderstood credit score myths can delay or deny loan approvals. Check out how smart credit habits, regular checks, and better awareness can improve eligibility and lead to better loan outcomes.

Personal loans in the country are increasingly used for emotional and lifestyle expenses, driven by digital lending, impulse borrowing, and evolving consumer behaviour, raising concerns about defaults and financial literacy.

Even a tourist visa or miscounted stay in India can flip your tax statusand your tax bill. Heres how to track it right and avoid surprises under Indias residency rules.

Here we bust some common myths around credit cards in 2025. For instance, there is a misconception that applying for a new card causes a temporary dip in your credit score. However, it will not ruin your credit if you have good credit to begin with

When returning to India, NRE deposits are taxable, but FCNR deposits remain tax-exempt until maturity for non-residents.

Receiving refund emails after closing a credit card is common due to pending settlements; banks must transfer such refunds to customers upon request under RBI guidelines.

To get approved for your first credit card, it is vital to check your eligibility, start with a beginner friendly car and apply with the right bank

Lenders tend to give personal loans at low rates of interest to those borrowers who have a good credit score

Preeti Sharma, Partner, Global Employer Services, Tax & Regulatory Services of BDO India shares her views on tax filing process, income tax forms,new tax regime and recommendations for tax department

Loans linked to banks internal benchmarks may not see immediate relief, certain loan categories come with fixed interest rates. NBFCs use internal models to decide whether to pass on benefit of repo cut or not

SEBIs 2025 rules democratize algorithmic trading, bridging the gap between investment advice and execution for retail investors, promising seamless, automated, and disciplined stock trading.

Investors tend to invest in a gamut of mutual funds to curate a portfolio for the purpose of making corpus for retirement. Alternatively, one can simply invest in solution-oriented mutual funds.

Check out the latest fixed deposit interest rates offered by top public sector banks in India, ideal for risk-averse investors seeking safe, stable, and government-backed returns.

Wes Andersons The Phonician Scheme and Aamir Khans Sitare Zameen Par release quietly (read: post noon!) We even get to watch a Nagarjuna/Dhanush film Kubera. For the audience, the weekend is set! Too much of a good thing or just lets slip in unnoticed? What are they thinking?

Income tax: Without the employer's breakdown of the lump sum salary, you cannot file form 10E to claim a rebate under Section 89(1) for the financial year 2024-2025. Salary becomes taxable upon receipt, regardless of when it is due.

Check out the latest fixed deposit interest rates offered by top private sector banks in the country, highlighting the best returns, ideal tenures, and safety considerations for cautious investors.

ITR 2025: Before filing income tax return (ITR), taxpayers can check their total tax outgo via income tax calculator

EPFO: The idea behind Universal account number (UAN) is to link multiple member identification numbers allotted to a single member under single Universal Account Number.

Personal loans when used wisely during inflation or crises, can help build financial stability, manage emergencies, reduce debt burden, and avoid unnecessary lifestyle-related borrowing risks.

Income Tax: Central Board of Direct Taxes (CBDT) released the excel utilities of ITR-1 and ITR-4 but has not of ITR-2.

Credit scores are crucial for loan approvals, yet borrowers often overlook hidden factors like credit utilisation, job stability, and rapid credit report changes that lenders quietly consider.

Also, nominees can directly transfer mutual fund units to legal heirs. 

Your credit limit defines your spending capacity. While requesting a higher limit can boost financial flexibility and credit scores, it also risks overspending. Manage credit wisely and consult experts before applying for increases to avoid debt issues.

We give a lowdown on the FD interest rates offered by different non-banking financial institutions (NBFCs) such as ICICI Home Finance, Bajaj Finserv and Muthoot Capital, among others

We give a lowdown on the highest FD interest rates offered by top 7 banks from SBI, PNB to HDFC Bank

ECS/NACH return charges are penalties levied for failed auto-debit payments due to insufficient funds or mandate errors. Timely balance management helps avoid these costly penalties and disruptions.

Small finance banks in the country are offering fixed deposit interest rates of up to 8.60% in 2025, making them an attractive option for conservative investors seeking higher returns.

The digitisation that has transformed banking and payments offers hope for other sectors, but only if implemented with genuine political will.

Go Digit Insurance has settled claims for migrant labourers in Noida under parametric insurance after temperatures exceeded 42C. The policy offers pay outs up to 3000 for health protection and daily needs, plus a hospitalisation cash allowance, ensuring support during extreme weather conditions.

Mint Money journalist Shipra Singh will host the second episode of the ongoing Extraclass series on 19 June. Register now.

Mutual funds: We list out all the top performing large cap mutual funds in the past five years

Managing multiple high-interest debts can be stressful. Personal loans can help consolidate these debts into one payment, potentially saving on interest. However, it's essential to assess the commitment and budgeting required before proceeding with debt consolidation.

LIC's Index Plus Plan provides holders a dual benefit of life cover and market-linked investment with flexible fund options, guaranteed additions, and partial withdrawals for long-term financial planning.

Fixed EMI personal loans provided applicants with consistent repayments and protection from rate hikes but come with higher interest costs and less flexibility, making it crucial to weigh all pros and cons carefully.

Home loans and loans against property (LAP) are secured loans with different purposes. Home loans are for purchasing real estate, while LAP allows borrowing against property for various needs. Choosing between them depends on financial goals and repayment capacity.

Digital wallets originated in Kenya with M-Pesa, providing secure money transfer for those without bank access. This model evolved in India, facilitating financial inclusion through UPI. Today, mobile payments are integral to India's economy, particularly benefiting youth and rural areas.

Smart strategies like tax benefits, refinancing, early interest payments, and flexible EMI plans can help reduce your education loan burden and ensure financially stress-free student debt management.

Irdai mandated parity for AYUSH claims with allopathic care in Jan 2024. Yet patients face rejection over unclear rules, documentation issues and varying insurer interpretations.

There could be numerous reasons of holding multiple cards. Sometimes, you may want to raise your credit limit and at times, you want better rewards and offers

The credit score above 700 is believed to be good. And when it is above 750, it is considered excellent. And when the score is excellent, you can manage to raise personal loan at a low rate of interest.

Prepayment of loan involves payment of interest on the outstanding loan. Rate of interest is inversely proportional to the outstanding tenure

From natural disasters to theft, a tailored home insurance policy can safeguard both your property and high-value possessions.

I-T Department has sent e-mails to thousands of defaulting people nudging them to file an updated Income Tax Return (ITR) if any income on account of crypto transactions has not been declared or mis-declared by them.

Income Tax: If you have not received your income tax refund, you need to check your income tax refund

Those with investible assets between $1 million and $5 million rose more than four times to 52 million individualsnearly 40% of whom live in the US, according to UBS.