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See an EPF account locked message when you try to log into your employee provident fund. This can happen due to multiple reasons. Here's what steps EPFO members can take to resolve the issue and access their account

The EPFO is all set to launch a new web portal soon, known as the E-PRAAPTI, to help members recover their old and inoperative employee provident fund accounts. Here's all you need to know

A Bengaluru tech professional sought a realistic startup plan from ChatGPT. The advice emphasised using a stable job as financial capital, maintaining low fixed expenses and focusing on genuine problems over trendy ideas. 

Income-tax rules: Here's how capital gains generated from digital, paper (which includes gold ETFs, gold mutual funds and sovereign gold bonds) physical and inherited gold are taxed for residents and NRIs.

Property sales can sometimes result in capital losses due to various reasons. Taxpayers are allowed to set off such losses against capital gains. Both short-term and long-term losses can be carried forward for up to eight years. Full details here.

Public sector lender Canara Bank on Tuesday (12 May) hiked its MCLR rates by 5 bps. We explore how this increase will likely impact borrowers' repayments for car loans, home loans and personal loans.

After a PPF account matures, investors can withdraw the corpus, extend it for five years, or make phased withdrawals. Choices depend on financial goals and liquidity needs. Details here.

8th Pay Commission consultations are gaining pace, with stakeholder meetings, regional visits, and an extension of the memorandum deadline, as central government employees and pensioners await updates on salary and pension revisions. 

To file an FIR for a cybercrime involving elderly parents or family members, swift evidence collection, online fraud reporting and bank notification are crucial. Quick action will help minimise financial losses and protect the victim's rights. 

The NC-JCM, led by Shiv Gopal Mishra, submitted a 51-page memorandum to the 8th CPC, proposing salary hike, increased minimum pay and expansion of family units for salary calculations from 3 to 5 to reflect current realities.

When adjusted to the current Consumer Price Index (CPI), a pension of 200 should cost 353 to retain its original purchasing power.

SCSS vs FD comparison highlights higher assured returns from government-backed schemes than bank fixed deposits over five years, with SCSS offering superior maturity value alongside FD flexibility for investors. 

The Senior Citizens' Savings Scheme (SCSS) offers investment options for individuals aged 60 and above, with quarterly interest payments. It has a five-year maturity period and allows extensions. Here's what happens if you extend the tenure.

Dearness Allowance: After the Finance Ministry and IBA, the Indian Railways has also hiked DA component of employees' salaries by 2%, from 58% to 60%, with effect from 1 January 2026. Here's all you need to know

From NRE vs NRO confusion to tax treaties and GIFT City access, heres a practical roadmap for NRIs to simplify cross-border investing and build one coherent global financial strategy.

Canara Bank MCLR hike by 5 bps may raise EMIs on floating-rate loans like home, auto and personal loans, while Bank of Baroda keeps rates unchanged, impacting borrowers linked to MCLR resets from 12 May 2026. 

Ripple's former CTO, David Schwartz, has revealed that XRP significantly increased his wealth compared to Bitcoin and Ethereum. He once held 26 million XRP, which peaked at $3.65, while he regrets selling Ethereum too early. 

Homebuyers must choose between banks and housing finance companies (HFCs) for loans. Banks offer lower interest rates with strict documentation, while HFCs provide flexibility and quicker processing, making them suitable for self-employed borrowers.

Aditya Birla Health Insurance launches Activ Yuva, a wellness-first plan offering unlimited hospitalisation cover, OPD benefits, income protection, and rewards for healthy lifestyle habits through its HealthReturns model for young consumers.

App-based domestic help platforms promise reliability and ease. But as promo prices fade and surge fees kick in, urban users are rethinking whether the convenience justifies the rising monthly bill.

The Indian government raised import duties on gold and silver to 15% to curb rising import costs due to the West Asia crisis. This hike may lead to higher domestic gold prices and reduced jewellery demand, with investors advised to rebalance their portfolios accordingly.

Post Office Monthly Income Scheme 2026 offers guaranteed monthly income, capital safety and stable returns at 7.4% interest, making it suitable for conservative investors seeking low-risk savings options in the country.

The US Senate Banking Committee released the Clarity Act text, defining financial regulators' jurisdiction over cryptocurrencies. Key provisions address stablecoin rewards, anti-money laundering compliance for crypto firms, easing SEC fundraising rules, and others

As of May 13, gold is priced around 161,410 per 10 gm, while silver reached 296,570 per kg, driven by demand and currency fluctuations.

The first wave of May Social Security payments is scheduled for distribution this week. Payments are based on birthdates, with recipients born between the 1st and 10th receiving payments on May 13, followed by others on May 20 and May 27.

Income-tax returns: Form 26AS displays taxpayers' financial statements and can be accessed via the Income Tax portal or your banks' website. Taxpayers can view, download, and provide feedback on the document.

Non-resident Indians can transfer overseas earnings to India via NRE accounts, which are not taxable if income is foreign. NRO accounts manage Indian income but incur taxes. Details here.

Investment planning is crucial for financial stability, involving assessment of current finances, risk tolerance, and future goals. Here are key factors investors need to keep in mind while forming strategy.

Prime Minister Modi calls for a one-year boycott of gold purchases to reduce imports and strengthen the economy. Experts suggest alternatives that may act like a hedge. Full list and other details here. 

A young Bengaluru professional earning 30 lakh annually wants to buy a Mercedes A-Class Limousine. ChatGPT replies.

Are you investing in gold alternatives digital gold, gold ETFs, gold mutual funds or sovereign gold bonds (SGBs)? Check here to see if these options can all be converted to physical gold and how they are taxed in India.

Digital gold allows online investment in physical gold without immediate possession. It is also backed by real gold stored in secure vaults but not regulated by Sebi or RBI. Details here.

Maharashtra government has made its revised National Pension Scheme optional for current employees and given till 31 December to opt-in. Here's a look at how pension will be calculated, the minimum monthly payout and years of service required to claim. 

Small savings scheme interest rates in May 2026 highlight stable government-backed returns across PPF, SSY, SCSS and NSC. These are ideal for conservative investors who seek to balance volatility and tax efficiency.

Prime Minister Modi urged citizens to avoid gold purchases for a year to reduce non-essential imports. India's gold ownership rules allow certain limits on gold jewellery during tax raids. Here's all you need to know. 

A representative body for central government employees has requested the 8th CPC to ensure a minimum payout under NPS to counter market volatility. A memorandum detailing the demands has been submitted to the panel.

If a tenant refuses to vacate a house in Delhi, there are key provisions under the Delhi Rent Control Act that can protect the landlord's rights. They include eviction, legal remedies, and Supreme Court rulings for landlords and tenants.

The Senior Citizens Savings Scheme offers retirees a popular fixed-income investment with government backing and quarterly payouts. Eligible individuals can invest, extend their accounts multiple times, and earn an 8.2% annual interest rate. 

Gen Z has become the country's fastest-growing investor cohort, with under-30s now comprising 38% of the National Stock Exchange's base, but experts warn their decisions are driven more by social media, peer pressure and post-covid return euphoria than by sound financial strategy.

ChatGPT explains whether a 10-day solo Bali trip from Delhi can realistically be done within 1 lakh. Check the detailed AI breakdown on flights, cafs, beaches, hotels, hidden costs and the smartest Bali itinerary.

EMI bounce on any form of debt can quickly damage your credit score. A single missed payment may significantly reduce scores, affect loans, and increase interest rates for borrowers over time. 

These passive funds are falling less than the broader market during sharp corrections, but advisers say the trade-off is slower gains in strong rallies.

The employee filed a consumer complaint against EPFO in the Chandigarh district commission and sought transfer of the balance amount along with interest, compensation, as well as litigation costs.

After the 202024 bull run, markets have turned sideways and volatile. In this phase, discipline, risk control and defensive positioning matter more than aggressive stock picking.

Amid active consultations, the 8th Pay Commission sees strong union demands for revised pay, fitment factor hikes, pension reforms and allowance restructuring for government employees. These demands will be considered holistically before the final recommendations of the Commission. 

Since the money comes from tax-paid rental income of the HUF, it should NOT be taxable in your hands in India.

Married couple from Bengaluru, shared why someone can be earning well and still feel poor in the city. Both product managers, shared their over 1 lakh monthly budget without including vacations, investments or any luxury purchase.

For authors, estate planning isn't limited to houses, investments or even manuscripts. Their most valuable assets may be copyrights for published or unpublished writings. Similarly, for music and art works. While a copyright doesn't last forever, here's how to ensure heirs get what's allowed by law.

Gold and silver prices stayed largely steady on 12 May, with minor changes across major Indian cities. MCX futures edged higher amid ongoing geopolitical tensions and safe-haven demand, while precious metals continued their strong yearly rally.

Children Educational Allowance helps employees cover educational expenses for their children under the old tax regime. Here's a look at the eligibility and non-eligibility of tuition fees deduction under Section 80C.