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With little job security, well-paid Indians in their 40s are treading a financial tightrope

Thousands of Indians in their late 30s and 40s are juggling monthly payments, their childrens education, and ageing parents' healthcare in a highly uncertain job market. Mint spoke to a few to find out what the experience has taught them.

17 Sep 2025 5:38 pm
What happens to your bank account after two years of inactivity

India's banking regulator, Reserve Bank of India, does not like it when you leave your savings or current account idle for too long.

17 Sep 2025 3:02 pm
Credit score dispute: How to file it correctly? A step-by-step

Filing a credit score dispute correctly helps fix report errors, improve financial credibility, and boost approval chances for personal loans and credit cards with better interest rates and terms.

17 Sep 2025 2:05 pm
Starting-point bias can wreck your portfolio. Here's how to eliminate it.

When you compare the returns of funds in your portfolio, youre unknowingly using your own investment timeline as the benchmark. If the investment dates differ, one scheme could look better or worse simply because of when you invested in it. That's why you need to check rolling returns.

17 Sep 2025 1:54 pm
10 essential personal loan terms every borrower must understand before taking a loan

Understanding key personal loan terms like principal, EMI, APR, tenure, and prepayment helps first-time borrowers make informed choices, avoid hidden charges and manage repayments effectively for long-term financial health.

17 Sep 2025 1:23 pm
Dreamfolks exit: Is your credit card blocked from airport lounges?

Dreamfolks' exit is expected to disrupt lounge access for credit card users of select banks who rely on complimentary lounge access as a key perk. Here are some bank cards that may be denied at airports.

17 Sep 2025 12:55 pm
I asked ChatGPT what 10 lakh in an FD looks like after 20 years, and it wasnt what I expected

Fixed deposits may appear secure, but inflation can significantly erode their value over time. In the long run, it's vital to consider investments that outpace inflation to ensure real growth and financial security.

17 Sep 2025 12:37 pm
Should new-to-credit individuals use BNPL to build their credit score?

Individuals without a credit history can use the BNPL facility to build their credit score and profile. Small monthly purchases of groceries and timely repayment can help build a credit score over a period of time, making the individual eligible for loans and credit cards.

17 Sep 2025 12:21 pm
Why life insurance claims get delayed or rejected, and what you can do

In times of grief, life insurance claims can be complicated. Survivors must ensure paperwork is accurate and complete to avoid delays.

17 Sep 2025 12:01 pm
FDs vs debt mutual funds? What should you choose and why?

Choice of one investment option over the other is a function of several metrics. These include rate of interest, income tax liability, total amount and flexibility you look for

17 Sep 2025 10:39 am
THESE 5 premium credit cards offer exclusive features. Check annual fee, other details

Almost all banks offer premium cards which provide exclusive services to indulge in. Aside from their names metal edition or Platinum card these cards offer exclusivity as well

17 Sep 2025 10:32 am
Should a senior citizen with limited corpus invest in conservative mutual funds?

Senior citizens looking to diversify from fixed deposits can explore government-backed schemes like SCSS and Post Office plans for steady, tax-efficient income, with minimal risk and moderate returns.

17 Sep 2025 10:32 am
Why India must look beyond traditional credit scores for financial inclusion

The Finance Ministry emphasizes that first-time borrowers should not be denied credit due to a lack of credit history, promoting financial inclusion. This shift towards alternative credit scoring, leveraging digital transactions and AI, aims to create a more equitable credit ecosystem.

17 Sep 2025 10:15 am
ITR Filing Due Date: Can you file return after missing September 16 deadline? Will there be penalties?

If you have still missed the due date to file ITR, it does not mean you cannot do it anymore as you can still file a belated return.

17 Sep 2025 9:56 am
Government extends one-time option for central government employees to switch to UPS from NPS

Govt extends one-time option to central government employees who have opted for the National Pension System, to migrate to the Unified Pension Scheme (UPS).

16 Sep 2025 10:53 pm
Bank manager orchestrates loan fraud to siphon off crores: 5 money tips to spot and avoid scams

The bank manager used his official login IDs and forged documents to siphon off crores of rupees through fraudulent Mudra and auto loans.

16 Sep 2025 8:11 pm
I am a CA, have no such complaint: Amid I-T portal glitches, trader's post on CA's sleepless nights sparks debate

A trader shared her chartered accountant's struggles with the income tax portal's frequent crashes, criticising the inefficiency of a system funded by taxpayers. Responses varied, with some blaming last-minute filings and others suggesting technical issues with the portal or related software.

16 Sep 2025 6:43 pm
Mutual Funds: What is the best date for investing in SIPs to earn highest return?

WhiteOak Capital Mutual Fund released its SIP Analysis Report (Sept 2025), which deals with such questions as what is the ideal investment time horizon and whether it is better to time monthly purchases, among others

16 Sep 2025 5:47 pm
How to maintain high credit score: From timely loan payments to smart credit use 5 proven strategies

Maintaining a high credit score requires timely payments, low credit utilisation, a diverse credit mix, active old accounts, and regular report checks. These steps will ensure strong creditworthiness and better loan approvals.

16 Sep 2025 5:46 pm
Student credit cards: Those passing class 12 exams to get interest-free loans in THIS state

Bihar CM Nitish Kumar announced interest-free education loans for those passing class 12 exams under the Student Credit Card Scheme to help them pursue higher education.

16 Sep 2025 5:26 pm
Here are ways to secure intellectual property rights for heirs

Intellectual property rights can be passed on to the legal heirs of the holder. With the transition from a traditional economy to a knowledge-based economy, there has been a major spike in intellectual property registration.

16 Sep 2025 5:01 pm
Switching careers? 5 smart ways personal loans can fund your education, relocation and training

Personal loans can ease career transitions by funding education, relocation, and training. However, borrowers must weigh interest rates, eligibility, and repayment terms carefully.

16 Sep 2025 12:56 pm
ITR filing due date: What is the last date to file ITR? Why was the deadline extended? All FAQs answered

ITR filing due date: With the ITR filing deadline extended, taxpayers are expected to get some relief as they will be able to file their taxes even today.

16 Sep 2025 12:20 pm
ITR Due Date Extension 2025 LIVE Updates: Last day to file ITR today, govt extends deadline after taxpayers raise issues

ITR Due Date Extension 2025 LIVE: The due date to file ITR was increased by a day to 16 September by the government amid complaints of glitches on the official income tax portal. The last day to file ITR is today, 16 September

16 Sep 2025 7:23 am
ITR due date extension: CBDT extends deadline for filing income tax returns by a day to September 16

ITR Due Date Extension: In a relief to thousands of taxpayers, the Central Board of Direct Taxes (CBDT) has extended the deadline for filing income tax returns (ITRs) for Assessment Year (AY) 2025-26.

16 Sep 2025 12:03 am
Man loses over 3 lakh to credit card fraud, follow these 5 tips to stay cautious

Victim came across one fake advert of American Express credit card on Facebook. He applied for it after which one fraudster posing as bank representative called him and convinced him to download a mobile application

15 Sep 2025 8:40 pm
ITR filing 2025: Over 7 crore returns filed September 15 deadline; glitches in e-filing portal income tax

ITR filing 2025: The Income Tax Department said that over 7 crore people have filed their ITRs as the deadline approaches. However, users reported issues with the e-filing portal. The department also confirmed earlier that no further extension will be granted. 

15 Sep 2025 8:34 pm
Attention taxpayers! Facing difficulty in accessing ITR e-filing portal? Income Tax dept shares steps to resolve issues

ITR e-filing portal: The Income Tax Department has provided steps to resolve access issues with the e-filing portal amid taxpayer complaints. As of now, over 7 crore ITRs have been filed.

15 Sep 2025 7:48 pm
Income Tax: Amid grumbles and rants, taxpayers and CAs want deadline extended

Income Tax: Given the extremely slow I-T portal, a number of CAs and taxpayers have been demanding extension of deadline which ends today

15 Sep 2025 7:18 pm
Personal loans can help cover medical expenses with quick approval, flexible repayment and essential financial support

Personal loans can be used for medical expenses. These loans can provide quick funds without collateral, covering hospitalisation, surgeries, and therapies. They offer flexible repayment options, minimal paperwork, and competitive interest rates to ease financial stress during emergencies.

15 Sep 2025 6:20 pm
UPI daily payment limit raised to 10 lakh for select transactions, fraud risks kept in check

NPCI move enables bigger payments for investments, insurance, and more, while scrapping P2P collect feature to curb fraud.

15 Sep 2025 5:31 pm
Five smart ways to use a credit card for grocery shopping to maximise cashback rewards and discounts

Smart ways to use a credit card for grocery shopping with cashback, rewards and discounts while managing budget effectively to save more and enhance credit score responsibly.

15 Sep 2025 5:07 pm
Credit score: From 550 to 750, you can raise it without increase in income

Credit score has less to do with your income and more about credit behaviour. Even with a lower income, you could have a high credit score and vice versa. We explain this in detail here

15 Sep 2025 5:04 pm
Personal loan: What to do when your application gets turned down time and again?

We list out the key reasons for the refusal of loan application by lenders such as bank and NBFC. There are certain some steps which one could take to improve the chances of loan approval

15 Sep 2025 3:25 pm
Advance tax deadline today: What is the penalty if you miss the due date? Who should pay? All you need to know

Advance tax deadline today: Salaried individuals often get their advance tax payment made through tax deducted at source (TDS). However, those with other tax income including capital gains, rent or a business are required to pay advance tax within the deadline.

15 Sep 2025 2:28 pm
Income Tax: After ITR is filed, when can you expect the refund to be credited? Check details

ITR: Over 6.69 crore returns have already been filed, shows the I-T portal data as on Sept 14. Total returns that are verified now stand at 6.03 crore and number of verified return processed are over 4 crore, the data further reveals

15 Sep 2025 1:40 pm
ITR deadline today, 15 September: Users say income tax portal not working - Here's the quick fix

Income Tax filing deadline today: Users have been facing last-minute hassles with the income tax portal over the weekend as the ITR filing deadline on 15 September approached.

15 Sep 2025 1:09 pm
Personal loan approval depends on more than your credit score here are other aspects lenders evaluate

Personal loan approval depends on more than credit score as lenders check factors such as income stability, debt-to-income ratio, repayment history, employment record, verified assets and financial integrity before clearing applications.

15 Sep 2025 12:50 pm
How to file ITR for a deceased parent?

Understand when you must file ITR for pension income of a deceased parent or for LTCG under 1.25 lakh exemption. Legal heirs and senior citizens need clarity on rules, forms, and obligations.

15 Sep 2025 11:04 am
Insuring care: Protecting elders and their caregivers in Indias future economy

With 140 million elderly and rising costs, Indias caregivers face financial strain. Insurance must evolve to cover long-term elder care, caregiving income loss, and ensure dignity for ageing parents.

15 Sep 2025 9:53 am
ITR Filing Due Date: What happens if you miss deadline to file income tax today? 5,000 penalty and more

The ITR Filing due date today has not been extended despite taxpayers on social media complained that the income tax portal was not working for them on Sunday and hence they were unable to file taxes.

15 Sep 2025 9:47 am
ITR Filing Due Date Extended? Income Tax Department debunks fake news, says deadline remains 15 September

ITR Filing Due Date Extension: Several people on social media complained about the income tax portal to file ITR was down over Saturday and Sunday and demanded an extension to the 15 September due date.

15 Sep 2025 8:13 am
Extend ITR TAR due dates trends on X as deadline to file income tax return nears; users says website is not loading

Income Tax Due Date: According to users on social media, many taxpayers have been facing issues as the deadline to file ITR on September 15 approaches.

14 Sep 2025 6:36 pm
ITR filing: Heres what you will lose if you miss the 15 September deadline

Taxpayers must file their ITR by 15 September, to avoid penalties. Late filings incur a loss of refund interest and a penalty of up to 5,000 for income above 5 lakh. Here's what will happen if you fail to file ITR in the due time. 

14 Sep 2025 5:32 pm
I'm a super senior citizen with only FD interest income. Should I file ITR?

Super senior citizens with interest income must file income tax returns (ITR) if their income exceeds exemption limits. Heres how tax liability is calculated and why the new tax regime may be preferable.

14 Sep 2025 5:07 pm
Indias pension system has many regulators. Who protects the retiree?

Indias pension system is stuck in silos and inefficiencies. The new regulatory forum could tackle choice, portability, and governanceif it aims for bold, long-term reforms beyond incremental steps.

14 Sep 2025 4:15 pm
Mint Explainer | Why the Supreme Court ordered a clean-up of the real estate sector

The Supreme Court's recent ruling has put the spotlight on speculative investors in India's real estate market. With rampant malpractices leading to unfinished projects and financial instability, the court has called for a comprehensive regulatory overhaul.

14 Sep 2025 3:35 pm
ITR Filing: From choosing the right form to verification and refund your one-stop guide to filing tax return

The ITR filing deadline for FY 2024-25 is September 15, 2025, with no expected extensions. Check out this ultimate guide on ITR filing to understand why filing returns is mandatory even with zero tax liability, selection of the appropriate ITR form based on income and more.

14 Sep 2025 2:42 pm
How you can get a digital loan against mutual funds

It is easy and quick, and offered at lower interest rates. But is it worth it?

14 Sep 2025 10:19 am
ITR Due Date Extension News 2025 LIVE: With just a day left for September 15 deadline, Tax Dept offers 24X7 support

ITR Due Date Extension News 2025 LIVE: As the ITR filing deadline of 15 September approaches for AY 2025-26, over 6 crore returns have been submitted. The Income Tax Department urges taxpayers to file early to prevent last-minute issues, with 24x7 support available.

14 Sep 2025 10:04 am