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These large-cap mutual funds delivered over 20% annual returns in 5 years check list

We list the top-performing mutual funds that have delivered a return of over 20% in the past 5 years. These include Aditya Birla Sun Life Large Cap Fund, Edelweiss Large Cap Fund, Franklin Large Cap Fund and HDFC India Large Cap Fund.

31 Oct 2025 7:37 pm
Fighting insurance fraud: key highlights of Irdai's 2025 guidelines

The updated guidelines include cyber fraud for the first time, call on insurers to set up fraud monitoring committees, and require distribution channels to have their own anti-fraud policies, procedures and controls, among other things.

31 Oct 2025 4:15 pm
THESE 5 credit cards can help you save money on your movies with family

Here we list out a few credit cards which you can use to make the most of your movie experience by claiming free movie tickets

31 Oct 2025 2:53 pm
Go global with investments or lose out: Top experts share simple secrets to world investing

Financial experts at Mint Horizons emphasised the importance of global diversification for Indian investors, highlighting opportunities through GIFT City. They discussed strategies for accessing international assets, suggesting a split of 60% in India and 40% in dollar-based investments.

31 Oct 2025 10:19 am
FD interest rates: These 8 banks offer highest returns on one-year fixed deposits. Check list here

We have listed all prominent banks, including State Bank, HDFC, ICICI Bank and Union Bank, which offer reasonably good interest rates on one-year fixed deposits, also known as term deposits.

30 Oct 2025 7:13 pm
What changes from November 1: From Aadhaar to bank nomination Here are key things that could impact your pocket

Starting November 1, 2025, changes in key money rules will affect expenses. These include GST slabs, Aadhaar, bank nominations, card charges, and pension requirements. Here's a look at what's new this November

30 Oct 2025 6:17 pm
Goal 2 crore by retirement? See the exact monthly SIP needed for 10%, 12% returns

Retirement planning: You can assess the size of your EMI to accumulate 2 crore across different tenors - 10, 15 or 20 years.

30 Oct 2025 5:46 pm
SIP flows at record high: What smart investors are doing to ride out volatility

With SIP inflows touching an all-time high of 29,361 crore in September, retail investors are proving to be the markets steady hands. Heres how consistency and timely course correction can help weather uncertain times.

30 Oct 2025 5:29 pm
Stability breeds complacency. Its time investors relearn caution

After decades of relative calm, markets may be entering a period of structural change. Investors who grew up in an era of easy money and global stability must adapt their assumptions and embrace caution without succumbing to fear.

30 Oct 2025 4:25 pm
Should you buy an under-construction property? Pros and cons explained

Investing in ready-to-move-in properties minimizes risks associated with under-construction homes, such as delays and financial complications. Tax implications further support ready homes, providing immediate benefits and peace of mind to buyers.

30 Oct 2025 3:04 pm
Your insurer decides whats modern medicineheres how that affects you

Even as robotic surgery and stem cell therapy gain ground, outdated sub-limits and opaque migration rules leave many policyholders struggling for fair coverage.

30 Oct 2025 12:41 pm
THESE travel credit cards can help you save money as you plan your itinerary. See details

Using the right card can help you save considerable amount of money. We list out some popular travel credit cards here

30 Oct 2025 10:31 am
Tax lessons from Master Blaster! Here's how Sachin Tendulkar saved 58 lakh in income tax with Section 80RR deduction

Taxbuddy founder Sujit Bangar explains how cricketer Sachin Tendulkar claimed 30 per cent deduction on foreign income of 5.92 crore to save on income tax, and defended against a tax demand on the same. 

29 Oct 2025 8:25 pm
Mutual Funds: 5 new offers open for subscription in November Axis, Kotak, Groww, Zerodha and more

Mutual Funds: From arbitrage to midcaps, there are plenty of new fund offers (NFOs) which are up for grabs for retail investors 

29 Oct 2025 7:22 pm
Tax audit deadline extended! Corporates, taxpayers can now file audit report till December 10 Details here

Tax audit deadline extended! Corporates, taxpayers can now file audit report till December 10 Details here

29 Oct 2025 6:50 pm
RBI's new rules: Can you open accounts, FDs and safe deposit lockers without nominee? All you need to know

The Reserve Bank of India's new directions state that a bank will have to open an account for a customer even if they refuse to open the bank account without imposing any restrictions.

29 Oct 2025 6:33 pm
Is power of attorney valid to sell a property if the original owner is mentally incapacitated?

PoAs are a practical way for individuals to ensure that property, investments or legal matters can be managed smoothly by someone they trust. However, there are clear limits on what a PoA can and cannot do.

29 Oct 2025 6:26 pm
8th Pay Commission: 5 key factors that will influence your salary hike

The Union Cabinet, led by PM Modi, has approved the Terms of Reference (ToR) for the 8th Pay Commission, which will impact salary hikes for government employees.

29 Oct 2025 3:48 pm
Mahila Rozgar, Ladki Bahin Yojana vs Mai-Behin Maan Yojana: NDA vs INDIA bloc which scheme offers more?

The Mahagathbandhan (INDIA bloc) announced the Mai-Behin Maan Yojana for women in Bihar, while the Nitish Kumar-led NDA has already implemented the Mahila Rozgar Yojana ahead of the Bihar Elections. Which scheme offers more? Here's a breakdown. 

29 Oct 2025 2:20 pm
Instagram Reels might just be the new Amazon, minus the checkout button

Discover how Instagram Reels drain your savings. Real Reel examples, impulse buys, and influencer trends are turning short videos into financial traps.

29 Oct 2025 1:48 pm
Reality hits home: Why India cant afford to ignore property insurance

In India, home and property insurance is often overlooked despite rising asset values and increasing risks from natural disasters. Insuring properties is crucial to safeguard families and businesses against financial losses due to climate volatility and urban expansion.

29 Oct 2025 12:59 pm
Save big on tax by using your capital gains to buy a house. Here's all you need to know.

Mint explains the intricacies of sections 54 and 54F of the Income Tax Act and how they can help cut your tax bill.

29 Oct 2025 12:39 pm
Markets look toppy, gold looks tiredheres how to stay invested smartly

Experts warn of a correction in equities and gold amid stretched valuations and AI-driven growth in the US. But for long-term investors, staying the course may still be the best bet.

29 Oct 2025 11:42 am
Coin by Zerodha to offer fixed deposits soon; Rainmatter to invest in Blostem: Report

Zerodha is launching a fixed deposit product on its Coin platform, enhancing its range of low-risk investment options. 

29 Oct 2025 10:56 am
THESE companies have investor grievances pending with them for longer than 3 months

Out the total 10,877 complaints, 5,360 complaints were disposed off in the month of September by different entities, Sebi SCORES data revealed

29 Oct 2025 9:28 am
Gold prices drop as record global rally loses steam: Is it time to buy or sell? Experts weigh in

The prices of the yellow metal dropped on India's Multi Commodity Exchange on Monday.

28 Oct 2025 10:43 pm
EPFO News: Retirement body may hike wage ceiling to 25,000, says report What does it mean for you?

The EPFO wage ceiling is the maximum monthly basic salary on which mandatory PF contributions and EPS are calculated, and is governed by the retirement funds body.

28 Oct 2025 9:05 pm
8th pay commission update: Cabinet approves terms of reference, panel to make recommendations within 18 months

8th pay commission update: The Union Cabinet, chaired by PM Narendra Modi on October 28 approved the Terms of Reference of 8th Central Pay Commission.

28 Oct 2025 3:18 pm
Tata NeuPass loyalty program: What is it and how to maximise its benefits?

The NeuPass program provides members with up to 5% benefits on purchases with participating Tata Brands through the TataNeu App. Members get various other benefits, also depending on their membership tier. NeuCoins can be easily redeemed, with 1 NeuCoin = Rs. 1.

28 Oct 2025 2:32 pm
How can I safeguard my digital assets and ensure theyre covered in my Will?

With much of our lives online, estate planning now needs to account for digital footprints, too.

28 Oct 2025 2:28 pm
EMIs could drop faster as the RBI cuts the long switch-over rule. Details here

The RBI has introduced a new rule allowing faster changes to EMIs, enabling borrowers to benefit sooner from interest rate cuts and improved credit scores.

28 Oct 2025 1:46 pm
Your credit card bill isnt the problem; your timing is. Heres how to fix it

Managing credit card payments smartly helps avoid late fees, maintain a strong credit score, and ensure stress-free financial planning through timely payments, automation, and disciplined spending habits.

28 Oct 2025 1:22 pm
Fixing health insurance: Why better underwriting and provider regulation are critical

Rising healthcare costs and customer grievances expose critical gaps in Indias health insurance ecosystem from weak underwriting to lack of provider regulation and product design flaws.

28 Oct 2025 1:18 pm
Central Govt employees can do better retirement planning, say experts, as new NPS rules to come into force

With allocation to equity raised upto 75%, central government employees will be able to do a better retirement planning with their contribution to NPS, say experts  

28 Oct 2025 10:30 am
Indias pension system needs more choice, not control, says pension regulator

PFRDA chairman S. Ramann outlines the regulators shift from designing centralised NPS products to empowering pension fund managers to innovate and expand Indias retirement coverage.

28 Oct 2025 10:09 am
Want to know how a fund really performs? Track its rolling returns

Point-to-point returns are biased by the start and end-point dates, whereas rolling returns capture a fund's performance across multiple start- and end-points.

28 Oct 2025 9:00 am
Credit card usage spikes as over 42% spend 50K and above this festive season: Report

The Paisabazaar survey revealed that around 22% of the respondents spent between 50,000 and 50,000. Credit card usage spikes as over 42% spend 50K and above this festive season

27 Oct 2025 7:48 pm
Municipal bonds to be eligible for repo, reverse repo deals, paving way for new asset class

Municipal bonds have largely remained illiquid, held by a narrow pool of long-term investors such as pension or ESG funds. By allowing their use in repo markets, the government has allowed a wider spectrum of financial participants to invest in these securities.

27 Oct 2025 5:56 pm
How NRIs can build the right health and care framework for parents

For NRIs, the bond with their parents back home is maintained through phone calls, video chats, and periodic visits. However, when health issues arise, the distance feels the longest. 

27 Oct 2025 3:49 pm
5 simple steps to complete your credit card application without mistakes

Applying for a credit card becomes effortless when you follow these essential steps to check eligibility, choose the right card, verify documents, and submit an error-free application.

27 Oct 2025 3:37 pm
What are the tax implications for a UAE-based NRI trading in unlisted Indian shares?

An NRI investor asks if buying and selling unlisted shares below quoted prices through an NRO account could attract Indian tax. Heres what the tax expert says.

27 Oct 2025 2:19 pm
New NPS, EPF rules: Should you rethink your retirement strategy?

While New NPS and EPF measures are aimed at making retirement schemes more investor-friendly, the need of the hour for investors is to focus on creating the right amount of retirement corpus. 

27 Oct 2025 2:00 pm
Think it takes years to improve your credit score? Try these 30-day hacks

Improving your credit score in 30 days is possible through timely EMI payments, low credit utilisation, error-free reports, and smart borrowing habits for faster financial credibility and loan approvals.

27 Oct 2025 1:48 pm
Is your PF account in order? Follow this checklist to find out

Delays in PF withdrawals often stem from minor errors in personal details or missing transfers. Heres how to review and fix your EPF records before they cause trouble.

27 Oct 2025 12:55 pm
Loan settlement vs. loan closure: 5 key differences you must know

Understanding the difference between loan settlement and loan closure helps borrowers make informed financial decisions, protect their credit score, and maintain long-term creditworthiness while managing personal loans responsibly.

27 Oct 2025 11:27 am
Material change clause wont alter health insurance coverage, says ICICI Lombard

ICICI Lombard clarifies that the 'material change' clause will not affect coverage or premiums after policy issuance, addressing concerns about potential claim rejections for new diseases diagnosed post-purchase. 

27 Oct 2025 11:17 am
10 smart strategies to manage the repayment of multiple personal loans

Some smart strategies to manage loan repayments include automating EMIs, listing the details of all loans, making a repayment plan, debt consolidation, prepaying/foreclosing loans with the lowest outstanding or highest interest rate and more.

27 Oct 2025 10:38 am
Have 10 lakh to invest? Where to invest now for highest return before next Diwali

If you received a windfall of money (say 10 lakh) this Diwali, you should avoid chasing the next winner. Instead, you may choose diversification across asset classes i.e., equity, debt, gold and cash advise experts

26 Oct 2025 3:28 pm