Economy / Livemint
We list the top-performing mutual funds that have delivered a return of over 20% in the past 5 years. These include Aditya Birla Sun Life Large Cap Fund, Edelweiss Large Cap Fund, Franklin Large Cap Fund and HDFC India Large Cap Fund.
The updated guidelines include cyber fraud for the first time, call on insurers to set up fraud monitoring committees, and require distribution channels to have their own anti-fraud policies, procedures and controls, among other things.
Here we list out a few credit cards which you can use to make the most of your movie experience by claiming free movie tickets
Financial experts at Mint Horizons emphasised the importance of global diversification for Indian investors, highlighting opportunities through GIFT City. They discussed strategies for accessing international assets, suggesting a split of 60% in India and 40% in dollar-based investments.
We have listed all prominent banks, including State Bank, HDFC, ICICI Bank and Union Bank, which offer reasonably good interest rates on one-year fixed deposits, also known as term deposits.
Starting November 1, 2025, changes in key money rules will affect expenses. These include GST slabs, Aadhaar, bank nominations, card charges, and pension requirements. Here's a look at what's new this November
Retirement planning: You can assess the size of your EMI to accumulate 2 crore across different tenors - 10, 15 or 20 years.
With SIP inflows touching an all-time high of 29,361 crore in September, retail investors are proving to be the markets steady hands. Heres how consistency and timely course correction can help weather uncertain times.
After decades of relative calm, markets may be entering a period of structural change. Investors who grew up in an era of easy money and global stability must adapt their assumptions and embrace caution without succumbing to fear.
Investing in ready-to-move-in properties minimizes risks associated with under-construction homes, such as delays and financial complications. Tax implications further support ready homes, providing immediate benefits and peace of mind to buyers.
Even as robotic surgery and stem cell therapy gain ground, outdated sub-limits and opaque migration rules leave many policyholders struggling for fair coverage.
Using the right card can help you save considerable amount of money. We list out some popular travel credit cards here
Taxbuddy founder Sujit Bangar explains how cricketer Sachin Tendulkar claimed 30 per cent deduction on foreign income of 5.92 crore to save on income tax, and defended against a tax demand on the same.
Mutual Funds: From arbitrage to midcaps, there are plenty of new fund offers (NFOs) which are up for grabs for retail investors
Tax audit deadline extended! Corporates, taxpayers can now file audit report till December 10 Details here
The Reserve Bank of India's new directions state that a bank will have to open an account for a customer even if they refuse to open the bank account without imposing any restrictions.
PoAs are a practical way for individuals to ensure that property, investments or legal matters can be managed smoothly by someone they trust. However, there are clear limits on what a PoA can and cannot do.
The Union Cabinet, led by PM Modi, has approved the Terms of Reference (ToR) for the 8th Pay Commission, which will impact salary hikes for government employees.
The Mahagathbandhan (INDIA bloc) announced the Mai-Behin Maan Yojana for women in Bihar, while the Nitish Kumar-led NDA has already implemented the Mahila Rozgar Yojana ahead of the Bihar Elections. Which scheme offers more? Here's a breakdown.
Discover how Instagram Reels drain your savings. Real Reel examples, impulse buys, and influencer trends are turning short videos into financial traps.
In India, home and property insurance is often overlooked despite rising asset values and increasing risks from natural disasters. Insuring properties is crucial to safeguard families and businesses against financial losses due to climate volatility and urban expansion.
Mint explains the intricacies of sections 54 and 54F of the Income Tax Act and how they can help cut your tax bill.
Experts warn of a correction in equities and gold amid stretched valuations and AI-driven growth in the US. But for long-term investors, staying the course may still be the best bet.
Zerodha is launching a fixed deposit product on its Coin platform, enhancing its range of low-risk investment options.
Out the total 10,877 complaints, 5,360 complaints were disposed off in the month of September by different entities, Sebi SCORES data revealed
The prices of the yellow metal dropped on India's Multi Commodity Exchange on Monday.
The EPFO wage ceiling is the maximum monthly basic salary on which mandatory PF contributions and EPS are calculated, and is governed by the retirement funds body.
8th pay commission update: The Union Cabinet, chaired by PM Narendra Modi on October 28 approved the Terms of Reference of 8th Central Pay Commission.
The NeuPass program provides members with up to 5% benefits on purchases with participating Tata Brands through the TataNeu App. Members get various other benefits, also depending on their membership tier. NeuCoins can be easily redeemed, with 1 NeuCoin = Rs. 1.
With much of our lives online, estate planning now needs to account for digital footprints, too.
The RBI has introduced a new rule allowing faster changes to EMIs, enabling borrowers to benefit sooner from interest rate cuts and improved credit scores.
Managing credit card payments smartly helps avoid late fees, maintain a strong credit score, and ensure stress-free financial planning through timely payments, automation, and disciplined spending habits.
Rising healthcare costs and customer grievances expose critical gaps in Indias health insurance ecosystem from weak underwriting to lack of provider regulation and product design flaws.
With allocation to equity raised upto 75%, central government employees will be able to do a better retirement planning with their contribution to NPS, say experts
PFRDA chairman S. Ramann outlines the regulators shift from designing centralised NPS products to empowering pension fund managers to innovate and expand Indias retirement coverage.
Point-to-point returns are biased by the start and end-point dates, whereas rolling returns capture a fund's performance across multiple start- and end-points.
The Paisabazaar survey revealed that around 22% of the respondents spent between 50,000 and 50,000. Credit card usage spikes as over 42% spend 50K and above this festive season
Municipal bonds have largely remained illiquid, held by a narrow pool of long-term investors such as pension or ESG funds. By allowing their use in repo markets, the government has allowed a wider spectrum of financial participants to invest in these securities.
For NRIs, the bond with their parents back home is maintained through phone calls, video chats, and periodic visits. However, when health issues arise, the distance feels the longest.
Applying for a credit card becomes effortless when you follow these essential steps to check eligibility, choose the right card, verify documents, and submit an error-free application.
An NRI investor asks if buying and selling unlisted shares below quoted prices through an NRO account could attract Indian tax. Heres what the tax expert says.
While New NPS and EPF measures are aimed at making retirement schemes more investor-friendly, the need of the hour for investors is to focus on creating the right amount of retirement corpus.
Improving your credit score in 30 days is possible through timely EMI payments, low credit utilisation, error-free reports, and smart borrowing habits for faster financial credibility and loan approvals.
Delays in PF withdrawals often stem from minor errors in personal details or missing transfers. Heres how to review and fix your EPF records before they cause trouble.
Understanding the difference between loan settlement and loan closure helps borrowers make informed financial decisions, protect their credit score, and maintain long-term creditworthiness while managing personal loans responsibly.
ICICI Lombard clarifies that the 'material change' clause will not affect coverage or premiums after policy issuance, addressing concerns about potential claim rejections for new diseases diagnosed post-purchase.
Some smart strategies to manage loan repayments include automating EMIs, listing the details of all loans, making a repayment plan, debt consolidation, prepaying/foreclosing loans with the lowest outstanding or highest interest rate and more.
If you received a windfall of money (say 10 lakh) this Diwali, you should avoid chasing the next winner. Instead, you may choose diversification across asset classes i.e., equity, debt, gold and cash advise experts

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