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While AI chatbots are a great tool to learn concepts, narrow down choices or even discover options, the risk lies in treating recommendations as advice. Action-oriented money decision-making driven by AI can be risky

With gold prices seeing a surge, it is better to get insurance for the gold jewellery that you have in safe deposit lockers.

Planning to build your own house? Learn how home loan eligibility works, EMI rules for selfconstruction, and tax benefits under Sections 80C and 24(b).

With the Income Tax Act, 2025, set to kick in from 1 April, the upcoming Budget must prioritize compliance, clarity and credibility over further tax rate cuts.

A flexi-cap fund invests across companies without any market capitalisation limits. Money is allocated based on market conditions and future outlook. A multi-cap fund invests at least 25% in each of the large-, mid-, and small-cap categories, providing balanced exposure.

Education costs in India are rising faster than inflation. Here's how parents can blend equity, debt and protection to build a resilient, goal-focused education plan for their children.

The revamp under EPFO 3.0 will see the retirement body overhauling its architecture as it shifts to a core banking solution amid a backdrop of the organisation expanding in scale

This facility allows individuals to borrow funds by using their shares as collateral. However, you need to carefully monitor specific rules and market risks associated with this type of credit.

The veteran market strategist explains why portfolio balance matters more than chasing safe assets in uncertain markets

While this payment was issued in the end of 2025 itself, its confirmation by the IRS as well as the treatment has seen one million taxpayers reshaping their household finances in 2026 and is also helping citizens plan their budgets in the coming months.

Budget 2026: Tax experts urge the govt to expand the scope of Section 87A rebate and increase the threshold of long-term capital gains tax to provide greater relief to the middle class. Here's how the 1.25 lakh LTCG tax limit and exclusion from 87A rebate affect salaried mutual fund investors. 

The GST portal blocks small businesses whenever their output tax exceeds the 2.5 lakh threshold. They can't even register as a regular business without three GST returns.

Investing the entire corpus in a fixed deposit might not work out in the long run, so a more nuanced approach and diversified approach is required.

To understand whether your MF investment is truly performing well or is simply a risky bet delivering dazzling returns, you need a tool that zooms in on the scheme's risk and reward. This is where the Sharpe ratio comes in handy.

Many people diagnosed with a health condition worry about being denied insurance. They shouldn't. Insurers are now good at understanding and covering people with adverse health.

Exemption under section 54F is available only if the sale proceeds from the sale of the long-term capital asset are reinvested in a residential property.

This critical factor often overlooked by investors can dramatically alter long-term wealth, even with consistent average returns.

Given the unpredictable nature of IPO listings, financial advisers say individual investors are best off holding stocks via mutual funds or via the secondary market for the long run. Those who want to play the IPO listing game should be wary of these risks

A new research-backed formula replaces complex simulations to estimate safe withdrawal rates, helping Indian retirees quickly assess how much they can spend based on equity allocation and retirement length.

An Income Tax Notice is a formal communication from the Income Tax Department sent to the taxpayer on various grounds. Check who gets it and how to respond.

Under Indian tax law, if a resident father-in-law gifts a sum of money to his daughter-in-law who is an NRI, the gift is not taxable in India, either in the hands of the donor or the recipient.

From managing wedding hangover to navigating parental support, shifting from mine to ours requires more than just a joint account. Why financial compatibility is a non-negotiable for long-term stability

Indias markets may be booming, but disciplined asset allocation and regular rebalancingnot market timingare what help investors compound wealth, manage volatility and avoid costly behavioural mistakes.