Livemint News

Experts believe NPS offers a disciplined, low-cost framework for long-term retirement savings. It helps you rebalance between equity and debt without any tax implications

TCS is a 1% tax on motor vehicles over 10 lakh. Buyers can claim a refund when filing their annual ITR, provided they meet eligibility criteria. 

When a loan EMI or credit card payment is overdue for up to 90 days, it reflects in the individuals credit report as SMA. The bank can reject new credit applications if there are SMA(s) in the applicants credit report.

IDFC FIRST's 'Diamond Reserve Credit Card' provides 0% forex markup, interest-free global ATM cash withdrawals, and lifetime reward points. 

With 68 lakh already invested and disciplined SIPs, the goal is achievablebut portfolio rebalancing, risk control and asset allocation will be key to avoiding costly mistakes.

FIRST WOW! Black Credit Card benefits include bonus reward points, higher redemption value on travel bookings, zero forex markup, and airport lounge access. The card is issued against a fixed deposit.

When the killing off of Direct File was announced in November 2025, Treasury Secretary Scott Bessent, who is also the current IRS commissioner, had said that there are better alternatives to Direct File.

A systematic transfer plan (STP) enables investors to temporarily park funds before transferring to a target mutual fund. Combining STPs with systematic investment plans (SIPs) enables cost averaging and potential returns during the waiting period, aiding in disciplined long-term wealth creation.

Structured planning for long-term pet care is becoming an important part of estate planning.

Your mutual funds may be diversified across asset classes and market cap, but many investors ignore a crucial third layer diversifying across investing styles such as growth, value, and factor investing. This can protect your portfolio during downturns and supercharge it during bull runs.

Most banks offer anywhere between 6 to 6.75% interest per annum on their fixed deposits (FDs) of 3-year tenor

Most of the flagged cases in December involved returns where exemptions or deductions were claimed in the ITR but did not reflect in Form 16

Investors chase market timing to avoid crashes, but even perfect execution delivers limited gains. History shows discipline and asset allocation beat prediction and panic.

Many individuals may not realise they owe tax on profits from selling residential properties. Capital gains tax rates vary based on holding periods, with exemptions available for reinvestment in new properties or specified bonds, provided certain conditions are met.

The ITC Culinaire is an annual subscription plan available in 3 variants. It offers benefits like discounts on dining, spa (during stays), and laundry (during stays), various vouchers, and milestone spend benefits. 

Tax authorities are increasingly using generative AI to analyse filings, flag anomalies and automate compliancebut courts warn that human judgment remains indispensable.

A number of senior citizens fell prey to this growing phenomenon of digital arrest in the past.  In this some fraudster makes a video call to the victim and arrest them digitally at their home and then urge them to transfer money to a given bank account

Small but steady losses are quietly eroding Indian families monthly budgets, as AI makes fraud more personal, convincing, and harder to detect.

Online health insurance is cheaper, but intermediaries add value through advice and claims support.

The pension regulator has reduced mandatory annuity purchases, removed lock-in periods, allowed investment until age 85, introduced systematic withdrawal options, and permitted up to 100% equity allocation. While this freedom may cause some to make poor decisions, the old, rigid model was worse.

Learn how to prioritize your financial well-being through small yet impactful changes. Here are some essential strategies for setting realistic financial goals in 2026

Section 54F, a lesser known provision of the Income Tax Act, allows taxpayers to save tax on long-term capital gains (LTCG) by reinvesting the money to buy a property.

For the eighth consecutive quarter, the government has kept the interest rates for small savings schemes unchanged.

As 2026 begins, investors can consider three new fund offers (NFOs) open for subscription in January, including the Zerodha Nifty Short Duration G-Sec Index Fund, Motilal Oswal Diversified Equity Flexicap Passive FOF, and Groww Nifty Chemicals ETF.

In the right market environment, a well-timed sectoral allocation can enhance portfolio returns, but such gains come with elevated risks.

A retired officer lost his hard-earned savings in a digital arrest scam. Fraudsters had posed as cyber officials. This case highlights the importance of recognising warning signs, verifying claims, reporting suspicious activity promptly, and following safety measures for banking transactions. 

Experts focus less on predictions and more on disciplined, diversified strategies as they navigate 2026s shifting economic landscape.

Throughout the year, there are key financial actions and deadlines that can make a real difference to your tax savings, compliance, investments, travel plans and overall money health