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I was losing 2,028 every month, and I had no idea until ChatGPT told me

By reviewing my subscriptions, I saved 2,028 this month. Using ChatGPT, I easily canceled services like Headspace and Google One.

8 Aug 2025 11:30 am
Credit Cards: THESE 5 cards provide good movie experience to movie buffs

From Aurum to Axis My Zone, we list out five popular credit card which provide discounts and/or cashbacks on booking of movie tickets

8 Aug 2025 10:22 am
Best Mutual Funds: THESE 6 focused funds gave over 20% annualised return in past 5 years. Check list here

Best Mutual Funds: We list out top-performing focused mutual funds which delivered over 20 percent return in the past 5 years

8 Aug 2025 10:17 am
Income Tax: Do you need an expert to file your ITR? Pros and cons explained

ITR 2025: It is recommended that you engage an expert when filing your income tax return to avoid an anomaly here or a naive discrepancy there.

7 Aug 2025 7:11 pm
High credit card bill: Why you should avoid settling the dues? Key reasons explained

When you opt for settling of credit card dues, it leads to a steep drop in credit score. As a result, it becomes quite difficult to secure loan on convenient terms

7 Aug 2025 5:19 pm
Should I port my health insurance policy which has a cap on room rent?

When you opt for a room category higher than your eligible limit, the insurance company calculates the ratio of eligible rent to actual rent.

7 Aug 2025 5:16 pm
SIP paused during volatile markets? You are not protecting yourself from losses

When you pause SIPs during downturns, you're not protecting yourself from losses, but abandoning the very mechanism designed to turn volatility into opportunity.

7 Aug 2025 3:11 pm
Loan demand outlook shows signs of optimism for Q2 FY26 onwards: RBI survey

Loan demand across major sectors saw a seasonal moderation in the first quarter of FY26, however bankers expect a recovery in the future quarters, as per RBI's latest Bank Lending Survey (BLS).

7 Aug 2025 2:59 pm
I gave ChatGPT full access to my UPI history for fun. The results shocked me

I let ChatGPT analyse six months of my UPI history, just for fun. What it uncovered wasnt just spending habits, but emotional patterns I didnt know I had. The results shook me more than I expected.

7 Aug 2025 2:37 pm
'Wednesday' Season 2: Money lessons from the gothic, witty Jenna Ortega, who carries the Addams Family saga forward

Wednesday, which premiered on Netflix in 2022, quickly became a global hit by diving into darker, deeper themes at Nevermore Academy. In Season 2, Jenna Ortegas sharp and witty Wednesday Addams returns to unravel mysteries, blending macabre humor with thrilling twists.

7 Aug 2025 1:20 pm
Filed ITR? Your income tax return will become invalid if you don't do THIS step within 30 days

A story on what is ITR verification. Filing ITR alone is not enough, you have to e-verify it within 30 days so that your return does not become invalid. How to e-verify it.

7 Aug 2025 12:54 pm
Rise in credit demand enables NBFCs to expand investor base, says Crisil report

The Indian retail credit market, says the report, has been growing at a rapid pace and is projected to register a compound annual growth rate of 14-16 per cent between FY25 and FY28.

7 Aug 2025 11:26 am
Income Tax: Know THESE 10 key terms before you file your return for FY 25

ITR 2025: It is recommended to seek an expert's advice prior to filing of income tax return (ITR), however, you can do it on your own so long as it is not too complicated. But know the basics first

7 Aug 2025 10:35 am
5 proven ways to improve your credit score before applying for a personal loan

Improving your credit score before applying for a personal loan increases approval chances and lowers interest rates by correcting errors, reducing debt, avoiding inquiries, ensuring timely payments, and maintaining credit history.

7 Aug 2025 9:40 am
Jan Dhan account re-KYC: How to do it? RBI Governor Sanjay Malhotra shares crucial update

Launched in 2014, the Pradhan Mantri Jan Dhan Yojana (PMJDY) has approximately 56 crore accounts under its wing so far. The accounts that have been opened in 2014 and 2015 have become due for periodic updation or re-KYC as they have completed 10 years, as per rules.

6 Aug 2025 7:30 pm
1 lakh investment in this mutual fund at launch would have grown to 8 lakh in 16 years. Check how

Kotak Flexi Cap Mutual Fund was launched on September 11, 2009. Currently managed by Harsha Upadhyaya, this fund has delivered 14.14 per cent annualised return to investors since its launch 15 years and 11 months ago.

6 Aug 2025 7:10 pm
The tax trick involving furniture that could backfire on home sellers

Sellers often split property sale proceeds into real estate and furniture to lower capital gains and stamp duty, but without proper documentation, this tactic can trigger steep penalties under Indian tax law.

6 Aug 2025 5:18 pm
Around 27 percent people take personal loan for travel, says report

Around 27 percent of respondents took a personal loan to fund their vacation in H1 2025, up from 21 percent during the same period in 2023, showed a Paisabazaar survey of 5,700 respondents

6 Aug 2025 4:53 pm
IDFC First Bank Ashva Credit Card: 4 travel benefits you should know

The IDFC First Bank Ashva Credit Card provides good travel benefits like complimentary lounge access, low forex mark-up fees, bonus reward points on travel, and a higher redemption rate on travel.

6 Aug 2025 4:24 pm
How much money do you need to retire early?

A 36-year-old with 1.2 crore in savings wants to retire by 41. What is his magic number?

6 Aug 2025 4:21 pm
Income Tax: What happens if you dont file ITR for multiple years? Legal and financial consequences explained

Not filing income tax returns for multiple years leads to heavy penalties, interest, prosecution risk, and loss of financial benefits, making timely income tax filing essential for long-term compliance.

6 Aug 2025 4:02 pm
Accreditation is your hack into GIFT City AIFs

Accreditations enable people with lower investments to access global markets, benefit from tax efficiencies, and diversify portfolios beyond traditional domestic options.

6 Aug 2025 3:13 pm
RBI keeps repo rate unchanged at 5.5%: Will there be an impact on personal loans?

Repo rates and interest rates generally go hand in hand. This means when RBI slashes the repo rate, commercial banks are expected to follow suit by reducing/increasing lending rates as the case may be.

6 Aug 2025 3:05 pm
Swipe smart: Understanding the psychology behind credit and spending

Your credit behaviour is shaped by more than incomecognitive biases, emotional triggers, and habits play a big role. Heres how to understand and reshape your financial decisions.

6 Aug 2025 3:02 pm
IDFC FIRST Bank raises the bar with credit cards offering interest as low as 8.5% p.a.

IDFC FIRST Bank offers the lowest credit card interest rate at 8.5% p.a., featuring lifetime-free cards, personalised APRs, ATM cash withdrawal benefits, and reward points that never expire.

6 Aug 2025 1:48 pm
Bonds arent as safe as they once were. Its time to rethink fixed-income strategies.

In this environment, relying heavily on long-duration bonds may no longer provide the risk-adjusted benefits investors have historically expected.

6 Aug 2025 1:29 pm
Comparing mutual funds? Dont just look at returns heres what matters more

When comparing mutual funds, looking beyond returns is vital. Factors such as portfolio composition, market cap exposure, and fund management style significantly impact performance and risk, requiring investors to analyze more than just past returns for effective fund selection.

6 Aug 2025 1:22 pm
Personal loan scammers are getting smarterfake pamphlets are the new trap, heres how to stay safe

Personal loan scams are evolving with fraudsters using fake pamphlets and forged identities to deceive borrowers, highlighting the urgent need for digital vigilance and lender verification.

6 Aug 2025 11:32 am
How understanding buyer needs helps create a positive customer experience

Debt collection is evolving into a customer-centric process focused on empathy, data-driven strategies, and respectful engagement to improve credit recovery and enhance the overall customer experience.

6 Aug 2025 10:34 am
FD interest rates: THESE 8 banks offer highest interest on long-tenure deposits

FD interest rates: Banks cut interest rates on fixed deposits this calendar year after RBI cut repo rate by a total of 100 basis points in three monetary policy meets

6 Aug 2025 10:11 am
Amid market fall, should you still maintain 30:70 debt-equity ratio, or re-visit it? Experts speak

Investors are typically expected to maintain a debt-equity ratio of 30-70, which means keeping the total value of equity funds and other securities at 70 percent of overall portfolio, and that of debt assets at 30 percent.

6 Aug 2025 10:02 am
Best Mutual Funds: These 8 hybrid funds gave over 20% annualised return in past 5 years

An aggressive hybrid fund invests 65 to 80 per cent assets in equity and equity-related instruments and 20 to 35 per cent in debt instruments.

5 Aug 2025 8:35 pm
Whats the best way for NRIs to invest in India?

Looking to invest in stocks, mutual funds, or GIFT City funds? Here are the pros and cons of each route.

5 Aug 2025 5:21 pm
Income Tax: Why you should make a special note of July 23 as you file your ITR? All you need to know

ITR Filing 2025: Property owners who bought their properties prior to July 23, 2024 can decide whether they want to use indexation or not for calculating long term capital gains

5 Aug 2025 4:58 pm
SBI Card brings THESE changes to its credit card offerings with effect from Aug 11. Check details

Starting next week, SBI Card users will not have access to complimentary air accident coverage of one crore and 50 lakh on the select cards which are listed in this article

5 Aug 2025 3:47 pm
Understanding tax and regulatory implications of expatriate secondment in India

The movement of expatriate employees introduces a labyrinth of tax implications and legal obligations. From personal income tax to social security contributions, understanding these complexities is crucial for both businesses and employees.

5 Aug 2025 3:24 pm
Kisan credit card accounts in government banks decline marginally in FY25

Kisan credit cards facilitate short-term loans for 77 million farmers, fishermen, and dairy farmers.

5 Aug 2025 2:14 pm
Can a virtual credit card help build your credit score? Heres the truth

Virtual credit cards help manage online transactions securely and support credit score growth through responsible use of the linked physical credit card account and timely repayment behaviour.

5 Aug 2025 1:04 pm
He saw a free vacation, now hes seeing jail bars: 4 money lessons from a corporate credit card scam

A case has been reported where an IT firm's employee misused company's credit cards to the extent that the company is now on the verge of insolvency

5 Aug 2025 11:08 am
Income Tax: If you are filing your ITR for the first time, make sure you do the following

Income Tax: Taxpayers are supposed to choose the correct ITR form, tax regime and reconcile comprehensive documentation

5 Aug 2025 10:49 am
5 critical mistakes to avoid when taking an instant personal loan

Instant personal loans offer fast access to credit, but borrowers in the country must avoid key mistakes like overborrowing, ignoring credit scores, and hidden charges to manage debt effectively.

5 Aug 2025 10:34 am
EPFO rule: UAN to be generated only via Aadhaar-based face authentication; check details

The existing process of generating UAN through the employer will continue in exceptional situations, such as in the case of international workers and citizens of Nepal and Bhutan.

4 Aug 2025 7:42 pm
Elon Musk says personal loans not tied to Tesla shares: Why billionaire CEO is concerned about EV giant's control

Elon Musk, Tesla's CEO, has expressed concerns about potentially losing control of the electric vehicle giant due to the influence of activist shareholders.

4 Aug 2025 6:05 pm
Using credit card to buy property in Dubai lands may land you in trouble: Report

Credit cards are meant only for current account transactions, such as hotel booking, movies or buying books, not for capital account transactions such as buying an asset

4 Aug 2025 4:13 pm
Porting your policy? Understand the catch in no-claim bonus

Navigating health insurance porting can be tricky, especially with the potential loss of your no-claim bonus. This article breaks down the nuances of continuity benefits and helps you avoid common pitfalls 

4 Aug 2025 4:08 pm
Is a global outlook in investments the new norm?

After multiple cities, Mint Horizons now goes to Ahmedabad for a workshop on global investing strategies. The event aims to simplify international investing complexities and offer insights from financial experts, addressing key topics such as risk mitigation and access to innovative sectors.

4 Aug 2025 3:21 pm
First in Ladakh, this AMC opens office in Leh-Ladakh region for wider reach

Nippon India attributed this feat (opening office in Leh, Ladakh) to the efforts made by former Chief of Army Staff General VP Malik who was the Army chief during Kargil war

4 Aug 2025 3:10 pm
Cashback vs reward points: Which credit card is better for you?

Cashback credit cards simplify rewards by providing a set percentage of transaction value as cashback, credited monthly. While they are user-friendly, their reward rates tend to be lower than travel cards, which offer enhanced rewards for travel-related expenditures and versatile redemption options.

4 Aug 2025 3:09 pm
IDFC First Bank and Indigo introduce dual credit card with Mastercard and RuPay. Details here

Indigo IDFC FIRST Dual Credit Card offers Mastercard and RuPay cards with a shared credit limit, unified rewards, exclusive travel benefits, and flexible application options.

4 Aug 2025 3:01 pm
Can overseas investors remit Indian taxes without an Indian bank account?

Overseas investors without Indian bank accounts can still meet capital gains tax obligations via self-assessment. GIFT City FD interest is exempt if its your only income in India.

4 Aug 2025 2:15 pm