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RERA gives homebuyers legal protection against excessive advance payments, delayed possession, unauthorised changes to property plans, construction defects and false advertising. Here are five rights buyers should know before purchasing a home.

A returning NRIs UK workplace pension is tax-free in India while they qualify as RNOR, but becomes taxable as salary income once they become ROR, even if it remains in a UK bank account.

Investors building a mutual fund portfolio for a 10-year goal should balance large-cap stability with mid- and small-cap growth, while diversifying across debt, gold and international equities. Experts explain how valuations, risk appetite and rebalancing should shape portfolio allocation.

A consumer commission has directed United India Insurance Company to pay 70 lakh to a BMW owner whose car was gutted in a fire after a tyre puncture left him stranded on a Maharashtra highway. 

LTCG tax is back in focus after SBI Research proposed scrapping the tax on equity investments. Here are the latest LTCG tax rates, the 1.25 lakh exemption on eligible equity gains, property taxation rules and what investors need to know.

Mumbai ITAT has ruled that 82 lakh received by a flat owner as hardship compensation under a redevelopment agreement was not taxable as income. The ruling offers guidance to homeowners receiving compensation from builders during housing society redevelopment.

SBI Research has urged the government to scrap long-term capital gains (LTCG) tax on equities and extend holding periods to two or three years to attract foreign investment. The proposals come amid heavy FPI outflows and pressure on the Indian rupee.

The ITAT has ruled that the sale of Transferable Development Rights (TDRs) for 6.02 crore attracts capital gains tax after the land was surrendered for road widening. However, eligible land costs and deductions must be considered when calculating taxable gains.

E-commerce giants use psychological tricks like countdown timers, artificial price inflations, and easy financing to drive impulse buys during festival sales. Experts warn consumers to track price histories and look out for hidden fees on No-Cost EMI options before buying.

Will LTCG tax be scrapped? Union Finance Minister Sitharaman signals openness to debate as SBI Research urges tax relief to attract foreign investors.

The Income Tax dept is scrutinising records at the Badshahpur tehsil office in Gurugram after it found the same PAN was used for 25,000 property registrations, worth transactions of 55,000-crore.

UPI MDR fee update: NPCI has deferred the implementation of Merchant Discount Rate (MDR) charges on select person-to-merchant (P2M) UPI transactions until after Diwali 2026. The exact date is yet to be announced. The deferment does not mean the proposed charges have been cancelled.

An EPF account may become inoperative after three consecutive years without contributions following retirement or age 55, whichever is later, or after moving abroad. Here's how you can recover your account or corpus 

Merchant Discount Rate of 0.4 pc on UPI transactions over 2,000 deferred; to come into effect post Diwali: NPCI statement

SBI has warned investors against fraudulent investment schemespromising 30% monthly returns. Identify these four warning signs, verify SEBI registration and protect your savings from online financial scams.

Setting aside 2000 per month for your child can help secure their financial future. Here's how you can use the government backed PPF facility to set them up for crorepati status in the long run. 

Building wealth in your 20s and 30s need not mean extreme frugality. Starting early, investing regularly and directing part of every salary hike towards investments can help balance present-day pleasures with future financial security.

Gold and silver prices today, 13 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

PM Kisan 24th instalment date: The government has not yet confirmed when farmers will receive the next 2,000 payment. Check the latest update, online payment status, eligibility requirements and steps to resolve payment delays.

Indias pension system is getting better at helping people save for retirement. But for older informal workers with little pension income, reverse mortgages could turn home equity into a financial lifeline.

Celebrities are using Facebook and Instagram Live to sell sarees, combining product demonstrations, entertainment and direct customer interaction. 

The commission, chaired by former Supreme Court Justice Ranjana Prakash Desai, is reviewing proposed pay and pension changes. Possible fitment factors range from 1.83 to 3.83. The panels report is due by May 2027. 

The 8th Pay Commission's latest updates include notices regarding visits to Mumbai, Bengaluru, Jaipur, and Chandigarh, as well as revised consultant engagement guidelines. Here are 5 key developments that central government employees and pensioners should know about. 

From dearness allowance (DA) to pay scale, salary structure and pension revision, increments and promotions Here's the full list of what employees and pensioners can be expect from the 8th CPC. 

Should you repay 2 lakh in credit card dues or a 5 lakh personal loan first? Experts explain why high-interest credit card debt usually takes priority, how minimum payments increase borrowing costs, and how to protect your credit score while repaying both debts. 

Electric car insurance claims cost 14% more on average than comparable petrol and diesel car claims, with average costs rising further during monsoon conditions. Here's why.

A property seller facing a 90.09 lakh income tax penalty after failing to file an ITR has received another chance to appeal. The ITAT condoned the delay and ordered fresh consideration, but did not cancel the penalty or decide the tax dispute.

The rupee surged 93 paise after the RBI tightened forex rules to curb dollar speculation. Experts explain how the measures could affect returns on US stocks, international mutual funds and ETFs, and what Indian investors should know about currency risk and overseas investments.

A consistent monthly investment can help salaried individuals build wealth over 10 years. For those earning 50,000, 1 lakh or 2 lakh a month, the potential corpus depends on how much they invest, the returns they earn and how inflation affects the future purchasing power of their savings.

Festive gold buying is common in India, but cash purchases and tax compliance rules apply. Here's all you need to know before purchasing ornaments and jewellery this Dhanteras. 

A financial advisor should help investors meet their changing financial goals, not simply push new products. Here are five warning signs to watch for, from poor portfolio reviews and unclear recommendations to hidden costs and lack of transparency.

A nominee helps banks and financial institutions settle investments after an account holders death. But what determines the final ownership of the assets? Full details here. 

Retirement planning must account for inflation and decades of expenses after regular income stops. With 7% annual inflation, someone spending 50,000 a month today could need a retirement corpus of 2.20 crore to 11.95 crore by age 60, depending on their current age and years until retirement.

FundsIndias October 2026 report compares 20-year returns across asset classes. 1 lakh invested in gold grew to 14.6 lakh, compared with 8 lakh in Indian equities, 4.3 lakh in debt and 4.2 lakh in real estate, highlighting golds stronger performance over the period.

The HRA provisions focus on whether the employee pays rent for accommodation actually occupied and whether the employee owns the property for which the exemption is claimed

The revised MDR fee framework for UPI transactions could burden consumers through higher retail prices, even as merchants are barred from directly passing on the charges, an IIT Bombay report has warned, calling for changes to the proposed model.

An emergency fund can help cover unexpected expenses without relying on loans. Here's how much you'll need to save to build 1.5 lakh corpus. Reassess your target regularly and build it gradually using accessible, low-risk options.

Small-cap and mid-cap funds attracted 16,873 crore in September, up 12.8% from August. Experts say inflows reflect long-term growth expectations and SIP participation, but investors should avoid chasing past returns and assess valuations, risk tolerance and investment horizons before investing.

The fund will invest in commercial office development through equity joint ventures with established developers, targeting Grade A office assets in key Indian markets.

Can a paternal uncle claim his deceased brothers property if the latter has a surviving son? Inheritance rights depend on the applicable succession law, surviving legal heirs, property ownership and the presence of a valid Will. Heres what the law says about property claims by paternal uncles.

Gold ETFs attracted 4,451 crore in Sept, the highest monthly inflow of FY27 so far, with net investments rising 71% from August, according to AMFI data. Experts attribute the surge to geopolitical uncertainty, inflation concerns, golds safe-haven appeal and expectations of further price gains.

Shriram Finance revised fixed deposit rates by 0.15% to 0.40% across tenures, effective October 11, 2026. With senior citizens over 60 receiving 0.50% additional benefit and women depositors receiving an additional 0.05% annual benefit.

Dave Ramseys financial plan emphasises habits over income. Check these 5 lessons from 'The Total Money Makeover', an international bestseller.

Warren Buffett's 2004 shareholder letter offers 5 investing lessons on keeping costs low, understanding businesses, avoiding emotional decisions, choosing simple investments and demanding value. Here's how investors can apply his advice to navigate market volatility and build long-term wealth.

A UK study found AI models often gave wrong or incomplete answers to financial questions, especially complex ones. Indian investors should verify tax, debt and retirement advice before acting on it.

Aditya Birla Health Insurance has partnered with PFRDA to launch NPS Swasthya coverage through its Group Activ Health plan. Eligible NPS account holders can cover themselves, a spouse and up to two dependent children.

Mutual fund SIP inflows hit a record 32,490 crore in September, while equity mutual fund inflows rose 30.6% month-on-month. However, debt fund withdrawals led to net outflows of 1.33 lakh crore for the industry during the month.

Unlimited health plans from Niva Bupa, Care, ICICI Lombard and HDFC ERGO work in different ways, and some retain caps or conditions despite the label. What exactly is unlimited, and what conditions continue to apply when a large claim arrives?

Health cover should evolve with income, family responsibilities and medical needs. The real test is whether insurance, savings and other protection can absorb a serious health event without derailing financial goals.

Selling old gold jewellery? Check how gold purity, net weight, buying rates, making charges, testing deductions, BIS hallmark verification and jeweller buyback policies affect your resale value. Find out how to calculate your golds worth and compare offers before selling.