Livemint

Experts say there is no limit on properties held under one PAN, provided transactions are genuine and funds are explainable. They recommend keeping sale deeds, payment and funding evidence, bank statements, loan documents, and other ownership records.

With the tax audit report deadline of 21 October approaching, taxpayers need to check their books, reconcile turnover and GST records, review key Form 3CD disclosures, and confirm portal submission. Here are the checks an expert suggests taxpayers should complete before filing.

Axis Bank credit card holders can now tap to pay using biometrics without PIN or OTP, though the launch excludes UPI integration and RuPay support.

The Income Tax Department has introduced Form 141 to simplify tax deducted at source (TDS) compliance. The new form replaces Forms 26QB, 26QC, 26QD and 26QE, covering property transfers, rent, contractor payments, professional fees and virtual digital asset transactions.

Senior citizen home hunt: Seeking house for aged parents? Home prices below 70 lakh and improving healthcare options have made tier 2 cities and spiritual hubs such as Kochi, Nashik, Varanasi and Haridwar popular. 

Turning 18? Find out how to update your minor PAN card with a new photograph, signature and other details, how to apply for a major PAN card, and why you can retain your existing PAN number instead of applying for a new one.

Investing 50,000 in KVP vs NSC? Compare Post Office interest rates, maturity periods, estimated returns and Section 80C tax benefits to decide which government-backed savings scheme better suits your five-year financial goal.

Here's how EPFO members can check their provident fund balance, view and download their account passbook and track claims through the official portal, Umang app, SMS, WhatsApp or missed calls services. 

The 8th Central Pay Commission will meet stakeholders in Mumbai on 2223 October 2026 as it considers changes to pay, allowances, pensions and benefits for central government employees and retirees.

Planning to update your Aadhaar details? UIDAI accepts different documents for changes to name, address, date of birth, and relationship details. Here is a category-wise list of accepted identity, address, relationship, and DOB proofs. 

Understand the difference between basic pay, grade pay and pay level under the 8th Pay Commission. Learn how the 7th Pay Commissions pay matrix works, what employee unions are demanding and how the fitment factor could affect revised salaries.

Mutual funds reshuffled their stock portfolios in September 2026, with notable changes in holding values and shareholding quantities across companies. Here's what these shifts reveal about fund managers buying and selling activity. 

The 8th Pay Commission fitment factor could determine revised basic pay for central government employees. Compare salary calculations at proposed multipliers of 4, 3.833 and 3.80, understand union demands and check what the estimates mean for your salary.

From Assam to Bihar, Kerala, Odisha, Punjab, Tamil Nadu, Telangana, Sikkim, West Bengal and more we check the full list of states that announced DA and DR hikes for employees and pensioners in 2026. 

BSNL employees raised demands for wage revision, 7th CPC-linked wages for casual labourers, higher retirement contributions, revised allowances, and festival advances at the 41st National Council meeting. Here's what was discussed and what the management said.

Keralam has raised Dearness Allowance (DA) and Dearness Relief (DR) from 35% to 37% for eligible state government employees and pensioners. Revised payments begin in November 2026, while separate government orders will clarify arrears due from January 1, 2026.

There is nothing wrong with the ritual. Just dont mistake it for investing.

As Irdai weighs changes to insurance distribution, rising health claims disputes and gaps in grievance redressal underscore the need for stronger insurer accountability, fairer claims settlement and better policyholder protection.

Central government employees await the July 2026 DA/DR hike, with no announcement as of October 16. Past revisions were announced between late September and October, raising hopes for a festive-season decision. However, history offers no guarantee of when the Centre will announce the hike.

The government announced a productivity-linked bonus for postal employees for 202526. Details here.

Hyderabads consumer commission directed SBI to pay a retired scientist 15.35 lakh after finding deficiency in service over his matured fixed deposit. Details here.

Chandigarh recorded its highest-ever property registration in July, with a 30.3-kanal industrial plot selling for 200.32 crore. A Sector 9-B house fetched 100 crore. Rising residential, commercial and agricultural values have boosted stamp duty revenue, despite fewer registered documents.

Policyholders may claim from both employer-provided and individual health insurance for one hospitalisation. But if you overlook certain terms, it can lead to a rejection. Check details.

Gold FoFs have restricted fresh investments, while silver funds and gold ETFs remain open. Experts explain the impact of India's import bill, why silver has been treated differently, the risks of ETF premiums, and what investors should consider before choosing either metal.

The 1.25 lakh annual LTCG exemption applies to Indian equity investments, but does it also apply to foreign stocks held by an Indian investor? Check details here.

Parag Parikh Flexi Cap Fund has nearly halved its cash allocation in six months, signalling a shift towards deploying money in select opportunities. With cash levels falling below 10%, the funds latest portfolio reveals where it is increasing exposure and how its returns compare with the benchmark.

Dussehra 2026 is an opportunity to improve your finances. Discover six bad money habits to give up this festive season, including overspending, delaying investments, ignoring insurance, taking unnecessary loans, risky trading and blindly following social media stock tips.

BharatPe has launched its Tyohar BharatPe Gold Offer for the festive season, giving eligible customers 5% extra digital gold and a chance to win prizes from a 20 lakh pool. The campaign runs from 11 October to 10 November 2026 through the BharatPe ecosystem.

Factor-based mutual funds use strategies such as momentum, quality and low volatility to select stocks. We compare the leading schemes by 1-year, 3-year and 5-year returns and examine which strategies top each period.

SBI has warned about AI voice-cloning scams that can trick people into transferring money or sharing banking details. Learn how to verify callers, protect sensitive information and report cyber fraud through helpline 1930 or cybercrime.gov.in. 

A step-up SIP can help investors build a larger corpus by increasing contributions over time. But does investing more mean higher returns? Find a comparison of regular SIPs, fixed 1,000 top-ups, and 10% annual top-ups data to understand their impact on wealth creation and XIRR over 5 to 25 years.

Central government employees and pensioners are awaiting the July 2026 DA and DR revision after the latest Cabinet meeting offered no update. Previous announcements provide a timeline of when the Centre declared the July instalment over the past five years.

EPFO VISHWAS 2026 allows eligible employers to settle pending Section 14B penal damages at concessional rates. Understand why EPF damages are imposed, how the scheme works, and what employers should check before applying.

EPFO has outlined new rules for advances, including withdrawal limits and frequency. Members with at least 12 months of membership may withdraw up to 75% of their EPF balance, including employee and employer contributions with interest. 

A 9 lakh investment in Post Office MIS earns 5,550 monthly at 7.4% interest, compared with an indicative 4,875 from a bank FD at 6.5%. Compare monthly income, tenure, other rules and tax implications before investing. Seek professional guidance before investing to ensure a beneficial investment. 

Six major banks, including SBI and PNB, have revised their repo-linked lending rates in October 2026. Here are the updated benchmarks, effective dates and what existing and prospective home loan borrowers should know about EMIs and borrowing costs.

The 8th Central Pay Commission is consulting employees, pensioners and other stakeholders before submitting recommendations by May 2027. Groups have proposed higher minimum pay, DA merger or inflation-linked allowances, and revised fitment factors. 

The RBI has set the premature redemption price of SGB 2020-21 Series VII at 14,614 per gram. Investors can earn capital gains of 189.33% on offline purchases and 192.22% on online purchases. Here's what you need to know about the redemption date and interest rules.

Central government employees and pensioners are awaiting the July 2026 DA hike after the Cabinet made no announcement on 14 October. The next meeting on 21 October could bring an update, but the expected increase remains unconfirmed for now. 

India Post has announced a 60-day Productivity Linked Bonus for eligible employees for 2025-26. The order covers MTS, Group C, non-gazetted Group B staff, Gramin Dak Sevaks and eligible casual labourers. Check eligibility, salary limits and how the bonus is calculated.

The 8th Pay Commission is hearing employee demands on pension reforms, including the restoration of OPS. Understand the differences between OPS, NPS and UPS, the government's stance on pension changes and what central government employees can expect next.

Amid discussions over revisions for central government employee and pensioners' allowances and benefits, we breakdown difference between key salary components such as Dearness Allowance (DA), Dearness Relief (DR) and House Rent Allowance (HRA).  

VPF allows salaried employees to invest beyond mandatory EPF contributions at the prevailing 8.25% interest rate. Understand the 2.5 lakh tax-free interest limit, tax on excess contributions and withdrawal rules before investing more for retirement.

Abakkus Flexi Cap Fund raised its holdings in Groww, NTPC and HDFC Bank in September, added Zydus Lifesciences and exited Cyient DLM. It also trimmed positions in Divis Laboratories and Oracle Financial Services Software.

A 30% salary hike may look attractive, but tax, commuting and childcare costs can shrink the gain. An illustrative 18 lakh salary scenario shows how a 5.4 lakh raise could leave just 1.74 lakh in extra annual money.

The government has notified Aadhaar verification rules for PM CARES for Children scholarship beneficiaries. Children cannot be denied benefits solely because authentication fails or they lack Aadhaar, subject to prescribed alternative identity-verification procedures.

Ray Dalios All Weather portfolio returned 9.9% annually over 15 years in India, compared with 10.4% for a 60:40 portfolio and 12% for the Nifty 500 TRI. However, it had lower volatility and a smaller peak-to-trough fall, highlighting the trade-off between returns and risk.

Missed a gold loan EMI? An overdue payment does not automatically mean your pledged jewellery will be auctioned. Understand the RBI framework, how lenders handle defaults, the notice process, and what borrowers can do to reclaim their gold before it is sold.

ITAT Mumbai quashed a 1.46 crore reassessment against a man who said he earned 3,500 a month, ruling that the tax department failed to establish valid service of the notice. The tribunal did not decide whether the disputed transactions were genuine.

Prepare for a health insurance claim with 5 essential steps before hospitalisation. Check policy documents, identify network hospitals, organise medical records, understand coverage limits and maintain a claims folder to reduce paperwork hassles and better manage potential out-of-pocket expenses.