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AI investment is driving growth but also increasing borrowing and long-term bond yields. With spending expected to reach unprecedented levels, investors question whether future revenues will justify the costs. Details here.

Pollution-linked health insurance claims among Policybazaar customers quadrupled in three years, with cardiovascular and respiratory conditions making up 78% of claims. Details here.

Banks in Shillong will close on November 13 for Wangala, the Garo communitys post-harvest festival. Details here.

AMFIs October 2026 data points to changing investor allocations across equity mutual fund categories, with inflows rising in some segments and declining in others. Experts highlight key trends shaping investor preferences and considerations for those planning fresh SIPs for 2027.

Arbitrage funds attracted 3,929 crore in net inflows in October 2026, reversing Septembers outflows. We look at the top five funds by 1-year, 3-year and 5-year returns and identify which fund features across all three performance lists.

The choice of credit should primarily depend on three factors: the purpose of borrowing, the amount required and the borrower's ability to repay within a defined period, said Bhavesh Jain, MD and CEO of TransUnion CIBIL.

The Centre raised dearness allowance and relief by 3 percentage points, from 60% to 63%, effective July 1, benefiting over 1 crore employees and pensioners. Several states also announced increases and arrears, with payment arrangements varying by state.

Bihar's first municipal bond, issued by Patna Municipal Corporation, is now listed on NSE and offers 9.20% annual interest, payable quarterly. Here's what investors should know about its returns, risks, maturity and how to buy these bonds.

Looking to earn higher returns on fixed deposits? Small finance, private and public sector banks offer varying interest rates across tenures. Check the top five banks in each category offering the highest FD rates to regular depositors, with returns of up to 8.25% as of 11 November 2026.

Wing Commander Namrita Chandi, who retired from the IAF in 2011 after being denied Permanent Commission, has won a 15-year legal battle. The AFT has ruled that she be treated as having completed 20 years of pensionable service, making her eligible for pension and other retirement benefits.

Gold, silver prices today, 12 November: Check retail price of 18K, 22K and 24K gold and 999 Fine silver in your cities Ahmedabad, Bengaluru, Chennai, Coimbatore, Delhi, Hyderabad, Kolkata, and Mumbai. 

A missed renewal can cost you more than a late fee, from losing waiting-period benefits to resetting your no-claim bonus. Here are six ways to keep your cover intact.

Nvidia shares have come under pressure amid controversy surrounding CEO Jensen Huang. Several mutual funds hold the US chip giant's stock. Here's a look at which schemes are exposed and how the stock's decline could affect their portfolios.

For most households, clean air is now a planned expense. Experts advise buying air purifiers for the rooms size, skipping the premium for looks and long warranties, and setting aside a medical fund and separate health cover.

Bank holiday today: SBI, HDFC Bank, ICICI Bank, Canara Bank and Punjab National Bank branches will be closed on 16 days this month, including regional holidays and weekend offs, as per the RBI calendar. 

Focused funds are mandated to invest in a maximum of 30 stocks. However, some active equity mutual funds follow a similar concentrated approach without being classified as focused funds. Here are 10 such schemes, their stock holdings and what investors should know.

The RBI has consolidated domestic money transfer rules, retaining existing limits of 5,000 per transaction through BCs/ATMs and 10,000 for cash payouts. Here's how much you can send or receive, what KYC rules apply, and whether banks can charge you.

The Bihar government increased DA and DR for employees and pensioners, effective 1 July 2026, and approved career progression for urban local body staff. Here's all we know about the state Cabinet decisions.

According to the AMFI, the SIP stoppage ratio climbed to 116% in October, as 5.9 million SIPs were either discontinued or completed their tenure, and net inflows into equity schemes dropped 14% month-on-month to 32,924 crore.

The Post office time deposit offers assured returns, with different interest rates across tenures. Check how much you can earn on a one-time investment of 1 lakh.

When a fixed deposit matures, the bank repays or renews it according to the depositors instructions. Here's whether you can reverse the auto-renewal after it happens.

Equity mutual fund inflows fell 14% to 32,994 crore in October as small- and mid-cap investments declined. However, large cap funds witnessed a rise. Here's what changed this month.

The Cabinet has extended the Stand-Up India scheme, a government-backed credit initiative aimed at encouraging entrepreneurship among women and SC/ST communities by facilitating bank loans to set up new businesses. Check the benefits and more.

HDFC Bank has raised its MCLR by 515 basis points across all seven tenures, effective November 7. Check new rates here.

In Govindasamy's case, the Commission found that Tata AIG had failed to produce sufficiently reliable evidence to establish this alcohol consumption condition.

With the Diwali festive season over, households may be assessing the impact of their celebrations on their finances. Experts suggest 5 money moves to help people review spending habits, reassess financial priorities, and put their finances back on track before 2027.

The Supreme Court has clarified that the 500-gram gold limit for married women does not automatically explain the source of jewellery in disproportionate-assets cases. Here's what the ruling means for ordinary households, existing seizure safeguards and gold documentation.

EPFO has informed EPS-95 pensioners about the online facility to generate and submit a Digital Life Certificate (Jeevan Pramaan) from home using the UMANG app and Aadhaar-based face authentication. Heres a step-by-step guide to the online process.

Wedding registries are gaining ground among urban Indian couples, offering a way to replace duplicate gifts with funds for home set-ups, honeymoons and financial goals.

Gold, silver prices today: Gold and silver prices rose in international and domestic markets on 11 November. Check the latest retail rates of 24K and 22K gold and 999 silver in Delhi, Mumbai, Kolkata and other major cities, along with changes in global and MCX prices.

Global gold price drop 2026: Gold prices have corrected sharply in 2026, falling nearly 30% from their January peak. However, Indian gold ETFs have remained resilient, with top performers delivering over 7.5% YTD returns. Here is a look at the best- and worst-performing funds. 

The 8th Pay Commission has until May 2027, to submit its recommendations. But will central government employees receive revised salaries in 2027? Know the expected timeline, government approval process, possible 1 January 2026 effective date and fitment factor.

Bank branches will remain closed in 6 cities across five states on 11 November due to regional festivals. Check the complete list of affected cities, the reasons behind the closures and which banking services customers can access today.

A conversation with his 80-year-old self forces Mohit to confront the long-term consequences of his financial choicesand rethink the decisions he makes today.

JSW remains open to reconsidering its stand if bigger city airports, including Kolkata and Chennai, are opened up for privatisation, Parth Jindal says.

Electronic gold receipts let Indian investors own gold digitally while it is stored in Sebi-approved vaults. Here's how it works and how to purchase units online.

A 5 lakh gift from a brother to his sister is tax-free under the Income-tax Act, 2025. However, siblings must follow cash transaction rules. Know when gifts are exempt, when they become taxable and how to transfer money legally.

AFT's Chandigarh Bench rules that Wing Commander Chandi is entitled to pension and other retirement benefits after modification of its 2015 judgment.

SIP investments outperformed lump-sum investing in six of 10 major global equity markets over 30 years, according to DSP Mutual Fund. Japan recorded the biggest SIP advantage, while Brazil delivered higher returns through lump-sum investments.

Basic pay of 29,200, Dearness Allowance, HRA and Transport Allowance determine monthly gross salary; annual earnings reach approximately 7.47 lakh in X-class cities.

The NCPA has urged EPFO to stop rejecting EPS-95 higher pension claims, withdraw its January 2025 circular and withdraw pending court appeals, alleging that retirees are being denied benefits through technicalities despite the Supreme Court's 2022 judgment.

The Bihar Cabinet has approved a three-percentage-point increase in dearness allowance for state employees and dearness relief for pensioners, effective July 1, 2026. 

Gifts received from a brother are exempt from income tax, regardless of value. Here's when it becomes taxable.

The Supreme Court has clarified that a grandson cannot claim a birthright in property inherited by his father under the Hindu Succession Act, 1956. The ruling explains when inherited property becomes the father's exclusive property.

The government has clarified pension commutation rules for central government retirees, identifying five categories eligible to commute pension without medical tests. Pensioners must meet the one-year deadline, while others may need medical examination.

Salary-slip deductions do not guarantee that employers deposit provident fund contributions. Here's how employees can check the status and report discrepancies, if any.

Your first salary is an opportunity to build sound financial habits. From budgeting and creating an emergency fund to buying health insurance, managing credit cards and starting SIPs, here are five money decisions young earners should make early.

Banks will be closed in Gangtok, Imphal, Kanpur, Kolkata, Lucknow and Shimla on Wednesday, November 11, for regional festivals. Details here.

EPFO's VISHWAS 2026 scheme allows eligible employers to settle pending PF damage disputes at reduced rates, starting at 0.25% per month. The one-time settlement window closes on 28 December 2026. Interest and PF contributions remain payable.

The NC-JCM has proposed major changes for central government employees under the 8th Pay Commission, including higher minimum pay, 6% annual increments, increased pensions and allowances, and doubling leave encashment to 600 days.