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The EPFO wage ceiling has been raised to 25,000 a month in September 2026, bringing more employees under mandatory social security coverage. But how does this affect EPS pension eligibility, employer contributions, and employees who may not qualify for membership? Heres what to know.

Dearness Relief (DR) is an inflation-linked benefit paid to eligible retired central and state government employees and other public-sector pensioners. It is not generally offered in the private sector. 

Contra funds look for opportunities, which the market might be ignoring. However, fund managers approach contra investing with their own filters. 

Indian mutual funds offer investors a way to access overseas stocks without opening an international brokerage account. Edelweiss Technology Fund led domestic equity schemes with a 24.38% international allocation.

No-cost EMI offers can hide extra expenses, despite being advertised as interest-free. Here's what customers should know before they opt for this route.

Who pays tax on bank FD interest after a parents death? Understand income tax rules for inherited fixed deposits, interest earned before and after death, legal heirs responsibilities and filing the deceased parents income tax return to avoid reporting errors.

SBI has warned bank customers about the jumped deposit scam, in which fraudsters exploit unexpected bank credits to trick victims into approving high-value UPI payments. Learn how the scam works, recognise warning signs and protect your bank account from digital payment fraud.

Blocking a debit card may not stop recurring subscription payments if the e-mandate remains active or is mapped to a replacement card. Here is how card mandates and UPI AutoPay work, and what customers should do to prevent unwanted debits.

Planning to buy a 1 crore house? An 80 lakh home loan at 8% interest over 20 years means an EMI of around 66,900 a month. Check the monthly salary you need, how loan tenure affects repayments and how to avoid stretching your finances while buying a home.

Before renewing health insurance, review five key numbers: sum insured, annual premium, room rent limit, co-payment and deductible. Check waiting periods, no-claim bonus and network hospitals too, so your health insurance policy continues to meet your needs and budget. 

Irdais unusually candid data exposes perverse insurance incentives. But with the government owning major insurers, the real test will be whether the final rules deliver meaningful reform.

The proposed UPI MDR framework sets charges for certain merchant payments above 2,000. Here's whether consumer prices at stores will rise if merchants start paying a nominal fee. 

Car loan interest rates start at 7.35% across 18 lenders, according to Paisabazaar data. Compare car loan EMIs on 5 lakh over five years, processing fees, interest-rate concessions and repayment costs before choosing a lender in October 2026. 

The Delhi High Court has ruled that retirement savings cannot be treated as recurring monthly income when deciding interim maintenance. Courts must consider pension, investment returns, reasonable expenses and the financial circumstances of both spouses.

The US has suspended Microsoft, Infosys, Tata, Wipro and other companies from the PERM labour-certification programme. Here's what it means for Indians returning home.

The Delhi ITAT deleted a 20.45 lakh addition for unexplained family jewellery, ruling that CBDTs seizure guidelines cannot automatically cap how much gold a taxpayer can explain. The tribunal considered the familys income, financial position and customary practices.

Company FD rates vary across issuers and deposit tenures. Muthoot Capital Services offers up to 8.95%, followed by Manipal Housing Finance Syndicate at 8%. Compare interest rates across 10 companies and learn 5 checks to make before investing in corporate fixed deposits.

In a post on X on October 9, the Tesla and SpaceX chief executive said he could see a path for SpaceX to reach a valuation far beyond the economic output generated worldwide.

Gold has fallen sharply in 2026 amid rising US bond yields, a stronger dollar, inflation concerns and investor profit-taking. Central-bank buying.

Today, we take a look at how EPF subscribers can transfer their old provident fund collection to a new account, how to merge their PF accounts and what to do if they have multiple Universal Account Numbers (UANs).

FIRE aims to help people retire early through high savings, disciplined spending, and long-term investing. Strategies should be tailored to personal goals and account for inflation, healthcare costs, taxes, and unexpected expenses.

The government has withdrawn the upfront IGST exemption for banks and nominated agencies importing precious metals. Since 1 April 2026, these imports have been subject to a 3% customs levy.

HDFC Pensions study found retirement savings targets are growing, but remain below recommended levels, while healthcare costs and medical concerns remain major retirement worries. Here's how much you may need to save 

Tata Consultancy Services will withhold quarterly variable pay from senior employees at C3A grade and above after missing internal performance targets. Junior staff will receive their full eligible pay, as per a report. 

In Die with Zero, Bill Perkins encourages people to spend purposefully on experiences that create lasting memories. He recommends planning activities for the right stages of life, giving money when loved ones can use it.

Meghalaya plans to constitute its Sixth Pay Commission, with a formal announcement of its chairperson and members expected within two weeks. The panel will review pay, allowances, benefits and service conditions for state employees and pensioners.

DA news: The Telangana government has approved release of two dearness allowance and dearness relief installments for state employees and pensioners across cadres. Here's all we know about the development 

Dividend income is taxable, and tax may be deducted at source above a specified threshold. Investors can consider growth-oriented investments, where returns are taxed as capital gains when sold, and should avoid borrowing to invest for tax benefits.

The 8th Pay Commission has received a proposal from IRTSA for graded fitment factors ranging from 2.92 to 4.38 across pay levels. Railway technical supervisors also want a 5% annual increment and changes to minimum-pay calculations. Read on to know more. 

Consumers will not pay extra for UPI transactions when a new merchant discount rate takes effect on October 15. Merchants will pay a 0.4% fee on qualifying payments above 2,000, capped at 300, and cannot pass the charge on to customers.

About 13% of Policybazaar customers pay health insurance premiums in monthly or quarterly instalments, with an average annual premium of 17,500. Here's how the model works and what customers should know before opting for it.

Sweep-in FD vs Regular FD: Understand five key differences in liquidity, interest rates, withdrawals, charges and suitability. Compare SBI, HDFC Bank and ICICI Bank FD rules to choose an option that suits your savings needs and financial goals.

Unused funds on an Indian travellers forex card can be converted into rupees through the issuers refund or encashment process. The complete process explained. 

Understand the credit card overlimit facility, RBI consent rules, overlimit fees, interest costs and credit score impact. Check six important things to analyse before opting in, including transaction approval, repayment obligations and ways to avoid unnecessary credit card debt.

Investors can sell loss-making stocks to offset eligible capital gains from other assets. Here's whether you can lower your tax liability from mutual fund gains by using stock losses. 

Home loan rates start at 7% at select public sector banks in October 2026. Compare rates across 12 public sector banks, including SBI, Bank of Baroda and PNB, and understand the factors that can affect your final borrowing cost before applying.

Marriage does not automatically merge credit scores, but your spouses credit history can affect a joint home loan application. Find out how lenders assess both applicants credit scores, repayment records and existing debts, and how couples can improve their loan eligibility.

NRIs can legally own and rent out property in India while they are living abroad. Here's who can help to manage the house, how to receive rent, pay tax and remit money abroad. 

As rising property prices make down payments harder to afford, some young Indian homebuyers may rely on financial help from parents. Here's whether the money is tax-free, can it invite scrutiny and documents required to avoid trouble.

Personal loan interest rates in October 2026 range from 8.90% to 30.50% across 22 lenders. Compare personal loan EMIs, interest rates and processing fees for a 5 lakh, five-year loan before choosing a lender and assessing your repayment capacity.

The 8th Pay Commission may revise central government salaries based on an approved fitment factor. Compare illustrative basic pay calculations at 3.25 and 3.833, understand union proposals and check when the final salary revision recommendations are expected. Read on to know more. 

UIDAI allows Aadhaar holders to report a family members death through an online facility. The process requires specific documents and identity verification. Heres how to submit a request, what details you need, and what family members should know. 

If you are married according to religious customs but never registered your marriage, what does that mean for your legal rights? Experts explain the applicable rules, whether registration is mandatory, and why a marriage certificate can matter in financial and legal disputes.

Expecting to receive a festive bonus this Diwali 2026? With mixed returns across mutual funds and gold, and bank FDs offering predictable interest, where should you put your extra money? Experts explain what to consider based on your financial goals and risk appetite.

The Finance Ministry has announced the General Provident Fund (GPF) interest rate for the October-December 2026 quarter. What does the latest notification mean for eligible government employees, and what should subscribers know about their retirement savings?

Revised rates to take effect from October 11; 2435 months and 15 months digital fixed deposits to earn 7.5%.

LIC outpaced private insurers in individual life insurance premium growth in September 2026, but private players grew faster in total new business premiums. HDFC Life and ICICI Prudential Life stood out. What do these trends mean for policy buyers?

The CBDT has revised Income Tax Form 161 through a notification dated 8 October. The amendment updates the rules governing applications for penalty waiver. What does the revised form mean for taxpayers, and what conditions should they meet?

Zerodhas youngest customer is just 28 days old; Parents make the first investment within a week of signing up.

As public confusion mounted over potential fees on general consumer shopping and peer-to-peer transfers, the government issued key clarifications regarding the framework of the UPI Merchant Discount Rate.