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Running a SIP in fixed income works on a fundamentally different principle than running one in stocks

Finance Minister Nirmala Sitharaman called for firm actions against tax evaders while prioritising convenience of honest taxpayers. Details here.

Today, we take a look at how the family (nominees or legal heirs) of an EPF subscriber can claim the provident fund savings amount after the member's death. Here's a stepwise guide

EPF members can retrieve their forgotten UAN online via the EPFO portal or through SMS and missed call services.  Details here.

The sizeable amount locked in such accounts indicates that many workers have either not withdrawn or transferred their EPF balances.

The government penalised the MSP of the income tax e-filing portal due to an extension of the ITR filing deadline caused by technical issues in FY 2025-26. Here's why an extension this year is unlikely.

The better option depends on your financial objectives, liquidity needs, investment horizon and comfort with risk.

The West Bengal government has officially constituted its 7th central pay commission. The finance department's resolution states that the panel will review allowances, salaries and service conditions for state government employees and pensioners.

Gifts received during the financial year may be taxable and need to be reported in the income tax return. Taxpayers should be aware of exemptions and the new reporting field for non-taxable gifts to maintain compliance. 

The Odisha government has approved a 5% increase in dearness allowance for state employees and pensioners, effective January 2026. Here's a look at who's eligible and how it works

Seasonal respiratory infections can lead to expenses beyond a doctor's visit. Here's what your health insurance is likely to cover, where claims may be denied, and the policy features to check before the monsoon season.

Mid-cap funds have outperformed every equity mutual fund category over the last one, three and five years. Here's how the category fared and the schemes that delivered the highest returns.

The interest earned from National Savings Certificate (NSC) and Kisan Vikas Patra (KVP) is taxable, but only NSC offers a Section 80C benefit under the old tax regime. Here is how to report income correctly in your ITR before the 31 July deadline. 

The Allahabad High Court has ruled that an income tax notice issued after a taxpayer's death is legally invalid. Here's what the judgment means for legal heirs and when the Income Tax Department can still recover dues.

The Ministry of Labour has warned of rising online recruitment scams. It reminded job seekers that National Career Service (NCS) services are free. Fraud should be reported to helpline 1930 or the National Cyber Reporting Platform (NCRP).

Filing your Income Tax Return is only half the job. Taxpayers must e-verify their ITR within the prescribed deadline, or the return may be treated as invalid.

EPFO now automatically transfers EPF balances for eligible members after a job switch, removing the need to file a transfer claim in many cases. But the facility works only if specific conditions are met and missing records can still hold up the transfer.

Gold and silver prices today, 24 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates and how they are affected by ongoing geopolitical developments.

A Delhi consumer commission has ruled that health insurers cannot reject claims merely by declaring hospitalisation medically unnecessary without evidence. The order reinforces that a treating doctor's clinical judgment cannot be replaced by an insurer's assessment.

A Section 143(1) tax demand does not always mean your ITR is wrong. Here's why taxpayers receive this notice, how to verify mismatches, respond correctly through the Income Tax e-filing portal and avoid penalties.

Five income tax penalties applicable for AY 2026-27 include late Income Tax Return filing fees, revised return charges and misreporting penalties. Here's why filing your ITR before 31 helps avoid fines, delays and tax notices.

The 8th Pay Commission could significantly raise HRA for Level 15-18 Central government employees if a higher fitment factor is approved. Illustrative estimates indicate monthly HRA may reach 1.93 lakh in X-category cities, though final revisions await the government's decision.

Instead of focusing only on headline returns, investors should start looking at risk-adjusted returns, says Edelweiss Mutual Fund's Bhavesh Jain

Today we explain how investors with unclaimed LIC insurance amounts or inoperative EPF accounts can check their dues and make claims online facilitated by the Centre's Your Money Your Right campaign.

Here's a comparison of NRE and NRO accounts, along with the latest interest rates offered by leading lenders such as State Bank of India, HDFC Bank, Punjab National Bank and Axis Bank on fixed deposits with tenures ranging from five to 10 years.

Assigned by the EPFO, the UAN is a permanent 12-digit code that stays with you throughout your professional career.

The West Bengal government has constituted the state's 7th central pay commission and appointed former IAS officer Atanu Chakraborty as Chairman of the panel. Here are the latest updates from the state...

The Karnataka High Court ruling clarifies that property received by a father from his own father does not automatically become ancestral. Children cannot claim a birthright in such assets if they remain the father's self-acquired property. 

The 10 lakh threshold under Rule 114E only determines when banks must report cash deposits through the Statement of Financial Transactions (SFT). It does not prevent the Income Tax Department from seeking information about deposits below that limit where required under the Income-tax Act.

Section 44ADA allows eligible professionals to pay tax on 50% of their gross receipts as taxable income, treating the rest as a deemed expense deduction. The scheme applies to specified professionals with receipts up to 50 lakh, extendable to 75 lakh if cash receipts are within 5%.

With more than 3 crore Income Tax Returns already filed, taxpayers have a limited time before the 31 July 2026 deadline. Missing it can lead to late-filing fees, interest, refund delays, psychological stress, and loss of tax benefits, making timely filing essential.

Small-cap investing has historically delivered strong return potential but with frequent sharp corrections. Data from Nifty Smallcap 250 TRI show that staying invested through volatility and adopting disciplined approaches, such as SIPs, reduces the impact of market timing on long-term outcomes.

The Universal Account Number (UAN) is essential for checking your PF balance, filing claims and accessing other EPFO services. Here's how members can recover a forgotten UAN online or through EPFO's offline facilities.

EPFO has urged salaried employees not to withdraw EPF savings for mutual funds, highlighting EPF's retirement, pension and insurance benefits. Here's how EPF differs from mutual funds, key features, tax benefits and practical investment takeaways for long-term financial planning.

A Rajasthan consumer commission has reportedly ruled that insurers cannot reject an otherwise valid claim merely because of an unrelated tax irregularity. The decision underlines that the reason for claim repudiation must have a direct link with the insured loss.

A split reduces the per-unit price of an ETF and increases the number of units an investor owns, while the total value of the investment remains the same. It is not a taxable event and tax applies only when the investor sells the ETF units.

Marcellus Investment Managers' founder and CIO Saurabh Mukherjea argues that portfolios anchored solely to domestic markets may no longer be enough.

The Centre has introduced a paperless CGHS pensioner card application process through the Bhavishya Portal for retiring central government employees. The move enables auto-filled applications, PAN-based verification, online payment and faster access to CGHS healthcare benefits after retirement.

A Bengaluru taxpayer won relief after the Income Tax Appellate Tribunal held that filing a revised ITR does not extinguish the right to carry forward capital losses if the original return was filed within the prescribed due date.

The e-Pay Tax facility allows taxpayers to pay direct taxes online quickly and securely without visiting a tax office. It supports both pre-login and post-login payments through multiple payment modes, offering flexibility and easy access to challans and payment records.

Gold and silver prices today, 23 July: Check the latest 24K, 22K gold, and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates and how they are affected by ongoing geopolitical developments. 

PFRDA has amended NPS regulations to make pension funds accountable for lapses by third-party entities engaged to provide subscriber services. The regulator has also introduced a Regulatory Sandbox framework to encourage innovation while safeguarding investors.

First-time home buyers often make costly loan mistakes that increase EMIs and overall repayment burden. Experts explain how tenure, down payment, credit score, hidden costs and borrowing limits impact home loan affordability, helping buyers make smarter financial decisions.

Petrol, diesel prices today, 23 July: Petrol and diesel prices across India remained unchanged even as Brent crude climbed to $95.5 per barrel, its highest level in more than six weeks, amid mounting concerns that the escalating conflict in the Middle East could disrupt global oil supplies.

8th Pay Commission is expected to submit its report by MayJune 2027. Here's how inflation, cost of living, economic conditions, pay parity and the fitment factor could influence salary hikes, pensions and allowances for over 1.1 crore central government employees.

Passive funds still account for just 16% of India's mutual fund assets, a fraction of the US's 55%, with growth driven mainly by corporate investors.

SpaceX's short positions surged to 206 million shares, accounting for 32% of its public shares, valued at $25 billion. Despite recent bearish sentiments, analysts remain optimistic, with over 80% recommending a buy and potential for significant growth ahead.

A widespread misconception exists that capital gains tax remains deferred until funds are physically withdrawn from the CGAS account.

Filing your income tax returns can be a tough task for first-time taxpayers and salaried individuals alike. Here's a stepwise guide to filing your ITR online yourself, without a CA or tax professional.

SpaceX has lost nearly $1 trillion in market value in five weeks, despite optimism from analysts. The stock rose to $225.64 before plunging 21%. Currently, over 80% of analysts recommend buying, viewing recent declines as potential opportunities despite concerns over high valuations.