The last date to migrate from NPS to UPS is 30 September for those employees who joined their service on or after 1 April 2025

Credit card delinquency occurs when payments are missed, damaging credit scores and future borrowing prospects, but effective budgeting, timely repayments, and debt management can help restore financial stability and confidence.

Most banks private and government offer highest interest rate on fixed deposits in the range of 6-7 percent for a tenure between 2-3 years.

Boosting your credit score above 750 requires timely EMI payments, low credit utilisation, error-free reports, and balanced loan applications, helping borrowers secure premium credit cards and affordable loans with ease.

Retail investors can they keep their investment process boring. Choose a few good funds, invest regularly regardless of market conditions, and largely ignore the endless stream of market commentary and product launches.

A term insurance is a must-have if you have financial obligations or dependents. Take term insurance when you are young and get a cover that is 10 times your annual income

The IndiGo IDFC FIRST Bank Credit Card is a good choice for frequent IndiGo flyers to accumulate and redeem BluChips and BluChips vouchers against IndiGo flights.

For many professionals, turning 50 doesnt mean a countdown to retirement. They see decades of work still ahead. After all, financial juggling intensifies in the 50s, when responsibilities peak and retirement looms. Sudden disruptions like layoffs can derail even the most carefully-laid plans. 

Personal loans are no longer limited to debt consolidation, with borrowers now using them for skills, health, eco-friendly upgrades, entrepreneurship, and remote work, supported by fast digital approvals and flexibility.

Applicants can now get a credit card without a bank account through NBFCs and fintechs, with flexible repayments, simple eligibility, digital bill payment options, and opportunities to build a strong credit score.

A temporary total disability claim under a personal accident policy provides financial support when an earning member is temporarily unable to work due to an accident-related injury.

Santanu Sengupta, chief India economist at Goldman Sachs, also said that the country's economy is expected to expand at a steady rate of 6.57% over the medium term, underpinned by resilient consumption and tax reforms, but shadowed by external risks.

Thousands of Indians in their late 30s and 40s are juggling monthly payments, their childrens education, and ageing parents' healthcare in a highly uncertain job market. Mint spoke to a few to find out what the experience has taught them.

India's banking regulator, Reserve Bank of India, does not like it when you leave your savings or current account idle for too long.

Filing a credit score dispute correctly helps fix report errors, improve financial credibility, and boost approval chances for personal loans and credit cards with better interest rates and terms.

When you compare the returns of funds in your portfolio, youre unknowingly using your own investment timeline as the benchmark. If the investment dates differ, one scheme could look better or worse simply because of when you invested in it. That's why you need to check rolling returns.

Understanding key personal loan terms like principal, EMI, APR, tenure, and prepayment helps first-time borrowers make informed choices, avoid hidden charges and manage repayments effectively for long-term financial health.

Dreamfolks' exit is expected to disrupt lounge access for credit card users of select banks who rely on complimentary lounge access as a key perk. Here are some bank cards that may be denied at airports.

Fixed deposits may appear secure, but inflation can significantly erode their value over time. In the long run, it's vital to consider investments that outpace inflation to ensure real growth and financial security.

Individuals without a credit history can use the BNPL facility to build their credit score and profile. Small monthly purchases of groceries and timely repayment can help build a credit score over a period of time, making the individual eligible for loans and credit cards.

In times of grief, life insurance claims can be complicated. Survivors must ensure paperwork is accurate and complete to avoid delays.

Choice of one investment option over the other is a function of several metrics. These include rate of interest, income tax liability, total amount and flexibility you look for

Almost all banks offer premium cards which provide exclusive services to indulge in. Aside from their names metal edition or Platinum card these cards offer exclusivity as well

Senior citizens looking to diversify from fixed deposits can explore government-backed schemes like SCSS and Post Office plans for steady, tax-efficient income, with minimal risk and moderate returns.

The Finance Ministry emphasizes that first-time borrowers should not be denied credit due to a lack of credit history, promoting financial inclusion. This shift towards alternative credit scoring, leveraging digital transactions and AI, aims to create a more equitable credit ecosystem.

If you have still missed the due date to file ITR, it does not mean you cannot do it anymore as you can still file a belated return.

Govt extends one-time option to central government employees who have opted for the National Pension System, to migrate to the Unified Pension Scheme (UPS).

The bank manager used his official login IDs and forged documents to siphon off crores of rupees through fraudulent Mudra and auto loans.

A trader shared her chartered accountant's struggles with the income tax portal's frequent crashes, criticising the inefficiency of a system funded by taxpayers. Responses varied, with some blaming last-minute filings and others suggesting technical issues with the portal or related software.

WhiteOak Capital Mutual Fund released its SIP Analysis Report (Sept 2025), which deals with such questions as what is the ideal investment time horizon and whether it is better to time monthly purchases, among others

Maintaining a high credit score requires timely payments, low credit utilisation, a diverse credit mix, active old accounts, and regular report checks. These steps will ensure strong creditworthiness and better loan approvals.

Bihar CM Nitish Kumar announced interest-free education loans for those passing class 12 exams under the Student Credit Card Scheme to help them pursue higher education.

Intellectual property rights can be passed on to the legal heirs of the holder. With the transition from a traditional economy to a knowledge-based economy, there has been a major spike in intellectual property registration.

Personal loans can ease career transitions by funding education, relocation, and training. However, borrowers must weigh interest rates, eligibility, and repayment terms carefully.

ITR filing due date: With the ITR filing deadline extended, taxpayers are expected to get some relief as they will be able to file their taxes even today.

ITR Due Date Extension 2025 LIVE: The due date to file ITR was increased by a day to 16 September by the government amid complaints of glitches on the official income tax portal. The last day to file ITR is today, 16 September

ITR Due Date Extension: In a relief to thousands of taxpayers, the Central Board of Direct Taxes (CBDT) has extended the deadline for filing income tax returns (ITRs) for Assessment Year (AY) 2025-26.

Victim came across one fake advert of American Express credit card on Facebook. He applied for it after which one fraudster posing as bank representative called him and convinced him to download a mobile application

ITR filing 2025: The Income Tax Department said that over 7 crore people have filed their ITRs as the deadline approaches. However, users reported issues with the e-filing portal. The department also confirmed earlier that no further extension will be granted. 

ITR e-filing portal: The Income Tax Department has provided steps to resolve access issues with the e-filing portal amid taxpayer complaints. As of now, over 7 crore ITRs have been filed.

Income Tax: Given the extremely slow I-T portal, a number of CAs and taxpayers have been demanding extension of deadline which ends today

Personal loans can be used for medical expenses. These loans can provide quick funds without collateral, covering hospitalisation, surgeries, and therapies. They offer flexible repayment options, minimal paperwork, and competitive interest rates to ease financial stress during emergencies.

NPCI move enables bigger payments for investments, insurance, and more, while scrapping P2P collect feature to curb fraud.

Smart ways to use a credit card for grocery shopping with cashback, rewards and discounts while managing budget effectively to save more and enhance credit score responsibly.

Credit score has less to do with your income and more about credit behaviour. Even with a lower income, you could have a high credit score and vice versa. We explain this in detail here

We list out the key reasons for the refusal of loan application by lenders such as bank and NBFC. There are certain some steps which one could take to improve the chances of loan approval

Advance tax deadline today: Salaried individuals often get their advance tax payment made through tax deducted at source (TDS). However, those with other tax income including capital gains, rent or a business are required to pay advance tax within the deadline.

ITR: Over 6.69 crore returns have already been filed, shows the I-T portal data as on Sept 14. Total returns that are verified now stand at 6.03 crore and number of verified return processed are over 4 crore, the data further reveals

Income Tax filing deadline today: Users have been facing last-minute hassles with the income tax portal over the weekend as the ITR filing deadline on 15 September approached.

Personal loan approval depends on more than credit score as lenders check factors such as income stability, debt-to-income ratio, repayment history, employment record, verified assets and financial integrity before clearing applications.