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Even as global crude prices surge past $100, petrol prices in India remain stable. Heres how OMCs, taxes and government intervention act as shock absorbers for consumers.

With RBI likely pausing rate cuts after aggressive easing, bond gains from falling yields fade, pushing investors to focus on accrual, shorter duration and selective credit risk

Most health insurance plans in India dont automatically cover LASIK, but exceptions exist. Heres how medical necessity, limits and waiting periods determine your eligibility.

Digital arrest scams are on the rise as fraudsters impersonate officials, pressure victims, and extort money through fear, highlighting the urgent need for awareness, verification, and timely reporting to prevent losses.

A reader planning to retire at 48 in 2030 with annual expenses of 20 lakh asks how to secure a steady income. A financial planner outlines the required corpus, portfolio balance and key safeguards.

The extension of the deadline would mean that central government employees, pensioners and other stakeholders would get more time to share their views regarding the framing of the policies of the 8th Pay Commission, which is currently under work.

Changes to your salary components will depend on your income, organization profile and industry, though most companies aim to keep take-home pay broadly unchanged.

Personal loan interest rates in March 2026 vary across top lenders, making comparison essential to reduce EMIs and total cost while considering fees, tenure, credit score, and hidden charges.

Even though mandatory gold hallmarking has been in place for five years, recent BIS raids on traders - who displayed hallmarking certificates and the BIS logohave still uncovered lapses in purity.

Senior citizens can enhance safety and wealth by choosing the right bank and FD tenure. Comparing interest rates is crucial, as many banks offer an extra 0.50% for seniors, making these FDs more attractive for retirees.

Crude prices, which are near $108 per barrel due to the ongoing Middle East conflict, are bound to adversely affect global markets and personal finances. Strategic investing, expense planning, and inflationlinked assets can help protect portfolios during oil volatility.

The 8th Pay Commission questionnaire deadline has been extended to 31 March 2026 for employee feedback on pay, pensions and allowances, ensuring comprehensive stakeholder input before final recommendations.

Travel insurance is fundamentally designed to cover individual, unforeseen risks, not large-scale geopolitical events

Starting 1 April, taxpayers must disclose their relationship with landlords when claiming House Rent Allowance (HRA), especially if rent exceeds 1 lakh annually. Here's what happens if you ignore or misreport the details. 

India's credit ecosystem is evolving, with women emerging as a significant force. They represent 27.6% of retail credit and show faster growth rates compared to men. 

Market falls trigger fear, but history shows exits often cost more than corrections. The real risk isnt volatilityits missing the rebound while waiting for clarity.

Longer lifespans and shorter careers mean affluent Indians must plan for a 30-year retirement, not 15requiring disciplined investing, diversified income and strong health coverage.

Home loan insurance is structurally similar to a term life insurance policy. In the unfortunate event of the borrowers death during the policy tenure, the sum assured is paid to the nominee or lender, and this amount can be used to repay the outstanding home loan.

For a couple taking a joint home loan, how should co-ownership and EMIs be structured to maximise tax benefits and boost approval chances? Indias housing market is shifting, with more couples making shared homebuying decisions - Livemint answer this reader query

Compare SBI, BOB, and PNB fixed deposit interest rates for 1-, 3-, 5-, and 10-year FDs to choose risk-free investments that offer steady returns for short- and long-term savings. 

Rising trading costs, larger contract sizes, and low odds of gains stack the odds against full-time traders.

Warren Buffett's investment lessons highlight patience, value investing, and long-term thinking, helping investors navigate market volatility, avoid panic, and build sustainable wealth through disciplined decision-making.

Consistency and patiencenot constant churndrive long-term wealth in equities. Yet resisting short-term noise remains the toughest discipline for most investors.

Falling markets and negative returns are testing investor discipline, but the math of rupee cost averaging favours staying invested.

Digital arrest scam exposes how fraudsters use fear and fake authority to steal money, highlighting key warning signs and essential safety steps to protect finances from cybercrime threats.

Rajya Sabha MP Raghav Chadha has proposed the provision of joint income tax returns for married couples to provide equitable relief for single-income households, similar to systems in developed countries.

Once you qualify as a Resident and Ordinarily Resident under ITA, your global income becomes taxable in India.

The advance tax payment deadline was on 15 March. Taxpayers can check your payment status online, check and download your payment challan and make corrections. Here's where and how

As investors rush to optimize taxes before the financial year ends, experts warn that tax harvesting can trigger poor portfolio decisions and behavioural mistakes that undermine long-term returns.

Top-up policies are a cost-effective way to boost health insurance cover, but deductibles, paperwork and insurer coordination can complicate claims.

If you had entered into an agreement with the builder in 2013 and the registration was undertaken only in August 2025, the date of acquisition would be the date of the agreement, i.e. 2013, and not the date of registration.

Section 54F exemption is unavailable because the residential property was acquired more than one year before the sale of the MF units. While the exemption fails the timing criteria, taxpayers can still use Section 80C and Section 24 deductions for principal, interest repayments under old tax regime.

The final advance tax payment deadline for FY 2025-26 is 15 March 2026. Payments can be made via the e-filing portal, including credit cards, which may incur fees. Details here. 

Through a series of legislative changes in 2025 and 2026, India has operationalized a reporting framework aligned with the OECDs Crypto-Asset Reporting Framework, aiming to move crypto from an opaque asset class into a transparent financial instrument.

The investments in gold products of this category are treated as capital asset under the income tax laws so any gains realised over its acquisition cost is taxed under the head capital gains.

The Netherlands plans to tax unrealized investment gains from 2028. Indias experience with punitive wealth and income taxes in the 1970s shows why taxing paper wealth can distort markets and behaviour.

Advance Tax Deadline News Today LIVE: The due date for paying the fourth and final instalment for the financial year 202526 is on Sunday, 15 March 2026. Check who needs to pay, how to pay online, among other details.

CA Nithin Kaushik warns that the obsession with looking rich and faking wealth is the fastest way to stay broke. Feels real financial independence and power allows you freedom to say no. He explains

Mutual Funds, which deploy money exclusively in shares of PSUs, are among the only three equity fund categories that have given positive returns so far in 2026.

The Public Provident Fund is a low-risk savings scheme with a fixed interest rate of 7.1%, suitable for retirement planning and tax benefits. Here's how you can withdraw your funds before the lock-in period ends

Switching jobs often results in multiple EPF accounts under the same UAN. Employees must request EPFO to merge these accounts to ensure all retirement savings are consolidated. Here's how to do it online. 

An individual can choose a life cycle fund that aligns with their financial goal date. The fund has a diversified portfolio, starts with a higher equity allocation, and follows a glide path towards maturity.