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When a property is settled among family members before a joint development deal, can capital gains be fully exempt if each retains a flat? Heres how Sections 82 and 86 apply.

Improving credit score after 60 can ease home loan approvals, with simple steps like timely repayments, and joint applications helping pensioners secure better loan terms and rates. This can be accomplished successfully, with proper planning and guidance from a certified financial advisor. 

A structured personal finance plan for FY27 helps manage taxes, investments and spending with ease, ensuring disciplined money management, timely compliance and steady long-term financial growth.

Geriatric care mainly has two recurring expenses: round the clock care and medical costs. 

Banks provide locker holders compensation fixed at 100 times the annual locker rent in case of loss, Nirmala Sitharaman said while replying to a question in Lok Sabha.

For long-term investors, staggered investments through diversified equity funds remain a prudent way to navigate volatility, says Sanjay Grover, MD and CEO, Baroda BNP Paribas Mutual Fund.

FD-backed credit cards offer a simple way to build a credit score using fixed deposits, with easy approval, steady interest earnings, and manageable risks when used responsibly and strategically. Here is a list of the top credit cards against fixed deposits in 2026.

FCNR accounts allow NRIs to invest in foreign currencies, offering tax-exempt interest in India. Loans against these deposits are available, but restrictions apply. Interest rates are competitive, and deposits are fully repatriable, making them a secure investment option.

Master personal finance rules to make FY27 successful by tracking spending, managing debt, building emergency funds, investing smartly, reviewing insurance, automating savings and planning taxes efficiently.

According to an X post by CA Nitin Kaushik, who claims to be an expert in tax and financing, the new Income Tax Rules will to some extent shrink your take-home salary.

A flat 12% surcharge on buyback gains has replaced the old slab-based system, creating a surprising divide between small promoters and the corporate elite.

Prominent LIC plans in 2026 offer a mix of life cover and savings with stable returns, tax benefits, and flexible payouts, helping investors decide based on long-term goals, premiums, and risk appetite.

Paying EMIs on time alone isnt enough, high credit utilisation and frequent loan applications can still hurt your credit score by signalling over-dependence on credit.

April 1 Financial Rule Changes LIVE: One of the most significant changes from 1 April is the implementation of the new Income Tax Act, 2025. Follow Mint's LIVE coverage of 1 April financial rule changes.

You should register on the income tax e-filing portal using your PAN, add your email ID, and update your address to your current foreign residence as an immediate step

April 1 Financial Changes LIVE: A host of new changes are coming into effect from 1 April, 2026, as the new financial year begins. Follow Mint's LIVE coverage of 1 April financial rule changes.

From empty flats to losing stocks and unused wardrobes, the Endowment Effect makes us overvalue what we own. Heres how emotional pricing quietly erodes wealthand how to stop paying the ego tax.

Sebi has proposed prepaid Gift PPIs that let you gift up to 10,000 for mutual fund investments a move aimed at easing first-time investors into the market.

The obsessive tracking of portfolios, the anxiety over short-term market movements, the urge to trade rather than holdall of these confuse activity with progress. They mistake the scoreboard for the game.

Changes from April 1 2026 LIVE: Several confirmed financial and regulatory changes will come into force across banking, fuel, taxation and travel. These changes will have a direct impact on the day-to-day lives of Indian citizens.

Many individuals hold multiple health insurance policies, such as a corporate cover and a personal plan. Claiming from both policies is permitted. Here's what policyholders must know. 

Balanced Advantage Funds can help investors manage market volatility through dynamic asset allocation between equity and debt, offering stability, tax efficiency, and disciplined investing for long term wealth creation.

Pensioners should be mindful when considering becoming a loan guarantor, as a borrowers default could impact their retirement savings, credit score, and overall financial stability, potentially leading to legal obligations and added financial pressure on a limited income.

Most global retirement models assume that individuals retire around the age of 60 and need to fund 2025 years of expenses. That assumption is quietly becoming outdated.

In its notification on Thursday, the government said it was slashing the special additional excise duty on petrol from 13 per litre, to 3 per litre. Similarly, the duty on diesel was reduced from 10 per litre to nil. Here's what that means for your pocket.

With easy rate cuts on hold, borrowers should expect stable EMIs. The focus should be on affordable loan choices, disciplined repayment, and careful planning, as higher inflation and global uncertainties may push borrowing costs higher in the future.

Todays REITs, built on strong foundations of established office parks and leading retail properties, are no longer just landlords; they are transforming into multi-asset powerhouses aiming to capture every opportunity in Indias growth story.

The RBI complaint process guides customers in resolving banking grievances by first approaching regulated entities, obtaining an acknowledgement, and escalating unresolved issues to the RBI Ombudsman for resolution.

Financial and regulatory changes in April 2026 include new tax rules, higher rebates, updated TDS forms, increased banking charges, changes in fuel prices and new travel refund rules. Here are 10 financial changes to look out for.

After a sharp market correction amid the US-Israel-Iran war, DSP Mutual Fund has shifted to a bullish stance, citing extreme valuations and contrarian signals.

Retirement planning can benefit from allocations in the public provident fund, the employees' provident fund or the national pension scheme, which offer relatively higher interest rates and tax exemptions. Here's a comparison of the key features:

You can bump up your tax deductions under Section 80C if you are still under the old tax regime by adding 50000 to the NPS (National Pension Scheme). The NPS addition under Section 80CCD(1B)) will take your total deduction to 2 lakh.

India's diverse legal landscape complicates estate planning, influenced by personal laws, marriage statutes, and geography. For interfaith couples, these layers can overwhelm, necessitating clear wills 

Planning your daughters future involves investing in products such as Sukanya Samriddhi, mutual funds, PPF, insurance, and health cover while setting clear goals to ensure financial security and long-term growth for her future.

Planning your will? There is a difference between a legal heir and a nominee when it comes to inheritance. Here is how estate planning can help your family sidestep complications in the event of a sudden death

Discover smart asset allocation strategies for retirement that safeguard your savings, boost growth, and secure a steady income for a worry-free, comfortable future.

Rent shapes everything: how much you save, how stressed you are, and how quickly you build a financial cushion. As rents climb and entry-level salaries struggle to keep pace, the tough question is: how much is too much?

Rising LPG prices, supply delays and black market spikes are squeezing households and small eateries, triggering a rush toward electric cooking alternatives.

Timeless investment lessons from Think and Grow Rich show key strategies to stay confident, make smarter decisions, and grow wealth even during uncertain and volatile market conditions.

Nithin Kamath advises against relying solely on employer-provided health insurance due to limitations and potential gaps. He emphasises the importance of purchasing a personal health policy for better coverage and financial protection, especially given the rising medical inflation in India.

Form 130 replaces Form 16 from April 2026, simplifying TDS reporting by providing structured details on income, deductions, and tax, helping taxpayers ensure accurate filings and better compliance.

Middle-class individuals must strategically plan finances to avoid crises from medical emergencies or job losses. Building an emergency fund is essential, especially amid rising inflation and a volatile job market, according to this CA.

Smart credit card usage requires discipline through spending limits, regular tracking, full repayments, low utilisation, fewer cards, and automated payments to maintain financial stability and a healthy credit profile.

High expectations surround a Cabinet announcement on Dearness Allowance hike this month. It is anticipated to provide financial relief amid rising costs, benefiting over 1.2 crore employees and pensioners.

From no-buy periods to 24-hour cart pauses, social media is reshaping how young Indians save and spendsimplifying money habits, but also raising risks of oversimplified advice.

The tax department has started looking closely into TDS defaulters on rent. Last year, the department sent notices to taxpayers who claimed HRA on the rent they paid but did not deduct TDS

Retirement planning at 40 can still help build a strong corpus. Disciplined investing, diversification, insurance and clear financial goals are key. Read here about these measures that ensure stability, protect against inflation, and support longterm financial independence.

Explore top fixed-income investments, including PPF, SSY, SCSS, EPF, and Post Office schemes, offering guaranteed returns, tax benefits, and capital protection for safe, long-term financial growth in volatile markets.

Economic growth in India is propelled by self-reliance and the empowerment of youth through diverse career opportunities. Financial inclusion initiatives have significantly improved access to banking, enabling young Indians to develop informed financial habits and manage their credit effectively.

While financial rules of thumb offer a convenient starting point for the undisciplined, they often collapse under the weight of unique life circumstances and market volatility.