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The compound interest is credited by EPFO on a monthly running balance basis at the statutory rate declared for each year. For 2024-25, EPFO declared an interest of 8.25%.

Doing so essentially involves moving from a regular plan, where commissions are built into the expense ratio, to a direct plan.

The EPFO has approved an interest rate of 8.25% on EPF deposits for 2025-26, maintaining the rate for the second year. 

A windfall gain or retirement corpus can be hard to manage without falling prey to poor timing or tax inefficiency. Here are two mutual fund tools that help investors deploy lump sums gradually and generate tax-efficient monthly income 

Non-citizens who are not domiciled in the US are subject to US transfer taxes only in limited situations.

An FII who invested in Indian equities at the start of 2024 and exited in early 2025 with a modest Sensex gain would have earned barely 0.61% in dollar terms after rupee depreciation against US 10-year bond yields that were above 4.5% through much of 2024, and remain at 4.08% as of February 2026.

There are clear lessons from the FII-DII conundrum: stay with the basics. Its SIP compounding through FII volatility, according to experts.

A gold loan is a secured loan in which gold jewellery is pledged as collateral. Interest rates in India range from 8% to 27%, depending on various factors. Here are the options.

From co-investment vehicles and AI-only schemes to 1,000 social funds, Sebis AIF reforms expand flexibility for wealthy investors while raising fresh questions on liquidity and risk.

Life cycle funds, launched under Sebis new framework, automate the glide path to financial goals. They seek to eliminate the guesswork in the final years.

FD rates comparison: Here's a look at the latest bank fixed deposit rates offered by the biggest lenders State Bank of India, ICICI Bank, HDFC Bank, Kotak Mahindra Bank and Yes Bank.

UPI and credit cards now complement each other, with UPI boosting usage and cards offering liquidity, rewards and flexible credit, says Salila Pande, MD & CEO, SBI Card

Here is everything you need to know about what is advance tax, when is advance tax deadline, what are the penalties for missing advance tax deadline and more.

As leadership shifts from large-caps to small-caps and back again, portfolios that evolve with the cycle are structurally better positioned.

If an NRI resident in the UAE works entirely outside India but is paid by an Indian company, taxability hinges on where employment is exercised under domestic law and the India-UAE DTAA.

The income tax officers are not supposed to seize any gold jewellery within the limits specified, irrespective of the level of standard of living or the status of the person in society being raided.

Major issuers HDFC Bank, American Express, SBI Card and ICICI Bank have reworked reward structures and tightened lounge access rules. Find out why your card benefits are shrinking and what you should do next.

If one fund in your portfolio underperforms, there's a high probability that the others may also perform similarly. Because of these overlaps, what appears to be a well-diversified portfolio may actually be concentrated.

If your total income does not exceed the basic exemption limit, no tax liability may arise.

Life cycle funds will automatically shift asset allocation as investors move closer to financial goals, replacing existing retirement and childrens mutual fund categories.