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Online platforms can help create a will for as little as 499, while assisted services can cost 30,000 or more. But the question is not just how much you pay to make a willit is whether you have disclosed every relevant asset, established ownership correctly and planned for potential disputes.

Health insurance or emergency fund first? Expert explains why you need both and how much to keep Why savings alone may not protect you from rising medical costs, job loss and unexpected expenses.

8th Pay Commission's Chennai consultation began on September 7 2026, covering fitment factor, salary, and pension reforms. No official fitment factor confirmed yet. Next stops: Puducherry (September 9), Chandigarh (September 16-18), Bengaluru (October 7-8).

The Supreme Court protected the pension and retiral benefits of a municipal engineer whose ST certificate was invalidated after more than three decades of service. The court used Article 142 to grant limited relief while making clear that his ST status was not restored or validated.

Credit card advisors promise to maximize rewards, but fees can range from 399 to 1.5 lakh. When does the extra value justify the costand when are you better off doing it yourself?

Only four mid-cap funds delivered over 17% annualised three-year SIP returns, with HSBC Midcap Fund topping the list at 20.70%. Value Research data shows that several of the categorys largest funds by AUM delivered lower returns, highlighting the wide performance gap.

Investors questioning their equity exposure should look past current market conditions and focus entirely on their specific financial objectives and timelines.

NPS is a retirement savings scheme providing market returns and tax benefits through voluntary contributions. If contributions cease temporarily, the accrued amount remains invested and continues to generate returns. Here's how much your retirement corpus could lose due to a pause.

A Bengaluru taxpayer faced a 1.23 lakh tax demand after his consultant mistakenly filed Form 10-IEA for the old tax regime. ITAT Bangalore accepted the new regime chosen in his ITR and directed the tax authorities to recompute his liability.

A taxpayer faced an Income Tax addition after depositing 32 lakh in cash during demonetisation, but the ITAT accepted 2.84 lakh linked to her mother-in-laws gold sale. The ruling highlights why taxpayers need clear evidence to establish the source of cash.

Misleading property advertisements can be reported to RERA by homebuyers. The process is streamlined for filing complaints online, where RERA can penalise builders for false claims. Details here.

EPS supports over 85 lakh individuals, many of whom may retire abroad. Pensioners must keep their Life Certificate valid. If you cannot use the digital route or appear physically to make the submission, here are some of the options you can consider.

Gold and silver prices today, 7 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Real estate may offer stability, but liquid financial assets give the next generation the flexibility to adapt to changing life goals.

Moving abroad does not automatically mean closing your NPS account. PFRDA allows NRIs to continue NPS Tier I through NRE or NRO accounts, but Tier II cannot be activated.

A Hyderabad consumer commission ordered a 10 lakh insurance refund to a 73-year-old retired professor after finding the policy was sold without free and informed consent. The bank and insurer were also ordered to pay 60,000 in compensation and costs.

India's senior living market is estimated to cross 1 lakh crore by 2030, nearly four times the current levels, according to a report by Colliers. The segment's expansion is drawing increased investment from real estate developers and investors, it added. 

A fund with a massive AUM is not necessarily the one delivering the highest returns. A look at one-year performance shows why investors should not use fund size as a shortcut for choosing equity mutual funds.

Simple financial rules help manage expenses and investments for Indian households. You dont need to be Warren Buffett to understand these simple money basics.

A practical approach can be to keep a portion of the corpus in relatively stable and liquid investments for near-term expenses, while investing another portion for long-term growth

Income-tax refunds are issued when the tax paid exceeds the actual liabilities after deductions. Today, we look at the timeline, likely cause of delay in receiving credit, and how to check status online.

A recent ITAT ruling has raised an important question for property transactions. Does holding a power of attorney make you liable for capital gains tax when the property is sold? The case draws a clear line between the authority to sell a property and ownership.

An NPS subscriber can discontinue fresh contributions for a few months or even several years. However, stopping contributions does not mean that the money already accumulated in the account is withdrawn or stops generating returns

Investing requires careful planning regarding purpose, timing and risk. Establishing specific financial goals and maintaining consistent contributions. 

EPFO: Today, we take a look at how the family (nominees or legal heirs) of subscribers can claim their provident fund (EPF) savings, pension payout (EPS) and insurance benefit (EDLI) after the member's death.

AIS gives taxpayers a consolidated view of financial and tax information linked to their PAN. Here's what it covers, when new information may appear, how to access the statement and what to do if you spot an error.

With 50% of your portfolio in flexi-cap funds, adding another equity fund category may bring significant overlap rather than diversification. Only 25%-36% of the equity exposure may be genuinely different across key fund categories.

PM Jan Dhan Yojana: Every fourth account under Pradhan Mantri Jan Dhan Yojana is inoperative, while nearly 5.72 crore accounts had zero balance, according to the Finance Ministry's response to activist Chandra Shekhar Gaur's RTI application. 

If you feel you have too much money invested in equities, it is useful to look beyond current market conditions. Instead, consider why you are investing, how much time you have and when you will actually need the money

Building a financial empire involves everyday habits in spending, saving and planning. By recognising personal triggers and avoiding impulsive decisions, individuals can make thoughtful financial choices that align with their goals and values.

Indias household savings are shifting beyond bank deposits. Their share fell to 33% in FY25, while pension funds, mutual funds, shares and debentures together reached 39%. Yet 68% of household wealth remains in physical assets, highlighting the long runway for financialisation.

 Delhi Lakshmi Yojana RD maturity: Check lock-in period date and recurring deposit credit amount for eligible women beneficiaries, aged between 21 and 60 years, credited every month through the selected banking partner. 

The ruling came in the case of a Bengaluru-based gamer who had put more than 2 crore into online rummy and poker but ultimately suffered a net loss of nearly 28 lakh

The Central Secretariat Service Forum said it hopes the 8th CPC would consider enhancing contribution and sum assured under the Central Government Employees Group Insurance Scheme (CGEIS) keeping in view higher insurance covers available in the market.

EPFO members can now generate, activate and authenticate their UAN through the UMANG app using Aadhaar-based face authentication. After activation, members can check their EPF balance, download their passbook, track claims and update KYC digitally.

Is a 10 NAV mutual fund really cheaper? Know why NAV doesnt determine returns and what investors should check before investing.

A portfolio that felt comfortable during a market rally may look very different during volatility. But should discomfort alone prompt investors to cut equity exposure?

Andhra Pradesh will release two pending DA instalments, give pension hikes from January 2027, and appoint the 12th Pay Revision Commission among other long-pending demands by state government employees.

EPFO will host a live session on the Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY) on 8 September at 12 pm. Heres what employees and employers can ask during the session, along with the schemes key benefits, incentives, and eligibility criteria.

The 8th Pay Commission could significantly change central government pensions. Here is how an illustrative fitment factor of 2.57 could take the minimum Level 7 pension to nearly 58,000, and what pensioners should know.

Emerging asset managers are deploying multi-factor algorithms, alternative datasets, and market-regime rules to eliminate human emotion, but their real-world performance remains to be tested.

Multinational companies like PayPal, Volkswagen and Oracle are laying off staff in India. Severance pay for affected employees is taxable under Indian law but there are some exemptions. Check full details here. 

Nominee details for financial assets should be reviewed periodically to align with current family circumstances. Changes such as marriage, divorce, or the birth of a child impact these decisions. Here are the financial accounts you must check periodically.

A Hyderabad homebuyer sued a builder for not delivering a promised 5,069 sq ft villa, as he claimed that the property was smaller than what was advertised in the project brochure. Telangana RERA offered relief to the homebuyer and penalised the builder. Details here.

A Delhi court has recently upheld 1,840 monthly maintenance, stressing that payments must reflect the spouses genuine financial capacity. The case highlights how courts assess income, evidence, liabilities and family responsibilities when deciding maintenance claims.

EPF is crucial for retirement savings, with both employees and employers contributing. Here's what happens if someone switches to self-employment, move to an establishment that is not covered by EPFO or stop working altogether.

An unregistered Will can be legally valid in India if properly executed and attested. Learn when a release deed may be required, what documents beneficiaries need, and why Will registration alone does not determine property ownership or transfer.

Your Aadhaar may be linked to mobile connections you do not recognise. Heres how to check SIMs issued in your name through Sanchar Saathi and report suspicious numbers. Digital KYC or e-KYC is mandatory for new connections, while bulk SIM issuance to ordinary consumers is restricted.

A new fund's 10 unit price can make it look cheaper than established funds, but NAV has no bearing on returns. The illusion is especially powerful when first-time investors enter the market.

Losing a smartphone leads to potential loss of sensitive data and personal access. Data reveals only 37% of traced devices are recovered, highlighting significant disparity in recovery rates. Here's what you should do if you lose your mobile.