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Employee Provident Fund account: You may have multiple EPF accounts with the retirement body but can request online transfers through the official EPFO portal. Here's a stepwise guide how
The new income tax regime offers lower rates but eliminates many deductions. Taxpayers can choose between old and new regimes, with the old providing more tax benefits. Details here.
The Income-Tax Department has released ITR 1-7 forms for FY26/AY27, including Excel utilities for forms 1 and 4 for offline preparation. Here's why experts advise salaried taxpayers to wait till June 15 to file their income tax returns
The EPFO plans to launch a WhatsApp chatbot for user queries and account requests, enhancing outreach and member services. Union Minister Mansukh Mandaviya announced this initiative to streamline communication.
What is the new West Bengal government's Annapurna scheme? We explain who the beneficiaries are, how much monthly financial support they can expect, how to apply, check eligibility and all you need to know.
Karnataka bus workers' unions have called for a strike tomorrow, on 20 May. Here's a look at what their demands are From salary hike, arrears, and dearness allowance (DA) increase.
The government has extended the free online Aadhaar document update service until June 14, 2027, allowing users to upload and verify identity documents without fees. Details here.
A guide to what a will is in India, explaining the legal meaning under the Indian Succession Act 1925, eligibility, key rules, and the importance of writing a valid will.
Women investors manage 11.3 trillion in AUM across mutual funds. This accounts for 35% of total inflows, indicating a shift towards long-term investing and diversified strategies in India's mutual fund industry. Details are here.
8th Central Pay Commission: Here are the pension reform-related demands made by big employee groups the NC-JCM, the AIDEF and the Maharashtra Old Pension Organisation to the 8th CPC in their memorandums.
An elderly man in Karnataka has lost 75.4 lakh in a WhatsApp investment scam. Fraudsters posing as advisors tricked him into investing in the fraudulent scheme. The rising number of such incidents highlights the need for vigilance.
The West Bengal government has approved the formation of its 7th pay commission to address compensation for state employees. The decision was made on 18 May. There was, however, no word on the DA hike. Here's all we know.
EPF is a retirement savings scheme with contributions from both employers and employees. Withdrawals before five years of service may incur tax, but exceptions apply. Details here.
With fuel prices up and fiscal pressures rising, EVs are shifting from eco-choice to economic hedge. But extracting full value depends on battery size, charging strategy and resale discipline.
Smart emergency fund planning strengthens financial stability as experts explain emergency fund in FD or savings account strategy balancing liquidity, returns, tax efficiency, FDs, savings accounts and arbitrage options.
The Government of India has dismissed rumours about monetising temple gold, stating that no such proposals exist. A press release highlighted the importance of relying on verified information to prevent confusion and misinformation in the public sphere.
AI-powered early warning systems are transforming credit risk management by analyzing real-time data to identify financial stress. These systems enable lenders to act proactively, offering tailored interventions to borrowers and improving portfolio monitoring amidst global uncertainties.
Gold prices today moved higher as softer crude oil prices and a weaker dollar lifted bullion demand, while investors tracked MCX gold futures and rising geopolitical tensions in the Middle East. Investors are closely watching developments around the Iran conflict and global market trends.
Alumni or affinity health plans are a supplement, not a substitute, for your primary cover.
As the ITR filing season for 2026-27 begins, salaried employees must review their AIS and Form 26AS for accurate income reporting. The ITR deadline is 31 July 2026, with a belated return option until 31 December 2026.
UPI remains the top payment method, but rising cybercrime cases may lead to account suspensions, despite the user being innocent. Here are the steps users can take to protect themselves or recover their UPI account in case it gets blocked due to fraudulent transactions.
High equity taxes, alongside foreign institutional investor outflows, geopolitical tensions, and elevated oil prices, weigh on market sentiment and returns, prompting debate over investment flows and policy tweaks.
I asked ChatGPT how to spend money guilt-free? AI suggests me the concept of Anti-Budget. Check the comprehensive plan as suggested by artificial intelligence.
While ITA 1961 did not expressly clarify whether the term covered maternal as well as paternal relatives, there are judicial precedents supporting the view that the expression includes both maternal and paternal lineal ascendants and descendants.
Credit cards allow users to borrow money up to a limit, offering convenience and rewards. They provide an interest-free period if the full balance is paid by the due date, but unpaid amounts can incur interest on both the existing balance and new transactions.
Parents can teach children the value of saving with zero balance savings accounts from various banks in India. These accounts offer features like parental controls, debit cards, and mobile banking, helping children manage their finances and develop saving habits early on. Details here.
Mutual fund returns explained: CAGR vs XIRR vs rolling returns highlights key differences in measuring growth, SIP performance and consistency. The final investment decision should be made after proper due diligence and consultation with a certified financial advisor.
While aggregators may be cheaper, a dedicated agent provides vital advocacy during claim disputes and disclosures. But since commission structures make it nearly impossible to switch agents later, here's how to make the right choice.
Rising milk, vegetable, petrol and CNG prices have intensified inflation concerns across the country, increasing expectations of a reasonable July 2026 DA hike for central government employees and pensioners.
Bank fixed deposits are favored by risk-averse investors for stable returns. However, if you are seeking alternative schemes that are backed by the government and offer higher interest rates than most FDs, here's a list of options.
It feels convenient, but the silent accumulation of debt can disrupt your budget.
Facing layoff anxiety? Discover exactly how much emergency fund you need to survive job loss on a 10 LPA salary. A practical 3-to-6 month financial survival guide.
Teenagers gain independence and now no longer need to borrow their parents phone, ask for OTPs, or send QR, Paytm said. Here is step-by-step guide to activate Paytm Pocket Money on your Android or iOS device:
Best term insurance plan selection guide covering key factors like adequate coverage, claim settlement ratio, riders and insurer reliability for strong financial protection across any country.
Reese Witherspoon built Hello Sunshine into a $900 million media company after discovering no major Hollywood studio was developing films with female leads. Here is how she did it.
CGHS dependency rules revised introduce a one-time irreversible choice for male employees between parents or in-laws, clarifying eligibility, income limits and dependent coverage under updated government healthcare regulations in the nation.
What the West Asia war, a fragile ceasefire and a volatile Nifty reveal about oil shocks, margins and investor psychologyand why waiting for certainty can be costly.
MCX gold prices fell on Monday morning as rising crude oil prices boosted the US dollar index. A stronger dollar made gold costlier for buyers using other currencies, putting pressure on gold rates. Focus is now on a resolution to the ongoing war between the US-Israel and Iran.
For small logistics businesses, even brief vehicle downtime can hit cash flow. Heres how light commercial vehicle insurance worksand which covers truly protect daily earnings.
The Income-Tax department has notified all ITR forms for AY2026-27 and made excel utility for ITR-1 and ITR-4 for available to taxpayers. Here's a stepwise guide for how you can file your returns online
One of the biggest advantages of the PPF scheme is that it provides a combination of capital protection, guaranteed returns, and tax exemptions
SIPs: We explain how much monthly investment of 5,000, 10,000 or 15,000 can yield for you. Investors can build wealth and gather a retirement corpus of up to XX crore by investing fixed amounts regularly.
Public provident fund: Here's how monthly deposit of 10,000 per in your or your child's PPF account ( 1.2 lakh annually) can earn up to 5.40 crore at time of retirement. A total of 1.5 lakh annually is also exempt under the old tax regime.
EPFO members can easily download their EPF passbook online and verify all account transactions
A borrower must identify and document all credit score errors. Download credit report from CIBIL or another bureau and carefully review all entries
The credit system does not differentiate between the reasons behind a default, whether it results from travel expenses, temporary cash shortages, or delayed salary credits
EPFO is looking to automate final provident fund withdrawal claims to expedite money transfer to applicants' accounts and plans to allow auto-transfer of accounts during employer shifts. Here's all you need to know
The 8th central pay commission is consulting with stakeholders ahead of its recommendations that will significantly impact salaries of central government employees and pensioners, including railways and defence staff.
The Income-Tax Department has enabled Excel Utility facility for forms ITR-1 and ITR-4 for taxpayers filing returns for AY2026-27 (i.e. FY2025-26 on its official e-filing portal. Here's all you need to know
Understanding the underlying triggers and practicing consistent credit management can prevent abrupt changes in credit card limit and protect your long-term financial health

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