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We spend much of our time preparing for visible financial risks. But longevity, inflation and inadequate insurance can create deeper risks that surface only when it is too late to respond.

A report reveals that market gains largely fueled global financial wealth growth, while new household savings fell. Here's where India's wealth growth stood in 2025.

Buying term insurance early can mean lower premiums, but the need for cover depends on financial responsibilities. Age, health, lifestyle and liabilities can affect the cost, while marriage, children, loans and dependent parents can increase the amount of cover needed.

Indian investors are diversifying their portfolios by exploring overseas stocks and cryptocurrencies, moving beyond traditional options like fixed deposits and mutual funds. 

A Chennai ITAT ruling allows 63 lakh of Section 54 relief to a taxpayer who built a new house on a plot bought earlier in his wife's name, while rejecting the land cost. The case highlights the tax treatment of land and construction separately.

The quality of payroll systems and record-keeping practices implemented today will directly impact pension entitlements that employees claim 20 or 30 years from now.

The government has maintained unchanged interest rates for various small savings schemes for the October-December quarter. Here's how the rates are determined and why the govt did not revise them for 11 straight quarters.

Only three equity mutual fund categories have delivered more than 10% returns in 2026 so far, with international equity funds leading at 21.21%, followed by sectoral-pharma at 13.98% and small-cap funds at 10.59%

While an administrative step has been removed, it does not dilute the buyer's responsibility for TDS, which is higher when the seller is an NRI.

Gold and silver prices in India witnessed a xx during early trading hours on Thursday. Check retail rates of the precious metals in top metro cities of the country.

Sovereign Gold Bond investors holding four eligible tranches can opt for premature redemption in October 2026. But the redemption date is not the deadline to apply. Here is the RBI schedule investors need to check before exiting.

October will see extended deadlines for tax audits, new merchant discount rates on UPI transactions, and changes to bulk deposit interest disclosures, among other changes. Check list here.

Starting early, increasing contributions with income and knowing the retirement corpus you need can make NPS more effective as part of a long-term retirement plan, experts say.

The Kisan Vikas Patra (KVP) is a 115-month investment scheme designed for Indian citizens aged 10 and over, allowing deposits starting from 1,000. Here's a look at the rules to transfer, pledge or prematurely close your account 

PFRDA plans to introduce the NPS Swasthya health-focused pension product after successful testing. Here's a look at what we can expect, the deductibles and likely healthcare insurance cover the product may provide 

The revised RBI framework is aimed at making bulk-FD pricing more transparent and giving large depositors clearer information about the interest rate applicable to their deposits.

Shah Rukh Khan's mother advised him to earn more rather than limit his expenses. What should you do?

EY's latest report, global experience suggests wealth participation expands when investing is embedded into financial behavior, supported by trust, enabled by technology and delivered through simple, accessible experiences.

The Delhi HC ruling is relevant to families where parents own a house but allow their children or other relatives to live there. It distinguishes between the right to reside in a family property and a legally established ownership interest.

The Kolkata Income Tax Appellate Tribunal ruled in favour of the assessee in a case, underscoring the importance of supporting claims about inherited jewellery with credible and consistent evidence.

Starting a startup requires careful financial planning. Founders should prioritise family security by creating a safety fund, protecting savings for family goals, and building a startup fund. 

The Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY), launched in August 2025, offers employment linked incentives for salaried workers from 1 August 2025 to 31 July 2027, with an allocation of 99,446 crore to boost first-time employment and encourage employers.

Cryptocurrency ownership in India allows for estate transmission, but practical hurdles exist for heirs. Valid documentation and planning are crucial for transferring holdings from exchanges or personal wallets.

The consumer commission determined that the bank demonstrated a clear deficiency in service by failing to process the claim with reasonable speed, transparency, and care

Today, we take a look at the full list of cities the 8th CPC panel is scheduled to visit in October 2026 from Bengaluru in Karnataka and Mumbai in Maharashtra, where the panel is also expected to visit the central railway department. 

Hosting guests through Airbnb can be profitable, but it comes with significant responsibilities and costs. It's crucial to check housing rules, property agreements, and local regulations. 

DA-related FAQs for taxpayers from whether the component is credited as part of your salary, if it is subject to tax, or must be reported in your income tax returns filing, and more.

Jammu and Kashmir government employees meeting specified recruitment conditions can switch from NPS to OPS under a one-time option. Check eligibility, SRO-400 rules, application process and the 28 December 2026 deadline before exercising the pension choice.

A Delhi businessman secured relief from the ITAT in a 2.47 crore cash-deposit case linked to demonetisation. The tribunal accepted documentary evidence for business sales, family funds and other cash sources, highlighting the importance of maintaining clear tax and financial records.

A second home can offer family time, rental income and a future retreatbut upkeep, distance, vacancies and changing circumstances can make it far more demanding than expected.

SIFs, GIFT City investments and other new products can look attractive, but investors should look beyond return expectations and assess risk, portfolio fit, costs, liquidity and taxation first.

Can a housing society evict a tenant from a rented flat? Know who has the legal right to seek eviction, how the Transfer of Property Act and rent-control laws protect tenants, and what renters should do if a society threatens forced eviction.

Coverfox founder and MD Sanjib Jha has raised concerns over IRDAIs proposed 2% commission cap on loan-linked insurance, warning it could make servicing rural and underserved borrowers economically unviable.

Health insurance buyers should check more than the sum insured for cardiac care. Experts recommend reviewing coverage for advanced procedures, device caps, sub-limits, waiting periods, room-rent restrictions and pre-existing cardiac conditions.

Customers are advised to plan their branch visits accordingly or utilise digital banking services for immediate transactions.

Rent vs buying a house is not just about comparing rent with EMI. Buyers must factor in loan interest, down payment, ownership costs, financial commitments, expected stay and the flexibility that renting offers.

Sabeer Bhatia backed his proposed inheritance tax, saying it would only hit the top 2-3% of the super-wealthy who control disproportionate assets, leaving 97-98% unaffected.

Mahindra Manulife Mutual Fund has launched the MSIF Equity Long-Short Fund under its specialised investment fund platform. The fund, aiming for long-term capital appreciation, will invest in listed equities while employing short positions through derivatives. 

8th Pay Commission: Pensioners in Uttar Pradesh have sought inclusion of those who retired before 1 January 2026, along with a pension revision, 18 months of DA/DR arrears, restoration of the old pension system and other benefits.

Apple Pay has launched in India with Axis Bank as its first card partner. Eligible Visa and Mastercard credit card users can make contactless payments through iPhone and Apple Watch at participating merchants, apps and websites.

Mumbai ITAT deleted a 55.20 lakh addition after finding that a jointly owned house had been funded by the taxpayer, his father and wife th The ruling highlights why homebuyers should maintain a clear document trail when family members contribute to a property purchase.

Gold and silver prices today, 30 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

A 1015 times income rule is only a starting point for term insurance. Experts explain how loans, childrens education, dependants, inflation, future goals and existing assets can change the cover you need.

8th Pay Commission: The Commission is considering pension-related demands, including OROP for Level 1-18 civilian employees. Here is what notional fixation, pension parity and career progression could mean for central government pensioners.

There is no fixed corpus at which investors need an investment adviser. Experts say 25 lakh to 50 lakh can be a practical range to consider professional advice, but financial complexity, tax planning, debt, family responsibilities and investment experience can matter more than wealth alone.

Life-cycle mutual funds automatically adjust their asset allocation as a goal approaches, while a DIY portfolio lets investors decide how to divide their money across equity, debt and gold or silver ETFs. Experts explain how the two approaches differ and which one you should choose.

Suburban homes may offer more space for less, but hidden costs like commuting can diminish savings. It's vital to evaluate total living expenses and time lost when considering relocation. 

Hybrid mutual funds span categories with different equity, debt and asset-allocation strategies. Over 10 years, returns have varied sharply across these categories. Heres a look at the funds that delivered the highest returns and those that were at the lower end of the list.

Accepting possession of a delayed flat does not bar a homebuyer from claiming interest, according to the Allahabad High Court, which added that RERA rules do not specify a limit period on such payment. 

SIFs offer investors access to specialised strategies with a 10 lakh minimum investment, while the new PRIM route allows professionally managed portfolios with a 25 lakh minimum. Heres how direct SIF investing differs from PRIM and what investors should consider.