FD rates: Non-banking financial corporations typically offer higher interest rates on their fixed deposits than what most banks offer.

Investing in a direct mutual fund is advantageous for investors because it typically carries a lower expense ratio.

Compare personal loan offers by evaluating interest rates, fees, eligibility, loan tenure, and prepayment options to make informed borrowing decisions and manage the total cost of credit responsibly.

Credit cards can lead to debt traps when mismanaged, but disciplined use, full repayments, and tracking expenses help users build credit safely while avoiding high interest and financial stress.

PPFAS, best known for its flagship flexi-cap fund, is entering the crowded large-cap fund category with the Parag Parikh Large Cap Fund. Investors will be watching closely.

Various investment options are available to secure a child's future, including Sukanya Samriddhi Yojana and NPS Vatsalya, which aim to provide structured investment plans for education and stability, ensuring long-term financial security.

By combining a properly drafted and registered Will or trust with professional execution, your estate can be managed exactly as you envision while minimizing any potential legal interference from your brother

Nithin Kamath, CEO of Zerodha, explained the benefits of Infosys's 18,000 crore buyback to participants in a social media post detailing taxation, gains, eligibility, and how capital losses can offset other gains. Here's what he said

A strong credit score enables borrowers to secure low-interest personal loans through better negotiation, disciplined repayment, and responsible credit management, ultimately leading to long-term savings and improved financial stability.

The Maharashtra government has made e-KYC mandatory for all beneficiaries of its Ladki Bahin scheme, aimed at boosting women empowerment in the state. Check the deadline for eKYC, the amount you can get, eligibility and other FAQs here.

Wedding loans can influence your credit score based on repayment discipline, financial planning, and credit behaviour, helping couples strengthen their credit profile when managed responsibly and strategically.

Trust and transparency matter as much as competence when choosing a financial advisor. Heres how to spot misalignments and ensure your goalsnot their incentivesdrive the relationship.

With schools imparting financial education and some edtech companies making money lessons more engaging, a growing number of young Indians are learning to save and grow their money. This Children's Day, Mint brings some interesting stories of young Indian investors  

Protect your finances with smart credit card usage tips focusing on secure transactions, fraud prevention, regulatory safeguards, and responsible repayment habits for long-term financial safety and better credit management.

Confused about credit scores? Bhushan Padkil, SVP at TransUnion CIBIL, breaks down the key factors that affect your score and debunks common myths. Understand the importance of timely payments, balanced borrowing, and how to monitor your credit effectively. 

There are some expenditures that shave off your monthly earnings due to necessity, but there are also some things you could be overspending on without realising its draining effect on your budget. Take a look

Sebi recently cautioned investors against investing in digital gold or e-gold products'. Instead, people are urged to invest in gold ETFs, which are offered by Sebi-registered intermediaries.

Credit card cloning is the process of creating a duplicate card by copying the data from the magnetic stripe of a legitimate card into a blank card.

If funds deposited in CGAS are not utilized for purchase/construction of a house within the prescribed timelines, then the LTCG not taxed earlier becomes taxable

Building a good credit score without a credit card is possible through timely loan repayments, responsible borrowing, and consistent financial discipline that strengthen long-term creditworthiness.

Investing requires balance and discipline. These hybrid funds cater to different risk profiles, promoting stable long-term growth.

When a marriage ends, rebuilding life often begins with money. Heres how women can regain financial clarity, rebuild confidence, and secure lasting independence after divorce.

Indias new tax rule makes share buybacks fully taxable in shareholders hands. Experts warn it could deter payouts, distort capital flows, and hurt market confidence.

Dynamic asset allocation funds are free to invest in equity & debt in a ratio that is managed dynamically (with 0% to 100% in equity; and 0% to 100% in debt)

EPFO: We describe here the step-by-step process to ascertain the EPF balance and claim status on EPFO's official website and on the Umang app 

When taking a personal loan, among several factors, what should typically matter the most for a borrower is the rate of interest charged by the lender.

The online transfer facility for mutual funds makes joint ownership of MFs as flexible as bank accounts for those holding units in non-demat form. Here is a step-by-step guide

Super saver home loans allow borrowers to save on interest by parking surplus funds in an Overdraft account linked to the loan. 

Volatility highlights common behavioural tendencies in investors, which have a significant impact on the psychological aspects of investing.

Credit cards have evolved from luxury items to essential financial tools, providing benefits like cash back and travel perks. However, mismanagement can lead to debt and harm credit scores. 

A credit card cash advance provides instant access to funds during emergencies but carries high interest rates, transaction fees, and no reward benefits, making repayment discipline essential.

Most banks require an overall work experience of at least 1-2 years, out of which at least 1 year must be with the current organisation. Job stability and other factors help a bank determine the applicants repayment capability.

CAS or consolidated account statement lets you see all your investments in one place. Here is how you can access it.

Inflows into equity mutual funds declined to 24,690 crore against 30,421 crore in September, latest data revealed by Association of Mutual Funds in India revealed

Although age does not have a direct bearing on the credit score, it is a reason for a number of constituent factors which contribute towards building the credit profile. We explain the nuances here

Smart ways to save money through a personal loan include debt consolidation, shorter tenures, careful borrowing, timely repayments, and refinancing for lower interest, ensuring better financial planning and savings.

Investing in mutual funds via SIPs is essential for reaching financial goals. To accumulate 50 lakh in 15 years, monthly investments range from 13,213 at 9% return to 10,008 at 12%. Regular contributions can lead to significant returns over time.

The victim met a woman on social media, who convinced him to invest in cryptocurrencies to earn high returns. Initially, she transferred 9,900 to win his trust. Later, in multiple transactions, he transferred 31 lakh into various bank accounts, which he lost.

The survey showed that 41% of respondents took a personal loan for festive expenses for the first time, indicating a new trend in this category.

Dubais tax-free status is one of the biggest financial advantages of living here, but education and healthcare are two of the costliest essential expenses

A resident donating to a foreign charity like the German Red Cross must check tax implications in Indiaespecially TDS, DTAA relief, and TCS rules under the Liberalised Remittance Scheme.

There are some credit card which enable you to claim discounts on your hotel stays and flight tickets 

For personal loans, an applicant must fulfil various eligibility criteria, a decent credit score being just one of them. The other criteria include a low DTI ratio, a minimum income, employment stability, age, etc.

A solid credit profile can mean the difference between a loan rejection and your dream home. Heres how to prepare your credit report and maximise your chances before applying.

Here we give a step-by-step guide to explain the process of procuring unsecured loan 

Sebi is there to ensure transparency. Whether the IPO is a good investment or a terrible one should not be the regulator's concern

Smart-beta funds blend rule-based investing with market intuitionoffering diversification, but not guaranteed outperformance. Heres what drives them and how investors should approach them.

In a significant win against the Income-Tax Department, Bollywood actor Aishwarya Rai Bachchan has won a 4 crore dispute in the Income Tax Appellate Tribunal (ITAT) Mumbai.

FD interest rates: We list out the highest interest rates offered by top lenders such as HDFC Bank, ICICI Bank, SBI and Canara Bank on their 3-year fixed deposits for senior citizens