Personal loan applications can be rejected due to low credit score, unstable employment, high debt, incomplete documentation, age restrictions, or limited credit history, highlighting the importance of eligibility and financial discipline.

Amid this festive season, we answer all the top FAQs about how much gold you can keep at home legally, if there's a penalty for exceeding limits, rules about declaration, investments, what is the tax requirement, and more.

Silver prices have surged by 108% in 2025, leading major ETFs to trade at a premium of about 10% over NAV. 

Your festive bonus can do more than fund a new gadget. With smart allocation and discipline, it can become the seed for your childs education, dream home, or retirement comfort.

A digital personal loan application can be made from anywhere. Online or video KYC speeds up the approval process. The applicant can choose from various tenure options and may benefit from lower interest rates.

Using a personal loan wisely this Diwali can prevent debt stress. Avoid speculative investments, lavish spending, and impulsive purchases to enjoy a financially responsible festive season.

Over seven crore EPFO subscribers can now withdraw up to 100% of their eligible provident funds, including both employee and employer shares. We explain CBT's simplified partial withdrawal provisions and reduced minimum service requirements. 

BNPL services can impact your credit score based on timely repayments, credit checks, and how responsibly you manage your borrowing behaviour and overall financial health.

With the new Multiple Schemes Framework, Indias National Pension System (NPS) lets investors go all-in on equities, pick themed portfolios, and even exit mid-career. But experts warn it could be turning too complex for comfort.

A growing number insurers are telling customers that any material change to their health they report at renewal can alter the premium and scope of their coverage, even though Irdai rules clearly prohibit them from doing so.

PPF accounts, popular for guaranteed returns, can be transferred. Here is a step-by-step guide to transferring your Public Provident Fund Account.

Credit card traps during Diwali 2025 can lead to hidden charges, rising debt, and credit score damage. Stay financially safe by managing spending, avoiding fake offers, and planning repayments wisely.

India's celebrity economy is slowly changing, with female celebrities seeing a 29% brand value increase to $594 million in 2024. However, men still dominate, holding nearly 70% of overall brand value. Structural biases in entertainment and sports continue limiting women's endorsement opportunities.

A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank, or a secured credit card can increase the overall credit limit. 

Online personal loans offer faster approvals, minimal paperwork, flexible options, and transparent processes, making digital borrowing a convenient and secure choice for modern borrowers seeking quick financial assistance.

Gold and Bitcoin are both rallying on fears of de-dollarization and global uncertainty. But while one rests on centuries of trust, the other is still testing the limits of belief.

Silver has delivered stronger returns than gold, but navigating the white metals volatility isnt always easy.

There are several steps that one may take to repair the damage done by financial mistakes made in the past. We share some generic and specific suggestions here

We list out the names of some cards by ICICI Bank, HDFC Bank, Axis and American Express that offer reward points on the spends (and also as welcome benefits) which can be redeemed against travel bookings  

Although not a common practice, some people do not refrain from raising a personal loan for meeting large expenses during festive season

A gold ETF is an exchange-traded fund that tracks the price of gold. These funds are traded on stock markets just like securities, and investors need a demat account to buy and sell them.

Retirement planning today is primarily focused on financial instruments such as pension funds, savings schemes, or annuity plans. But what happens when ageing brings with it Parkinsons, dementia, severe arthritis and extreme loneliness?

Behind the impressive MF growth numbers lies a tale of two Indias: one where sophisticated urban investor drives exponential growth, and another where millions of potential investors remain locked out of the wealth creation journey.

If your ITR refund status shows processed but you are not getting it credited to your bank account, there is no reason to panic.

Borrowers with a 575 credit score can still secure personal loans by choosing regulated lenders, offering collateral, improving repayment discipline, and comparing loan offers for better approval odds.

Borrowers must understand the risks of personal loans, including high interest rates and potential credit damage. PPF loans are a more affordable option for short-term needs, while personal loans offer larger sums for various expenses. 

Last month, inflows into equity funds dropped by 22% month-on-month to 33,430 crore. 

American Express has rolled out spend-based offers for the festive season. Credit cardholders must enrol and make the required spends within the offer period to earn a 2.33% to 4% reward rate.

This may come as an inconvenience to customers who may go out in the late hours and try to use SBI UPI services. However, with the bank's warning, SBI UPI users can be now equipped from beforehand to avoid any inconvenience.

NFO Alert: Magnum SIF was launched on 1 October and will close on 15 October. SIF refers to specialised invesment fund which is a new investment category launched by Sebi. It falls between mutual funds and Portfolio Management Services (PMS). 

There would be three winners in EPFO's Tagline Contest. First prize is 21,000, second is 11,000, and the third is 5,100.  

With the help of the SIP calculator, we have ascertained the amount of EMIs you would need to save 1 crore in the next 10 years. Notably, your monthly contribution would vary based on the rate of return delivered by the investment.

The US government has begun phasing out paper checks for unbanked Americans who receive federal benefits, adding to the ranks of millions who rely on Direct Express prepaid cards. The problem: that program is a mess.

The advantage in investing never came from the difficulty of gathering information. It came from what you did with that information once you had it.

Credit card spending surges during the festive season as consumers embrace offers and discounts, highlighting the importance of responsible credit card use and financial discipline to avoid debt traps.

There are a number of myths pertaining to credit score. We aim to bust most of them in this article here

Debt has quietly become one of the biggest stressors for India's middle class. What begins as manageable credit card bills or easy BNPL EMIs often snowballs into multiple high interest loans, sleepless nights, strained families, and declining productivity.

An online travel portal launched its Diwali sale, offering discounts on booking flights, hotels and cabs 

A strong credit score improves your chances of personal loan approval, ensuring better interest rates, flexible repayment options, and higher credit limits through responsible borrowing and timely repayments.

In September 2024, the PFRDA launched NPS Vatsalya, which allowed parents to invest on behalf of their children who are under 18.

Cancelling a credit card can impact your credit score by increasing credit utilisation and reducing credit history length, making responsible credit management crucial for maintaining a healthy financial profile.

For NRIs, inheriting property or bank deposits in India can take months of legal effort without a Will. Heres why missing paperwork can trap crores in limboand how to avoid the ordeal.

AI tools can inadvertently harm your finances by making decisions based on biased data. When linked to budgeting apps and robo-advisors, they might misinterpret your behavior, leading to poor investment choices.

Conservative investors opt for banks' fixed deposits to earn a stable and assured return on their investment. The highest return on a fixed deposit is 6.6% for regular citizens and 7.1% for senior citizens.  

Several credit cards offer cashback and rewards to cardholders as they make online purchases during the festive season or at other times.

We share some workable tips to help you rebuild your credit score after facing financial hardships

Corporate credit cards enable businesses to manage employee expenses efficiently, offering centralised control, improved compliance, and better cash flow management while minimising risks and ensuring smoother financial operations.

The Centre government is set to roll out new updates, like fingerprint and facial verification, to India's Unified Payments Interface (UPI) system. Here are the key things you must look out for as a UPI user

Equitas Small Finance Bank enables customers to access instant personal loans at competitive interest rates starting from 10.49% per annum, with a nominal 1% processing fee.

Gold prices have reached record highs, prompting experts to suggest a 10-15% portfolio allocation to gold.