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The new Rule 14B allows eligible sellers using e-commerce platforms to obtain GST registration in states where they have no physical presence by declaring an e-commerce operator's warehouse as their principal place of business. 

The Pradhan Mantri Fasal Bima Yojana (PMFBY) provides insurance cover on crop losses for farmers due to natural disasters such as earthquakes, floods, hurricanes, cyclones, and droughts. Here's all you need to know 

With inflation at 5.8%, savings accounts paying 2.7% to 3% lose purchasing power, despite growing balances. Keep three to six months of essential expenses accessible, then consider diversified investments for longer-term goals. 

Too many funds and stocks can make investments harder to track and manage. Heres how to weed out overlapping and underperforming holdings, rebalance your portfolio and keep your financial goals on track.

Loan default and wilful default carry different consequences for borrowers. Understand five key differences, RBI rules, lender action, credit score implications and how wilful default can restrict future borrowing and access to institutional finance.

Groww has launched access to more than 10,000 US-listed stocks and ETFs, including fractional shares, through its app. Here's what investors need to know about eligible banks, foreign-exchange rules and other factors 

At EPFO Jammus 74th Foundation Day, MP Sat Sharma urged timely settlement of workers claims, efficient pension services and greater awareness of social security benefits. Here's all we know 

IDBI Bank has announced a customer advisory ahead of the proposed strike on November 2 and 3, 2026. Find out why services may be disrupted, whether branches will be affected, and how customers can use UPI, ATMs and internet banking.

Winners of the EPFO Foundation Day Quiz 2026 will be honoured in New Delhi on Sunday as the organisation marks its 74th Foundation Day. Organised by the Labour Ministry with MyGov, the quiz drew 8,584 participants and aimed to raise awareness about EPFO schemes.

EPFO Foundation Day 2026: The Employees Provident Fund Organisation plans to introduce automatic settlement of eligible inoperative EPF accounts with balances up to 1,000 and launch WhatsApp services to simplify provident fund access for subscribers.

JL Collins advocates spending less than you earn, avoiding debt and investing regularly in low-cost index funds. He defines financial freedom as having enough resources to make independent choices..

The 8th Pay Commission has received NC-JCM's proposal for 69,000 minimum basic pay and a 3.833 fitment factor. Here's how the proposed merger of Pay Levels 4 and 5 translates into a projected 1.12 lakh starting basic salary.

New GST measures approved by the Council will roll out in phases from November 1. They allow eligible small online sellers to register using platform warehouses. Check all the changes effective from November 1.

A loan settlement can affect your credit score and future loan eligibility. Understand how long credit score recovery may take, why settled and closed accounts differ, and five practical ways to rebuild your credit profile.

Gold, silver prices today, 1 November: Check retail price of 18K, 22K and 24K gold and 999 Fine silver on Sunday in your cities Delhi, Ahmedabad, Bengaluru, Chennai, Hyderabad, Kolkata, and Mumbai. 

A 50,000 unpaid credit card bill could grow to approximately 80,153 in 12 months at 3.5% monthly interest, including illustrative GST. Understand credit card interest calculations and why timely repayments matter.

Banks across India will close on Sundays, second and fourth Saturdays, and region-specific holidays in November for festivals including Diwali, Chhath Puja and Guru Nanak Jayanti. Here's a look at the holiday next week

Planning to take your first loan? Young borrowers should check EMI affordability, interest rates, loan tenure, additional charges and repayment terms before applying to avoid financial stress and manage debt responsibly.

The privilege of overseas investment remains reserved for the wealthy. Small investors looking to invest abroad deserve a regulated, cheap way for doing so too. The answer: an individual cap per investor to make foreign investments

Some employees saw lower October take-home pay after the government raised the mandatory EPF wage ceiling from 15,000 to 25,000. Calculations explained for different wages. 

Gold and silver prices plunged on Friday, with MCX gold falling 4,347 per 10 grams and silver dropping 10,577 per kg. Here are the factors responsible for this deep plunge. 

EPFO is considering investing 3% of its fresh annual inflows in Category I and II alternative investment funds. Here's how EPFO currently invests your money.

From January 1, 2027, eligible victims of digital banking fraud in India may receive compensation of 85% of their net loss. Here's by when you should file a complaint and the maximum amount you can recover via this route. 

Taxpayers covered by transfer pricing rules must obtain a chartered accountants Form 3CEB report and file it online by October 31. Here's how to do it, who needs to submit the form and penalty for failing to file it by tonight. 

The Department of Pension and Pensioners Welfare has clarified key UPS provisions covering pension contributions during probation, suspension and unpaid leave, restoration of investment units in case of delayed deposits, and processing of retirement benefits for employees retiring on deputation.

SCSS investment at 55 is permitted for eligible retired individuals before they turn 60. Check the Senior Citizens Savings Scheme eligibility rules, three-month investment deadline, 30 lakh deposit limit and latest 8.2% interest rate for October-December 2026.

Dave Ramsey says personal finance is 80% behaviour and only 20% head knowledge. Ramsey Solutions outlines five financial foundations for teenagers, covering emergency savings, avoiding debt, planning major expenses, investing early, and giving.

Employee Provident Fund Organisation: EPF subscribers are allowed to withdraw up to 100% of their eligible provident fund balance, with certain conditions. Here are the new rules and top FAQs explained

Jammu and Kashmir has formed a six-member committee to expedite Old Pension Scheme coverage for eligible government employees. The panel will examine pending applications, verify records, facilitate GPF account allotments and resolve NPS-related fund transfer issues.

Several money-related changes will take effect from 1 November 2026, affecting pensioners, taxpayers, credit cardholders, and savings account customers. Here are five key developments taxpayers and bank customers should know about and how they could affect their finances.

Earning a good salary does not always translate into building wealth. Ankur Warikoo highlights five money habits that could be keeping you poor, from not budgeting and taking high-interest debt to delaying investments. Here is how to fix them.

Gold, silver prices today in Hyderabad, 31 October for investors: What are latest prices per kg and per 10 gms in Charminar City? We also bring retail prices of 18K, 22K and 24K gold and 999 Fine silver across cities Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

The 8th Pay Commission is expected to submit its report by May-June 2027, tentatively. Read on to know what happens next, how the Centre will examine salary and pension recommendations, and when central government employees may receive revised pay and arrears.

Sovereign Gold Bonds: The RBI has fixed the premature redemption price of Sovereign Gold Bonds (SGB) 2021-22 Series VII at 14,167 per gram. Investors redeeming their bonds can earn capital gains of nearly 200% over the original issue price. 

Gold, silver prices today, 31 October: Check the latest prices and up-down movement for precious metal investors in Garden City. We also bring retail prices of 18K, 22K and 24K gold and 999 Fine silver across cities Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

The RBI may begin a pilot of polymer 10 and 20 notes on April 1, 2027, keeping their dimensions unchanged to avoid costly ATM adjustments. The trial will assess durability, public acceptance and operational feasibility; polymer notes would circulate alongside paper currency.

Andhra Pradesh pension update: The State Election Commission (SEC) has allowed social security pension payments to existing beneficiaries during the Model Code of Conduct (MCC), but has prohibited new enrolments, pension increases, and revisions until the election code remains in force.

Banks in Gujarat are closed today 31 October, despite it being the fifth Saturday of the month. Is the closure limited to Gujarat or are banks in other states also shut? Check the state-wise holiday details and PM Modi's Gujarat visit.

Central government employees may see DA rise to 67% in January 2027 from the current 63%. Understand the AICPI-IW calculation, basic calculation formula, expected increase and whether this could be the last DA hike before the 8th Pay Commission recommendations are implemented. 

PFRDA has introduced the UPS Jeewan Setu - Digital Life Certificate facility to simplify annual life certificate submission for pensioners under the Unified Pension Scheme. Heres how the new Aadhaar-based facility works, where pensioners can access it, and what deadline they need to keep in mind.

PNB credit card charges will change from November 1, 2026, for Visa and RuPay users. Check revised ATM withdrawal fees, late payment charges, utility bill transaction fees, reward point redemption costs and other important changes affecting cardholders.

Bank branches across India will remain open on Saturday, 31 October 2026, as it is the fifth Saturday of the month. However, a state-specific holiday will affect banking operations in certain regions. Check city-wise closures for SBI, HDFC Bank, ICICI Bank, and others.

Diwali celebrations can increase the risk of fires from diyas, candles, firecrackers and electrical faults. Here's how to financially protect yourself from such incidents.

The 8th Pay Commission has completed its scheduled Mumbai meetings. Several organisations have proposed annual increments above the current 3%. Here's what a 7% annual increment means for level 9, 10 and 11 employees?

A passenger booked a train ticket for a journey on August 20. He cancelled the ticket more than 48 hours before the journey. Here's what happened next.

The government transferred 18,690 crore to more than 9.34 crore farmers in PM-KISANs 24th instalment. Payments are made directly to bank accounts after state verification, Aadhaar and bank validation, PFMS checks and approval, as per the central govt.

Banks in Ahmedabad will remain closed on October 31 for Sardar Vallabhbhai Patels birth anniversary, though banks elsewhere in India will remain open. Details here.

The National Social Security Board will design, monitor, and recommend targeted welfare schemes for the informal workforce in India. It is for unorganised, gig and platform workers.

A DA and DR hike from 60% to 63% will benefit central government employees and pensioners, with the revised rates effective July 1, 2026. Monthly DA gains vary by basic pay, while HRA remains unchanged because the latest increase does not cross a threshold for revising HRA rates.

With Indias Nifty 50 down nearly 12% this year, investors are looking abroad, including to US stocks. Here's what Indian residents should keep in mind before putting money in US companies.