Economy / Livemint
By reviewing my subscriptions, I saved 2,028 this month. Using ChatGPT, I easily canceled services like Headspace and Google One.
From Aurum to Axis My Zone, we list out five popular credit card which provide discounts and/or cashbacks on booking of movie tickets
Best Mutual Funds: We list out top-performing focused mutual funds which delivered over 20 percent return in the past 5 years
ITR 2025: It is recommended that you engage an expert when filing your income tax return to avoid an anomaly here or a naive discrepancy there.
When you opt for settling of credit card dues, it leads to a steep drop in credit score. As a result, it becomes quite difficult to secure loan on convenient terms
When you opt for a room category higher than your eligible limit, the insurance company calculates the ratio of eligible rent to actual rent.
When you pause SIPs during downturns, you're not protecting yourself from losses, but abandoning the very mechanism designed to turn volatility into opportunity.
Loan demand across major sectors saw a seasonal moderation in the first quarter of FY26, however bankers expect a recovery in the future quarters, as per RBI's latest Bank Lending Survey (BLS).
I let ChatGPT analyse six months of my UPI history, just for fun. What it uncovered wasnt just spending habits, but emotional patterns I didnt know I had. The results shook me more than I expected.
Wednesday, which premiered on Netflix in 2022, quickly became a global hit by diving into darker, deeper themes at Nevermore Academy. In Season 2, Jenna Ortegas sharp and witty Wednesday Addams returns to unravel mysteries, blending macabre humor with thrilling twists.
A story on what is ITR verification. Filing ITR alone is not enough, you have to e-verify it within 30 days so that your return does not become invalid. How to e-verify it.
The Indian retail credit market, says the report, has been growing at a rapid pace and is projected to register a compound annual growth rate of 14-16 per cent between FY25 and FY28.
ITR 2025: It is recommended to seek an expert's advice prior to filing of income tax return (ITR), however, you can do it on your own so long as it is not too complicated. But know the basics first
Improving your credit score before applying for a personal loan increases approval chances and lowers interest rates by correcting errors, reducing debt, avoiding inquiries, ensuring timely payments, and maintaining credit history.
Launched in 2014, the Pradhan Mantri Jan Dhan Yojana (PMJDY) has approximately 56 crore accounts under its wing so far. The accounts that have been opened in 2014 and 2015 have become due for periodic updation or re-KYC as they have completed 10 years, as per rules.
Kotak Flexi Cap Mutual Fund was launched on September 11, 2009. Currently managed by Harsha Upadhyaya, this fund has delivered 14.14 per cent annualised return to investors since its launch 15 years and 11 months ago.
Sellers often split property sale proceeds into real estate and furniture to lower capital gains and stamp duty, but without proper documentation, this tactic can trigger steep penalties under Indian tax law.
Around 27 percent of respondents took a personal loan to fund their vacation in H1 2025, up from 21 percent during the same period in 2023, showed a Paisabazaar survey of 5,700 respondents
The IDFC First Bank Ashva Credit Card provides good travel benefits like complimentary lounge access, low forex mark-up fees, bonus reward points on travel, and a higher redemption rate on travel.
A 36-year-old with 1.2 crore in savings wants to retire by 41. What is his magic number?
Not filing income tax returns for multiple years leads to heavy penalties, interest, prosecution risk, and loss of financial benefits, making timely income tax filing essential for long-term compliance.
Accreditations enable people with lower investments to access global markets, benefit from tax efficiencies, and diversify portfolios beyond traditional domestic options.
Repo rates and interest rates generally go hand in hand. This means when RBI slashes the repo rate, commercial banks are expected to follow suit by reducing/increasing lending rates as the case may be.
Your credit behaviour is shaped by more than incomecognitive biases, emotional triggers, and habits play a big role. Heres how to understand and reshape your financial decisions.
IDFC FIRST Bank offers the lowest credit card interest rate at 8.5% p.a., featuring lifetime-free cards, personalised APRs, ATM cash withdrawal benefits, and reward points that never expire.
In this environment, relying heavily on long-duration bonds may no longer provide the risk-adjusted benefits investors have historically expected.
When comparing mutual funds, looking beyond returns is vital. Factors such as portfolio composition, market cap exposure, and fund management style significantly impact performance and risk, requiring investors to analyze more than just past returns for effective fund selection.
Personal loan scams are evolving with fraudsters using fake pamphlets and forged identities to deceive borrowers, highlighting the urgent need for digital vigilance and lender verification.
Debt collection is evolving into a customer-centric process focused on empathy, data-driven strategies, and respectful engagement to improve credit recovery and enhance the overall customer experience.
FD interest rates: Banks cut interest rates on fixed deposits this calendar year after RBI cut repo rate by a total of 100 basis points in three monetary policy meets
Investors are typically expected to maintain a debt-equity ratio of 30-70, which means keeping the total value of equity funds and other securities at 70 percent of overall portfolio, and that of debt assets at 30 percent.
An aggressive hybrid fund invests 65 to 80 per cent assets in equity and equity-related instruments and 20 to 35 per cent in debt instruments.
Looking to invest in stocks, mutual funds, or GIFT City funds? Here are the pros and cons of each route.
ITR Filing 2025: Property owners who bought their properties prior to July 23, 2024 can decide whether they want to use indexation or not for calculating long term capital gains
Starting next week, SBI Card users will not have access to complimentary air accident coverage of one crore and 50 lakh on the select cards which are listed in this article
The movement of expatriate employees introduces a labyrinth of tax implications and legal obligations. From personal income tax to social security contributions, understanding these complexities is crucial for both businesses and employees.
Kisan credit cards facilitate short-term loans for 77 million farmers, fishermen, and dairy farmers.
Virtual credit cards help manage online transactions securely and support credit score growth through responsible use of the linked physical credit card account and timely repayment behaviour.
A case has been reported where an IT firm's employee misused company's credit cards to the extent that the company is now on the verge of insolvency
Income Tax: Taxpayers are supposed to choose the correct ITR form, tax regime and reconcile comprehensive documentation
Instant personal loans offer fast access to credit, but borrowers in the country must avoid key mistakes like overborrowing, ignoring credit scores, and hidden charges to manage debt effectively.
The existing process of generating UAN through the employer will continue in exceptional situations, such as in the case of international workers and citizens of Nepal and Bhutan.
Elon Musk, Tesla's CEO, has expressed concerns about potentially losing control of the electric vehicle giant due to the influence of activist shareholders.
Credit cards are meant only for current account transactions, such as hotel booking, movies or buying books, not for capital account transactions such as buying an asset
Navigating health insurance porting can be tricky, especially with the potential loss of your no-claim bonus. This article breaks down the nuances of continuity benefits and helps you avoid common pitfalls
After multiple cities, Mint Horizons now goes to Ahmedabad for a workshop on global investing strategies. The event aims to simplify international investing complexities and offer insights from financial experts, addressing key topics such as risk mitigation and access to innovative sectors.
Nippon India attributed this feat (opening office in Leh, Ladakh) to the efforts made by former Chief of Army Staff General VP Malik who was the Army chief during Kargil war
Cashback credit cards simplify rewards by providing a set percentage of transaction value as cashback, credited monthly. While they are user-friendly, their reward rates tend to be lower than travel cards, which offer enhanced rewards for travel-related expenditures and versatile redemption options.
Indigo IDFC FIRST Dual Credit Card offers Mastercard and RuPay cards with a shared credit limit, unified rewards, exclusive travel benefits, and flexible application options.
Overseas investors without Indian bank accounts can still meet capital gains tax obligations via self-assessment. GIFT City FD interest is exempt if its your only income in India.