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Rather than splurging, Indias young professionals are adopting disciplined, flexible budgeting to navigate their first years of earning.

Anup Upadhyay, fund manager at SBI Mutual Fund, said about 70% of the SBI Flexi Cap Fund is now in large caps, up from 55% a year ago. In an interview with Mint, he also spoke about his outlook for the market, sectoral bets, and structural changes in the SBI Flexi Cap Fund.

The budget 2026 is just one stop on your investment journeyit does not change your destination.

Assigning a nominee in a life insurance policy ensures faster claim settlement, legal clarity and financial security for families when they need it most.

Hiba made in favour of unborn children is invalid. A key principle that governs Hiba is the fact that Hiba can be effected inter vivos or among living persons. When a Hiba is made to a child in the womb, it would stand valid only if the child is born alive within 6 months from the date the Hiba.

Recent rulings in the Binny Bansal and Tiger Global cases signal that day counts and paper relocations are no longer enough. Tax authorities are looking for real overseas substance before granting non-resident status or treaty benefits.

From false scarcity to hidden fees, digital platforms are engineered to extract maximum value. Here are the psychological weapons used against your wallet.

The Internal Revenue Service officially started accepting 2025 tax returns on 26 January, launching a taxpaying season that the White House projects could deliver an additional $100 billion returns to taxpayers.

The latest UAN linked to your last employer should be retained, and the older one linked to your first employment must be merged

In an economy that demands diversification to survive, the best investment you can make might just be the one you do on a Saturday afternoon.

ELSS does not offer tax deductions under the New Tax Regime. However, it still has the potential to deliver strong returns and create wealth. With a three-year lock-in period, ELSS can help investors overcome emotions such as greed and fear and become more disciplined.

From crypto SIPs and precious metals to IPO mania, 2025 saw investors chase returns like never before. As markets remind them of risk, 2026 calls for discipline over FOMO.

Understanding the crucial difference between nominees and legal heirs can save families from disputes and ensure smooth asset transfer.

As fraud risks rise and finance grows more complex, adult children across urban India are becoming informal money managers for ageing parentsmanaging investments, blocking mis-selling and navigating a delicate balance between protection and autonomy.

As gold hits record highs, many investors assume silver is the obvious next bet. History shows that thinking can quietly damage long-term portfolios.

From overseas employees working briefly from India to gifting money to NRIs, heres how Indian tax rules apply in two common cross-border situations.

The rationale for systematic investing is independent of portfolio size. Whether an investor has 1,000 or several crores, market direction over the short or long term remains inherently uncertain.

FNPO has said that the previous pay commissions did not apply the fitment factor consistently at all levels, both by design and necessity. Therefore, it has sought fitment factors ranging from 3.0-3.25 for various central government employee levels

While AI chatbots are a great tool to learn concepts, narrow down choices or even discover options, the risk lies in treating recommendations as advice. Action-oriented money decision-making driven by AI can be risky