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Application submission for the Kerala government's Sthree Suraksha Scheme has reportedly begun. The state government had earlier released the guidelines and norms related to the implementation of the scheme.

Warren Buffett believes that big opportunities are rare and must be seized, but decisions should be well thought out and considered rather than impulsive, if you want to make money.

Buffett's insights highlight that the flashing ticker of stock markets can create a false sense of urgency for investors. He advocates for reduced exposure to market ticker and patience, arguing that waiting for the right opportunity is key to successful investing.

Taxpayers face severe penalties for failing to disclose foreign assets, even inadvertently. A Mumbai executive received a 40 lakh fine under the Black Money Act despite no income from his holdings. 

In a post on X on Saturday, Nikhil Kamath dropped a one-minute video teaser of his podcast with Ray Dalio, where they discuss a wide range of topics including crypto, wealth creation, wealth to money ratio and others. The video has already gone viral on social media.

As an ROR, your global income is taxable in India, which includes any gains arising from the sale of foreign RSUs

Any monetary gift a non-resident receives from a resident is taxable in India if the total exceeds 50,000, according to the Income Tax Act. But theres more

The EMI of a personal loan depends on loan amount, interest rate, tenure, credit score and fees, making careful planning essential to manage monthly cash flow and avoid excessive borrowing costs.

Income Tax Return: The I-T Department has processed numerous tax refunds, although some taxpayers are facing delays. Interest on delayed refunds is 6% per annum, but is not granted in certain cases.

There are ways to expedite the approval of your personal loan. They include improving credit score, managing debt, ensuring stable income, choosing the right amount, and avoiding multiple applications. Here are six factors to consider to get a personal loan cleared quickly.

Credit card limit extension scams trick users into sharing confidential information, resulting in financial loss. Awareness, cautious verification, and monitoring accounts help prevent fraud and protect credit card security.

A 0.25% rate cut may look negligible, but the real gains depend on whether borrowers reduce EMIs or shorten tenureone choice offers comfort, the other can save lakhs.

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending decisions, and encouraging regular credit report review through a dispute resolution process.

The I-T Department clarified that recent communications aim to help taxpayers voluntarily correct their income tax filings. Details here. 

Smart ways to plan your vacation using a credit card include rewards, travel perks, EMI options and card offers, while managing risks through timely payments and disciplined spending.

Lower expense and brokerage caps, clearer disclosures, and simplified compliance give investors a transparent view of what they pay and could save.

A loan application scam resulted in an automobile engineer losing 4.37 lakh, highlighting the risks of digital lending and outlining key precautions the borrowers should take to avoid fraud, harassment, and financial loss.

The number of Indian students going to the US for higher studies declined by 44% in August 2025 compared to August 2024. It was the sharpest fall after the Pandemic. The drop in numbers may worsen on account of the falling rupee

HDFC Bank FD rates: HDFC Bank revised its fixed deposit interest rates, effective from 17 December 2025, after RBI cut its benchmark interest rate for the Indian economy to 5.25%, compared to its earlier 5.50% levels earlier this month. Check the latest rate list here. 

Transferring a residential apartment to a child can be done through a gift or a will. Each route has legal, tax and personal implications that families should understand before deciding.

Understanding the risks of credit card usage is essential. By maximising interest-free days through careful planning, users can avoid high costs, effectively manage cash flows, and utilise credit cards as beneficial financial instruments.

Stock-based pay can build wealth, but tax obligations often come before cash hits your pocket. Heres what to know about employee stock options, restricted stock units and stock purchase plans.

Across urban India, child-free couples are intentionally reshaping their finances, prioritising flexibility, early retirement, experiences, and long-term self-reliance over traditional child-centric milestones and expenses.

Non-government NPS subscribers can now withdraw up to 80% of their retirement corpus as a lump sum upon exit, and in some cases up to 100%. Here's how benefits are paid to subscribers. 

Google Pay, in collaboration with Axis Bank, has launched its new co-branded credit card named Google Pay Flex Axis Bank Credit Card, which seeks to simplify and integrate credit with UPI services. Here's all you need to know about the new credit card. 

If an investor had invested 1 lakh in this flexi-cap mutual fund in 2008, the amount would have grown 10 times in the 17 years that followed at an annualised rate of 14.25%.

NPS subscribers will now be able to withdraw up to 80% of the corpus when it exceeds 12 lakh.

A year after a record 1.5 lakh crore IPO wave, half of new listings are underwaterrevealing why listing-day pops mislead and disciplined selection matters more than ever.

Understanding the psychological biases at play can help investors resist the pull of finfluencers like Avadhut Sathe.

A systematic transfer plan allows investors to transfer their funds from one mutual fund to another in a planned and systematic manner, rather than in a lump sum.

A tax return is referred to as a belated return when it is filed after the end of the original due date mentioned under section 139(1). The last date to file a belated return is 31 December.

The minimum income requirement is an important eligibility criterion for a personal loan. The applicants income helps the bank assess the applicants repayment capacity and ability to make timely EMI payments.

Generative AI is quietly reinforcing one of our most persistent investing biases familiarity thanks to inherent disparities in training data. If were not careful, we could find ourselves with portfolios that look eerily similar, carry the same risks, and collapse in unison.

The amount of SIP is contingent on the rate of return on your investment. Higher the return, lower the SIP needed. Conversely, lower the return, higher the need for SIP.