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Investing in children's future is crucial for parents, with options like Sukanya Samriddhi Yojana, NPS Vatsalya Yojana, and PPF accounts. These plans help build savings for education and healthcare, offering tax benefits and high interest rates, ensuring financial stability.

Secure retirement planning can turn a 50 lakh retirement corpus into a balanced income engine. Here is how you can blend SCSS, mutual funds, equities and debt for inflation-beating, tax-efficient long-term financial stability.

Asset allocation involves distributing investments across various asset classes to manage risk and return. Common categories include fixed-income instruments, equities, and precious metals. Here's what investors should know.

First-time borrowers often damage their credit score due to poor awareness, high utilisation and missed repayments, making disciplined financial planning essential for building a strong and sustainable credit profile.

SIPs and lumpsum are two approaches an investor can take when venturing into mutual funds. Here's a look at how both work, what are the benefits and which you should choose depending on your risk appetite and financial goals.

Bajaj Life Nifty 500 Low Volatility 50 Index Fund offers ULIP investors stable, long-term growth through a disciplined, low-volatility equity strategy.

Hidden fees and spending traps in food delivery and OTT apps are eroding your savings.

Fund investing, which investors once saw as easy to manage independently, suddenly looks very discomfiting and complex in 2026. Investors feel unsure if their portfolios are constructed correctly, whether their choices carry good long-term prospects, and doubt their capability to generate returns.

Effective from this fiscal year, the new labour laws are reshaping your monthly compensation structure with more focus on long term and retirement savings. Here's how much your in-hand salary is likely to be impacted for 6 lakh CTC

The Public Provident Fund (PPF) has a 15-year lock-in period, starting from the end of the financial year in which the first deposit is made. However, investors may face a longer lock-in period, depending on the deposit date. 

Steady wealth creation can be achieved through mutual fund SIPs, as investors should continue to focus on disciplined investing, rupee cost averaging, and compounding amid global market volatility.

A. Balasubramanian, CEO of Aditya Birla Sun Life MF, views market corrections as conviction tests, urging investors to increase allocations during red periods to lower average costs. Mint explores the funds strategic deployment of cash into mid- and small-caps

From April 1, 2026, the tax-exempt limit on employer-provided meals have been increased to 200 per meal, up from 50 earlier. Here are the key conditions to claim the benefit.

With employer insurance often falling short, a top-up plan can offer a cost-effective way to build adequate family health protection

8th Pay Commission proposal sparks buzz as NCJCM suggests 69,000 minimum basic pay for Group C employees, based on an elaborate table of expenses, driven by rising living costs, higher fitment factor and detailed expense-based calculations.

Consent-driven credit is reshaping lending in India by giving consumers control over their financial data through the Account Aggregator framework. This shift is improving credit access, accuracy, and trust, especially for underserved borrowers.

The Public Provident Fund (PPF) is a long-term savings option favored by risk-averse investors for its government backing and tax benefits. Here's how much 5K, 10K and 12K investments can grow over 15 years and with 5-year extensions.

The 8th Pay Commission is reviewing salary hikes and pension structures for central government employees, with various consultations scheduled in 2026. Here's how the fitment factor, DA, arrears and other elements are decided.

Take-home salary to decrease? Effective from this fiscal year, the new labour laws are reshaping how your salary is credited each month with more focus on long term and retirement savings from the government.

Steady wealth creation meets certainty, as 10 lakh FD monthly income highlights how bank rates, tenure choices and geopolitical complications make fixed deposits even more attractive in 2026.

Want to leverage your gold for a line of credit? We explain what gold loan and gold overdraft facility is, what you get you and which is the better choice based on your needs.

A powerful long-term savings plan through Sukanya Samriddhi Yojana (SSY) can help parents build a 50 lakh corpus for their daughter through disciplined monthly investing, tax-free growth, and early financial planning.

The right approach is to work backwards from your financial goals. These typically include major life milestones such as purchasing a house, funding childrens education, marriage, and planning for retirement.

The gold loan market has reached a record 16 trillion, but rising delinquency rates signal emerging credit stress. As market volatility triggers margin calls, experts warn that over-leveraged borrowers risk financial exclusion if gold prices continue to fluctuate.

Estate planning is crucial for family clarity after one's passing. Here's all you need to know about a settlement deed, why it is prepared, how it functions alongside a will, and what key factors to consider before opting for one.

From EPF and NPS to meal allowances and car leases, the new tax regime rewards how your CTC is built.

With the introduction of new labour codes, salary structures are changing, requiring basic pay and allowances to constitute at least 50% of total CTC. This shift could increase taxable income, particularly affecting mid- to senior-level earners in key sectors, according to experts. 

The Rule of 72 shows how various small government schemes, such as PPF, FD, SSY and SCSS, help investors estimate wealth-doubling time, compare returns and plan long-term safe savings effectively.

How to become rich: Using the 15% annual step-up, one can accumulate 55.88 crore in 35 years by saving 30 a day and investing them in monthly SIP

Equity shares or mutual fund units can be transferred within families without capital gains tax if they are gifts. Here are the documents you need to avoid disputes, along with other details.

Power your wealth creation with disciplined investing: a mutual fund SIP comparison between a regular SIP and a step-up SIP with a 2% annual increase shows that compounding builds higher long-term returns.

The National Council-JCM proposes a minimum basic pay of 69,000 for the 8th Pay Commission, aiming to benefit over 50 lakh government employees. Recommendations include higher increments, pay restructuring, and HRA indexing to inflation for better financial support amid rising costs.

Income Tax Rules 2026 have made the old regime more attractive by raising exemption limits. For FY27, salaried individuals must recalculate before choosing between old and new.

PPF, a popular investment in India, offers tax benefits and stable interest rates for conservative investors. Here's how much you need to invest each year to build a 1 crore corpus and how long it takes. 

As of December 2025, outstanding gold loan borrowings surpassed personal loans, totaling 16.8 lakh crore from 4.7 crore borrowers, as per a TransUnion CIBIL report. It also noted increasing ticket sizes and borrower exposure.

The RBIs proposed one-hour payment pause on select transactions aims to curb digital fraud. However, experts highlight potential friction, delayed settlements and challenges to a seamless payment experience.

Under US tax law, individuals who give up citizenship or relinquish a long-term green card (held for eight years or more) may be subject to the exit tax provisions under the internal revenue code

Near-record-high prices are reshaping gold and silver buying decisions for Akshaya Tritiya this year. While pre-booking ensures price protection, it carries risks, making cost evaluation and smarter investment choices essential for aspiring buyers before locking in on any offers. 

An emergency fund is essential for covering unexpected expenses without incurring debt. Build the fund gradually and keep it in safe, liquid accounts. Here's key things to know:

Nomination is mandatory for investors to ensure a seamless transfer of assets after death. However, an investor can opt out of the nomination process. Here's what happens to MF and equity folio if an investor dies without a nominee.

Confusion around PPF investment rules often leads to the misconception that both parents can contribute 3 lakh to a childs PPF account, however the annual PPF investment limit is capped at 1.5 lakh per individual account as per regulatory guidelines, regardless of parental contributions.

Avoid costly errors when choosing a term insurance policy to secure long term financial protection for your family by understanding coverage, riders, disclosures and insurer reliability across different policy offers. 

As the April 15 tax deadline approaches, taxpayers can request an automatic extension until October 15 by submitting a form. However, payments are still due by April 15 to avoid penalties, which can accrue for late filings and unpaid taxes.

With the government boosting AYUSH institutes and medical tourism ambitions, policyholders must check whether Ayurveda and other traditional treatments qualify for cashless insurance cover.

Rising yields after the US-Iran conflict have dragged long-duration debt funds into losses. But fund managers see selective opportunity at the long end of the curve.

Tom Blomfield, founder of Monzo, suggests replacing income tax with a levy on AI infrastructure within five to six years, as AI technology rapidly transforms the job market. 

Avoid pension delays with this step-by-step Digital Life Certificate guide on SPARSH, helping defence pensioners in the country ensure smooth verification, timely payments and hassle-free annual compliance. 

Foreign investors have pulled 1.8 trillion from Indian equities in FY26 a 34-year record. But history suggests such sentiment-driven sell-offs may offer long-term investors rare entry points.

Starting 1 April 2026, new TDS and TCS rules aim to streamline tax processes, reducing errors and mismatches. Key changes include lower TCS rates, simplified property transactions for NRIs, and a unified TDS declaration form to ease taxpayers' paperwork.

Equity MFs, which invest in global markets and ETFs, have surged 55.2% on an average in the one-year timeframe and provided 6.7% returns on an annualised basis so far in 2026