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With the 8th Pay Commission members announced, employees are now expecting a salary hike soon. However, it will not increase from 1 January. What happens then?

New Year 2026: You can enhance your credit profile in the new year by adopting simple habits, such as tracking credit usage, diversifying your loans, and establishing healthy long-term credit practices to improve your score and increase financial opportunities.

In case you have earned any dividend out of the shares held during the calendar year, you should disclose the same as well as the schedule in which such dividend is offered to tax in the return of income (Schedule OS in the case of dividends).

The Centre has 18 levels of employees. The 8th Pay Commission salary hike will depend on each employee's or pensioner's level. Here's how much their salaries are expected to increase.

Rising treatment costs and recurrence risks make choosing the right cancer coverage criticalheres how to protect yourself financially.

8th Pay Commission effective from January 1: The 8th Pay Commission is set to revise the pensions, allowances, and salaries of current and retired central government employees. The commission is set to be effective from 1 January 2026.

Meaningful insurance education would require honesty. It would begin by acknowledging that many products approved and aggressively sold in the market may hurt customers' financial well-being

Structural changes were made to the NPS to increase its wider acceptance among households, while EPFO took some tough calls to plug complete withdrawals of the provident fund. Here are the headline events of 2025 in the space that you should take note of.

Flexi-cap funds may offer diversification without forcing exposure to expensive market segments. But these are not the only ones that promise diversification across market caps.

Without crop insurance, Kashmir's apple growers have little option but to watch their produce spoil, absorbing the losses in silence.

The 8th Pay Commission, recently approved by the Union Cabinet, seeks to adjust salaries and pensions using a fitment factor influenced by inflation. Projections suggest a factor of 1.83 to 2.57, affecting around one crore government employees and retirees.

Taxpayers must link Aadhaar with PAN by 31 December 2025 to maintain PAN validity. The process can be completed online, requiring a valid PAN, Aadhaar number, and mobile number. 

Banks usually allow borrowers to cancel their personal loans, if required, during the cooling-off period with no or low charges. 

In 2025, equity performance varied significantly with silver funds leading at 128% returns. Large and midcap funds excelled due to quality stock selection, while smallcap funds struggled. 

On the borrowers death, the bank asks the co-applicant or guarantor to pay, or recovers the personal loan amount from the deceased persons estate. 

The financial planning in India needs to move away from being product-centric to problem-centric.

The NOVA Credit Card is a luxury credit card that offers accelerated reward points on travel, airport lounge access, low forex markup, golf rounds, and more, designed for those looking to transform everyday moments into milestones.

Logan Paul purchased the Pikachu Illustrator card for millions of dollars four years back, during which he broke a Guinness World Record for the most expensive Pokmon trading card sold in a private auction.

Income Tax Refund Status LIVE: I-T department has issued most of the tax refunds for the people who had filed their income tax returns (ITRs) this year, but some have been delayed. Heres a quick guide to help you check your ITR status online.

The Income Tax Department has notified taxpayers via email and SMS that their refunds are being held due to discrepancies in their ITR filings. Many affected individuals are seeking clarity and an extension before the 31 December deadline to correct their filings.

Always read policy wording carefully, maintain complete medical documentation, and make use of the grievance and ombudsman mechanisms when needed.

A revised ITR is filed to correct any mistake in the original ITR. A belated ITR is an original ITR filed if a taxpayer misses the due date for ITR filing. Here is a detailed breakdown.

For many, the new tax regime's appeal lies in paying a lower or comparable amount of tax while avoiding the hassle of submitting proof for deductions.

Updated vs Revised ITR Income Tax Department gives the taxpaying citizen an opportunity to file a revised income tax return (ITR) and an updated ITR. Here's what taxpayers should know about their differences ahead of the 31 December deadline. 

Most taxpayers have received their ITR returns, but some still await refunds. If refunds fail, taxpayers can request reissue via the e-filing portal, ensuring bank details are correct. 

Taxpayers can rectify errors in income tax returns by filing revised returns ahead of the deadline. The Income Tax Department has not prescribed any limits on filing revised returns.

The Income Tax Department has alerted many taxpayers that their refunds are on hold due to ITR mismatches. The identified taxpayers must file revised returns by 31 December 2025, or face additional tax liabilities. 

Concealing health details may help secure a policy, but it can derail claims later. Why full disclosurenot approvalis the real test of a successful health insurance plan.

The article highlights tax benefits for various loans, focusing on home loans, education loans, vehicle loans, and personal loans. 

India will host weddings worth 6.5 trillion this year, yet few couples insure them. High costs, rare mishaps, and confusing exclusions keep wedding insurance on the sidelines.

Many NRIs are unsure about the tax implications of operating family accounts. Heres clarity on beneficial ownership rules and key reporting requirements.

Income Tax Refund Rule: If your ITR does not get processed by 31 December 2026, or within the relevant deadline for previous assessment years, the CPC has to forfeit its right to the ITR.

While filing ITR initially, taxpayers can often overlook certain things or make mistakes. However, the mistakes in the ITR filing can be corrected. Under Section 139(5) of the Income Tax Act, 1961, taxpayers are given the opportunity to file a revised income tax return.

While most experts remain optimistic about gold, citing a macroeconomic backdrop that continues to favor it, some warn of short-term risks.

A personal loan default can lead to legal action, but timely communication, repayment planning, restructuring options and understanding recovery rules can help borrowers reduce risk and protect credit health.

Income Tax Refund LIVE Updates: The income tax department has reportedly started sending bulk SMS and emails to taxpayers, saying that their refunds had been put on hold due to risk management measures.

Several taxpayers who filed their income tax returns (ITR) in September for the Assessment Year 2025-26 are waiting for their refunds to be credited. Here's all you need to know about the process. 

Taxpayers can claim deductions not reported to employers while filing their income tax returns, even after the employer's TDS calculation. The final deadline for belated returns is 31 December, allowing corrections for missed claims. 

The Income Tax Department is reportedly holding taxpayers' ITR refunds, citing discrepancies in their claims. Many taxpayers are frustrated with the alerts and the short timeframe to revise returns, by 31 December 2025. 

Income Tax Return: Here's what experts suggest taxpayers can do ahead of the 31 December 2025, if they miss the revised or belated ITR deadline. Check if you can revise your ITR after the December time limit.

As air quality worsens, sustainable housing could offer health benefits, regulatory readiness and long-term value.

Taxpayers must disclose foreign assets and income in revised ITR by December 31. Failure to report can lead to penalties.

Your PAN will be rendered inoperative after 31 December if not linked with Aadhaar. There are several consequences of getting your PAN inoperative, including penalties.

Recent reforms have addressed long-standing concerns around lock-ins, annuitization and equity exposure, strengthening the case for NPS as a retirement vehicle.

Strong demand has not translated into consistent returns for SME IPOs. Of the 250 companies listed in the space in 2025, 129 are trading below their issue price

Indias long-term story remains strong. Real growth is healthy, and corporate balance sheets are cleaner than most global peersand at their all time best.

Changes in income tax law and new regime have done away with the year-end rush for investments to save on tax. But experts still advise active tax planning and asset allocation.