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A weak year alone is not a reason to sell a mutual fund. But persistent benchmark underperformance, style drift and rising risk levels may signal deeper problems. Here are five indicators investors can use to determine whether a fund still deserves a place in their portfolio.

If you have the luxury of a laptop and a decent Wi-Fi connection, the world is quite literally your office. Here are the top 20 locations ChatGPT, beyond Goa and Manali:

A 25-year-old Delhi professional seeks to save 10,000 monthly from a 50,000 salary. Strategies include meal planning, setting a monthly food budget of 12,000, and limiting dining out and food delivery to 5,000, while automating savings for financial stability.

FCNR accounts offer tax-free interest income in India and attractive returns for NRIs. Here's how you can use a leverage strategy to boost returns, along with a look at the risks associated with it.

Ahead of the 8th Pay Commission, employee bodies propose changes to gratuity rules, including a higher ceiling and revised calculations. Proposals include raising the cap to 50 lakh, periodic reviews, and better death benefits, reflecting a need for modernization in gratuity provisions.

Rental income can be the sole earnings for taxpayers, especially retirees or property owners. Even without regular employment income, filing an income tax return is necessary. Tax obligations depend on various factors, including rental income amount, deductions, and overall tax position.

Credit cards offer convenience, rewards and flexibility. But behavioural biases, hidden spending triggers and high-interest debt can quietly erode savings and long-term wealth creation.

Form 16, divided into Part A and Part B, is essential for salaried employees to prove tax deductions from their salary. Part A details employer and employee information, while Part B gives a detailed salary breakdown. 

For investors who have remained on the sidelines, experts say the bigger risk may not be short-term volatility, but allowing cash positions to remain uninvested for too long while waiting for perfect conditions that rarely arrive.

Sovereign gold bonds offer exposure to gold without storing physical bullion, issued by RBI. Investors must be aware of the tax implications, as capital gains exemption applies only for original subscribers holding until maturity. Details here.

Fast access to credit is reshaping borrowing as salary-based personal loans offer flexible funding and customised repayment plans. However, understand the basics and discuss with certified financial advisors before applying for such loans. 

Cape Verde offers a unique travel experience for adventurous Indians, but its expensive and logistically complicated. The island nation has gone viral after its FIFA World Cup 2026 debut against Spain.

Investors spend years building wealth but often ignore how it will be withdrawn. A sound redemption strategy can matter as much as fund selection in achieving financial goals.

A home loan overdraft lets borrowers park surplus cash against their loan while retaining access to it. Here's when the potential savings outweigh the higher interest rate.

FPI selling in BFSI may trigger market volatility, but disciplined asset allocation and diversification can help investors manage risk, stay invested and build long-term wealth steadily.

Social media creators now receive non-cash compensation like products and trips in addition to cash from brands. Although these benefits arent direct payments, they have tax implications based on their fair market value. Details here.

MFs that invest in international FoFs with direct exposure to US Treasury bonds have gained 5.4% so far in 2026 and 14.4% over the one-year period, the best performance in the fixed income category.

Zerodha, Groww, Angel One and Upstox have received approval to offer international and US stock investing through GIFT City. The services are expected to be rolled out in the coming months after technology and compliance requirements are completed.

The Union Budget 2025 expands the tax rules for ULIPs. Now, ULIPs with premiums beyond 10% of policy value are taxable. Maturity proceeds for policies issued from 1 February 2021 are no longer tax-exempt, unless received after an investor's death.

EPFO 3.0 will enable UPI and ATM-based PF withdrawals, increase limits, speed up claims processing and simplify access to provident fund savings. Here are the latest updates, recent developments and upcoming changes.

Under the Income Tax Act, a senior citizen is defined as a resident individual aged 60 years or older, but less than 80 years during the previous year. A super senior citizen is a resident who is 80 years of age or older. Here are the income tax slabs applicable to senior and super senior citizens. 

The US-Iran peace agreement has eased concerns around oil prices and currency volatility. Experts say investors should review allocations to gold and international funds, but avoid making abrupt portfolio changes.

The market's top-performing segment doesn't follow a rotation you can predict or systematically exploit. Large-caps lead one cycle, small-caps dominate the next, mid-caps have their moment - and none of it arrives on a schedule you can front-run by looking at last year's returns.

MCX gold rate today for August futures contracts was trading 0.09% higher at 1,53,060 per 10 grams. MCX silver futures, on the other hand, were trading 0.4% lower at 2,51,130 per kg. Check the retail rates in your city. 

Rising education costs make choosing the right education loan crucial. Compare Education loan rates for June 2026 from SBI, HDFC, ICICI and other banks to reduce borrowing costs and plan repayments. 

Education costs are rising rapidly. To ensure their children receive a good education, parents take out personal loans and fall into debt. Anand Kumars Super Infinity offers free maths lessons, exam preparation and innovative learning tools to help students succeed without added financial burden. 

Nischa Shah walked away from a high-paying career, gave up a six-figure bonus and turned a YouTube side hustle into a business generating more than $1 million annually.

Planning a family vacation in India during June requires carefully balancing the desire for pleasant weather against the reality of the Indian monsoon.

A 25 lakh gift to an NRI daughter is tax-free in her hands, but the remittance may attract TCS under LRS. Here's how the rules differ for overseas and NRO transfers.

Form 16 forms the basis of income reporting in ITR. It is important to verify the details mentioned in it, including total income, tax deducted at source, exemptions, and deductions claimed during the financial year. 

The Telangana High Court has ruled that EPFO cannot recover provident fund dues from an employee for an employer's alleged violation of EPF rules. The court said liability for transferring PF accumulations after surrender of the exemption rests with the employer and trust.

According to Mrinal Mehta, Joint Secretary at Bombay Chartered Accountants' Society, while filing without Form 16 is legally permissible, it can expose taxpayers to several reporting risks if proper precautions are not taken.

If you want a trip where you can easily afford comfortable hotels, take high-speed trains across the country, eat wherever you want, and still have cash left over, choose

Sharp clarity on Income Tax scrutiny notices under Section 143(2) shows how returns are selected for verification, deadlines for notices, and compliance checks ensuring accurate tax filings and documentation. Check complete details now. 

Banks and regulators are warning about the risks of money mule accounts in online fraud as digital transactions rise. The RBI advises customers to safeguard their accounts and be cautious of suspicious requests, as fraud cases remain a significant concern in the banking sector.

Money-market funds primarily invest in short-term instruments maturing within one year, while short-duration funds invest in a mix of debt securities and money-market instruments with a portfolio duration of 1 to 3 years.

For most NRIs, the right way to use this window is to use their disposable savings to make a deposit for three to five years and leave the leverage to those equipped for its risks.

India's instinct to curb gold imports via higher duties and moral appeals is self-defeatingit drives up domestic prices, spurs exchange-traded fund inflows, and increases physical bullion demand. The solution is to shift gold ETFs to derivatives-backed structures to mobilise domestically held gold.

The lending industry is shifting to real-time infrastructure to meet borrower demands for speed and data security. APIs and modern platforms enable quick access to financial data, enhancing risk management and customer experiences.

Today marks the final day for stakeholders to submit their memorandum to the 8th Pay Commission. Major proposals include increasing gratuity payouts to 75 lakh and a revised calculation formula for government employees.  

Subscribers can track whether the annual interest has been credited through the EPFO passbook portal by logging in with their Universal Account Number (UAN). 

WTI crude oil drops to around $80 per barrel today, while Brent crude falls nearly 4% to around $83.82 per barrel. However, key questions remain. Could India really see a fall in petrol, diesel and LPG prices following this development?

A missing nominee or will can delay access to savings. Understand how legal heirs can claim fixed deposits, the documents required, and the process banks follow after a depositor's death. 

Mutual funds increased exposure across a mix of banking, digital and energy stocks in May. Here's a look at the large-, mid- and small-cap names that attracted the highest inflows.

Average maturity shows when the fund's underlying bonds are expected to mature, macaulay duration indicates how long it takes to recover the investment through cash flows, and modified duration measures how sensitive the fund's NAV is to changes in interest rates.

Home loan rates start at 7.15% this June 2026, giving borrowers a chance to cut borrowing costs by carefully comparing lenders, charges, repayment options and loan features. 

Parag Parikh Flexi Cap Fund currently leads the category with an AUM of 1.41 lakh crore, followed closely by HDFC Flexi Cap Fund at 1.01 lakh crore. While HDFC outperformed across the 1-year, 3-year, and 5-year periods, Parag Parikh Flexi Cap Fund delivered better returns over the 10-year horizon.

Returns alone don't tell the full story of a mutual fund. Here's how alpha, beta, Sharpe ratio and other key metrics can help investors assess risk and performance.

The analysis of 25 years of rolling market data suggests that remaining fully invested in equities gave better long-term returns rather than systematically transferring gains to debt after reaching pre-defined profit targets or market highs.

The Annual Information Statement (AIS) provides taxpayers with a comprehensive and consolidated view of their financial data. It includes the taxpayer's TDS and TCS details, specified financial transactions (SFT), tax payments, demand and refund records.