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Credit card refunds usually return to the card account, reducing the balance or restoring available credit, and may take 514 days to appear. Here's what to do if your billing date is near but the refund has not been credited yet.

The three-bucket strategy can help people achieving financial independence and early retirement (FIRE) manage expenses and market volatility. It divides investments into liquid savings for immediate needs, a balanced portfolio for medium-term expenses and equity for long-term growth.

Indian cricketer Suryakumar Yadav has announced an investment in Shahrukhz Residences by Danube, a waterfront residential project in Dubai Maritime City. 

The Punjab and Haryana High Court has ruled that Haryana government employees cannot be denied medical reimbursement for dependent parents solely because they receive a 3,000 monthly old-age pension, directing authorities to release admissible claims within two months.

An NRI won relief from a 3.41 crore income tax addition after ITAT Jaipur found that the assessing officer had mistaken Japanese yen figures for rupees. Bank records established the source of her FCNR deposits, prompting deletion of the addition.

Early retirement requires balancing short-term financial goals with long-term wealth creation. Expert explains how to allocate 70,000 or 1 lakh in monthly investments towards FIRE, account for inflation and choose an appropriate equity-debt mix to build a retirement corpus.

When a fixed deposit matures, its payout depends on the depositors instructions and the banks rules. Here are your options and whether you should renew or not.

Quant Mutual Funds QSIF Hybrid Long-Short Fund returned 25.5% in six months, ahead of Aditya Birla Sun Life Mutual Funds Apex at 6.78%. QSIF also led over three months and since inception.

The Supreme Court has directed Indian Railways to provide mandatory travel insurance for all tickets sold at station counters from October 27, 2026. Details here.

An ITAT Surat ruling held that an NRI's property holding period began with the 2011 allotment letter, not registration in 2016. The decision highlights why allotment documents matter when determining long-term capital gains tax on property sales.

Central government employees could get a festive-season salary boost if the Centre approves a DA hike from 60% to 63%. Heres how much extra monthly salary and July arrears employees could receive across different basic pay levels, and what remains unconfirmed.

Eligible first-time employees can receive up to 15,000 under the EPFO-linked PM-VBRY scheme. Check the salary limit, joining dates, EPF membership rules, six- and 12-month service requirements and the financial literacy course needed for the second instalment.

Failed UPI payments, unsuccessful ATM withdrawals and other payment errors can qualify for 100 per day in compensation if refunds exceed RBI's prescribed deadlines. Know the T+1 and T+5 rules, how turnaround time is calculated and what to do if your refund is delayed.

Mumbai restaurants may raise menu prices by 10-15% in the coming weeks, AHAR announced, citing higher costs for ingredients, LPG, wages, rents and transportation. This will help maintain food quality, service standards and staffing and balance affordability, it added. 

A wrong mobile number, incorrect loan details or a missed payment recorded in your credit report could affect how lenders assess your creditworthiness. Learn five essential checks, how to dispute credit report errors and ways to protect your credit score.

A thoughtful ageing-parent plan combines financial safeguards, health preparation and safer surroundings with open communication. 

Multi-cap and multi-asset allocation mutual funds follow different investment strategies. Multi-cap funds invest across large-, mid-, and small-cap stocks, while multi-asset funds diversify across asset classes. We compare their 1-, 3-, and 5-year returns to see which category leads.

A Sikar taxpayer faced a 3.99 lakh penalty after declaring 12.9 lakh in income following an income tax notice. The ITAT Jaipur quashed the penalty after finding defects in the assessment order and notice. Heres why he won and what taxpayers should check.

Buy Now, Pay Later (BNPL) can make online shopping for Diwali, Dussehra, and Dhanteras more convenient, but it carries risks. Understand 5 key concerns, including overspending, late payment charges, credit score damage and debt accumulation, before choosing BNPL. Read on to learn more. 

Experts say there is no limit on properties held under one PAN, provided transactions are genuine and funds are explainable. They recommend keeping sale deeds, payment and funding evidence, bank statements, loan documents, and other ownership records.

With the tax audit report deadline of 21 October approaching, taxpayers need to check their books, reconcile turnover and GST records, review key Form 3CD disclosures, and confirm portal submission. Here are the checks an expert suggests taxpayers should complete before filing.

Axis Bank credit card holders can now tap to pay using biometrics without PIN or OTP, though the launch excludes UPI integration and RuPay support.

The Income Tax Department has introduced Form 141 to simplify tax deducted at source (TDS) compliance. The new form replaces Forms 26QB, 26QC, 26QD and 26QE, covering property transfers, rent, contractor payments, professional fees and virtual digital asset transactions.

Senior citizen home hunt: Seeking house for aged parents? Home prices below 70 lakh and improving healthcare options have made tier 2 cities and spiritual hubs such as Kochi, Nashik, Varanasi and Haridwar popular. 

Turning 18? Find out how to update your minor PAN card with a new photograph, signature and other details, how to apply for a major PAN card, and why you can retain your existing PAN number instead of applying for a new one.

Investing 50,000 in KVP vs NSC? Compare Post Office interest rates, maturity periods, estimated returns and Section 80C tax benefits to decide which government-backed savings scheme better suits your five-year financial goal.

Here's how EPFO members can check their provident fund balance, view and download their account passbook and track claims through the official portal, Umang app, SMS, WhatsApp or missed calls services. 

The 8th Central Pay Commission will meet stakeholders in Mumbai on 2223 October 2026 as it considers changes to pay, allowances, pensions and benefits for central government employees and retirees.

Planning to update your Aadhaar details? UIDAI accepts different documents for changes to name, address, date of birth, and relationship details. Here is a category-wise list of accepted identity, address, relationship, and DOB proofs. 

Understand the difference between basic pay, grade pay and pay level under the 8th Pay Commission. Learn how the 7th Pay Commissions pay matrix works, what employee unions are demanding and how the fitment factor could affect revised salaries.

Mutual funds reshuffled their stock portfolios in September 2026, with notable changes in holding values and shareholding quantities across companies. Here's what these shifts reveal about fund managers buying and selling activity. 

The 8th Pay Commission fitment factor could determine revised basic pay for central government employees. Compare salary calculations at proposed multipliers of 4, 3.833 and 3.80, understand union demands and check what the estimates mean for your salary.

From Assam to Bihar, Kerala, Odisha, Punjab, Tamil Nadu, Telangana, Sikkim, West Bengal and more we check the full list of states that announced DA and DR hikes for employees and pensioners in 2026. 

BSNL employees raised demands for wage revision, 7th CPC-linked wages for casual labourers, higher retirement contributions, revised allowances, and festival advances at the 41st National Council meeting. Here's what was discussed and what the management said.

Keralam has raised Dearness Allowance (DA) and Dearness Relief (DR) from 35% to 37% for eligible state government employees and pensioners. Revised payments begin in November 2026, while separate government orders will clarify arrears due from January 1, 2026.

There is nothing wrong with the ritual. Just dont mistake it for investing.

As Irdai weighs changes to insurance distribution, rising health claims disputes and gaps in grievance redressal underscore the need for stronger insurer accountability, fairer claims settlement and better policyholder protection.

Central government employees await the July 2026 DA/DR hike, with no announcement as of October 16. Past revisions were announced between late September and October, raising hopes for a festive-season decision. However, history offers no guarantee of when the Centre will announce the hike.

The government announced a productivity-linked bonus for postal employees for 202526. Details here.

Hyderabads consumer commission directed SBI to pay a retired scientist 15.35 lakh after finding deficiency in service over his matured fixed deposit. Details here.

Chandigarh recorded its highest-ever property registration in July, with a 30.3-kanal industrial plot selling for 200.32 crore. A Sector 9-B house fetched 100 crore. Rising residential, commercial and agricultural values have boosted stamp duty revenue, despite fewer registered documents.

Policyholders may claim from both employer-provided and individual health insurance for one hospitalisation. But if you overlook certain terms, it can lead to a rejection. Check details.

Gold FoFs have restricted fresh investments, while silver funds and gold ETFs remain open. Experts explain the impact of India's import bill, why silver has been treated differently, the risks of ETF premiums, and what investors should consider before choosing either metal.

The 1.25 lakh annual LTCG exemption applies to Indian equity investments, but does it also apply to foreign stocks held by an Indian investor? Check details here.

Parag Parikh Flexi Cap Fund has nearly halved its cash allocation in six months, signalling a shift towards deploying money in select opportunities. With cash levels falling below 10%, the funds latest portfolio reveals where it is increasing exposure and how its returns compare with the benchmark.

Dussehra 2026 is an opportunity to improve your finances. Discover six bad money habits to give up this festive season, including overspending, delaying investments, ignoring insurance, taking unnecessary loans, risky trading and blindly following social media stock tips.

BharatPe has launched its Tyohar BharatPe Gold Offer for the festive season, giving eligible customers 5% extra digital gold and a chance to win prizes from a 20 lakh pool. The campaign runs from 11 October to 10 November 2026 through the BharatPe ecosystem.

Factor-based mutual funds use strategies such as momentum, quality and low volatility to select stocks. We compare the leading schemes by 1-year, 3-year and 5-year returns and examine which strategies top each period.

SBI has warned about AI voice-cloning scams that can trick people into transferring money or sharing banking details. Learn how to verify callers, protect sensitive information and report cyber fraud through helpline 1930 or cybercrime.gov.in. 

A step-up SIP can help investors build a larger corpus by increasing contributions over time. But does investing more mean higher returns? Find a comparison of regular SIPs, fixed 1,000 top-ups, and 10% annual top-ups data to understand their impact on wealth creation and XIRR over 5 to 25 years.