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Given the lack of standardization in maternity and newborn insurance products, careful comparison and close scrutiny of policy wording remain essential before purchase.

Blocked credit card problems can interrupt urgent transactions, but checking bank alerts, clearing pending dues, and contacting customer support can help restore credit card access quickly and securely.

There is no legal limit on the cash that you can keep at home. But you should explain how you got it and it should be through legal means.

Gold, silver rates today: Gold and silver prices declined on the MCX on Friday morning, May 15, pressured by a stronger US dollar amid rising crude oil prices.

States like Odisha, Tamil Nadu, and Bihar have raised dearness allowance for government employees and pensioners, with increases ranging from 2% to 5%. West Bengal is expected to make similar decisions soon, while the Bihar cabinet will discuss further DA revisions in an upcoming meeting.

As gold prices rise amid West Asia tensions, India increases customs duty on gold to 15% to conserve foreign exchange. With gold imports hitting a record $71.98 billion, discussions on gold-backed stablecoins emerge as a potential investment option for households and a hedge against inflation.

CNG in Delhi will cost 80.09 per kg, while consumers in Noida and Ghaziabad will have to pay 88.70 per kg, following the latest revision.

EGRs give people the option to convert their physical gold into electronic format, hold it and enjoy the upside in gold prices, and later sell it or convert back to physical gold. The golds purity is assured and can be bought in small quantities of 100 milligrams.

For thirty years, I have told readers to ride out every crisis. The US-Iran war is the exception, and the reason matters more than the news itself.

Private and public sector banks in India will observe two holidays next week, on May 23 and 24, as per RBI's schedule. Customers are advised to check local branches for specific holiday applicability, while online banking services remain available for transactions during these closures.

The SEC has approved Nasdaq's proposal to expand trading hours for NMS stocks and ETPs to 23 hours, starting December 6. This change aims to meet global trading demands and will introduce a Night Session, allowing trading between 9 PM ET and 4 AM ET.

Taxpayers with foreign investments must disclose them in Schedule FA when filing income tax returns. Resident and Ordinarily Resident taxpayers are required to report foreign assets, regardless of income generated, to avoid scrutiny. Details here.

The tax exemption for transport allowance has been revised, offering higher limits for disabled employees starting FY 2026-27. This change aims to alleviate the burden of commuting costs, ensuring better support for specially abled employees.

Regular and special FDs offer different tenures and rates, with special FDs providing higher returns. Here's a breakdown of each FD's features and which one you may choose, based on your financial goals. 

Filing your income tax return is easier with all documents prepared in advance. Gather income statements, tax documents, and proofs before the deadline to avoid errors and late fees. Full list here.

Missing credit card payments can lead to defaults, and may eventually result in a one-time settlement option from banks. However, this can negatively impact credit profiles and future borrowing. Details here.

A 22-year-old earning 1 lakh monthly may need a balanced investment strategy for studying abroad within five years, focusing on growth and stability. Here's what experts suggest. 

Section 80EEB of the Income-Tax Act allows a deduction for interest on loans for electric vehicle purchases, up to 1.5 lakh, under the old tax regime. Here are the eligibility criteria and key highlights

Ankur Warikoo's old clip has gone viral in which he explained how Bengaluru techies can save more by ditching Mumbai's same salary. Comparing financial realities of the two top tier cities, he described a master plan for 2 crore savings in 18 years.

Buying a home with family requires smart home loan planning, clear ownership roles, sustainable EMI management, legal agreements, and careful budgeting to avoid financial stress and long-term repayment challenges.

The PFRDA has launched Retirement Income Schemes and drawdown facilities under the NPS, allowing subscribers to withdraw retirement funds in phases. This aims to provide flexible payout options while ensuring corpus appreciation, with guidelines effective once operational frameworks are ready.

For a family of four, ChatGPT suggested Kuala Lumpur, Malaysia, as an ideal summer vacation spot, emphasising safety and budget. Total costs for flights, accommodation, meals, transport, and activities range from 1.46 lakh to 2.80 lakh, ensuring a stress-free holiday.

A viral video by entrepreneur and GoodWorks Group founder Vishwas Mudagal is getting widespread attention online for its take on wealth and quality of life in Indias tier-2 cities.

Petrol and diesel prices increased by 3 per litre, the first rise in over four years, due to global crude price surges linked to the Iran war. CNG prices also rose by 2 per kg in major cities like Delhi and Mumbai.

Gold price today: Gold rates dropped on the MCX on Saturday morning amid a stronger US dollar, driven by elevated crude oil prices. International gold prices declined to an over one-week low, looking set for a weekly decline.

A settled loan status on a credit report can negatively impact credit scores, reduce creditworthiness and hurt future loan approvals, while a closed loan status reflects responsible repayment behaviour and stronger financial credibility. 

A Bengaluru-based couple has sparked a discussion online after sharing a detailed breakdown of their monthly expenses in the city. 

A 10-day trip to Spiti Valley is more budget-friendly than Ladakh, costing around 25,00030,000 per person, compared to Ladakh's 40,00050,000. Spiti offers cheaper travel, accommodation, and food, making it a better choice for a group of eight seeking adventure without overspending.

Account holders and registered bank customers are eager to know whether 16 May is a bank holiday. Check if SBI, HDFC, PNB and other banks are open or closed on Saturday with RBI's holiday calendar.

From 1 April, the gains from a share buyback are taxed by applying capital gains tax provisions, making buybacks taxpayer-friendly. Earlier, the entire proceeds were taxed as dividends at slab rates.

A total of 1.5 lakh annual contribution towards the public provident fund (PPF) is exempt under Section 80C of the Income-Tax Act for taxpayers filing as per the old tax regime.

An effective financial blueprint should ideally include allocations to SIPs, fixed deposits, Public Provident Fund, and an emergency fund.

Karnataka's Bhoo Guarantee 2026 scheme allows Bengaluru property owners to convert B-Khata to A-Khata with a 60% fee reduction. Full details here.

Marginal relief helps those earning slightly above a certain tax limit, making the tax burden more manageable under both the old and new tax regimes and ensuring fair taxation across all income levels. Full details here. 

The elements of the wage framework include Base Salary, House Rent Allowance, Leave Travel Allowance, Special Allowance, Performance Bonus, Employee Provident Fund, and Income Tax.

Gifts exceeding 50,000 are taxable under the Income Tax Act as income from other sources. Exemptions apply for gifts from relatives or on special occasions. Full list of exemptions here.

Small finance bank FDs can help deliver attractive monthly income on 1 crore deposits, with senior citizens earning higher returns through competitive fixed deposit interest rates.

Non-Resident Indians can buy property in India under FEMA and RBI regulations. They may purchase residential and commercial properties, but agricultural land is subject to restrictions. 

The domestic travel insurance policy provides protection against several travel-specific risks and crises, including a personal injury benefit reaching 3 lakh and medical facility coverage up to 1 lakh during transit.

The EPFO auto-settlement facility aims to accelerate final PF withdrawals, reduce paperwork and streamline account transfers through a fully digital system for its more than seven crore members.

The per-transaction and per-day limit for UPI Global Acceptance in Europe (peer-to-merchant) has now been increased to 2 lakh. Each member bank may set its own norms, subject to the overall applicable limits, NPCI has said.

Unexpected bank credits can become taxable unexplained income; follow prompt stepsdo not use funds, notify the bank and sender, document everything, and consult a tax professional to avoid tax liability. 

The EPF account remains active when an Indian becomes an NRI, but rules for contributions and withdrawals change. NRIs must meet eligibility conditions to withdraw funds online. Details here.

Stock market volatility driven by rising crude oil prices, FII sell-offs, and inflation concerns reshapes the personal finance outlook, underscoring the importance of disciplined SIP investing, diversification, and long-term wealth creation. 

The Senate Banking Committee advanced the CLARITY Act, aiming to regulate cryptocurrencies amid industry tensions. Supported by some Democrats, the bill moves to the full Senate, indicating a shift towards structured crypto policymaking and potential global regulatory implications.

Petrol and diesel prices in India increased by 3 per litre, with CNG rising by 2 per kg. This hike aims to offset losses from rising crude oil prices, but concerns about its impact on retail inflation persist, especially in sectors like agriculture and transportation.

ITR filing for AY 2026-27 begins as the Income Tax Department enables Excel utilities and online filing for ITR-1 and ITR-4 on the e-Filing portal for eligible taxpayers in the country.

Gold price today: Gold rates dropped on the MCX on Friday morning amid a stronger US dollar, driven by elevated crude oil prices. International gold prices declined to an over one-week low, looking set for a weekly decline.

In May, Indian consumers experienced a significant rise in fuel prices, with petrol and diesel increasing by 3 per litre, the first hike in four years. CNG prices also rose by 2 per kg, reflecting the impact of escalating global crude prices due to the West Asia conflict.

Petrol, Diesel Price hike news LIVE: Petrol and diesel prices across India were raised by 3 per litre on May 15, pushing fuel costs higher in Delhi, Mumbai, Kolkata, Chennai and other cities. The hike comes amid surging global crude oil prices and rising geopolitical tensions in West Asia.