When choosing a credit card, you should examine factors such as annual fees, welcome benefits, and extra perks to ensure that these benefits match your spending pattern.

Sovereign Gold Bond Scheme: SGB premature redemption due on April 28, RBI sets price at 9,600 per unit

Here, we try to bust a number of misconceptions which most youngsters, particularly GenZ, hold about the credit score

DSP ELSS Tax Saver Fund and Motilal Oswal ELSS Tax Saver Fund have grown by 7.8 times and 5.2 times, respectively.

Interest earned in statutory provident funds, recognized provident funds up to 9.5%, Sukanya Samriddhi accounts, and Post Office savings accounts is exempt under the new tax regime.

IDBI Bank has cut its interest rates on select tenures of its fixed deposits. On a tenure of 444 days, interest rates have been cut from 7.35 to 7.25 percent. On a tenure of 555 days, interest rates have been slashed from 7.40 to 7.30 percent.

Peter Schiff warns the United States is falling behind in its trade war with China, triggering fears of rising interest rates, stagflation, and a looming dollar crisis. Indian investors should track global trends to adjust investment strategies amid economic uncertainty.

As economic volatility rises, experts at Mint Horizons Mumbai emphasised that global investment is essential for managing risk and achieving resilience. With various options available, investors should align their portfolios with international trends and currencies.

Explore the benefits of a home loan balance transfer in 2025 cut down your EMIs, enjoy flexible repayment options, and experience improved service. With falling repo rates, now is the perfect time to switch lenders and maximise your savings smartly.

Launched on April 21, the state lender's scheme will come to an end on June 20, 2025.

Timing is crucial in personal finance, especially for credit card applications. Rapid applications can harm your credit score. It's recommended to wait three to six months between applications to maintain a good credit profile and demonstrate financial responsibility to lenders.

Receiving a credit card in India is easier than ever, especially for pre-approved applicants. The online application process is quick, with regular approvals taking 7 to 15 days, while instant credit cards provide immediate access.

Boost your credit score from 650 to 800 in 2025 with 5 smart movespay on time, use less credit, diversify loans, apply less, and track your report. Unlock better rates, higher limits, and premium financial perks.

Most credit cards provide free access to lounges at domestic and international airports, albeit for a limited number of times

To be able to calculate personal loan EMI, one must enter three key details: loan amount, rate of interest and loan tenure

Check out exclusive opportunity with Suryoday Small Finance Banks two-wheeler loanminimal paperwork, attractive interest rates, and easy EMIs. Check your eligibility and apply online in just a few clicks for a seamless borrowing experience.

Markets regulator Sebi has carried out a change in cut-off timings to determine applicable net assets value (NAV) with respect to repurchase or redemption of units in overnight mutual funds

Income Tax: You should opt for the old tax regime if you want to claim deductions and exemptions for house rent allowance.

Electric vehicles in India face high insurance costs, primarily due to higher IDV. Most policies exclude battery coverage, which can be added at extra cost. Essential add-ons include motor protector and zero-depreciation covers, ensuring comprehensive protection for EV owners.

Best mutual funds: We list out the sectoral mutual funds which have delivered more than 30 percent annualised return in the past 5 years.

Travel insurance can cover emergency treatment related to Type 2 diabetes, provided the condition is declared at the time of purchase and the policy includes coverage for pre-existing conditions.

Are you struggling with life insurance premiums? Know how these new-age insure-techs are helping policyholders assign their policies for a payout while retaining some benefits.

It is always recommended to ask around and seek feedback from the people around you. Sometimes you get too engrossed in the situation at hand and as a result, you develop a tunnel vision and fail to see the forest for the trees

Unlock exclusive rewards with the IDFC FIRST Select Credit Card. Redeem points for vouchers, travel, and more through the FIRST Rewards portal. Enjoy flexible redemption, no expiry on points, and top-notch customer support.

After decades in the market, PrimeInvestors Srikanth Meenakshi found himself outperformed by a noviceand forced to rethink his aversion to gold.

These three credit cards offered by HDFC Bank offer a range of rewards and cashbacks. These three cards are Millennia Credit Card, MoneyBack+ Credit Card and Freedom Credit Card

Discover Bandhan Banks 2025 personal loans designed with attractive interest rates, customisable repayment terms, and simple eligibility.

Market volatility may rattle nerves, but it shouldn't shake conviction. Dhirendra Kumar says in turbulent markets, long-term wealth creation demands resolve, not retreat.

Master the process of downloading and signing up for the SBI YONO app with this simple, step-by-step guide. Designed for both new and existing users, it helps you unlock secure and convenient digital banking with State Bank of Indias trusted app.

Personal loan partial payment reduces your outstanding principal. You can lower your EMI or reduce the personal loan tenure and complete the repayment before schedule. Consider the savings after fees, and dont use money meant for financial goals towards making partial payment.

Income Tax: Salaried taxpayers can claim house rent allowance (HRA) under the old tax regime

Gold prices: One of the easiest ways to get exposure to the yellow metal is to buy gold ETFs or exchange-traded funds. Their prices move along with gold prices, and investors do not have to worry about storage and making charges.

Even with a 750+ credit score, premium credit card applications can be rejected. This generally happens due to high income thresholds, unstable employment, or documentation errors.

The purpose of pure-play equity funds is to deliver relatively superior returns, subject to volatility. Hybrid funds reduce the impact during market volatility but end up yielding little less over the long term.

Referrals for collection were put on hold in March 2020 because of the COVID-19 pandemic, when the US government also paused federal student loan payments and interest accrual as a temporary relief measure.

In life and investing, its not just about taking action; its about knowing what you're aiming for. Your required rate of return (RRR) gives you that clarity to plan your financial future.

As part of the collaboration, Muthoot has invested 15 crore in BankBazaar's ongoing round as equity investor

Home loans dont have to be confusing or expensivelearn how to choose the right bank, structure your EMIs, and use insider hacks to cut costs over the long run.

With this offering, salaried individuals will be able to avail loans upto 5,00,000 for a tenure of upto 36 months.

Apply online for the HDFC Pixel Play Credit Card through the PayZapp app. Enjoy customisable cashback, UPI rewards, and flexible billing, all digitally managed. Perfect for salaried or self-employed individuals meeting basic eligibility. No paperwork required.

Mint Money Shots discusses how education loans offer tax benefits like full interest deduction and lower TCS rates on foreign remittances, easing financial burdens. These provisions enhance access to quality education both in India and abroad.

The Tata Neu Infinity SBI Credit Card provides up to 5% NeuCoins on the Tata Neu App/website and specified Tata brands. The card gives 1.5% rewards for UPI and other spends, offers complimentary domestic and international airport lounge access, 1% fuel surcharge waiver, lower forex markup, etc.

Discover five crucial income tax provisions every Indian taxpayer should know in FY 2025-26, including deductions under Sections 80C, 80D, 24(b), HRA exemption, and penalties under Section 234F to plan and file taxes smartly.

Close your PNB personal loan early, save on interest, and boost your credit score. Follow this quick guide for steps, documents needed, and how to get your No Objection Certificate (NOC) hassle-free.

Mutual funds: Wealth advisors often recommend that investors invest in balanced advantage funds, multi-asset funds, aggressive hybrid funds, and large cap and flexi cap funds. Here are the reasons.

It is vital to factor in processing fee before you select a bank to borrow the personal loan from

Download your Axis Bank interest certificate with ease using netbanking, mobile app, or offline support. This essential document simplifies ITR filing and helps you claim tax benefits under Sections 24(b) and 80E without unnecessary delays or errors.

It is recommended that you check your credit report regularlyat least once a yearso that you can spot any mistakes or fraud in the report and rectify them.

Indias deposit insurance scheme offers wide coverage by number, but not by valueleaving large depositors at risk. With household savings rising, is the RBIs safety net still fit for purpose?

Banks often pitch loan insurance as essential protection for your family. But experts say there may be smarter, more flexible ways to cover that risk.