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Is the buy-and-hold era over? Key portfolio strategy lessons for investors from Quant Mutual Fund's October factsheet

Mutual fund investors may need to rethink static portfolio strategies as market volatility, higher rates, and shifting global trends reshape sector leadership. The latest outlook highlights dynamic asset allocation, selective sectors, and the importance of tracking portfolio positioning. 

5 Oct 2026 7:07 pm
Only 7 actors and cricketers are among the wealthiest in India: Who are they? Hurun Rich List

The M3M Hurun India Rich List 2026 features seven non-business figures showcasing their wealth accrued from entertainment, endorsements and various ventures.

5 Oct 2026 6:40 pm
Over 50% rise in wealthy Indians leaving the country; who's the richest NRI? Hurun Rich List 2026

According to the M3M Hurun India Rich List 2026, 156 wealthy Indians now reside overseas, an increase of 54%. Check who the richest NRI is.

5 Oct 2026 5:41 pm
Top equity mutual funds in 2026: Which active diversified schemes lead YTD, 3-year and 5-year CAGR return charts?

Small-cap funds dominate the top-performing active diversified equity mutual fund list in 2026 so far, while mid-cap schemes also feature over longer periods. A comparison of YTD, three-year and five-year returns shows how rankings change across different investment horizons.

5 Oct 2026 5:40 pm
Richest zodiac signs in India: Do you have the wealthiest sun sign? Find out | Hurun Rich List 2026

In the M3M Hurun India Rich List 2026, this zodiac sign leads wealth growth at 30.2%. Do you belong to this sun sign? Find out.

5 Oct 2026 4:45 pm
Investors should avoid thinking of debt as a risk-free asset class: Devang Shah of Axis Mutual Fund explains why

Debt is not a risk-free asset, with duration, credit, liquidity and reinvestment risks varying across investments. Axis MFs Devang Shah explains how investors should approach debt, 7%+ yields and retirement portfolios.

5 Oct 2026 4:22 pm
NPS Swasthya: How the new healthcare savings model works

NPS Swasthya combines a healthcare investment account with a mandatory super top-up health insurance policy.

5 Oct 2026 3:54 pm
GST Council may consider protection for genuine buyers losing input tax credit due to supplier default: Report

The GST Council may protect genuine buyers from losing input tax credit if suppliers default on tax payments. The proposal, discussed in the upcoming meeting, will ensure buyers arent penalised for a suppliers tax default. Details here.

5 Oct 2026 2:38 pm
Nifty has fallen for 8 straight weeks: How should SIP investors rethink their strategy? Experts explain

The Niftys eight-week losing streak may test SIP investors patience, but a market correction alone does not warrant stopping or increasing SIPs. Here is what investors should consider before changing their strategy.

5 Oct 2026 2:34 pm
Variable Dearness Allowance revised from Oct 1: Check new minimum wages for construction, agriculture and other workers

The Labour Bureau revised minimum wages effective October 1, 2026, increasing rates for agricultural and other workers. The Variable Dearness Allowance, tied to inflation adjustments, raised daily wages for unskilled agricultural workers to 537, 491, and 486 in Areas A, B, and C respectively.

5 Oct 2026 2:15 pm
IDCW vs SWP: which of these options should retirees choose and why

IDCW payouts from mutual funds are neither guaranteed nor necessarily tax-efficient. For retirees seeking regular cash flows, a disciplined SWP can offer greater control over withdrawals and taxation.

5 Oct 2026 1:23 pm
Is credit card minimum due amount biggest trap? Here's why paying less now can cost you more later | Explained

Credit cards provide a way to manage expenses without immediate cash flow. But paying only minimum dues incurs interest, leading to debt traps and even lower credit scores. Here's how.

5 Oct 2026 12:56 pm
Taxpayer ignored 4 income-tax notices and faced 1.55 crore additions: What Delhi ITAT ruled and why it matters

Delhi ITAT has given a taxpayer another chance to contest 1.55 crore in income additions after she failed to respond to four appellate notices. The tribunal said the CIT(A) cannot dismiss an appeal without examining the issues on merits and passing a reasoned order. 

5 Oct 2026 12:19 pm
Floating-rate bond 2028: RBI sets 6.45% interest rate for October 2026-April 2027; what investors should know

The RBI has fixed the interest rate on Government of India Floating Rate Bond 2028 at 6.45% for 4 October 2026 to 3 April 2027. Heres how the rate is set, what investors can earn and what to know before investing.

5 Oct 2026 10:40 am
Some equity mutual funds earn dividends too; here's why it may not be credited to your bank account why it happens?

Equity mutual funds invest in shares, which may generate dividends. Investors can choose either a growth or dividend plan. Here's when the dividend is not credited to an investor's bank account. 

5 Oct 2026 10:37 am
Gold and silver price today, Oct 5: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities

Gold and silver prices in India witnessed a rise during early trading hours on Monday. Check retail rates of the precious metals in top metro cities of the country.

5 Oct 2026 9:10 am
Old Pension Scheme: Calcutta HC says employees cannot lose pension benefits over a technical job-switching lapse

Calcutta High Court has directed authorities to reconsider a government employees Old Pension Scheme claim, ruling that failure to disclose a prior job application or obtain technical resignation cannot by itself defeat eligibility under the 2023 pension option.

5 Oct 2026 8:25 am
PPF maturity date falls on a holiday or you don't withdraw immediately: what happens to your money?

A Public Provident Fund (PPF) account matures in 15 years, calculated from the financial year of opening. Here's what happens if you don't make a withdrawal immediately. 

5 Oct 2026 7:31 am
Taking a career break? Your EPF balance may stay tax-free, but interest earned after leaving the job could be taxable

A job break can affect the tax treatment of EPF interest. While the accumulated EPF balance may remain tax-free after five years of service, some ITAT rulings say interest earned after leaving employment can be taxable as income from other sources.

5 Oct 2026 7:13 am
One mutual fund for large-, mid-, small- and micro-cap exposure: How Nifty Total Market Index schemes fare on returns

Nifty Total Market Index funds offer exposure to large-, mid-, small-, and micro-cap stocks through a single mutual fund scheme. Heres a look at the category, its benchmark performance, and how the index funds have performed so far.

5 Oct 2026 12:48 am
When does RBI classify a bank account as dormant? Here's what rules for reactivation and unclaimed money say

A dormant or inoperative account is not a lost account. Whether the account has been unused for two years or the deposit has remained unclaimed for a decade, RBI's framework provides a route for the rightful account holder or beneficiary to recover the money.

4 Oct 2026 11:54 pm
Facing an NPS-related issue? Know how to raise a complaint through the PFRDA Pension Sahayak portal

Have an NPS or APY-related query or complaint? PFRDAs Pension Sahayak offers a simpler way for subscribers to raise and track grievances online. Heres how the platform works, the steps to register a complaint, and what happens if the issue remains unresolved.

4 Oct 2026 11:36 pm
UPI MDR above 2,000: Survey finds 76% of consumers may shift to cards or cash if merchants pass on 0.4% fee

A survey of over 67,000 UPI users suggests 76% may shift to cards, cash or bank transfers for purchases above 2,000 if merchants pass on the proposed 0.4% MDR. Only 14% said they would continue using UPI and bear the additional cost.

4 Oct 2026 11:12 pm
5 tricks to improve your CIBIL score to get loans faster with better interest rates

CIBIL scores reflect repayment history and influence the chances of loan approval. Here are 5 tips to improve your CIBIL score.

4 Oct 2026 11:09 pm
Are you building a house or commercial property? Know when TDS applies to contractor payments under Income Tax Act 2025

Know when TDS applies to payments made to contractors for construction, repair, or renovation work. The rules specify who must deduct TDS, the applicable 1% or 2% rates, the 30,000 single-payment and 1 lakh annual thresholds, and separate rules for individuals and HUFs.

4 Oct 2026 10:31 pm
Sukanya Samriddhi Yojana calculator: Your daughter may have 72 lakh for her education; heres how

Starting a Sukanya Samriddhi Yojana account at birth aligns with the child's educational needs by the age of 21. Check how.

4 Oct 2026 10:14 pm
IPL mega auction or a masterclass in behavioural economics? Sunk cost fallacy, winners curse, FOMO and more | Explained

The IPL mega auction highlights how emotions can cloud decision-making for franchise owners. These psychological traps mirror investors behaviours in stock markets, where past spending often skews current judgments.

4 Oct 2026 9:19 pm
Which value mutual funds lead in 1-, 3- and 5-year CAGR returns? Are they outperforming on alpha too?

Value mutual funds follow a strategy of investing in stocks that appear undervalued. But which schemes have delivered consistently strong returns across 1-, 3-, and 5-year periods, and how does their performance compare on another key metric? Heres what the latest data shows.

4 Oct 2026 8:52 pm
Luxury sneaker industry set to cross $75 billion in 5 years: Check top brands, leading market, customer segments

Sneakers are expected to grow 8.8% annually, reaching $98.7 billion by 2034. Asia-Pacific leads sales, driven by demand in China. Young consumers value brand stories, with low-top sneakers being the most popular style.

4 Oct 2026 8:00 pm
Filing belated ITR for AY 2026-27? Know which losses you can carry forward under income tax rules and ones you can't

Missing your ITR deadline does not mean you lose every tax benefit. But if you have reported a loss, filing a belated ITR can change what you can carry forward. Heres what taxpayers with capital and house-property losses need to know. 

4 Oct 2026 7:48 pm
FD rates for senior citizens in October 2026: Interest reaches 8.50% in these banks

In October 2026, senior citizens can secure fixed deposit rates up to 8.50%. Check detailed numbers. 

4 Oct 2026 6:57 pm
Startups, OTT, real estate and more: Bollywood stars diversify their investments, build wealth beyond film salaries

Bollywood celebrities like Shah Rukh Khan and Alia Bhatt are expanding their wealth through investments in startups, properties and sports teams. 

4 Oct 2026 5:51 pm
Is your SBI, HDFC Bank, other bank branch closing or shifting? Will IFSC, cheque book details change? Know here

A branch shutting down does not mean that your account or deposit will disappear. The bank will generally transfer the account to another branch or banking outlet and inform customers about the new arrangement.

4 Oct 2026 5:31 pm
UPI MDR Charges: Will small-value transactions be impacted? What's Person-to-Merchant (P2M) fees? Details inside

From October 15, a new MDR framework will apply to UPI merchant payments above 2,000. But not all merchants or transactions will be affected. Heres what the new rules mean for customers, small vendors and select sectors.

4 Oct 2026 4:27 pm
Man sells agricultural land for 8 cr, claims tax relief after reinvesting proceeds; gets notice; ITAT rules in favour

A taxpayer who sold his ancestral land for 8 crore, faced tax issues when his claimed exemptions under Sections 54B and 54F were disallowed. Here's why he ultimately won the case.

4 Oct 2026 2:46 pm
Travel insurance claims 1 crore cover, but your medical bill payout can be much lower here's why | Factors explained

Travel medical insurance policies have certain sub-limits that may vary by insurer. This leads to a lower payout than the cover claimed during purchase. Here's how it works and what determines them.

4 Oct 2026 1:19 pm
Nifty 50 correction: why fund managers see more value in large caps now

Two years of flat market returns and sharp oil-led corrections have dragged Nifty 50 valuations below historical averages. Fund managers explain why beaten-down blue chips offer a margin of safety and where to invest now.

4 Oct 2026 12:32 pm
Explained: 'Quick cash What are payday loans, when can you borrow this money? Risks, eligibility, documents required

Payday loans are short-term, unsecured advances used for emergencies. Check risks, eligibility and documents required before you consider one. 

4 Oct 2026 11:10 am
PF withdrawal done, pension forgotten? Why your EPS service record still needs to be transferred and how to do it

Many employees mistakenly assume that their EPS service history transfers automatically after withdrawing their EPF balance. However, EPS operates separately. Here's why it's important to make a transfer and how to do it.

4 Oct 2026 7:30 am
What life insurers actually pay for

Insurance is sold as protection against death, but the industry's own numbers tell a different story

4 Oct 2026 7:00 am
Planning to buy Apple iPhone 18 Pro on 'No-Cost EMI'? Is your smartphone purchase an invisible debt trap?

Purchasing items with no-cost EMI can seem appealing, but it may hide costs such as processing fees and interest charges. A comparison of total costs is crucial.

4 Oct 2026 12:03 am
EPFO: Outdated details, errors Top reasons your employees' provident fund claims could be rejected, explained

The EPF allows full or partial withdrawals under certain conditions. Members can claim for emergencies, education, housing, and more. In case your claim is being rejected, check what key information or mistakes you may have to rectify 

3 Oct 2026 11:33 pm
Are you planning your retirement correctly? Tax free, govt securityresearch explains key reasons why Indians prefer NPS

HDFC Pension Fund Managements NPS Preference Index Study 2026 revealed that preference for the National Pension Scheme among Indians has increased, driven by improved consideration, familiarity, and appeal. 

3 Oct 2026 10:32 pm
Less exciting long-term savings crucial for financial security in old age: CEA encourages pension investment

CEA Nageswaran urged Indians to prioritise long-term savings over short-term trading, highlighting the importance of pension assets for financial security. He noted pension assets are only 17% of GDP, significantly lower than OECD peers, indicating room for growth.

3 Oct 2026 10:06 pm
EPS: What to do if employer fails to make pension contribution

EPFO says eligible employees can approach employer first, then file grievance online

3 Oct 2026 9:27 pm
The corporate insurance trap: Relying solely on your companys health cover is a bad idea; heres why

Relying solely on corporate health insurance can expose families to risks, especially during job transitions or retirement. Check why.

3 Oct 2026 9:03 pm
UPI MDR Charges: Start date, slabs and why is this Merchant Discount Rate being introduced now? All questions answered

The Centre will soon implement Merchant Discount Rate (MDR) fees on specific UPI transactions. Today we answer what the UPI MDR charge means, the start date, slabs, and why this is being introduced now 

3 Oct 2026 8:39 pm
8th pay commission: Stakeholder meetings underway Here are the key dates and FAQs answered

The 8th Central Pay Commission is consulting stakeholders to discuss possible revisions. Chaired by former SC Justice Ranjana Prakash Desai, it will benefit over 1 crore government employees and pensioners, with final recommendations expected by May 2027.

3 Oct 2026 7:13 pm
DA news: Sikkim govt hikes dearness allowance for employees, dearness relief for pensioners Check details

DA hike news: Sikkim has announced increased dearness allowance and dearness relief for state government employees and pensioners, respectively, with effect from 1 January 2026. Here's how much those under pre-revised and revised basic pay structures will get 

3 Oct 2026 6:12 pm
Work From Hills: WFH here may be cheaper than your city accommodation; check rates in Himachal Pradesh, Uttarakhand

Working remotely from hill stations in India may be cheaper than renting in cities. Various listings show monthly rates in Himachal, Uttarakhand, Sikkim and West Bengal.

3 Oct 2026 5:27 pm