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Knowing the prescribed timelines and protections can help policyholders track their claims and take appropriate action when there is an unnecessary delay.

NRE vs NRO: Non-residents in India should update their banking by switching old savings accounts to avoid tax issues and compliance problems. 

International exchange-traded funds in India are trading at steep premiums due to regulatory caps on overseas investments. New Sebi rules on price bands have further inflated valuations, raising concerns for investors seeking global diversification.

EPF advance rules have been highlighted by EPFO, covering withdrawals for education, illness and housing. Here is what EPF members should know about eligibility, withdrawal limits, applicable conditions and the impact on retirement savings.

The proposed PIR allows policy detail transfers between insurers, safeguarding waiting periods and claim histories. It aims to streamline insurance management but depends on accurate records and clear error responsibilities. 

Job loss or an unforeseen financial difficulty can make car loan EMIs harder to manage. Experts suggest contacting lenders early, using emergency savings carefully and checking insurance to avoid missed payments, credit score damage and potential loan default.

Advance tax deadline September 15, 2026 is approaching. Taxpayers with income from interest, rent, dividends, mutual funds, shares or freelance work may need to pay advance tax if their remaining tax liability exceeds 10,000.

A high cash allocation in a mutual fund does not necessarily mean the fund manager expects a market fall. Investors should check the fund's historical cash levels, investment strategy and reason for holding cash before redeeming.

Paid credit services promise to explain falling scores, flag unfamiliar accounts and offer personalized guidance. But when does that advice add enough value to justify the fee?

India does not lack housing demand, and it does not lack capital. The gap lies in connecting the two for borrowers whose repayment capacity is real but hard to read from standard documents.

Delhi ITAT invalidated a 8.71 crore income tax reassessment notice issued to a deceased taxpayer, stressing the need for valid notices, legal heir proceedings and compliance with limitation periods.

SGB 2020-21 Series XII investors can prematurely redeem their bonds on September 9, 2026 at 15,355 per unit, RBI said. For those who bought online at 4,612 per gram, 1 lakh invested at issue would be worth about 3.33 lakh, excluding interest.

At the entry level, most platforms offer a one-time portfolio review, suggest additions or trims based on spending patterns, and provide basic redemption advice.

Zuno General Insurance has launched Fuel Guard, an add-on for eligible newer vehicles that covers specified engine and fuel-system damage caused by approved blended fuels, subject to conditions.

Gold ETF inflows fell 55% in July after a sharp correction in precious metals. Experts see profit-booking and leverage unwinding, but say diversification and de-dollarization support long-term demand.

An NRI can be nominated for PPF, NSC and SCSS, but the proceeds are subject to a non-repatriation condition. What happens after the account holders death depends on the nomination, succession rights and applicable FEMA rules.

PF offers salaried employees more than retirement savings: tax-free interest growth, employer-funded pension via EPS, family protection through EDLI, legal protection from debt attachment, and partial withdrawals for housing, medical or education

Experts say that equating a home loan EMI with the cost of the house may be a gross miscalculation. The real cost extends beyond this and includes stamp duty & registration, interiors & furnishing, monthly society maintenance, annual property taxes, home insurance and inevitable upkeep costs.

Gold and silver prices today, 9 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

The Karnataka HC has ruled that a health insurance claim cannot be rejected merely because a treatment did not require hospitalisation. The ruling offers important relief as more treatments, are increasingly administered without hospital admission.

IRDAI has warned policyholders against a fake website impersonating its Bima Bharosa insurance grievance platform. The regulator has directed consumers to use only the official Bima Bharosa portal and urged those who may have shared sensitive information to take immediate precautions.

The Retired Employees Welfare Association (REWA), a pensioners body, has urged the Centre to amend the 8th Pay Commissions Terms of Reference (ToR) to cover pension and family pension revision for retirees before 1 January 2026.

A 10 lakh health insurance policy does not always mean the insurer will pay 10 lakh of your hospital bill. Room-rent caps, sub-limits, co-payments, deductibles and non-medical expenses can reduce the final claim payout.

Copper prices have hit a record high, raising investor interest in the metal. Heres a look at five ways Indian investors can gain copper exposure and what experts say about the risks and suitability of each route.

These 5 tricks help detox your money. You can help reset your spending habits by curbing unnecessary purchases while covering essential expenses. 

Investors often believe poor returns are the biggest threat to their wealth. But what if the bigger risk comes from how they react when another fund starts to do better? A closer look at a common investing behaviour may make you rethink the chase for returns.

The timing of investments is one of the biggest factors behind differences in returns. Investors may enter a fund after it has already delivered substantial gains.

Fund managers are reshuffling their mid-cap bets, with some stocks gaining traction. The July portfolio disclosures of actively managed funds reveal the changing favourites and offer clues about where institutional interest is building.

Here's what taxpayers whose refund has not yet been credited into their bank account and have been sent a notice from the tax department regarding discrepancies or mismatch in your ITR filing should do next

Salaried taxpayers should start preparing now for ITR filing for Tax Year 2026-27. Maintaining tax documents, tracking investments, checking AIS and Form 26AS, reviewing deductions and comparing tax regimes can help avoid last-minute errors.

Investing parallels cricket batting, where strategy and personal temperament are vital. Different styles, such as defensive, balanced, and aggressive, reflect unique investment approaches. 

Large-caps have lagged mid- and small-caps over the last three years, but the headline numbers may not tell the full story. A closer look at individual stocks and broader indices reveals where the weakness is concentrated. 

EPFO: It is mandatory for members to provide KYC information for their accounts. Without KYC, you will not be able to access services such as withdrawal or transfer of funds, settlement claims and other digital services.

The Labour Ministry's recent notifications clarify bonus eligibility and calculation. Employees earning up to 21,000 may qualify, while those above this limit are not entitled to mandatory bonuses.

Foreign portfolio investors are showing signs of a turnaround after a prolonged selling streak in Indian equities. Their recent buying marks the longest stretch of fortnightly inflows in two years. But the shift is not broad-based. 

JioBlackRock AMC announced the launch of the JioBlackRock Balanced Advantage Fund today, stating that its assets under management have crossed 22,000 crore, up from nearly 16,000 crore in March. 

Should you top up your existing SIP or start a new one? A 25,000/month SIP with a 10% annual top-up can grow to 84.35 lakh in 10 years, vs 56.01 lakh without one. Experts say the right choice depends on diversification, risk profile and fund performance.

DA news: Protesting sanitation workers on municipal rolls in Haryana, will be brought under the state's contractual employees law, giving them job security, dearness allowance, gratuity and other benefits. 

ESIC beneficiaries are required to link their Aadhaar with their ESIC Pehchan Card for authentication under Section 142 of the Code on Social Security, 2020. The process can be completed online through the ESIC portal. 

Sebis new life cycle funds automatically shift money from equity to debt as maturity nears, reducing the need for investors to rebalance or time the market.

The 8th pay commission is holding consultations with employees and pensioners in Chennai today and will be in Puducherry tomorrow, 9 September. Here's a look at what's likely on the table for discussion

An active health insurance policy does not guarantee that every medical claim will be paid. Here are six common reasons insurers may reject a claim, from waiting periods to exclusions and missing documents.

Irdai's Public Insurance Registry promises to make insurance easier to find, compare and claim, but privacy, bad data and unequal access could determine whether it actually helps policyholders.

The NUDGE campaign has led to 1.32 crore updated tax returns, enhancing tax compliance and efficiency. Here's how the income tax department is improving compliance among taxpayers. 

A Mumbai-based businesswoman won a tax appeal against 20 lakh additions made by the income tax department due to cash payments of credit card bills and deposits. Here's what happened.

Your ideal financial cushion depends on monthly expenses, liabilities, dependants and income stability, not just your salary or savings. Heres how many months of expenses you should keep aside based on your age, job and financial responsibilities.

SGB 2020-21 Series VI investors can redeem their bonds prematurely from 8 September 2026 at 15,384 per gram. The redemption price represents a 203.6% capital gain over the 5,067 online issue price, excluding 2.5% annual interest.

Homebuyers can seek refunds from developers who fail to complete construction, as per RERA regulations. An Allahabad resident won a case against a builder in Gurugram for delays after paying 14.5 lakh. Details here.

A man from Kerala reported receiving two unknown UPI payments but chose not to return them, suspecting a scam. His bank account was subsequently frozen. Here are the rules and customer rights in such cases.

A 10,000 monthly SIP may look affordable today, but the same amount would not have been affordable to most investors 20 years ago. Its affordability-adjusted analysis shows a 10,000 flat SIP could have grown to 87.3 lakh, compared with 31.9 lakh for an income-adjusted SIP over the same period.