Personal loans help borrowers tackle unexpected financial challenges like medical and education expenses. Still, the foreclosure process is complex and difficult to understand. This write-up is hence dedicated towards helping borrowers with steps to guide them with the foreclosure of their loans.

Here we discuss whether personal loans fintech are a boon for small borrowers or do they push them into a debt trap

Millennials in India face intense financial challenges. This article outlines five simple rules for effective financial management including: budgeting, saving for emergencies, managing debt, investing wisely, and staying informed about market trends to secure a prosperous financial future.

If you are planning to apply for a new credit card, make sure you consider these 6 key factors before taking a final decision

Here we list out key features of five popular premium credit cards offered by such banks as Axis Bank, ICICI Bank and HDFC Bank

If you are contemplating taking out a personal loan in a hurry, it is recommended to be careful about a range of factors. We list out some of them here

These are some cards which do not charge any annual or joining fees, thus making your card experience enjoyable

Video KYC has transformed banking, but two smart upgradesdynamic verification codes and PAN-Aadhaar API checkscan make it faster, safer, and fraud-proof

Despite being a lifetime free card, there are several costs involved which include high interest rates, overlimit fee, forex markup charge and low activity fee, among others

The Mahila Samman Savings Certificate is a 2023 initiative aimed at enhancing financial security for Indian women and girls. With an interest rate of 7.5%, the scheme allows deposits from 1,000 to 2 lakh and permits premature withdrawal after one year.

A personal loan balance transfer can offer benefits like interest savings, longer tenure, higher loan amount, better customer service, etc. The balance transfer decision depends on net interest savings after factoring in fees.

I-T rules tweaked to expand safe harbour rules: Threshold hiked to 300 crore, EV battery makers to avail tax benefits

EPFO claims: EPFO has established a centralized database. The next step is to incorporate UPI into the system. Officials have received suggestions from the NPCI regarding the integration

PPF is a government-backed savings scheme in India, offering 7.1% interest with a 15-year lock-in period. Investors can deposit 500 to 1.5 lakh annually. Depositing before April 5 maximises returns, as interest is calculated on the lowest monthly balance.

A 53-year-old woman from Hyderabad recently lost 2.29 lakh to a credit card scam after sharing sensitive details with fraudsters posing as bank officials. Learn how the scam unfolded and discover essential tips to protect yourself from similar financial frauds.

Many experts and advisors have been suggesting to follow a diversified approach in mutual fund investing over the last few years.

The Positive Pay System (PPS) by the RBI enhances cheque security by requiring issuers of cheques over 50,000 to pre-register details like cheque number, date, amount, and payee name. This prevents fraud and ensures smooth cheque clearing through extra verification.

Discover seven hidden factors that significantly impact your credit score. Understanding these can help you manage loans and credit cards more effectively, leading to better financial health and loan terms.

Investing in an ELSS scheme under the Dividend Reinvestment Plan qualifies for a Sec 80C rebate as it is a fresh investment. However, reinvested dividends are taxable in the year they are reinvested and subject to a 3-year lock-in period

Most banks have dedicated accelerated reward portals that offer higher reward points on select transactions.

Unlock tax savings with an HUF. Learn how to structure it right and maximize its benefits while staying compliant.

Convert your RBL Bank credit card transactions into EMIs with flexible tenure options from 3 months to 24 months and competitive interest rates starting at 12% to 13% per annum. Enjoy easy EMI conversion through mobile apps, WhatsApp, and customer care support.

The real estate industry is rapidly evolving with technologies like AI and digital twins. Shivam Agarwal from Sattva Group discusses how proptech enhances decision-making and efficiency - he expects significant adoption in the next 5-10 years.

Becoming a loan guarantor carries significant financial and legal risks, including credit score damage, legal action, and asset seizure. Understanding these seven key risks before committing can help protect your finances, integrity and emotional well-being.

Many Indians remain vulnerable to financial difficulties such as medical emergencies and sudden layoffs. In such uncertain situations, an emergency fund can provide much-needed financial security and stability. Heres how you can create a safety net in just 12 months.

Are you one of the several investors sitting on losses this year? Are you bullish on the mutual fund that is performing poorly and do not want to stop investing in it? Here is what you can do

Tax collected at source (TCS) is applicable on all remittances made under the Liberalised Remittance Scheme (LRS), as per the Income Tax Act, 1961.

The World Development Report 2024 indicates that India risks stagnation in productivity, hindering its transition to high-income status. The innovators growth platform aims to support tech firms but faces challenges, limiting its effectiveness compared to China and Hong Kong markets.

ICICI Banks iShop platform is offering premium cardholders accelerated rewards. But without a strong transfer partner ecosystem, can it really shake up the premium card hierarchy?

Freelancers and small business owners may find GST registration more complex than anticipated. Requests for additional documents could complicate matters. Here's how you can navigate the GST maze and avoid costly delays.

Sold a property but receiving payments in instalments? Know when your capital gains tax is due and how sale timing impacts your advance tax liability.

The relentless pursuit of money can lead to a life spent accumulating rather than living. Real success lies in striking a balanceusing wealth to create happiness, not just more wealth.

Senior housing segment within the real estate sector which has long struggled to gain mainstream acceptance is now gradually becoming more viable, presenting an opportunity for comapnies, according to a report by GRI Club.