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From youth dividend to credit ready: How Indias Yuva Shakti Budget impacts first-time borrowers

India's Union Budget emphasizes youth empowerment and entrepreneurship, recognizing the potential of its young population as a key driver of economic growth. It focuses on skill development, credit access, and financial literacy to transform demographic advantages into productive economic capacity.

26 Feb 2026 11:55 am
Can your NPS pay hospital bills? ICICI Pru tests a new model

ICICI Prudential launches NPS Swasthya Equity Plus under PFRDAs sandbox, blending retirement savings with healthcare liquidity and high equity exposure.

26 Feb 2026 10:49 am
Why your retirement target isnt as impossible as it looks

A simple retirement formula may tell you the target. Step-up investing shows you how to reach it, without feeling crushed by multi-crore numbers.

26 Feb 2026 10:32 am
Entry-level luxury car: Is the prestige worth the financial burden?

Dreaming of that premium German car? Before you sign the dotted line, discover the hidden financial realities beyond the showroom floor.

26 Feb 2026 9:00 am
How should investors navigate portfolios amid a shaky opening to 2026 across asset classes

Indian markets enter 2026 on shaky ground as equities falter, AI disruption rattles IT, tariffs cloud trade and precious metals swing. Discipline, diversification and asset allocation emerge as the real alpha. Here is a structured look at asset class performance and investor response.

26 Feb 2026 8:12 am
US shares, undisclosed dividend: is BMA penalty inevitable?

An Indian investor disclosed foreign shares but not the associated dividend income, assuming it was taxed in the US. The 20 lakh threshold for penalty under the Black Money Act pertains to foreign assets, not income. What can be done to mitigate penalties?

26 Feb 2026 5:50 am
I never paid for a flight ticket in past 10 years: Ashish Lath, CEO, SaveSage

In the past 10 years, Ashish Lath took 400 flights without spending any money, which includes around 80 international ones. He stayed in hotels for 100 nights without paying anything, getting 23% return on expenses in value terms by using 15 credit cards.

25 Feb 2026 4:02 pm
Radhika Gupta's advice on which investment strategy to avoid: The most expensive fund is

Radhika Gupta is popular among Indian investors for her easily understood investment tips and advice, stock market fundas, and investment explainers. She has now shared another simple rule of thumb consistency is key.

25 Feb 2026 3:46 pm
Chasing 12% equity returns? It may be the wrong goal

Historical averages may suggest 12% equity returns, but investor behaviour, time horizon and savings discipline play a far bigger role in real-world outcomes.

25 Feb 2026 10:42 am
The new economics of fitness: How rising incomes are reshaping wellness spending

As incomes rise, so does spending on gyms, gadgets and supplements. Young professionals now allocate up to 25% of their pay to fitnessblurring the line between discipline and lifestyle creep.

25 Feb 2026 10:10 am
Returning to India? What happens to your US assets and will?

Under the Foreign Exchange Management Act, 1999, assets acquired while you were a non-resident can continue to be held, transferred or reinvested abroad even after you return to India.

25 Feb 2026 6:05 am
PAN compliance, transaction limits set for change what draft income tax rules 2026 propose

While the proposals are still under consideration, the draft income tax rules signal an effort to ease compliance for routine transactions while maintaining strict oversight over high-value cash transactions.

24 Feb 2026 7:10 pm
How to reduce tax drag without disturbing long-term compounding

Asset allocation builds wealth. Tax efficiency preserves it. From tax-loss harvesting to loans against securities, smart structuring can reduce tax drag without hurting long-term compounding.

24 Feb 2026 1:01 pm
Draft income tax rules 2026: How your salaries, rental benefits and PAN disclosures could take a hit

The draft rules are part of a bigger plan to modernise India's income tax system by changing how individuals think about it, understand it, and pay it. A lot of people might not notice the changes right away.

24 Feb 2026 12:22 pm
Why Indian investors know what to dobut still dont do it

Indian investors know they should start early and stay invested. Yet SIP stoppages remain high. The problem isnt informationits behaviour. Systems, not willpower, hold the answer.

24 Feb 2026 11:34 am
How to fund a career break the right way

Planning a career pause? These strategies can help create a dedicated corpus and ensure financial stability. 

24 Feb 2026 11:17 am
Gold loan guide 2026: How do lenders calculate gold loan? Eligibility, amount and settlement rules explained

Planning a gold loan in 2026? Know the latest RBI gold loan guidelines, LTV limits, eligibility rules and valuation norms. Understand how much you can borrow, applicable interest rates, restrictions on gold bars and ETFs, and compensation rules if lenders delay releasing pledged jewellery.

24 Feb 2026 11:06 am
How Bharat Taxi can turn your 500 investment into profits within three years? Amit Shah explains

Amit Shah said that while it will be a fixed rent for the time being, being an owner would fetch profits for drivers from Bharat Taxi. He urged drivers to wait for three years for the money to come in.

24 Feb 2026 10:40 am
Already insured but denied higher cover: Are top-ups and critical illness plans worth it?

Already covered up to 10 lakh but denied higher health insurance due to a slip disc? Heres how top-ups and critical illness covers can still strengthen your protection.

23 Feb 2026 7:12 pm
Base plan isnt enough: How top-up insurance protects you from medical catastrophe

A super top-up can multiply your cover 25 times at a fraction of the costif you understand deductibles, claims, and coordination with your base policy.

23 Feb 2026 2:15 pm
How to regain control when youre caught in a credit card debt trap

Credit card issuance has doubled in five years and dues have surged. Are more Indians slipping into a debt trapand how can borrowers break free before it spirals?

23 Feb 2026 2:04 pm
8th Pay Commission salary calculator scam alert: What is it? Dos and Don'ts to avoid getting duped by fraudsters

Any news about salary hike and implementation of the 8th Pay Commission naturally grabs the attention of government employees and pensioners, and this is why it is important to check for red flags before you trust anyone.

23 Feb 2026 1:48 pm
Claiming HRA on rent paid to parents and relatives will be harder from 1 April

New disclosure mandates and stricter documentation will require taxpayers to prove that rent paid to family members is a genuine transaction rather than a tax-saving tactic.

23 Feb 2026 12:50 pm
The thali that never changes

Nearly a century ago, experts were serving up the same buffet of market explanations. Nothing has changed.

22 Feb 2026 12:45 pm
Dividend-yield funds have beaten flexi caps over the past decade. Should you invest in them?

Even though these defensive funds typically lag during aggressive bull runs, they have beaten flexi-cap funds, an investor favourite, over the past three, five, and 10 years. Tempted to dive in headlong? Read this first.

22 Feb 2026 7:00 am
PPF, SSY, other small savings schemes are not only about tax saving - Here's what you are missing

Small savings schemes like PPF, SSY, and NSC are relevant even for the taxpayers who have opted for the new tax regime. These schemes are being changed and recast as tools for long-term, tax-resistant, purposeful saving. They are not out of date; their role in Indian household finance is changing.

20 Feb 2026 11:24 am