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SEBI considers easing NDCF norms for Road InvITs, permitting major maintenance borrowings

Sebi proposed allowing road-focused InvITs to add major maintenance expenses back into their NDCF calculations if financed by debt. Full details here.

1 Jun 2026 8:53 pm
I asked ChatGPT if old-school shopping is better than quick commerce its answer shocked me

As quick commerce transforms grocery shopping in India, urban couples face unplanned expenses due to ultra-fast delivery services. Here's what ChatGPT suggested to reduce decision fatigue and save 15-30% on monthly grocery bills

1 Jun 2026 8:44 pm
Tax-aware retirement income strategy: How to invest smartly in FDs, SCSS and debt funds to beat inflation

Inflation-driven shifts are reshaping tax-aware retirement income strategies, as fixed deposits alone are no longer sufficient to keep pace with inflation. Retirees need to invest in diversified, tax-efficient, and inflation-protected assets to secure a steady income.

1 Jun 2026 8:21 pm
Mutual funds, SIFs and PMS: Comparing risk, flexibility and investment limits

SIFs sit between Mutual Funds and PMS, offering flexible, advanced strategies with moderate entry levels and regulation. Investors should understand the differences and consult a financial advisor before investing. So that sensible and professionally guided investments are made. 

1 Jun 2026 6:27 pm
Asset allocation calculator: Find your ideal equity-debt mix based on age, risk profile and investment horizon

Not sure about how much of your portfolio should be invested in equity and how much in debt? This is where an asset allocation calculator can help. So, let's find out your ideal asset allocation.

1 Jun 2026 6:12 pm
How to convert your NRO account to a resident bank account after returning to India? Process and documents required

NRO accounts allow NRIs to manage Indian income. Upon returning to India, NRIs must convert their NRO accounts to resident accounts by notifying their banks. Here's the entire process to do it and documents required.

1 Jun 2026 6:07 pm
From credit score impact to financial burden, 5 loan risks every borrower and guarantor should know

A simple favour can lead to lasting costs. Understanding the risks of loan guarantorship helps protect your credit score, assets, and finances before agreeing to support a personal loan application. If in doubt, do not hesitate to take professional guidance before agreeing to a loan guarantor. 

1 Jun 2026 5:28 pm
From HENRY to HARRY: how high earners can escape the lifestyle trap and build real wealth

High salaries don't guarantee financial independence. Heres how time-poor professionals can escape the cycle of heavy EMIs and lifestyle inflation to secure long-term assets.

1 Jun 2026 5:08 pm
5 diversified equity funds that have delivered the highest alpha

The metric used to analyze an equity fund's performance relative to its underlying benchmark index is alpha. Here's a list of top 5 equity funds by highest alpha that have outperformed their benchmark index. 

1 Jun 2026 4:44 pm
UPI sets new record: Transactions reach 29.9 lakh crore in May

In May, UPI transactions hit a record high in both transactions and volume terms. This growth was driven by summer travel and IPL fever. Full details here.

1 Jun 2026 4:42 pm
8th Pay Commission fitment factor: Will it be 2.57, 2.86 or 4.0? Here's what experts say

Inflation fuels debate over the 8th Pay Commission fitment factor as unions push for higher multipliers and experts suggest a moderate revision to balance salary growth, pensions and fiscal stability ahead of 2036.

1 Jun 2026 3:52 pm
UPI security, LPG price revision, PAN rules: Key financial changes effective from June 1

Starting June, significant financial and regulatory changes will affect consumers, including updated UPI security measures, revised PAN compliance, and increased LPG cylinder prices. Full list here.

1 Jun 2026 3:27 pm
Buying land in India: Should NRIs use NRE or NRO funds?

For US NRIs buying land in India, using an NRE or NRO account does not change capital gains tax liability, though FEMA and repatriation rules remain crucial considerations.

1 Jun 2026 2:46 pm
Repo rate explained: How RBI rate cuts and hikes affect your EMIs, savings, and investments

Currently, the RBI has kept the policy repo rate at 5.25%, and the next monetary policy meeting is scheduled between June 3 and June 5, 2026. Here's a look at out how a repo rate cut or hike actually impacts your finances and investments.

1 Jun 2026 1:57 pm
8-4-3 rule SIP strategy explained: How 5,000 monthly investment can grow into crores with compounding

Turn small SIPs into crores with the 8-4-3 rule, a compounding strategy that shows how disciplined monthly investing in equity mutual funds can steadily build long-term wealth. The focus must be on staying calm during market volatility and following well-established rules of wealth creation. 

1 Jun 2026 1:48 pm
I asked ChatGPT: Which Indian metro is best for buying a home on a 1 lakh salary? Here's how it ranked

An analysis reveals that for a 1 lakh salary, Pune, Hyderabad, and parts of Chennai offer the best home-buying opportunities, while Mumbai is the least affordable. 

1 Jun 2026 1:46 pm
Five timeless investing lessons from Warren Buffett's most storied 'no'

A crisis-tested investing lesson, Warren Buffetts 2008 rejection of Lehman and AIG highlights the value of balance-sheet strength, liquidity, trust and disciplined fundamental analysis. As an investor, one must follow fundamentals and make sensible investments backed by data and solid facts. 

1 Jun 2026 1:19 pm
Sukanya Samriddhi Yojana: If opened at 5, will it mature at 21 or 26? Can you withdraw earlier?

The Sukanya Samriddhi Account matures 21 years after opening, regardless of the girl's age. Contributions last for 15 years, and the girl can withdraw 50% of the balance at 18 for education or marriage expenses. Tax benefits apply under Section 80C.

1 Jun 2026 11:51 am
Virat Kohli's secret to success isn't just cricket It can grow your wealth too - check 5 investing lessons

Virat Kohli led RCB to a five-wicket victory over GT in IPL 2026, delivering consistent performances through the marquee tournament and capping it off with an unbeaten 75 in the final. His disciplined approach is a reminder to investors to prioritize technique and strategy over aggressive tactics.

1 Jun 2026 10:59 am
Gold and silver prices today, 1 June: Check retail rates of 24K, 22K gold and 999 silver in Delhi, Mumbai, other cities

Gold and silver prices today, 1 June: Gold rates declined on MCX amid a stronger US dollar and rising crude oil prices. Check the latest 24K and 22K gold prices, along with 999 silver rates, in Delhi, Mumbai, Bengaluru, Kolkata, Hyderabad, and Chennai.

1 Jun 2026 10:26 am
Annapurna Yojana: 3,000 transfer begins this week How Lakshmir Bhandar beneficiaries can update bank details

West Bengal CM Suvendu Adhikari announced the Annapurna Yojana fund transfers starting June 3, providing 3,000 to eligible women. Beneficiaries must ensure their Aadhaar-linked bank accounts are updated to avoid issues with payments.

1 Jun 2026 8:28 am
Coinbase launches in India with direct INR support: How to deposit rupees, trade crypto and withdraw funds

Coinbase has launched operations in India, allowing users to deposit and withdraw Indian Rupees directly. This eliminates the need for peer-to-peer transactions, and users can trade various crypto assets with local order books and advanced trading tools.

1 Jun 2026 7:52 am
8th Pay Commission: Retirement benefit rules could change upto 100% pension, OPS-NPS-UPS under discussion

8th Pay Commission: Pension rules could change - 70% pension at 65, increasing to 100% with age, Freedom to Pick OPS, NPS or UPS

1 Jun 2026 7:20 am
EPFO: What is EDLI? Employees Deposit Linked Insurance Scheme, explained

The Employees Deposit Linked Insurance Scheme (EDLI) offers insurance for salaried individuals, ensuring families receive a payout upon the subscriber's death. Here's what it is, how it works, and steps to make a claim

31 May 2026 11:22 pm
What happens to your bank account after moving abroad and can you use it again if you return to India?

 Indians relocating abroad must convert their resident savings accounts to NRO accounts due to banking regulations. Failure to do so can lead to compliance issues. Details here.

31 May 2026 11:00 pm
Atal Pension Yojana: How can you withdraw my account? What happens on payment defaults Check FAQs

The Atal Pension Yojana aims to establish a universal social security system in India, offering a guaranteed monthly pension to subscribers based on contributions made till 60 years of age. Here's all you need to know.

31 May 2026 10:31 pm
Filing your ITR isn't just about paying taxes: 5 other benefits you should know

Filing income tax returns (ITR) is essential for meeting tax obligations and can provide benefits like loan eligibility and tax refunds. Here are five benefits of filing ITR regularly.

31 May 2026 9:25 pm
Income-tax returns: Here's why you must e-verify your ITR after filing Stepwise guide

Income-tax returns: You should complete e-verification of your ITR within 30 days after filing to ensure a smooth refund process from the tax department. Check here for the step-by-step taxpayers' guide

31 May 2026 9:02 pm
Income-tax returns: Are all donations 100% exempted from tax under old regime?

ITR: As the season to file your income-tax returns, we take a look at whether all donations qualify for 100% exemption from tax under the old tax regime, what are the categories, recipients, qualifying limit and more

31 May 2026 7:44 pm
How a Gurgaon couple spent 1.59 lakh and still invested 2.2 lakh in March

The couple shared that accommodation accounted for the largest share of their monthly expenses. They live in a 2.5BHK apartment in a gated society in Gurgaon, where 50,800 goes towards rent and electricity bills.

31 May 2026 7:20 pm
PM SVANidhi scheme: Street vendors receive loans worth 17,800 crore in 6 years; Key points to note while applying

Since June 2020, the PM SVANidhi scheme has provided over 1.12 crore collateral-free loans totaling 17,800 crore, benefitting street vendors in India. Here are the details of the scheme and some key things to know if you are planning to apply.

31 May 2026 7:19 pm
Moving abroad? Here's when your EPF withdrawal becomes taxable and how NRIs can avoid paying extra tax

EPF is a major retirement savings plan for salaried workers, requiring both employee and employer contributions. If you move abroad, the rules governing the scheme changes. Here's when your provident fund withdrawal becomes taxable and how NRIs can avoid paying extra tax.

31 May 2026 6:22 pm
Shifting insurance providers? Improve your policy by porting Here's why you should consider it and what steps to take

Policyholders who are due for a renewal are in place to avail health insurance portability to change or upgrade benefits in their existing insurance policy through portability. Here's why you should consider it and what steps to take

31 May 2026 6:11 pm
Credit card fees piling on? Here's things you can do to reduce or avoid some charges

Credit cards offer flexibility and benefits but come with high interest rates and fees. Financial discipline is essential to maximise advantages and maintain a good credit score. Here's things you can do to reduce or avoid some charges

31 May 2026 5:51 pm
Radhika Gupta reveals the biggest finance job opportunities for the next decade: Dont only chase crowded markets

Edelweiss CEO Radhika Gupta urges students to explore diverse finance careers beyond popular roles like investment banking, highlighting talent shortages in rapidly growing sectors. Here are some job roles that may witness a boom in the coming years.

31 May 2026 4:59 pm
Dearness Allowance: Punjab Cabinet to discuss DA, DR, pay arrear, clears regularisation of over 65,000 employeesDetails

DA: Punjab Cabinet to consider payment of dearness allowance and dearness relief dues and pay arrears of state government employees across categories and pensioners for specified periods, PTI reported. 

31 May 2026 4:23 pm
Want to move your Sukanya Samriddhi Yojana account to another bank? Here's the complete transfer process

Sukanya Samriddhi Yojana helps parents save for their daughters, offering competitive interest and tax advantages. Accounts can be transferred between banks with necessary documentation. Here's the full process.

31 May 2026 4:09 pm
Found an error in your AIS? Here's how to get it corrected before filing your ITR

AIS provides taxpayers with detailed financial transaction reports essential for accurate income tax return filing. Taxpayers should review their AIS for discrepancies to avoid incorrect tax calculations. Here's what to do if you find an error in your AIS.

31 May 2026 3:29 pm
India falls behind Taiwan in market rankingsbut which market is better positioned to handle risk?

As reported by Bloomberg on May 26, Taiwan's market capitalization stands at $4.95 trillion, slightly ahead of India's $4.92 trillion. While this has raised concerns among retail investors in India, you may be surprised to know which market is actually more sustainable. 

31 May 2026 1:36 pm
I asked ChatGPT whether the '100 minus age' rule for asset allocation is outdatedAnd got a reality check

The '100 minus age' rule for asset allocation suggests subtracting age from 100 to determine stock investment percentage. Critics argue it's too conservative for longer retirements and rising costs. 

31 May 2026 1:35 pm
Annapurna Yojana: 3,000 cash transfer begins next week Here's when money will arrive and how to track it

West Bengal CM Suvendu Adhikari announced that the Annapurna Yojana's fund transfers will start on June 3, providing 3,000 to eligible women. Enrollment requires a 12-page application form, with assistance available through public welfare camps on June 15-17 for those needing help.

31 May 2026 1:00 pm
Inside Parag Parikh Flexi Cap Fund: What it bought and sold in April 2026; top 10 holdings revealed

Parag Parikh Flexi Cap Fund is the biggest open-ended equity mutual fund in India with an AUM of over 1.40 lakh crore. But have you ever wondered which stocks have been recently bought or sold by the fund manager of the biggest mutual fund? Let's find out. 

31 May 2026 11:52 am
Retirement math gets brutal after 50: Why compounding alone won't save youand how to stay on track

Your 50s are crucial for retirement planning, with compounding effects becoming evident. Peak income is reached, but time to correct mistakes is limited. Sequence-of-returns risk poses threats, especially close to retirement. 

31 May 2026 11:51 am
Two market manipulation stories, one lesson

The market has never been a level playing field, and recent events have merely underscored how uneven it remains. The rational response is not to chase headlines, but to avoid playing a timing game

31 May 2026 9:39 am
Crypto investing: From SIP-style investing to large-cap assets How to fit Bitcoin, digital assets into your portfolio

Retail investors remain cautious about crypto due to market volatility. Experts suggest a disciplined approach: invest regularly, focus on quality assets, and allocate 2-5% of portfolios to crypto for stability and growth potential.

31 May 2026 9:02 am
SIP Investing in 2026: 5 common mistakes mutual fund investors must avoid

Market swings can test every investor, but avoiding common SIP investment mistakes in 2026 can improve mutual fund returns, strengthen financial goals and support long-term wealth creation. Have a clear discussion with a certified investment advisor to plan your investments properly and grow. 

31 May 2026 9:00 am
ITR-1, ITR-2, ITR-3 or ITR-4: Which form should senior citizens use? Who can skip filing returns?

The Income Tax Department has initiated online filing for AY 2026-27, with ITR-1 and ITR-4 available since May 15. Senior citizens face challenges in selecting the correct ITR form based on income sources, as ITR-3 remains inactive.

31 May 2026 8:44 am
What Taylor Swift teaches about money and how you can apply it, expert says, its a masterclass in wealth management

Taylor Swift's journey to billionaire status teaches valuable financial lessons. Experts highlight her savvy decisions in income diversification, ownership protection, and long-term investments as keys to her success. 

31 May 2026 7:03 am
Beyond Dalal Street: why more Indian investors are looking overseas

A weakening rupee, limited sector exposure and concentration risks are pushing Indian investors to gradually diversify into global markets and dollar assets.

31 May 2026 7:00 am
Checking your portfolio daily? Experts warn it may hurt long-term gains; recommends a smarter approach

Staying disciplined and aligned with financial goals is key to successful investing, rather than chasing short-term gains in fluctuating markets.

31 May 2026 6:20 am