Indias retirees cant rely on historical returns like their Western counterparts. With falling asset returns, the safe withdrawal rate may be closer to 3% than the classic 4%.

Taxpayers will be caught red-handed if they try to play smart while filing ITR.

Can you claim the deduction? Tax Expert highlights how there are no provision under the income tax laws to allow any deduction in case joining bonus is to be refunded to the employer. 

UPI Circle is a game changer for families navigating shared expenses and with interoperability among apps like BHIM, PhonePe, and GPay, users can now authorize trusted contacts to manage payments smoothly. Learn more about how this feature

Are you a senior citizen, exploring InvITs for retirement income? Here's some expert advice on why these are not straightforward investments like fixed deposits and different from Reits

Mutual funds: Under stress test, fund houses are meant to examine the liquidity of portfolios under stress scenarios for their mid-cap and small-cap funds.

ICICI Bank generally prefers a credit score of 750+ for credit card approval, with options for lower scores or secured cards available based on individual credit profiles.

In case of peer to merchant (P2M) transaction where merchant bank and acquiring PSP is same, UPI will consider transaction status deemed acceptance as success in online and pass the response to the PSPs

Ray Dalios Changing World Order explores the rise and fall of global empires, offering investors timeless principles to navigate economic cycles, debt crises, and geopolitical power shifts.

June 2025, marks the implementation of various financial rules such as the EPFO 3.0 system for quick withdrawals, new TDS deadlines, and changes to mutual fund cut-off timings and credit card fees.

Karate Kid Legends: As Xiao Li battles bullies and internal fears, he discovers crucial lessons about resilience and knowledge in martial arts and investing.

Individual investors direct ownership dipped to 9.5 per cent, suggesting growing popularity of mutual funds as a preferred vehicle for equity investment by retail investors.

Amid falling interest rates, it is prudent to compare gold loans and personal loans, highlighting key differences in interest rates, disbursal speed, eligibility, and risks to help borrowers make informed decisions.

When applying for a personal loan, the amount depends on the borrower's net monthly income and existing debts. Lenders offer varying limits, with some providing loans up to 1 crore. Maintaining a low debt-to-income ratio improves loan approval chances and interest rates.

Revolving credit impacts personal finance significantly, allowing borrowers to access funds up to a limit and repay as needed. While it offers flexibility, misuse can lead to debt cycles and high interest costs. Responsible use is crucial for maintaining financial health.

The Income-Tax Department has enabled Excel Utility facility for ITR-1 and ITR-4 for taxpayers filing returns for AY2025-26.

A 30-day break from convenience apps revealed their hidden costsfinancial, emotional, and socialwhile reconnecting the author with real-world routines and community. The experiment turned into a powerful reminder that mindful choices trump mindless ease.

Beginning an academic journey often involves significant financial commitments. Personal loans offer quick access to funds but come with higher interest rates, while education loans are tailored for students with longer repayment periods and benefits like moratoriums.

Check out HSBC Visa Platinum Credit Cards eligibility, required documents, online application process, and top benefits like zero annual fee, fuel surcharge waiver, and global travel rewards.

Cyprus offers Syrian families money to resettle and work permits for main earners

Check out key steps to improve a poor credit score in India, covering payment discipline, credit mix, and monitoring to help borrowers access better financial opportunities in 2025.

Active ATM usage doesnt qualify as an eligible transaction for debit card insurance claimsonly card swipes or online purchases count, a rule many users learn about only after a claim is denied.

Breakups can be financially devastating, impacting shared expenses, impulsive spending, and joint assets. It's essential to budget for heartbreak, maintain transparency in shared costs, and prepare a 'Freedom Fund' for emergencies to mitigate the emotional and financial toll of a breakup.

Rising personal loan interest rates in 2025 are straining borrowers; this article shares expert-backed tips, current rates, and practical strategies to manage debt and lower repayment burden.

A good credit score is crucial for loans and financial goals. Responsible credit card use, timely payments, and maintaining a low credit utilization ratio can improve credit scores. Regularly monitoring credit reports and keeping older accounts active also contribute positively to credit health.

The UPI credit line enhances India's digital banking by providing a pre-approved credit facility linked to UPI accounts, facilitating easier transactions without traditional credit cards. It promotes financial inclusion and helps users manage expenses effectively.

Check out key facts about HDFC Flexi Cap Fund including long-term performance, flexible investment strategy, and risk profile to help you make better mutual fund investment decisions in 2025.

Some personality types that society doesn't typically celebrate often make remarkably successful investors.

A major part of employer contribution goes into EPS. Ignoring it is your loss. 

A recent Bombay High Court ruling broadened capital gains tax to include tenancy/leasehold rights, impacting tax liabilities and exemptions on property redevelopment.

Prenuptial agreements are more likely to recognized for Hindus under the Special Marriage Act, helping to protect assets and clarify inheritance. Family courts have become more receptive to these agreements, viewing them as beneficial in mitigating disputes during divorce proceedings.

Check out ICICI Emeralde Private Metal Credit Card support options, including toll-free numbers, email assistance, concierge services, and complaint redressal mechanisms for faster resolution of card-related issues.

The new regime still allows employers to reimburse the cost of mobile phones, laptops, or car leases if they are used for official purposes.

Maintaining a 750+ credit score in Delhi requires timely repayments, low credit utilisation, balanced credit mix, and regular credit report checks to access better loan deals and credit opportunities.

IndusInd Banks Samman RuPay Credit Card offers government employees cashback, UPI access, and fee waivers, with a simple online application process and essential financial safety guidelines.

Kotak Mahindra Bank offers personal loans up to 35 lakh and higher with easy eligibility, quick approval, and digital application at competitive interest rates.

To protect your credit profile from identity theft, consider a credit freeze. This prevents access to your credit report, stopping new accounts from being created. It can be temporarily lifted, does not affect your credit score, and is a proactive measure against fraud.

Loan defaults can severely impact your credit score and future lending opportunities. Recovery involves reviewing credit reports, disputing errors, budgeting, and making timely repayments. Patience and consistency are essential for rebuilding credit over time.

Investors continue to exhibit the same emotional tendencies: fear, greed, overconfidence, herd behaviour, and loss aversion.

ITR filing deadline for FY25 extended to September 15 from July 31

IRCTC offers co-branded credit cards with HDFC Bank, SBI, Bank of Baroda, and RBL Bank, providing benefits for frequent train travelers. Users earn 'Travel Points' for ticket bookings, redeemable for future travel. Loyalty users can also earn points on other purchases.

Can you still keep investing in NPS after becoming a non-resident Indian or an overseas citizen of India? What are the compliance requirements, tax consequences, and rules around withdrawals? Read on to find out.

The mutual fund industry is taking steps towards transparency with new quarterly reports highlighting mis-selling cases by distributors. A review shows that four major fund houses reported six cases, primarily involving unauthorized switch transactions. 

Defaulting on a personal loan in India affects your credit score for up to seven years. This article covers its impact, recovery steps, and the role of disciplined financial behaviour.

Understand how to apply for the Karnataka Bank SBI Card PRIME in simple steps, check eligibility, and explore key benefits like lounge access, reward points, and milestone vouchers.

Opening a demat account with HDFC Securities is a quick, paperless process completed online in minutes. This guide outlines eligibility, document requirements, account features, and the seamless application steps for investing in equities, mutual funds, IPOs, and more.

Divorce impacts both financial and emotional aspects, particularly credit history. Joint loans remain binding unless legally severed, affecting credit scores if not managed properly. Alimony can stabilize finances if paid timely, reflecting financial discipline and improving creditworthiness.

Secured credit cards are essential for those with poor credit histories, offering a way to establish creditworthiness. By making a deposit, users can access credit limits, and with responsible use, they can improve their credit scores, paving the way for better financial opportunities.

Mohnish Pabrais The Dhandho Investor champions low-risk value investing through simple, proven businesses, downside protection, and high-conviction bets for long-term wealth creation.

Financial literacy among military personnel is traditionally low. While their job is secure, there's a crucial need for financial education to secure their future and move beyond traditional investment strategies