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Balanced Advantage Funds can help investors manage market volatility through dynamic asset allocation between equity and debt, offering stability, tax efficiency, and disciplined investing for long term wealth creation.

Pensioners should be mindful when considering becoming a loan guarantor, as a borrowers default could impact their retirement savings, credit score, and overall financial stability, potentially leading to legal obligations and added financial pressure on a limited income.

Most global retirement models assume that individuals retire around the age of 60 and need to fund 2025 years of expenses. That assumption is quietly becoming outdated.

In its notification on Thursday, the government said it was slashing the special additional excise duty on petrol from 13 per litre, to 3 per litre. Similarly, the duty on diesel was reduced from 10 per litre to nil. Here's what that means for your pocket.

With easy rate cuts on hold, borrowers should expect stable EMIs. The focus should be on affordable loan choices, disciplined repayment, and careful planning, as higher inflation and global uncertainties may push borrowing costs higher in the future.

Todays REITs, built on strong foundations of established office parks and leading retail properties, are no longer just landlords; they are transforming into multi-asset powerhouses aiming to capture every opportunity in Indias growth story.

The RBI complaint process guides customers in resolving banking grievances by first approaching regulated entities, obtaining an acknowledgement, and escalating unresolved issues to the RBI Ombudsman for resolution.

Financial and regulatory changes in April 2026 include new tax rules, higher rebates, updated TDS forms, increased banking charges, changes in fuel prices and new travel refund rules. Here are 10 financial changes to look out for.

After a sharp market correction amid the US-Israel-Iran war, DSP Mutual Fund has shifted to a bullish stance, citing extreme valuations and contrarian signals.

Retirement planning can benefit from allocations in the public provident fund, the employees' provident fund or the national pension scheme, which offer relatively higher interest rates and tax exemptions. Here's a comparison of the key features:

You can bump up your tax deductions under Section 80C if you are still under the old tax regime by adding 50000 to the NPS (National Pension Scheme). The NPS addition under Section 80CCD(1B)) will take your total deduction to 2 lakh.

India's diverse legal landscape complicates estate planning, influenced by personal laws, marriage statutes, and geography. For interfaith couples, these layers can overwhelm, necessitating clear wills 

Planning your daughters future involves investing in products such as Sukanya Samriddhi, mutual funds, PPF, insurance, and health cover while setting clear goals to ensure financial security and long-term growth for her future.

Planning your will? There is a difference between a legal heir and a nominee when it comes to inheritance. Here is how estate planning can help your family sidestep complications in the event of a sudden death

Discover smart asset allocation strategies for retirement that safeguard your savings, boost growth, and secure a steady income for a worry-free, comfortable future.

Rent shapes everything: how much you save, how stressed you are, and how quickly you build a financial cushion. As rents climb and entry-level salaries struggle to keep pace, the tough question is: how much is too much?

Rising LPG prices, supply delays and black market spikes are squeezing households and small eateries, triggering a rush toward electric cooking alternatives.

Timeless investment lessons from Think and Grow Rich show key strategies to stay confident, make smarter decisions, and grow wealth even during uncertain and volatile market conditions.

Nithin Kamath advises against relying solely on employer-provided health insurance due to limitations and potential gaps. He emphasises the importance of purchasing a personal health policy for better coverage and financial protection, especially given the rising medical inflation in India.

Form 130 replaces Form 16 from April 2026, simplifying TDS reporting by providing structured details on income, deductions, and tax, helping taxpayers ensure accurate filings and better compliance.

Middle-class individuals must strategically plan finances to avoid crises from medical emergencies or job losses. Building an emergency fund is essential, especially amid rising inflation and a volatile job market, according to this CA.

Smart credit card usage requires discipline through spending limits, regular tracking, full repayments, low utilisation, fewer cards, and automated payments to maintain financial stability and a healthy credit profile.

High expectations surround a Cabinet announcement on Dearness Allowance hike this month. It is anticipated to provide financial relief amid rising costs, benefiting over 1.2 crore employees and pensioners.

From no-buy periods to 24-hour cart pauses, social media is reshaping how young Indians save and spendsimplifying money habits, but also raising risks of oversimplified advice.

The tax department has started looking closely into TDS defaulters on rent. Last year, the department sent notices to taxpayers who claimed HRA on the rent they paid but did not deduct TDS

Retirement planning at 40 can still help build a strong corpus. Disciplined investing, diversification, insurance and clear financial goals are key. Read here about these measures that ensure stability, protect against inflation, and support longterm financial independence.

Explore top fixed-income investments, including PPF, SSY, SCSS, EPF, and Post Office schemes, offering guaranteed returns, tax benefits, and capital protection for safe, long-term financial growth in volatile markets.

Economic growth in India is propelled by self-reliance and the empowerment of youth through diverse career opportunities. Financial inclusion initiatives have significantly improved access to banking, enabling young Indians to develop informed financial habits and manage their credit effectively.

While financial rules of thumb offer a convenient starting point for the undisciplined, they often collapse under the weight of unique life circumstances and market volatility.

An Indian citizen must designate all his existing bank accounts as NRO accounts as soon as he becomes a non-resident under FEMA. He can also open an NRO account at any time after becoming an NRI.

New I-T rules: There are a couple of crucial changes taxpayers will see from next month. The changes include the requirement for a CA's certificate for foreign tax credit when the amount exceeds 1 lakh in a year.

Plan your retirement wisely with key financial moves that protect your savings, manage expenses, and secure a comfortable, stress-free future while enjoying peace of mind. Proper guidance must be taken from certified financial advisors to navigate retirement planning. 

AI voice cloning scams use realistic voices to trick victims into sharing sensitive information, causing financial loss, highlighting the urgent need for vigilance, secure practices, and careful digital behaviour.

Financial planners can help by focusing on discovery, understanding goals, cash flows, and behavioural tendencies before making recommendations

Corporate fixed deposit rates in March 2026 offer competitive returns from leading NBFCs, with varied tenures, senior-citizen benefits, and key safety features for stable, consistent investment planning.

With inflation rising and markets turning volatile, financial discipline becomes critical. Heres how to budget smarter, build buffers, manage debt and stay invested during uncertain times.

While businesses have long flagged the burden of tax compliance, non-business taxpayerssalaried individuals, investors and retireesface their own compliance maze. Why record keeping is an added task for taxpayers

Wondering if you are financially free? Learn how the 33x rule' is reshaping retirement planning and setting a benchmark for lasting security.

Tata AIA new funds launch opens the door to innovation driven equity and global AI technology investments, offering a compelling mix of growth potential and long term wealth creation within ULIPs.

While the income may technically be taxable in India under domestic law due to receipt in the NRO account, relief should be available under the IndiaUAE DTAA

Bank of Baroda launches UPI overdraft facility for women SHGs, enabling digital access to 5000 credit, boosting financial inclusion, transparent lending, and seamless small-ticket borrowing through UPI systems.

As per guidelines of the Reserve Bank of India (RBI), foreign exchange regulations prohibit individuals from borrowing to buy foreign properties. 

As geopolitical tensions reshape trade, capital and supply chains, Indian equities face new risksbut also emerging opportunities driven by domestic resilience and global realignment.

Home loan interest rates March 2026: PSU banks comparison highlights latest rates, charges, tenure options and eligibility factors. It helps borrowers choose cost-effective home loan plans and make better financial decisions.

Fixed Deposit Interest Rates: SBI vs PNB vs BoB FD rates explained below. Check the latest interest rates on fixed deposits of top 5 PSU banks.

Banks auction homes that list at steep discounts, but hidden dues, legal risks and repair costs often erase the advantage. 

Certain financial tasks, including PPF, SSY, NPS contributions, investment declaations, ITR(U) submissions and PAN compliance among others have a deadline of 31 March.

Credit card scams are on the rise as fraudsters target users through phishing, vishing, skimming, fake rewards, public Wi-Fi, and apps. Here are 5 ways to stay protected from credit card scams.

A disciplined asset allocation strategynot stock pickingdrives most portfolio returns. Heres why diversification and multi-asset funds are critical in volatile markets.

8th Pay Commission timeline, arrears rules and union demands highlight uncertainty on implementation date, retrospective benefits, fitment factor proposals and pension reforms impacting employees and pensioners.