Consistently following proven credit card and loan habits, such as timely payments, low credit utilisation, and checking credit reports, strengthens your credit score and boosts overall loan eligibility.

Urbanisation and digitisation are reshaping India's consumption landscape, enhancing access to credit through innovations like UPI and BNPL.

Improving personal loan approval chances depends on a strong credit score, low FOIR, stable income, and disciplined financial behaviour, helping borrowers access larger loans with better repayment terms.

To raise the level of credit score from 550 to 750 within a short period of time, it is vital to make a checklist of Dos and Dont's, and stick to it religiously

The most apparent risk is false diversification. You believe your risk is spread, but in reality, your mutual fund portfolio has overexposure to a small set of companies.

Retail investors are advised to curate a portfolio comprising a diverse category of funds, including debt, equity and hybrid, to align with their financial goals. It is also important to carry out portfolio rebalancing from time to time, based on changing circumstances.

The Act mandates that developers provide tenants with equivalent or larger accommodation in the redeveloped building at no cost

Indian start-ups like Shiprocket and Bombay Shaving Company thrive thanks to long-term capital from new-generation investors. Arihant Patni, a veteran investor, emphasises the importance of patience and strategic guidance in his insights on wealth management.

A widows challenge over compensation for a merchant navy officers death has drawn the Supreme Court into a case that could affect thousands of Indians earning abroad.

Income Tax: After a return is filed, it is vital for taxpayers to e-verify the return within 30 days, failing which the return is deemed invalid. There are three different ways to e-verify the return which are described here.

We face a critical paradox: An expanding investment universe, but a limited pool of trained, ethical, and client-centric financial advisers.

Filing ITR 2025: Taxpayers need to keep a few important documents ready before filing the income tax return.

Unlike conventional offerings tied to a single asset manager, Edelweiss multi-manager fund follows an open-architecture model and is designed for NRIs and overseas citizens of India 

Smart credit card moves like timely bill payments, low utilisation, card history, and a healthy credit mix can boost your credit score faster while ensuring long-term financial stability.

The joining and annual renewal fee of the Flipkart SBI Card is 500 plus applicable taxes. Upon successful application, cardholders can avail welcome benefits worth 1,250.

The NPS has multiple choices and complex withdrawal and annuity rules, requiring significant sales effort. The low monetary incentives make it even harder to sell at scale.

Credit card users can explore some of these lifestyle cards to make the most of cashbacks they offer on online and offline purchases

Income Tax ITR Filing for AY2024-25: Any taxpayer with a valid PAN (Permanent Account Number) can create an account on the Income Tax Departments e-filing portal. Here is a step-by-step guide

As a borrower, it is recommended that you check the credibility of the lender, the processing fee, the amount of the loan, hidden charges, and the rate of interest before finalising one.

The Goal SIP calculator helps an investor determine the required investment to accumulate the desired amount of wealth and the monthly SIP needed.

Mutual funds: Net inflows into regular plans of ICICI Prudential MF doubled in FY25 to 32,789 crore, while HDFC MFs rose 56 per cent to 32,783 crore. I

Credit card chargebacks offer a safety net for consumers, allowing disputes on billing errors, fraud, or faulty purchases while ensuring secure transactions and financial protection through issuing banks.

Effective 1 April 2025, maturity proceeds from life insurance policies issued by insurers operating in an IFSC will be tax-exempt, provided that the premium does not exceed 10% of the sum assured in any policy year.

They may intend to stay protected, but most buyers unknowingly fall into certain common traps that make their policies ineffective when they are needed the most.

He further mentioned in an interview that the department is in the process of formulating FAQs and SOPs. He reminds us that when Finance Act 2025 was tabled, the Board came out with an FAQ.

Credit cards for retirees offer rewards, convenience, and financial flexibility, but risks like debt, scams, and high charges demand careful usage with timely bill payments for secure retirement planning.

Boost your credit score by 30 points in 30 days with simple strategies like timely bill payments, low credit utilisation, diverse credit, error monitoring, and responsible loan applications.

No tax is levied when you inherit property, but capital gains hit once you sell, but there are hacks to reduce your tax burden.

India's financial landscape is shifting as women gain access to banking and digital finance. The Financial Inclusion Index rose from 43.4 in 2017 to 64.2 in 2024, with women holding 55% of Jan Dhan accounts.

Warren Buffett's 90/10 rule recommends investors allocate 90% to a low-cost S&P 500 index fund and 10% to short-term government bonds. While effective in the US, here's how Indian investors can adapt this strategy by finding suitable domestic alternatives.

Soft inquiry does not affect your credit score but hard inquiry affects, albeit marginally, it

MoS Finance Pankaj Chaudhary said in Parliament last week that banks could not insist on a credit score for first-time borrowers. This means that even borrowers with no credit report will be eligible to raise personal loans.

The bank is planning to reshape this entire activity and come up with new direction for growing the credit card business

EPFO: Allotment and generation of Universal Account Number can now be done only through the Aadhaar-based Face Authentication Technology in the Umang App

The new income tax law differs from the existing one on several counts. It is concise, with fewer words and tax provisions. The number of sections has been reduced from 819 to 536.

Generally, the flexicap fund category's allocation to large-caps has been in the range of 62-78%, with less allocation to mid- and small-cap stocks. Here is the gap that a rule-based flexicap fund can look to fill. But should you invest?

The Central Board of Direct Taxes (CBDT) has revised monetary thresholds for determining the tax-free status of perquisites such as rent-free accommodation, concessional housing, employer-paid medical treatment abroad, insurance premiums, and stock options.

For young investors who express difficulty saving while enjoying life's small pleasures, Radhika Gupta has some advice on how much and how to save, adding that life is not a choice between YOLO and savings.

Flawed EPS contributions are only corrected after financial years closeleaving workers stranded without access to their provident fund.

Form 16 is a certificate issued by the employer to employees detailing information pertaining to TDS where form 26AS is a statement which provides details of any amount deducted as TDS or TCS from various sources of income of a taxpayer

Income tax: Lottery and game show winnings are taxed at a flat 30 per cent with no deductions, exemptions or slab benefits, making accurate disclosure of gaming income crucial for taxpayers.

A fake credit card scam was busted in Gurugram where fraudsters tricked users with bogus offers; here are essential tips to protect against fraud calls and safeguard financial data.

Switching jobs can impact personal loan approval as lenders assess job stability, credit score, income, and repayment history, making employment continuity vital for boosting loan eligibility and financial confidence.

YES BANK POP-CLUB Credit Card: The card provides 10% POPCoins on online spends and 2% POPCoins on offline spends, with 5% additional POPCoins on UPI spends.

Income tax filing: From which types of income, to which form to fill. Here are the top 10 things taxpayers with Demat accounts must keep in mind while filing their ITR this year.

ITR Filing: As the income tax returns filing deadline approaches, taxpayers should choose the right tax regime, verify key documents, and ensure accurate personal details. Late filing can lead to penalties. Consult a tax professional for guidance.

Dream Sports is set to launch Dream Money, a personal finance app allowing investments in gold and fixed deposits. This move follows the suspension of paid contests on Dream11 due to new online gaming regulations, aiming to diversify the company's offerings.

London, consistently ranked among the worlds 10 most expensive cities, demands its share of financial and lifestyle adjustments.

Taxpayers filing Income Tax Returns must select the right form if they have income from house property income to file their tax return correctly. Here's everything you need to know about reporting income from property in your ITR. 

Bollywood's well-respected Jackie Shroff's family turned a party into a megadeal opportunity to turn their investments into multifold gains. Read how they turned their returns to the growth tune of 1 lakh to 100 crore over 15 years.