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New rules from October: SBI ATM charges, bulk FD rates, fee on UPI, Aadhaar verification for LPG subsidy, and more

From 1 October, households need biometric Aadhaar verification to keep accessing LPG subsidies, affecting 14.2 kg refills. Also, revised NPS charges and changes to ATM transactions for SBI customers will be implemented.

28 Sep 2026 11:35 pm
Bank strike deferred: Will SBI, HDFC and cooperative banks across India stay open on Tuesday-Wednesday, 29-30 October?

Bank strike deferred: Check if banks across India, including State Bank of India, HDFC Bank, ICICI Bank, Axis Bank, Yes Bank and the cooperative banks will remain open on Tuesday-Wednesday i.e. 29-30 October. 

28 Sep 2026 11:26 pm
How to invest across equity mutual funds: Motilal Oswal suggests 50:40:10 mix amid global uncertainty

Motilal Oswal Private Wealth has suggested a 50:40:10 allocation across mid- and small-cap, hybrid, and large-cap, and global equity funds. It favours lump-sum investments in hybrid funds and a staggered approach for pure equity funds over the next 23 months.

28 Sep 2026 11:08 pm
Credit card debt: Can banks ask families to repay it after cardholder dies? What if theres no will? Explained

Credit card debt: Can banks ask families to repay it after a cardholder dies? What if theres no will? Read out to find out.

28 Sep 2026 9:43 pm
Tax audit due by 21 October: How to pick between Form 3CA and 3CB and what to do if you filed the wrong one

Tax audit reports are filed using Form 3CA-3CD or 3CB-3CD, but the choice depends on specific conditions. With the deadline extended to 21 October, taxpayers should know which form applies to them and what they should do if they make an error.

28 Sep 2026 9:42 pm
Must-read for homebuyers: Planning to buy a new house from a developer? Here's what you should consider

Housing sales fell 2% in H1 2026, even as new launches rose 7% and the average ticket size edged up 2% to 1.41 crore. The data suggests buyers have more homes to compare, but there is no broad-based fall in prices yet. City-level trends vary sharply.

28 Sep 2026 8:52 pm
Disclosing foreign assets or income under FAST-DS 2026 is just the first step: Here's how to pay tax

FAST-DS 2026 allows eligible taxpayers to disclose certain previously undisclosed foreign assets or income. Those making a valid declaration must follow a prescribed payment process. Heres what taxpayers need to know about ITNS 289 and the steps involved in making the tax payment.

28 Sep 2026 7:45 pm
Who gets more time for tax audit and ITR filing as CBDT extends deadlines? Eligible taxpayers vs exclusions

The CBDT has extended the ITR and tax audit deadlines for a specific category of taxpayers for AY 2026-27. The move gives eligible taxpayers additional time to complete their audit-related compliance and file their returns. Heres what taxpayers need to know.

28 Sep 2026 6:10 pm
DA news: Here's a look at the full list of states that have announced dearness allowance hikes in 2026

Assam, Bihar, Tamil Nadu, Sikkim, West Bengal and more Today we take a look at the full list of states that have announced DA and DR hikes this year, besides paying arrears for employees and pensioners. 

28 Sep 2026 5:35 pm
CBDT extends deadlines for income tax return, audit report for eligible taxpayers: Check new dates for ITR filing

The CBDT has extended deadlines for certain taxpayers' audits for the assessment year 2026-27. Check new dates. 

28 Sep 2026 5:09 pm
The retail bond inversion: Why small savers are taking risks institutions reject

While institutional money sticks to AAA paper, retail investors are being funnelled into lower-rated debt. Nobody engineered this, but it needs fixing.

28 Sep 2026 4:12 pm
NPS: Can you withdraw 100% of your corpus in National Pension System? Annuity rules, death benefits explained

Can you withdraw 100% of your corpus in the National Pension System? Check annuity rules, death benefits and more.

28 Sep 2026 3:24 pm
Home ownership is getting tougher for Gen Z: How much salary do you need to buy a 50 lakh, 75 lakh or 1 crore house?

For Gen Z, buying a home is increasingly a question of affordability rather than aspiration. Property prices have risen faster than incomes in several cities, while the supply of homes below 50 lakh has fallen sharply. 

28 Sep 2026 2:50 pm
India's biggest mutual funds: 5 hybrid schemes feature in the top 10. Here's how their SIP returns compare

Five hybrid funds feature among India's 10 largest equity and hybrid mutual fund schemes by AUM, together managing around 4.35 lakh crore. Here's where investors' biggest mutual fund pools are sitting and how these schemes have performed over three, five and 10 years.

28 Sep 2026 2:20 pm
Beyond premiums: here is how your health insurance is rated

What does a health insurance plan promise? How reliably has the insurer delivered on claims? Here is how you can find a plan that best fits your familys needs.

28 Sep 2026 2:16 pm
Your risk profile is not what you tick. It is what you did when markets fell

A risk questionnaire captures what investors think they will do in a crisis. Their transactions reveal what they actually do. That history can help build a portfolio they can stick with.

28 Sep 2026 2:10 pm
UPI MDR row: SC refuses interim stay on the levy; asks Centre, RBI to file counter affidavits within 4 weeks

The Supreme Court declined to issue an interim stay on the government's move to impose MDR on UPI transactions over 2,000. Details here. 

28 Sep 2026 1:32 pm
Hotmail's Sabeer Bhatiya suggests 55% inheritance tax to make India a truly competitive nation; what the levy means

Hotmail co-founder Sabeer Bhatia calls for an inheritance tax in India, asserting that true opportunity should arise from individual accomplishments instead of family wealth. Details here.

28 Sep 2026 1:20 pm
Tax audit deadline September 30: Why AIS, TDS and GST figures may not match your ITR and what to do

Tax audit deadline is September 30 for applicable taxpayers. Before filing, taxpayers should reconcile their books with GST returns, AIS, TIS and Form 26AS. Mismatches can arise from timing differences, duplicate or incorrect reporting, while unresolved TDS discrepancies can affect tax credits.

28 Sep 2026 12:00 pm
Tamil Nadu gold ring scheme launches today: How much gold will newborn babies get, process to claim it

Tamil Nadu's CM S. Joseph Vijay will launch the gold ring scheme for newborns at Government Rajaji Hospital in Madurai on September 28. Full details here.

28 Sep 2026 11:20 am
7 aggressive hybrid funds delivered 12%+ 5-year SIP returns; Bank of India led with 16.5%

Seven aggressive hybrid funds delivered 12% or more in five-year SIP returns, led by Bank of India Aggressive Hybrid Fund at 16.50%. However, performance varied widely among the categorys largest schemes, with HDFC Aggressive Hybrid Fund returning 5.99% and ICICI Prudential delivering 12.26%.

28 Sep 2026 10:42 am
Gold and silver price today, Sept 28: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities

Gold and silver prices in India witnessed a sharp drop during early trading hours on Monday. Check retail rates of the precious metals in top metro cities of the country.

28 Sep 2026 9:14 am
85.30 lakh cash gifts from relatives: ITAT says donors low income alone isnt enough to reject genuine gifts

The Chennai ITAT deleted an 85.30 lakh tax addition on cash gifts after the taxpayer produced gift deeds, ITRs and financial statements, while all five donors confirmed the gifts. The tribunal said the initial burden under Section 68 was discharged.

28 Sep 2026 9:02 am
Customers may not be able to use UPI at mobile stores on October 2; why retailers are protesting

Mobile retailers  have called for a 'No UPI Day' protest on October 2, during which customers may not be able to use UPI for making payments at mobile shops. Here's why the protest is happening and what are their demands.

28 Sep 2026 8:26 am
Can money collected for someone else be taxed as your income? ITAT ruling on 20.33 lakh cash deposits

An 89-year-old retired principal said 20.33 lakh deposited in his bank accounts represented hostel fees collected for an education society, with only 2,251 left as surplus. The ITAT has sent the case back to the tax officer to verify the records and determine who actually owned the money.

28 Sep 2026 7:46 am
Tax audit due date remains Sept 30: No extension yet Here's how much penalty you could face for late filing

The September 30 deadline for taxpayers to submit tax audit reports is approaching, with no extensions granted yet. Here's the penalty for late filing. 

28 Sep 2026 7:10 am
3-day bank strike deferred: What happened during union body meet? Will SBI, HDFC Bank now remain open 5 days a week?

The nationwide bank strike scheduled for September 28-30 has been deferred after IBA and UFBU reached an agreement. The decision offers temporary relief to customers of banks such as SBI & HDFC Bank, while discussions will now focus on a five-day banking week and unresolved issues.

28 Sep 2026 12:11 am
3-day bank strike deferred after bank union body meet: Will SBI, HDFC Bank remain open on Monday, 28 September?

The proposed three-day bank strike from September 28 to 30 has been deferred after the IBA and UFBU reached an understanding. SBI and other public sector bank branches are expected to operate normally on Monday, while private banks such as HDFC Bank will remain open.

27 Sep 2026 11:53 pm
Manufacturing mutual funds: Top scheme delivered over 23% in 1 yeardid this stellar return come with higher risk?

Manufacturing mutual funds have outperformed their benchmark over the past year, with the top schemes delivering strong returns. But higher returns do not tell the full story. How much volatility did investors take on and did the additional returns come with higher risk?

27 Sep 2026 11:26 pm
Your gold or silver ETF holds physical bullion: Here's what SEBI's new vault rules mean for investors

SEBI has approved changes to its vault manager rules, bringing physical bullion underlying gold and silver ETFs under a common framework. The move strengthens requirements around how this bullion is stored, secured, segregated and accounted for.

27 Sep 2026 10:48 pm
Bank strike from September 28-30: ATMs and 9 other services customers can avail without a branch visit; check list

A nationwide bank strike from September 28 to September 30 could disrupt cheque clearing and cash transactions as unions demand a five-day workweek. However, many banking services are expected to remain operational, allowing customers to manage funds and pay bills without visiting branches.

27 Sep 2026 10:04 pm
CA submitted your tax audit report? The process doesn't end therehere's what you still need to do by 30 September

Has your CA submitted your tax audit report? The process does not end there. Taxpayers need to check the report on the income-tax e-filing portal and complete certain steps after submission. Here's what you need to know about accepting and verifying the report.

27 Sep 2026 9:15 pm
Expecting nil tax liability this year? Know which form to submit to avoid TDS on bank interest, rent and dividend income

Taxpayers with nil estimated tax liability can avoid TDS on certain incomes by submitting a declaration to the payer. Heres who can submit Form 121, which incomes are covered, what details are required and what the payer must do after receiving it.

27 Sep 2026 7:28 pm
CM Vijay to launch Tamil Nadu gold ring scheme on 28 Sept: What is it, who is eligible and how does it work? | Explained

Tamil Nadu Chief Minister S. Joseph Vijay will launch the 'Thaai Maaman Thanga Mothiram Thittam' scheme for newborns in Madurai on September 28, providing 1-gram gold rings to eligible babies delivered in government hospitals, promoting institutional deliveries and maternal health.

27 Sep 2026 7:22 pm
Sold house, land, shares or mutual funds? Know 9 reinvestment options to claim capital gains tax exemption

Selling a house, land, shares, mutual funds or other capital assets can trigger capital gains tax. The Income-tax Act provides nine exemptions under Sections 54 to 54GB if the gains or sale proceeds are reinvested in specified assets within prescribed timelines.

27 Sep 2026 5:55 pm
Invested in a top-performing mutual fund? Why strong returns may not translate into similar gains for you

A mutual funds reported returns may not always match what investors actually earn. The timing of investments and withdrawals can create a significant gap, even when the fund delivers strong long-term performance.

27 Sep 2026 4:58 pm
Irdais distribution overhaul: Will it make insurance cheaper, curb mis-selling?

Irdai has proposed commission caps, tighter expense limits and stronger safeguards against mis-selling. But whether the reforms make insurance cheaper and easier to buy and claim will depend on implementation.

27 Sep 2026 4:06 pm
UPI MDR row reaches SC: Plea against merchant charges on payments above 2,000 to be heard on Monday

The Supreme Court will review a petition against the Centre's MDR on UPI transactions over 2,000, which will come into effect on October 15. Full details here.

27 Sep 2026 3:06 pm
10 lakh in 3-year Post Office TD vs 5-year TD: Which earns more interest? Check out the calculations

A 10 lakh Post Office Time Deposit earns 7.1% for three years and 7.5% for five years in July-September 2026. Here is how the interest compares and what investors should consider before choosing a tenure.

27 Sep 2026 2:41 pm
Buying a car for 10-15 lakh? Heres what buyers should check before choosing a new lower-end or used higher-end model

A 10-15 lakh car budget can buy a new lower-end model or a pre-owned higher-end car. Compare depreciation, loan rates, EMI, maintenance, warranty, insurance and resale value before deciding which offers lower ownership costs.

27 Sep 2026 2:23 pm
World Tourism Day 2026 special: 5 common money mistakes Indian tourists should avoid

Planning an international trip requires careful budgeting beyond flights and hotels. Indian travelers should avoid common money mistakes that may ruin their experience. Details here. 

27 Sep 2026 2:21 pm
Money gifted to spouse: Can income earned from it be taxed in your hands? Tax expert explains

Money gifted to a spouse may not be taxable as a gift, but income earned from it can be clubbed with the donors income. Know how spouse clubbing provisions work, including when reinvested income is taxed separately.

27 Sep 2026 2:16 pm
Salary earned abroad, credited to NRE account: Does that make it taxable in India? ITAT ruling explained

A Bengaluru ITAT ruling says foreign salary credited to an Indian NRE account cannot alone make it taxable in India. The taxpayers overseas employment, passport and bank records were considered, while the case was sent back for fresh assessment.

27 Sep 2026 1:32 pm
EPF withdrawal rules: What happens if you withdraw full amount due to unemployment and later get a new job

Extended unemployment can pressure savings, prompting some to withdraw from their EPF. Members can only withdraw the full corpus after 12 months of unemployment. Here's what happens if you take out the entire amount but later get a new job.

27 Sep 2026 12:12 pm
Will your insurance premium get cheaper? Heres what IRDAIs proposed reforms could change

IRDAIs proposed distribution reforms could reduce insurers operating and distribution costs, potentially putting downward pressure on premiums, but they do not guarantee cheaper insurance. 

27 Sep 2026 12:04 pm
World Tourism Day 2026 Special: How much should you budget for your next international holiday?

Planning an international holiday? A 3 lakh budget can cover flights, accommodation, food, visas, insurance, local transport and emergencies for a one-week trip, depending on the destination. Here is how travellers can divide costs and calculate monthly savings.

27 Sep 2026 11:50 am
Rare Sunday for public- and rural sector-banks: Check if your bank is open or closed today

Public-sector and regional rural banks across the country will open on Sunday, September 27, ahead of a three-day nationwide strike by bank unions. Details here. 

27 Sep 2026 10:41 am
Health insurance wellness rewards: Should you share your fitness tracker data with your insurer? Know the privacy risks

Health insurers are using wellness programmes to reward activities such as exercise and healthy habits, but some programmes require policyholders to share data from wearables and health apps. Experts explain what data may be collected, how it can be used and what consumers should check.

27 Sep 2026 9:55 am
Stock averaging explained: How does it work and what are the risks investors should keep in mind?

Investors facing falling stock prices can consider averaging down to reduce costs or averaging up to increase exposure. While such strategies can enhance returns during recoveries, they carry significant risks too. Details here.

27 Sep 2026 9:42 am
8th Pay Commission: As meetings gather pace, check NC-JCM and BPMS demands on salary, fitment and pension

The 8th Pay Commission is consulting employee organisations and other stakeholders currently, as the consultative phase continues. NC-JCM has sought a minimum pay of 69,000 and a 3.833 fitment factor, while BPMS wants 72,000 and a 4.0 fitment factor. 

27 Sep 2026 9:34 am