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8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.

A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.

A personal loan can offer essential financial support, but avoiding overspending, multiple loans, EMI delays and missed prepayment opportunities is crucial to prevent long-term debt and protect your credit health.

Many Indians assume a nominee inherits their money but the law says otherwise. Nominees are only custodians, while legal heirs or beneficiaries named in a Will ultimately own the assets.

The IndiGo SBI Card ELITE allows earning IndiGo BluChips at a base and accelerated rate, and on achieving spend-based milestones. You can use BluChips to book free flights.

A new personal loan can briefly reduce your credit score due to hard checks, but responsible repayment, limited applications and disciplined borrowing habits help strengthen long-term credit health and financial stability.

Although it is not a rational thing to buy a luxury item with loan money but there could be some exceptions to the rule. Here we list out few advantage as well as disadvantages of opting for it

For decades, property rewarded those who waited. The new tax laws will reward those who move.

Online bond platforms are seeing a surge in retail activity as lower ticket sizes, easier KYC and transparent RFQ trades draw first-time investors. Heres how the system worksand what buyers must watch out for.

Rudra Chatterjee, Managing Director of Luxmi Tea Group, discusses the company's historical ties to India's freedom struggle, the evolution of tea culture, and the importance of resilience in business amidst global uncertainties.

Bitcoin prices have been on a decline for past few weeks currently hovering around $86,000, 30% down from all time high on 6 October 

The new labour codes have overhauled how wages, gratuity, provident fund, pension and other social security benefits are calculated. Mint explains who benefits and if your take-home salary is affected.

With companies pushing performance-linked pay deeper into the workforce, household cashflows are becoming lumpier and harder to plan. Heres how families can adapt.

How much capital gains tax is levied on the sale of mutual funds depends on two factors holding period and category of mutual fund. We deconstruct the nuances here

New labour code: Amid several path breaking changes that are announced in these labour reforms, one of the noticeable ones is the provision of early gratuity which employees will be entitled to after one year of service.

FD rates: Most top commercial banks offer interest rates within a small range on their fixed deposits. 

Instant loans are generally better in terms of interest rates and immediate processing than loans against your cards

Digital shopping has evolved, with consumers using credit to finance purchases. While credit enables aspirations, it can lead to debt if mismanaged, highlighting the need for responsible financial planning.

Indias CGAS overhaul modernises how taxpayers deposit and track capital gains, adds SEZ relocation coverage, widens bank access and mandates digital account closure for the first time.

A clear guide to completing a personal loan application, highlighting key documents, credit score checks, accurate form filling, loan planning and final review to ensure smooth personal loan approval.

There are some premium cards which offer mind boggling offers but they come at a huge price i.e., high annual fee

A high credit card balance can dent your credit score, but taking a personal loan to clear it isnt necessarily harmful. What matters is how it affects utilisation and repayment discipline.

Active and passive MFs: From choosing stocks to the scope of returns, they vary widely. 

The aim of rolling out the 1600 number series is to enhance consumer trust, curb spam, and prevent fraudulent activities perpetrated through voice calls.

To invoke non-disclosure, insurers must show the condition was active when the policy was bought and medically linked to the current ailment.

For personal loans, banks provide a 3 to 15-day cooling period during which the borrower can cancel the loan. Usually, there is no cancellation fee during this period.

A declining credit score can affect loan approvals and interest rates. Understanding factors like missed payments, high credit utilisation, multiple applications, and reporting errors can help borrowers in maintain a strong credit score.

Investing in debt funds is complex and risky. Key risks include interest rate risk, credit/default risk, and concentration risk. 

Personal loan statements detail outstanding balances, EMI breakdowns, interest rates, fees, and repayment history, helping borrowers monitor loans, avoid errors, and maintain financial health through accurate monthly review.

Paytm has launched a 'Hide Payments' feature, allowing users to manage their transaction history with enhanced privacy.

Any form of US-listed stockseither stock options or direct stockscan create significant wealth, but they also carry the risk of US estate taxation

Credit score impacts all forms of borrowing from personal to car loans. Higher the score, better the chances of securing a loan on convenient terms and lower interest rates

The income tax portal states that it normally takes anywhere between 4 to 5 weeks for the refund to be credited to the taxpayer's account. The refund of large amounts may take longer

The tax laws dont allow interest deduction to be claimed while the property is under construction, and cap the total interest benefit that can be availed after taking possession 

Financial advisors explain how they help clients protect family wealth from adult children who have become addicted to gambling.

A systematic investment plan is considered an effective way to plan for your future. 

Some credit cards with minimal benefits are offered for nil or low annual fee. These includes Amazon Pay ICICI Credit Card and Flipkart Axis Bank Credit Card, among others

Regularly checking your credit score helps identify suspicious inquiries, correct reporting errors and safeguard against fraud while ensuring your credit accounts, limits and repayment history remain accurate for stronger financial eligibility.

For an Rs. 19,499 annual fee, the ALL Accor+ Explorer membership provides benefits like 2 Stay Plus nights, Gold Elite status, a discount of 30% on dining, 15% on drinks, 15% on stays, up to 50% on Red Hot Rooms, etc.

In India, 46 lakh weddings are set from November to mid-December. Couples should openly discuss finances to avoid future conflicts. Experts emphasize understanding each other's financial habits, and planning budgets together for a harmonious financial life.

Ayurvedic treatment claims face closer scrutiny from insurers due to cost and necessity concerns. To increase approval chances, patients should provide detailed medical documentation, minimize hospital stays, and select accredited facilities. 

Wealth is often created not by constant action, but by resisting the urge to tinker every time the market sneezes. Unlike stock tips, these behaviours can be adopted by anyone, no matter their income or portfolio size.

Overseas students enrolment in the US falls 7%, there are several other countries including Russia, Poland and France which Indian students can explore aside from the US.