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Delivering a key ruling on borrower rights, the court observed that an outstanding financial liability cannot automatically be treated as a criminal offence.

Investing 3,500 monthly in SIPs from age 25, with a 10% annual increase and an assumed 12% return, could grow to over 3.09 crore in 30 years. Starting just five years later reduces the corpus to 1.49 crore.

Inherited jewellery may be tax-free when received, but selling it can trigger capital gains tax. The acquisition cost, holding period and sale price determine the tax bill.

Indian weddings are adding reel creators, drone shows and curated experiences to the bill. Couples are responding with DIY hacks, tighter budgets and financial planning to keep costs under control.

With Dhanteras 2026 approaching, gold ETFs may draw investor interest amid changing gold prices and fresh subscription restrictions on some gold FoFs. Here is the list of the top 5 ETFs that have performed well across different periods, and what you should consider before investing. 

The government is considering changes to the long-term capital gains tax on equities before Budget 2027. Here is the current 12.5% LTCG rate, why a cut is being discussed, and how much investors could save at 10%, 5% or 2% on gains of 2 lakh, assuming the 1.25 lakh exemption stays.

The 8th pay commission, chaired by former Supreme Court Justice Ranjana Prakash Desai, due by May 2027, is reviewing proposed pay and pension changes. We calculate salary rise for fitment factors of 1.83, 2.00, 2.57, 3.83 and 4.00. 

The Reserve Bank of India has listed a bank holiday for public and private lenders on 29 October 2026 Thursday for Karwa Chauth celebrations in the following region and state, where branches will remain closed.

PFRDA has postponed the implementation of revised NPS and NPS Lite charges to December 1, 2026. The changes cover onboarding fees and annual charges payable to Points of Presence (PoPs). Heres what subscribers need to know about the charges and what the revised timeline means for them.

Hospitals treat a wide range of ailments with advanced technologies and a wide variety of medications, so a single bill can run into hundreds of line items.

Gold, silver prices today, 27 October: Check the retail price of 18K, 22K and 24K gold and 999 Fine silver on Tuesday in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai. 

Under this initiative, the government provides total financial assistance of 6,000 per year. This amount is disbursed in three equal instalments of 2,000 each.

The Pensioners Associations urged President Droupadi Murmu to intervene in the EPS-95 higher-pension issue and direct the EPFO to withdraw its January 18, 2025, circular. 

The I-T department is contacting select taxpayers who may have failed to disclose UAE properties as a voluntary foreign-asset disclosure scheme approaches its December 31 deadline. Here's all we know 

OneRepublic frontman Ryan Tedder is building wealth beyond music through commercial real estate, music publishing, consumer brands and strategic investments. His approach shows how a hitmaker can turn creative success into long-term business assets.

S&P 500 or Nasdaq 100? The S&P 500 covers over 40% of global stock market value, while the Nasdaq 100 offers greater technology exposure. A PPFAS report explains their differences, risks and how much Indian investors can allocate globally.

Public health workers employed by the Municipal Corporation of Delhi are to receive a minimum monthly pay of 18,000 plus DA; the civic body is to recruit 2,500 sanitation workers.

Punjab National Bank will close certain inactive, zero-balance accounts after November 10, 2026. Customers who have not operated their accounts for over three years must complete KYC and reactivate them before the deadline to avoid closure.

BNPL and credit card EMIs allow shoppers to pay in instalments, but interest rates, processing fees and hidden charges can increase costs. Experts explain the differences, repayment conditions and how missed payments can affect credit scores.

Gold buyers should verify purity, check the six-character HUID code using the BIS Care app and examine hallmark details before purchasing jewellery this Dhanteras. BIS rules also allow consumers to claim compensation if the gold fails purity tests.

Home loan restructuring can help borrowers struggling with EMIs by reducing monthly payments or extending the repayment tenure. However, it may increase total interest costs and affect credit scores. Here's how it works and what RBI rules say.

Surrendering a 1 crore life insurance policy before maturity could mean losing your premiums. Here's how surrender values differ for term plans, ULIPs and traditional policies, and how IRDAI's revised rules affect early exit payouts.

Can a 2 crore retirement corpus really fund your retirement and give you the financial freedom you need? Here's a look at how long your retirement corpus will last based on your monthly expenses, inflation, and returns on invested corpus.

A 50 lakh fixed deposit for five years could earn a senior citizen around 1.09 lakh more than a regular depositor at Suryoday Small Finance Bank's cited rates. Compare estimated FD returns, taxation, deposit insurance and key investment considerations before investing.

Family trusts can help wealthy Indian families manage succession, preserve assets and control when heirs receive wealth. Their tax treatment depends on the trusts structure: discretionary trusts often face the highest tax rate.

Experts recommend different strategies for gold and silver in your investment portfolio. A report recommends holding gold as geopolitical insurance, supported by central-bank buying, and avoiding silver until its price base strengthens. 

Delhi's old-age pension survey began on 24 October to verify 4.3 lakh beneficiaries. The door-to-door drive aims to remove duplicate, deceased and ineligible entries. Check the monthly pension amounts, the verification process and the steps eligible senior citizens should take.

Investors can borrow against pledged shares to raise cash while retaining ownership and delaying capital gains tax. Loans typically cover 30% to 60% of share value, with interest of 9% to 12%. 

Domestic airfares are 30-40% higher than a year ago as fuel costs, a weaker rupee and limited flight capacity squeeze festive travel budgets.

Investors must look through the recent returns and packaging of a product, understand the risks and invest only if it suits their risk appetite.

Repaid your personal loan but see no jump in your credit score? Experts explain why bureaus can take 30-45 days to update, how closing a loan affects your credit mix, and what to check in your credit report afterwards to make sure the loan shows as closed.

Paytm and AU Small Finance Bank have launched a lifetime-free RuPay credit card that offers rewards on eligible Paytm UPI spending and complimentary family airport lounge access on eligible flights booked through Paytm. The card has no joining or annual fee.

HDFC Banks new Flexi (Green) electric car loan lets you finance the car body and battery separately, with a longer battery tenure to lower EMIs. Heres how it works and what to check before you apply, including the cost of a longer repayment term.

Delhi MCD wage hike: Around 4,000 public health workers will receive a minimum monthly salary of 18,000 plus dearness allowance (DA) under the equal pay for equal work principle. The pay revision will cost 52 crore, with increased wages transferred directly to workers bank accounts.

Gold and silver prices today, 26 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Using a credit card abroad can easily cost more than the foreign-currency price shown. Forex markup fees of 1% to 3.5%, GST on those fees, exchange rate changes and dynamic currency conversion all add to your bill. Here are 5 things to know about credit card charges on international transactions.

The 8th Pay Commission concluded its Mumbai consultations on 23 October and will complete one year on 3 November, with about 6 months left to submit its report. Here are the 5 latest updates on its website, from visit schedules to consultant guidelines and what they mean for employees, pensioners.

Bank holiday today: Public and private lenders, including the State Bank of India, HDFC Bank, ICICI Bank and PNB branches, will be closed on 26 October for Laxmi Puja / Accession Day / Maharishi Valmiki's birthday. Check the full RBI calendar here

Rising US Treasury yields and a weaker rupee are drawing Indian investors toward dollar-denominated debt as a fixed-income diversifier.

As investment participation grows in India, scammers are using messaging groups and fake apps to lure investors with promises of quick returns. Here's what to do if you fall for such frauds. 

Indian Bank has raised rates by 15 basis points on its 555-day Ind Grow and 777-day Ind Prosper fixed deposits, effective October 23, 2026. Check latest rates here. 

Bharat Pensioners Samaj seeks early announcement and payment of pending dearness relief instalment along with arrears; rate may rise from 60% to 63%

NPS Vatsalya allows parents and guardians to build long-term savings for their child. Know the eligibility criteria, contribution rules, and options available when the child turns 18, including continuing, transferring, or exiting the scheme.

Ahead of Dhanteras, buyers must verify a gold item's purity before purchasing them. This ensures that the purchases does justice to the price paid by a customer. Here's how to do it. 

Sold land or property at a profit? Section 54EC bonds can help you claim exemption on long-term capital gains. Know the eligible bonds, 50 lakh investment limit, six-month deadline and five-year holding requirement under the applicable tax rules.

An interest-free or concessional loan from your employer can have tax implications. Understand how the taxable amount is calculated, when loans up to 20,000 are exempt, and which medical loans qualify for tax exemption under income tax rules.

Term insurance provides financial protection to a policyholders beneficiaries if the policyholder dies during the policy term. Depending on the plan, nominees can receive the death benefit as a lump sum, instalments, or a combination. 

Malabar Gold & Diamonds, Tanishq and Joyalukkas have different gold rates in October 2026. Here are the 22K and 24K gold prices per gram and 10 grams, and which jeweller offers the lowest listed rates before buying gold jewellery, coins, or bars.

Banks in several Indian cities will be closed on October 26 in observance of several regional holidays. Full details here.

Apni Party leader Ghulam Hassan Mir urged the J&K govt to hike monthly pension to benefit the elderly, orphans and widows, as per a report. He also called for release of pending payments reportedly not received by beneficiaries over the past four months.