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The new Income-Tax Act effective from 1 April may impact your take-home salary as companies adjust components and exemptions and taxes come into play. Here's what could change
The income-tax department has notified all seven ITR forms for AY2026-27. Taxpayers must choose the correct ITR form based on their past tax filing history and current income profile.
A 70-year-old soft drink entrepreneur seeks advice on passing on his recipe, brand name, logo and other intellectual property to his children through structured estate planning.
In Budget 2025, Finance Minister Nirmala Sitharaman announced no income tax for salaries up to 12 lakh under the new tax regime. Taxpayers must choose between new and old regimes based on their financial situation.
Indian households hold 25,000 to 30,000 tonnes of gold, mostly in jewellery and coins, with significant wealth gains from rising gold prices. Here's how to navigate the questions over storage, safety, insurance, investment and risk-returns.
Social Security payments in the United States for April 2026 will be distributed based on beneficiaries birth dates. Those born between the 1st and 10th will receive payments on 8 April, while others will be paid later in the month.
EPF rules explained with clarity on interest, pension eligibility, withdrawals, and retirement timelines, helping salaried individuals optimise EPF benefits and avoid costly misconceptions in long-term financial planning.
Starting 1 April 2026, significant financial rule changes will affect taxpayers, bank customers, and digital payment users in India, including the new Income Tax Act and the two-factor authentication for digital transactions. Details here.
CBDT clarifies TDS on bank interest under the Income Tax Act 2025, ensuring clear thresholds, senior citizen benefits and smooth compliance, helping depositors manage fixed deposits and recurring interest efficiently.
Fuel spikes, airspace closures and lifted fare caps are pushing ticket prices sharply higherreshaping business and leisure travel plans across domestic and global routes.
The actor-entrepreneur invests in fitness, food, and lifestyle brands, betting on passionate founders while managing losses strategically.
RBI Sachet Portal helps users verify financial institutions, report fraud, and track complaints.
Debt mutual funds follow different strategiessome bet on falling rates, others earn steady income. With yield spreads wide, heres how duration and accrual strategies stack up now.
The only way to truly learn investing is to live through the fear and the panicbecause markets dont test your knowledge, they test your nerve. Real conviction is forged not in bull runs, but in moments when staying invested feels hardest.
8th Central Pay Commission Dehradun Visit 2026 invites stakeholders for consultations on pay, allowances, and pensions. The deadline to submit participation requests for the 24 April meeting is 10 April.
April 1 Financial Rule Changes LIVE Updates: One of the most significant changes from 1 April is the implementation of the new Income Tax Act, 2025. Follow Mint's LIVE coverage of 1 April financial rule changes.
The Centre has kept interest rates of small savings schemes unchanged for the April-June 2026 quarter. Here's how much you get for PPF, NSC, Sukanya Samriddhi, Kisan Vikas Patra and post deposits.
With the Income Tax Act, 2025, taking effect from 1 April 2026, the I-T department clarified that TDS on interest will apply only above the set thresholds. The definition of banking company remains broad, ensuring no extra TDS burden on depositors due to legal changes.
When a property is settled among family members before a joint development deal, can capital gains be fully exempt if each retains a flat? Heres how Sections 82 and 86 apply.
Improving credit score after 60 can ease home loan approvals, with simple steps like timely repayments, and joint applications helping pensioners secure better loan terms and rates. This can be accomplished successfully, with proper planning and guidance from a certified financial advisor.
A structured personal finance plan for FY27 helps manage taxes, investments and spending with ease, ensuring disciplined money management, timely compliance and steady long-term financial growth.
Geriatric care mainly has two recurring expenses: round the clock care and medical costs.
Banks provide locker holders compensation fixed at 100 times the annual locker rent in case of loss, Nirmala Sitharaman said while replying to a question in Lok Sabha.
For long-term investors, staggered investments through diversified equity funds remain a prudent way to navigate volatility, says Sanjay Grover, MD and CEO, Baroda BNP Paribas Mutual Fund.
FD-backed credit cards offer a simple way to build a credit score using fixed deposits, with easy approval, steady interest earnings, and manageable risks when used responsibly and strategically. Here is a list of the top credit cards against fixed deposits in 2026.
FCNR accounts allow NRIs to invest in foreign currencies, offering tax-exempt interest in India. Loans against these deposits are available, but restrictions apply. Interest rates are competitive, and deposits are fully repatriable, making them a secure investment option.
Master personal finance rules to make FY27 successful by tracking spending, managing debt, building emergency funds, investing smartly, reviewing insurance, automating savings and planning taxes efficiently.
According to an X post by CA Nitin Kaushik, who claims to be an expert in tax and financing, the new Income Tax Rules will to some extent shrink your take-home salary.
A flat 12% surcharge on buyback gains has replaced the old slab-based system, creating a surprising divide between small promoters and the corporate elite.
Prominent LIC plans in 2026 offer a mix of life cover and savings with stable returns, tax benefits, and flexible payouts, helping investors decide based on long-term goals, premiums, and risk appetite.
Paying EMIs on time alone isnt enough, high credit utilisation and frequent loan applications can still hurt your credit score by signalling over-dependence on credit.
April 1 Financial Rule Changes LIVE: One of the most significant changes from 1 April is the implementation of the new Income Tax Act, 2025. Follow Mint's LIVE coverage of 1 April financial rule changes.
The real estate sector is witnessing a permanent shift toward premiumization as buyers and companies prioritize global-standard quality over price. Driven by increased capital access and the need to retain talent, the luxury segment continues to grow even as mass-market housing demand cools.
You should register on the income tax e-filing portal using your PAN, add your email ID, and update your address to your current foreign residence as an immediate step
April 1 Financial Changes LIVE: A host of new changes are coming into effect from 1 April, 2026, as the new financial year begins. Follow Mint's LIVE coverage of 1 April financial rule changes.
From empty flats to losing stocks and unused wardrobes, the Endowment Effect makes us overvalue what we own. Heres how emotional pricing quietly erodes wealthand how to stop paying the ego tax.
Sebi has proposed prepaid Gift PPIs that let you gift up to 10,000 for mutual fund investments a move aimed at easing first-time investors into the market.
The obsessive tracking of portfolios, the anxiety over short-term market movements, the urge to trade rather than holdall of these confuse activity with progress. They mistake the scoreboard for the game.
Changes from April 1 2026 LIVE: Several confirmed financial and regulatory changes will come into force across banking, fuel, taxation and travel. These changes will have a direct impact on the day-to-day lives of Indian citizens.
Many individuals hold multiple health insurance policies, such as a corporate cover and a personal plan. Claiming from both policies is permitted. Here's what policyholders must know.
Balanced Advantage Funds can help investors manage market volatility through dynamic asset allocation between equity and debt, offering stability, tax efficiency, and disciplined investing for long term wealth creation.
Pensioners should be mindful when considering becoming a loan guarantor, as a borrowers default could impact their retirement savings, credit score, and overall financial stability, potentially leading to legal obligations and added financial pressure on a limited income.
Most global retirement models assume that individuals retire around the age of 60 and need to fund 2025 years of expenses. That assumption is quietly becoming outdated.
In its notification on Thursday, the government said it was slashing the special additional excise duty on petrol from 13 per litre, to 3 per litre. Similarly, the duty on diesel was reduced from 10 per litre to nil. Here's what that means for your pocket.
With easy rate cuts on hold, borrowers should expect stable EMIs. The focus should be on affordable loan choices, disciplined repayment, and careful planning, as higher inflation and global uncertainties may push borrowing costs higher in the future.
The RBI complaint process guides customers in resolving banking grievances by first approaching regulated entities, obtaining an acknowledgement, and escalating unresolved issues to the RBI Ombudsman for resolution.
Financial and regulatory changes in April 2026 include new tax rules, higher rebates, updated TDS forms, increased banking charges, changes in fuel prices and new travel refund rules. Here are 10 financial changes to look out for.
After a sharp market correction amid the US-Israel-Iran war, DSP Mutual Fund has shifted to a bullish stance, citing extreme valuations and contrarian signals.
Retirement planning can benefit from allocations in the public provident fund, the employees' provident fund or the national pension scheme, which offer relatively higher interest rates and tax exemptions. Here's a comparison of the key features:
You can bump up your tax deductions under Section 80C if you are still under the old tax regime by adding 50000 to the NPS (National Pension Scheme). The NPS addition under Section 80CCD(1B)) will take your total deduction to 2 lakh.

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