The Economic Times

The PFRDA has now pushed back the implementation date for updated PoP charges that impact NPS and NPS Lite subscribers to December 1, 2026. This extension provides extra time for subscribers to prepare.

No equity mutual fund delivered negative SIP returns over five- and seven-year periods, an ETMutualFunds analysis found. Quant Small Cap Fund topped the seven-year list with 24.59% returns, while Bandhan Small Cap Fund led the five-year category at 18.08%. Shriram Flexi Cap Fund recorded the lowest returns across both periods.

Gold rate: Gold prices for 22k jewellery rose today in various showrooms across cities like Delhi and Mumbai. In contrast, the IBJA indicated a decline in gold and silver rates compared to yesterday's evening rates.

Gold price: Gold prices have recently experienced significant volatility, opening doors for savvy investors. Experts advocate for a methodical approachspreading out investments across multiple months. Current financial dynamics, including rising US interest rates and forthcoming Federal Reserve discussions, are poised to affect gold valuations. Gold exchange-traded funds stand out as a practical investment choice due to their affordability and liquidity. Careful planning and strategy are essenti

Housing societies looking to redevelop must qualify under Development Control Regulations and pass a resolution during a meeting. After the resolution, a development agreement can be signed with a builder, and a Power of Attorney can be issued. The society must ensure transparency and due diligence in the redevelopment process to protect member interests. Legal aspects, such as compensation for delays and entitlement, should be clearly outlined in agreements.

Sharpe ratio is a risk-adjusted return measure. It measures the excess return over the risk-free rate per unit of risk, measured in terms of standard deviation. Here are the top 5 flexi-cap funds with the highest risk-adjusted returns (Source: MF Screener).

ET Wealth Reader's Query: I just started my first job. My salary is modest, but I would like to invest a small amount in gold every month as a long-term investment. What are the safest and most secure ways to invest in gold through monthly investments? Which option is suitable for someone starting out with a limited budget?

DA news: More than 55 lakh central government employees are anticipating a dearness allowance hike announcement soon. The hike is expected to be announced following the cabinet meeting scheduled for October 28, 2026. If approved, the DA rate may increase from 60% to an estimated 63%, resulting in salary increases. Employees are hopeful for the announcement after delayed expectations in previous meetings this month.

The Employees' Provident Fund Organisation may discuss increasing the minimum monthly pension under the Employees' Pension Scheme. A proposal to raise the pension from Rs 1,000 is anticipated during the next Central Board of Trustees meeting.

Small cap mutual funds have proven to be the top performers in the market, offering impressive returns as high as 16%. The Bank of India Small Cap Fund took the lead with a notable return of 15.51%. However, investment experts emphasize a cautious approach to valuations, despite an optimistic long-term outlook for small caps.

Gift deed or Will? Learn the tax, stamp duty, control and safety rules for passing your home to your children in India, including Section 23 protection for senior citizens.

The Karnataka High Court ruled against retired employees challenging amendments to the Employees' Pension Scheme, 1995. The court found the government's power to amend the scheme was legitimate and did not violate vested rights. Retired employees argued that their pension entitlements were reduced by the 2007 amendments. The EPFO clarified that the amendments corrected existing anomalies and did not take away benefits.

No EPF, no pension. Learn how Indian freelancers can save tax and build a retirement corpus in 2026-27 using NPS, PPF, ELSS and the right tax regime.

The Karnataka High Court has dismissed the criminal charges against homebuyer Mr. Bari, who stopped repaying his loan EMIs after learning that the builder had sold his booked flat to another buyer. The State Bank of India accused Bari of misusing the loan funds, but the court determined that the bank mishandled the situation by pursuing criminal charges. The fate of Bari's initial flat booking and investment remains unclear.

Should you continue investing in equities in the age of AI? Is your retirement plan on track? And have you considered how your wealth will be passed on to the next generation? The ET Wealth Expo 2026 will address these and other financial questions on October 30 and 31 in Mumbai.

ITC Hotels reported strong second-quarter growth, with revenue rising 26% and net profit increasing 52% year on year, supported by higher room rates, occupancy and demand from business events. The company also expanded its portfolio through new hotel signings, the Welcomhotel Ahmedabad acquisition and a land allotment in Lucknow.

JioBlackRock has launched the Advantage World Equity Fund through GIFT City, offering eligible Indian investors access to global developed-market equities. The feeder fund invests primarily in BlackRocks actively managed strategy spanning the US, Europe and Japan.

Gold purchasing sees a significant rise during Dhanteras and Diwali, celebrated for their cultural relevance. Investors can explore various avenues like physical gold, ETFs, and digital gold options.

JioBlackRock Mutual Fund is set to unveil two new investment opportunities tailored for Indian investors. The JioBlackRock Life Cycle Fund 2056 aims to achieve long-term capital appreciation through strategic and diversified asset allocation. On the other hand, the JioBlackRock Ultra Short Term Fund prioritizes income generation while ensuring liquidity in the short term. Investors can start with a minimum commitment of Rs 500 for both lump-sum and SIP options.

Gold funds with the highest Sharpe ratios offer strong risk-adjusted returns, with UTI Gold ETF FoF leading the list at 1.50. Seven gold funds recorded three-year returns above 30%, according to MF Screener data.

Five leading multicap funds held substantial exposure to mid- and small-cap stocks in September, exceeding the mandatory allocation across market-cap categories.

An ETMutualFunds analysis of 160 equity schemes found that 23 mutual funds delivered over 12% CAGR on lump-sum investments across five, seven and 10-year periods. The funds span seven categories, including small-cap, mid-cap, flexi-cap and ELSS. The analysis considered regular plans with growth options.

Gold rate today: Gold rates showed a slight increase today in major Indian cities like Delhi, Mumbai, and Chennai. The rates reflect a rise compared to the previous day with increased demand anticipated during the festive season.

Crude near $116, raw material costs up sharply and margins under pressure. Here is how Motilal Oswal sees 13 chemical stocks heading into Q2FY27 results.

In the latest analysis by ETMutualFunds, the top seven equity mutual funds have recorded an impressive over 30% CAGR since last Diwali. Leading the pack, the Nippon India Taiwan Equity Fund delivered an astonishing return of approximately 87.36%. Other noteworthy performers included ICICI Pru Strategic Metal and Energy Equity FoF, alongside HSBC Brazil Fund. However, it's important to note that some ICICI Prudential funds faced significant losses.

Still paying EMIs on a flat that may never be delivered? Here is what homebuyers can do about the loan, the police, RERA and insolvency court.

Mutual fund advisors say banking & PSU debt schemes are relatively safe because these schemes invest only in bonds and papers of banks and public sector companies. Since most of these entities are government-backed, they dont have the credit risk.