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The Economic Times

Personal Finance / The Economic Times

Smallcap mutual funds attract 44% of equity inflows despite stretched valuations. Should investors be cautious?

Investor confidence in small and mid-cap stocks is strong, with rising valuations when compared to large caps. Last month, small and mid-cap funds garnered Rs 16,873 crore, accounting for 44% of the total equity fund inflows. Despite a drop in equity fund assets, overall inflows have seen a 31% uptick, indicating healthy market dynamics.

24 Oct 2026 1:34 pm
Gold and silver rate today (October 24, 2026): Check 24k, 22k, 20k and 18k gold jewellery prices from IBJA, Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers and Tanishq

Gold- Silver rate today (October 24, 2026): Gold prices saw a decline on October 24, 2026, providing a welcome opportunity for jewelry shoppers. Major jewelers like Tanishq and Malabar Gold & Diamonds have released their prices across different cities.

24 Oct 2026 1:06 pm
Are gilt funds a good bet amid rising interest rates? What investors should know

Gilt funds are back in focus among investors with interest rates rising and bond yields across the world moving up sharply, as reported by ETBureau.

24 Oct 2026 11:22 am
Nippon India Small Cap, Quant ELSS Tax Saver among 5 equity funds that delivered over 18% SIP returns in 10 years

Five equity mutual funds have offered over 18% annualised return on SIP investments in 10 years, as reported by ETWealth. (As of October 14, 2026)

24 Oct 2026 10:17 am
Invesco India Mid Cap among 5 midcap funds that delivered upto 21% CAGR in 3 years. Do you own any?

Five mid cap mutual funds have offered upto 21% return in the last three years. Here is a detailed breakup, as reported by ETWealth. (As of October 14, 2026)

24 Oct 2026 10:10 am
Where should conservative investors invest Rs 10 lakh in a volatile market? Experts weigh in

With uncertainty clouding equity markets, investors looking to deploy a lumpsum face the challenge of allocating their money across asset classes. Four wealth management experts recommend a mix of equities, debt and gold, with the allocation depending on an investor

24 Oct 2026 10:03 am
Explained: What are rolling returns in mutual funds and how do you calculate them?

Rolling returns serve as a valuable tool for investors to assess mutual fund performance by averaging annualized returns over several timeframes. Unlike trailing returns that might reflect a distorted perspective, rolling returns utilize daily NAV data to provide a holistic view. By applying a CAGR formula, investors can evaluate consistency and adaptability of funds across diverse market conditions, making informed decisions easier and more precise.

24 Oct 2026 9:55 am
7 discount, cashback credit cards for online festive shopping in 2026: One ofthem is lifetime free

Most of us will engage in festive shopping, making credit cards an appealing choice for discounts and cashback offers. But before choosing a card, analyse fees, rewards, and conditions on cashback. Check these 7 credit cards that are offering up to 10% cashback on online shopping, among other offers. These cards also have a low joining fee and one of them is lifetime free.

24 Oct 2026 8:05 am
DA hike announcement: Do central government employees need to wait till next cabinet meeting?

DA hike news: As of now, the central government has not disclosed the dearness allowance hike for July 2026, leaving employees in suspense. Hopes were raised during recent cabinet discussions, yet no announcement was made. The next potential reveal is scheduled for October 28, 2026. Workers are eagerly awaiting this increase, which will directly affect their salaries and ongoing allowances, with arrears also considered for the July-December 2026 timeframe.

24 Oct 2026 8:03 am
Property inheritance without a Will: When can a release deed be required in case of Intestate succession?

In instances where an individual passes away without leaving a Will, it may be essential for legal heirs to execute a release deed to streamline property division. This deed enables co-owners to relinquish their interests officially in favor of another heir, mitigating future inheritance disputes. Even registered Wills may occasionally require this document, particularly if the registrar mandates it, necessitating legal advice to navigate the challenges.

24 Oct 2026 8:00 am
Saturday bank holiday today: Are banks open or closed today on October 24, 2026?

Banks across India are closed today, October 24, 2026, marking the fourth Saturday of the month. Its advisable for customers to reschedule their banking activities for the following business day to ensure everything runs smoothly.

24 Oct 2026 7:00 am
Rs 1.79 lakh US tax credit under India-US DTAA denied over late Form 67 filing; ITAT Bangalore rules in mans favour

An Indian taxpayer from Bangalore faced a setback when his foreign tax credit was denied due to late submission of Form 67. However, the ITAT clarified that such delays shouldn't negate the entitlement to foreign tax credits. This pivotal decision, which takes into consideration recent legal interpretations on procedural mistakes, will now be forwarded to the Assessing Officer to reassess the claim.

24 Oct 2026 7:00 am
UK employees receiving per diem payments must separately disclose them if they cross HMRC-specified limits; Know what employees should do

In the UK, employees receiving per diem must be mindful of reporting amounts that exceed HMRC limits, as these payments are taxable income under UK law. Those who face expenses while at temporary jobs can benefit from tax relief, subject to defined limits. It's crucial to report accurately to prevent issues with tax authorities, with obligations varying by residential status and relevant treaties.

24 Oct 2026 7:00 am
FD rate up to 8.5% for senior citizens investing for five years; know the list of banks

Senior citizens in India have exciting options for fixed deposits, with top banks enticing them with appealing interest rates. Leading the pack, Suryoday Small Finance Bank boasts a remarkable 8.5% for five-year deposits. It's important for savers to be aware of TDS regulations that apply on annual interest exceeding Rs 1 lakh, so filing Form 121 can prevent this.

24 Oct 2026 7:00 am
ICICI Bank and Indian Bank increase FD interest rates: Senior citizens can now earn up to 7.30% in this FD

ICICI Bank and Indian Bank have raised fixed deposit interest rates for select tenures effective October 23, 2026. Indian Bank also adjusted its rates, increasing FD rates on their special 555-day and 777-day FDs.

23 Oct 2026 5:28 pm
Delhi National Lok Adalat on October 25, 2026: Check civil and criminal cases to be covered, timings and how to settle traffic challans

The Delhi State Legal Services Authority is set to conduct a National Lok Adalat from 10 am to 4 pm at multiple court locations throughout New Delhi. This initiative will tackle civil and criminal compoundable cases, allowing litigants to refer their matters by visiting designated court complexes.

23 Oct 2026 3:30 pm
EPS-95: Private sector employees win higher pension case in Bombay High Court despite PF Trust wage ceiling limit cap; know why

EPS-95: Private sector employees wins case for higher pension as Bombay HC rules higher pension can be given even if PF trust rules capped the contributions at statutory wage ceiling limit

23 Oct 2026 3:11 pm
ET Wealth Expo 2026: Day 2 to explore alternative investments, financial freedom and the changing face of wealth

From diversifying beyond equities and exploring real estate investments to planning early retirement, navigating legal complexities and understanding the wealth potential of artificial intelligence, Day 2 of ET Wealth Expo 2026 will examine how investors can multiply wealth, achieve financial freedom and make informed financial decisions.

23 Oct 2026 2:41 pm
366% return on SGB final redemption: Gold bond turns Rs 1 lakh investment into Rs 4.66 lakh; check details

The Reserve Bank of India has finalized the redemption price for future Sovereign Gold Bonds, allowing investors to redeem them early after a five-year period. This price is based on recent average gold closing prices.

23 Oct 2026 12:30 pm
Parag Parikh Flexi Cap, SBI Flexi Cap among top 7 flexicap MFs to invest in October 2026

Among the seven recommended flexi cap mutual funds, Parag Parikh Flexi Cap Fund and SBI Flexi Cap Fund stand out for their commendable track records. Evaluated on parameters like returns, consistency, and asset size, these funds have consistently outperformed over the past five years. Investors with a medium risk appetite looking to invest for a period of five to seven years should consider flexi cap funds for potential wealth accumulation.

23 Oct 2026 11:54 am
Parag Parikh ELSS Tax Saver Fund underperforms benchmark for 3 years despite 5-star rating. Should investors worry?

The Parag Parikh ELSS Tax Saver Fund has struggled to meet its benchmark over the past one, two, and three years. Yet, it retains a five-star rating from research platforms like PrimeInvestor. Investors are advised to consider the fund's long-term performance and portfolio strategy, alongside monitoring its investment protocols and risk controls. The three-year lock-in period for ELSS investments also plays a crucial role in decision-making.

23 Oct 2026 11:02 am
Gold and silver rate today (October 23, 2026): Check 24k, 22k, 20k and 18k gold jewellery prices from IBJA, Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers and Tanishq

Gold Silver Price October 23, 2026: Gold prices continued to decline on October 23, 2026, with notable reductions at major jewellers. Malabar Gold & Diamonds, Joyalukkas, and Kalyan Jewellers lowered their 22k gold rates significantly.

23 Oct 2026 10:48 am
Best conservative hybrid mutual funds to invest in October 2026

For investors who prefer a cautious approach, financial experts often endorse conservative hybrid mutual funds as a solid way to diversify portfolios. These funds typically allocate the bulk of their investments to debt instruments while holding a smaller share in equities. While such funds lower exposure to stock market volatility, investors must remain vigilant and understand the inherent risks involved, especially when selecting from recommended top-performing funds.

23 Oct 2026 9:59 am
Bank of Baroda festive campaign: Bank launches offers on home, car and other loans; debit cards and savings accounts for women

Bank of Baroda has initiated a festive campaign providing various retail and MSME loan options for customers. The campaign includes home loan interest rates starting from 7.40% with waived processing fees for eligible borrowers.

23 Oct 2026 9:57 am
Ola Electric shares dip 5% after Goldman Sachs downgrades stock to Sell. Heres why

Ola Electric shares fell sharply on Friday after Goldman Sachs downgraded the stock to Sell from Neutral and cut its target price to Rs 23, implying a 28% downside. The brokerage lowered its FY27-FY29 revenue estimates by up to 10%, citing prolonged operating losses and challenges in sustaining market share.

23 Oct 2026 9:41 am
Retired bank employee claims tax exemption on Rs 9.53 lakh leave encashment, faces income tax notice and wins full relief at ITAT Jaipur

After retiring from the State Bank of India, Chhaju found himself facing a tax exemption cap of Rs 3 lakh on his leave encashment totaling Rs 9.53 lakh. Determined to secure his rightful benefits, he appealed to the ITAT Jaipur, which sided with him and extended full tax exemption. The tribunal admired prior cases that upheld similar claims from fellow retirees, proving advantageous for Chhaju.

23 Oct 2026 8:39 am
UPI Payment failed or stuck? When banks must refund your money and pay 100 per day in compensation

Have you ever faced a situation where a UPI payment was debited from your account but not received by the recipient? Discover the steps to handle failed UPI transactions, understand the reversal process, and learn how long refunds typically take. Stay vigilant against potential fraud while navigating the complexities of digital payments.

23 Oct 2026 7:00 am