The Economic Times

FIIs reduced stakes in 235 BSE smallcap companies for three consecutive quarters. Nine stocks suffered 5070% declines in CY26, highlighting sustained foreign investor selling and significant market corrections.

Gold rates today: On November 9, 2026, gold prices rose as Malabar Gold & Diamonds, Kalyan Jewellers, and Joyalukkas announced new rates. Check gold jewellery rates gold jewellery rates across New Delhi, Mumbai, Chennai and Kolkata.

Learn how to pace SIPs during your earning years and when to start an SWP in retirement, with simple rules to keep your money growing and your corpus safe.

Bank branches will close in certain states on November 9, 2026, for Diwali and related festivities. Customers should verify bank operating hours in their regions before planning any bank visits. Celebrations including Diwali/Laxmi Puja will lead to closures in several states like Uttar Pradesh and Madhya Pradesh. Other states and union territories will maintain regular operations on this day.

Cutting through money jargon, one topic at a time. This week, Preeti Kulkarni explains how the moratorium clause in health insurance protects policyholders against arbitrary claim rejections.

Retirement planning in India is gaining momentum among consumers aged 26 to 50 years as they begin saving early. This trend is evident as transaction volumes for retirement products rose significantly from April to September. Notably, digital platforms are facilitating access to these financial products in smaller cities. Although men dominate the consumer base, there is a growing need for women's participation.

Welcome to TrendMap, your guide to the performance of different investment segments. In this edition, we present a 10-year performance tracker of various factor-based investment strategies. This map shows that no single-factor strategy consistently outperforms, making a strong case for diversification. By Sameer Bhardwaj.

If the next generation wants to preserve the family business bot not necessarily together, heres how they can execute the split without impacting the wealth.

As parents spend more on soft skills, the challenge is to identify pursuits that offer lasting value.

Two years ago, seasoned asset manager Anand Radhakrishnan moved from a long, successful stint as Chief Investment Officer (CIO) at Franklin Templeton India to take over as Managing Director (MD) at Sundaram Asset Management Company. In this conversation with Sanket Dhanorkar, he shares his views on the market correction, shift in interest rate cycle, valuations and money flows, and more.

For Indian investors residing overseas, a new development brings good news. A recent circular from Sebi allows them to open investment accounts without needing to return to India. By permitting digital KYC submissions from various compliant countries, this initiative simplifies the process for non-resident Indians (NRIs) and overseas citizens of India (OCIs).

Higher yields boost safer investments appeal, pressuring equity valuations despite earnings recovery.

Vendor fine print, last-minute guests and family pressure can push your wedding bill way above the initial budget. Heres how to spot the hidden costs before they hit you.

Investments in bank accounts, mutual funds, shares and other assets will have to be reviewed and modified. It is illegal under Indias FEMA to hold resident bank and demat accounts after moving abroad on a permanent resident status. All such accounts must be converted to non-resident, and FATCA forms disclosing the residential status abroad should be filled up.

Most group plans cover pre-existing diseases from day one, and individual employees are not medically underwritten. Barring a few exceptions, disputes are rarely about whether a claim is admissible. They are mostly about deductions.

Equity can fall 30-40% in a bad year, so money needed in the next few years must never sit there. A conservative investor may hold less. Few can afford to hold none: avoiding equity swaps the risk of a temporary fall for the certainty of losing purchasing power.

SEBI has mandated mutual fund houses to make direct plans the default choice on digital platforms starting 1 November. While direct plans offer lower expense ratios and potentially higher long-term returns, regular plans cater to investors seeking expert guidance. Here is how this new rule impacts your investments.

Equity mutual funds delivered returns of up to 9% during November 2-6, 2026, with 572 of 627 schemes posting gains. Banking and financial services funds dominated the top 25 performers, led by LIC MF Banking and Financial Services Fund.

DSP Mutual Fund will launch its DSP FMP 280-90D Fund, a close-ended debt scheme, from November 13 to 17. Benchmarking against the NIFTY Liquid Index B-I, the fund targets short-term income through debt and money market instruments.

Gold rate today: As Diwali festivities continue on November 8, 2026, gold rates remain unchanged across leading jewellers. TWith families gearing up for traditional purchases, these rates play a significant role in their festive shopping decisions.

As Diwali 2026 marks another financial year, data shows 112 out of 292 non-thematic equity funds delivered negative returns since last Diwali. Among them, 14 equity mutual funds, including Samco Flexi Cap, HDFC Small Cap, and Parag Parikh ELSS, lost more than 5% over the past year.

As investors explore fixed-income options this Diwali, market experts including Nilesh Shah and Samir Arora decode debt fund strategies. Fund managers favor short- to medium-duration and accrual-oriented funds to manage interest-rate risk, suggesting tactical shifts to long-duration gilt funds only after macroeconomic uncertainties ease.

Diwali bank holiday 2026: Bank branches in India will observe different holidays for Diwali celebrations on November 9, 10, and 11, 2026. Some states will close banks on November 9 for Diwali and Laxmi Puja festivities, while others will observe the holiday on November 10. States including Gujarat and Maharashtra will close banks on November 10 for Bali Pratipada and Govardhan Puja.

Senior citizens can invest in fixed deposits with interest rates reaching up to 8.6%. Suryoday Small Finance Bank leads with these attractive rates for a five-year term. Jana Small Finance Bank follows, offering an 8% interest rate on similar deposits.

Customers should mark November 7, 2026, on their calendars as banks will be fully operational on this first Saturday of the month. They will be able to process cash deposits, withdrawals, and cheque services. However, bank closures will occur on the second and fourth Saturdays. Additionally, with upcoming holidays such as Diwali and Guru Nanak Jayanti, its advisable to check the holiday schedule for effective banking planning.

UIDAI has successfully onboarded 300 Offline Verification Seeking Entities since the launch in January 2026. This initiative aims to enhance Aadhaar-based offline verification across various sectors including healthcare, education, and hospitality. Users can now complete identity checks without submitting physical copies of their Aadhaar cards.

Silver price on Dhanteras: On the auspicious occasion of Dhanteras, silver prices have significantly decreased, providing an excellent opportunity for buyers. The indicative rate for 999-purity silver jewellery on November 6 was Rs 1,81,863 per kg, reflecting a decline of about Rs 5,437 from the prior day. Festive shoppers should consider comparing prices among jewellers. Additionally, India's hallmarking process for silver jewellery has improved traceability since October 2005.

Fund managers Radhika Gupta, Nilesh Shah, Samir Arora and seven others flag market themes, from IPOs and AI to smallcaps and semiconductors, that may struggle to sustain momentum.

Dhanteras marks a significant occasion in India, where families traditionally embrace the practice of buying gold. Gold prices fluctuate based on purity, with 24k gold priced at Rs 14,102 per gram and 22k gold at Rs 13,764 per gram as of November 6, 2026. This allows families to select gold purchases that align with their budgets, while prices may differ across cities due to varying demand and making charges.

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Dhanteras 24k gold coin: Festivals like Dhanteras and Diwali often lead to a surge in gold purchases, especially gold coins. Renowned jewelers such as Tanishq, Malabar, GRT, and Joyalukkas have different pricing for 24 karat gold. Consumers can also explore online services like Instamart and Blinkit that offer gold coin options with included discounts.

Samvat 2083 starts with oil above $100 and the Nifty down 12%. Heres what Motilal Oswal expects next, plus its 10 Diwali stock picks.

Gold returns: Gold prices have seen a sharp decline after peaking earlier this year, resulting in varied investment outcomes. With Dhanteras on the horizon, many buyers are hopeful for profits despite the market's fluctuations. Experts recommend a cautious approach, favouring staggered purchases over lump sum investments. Looking ahead, price predictions suggest that global economic factors will play a significant role in shaping future gold values, making it crucial for investors to stay inform

During the festive season, it is essential for buyers to ensure the gold they purchase meets purity standards. They can use the BIS Care app to verify the HUID of jewellery. Checking for the three hallmark marks ensures authenticity and quality before making a purchase. Buyers should also verify the jeweller's BIS registration details before finalizing a transaction.

The Ministry of Labour and Employment has raised the Employees' Provident Fund wage ceiling to enhance participation. Employees earning between Rs 15,000 and Rs 25,000 will now be required to join the schemes. Those earning less than Rs 15,000 can also opt into the schemes voluntarily. This increase in ceiling may lead to higher PF contributions and, consequently, greater retirement savings.

Gold rate today: Ahead of the festive celebrations of Dhanteras and Diwali, gold and silver prices have witnessed a notable surge as leading jewellery brands like Tanishq, Malabar Gold & Diamonds, Kalyan Jewellers, and Joyalukkas revise their rates.

Changing jobs? Your NPS account and PRAN stay with you. Learn what to do if your new employer offers NPS, and what to do if it doesnt.

In the blink of an eye, UPI scams can wipe out your bank savings, but there's hope for victims. The Reserve Bank of India stands ready to safeguard you against unauthorized transactions. Discover essential actions to take the moment fraud strikes, understand how liability is assessed, and find out what steps to take if your bank turns down your claim.