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Personal Finance / The Economic Times

Top 10 best-performing mutual funds for May 2025

Many investors rely on internet searches to find top mutual funds, often misled by short-term trends. ETMutualFunds curated 10 equity mutual funds using metrics like mean rolling returns, downside risk, and consistency over three years to guide better investment decisions.

5 May 2025 5:53 pm
IndusInd Bank, SBI among 10 stocks which witnessed highest selling by mutual funds in March

Mutual funds heavily trimmed their holdings in key stocks during the March quarter, with major selling seen in Bharti Airtel, Bajaj Finance, Bharat Electronics, and Aavas Financiers, totaling over 10,700 crore in net sales, Prime Database reported.

5 May 2025 4:53 pm
ITR-2 for FY2024-2025 notified by Income Tax dept: Theres good news for Rs 50 lakh to Rs 1 crore income-earners, know other changes and more

The CBDT has notified the ITR-2 form for FY2024-25, effective from April 1, 2025, which will be applicable to the majority of taxpayers, especially salaried individuals, pensioners, and those with income from multiple properties or capital gains. Key changes include raising the asset and liability reporting limit to Rs 1 crore, requiring TDS section reporting, and splitting capital gains. Read on to know more about the changes made.

5 May 2025 4:53 pm
ICICI Bank cash deposit charges: What happens if you cross free deposit limits?

ICICI Bank customers should be aware of the bank's cash transaction charge policies to avoid unexpected deductions. The bank permits a limited number of free cash transactions each month, after which fees are applied. Additionally, charges may be incurred for transactions exceeding certain amount

5 May 2025 4:22 pm
Market Wrap: RIL, HDFC Bank lead D-Street rally amid global tailwinds; Sensex adds 295 pts, Nifty above 24,460

Indian benchmark indices ended higher on Monday, buoyed by advances in heavyweights HDFC Bank and Reliance Industries Ltd (RIL), as easing global trade tensions, steady foreign inflows, and a dip in crude oil prices bolstered investor confidence.

5 May 2025 3:44 pm
A SIP of Rs 5,000 helps to build a corpus of Rs 1 crore. Consistency beats everything

A Reddit user reached a Rs 1 crore mutual fund milestone since starting SIPs in 2018. They credit consistency, behavior management, and asset allocation, urging others to avoid reacting to market noise and focus on income growth and discipline

5 May 2025 3:42 pm
Govt of Singapore bets on Indian stocks: 9 picks surge 15-30% in CY25

The Government of Singapore holds stakes worth 2.38 lakh crore in 61 BSE-listed firms. Nine of these, including SRF, Bajaj Finance, and SBI Life, have gained 1533% in 2025, reflecting strong market performance and GoSs selective equity exposure.

5 May 2025 3:33 pm
Baroda BNP Gilt Fund turns 23; AUM tops Rs 1,500 crore with 4X growth for investors

Baroda BNP Paribas Gilt Fund celebrates 23 years, surpassing Rs 1,500 crore in AUM. The fund has delivered strong returns, transforming an initial investment of Rs 10,000 into Rs 41,919.60 since inception. Managed by Gurvinder Singh Wasan and Prashant Pimple, the fund strategically invests in government securities and SDLs, aiming to capitalise on potential RBI rate cuts.

5 May 2025 2:27 pm
NFO Update: Tata Asset Management launches Income Plus Arbitrage Active FoF

The Tata Income Plus Arbitrage Active FoF is tailored for investors with a two-year horizon, aiming for stable, accrual-based, and tax-efficient returns. The fund invests up to 65% in Tata Corporate Bond Fund and at least 35% in Tata Arbitrage Fund

5 May 2025 1:32 pm
NFO Alert: Angel One Mutual Fund launches two Nifty 50-based passive funds

Angel One Asset Management Company has introduced the Angel One Nifty 50 Index Fund and ETF, both tracking the Nifty 50 Index. These funds offer investors exposure to India's top 50 large-cap companies across key sectors. The NFOs offer several investor-friendly features, such as zero entry and exit loads, and a minimum investment amount of Rs 1,000, with additional investments allowed in multiples of Re 1.

5 May 2025 1:23 pm
High cash levels deployed in small caps across schemes, says Quant Mutual Fund

Quant Mutual Fund has deployed high cash reserves into select small-cap stocks, maintaining a portfolio leaning towards large and mega-cap companies. The fund anticipates a potential 12-15% correction in gold prices in dollar terms, despite May's typical bullish trend.

5 May 2025 12:54 pm
Bank of Baroda, Kotak Mahindra Bank revise FD interest rates: Check latest rates in May 2025

Bank of Baroda and Kotak Mahindra Bank have revised their fixed deposit interest rates. Bank of Baroda decreased rates on deposits below Rs 3 crore. Kotak Mahindra Bank reduced rates by 50 bps for a specific tenure.

5 May 2025 12:39 pm
88% equity mutual funds offer negative returns in 2025, lose up to 21%

Around 88% of equity mutual funds delivered negative returns in 2025 so far, with 44 schemes posting double-digit losses. Small-cap and ELSS funds were hit the hardest. Only 33 funds managed gains, led by ICICI Prudential and HDFC schemes. Investors are advised to base decisions on goals and risk appetite.

5 May 2025 12:20 pm
Strike-ing the target: A pragmatic strategy to leverage options in a volatile market

India led global equity options trading in 2023. The growth was driven by retail investors. However, most retail traders faced losses. SEBI has implemented regulations to protect investors. Options can be used for hedging or speculation. The article suggests using options for hedging. It also suggests using options for stock acquisition and exit strategies.

5 May 2025 11:43 am
52% equity mutual funds outperform against their benchmarks in 3 years

Around 52% of equity mutual funds surpassed their benchmarks in the last three years, according to an ETMutualFunds analysis. Contra funds demonstrated the highest outperformance, while mid-cap funds showed the lowest. Notably, large funds like Parag Parikh Flexi Cap Fund and Nippon India Small Cap Fund also outperformed their benchmarks during this period.

5 May 2025 11:16 am
V-Mart Retail shares slip 6% despite strong Q4 results, bonus issue announcement

V-Mart Retail shares experienced a decline of 6.2% despite positive financial news. The company reported a net profit of Rs 19 crore for the March 2025 quarter, a significant improvement from the previous year. Revenue also increased by 17%. The board approved a 3:1 bonus share issue. However, the board did not recommend dividend.

5 May 2025 10:39 am
EPF interest rate: Will you lose higher interest on EPF if you don't transfer your EPF account from old to new employer?

Indian salaried individuals should transfer their EPF accounts upon changing jobs to continue earning interest. Neglecting this transfer can lead to loss of potential gains, especially with the current EPF interest rate at 8.25%.

5 May 2025 8:02 am
Have tax, regulatory shifts made FoFs more attractive?

A favourable shift in the tax regime and regulatory push set the stage for new solutions in the FoF avatar.

5 May 2025 6:30 am
Foreign vacation? How to cut costs but keep the fun

Credit card or forex card, DIY or package? Here are some ways in which you can save on flights, stay, commutes and sightseeing while travelling abroad.

5 May 2025 6:30 am
5 foreign trips that won't break your bank

More travellers are now taking shorter, more frequent holidays, often with families or friends. Budgets havent necessarily increased, but expectations have. People want more from their holidaysmore depth, more variety, more flexibilityand theyre making smarter choices to get it.

5 May 2025 6:30 am
Why travel insurance is a must for overseas travel

A travel insurance policy should provide adequate medical coverage, including hospitalisation expenses, doctor consultations, and emergency treatments. It is advisable to check whether pre-existing conditions are covered or require an additional premium.

5 May 2025 6:30 am
Headwinds hit IT stocks: Should you sell or buy?

Delayed recovery of discretionary spending will amplify stock price volatility of IT sector companies.

5 May 2025 6:30 am
Gold prices on high: How are wedding buyers coping?

How are wedding shoppers dealing with sky-high gold price?

5 May 2025 6:30 am
Prepare for mkt volatility before it even begins

Will investors learn from this cycle? History suggests the lesson will be shortlived. As the markets recover and memories of drawdowns fade, the allure of maximum exposure will again become irresistible. The investors, who lament their inability to buy on the dip today, will convince themselves that this time is different.

5 May 2025 6:30 am
How young couples can resolve household money issues

In middle class families, the expectations from earning members can be high. To get the benefit of higher education, to pay through college and classes, and to get a stable job that pays a salary much higher than the household has been used to, is a milestone event. Theres a feeling that the income should be allocated to meet some of the expectations of parents and siblings.

5 May 2025 6:30 am
HDFC Flexi Cap Fund review: Should you buy?

We examine the key fundamentals of HDFC Flexi Cap Fund, its portfolio and performance to help you make an informed investment decision.

5 May 2025 6:30 am
I will bet on this asset for life: HDFC Pension CEO

Strong subscriber growth across corporate and retail segments shows how simplified messaging, tax incentives, and digital access are driving NPS adoption, but tailoring the pitch to different life stages is key to building long-term engagement, Sriram Iyer, MD & CEO, HDFC Pension, tells Yasmin Hussain.

5 May 2025 6:30 am
Top line vs bottom line in company's financials

If you are confused by personal finance terms, jargon and calculations, heres a series to simplify and deconstruct these for you. In the 49th part of this series, Riju Mehta helps you understand the two corporate finance terms.

5 May 2025 6:30 am
What is embedded insurance?

Embedded insurance is the integration of insurance products directly into the purchase process of other goods or services.

5 May 2025 6:30 am
Top 5 stocks in large, mid, small, micro caps: 2025

Welcome to TrendMap, your quick, visual guide to the performance of different investment segments. In this edition, we present an 11-year equity performance tracker, ranking annual returns across market-cap segments. The map offers a clear perspective on how large-, mid-, small- and micro-cap stocks have fared since 2015, says Sameer Bhardwaj.

5 May 2025 6:30 am
How Gahlaut can save Rs 1.8 lakh tax

Sudhir Kaushik of TaxSpanner.com tells readers how they can optimise their tax by rejigging their incomes and investments.

5 May 2025 6:30 am
5-point checklist for a gold-like career

Use financial risk strategies to guide career and education moves, says Devashish Chakravarty.

5 May 2025 6:30 am
Responsible credit card usage has these 3 perks

However, taking a long-term view, a credit card could be a useful tool. Essentially an unsecured personal loan, a credit card, if used wisely, can offer valuable benefits without compromising financial discipline.

5 May 2025 6:30 am
6 mutual fund NFOs will open for subscription this week

Six mutual fund New Fund Offers (NFOs) will open for subscription this week

4 May 2025 4:54 pm
Overseas mutual funds lead the pack with weekly gains of up to 10%

Nippon India Taiwan Equity Fund delivered the highest return of 9.81% during the period.

4 May 2025 4:21 pm
Eternal and ICICI Bank among most bought stocks by mutual funds in March

Mutual funds added 8.68 crore shares of HDFC Bank to their portfolios

4 May 2025 3:56 pm
Fed rate cut decision, India-Pakistan tensions among 8 factors that'll steer D-Street this week

Indian benchmarks extended gains last week, led by largecaps, even as smallcaps underperformed. The Nifty ended up 1.3%, while the Sensex rose 1.6%. Key triggers this week include the US Fed policy decision, Q4 earnings from SBI and Kotak Bank, macro data, LoC tensions, and crude oil swings. The Rupee breached 84/USD, and FIIs remained strong buyers.

4 May 2025 9:44 am
HDFC Bank revises lounge access policy for these credit card users effective from June 10, 2025

HDFC Bank is revising its lounge access policy for Tata Neu Infinity and Plus credit cardholders, effective June 10, 2025. Domestic lounge access will now be milestone-based, requiring a spend of Rs 50,000 per quarter to earn vouchers.

3 May 2025 3:00 pm
Sovereign Gold Bond final redemption: Investors to earn 221% returns on maturity as RBI announces final price for SGB 2017-18 Series I; check details

The Reserve Bank of India has announced the redemption price for Sovereign Gold Bond 2017-18 Series I at Rs 9486 per unit, payable on May 9, 2025. The maturity amount is tax-exempt, and investors also earned 2.5% annual interest.

3 May 2025 1:48 pm