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Personal Finance / The Economic Times

Equity mutual funds fall over 7% in a week; international schemes lead the losers list

Equity mutual funds fell over 7% during the week of November 1721, with international schemes dominating the losers chart.

23 Nov 2025 9:26 am
Gold and midcaps lead 10-year returns; heres the full scorecard

Multiple investment segments have delivered over 17% returns over the past decade.

23 Nov 2025 9:12 am
Parag Parikh Large Cap Fund to offer 5 distinct features; NFO opens in January 2026

PPFAS Mutual Fund unveiled details of its upcoming Parag Parikh Large Cap Fund at its 12th Unitholders Meet, ahead of an expected January 2026 NFO. The rules-driven fund will be built around the Nifty 100 with capped weights, broad diversification and a low expense ratio. Leaders outlined its five key features and the conditions that justify launching the new scheme.

23 Nov 2025 9:04 am
Retired government employee denied tax exemption on leave encashment,fights and wins in ITAT Chandigarh; heres why

In a recent ruling, the Income Tax Appellate Tribunal in Chandigarh has granted a significant tax relief to Mr. Saini, a retired worker from the Punjab State Electricity Board. He will now enjoy a tax exemption for the leave encashment accrued during his tenure at the government organization.

23 Nov 2025 7:00 am
Kotak Mahindra Bank alert: No UPI, ATM transaction above Rs 20,000 for one hour on November 23, 2025

Dear customers of Kotak Mahindra Bank, please be advised to strategize your banking actions before November 23, 2025 3.30AM till 4.30AM. On this date, any UPI and ATM transactions above Rs 20,000 will be temporarily halted, alongside the unavailability of both old and new mobile banking platforms. This is all part of an essential system upgrade to enhance your future banking experience.

22 Nov 2025 8:08 pm
FD rate up to 7.4% for general citizens investing for one year; Know full list of banks

if you have an income of Rs 11 lakh, then you wont have to pay income tax due to the Section 87A tax rebate under the new tax regime for FY 2025-26. The Section 87A tax rebate applies to income up to Rs 12 lakh under the new tax regime for FY 2025-26. Moreover, you can also submit Form 15G to avoid TDS deduction, if the total income, after claiming all tax deductions and the Section 87A rebate, is below the taxable limit.

22 Nov 2025 5:03 pm
Adult son has no right to live in fathers house without permission, rules Rajasthan HC and ends 5-year family feud

Big win for Mr. Khatri! The Rajasthan High Court just ruled that his adult, married son needs his dad's permission to live in his house. This basically confirms Mr. Khatri's sole ownership rights, meaning he's in charge of who stays on his property. It's a clear victory for the father's property rights.

22 Nov 2025 4:43 pm
Big gain for fixed term contractual employees as they now get these benefits under new labour law; Check details

Starting November 21, 2025, India is set to transform its workforce landscape with four pioneering labour codes. These reforms mandate appointment letters for every worker, ensuring transparency and security. Fixed-term employees will benefit from gratuity payouts after completing one year, while women will enjoy the option of night shifts, fostering inclusivity.

22 Nov 2025 1:47 pm
Password change email from rnicrosoft.com is a phishing scam, Cybersecurity expert shares how to protect yourself

Heads up! Theres a new phishing scheme targeting Microsoft users with fake password reset emails. Scammers have set up a website similar to Microsoft's, using 'rnicrosoft.com' to lure you in. This could lead to serious security breaches for your account. Make it a habit to scrutinize email addresses and links closely. For password resets, go straight to the Microsoft homepage.

22 Nov 2025 1:06 pm
Maharashtra and Delhi among top 10 states to contribute maximum to average AUM in October

Top 10 states was recorded at Rs 79.79 lakh crore as on October 2025.

22 Nov 2025 12:01 pm
Top 5 mid cap mutual funds to invest in November 2025

ETMutualFunds has handpicked the top mid-cap mutual funds by analysing their mean rolling returns.

22 Nov 2025 11:18 am
Is diversified SIP + NPS portfolio enough to build Rs 15 crore? Heres what advisors say

A 33-year-old government teacher, Saurabh Yadav, is strategically investing in SIPs and NPS to build a Rs 15 crore corpus over 30 years. His well-diversified portfolio, with a moderate to high-risk allocation, is praised by experts. Regular reviews and controlled smallcap exposure are key to achieving his long-term wealth goal.

22 Nov 2025 10:26 am
Saturday bank holiday today: Are banks open or closed today on November 22, 2025?

Customers who push their bank related work to Saturdays should make sure to check if banks are open on the coming Saturday or not. Digital banking and ATMs will remain operational for all essential transactions. No other bank holidays are scheduled for November.

22 Nov 2025 7:00 am
These workers will get gratuity after 1 year instead of 5 years; more benefits for other workers under new labour codes

New labour laws are now in effect. Fixed-term employees receive full benefits and gratuity in one year. Women workers gain equal pay and broader work opportunities. Contract workers will get health and social security from employers. Gig and platform workers are defined and will receive welfare benefits. These reforms simplify 29 old laws into four codes.

21 Nov 2025 5:15 pm
The Wealth Company Multi Asset Allocation Fund NFO is open for subscription. 10 things to know

ETMutualFunds breaks down key details of The Wealth Company Multi Asset Allocation Fund NFO, covering its strategy, asset mix, fund managers, flexibility across equity, debt and commodities, and suitability for diversified investing

21 Nov 2025 3:36 pm
NFOs: 12 mutual funds and 1 SIF are open for subscription now.Check details

Mutual funds launch new funds to complete their bouquet of offerings. Here's a detailed breakdown of NFOs live now (Source: ACE MF).

21 Nov 2025 3:18 pm
Karisma Kapoor to get Rs 5.51 lakh as monthly rent from her residential unit in Mumbai

Bollywood actress Karisma Kapoor has rented out her residential property located in Bandra West, Mumbai. At a monthly rate of Rs 5.51 lakh, this agreement, officially registered for November 2025, will last for one year.

21 Nov 2025 2:48 pm
European shares fall on tech rout, Fed policy jitters

The STOXX is on track for weekly losses of nearly 3%, its biggest weekly drop since the unveiling of U.S. tariffs sent global markets into a tailspin between late March and early April. Among individual stocks, French water and waste management group Veolia VIE.PA lost 1% after agreeing to buy U.S.-based hazardous waste company Clean Earth from Enviri for $3 billion.

21 Nov 2025 2:38 pm
Top 4 smallcap mutual funds to invest in November 2025

ETMutualFunds has shortlisted four top smallcap funds for November 2025 based on rolling returns, consistency, downside risk and long-term performance.

21 Nov 2025 1:57 pm
Top 5 largecap mutual funds offer over 25% annualised return in 3 years. Check toppers

Over the past three years, the top-performing largecap mutual funds have delivered strong annualised returns of up to 28%, led by BHARAT 22 ETF and ICICI Prudential BHARAT 22 FOF. However, several funds lagged behind, including offerings from Nippon India, Axis, LIC, Tata and Sundaram.

21 Nov 2025 1:21 pm
17 equity mutual funds offer over 20% return in 9 months. Do you own any?

Around 17 equity mutual funds have delivered over 20% returns in the last nine months, with midcap funds dominating the top performers. Mirae Asset Midcap Fund and Invesco India Midcap Fund led the pack with returns exceeding 24%. The remaining 264 funds saw returns ranging from 2.01% to 19.90%.

21 Nov 2025 12:33 pm
Have unclaimed insurance amount? Heres how to check and claim your hidden wealth

Over Rs 25,000 crore remains unclaimed in Indian insurance policies due to forgotten claims or unaware nominees. Tracking and claiming these dormant funds is now easier through insurer websites and the IRDAI's Bima Bharosa portal. It offers simple ways to check for unclaimed amounts and provides a clear process for rightful beneficiaries to claim what is theirs.

21 Nov 2025 11:38 am
MF Tracker: Sundaram Focused Fund turns Rs 10,000 SIP to over Rs 1 crore in 2 decades

Sundaram Focused Fund has turned a Rs 10,000 monthly SIP into Rs 1.12 crore over two decades, showcasing strong long-term compounding. While its inception returns are impressive, recent performance has lagged behind its benchmark and category average. Experts advise caution due to concentrated portfolios, suggesting focused funds are best for investors with high risk tolerance.

21 Nov 2025 10:52 am
Best corporate bond mutual funds to invest in November 2025

Considering near-term or three-year-plus goals? Corporate bond funds, investing in top-rated companies, offer relative safety. While interest rate hikes remain a concern, these funds provide a stable option.

21 Nov 2025 9:25 am
Have low credit score? Kotak Mahindra Bank offers lifetime free Kotak811 super.money credit card at just Rs 5,000 FD investment

Kotak Mahindra Bank and super.money introduce the Kotak811 3-in-1 account. This new offering combines a zero-balance savings account, a fixed deposit, and a secured credit card. The Kotak811 super.money credit card is backed by a fixed deposit, offering a credit limit up to 90% of the FD value. This facility is also available for individuals with lower credit scores.

21 Nov 2025 8:49 am
Unlimited airport lounge access with this new credit card; how you can avail this bank's offer before its gone

RBL Bank has launched two new premium credit cards: LUMIRE and NOVA. LUMIRE, an invitation-only metal card, offers exclusive luxury experiences and personalized services for Rs 50,000 annually. NOVA targets frequent travelers with 6% value back on bookings and 10% restaurant savings, priced at Rs 12,500 annually.

21 Nov 2025 8:48 am
Good news: Soon Capital Gains Account Scheme accounts can be closed online; Heres how property sellers can benefit

Exciting news for property sellers! Starting April 1, 2027, you can now effortlessly close your Capital Gains Account Scheme accounts online. This fantastic update from the Central Board of Direct Taxes eliminates previous bottlenecks that required tedious in-person applications. Enjoy a hassle-free experience as you manage your tax exemptions for property sales right from your living room!

21 Nov 2025 8:00 am
Restore Old Pension Scheme for 26 lakh central govt employees in 8th Pay Commission, leading employee body writes to PM Modi

Employee unions are pressing Prime Minister Narendra Modi to revise the 8th Pay Commission's Terms of Reference. Key demands include reinstating the Old Pension Scheme for lakhs of employees and ensuring pension revisions for current pensioners. Unions also seek the inclusion of stakeholder expectations and an interim relief of 20% for employees and pensioners.

21 Nov 2025 8:00 am
Wife tears alone doesn't amount to cruelty, rules Bombay HC, quashes 498A case against husband and his parents

The Bombay High Court has made a pivotal judgment by reversing the conviction of a man and his parents charged with cruelty under Section 498A. The court determined that the accusations based solely on the wife's parents' statements lacked sufficient credence.

21 Nov 2025 7:00 am
GST registration to be suspended if you do not give bank account details at the earliest; These taxpayers get exemption from this

Attention all businesses! Your GST registration may be suspended if you don't submit your bank account details on time. Make sure to provide this crucial information within 30 days of registration, or before filing outbound supplies. Neglecting this requirement could lead to serious disruptions in your operations.

20 Nov 2025 6:27 pm
Major update on Capital Gains Account Scheme: 19 new banks authorised to offer CAGS services for saving income tax by property sellers

Nineteen new banks are now authorized to offer Capital Gains Account Scheme Services. This expansion provides more options for taxpayers to deposit unutilized capital gains and claim tax exemptions. Homebuyers will benefit from increased flexibility in choosing banking services for these transactions. The move aims to simplify the process for individuals seeking tax relief on asset transfers.

20 Nov 2025 5:56 pm
WazirXs Revival - an understated moment for Indias Crypto Industry?

A Harvard study highlights billions lost annually due to hasty liquidations, advocating for restructuring. WazirX's successful Singapore-based restructuring after a cyberattack offers a creditor-friendly model, contrasting with India's delayed NCLT processes. This signals a need for India to adopt structured regulatory frameworks for emerging technologies.

20 Nov 2025 5:52 pm
UIDAIs New Aadhaar App: How offline verification simplifies and secures ID checks

India's UIDAI is launching a new Aadhaar app featuring offline verification to enhance security and privacy. Users can share Aadhaar details paperlessly, reducing fraud risks. The app allows storing up to five family profiles, biometric locking, and streamlined updates, offering greater control and convenience for Aadhaar holders.

20 Nov 2025 5:08 pm
These 5 equity mutual funds deliver up to 25% return in 10 years on SIP investments

These five equity mutual funds have delivered 2125% annualised SIP returns over the past decade, with smallcap and midcap categories dominating the charts.

20 Nov 2025 3:48 pm
NFO Alert: Axis Mutual Fund launches Axis Multi-Asset Active FoF

Axis MF has launched the Axis Multi-Asset Active FoF, offering a single-window solution combining equity, debt, gold, and silver through a model-driven allocation framework. The fund aims for long-term capital appreciation with dynamic rebalancing, efficient taxation, and diversified exposure, targeting investors seeking smoother returns and lower volatility over a two-year horizon.

20 Nov 2025 3:26 pm
Husband must give 50% of property sale proceeds and Rs 2 lakh per month to wife pending divorce; heres why Delhi High Court gave this order

In a landmark decision from the Delhi High Court, a husband is required to divvy up 50% of the profits from a property sale with his wife during their divorce proceedings. In addition to this division, the court has ordered him to remit a monthly sum of Rs 2 lakh to her.

20 Nov 2025 3:19 pm
How top 10 India-focused offshore equity funds and ETFs fared

Assets of the largest India-focused offshore funds and ETFs rose modestly over six months, with most major funds seeing inflows. iShares MSCI India products remained dominant, while midcap and diversified strategies also expanded their asset base

20 Nov 2025 3:03 pm
Can Rs 30,000 SIP deliver Rs 3 crore in 15 years? Expert shares roadmap

According to financial expert Pankaj Mathpal, MD, Optima Money Managers, Ajays portfolio is well-diversified but leans heavily toward aggressive categories like small-cap and mid-cap funds

20 Nov 2025 2:58 pm
What are the pros and cons of investing in Fund of Funds?

The forgotten Tata stock has inflicted a mounting Rs 25,000 crore loss on investors as prolonged underperformance, weak sentiment, and fading confidence deepen concerns. With no clear catalyst for a turnaround, shareholders remain uncertain about recovery prospects, questioning whether the stock can reclaim value or continue its downward drift.

20 Nov 2025 2:31 pm
Sukanya Samriddhi Yojana interest rate 2025: What will be maturity amount if you invest Rs 1.50 lakh/year?

The Sukanya Samriddhi Yojana (SSY) offers a high 8.2% interest rate, making it a top post office small savings scheme for daughters' financial security. With over four crore accounts opened and Rs 3.25 lakh crore deposited, SSY aims to fund education and marriage expenses. The maximum investment in the scheme in a financial year is Rs 1.50 lakh.

20 Nov 2025 2:19 pm
NFO Update: Canara HSBC Life Insurance launches NextGen Consumption Fund

Canara HSBC Life Insurance introduces the NextGen Consumption Fund. This new fund allows customers to invest in India's growing consumption driven by millennials and Gen Z. It focuses on companies benefiting from changing lifestyles and digital adoption. The fund targets sectors like e-commerce, fintech, and retail. It aims to capture the multi-trillion dollar consumption growth expected from India's young population.

20 Nov 2025 1:53 pm
Married daughter denied family pension by govt after father's death; she files case and wins in High Court

In a landmark decision, the Punjab and Haryana High Court has granted a specially-abled woman access to her late father's family pension, overturning a previous denial. Despite her 70% disability and her marriage to a husband with a 100% disability who has a government job, the court affirmed that neither her marital status nor her husband's salary affects her eligibility.

20 Nov 2025 12:43 pm
Baroda BNP Paribas AMC launches Indias first Gift City fund investing in US small caps

Baroda BNP Paribas Asset Management has launched India's first fund offering direct access to the US small-cap market via its GIFT City branch. The Baroda BNP Paribas GIFT US Small Cap Fund allows Indian investors to diversify into US equities, overcoming SEBI's overseas investment cap. This regulated, dollar-denominated fund invests in the well-performing BNP Paribas US Small Cap Fund.

20 Nov 2025 12:41 pm
Mutual funds fully exited these 7 stocks in October. Heres the list

In October, mutual funds fully exited seven stocks, including Mangalore Chemicals, Dhani Services, and 5Paisa Capital, selling shares worth up to Rs 308 crore, as per Prime Database.

20 Nov 2025 12:19 pm