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The Economic Times

Personal Finance / The Economic Times

Best large cap mutual funds to invest in September 2026

According to the Sebi mandate, the large cap mutual funds are mandated to invest in top 100 companies by market capitalisation. Large companies fare better in a volatile market as these companies may be market leaders and resilient to downturns. That is why if you are looking for a relatively safer mutual fund category, you should consider investing in large cap funds.

3 Sep 2026 9:28 am
Thinking of guaranteeing a loan? Think again; heres how your credit score could suffer if the borrower defaults

Becoming a loan guarantor creates significant financial and credit obligations for individuals. The guaranteed loan appears on your credit report and affects borrowing capacity. Borrower defaults can negatively impact your credit score and future loan access. Lenders can pursue guarantors directly for the full loan amount. Carefully review all loan and guarantee documents before agreeing to become a guarantor.

3 Sep 2026 9:26 am
8th Pay Commission salary calculator: Can Level 8 employees get Rs 29 lakh extra pay in 10 years at 7% annual increment rate?

8th Pay Commission fitment factor: Employee groups are advocating for the 8th Pay Commission to reconsider the current three percent annual increment rate, asserting it falls short given the skyrocketing living costs. They argue that adjusting the increment to a more robust seven percent can lead to nearly doubling the basic salaries over the next decade. The conclusive salary hike recommendations will be unveiled following the report's official announcement.

3 Sep 2026 8:00 am
Multi-asset funds score big as gold, REITs and InvITs boost returns

Multi-asset funds have outperformed the Nifty over recent one and three-year periods. Strong returns from precious metals and REITs aided this category's performance. These funds offer flexibility to shift allocations based on market conditions. Retail investor interest has surged, making them a fast-growing mutual fund category. Fund managers' track record in rebalancing assets is crucial for investors.

3 Sep 2026 5:56 am
Insurers plan floor for fire cover to avoid large burns

Non-life insurers are considering a minimum rate for fire insurance's natural catastrophe component. This move follows concerns about steep discounts exposing the industry and reinsurers to losses. The Insurance Regulatory and Development Authority of India chairman also expressed worries about insurer financial health. Aggressive pricing and recent fire losses in Gujarat have fueled these discussions. Insurers aim to restrict discounts to the flexible fire rate component.

3 Sep 2026 1:30 am
Nippon Life India among top 5 AMCs with highest SIP AUM share in June quarter. Check details

Indias mutual fund industry saw SIP AUM reach 35.8% of equity AUM in June 2026, with leading asset managers reporting significantly higher SIP allocations, highlighting strong investor participation through systematic investment plans.

2 Sep 2026 3:19 pm
Unlimited airport lounge access for 1 year: Paisabazaar launches limited-period PB Pass offer

All consumers who take a new credit card through the Paisabazaar platform during the offer period (until the end of September) would be eligible for a PB Pass. The complimentary pass gets unlocked when these customers make their first payment of the credit card through the Paisabazaar app.

2 Sep 2026 3:14 pm
Husband refused to pay Rs 9,000 maintenance, saying wife abandoned home and ignored parents; Karnataka HC rejects his plea for this reason

Wife didnt care for his parents and left his Bangalore home without informing, husband said; Karnataka HC rejects his plea to stop paying maintenance on this ground. Read to know what happened in this case.

2 Sep 2026 3:04 pm
Quant Mutual Fund turns cautious on manufacturing, bets on neglected IT Services

Quant Mutual Fund is pivoting away from manufacturing due to rising cost pressures and supply chain issues. Instead, it's channeling investments into IT services, viewing this sector as overlooked and ripe for growth. The fund focuses on identifying undervalued and under-owned stocks across diverse sectors for maximum returns. Quant foresees consolidation trends within large-cap markets, which could lead to selective opportunities.

2 Sep 2026 3:04 pm
India urged to review green finance rules, build workforce for nuclear expansion

India aims for 100 gigawatts of nuclear power by 2047. Financing rules and green bond frameworks need review for nuclear investments. A significant talent shortage exists within the clean energy sector. Specialized education and training programs are currently lacking across India. Government and industry are forming committees to address these crucial expansion needs.

2 Sep 2026 2:38 pm
Big CGHS relief for families: Lifelong medical cover for married dependent sons, brothers with critical illnesses

In a significant update, the CGHS and CS(MA) Rules now offer lifelong medical support to dependent sons and brothers, ensuring marriage does not affect their eligibility for CGHS benefits. Dependency criteria and medical board evaluations are essential for qualification, particularly for chronic and severe medical conditions that affect one's earning capacity. The CGHS Board will routinely reassess the medical requirements to keep provisions current.

2 Sep 2026 1:26 pm
ICICI Bank raises $17.9 billion through FCNR(B) window, boosts lending liquidity

ICICI Bank secured approximately $17.88 billion via the RBI's special swap facility. This mobilization provides the bank with substantial foreign-currency funding for loans. Loans extended against these deposits and supported by SBLCs reached over seventy percent. Indian banks collectively gathered $65.4 billion through FCNR(B) deposits by August twenty-first.

2 Sep 2026 1:17 pm
Neighbour tried to grab land using a rectification deed without owners consent: Here's why Supreme Court offered relief to owner

Neighbour tried to take land using rectification deed without informing owner; Supreme Court says rectification deed cannot change title of property which is covered by sale deed. Read below to know why Mr Thimmadasappa's son won the case in Supreme Court.

2 Sep 2026 1:17 pm
Banks slash FCNR (B) interest rates: HDFC Bank, ICICI Bank, SBI, PNB, Axis Bank revise rates on 3-5-year deposits

FCNR (B) deposit interest rate cuts have particularly been made in deposits of three to five years, which had higher interest rates after the Reserve Bank of India (RBI) announced a relief on hedging costs.

2 Sep 2026 12:53 pm
Rs 97,500 monthly SIP & over Rs 2 crore corpus at 62? Expert suggests portfolio rejig for NRI investor to reach Rs 3 crore goal

As retirement approaches, a non-resident Indian (NRI) investor with a target of Rs 3 crore seeks guidance from a financial expert. The advisor recommends a structured approach involving asset allocation and portfolio consolidation. The investor's assets are categorized into three groups according to their risk profiles and investment timelines. Certain mutual funds are advised for both retention and new contributions.

2 Sep 2026 10:13 am
Top 10 mutual funds to invest in September 2026

Any search starting with the word 'best' or top is unlikely to offer you the best solution. You should always choose a scheme that matches your investment objective, horizon, and risk profile. If you do not understand the basic mutual fund concepts or are totally new to mutual funds and investing, you should always seek the help of a mutual fund advisor.

2 Sep 2026 9:29 am
Holding mutual funds in SoA or demat: Which is better?

Mutual fund units can be held in Statement of Account or demat form. SoA mode offers simplicity for mutual fund-only investors avoiding extra charges. Demat mode suits those holding various securities and preferring consolidated management. Investors can switch between SoA and demat forms as needed. SWP and STP availability narrows the convenience gap between these modes.

2 Sep 2026 8:36 am
LIC launches two new plans: LICs Bima Platinum and LICs Jeevan Raksha; Check details

New LIC plans: Today, Life Insurance Corporation of India has unveiled two innovative insurance plans designed to meet diverse needs. LIC's Bima Platinum focuses on providing savings alongside financial protection, featuring guaranteed additions. On the other hand, Jeevan Raksha offers essential risk coverage for families facing unexpected death.

1 Sep 2026 6:27 pm
Bandhan Smallcap among top 9 smallcap funds with highest risk-adjusted returns. Check performance list

Five small-cap mutual funds recorded Sharpe ratios above 0.75, indicating strong risk-adjusted performance. Bandhan Small Cap Fund led with a ratio of 1, followed by ITI, Invesco India, Mahindra Manulife and Bank of India Small Cap Fund.

1 Sep 2026 5:20 pm
Revised NPS rules for subscribers: PFRDA classifies NPS schemes into five categories; how it will make scheme selection easier for you

NPS subscribers will experience significant changes in pension fund categorization and presentation. A new framework standardizes scheme selection, offering five broad categories for subscribers. Lifecycle schemes will be sub-categorized, while MSF schemes will have five distinct equity exposure levels. The pension body also mandates a new procedure for comparing charges, returns, and risk. This initiative aims to enhance subscriber decision-making regarding their pension investments.

1 Sep 2026 5:00 pm
Wife living in London gives POA to family friend to manage his Vadodara property, friend gifts it to son and daughter-in-law; husband files case and wins in Gujarat HC

Mr Purshotam Ranchhodbhai Pankhania and his late wife living in London trusted their friend and gave him the POA to manage their India property; friend broke trust, grabs it and gifts the property to his son and daughter-in-law; Gujarat HC declares the gift deed void and gives owner relief. Know how Mr Purshotam Ranchhodbhai Pankhania won the case.

1 Sep 2026 4:42 pm
EPF scheme launches EEC 2026: If you missed EPF enrolment, find out whether you can enrol before the October 31 deadline

Salaried employees who want to opt for EPF scheme but could not due to issue with employer can now do so by October 31, 2026 if these conditions are satisfied. Read the article to know more.

1 Sep 2026 4:14 pm
Bank of India Credit Risk among top 5 mutual funds that beat fixed deposits in 1 year

Five debt mutual funds delivered higher one-year returns than conventional fixed deposits, led by Bank of India Credit Risk Fund with a 17.68% return. Aditya Birla Sun Life Credit Risk Fund, DSP Credit Risk Fund, Aditya Birla Sun Life Medium Term Plan and Bandhan Gilt Fund also featured among the top performers.

1 Sep 2026 3:31 pm
Missed August 31 ITR deadline? Know what ITR 3 and ITR 4 filers can do now

ITR deadline: By the end of August 31, 2026, over 7.8 crore individuals completed their income tax return submissions. Those who did not file on time have until December 31, 2026, to submit a belated ITR, incurring possible late fees. Notably, failing to meet this deadline also prevents taxpayers from opting out of the new tax regime, with business income earners unable to revert to the old regime post-deadline.

1 Sep 2026 2:58 pm