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The Economic Times

Personal Finance / The Economic Times

The best financial advice is often to do nothing, says Value Research CEO Dhirendra Kumar

Value Research CEO Dhirendra Kumar says good financial advice often means helping investors avoid unnecessary transactions and impulsive decisions. Speaking at the Global Financial Planners Summit Team 2026, he stressed the importance of financial education at home, disciplined investing and understanding products before making decisions with long-term financial consequences.

13 Oct 2026 6:45 pm
Woman applied for 130 shares in Adani Wilmar IPO, bank entered only 65; she sought Rs 40.63L compensation; gets relief in consumer commission

The woman had earlier appealed in the district commission which held that she did not qualify as a consumer and that the complaint was not maintainable on the ground that investment in shares is a commercial activity. Then why did she won in the State Consumer Commission? Find out in this article.

13 Oct 2026 5:20 pm
'Earn 30% monthly': SBI warns how fraudsters can lure you with tempting offers and what you should do

Fraudulent investment schemes lure investors with the illusion of high returns and minimal risk. The State Bank of India (SBI) warns that scammers often apply undue pressure for quick investments, employing unusual payment methods to do so. These deceitful schemes are commonly endorsed by unknown social media influencers, giving them a false sense of credibility.

13 Oct 2026 4:33 pm
Investing in small and mid caps? DSP Mutual Fund recommends SIPs or experienced fund managers

DSP Mutual Fund recommends investing in small- and midcap stocks through SIPs or experienced fund managers who have navigated multiple market cycles. Its latest analysis finds large caps more attractive on valuations, while elevated relative valuations in small and mid caps warrant caution despite their strong outperformance over the past year.

13 Oct 2026 4:33 pm
How much gold and silver jewellery can you have in your home without getting into trouble with the Income Tax authorities?

How much pure silver and gold jewellery can you have in your home without getting into trouble with the Income Tax authorities? To know the answer you need to read CBDT Instruction No. 1916.

13 Oct 2026 4:18 pm
Senior citizen gets income tax notice over Rs 65.27 lakh cash deposit in bank account; his son proves source of funds and wins case in ITAT Jaipur

Senior citizen sent income tax notice for Rs 65.27 lakh unexplained cash deposit, which was later proved to be pension and FD money; ITAT Jaipur order explained.

13 Oct 2026 4:10 pm
Hitachi Energy, E2E Networks, Anant Raj, other AI-linked stocks slide up to 5% as global AI rout hits Indian markets

Indian AI- and energy-linked stocks decline as a global technology sell-off deepens, with South Koreas KOSPI plunging amid intensifying competition in the AI sector. Investors reassess AI valuations following sharp losses in Asian semiconductor stocks.

13 Oct 2026 2:49 pm
Inflation is up again; should you invest in FDs now or wait for interest rates to rise further? Check what a 1% hike means for your Rs 2 lakh FD

FD rate hike: In September 2026, retail inflation soared to 5.54%, sparking opinions about the possibility of interest rate hikes on fixed deposits. Analysts predict that the Reserve Bank of India may persist in raising the repo rate to combat persistent inflation. Investors must decide whether to invest now or postpone for possibly better FD rates.

13 Oct 2026 2:43 pm
5-year FD vs NSC calculator: Check maturity senior citizens can get on Rs 2.5 lakh investment in NSC and FDs from SBI, HDFC Bank, PNB, ICICI Bank and others

For senior citizens eyeing steady income, evaluating National Savings Certificates against bank fixed deposits is crucial. Investing Rs 2.5 lakh in NSC yields a more favorable maturity amount than many bank FDs.

13 Oct 2026 2:39 pm
Quant Small Cap Fund: ICICI Bank and Adani Power among stocks bought and sold in September

Quant Small Cap Fund completely exited 42.65 lakh shares of ICICI Bank and five other stocks in September 2026 while increasing its stake in Adani Power, Emami, and KPIT Technologies. The fund's AUM stood at Rs 35,572 crore, with new entries including Max Estates and Moneyview.

13 Oct 2026 1:35 pm
Gold rate today (October 13, 2026): Check 24k, 22k, 20k and 18k gold jewellery prices from Malabar Gold & Diamonds, Joyalukkas, Kalyan Jewellers, Tanishq & IBJA in Delhi, Mumbai, Hyderabad & more cities

GOld rate today: Gold prices for 22k jewellery have seen a decline across key cities, with brands like Tanishq and Malabar Gold adjusting their rates. Buyers are encouraged to verify prices before making purchases, especially during the festive period.

13 Oct 2026 12:16 pm
VRS offer in hand? Check these tax rules before you accept the package

Contemplating a Voluntary Retirement Scheme (VRS)? Prior to making your decision, its crucial to analyze the overall financial implications, including taxation aspects and the treatment of different package components. Be clear on the eligibility for tax breaks and ensure that your financial security after retirement is adequately planned.

13 Oct 2026 6:30 am
Investors shrug off bear party, put big money into equity mutual funds

Equity mutual fund inflows reached a five-month high in September with 38,306.55 crore invested. Small-cap and mid-cap funds attracted significant interest from investors despite market instability. Debt funds faced substantial outflows of 1.83 lakh crore primarily from liquid and money market schemes. The industry's total assets under management decreased by 5.1% as of September 30. Gold ETFs saw inflows surge to 4,451 crore amid increased investor interest in safe-haven assets.

13 Oct 2026 5:31 am
NFO Alert: Invesco Mutual Funds SummitSIF launches active asset allocator long-short fund

Invesco Mutual Funds Summit SIF has launched the Summit Active Asset Allocator Long-Short Fund, an interval investment strategy offering exposure to multiple arbitrage opportunities across equities, debt, indices, commodities and special situations. The new fund offer is open for subscription until October 26, with a minimum investment of Rs 10 lakh for investors.

12 Oct 2026 6:24 pm
Tenant to pay Rs 24 lakh for unauthorised stay after failing to prove landlords sought eviction without returning Rs 10 lakh security amount: Delhi HC order

Tenant ordered to pay Rs 24 lakh for unauthorised stay after failing to prove landlords wanted to evict without giving back Rs 10 lakh security amount; Delhi HC order explained.

12 Oct 2026 4:48 pm
28 mutual fund NFOs raise over Rs 2,700 crore in September; Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund leads

Indian mutual funds launched 28 open-ended NFOs in September, collecting Rs 2,708 crore according to AMFI data. Equity and index categories led collections, driven by strong investor interest in sector-specific offerings, including the Tata CRISIL-IBX Financial Services 3-6 Months Debt Index Fund which raised Rs 544 crore.

12 Oct 2026 3:40 pm
SBI Jeevan Pramaan submission process: Different ways how SBI pensioner account holders can submit life certificate

Pensioners who rely on the State Bank of India for their pensions have several options to submit their life certificates. Those who are 80 years old or older should do so in October 2026, while others can submit theirs between November 1 and 30. For ease, submissions can be made digitally via the Jeevan Pramaan portal or the UMANG app.

12 Oct 2026 3:21 pm
Mid, smallcap mutual funds see inflows jump in September, large-caps return after 2 months. Is investor confidence holding up despite market decline?

Despite market corrections in September, small and midcap mutual funds recorded strong monthly inflows of Rs 9,038 crore and Rs 7,834 crore respectively. Largecap funds also returned to positive territory with Rs 859 crore in inflows, signaling strong investor confidence and strategic value buying across all capitalisations.

12 Oct 2026 3:18 pm
Wife underwent treatment but couple had no children for 19 years; Madras HC rejects divorce plea over childlessness

Husband wanted divorce, citing that they have no children in 19 years of marriage despite her undergoing treatment; Madras HC says childlessness cant be a ground for divorce.

12 Oct 2026 2:59 pm
Dolly Khanna portfolio: Ace investor sells 4 lakh shares of Chennai Petroleum in Q2, stock up 82% in one year

Ace investor Dolly Khanna trimmed her stake in Chennai Petroleum Corporation by around 3.85 lakh shares in Q2 FY27. The stock has delivered multibagger returns over three and five years, despite recent monthly weakness.

12 Oct 2026 2:43 pm
Has government imposed 5% GST on e-commerce delivery services ahead of Diwali? Income Tax Dept says this

Recent speculation on social media suggests that a new GST has been introduced for e-commerce delivery services. However, the Press Information Bureau has clarified that instead, the GST rate has been lowered from 18% to 5%. This amendment was part of the 57th GST Council meeting recommendations, aiming for a standardized tax structure.

12 Oct 2026 2:27 pm
FIIs cut stakes in 12 stocks in September quarter; shares fall up to 27% in 3 months

FIIs reduced stakes in 36 of 68 BSE 500 companies reporting September-quarter shareholding data. Twelve stocks fell up to 27% over three months as foreign investors trimmed holdings.

12 Oct 2026 1:30 pm
Parag Parikh Flexi Cap Fund: Bharti Airtel, Indus Towers and Petronet LNG among 13 stocks bought in September

Parag Parikh Flexi Cap Fund added 13 stocks and exited The Great Eastern Shipping Company in September. Its portfolio shrank to 33 stocks, while cash, debt, money market instruments and arbitrage positions accounted for 9.77% of holdings.

12 Oct 2026 1:12 pm
Banks seek RBI relief, clarity on India's latest rupee-defence measures: Report

Banks have approached the Reserve Bank of India to request changes to the 20% cash deposit mandate. They propose that a flat charge replaces the deposit requirement for current-account hedging. This change could improve liquidity while ensuring cost transparency for businesses. Lenders also highlighted concerns over the $2 million threshold, which complicates hedge tracking. Clarity is needed regarding the deposit requirement for hedges related to interest payments on foreign loans.

12 Oct 2026 12:29 pm
AMFI Data: MF SIP inflows hit record high of Rs 32,490 crore in September

Mutual fund SIP inflows touched a record Rs 32,490 crore in September, rising 11% year-on-year. Equity mutual fund inflows surged 31% month-on-month to Rs 38,306 crore, led by smallcap funds, which attracted a record Rs 9,038 crore for the third consecutive month as the top category. Meanwhile, ELSS funds recorded net outflows for the 14th straight month.

12 Oct 2026 12:18 pm
Equity mutual fund inflows jump 31% MoM to Rs 38,306 crore in September; smallcap funds log record collection

In September, equity mutual fund inflows surged by 31% month-on-month, totaling Rs 38,306 crore. Smallcap mutual funds notably drew in record inflows of Rs 9,038 crore for the third month straight. Conversely, debt funds experienced a considerable outflow of Rs 1.83 lakh crore. Mid cap and flexi cap funds also enjoyed significant inflows, while ELSS funds continued their streak of net outflows for the 14th consecutive month.

12 Oct 2026 12:01 pm
Two health insurance policies, one hospital bill: Heres how to claim the unpaid hospital bill from the second insurer

Navigating health insurance claims can be tricky, especially when you have multiple policies. If your hospital bill exceeds your coverage, understanding how to leverage both policies effectively is key. Discover the guidelines from IRDAI, the claiming process, and essential tips to avoid common pitfalls when filing claims with two insurers.

12 Oct 2026 10:47 am
MF Tracker: Mirae Asset NYSE FANG+ ETF FoF tops 5-year CAGR charts with 39% returns. Can the rally last?

The Mirae Asset NYSE FANG+ ETF FoF has delivered an impressive five-year CAGR of around 39%, clearly outpacing its peers, particularly during the US tech stock surge. However, 2022 marked a considerable downturn for the fund, prompting experts to recommend caution with international investments, given rising premiums and fluctuating markets. For optimal long-term outcomes, investors should consider a well-balanced domestic equity portfolio.

12 Oct 2026 10:40 am
Best tax saving mutual funds or ELSS to invest in October 2026

Tax saving mutual funds or ELSSs invest in stocks. Therefore, they have a very high risk. You should be aware of this aspect, especially if you are a first-time investor in equity mutual funds. Compared to your usual investments like Public Provident Fund or National Savings Certificate, etc, ELSSs do not offer guaranteed returns. You may even suffer losses in a bad market.

12 Oct 2026 9:51 am