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The Economic Times

Personal Finance / The Economic Times

Flexi cap funds: Bringing flexibility to your investment game

Flexi cap funds provide a unique opportunity for investors by spreading investments across large, mid, and small-cap companies, ensuring a well-rounded equity exposure. These dynamic funds empower professional managers to modify asset allocations in response to changing market conditions. Investors have the flexibility to choose between lump sum investments or systematic investment plans.

9 Sep 2026 6:22 pm
Student or parent: Who should be the primary borrower for education loan? Check repayment and tax implications before deciding

Determining whether a parent or a student should take on an education loan is an important decision. Although the student is the main borrower, having a co-borrower can be beneficial. Its essential to think about potential future income for repayment rather than merely focusing on admission offers.

9 Sep 2026 3:18 pm
8th Pay Commission: How basic salary of Level 6 employees may double in 7 years after DA merger?

8th Pay Commission news: Employee and pensioner groups are urging the 8th Pay Commission to merge dearness allowance with basic pay. This merger aims to accelerate salary increases for central government employees. Organisations like NC-JCM and AINPSEF have submitted their recommendations for this significant change. The proposed merger could potentially double basic pay for some employees within seven years. These discussions are ongoing as the commission gathers feedback from various stakehold

9 Sep 2026 3:06 pm
Biggest wealth destroyer is not poor performance, but constant search for better returns, says Radhika Gupta

Edelweiss Mutual Fund CEO Radhika Gupta warns that constantly chasing higher-performing investments can undermine wealth creation. Investors may shift from goal-based investing to comparing returns, often chasing recent winners without considering risk, strategy or suitability. She advises focusing on financial objectives, consistency, time horizon and disciplined investing rather than short-term performance.

9 Sep 2026 2:56 pm
Savings account interest rates of up to 7%: Canara Bank, Bank of India, IDFC First Bank revise rates; check details

Canara Bank, Bank of India, and IDFC FIRST Bank have announced updates to their savings account interest rates, which will take effect on September 1 and September 5, 2026. Canara Bank will offer interest from 2.50% to 4%, while Bank of India presents a range of 2.50% to 6.25%. IDFC FIRST Bank tops with rates from 2.50% to an impressive 7.00%, depending on the deposit amount.

9 Sep 2026 2:44 pm
Quant Small Cap Fund exits SBI Funds Management, Jubilant FoodWorks and 4 other stocks in August

Quant Small Cap Fund, managed by Quant Mutual Fund, exited six stocks and added four new names in August 2026. The fund increased exposure to 12 stocks while reducing holdings in seven others. Its portfolio stood at 104 stocks, with HFCL commanding the highest allocation at 6.70%. The funds AUM rose to Rs 35,557 crore during the month.

9 Sep 2026 1:37 pm
Gold price today: Check 18k, 20k, 22k, 24k gold rates (September 9, 2026) at Tanishq, Malabar Gold & Diamonds, Kalyan Jewellers, Joyalukkas and IBJA

Today, gold prices experienced a notable decline at prominent Indian jewellery outlets. Both Malabar Gold & Diamonds and Joyalukkas have lowered their gold rates. In contrast, the Indian Bullion & Jewellers Association has reported a rise. Analysts are eagerly awaiting upcoming US inflation data to gauge future price trends.

9 Sep 2026 1:03 pm
Rs 34 lakh F&O trading loss: Income Tax dept calls it speculative, ITAT Delhi treats Rs 25 lakh as business loss

Taxpayer lost Rs 34 lakh in F&O trading but reports it as business loss; Income Tax dept treats it as speculative loss; ITAT Delhi treats Rs 9 lakh as speculative and the rest as business loss. The ITAT Delhi bench comprised of Sudhir Kumar, Judicial Member and Manish Agarwal, Accountant Member.

9 Sep 2026 12:47 pm
233% return on SGB premature redemption date today: Gold bond turns Rs 1 lakh investment into nearly Rs 3.33 lakh

The Reserve Bank of India has announced the premature redemption price for the gold bond series. Starting from September 9, 2026, investors can redeem their SGB 2020-21 Series XII at a fixed price of Rs 15,355 per unit. This ensures a notable profit for bondholders, as Sovereign Gold Bonds serve as an alternative to physically holding gold.

9 Sep 2026 12:21 pm
Grandson claims share in late grandfathers 75-bigha land and challenges sale by father; Rajasthan HC rejects his claim for this reason

Grandson claims share in late grandfathers 75-bigha land, challenges sale by father; Rajasthan HC says it is fathers inherited land and rejects grandsons appeal.

9 Sep 2026 11:03 am
Will you pay lower income tax on mutual fund capital gains after retirement? Know 7 ways to reduce your tax burden

Retirement doesn't mean tax-free mutual fund income. Understand how capital gains, IDCW payouts, and SWPs are taxed. Discover strategies like leveraging rebates, choosing between Growth and IDCW, and planning withdrawals to minimize your tax burden and maximize post-retirement income. Plan wisely for a secure financial future.

9 Sep 2026 10:08 am
Best tax saving mutual funds or ELSS to invest in September 2026

Tax saving mutual funds or ELSSs invest in stocks. Therefore, they have a very high risk. You should be aware of this aspect, especially if you are a first-time investor in equity mutual funds.

9 Sep 2026 9:23 am
Spurt in India-listed US ETFs stumps Dalal Street

India's exchange-traded funds that mirror US equities experienced a surprising spike, with gains from six to thirty-seven percent over two days, despite Wall Street remaining relatively unchanged. This significant upswing has been attributed to a recent adjustment by Sebi regarding circuit limit calculations. The new methodology enhances conformity between global and domestic ETF limits, resulting in expanded price variability.

9 Sep 2026 6:34 am
NFO Alert: JioBlackRock Mutual Fund launches balanced advantage fund

JioBlackRock Asset Management has launched the Balanced Advantage Fund, offering dynamic allocation between equity and debt. Its NFO opens September 11 and closes September 25, targeting long-term capital appreciation and income through a data-driven investment strategy.

8 Sep 2026 5:52 pm
8th Pay Commission news: Pensioners' body seeks clarity on pension revision from PM Modi

8th Pay Commission latest news: The Retired Employees Welfare Association is calling on the Prime Minister to revise the terms of the 8th Pay Commission. Its request includes the addition of pension revision clauses for retirees prior to January 1, 2026. It claims that the amendment is critical for alleviating confusion among 69 lakh pensioners, especially since earlier commissions explicitly detailed benefits for pensioners. Furthermore, various employee groups are backing this demand for clear

8 Sep 2026 5:32 pm
Rs 5 lakh health insurance claim denied by insurer over waiting period for pancreatitis; here's why the policyholder's wife won

A health insurer cannot automatically reject claims using waiting-period clauses. The Mumbai Consumer Commission ruled that insurers must prove a condition was pre-existing, not just rely on policy terms. This landmark decision emphasizes fairness and consumer protection, reminding policyholders to understand their policy's nuances and challenge unjustified rejections.

8 Sep 2026 5:02 pm
Landlord deposited Rs 14.96 lakh cash during demonetisation, got tax notice: ITAT Bangalore grants relief

Landlord took rent in cash, deposited Rs 14.96 lakh cash during demonitisation period; got Income tax notice, he wins case in ITAT Bangalore. The ITAT Bangalore bench which heard this case comprised of Waseem Ahmed, an accountant member and Keshav Dubey, a judicial member.

8 Sep 2026 5:00 pm
Silver gave 98% returns in 1 year, but investors made just 18%; 56% investments in loss: Report

Silvers 98% one-year rally has triggered a surge in investor interest, but chasing past gains could hurt future returns. The latest report highlights how FOMO has driven investors into silver ETFs after prices surged, with 56% of money invested over the past year showing negative returns as of July 31, 2026. The data underscores the risks of pro-cyclical investing.

8 Sep 2026 4:10 pm
Edelweiss MFs Altiva Equity Long Short Fund to launch September 10; Bhavesh Jain explains largecap strategy

Edelweiss Mutual Fund is set to unveil its latest Altiva strategy on September 10. The Altiva Equity Long Short Fund is designed to deliver reliable alpha through large-cap investments. This innovative strategy integrates a core large-cap portfolio enhanced with derivative overlays. By employing tactics such as covered calls and straddles, the fund aims to boost returns while minimizing risks for its investors.

8 Sep 2026 3:09 pm
SBI Flexi Cap, Axis Flexi Cap and 6 other flexicap funds with low consistency scores. Check details

Eight flexicap funds recorded low five-year performance consistency, with returns ranging from 5.82% to 10.73% CAGR. Their risk remained acceptable, while investment styles varied across momentum, value and quality.

8 Sep 2026 3:02 pm
How to get Rs 3 lakh/month from my Rs 2 crore EPF corpus?

ET Wealth Reader's Query: I retired at 53 and have Rs 2 crore in my EPF account. I understand that I can continue to earn interest on the balance for up to three years even without fresh contributions. What are the tax rules for this? My monthly expenses are Rs 3 lakh. I want to optimise returns and get steady income.

8 Sep 2026 1:29 pm
Gold looks expensive at current levels, silver still undervalued: Monarch PMS

Currently, silver is priced lower than its typical value, presenting an appealing investment alternative to gold. With gold's modelled range set between US$3,248 and US$4,595, averaging at US$3,922, silver's modelled range is between US$54 to US$77, averaging at US$65. Priced at US$61.7, silver falls below its expected midpoint, highlighting its position as the more affordable precious metal.

8 Sep 2026 1:17 pm
Daughter can claim late fathers share in HUF property even after widowed mother's remarriage, rules Madras HC

Daughter of widow who remarried after her husbands death can inherit fathers share in his family property under Hindu Succession Act, 1956 rules Madras High Court. Know how

8 Sep 2026 11:19 am
SIFs attract Rs 22,328 crore since launch. Should mutual fund investors use them as satellite allocation?

Since their inception, Specialised Investment Funds have garnered considerable attention from investors looking for more than what typical mutual funds provide. These funds are seen as an excellent option for satellite allocation, helping to diversify investment strategies. However, experts advise investors to carefully assess their risk profile and ensure that SIFs align with their overall portfolio. Relying solely on recent performance metrics for decision-making is not advisable.

8 Sep 2026 11:12 am
Best large & mid cap funds to invest in September 2026

In large & mid cap funds, the fund manager has the option to decide where the money will be invested. If he thinks the large cap space is attractive, he may invest in large cap stocks. If he thinks mid cap and small cap stocks are poised to take off, he may invest in them. As you can see, these investments may increase or decrease the risk in these schemes.

8 Sep 2026 9:50 am
NC-JCM seeks Old Pension Scheme for NPS employees recruited against pre-2003 vacancies; who can benefit?

The NC-JCM has urged that older vacancy sanction letters be used to assess eligibility for the Old Pension Scheme (OPS). During a meeting with the DoPT secretary, they emphasized the importance of this pension issue. Legal rulings have favored employees recruited post-January 1, 2004, for OPS benefits, as the New Pension Scheme (NPS) took effect for central government workers on that date.

8 Sep 2026 8:32 am