The Economic Times
Elections 2026Personal Finance / The Economic Times
Several mutual fund new fund offers, including FoFs, index funds, ETFs, sectoral and low duration schemes, are currently open for subscription. Asset managers are expanding product offerings across themes such as metals, defence, consumption, healthcare and services to attract investors.
Bandhan Corporate Bond Fund turned Rs 10,000 investment to Rs 19,745 as of end-December 2025, nearly doubling investor capital over the decade and crossed monthly AUM of Rs 15,000 crore in the same period.
Groww Mutual Fund today announced the launch of two new passive investment schemes the Groww BSE Hospitals ETF and the Groww BSE Hospitals ETF FOF offering investors exposure to Indias hospital sector through the BSE Hospitals Index.
Through the ONDC Network, participating buyer apps can offer mutual fund products directly to investors via their existing platforms. The framework aims to streamline product discovery and access, allowing investors to engage with mutual fund offerings through applications they already usewithout the need to download or manage multiple apps.
Is there a bank holiday tomorrow due to Bharat Bandh? Major banks like State Bank of India, UCO Bank, and Bank of Baroda have alerted customers about possible service disruptions.
Old Bridge Mutual Fund has launched the Old Bridge Flexi Cap Fund, an open-ended equity scheme investing across large, mid and small caps. Managed by Kenneth Andrade, the fund follows a bottom-up strategy and dynamically allocates assets across market segments.
ICICI Prudential Business Cycle Fund has completed five years since launch, turning a Rs 10,000 monthly SIP into about Rs 9.74 lakh as of January 31, 2026, delivering an 18.47% return over the period. In comparison, the schemes benchmark generated a return of 13.11%, according to the fund house.
HDFC Mutual Fund has launched the HDFC Nifty India Consumption Index Fund, offering exposure to companies benefiting from Indias long-term consumption growth. The fund tracks the Nifty India Consumption Index, focusing on domestically driven sectors, and carries thematic concentration risks.
The New India Assurance Company is revamping its strategy to tap into the underinsured MSME sector by addressing accessibility rather than cost. CMD Girija Subramanian reveals plans for simplified products, parametric insurance in allied sectors, and a focus on speedy claims to drive growth.
Gold prices offer mixed signals today, February 11, 2026. MCX spot prices remain steady, while IBJA retail rates have seen a minor decrease. Leading jewellers like Tanishq, Kalyan Jewellers, Malabar Gold & Diamonds, and Joyalukkas have updated their 22k gold prices.
The mutual fund industrys Assets Under Management (AUM) stood at Rs 80.23 lakh crore as of December 2025, reflecting steady momentum in investor participation and increased preference for market-linked investment avenues.
The government has officially updated the status of the 8th Central Pay Commission. The commission will make recommendations on pay, allowances, and pensions for central government employees. Its report is expected within 18 months of its constitution. The fiscal impact will be assessed after recommendations are made and accepted.
Passive funds recorded their highest ever monthly inflows of Rs 39,955 crore in January, pushing AUM to a record Rs 15.41 lakh crore, led by gold ETF inflows of Rs 24,040 crore. Equity funds extended their inflow streak, while debt funds saw strong overnight fund allocations amid volatility.
The mutual fund SIP stoppage ratio declined to 74.83% in January, compared with 85.30% in December and 109.15% in January 2025, indicating that more SIPs were registered than those discontinued or whose tenures ended. The monthly SIP contribution remained steady at Rs 30,002 crore in January.
Helios Flexi Cap Fund exited Ola Electric, LG Electronics, and other companies in January. The fund also increased its stake in 20 stocks, including Kotak Mahindra Bank and Adani Ports. Exposure in 44 stocks remained unchanged. The fund's AUM stood at Rs 5,939.87 crore. Performance shows a gain in the last year.
Sovereign Gold Bonds.: The Reserve Bank of India has set the premature redemption price for specific Sovereign Gold Bonds. Investors can redeem these bonds from February 11, 2026. The redemption value is based on the average gold price over three preceding working days.
The Income Tax Act, 2025, introduces new Form 128 for applications requesting nil or lower Tax Deducted at Source (TDS) on property and other transactions. This form replaces the older Form 13, with some changes in required documentation. While the purpose remains the same, the new form streamlines the process for obtaining TDS certificates.
Employees exceeding their leave quota may face termination if it's coupled with poor performance and lack of communication. Indian labour laws mandate a due process for terminating permanent employees due to illness or excessive absence, requiring notice, a hearing, and potential medical evaluation. While employers can terminate for genuine, long-term ill-health, notice pay or salary in lieu is still required.
Gold and silver ETFs rose, supported by expectations of Fed rate cuts after weak US data signalled slowing consumer spending. Tata Gold ETF led the gains, while several other gold ETFs advanced up to 23%.
Flexi cap mutual funds offer the fund managers the freedom to invest across market capitalisations and sectors/themes. It means the fund managers can invest anywhere based on his outlook on the market.
Foreign institutional investors (FIIs) reduced their holdings in 39 Nifty50 stocks during the December quarter, with significant cuts seen in major companies like Bajaj Auto, Mahindra & Mahindra, and HDFC Bank. This trend reflects a broader pattern of FIIs paring exposure in India's equity market, despite domestic institutional investors' growing influence
Largecap mutual funds saw a 28% jump in inflows in January even as Midcap and Smallcap inflows declined sharply, signalling a tactical shift towards safety amid market correction. Experts say the move reflects short-term risk management rather than a structural change, and advise investors to focus on disciplined asset allocation and rebalancing.
Bounced cheques and failed mandates are more than administrative issues, carrying potential criminal charges and significant financial penalties. These failures can lead to hefty bank fees, late payment charges, and a severe drop in credit scores, impacting future loan eligibility and interest rates.
Wealth managers advise new mutual fund investors to build portfolios gradually, aligning choices with goals and risk appetite. A paced approach, starting with diversified equity, index, or multi-asset funds, is recommended. Aggressive investors can later explore mid- and small-cap funds, while conservative ones may stick to large-cap and hybrid options.
Mutual fund investors significantly increased allocations to precious metals in January, with gold and silver ETFs attracting over 33,500 crore, surpassing equity fund inflows for the first time. This surge reflects performance-chasing behavior as gold and silver delivered substantial returns over the past year.
Aditya Birla Group flagship holding firm Grasim Industries Ltd on Tuesday reported a 28.76 per cent increase in its consolidated net profit to Rs 2,232.95 crore for the December quarter of FY'26, led by a good performance across businesses.
The Department of Posts (DoP) and the National Stock Exchange of India on Tuesday signed a pact to expand mutual fund access through the NSE MF Invest platform.
An HDFC Balanced Advantage Fund SIP of Rs 10,000 grew to Rs 15.89 crore since inception, delivering 18.40% XIRR. Completing 32 years, the funds dynamic allocation, resilience across cycles and Rs 1.06 lakh crore AUM underscore disciplined long-term investing principles.
Bank unions plan a nationwide strike on February 12, 2026. This action by AIBEA, AIBOA, and BEFI opposes new Labour Codes. While no official holiday is declared, Bank of Baroda warns of potential disruptions. Customers should prepare for possible banking service interruptions on this date.
Silver ETFs saw massive January inflows as investors chased precious metals despite sharp volatility. Assets surged, returns topped 50%, and silver outperformed gold before a late-month crash underscored risks amid global uncertainty and profit-booking and heavy ETF participation nationwide grew.
New draft income tax rules for 2026 suggest higher limits for several allowances. Taxpayers in the old tax regime can save more income tax with these proposed changes. Key increases include house rent allowance exemptions, children's education and hostel allowances, and interest-free loan limits. These revisions aim to modernize taxation and address current economic realities.
The final Income Tax Act, 2025 has removed a one-time provision that allowed brought-forward long-term capital losses to be set off against short-term capital gains. This change reverts to the restrictions of the Income Tax Act, 1961, limiting LTCL set-off only against LTCG, impacting taxpayers' ability to reduce their tax liabilities.
Inheriting property, cash, or investments brings financial relief but it also comes with tax obligations that most heirs arent ready for. Here's a step-by-step guide on what you need to do and in what order.
Baroda BNP Paribas ELSS Tax Saver Fund has delivered impressive returns, turning a monthly SIP of 10,000 into approximately 1.03 crore since inception. Managed with a focus on long-term value and avoiding volatile sectors, the fund offers tax benefits and disciplined equity exposure, making it a compelling choice for wealth creation.
IRCTC has introduced a 'Resume/Retry Booking' feature on its iPAY app to address failed transactions where money is deducted but tickets aren't booked. This allows users to utilize the deducted amount for a subsequent booking on the same day, provided the transaction amounts are equal.
An Indian technocrat left a high-paying Microsoft job in Seattle for a remote role in Delhi, significantly improving his quality of life. By leveraging family property, his savings rate soared to 90%, allowing him to enjoy daily life and family time.
As investors struggle to choose the right mutual funds amid volatile markets, Edelweiss Mutual Fund CEO Radhika Gupta outlines five essential checkpoints to consider before investing. From building basic financial knowledge to seeking professional advice, she urges investors to focus on clarity, patience and long-term discipline rather than quick fixes.
Parag Parikh Flexi Cap Fund made significant portfolio adjustments in January 2026. The fund boosted its holdings in ITC and Tata Consultancy Services. It also added Kotak Mahindra Bank shares. Reductions were seen in Coal India and Multi Commodity Exchange of India. Bharti Airtel was completely exited. Two new stocks, CIE Automotive India and CMS Info System, were introduced.

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