The Economic Times

Flexi cap funds provide a unique opportunity for investors by spreading investments across large, mid, and small-cap companies, ensuring a well-rounded equity exposure. These dynamic funds empower professional managers to modify asset allocations in response to changing market conditions. Investors have the flexibility to choose between lump sum investments or systematic investment plans.

Determining whether a parent or a student should take on an education loan is an important decision. Although the student is the main borrower, having a co-borrower can be beneficial. Its essential to think about potential future income for repayment rather than merely focusing on admission offers.

8th Pay Commission news: Employee and pensioner groups are urging the 8th Pay Commission to merge dearness allowance with basic pay. This merger aims to accelerate salary increases for central government employees. Organisations like NC-JCM and AINPSEF have submitted their recommendations for this significant change. The proposed merger could potentially double basic pay for some employees within seven years. These discussions are ongoing as the commission gathers feedback from various stakehold

Edelweiss Mutual Fund CEO Radhika Gupta warns that constantly chasing higher-performing investments can undermine wealth creation. Investors may shift from goal-based investing to comparing returns, often chasing recent winners without considering risk, strategy or suitability. She advises focusing on financial objectives, consistency, time horizon and disciplined investing rather than short-term performance.

Canara Bank, Bank of India, and IDFC FIRST Bank have announced updates to their savings account interest rates, which will take effect on September 1 and September 5, 2026. Canara Bank will offer interest from 2.50% to 4%, while Bank of India presents a range of 2.50% to 6.25%. IDFC FIRST Bank tops with rates from 2.50% to an impressive 7.00%, depending on the deposit amount.

Quant Small Cap Fund, managed by Quant Mutual Fund, exited six stocks and added four new names in August 2026. The fund increased exposure to 12 stocks while reducing holdings in seven others. Its portfolio stood at 104 stocks, with HFCL commanding the highest allocation at 6.70%. The funds AUM rose to Rs 35,557 crore during the month.

Today, gold prices experienced a notable decline at prominent Indian jewellery outlets. Both Malabar Gold & Diamonds and Joyalukkas have lowered their gold rates. In contrast, the Indian Bullion & Jewellers Association has reported a rise. Analysts are eagerly awaiting upcoming US inflation data to gauge future price trends.

Taxpayer lost Rs 34 lakh in F&O trading but reports it as business loss; Income Tax dept treats it as speculative loss; ITAT Delhi treats Rs 9 lakh as speculative and the rest as business loss. The ITAT Delhi bench comprised of Sudhir Kumar, Judicial Member and Manish Agarwal, Accountant Member.

The Reserve Bank of India has announced the premature redemption price for the gold bond series. Starting from September 9, 2026, investors can redeem their SGB 2020-21 Series XII at a fixed price of Rs 15,355 per unit. This ensures a notable profit for bondholders, as Sovereign Gold Bonds serve as an alternative to physically holding gold.

Grandson claims share in late grandfathers 75-bigha land, challenges sale by father; Rajasthan HC says it is fathers inherited land and rejects grandsons appeal.

Retirement doesn't mean tax-free mutual fund income. Understand how capital gains, IDCW payouts, and SWPs are taxed. Discover strategies like leveraging rebates, choosing between Growth and IDCW, and planning withdrawals to minimize your tax burden and maximize post-retirement income. Plan wisely for a secure financial future.

Tax saving mutual funds or ELSSs invest in stocks. Therefore, they have a very high risk. You should be aware of this aspect, especially if you are a first-time investor in equity mutual funds.

India's exchange-traded funds that mirror US equities experienced a surprising spike, with gains from six to thirty-seven percent over two days, despite Wall Street remaining relatively unchanged. This significant upswing has been attributed to a recent adjustment by Sebi regarding circuit limit calculations. The new methodology enhances conformity between global and domestic ETF limits, resulting in expanded price variability.

JioBlackRock Asset Management has launched the Balanced Advantage Fund, offering dynamic allocation between equity and debt. Its NFO opens September 11 and closes September 25, targeting long-term capital appreciation and income through a data-driven investment strategy.

8th Pay Commission latest news: The Retired Employees Welfare Association is calling on the Prime Minister to revise the terms of the 8th Pay Commission. Its request includes the addition of pension revision clauses for retirees prior to January 1, 2026. It claims that the amendment is critical for alleviating confusion among 69 lakh pensioners, especially since earlier commissions explicitly detailed benefits for pensioners. Furthermore, various employee groups are backing this demand for clear

A health insurer cannot automatically reject claims using waiting-period clauses. The Mumbai Consumer Commission ruled that insurers must prove a condition was pre-existing, not just rely on policy terms. This landmark decision emphasizes fairness and consumer protection, reminding policyholders to understand their policy's nuances and challenge unjustified rejections.

Landlord took rent in cash, deposited Rs 14.96 lakh cash during demonitisation period; got Income tax notice, he wins case in ITAT Bangalore. The ITAT Bangalore bench which heard this case comprised of Waseem Ahmed, an accountant member and Keshav Dubey, a judicial member.

Silvers 98% one-year rally has triggered a surge in investor interest, but chasing past gains could hurt future returns. The latest report highlights how FOMO has driven investors into silver ETFs after prices surged, with 56% of money invested over the past year showing negative returns as of July 31, 2026. The data underscores the risks of pro-cyclical investing.

Edelweiss Mutual Fund is set to unveil its latest Altiva strategy on September 10. The Altiva Equity Long Short Fund is designed to deliver reliable alpha through large-cap investments. This innovative strategy integrates a core large-cap portfolio enhanced with derivative overlays. By employing tactics such as covered calls and straddles, the fund aims to boost returns while minimizing risks for its investors.

Eight flexicap funds recorded low five-year performance consistency, with returns ranging from 5.82% to 10.73% CAGR. Their risk remained acceptable, while investment styles varied across momentum, value and quality.

ET Wealth Reader's Query: I retired at 53 and have Rs 2 crore in my EPF account. I understand that I can continue to earn interest on the balance for up to three years even without fresh contributions. What are the tax rules for this? My monthly expenses are Rs 3 lakh. I want to optimise returns and get steady income.

Currently, silver is priced lower than its typical value, presenting an appealing investment alternative to gold. With gold's modelled range set between US$3,248 and US$4,595, averaging at US$3,922, silver's modelled range is between US$54 to US$77, averaging at US$65. Priced at US$61.7, silver falls below its expected midpoint, highlighting its position as the more affordable precious metal.

Daughter of widow who remarried after her husbands death can inherit fathers share in his family property under Hindu Succession Act, 1956 rules Madras High Court. Know how

Since their inception, Specialised Investment Funds have garnered considerable attention from investors looking for more than what typical mutual funds provide. These funds are seen as an excellent option for satellite allocation, helping to diversify investment strategies. However, experts advise investors to carefully assess their risk profile and ensure that SIFs align with their overall portfolio. Relying solely on recent performance metrics for decision-making is not advisable.

In large & mid cap funds, the fund manager has the option to decide where the money will be invested. If he thinks the large cap space is attractive, he may invest in large cap stocks. If he thinks mid cap and small cap stocks are poised to take off, he may invest in them. As you can see, these investments may increase or decrease the risk in these schemes.

The NC-JCM has urged that older vacancy sanction letters be used to assess eligibility for the Old Pension Scheme (OPS). During a meeting with the DoPT secretary, they emphasized the importance of this pension issue. Legal rulings have favored employees recruited post-January 1, 2004, for OPS benefits, as the New Pension Scheme (NPS) took effect for central government workers on that date.