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Seven top-performing equity mutual funds, including Bandhan Small Cap and HDFC Mid Cap, have delivered over 25% CAGR across three- and five-year periods, making them standout long-term performers.

Misinformation about India's new Labour Codes is circulating on social media. The Press Information Bureau's Fact Check team has debunked these claims. The codes will ensure minimum wages for all workers and extend social security benefits to gig, platform, and domestic workers. The right to form trade unions remains intact. These reforms are set to modernize India's labor framework.

Dynamic bond funds adapt to interest rate changes, investing in short- or long-term securities as needed. While not risk-free, they are ideal for investors seeking 35 year returns without predicting RBI actions. Kotak Dynamic Bond Fund and ICICI Prudential All Seasons Bond Fund are top picks for November 2025.

In a significant ruling from the Delhi High Court, a senior citizen has successfully reclaimed his property from his daughter and her family. The court emphasized that elderly individuals are not required to provide evidence of mistreatment to reclaim their living spaces, reinforcing their rights under the Senior Citizens Act of 2007.

Government pensioners have two days left to submit their annual life certificate. This mandatory process ensures continued pension payouts. The digital Jeevan Pramaan system uses Aadhaar for biometric authentication. Pensioners can submit this online using face authentication. Successful submission by the November 30, 2025 deadline prevents pension delays. This verification is crucial for all government pensioners.

Uttar Pradesh is embracing a revolutionary approach to property transactions with its new title-based registration system. This innovative method will authenticate ownership prior to any sale being registered, effectively curbing fraud and minimizing legal disputes. In the past, buyers depended solely on the documents presented to them.

Four smallcap mutual funds have fallen over 10% in the past year, with both active and passive schemes seeing notable declines.

A Rs 500 SIP started at age 16 can be a powerful first step toward building future business capital. Experts say early investing matters more than the amount. A Balanced Advantage Fund, such as ICICI BAF, can offer growth with controlled risk, helping young investors begin their long-term wealth journey.

Bank customers and pensioners face crucial deadlines in November 2025. SBI is discontinuing its mCASH service. Pensioners must submit their life certificates. A deadline also exists for switching from NPS to UPS. Taxpayers have key dates in December 2025 for filing Income Tax Returns and linking PAN with Aadhaar. Staying informed helps avoid last-minute issues.

Starting January 1, mutual funds and specialized investment funds will classify their commitments to REITs as equity investments. Meanwhile, infrastructure investment funds will retain their hybrid status. Existing investments in REITs under debt schemes will be preserved until December 31, 2025, allowing fund managers time to adapt.

Banks in India will be open on November 29, 2025, as the fifth Saturday of the month? Many people are still not sure if banks are open or closed on the fifth Saturday in some cases as in November.

Sebi has reclassified REITs as equity instruments effective January 2026, enabling greater mutual fund participation. Existing REIT holdings in debt schemes will be grandfathered, while InvITs remain hybrid. The regulator also revamped the distributor incentive framework to boost retail participation beyond major cities

A 50-year-old with 80 lakh in FDs and 60,000 monthly expenses can target 1.23 crore in five years by adding limited equity exposure. Experts recommend hybrid funds, SWP withdrawals, and delaying retirement to boost long-term financial security

IRDAI convened a high-level meeting with insurers to address the growing number of unresolved policyholder complaints. IRDAI urged insurers to adopt a more proactive, policyholder-centric approach and to strengthen their internal systems to ensure strict compliance with prescribed timelines.

Bandhan Mutual Fund has launched two commodity-based ETFsBandhan Gold ETF and Bandhan Silver ETFdesigned to track domestic prices of physical gold and silver. The NFOs are set to open on December 1 and close on December 3, with continuous trading beginning on December 12. Both funds aim to offer smart, transparent access to precious metals

State Bank of India alerts pensioners to a scam. Fraudsters impersonate bank officials to trick them into sharing sensitive data. Their aim is to change your registered mobile number and seize control of your bank account. Pensioners must not share OTPs or banking details. Be vigilant against suspicious calls and links.

Nomura has initiated coverage on Anthem Biosciences with a Buy rating and a 740 target, citing attractive valuations, strong CRDMO positioning, diversified capabilities, and robust revenue and earnings growth projections despite recent stock correction.

Seven equity mutual funds have delivered over 25% CAGR over both three- and five-year periods, according to an ETMutualFunds analysis. The list features major schemes such as Invesco India Midcap Fund, Bandhan Small Cap Fund, and HDFC Mid Cap Fund. Of the seven, five are mid-cap funds, one is small-cap, and one is a large & mid-cap fund, selected from 205 eligible schemes.

Rising demand for health insurance means a greater demand for insurance advisors. Insurance advisors, today, must possess the necessary skills and knowledge to act as trusted guides helping millions navigate complex products, policy options, and claims processes. Heres how Niva Bupa Insurance Academy is preparing a generation.

New labor codes have sparked interest in gratuity rules, with fixed-term and contract workers now eligible after one year of service. This change, however, does not extend to permanent employees, who still require five years of continuous service to qualify for gratuity benefits.

Zerodha Fund House, the index-focused joint venture between Zerodha and Smallcase, has surpassed 10,000 crore in assets under management within just two years of launch, Smallcase founder Vasanth Kamath announced on LinkedIn.

The Chhattisgarh High Court has made a significant ruling regarding a daughters application for a job following her mothers death 15 years ago. The court underscored that compassionate job placements are designed for those in acute financial distress at the moment of loss.

The Unique Identification Authority of India is preparing to launch a new feature. This will allow users to update their Aadhaar mobile number from home. The update will use OTP and face authentication. This will simplify a crucial Aadhaar service. Citizens will no longer need to visit enrolment centres. The service is expected to be available soon.

In a recent ruling, the Madras High Court turned down a grandfather's petition for child support from his ex-daughter-in-law, highlighting that he did not possess the necessary legal authority to pursue such claims. The court clarified that the childs father, who retains custody, is both alive and financially able to provide for his offspring.

Twelve new offeringsincluding 11 mutual funds and one SIFare currently open for subscription across index funds, ETFs, FoFs, multi-asset, sectoral, FMP, and long-short categories.

India's Code on Social Security, 2020 has expanded the purview of who qualifies as a family under labour laws, extending coverage. This seemingly technical change could reshape family financial planning for millions, offering broader insurance coverage, gratuity benefits, and ESI access. Here's what this expansion means your family's financial security.

Despite the Nifty 50 remaining flat for 14 months, 167 equity mutual funds delivered double-digit returns through SIPs. This performance, partly driven by market volatility and momentum, saw funds like TRUSTMF Small Cap Fund and Invesco India Midcap Fund offer significant XIRR. Experts advise continued disciplined investing and step-up SIPs for long-term wealth creation.

Short duration funds are ideal for investors seeking debt schemes with maturities of one to three years. These funds balance risk and return, being less volatile than liquid options but safer than longer-term investments. HDFC Short Term Debt Fund, ICICI Prudential Short Term Fund, and Axis Short Term Fund are recommended for November 2025.

India's new labour laws offer a significant boost to retirement savings. Employees can build a larger corpus by increasing their basic salary component. This change mandates employers to allocate at least 50% of CTC to basic pay. Consequently, EPF and NPS contributions rise, leading to substantial additional retirement funds.

Mutual fund distributors can now earn an extra 2,000 commission for onboarding new individual investors from outside the top 30 cities or women. This incentive, payable from the investor education fund, requires a minimum one-year investment. The new framework, effective February 1, 2026, aims to broaden market participation.

Sebi has replaced the B-30 incentive framework with a targeted commission model offering distributors up to Rs 2,000 per new eligible investor from February 2026. The incentive, funded through AMCs investor education allocation, excludes ETFs, FoFs and ultra-short-duration schemes, and aims to curb misuse while expanding retail participation, especially among women investors.

Pensioners must submit their Jeevan Pramaan Patra, a digital life certificate, by November 30, 2025. This biometric-enabled service allows pensioners to avoid physical visits to pension disbursing agencies. The process involves using a smartphone and the Jeevan Pramaan Face App. Checking the status of acceptance by the pension disbursing agency is crucial.

A breakdown of all the benefits introduced under the 2025 Labour Codes, covering FTEs, gig workers, women, youth, MSME employees, and more.

NRI Rajesh Sahni aims to build Rs 1 crore for his daughters marriage while securing long-term wealth for his children. Experts advise consolidating his SIPs into four core funds, increasing contributions to Rs 1.2 lakh monthly, and gradually shifting from equities to balanced and debt funds as the goal nears.

The top-performing mutual funds for a three-year lumpsum horizon are dominated by value and gold-oriented schemes, all delivering strong compound returns. Despite impressive past performance, investors are advised to base decisions on risk tolerance, investment horizon, and financial goals rather than returns alone, ensuring alignment with long-term objectives and suitability

Nifty has hit a fresh record high, but mutual funds are staying cautious, holding over Rs 2 lakh crore in cashits highest in months. Elevated valuations, limited bargains, and selective opportunities are prompting fund managers to deploy money gradually despite improving macro fundamentals and optimism around upcoming earnings recovery.

The UIDAI has deactivated over 2 crore Aadhaar numbers of deceased individuals to ensure database accuracy, sourcing data from RGI and other government bodies. Aadhaar numbers are never re-assigned after deactivation to prevent identity fraud and misuse of welfare benefits. A new service on the myAadhaar portal allows reporting deaths for deactivation.

The Reserve Bank of India has announced the final redemption price and date for Sovereign Gold Bond (SGB) 2017-18 Series-IX, set for November 27, 2025. The redemption price is fixed at Rs 12,484 per unit, reflecting a significant return of nearly 329% on the initial investment. This scheme offers a secure alternative to physical gold with annual interest.