The Economic Times

UIDAI has successfully onboarded 300 Offline Verification Seeking Entities since the launch in January 2026. This initiative aims to enhance Aadhaar-based offline verification across various sectors including healthcare, education, and hospitality. Users can now complete identity checks without submitting physical copies of their Aadhaar cards.

Silver price on Dhanteras: On the auspicious occasion of Dhanteras, silver prices have significantly decreased, providing an excellent opportunity for buyers. The indicative rate for 999-purity silver jewellery on November 6 was Rs 1,81,863 per kg, reflecting a decline of about Rs 5,437 from the prior day. Festive shoppers should consider comparing prices among jewellers. Additionally, India's hallmarking process for silver jewellery has improved traceability since October 2005.

Fund managers Radhika Gupta, Nilesh Shah, Samir Arora and seven others flag market themes, from IPOs and AI to smallcaps and semiconductors, that may struggle to sustain momentum.

Midcap stocks have outperformed the broader market in FY27, with 42 stocks gaining over 25%. We highlight 12 midcap stocks that have delivered exceptional returns, surging between 51% and 136% so far this financial year.

Dhanteras marks a significant occasion in India, where families traditionally embrace the practice of buying gold. Gold prices fluctuate based on purity, with 24k gold priced at Rs 14,102 per gram and 22k gold at Rs 13,764 per gram as of November 6, 2026. This allows families to select gold purchases that align with their budgets, while prices may differ across cities due to varying demand and making charges.

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Dhanteras 24k gold coin: Festivals like Dhanteras and Diwali often lead to a surge in gold purchases, especially gold coins. Renowned jewelers such as Tanishq, Malabar, GRT, and Joyalukkas have different pricing for 24 karat gold. Consumers can also explore online services like Instamart and Blinkit that offer gold coin options with included discounts.

Dhanteras investing is evolving from physical gold purchases toward diversified digital portfolios. Younger investors are embracing gold ETFs, mutual funds, Bitcoin and tokenised assets while retaining the festivals core goal of building wealth and financial security patiently.

Samvat 2083 starts with oil above $100 and the Nifty down 12%. Heres what Motilal Oswal expects next, plus its 10 Diwali stock picks.

Gold returns: Gold prices have seen a sharp decline after peaking earlier this year, resulting in varied investment outcomes. With Dhanteras on the horizon, many buyers are hopeful for profits despite the market's fluctuations. Experts recommend a cautious approach, favouring staggered purchases over lump sum investments. Looking ahead, price predictions suggest that global economic factors will play a significant role in shaping future gold values, making it crucial for investors to stay inform

During the festive season, it is essential for buyers to ensure the gold they purchase meets purity standards. They can use the BIS Care app to verify the HUID of jewellery. Checking for the three hallmark marks ensures authenticity and quality before making a purchase. Buyers should also verify the jeweller's BIS registration details before finalizing a transaction.

The Ministry of Labour and Employment has raised the Employees' Provident Fund wage ceiling to enhance participation. Employees earning between Rs 15,000 and Rs 25,000 will now be required to join the schemes. Those earning less than Rs 15,000 can also opt into the schemes voluntarily. This increase in ceiling may lead to higher PF contributions and, consequently, greater retirement savings.

Gold rate today: Ahead of the festive celebrations of Dhanteras and Diwali, gold and silver prices have witnessed a notable surge as leading jewellery brands like Tanishq, Malabar Gold & Diamonds, Kalyan Jewellers, and Joyalukkas revise their rates.

Changing jobs? Your NPS account and PRAN stay with you. Learn what to do if your new employer offers NPS, and what to do if it doesnt.

In the blink of an eye, UPI scams can wipe out your bank savings, but there's hope for victims. The Reserve Bank of India stands ready to safeguard you against unauthorized transactions. Discover essential actions to take the moment fraud strikes, understand how liability is assessed, and find out what steps to take if your bank turns down your claim.

Five NSE F&O stocks, including City Union Bank, Syrma SGS Technology and Karur Vysya Bank, recorded over 12% growth in futures open interest, indicating increased market positioning on November 4.

Investing in gold and silver has shown different returns over various periods. Gold delivered approximately 190% returns over five years, while silver reached 178%. Silver has outperformed gold in the last three years, showing faster price increases.

In a review of mutual fund performances since Diwali 2025, approximately 13 equity mutual funds achieved SIP gains exceeding 15%. Notably, the Samco Small Cap Fund led with an impressive return of 36.35%, while both the Motilal Oswal Focused Fund and Bank of India Small Cap Fund saw returns surpassing 25%. Conversely, 153 funds posted negative returns, with the Samco Flexi Cap Fund facing a significant decline of 14.89%.

Gold and silver prices have risen as Dhanteras and Diwali approach, sparking increased shopping interest. Major jewellery brands reported higher rates for 22k gold jewellery across various cities today. Tanishq, Malabar Gold & Diamonds, Joyalukkas, and Kalyan Jewellers all raised their Gold rates significantly. The India Bullion and Jewellers Association also released updated indicative rates for gold.

Silver ETFs rallied up to 6% as silver prices rebounded above $50 an ounce following the Democrats' US midterm election victory. Experts advise investors against chasing the recovery, citing volatility, uncertain industrial demand and the possibility of further price swings.

Eight leading fund managers broadly support holding gold as a portfolio diversifier and hedge against economic and geopolitical uncertainty. However, they recommend gradual accumulation and a modest allocation instead of chasing recent gains.

As per the BIS guidelines, there are several gold articles on which the Rs 75 gold hallmarking fee is not applied. These include gold watch and fountain pain, among others. Many jewellery pieces also include two or more parts which may be joined together, like in earrings or necklaces. For such articles, buyers should ensure that each article in a pair and all detachable parts should be hallmarked with different HUIDs.

The Central Bureau of Investigation has registered a case involving a USD 10 million fraud. This fraud is related to India Exim Bank and a UK-based company named Hanjer Biotech. Officials allege that the company diverted funds after requesting a loan for a recycling project. The loan was approved in 2012 but classified as a non-performing asset in 2014. The entire amount was reportedly siphoned off, leading to the investigation.

Pensioners can easily submit their Digital Life Certificate from the comfort of their home using the Jeevan Pramaan app. This innovative app employs Aadhaar-based face authentication through a smartphone camera. To aid the pensioners, a dedicated campaign is forthcoming to guide them through the submission process. Upon successful authentication, a Pramaan ID will be issued for future use, benefiting both central and state government retirees.

As the Diwali festivities unfold, investors should exercise caution and resist the urge to make hasty decisions based on the current market climate. It's vital to adhere to preset financial objectives and strategies rather than chasing after recent high-performers, which can lead to recency bias and unnecessary risk. A thorough evaluation of asset allocations, particularly in gold and silver, is essential to safeguard long-term wealth without succumbing to emotional impulses.

Robotic surgery is increasingly covered by health insurance in India, but not without complications. Despite having a high sum insured, policyholders must navigate sub-limits and exclusions that can significantly reduce payouts. Understanding these nuances before undergoing surgery is crucial to avoid unexpected out-of-pocket expenses when the final bill arrives.

Policyholders gave Rs 35 lakh cash as insurance premiums which agent deposited in his bank a/c; Income Tax Dept sent agent notice for unexplained cash; he wins case in ITAT Jaipur.

Loan closed but CIBIL still shows it as active? Gather your NOC, contact your lender and raise a dispute with the credit bureau. Here is the full process.

Taxpayer wins GST refund denial case after depositing GST on airline ticket with the govt and later refunding the GST back to passengers due to cancelled ticket; GSTAT orders GST department to issue GST refund with interest to taxpayer

One may invest in large cap mutual funds with a minimum investment horizon of five to seven years. Look out for our monthly updates where we keep discussing the performance of these schemes. We typically come up with our updates in the first or second week of every month.