If you are currently investing in SIPs, or if you are a beginner thinking of investing in a systematic investment plan. Let's explore how quickly you can generate a huge corpus of Rs 13 crore with a monthly investment of Rs 15,000.

Capital Gain Tax Calculations: Capital gain is a profit from a capital asset such as equity, jewellery or land. Its taxation, however, can be different for different assets. What will be the estimated capital gain tax if you earn Rs 5 lakh from the sale of equity, debt mutual funds, real estate, or gold? See estimates.

Home Loan EMI vs SIP: While buying a home, an individual may have two opinions make a down payment, take a loan and start an EMI right away. Or invest for some years, build a corpus and buy the property in cash. Which option may help you save a higher amount and more years if you want Rs 75 lakh to purchase a home? See calculations to understand.

Under the scheme, the government aims to provide one-month wage to all new employees entering the workforce in formal sectors.As per the government statement at the time of the scheme launch, the direct benefit transfer of one-month salary in 3 instalments to first-time employees, as registered in the EPFO, will be up to Rs 15,000. The eligibility limit will be a salary of Rs 1 lakh per month.

Central bank flags global volatility, but reaffirms Indias robust banking and financial ecosystem

NPS 75% Equity vs NPS 25% Equity: National Pension System (NPS) offers you the option of choosing asset allocation as per your choice. You can choose up to 75 per cent equity allocation and up to 100 per cent debt allocation. But it may impact your retirement corpus in the future. What may be the difference in the estimated corpus for an employee if they pick 75 per cent equity or 25 per cent equity? See projections-

Inflation vs Retirement Planning: Have you ever thought about what your retirement corpus should be and the monthly, yearly or lump sum investment to achieve it? If you earn Rs 30,000- Rs 80,000 a month, know how much retirement corpus you need and what your monthly, yearly and lump sum (one-time investment) amounts can be to achieve this target?

SBI FD Interest Rate: The PSU bank gives a 6.75 per cent interest rate to senior citizens on 1-year FD scheme.

Were you planning to invest in any of these investment options mentioned above lately? If yes, then lets go through the article to find out which investment option, SIP or PPF, can generate a higher corpus in 26 years with a Rs 1,50,000/year investment.

The power of compounding mainly centres around earning returns on returns. i.e, the money you initially invest will generate earnings from the initial principal amount & accrued earnings from past compounding periods. The power of compounding potentially works towards generating wealth over the investment period. The key to benefiting from compounding is starting early and staying consistent.

UPS Pension Calculations: Unified Pension Scheme (UPS) offers an assured pension and a lump sum amount at retirement. But what can be the estimated pension for 26-year-old employees who join their central government jobs at a starting basic pay of Rs 29,300, Rs 35,400 and Rs 44,900 basic salary?

Lets find out which investment option, Rs 6,000 SIP or Rs 6,00,000 Lump Sum, may generate a higher corpus in 30 years on the respective amount mentioned above. We will show the difference with calculations.

Pay 0 Tax on Rs 16 Lakh Salary Income: The new tax regime applicable for the Financial Year 2025-26 allows a tax-free income of Rs 12,75,000 for salaried-class individuals. But what if their income is Rs 16 lakh a year? Can they make it tax-free? Know how they may do it!

8th CPC Revised Pay Calculations: Are you a central government employee who falls in Grade Pay 2000, 4200, 4600, or 5400 in the 7th Pay Commission (7th CPC)? What can your revised salary be in the 8th Pay Commission? How much house rent allowance (HRA) and travel allowance (TA) you may get. What may be your revised National Pension System (NPS) and Central Government Health Scheme (CGHS) contributions? What may be your revised in-hand salary? See our projections at a 2.57 fitment factor.

Lump sum investments involve a one-time payment made at the beginning of the investment period. Let's calculate how long it may take for an Rs 8 lakh lump sum investment to grow into a Rs 1 crore corpus, depending on the expected rate of return. The actual time frame will vary based on the performance of the investment.

Employees are eligible for gratuity after completing 5 years of continuous service with the same employer, as per the Payment of Gratuity Act, 1972.

Kisan Vikas Patra (KVP) provides a 7.5 per cent interest rate per annum. In this, the minimum investment is Rs 1,000 and there is no limit on maximum.

Lets find out how soon you can build over Rs 10 crore corpus by investing Rs 12,000 monthly in a systematic investment plan.

EPF+NPS Calculations for Rs 9 Cr Corpus: A private sector employee can create a combined multi-crore retirement corpus if they contribute to National Pension System (NPS) and Employees' Provident Fund (EPF) during their service years. Know how a 28-year-old employee with Rs 40,000 as basic pay and dearness allowance (DA) can create a combined corpus of over Rs 9 crore by contributing to EPF and NPS.

Public Provident Fund is open to all Indian individuals, including those who are employed or self-employed. Parents or guardians can open a PPF account for minors. Lets find out how you can get a Rs 1,20,000/month tax-free income from Public Provident Fund. Also, find out how many years it will take to generate this corpus.

8th CPC Pension Estimates: Have you retired from your central government job, are about to retire, or have you already been getting a pension as per 7th Pay Commission slabs? If you are a Grade Pay 1900, 2400, 4200, or 4800 employee, know your estimated revised pension at fitment factors 1.92, 2.08, 2.28, and 2.57 in the 8th Pay Commission (8th CPC).

Find out how many years it may take to create a huge corpus of Rs 13 crore with a Rs 15,000 monthly investment in a systematic investment plan (SIP).

Explore the two popular investment options, Systematic Investment Plans (SIPs) in mutual funds and Public Provident Fund (PPF). SIPs allow you to invest a fixed amount regularly in mutual funds, offering market-linked returns with potential for higher growth. In contrast, PPF is a government-backed savings scheme that provides guaranteed returns. Let's compare the two by calculating the corpus accumulated over 30 years with an annual investment of Rs 90,000 to determine which option may generate

To calculate the monthly pension under the Employees' Pension Scheme (EPS), you need to have completed at least 10 years of service. Let's determine the monthly pension for someone with a basic salary of Rs 47,000 and 16, 22, or 30 years of service.

Lets find out which investment option may generate a higher corpus in 30 years on the respective amount mentioned above. We will show the difference with calculations.

Whether you're evaluating fixed deposits, mutual funds, or stock market returns, this rule helps in making smarter financial decisions. It's also useful in understanding the impact of inflation and forecasting long-term economic trends.

Inflation vs Retirement Corpus: Contemplating a retirement plan can be a nice initiative for an individual, but knowing how much retirement corpus they need is equally important. No matter if someone earns Rs 20,000 or Rs 2 lakh a month or spends less or more, they must know how much money they need to live a happy post-retirement life.

7th vs 8th Pay Commission DA Comparison Table: Dearness allowance (DA) is an important component of government employees' salary. It helps them beat inflation, and the Labour Bureau revises the DA rate twice a year. With the pay commission already announced, what can be the estimated revised pay and DA for Level 3-10 employees at fitment factors 2, 2.25, and 2.50?