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The government took the biggest decision, repealing all 29 laws and implementing just four labor codes. This isn't just a change, but a rebuilding of the labor system. A new framework that makes things easier, clearer, and safer for both workers and industry.

From pension deadlines to tax filings and fuel-price resets, several financial rules will change from December 1. The last date to opt into the UPS and the deadline for pensioners life certificates both end on November 30. Key TDS and transfer-pricing filings are also due this week. LPG and ATF will undergo their monthly price revision on December 1, potentially affecting household budgets and travel costs.

Many people take loans without checking how much EMI they can actually handle. One small mistake can later become a big money problem. Thats why experts say everyone should follow this simple salary-EMI rule before taking any loan.

A 30-year-old can build a Rs 1 crore corpus by 45 through a disciplined 15-year SIP, assuming a monthly investment of around Rs25,000 and a 12 per cent annual return. The combination of rupee-cost averaging and compounding makes SIPs a powerful long-term wealth tool.

PPF and FD both offer safe returns, but tax-free compounding gives PPF a clear lead over 10-15 years, especially for long-term goals. FDs still work for medium-term needs, monthly income and senior citizens.

Post Office RD offers safe, government-backed returns with quarterly compounding, helping small monthly deposits grow into a 21-lakh fund in five years. The schemes tax benefits, loan facility and ease of access make it a strong choice for risk-averse savers.

CBDT (Central Board of Direct Taxes) Chairman Ravi Agarwal has clarified that the department is currently investigating high-value and red-flagged refund claims due to suspected incorrect deductions.