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Personal Finance / Zee Biz

PPF vs SIP With Rs 55,000/year investment: Which can create larger corpus in 15 years?

SIP vs PPF:Systematic Investment Planand Public Provident Fundare two long-term investment options that help to generate a substantial corpus for future needs. Both are different from each other. In this write-up, we will learn more about them and compare their return for an investment of Rs 55,000 per year over 15 years.

27 Mar 2025 8:39 pm
Top 5 Gold ETFs in 10 Years: No. 1 exchange-traded fund has converted Rs 1,25,000 one-time investment into Rs 3,81,354 in a decade

Top 5 Gold ETFs in 10 Years: Gold Exchange Traded Funds represent the price of domestic gold of very high purity and invest in gold bullion. These are passive funds and come with a low expense ratio. Investors need a demat account to trade gold ETFs.

27 Mar 2025 5:25 pm
PPF vs SIP: With Rs 90,000 annual investment for 15 years, which option can build larger corpus?

Two popular options for Indian investorsSystematic Investment Plan (SIP) and Public Provident Fund (PPF)offer different benefits. But if you invest Rs 90,000 every year for 15 years, which one will create a larger corpus?

27 Mar 2025 4:59 pm
8th Pay Commission News: What may be your revised pay if your current basic salary is Rs 20,300, Rs 40,600, Rs 50,400, or Rs 70,000?

8th Pay Commission News: In an important update about the 8th Pay Commission last week, Finance Minister Nirmala Sitharaman said in the Parliament that inputs had been sought from ministries such as home and defence. Amid such developments, know what can be projected revised basic salaries for employees who currently have basic pays of Rs 20,300, Rs 30,200, Rs 40,600, Rs 50,400, Rs 61,000, and Rs 70,000, at 1.92, 2.28, and 2.86 fitment factors.

27 Mar 2025 4:40 pm
PPF for Regular Income: How can you generate over Rs 11 lakh/year tax-free income from Public Provident Fund?

Having a source of regular income during your golden days is the best planning one can come up with. When you hit a certain age where you stop working, a source of regular income is what anyone would look up to. Therefore, lets find out how you can generate over Rs 11 lakh/year tax-free income from the Public Provident Fund.

27 Mar 2025 3:51 pm
Power of Rs 5,000 SIP: How quickly can you generate Rs 1 crore corpus with just Rs 5,000 monthly investment?

Power of Rs 5,000 SIP:If you want to build a corpus of Rs 1 crore with a Rs 5,000 monthly investment, then you need to plan and invest in SIP strategically. In this write-up, we will calculate how much time it will take to generate a Rs 1 crore corpus with just Rs 5,000 monthly investment-

27 Mar 2025 3:37 pm
SBI 3-year FD vs PNB 3-year FD vs BoB 3-year FD: What will general and senior citizens get on Rs 8 lakh investment?

A 3-year fixed deposit (FD) can be a good option for investors who don't need immediate returns, but want them in the short term. These FDs offer a guaranteed option to provide a monthly income for 3 years, if chosen. On that note, lets explore 3-year fixed deposits of some of the popular banks such as State Bank of India (SBI), Punjab National Bank (PNB) & Bank of Baroda (BoB) to find out how much you will earn on an Rs 8 lakh investment.

27 Mar 2025 2:22 pm
Power of Compounding: In how many years can you build over Rs 50,00,000 corpus with just Rs 1,000, Rs 3,000, and Rs 5,000 monthly investments?

Lets find out how quickly you can generate over 50 lakh corpus with just Rs 1K to Rs 5K monthly investments. We will deal with basic calculations to find out the estimated retirement corpus that you may generate during the investment period.

26 Mar 2025 6:08 pm
Top Small Cap vs Top Small Cap Index Fund With Best Returns in 5 Years: Know which of them has converted Rs 1 lakh one-time investment into Rs 8.3 lakh

Top Small Cap vs Top Small Cap Index Fund With Best Returns in 5 Years: Small cap mutual funds and small cap index mutual funds have the majority of small cap firm stocks. However, while in a small cap mutual fund, the fund manager can pick the stocks of any small cap company, in a small cap index fund, the fund manager tracks a particular small cap index.

26 Mar 2025 5:46 pm
Special FDs With March 31 Deadline: SBI Amrit Kalash, Amrit Vrishti, HDFC Bank 35-month FD, IDBI Bank Utsav and more; FDs offering up to 8.15% interest rate

Special FDs With March 31 Deadline: State Bank of India (SBI), HDFC Bank, IDBI Bank, Indian Bank, and Punjab and Sind Bank (PSB) have March 31, 2024, as deadlines for some of their most prominent special fixed deposit (FD) schemes. Know which of them are offering over an 8 per cent interest rate.

26 Mar 2025 5:00 pm
ITR-U Filing March 31 Deadline: How much additional tax you need to pay if you miss updated income tax return filing last date

ITR-U Filing Deadline on March 31: The Income Tax (I-T) Department has asked taxpayers to file an updated income tax return (ITR-U) before its deadline of March 31, 2024; failing which, they will need to pay a heavy penalty. But how much? Know here!

26 Mar 2025 3:35 pm
EPFO to launch PF withdrawals by UPI, ATM from June; know how much amount you can withdraw instantly

Currently, if an employee wants to withdraw their PF, they need to submit online claim and wait for approvals. This process takes from 2-3 days to up to several days or even weeks in some cases.

26 Mar 2025 2:17 pm
Retirement Planning via Rs 13,333 Monthly SIP Investment: How to aim for Rs 5.25 crore, Rs 6.50 crore, and Rs 7.75 crore corpus

Retirement Planning via SIP:If you want to build a substantial corpus for your post-retirement life, then you need to start investing early and wisely.In this write-up, we will calculate the time required to build a retirement corpus of Rs 5.18 crore, Rs 6.54 crore, and Rs 7.34 crore with a monthly SIP of Rs 13,333.

26 Mar 2025 2:16 pm
Power of Rs 3,000 SIP: How quickly can you generate Rs 1 crore corpus with just Rs 3,000 monthly investment?

Rs 1 crore is a huge sum; on the other hand, Rs 3,000 is a small amount. Turning Rs 3K into a massive corpus of Rs 1 crore may sound untrue. But with the help of the power of compounding, a consistent and disciplined investment strategy you can make this dream come true. Even a small amount like Rs 3,000 can do wonders in the long run. Lets find out how.

26 Mar 2025 1:45 pm
PPF Calculation: How much will you earn in 20 years by investing Rs 5,000, Rs 9,000, and Rs 10,000 monthly in Post Office Public Provident Fund?

Who doesnt want a guaranteed return, that too by investing less and getting a return soon? The Post Office Public Provident Fund is the one that you might want to consider, as it has all the aspects that you may be looking forward to, such as a guaranteed return and investment period. Thus, lets explore this article to find out how much you will earn in 20 years by investing Rs 5K to Rs 10K monthly in the Post Office Public Provident Fund.

26 Mar 2025 12:51 pm
Post Office RD: How Rs 50 per day savings give over Rs 2,56,283 corpus under this guaranteed scheme?

Post Office RD scheme:A Post Office Recurring Deposit (PORD) scheme, also known as National Savings Recurring Deposit, is one of the most popular savings alternatives to regular fixed deposits and other long-term plans offered by post offices. In this write-up, we will calculate how Rs 50 per day savings give over Rs 2,56,283 corpus under this guaranteed scheme.

25 Mar 2025 9:15 pm
PPF for Regular Income: Possible to earn Rs 85,000/month tax-free income from Public Provident Fund?

To generate a big amount every month from PPF(Public Provident Fund), you have to begin with a Rs 1.50 lakh investment every year and continue it till the maturity period of 15 years. Later, you can extend the account for unlimited blocks of 5 years each for maximum return.

25 Mar 2025 7:09 pm
Finance Bill 2025 Income Tax Calculations: Do you have Rs 11 lakh income and Rs 1.75 lakh capital gains? Will your income be tax-free in new tax regime?

Finance Bill 2025 Income Tax Calculations: Finance Minister Nirmala Sitharaman said in the Parliament today (March 25, 2025) that the Finance Bill 2025 will be presented during the monsoon session as it is being vetted by the Select Committee. The Finance Bill 2025 also has the provision of a proposed new tax regime, which is set to be applicable from April 1, under which a salaried-class individual earning up to Rs 12.75 lakh doesn't need to pay any income tax. But what if your annual income is

25 Mar 2025 6:20 pm
SIP vs PPF for Rs 65,000/year investment: Which can create higher corpus in 15 years?

SIP vs PPF: Systematic Investment Plan and Public Provident Fund are two long-term investment options that can generate a substantial corpus. Let's learn about them and compare their return for an investment of Rs 65,000 per year over 15 years.

25 Mar 2025 5:15 pm
Power of One-time Investment: How Rs 1,80,000 lump sum deposit on your minor's 18th birthday can create Rs 2.10 crore retirement fund

Power of One-time Investment: If your minor is celebrating their 18th birthday today, your one-time investment of Rs 1,80,000 may generate a retirement fund of over Rs 2.10 by their retirement. The condition is to let the amount grow by taking advantage of the power of compounding.

25 Mar 2025 2:24 pm
SIP Calculation at 12% Annualised Return: Rs 3,000 monthly SIP for 30 years, Rs 6,000 for 20 or Rs 9,000 for 10, which do you think works best?

Power of Compounding SIP Calculation:An SIP or systematic investment plan is a popular way of investing in mutual fund schemes of choice, as it enables investors to direct their cash towards a desired equity-related scheme gradually. In this article, let's look at three scenarios to learn about the role time plays when it comes to compounding.

25 Mar 2025 2:09 pm
Power of Compounding: How much corpus can you build in 25 years with Rs 25,000 monthly investment?

Power of Compounding:Planning for your future financial needs, like buying a house, children's education, marriage, medical emergencies, etc., during the earning phase is always considered a wise move for a person. In this write-up, we will calculate how much corpus you can generate in 25 years with a Rs 25,000 monthly investment.

25 Mar 2025 1:45 pm
Income Tax Deadline 2025: Key tasks to complete before March 31 to avoid penalties & maximise benefits

Before March 31, 2025, taxpayers must complete key tasks like filing updated returns, making tax-saving investments and declaring foreign income to avoid penalties and maximise available income tax benefits.

24 Mar 2025 4:37 pm
8th Pay Commission Pay Hike: As Central government employees wait for 8th Pay Commission basic pay hike details, here's how their salaries have grown in 4th, 5th, 6th, 7th commissions

8th Pay Commission Pay Hike: After the announcement of the 8th Pay Commission, central government employees have been keenly waiting for the formation of the commission and implementation of its recommendations. But are you aware of how much of a rise they got in the 4th, 5th, 6th, and 7th Pay Commissions?

24 Mar 2025 2:55 pm
One-time MF Investment vs PNB 5-year FD: What will be your return on investment of Rs 2,50,000 in 5 years?

One-time MF Investment vs PNB 5-year FD: Compare returns on a one-time Rs 2,50,000 investment in mutual funds and PNB's 5-year fixed deposit.

24 Mar 2025 1:37 pm
Rs 2 lakh one-time investment & Rs 2,000 monthly SIP for 20 years: What 10%, 12%, 15% annualised returns may mean for you

Mutual Fund SIP Investment: Ever wondered what a particular annualised return rate actually means or investors? In this article, lets compare how a one-time investment of Rs 2 lakh followed by a Rs 2,000 monthly SIP may mean for investors at expected annualised returns of 10 per cent, 12 per cent and 15 per cent over the long term (say 20 years).

23 Mar 2025 8:33 pm
SIP vs PPF with Rs 1,45,000/year investment: Which can create a larger corpus in 30 years? These projections may blow your mind

SIP vs PPF: Systematic Investment Plan (SIP) and Public Provident Fund (PPF) are quite popular investment schemes. If you are a beginner who is yet to set foot in the field of investment, you can consider going through this article and startyour investment journey. SIP is a market-linked investment scheme, whereas PPF is a non-market-linked investment scheme. Let's compare them to find out which can generate a higher corpus in 30 years.

23 Mar 2025 2:07 pm
SIP vs PPF for Rs 85,000/year investment: Which can create higher corpus in 15 years?

SIP vs PPF:Systematic Investment Plan and Public Provident Fundare two long-term investment options that can generate a substantial corpus. Let's learn about them and compare their return for an investment of Rs 85,000 per year over 15 years.

22 Mar 2025 3:32 pm