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Personal Finance / Zee Biz

Time to be cautious on sectoral, thematic funds; gold a must in portfolios: Harshvardhan Roongta

For investors reviewing or starting their portfolios now, Roongta advised focusing on discipline rather than trends. Ask yourself whether you are following a long-term asset allocation plan or simply reacting to recent market performance, he said. He added that changes in asset allocation should only be made based on risk profile, financial goals, and time horizonnot past returns.

18 Dec 2025 6:39 pm
How long does a Rs 3,500 monthly SIP take to become Rs 1 crore? See the full calculation

A monthly SIP of Rs 3,500, started at the age of 25 and continued for 30 years, can grow into around Rs 1 crore at a 12 per cent annual return. The power of compounding and long-term discipline makes small investments highly effective over time.

17 Dec 2025 9:23 pm
Travelling to Nepal? Rs 200 and Rs 500 Indian notes valid again after decade-long ban

Nepal has lifted its decade-old ban on carrying Indian Rs 200 and Rs 500 notes, allowing travellers from both countries to carry these denominations again. The move aligns with RBI rules and offers relief to tourists, patients, traders and border communities, making IndiaNepal travel easier.

16 Dec 2025 4:16 pm