Personal Finance / Zee Biz
SIP vs PPF:Systematic Investment Planand Public Provident Fundare two long-term investment options that help to generate a substantial corpus for future needs. Both are different from each other. In this write-up, we will learn more about them and compare their return for an investment of Rs 55,000 per year over 15 years.
Top 5 Gold ETFs in 10 Years: Gold Exchange Traded Funds represent the price of domestic gold of very high purity and invest in gold bullion. These are passive funds and come with a low expense ratio. Investors need a demat account to trade gold ETFs.
Two popular options for Indian investorsSystematic Investment Plan (SIP) and Public Provident Fund (PPF)offer different benefits. But if you invest Rs 90,000 every year for 15 years, which one will create a larger corpus?
8th Pay Commission News: In an important update about the 8th Pay Commission last week, Finance Minister Nirmala Sitharaman said in the Parliament that inputs had been sought from ministries such as home and defence. Amid such developments, know what can be projected revised basic salaries for employees who currently have basic pays of Rs 20,300, Rs 30,200, Rs 40,600, Rs 50,400, Rs 61,000, and Rs 70,000, at 1.92, 2.28, and 2.86 fitment factors.
Having a source of regular income during your golden days is the best planning one can come up with. When you hit a certain age where you stop working, a source of regular income is what anyone would look up to. Therefore, lets find out how you can generate over Rs 11 lakh/year tax-free income from the Public Provident Fund.
Power of Rs 5,000 SIP:If you want to build a corpus of Rs 1 crore with a Rs 5,000 monthly investment, then you need to plan and invest in SIP strategically. In this write-up, we will calculate how much time it will take to generate a Rs 1 crore corpus with just Rs 5,000 monthly investment-
A 3-year fixed deposit (FD) can be a good option for investors who don't need immediate returns, but want them in the short term. These FDs offer a guaranteed option to provide a monthly income for 3 years, if chosen. On that note, lets explore 3-year fixed deposits of some of the popular banks such as State Bank of India (SBI), Punjab National Bank (PNB) & Bank of Baroda (BoB) to find out how much you will earn on an Rs 8 lakh investment.
Lets find out how quickly you can generate over 50 lakh corpus with just Rs 1K to Rs 5K monthly investments. We will deal with basic calculations to find out the estimated retirement corpus that you may generate during the investment period.
Top Small Cap vs Top Small Cap Index Fund With Best Returns in 5 Years: Small cap mutual funds and small cap index mutual funds have the majority of small cap firm stocks. However, while in a small cap mutual fund, the fund manager can pick the stocks of any small cap company, in a small cap index fund, the fund manager tracks a particular small cap index.
Special FDs With March 31 Deadline: State Bank of India (SBI), HDFC Bank, IDBI Bank, Indian Bank, and Punjab and Sind Bank (PSB) have March 31, 2024, as deadlines for some of their most prominent special fixed deposit (FD) schemes. Know which of them are offering over an 8 per cent interest rate.
ITR-U Filing Deadline on March 31: The Income Tax (I-T) Department has asked taxpayers to file an updated income tax return (ITR-U) before its deadline of March 31, 2024; failing which, they will need to pay a heavy penalty. But how much? Know here!
Currently, if an employee wants to withdraw their PF, they need to submit online claim and wait for approvals. This process takes from 2-3 days to up to several days or even weeks in some cases.
Retirement Planning via SIP:If you want to build a substantial corpus for your post-retirement life, then you need to start investing early and wisely.In this write-up, we will calculate the time required to build a retirement corpus of Rs 5.18 crore, Rs 6.54 crore, and Rs 7.34 crore with a monthly SIP of Rs 13,333.
Rs 1 crore is a huge sum; on the other hand, Rs 3,000 is a small amount. Turning Rs 3K into a massive corpus of Rs 1 crore may sound untrue. But with the help of the power of compounding, a consistent and disciplined investment strategy you can make this dream come true. Even a small amount like Rs 3,000 can do wonders in the long run. Lets find out how.
Who doesnt want a guaranteed return, that too by investing less and getting a return soon? The Post Office Public Provident Fund is the one that you might want to consider, as it has all the aspects that you may be looking forward to, such as a guaranteed return and investment period. Thus, lets explore this article to find out how much you will earn in 20 years by investing Rs 5K to Rs 10K monthly in the Post Office Public Provident Fund.
Post Office RD scheme:A Post Office Recurring Deposit (PORD) scheme, also known as National Savings Recurring Deposit, is one of the most popular savings alternatives to regular fixed deposits and other long-term plans offered by post offices. In this write-up, we will calculate how Rs 50 per day savings give over Rs 2,56,283 corpus under this guaranteed scheme.
To generate a big amount every month from PPF(Public Provident Fund), you have to begin with a Rs 1.50 lakh investment every year and continue it till the maturity period of 15 years. Later, you can extend the account for unlimited blocks of 5 years each for maximum return.
Finance Bill 2025 Income Tax Calculations: Finance Minister Nirmala Sitharaman said in the Parliament today (March 25, 2025) that the Finance Bill 2025 will be presented during the monsoon session as it is being vetted by the Select Committee. The Finance Bill 2025 also has the provision of a proposed new tax regime, which is set to be applicable from April 1, under which a salaried-class individual earning up to Rs 12.75 lakh doesn't need to pay any income tax. But what if your annual income is
SIP vs PPF: Systematic Investment Plan and Public Provident Fund are two long-term investment options that can generate a substantial corpus. Let's learn about them and compare their return for an investment of Rs 65,000 per year over 15 years.
Power of One-time Investment: If your minor is celebrating their 18th birthday today, your one-time investment of Rs 1,80,000 may generate a retirement fund of over Rs 2.10 by their retirement. The condition is to let the amount grow by taking advantage of the power of compounding.
Power of Compounding SIP Calculation:An SIP or systematic investment plan is a popular way of investing in mutual fund schemes of choice, as it enables investors to direct their cash towards a desired equity-related scheme gradually. In this article, let's look at three scenarios to learn about the role time plays when it comes to compounding.
Power of Compounding:Planning for your future financial needs, like buying a house, children's education, marriage, medical emergencies, etc., during the earning phase is always considered a wise move for a person. In this write-up, we will calculate how much corpus you can generate in 25 years with a Rs 25,000 monthly investment.
Before March 31, 2025, taxpayers must complete key tasks like filing updated returns, making tax-saving investments and declaring foreign income to avoid penalties and maximise available income tax benefits.
8th Pay Commission Pay Hike: After the announcement of the 8th Pay Commission, central government employees have been keenly waiting for the formation of the commission and implementation of its recommendations. But are you aware of how much of a rise they got in the 4th, 5th, 6th, and 7th Pay Commissions?
One-time MF Investment vs PNB 5-year FD: Compare returns on a one-time Rs 2,50,000 investment in mutual funds and PNB's 5-year fixed deposit.
Mutual Fund SIP Investment: Ever wondered what a particular annualised return rate actually means or investors? In this article, lets compare how a one-time investment of Rs 2 lakh followed by a Rs 2,000 monthly SIP may mean for investors at expected annualised returns of 10 per cent, 12 per cent and 15 per cent over the long term (say 20 years).
SIP vs PPF: Systematic Investment Plan (SIP) and Public Provident Fund (PPF) are quite popular investment schemes. If you are a beginner who is yet to set foot in the field of investment, you can consider going through this article and startyour investment journey. SIP is a market-linked investment scheme, whereas PPF is a non-market-linked investment scheme. Let's compare them to find out which can generate a higher corpus in 30 years.
SIP vs PPF:Systematic Investment Plan and Public Provident Fundare two long-term investment options that can generate a substantial corpus. Let's learn about them and compare their return for an investment of Rs 85,000 per year over 15 years.