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Insurance regulation must go beyond capping commissions to enforce product suitability, hold distributors accountable for mis-selling and prioritize policyholder outcomes over sales incentives.

Only 2 of 29 aggressive hybrid funds with reported one-year returns delivered over 8%, while 22 posted losses. Even large schemes such as SBI and ICICI Prudential Aggressive Hybrid Fund ended in the red, highlighting the risks of equity-heavy hybrid investments.

The UFIOE has called on the government to abandon the proposed disinvestment and acquire at least a 6% stake in IDBI Bank, either by purchasing shares from LIC or through the open market.

Credit card refund vs chargeback explained: Understand the key differences, when to request a merchant refund, how to dispute a credit card transaction, what evidence to keep and how to report unauthorised payments.

The EPFO wage ceiling has risen from 15,000 to 25,000 a month, potentially extending provident fund, pension and insurance benefits to more employees. Check who qualifies under the revised rules, how enrolment works and what the change means for your salary deductions and retirement savings.

Mobile games can encourage frequent spending through paid shortcuts, limited-time items and subscriptions. Individually modest payments may add up to thousands of rupees each month.

Premium food, grooming and medical care are making pets a major household expense in urban India. Monthly costs range from 4,000 for some small breeds to 20,000 for giant breeds. 

Defaulting on a loan against your FD can cost you the deposit itself. Know how lenders recover dues and when you may still owe a shortfall.

Stretching your budget, ignoring insurance renewals, skipping servicing: 5 money mistakes new car owners should avoid to keep ownership costs in check.

Western Railway is developing a 307 crore Vande Bharat maintenance hub at Sabarmati in Ahmedabad. The facility will handle major repairs, wheel servicing and equipment overhauls, reducing the need to send trains elsewhere for scheduled maintenance

Companies hope stronger seasonal demand will help, though recovery may not erase earlier weakness.

Irdais proposed commission caps and expense rules could reshape insurance distribution. Brokers warn of job losses and weaker service, but will lower costs translate into better outcomes for policyholders?

Chief executive officer Vinay Tonse said the exercise would be a balance-sheet adjustment.

A loan No Objection Certificate (NOC) is generally issued after full repayment, not after every EMI. Understand when banks issue a loan closure certificate, why it matters for secured loans and what to do if your NOC is delayed.

Gifting financial assets such as stocks and mutual funds during the festival season provides long-term value, with distinct transfer steps and tax implications depending on demat status and recipient relationships. 

The CA said the domestic property market is bracing for a massive surge in demand that could peak soon and predicted that real estate prices are about to blow up in India in 2027 

The state-owned bank has no plan to raise capital in the current financial year.

Gold and silver prices today, 19 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Bengaluru Metro Rail Corporation Limited (BMRCL) Managing Director PC Jaffer confirmed to the outlet that the corporation aims to run trains on Pink Lines underground section up to Shivajinagar by the end of October or in November.

A Chennai firm allegedly lost 1.90 crore after a WhatsApp message posing as its managing director, leading to a Delhi arrest. Heres how the boss scam works, the warning signs of CEO impersonation fraud, and five steps to verify payment requests and report cyber fraud on helpline 1930.

As the 8th Pay Commission meets in Mumbai on 22-23 October, heres how dearness allowance (DA) differs from dearness relief (DR), what unions are demanding, and what central government employees and pensioners can realistically expect before the final report due by May-June 2027.

Consumer brands are borrowing 15-20% more this festive season.

The margin compression reflects the impact of foreign-currency non-resident (bank) or FCNR(B) deposits, which banks have mobilized faster than they can deploy into loans at normal lending spreads

With soaring rents, high staffing costs, and fast doorstep delivery, traditional grab-and-go outlets are finding themselves stranded between the neighbourhood grocery stores and quick commerce apps.

Credit card refunds usually return to the card account, reducing the balance or restoring available credit, and may take 514 days to appear. Here's what to do if your billing date is near but the refund has not been credited yet.

The three-bucket strategy can help people achieving financial independence and early retirement (FIRE) manage expenses and market volatility. It divides investments into liquid savings for immediate needs, a balanced portfolio for medium-term expenses and equity for long-term growth.

Indian cricketer Suryakumar Yadav has announced an investment in Shahrukhz Residences by Danube, a waterfront residential project in Dubai Maritime City. 

The Punjab and Haryana High Court has ruled that Haryana government employees cannot be denied medical reimbursement for dependent parents solely because they receive a 3,000 monthly old-age pension, directing authorities to release admissible claims within two months.

An NRI won relief from a 3.41 crore income tax addition after ITAT Jaipur found that the assessing officer had mistaken Japanese yen figures for rupees. Bank records established the source of her FCNR deposits, prompting deletion of the addition.

Bharat Petroleum Corporation invites bids for 11 billion litres to meet 20% petrol blending target

Early retirement requires balancing short-term financial goals with long-term wealth creation. Expert explains how to allocate 70,000 or 1 lakh in monthly investments towards FIRE, account for inflation and choose an appropriate equity-debt mix to build a retirement corpus.

A stampede at Kolkatas Chorbagan Sarbojonin Durga Puja pandal killed 19 people and injured 25. The incident has drawn attention to limits in crowd-monitoring technology, including failures in dense, rainy conditions, and to risks posed by temporary structures under heavy rain and crowd pressure.

When a fixed deposit matures, its payout depends on the depositors instructions and the banks rules. Here are your options and whether you should renew or not.

Quant Mutual Funds QSIF Hybrid Long-Short Fund returned 25.5% in six months, ahead of Aditya Birla Sun Life Mutual Funds Apex at 6.78%. QSIF also led over three months and since inception.

The Supreme Court has directed Indian Railways to provide mandatory travel insurance for all tickets sold at station counters from October 27, 2026. Details here.

An ITAT Surat ruling held that an NRI's property holding period began with the 2011 allotment letter, not registration in 2016. The decision highlights why allotment documents matter when determining long-term capital gains tax on property sales.

The company also said it has launched projects covering 14 million sq ft over the past two and a half years, with a revenue potential of more than 56,000 crore.

FMCG companies face margin squeeze in H2 as input costs rise, price hikes likely after Diwali

Sitting on 400 billion tonnes of coal and a crippling 2.7 trillion import bill for energy products and chemicals, India is racing to turn dirty rock into cheap gas. Can multi-billion-rupee bets overcome tough economic costs and volatile markets?

Central government employees could get a festive-season salary boost if the Centre approves a DA hike from 60% to 63%. Heres how much extra monthly salary and July arrears employees could receive across different basic pay levels, and what remains unconfirmed.

Eligible first-time employees can receive up to 15,000 under the EPFO-linked PM-VBRY scheme. Check the salary limit, joining dates, EPF membership rules, six- and 12-month service requirements and the financial literacy course needed for the second instalment.

Failed UPI payments, unsuccessful ATM withdrawals and other payment errors can qualify for 100 per day in compensation if refunds exceed RBI's prescribed deadlines. Know the T+1 and T+5 rules, how turnaround time is calculated and what to do if your refund is delayed.

Mumbai restaurants may raise menu prices by 10-15% in the coming weeks, AHAR announced, citing higher costs for ingredients, LPG, wages, rents and transportation. This will help maintain food quality, service standards and staffing and balance affordability, it added. 

A wrong mobile number, incorrect loan details or a missed payment recorded in your credit report could affect how lenders assess your creditworthiness. Learn five essential checks, how to dispute credit report errors and ways to protect your credit score.

A thoughtful ageing-parent plan combines financial safeguards, health preparation and safer surroundings with open communication. 

Multi-cap and multi-asset allocation mutual funds follow different investment strategies. Multi-cap funds invest across large-, mid-, and small-cap stocks, while multi-asset funds diversify across asset classes. We compare their 1-, 3-, and 5-year returns to see which category leads.

A Sikar taxpayer faced a 3.99 lakh penalty after declaring 12.9 lakh in income following an income tax notice. The ITAT Jaipur quashed the penalty after finding defects in the assessment order and notice. Heres why he won and what taxpayers should check.

Buy Now, Pay Later (BNPL) can make online shopping for Diwali, Dussehra, and Dhanteras more convenient, but it carries risks. Understand 5 key concerns, including overspending, late payment charges, credit score damage and debt accumulation, before choosing BNPL. Read on to learn more. 

Experts say there is no limit on properties held under one PAN, provided transactions are genuine and funds are explainable. They recommend keeping sale deeds, payment and funding evidence, bank statements, loan documents, and other ownership records.

With the tax audit report deadline of 21 October approaching, taxpayers need to check their books, reconcile turnover and GST records, review key Form 3CD disclosures, and confirm portal submission. Here are the checks an expert suggests taxpayers should complete before filing.