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Investing 15,000 every month for 30 years, assuming an average annual return of 12%, can potentially build a corpus of around 5.29 crore.

PhonePe launches fixed deposit (FD) distribution allowing customers to compare and book high-yield fixed deposits with partner banks and NBFCs online. Here's a stepwise guide on how to book deposits using the app

A Will and nominees alone may not be enough to help your family access your assets. Estate planning experts explain why every investor should maintain a financial inventory, what it should include, and how it can save loved ones time, confusion and legal hassles.

Emergency fund: Today, we explain the 3-6-9 rule that salaried individuals and even those without stable income can use to build their savings for a rainy day or to safeguard against extenuating circumstances.

Merchant discount rate on UPI transactions: What is MDR, will customers have to pay, who bears operating costs, who invests in infrastructure, why are discussions happening now? Check top FAQs answered

IBAI President Narendra Bharindwal described the insurance regulator's initiatives as a major milestone in enhancing accountability and protecting policyholders' interests.

UAN activation through the EPFO portal has been deactivated and shifted to the Umang mobile app. Here's how employees provident fund subscribers can complete the process. We also answer some key FAQs

Pay commission: The Himachal Pradesh government has approved a 78% salary hike for contract and trainee medical officers (specialists) up from 33,660 to 60,000 per month. CM Sukhvinder Singh Sukhu said healthcare and education are among the state's highest priorities. 

West Bengal state government has notified its 38% DA and DR hike for employees and pensioners, with effect from 1 October, just ahead of Durga Puja festivities this year. Check the latest updates here 

NRIs engaging in property transactions in their home country should be aware of compliance issues like TDS, repatriation limits, and FEMA regulations. Informed decisions are crucial to avoid financial pitfalls, penalties and complexities in capital gains tax calculations.

In India, landlords may ask for cash rent payments. While cash payments do not disqualify HRA, lack of documentation can lead to claim scrutiny. Here's how to claim HRA benefit if you are paying rent in cash and complications that may arise.

NPS for NRIs: Understand eligibility, tax benefits, Tier-I account rules, contributions and withdrawal guidelines. This guide explains how NRIs and OCIs can use Indias National Pension System for retirement planning while considering cross-border tax implications.

Interest earned on fixed deposits (FDs) and Kisan Vikas Patra (KVP) remains taxable under the Income Tax Act, 2025. Understand FD TDS rules, KVP tax treatment, and how investors can report interest income correctly while filing income tax returns.

The PFRDA has extended the cut-off time for same-day NPS contributions by 2.5 hours. This change allows later contributions to secure the same day's NAV. Here's who benefits from it.

The Supreme Court has extended mandatory third-party motor insurance for new vehicles: four years for cars and six years for two-wheelers. Here's the difference between third-party and comprehensive motor cover and whether you can upgrade.

The 8th Pay Commission will hold crucial stakeholder meetings in Delhi to discuss pay revision, pensions, allowances and employee welfare. Here are the latest official updates, upcoming consultation schedules and what central government employees and pensioners can expect before the final report.

Gold and silver prices today, 7 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Taxpayers can pay income taxes online using credit cards through the e-filing portal. While convenient, they should be aware of potential convenience fees and interest charges if debts aren't cleared on time. Details here. 

EPFO settled over 8.3 crore claims in FY26 and scrapped the imageupload requirement for cheque leaves in online claims. The reform, the Ministry of State for Labour and Employment told the Rajya Sabha in a written reply, has already benefited 7 crore members.

The Allahabad High Court ruled that police cannot resolve civil property disputes and should only intervene to maintain public order. The court emphasised that ownership and possession issues must be settled in civil courts.  Allahabad

EPFO has reminded members about inoperative EPF accounts and withdrawal timelines. Understanding these rules can help subscribers avoid interest losses, manage retirement savings and ensure their provident fund corpus remains secure after retirement.

Narendra Bharindwal says mandatory salesperson tagging, perpetual registration and stronger governance norms are expected to reshape insurance distribution and improve customer trust.

Out of 45 flexi-cap schemes, only six recorded a Sortino ratio above 1, indicating stronger downside risk-adjusted performance. A Sortino ratio above 1 means the fund generated higher excess returns for every unit of downside risk faced.

The 2026 ITR season has exposed major tax reporting gaps among crypto investors, with many mistaking TDS for their final tax liability. Investors who missed the deadline can still file a belated return, report income in Schedule VDA, and claim eligible TDS refunds.

Many ELSS investors assume they can redeem their entire investment once the first SIP completes three years. However, each SIP instalment has its own three-year lock-in, resulting in staggered redemptions. The lock-in cannot be bypassed by paying an exit load.

Freelancers must file their ITR by 31 August if they are not required to get their accounts audited. The choice of ITR form, tax method and deductions depends on their income structure. Proper documentation and reconciliation of receipts and foreign income are essential for accurate filing.

Building a sizeable retirement corpus of 10 crore demands a structured investment strategy, consistent contributions and favourable market returns

Indian equities have lagged global markets due to AI-led capital flows, valuation pressures and global uncertainties. However, strong domestic demand, policy continuity, infrastructure growth and healthy fundamentals continue to support India's long-term outlook.

Consumers are becoming more value-conscious. Many are delaying upgrades, choosing previous-generation or refurbished phones, repairing existing devices, or using exchange offers

A consumer commission held a bank liable for failing to act on suspicious transactions after a woman lost nearly 6.93 lakh in a FedEx parcel scam. Despite OTP-authorised transfers, the bank was ordered to refund the amount along with interest and compensation.

Choosing a nominee for accounts or policies is crucial, but they only act as custodians until legal heirs receive assets. Final ownership is governed by wills and succession laws, not solely by the nominee. Here's what matters.

Salaried employees in India contribute to EPF, receiving matching employer contributions. Tax benefits apply, but a new rule restricts tax exemption on interest for total contributions over a certain threshold. Check rules here. 

Buying or selling property in India involves more than finding the right deal. From FEMA and TDS to repatriation limits and POA rules, experts explain the compliance pitfalls NRIs must avoid.

AY 2026-7 deadlines: To ensure timely payment before last date, here's a taxpayer's guide with key dates. Learn more about penalties associated with late filing. 

The EPFO has introduced a free doorstep life certificate service for EPS pensioners through India Post. Eligible pensioners unable to visit centres can call 033-22029000 for assistance. The facility helps ensure timely pension payments through easy digital certificate submission from home.

Five small-cap mutual funds delivered annualised SIP returns of more than 20% over the past decade, highlighting the category's long-term wealth-creation potential. A comparison of three-, five- and 10-year returns also shows how leadership has evolved across different market cycles.

An EPFO officers' association has written to the Labour Minister highlighting delays in PF claim settlements, shortage of IT staff and manpower gaps. The body has also sought reforms in the pension system, CITES implementation and leadership structure within the retirement fund organisation.

The Delhi High Court asked the Centre to respond to a PIL that is seeking automatic TDS refunds for individuals with no tax liabilities, challenging the requirement to file ITR for refunds. Full details of the demand here.

The Centre has clarified that central government employees cannot claim HRA if one spouse is allotted government accommodation at the same station. It also confirmed there is no proposal to review the existing House Rent Allowance policy for dualemployee couples.

Young people often struggle with how to allocate salary between SIPs and emergency funds. Expert advises prioritizing a strong financial foundation, making informed investment choices, and maintaining discipline for long-term wealth.

Many investors unknowingly hold investments that no longer create value or align with their financial goals. Experts explain how to identify these dead investments and decide whether they deserve a place in your portfolio.

The 8th Pay Commission consultations are entering a crucial phase, with NC-JCMs retirement benefit demands, including higher gratuity, pension parity and OPS restoration, expected to shape discussions on employee welfare, retirement security and future government pension reforms.

Loan approval may vary despite two applicants having similar salaries and living in same cities. Here's a list of factors that may determine your loan interest rates, amount or even approval.

PVR INOX launched a new format designed to deliver an affordable yet premium movie-viewing experience in Tier III cities across India. The first Smart Cinemas will be unveiled in Muzaffarpur, Bihar.

Probate is no longer mandatory in India after the 2025 legal amendment, but it can still help validate a will and reduce inheritance disputes. Here's what probate means, how it differs from a succession certificate, and what happens if a person dies without a will.

Even after missing the July 31 ITR deadline, taxpayers can file a belated return to seek refunds. However, it comes with additional costs and consequences. Check here.

Gold and silver prices today, 6 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

The RBI Governor said it is too early to decide whether UPI transactions will attract Merchant Discount Rate (MDR), even as the proposed Payment and Settlement Systems (Amendment) Bill has revived the debate. 

The Income Tax Department is using data analytics, verification checks and SAKSHAM NUDGE campaigns to identify fake deduction claims. Over 1.25 crore updated ITRs have been filed, generating 9,493 crore additional tax payments during FY 2024-25 and FY 2025-26.

The June CPI-IW data has completed the calculation for the July 2026 Dearness Allowance revision under the 7th Pay Commission. Here's why the official inflation numbers point to a likely 3% hike and what it could mean for employees and pensioners.