There is limited incremental benefit of getting the extra coverage in the base plan, given your current structure. For the incremental sum assured purchased in the base plan, the waiting period would be reapplied.

HUF and HUF assets differ; an HUF can exist without owning assets. Gifts from non-family can benefit HUF, and members can contribute personal property. Succession laws changed post-2005, allowing legal heirs to inherit. Full partition is required for tax recognition.

A faster, smarter expressway grid aims to transform connectivity, logistics, and regional growth across India redefining mobility by 2030. Mint explains.

Investing in mid- and small-cap stocks requires a higher level of diligence, which retail investors may not manage, says Pankaj Tibrewal, founder and chief investment officer of Ikigai Asset Manager.

Steel prices in India have dropped to a nine-month low for hot rolled coils and to the lowest since November 2020 for rebars. Analysts predict continued pressure on prices due to weak demand and high inventories, with recovery dependent on construction activity in the third quarter.

The concerns over PF withdrawal rule changes are misplaced and stem from a flawed understanding of the EPF objectives.

We list out some credit cards that are effective in giving cashbacks and reward points for online shoppers

Bank holiday on Bhai Dooj 2025: Several regions across the country will observe a bank holiday today. For the full lisy check here. In the upcoming week, banks will observe closures on October 27 and 28 across many states for Chhath Puja related festivities.

Mutual funds: If your investment is growing at the rate of 10% per annum, you need to invest 24,408.70 every month to accumulate 50 lakh in a decade.

Income Tax: If you happend to commit a mistake in filing your income tax return (ITR), you can still file an updated return

Long-term gains on listed shares attract 12.5% tax, while short-term ones are taxed at 20%; DTAA relief may reduce liability.

Three college friends travelled in July 2025, during the peak Great Migration season, spending nine days across Nairobi, Masai Mara, Lake Nakuru, and Diani Coast.

YouTube has also become the preferred launchpad for a few content and filmmakers, including Aamir Khan, who chose the platform to release his film, Sitaare Zameen Par. In this deep dive, we chronicle the quiet shift playing out in the streaming industry.

The new framework, developed by Bureau of Indian Standards, will ensure that all NavIC-compatible devices consistently meet accuracy, testing and performance benchmarks, paving the way for large-scale commercial integration.

The PPF is a long-term savings option in India, facilitating partial withdrawals after five years. Investors must submit Form C to their bank, along with their PPF passbook to access funds.

While India courts have been quick to grant injunctions protecting the personality rights of several Bollywood personalities in recent months, lawyers Mint spoke to said the real battle lies ahead as these orders require constant monitoring to enforce.

Understanding credit reports is crucial for borrowers seeking loans. With digital access, obtaining a credit report annually is easy. Regular monitoring ensures accurate credit history, which affects borrowing terms and interest rates. 

Dont chase past performance look under the hood. These key ratios reveal how efficiently your mutual fund takes risk, manages churn, and beats the benchmark.

Insurance companies are experimenting with women-specific term plans, opening access to homemakers otherwise excluded for lack of income. Are they the right choice for women?

During the initial discussions, busmakers had flagged that the earnest money of over 312 crore to be deposited to participate in the tender for all five cities was too high. Additionally, some of the tender conditions were too stringent.

A robust portfolio is characterized not by numbers but by purpose.

Both private and public sector lenders report stronger pipelines and improved disbursements, signaling a potential turnaround in the second half of the fiscal year.

Refinancing is common when you want to save money over a period of time by lowering your total interest. For example, your credit score has improved since the original loan, improving your chances of raising a loan on convenient terms

We list out highest fixed deposit interest rates offered by banks (both private and government-run) to senior citizen depositors.  

C-suite median pay soared 50% since FY19 to 4.2 crore, with seven of the top 10 executives receiving steeper raises than their employees

There are certain scenarios in which you could avoid using credit card for making payment. We list those scenarios here

Diwali bank holiday: Banks will be closed on October 22 in several cities for Diwali and related festivities, as per the RBI's holiday calendar. 

Rooftop solar systems provide a sustainable solution to high summer electricity bills, helped by government subsidies. While independent homeowners have seen savings, apartment residents face challenges. The scheme benefits high-consumption users.

UPI now processes around 20 billion transactions every month and is one of the most popular modes of payment in India.

The will provides a clear legal framework for asset distribution post lifetime, while the trust acts as a long-term asset management and protection tool.

This Diwali, let joy and mindful credit card practices go hand in hand. The urge to splurge on yourself and your loved ones is natural. But no celebration is worth months of EMI burden.

A high credit score has numerous advantages beyond easier loans and credit cards. It may come in handy when raising funds from investors, at the time of tying the knot and when joining hands with a business associate. 

India-Japan Fund has invested over a third of its $600 million capital focusing on companies with environmental impact and those active in the India-Japan manufacturing corridor. After the recent EKA Mobility deal, fund head Krishna Kumar says plans are to fully deploy funds in three years.

A recent Supreme Court ruling allows foreign companies to claim tax deductions and carry forward losses even during inactive periods, provided they maintain a business connection in India. While clarifying benefits for MNCs, it also increases their exposure before the tax department, say experts.

Under the new tax rules, any amount received by a shareholder from a share buyback is taxable as dividend income.

As markets open for the symbolic Muhurat session on Diwali, investors across generations blend culture, sentiment, and long-term investing to mark the start of Samvat 2082.

Bank holiday today: Banks will be closed in several regions on October 21 for Diwali Amavasya, Deepawali, and Govardhan Pooja, as per RBI's holiday calendar. 

Sales in the domestic market are expected to be impacted in Q2 by the revision in GST rates, as distributors focused on de-stocking inventories with old prices and held back on new orders.

Auto, consumer durables, FMCG, paints, and textiles: we pick these five sectors to illustrate the festival season impact on India's economy.

From poor credit score and debt-to-income ratio to loan amount, your eligibility to secure a personal loan depends on a slew of factors, which we have listed here

With gold prices going through the roof, should retail investors focus on the precious metal or continue to invest in mutual funds and other asset classes as well? We explain the pros and cons here.

Diwali teaches us to inculcate a number of effective money habits that are beneficial for investors in the short, medium and long term.

The GST Council, led by Finance Minister Nirmala Sitharaman, had last month rationalised the tax rates on apparel up to 2,500 to 5 per cent. Earlier, clothes below 1,000 had a 5 per cent GST, and those up to 2,500 were taxed at 12 per cent.

Indian tourists who are planning to visit Japan will soon be able to make digital payments through their UPI applications, as NPCI signed an MoU with Japan-based NTT DATA. Here's what we know so far

While seeking blessings from Lakshmi this Diwali, dont forget to invite Saraswati, too. These five money principles can help you do just that.

In the excitement of Diwali, Christmas and New Years, people often focus solely on the joy of the moment and forget the financial consequences of overspending. Here's how to protect yourself from harmful financial decisions.

This Diwali, review your investments and liabilities, eliminating unnecessary items and adding what may be missing.

As soon as you come across something suspicious, report the incident to the bank and get the card blocked.

Debit card EMI functions like a small personal loan, influencing your credit score based on timely repayments, responsible usage, and overall debt management habits.

There are multiple creative uses of personal loan which you probably did not consider