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Diversified equity mutual funds in the red October 2026: Which schemes have negative YTD, 3- and 5-year CAGR returns?

Several diversified equity funds have delivered negative returns so far in 2026, but the picture changes sharply over longer periods. Heres a look at funds in the red on a YTD, three-year and five-year basis, and what investors should consider.

8 Oct 2026 11:55 pm
Bank delays your credit card closure, credit report correction or property documents? You are eligible for compensation

RBI rules may entitle customers to compensation when banks miss deadlines for services such as resolving failed digital transactions, closing credit cards, returning property documents or correcting credit reports. Compensation varies by case, from 100 per day to 5,000 per day.

8 Oct 2026 11:43 pm
Kia Sonet owner wins consumer case over recurring DPF warnings, gets 10.99 lakh refund, 1 lakh compensation

The complainant bought a Kia Sonet HTX Diesel in March 2022 for around 13.69 lakh, including on-road costs. He later purchased an extended warranty that remained valid until March 2027.

8 Oct 2026 11:29 pm
Personal loans jump 32% in Q1 FY27: How home, auto and consumer loans compare and what borrowers should watch

Personal loans are growing much faster than home loans, but home finance remains the much larger credit category. Consumer durable and two-wheeler loans are also expanding. Heres what the latest credit trends reveal about how Indians are borrowing and what consumers should watch.

8 Oct 2026 11:13 pm
TDS statements can be filed directly through TRACES portal: What changed from tax year 202627? Expert explains

TDS and TCS compliance has moved to an online filing setup from Tax Year 2026-27 onwards, changing how deductors submit quarterly statements. The process brings fresh forms, a separate compliance environment, and updated filing steps. Heres what deductors need to know.

8 Oct 2026 10:42 pm
8 Oct 2026 10:38 pm
RBI repo rate at 5.50%: Another 50 bps hike likely by March 2027 which debt mutual funds suit 318 month horizons?

The RBIs 25-bps repo rate hike has reshaped the outlook for debt-fund investors as bond yields rise and markets assess further rate moves. Heres what investors should consider based on their 3-month, 12-month and 18-month investment horizons.

8 Oct 2026 10:30 pm
Bank of Baroda becomes only PSU bank after SBI to enter pension fund business: What it means

Bank of Baroda has entered the pension fund business, becoming the second PSU bank after SBI to do so. The move comes as PFRDA seeks to expand NPS, targeting up to 4 crore new subscribers over the next 2-3 years.

8 Oct 2026 10:00 pm
India, Singapore explore 3,000-km power transmission corridor via Southeast Asia

The proposed 2,000 MW interconnection could link Imphal with Singapore through Myanmar, Thailand and Malaysia, boosting cross-border electricity trade and regional energy security.

8 Oct 2026 8:56 pm
Boost to green fuels investments as Deendayal Port hosts 200 executives from energy, maritime firms at Kandla Forum 2026

The forum was held under the theme 'Anchoring Maritime Decarbonisation' and saw participation from representatives of 62 Hydrogen Council member companies.

8 Oct 2026 8:50 pm
UPI MDR: Who decides ultimate implementation and enforcement of MDR caps? Any dedicated fund for small merchants?

India is considering delaying a 0.4% merchant discount rate on UPI transactions above 2,000 until January 2027. The postponement would give payment companies time to update systems and merchants time to prepare. Person-to-person payments and smaller merchant transactions would remain free.

8 Oct 2026 8:33 pm
Opened a demat account for your minor child? Know how investment income is taxed and reported in ITR

Opening a demat account for your minor child can raise questions about who pays tax on the income and where it should be reported. From clubbing rules and capital gains to ITR schedules and exemptions, heres what parents need to know before filing.

8 Oct 2026 8:31 pm
Centre plans 30% trade-margin cap on non-scheduled cancer drugs

The proposed cap could cut retail prices by up to 70%, with the government moving ahead of a broader crackdown on steep mark-ups in cancer medicines.

8 Oct 2026 8:24 pm
'Is Ambani the real boss of India?': Musk questions Starlink licence delay

Elon Musk questioned why Starlink still lacks an India licence despite five years of compliance, asking: Is Ambani the real boss of India?

8 Oct 2026 7:46 pm
Parag Parikh Flexi Cap Fund: 1 stock exit, DLF sees major buying in September 2026 key takeaways for investors

Parag Parikh Flexi Cap Funds September portfolio shows a clear shift in select existing holdings, even as the fund exited only one stock. DLF saw the biggest increase, while major names continued to dominate the portfolio. What changed in the mutual funds latest portfolio?

8 Oct 2026 7:21 pm
National Payments Corporation of India chief Dilip Asbe joins Swift board

Swift's 15-member board will oversee strategy, management, risk and controls under a revised governance structure approved by shareholders.

8 Oct 2026 6:53 pm
Mandatory 10% health insurance co-pay: What it means for policyholders

The General Insurance Council is reportedly considering a mandatory 10% co-pay in retail health insurance policies, potentially capped at 5 lakh per claim. Heres what co-payment means, why it is being considered, and how it could affect senior citizens and other policyholders.

8 Oct 2026 6:22 pm
Vague misrepresentation not enough to deny claims: Consumer court orders insurer to pay full 50 lakh to nominee

Insurer failed to provide sufficient evidence to justify claim rejection, Kurnool Consumer Commission says.

8 Oct 2026 6:04 pm
Gold ETFs: After a 5% fall in 2026, what price level offers a buying opportunity? Mutual fund investors take note

Gold prices have corrected sharply, but the fall may be creating an opportunity for investors. Heres the key price level to watch for those considering investing in gold ETFs, along with the factors that could influence prices ahead.

8 Oct 2026 5:36 pm
RBI rate hike: What lies ahead for the economy

More rate hikes are coming. The question is how much

8 Oct 2026 3:32 pm
Govt plans annual FASTag local pass for residents near highway toll plazas

The annual FASTag pass priced at about 3,000 for residents living within 20 km of national highway toll plazas, offers unlimited crossings at a designated plaza and saves 28% compared to current monthly pass renewals.

8 Oct 2026 3:06 pm
GPF vs EPF: How provident fund advance withdrawal rules differ for government and private-sector employees

Government employees covered by GPF and eligible private-sector employees under EPF can access their savings before retirement, but the two schemes differ in how advances or withdrawals work. Heres a look at the key differences in eligibility, withdrawal limits, repayment and other provisions.

8 Oct 2026 2:59 pm
Supreme Court moves to tighten rules on pharma freebies to doctors

The top court has asked the Centre to set up a three-member panel to examine whether drugmakers need legally enforceable rules governing gifts, incentives and other promotional practices.

8 Oct 2026 2:57 pm
Jio Platforms aspires to deliver Indias biggest IPO, says Akash Ambani

We are a 10-year-old company. We truly believe that the future ahead is very exciting, says Akash Ambani

8 Oct 2026 2:37 pm
RBI rate hike: How higher rates will impact your EMIs, FDs and debt funds

For borrowers, this would mean higher interest rates on home, vehicle and personal loans, while savers could benefit from better returns on fixed deposits.

8 Oct 2026 2:19 pm
EPFO pension after death: Can your spouse and children get your pension? Know eligibility, amount and rules

EPFO pension does not necessarily end after a pensioners death. Eligible spouses and children can claim family pension under EPS, with the spouse generally entitled to 50% and eligible children to 25% of the pension, subject to scheme conditions.

8 Oct 2026 2:14 pm
Your money, shown at one place: What RBIs new AA measures mean

The expanded consolidated account statement will include bank deposits, while account aggregator interoperability aims to make financial-data sharing simpler.

8 Oct 2026 2:01 pm
Rural demand, casualwear to propel Indias apparel market to $146 bn: CMAI report

Rural India accounted for $55.9 billion, or 58% of the total apparel market, in 2025, found the CMAI study

8 Oct 2026 1:46 pm
Creators chase IP ownership. Legal bills follow

Creators need ongoing advisory rather than occasional contract reviews, covering company setup, trademark filings, IP assignments, licensing and product agreements, and permissions for music, images and footage. 

8 Oct 2026 1:05 pm
50 lakh income-tax case: ITAT quashes reassessment after tax department issued notice beyond the legal deadline

A Surat ITAT ruling has quashed reassessment proceedings involving a 50 lakh IDS disclosure after finding the tax departments section 148 notice was time-barred. The case also involved a bank error that delayed part of the taxpayers tax payment.

8 Oct 2026 12:39 pm
UPI MDR rollout delayed? 0.4% fee on payments above 2,000 may start in January 2027

UPI MDR rollout may be delayed from October 15 to January 2027, giving merchants and payment firms more time to prepare. The proposed 0.4% fee applies to eligible UPI merchant payments above 2,000, while consumers remain exempt.

8 Oct 2026 12:04 pm
IRDAI insurance commission proposal: Could lower distributor payouts make insurance harder to access in smaller towns?

IRDAIs proposed changes to insurance distributor commissions could reshape how policies are sold in smaller towns. Intermediaries warn that lower payouts may make low-ticket policies less viable and affect access to local advisors for first-time buyers.

8 Oct 2026 10:46 am
Regular vs direct mutual funds: Higher expense ratio isnt the only drawback; what else investors should know

Regular vs direct mutual funds: Regular plans incur higher fees due to agent commissions, while direct plans are managed by investors. But that should not be the only factor in choosing a plan. Here's what else you should know.

8 Oct 2026 10:37 am
From Daayra to Assi, social message films lose their box office and streaming magic

Films with social messages have lost the box office appeal after the pandemic. Adult ratings hinder family viewership and OTT platforms are less inclined to acquire such films.

8 Oct 2026 10:30 am
RBI rate hike: What it means for loans, deposits and markets

The Reserve Bank of India (RBI) opts for a precautionary rate hike to curb demand as inflation is set to inch up.

8 Oct 2026 9:26 am
Gold and silver price today, Oct 8: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities

Gold and silver prices in India witnessed a slight increase during early trading hours on Thursday. Check retail rates of the precious metals in top metro cities of the country.

8 Oct 2026 9:16 am
RBI rate hike by 25 bps: Should you lock into debt funds as bond yields rise? Axis MF outlines strategy for investors

The RBIs 25 bps repo rate hike to 5.5% could keep bond yields elevated as the rate cycle turns tighter. Debt-fund investors may prefer 1-3 year high-quality corporate bonds now, while gradually adding duration as yields rise further.

8 Oct 2026 9:01 am
Apparel makers seek cheaper labour, subsidies in Indias newer hubs

Indias apparel makers are moving east, chasing cheaper labour, better worker availability and state incentives. Can Odisha, Bihar, Jharkhand and Madhya Pradesh emerge as the countrys next garment hubs?

8 Oct 2026 8:40 am
FD details soon to be included in consolidated account statement: What it means for investors

The RBI's new initiative will soon allow investors to receive a comprehensive view of their bank deposits and investments in one statement. The implementation is expected by 31 December 31 2026. Here's what it means for you.

8 Oct 2026 7:42 am
First-time mutual fund investor? How to choose the right fund from hundreds of options, expert explains

First-time mutual fund investors often struggle to choose from hundreds of schemes. Heres how to match funds with your goals, time horizon and risk appetite, assess past returns and shortlist schemes without getting overwhelmed.

8 Oct 2026 7:22 am
India's battery energy storage push hits a viability wall

Data from the India Energy Storage Alliance (IESA), an industry body of battery makers, shows a total of 24 gigawatt hour BESS projects were cancelled or re-tendered during 2018-2026, highlighting the challenges in transitioning to green power.

8 Oct 2026 6:00 am
159.59 crore salary shortfall: Mizoram's autonomous councils say DA, pay revisions, increments straining finances

Mizoram's three autonomous councils are facing a salary shortfall of 159.59-crore salary shortfall and appealed seeking intervention from the state government. They said successive pay revisions, DA, annual increments and promotions had increased the financial strain. 

7 Oct 2026 11:54 pm
Punjab National Bank, Indian Bank raise lending rates after RBI repo rate hike Here's what this means for customers

After the RBI raised its repo rate to 5.50%, Punjab National Bank, Indian Bank, Bank of Baroda, Bank of India, Indian Overseas Bank and Tamilnad Mercantile Bank increased their lending rates. Here's what this means for customers

7 Oct 2026 11:33 pm
Export bonanza: How this Bengaluru farmer makes 50,000 a day by growing baby bottle gourds for Qatar market

Farmer Karigowda, who owns a 3.5-acre farm in Karlapura Palya in Bengaluru Urban district, grows bottle gourds that weigh around 500 grams each.

7 Oct 2026 11:07 pm
EPFO shares security advisory: Here's how to safeguard your account, in simple steps

The EPFO issued a security advisory urging members to protect personal and financial information. It warned against sharing sensitive data and warned of phishing attempts, emphasizing the use of official portals only while remaining vigilant about suspicious links.

7 Oct 2026 10:51 pm
RBI hikes repo rate by 25bps: What it means and how it impacts you | All FAQs answered

The RBI's 25-basis-point repo rate hike on 7 October is aimed at curbing inflation. This increase could raise borrowing costs for loans, affecting monthly repayments, while potential adjustments to deposit rates may also occur.

7 Oct 2026 10:12 pm
What happens to FD interest rates after RBI MPC hikes interest rates? Calculation explains basis 25 bps

The Reserve Bank of India raised the repo rate by 25 basis points to 5.50%, marking its first increase since February 2023. Here's a look at whether this could impact fixed deposit rates and what any transmission would mean for your funds 

7 Oct 2026 9:15 pm
RBI says NBFC ban on revolving credit is a clarification, not a new rule

In a draft circular released on 6 August, the central bank proposed limiting NBFC lending strictly to term loans.

7 Oct 2026 8:43 pm
Property or mutual funds? Where should NRIs invest their India-linked wealth? Explained

For NRIs, investing in both property and mutual funds can diversify portfolios. Check where they should invest their India-linked wealth.

7 Oct 2026 8:27 pm
Want to withdraw money from your provident funds through UPI? Testing starts: Here are 3 things you should know | Report

EPFO is testing a UPI withdrawal facility. This will allow subscribers to withdraw their balance more conveniently. Here are 3 things you should know.

7 Oct 2026 8:16 pm