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8th Pay Commission: Salary, pension, fitment factor What employee unions want ahead of Bengaluru meeting

8th Pay Commission: Bengaluru meeting will hear stakeholder views on salaries, fitment factors, allowances and pensions. IRTSA has sought higher minimum pay and fitment factors, while RSCWS has called for stronger basic pay and better retirement security, with similar demands expected to be tabled. 

6 Oct 2026 7:30 am
Lower premiums, higher out-of-pocket expenses: Experts decode the proposed 10% health insurance co-pay rule

Health insurers may introduce a 10% co-payment on claims from January 2027, capped at 5 lakh per claim. While this could lower premiums, policyholders may face higher upfront costs during hospitalisation. Heres how the proposal could work and what consumers should check.

6 Oct 2026 1:30 am
ITR filed in July, but refund still not received? Expert explains key reasons for the delay and what taxpayers can do

Filed your ITR in July or August but still waiting for your refund? Delays can happen for several reasons, from mismatches in tax details to processing issues. Heres what taxpayers should check on the e-filing portal and when they may need to take further action.

5 Oct 2026 11:48 pm
IPO mutual funds: How do fund managers buy and sell shares at pre- and post-listing stages? Experts explain

IPO mutual funds remain a niche category, with some schemes investing in newly listed stocks and others tracking IPO-focused indices. Heres how fund managers approach IPOs, when they buy or sell, and what investors should check before considering these funds.

5 Oct 2026 11:10 pm
Are you eligible for interest on your ITR refund? Experts explain income tax rules, calculations and key conditions

Waiting for your ITR refund? A delayed refund does not automatically mean you will receive interest. Heres when interest may be payable under Section 244A, how it is calculated, and the key conditions taxpayers need to know.

5 Oct 2026 10:23 pm
Airlines seek faster release of govt-backed credit amid liquidity strain

The Federation of Indian Airlines has urged the ministry to provide appropriate guidance and reassurance to participating banks so that the remaining sanctioned amounts can be released, beginning with the first tranche under ECLGS 5.0.

5 Oct 2026 10:19 pm
Gurugram to Amritsar travel time reduces to 4.5 hours over about 405 km: Check new route bypassing Delhi traffic

Traveling from Gurugram to Amritsar now takes about 4.5 hours over 405 km via high-speed corridors, bypassing Delhi's traffic. The new routes, including Dwarka and KMP Expressways, facilitate quicker journeys, benefiting commuters and travelers alike by avoiding congested urban areas.

5 Oct 2026 9:30 pm
Mutual fund SIP returns: India averaged 8.4% over rolling 5-year periods; how did it compare with global markets?

A global SIP comparison shows how the same monthly investment strategy produced very different outcomes across markets. While the US emerged as the clear leader, India stood out for consistency. The findings highlight why SIP discipline alone cannot determine returns.

5 Oct 2026 9:12 pm
UPI MDR charges: How does it compare to traditional Debit, Credit Card per transaction? Cost difference explained

UPI MDR will apply to eligible P2M transactions above 2,000 from 15 October 2026. But how does its 0.4% charge compare with typical debit and credit card MDRs? Heres a look at the transaction costs and how the charges differ across payment modes.

5 Oct 2026 8:40 pm
NRI tax rules: What happens to losses on foreign shares?

An NRI asks if a loss on UK stocks can offset gains on Indian shares, while another wants to know if former residents can use FAST-DS to disclose unreported US stocks.

5 Oct 2026 8:20 pm
Indias infrastructure challenge shifts from raising capital to making projects investable, says Deloitte

Complex regulations, limited private participation and budget constraints are making project preparation and risk-sharing increasingly critical, while AI and digital technologies reshape infrastructure investment.

5 Oct 2026 8:10 pm
The collapse of NFT market: Digital goldmine turns into digital dust; here are the biggest losers

The NFT market has collapsed, losing up to 99% of its value as excitement waned. Famous purchases by stars like Eminem and Justin Bieber have turned into significant losses.

5 Oct 2026 7:55 pm
Axis Banks Sanjeev Moghe resigns amid banking sector leadership churn

Axis Bank executive Sanjeev Moghe has resigned, making it the lender's second senior management exit in just over a month amid wider industry executive reshuffles. 

5 Oct 2026 7:44 pm
Is the buy-and-hold era over? Key portfolio strategy lessons for investors from Quant Mutual Fund's October factsheet

Mutual fund investors may need to rethink static portfolio strategies as market volatility, higher rates, and shifting global trends reshape sector leadership. The latest outlook highlights dynamic asset allocation, selective sectors, and the importance of tracking portfolio positioning. 

5 Oct 2026 7:07 pm
Only 7 actors and cricketers are among the wealthiest in India: Who are they? Hurun Rich List

The M3M Hurun India Rich List 2026 features seven non-business figures showcasing their wealth accrued from entertainment, endorsements and various ventures.

5 Oct 2026 6:40 pm
Over 50% rise in wealthy Indians leaving the country; who's the richest NRI? Hurun Rich List 2026

According to the M3M Hurun India Rich List 2026, 156 wealthy Indians now reside overseas, an increase of 54%. Check who the richest NRI is.

5 Oct 2026 5:41 pm
Top equity mutual funds in 2026: Which active diversified schemes lead YTD, 3-year and 5-year CAGR return charts?

Small-cap funds dominate the top-performing active diversified equity mutual fund list in 2026 so far, while mid-cap schemes also feature over longer periods. A comparison of YTD, three-year and five-year returns shows how rankings change across different investment horizons.

5 Oct 2026 5:40 pm
India records highest e-bus sales in April-September period, adoption jumps to 8.55%

The government has been pushing for increased adoption of electric trucks and buses, with work starting on a new scheme to provide cheaper loans to private sector bus and truck operators.

5 Oct 2026 5:10 pm
Richest zodiac signs in India: Do you have the wealthiest sun sign? Find out | Hurun Rich List 2026

In the M3M Hurun India Rich List 2026, this zodiac sign leads wealth growth at 30.2%. Do you belong to this sun sign? Find out.

5 Oct 2026 4:45 pm
Investors should avoid thinking of debt as a risk-free asset class: Devang Shah of Axis Mutual Fund explains why

Debt is not a risk-free asset, with duration, credit, liquidity and reinvestment risks varying across investments. Axis MFs Devang Shah explains how investors should approach debt, 7%+ yields and retirement portfolios.

5 Oct 2026 4:22 pm
NPS Swasthya: How the new healthcare savings model works

NPS Swasthya combines a healthcare investment account with a mandatory super top-up health insurance policy.

5 Oct 2026 3:54 pm
GST Council may consider protection for genuine buyers losing input tax credit due to supplier default: Report

The GST Council may protect genuine buyers from losing input tax credit if suppliers default on tax payments. The proposal, discussed in the upcoming meeting, will ensure buyers arent penalised for a suppliers tax default. Details here.

5 Oct 2026 2:38 pm
Nifty has fallen for 8 straight weeks: How should SIP investors rethink their strategy? Experts explain

The Niftys eight-week losing streak may test SIP investors patience, but a market correction alone does not warrant stopping or increasing SIPs. Here is what investors should consider before changing their strategy.

5 Oct 2026 2:34 pm
Variable Dearness Allowance revised from Oct 1: Check new minimum wages for construction, agriculture and other workers

The Labour Bureau revised minimum wages effective October 1, 2026, increasing rates for agricultural and other workers. The Variable Dearness Allowance, tied to inflation adjustments, raised daily wages for unskilled agricultural workers to 537, 491, and 486 in Areas A, B, and C respectively.

5 Oct 2026 2:15 pm
IDCW vs SWP: which of these options should retirees choose and why

IDCW payouts from mutual funds are neither guaranteed nor necessarily tax-efficient. For retirees seeking regular cash flows, a disciplined SWP can offer greater control over withdrawals and taxation.

5 Oct 2026 1:23 pm
Mint Explainer | Why Karnatakas gig worker law has put platforms and workers at odds

At the heart of the dispute is a question: can states create their own social-security regimes for gig workers when Parliament has already enacted a national law covering them? 

5 Oct 2026 1:15 pm
Is credit card minimum due amount biggest trap? Here's why paying less now can cost you more later | Explained

Credit cards provide a way to manage expenses without immediate cash flow. But paying only minimum dues incurs interest, leading to debt traps and even lower credit scores. Here's how.

5 Oct 2026 12:56 pm
Taxpayer ignored 4 income-tax notices and faced 1.55 crore additions: What Delhi ITAT ruled and why it matters

Delhi ITAT has given a taxpayer another chance to contest 1.55 crore in income additions after she failed to respond to four appellate notices. The tribunal said the CIT(A) cannot dismiss an appeal without examining the issues on merits and passing a reasoned order. 

5 Oct 2026 12:19 pm
Mint Explainer | Why Adanis Mumbai airport redevelopment has triggered a row

Adani-led MIAL proposes a 33% cut in international departures starting 25 October.  Airlines reject the forced shift to Navi Mumbai Airport, citing arbitrary slot cuts, locked-in winter schedules, and lack of consultation.

5 Oct 2026 11:01 am
Regional cinema takes aim at premium screens. Can audiences pay?

Regional films are going premium, with Tamil and Kannada titles testing IMAX and other formats. But limited screens, ticket-price caps and Hollywood competition could test the economics.

5 Oct 2026 11:00 am
Floating-rate bond 2028: RBI sets 6.45% interest rate for October 2026-April 2027; what investors should know

The RBI has fixed the interest rate on Government of India Floating Rate Bond 2028 at 6.45% for 4 October 2026 to 3 April 2027. Heres how the rate is set, what investors can earn and what to know before investing.

5 Oct 2026 10:40 am
Some equity mutual funds earn dividends too; here's why it may not be credited to your bank account why it happens?

Equity mutual funds invest in shares, which may generate dividends. Investors can choose either a growth or dividend plan. Here's when the dividend is not credited to an investor's bank account. 

5 Oct 2026 10:37 am
Gold and silver price today, Oct 5: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities

Gold and silver prices in India witnessed a rise during early trading hours on Monday. Check retail rates of the precious metals in top metro cities of the country.

5 Oct 2026 9:10 am
Old Pension Scheme: Calcutta HC says employees cannot lose pension benefits over a technical job-switching lapse

Calcutta High Court has directed authorities to reconsider a government employees Old Pension Scheme claim, ruling that failure to disclose a prior job application or obtain technical resignation cannot by itself defeat eligibility under the 2023 pension option.

5 Oct 2026 8:25 am
PPF maturity date falls on a holiday or you don't withdraw immediately: what happens to your money?

A Public Provident Fund (PPF) account matures in 15 years, calculated from the financial year of opening. Here's what happens if you don't make a withdrawal immediately. 

5 Oct 2026 7:31 am
Taking a career break? Your EPF balance may stay tax-free, but interest earned after leaving the job could be taxable

A job break can affect the tax treatment of EPF interest. While the accumulated EPF balance may remain tax-free after five years of service, some ITAT rulings say interest earned after leaving employment can be taxable as income from other sources.

5 Oct 2026 7:13 am
Govt scrambles to resolve Mumbai airport Terminal-1 shift

The ministry's meeting is scheduled just two hours before a 4 pm deadline set by Adani-owned Mumbai International Airport Ltd, which operates CSMIA, for airlines to identify the international departure slots they are willing to temporarily discontinue and shift to Navi Mumbai's NMIA.

5 Oct 2026 6:01 am
One mutual fund for large-, mid-, small- and micro-cap exposure: How Nifty Total Market Index schemes fare on returns

Nifty Total Market Index funds offer exposure to large-, mid-, small-, and micro-cap stocks through a single mutual fund scheme. Heres a look at the category, its benchmark performance, and how the index funds have performed so far.

5 Oct 2026 12:48 am
When does RBI classify a bank account as dormant? Here's what rules for reactivation and unclaimed money say

A dormant or inoperative account is not a lost account. Whether the account has been unused for two years or the deposit has remained unclaimed for a decade, RBI's framework provides a route for the rightful account holder or beneficiary to recover the money.

4 Oct 2026 11:54 pm
Facing an NPS-related issue? Know how to raise a complaint through the PFRDA Pension Sahayak portal

Have an NPS or APY-related query or complaint? PFRDAs Pension Sahayak offers a simpler way for subscribers to raise and track grievances online. Heres how the platform works, the steps to register a complaint, and what happens if the issue remains unresolved.

4 Oct 2026 11:36 pm
UPI MDR above 2,000: Survey finds 76% of consumers may shift to cards or cash if merchants pass on 0.4% fee

A survey of over 67,000 UPI users suggests 76% may shift to cards, cash or bank transfers for purchases above 2,000 if merchants pass on the proposed 0.4% MDR. Only 14% said they would continue using UPI and bear the additional cost.

4 Oct 2026 11:12 pm
5 tricks to improve your CIBIL score to get loans faster with better interest rates

CIBIL scores reflect repayment history and influence the chances of loan approval. Here are 5 tips to improve your CIBIL score.

4 Oct 2026 11:09 pm
Are you building a house or commercial property? Know when TDS applies to contractor payments under Income Tax Act 2025

Know when TDS applies to payments made to contractors for construction, repair, or renovation work. The rules specify who must deduct TDS, the applicable 1% or 2% rates, the 30,000 single-payment and 1 lakh annual thresholds, and separate rules for individuals and HUFs.

4 Oct 2026 10:31 pm
Sukanya Samriddhi Yojana calculator: Your daughter may have 72 lakh for her education; heres how

Starting a Sukanya Samriddhi Yojana account at birth aligns with the child's educational needs by the age of 21. Check how.

4 Oct 2026 10:14 pm
Retirement home at 11.5 crore! DLF sells out 172 units under ultra-luxury senior living project in Gurugram

DLF Ltd's upcoming project, The Aureva has sold 172 units. It offers a complete ultra-luxury retirement home for senior citizens with facilities like on-site medical centre and an emergency response support. 

4 Oct 2026 10:08 pm
IPL mega auction or a masterclass in behavioural economics? Sunk cost fallacy, winners curse, FOMO and more | Explained

The IPL mega auction highlights how emotions can cloud decision-making for franchise owners. These psychological traps mirror investors behaviours in stock markets, where past spending often skews current judgments.

4 Oct 2026 9:19 pm
Which value mutual funds lead in 1-, 3- and 5-year CAGR returns? Are they outperforming on alpha too?

Value mutual funds follow a strategy of investing in stocks that appear undervalued. But which schemes have delivered consistently strong returns across 1-, 3-, and 5-year periods, and how does their performance compare on another key metric? Heres what the latest data shows.

4 Oct 2026 8:52 pm
Luxury sneaker industry set to cross $75 billion in 5 years: Check top brands, leading market, customer segments

Sneakers are expected to grow 8.8% annually, reaching $98.7 billion by 2034. Asia-Pacific leads sales, driven by demand in China. Young consumers value brand stories, with low-top sneakers being the most popular style.

4 Oct 2026 8:00 pm
Filing belated ITR for AY 2026-27? Know which losses you can carry forward under income tax rules and ones you can't

Missing your ITR deadline does not mean you lose every tax benefit. But if you have reported a loss, filing a belated ITR can change what you can carry forward. Heres what taxpayers with capital and house-property losses need to know. 

4 Oct 2026 7:48 pm
FD rates for senior citizens in October 2026: Interest reaches 8.50% in these banks

In October 2026, senior citizens can secure fixed deposit rates up to 8.50%. Check detailed numbers. 

4 Oct 2026 6:57 pm