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Gold vs silver in investment portfolio: Expert explains why there should be different review and assessment strategy

Experts recommend different strategies for gold and silver in your investment portfolio. A report recommends holding gold as geopolitical insurance, supported by central-bank buying, and avoiding silver until its price base strengthens. 

26 Oct 2026 3:03 pm
Delhi old-age pension survey starts: home visits begin for 4.3 lakh beneficiaries; check payout rates and key details

Delhi's old-age pension survey began on 24 October to verify 4.3 lakh beneficiaries. The door-to-door drive aims to remove duplicate, deceased and ineligible entries. Check the monthly pension amounts, the verification process and the steps eligible senior citizens should take.

26 Oct 2026 2:43 pm
How wealthy investors use Lombard Lending to defer Capital Gains Tax: Borrowing against shares rather than selling them

Investors can borrow against pledged shares to raise cash while retaining ownership and delaying capital gains tax. Loans typically cover 30% to 60% of share value, with interest of 9% to 12%. 

26 Oct 2026 2:16 pm
9 out of 10 homes listed in India are now ready-to-move Delhi tops, tech hubs trail

Out of the over 7.5 lakh homes advertised across the country, more than 6.6 lakh are completed projects

26 Oct 2026 2:10 pm
Soaring domestic and international airfares make travellers rethink year-end holidays

Domestic airfares are 30-40% higher than a year ago as fuel costs, a weaker rupee and limited flight capacity squeeze festive travel budgets.

26 Oct 2026 1:53 pm
The Yes Bank AT1 bond case and lessons for all investors

Investors must look through the recent returns and packaging of a product, understand the risks and invest only if it suits their risk appetite.

26 Oct 2026 1:46 pm
Top 15 upcoming cities for senior citizen living: Why Bengaluru, Hyderabad, Pune shine; $11.43-bn market by 2031

Senior living is gaining attention, with investors and developers treating it as a core real estate sector. Square Yards identified 15 growth cities as demand spreads beyond established metros, reflecting preferences for wellness, care and affordability.

26 Oct 2026 1:35 pm
Personal loan closed but credit score not improving? Experts explain why

Repaid your personal loan but see no jump in your credit score? Experts explain why bureaus can take 30-45 days to update, how closing a loan affects your credit mix, and what to check in your credit report afterwards to make sure the loan shows as closed.

26 Oct 2026 1:04 pm
AI takes centre stage in festive ads as brands seek faster, cheaper campaigns

Brands are increasingly using artificial intelligence to produce more advertisements, adapt campaigns for regional audiences and reduce production time and costs. Yet, marketers concede human creativity remains central to effective storytelling.

26 Oct 2026 12:07 pm
Centre considers 1,150 crore scheme to curb industrial pollution in NCR

Under the long-term mitigation measure, eligible industrial units will get one-time capital support to retrofit plants, including installing air pollution control devices and effluent treatment systems.

26 Oct 2026 11:58 am
Paytm, AU Small Finance Bank's RuPay credit card: 2% reward on UPI spends, 5% on Paytm Travel bookings check benefits

Paytm and AU Small Finance Bank have launched a lifetime-free RuPay credit card that offers rewards on eligible Paytm UPI spending and complimentary family airport lounge access on eligible flights booked through Paytm. The card has no joining or annual fee.

26 Oct 2026 11:35 am
HDFC Bank launches electric car loan with separate battery and vehicle repayment tenures key features

HDFC Banks new Flexi (Green) electric car loan lets you finance the car body and battery separately, with a longer battery tenure to lower EMIs. Heres how it works and what to check before you apply, including the cost of a longer repayment term.

26 Oct 2026 11:19 am
Delhi Metro record! DMRC Aqua Line creates history with 1.05 lakh riders in a day - Was anything special that day?

Noida Metros Aqua Line carried a record 1.05 lakh passengers on 23 October, while average daily ridership rose by around 20%. NMRC now plans to increase peak-hour train frequency from 1 November and is considering extending late-night services to accommodate growing passenger demand. 

26 Oct 2026 11:15 am
DA, wage hike: 4,000 MCD workers to get 18,000 salary, dearness allowance under equal pay for equal work

Delhi MCD wage hike: Around 4,000 public health workers will receive a minimum monthly salary of 18,000 plus dearness allowance (DA) under the equal pay for equal work principle. The pay revision will cost 52 crore, with increased wages transferred directly to workers bank accounts.

26 Oct 2026 10:22 am
Gold, silver prices today, 26 October: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 26 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

26 Oct 2026 9:32 am
Indian IT companies see business in policing AI agents

Tata Consultancy Services, Cognizant, HCLTech, and Tech Mahindra have each stated that managing AI agents and governing their use are emerging as new business opportunities

26 Oct 2026 9:00 am
Using a credit card for foreign transactions? 5 key things to know about fees, exchange rates and charges | Full list

Using a credit card abroad can easily cost more than the foreign-currency price shown. Forex markup fees of 1% to 3.5%, GST on those fees, exchange rate changes and dynamic currency conversion all add to your bill. Here are 5 things to know about credit card charges on international transactions.

26 Oct 2026 8:49 am
8th Pay Commission: 5 latest updates on consultations and what they mean for salary and pension

The 8th Pay Commission concluded its Mumbai consultations on 23 October and will complete one year on 3 November, with about 6 months left to submit its report. Here are the 5 latest updates on its website, from visit schedules to consultant guidelines and what they mean for employees, pensioners.

26 Oct 2026 7:27 am
Bank holiday today: Are SBI, HDFC, ICICI, PNB branches closed on 26 October for Laxmi Puja? Check RBI calendar

Bank holiday today: Public and private lenders, including the State Bank of India, HDFC Bank, ICICI Bank and PNB branches, will be closed on 26 October for Laxmi Puja / Accession Day / Maharishi Valmiki's birthday. Check the full RBI calendar here

26 Oct 2026 7:14 am
Rupee down, US yields up: Is it time to add Treasuries to your portfolio?

Rising US Treasury yields and a weaker rupee are drawing Indian investors toward dollar-denominated debt as a fixed-income diversifier.

26 Oct 2026 7:01 am
Private ISPs may connect last mile in BharatNet as users lag

Under the new model for BharatNet, ISPs will own customer relationships, receive direct per-connection subsidies of 8,900-12,900, and retain 95% of monthly subscriber revenues.

26 Oct 2026 5:40 am
Real Estate: Your name is on the property papers, but can you claim joint ownership without proof of your contribution?

The Kerala High Court awarded a jointly registered house exclusively to a woman after bank records supported her claim that her father funded the purchase. Here's whether a person can claim joint property ownership without proof of their contribution. 

25 Oct 2026 11:28 pm
Fell for a fake trading app or guaranteed-return WhatsApp group? What to do immediately? Can you recover your money?

As investment participation grows in India, scammers are using messaging groups and fake apps to lure investors with promises of quick returns. Here's what to do if you fall for such frauds. 

25 Oct 2026 10:34 pm
Indian Bank hikes interest rates on special-tenure fixed deposits check how much 555-day and 777-day FDs are offering

Indian Bank has raised rates by 15 basis points on its 555-day Ind Grow and 777-day Ind Prosper fixed deposits, effective October 23, 2026. Check latest rates here. 

25 Oct 2026 8:29 pm
Central government pensioners await DR hike as Bharat Pensioners Samaj seeks cabinet secretarys intervention

Bharat Pensioners Samaj seeks early announcement and payment of pending dearness relief instalment along with arrears; rate may rise from 60% to 63%

25 Oct 2026 7:07 pm
NPS Vatsalya: Can your child continue this pension scheme after turning 18? Know the investment rules and exit options

NPS Vatsalya allows parents and guardians to build long-term savings for their child. Know the eligibility criteria, contribution rules, and options available when the child turns 18, including continuing, transferring, or exiting the scheme.

25 Oct 2026 6:50 pm
Planning to buy gold jewellery on Dhanteras? How to check its purity beyond hallmarking | Complete process explained

Ahead of Dhanteras, buyers must verify a gold item's purity before purchasing them. This ensures that the purchases does justice to the price paid by a customer. Here's how to do it. 

25 Oct 2026 6:24 pm
Income tax rules explained: Sold land or property? How Section 54EC bonds can help you claim capital gains tax exemption

Sold land or property at a profit? Section 54EC bonds can help you claim exemption on long-term capital gains. Know the eligible bonds, 50 lakh investment limit, six-month deadline and five-year holding requirement under the applicable tax rules.

25 Oct 2026 6:02 pm
MoRTH plans state-level outreach to promote uniform highway development practices

Centre to deploy officers, experienced engineers and experts to share best practices in DPR preparation, contractor selection and construction models

25 Oct 2026 5:48 pm
Delhi court upholds cheating, conspiracy proceedings against M3M and its promoters in 450 crore land fraud case

The case stems from a complaint filed by MGF Developments Ltd, which alleged that M3M and its group companies obtained rights over approximately 31 acres of land in Chauma village, Gurugram, without paying the full consideration agreed upon under a land exchange arrangement

25 Oct 2026 5:42 pm
Explained: Received an interest-free loan money from employer? Know what this special benefit means; when it is taxable

An interest-free or concessional loan from your employer can have tax implications. Understand how the taxable amount is calculated, when loans up to 20,000 are exempt, and which medical loans qualify for tax exemption under income tax rules.

25 Oct 2026 5:17 pm
Lump sum vs instalments: How nominees can receive term insurance benefits after the insured person's death

Term insurance provides financial protection to a policyholders beneficiaries if the policyholder dies during the policy term. Depending on the plan, nominees can receive the death benefit as a lump sum, instalments, or a combination. 

25 Oct 2026 5:03 pm
Mint Explainer | How new land compensation rules could speed up Indias clean energy transition

The revised guidelines set out land valuation methods and compensation rates for transmission lines and towers, seeking to ease right-of-way disputes that threaten renewable energy expansion.

25 Oct 2026 4:57 pm
Malabar Gold rates October 2026: 22K, 24K gold compared with Tanishq, Joyalukkas; Which jeweller offers the best prices?

Malabar Gold & Diamonds, Tanishq and Joyalukkas have different gold rates in October 2026. Here are the 22K and 24K gold prices per gram and 10 grams, and which jeweller offers the lowest listed rates before buying gold jewellery, coins, or bars.

25 Oct 2026 4:55 pm
Airlines can claim GST refunds on cancelled tickets if tax amount is returned to passengers: GST Appellate Tribunal

The GST Appellate Tribunal has ruled that airlines can claim GST refunds on cancelled tickets if they return the fare and tax to passengers and provide supporting documents. It directed the tax department to refund 45.92 lakh to Singapore Airlines with applicable interest.

25 Oct 2026 4:46 pm
Bank holiday tomorrow Monday Oct 26: Chandigarh, Bengaluru, Shimla, Srinagar, Jammu, Agartala branch closed; here's why

Banks in several Indian cities will be closed on October 26 in observance of several regional holidays. Full details here.

25 Oct 2026 4:25 pm
Kashmir: Hassan Mir urges month pension hike to 3,000 for widows, orphans and elderly, payment of dues

Apni Party leader Ghulam Hassan Mir urged the J&K govt to hike monthly pension to benefit the elderly, orphans and widows, as per a report. He also called for release of pending payments reportedly not received by beneficiaries over the past four months.

25 Oct 2026 3:23 pm
J&K Bank boosts accident insurance to 1 crore for J&K government staff; Check key benefits and loan concessions

J&K Bank has increased accident insurance cover to 1 crore for permanent Jammu and Kashmir government employees under a five-year agreement. The package includes disability protection, education assistance, preferential loan rates, waived processing fees and other banking concessions.

25 Oct 2026 3:13 pm
From Salman Khan to Virat Kohli: Why are more celebs buying agricultural land in India? Check tax benefits

Agricultural land attracts wealthy Indian celebrities for farming, investment, privacy and potential tax advantages. Genuine farming income may be exempt from central income tax while qualifying rural land sales may avoid capital gains tax. 

25 Oct 2026 3:10 pm
Gold prices jump from 432 to 1.42 lakh in 50 years: Should you sell inherited gold jewellery, exchange it or keep it?

Inherited gold jewellery may hold financial and sentimental value, but selling or exchanging it involves more than checking current gold prices. Here are six things to consider, from purity and resale value to exchange deductions, capital gains tax and the records you need.

25 Oct 2026 3:01 pm
Why fund managers are mixed on gilt funds

Rising yields offer an opportunity to lock in higher yields, but inflation risks, higher crude prices and further rate hikes could push bond yields higher.

25 Oct 2026 2:57 pm
Bank holidays next week: SBI, HDFC, ICICI branches to remain closed on these 3 days from 26-31 Oct? Check RBI calendar

Bank holidays next week: Public and private lenders, including the State Bank of India, HDFC Bank, ICICI Bank and PNB branches, will remain closed on three days from 26-31 October. Check here for the full RBI calendar 

25 Oct 2026 2:57 pm
July 2026 DA Hike: Will the centre announce the revised allowance before Diwali in November?

The July 2026 DA hike announcement is awaited by central government employees and pensioners ahead of Diwali on 8 November. Here is what is known about the announcement date, revised dearness allowance, dearness relief and possible arrears.

25 Oct 2026 11:19 am
Delhi Varanasi Vande Bharat Sleeper from 31 Oct? Check stoppages, stations, timetable, ticket price expectations & more

Running six days a weekwith services suspended on Saturdaysthe train will offer a seamless overnight journey connecting New Delhi and Varanasi, with crucial halts at Kanpur Central and Prayagraj Junction.

25 Oct 2026 11:03 am
Aadhaar linked to your bank, demat account and SIM? Here's what UIDAI knows about you | Key facts about data security

Aadhaar is used for opening bank accounts, SIM verification, and PAN linking. Heres what you need to know about the information UIDAI stores, how Aadhaar authentication works, whether your bank account is at risk, and what safeguards protect your personal data.

25 Oct 2026 10:58 am
Gold, silver prices today, 25 October: Check retail rate of 24K, 22K gold, 999 silver in Delhi, Mumbai, Kolkata, Chennai

Gold, silver prices today, 25 October: Check the retail price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai today. 

25 Oct 2026 10:36 am
Got a WhatsApp loan offer? Check these 5 things before clicking the lending app link

Received a WhatsApp loan offer from a lending app? Check these 5 safety measures before clicking the link. Verify the lender, check the website, protect sensitive details, compare loan costs and avoid suspicious upfront payment demands. Awareness and vigilance are key to staying safe.

25 Oct 2026 10:35 am
PM Kisan 24th instalment: 2,000 in your bank account next week; are you eligible? How to complete KYC? Explained

Farmers awaiting the PM-Kisan payment on 30 October should verify their records and complete any pending e-KYC. 

25 Oct 2026 9:14 am
15-15-15 rule: How can a 15,000 monthly SIP potentially grow to 1 crore? Check the complete calculations

The 15-15-15 rule explains how a 15,000 monthly mutual fund SIP could grow to approximately 1 crore in 15 years at an assumed 15% annualised return. Check the calculations, compounding benefits and investment risks.

25 Oct 2026 8:15 am
Money changes from November 1: From Pensioner life certificate to ITR deadline Key things that may impact your pocket

Money changes from November 1: The new month brings several financial deadlines and updates pensioners must submit life certificates, audited tax filers have extended deadline, and the gold purchases during the festive season can verify jewellery purity using six-digit HUID code. 

25 Oct 2026 8:05 am