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10,000 SIP for 20 years can create 87.3 lakh on paper, but could you afford it every month? Heres what investors miss

A 10,000 monthly SIP may look affordable today, but the same amount would not have been affordable to most investors 20 years ago. Its affordability-adjusted analysis shows a 10,000 flat SIP could have grown to 87.3 lakh, compared with 31.9 lakh for an income-adjusted SIP over the same period.

8 Sep 2026 11:31 am
Mauritius SBM Bank India mobilises $100 million through FCNR window

The mobilization drive allowed SBM Bank India to reach prospective customers in markets such as Africa and the UAE who had not previously banked with the lender.

8 Sep 2026 11:06 am
Wrong job exit date on EPFO portal can disrupt PF claims or background verification; heres how to correct it

When leaving a job, ensure that the correct exit date is recorded in the EPFO system to avoid issues with PF transfers and verification. Here's the full process for making corrections or updating it.

8 Sep 2026 11:03 am
Subscriptions make life easier, but the convenience can come at a cost

Subscriptions are bringing groceries, fitness, beauty and other everyday needs to the doorstep, reducing routine trips outside. But convenience can also create behavioural traps and recurring costs.

8 Sep 2026 10:31 am
NPS to OPS switch for central government employees: Who could benefit from NC-JCMs demand over pre-2003 vacancies?

NC-JCM has sought OPS benefits for certain NPS-covered central government employees recruited against vacancies sanctioned before 22 December 2003. Heres who could benefit if the government accepts the demand and how it differs from the existing OPS eligibility rules.

8 Sep 2026 10:20 am
Gold, silver prices today, 8 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 8 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

8 Sep 2026 9:22 am
Income-tax refund not received after filing ITR? Check these 6 things if refund is delayed, failed or not credited

Filed your ITR but the income-tax refund has not reached your bank account? Here are six things to check if the refund is delayed, failed or marked as issued. From checking your refund status and bank-account validation to requesting a refund reissue, heres what taxpayers should do next.

8 Sep 2026 8:41 am
Income Tax Dept seized gold and silver from Mumbai woman; heres why ITAT deleted 11.23 lakh tax addition

Income Tax Dept seized gold, diamonds and 11.2 kg silver from a Mumbai womans home and bank lockers. ITAT Mumbai deleted 11.23 lakh tax addition after accepting her explanation of marriage gifts and inheritance.

8 Sep 2026 8:06 am
Can you nominate a minor for insurance or mutual funds? Here's what you need to know

Investing in mutual funds or insurance requires nominating a person to receive proceeds upon death. Here's whether minors can be nominated and everything else you need to know.

8 Sep 2026 7:44 am
Public insurance registry explained: What policyholders need to know

The registry could bring several changes for policyholders, from putting all their insurance policies in one place and making health insurance portability easier to enabling product comparisons, simpler servicing and better visibility into agents and intermediaries

8 Sep 2026 6:00 am
Mutual funds vs direct stocks: The hidden tax advantage on dividends that investors should know about

Mutual fund investors can benefit from a tax advantage on dividends received by schemes, as these dividends are not taxed at the scheme level. The full amount can remain invested and compound, unlike direct stock dividends, which are taxed at the investors slab rate. 

8 Sep 2026 12:19 am
Sachin Tendulkar makes 70 crore property move in Lonavala; details of the deal here

Sachin Tendulkar has acquired full ownership of the 3.09-acre parcel. For the remaining two properties, he has purchased a 50% undivided share, according to the registration documents.

7 Sep 2026 11:47 pm
Only 20 of 320 active fund managers have 10+ years of experience: Why investors should look beyond past returns

Mutual funds often come with 10- or even 20-year performance histories, but the manager currently making investment decisions may have been running the scheme for much less time. A September 2026 analysis found average manager tenure below three years across every equity-fund category.

7 Sep 2026 11:29 pm
Govt puts public sector bank executive performance pay on hold amid strike call

Bank unions have strongly opposed the performance-linked incentives framework, calling it discriminatory and favouring senior executives (Scale IV and above).

7 Sep 2026 11:22 pm
Is your SIP in the red after 2 years? Know when 69% of these weak starts entered double-digit return territory

A weak or negative SIP return in the first two years may not be a reason to exit. An analysis of two decades of Nifty 500 TRI data found that nearly 69% of cases with negative two-year SIP returns delivered double-digit annualised returns by year five, while none remained negative. 

7 Sep 2026 10:47 pm
Why copper is hitting record highs: Trump tariffs, US stockpiles and supply crunch explained

Copper surged to its highest-ever price on the London Metal Exchange after a weeks-long rally fueled by anticipation that President Donald Trump will expand US tariffs to imports of refined metal.

7 Sep 2026 10:45 pm
Saving money for no reason? 5 luxuries you must spend on once essentials, emergencies and future goals are covered

Investing in experiences and comfort can enhance life satisfaction. Here are 5 luxuries you must spend on once essentials, emergencies and future goals are covered.

7 Sep 2026 9:45 pm
Bond yields near 7%: Should investors shift money to debt instruments amid equity volatility and F&O losses?

Bond yields have risen sharply over the past year, with Indias 10-year government bond yield nearing 7%. As equities remain volatile and F&O traders face losses, higher yields are making debt more relevant for retail investors. 

7 Sep 2026 9:09 pm
HDFC Bank cuts MCLR lending benchmarks from today by 5-10 basis points: Check detailed rates

HDFC Bank has lowered its lending benchmarks by 5 to 10 basis points for various tenures effective September 7, 2026. The revised MCLR rates now range from 7.90% to 8.60%, with reductions benefiting borrowers linked to MCLR loans.

7 Sep 2026 8:27 pm
Tax audit vs ITR deadline: The two-stage filing process taxpayers need to know about

For taxpayers subject to a tax audit, the 30 September audit report deadline and the 31 October ITR filing deadline are separate but connected compliance steps for AY 2026-27. Here's what taxpayers need to know about these two deadlines and what they should do before each date.

7 Sep 2026 7:41 pm
5 hacks to save more money: Finance lessons from Indian mothers that make you richer every week

By adopting practical habits, you can effectively save money for future expenses. Here are 5 hacks to save more money; these finance lessons from Indian mothers make you richer every week.

7 Sep 2026 7:27 pm
30 lakh investment: FD vs SCSS vs Post Office MISwhich offers the highest monthly income?

Investing 30 lakh? Compare SCSS, bank FD and Post Office Monthly Income Scheme (MIS) interest rates, income potential, deposit limits and payout frequency to understand which option can deliver the highest regular income while balancing eligibility, liquidity and tax considerations.

7 Sep 2026 7:00 pm
Have more than 5 lakh in one bank FD? Sanjay Kathuria warns of a hidden risk and reveals how to shield your money

FDs may offer stability, but putting a large amount in one bank can expose investors to concentration risk. DICGC deposit insurance covers up to 5 lakh per depositor per bank, including principal and interest. Heres what investors with large FD portfolios should know. 

7 Sep 2026 6:40 pm
5 reasons why your investment strategy makes no sense: Check common money mistakes

Investing without clear goals can lead to poor decisions influenced by emotions or trends. Check these 5 common money mistakes.

7 Sep 2026 6:27 pm
Should you take a personal loan to pay off credit card debt? Experts explain when it makes sense

Experts say a personal loan can help consolidate credit card debt if its interest rate is lower than your card's cost and you maintain repayment discipline, but check processing fees, prepayment penalties and total interest before switching.

7 Sep 2026 6:06 pm
Silver rallied 98% in the last one year, but investors earned only 18%: What explains the huge return gap?

Silver surged 98% in a year, but investors earned only 18%. The sharp gap raises a bigger question: did investors miss the rally, or did they enter at the wrong time? The answer lies in how investor behaviour changed as silver prices climbed.

7 Sep 2026 5:41 pm
Tax audit deadline 2026: Who must file the report by Sept 30 and when is the last date to file ITR for such taxpayers

Taxpayers with business or professional incomes face different ITR deadlines. Tax audit reports are due by September 30, 2026, with penalties applicable for late submissions. Details here.

7 Sep 2026 4:54 pm
Did you know that Mark Zuckerberg has a 'doomsday bunker' in Hawaii? Take a look at Metas CEOs real estate portfolio

Mark Zuckerberg owns multiple properties with his wife Priscilla Chan, including their recent purchase of a gothic castle in Ireland. The couple also own two lakefront estates, a residential home in Palo Alto, ranches in Hawaii and several more mansions and properties in the US. Check all.

7 Sep 2026 4:49 pm
Sukanya Samriddhi Yojana: Will marriage lock or unlock your SSY account?

A Sukanya Samriddhi account does not automatically close when the girl gets married. If she marries after turning 18, the account may be closed prematurely within the prescribed timeline, subject to SSY rules.

7 Sep 2026 4:20 pm
Your biggest retirement risk may not be inflation. One risk you can't afford to ignore

India's life expectancy has risen over the last few decades, emphasising the need for enhanced retirement planning. Experts explain what an average retiree needs after exiting the workforce.

7 Sep 2026 3:51 pm
Online wills are cheaper and easier. But can a 499 will protect a 5 crore estate?

Online platforms can help create a will for as little as 499, while assisted services can cost 30,000 or more. But the question is not just how much you pay to make a willit is whether you have disclosed every relevant asset, established ownership correctly and planned for potential disputes.

7 Sep 2026 3:13 pm
Emergency fund vs health insurance: Which should you prioritise first? Expert explains why you need both

Health insurance or emergency fund first? Expert explains why you need both and how much to keep Why savings alone may not protect you from rising medical costs, job loss and unexpected expenses.

7 Sep 2026 3:11 pm
From 110 kmph hydrogen runs to 200 sleeper rakes: A blueprint for Indian Railways next-gen fleet

Unlike conventional electric trains that draw power from overhead lines, the Hydrogen Fuel Cell Trainset generates electricity on board through a chemical reaction between hydrogen and oxygen, with water vapour and heat as its only by-product. 

7 Sep 2026 2:54 pm
8th Pay Commission Chennai visit starts today: 5 key updates for central employees and pensioners

8th Pay Commission's Chennai consultation began on September 7 2026, covering fitment factor, salary, and pension reforms. No official fitment factor confirmed yet. Next stops: Puducherry (September 9), Chandigarh (September 16-18), Bengaluru (October 7-8).

7 Sep 2026 2:53 pm
ST certificate found invalid after 30 years: SC protects employees pension but bars future caste benefits

The Supreme Court protected the pension and retiral benefits of a municipal engineer whose ST certificate was invalidated after more than three decades of service. The court used Article 142 to grant limited relief while making clear that his ST status was not restored or validated.

7 Sep 2026 2:47 pm
Do you really need a credit card advisor? Heres when the fee may be worth it

Credit card advisors promise to maximize rewards, but fees can range from 399 to 1.5 lakh. When does the extra value justify the costand when are you better off doing it yourself?

7 Sep 2026 2:47 pm
Only 4 mid-cap funds cross17% in 3-year SIP returns; HSBC Midcap led at 20.70% while HDFC and Kotak lagged

Only four mid-cap funds delivered over 17% annualised three-year SIP returns, with HSBC Midcap Fund topping the list at 20.70%. Value Research data shows that several of the categorys largest funds by AUM delivered lower returns, highlighting the wide performance gap.

7 Sep 2026 1:15 pm
Balance investment portfolio: Check why equity allocation should reflect financial goals

Investors questioning their equity exposure should look past current market conditions and focus entirely on their specific financial objectives and timelines.

7 Sep 2026 12:41 pm
Stopped NPS contributions for a few years? Heres how much your retirement corpus could lose

NPS is a retirement savings scheme providing market returns and tax benefits through voluntary contributions. If contributions cease temporarily, the accrued amount remains invested and continues to generate returns. Here's how much your retirement corpus could lose due to a pause.

7 Sep 2026 12:25 pm
Bengaluru airports expansion takes a capex detour

Aera approved one-third of Bengaluru airports 20,920 crore capex proposal for FY27-FY31, while shifting some projects to a recovery model that starts only after assets are completed and put to use.

7 Sep 2026 12:00 pm
Consultant mistakenly opted taxpayer for old tax regime, triggering 1.23 lakh demand: ITAT gives relief

A Bengaluru taxpayer faced a 1.23 lakh tax demand after his consultant mistakenly filed Form 10-IEA for the old tax regime. ITAT Bangalore accepted the new regime chosen in his ITR and directed the tax authorities to recompute his liability.

7 Sep 2026 11:42 am
Mint explainer: how CCPA moved from misleading ads to dark patterns, e-commerce and services

The CCPAs enforcement has expanded from misleading ads and unsafe products to e-commerce, dark patterns and services. What is driving the shiftand what does it mean for consumers?

7 Sep 2026 11:27 am
32 lakh cash deposit under tax scrutiny: ITAT ruling highlights why maintaining proof of money source is crucial

A taxpayer faced an Income Tax addition after depositing 32 lakh in cash during demonetisation, but the ITAT accepted 2.84 lakh linked to her mother-in-laws gold sale. The ruling highlights why taxpayers need clear evidence to establish the source of cash.

7 Sep 2026 10:59 am
Revival of cinema in small towns driven by high-profile films and sleeper hits

High-profile films and sleeper hits are boosting cinema in small towns, with earnings expected to rise by 15-20% this year compared to 2025, driven by successes like Hanuman Ansh and Mirzapur-The Movie, reflecting a revived audience interest post-pandemic.

7 Sep 2026 10:47 am
Bought a flat but didnt get promised amenities? Here's what homebuyers can do to seek justice

Misleading property advertisements can be reported to RERA by homebuyers. The process is streamlined for filing complaints online, where RERA can penalise builders for false claims. Details here.

7 Sep 2026 10:41 am
Moved abroad after retirement? Here's how an NRI can submit their life certificate without making a trip to India

EPS supports over 85 lakh individuals, many of whom may retire abroad. Pensioners must keep their Life Certificate valid. If you cannot use the digital route or appear physically to make the submission, here are some of the options you can consider.

7 Sep 2026 9:24 am
Gold, silver prices today, 7 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 7 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

7 Sep 2026 9:22 am
The best gift for your children isn't a houseit's optionality

Real estate may offer stability, but liquid financial assets give the next generation the flexibility to adapt to changing life goals.

7 Sep 2026 9:00 am
NPS for NRIs: What happens to your account when you move abroad? PFRDA explains

Moving abroad does not automatically mean closing your NPS account. PFRDA allows NRIs to continue NPS Tier I through NRE or NRO accounts, but Tier II cannot be activated.

7 Sep 2026 8:39 am
Insurance mis-selling: Retired professor gets 10.6 lakh; court says signatures alone dont prove informed consent

A Hyderabad consumer commission ordered a 10 lakh insurance refund to a 73-year-old retired professor after finding the policy was sold without free and informed consent. The bank and insurer were also ordered to pay 60,000 in compensation and costs.

7 Sep 2026 8:12 am