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Nischa Shah left 200,000 banking career to build a $1 million YouTube business- here's her story

Nischa Shah walked away from a high-paying career, gave up a six-figure bonus and turned a YouTube side hustle into a business generating more than $1 million annually.

15 Jun 2026 9:36 pm
I asked Gemini to compare Northeast vs Himachal-Uttarakhand for summer vacation in June here's the winner

Planning a family vacation in India during June requires carefully balancing the desire for pleasant weather against the reality of the Indian monsoon.

15 Jun 2026 9:35 pm
Gifting money to an NRI child: how is TCS calculated under LRS, and can you claim a refund?

A 25 lakh gift to an NRI daughter is tax-free in her hands, but the remittance may attract TCS under LRS. Here's how the rules differ for overseas and NRO transfers.

15 Jun 2026 7:07 pm
Got your Form 16 from employer? Here's what you should check before filing ITR

Form 16 forms the basis of income reporting in ITR. It is important to verify the details mentioned in it, including total income, tax deducted at source, exemptions, and deductions claimed during the financial year. 

15 Jun 2026 6:34 pm
Can EPFO recover PF money after employers violation? Telangana HC delivers key ruling

The Telangana High Court has ruled that EPFO cannot recover provident fund dues from an employee for an employer's alleged violation of EPF rules. The court said liability for transferring PF accumulations after surrender of the exemption rests with the employer and trust.

15 Jun 2026 5:21 pm
Why salaried taxpayers should not file ITR without Form 16: Key risks explained

According to Mrinal Mehta, Joint Secretary at Bombay Chartered Accountants' Society, while filing without Form 16 is legally permissible, it can expose taxpayers to several reporting risks if proper precautions are not taken.

15 Jun 2026 5:11 pm
China vs Russia I asked Gemini which international solo trip is best under 1.5 lakh

If you want a trip where you can easily afford comfortable hotels, take high-speed trains across the country, eat wherever you want, and still have cash left over, choose

15 Jun 2026 4:56 pm
Section 143(2) explained: Why the Income Tax Department may scrutinise your ITR this year

Sharp clarity on Income Tax scrutiny notices under Section 143(2) shows how returns are selected for verification, deadlines for notices, and compliance checks ensuring accurate tax filings and documentation. Check complete details now. 

15 Jun 2026 4:44 pm
RBI flags rising money mule fraud: Why sharing your bank account can be dangerous

Banks and regulators are warning about the risks of money mule accounts in online fraud as digital transactions rise. The RBI advises customers to safeguard their accounts and be cautious of suspicious requests, as fraud cases remain a significant concern in the banking sector.

15 Jun 2026 4:32 pm
Money-market fund vs short-duration fund: Where to park your cash and why

Money-market funds primarily invest in short-term instruments maturing within one year, while short-duration funds invest in a mix of debt securities and money-market instruments with a portfolio duration of 1 to 3 years.

15 Jun 2026 4:30 pm
Why FCNR deposits at 6-7.1% rates are attractive for NRIs

For most NRIs, the right way to use this window is to use their disposable savings to make a deposit for three to five years and leave the leverage to those equipped for its risks.

15 Jun 2026 3:37 pm
Gold curbs won't work. Financial innovation will

India's instinct to curb gold imports via higher duties and moral appeals is self-defeatingit drives up domestic prices, spurs exchange-traded fund inflows, and increases physical bullion demand. The solution is to shift gold ETFs to derivatives-backed structures to mobilise domestically held gold.

15 Jun 2026 3:33 pm
Real-time lending: Why modern digital infrastructure is the future of credit

The lending industry is shifting to real-time infrastructure to meet borrower demands for speed and data security. APIs and modern platforms enable quick access to financial data, enhancing risk management and customer experiences.

15 Jun 2026 2:52 pm
8th Pay Commission: Stakeholders seek gratuity ceiling hike to 75 lakh, revised payout formula; check details

Today marks the final day for stakeholders to submit their memorandum to the 8th Pay Commission. Major proposals include increasing gratuity payouts to 75 lakh and a revised calculation formula for government employees.  

15 Jun 2026 2:51 pm
EPF Interest 2026: When will 8.25% interest be credited to your account?

Subscribers can track whether the annual interest has been credited through the EPFO passbook portal by logging in with their Universal Account Number (UAN). 

15 Jun 2026 2:38 pm
Crude oil near $80 per barrel: Could India see a drop in petrol, diesel and LPG prices?

WTI crude oil drops to around $80 per barrel today, while Brent crude falls nearly 4% to around $83.82 per barrel. However, key questions remain. Could India really see a fall in petrol, diesel and LPG prices following this development?

15 Jun 2026 1:38 pm
FD holder dies without nominee or will? Heres how families can claim the money

A missing nominee or will can delay access to savings. Understand how legal heirs can claim fixed deposits, the documents required, and the process banks follow after a depositor's death. 

15 Jun 2026 1:27 pm
What are mutual funds buying? ICICI Bank, Lenskart, Gujarat Gas among top picks

Mutual funds increased exposure across a mix of banking, digital and energy stocks in May. Here's a look at the large-, mid- and small-cap names that attracted the highest inflows.

15 Jun 2026 12:44 pm
3 key metrics to evaluate before investing in debt funds: Average maturity, macaulay duration, and modified duration

Average maturity shows when the fund's underlying bonds are expected to mature, macaulay duration indicates how long it takes to recover the investment through cash flows, and modified duration measures how sensitive the fund's NAV is to changes in interest rates.

15 Jun 2026 11:57 am
Home loan rates June 2026: Compare LIC Housing Finance, Bajaj Finserv, Tata Capital and other leading HFC offers

Home loan rates start at 7.15% this June 2026, giving borrowers a chance to cut borrowing costs by carefully comparing lenders, charges, repayment options and loan features. 

15 Jun 2026 11:20 am
Parag Parikh vs HDFC Flexi Cap Fund: Returns, risk, expenses, and portfolio holdings compared

Parag Parikh Flexi Cap Fund currently leads the category with an AUM of 1.41 lakh crore, followed closely by HDFC Flexi Cap Fund at 1.01 lakh crore. While HDFC outperformed across the 1-year, 3-year, and 5-year periods, Parag Parikh Flexi Cap Fund delivered better returns over the 10-year horizon.

15 Jun 2026 10:29 am
Mutual fund investing: 5 key ratios to check before choosing a fund

Returns alone don't tell the full story of a mutual fund. Here's how alpha, beta, Sharpe ratio and other key metrics can help investors assess risk and performance.

15 Jun 2026 10:24 am
Book profits or stay invested at market highs? Historical data may settle the debate

The analysis of 25 years of rolling market data suggests that remaining fully invested in equities gave better long-term returns rather than systematically transferring gains to debt after reaching pre-defined profit targets or market highs.

15 Jun 2026 10:20 am
ITR filing AY 202627: What is AIS, how it differs from Form 16 and Form 26AS and how to download AIS?

The Annual Information Statement (AIS) provides taxpayers with a comprehensive and consolidated view of their financial data. It includes the taxpayer's TDS and TCS details, specified financial transactions (SFT), tax payments, demand and refund records. 

15 Jun 2026 10:16 am
Gold and silver prices today, 15 June: Check retail rates of 24K, 22K gold and 999 silver in Delhi, Mumbai, other cities

Gold prices rose on 15 June  due to optimism following a US-Iran peace deal. MCX gold for August futures increased by 1.71% to 1,53,490 per 10 grams, while silver rose 0.94% to 2,53,520 per kg amidst volatile equity markets.

15 Jun 2026 9:45 am
8th Pay Commission latest updates: 5 key developments on consultations, visits and employee submissions

8th Pay Commission developments: Key updates include consultation visits, an extended memorandum deadline and stakeholder outreach across multiple states. Here are the latest updates from the official website. 

15 Jun 2026 9:17 am
June 15 Deadline: Last day for 8th Pay Commission memoranda, advance tax payments; Form 16 issuance begins

8th Pay Commission: 15 June marks key compliance deadlines, including the submission of memoranda, advance tax payments and Form 16 issuance affecting employees, pensioners and taxpayers.

15 Jun 2026 7:53 am
Resettled in India? Here's how Form 40 can help defer tax on overseas retirement savings until withdrawal

NRIs who become tax residents in India can defer tax on foreign retirement accounts until withdrawal by filing Form 40. This applies to accounts in the US, UK, Canada, and Australia, and offers relief from accrual taxation. Details here.

14 Jun 2026 11:11 pm
Tax-free income in India: 5 sources every taxpayer should know about

Certain income types are exempt from taxation under the Income Tax Act, helping taxpayers minimize their tax liabilities. Here are some options you can consider.

14 Jun 2026 9:40 pm
No insurance claim for E20 fuel damage in older, non-compatible cars? ICICI Lombard says it can be treated as negligence

ICICI Lombard warns that car insurance claims for damage from E20 fuel in older, non-compatible vehicles may be rejected, as such usage could be seen as negligence. Details here.

14 Jun 2026 6:10 pm
Can mutual fund gains be used to repay a home loan and claim Section 54F exemption?

Home-loan repayment is not eligible for Section 54F relief, if the property was purchased outside the prescribed time window.

14 Jun 2026 6:09 pm
ITR Filing 2026: Employer chose new tax regime by default, can you switch to old regime and claim deductions now?

Salaried taxpayers can choose between old and new tax regimes until the ITR deadline. Employers will apply the new regime if no preference is communicated, but the final choice rests with the taxpayer during ITR filing. Details here.

14 Jun 2026 4:43 pm
5 Work From Anywhere options: I asked ChatGPT for budget-friendly options to enjoy summer vacation during remote work

A working professional seeks a practical Work-From-Anywhere experience for a month-long family vacation in India. ChatGPT suggests 5 suitable destinations, recommended based on work and family needs.

14 Jun 2026 3:25 pm
What makes UIDAI's new Aadhaar app different from mAadhaar? Do you need to transfer data manually?

The mAadhaar app will be replaced by a new Aadhaar app, launched on January 28, 2026, to enhance privacy and control over data. Here's what makes the new app different and whether you need to transfer data manually.

14 Jun 2026 3:14 pm
Corporate burnout is real: Can I afford to take a one-year sabbatical? I asked ChatGPT

Corporate burnout motivates considering a sabbatical. I asked ChatGPT if I should go for it.

14 Jun 2026 12:00 pm
Highest fixed deposit (FD) interest rates for senior citizens in June 2026: This bank offers up to 8.30%. Details here

As of June 14, 2026, senior citizens over 60 can access higher FD interest rates, with extra benefits for those over 80. Various banks offer additional rates.

14 Jun 2026 10:31 am
Policyholder looking for a change in your insurance terms? Choose between migration vs portabilityHere's the difference

IRDAI has issued guidelines on Migration and Portability for health insurance, allowing policyholders to transfer benefits between insurers or within the same insurer, ensuring continuity of waiting periods and accrued bonuses under certain conditions.

14 Jun 2026 9:27 am
Do FPIs still drive Dalal Street? Here's what the data shows about domestic investors changing market dynamics

Foreign Portfolio Investors (FPIs) influence Indian markets but their control has diminished. Increased domestic participation has reduced reliance on foreign capital, allowing the market to remain resilient even during significant FPI outflows in recent years.

14 Jun 2026 9:16 am
Use the 3/20/30/40 rule for home loans to buy a house without straining your finances

Avoid costly borrowing mistakes with the 3/20/30/40 rule for home loans as a guide to efficient home loan planning. This simple framework helps homebuyers manage EMIs, reduce debt burden and maintain long-term financial stability. It is prudent to consult a financial advisor while planning a loan. 

14 Jun 2026 8:57 am
10 lakh lump sum vs 10,000 SIP for 100 months - which built a bigger corpus?

Investors often compare lump sum investing and SIPs for wealth growth. A lump sum involves a single, large investment, while a SIP allows regular, smaller contributions. Lump sum may be ideal for large sums, while SIPs benefit those who invest gradually from salaries.

14 Jun 2026 8:49 am
Gold, silver prices today, June 14: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

On June 14, gold prices in India remained stable, with 24-karat gold at 150,900 per 10 grams. Silver saw limited movement, with 999 Fine priced at 247,630 per kg. Prices reflected Friday's closing levels as the MCX remains closed on weekends.

14 Jun 2026 7:39 am
The real cost of parenthood? Man says he spent nearly 4 lakh before daughter turned 6 months

According to Chakravarty, expenses begin immediately after pregnancy is confirmed, with regular doctor visits, scans, blood tests and medicines. He estimated that medicines and supplements alone cost his family between 1,500 and 2,000 per month during the pregnancy period.

14 Jun 2026 7:22 am
Home loan insurance adoption jumps 7X in 5 months: What's driving India's borrowers to sign up?

Home loan insurance adoption has surged sevenfold recently, driven by borrowers seeking to protect families from loan liabilities. Most purchasers are aged 31-45, primarily salaried professionals. 

14 Jun 2026 7:16 am
As global capital chases AI, are Indian large caps valuations now attractive?

Driven by a bruising $30-billion foreign institutional sell-off, the Nifty 50 has dropped back into its historical valuation average, potentially opening up rare entry points for long-term investors, experts told Mint.

14 Jun 2026 7:00 am
Gold's rally may be changing your portfolio in ways you haven't noticed

A rising gold price may feel reassuring, but a hedge that grows too large can become the biggest risk in your portfolio. Here's why rebalancing matters.

14 Jun 2026 7:00 am
EPFO: Want to file nomination for your EPF account online? Here's who is eligible and a stepwise guide

Eligible nominees for EPF include spouses, children, and dependent parents. Members without families can nominate others, but the nomination becomes invalid if the member later acquires a family.

14 Jun 2026 6:44 am
8th Pay Commission: When will the fitment factor and salary hikes finally be announced? Here's what past trends show

The 8th Pay Commission's discussions focus on the fitment factor, crucial for salary hikes for central government employees in India. The report submission may extend to July 2027, with a potential multiplier between 2.28 and 3.83 affecting over 1.1 crore beneficiaries.

14 Jun 2026 6:35 am
Why starting your SIP at 25 can build far more wealth than waiting until 35

Start early, build more wealth. This investment planning example shows how the power of compounding helps long-term investing create a significantly larger corpus, even with modest monthly SIP contributions. Understand this concept today to ensure meaningful wealth creation in your life ahead. 

14 Jun 2026 6:34 am
Mumbai, Bengaluru or Indore? How your city can make you richer or poorer Check Indias most and least expensive cities

India's cost-of-living gap is widening, with Maharashtra's monthly expenses averaging 52,392, while Himachal Pradesh and Bihar remain affordable under 28,000. Economic opportunities vary significantly, influencing household budgets and lifestyle choices across states.

14 Jun 2026 5:48 am
Bank holiday next week: SBI, HDFC, others closed on this day between June 14 and June 21; check here

Private and public sector banks in India will be closed for two days between 15 June and 21 June 2026 due to holidays specified by the RBI. Preparedness is essential for customers planning visits, though online banking services remain available during the closure.

14 Jun 2026 5:45 am