Livemint

In the new tax regime, individuals earning up to 12 lakh can enjoy zero income tax, but can capital gains from equity investments also enjoy this benefit? Here's all you need to know.

8th Pay Commission: Pensioner groups demanded pension revisions from the 8th CPC. Today we explain the proposal for progressive age-based enhancement up to 100% of last drawn pay and how this could be implemented.

Tatkal NPS is now available on the BHIM Payments App, offering eligible bank customers a digital route to open an NPS account. The new facility aims to simplify onboarding, KYC, and contributions through a faster process. Here's what users need to know about the new facility.

While electric vehicles and CNG-powered cars are gaining acceptance, buyers of large sports utility vehicles (SUVs), in particular, continue to favour diesel.

Families face diverse financial burdens during delivery, influenced by factors such as insurance, hospital choice and room type. Personal costs vary, underscoring the importance of understanding coverage details and package options.

Karnataka has withheld pensions for 23 lakh beneficiaries as a verification exercise revealed ineligible recipients, including taxpayers and those not meeting age criteria. Details here.

SIP investments require careful planning. Investors often make mistakes by chasing past returns or halting contributions during market dips, which undermines benefits like rupee-cost averaging. Here are the mistakes you need to avoid.

A new generation of retailers is betting that changing consumers, a growing supply of Indian brands and smarter sourcing can finally make premium grocery a viable business. But the old problems of scale and execution remain, along with a new onequick commerce.

The RBI is expected to hike the benchmark interest rate by 25 basis points in October and December due to rising crude prices and inflationary pressures. Changes in the repo rate will affect borrowers and depositors. Here's how.

Experts note that trolling surrounding celebrities doesn't always harm brand value. Brands must discern between harmful negativity and simply polarizing opinions. The focus should be on audience sentiment and engagement to ensure the celebrity aligns positively with the brand's image.

A Mumbai resident's claim for 6.42 lakh in business travel expenses was rejected by the tax department due to payments made with his wife's credit card. Here's what happened next. 

The seasonal deterioration of air quality in the NCR in winter is caused by low wind speeds and a shallow atmospheric mixing layer, limiting the dispersion of pollutants and increasing the risk of prolonged episodes of poor air quality.

Minors can earn income independently through various means without it being taxed under their parents' income. Here's when and how their income is taxed in different scenarios.

The projects approved in Barabanki, Lucknow, Varanasi, Ghaziabad, Gautam Buddh Nagar and Agra will lead to the construction of 4,724 residential and commercial units, according to a statement issued by RERA.

Banks will remain closed on four days between September 14 and 20, 2026, although the closures vary by location. Here is the RBI holiday calendar-based list for customers planning branch visits this week.

Foreign investment limits and a new Sebi price-band rule have sent international ETF market prices soaring above their intrinsic NAVs, leaving buyers exposed if artificial premiums collapse.

With the repo rate at 5.25%, hybrid home loans offer borrowers a way to lock in EMI certainty, but the premium can make floating rates the better bet.

The Nagaland government has formed a committee to address pension delays and digitise the process, Chief Minister Neiphiu Rio informed the state Assembly. He noted issues stem from procedural non-compliance and inadequate guidance for retirees.

The PFRDA is working on tech to allow workers from the informal sector, registered on its e-Shram portal, to open pension accounts via mobile phone, according to Chairman S Ramann. 

Small-cap funds offer high growth potential but come with significant volatility. 

Administered by the Pension Fund Regulatory and Development Authority, the Atal Pension Yojana (APY) aims to create a universal social security system in India. Today, we check the rules for premature withdrawal and how to claim maturity payouts.

Today, we take a look at how much annual contributions of 50,000, 1 lakh and 1.5 lakh, made either as lumpsum or monthly credits, can generate for your child over 18 years. We also check how much they can accumulate by continuing the account till retirement

An AMC shutting down does not mean investors lose their mutual fund units or the underlying stocks and bonds held by the scheme. Heres what happens when a fund house closes, transfers schemes to another AMC or winds up a mutual fund.

Vande Bharat sleeper train recently completed a high-speed trial of the Kavach safety system on the Hazrat Nizamuddin-Palwal route. The successful trial recorded the semi-high-speed train at a speed of 160 kmph. Here's what makes the sleeper train special.

Upon the death of an Indian mutual fund or asset holder, nominees manage assets until transferred to heirs. NRIs can be nominees, requiring compliance to regulations. Details here.

EPFO data indicates that Gen Z comprised 79% of new UANs in FY26, signaling a generational shift in India's workforce. Key sectors like retail and logistics remain major entry points for first-time workers.

A 3 lakh credit card limit with 50,000 usage keeps credit utilisation at about 16.7%. An expert explains how low utilisation can support your credit profile, provide an emergency cushion, and encourage disciplined borrowing and repayment.

8th pay commission: From pension revision to minimum pension and dearness relief (DR), pension commutation, and OPS Here are the top 12 demands made by pensioners during the consultation stage so far.

HDFC Bank has sent two CEO candidates to RBI as Sashidhar Jagdishan nears the end of his second term in October.

Andhra Pradesh has approved two dearness allowance revisions for state government employees, resulting in a total DA hike of 4.55% to be implemented from September 2026 salaries. Here's when arrears will be paid

Under the scheme, eligible farmers receive 6,000 every year in three instalments. The focus is now on the 24th instalment.

Becoming a loan guarantor can affect your future loan eligibility, borrowing capacity and credit profile. Understand how a guaranteed loan may influence lender assessments and the key factors to check before signing a guarantee for someone else.

NSC vs KVP: Compare maturity value, interest rates and investment periods for a 1 lakh Post Office investment. Find out which scheme offers higher returns, understand tax benefits and choose the option that suits your financial goals.

The PFRDA plans to introduce mobile-based pension accounts for informal workers, enabling contributions via UPI through an easy digital process utilising the e-Shram database for account setup. Details of the proposal here.

 Karnataka RERA recently fined a builder 10 lakh for failing to deliver amenities as promised. Here's how aggrieved buyers can register complaints online through state portals.

An Indian working in Kuwait faced an income tax notice over 3.63 crore in reported financial holdings. ITAT Ahmedabad deleted a 5.52 lakh addition and ordered fresh verification of around 2.50 crore linked to HDFC Bank.

Hawkins Cookers will launch a fixed deposit scheme on September 16, with interest rates up to 8% for a 36-month tenure. Check full details of the offering here.

8th Pay Commission: Central government employees unions seek five Modified Assured Career Progression (MACP) upgrades, shorter waiting periods and promotional pay scales. Here is what MSA, FNPO, NC-JCM and RSCWS have demanded and what the proposals could mean for employee salaries.

Employees may need to access retirement savings before leaving the workforce for emergencies. The EPFO permits partial withdrawals, known as EPF advances, with specific eligibility. Check details here. 

Reserve Bank of India's Governor Sanjay Malhotra said on Friday that the Monetary Policy Committee (MPC) will reassess growth and inflation dynamics at its meeting next month. 

Should you prepay your loan early? Experts explain how prepayment can reduce interest costs and debt, why timely EMI payments matter more for credit scores, and what borrowers should check before using savings to close a loan early.

A minor's 1.17 crore interest income led to a 12.83 lakh penalty for his father. The tax officer denied a reduced rate under the India-UAE treaty and penalised for supposed under-reporting. Here's what happened next.

All bank branches in India are closed today due to the second Saturday of the month, but online services remain available. Details of upcoming bank holidays here. 

Credit score 780 but home loan rejected? Experts explain why a high CIBIL score may not guarantee approval, covering income stability, existing EMIs, repayment capacity, property value and documentation that lenders assess before sanctioning a home loan.

Smaller audit firms are taking on Indias Big Six with sharp pricing, stable teams and tech skills to win larger clients. With more than 600 companies changing auditors by fiscal year 2029, the coming churn could give these firms their biggest shot yet at breaking into the big league.

Tier-2 cities in India are leading digital credit and inclusion, with an average score of 58.64, ahead of Tier-1 and Tier-3 cities, the Digital Credit & Inclusion Index (DCII) 2026 by Pahl India Foundation and Amazon Pay found.

A software engineer saved 15 lakh but lost purchasing power due to low savings interest. Advised by a financial planner, he allocated funds effectively, setting goals for emergencies, a house, and retirement. His experience highlights how inaction can be a financial decision.

Unlike traditional consumer debt, education loans evaluate a candidate's future earning capacity rather than just existing income.

Today, we calculate the minimum amount you would need to invest in your / your child's PPF per month in order to successfully become a crorepati over the long run. Below is how the calculation works out for every 5-year delay:

Analysts believe domestic economic conditions remain the key factor determining the direction of Indian bond yields, rather than movements in global yields alone.