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A study reveals that 70% of urban Indians aim to retire early if financially secure, with half seeking to achieve financial independence by age 50. However, majority of Gen X fear they may never retire, citing financial insecurity. Details here.

Using 90% of your credit card limit once may not necessarily hurt your credit score, but repeated high utilization can raise concerns. Experts explain credit utilization, statement dates, repayment behaviour and practical ways to manage credit responsibly.

The aim is to provide investors greater certainty and a longer recovery window for their upfront and future investments, thereby reducing risk perception and improving bankability of projects.

The move is aimed at reducing compliance requirements for low-risk products that health authorities want to make more widely available.

Owning property personally but crediting rent to your HUF? Section 96 of the Income Tax Act 2025 attributes such rental income to the individual owner, not the HUF. Only the income the HUF later earns by investing that rent escapes clubbing. Ownership decides tax liability, not the bank account.

Apple's iPhone 18 Pro and iPhone 18 Pro Max are now available in India, while iPhone duo will be up for sale next month. Prices differ significantly between India and the US, leading many to consider purchasing devices abroad. Here's all you need to know about custom rules.

Borrowers who settle loans for less than the full amount may negatively impact their future credit access. Although the loan is marked as 'settled,' lenders may view this as a risk. Here's how borrowers can fix this. 

Gold and silver prices today, 18 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Online bond platforms have widened retail access and pushed monthly turnover above 2,000 crore. But Suresh Darak says a deeper secondary market, where investors can buy and sell bonds easily, is key to the next phase of growth.

Post Office MIS allows investors to open multiple accounts, but the total investment remains capped at 9 lakh for individual holdings and 15 lakh for joint accounts. Here is how multiple MIS accounts, interest and withdrawal rules work.

A taxpayer faced a 33.50 lakh tax addition after the tax department found cash transaction entries in her name during a search. Here's why ITAT deleted the addition. 

8th Pay Commission CGEGIS revision: Central government employee unions seek higher insurance cover, revised contributions and better financial protection. Here are the key CGEGIS demands, existing insurance slabs and what employees can expect from the Pay Commission.

Indias creator pool has grown more than fourfold since 2020, making follower count an increasingly insufficient measure of creator value. As creator databases and AI tools help brands assess and manage talent at scale, hiring is shifting towards audience authenticity, engagement and conversion. 

NSE's upcoming listing could have implications for mutual funds that already hold BSE. While some index funds may see no immediate change, active and thematic funds could reassess their exposure. Here are the schemes with the highest BSE holdings and what investors need to watch.

One property but two Wills by a woman. Amid a property dispute with her younger sister, here's why the Punjab and Haryana High Court upheld the second Will.

Starting with 25,000 every month and increasing contributions by 12% annually could yield 28 crore. Here's how.

UPI MDR will apply to specified P2M transactions above 2,000 from 15 October. While the charge is levied on merchants, the government has warned that passing it on to consumers would constitute a criminal offence. Heres what the law says.

Form 10C acts as the official application to withdraw the EPS funds or to secure a Scheme Certificate.

Retailers may raise prices or reduce discounts this festive season as a new 0.4% fee on UPI transactions over 2,000 takes effect from October 15. Although the charge cannot be directly passed to consumers, businesses may still adjust final prices accordingly.

Mutual fund selection goes beyond checking past returns and star ratings. Before investing, investors should look at how the fund house operates, whether the manager stays true to their strategy and what the portfolio reveals about the fund.

One in two urban Indians advocates initiating retirement planning alongside their very first paycheque.

Good businesses do not always make good investments. Strong earnings growth can be offset by falling valuations, leaving investors with poor returns. Heres how de-rating happens and the warning signs investors often miss. 

India's UPI could bridge traditional finance and crypto, simplifying the movement of rupees into digital assets. Coinbase India plans upgrades to enhance payment efficiency, facilitating seamless transfer between banking and crypto. 

Banks and payment aggregators have been told not to pass the levy on to consumers as government seeks to prevent a shift to cash.

The event saw Tata Electronics, which is developing Indias first commercial chip fabrication plant, sign seven memorandums of understanding with semiconductor supply-chain companies.

Semicon 2.0 has attracted 1 trillion in investment commitments, with the funds expected to be deployed over the next two to three years, says Union IT minister Ashwini Vaishnaw.

UPI MDR rules are set to apply from 15 October 2026, with different charges based on transaction value, merchant category, and payment type. Heres a look at how the framework works and what merchants and consumers need to know.

Under new rules effective from 15 October 2026, ordinary customers wont pay merchant processing fees on UPI transactions. There's no need to pay extra charges; 5 times payments remain free despite new government rules.

New data reveals urban Indians are losing faith in traditional savings targets while racing toward early retirement.

The West Bengal government has started distributing the September tranche of 3,000 under the Annapurna Yojana to 1.58 crore beneficiaries, marking an increase of nearly 10 lakh since August. 

Homebuyers in Ahmedabad, Chennai, and Delhi-NCR prefer larger homes, especially 3BHKs, according to ANAROCK's H1 2026 survey. The 90 lakh 1.5 crore price range is most favoured, reflecting a shift towards premium housing despite rising prices, with many buyers prioritising space and quality.

PMAY-U 2.0 aims to support 1 crore additional urban families by 2029, offering assistance for building, buying, or renting a home and an interest subsidy on eligible loans. Heres what urban households should know about eligibility, assistance, and applying.

The 2026 US midterm elections will influence legislative actions for the next two years. However, immediate financial impacts on taxes, Social Security, and retirement may be limited, with a greater focus on 2028 for potential changes.

Your credit score can fall even with perfect EMI payments. High credit utilisation, frequent loan inquiries, closed old cards, and reporting errors all matter. RBI's new fortnightly credit reporting rule (from January 2025) also means that changes will be reflected faster than before.

Sanjay Nayar, chairman of Sorin Investments, purchased a 90 crore luxury apartment on Carmichael Road, reflecting the rising demand for high-end properties in South Mumbai. 

Owning multiple stocks does not always mean a diversified portfolio. Indian equity, gold, debt, and US equity have historically shown different correlations. Here's what investors should know about how asset classes can behave differently and why it matters.

New rules taking effect January 2027 target discount claims, search rankings, sponsored listings and dark patterns on e-commerce platforms.

A document circulating on social media claimed that the central government had notified a scheme for the amalgamation of Public Sector Banks. It was fake.

Bandhan Small Cap Fund attracted 2,187 crore in August, the highest inflow among small-cap schemes, as it reshuffled several existing holdings and added four new stocks. Cyient, P N Gadgil Jewellers and Strides Pharma were among the stocks where holdings increased.

India is the world's largest producer of jaggery and accounts for more than 70% of the global output of around 13 million tonnes annually. Traditionally used in Indian households and food preparations, jaggery is increasingly being positioned as a healthier alternative to refined sugar.

EPFO has launched an official WhatsApp channel for sharing provident fund, pension and scheme-related updates. Heres how members can follow the channel and which services still require the EPFO portal or UMANG app.

India's new UPI fee could create a 270 billion annual revenue pool by FY28, with banks expected to capture the biggest share. SBI, Axis Bank and Yes Bank are among those likely to benefit as charges on larger UPI transactions begin from October 15.

The September 30, 2026 deadline for filing tax audit reports for AY 2026-27 is nearing, while several CA and tax professional bodies have asked the government to extend it to October 31. No CBDT extension has been announced yet.

The argument that the cost of innovation needs money doesn't really warrant a percentage of transaction. Technology costs should come down as transactions grow.

SGB 2019-20 Series IV investors can prematurely redeem their bonds at 15,173 per gram on September 17, 2026, taking the value of a 1 lakh online investment to about 3.95 lakh, excluding interest. The bond has delivered a 295.13% absolute gain on the discounted issue price.

Smaller regional markets like Malayalam, Gujarati, and Marathi are thriving post-pandemic, with films achieving record earnings. Audiences now favour authentic storytelling, aided by social media and expanded distribution, making regional cinema a significant player in the theatrical landscape.

A Mumbai ITAT has quashed a reassessment involving 1.24 crore of bitcoin sale proceeds after finding that approval to reopen the AY 2018-19 assessment came from the wrong authority under Section 151. 

Axis Max Life's MD and CEO Sumit Madan said the industry was having a reasonably good run despite global uncertainties, helped by a greater focus on need-based selling and the use of data, technology and artificial intelligence (AI) to deepen customer engagement and expand insurance penetration.

Gold and silver prices remained volatile on September 17 after the US Federal Reserve raised interest rates by 25 basis points, with global bullion prices recovering after the previous sessions fall. Check the latest gold and silver rates in Delhi, Mumbai, Bengaluru, Kolkata, Hyderabad and Chennai.

A Delhi ITAT ruling has given relief to a taxpayer whose accountant mistakenly selected the old tax regime in ITR-1 even though tax had been computed under the new regime. The tribunal directed the AO to compute the taxpayers liability under the new regime.