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A 25-year-old product manager from Gurgaon has gone viral after sharing a detailed breakdown of his monthly expenses in an Instagram reel. From 18,000 rent for a 2BHK apartment to 30,000 spent on a trip, his candid take on adulting in a metro city has sparked debate online.

Working women planning to extend maternity leave should rethink finances, focusing on budgeting for increased costs and decreased income. 

Stablecoins are becoming crucial in linking traditional finance with digital assets, with projections estimating the market could reach $500 billion to $2 trillion by 2028. 

Investors often build neat chains of logic from one fact to a firm conclusion. But markets are self-correcting systems, not dominoesand straight-line thinking can be costly.

Swarup Mohanty, CEO of Mirae Asset, transformed his retirement strategy after AI revealed potential pitfalls in his original plan. With insights into market dynamics and a focus on longevity risk, he crafted a comprehensive portfolio that balances risk and growth. 

Banks in India will close for one day next week, with nine holidays listed by RBI. Key closures include May 17 and regional holidays. Online services remain available for banking transactions, and customers should check with local branches for specific holiday schedules.

India's pension regulator has launched NPS Sanchay for the informal sector. It aims to ease retirement savings for individuals with limited financial guidance. Full details here. 

Filing the correct Income Tax Return form is crucial. and taxpayers must select forms based on income sources. Here are the details about forms that salaried taxpayers and freelancers should choose. 

Effective management of monthly salary is crucial for financial stability. The 50/30/20 rule allocates income into essential expenses (50%), lifestyle spending (30%), and savings (20%), promoting disciplined budgeting, investment, and insurance coverage for long-term wealth building.

The ITR filing deadline for FY 2025-26 is July 31, 2026. Tax experts advise against filing before June 15 to ensure all documents are updated, as early submissions may lead to discrepancies and incorrect reporting in certain cases. Details here.

FD laddering involves spreading investments across multiple fixed deposits with varying maturities, enhancing liquidity and flexibility. Here's how it works and how the strategy benefits investors when repo rate is changed by RBI.

ChatGPT suggests a 3.25% withdrawal rate for early retirement in India, requiring an investment of 10-17 crore, depending on the city. It recommends maximising earnings before transitioning to lower-cost cities.

Senior citizens can choose between FDs and SCSS for income post-retirement. SCSS often yields higher returns, whereas FDs offer flexibility in contributions and payout structures. Full comparison here. 

Fixed deposits are popular for stable income, particularly among retirees. Banks provide various payout options, and non-cumulative FDs offer periodic interest payments. Here's how much investment is needed to earn 10,000 monthly income.

The Senior Citizens Savings Scheme (SCSS) offers Indian retirees a secure investment with guaranteed returns. Eligible individuals can invest a minimum of 1,000, with a maximum limit of 30 lakh. The scheme provides attractive quarterly interest payouts and tax benefits under Section 80C.

Leema Rose, wife of lottery baron Santiago Martin, has declared a staggering net worth of 5,863 crore in her nomination affidavit filed with the Election Commission of India. Leema is first-time AIADMK MLA from Lalgudi seat.

From 60,000 rent in Worli to 10,000 on Uber rides just to save timeMumbai-based investment banker Yash Verma breaks down his 1.3 lakh monthly burn rate, proving that in Indias financial capital, time is the ultimate luxury.

A systematic withdrawal plan generates monthly or quarterly income for investors while keeping the remainder of their mutual fund corpus invested. Here's all you need to know about SWP

A Gurgaon-based woman has gone viral after sharing a detailed breakdown of her and her husbands monthly household expenses, revealing that the couple spends around 75,000 to 80,000 every month. 

Protect your credit score from silent damage caused by hidden credit behaviours that reduce creditworthiness, from high utilisation to missed payments and credit report errors.

Fixed deposit interest provides passive income for many Indians but is subject to TDS under the Income Tax Act. TDS is deducted at 10% if interest exceeds 50,000, with senior citizens enjoying a higher exemption. Forms 15G and 15H can help avoid TDS.

Multiple credit card applications can lower your credit score due to repeated hard inquiries, which increase lenders' risk perception, while spaced applications and responsible credit usage help maintain a healthy credit profile.

The death of a family member disrupts finances, making it crucial to focus on financial matters. Key steps include obtaining a death certificate, listing assets and liabilities, managing insurance claims, and re-planning finances to ensure stability during this difficult time.

BlackRock Inc. plans to launch two money-market funds for stablecoin investors, including a digital version of its $6.1 billion liquidity fund and a new tokenized fund for crypto wallet users. 

Buying a car is a significant milestone for many Indians. Tax benefits for home and car loans differ, with deductions for the latter only available under certain circumstances. Here's a look at how it works

Account holders and registered bank customers are eager to know whether 9 May is a bank holiday. Check if SBI, HDFC, PNB and other banks are open or closed on Saturday with RBI's holiday calendar.

Fixed deposits remain popular among Indians for their safety and reliable returns. With tax-saving FDs offering deductions up to 1.5 lakh and interest rates as high as 7.90%, they are ideal for risk-averse investors seeking stable wealth accumulation.

To fund a Europe trip, SIPs are safer and predictable, requiring monthly savings of 24,000- 25,000. Credit cards can be cost-efficient if repayments align with bonuses, but delays can lead to high costs. A hybrid strategy is recommended for cost efficiency.

To curb digital payment fraud, the RBI has suggested measures such as lagged credit, a trusted person authenticating transactions for vulnerable individuals, prescribing a ceiling for annual aggregate credits in a bank account, and providing customer-induced controls, including a kill switch.

Whether driven by urgent medical costs, emergency home repairs, or other sudden financial requirements, liquidating a fixed deposit prematurely carries significant implications.

The new framework seeks to bridge the gap regarding IFSCA-regulated services, proposing that OBPPs operate within the GIFT-IFSC in a manner similar to Sebi-registered stockbrokers.

The demand for travel insurance is rising, with 22% growth in policy issuance in 2026. Here's how these policies work and everything a flyer needs to know before their next trip. 

For the April-June 2026 quarter, Sukanya Samriddhi Yojana continues to lead with an 8.2% yield, while the PPF rate remains at 7.1%.

Investors reassess asset allocation strategies amid market volatility, focusing on equity, debt, gold, and cash based on their risk appetite and goals. Here's a complete guide to allocate 10 lakh in the current market scenario for different investor profiles.

The Department of Posts now requires depositors to quote their PAN for all specified financial activities

From the mandatory deposit of Tax Deducted at Source (TDS) and Tax Collected at Source (TCS) for April 2026 to the issuance of vital certificates and filing of key financial statements, numerous due dates are set throughout the month.

Unified KYC is being designed on the lines of the Centre's One Nation One KYC plan. Union Finance Minister Nirmala Sitharaman also recently spoke about this while speaking at Sebi's foundation day event last month.

After the account holder's death, PPF account closes, and the nominee or legal heir can claim the balance. The account continues to earn interest until the claim is settled, but no new contributions can be made posthumously.

The meetings will prioritise pensioners, associations, and stakeholders representing personnel from railways and defence.

Indian mothers have long instilled money management lessons in their children, focusing on disciplined spending, saving, and prioritizing education. 

On April 18, the Centre raised the dearness allowance for employees by 2%, increasing it to 60%. The next DA hike is expected in July 2026, with a potential increase of 2-3% depending on inflation trends, benefiting approximately 50.46 lakh employees and 68.27 lakh pensioners.

AI is transforming investment strategies, exemplified by Tony Cowell's new firm, Cynren, which focuses on serving wealthy families. With an AI-driven approach, Cynren aims to provide unique advisory services, emphasising impact investing and direct access to senior leaders 

A budget-friendly 10-day international family trip from Mumbai can include destinations such as Thailand, Vietnam, Bali, Malaysia, and Sri Lanka, all within a budget of 23 lakh. 

EPFO subscribers will soon be able to withdraw funds via ATMs, enhancing convenience. This change, part of the EPFO 3.0 initiative, is expected to be implemented by the end of May, allowing quick access to provident funds with minimal paperwork.

Quant Mutual Fund founder and CIO Sandeep Tandon says fear around crude, the rupee and FII exits has created opportunity in undervalued pockets of the market, even as investors crowd into consensus trades.

An emergency fund should be easily accessible and low-risk. You will have to allocate your funds such that they can be liquidated for immediate needs while giving optimal returns without compromising safety.

The revised NPS was launched on the lines of the Centre's unified pension scheme (UPS), a default pension scheme rolled out for the new recruits joining central government jobs starting 1 April 2025.

Unable to find work in her field, she accepted the first opportunity that came her way managing Airbnb apartments, which involved cleaning rooms, handling laundry, and responding to guest queries.

The cost-of-living index comparison between India and the United States highlights key differences in housing, healthcare, salaries, and purchasing power. It will help individuals and families make informed decisions on relocation and financial planning.

The Arunachal Pradesh state government on Wednesday announced a 2% hike in dearness allowance component in salaries of serving employees, raising the rate to 60 per cent of basic pay and pension.