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Even a 10-year SIP could deliver losses, with small-cap indices recording a worst-case return of -0.13%. Edelweiss Mutual Fund data shows mid-cap SIPs delivered the highest average returns over five and ten years, outperforming large- and small-caps.

Cash deposits of 10 lakh or more in savings accounts can be reported to the Income Tax Department, while parents can gift 50 lakh or more to children tax-free. Know the cash deposit limits, gift tax rules and documents needed to avoid scrutiny.

Sold a property at a loss? Income tax rules allow you to offset certain property losses against capital gains from shares and mutual funds. Know the rules for short-term and long-term losses, the eight-year carry-forward limit and key tax conditions.

Received gratuity after resignation or retirement? The tax-free limit for most private-sector employees is 20 lakh, but the entire payout may not be exempt. Know how gratuity tax is calculated, eligibility rules and when income tax applies.

Delhi plans to develop the Yamuna riverfront in two phases, modelled on Gujarat's Sabarmati Riverfront, with parks, cycle tracks, walking paths and sports grounds. The government expects visible improvements in river cleanliness in about 2.5 years.

Nearly 58% of engineers want to become forward-deployed engineers, but nine in 10 lack awareness of a structured upskilling path, a Scaler report says, adding 88% of Indian enterprises expect demand for the roles to rise by 2030, while only 1% of engineers currently hold designated FDE positions.

Post office deposits, bank FDs and arbitrage funds differ in post-tax returns, liquidity and risk. A 5 lakh investment could earn more through arbitrage funds in higher tax brackets, but holding period, taxation and capital safety matter.

Have 10 lakh set aside for emergencies? Here's how to divide it between savings accounts, fixed deposits and liquid mutual funds to balance easy withdrawals, capital safety and returns, along with key differences in taxation and liquidity.

Instead of demanding a intimidating 30-year commitment, the First Seven Framework encourages Gen Z to aggressively build their retirement foundation during the first seven years of their career when life responsibilities are minimal.

Delhis State Consumer Commission dismissed HDFC ERGOs appeal over policyholders denied dengue treatment claim. It ruled that 24-month waiting period for specified illnesses could not apply because dengue was not on list, & upheld an order directing insurer to pay compensation & litigation costs.

The Centre has notified new telecom sandbox rules, allowing eligible applicants to seek exemptions from specified regulations to test innovative technologies and services. Trials can run for 24 months, but commercial sales are barred during testing and user consent is mandatory.

Only four of 37 flexi-cap funds delivered over 8% annualised returns on three-year SIPs, while three posted losses. ITI Flexi Cap topped the list at 10.16%, while large schemes such as Parag Parikh, HDFC and SBI delivered lower returns.

Large-cap mutual funds look relatively attractive on valuations, while small-cap funds lead in returns and inflows. With Diwali approaching, experts explain how investors should weigh valuations, risk appetite, investment horizon, and portfolio allocation before deploying fresh money.

Barclays plans to cut 5,000 jobs by the end of 2026 as it uses AI to reduce costs and improve returns. The move comes as third-quarter profit misses estimates, with a sharp decline in fixed-income trading weighing on investment bank income.

Bollywood sequels can substantially grow a franchises worldwide collections: Dhurandhar 2, Gadar 2, Stree 2 and later Drishyam films all out-earned their predecessors. 

Lost money to online fraud despite not sharing an OTP? RBI rules specify when banks must refund customers and how banks' liability is determined. New directions from January 2027 will widen customer protection, shift the burden of proof to banks, and tighten resolution timelines.

Companies are exploring lighter packs, recycled plastic and material substitutions to contain costs, but limited alternatives and weak consumer demand are challenges.

In the 1-year period, Titan Company and Kalyan Jewellers India have delivered returns of 17% and 13%, respectively. However, their mutual fund ownership reflects contrasting investment strategies. Here are the top 5 schemes with the highest exposure to each jewellery stock. 

The Income Tax Act, 2025, replaced the 1961 law on April 1, 2026, but outstanding tax dues, pending refunds, and earlier assessments do not automatically disappear. Here's how both laws will operate during the transition and what taxpayers need to know.

Morgan Housels The Art of Spending Money argues that good spending supports personal happiness rather than status or approval. 

HDFC Bank is investigating suspected leaks of confidential information concerning regulatory action in Dubai, MSRDC-related fees and senior-management disagreements. 

Estimates show small-cap funds have shortened their portfolio liquidation time this year due to higher stock trading volumes, despite managing 30% more assets. 

Central government employees and pensioners are still awaiting the July 2026 dearness allowance (DA) and dearness relief (DR) revision. Despite recent Cabinet meetings and bonus announcements, the Centre has not confirmed the hike, revised rate or arrears payment timeline.

Air ambulance cover varies widely across health policies, with sub-limits, approval requirements and claim conditions. A few clauses can determine whether families pay lakhs out of pocket.

Gold and silver prices fell on 22 October. Check the latest retail rates of 24K and 22K gold and 999-purity silver in Delhi, Mumbai, and Kolkata. Here's how prices have changed and what to watch ahead of the US Federal Reserves policy meeting. 

With many international mutual funds closed to fresh investments under RBIs $7 billion overseas cap, GIFT City funds offer Indian investors another route to US and global equities. Heres how they compare on minimum investment, taxation and returns, and what the LRS limit means for you.

Sold a residential house and reinvested the capital gains? Section 54 of the Income-tax Act, 1961, now Section 82 under the 2025 Act, offers tax relief subject to specific conditions. Heres when the exemption can be denied or withdrawn.

On 22 October, petrol and diesel prices were unchanged across 14 cities. CNG prices rose in nine of 13 locations and held steady in four; Chennai, 

Smaller social media influencers are enjoying a bumper festive season this year, with some earning up to five times more from brand deals. As brands turn to smaller, regional creators to reach local shoppers, higher campaign fees are boosting paydays even as consumer spending remains under pressure.

Scotch whisky consumption in India is growing faster than the overall whisky market, and industry executives expect demand for premium bottles to rise. The UK-India trade deal may make imported Scotch more accessible, though state taxes and regulations will shape price cuts and investment.

Large UPI transfers do not automatically trigger income tax notices, but unexplained bank credits can attract scrutiny. From freelancers to individuals receiving money for others, here's when digital transactions may raise red flags and what records to keep.

The 342-km BengaluruVijayawada greenfield highway, targeted for completion in 2027, is expected to cut travel time by 34 hours and shorten the route by 110 km. Part of NH-544G, it will connect five Andhra Pradesh districts, boost freight movement and improve industrial connectivity.

Term insurance provides a death benefit to beneficiaries during a fixed policy term, helping families manage debts and future expenses. Here's why a claim can get rejected.

Shahrukhz by Danube has a total valuation of AED 2.1 billion or $572 million or 5,000+ crore project, as per the company. It is a 56-storey building locayed on Sheikh Zayed Road in Al Sufouh 1, Dubai.

The minutes of the RBI MPCs 5-7 October meeting, released on Wednesday, showed increasing signs of inflation broadening across the economy.

The commission ruled that the non-refundable ticket condition did not absolve the parties of their responsibility for failing to arrange the trip properly and communicate the cancellation in advance.

The final stretch of the DND-Jaitpur-Faridabad-Palwal-Sohna expressway corridor has been completed. The 59-km highway is expected to improve Delhi-NCR connectivity, ease congestion on key South Delhi roads and reduce travel time to southern Haryana.

Retirement planning requires balancing equity exposure with income security. Freefincal's M. Pattabiraman suggests limiting equity to 30% for typical retirees while accounting for inflation, market volatility and long-term withdrawal needs.

Tax audit reports for AY 2026-27 are due October 21, 2026, while audited taxpayers income tax returns are due November 21. Here's all you need to know to ensure compliance. 

Growth and IDCW options handle mutual fund earnings differently, affecting payouts, units held, and NAV. Returns across three equity schemes show similarities, but NAV alone cannot determine which option performs better. 

The Senior Citizen Savings Scheme offers 8.2% annual interest, allowing retirees to earn 61,500 every quarter on a 30 lakh investment. Here's how the scheme works, including eligibility, tax implications, maturity benefits and withdrawal rules.

Publishers pay heavily for celebrity memoirs, which attract readers with intimate accounts of public figures lives. Nobody seems interested in reading about someone's happy childhood.

Unlike traditional partnerships between brands in the same industry, these cross-category collaborations bring together businesses with different products and consumer bases.

Gold prices in India have fallen nearly 5% in a month, offering potential relief to wedding shoppers. Should you buy jewellery now or wait for further price cuts? Experts explain the key factors to watch, buying strategies, and the outlook for gold prices before and after Diwali 2026.

An internal probe by HDFC Bank Ltd. Indias largest by market value found evidence that two senior executives disclosed confidential business strategies and possible market-sensitive information to outsiders, according to people familiar with the matter.

Celebrity brands can attract attention, but lasting success depends on product quality, fair pricing, repeat purchases and sound management. 

Double-digit bond yields can be attractive, but investors should remember that higher returns come with higher credit and default risks. 

In pics: Bengaluru's Kempegowda Metro station hosts a 16,000 sq ft immersive art display showcasing Karnataka's mythical forms and temple heritage.

How are government securities taxed in India? From interest income and capital gains on G-Secs, SDLs, SGBs and T-bills to the tax exemption available to foreign portfolio investors, here's what resident and foreign investors need to know.

New Noida has officially been notified as the Dadri-Noida-Ghaziabad Investment Region (DNGIR), according to Awanish Kumar Awasthi, advisor to Uttar Pradesh Chief Minister Yogi Adityanath. Here's all you need to know about it.