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Gen Z is trading stocks, investing in MFs using AIbut can it replace human judgement? Experts explain

Experts highlight risks young investors should consider when using AI for investment decisions.

1 Oct 2026 11:27 pm
Joint ownership over: Former property holder still uses address on Aadhaar and bankshould you worry? Experts explain

Two brothers jointly own a house, but one later buys the other's share and becomes the sole owner. The former co-owner moves out but continues to use the property's address on Aadhaar and bank records. Does this create any risk for the new owner? Experts explain.

1 Oct 2026 11:26 pm
What is Pension Adalat to be held in Gurugram on October 12 and 13? Check timings, documents and more

A Pension Adalat will be held on October 12-13 in Gurugram for pension-related issues of Haryana's retired and serving GPF employees. Officials encourage eligible attendees to bring necessary documents for resolution. Check timings, documents to carry and more.

1 Oct 2026 11:13 pm
Large-cap mutual fund or Nifty 50 index? Expert weighs in on where to invest and if SIP is better

Large-cap mutual funds and Nifty 50 index funds both offer ways to gain large-cap exposure. But should investors choose one or hold both? An expert explains how passive and active allocations can fit into a portfolio and what investors should consider. 

1 Oct 2026 11:05 pm
Is October 2 No UPI Day? What you need to know as trade bodies, mobile retailers call off MDR protest

The proposed No UPI Day protest on October 2, Gandhi Jayanti, has been called off by AIMRA and AICPDF after their meeting with FM Nirmala Sitharaman. Heres what the proposed 0.4% UPI MDR means, what retailers have sought and what customers should know.

1 Oct 2026 10:01 pm
RBI eases approval process for bank share acquisitions by MFs, insurers, pension funds

Mutual funds, insurance companies and pension funds can now obtain a one-time approval for subsequent acquisitions, rather than seeking the central bank's permission every time.

1 Oct 2026 10:00 pm
UPI volumes, value fall in September after MDR announcement

The UPI platform processed 24.07 billion transactions in September, down 1.8% from August. The value of transactions fell 1.5% to 29.4 lakh crore, according to data from the National Payments Corporation of India (NPCI), which operates the UPI platform.

1 Oct 2026 9:53 pm
Protect policyholders' life savings: BJP MP writes to PM Modi, moots backup plan for insurer bankruptcy

Gopchade proposed establishing a dedicated policyholders protection framework, with separate arrangements for life and long-term insurance, as well as general insurance.

1 Oct 2026 9:51 pm
Jaypee Wish Town homebuyers await possession despite occupancy certificates for 42 towers, approach Noida authority

Homebuyers in Jaypee Wish Town, Noida, are frustrated over delays in possession of flats, despite occupancy certificates. They cite missing infrastructure and ongoing construction issues linked to Suraksha Group, responsible for completing unfinished projects by Jaypee Infratech Ltd.

1 Oct 2026 9:50 pm
15 mins promised, 1 hour in traffic': Commuters flag jams on Delhi's Barapullah Phase-III days after opening

A commuter said he was stuck for around 40 minutes while travelling from Mayur Vihar Phase-I towards central Delhi during the afternoon. Another took 55 minutes to reach the intersection point of the flyover.

1 Oct 2026 9:19 pm
Mutual fund portfolio: How conservative, moderate and aggressive investors can allocate in current scenario

Large- and small-cap mutual funds are seeing different investor interest, raising questions about how you should allocate across equity and other asset classes. A September report outlines how conservative, moderate, and aggressive investors could structure their portfolios.

1 Oct 2026 8:52 pm
Pensions via UPI: PFRDA chief S Ramann bets on NPS Tatkal, targets 3 crore new subscribers

The regulator is looking to expand pension coverage by making it easier for people to open NPS accounts and contribute digitally, particularly through the newly introduced NPS Tatkal facility.

1 Oct 2026 8:42 pm
Gandhi Jayanti 2026: Are banks open or closed on October 2? Here's what to know about UPI, net banking, ATM services

This year, October 2 or Gandhi Jayanti, will fall on a Friday, marking the first weekday bank holiday of this month. Check how bank services, UPI, Net banking, ATM services will be impacted.

1 Oct 2026 8:30 pm
Petroleum ministry to intervene as private refiners cap diesel sales

The Centre will ask private fuel retailers Jio-bp and Nayara Energy to roll back recent diesel sales caps, reiterating that supply limits are not permitted, said petroleum secretary Neeraj Mittal.

1 Oct 2026 8:15 pm
Need a personal loan? Report shows digital lenders are outpacing legacy banks; younger borrowers prefer fintech apps

Digital personal loans are gaining ground in India, with digital lenders accounting for a large share of loan volumes. A new report examines how borrowing patterns are changing, who is using digital credit and how banks compare as the lending landscape evolves.

1 Oct 2026 8:06 pm
Bank account emptied by cyber fraud? Heres what to do immediately and why 'golden hour' matters

A cyber fraud can leave victims worried not just about lost money but also about what happens to their bank account after the incident is reported. Heres what customers need to know about the banks response, account restrictions and chances of recovering the money.

1 Oct 2026 8:02 pm
Sikkim govt raises DA for employees and pensioners; 50,000 to benefit

The revised rates will take effect on January 1 and will apply to employees and pensioners covered under both the pre-revised and revised basic pay structures.

1 Oct 2026 7:03 pm
Borrowing beats savings: Indian household debt grew 1.5x faster than assets in 2025, reveals new report

The gap indicates that although households continued to accumulate savings and investments, a growing share of the additional wealth was offset by higher borrowing. Consequently, net financial assets grew by just 6.8% in 2025, below the growth rate of gross financial assets.

1 Oct 2026 6:34 pm
NPS Diwas: PFRDA launches awareness drive for Sanchay pension scheme here's what you need to know

PFRDAs NPS Sanchay Pension Yatra will cover Delhi, Ahmedabad, Bengaluru, and Kolkata from 1-16 October. NPS Sanchay is designed to simplify retirement savings, with a predefined investment approach and flexible contribution options. Heres who can apply and how the scheme works.

1 Oct 2026 6:01 pm
UPI hits 24 billion transactions in September; NPCI data shows 1.8% monthly dip amid MDR concerns

UPI transactions in September reached 24.07 billion, a 1.8% decline from August, but marked a 23% year-on-year growth. The total value was 29.37 lakh crore, with an 18% annual increase, while daily averages stood at 802 million transactions valued at 97,913 crore.

1 Oct 2026 5:25 pm
Tech wealth and Bengaluru property: is the playbook changing?

A surge in startup exits and stock gains fuelled Bengaluru's premium housing boom from 2021 to 2024. Now, slowing price growth and tech sector headwinds are prompting buyers to rethink the equity-to-property playbook.

1 Oct 2026 5:18 pm
Stuck in traffic, crushed in crowds: How logistic mess and venue chaos are killing the vibe of Indias concert economy

Indias concert economy is expanding rapidly, but the experience goes beyond the performance. Traffic, parking, crowd management and last-mile connectivity remain key challenges, while organisers are increasingly exploring data, AI and better transport planning to manage large crowds.

1 Oct 2026 4:40 pm
The financial risks you cannot see coming

We spend much of our time preparing for visible financial risks. But longevity, inflation and inadequate insurance can create deeper risks that surface only when it is too late to respond.

1 Oct 2026 2:48 pm
Markets, not savings, drove majority of global wealth creation in 2025, says report Did India benefit from the boom?

A report reveals that market gains largely fueled global financial wealth growth, while new household savings fell. Here's where India's wealth growth stood in 2025.

1 Oct 2026 2:28 pm
Buying term insurance in your 20s vs 30s vs 40s: How age, health and family responsibilities affect your cover needs

Buying term insurance early can mean lower premiums, but the need for cover depends on financial responsibilities. Age, health, lifestyle and liabilities can affect the cost, while marriage, children, loans and dependent parents can increase the amount of cover needed.

1 Oct 2026 2:15 pm
Indian investors embrace crypto, overseas stocks: Is the diversification formula changing?

Indian investors are diversifying their portfolios by exploring overseas stocks and cryptocurrencies, moving beyond traditional options like fixed deposits and mutual funds. 

1 Oct 2026 1:23 pm
Sold your house and built another on land owned by your wife? ITAT ruling clarifies the tax treatment

A Chennai ITAT ruling allows 63 lakh of Section 54 relief to a taxpayer who built a new house on a plot bought earlier in his wife's name, while rejecting the land cost. The case highlights the tax treatment of land and construction separately.

1 Oct 2026 1:11 pm
Higher pension planning: Why your salary and PF records need to be in order

The quality of payroll systems and record-keeping practices implemented today will directly impact pension entitlements that employees claim 20 or 30 years from now.

1 Oct 2026 12:54 pm
PPF, SCSS, SSY interest rates kept unchanged for Dec quarter: How are small savings rates set, why are they frozen?

The government has maintained unchanged interest rates for various small savings schemes for the October-December quarter. Here's how the rates are determined and why the govt did not revise them for 11 straight quarters.

1 Oct 2026 12:25 pm
Three equity mutual fund categories have delivered 10%+ returns in 2026 so far, check the top-performing funds

Only three equity mutual fund categories have delivered more than 10% returns in 2026 so far, with international equity funds leading at 21.21%, followed by sectoral-pharma at 13.98% and small-cap funds at 10.59%

1 Oct 2026 12:17 pm
Buying property from an NRI is easier, but dont make this 12.5% TDS mistake

While an administrative step has been removed, it does not dilute the buyer's responsibility for TDS, which is higher when the seller is an NRI.

1 Oct 2026 11:57 am
Diminishing returns: Bollywood's over-reliance on sequels needs a reset

In contrast to Hollywood's recent original hits, Hindi cinema leans on sequels, which are showing diminishing returns. 

1 Oct 2026 11:09 am
Who is Anup Kumar Saha, the banker set to lead Kotak Mahindra Bank next?

Anup Kumar Saha is appointed as the next CEO of Kotak Mahindra Bank, succeeding Ashok Vaswani. He will serve a three-year term and aims to accelerate the bank's growth as the fourth-largest private bank in India.

1 Oct 2026 9:38 am
Gold and silver price today, Oct 1: Check retail rates of 24K, 22K gold and 999 silver in Mumbai, Delhi, other cities

Gold and silver prices in India witnessed a xx during early trading hours on Thursday. Check retail rates of the precious metals in top metro cities of the country.

1 Oct 2026 9:11 am
RBI approves Anup Kumar Saha as Kotak Mahindra Bank MD & CEO for 3 years

RBI has approved Anup Kumar Saha as Kotak Mahindra Banks MD and CEO for three years from 1 January. He will succeed Ashok Vaswani, who is stepping down at the end of his term.

1 Oct 2026 8:51 am
SGB premature redemption October 2026: 4 tranches eligible for early exit, check RBI dates and deadlines

Sovereign Gold Bond investors holding four eligible tranches can opt for premature redemption in October 2026. But the redemption date is not the deadline to apply. Here is the RBI schedule investors need to check before exiting.

1 Oct 2026 8:25 am
From UPI MDR to tax audit deadline: 5 key money changes from October that you should know about

October will see extended deadlines for tax audits, new merchant discount rates on UPI transactions, and changes to bulk deposit interest disclosures, among other changes. Check list here.

1 Oct 2026 7:45 am
NPS Diwas 2026: Start at 25 or 40? Expert explains how your age can change your retirement savings strategy

Starting early, increasing contributions with income and knowing the retirement corpus you need can make NPS more effective as part of a long-term retirement plan, experts say.

1 Oct 2026 7:31 am
Catch them young: ICICI Lombard eyes 18-35-year-olds with digital health cover

For ICICI Lombard, the immediate objective is to get younger customers into its customer base early, keep them engaged and eventually move them toward higher-value products as their financial capacity and insurance requirements grow.

1 Oct 2026 6:30 am
Banks pitch cheaper dollar funding route to large corporates via domestic bonds

The plan is aimed at companies that already have dollar revenues or offshore operations, since they are better placed to absorb the currency exposure the swap creates.

1 Oct 2026 5:30 am
Kisan Vikas Patra: Want to transfer, pledge or prematurely close your account? Here's what the rules say

The Kisan Vikas Patra (KVP) is a 115-month investment scheme designed for Indian citizens aged 10 and over, allowing deposits starting from 1,000. Here's a look at the rules to transfer, pledge or prematurely close your account 

30 Sep 2026 11:58 pm
NPS Swasthya: 1 lakh to 30 lakh Check health insurance cover, deductibles the scheme likely provides

PFRDA plans to introduce the NPS Swasthya health-focused pension product after successful testing. Here's a look at what we can expect, the deductibles and likely healthcare insurance cover the product may provide 

30 Sep 2026 11:22 pm
RBIs new bulk FD rules from October 1: What changes for investors? Experts explain

The revised RBI framework is aimed at making bulk-FD pricing more transparent and giving large depositors clearer information about the interest rate applicable to their deposits.

30 Sep 2026 11:01 pm
Manufacturing adds 1.4 million jobs in FY25

The number of people engaged in registered manufacturing increased 7.19% year-on-year to 21 million in 2024-25, while total emoluments rose 12.08%.

30 Sep 2026 10:09 pm
Side hustle vs cost-cutting: Should you earn more or curb your expenses? Start by checking

Shah Rukh Khan's mother advised him to earn more rather than limit his expenses. What should you do?

30 Sep 2026 10:05 pm
Wealth creation: 55 crore UPI users vs 6 crore investors to increase participation India can learn from global markets

EY's latest report, global experience suggests wealth participation expands when investing is embedded into financial behavior, supported by trust, enabled by technology and delivered through simple, accessible experiences.

30 Sep 2026 9:57 pm
Explained | As US giants OpenAI and Anthropic warn about risks, how is China guarding its AI models?

China's AI oversight differs from the US by implementing govt-mandated safeguards rather than relying on voluntary commitments. New guidelines emphasise 'safety and controllability' in AI development, as Beijing focuses on regulatory oversight parallel to evolving AI capabilities of its companies.

30 Sep 2026 9:44 pm
Lived in mother's house, paid for construction: Why Delhi High Court rejected son's plea for ownership rights

The Delhi HC ruling is relevant to families where parents own a house but allow their children or other relatives to live there. It distinguishes between the right to reside in a family property and a legally established ownership interest.

30 Sep 2026 9:24 pm
HDFC Bank appoints VN Srivatsan as Chief Compliance Officer for 3-year term: Who is he?

HDFC Bank has appointed VN Srivatsan as Chief Compliance Officer for a three-year term from January 2027. Currently with ICICI Bank, Srivatsan has 34 years of experience, including 25 years in BFSI and nearly a decade in compliance and regulatory inspection.

30 Sep 2026 8:30 pm
Inherited family gold? How to prove ownership and source of jewellery to Income Tax Department

The Kolkata Income Tax Appellate Tribunal ruled in favour of the assessee in a case, underscoring the importance of supporting claims about inherited jewellery with credible and consistent evidence.

30 Sep 2026 7:43 pm