SENSEX
NIFTY
GOLD
USD/INR

Weather

image 12    C

Livemint News

Markets / Livemint

Bank Holidays next week: Banks to remain closed on these days between 22-28 December See region wise full list

Bank holidays next week: From 22 December to 28 December, banks in certain states will observe six holidays, including December 25 for Christmas.

21 Dec 2025 8:49 pm
Backlash to boom: Why brands are betting big on generative AI ads

McDonalds Netherlands released an AI-made Christmas ad that humorously depicts holiday struggles but was criticized for its tone and AI use. Yet, generative AI is increasingly embraced in advertising, with brands leveraging it for efficiency and creativity in campaigns.

21 Dec 2025 6:00 pm
Killing two birds with one big stone can Bollywood sequels crack it?

The success of Dhurandhar, earning over 538 crore, has heightened expectations for its sequel. However, the effectiveness of two-part films in Indian cinema varies, relying on the first film's success and the strength of the narrative to attract audiences.

21 Dec 2025 5:53 pm
VinFast steers Vingroups India expansion amid US EV headwinds

Vingroup plans significant investment in India, including $500 million for VinFast's electric vehicle expansion. The move is part of a $5 billion strategy to establish a strong foothold in the Indian market, as it faces challenges in the US.

21 Dec 2025 5:47 pm
Why doing nothing is the hardestand smartestinvesting skill

Buffett's insights highlight that the flashing ticker of stock markets can create a false sense of urgency for investors. He advocates for reduced exposure to market ticker and patience, arguing that waiting for the right opportunity is key to successful investing.

21 Dec 2025 5:09 pm
When a reporting lapse can turn honest taxpayers into black money accused

Taxpayers face severe penalties for failing to disclose foreign assets, even inadvertently. A Mumbai executive received a 40 lakh fine under the Black Money Act despite no income from his holdings. 

21 Dec 2025 5:08 pm
The $75 billion drain: How India lost the global shipping race and the bold mission to reclaim it

Once a maritime superpower, India now pays $75 billion annually to foreign ships. Can the Maritime Amrit Kaal Mission close a staggering gap with South Korea and China? Discover how India plans to reclaim the oceans and catch the shipbuilding bus.

21 Dec 2025 5:00 pm
After Elon Musk, Nikhil Kamath's WTF Podcast to feature this billionaire fund manager - Can you guess?

In a post on X on Saturday, Nikhil Kamath dropped a one-minute video teaser of his podcast with Ray Dalio, where they discuss a wide range of topics including crypto, wealth creation, wealth to money ratio and others. The video has already gone viral on social media.

20 Dec 2025 3:28 pm
After the big foreign bet on Indian lenders this year, older private banks get on to the 2026 radar

After a year of record foreign investments into Indian lenders, the question is whether older, mid-sized private sector banks will finally see meaningful global capital inflows in 2026. Mint got experts to list the variables before such investment decisions and which mid-tier lenders could win.

20 Dec 2025 7:01 am
Mint Explainer: How does the 7,280-crore incentive package for rare earth magnets work?

The Indian government's subsidy scheme to encourage the domestic production of rare earth magnets and counter China's export controls was notified this week. How will it work?

20 Dec 2025 7:00 am
Bank holiday today: Are banks open or closed on 20 December? Is it a long weekend off in Sikkim? Check full list

Bank holiday today: There are a total of 17 holidays for public and private banks in India in December 2025, according to the RBI's official state-wise calendar for 2025-26. Check the full list for this month here

20 Dec 2025 6:43 am
How will my foreign RSUs get taxed in India?

As an ROR, your global income is taxable in India, which includes any gains arising from the sale of foreign RSUs

19 Dec 2025 7:04 pm
Will gifting money to daughter from a foreign bank account attract tax in India?

Any monetary gift a non-resident receives from a resident is taxable in India if the total exceeds 50,000, according to the Income Tax Act. But theres more

19 Dec 2025 6:59 pm
5 factors that influence your personal loan EMI know them before borrowing

The EMI of a personal loan depends on loan amount, interest rate, tenure, credit score and fees, making careful planning essential to manage monthly cash flow and avoid excessive borrowing costs.

19 Dec 2025 5:54 pm
Income Tax Return: When are you ineligible for interest on delayed refunds?

Income Tax Return: The I-T Department has processed numerous tax refunds, although some taxpayers are facing delays. Interest on delayed refunds is 6% per annum, but is not granted in certain cases.

19 Dec 2025 4:41 pm
Looking for a personal loan? 6 crucial factors that can impact the approval process

There are ways to expedite the approval of your personal loan. They include improving credit score, managing debt, ensuring stable income, choosing the right amount, and avoiding multiple applications. Here are six factors to consider to get a personal loan cleared quickly.

19 Dec 2025 4:28 pm
How Centre's new rules will curb your hospital ventilator bills

New health ministry guidelines aim to prevent ventilator support from being used as a tool for financial exploitation.

19 Dec 2025 3:48 pm
Got a message for instant credit card limit extension? It could be a scam: Red flags to spot and 5 ways to stay safe

Credit card limit extension scams trick users into sharing confidential information, resulting in financial loss. Awareness, cautious verification, and monitoring accounts help prevent fraud and protect credit card security.

19 Dec 2025 2:41 pm
Rate cut windfall: Should you reduce EMI or tenure

A 0.25% rate cut may look negligible, but the real gains depend on whether borrowers reduce EMIs or shorten tenureone choice offers comfort, the other can save lakhs.

19 Dec 2025 2:22 pm
Credit report disputes explained: Why they matter, how to fix errors and protect your score

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending decisions, and encouraging regular credit report review through a dispute resolution process.

19 Dec 2025 12:03 pm
I-T department clarifies on 'transaction' communication sent to taxpayers, says it aims to help taxpayers correct return

The I-T Department clarified that recent communications aim to help taxpayers voluntarily correct their income tax filings. Details here. 

18 Dec 2025 7:53 pm
Planning a holiday? 4 smart ways to plan your vacation using a credit card without financial stress

Smart ways to plan your vacation using a credit card include rewards, travel perks, EMI options and card offers, while managing risks through timely payments and disciplined spending.

18 Dec 2025 6:31 pm
Mutual fund expenses under Sebis new rules: A guide for investors

Lower expense and brokerage caps, clearer disclosures, and simplified compliance give investors a transparent view of what they pay and could save.

18 Dec 2025 6:07 pm
Karnataka engineer loses 4.37 lakh in loan app scam: 5 lessons for borrowers to stay safe

A loan application scam resulted in an automobile engineer losing 4.37 lakh, highlighting the risks of digital lending and outlining key precautions the borrowers should take to avoid fraud, harassment, and financial loss.

18 Dec 2025 5:03 pm
Falling rupee to hit Indian students planning US studies in 2026, costs may rise by 4 lakh a year

The number of Indian students going to the US for higher studies declined by 44% in August 2025 compared to August 2024. It was the sharpest fall after the Pandemic. The drop in numbers may worsen on account of the falling rupee

18 Dec 2025 4:40 pm
HDFC Bank FD rates: Private lender revises fixed deposit interest rate after RBI's 25 bps rate cut Check details here

HDFC Bank FD rates: HDFC Bank revised its fixed deposit interest rates, effective from 17 December 2025, after RBI cut its benchmark interest rate for the Indian economy to 5.25%, compared to its earlier 5.50% levels earlier this month. Check the latest rate list here. 

18 Dec 2025 3:51 pm
Gift deed or will: Whats the best way to transfer a residential flat?

Transferring a residential apartment to a child can be done through a gift or a will. Each route has legal, tax and personal implications that families should understand before deciding.

18 Dec 2025 2:53 pm
How to maximize credit card interest-free days: A simple guide

Understanding the risks of credit card usage is essential. By maximising interest-free days through careful planning, users can avoid high costs, effectively manage cash flows, and utilise credit cards as beneficial financial instruments.

18 Dec 2025 11:28 am
How employee stock plans can surprise you on taxes

Stock-based pay can build wealth, but tax obligations often come before cash hits your pocket. Heres what to know about employee stock options, restricted stock units and stock purchase plans.

18 Dec 2025 11:07 am
Two to tango: How child-free couples are rethinking retirement, health and legacy

Across urban India, child-free couples are intentionally reshaping their finances, prioritising flexibility, early retirement, experiences, and long-term self-reliance over traditional child-centric milestones and expenses.

18 Dec 2025 11:06 am
Inside Bollywoods documentary boom: Stardom, legacy and OTT economics

Recent documentaries on prominent film families like The Romantics and Dining with the Kapoors, tap into audience curiosity while helping families build brand equity. These shows offer personal look into the lives of stars, promoting legacy and creative control for the next generation, say experts.

18 Dec 2025 6:00 am
NPS rules revised: Will non-govt subscribers get more money in hand upon retirement? All you need to know

Non-government NPS subscribers can now withdraw up to 80% of their retirement corpus as a lump sum upon exit, and in some cases up to 100%. Here's how benefits are paid to subscribers. 

17 Dec 2025 6:55 pm
Google launches Credit Card with Axis Bank Here's what you need to know about Pay Flex

Google Pay, in collaboration with Axis Bank, has launched its new co-branded credit card named Google Pay Flex Axis Bank Credit Card, which seeks to simplify and integrate credit with UPI services. Here's all you need to know about the new credit card. 

17 Dec 2025 5:40 pm
1 lakh investment in this mutual fund at launch in 2008 would have grown to 9.8 lakh now. See how

If an investor had invested 1 lakh in this flexi-cap mutual fund in 2008, the amount would have grown 10 times in the 17 years that followed at an annualised rate of 14.25%.

17 Dec 2025 5:33 pm
NPS rules revised: With a higher withdrawal limit in place, how will it affect corporate subscribers?

NPS subscribers will now be able to withdraw up to 80% of the corpus when it exceeds 12 lakh.

17 Dec 2025 4:26 pm
This year, 344 IPOs later, half the market is underwater

A year after a record 1.5 lakh crore IPO wave, half of new listings are underwaterrevealing why listing-day pops mislead and disciplined selection matters more than ever.

17 Dec 2025 11:18 am
Why investors chase the illusive pot of gold: Inside finfluencers' mind games

Understanding the psychological biases at play can help investors resist the pull of finfluencers like Avadhut Sathe.

17 Dec 2025 7:00 am
Mutual funds: What is STP and how does it help avoid market volatility? Explained

A systematic transfer plan allows investors to transfer their funds from one mutual fund to another in a planned and systematic manner, rather than in a lump sum.

16 Dec 2025 8:04 pm
Income Tax: Last two weeks left to file belated return all about late fee, penalty, interest and more

A tax return is referred to as a belated return when it is filed after the end of the original due date mentioned under section 139(1). The last date to file a belated return is 31 December.

16 Dec 2025 6:31 pm
Personal loan eligibility: What is the minimum income required?

The minimum income requirement is an important eligibility criterion for a personal loan. The applicants income helps the bank assess the applicants repayment capacity and ability to make timely EMI payments.

16 Dec 2025 3:43 pm
One nation, one portfolio: How AI biases could leave us all holding the same bag

Generative AI is quietly reinforcing one of our most persistent investing biases familiarity thanks to inherent disparities in training data. If were not careful, we could find ourselves with portfolios that look eerily similar, carry the same risks, and collapse in unison.

16 Dec 2025 2:28 pm
Mutual Funds: Want to accumulate 50 lakh in next 12 years? You will need SIP of this amount

The amount of SIP is contingent on the rate of return on your investment. Higher the return, lower the SIP needed. Conversely, lower the return, higher the need for SIP.

16 Dec 2025 10:47 am
Your debt portfolio with a lower tax-bite

From FDs to PPF and new-age funds, here are the best choices for short and long-term investment goals.

16 Dec 2025 7:00 am
Advance tax deadline today: What happens if you miss the 15 December payment? What's the penalty?

The third advance tax instalment for FY 2025-26 is due on 15 December 2025. Taxpayers with a liability over 10,000 must pay on time to avoid interest. Here's everything you need to know about the rules in case you miss the deadline.

15 Dec 2025 10:35 pm
NPS: These fund managers delivered highest returns on equity investment in past 3 years. See list

National Pension System subscribers can choose their fund managers each of which has a unique portfolio of assets based on their investing philosophy. 

15 Dec 2025 9:13 pm
Baap of Charts crackdown: Sebi starts proceedings against this finfluencer to recover over 17 crore

Sebi launched a crackdown on Ansari and his firm in 2023 when he was banned from trading in the securities market

15 Dec 2025 7:41 pm
Rupee at 90: Why your holiday to Europe, Maldives, and parts of Southeast Asia may cost more

The rupees slide past 90 to the dollar is making overseas travel costliernot just to the US, but across Europe, the Maldives and parts of Asia, with uneven impact by destination.

15 Dec 2025 3:46 pm
One year can change a lot: Why your financial goals and investments need a reset

As the year ends, it's crucial to review financial goals and investments. Changes in personal circumstances or income levels can necessitate adjustments to financial plans and insurance needs, ensuring optimal asset allocation and adequate coverage for future expenses.

15 Dec 2025 3:45 pm
Building generational wealth: The role of intelligent advisory in family financial planning

Wealth erosion is not caused by market volatility or poor investment performance, but by a fundamental discontinuity in financial acumen.

15 Dec 2025 2:52 pm
Year-end credit checklist: 5 smart moves to strengthen your credit before 2026

Regularly monitor your credit score, balance credit with investments, ensure timely EMI repayments, and avoid over-leverage to strengthen your financial health for a stress-free new year.

15 Dec 2025 12:55 pm