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Electronic gold receipts let Indian investors own gold digitally while it is stored in Sebi-approved vaults. Here's how it works and how to purchase units online.
A 5 lakh gift from a brother to his sister is tax-free under the Income-tax Act, 2025. However, siblings must follow cash transaction rules. Know when gifts are exempt, when they become taxable and how to transfer money legally.
AFT's Chandigarh Bench rules that Wing Commander Chandi is entitled to pension and other retirement benefits after modification of its 2015 judgment.
SIP investments outperformed lump-sum investing in six of 10 major global equity markets over 30 years, according to DSP Mutual Fund. Japan recorded the biggest SIP advantage, while Brazil delivered higher returns through lump-sum investments.
Basic pay of 29,200, Dearness Allowance, HRA and Transport Allowance determine monthly gross salary; annual earnings reach approximately 7.47 lakh in X-class cities.
The NCPA has urged EPFO to stop rejecting EPS-95 higher pension claims, withdraw its January 2025 circular and withdraw pending court appeals, alleging that retirees are being denied benefits through technicalities despite the Supreme Court's 2022 judgment.
The Bihar Cabinet has approved a three-percentage-point increase in dearness allowance for state employees and dearness relief for pensioners, effective July 1, 2026.
Gifts received from a brother are exempt from income tax, regardless of value. Here's when it becomes taxable.
The LDA approved land allocation for a Metro yard and the expansion of the Ram Manohar Lohia Institute of Medical Sciences.
The Supreme Court has clarified that a grandson cannot claim a birthright in property inherited by his father under the Hindu Succession Act, 1956. The ruling explains when inherited property becomes the father's exclusive property.
The government has clarified pension commutation rules for central government retirees, identifying five categories eligible to commute pension without medical tests. Pensioners must meet the one-year deadline, while others may need medical examination.
Salary-slip deductions do not guarantee that employers deposit provident fund contributions. Here's how employees can check the status and report discrepancies, if any.
Your first salary is an opportunity to build sound financial habits. From budgeting and creating an emergency fund to buying health insurance, managing credit cards and starting SIPs, here are five money decisions young earners should make early.
Banks will be closed in Gangtok, Imphal, Kanpur, Kolkata, Lucknow and Shimla on Wednesday, November 11, for regional festivals. Details here.
EPFO's VISHWAS 2026 scheme allows eligible employers to settle pending PF damage disputes at reduced rates, starting at 0.25% per month. The one-time settlement window closes on 28 December 2026. Interest and PF contributions remain payable.
The NC-JCM has proposed major changes for central government employees under the 8th Pay Commission, including higher minimum pay, 6% annual increments, increased pensions and allowances, and doubling leave encashment to 600 days.
Axis Bank is building an AI assistant to help hesitant customers finish online loan applications. It hopes to lift the share who end up borrowing from 8% to 12-15%.
EPFO has shifted the venue of its 240th CBT meeting on 19 November from Gujarat to New Delhi. The meeting comes amid media reports suggesting a possible increase in the minimum EPS pension from 1,000 to 3,000.
Indian investors are looking beyond domestic equities, but recent overseas market corrections underline why global exposure should be a long-term diversification strategy, not a bet on past returns.
Travellers are finding creative ways to preserve their winter holidays despite soaring airfares. Some are swapping flights for trains and road trips, while others are choosing domestic destinations over international ones.
With Bhai Dooj around the corner, consider gifting your sibling gold ETFs instead of traditional gold. Know how to transfer ETF units through demat accounts, how gifting differs from mutual funds, the available transfer routes, costs and tax implications.
As AI reshapes client demand and competition for contracts intensifies, mid-sized IT services firms are revamping sales incentives and exploring new channels to win business.
Incorrect personal or employment details in your EPF account could create hurdles when withdrawing money, transferring PF balance, or settling claims. EPFO has highlighted its Joint Declaration facility, allowing members to request corrections to their records through the Member Portal.
Hyderabad's Lakdi-ka-pul one-way traffic trial: The proposed changes will reportedly cover the stretch between Ravindra Bharathi, Lakdi-ka-pul and Iqbal Minar junctions.
With Diwali over, NPCI has yet to announce the implementation date for MDR on select UPI payments above 2,000. Here's what you need to know about the proposed 0.4% charge, sector-specific rates, and whether merchants or customers will bear the additional cost.
The blaze was reported at 11:20 pm on Sunday after unidentified individuals allegedly burst crackers near the rail lines. The fire had already compromised the signalling network close to the tracks despite a prompt response
With originals widely available on streaming platforms, Hindi remakes must offer more than a copy. Experts say a fresh take on proven IP can draw audiences, citing Drishyam 3s strong opening.
Aaryamann Sethi runs a YouTube channel named Aary Vlogs, where he shares family moments, personal life updates, and original music. He has 3,84,000 followers as of November 2026.
American Express India has deducted Membership Rewards points linked to cancelled cards, leaving some customers with negative balances. The move has raised concerns about pooled reward points, the 30-day forfeiture rule, and how affected cardholders can challenge the deductions.
Low prices can disguise weak businesses, poor liquidity and manipulation risks. Sebis proposed clean-up is a reminder that penny stocks can be costly bets.
Playback singer Shreya Ghoshal recently offered a glimpse of her 29-crore Worli home during Farah Khan's YouTube visit. From earthy interiors and a cosy balcony to a piano and a functional guest room, here's a look inside her Mumbai residence.
Gold and silver prices declined on 10 November as investors awaited key US inflation data. Check the latest 24K and 22K gold rates and silver prices across major Indian cities and key factors influencing international bullion prices.
With Diwali celebrations over, salaried employees should understand how employers' festive gifts, vouchers and cash bonuses are taxed. The rules prescribe different tax treatments for these benefits, which can affect employees' taxable income and overall tax liability.
Non-permanent employees accounted for 17% of the workforce at 353 BSE 500 companies in FY26, up from 11% three years earlier, as companies prioritise flexibility over long-term employment commitments.
Senior citizens can earn up to 8.6% on five-year FDs. Suryoday Small Finance Bank offers the highest rate, followed by Jana and DCB Bank at 8%. Here is a comparison of FD rates across small finance, private and public sector banks.
The new service is likely to get priority on the Western Ghats section, particularly the 55-km Sakleshpur-Subrahmanya Road stretch; existing trains may face delays of up to 25 minutes.
PPFAS Flexi Cap Fund added Netflix, exited Meta Platforms and reduced Microsoft in October 2026. It also increased investments in DLF, Maruti Suzuki, M&M and other Indian stocks. Here's a look at its latest portfolio and long-term rolling returns.
Wedding insurance can help Indian families recover costs if unforeseen events such as fire, theft, severe illness or extreme weather disrupt celebrations. Here's how it works.
Choosing an NPS pension fund based on one-year returns can be misleading. Investors should assess rolling returns, upside and downside performance, and volatility to understand how consistently a scheme has beaten its benchmark across different market cycles.
A limited-time offer is available to select subscribers through the Airtel Thanks app; customers can get 56 days of service by paying for a single recharge.
The government has expanded mandatory gold jewellery hallmarking to six more districts, taking coverage to 398 districts across 26 states and UTs. Here's the complete list of additions and what buyers should check before purchasing gold jewellery.
When employment ends, employers settle outstanding dues after the last working day and deduct applicable TDS. Here's how each component of the payout is taxed.
TRAI has put a ceiling on what telecom operators can charge for network connections. Here's the new pricing.
Larsen & Toubro to construct 15.1-km elevated corridor; project targeted for completion in 36 months.
Firecracker injuries during Diwali can lead to significant medical bills. While health insurance covers serious burns and eye injuries requiring hospitalisation, minor outpatient treatment and consumables may be excluded.
ITAT Jaipur deleted an 11 lakh penalty on a farmer who accepted cash while selling his house for 22.5 lakh. The tribunal cited his lack of awareness of tax rules and held that reasonable cause justified relief under Section 273B.
Anthropic's Claude Personal Finance and OpenAI's ChatGPT Finances offer AI-powered budgeting, spending analysis and financial planning through linked bank accounts. However, they differ in data privacy settings, advertising policies and plans to expand financial services.
Hyderabad businessman Nanavath Bhupal Naik is accused of running a 670-crore investment fraud that affected about 7,400 people. Here's how he pulled off the massive fraud.
Nifty 50 ETFs and index funds track the same benchmark but differ in trading, liquidity and investment convenience. Anand Rathi Wealth's Protima Dhawan explains five parameters to compare and why she prefers actively managed equity funds.
Will old your cheque book become invalid after December 31, 2026? The RBI has clarified claims that existing CTS cheque books become invalid from the new year. Here's all you need to know

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