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Investors often believe poor returns are the biggest threat to their wealth. But what if the bigger risk comes from how they react when another fund starts to do better? A closer look at a common investing behaviour may make you rethink the chase for returns.
The timing of investments is one of the biggest factors behind differences in returns. Investors may enter a fund after it has already delivered substantial gains.
Fund managers are reshuffling their mid-cap bets, with some stocks gaining traction. The July portfolio disclosures of actively managed funds reveal the changing favourites and offer clues about where institutional interest is building.
Here's what taxpayers whose refund has not yet been credited into their bank account and have been sent a notice from the tax department regarding discrepancies or mismatch in your ITR filing should do next
Salaried taxpayers should start preparing now for ITR filing for Tax Year 2026-27. Maintaining tax documents, tracking investments, checking AIS and Form 26AS, reviewing deductions and comparing tax regimes can help avoid last-minute errors.
Investing parallels cricket batting, where strategy and personal temperament are vital. Different styles, such as defensive, balanced, and aggressive, reflect unique investment approaches.
India already runs one of the worlds biggest real-time payments network and some of its most digitally mature banks. The one thing it hasnt built yet is a bank designed for digital from the very first customer journey.
A proposed bullet train corridor is set to help boost tourism, trade, and economic activity, according to Minister Ashwini Vaishnaw.
Large-caps have lagged mid- and small-caps over the last three years, but the headline numbers may not tell the full story. A closer look at individual stocks and broader indices reveals where the weakness is concentrated.
EPFO: It is mandatory for members to provide KYC information for their accounts. Without KYC, you will not be able to access services such as withdrawal or transfer of funds, settlement claims and other digital services.
The Labour Ministry's recent notifications clarify bonus eligibility and calculation. Employees earning up to 21,000 may qualify, while those above this limit are not entitled to mandatory bonuses.
The DoT has also likely approved a 1% discount for serving users in government-notified hard-to-connect areas, such as border towns, hills, and islands, the people added.
New business registrations in India scaled record highs from April to August despite a sharp growth slowdown in August due to global headwinds. The upward trend highlights long-term investor confidence and a steady push toward economic formalization.
Coal minister G. Kishan Reddy said that coal output and supplies would improve as the rains subside. Speaking to reporters on Tuesday, the minister said about 100 million tonnes of coal was at mine pitheads or in transit, while thermal power plants held about 23.7 million tonnes.
Indias 2026 mining law overhaul bridges the gap between auctioned concessions and ground access, ensuring miners can operationalize blocks swiftly.
Foreign portfolio investors are showing signs of a turnaround after a prolonged selling streak in Indian equities. Their recent buying marks the longest stretch of fortnightly inflows in two years. But the shift is not broad-based.
JioBlackRock AMC announced the launch of the JioBlackRock Balanced Advantage Fund today, stating that its assets under management have crossed 22,000 crore, up from nearly 16,000 crore in March.
Should you top up your existing SIP or start a new one? A 25,000/month SIP with a 10% annual top-up can grow to 84.35 lakh in 10 years, vs 56.01 lakh without one. Experts say the right choice depends on diversification, risk profile and fund performance.
Suresh Kumar Chinta invested 17.5 lakh with a Gurugram-based real estate firm, Square and Yards Infra Pvt Ltd, in 2023. Under the deal, the firm offered Chinta agricultural land for growing white sandalwood trees.
DA news: Protesting sanitation workers on municipal rolls in Haryana, will be brought under the state's contractual employees law, giving them job security, dearness allowance, gratuity and other benefits.
Deficient rainfall has driven up the use of water pumps and air conditioners, leaving 58 thermal power plants with critically low coal stocks and electricity shortages above 20 million units.
ESIC beneficiaries are required to link their Aadhaar with their ESIC Pehchan Card for authentication under Section 142 of the Code on Social Security, 2020. The process can be completed online through the ESIC portal.
Sebis new life cycle funds automatically shift money from equity to debt as maturity nears, reducing the need for investors to rebalance or time the market.
The 8th pay commission is holding consultations with employees and pensioners in Chennai today and will be in Puducherry tomorrow, 9 September. Here's a look at what's likely on the table for discussion
An active health insurance policy does not guarantee that every medical claim will be paid. Here are six common reasons insurers may reject a claim, from waiting periods to exclusions and missing documents.
Irdai's Public Insurance Registry promises to make insurance easier to find, compare and claim, but privacy, bad data and unequal access could determine whether it actually helps policyholders.
The NUDGE campaign has led to 1.32 crore updated tax returns, enhancing tax compliance and efficiency. Here's how the income tax department is improving compliance among taxpayers.
Ashwini Vaishnaw on Tuesday unveiled Mumbai-Ahmedabad bullet train launch date as he revealed that its body frame was 'sent for squeeze test' the day before yesterday.
A Mumbai-based businesswoman won a tax appeal against 20 lakh additions made by the income tax department due to cash payments of credit card bills and deposits. Here's what happened.
Your ideal financial cushion depends on monthly expenses, liabilities, dependants and income stability, not just your salary or savings. Heres how many months of expenses you should keep aside based on your age, job and financial responsibilities.
SGB 2020-21 Series VI investors can redeem their bonds prematurely from 8 September 2026 at 15,384 per gram. The redemption price represents a 203.6% capital gain over the 5,067 online issue price, excluding 2.5% annual interest.
Homebuyers can seek refunds from developers who fail to complete construction, as per RERA regulations. An Allahabad resident won a case against a builder in Gurugram for delays after paying 14.5 lakh. Details here.
The ministry of road transport and highways is separating bridge monitoring from highway contracts and handing it to specialized agencies in an attempt to create an independent monitoring system for Indias expanding bridge network.
A man from Kerala reported receiving two unknown UPI payments but chose not to return them, suspecting a scam. His bank account was subsequently frozen. Here are the rules and customer rights in such cases.
Yash Raj Films Raah Records is giving independent music a boost, as industry experts see greater monetization opportunities and expect indie tracks to gain a bigger share of music labels catalogues.
A 10,000 monthly SIP may look affordable today, but the same amount would not have been affordable to most investors 20 years ago. Its affordability-adjusted analysis shows a 10,000 flat SIP could have grown to 87.3 lakh, compared with 31.9 lakh for an income-adjusted SIP over the same period.
The mobilization drive allowed SBM Bank India to reach prospective customers in markets such as Africa and the UAE who had not previously banked with the lender.
When leaving a job, ensure that the correct exit date is recorded in the EPFO system to avoid issues with PF transfers and verification. Here's the full process for making corrections or updating it.
Subscriptions are bringing groceries, fitness, beauty and other everyday needs to the doorstep, reducing routine trips outside. But convenience can also create behavioural traps and recurring costs.
NC-JCM has sought OPS benefits for certain NPS-covered central government employees recruited against vacancies sanctioned before 22 December 2003. Heres who could benefit if the government accepts the demand and how it differs from the existing OPS eligibility rules.
Gold and silver prices today, 8 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.
Filed your ITR but the income-tax refund has not reached your bank account? Here are six things to check if the refund is delayed, failed or marked as issued. From checking your refund status and bank-account validation to requesting a refund reissue, heres what taxpayers should do next.
Income Tax Dept seized gold, diamonds and 11.2 kg silver from a Mumbai womans home and bank lockers. ITAT Mumbai deleted 11.23 lakh tax addition after accepting her explanation of marriage gifts and inheritance.
Investing in mutual funds or insurance requires nominating a person to receive proceeds upon death. Here's whether minors can be nominated and everything else you need to know.
The registry could bring several changes for policyholders, from putting all their insurance policies in one place and making health insurance portability easier to enabling product comparisons, simpler servicing and better visibility into agents and intermediaries
Mutual fund investors can benefit from a tax advantage on dividends received by schemes, as these dividends are not taxed at the scheme level. The full amount can remain invested and compound, unlike direct stock dividends, which are taxed at the investors slab rate.
Sachin Tendulkar has acquired full ownership of the 3.09-acre parcel. For the remaining two properties, he has purchased a 50% undivided share, according to the registration documents.
Mutual funds often come with 10- or even 20-year performance histories, but the manager currently making investment decisions may have been running the scheme for much less time. A September 2026 analysis found average manager tenure below three years across every equity-fund category.
Bank unions have strongly opposed the performance-linked incentives framework, calling it discriminatory and favouring senior executives (Scale IV and above).
A weak or negative SIP return in the first two years may not be a reason to exit. An analysis of two decades of Nifty 500 TRI data found that nearly 69% of cases with negative two-year SIP returns delivered double-digit annualised returns by year five, while none remained negative.

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