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The EMI of a personal loan depends on loan amount, interest rate, tenure, credit score and fees, making careful planning essential to manage monthly cash flow and avoid excessive borrowing costs.

Income Tax Return: The I-T Department has processed numerous tax refunds, although some taxpayers are facing delays. Interest on delayed refunds is 6% per annum, but is not granted in certain cases.

There are ways to expedite the approval of your personal loan. They include improving credit score, managing debt, ensuring stable income, choosing the right amount, and avoiding multiple applications. Here are six factors to consider to get a personal loan cleared quickly.

New health ministry guidelines aim to prevent ventilator support from being used as a tool for financial exploitation.

Credit card limit extension scams trick users into sharing confidential information, resulting in financial loss. Awareness, cautious verification, and monitoring accounts help prevent fraud and protect credit card security.

A 0.25% rate cut may look negligible, but the real gains depend on whether borrowers reduce EMIs or shorten tenureone choice offers comfort, the other can save lakhs.

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending decisions, and encouraging regular credit report review through a dispute resolution process.

The I-T Department clarified that recent communications aim to help taxpayers voluntarily correct their income tax filings. Details here. 

Gig workers' representatives and policy experts said growing job numbers actually hide distress across the gig economy, and that more people are engaging in such work because of rising unemployment.

Smart ways to plan your vacation using a credit card include rewards, travel perks, EMI options and card offers, while managing risks through timely payments and disciplined spending.

Lower expense and brokerage caps, clearer disclosures, and simplified compliance give investors a transparent view of what they pay and could save.

Avatar is set to release in India this week, with expectations of 20-30 crore on opening day. The film's established legacy and fan base, alongside successful Bollywood films, could enhance the overall box office performance as the year concludes.

A loan application scam resulted in an automobile engineer losing 4.37 lakh, highlighting the risks of digital lending and outlining key precautions the borrowers should take to avoid fraud, harassment, and financial loss.

Micro-dramas are stories built for the mobile phone, not the living room. Barely a minute or two long, theyre reshaping the viewing habits of millions of Indians with their twists and cliffhangers. But behind the headlong rush lie many questions.

The number of Indian students going to the US for higher studies declined by 44% in August 2025 compared to August 2024. It was the sharpest fall after the Pandemic. The drop in numbers may worsen on account of the falling rupee

HDFC Bank FD rates: HDFC Bank revised its fixed deposit interest rates, effective from 17 December 2025, after RBI cut its benchmark interest rate for the Indian economy to 5.25%, compared to its earlier 5.50% levels earlier this month. Check the latest rate list here. 

Transferring a residential apartment to a child can be done through a gift or a will. Each route has legal, tax and personal implications that families should understand before deciding.

India is witnessing a gradual yet impactful shift towards menstrual cups (m-cups) driven by cost efficiency and environmental concerns. Discover how this 'green period' revolution is reshaping women's hygiene, the market landscape, and reducing the 12 billion+ sanitary pads used annually in India .

As RBI tightens rules, fintechNBFC partnerships are moving away from balance-sheet renting toward tighter risk alignment, cleaner unit economics and stronger data governance.

Understanding the risks of credit card usage is essential. By maximising interest-free days through careful planning, users can avoid high costs, effectively manage cash flows, and utilise credit cards as beneficial financial instruments.

Stock-based pay can build wealth, but tax obligations often come before cash hits your pocket. Heres what to know about employee stock options, restricted stock units and stock purchase plans.

Across urban India, child-free couples are intentionally reshaping their finances, prioritising flexibility, early retirement, experiences, and long-term self-reliance over traditional child-centric milestones and expenses.

Recent documentaries about film families like The Romantics and Dining with the Kapoors, tap into audience curiosity while helping families build brand equity. These shows offer a personal look into the lives of stars, promoting legacy and creative control for the next generation, say experts.

Google Pay is evolving its business model in India from a simple distributor of third-party personal loans to a comprehensive provider of credit ecosystems.

Insurers highlight that reducing premiums through GST exemption alone won't boost health insurance uptake. A shift towards meaningful products, better claims experiences, and addressing healthcare inflation are essential for sustainable growth in the health insurance sector.

Non-government NPS subscribers can now withdraw up to 80% of their retirement corpus as a lump sum upon exit, and in some cases up to 100%. Here's how benefits are paid to subscribers. 

Google Pay, in collaboration with Axis Bank, has launched its new co-branded credit card named Google Pay Flex Axis Bank Credit Card, which seeks to simplify and integrate credit with UPI services. Here's all you need to know about the new credit card. 

If an investor had invested 1 lakh in this flexi-cap mutual fund in 2008, the amount would have grown 10 times in the 17 years that followed at an annualised rate of 14.25%.

NPS subscribers will now be able to withdraw up to 80% of the corpus when it exceeds 12 lakh.

The bill seeks to amends three core lawsthe Insurance Act, 1938; the LIC Act, 1956; and the IRDAI Act, 1999to allow 100% foreign direct investment, strengthen regulation, introduce new intermediaries, and accelerate insurance penetration.

A year after a record 1.5 lakh crore IPO wave, half of new listings are underwaterrevealing why listing-day pops mislead and disciplined selection matters more than ever.

India witnessed 6.18 million foreign tourist arrivals in January-September 2025, down from 7.06 million in the same period last year. The year does not look good for Indias tourism industry.

Understanding the psychological biases at play can help investors resist the pull of finfluencers like Avadhut Sathe.

The share of natural gas in Indias energy consumption fell 8.6% annually in April-October, data showed. How realistic is the government's goal of increasing its share in India's energy basket to 15% by 2030?

A systematic transfer plan allows investors to transfer their funds from one mutual fund to another in a planned and systematic manner, rather than in a lump sum.

A tax return is referred to as a belated return when it is filed after the end of the original due date mentioned under section 139(1). The last date to file a belated return is 31 December.

The minimum income requirement is an important eligibility criterion for a personal loan. The applicants income helps the bank assess the applicants repayment capacity and ability to make timely EMI payments.

Generative AI is quietly reinforcing one of our most persistent investing biases familiarity thanks to inherent disparities in training data. If were not careful, we could find ourselves with portfolios that look eerily similar, carry the same risks, and collapse in unison.

The amount of SIP is contingent on the rate of return on your investment. Higher the return, lower the SIP needed. Conversely, lower the return, higher the need for SIP.

From FDs to PPF and new-age funds, here are the best choices for short and long-term investment goals.

HSBC India's CEO Hitendra Dave plans to expand the bank's presence by opening 20 new branches after receiving RBI approval. He wants his bank to be among the top five private sector lenders in India, focusing on affluent customers and leveraging opportunities in the financial services sector.

The third advance tax instalment for FY 2025-26 is due on 15 December 2025. Taxpayers with a liability over 10,000 must pay on time to avoid interest. Here's everything you need to know about the rules in case you miss the deadline.

National Pension System subscribers can choose their fund managers each of which has a unique portfolio of assets based on their investing philosophy. 

Sebi launched a crackdown on Ansari and his firm in 2023 when he was banned from trading in the securities market

The rupees slide past 90 to the dollar is making overseas travel costliernot just to the US, but across Europe, the Maldives and parts of Asia, with uneven impact by destination.

As the year ends, it's crucial to review financial goals and investments. Changes in personal circumstances or income levels can necessitate adjustments to financial plans and insurance needs, ensuring optimal asset allocation and adequate coverage for future expenses.

Wealth erosion is not caused by market volatility or poor investment performance, but by a fundamental discontinuity in financial acumen.

Regularly monitor your credit score, balance credit with investments, ensure timely EMI repayments, and avoid over-leverage to strengthen your financial health for a stress-free new year.

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the progress in building a credit score and history. These can result in a marginal fall in the credit score. 

India's finfluencer crackdown reveals gaps in the digital-finance ecosystem, where unregulated advice thrives. Learning from global regulations, India can enhance transparency and accountability to protect young investors with low financial literacy.