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Before applying for a home loan, borrowers should understand the various loan options available, eligibility requirements, interest rates, tax benefits and the documentation required.

A Mumbai-based man has sparked a lively debate online after revealing that he and his partner, who collectively earn 2.2 lakh a month, are struggling to save money. 

Investors receiving dividend income or bonus shares must consider tax implications while filing ITR. Dividends are now taxable in the hands of investors, subject to slab rates and TDS if over 10,000. Bonus shares are tax-free upon receipt but result in taxable capital gains upon sale. Details here.

While both National Savings Certificates and tax-saving FDs share a standard five-year tenure, they differ significantly in compounding frequency, interest rates, and overall structures.

Government exempts FIIs from taxes on interest income and capital gains from Indian government securities, aiming to attract global investors and stabilize the rupee. All you need to know.

A Bengaluru-based couple has gone viral after sharing a detailed breakdown of their family's monthly expenses, revealing they spent 1.66 lakh in May.

Indian families often include a spouse's name in property titles for strategic and practical reasons. Opting for shared ownership can safeguard a partner's financial future, streamline estate planning, and significantly reduce the likelihood of bitter inheritance conflicts down the line.

The existing mAadhaar app is set to be retired soon and replaced with a redesigned Aadhaar application. Here's how to switch to the new Aadhaar app on both iOS and Android devices.

ATMs could run short of cash as operators face challenges in replenishing machines, despite India having a record 42.54 lakh crore in currency circulation.

RBI governor announced the unchanged repo rate of 5.25% with a 'neutral' policy stance, citing inflation risks from geopolitical tensions. Here's what it means for fixed deposit investors and home loan borrowers. 

Income-tax returns: NRIs are subject to income-tax in India depending on their residential status. Here's a look at the applicable tax slabs, surcharge rate, rebate, and marginal relief that they can claim while filing ITR.

Backed by the government, PPF Scheme 2026 is widely used for retirement planning and wealth creation.

A millennial couple living in Bengaluru provided a breakdown of monthly expenses of a family of 3. Let's have a look at their lifestyle through their expenditure.

he submission process was originally launched on March 5, 2026, with the deadline first set for April 30, before being pushed to May 31

8th Pay Commission: Representative groups have made various demands regarding pension revisions to the panel. Here's a look at the age-based enhancement proposal, what it means and how it would work for pensioners.

A 50 LPA salary definitely feels impressive. It looks great on LinkedIn. It feels great for the ego. But theres one small problem. The moment you stop working the 50 LPA stops too.

Dearness Allowance: We explain how 2% DA hike for central government employees and pensioners, announced in April, was calculated using the AICPI's 12-month average as prescribed by the 7th pay commission.

Choosing between Russia, Japan, and South Korea for a trip under 1 lakh, South Korea emerges as the best value option. Detailed itineraries for each destination highlight unique experiences and attractions, with Japan standing out as the top choice if the budget allows flexibility.

Filing an Income Tax Return starts with selecting the right ITR form based on your annual income, sources of income and taxpayer category. There are seven ITR forms, and selecting the right one is essential to avoid errors and remain compliant with tax regulations.

Consumer policy expert Bejon Misra says opaque pricing, weak grievance redressal and poor insurer accountability continue to leave policyholders at a disadvantage.

Gold Rate Today: Here are gold rates in key Indian cities on Friday, 5 June 2026. Check the price of 18K, 22K and 24K gold in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai today.

PPF, SSY, NPS Vatsalya and MF share many similarities on paper, but their differences become apparent when you actually need to access your money.

Fintech and payment gateway services provider BharatPe has launched BharatPe Flex. It said the product allows customers access to the flexibility of a credit line integrated into the UPI experience. Here's how to sign up, features and all you need to know

Pune woman shared breakdown of 2.2 lakh monthly expense for a family of 3. Let's find out what is burning her cash EMI's or rent.

A few proactive steps can significantly reduce surprises at the time of a health insurance claim

EPFO retained the EPF interest rate at 8.25% for FY2025-26. Interest payment delay expected between June and September 2026. Check status by looking for 'Int. Updated up to 31/03/2026' entry in the passbook.

 Someone who smokes just a handful of times a year may still reportedly be classified as a smoker and could face premiums that are 30% to 50% higher than those charged to non-smokers. 

Two actively managed equity fund categories, each built on a distinct logic of portfolio construction - one defined by breadth, the other by deliberate concentration.

Section 54F is a tax-saving provision designed to encourage residential housing investments by exempting LTCG on non-residential assets, capped at a maximum investment threshold of 10 crore.

India has 78,000 crore in unclaimed bank deposits, 14,000 crore in unclaimed insurance funds, and 3,000 crore in unclaimed mutual fund investments. So, let's find out the different types of unclaimed assets and how you can check whether any belong to you, and the steps to claim them.

Filing an ITR involves following a series of steps to ensure all details are reported accurately. The Income Tax Department provides a pre-filled ITR-1 filing service on the e-Filing portal for registered users. This guide covers the step-by-step process of filing the ITR-1 form.

The price-to-earnings (P/E) ratio is one of the most common metrics for valuing a stock. By incorporating earnings growth, the PEG ratio provides a more comprehensive view of whether a stock is fairly valued relative to its earnings growth.

As traditional wealth management models begin to fray, the industry must pivot toward real-time engagement and behavioural coaching to stay relevant.

ITR deductions reduce your taxable income by subtracting certain expenses from gross income. Today we take a look at the various medical and healthcare related deductions available under the old tax regime

1 Finance Magazine has found that 84.8% of Indians have no will, and 62.5% have no plans to make one, highlighting weak estate planning, limited financial awareness, and rising inheritance disputes amid growing intergenerational wealth transfers. 

The EPFO manages employees' provident fund and pension schemes in India. Members must add nominess for both with rules differing based on marital status. E-nomination process available for Aadhaar-verified UAN holders.

A smart home loan EMI can help keep finances safe and build wealth, while a high repayment burden can hurt finances, damage credit profiles, and bring down credit scores. Keeping home loan EMI within 30% of monthly income helps protect savings and long-term goals.

With the ITR filing season for AY 2026-27 in full swing, it is important to gather all the necessary documents before filing your return. Some of the key documents include PAN, Form 16, bank statements, capital gains statements, and investment proofs required for claiming deductions.

Digital lending platforms revolutionize borrowing by offering small loans at the click of a button. The digital infrastructure, powered by Aadhaar, Account Aggregator framework, and data processing, enhances financial inclusion. 

8th Pay Commission: The Indian Railways Technical Supervisors Association (IRTSA) has demanded an increase in minimum pay to 52,600, a fitment factor of up to 3.80, better allowances and more. Check details here.

Behind luxury cars and premium homes, social proof, choice paralysis and high taxes are draining the savings of India's top earners. The fix? Stop trying to keep up with the Joneses, cut out complex products, and automate simple investments.

Secure returns with a fixed deposit and grow your savings with ease in the current geopolitical environment where protecting wealth is something indispensable. This guide explains how to open an FD online, compare interest rates, and invest confidently in minutes.

Dearness Allowance: We answer the top FAQs on DA for taxpayers. Whether the component is credited as part of your salary, is subject to tax, must be reported in your income tax returns filing and more

ITR utilities are now available, but Form 26AS, AIS and TIS data may still be updating. Filing too soon can trigger mismatches, revised returns and refund delays.

Income-tax returns: Here are the most common mistakes taxpayers can make when filing their ITR in 2026. Here's the seven important checks highlighted, including some that could delay your refund process.

Gold and silver prices today, 4 June: Gold gains on MCX amid a weaker dollar and geopolitical tensions. Check the latest 24K, 22K gold and 999 silver retail rates in Delhi, Mumbai, Bengaluru, Kolkata, and Chennai. 

US news: Americans may see their social security payments reduced by $500 per month over the next six years, by 2032, amid changes to the benefits program. Here's what we know

A new approach to retirement planning is essential as longer lifespans, inflation and rising healthcare costs reshape financial goals, making income security and long-term financial independence more important than ever.

8th Pay Commission fitment factor discussions intensify as unions demand a revision of up to 4x in basic salaries, given current inflation, the once-a-decade revision and associated challenges. Here is what the impact of a 3.5 fitment factor will be on salaries, pensions and government finances.

Under this framework, eligible taxpayers are allowed to declare 50% of their gross annual receipts as taxable earnings.