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House-hunting in Bengaluru is full-time job Viral post highlights ghost listings, bait-and-switch pricing & more

Bangalore house hunt is slowly driving us insane, the couple, frustrated by the search, said. Were honestly just looking for a genuine, clean, semi-furnished 2BHK from a direct owner or a trustworthy broker.

16 Sep 2026 7:41 am
Got a stipend while studying? 18.34 lakh ITAT case explains when students can claim income-tax exemption

A postgraduate medical student received 18.34 lakh as a stipend from Aligarh Muslim University, but the Income Tax Department treated it as taxable salary. The Delhi ITAT held that the stipend was linked to her education and compulsory residency training and allowed the Section 10(16) exemption.

16 Sep 2026 7:13 am
New e-commerce rules may force brands to rethink short-term discounts

New e-commerce regulations in India, starting January 2027, mandate transparency in pricing by displaying past prices alongside current discounts. Brands may need to adjust promotional tactics, potentially influencing sales patterns significantly during peak shopping periods.

16 Sep 2026 6:01 am
Bank of Baroda saw BR Shetty's NMC Group red flags. Yet it sanctioned more loans

The court documents showed that Shetty and his companies owed Bank of Baroda 2,077 crore as of May 2020, which was about a third of the settlement amount the lender paid.

16 Sep 2026 6:01 am
Fee on UPI may nudge retail users towards central bank digital currency

MDR on UPI transactions can boost adoption of central bank digital currency, or e-rupee, as merchants seek free alternatives.

16 Sep 2026 5:31 am
More households are moving up the income ladder: How India's wealth pyramid could change by FY31

Indias income pyramid is shifting rapidly, with millions of households moving into higher-income brackets. As earnings rise, spending patterns, savings, and investment behaviour are also changing. 

16 Sep 2026 1:25 am
5 simple money lessons from The Intelligent Investor by Benjamin Graham: Market moods, picking stocks and more

Benjamin Grahams The Intelligent Investor advises on understanding investments through careful examination. Check out these 5 simple money lessons from the celebrated book.

16 Sep 2026 12:03 am
Government clarifies credit card-linked UPI payments exempt from 0.4% fee

The clarification comes ahead of the revised UPI fee structure, which is scheduled to take effect from October 15. Under the new framework, a 0.4% MDR will be applicable to certain direct account-to-merchant-account UPI payments above 2,000, with the fee capped at 300 per transaction

15 Sep 2026 11:56 pm
Same mutual fund category, different capital gains tax? How a scheme's portfolio can change your tax bill

Mutual fund investors cannot always rely on a schemes category to determine capital gains tax. The actual portfolio allocation and tax classification can change the holding-period threshold and tax rate. Heres what investors should check before redeeming.

15 Sep 2026 11:54 pm
NPS Vatsalya: Rules for withdrawal and exit from scheme, explained

National pension scheme: The NPS Vatsalya Scheme allows children below 18 years to partially withdraw funds from their accounts under certain circumstances. We take a look at the process and how it works

15 Sep 2026 11:33 pm
Large & mid-cap mutual funds vs separate portfolio split: How do their returns compare over 1, 3 and 5 years?

Large & mid-cap funds offer investors a single-fund route to large and mid-cap stocks. But how do their returns compare with pure large-cap and mid-cap funds, and what does their portfolio allocation reveal about the differences?

15 Sep 2026 11:13 pm
5 early signs to watch: Lifestyle creep sneaks in after every promotion; how to overcome it

A promotion often leads to lifestyle creep, where increased spending diminishes savings. Check the importance of examining expenses post-promotion to maintain financial discipline.

15 Sep 2026 10:40 pm
India bond yields above 7%: Why debt fund investors may find a sweet spot in the 35 year segment

Indian bond yields have crossed 7%, raising the question of where debt investors should look. Axis MF favours the 35-year segment, particularly high-quality corporate bonds and select SDLs, while remaining cautious on long-duration debt amid oil, inflation, and global rate risks.

15 Sep 2026 10:20 pm
8th pay commission begins three-day state visit to Chandigarh tomorrow What's on the agenda for meetings?

The commission's three-day visit to Chandigarh from September 16-18 will focus on employee and pensioner issues. Here's a look at what's on the agenda for meetings with representatives from Punjab, Haryana, Himachal Pradesh and the UT of Chandigarh.

15 Sep 2026 10:01 pm
NPCI releases MDR framework for UPI transactions Here's what changes for merchant payments

UPI will remain free for all person-to-person transactions, merchant payments up to 2,000, and for small merchants, as per the NPCI's MDR framework. The organisation said it aims to promote digital payments and ensure UPI's sustainability.

15 Sep 2026 9:23 pm
Give your future its share: 8 tricks to handle your incomes, savings and investments | Pay Yourself First

By reserving a fixed percentage of income immediately, individuals can reduce reliance on discipline and make spending decisions more manageable. Check all 8 tricks. 

15 Sep 2026 9:13 pm
New UPI MDR rules explained: Will you pay more? What it means for users like you and me

UPI remains free for person-to-person payments under new MDR rules. Here's what changes for merchant payments and what it means for users like you and me.

15 Sep 2026 9:01 pm
CCPA imposes 10 lakh penalty on Rapido: How dark patterns and tipping prompts nudge you to pay more for a ride

Rapido has been fined 10 lakh by the CCPA over prompts that allegedly nudged riders to pay more before rides were confirmed. Heres what the regulator found, how dark patterns can influence spending and what consumers should check before agreeing to pay extra.

15 Sep 2026 8:17 pm
Pension Sakhis: Rural families to soon get a local guide for NPS and retirement planning

The government is stepping up efforts to improve pension awareness and retirement planning in rural India through a network of Pension Sakhis. The community-led initiative aims to bring pension information and support closer to households and encourage greater focus on long-term retirement security.

15 Sep 2026 7:20 pm
UPI is no longer free for all, as conditions apply

NPCI today announced merchant discount rate on select UPI transactions, effective from October, while keeping UPI free for consumers. It said that MDR of 0.4% will be applicable on P2M UPI payments above 2,000, capped at 300 per transaction.

15 Sep 2026 6:59 pm
Flipkart creates 2.5 lakh festive season jobs to meet demand surge: All about the hiring drive

Flipkart's seasonal recruitment drive covers more than 7,000 Ekart facilities across the country.

15 Sep 2026 6:47 pm
UPI transaction charges: Who will pay, who will earn and will small transactions stay free explained

UPI transactions up to 2,000 stay fee-free under a new Finance Ministry notification, covering 96% of volume. Regulators are weighing a ~0.4% charge on larger merchant (P2M) payments, with banks getting 40% of the proceeds. P2P transfers remain free regardless of transaction value.

15 Sep 2026 6:25 pm
Mid-cap funds are hot with investors. Whats driving the rush and should you invest now? Heres what fund managers say

Mid-cap mutual funds continue to see strong investor interest, supported by earnings growth, domestic demand and the formalisation of the economy. But with valuations above historical averages, fund managers caution that stock selection and diversification are crucial.

15 Sep 2026 6:22 pm
DA news: Can employees expect a second dearness allowance hike this year during festive season?

Central government employees and pensioners are anticipating a dearness allowance hike during this festive season. With inflation rising and past trends favoring Diwali announcements, a 3-4% increase is expected based on recent AICPI-IW data.

15 Sep 2026 6:22 pm
Mutual funds' August 2026 portfolio moves: Top 5 stocks bought and sold across large-, mid- and small-caps

Mutual funds changed their exposure to several large-, mid- and small-cap stocks in August 2026. While buying was spread across market segments, find out which stocks saw the biggest increase and decrease in mutual fund holdings during the month.

15 Sep 2026 6:00 pm
UPI and Services Steering Committee to take decision on MDR charges soon: What are issues on the table?

UPI and Services Steering Committee is set to soon decide on the merchant discount rate for UPI transactions above 2,000. Here's a look at the issues that are up for discussion 

15 Sep 2026 5:05 pm
Will an NRIs Singapore income become taxable in India due to extended stays?

As an non-resident for tax purposes, one is generally taxable in India only on income that is received or deemed to be received in India, or that accrues or arises, or is deemed to accrue or arise, in India.

15 Sep 2026 4:02 pm
Family pension rules: Bharat Pensioner Samaj seeks 6-month provisional pension for widows, widowers

Bharat Pensioner Samaj has asked DoT to allow provisional family pension to widows and widowers for up to 6 months while their regular claims are processed.

15 Sep 2026 3:59 pm
Moving to US: Can Indians continue their PPF and NPS Tier II investments? Tax expert explains

Can Indians continue PPF and NPS Tier II after settling in the US? A tax expert explains residency rules, KYC updates, FD redesignation, tax implications and why NRIs should review Indian investments before withdrawals or transfers.

15 Sep 2026 3:37 pm
Indias incapacity law gap: why estate planning must go beyond wills

India has no comprehensive law for managing a persons finances and property after they lose mental capacity. A combination of a private trust, living will and healthcare nomination may offer the closest workaround.

15 Sep 2026 3:16 pm
Two health insurance policies? Know how to use both for one hospital bill

Having both a personal health insurance policy and employer-provided cover can help when a large hospital bill exceeds the first policys coverage. Heres how policyholders can use the second policy for the remaining eligible expenses.

15 Sep 2026 2:44 pm
When should you switch an index fund? 4 things investors must check before moving to another fund

Not every index fund tracking the same benchmark delivers the same investor experience. Experts say investors should look at persistent tracking difference and tracking error before switching, rather than chasing short-term returns or the lowest expense ratio.

15 Sep 2026 2:27 pm
Suraksha Group expects to complete Jaypee Infra's stalled housing projects by 2028; to invest 3,000 crore

Suraksha Group to invest 3,000 crore in the next two years to complete Jaypee Infratech's stalled housing projects. The company has already completed 84 towers comprising 7,913 units and aims to wrap up possession by September 2028

15 Sep 2026 2:24 pm
8th Pay Commission: Why employee unions want salary and pension revisions every 5 years

8th Pay Commission news: Central government employees and pensioners seek salary and pension revisions every 5 years instead of 10. Know why unions want shorter pay cycles, inflation-linked reviews and a permanent wage review body.

15 Sep 2026 2:15 pm
Govt plans 3-month shelf life for specialized cement used in dams, bridges

For manufacturers, the revisions could require changes to packaging and marking processes and stricter adherence to testing timelines.

15 Sep 2026 1:31 pm
Missed an income tax notice because you changed your address? ITAT ruling offers relief on 11 lakh tax addition

Delhi ITAT condoned a 2,073-day delay after a taxpayer said reassessment notices were sent to his old address. The tribunal also deleted an 11 lakh addition after the taxpayer explained the cash deposit through property sale proceeds and past savings.

15 Sep 2026 1:25 pm
Should you add equal-weight funds to your portfolio?

Broader equal-weight funds have outperformed their market-cap-weighted parents in recent months, but the strategy can also mean greater mid- and small-cap exposure, sector shifts and higher concentration in narrower indices.

15 Sep 2026 1:08 pm
How much debt should you hold? More debt can cushion market falls, but there is a trade-off

Higher debt allocations have historically helped reduce the impact of market falls, but they also came with lower return potential. FundsIndia Research data shows how investors can balance portfolio volatility against long-term returns when deciding their equity-debt mix.

15 Sep 2026 12:43 pm
Personal loan interest rates September 2026: Axis Bank, HDFC, ICICI and 5 others start at 8.90%

Compare personal loan interest rates in September 2026 from prominent private banks, including Axis, HDFC and ICICI. Check five-year EMI calculations, processing fees and key factors borrowers should consider before applying.

15 Sep 2026 11:53 am
Small caps continue to attract strong inflows. But can investors handle the volatility? What history reveals

Small-cap funds continue to attract strong investor inflows, but historical data shows that sharp corrections are a regular part of the journey. FundsIndia data shows the Nifty Smallcap 100 has seen falls of more than 30% far more often than the Sensex.

15 Sep 2026 11:39 am
Mint Explainer | How India is cracking down on smuggled cosmetics from Pakistan

In July, the DCGI flagged that imported cosmetic products were circulating in the domestic market without mandatory registration certificates.

15 Sep 2026 11:38 am
Hybrid vs floating home loans: When does paying for EMI stability make financial sense?

With the repo rate already 125 basis points below its post-COVID peak of 6.5%, borrowers face a key choice: pay for stability now or stick with floating rates?

15 Sep 2026 11:34 am
Celebrities may have personality rights. Enforcing them is the costly part

Jahnvi Kapoors case highlights a new challenge for celebrities: protecting their identity may be less about winning broad injunctions and more about constantly monitoring the internet, documenting violations and pursuing targeted legal action.

15 Sep 2026 11:23 am
Are we grinding through a tough time correction?

Ignore panic-selling during a price correction, and resist the temptation to churn your portfolio for better returns during a time correction. Stick to your asset allocation and invest consistently.

15 Sep 2026 10:30 am
Gold, silver prices today, 15 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 15 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

15 Sep 2026 10:13 am
EPF Scheme 2026 allows temporary PF contribution cuts for 3 months during a crisis; What employees should know

The EPF Scheme 2026 allows the government to temporarily reduce or defer employee and employer PF contributions for up to three months during a pandemic, endemic or national disaster. 

15 Sep 2026 9:04 am
8th Pay Commission: How much will salaries rise if fitment factor is 3.83 or 4.0? Check calculations

8th Pay Commission salary hike explained: Here's how much basic pay for central government employees will increase under fitment factors of 3.83 and 4.0, with examples across pay levels.

15 Sep 2026 7:24 am
Can a daughter inherit fathers ancestral property after mother remarries? Madras High Court gives key ruling

The Madras HC has ruled that a mothers remarriage cannot by itself deprive her daughter of inheritance in her late fathers joint family property. The court said the old legal disqualification applied to the remarried widow only.

15 Sep 2026 7:04 am
Indias space boom is creating a new business for lawyers

As private companies, investors and foreign players enter Indias space sector, regulatory complexity around capital, technology, exports and national security is driving demand for specialized legal advice.

15 Sep 2026 6:31 am
Tata, Adani, Reliance triple their EV charging points in 3 years

The number of EV charging points installed by these three groups has grown 21% from FY25, when the cumulative was 15,651 and by 67% from FY24, when their total was 11,356. From the total of 5,438 in FY23, the network has grown 280%.

15 Sep 2026 6:00 am