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India's crypto market is experiencing a shift as women and non-metro investors gain influence, focusing on long-term strategies. This trend fosters a more stable ecosystem, with women showing patience and discipline, while Tier 2 and 3 cities broaden the digital asset landscape.

Named the Sindhu Darshan Pilgrimage Financial Assistance Grant Scheme, 2026, the initiative seeks to support pilgrims by partially reimbursing their travel expenses

Taxpayers should note that June 30 is the deadline for scrutiny notices under Section 143(2) for ITRs filed during FY 2025-26. Here are cases when you may receive a notice and what to do next.

ChatGPT's 1.4 lakh Maldives trip for two on a bare-minimum budget really caught me by surprise.

For a 29-year-old techie with exactly half of their take-home pay wiped out by home loan EMI, I asked ChatGPT if an 11-year window is enough for early retirement.

Pensioners can file income tax returns even after retirement and are eligible for several tax deductions. Options for filing ITR depend on income sources. Full list of available deductions here.

Seeking a better work-life balance, the Pon family turned to the FIRE movement. They moved from high-cost Canada to Thailand and then Japan, focusing on family time and financial flexibility.

Sebi has introduced a framework to expedite the transmission of securities to legal heirs, introducing Quick Transmission Processing (QTP) for small-value claims. Details here.

Bank FDs offer senior citizens a secure investment option for managing expenses like medical and living costs. Here is a comparison of fixed deposits from various public, private and small finance lenders

Prime Minister Narendra Modi will release the 23rd installment of the PM Kisan Samman Nidhi Yojana on 20 June 2026. Each beneficiary will get 2,000 tranche payment. Let's find out when, where and how to check payment status.

Income-tax returns: The Income-Tax Department has introduced some key changes in how taxpayer report income using the ITR-4 / Sugam form online for this tax year (FY26 / AY27). Here's all you need to know

Employees provident fund: The Centre has ratified 8.25% interest rate for EPF deposits this financial year. Looking ahead, here's a look at the rules under EPFO 3.0, which allow withdrawal of funds through ATM and UPI.

Mutual funds are effective for wealth creation, but regular portfolio reviews are essential. Investors should conduct light checks periodically and a detailed review annually to ensure alignment with financial goals, prevent allocation drift, and avoid common pitfalls during evaluations.

Chaired by Justice Ranjana Prakash Desai with members Pankaj Jain and Pulak Ghosh, the 8th Pay Commission will decide on salary and pension hikes of central government employees and pensioners, with recommendations expected next year following stakeholder consultations.

Fresh developments in the 8th Pay Commission have raised expectations among central government employees and pensioners. From extended memorandum deadlines to upcoming state consultations, the latest updates highlight progress on salary revisions, allowances, pensions and fitment factor discussions.

Financial security starts with protection. Life insurance remains a crucial pillar of financial planning, helping families manage uncertainties, safeguard future goals, build financial resilience and create long-term security through adequate coverage, and thoughtful financial preparation.

Dearness Allowance: DA is the component of the basic salary that is periodically adjusted for inflation. Here's all we know about the Punjab, West Bengal and Himachal Pradesh state governments' discussions on respective DA hikes.

Determining retirement needs requires calculating future monthly expenses, factoring in inflation, and estimating the necessary corpus. For example, a current expense of 70,000 may grow to 3 lakh in 30 years, necessitating a corpus of about 5.2 crore for adequate retirement funding.

The CCPA issued guidelines in 2023 to prevent and regulate dark patterns. The authority has listed 13 specific dark patterns. It has issued an advisory to strengthen compliance with guidelines and even penalised some platforms. However, the compliance still needs to improve.

Bank holiday today: Are banks closed today for the weekend holiday on Saturday, 20 June? Check the RBI calendar here 

PhonePe has introduced a 100 quarterly inactivity fee for wallets not used in 365 days. Users must complete a transaction to avoid charges. Details here.

Under the flagship income-support programme, eligible farmers receive 2,000 every four months, amounting to 6,000 annually in three equal instalments.

The I-T department has released the Excel Utility for ITR-3 for Assessment Year 2026-27 on the e-filing portal. Here's who must file this form what changed this assessment year.

An AI-designed two-week Europe itinerary within a 1 lakh budget includes destinations like Budapest, Prague, and Krakw. Focus on off-season travel, budget accommodations, cheap eats, and smart transport for an affordable adventure.

The move follows the Reserve Bank of Indias recent decision to introduce a USD-INR foreign exchange swap facility for banks on newly mobilised FCNR(B) deposits with tenures of at least three years and up to five years.

Many EPF members are unaware of the free insurance benefits under the EDLI scheme, which provides up to 7 lakh for nominees or legal heirs upon the employee's death during service. Here are the features and how to claim it. 

Despite NRIs investing about 1.4-1.5 lakh crore in India's stock market for long-term wealth, they face challenges like hidden taxes and currency depreciation. 

Zerodha Capital reported a 44.2% increase in total income to 53.5 crore in FY26, with net profit rising 20.5% to 14.7 crore, driven by growth in its loan-against-securities business.

Japan is often considered one of the world's most expensive travel destinations. However, an Instagram post by travel page Planned Time Off is challenging that perception with a detailed cost breakdown of a 15-day trip covering Tokyo, Hakone, Kyoto, Osaka, Nara and Hiroshima.

Fast access to funds comes at a cost. Compare personal loan interest rates, processing fees and key borrowing factors across leading private banks in June 2026 to find a cost-effective loan that suits your repayment capacity and financial goals.

I asked ChatGPT to plan the perfect monsoon family vacation near Mumbai in the last week of June. Here's what the artificial intelligence chatbot when comparing three hill-station destinations: Lonavala, Matheran, and Mahabaleshwar

The income tax return (ITR)-3 is meant for individuals and HUFs who have income from business or profession. Interestingly, the last date of filing tax return via ITR-3 is 31 August and not 31 July. 

Big changes ahead for Gold ETFs as SEBI introduces a new trading framework from September 1. Dynamic price bands, pre-open auctions and revised pricing rules aim to improve price discovery, transparency and investor protection in Gold and Silver ETFs.

Artificial intelligence has accelerated women's rise in the technology space, according to the India AI Workforce Report by Scaler. They reported 145% salary increase after transitioning into AI-enabled careers, it added.

Smart borrowing builds stronger finances. This article explains overdraft impact on credit score, covering responsible usage, repayment habits, credit utilisation, and ways to manage overdrafts effectively for a healthy credit profile.

EPF members can use their Aadhaar or Aadhaar-generated Virtual ID to successfully add a nominee and complete the e-sign process for their provident fund account. Here's how to generate the 16-digit VID

Attention taxpayers! The tax department has today enabled excel utility for income-tax returns for AY2026-27 (FY25-26) for online form ITR-3 on its official e-filing portal. Here's all you need to know

Hidden behind every card payment, credit card swipe charges keep transactions secure. Understanding credit card swipe charges helps consumers and businesses manage payment costs and improve transparency.

A 35-year-old Bengaluru professional seeks to reduce his monthly spending by 20,000 from a 1.8 lakh salary. Strategies include meal planning, setting a monthly food budget of 18,000, and limiting dining out, while automating savings for financial stability.

Under the 8th Pay Commission, employee unions have proposed five assured financial upgradations at six-year intervals to improve promotions, career growth and pay progression for central government employees.

As markets grapple with AI disruption, global capital shifts and geopolitical risks, Tata Mutual Fund CIO Rahul Singh explains where investors should look for opportunities now.

8th pay commission: Here's how much salary hike Railway employees can expect from the 2.92, 3.50 and 3.80 fitment factors demanded by the Indian Railways Technical Supervisors Association across pay levels.

The price of gold in India dropped to 149,660 per 10 grams, tracking losses internationally due to a stronger dollar. Check 24K, 22K, 18K gold and silver rates in Mumbai, Delhi, Kolkata and other cities 19 June.

Amid the 8th pay commission's salary revision discussions, we take a look at the differences between Dearness Allowance (DA) and other allowance components of salary, such as HRA, medical allowance, education allowance and more.

Big relief for EPFO subscribers as the EPF interest rate remains at 8.25% for FY26. The upcoming EPFO 2.0 platform will introduce UPI-based withdrawals, making provident fund access faster, easier and more convenient for millions of workers.

The EPFO can officially credit interest to subscribers' accounts only after the rate recommended by its governing body receives the Finance Ministry's approval.

Working professionals took to social media to share how they used AI to file their income tax returns From decoding dense tax terminologies to automatically accounting for mid-year employer switches, and more

Axis Mutual Fund has launched the Rozana SIP facility, which enables investing with just 10 per scheme per day through its website. This initiative offers a low-ticket-size approach and helps build an everyday investing habit through daily contributions.

Often viewed as a secondary large-cap benchmark, the Nifty Next 50 has outperformed the Nifty 50 across 3-, 5-, 7- and 10-year rolling periods. The data also shows it occupies a distinct position between traditional large-caps and mid-caps on the risk-return spectrum.

The RBIs inflation target remains 4% with a 2%6% band. Medical inflation has recently run far above headline inflation, and Indias life expectancy at birth is about 72 yearsall of which argue for a cautious plan, said ChatGPT