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Kisan Vikas Patra offers a 7.5% annual interest rate in July-September 2026, with investments doubling in 115 months. Here is how KVP works, its maturity period, investment limits and key points savers should know before investing.

The Central Board of Direct Taxes launched a one-time scheme on 16 August for small taxpayers to declare undisclosed foreign assets until December 2026. A 60% payment on the declared value ensures immunity from penalties.

Registration for the Delhi Lakshmi Yojana will continue till the target of 17 lakh women is met, CM Rekha Gupta said. Here's how eligible women can track the status of their application after applying for the financial assistance scheme 

Employees with multiple jobs may receive separate EPF benefits from each employer, and EPFO provides guidelines for overlapping employment. Details here. 

Home loan prepayment can reduce interest costs, while investing surplus funds may offer higher returns. Compare the loan rate, post-tax investment gains, risk and liquidity before deciding. 

Check out the difference between a credit card statement date and payment due date. Having a clear understanding of the same can help cardholders plan repayments, avoid late fees and interest, manage cash flow and maintain healthier credit habits.

RBI has proposed a new MCLR formula using a three-month moving average of banks marginal funding costs. The draft also proposes a three-month reset period for MCLR-linked loans and aims to make loan pricing more transparent.

Financial freedom requires more than wealth creation. Learn how life insurance, emergency savings and disciplined SIP investing can protect family finances, support long-term goals and build a stronger financial plan against unexpected life events.

Learn how to invest 5 lakh wisely at different ages with a practical asset allocation strategy covering equity, mutual funds, fixed deposits, gold and liquidity, while balancing risk, financial goals, family responsibilities and long-term wealth creation.

DA Hike 2026 explained: Know how Dearness Allowance is calculated using CPI-IW data, when the July revision takes effect, and how retrospective payments and arrears work. Having a conceptual understanding of these aspects can help in better financial planning. 

A Telangana consumer commission has upheld a 1 crore life insurance death claim after Tata AIA rejected it over alleged non-disclosure of an earlier policy proposal postponed on medical grounds. 

Taxpayers with unreported foreign assets can file declarations till December 31, 2026 through a one-time disclosure window. The voluntary scheme targets small investors. Here's all you need to know about the scheme.

His financial portfolio includes investments like fixed deposits, mutual funds, and bonds, He also possesses a dismantled rice mill and his wife has gold weighing 475 grams and silver weighing 200 grams.

The Finance Ministry has issued guidelines for insurance policyholders to address unfair claim rejections and service-related issues. Full details here. 

Missing a loan EMI does not give banks unlimited powers to seize assets or let recovery agents harass borrowers. Heres what banks can legally do after a default and what borrowers can do if recovery agents cross the line.

Credit card debt can delay financial freedom through high interest costs. Check and understand practical ways to repay outstanding balances, avoid minimum-payment traps, manage EMIs and build healthier money habits for long-term financial stability.

SCSS offers retirees a fixed-income investment with government backing, quarterly payouts, and an attractive interest rate. Here's what retirees need to know about extending their account. 

SEBI has proposed allowing NRIs, OCIs and eligible foreign nationals in FATF-compliant countries to complete digital KYC for Indian securities investments without travelling to India. The proposal also seeks to make KYC records portable.

Some common financial mistakes can weaken long-term wealth creation, from inadequate emergency savings and insurance to frequent fund switching and poor asset allocation. Experts explain practical ways Indian investors can protect savings and invest more effectively.

Large cash deposits in savings accounts can attract scrutiny from banks and tax authorities. Deposits exceeding 10 lakh in a financial year must be reported, requiring depositors to disclose their sources to avoid potential tax implications.

ITAT Ahmedabad has deleted a 2.31 lakh income-tax penalty imposed on a taxpayer over a 3.71 lakh political donation deduction claimed under Section 80GGC. The tribunal said the tax department failed to clearly establish how the claim amounted to under-reporting or misreporting of income.

The Income Tax Department has withdrawn 5,978 appeals and not filed another 17,489 after higher monetary limits were introduced for departmental tax appeals. Heres what the 60 lakh, 2 crore and 5 crore thresholds mean for taxpayers and pending income-tax disputes.

Using a credit card for rent payments can offer convenience and rewards but may incur significant costs. Here's what you need to know before considering it.

The proposals include removing an additional 20% settlement charge in certain cases involving multiple proceedings and introducing a fast-track mechanism for settlements of up to 10 lakh

SBI has the largest deposit base among the banks included in the comparison, with total deposits of 60.4 lakh crore. It also has the highest customer base, with 53 crore customers

West Bengal government is set to implement the Centre's health insurance scheme Ayushman Bharat and state's cashless coverage scheme Mukhyamantri Swasthya Bima Yojana from August 16. Here's all we know 

The 8th Pay Commission has updated guidelines on eligibility criteria and essential qualifications for vacancies of its contract-based consultant roles. Here's a look at what has changed for the applicants.

Finance commentator Seb's FIRE Journey ignites online debate over early retirement versus corporate life. Many agree that a lengthy commute and dull meetings can overshadow the perceived boredom of retirement.

Gen Z's budget is far more practical than flashy. A staggering 70% of a young professional's monthly budget is swallowed up by just five core categories Bills, subscriptions & more

Investments in NSC start at 1,000 with no upper limit. NSC qualifies for Section 80C tax deductions for resident investors. Premature encashment is allowed under specific circumstances, like the account holder's death or court orders.

Trade union, the Bharatiya Mazdoor Sangh (BMS), said it will hold nationwide demonstrations on 17 August over long-pending workers' issues. Demands include Minimum pension, variable DA, and EPF ceiling increase. 

Crop insurance premium slumped by two-thirds during April-July to 1,183 crore from 3,544 crore a year earlier, while fire premium fell 28.5% to 10,062 crore from 14,063 crore.

The Maharashtra government may provide 3,000 to women enrolled in the Ladki Bahin scheme before Raksha Bandhan. However, beneficiaries await clarity on pending payments for July and August, with no official confirmation yet on the potential combined instalment or payment dates.

Among the safest investment options in India, public provident fund or PPF investment can help parents prepare for the big expenses in your children's future, be it health, marriage, education or other aspirations.

The ET report said that building long-term wealth requires a deep understanding of financial planning.

Subhashree Sahu, a prominent digital content creator from Odisha, lost her Instagram account. With over 1.3 million followers, she earned substantial income from subscriptions, reportedly around 23 lakh monthly. And, she is not alone.

The tribunal observed that Section 3 of the Black Money Act provides for taxation of an undisclosed foreign asset in the year in which the asset comes to the notice of the Assessing Officer

In the latest episode of Lets Mint Money, Waterfield Advisors founder and CEO Soumya Rajan discusses family governance, the importance of the right asset allocation conviction and navigating global market shifts.

EPFO has issued 149,806 pension orders for higher contributions to retired applicants with aim to provide greater benefits linked to actual wages, MoS Shobha Karandlaje told Parliament. Here's how beneficiaries can check status of their claims 

A Kerala HC ruling offers relief to FD holders facing delayed payments. Here's what depositors can do if a bank refuses to return their money after maturity and what remedies may be available.

The Delhi High Court reduced a wife's interim maintenance from 30,000 to 25,000 amid a matrimonial dispute. The court emphasised a balanced approach to maintenance laws, retroactively applied from April 2021.

RBI rules classify savings and current accounts as inoperative after more than two years without customer-induced transactions. Learn how to check an inactive bank account, update KYC, reactivate it and protect your money from fraud.

Retail investors are flocking to corporate bonds but relying too heavily on credit ratings. Experts say ratings miss default, liquidity and price risks.

Homebuyers facing possession delays without any formal communication from the builder have various legal ways to protect their rights and receive fair compensation for the trouble. Here are the options that you can consider if it happens to you.

Companies must deposit PF contributions with EPFO by the 15th of each month. Delays can lead to penalties and other such consequencies. Here's whether an employee's interest gets affected due to the delay.

Check how to transfer PPF, Sukanya Samriddhi and SCSS accounts from a Post Office to a bank. Here's the information on the transfer process, the 100 plus GST fee, required documents, interest rates and key checks investors should complete.

NRIs are allowed to invest in Indian equities and mutual funds but require NRE or NRO accounts, demat accounts, and specific permissions for stock market access. Details here.

The move is aimed at making companies globally competitive and getting them easier access to capital.

EPFO will hold a live pension session on 18 August, allowing members to raise EPS queries and grievances. Know the timing, platforms, key pension topics and practical tips before participating in the EPFO live session.

The ministry of road transport and highways has tightened how it rates DPR consultants, giving associate firms only 75% of the lead consultant's rating instead of an equal score.