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Why asset allocation, not prediction, drives long-term returns

Multi-asset investment offers lower volatility, better risk-adjusted returns, and built-in tax-efficient rebalancing, said Saugata Chatterjee of Nippon Life Asset Management, at the Mint Money Festival 2026

16 Feb 2026 3:29 pm
Vijay Kedias Valentines Day masterclass: From situationships to stock market discipline

At Mint Money Festival 2026, Vijay Kedia used Gen Z dating slangfrom situationships to ghostingto decode stock market discipline, long-term commitment and wealth creation.

16 Feb 2026 2:52 pm
Banks 25,000-crore insurance gravy train faces RBI reality check

The Reserve Bank of India has released draft proposals targeting mis-selling of third-party financial products, bundled sales, and even dark patterns in banking apps, redrawing the boundaries of how banks sell such products.

16 Feb 2026 2:15 pm
Beyond FDs: How to build a diversified fixed-income portfolio

At the Mint Money festival on Saturday, Vineet Agrawal, co-founder of Jiraaf, explained how fixed-income instruments fit into modern portfolios.

16 Feb 2026 1:45 pm
Your toughest investment opponent is yourself: Bajaj Finserv MF's Ganesh Mohan

At the Mint Money Festival 2026, Bajaj Finserv Mutual Fund MD Ganesh Mohan explains why investor psychology, and not market timing, largely determines long-term returns.

16 Feb 2026 1:13 pm
Micro-drama apps seek aggregation to enhance user reach in India's entertainment market

Micro-drama apps in India are turning to aggregation to widen reach and improve discovery, mirroring OTT bundling strategies. Tata Play Binges new Shots category underscores the push for curated, mobile-first storytelling in a fragmented, multilingual market.

16 Feb 2026 12:08 pm
BSNL redraws performance goals as regional units bleed cash

BSNL's continuing losses prompts a performance reset. With 67 operating regions at a loss, the company is taking drastic steps to ensure operational efficiency and revenue growth. Learn how BSNL plans to revive its fortunes. Don't miss out on exclusive detailssubscribe now for the complete article!

16 Feb 2026 9:05 am
20 crore and still not enough? Rethinking retirement planning

At the Mint Money Festival, Aarati Krishnan explains why retirement feels harder today, why 25x may not be enough, and how inflation, longevity and compounding reshape the real corpus goal.

16 Feb 2026 7:00 am
How investors should invest in mutual funds in today's environment

Experts urged investors to stick to disciplined asset allocation, temper equity return expectations, and avoid chasing rallies in gold or silver ETFs.

16 Feb 2026 7:00 am
Is budget push to develop animation, VFX, gaming talent in AI era pragmatic?

The finance minister announced a 250-crore allocation for talent development in the animation, visual effects, gaming, and comics ecosystem. Here's what experts say

16 Feb 2026 6:00 am
India cracks down on professional blood donor rackets with tougher new rules

The new rules to set up blood centres restrict eligibility to registered voluntary and charitable organizations, barring family societies and trusts, and mandate social accountability evaluation. Professional donors who donate blood for money increase the risk of spreading infections.

16 Feb 2026 6:00 am
RBI nod for leveraged buyouts fails to evoke banker enthusiasm; mixed response to broker lending norms

Final guidelines on acquisition financing come with too many conditions, say bankers. Brokers divided on the impact of stricter rules for lending for leveraged trading.

16 Feb 2026 5:58 am
Private banks up the ante on campus hiring in hunt for niche, tech expertise

Engineering and business campuses in India are experiencing a revival in recruitment, particularly from banks. The focus is on global capability centres, wealth management and technology roles, indicating a shift towards digital banking and a demand for specialized talent in the financial sector.

16 Feb 2026 5:50 am
Religare Enterprises to separate financial services, insurance businesses, list Finvest

Religare Enterprises will retain its stake in Care Health Insurance. The financial services business, comprising lending, broking, investment and ancillary and support services, will be transferred to Religare Finvest on a going concern basis.

15 Feb 2026 9:49 pm
India adds a record 52.5 GW of power generation capacity so far in FY26

Companies have installed power generation capacity of 52.53 GW in the first nine months of FY26, surpassing the 34 GW installed in all of FY25, the power ministry said on Sunday.

15 Feb 2026 6:57 pm
Why you shouldn't make investment decisions based on tax incentives

Monika Halan, founder of Dhan Chakra Financial Education, explained why tax breaks shouldn't influence your investment decisions, and decoded Budget 2026 for households to explain what really matters for jobs, taxes, investments and long-term financial security.

15 Feb 2026 6:07 pm
Bank holidays next week: Are banks closed for Losar, Shivaji Jayanti and State Day? Check full RBI calendar here

In its official holiday calendar for the year, the RBI has listed nine holidays for banks in February 2026, including the weekend holidays for second Saturday, fourth Saturday, and all Sundays.

15 Feb 2026 6:48 am
Tax refunds jump 22% so far, claims Scott Bessent what should filers look for this season?

The average tax refund has increased by 22% this season, according to Treasury Secretary Scott Bessent. The IRS has not released official data yet, and early figures can be misleading, says expert.

14 Feb 2026 7:46 pm
How to earn 20,000 per month using SCSS while getting tax benefits? Explained

SCSS is a government-backed small savings scheme designed for senior citizens to keep their finances steady after retirement. SCSS gives Indians over the age of 60 to have a secure and safe investment avenue.

14 Feb 2026 3:41 pm
Chinese firms to make cars in US? Ford CEO, Trump admin officials discuss US-China automaker JV: Report

The discussions are still preliminary and informal as no solid decision has been made on the matter, according to the report quoting people familiar with the matter.

14 Feb 2026 1:20 pm
Explained: Can you open more than one PPF account? Here's what government rules say

Individuals can invest a minimum of 500 and a maximum of 1.5 lakh per year for 15 years in their PPF accounts. This amount is locked in for 15 years, after which you can get your investment back with interests without having to pay any tax.

14 Feb 2026 10:57 am
UPI to withdraw PF? EPFO working on new app to make money transfer easy for you, reports claim How it will work

The labour ministry is working on a project under which a certain amount of PF money will be frozen, and members will be able to see a large chunk of their provident fund available for withdrawal through their bank using UPI.

14 Feb 2026 8:52 am
Bank holiday today: Are banks open or closed on Saturday, 14 February? Check RBI calendar

Bank holiday today, 14 February: Bank holiday on Saturday is designated as a holiday under the Negotiable Instruments Act by the RBI. This bank holiday regulates the issuing of cheques and promissory notes.

14 Feb 2026 7:34 am
Need higher value-addition in electronics export, says Niti Aayog

India's electronics exports grew at a compound annual growth rate (CAGR) of 17.2% between 2015 and 2024, far outpacing global electronics trade growth of 4.4%.

14 Feb 2026 5:50 am
5 lakh DICGC bank deposit insurance: Is it enough or should the govt increase it?

DICGC insurance covers 97.6% of the total bank accounts, but only 41.5% of the value (amount) of deposits. The cover was last increased from 1 lakh to 5 lakh in 2020. In 2025, a proposal to increase it was considered.

12 Feb 2026 8:39 pm
New income-tax rules may revive interest in old regime for high-income salaried taxpayers

The recent proposals in the Income Tax Rules enhance education and college hostel allowances and reclassify cities for HRA purposes. These changes may entice salaried individuals to reconsider the old tax regime, especially in high-rent urban areas. 

12 Feb 2026 11:46 am
Indian market is 18 months ahead of its fair value: DSP Mutual Fund's Kalpen Parekh

Despite consolidating over the past year, the market remains expensive and investors should therefore moderate their return expectations, Parekh told Mint in an interview.

12 Feb 2026 11:26 am
Beyond the comfort of groups: Why individual health insurance still matters

Group and affinity health insurance expand coverage, but their short-term nature, hidden risks and lack of continuity make them an unreliable substitute for individual health policies.

12 Feb 2026 10:50 am
US 2025 tax returns: What is the deadline to file taxes? What happens if you miss it during the 2026 tax filing season?

As the 2026 tax filing season comes, it is important to know the deadline for filing 2025 tax returns. Taxpayers who delay filing their taxes often have to face penalties, late fees and other issues.

12 Feb 2026 8:25 am
Bond yields are rising. How should you reposition your debt fund portfolio?

With bond yields firming up, fund managers say debt fund investors need to strike a careful balance in their portfolios to guard against further upside risks. Heres how they are positioning debt strategies in the current environment.

12 Feb 2026 7:00 am
How to ensure your retirement corpus does not run out early

With proper planning, a little bit of caution and effort, you can have a smooth retirement. 

11 Feb 2026 5:19 pm
US Social Security Payments Schedule: Check beneficiaries, eligibility criteria here's who will be paid on 11 February

Social Security payments in the United States for February 2026 will be distributed based on beneficiaries birth dates. Those born between the 1st and 10th will receive payments on 11 February, while others will be paid later in the month. 

11 Feb 2026 2:27 pm
Why Indian households are rich in property and poor in security

Indias housing and pension markets are failing households. Fixing mortgages and retirement savings could do more for financial security than any new scheme or subsidy.

11 Feb 2026 1:22 pm
Why doing nothing is sometimes the hardestand smartestinvestment decision

From finfluencer hype to F&O losses, the urge to constantly act is quietly eroding retail investor returns. In many cases, patience, not activity, delivers better outcomes.

11 Feb 2026 8:00 am
What you should know about RBI's liberalized remittance scheme

Through RBIs liberalised remittance scheme one can invest in listed foreign shares, and use it for expenses related to foreign travel and business trips, overseas education, medical treatment, etc.

10 Feb 2026 2:38 pm
AMFI January 2026 data: Gold ETF pulls in 2x more inflows, at par with equities for the first time

Gold ETF alone saw inflows worth 24,050 crore, which is nearly double of December's 11,647 crore. Meanwhile, silver ETFs recorded a 9,463 crore inflow, highlighting the rising interest of investors in exchange-traded products that are not equities.

10 Feb 2026 12:23 pm
Draft income tax rules: PAN no more compulsory for hotel bills below 1 lakh, cash withdrawals & deposits below 10 lakh

Days after Finance Minister Nirmala Sitharaman's Budget 2026 announcement, the Central Board of Direct Taxes (CBDT) has brought forward the draft rules and forms for public comments pertaining to the new Income Tax Act, 2025.

10 Feb 2026 11:28 am
Indias new tax law simplifies compliance but complicates salaried tax choices

Indias new Income-tax rules promise simpler compliance through fewer forms and pre-filled returns. But by reviving Old Regime exemptions, they risk making tax choices harder for salaried taxpayers.

10 Feb 2026 10:38 am
8th Pay Commission: Govt seeks suggestions; who can submit? How to send your feedback on www.mygov.in?

The government has recently introduced the 8th Pay Commission website as the 8th CPC has already been constituted. Launching the website formally, the 8th Pay Commission now seeks feedback and inputs from ministries, departments, central government employees and pensioners.

10 Feb 2026 9:06 am