Bank holiday next week: According to the RBI calendar, banks across the country will be shut just one day this week Sunday, 16 November. On all other days, banking operations will remain open as usual. 

Sebi is there to ensure transparency. Whether the IPO is a good investment or a terrible one should not be the regulator's concern

Smart-beta funds blend rule-based investing with market intuitionoffering diversification, but not guaranteed outperformance. Heres what drives them and how investors should approach them.

In a significant win against the Income-Tax Department, Bollywood actor Aishwarya Rai Bachchan has won a 4 crore dispute in the Income Tax Appellate Tribunal (ITAT) Mumbai.

FD interest rates: We list out the highest interest rates offered by top lenders such as HDFC Bank, ICICI Bank, SBI and Canara Bank on their 3-year fixed deposits for senior citizens

E-commerce platforms such as Amazon and Myntra are shifting towards influencer-driven content, reducing reliance on traditional social media. Influencers now create and livestream directly on the platforms, increasing engagement and earnings significantly. Regular users are also becoming creators.

Bank holiday today: According to the RBI calendar, banks in Bengaluru will be closed on 8 November in observance of Kanakadasa Jayanthi. The banks in the rest of the country will remain open.

Domestic air traffic growth has declined for three straight months, signalling cooling demand after a sharp post-covid rebound. 

The 5,000 crore government initiative is aimed at positioning India as the laboratory of the world.

In September, the GST Council cut taxes for ICE two-wheelers and four-wheelers from 28% to 18% for many categories. However, EVs, which were already taxed at a low 5%, were left untouched. That decision also narrowed the price gap between EVs and ICE vehicles significantly.

Best mutual funds: Nearly a dozen value funds, including Axis Value Fund and JM Value Fund, have delivered an annualised return of over 20% in the past three years. We show the list here 

The RBI governor emphasized that short-term growth achieved at the cost of financial stability can have bigger consequences for long-term growth.

Paying the minimum due on your credit card helps avoid late fees and maintain credit health, but consistently doing so can lead to mounting interest and long-term debt.

Managing unplanned expenses with a personal loan becomes easier through smart borrowing, timely repayments and regulated lenders, ensuring financial stability while avoiding debt traps and protecting your credit score.

There are several SBI Cards which are offered in partnership with other lenders such as Bank of Maharashtra, Punjab & Sind Bank and UCO Bank. We list out a few of them in this article

Missing a personal loan EMI can significantly reduce your credit score, attract penalties, and harm your future borrowing potential, making timely payments crucial for maintaining a strong credit profile.

For the second straight year, mid-tier IT firms like LTIMindtree, Coforge, and Persistent are on track to grow faster and earn higher margins than TCS and Infosys.

The Supreme Court's ruling that in-house counsels on a companys payroll cannot claim client-attorney privilege is expected to inflate Indian companies' legal bills. 

EPF 3.0 brings long-overdue simplification and flexibility. But in chasing convenience, we risk forgetting what the provident fund was built forretirement security.

The Axis Bank Select Credit Card offers features and benefits such as a BOGO movie offer, a 20% discount on Swiggy and BigBasket, complimentary domestic and international airport lounge access, complimentary golf access, milestone benefits, etc. 

Travel is a luxury and therefore, it is not recommended to take a personal loan for it unless the travel is urgent or you are taking loan for a very short period  

If the total tax payable during the year exceeds 10,000, a taxpayer is required to pay advance tax. However, there are other factors to consider.

Insurance brokers are rallying for a 'zero-rate' GST structure to counter the recent loss of input tax credits for the industry. This proposed change aims to alleviate costs for insurers. However, the industry's divided opinions and potential policy hurdles may complicate efforts. 

From PPF & SCSS to KVP, there are several post office savings schemes which offer consistent returns in the range of 7-8.2 per cent a year to investors

Think of your financial journey like going on a mountain trek. Financial planning is your preparation and roadmap, financial freedom is reaching the summit peak and financial well-being is how you feel during the trek journey

Mutual Funds: Your monthly contribution via SIPs may fluctuate based on the rate of return your investment delivers. For example, when your investment grows at 12% per annum, you need an SIP of 20,016 and when it grows at 9%, you need an SIP of 26,426 to save 1 crore in 15 years

While gifting wealth-creating assets is thoughtful, and often tax-efficient in the long run, its important to be mindful of the tax implications that may arise for both the giver and the recipient.

Pre-approved credit cards offer faster approval and introductory benefits but may have lower limits and perks.

As GST cuts make petrol and diesel cars cheaper, buyers are redoing their math. EVs still save on running costs, but the payoff depends on how much you actually drive.

Managing multiple credit cards wisely can enhance your credit score by improving credit utilisation, repayment history, and credit mix, while poor management can lead to debt and lower scores.

A strong credit mix of loans and credit cards enhances your credit score, showcasing responsible financial behaviour and improving your chances of securing favourable lending opportunities.

HDFC Bank is offering up to 10,000 bonus Marriott Bonvoy points on spending up to Rs. 2.5 lakhs on the Marriott Bonvoy HDFC Bank Credit Card between 1st October to 30th November 2025.

We list out the latest interest rates charged by different banks on their personal loans

Bank holiday today: Banks in Bihar and Meghalaya will be closed on Thursday, November 6 for Assembly elections and Nongkrem dance respectively.

In September, India's banking industry saw a vehicle loan growth of 7.3%, nearly half of the 14% expansion seen in the same month a year ago, according to RBI data. However, bankers suggest strong growth momentum in vehicle loans October onwards, following a major GST overhaul.

Being named a nominee for fixed deposits does not automatically make you the sole owner. Legal heirs or Will beneficiaries have claims, too.

The following strategies can help you overcome the challenges of irregular income and achieve financial security.

EPFOs move to extend full withdrawal timelines aims to secure retirement savingsbut may create new hurdles for migrants, retirees, and those facing emergencies.

While a customer may relate to a figure in one's home currency under DCC, the amount includes additional spreads and fees that almost always work out higher than what their own bank or card network would have charged.

Both PPF and fixed deposits are safe investment options and provide fixed and assured returns. The difference, meanwhile, lies in the lock-in period, rate of return and tax treatment. 

Discontinuing your mutual fund SIP is not always wrong. Sometimes, your financial goals have already been met, or another investment opportunity may be on the horizon.

Personal loans: As RBI report points out household debt significantly post Covid, a quick check list to check before you borrow money

Hindu law has evolved from ancient scriptures, with significant codification in 1956 through acts like the Hindu Succession Act, which governs inheritance rights. 

Autopay on debit and credit cards simplifies recurring payments, following RBI guidelines.

India Post Payments Bank has partnered with EPFO to provide doorstep Digital Life Certificate services for pensioners enrolled in the Employees' Pension Scheme, 1995.

Indias IPO reforms deepened the marketbut also fuelled a culture of short-term bets, overpricing, and unrealistic expectations. Its time for a fairer, more transparent ecosystem.

A Will isnt only for the wealthy. Its a simple, powerful way to ensure your assets are passed on as you intend without legal hurdles, disputes, or uncertainty.

Here is a step-by-step guide for EPFO subscribers to update the date of leaving their job.

Best Mutual Funds: An annual growth of 20% means that if someone had invested 1 lakh in this fund five years ago, it would have grown to 2.48 lakh.

Mutual Funds: Mitra is a service platform that helps investors trace inactive and unclaimed mutual fund folios. It is an abbreviation for Mutual Fund Investment Tracing and Retrieval Assistant.