Livemint

An emergency fund should cover six, nine or 12 months of essential expenses, depending on job security, family responsibilities and income stability. Home loan EMIs, insurance premiums and school fees should be factored into the savings target.

He wanted to buy a property away from tourist destinations where he could spend more time and build a friendly and healthy relationship with the local community.

A 1.5 crore payout after a decades-long land dispute was held taxable as capital gains, not income from other sources, by Ahmedabad ITAT. The ruling clarifies the tax treatment of assigned property rights, but does not make the receipt tax-free.

Stricter CAFE 3 and BS7 norms will widen clean-fuel and hybrid choices across segments, but adapting to tighter emission standards and advanced engine tech is set to push up vehicle prices.

Form 141 replaces four TDS forms for property purchases, rent, contractor payments and crypto transfers from 1 April 2026. Heres what property buyers, tenants and other taxpayers need to know about the new filing process and key compliance changes.

The new greenfield highway section will cover around 342343 km, connecting Kodikonda near the Andhra Pradesh-Karnataka border to Muppavaram near Addanki.

India Inc faces muted 2027 appraisals as geopolitical tensions, rising costs and weak festive demand restrain pay. While consultants project around 9% raises, recruiters expect rewards to favour top performers and AI-skilled talent, with one-time bonuses may increasingly replacing permanent hikes.

Will central government employees get a DA hike after Dussehra? The Centre's 21 October Cabinet meeting has raised hopes of a 3% increase, taking dearness allowance from 60% to 63%. Here is what employees and pensioners need to know.

LIC Certificate of Existence: Find out what this life certificate is, why it matters for annuity payments, how eligible LIC annuitants can submit it in five steps, what details it contains and how to check the next due date.

Amid drought situation in Maharashtra, Chief Minister Devendra Fadnavis announced that the state government will provide advance financial assistance of 5,000 directly to affected farmers by Diwali. 

Higher fuel costs have increased airlines' operational expenses and are eventually being passed on to consumers.

Indias auto loans are growing as vehicle prices rise and consumers seek higher-value models. From H1FY19 to H1FY26, average car loans increased 49% to 8.2 lakh, as younger buyers enter the wider mobility credit market.

After the RBI raised repo rate by 25 bps to 5.50%, several banks hiked lending benchmarks, making home loans more expensive. Borrowers can raise EMIs or extend repayment periods, we illustrate how both compare for 30 lakh, 50 lakh, 80 lakh or 1 crore home loans

The Latte Factor argues that building wealth may depend less on earning more than on changing spending habits. The book recommends saving first, automating contributions, tracking small expenses, and linking savings to meaningful goals. 

A family of five from Noida spent 7.84 lakh on a winter holiday in Switzerland. Affordable flights, countryside Airbnbs, a rental car and home-cooked meals helped keep costs in check.

EPFO has urged employees earning up to 25,000 a month to check their eligibility for Employees Provident Fund enrolment through employers. Know the potential EPF savings, pension and life insurance benefits, revised wage ceiling and steps workers should take.

UPI transformed merchant payments from a cash-and-change routine into a low-cost digital habit. As India reconsiders MDR, the challenge is to fund future innovation and cyber resilience without undermining adoption.

Changing jobs doesnt mean closing your NPS account. Your PRAN stays with you, your corpus remains invested, and contributions can continue through your new employers Corporate NPS or, if there isnt one, under the All Citizen Model.

According to the National Capital Region Transport Corporation (NCRTC), two more priority Namo Bharat corridors Delhi-Panipat-Karnal and Delhi-Gurugram-Behror are likely to receive the approval soon.

Rising government bond yields could expose Canara Bank to mark-to-market provisioning risk, with the eventual impact depending on market yields and the relevant measurement date.

Kerala High Court directed SBI to refund 3.73 lakh to a retired college principal who lost money after sharing an OTP with a fraudster posing as a bank official. Here is how the scam worked, five lessons every bank customer should take from the case, and what the RBIs zero-liability rule says.

Under PM-VBRY, eligible first-time EPFO-registered employees earning up to 1 lakh monthly may receive incentives of up to 15,000. The first installment is paid after six months of service; here's how to avail the second installment 

Dussehra 2026: Dussehra sales tempting you? Follow these 5 personal finance rules to enjoy the festival without overspending or taking on debt.

The 8th CPC is likely to visit various railway departments in Mumbai to gain firsthand experience of employees' working conditions. On the agenda is observation of daily operations, duties and job risks.

Kerala government announced a 2% hike in DA and DR for employees and pensioners, bringing it to 37% of basic pay, effective from January. Here's a look at which employees and pensioners are eligible for an increase in the dearness allowance and who is not

8th Pay Commission consultations continue. Know how gratuity is calculated, the 25 lakh cap, union demands and what retiring central government employees can expect.

South Indian Bank's new CEO Mahesh Pai plans to leverage the bank's strong culture, deposit base and gold loan franchise to accelerate growth. 

The Supreme Court upheld the Bombay High Courts decision to quash Yes Banks 2020 write-off of 8,415 crore in AT-1 bonds. Here's all you need to know about AT-1 bonds. 

1 Finance has received in-principle SEBI approval for an MF Lite licence and plans to launch passive mutual funds in Q4 FY27. SEBIs framework eases regulatory requirements for eligible passive fund houses, potentially encouraging competition and expanding investor choice in index funds and ETFs.

A rise in home loan rates forces borrowers to choose between higher EMIs and longer repayment tenures. A 50 lakh loan example shows how a 25-basis-point increase affects monthly payments and total interest, and what borrowers should consider before deciding.

Investors can choose from physical gold and silver, digital gold, ETFs, mutual funds, Sovereign Gold Bonds and Electronic Gold Receipts. Each option differs in costs, liquidity, regulation, taxation and storage needs, making it important to compare the risks before investing.

Manufacturers in Surat are moving beyond sarees and synthetic fabrics to produce specialised textiles for defence applications. Full details here.

A Bitcoin investor who reported a 3.34 lakh loss faced an 88.55 lakh tax addition over the source of funds. ITAT quashed the reassessment after the tax officer ignored his reply and failed to provide the minimum response time required by law.

Built at an estimated cost of 1,908.43 crore, the highway forms a key link in the proposed Raipur-Dhanbad Economic Corridor under the Bharatmala Pariyojana.

More than 20 people in Visakhapatnam reportedly lost 1 crore in a month to a Google Review job scam. Fraudsters used small initial payouts to build trust before demanding larger deposits, leaving victims unable to withdraw their money.

Fitment factor demands range from 3.2 to 4 or higher as central government employees await a revised salary structure.

PFRDA has launched NPS Central, a digital platform where subscribers can enrol, manage accounts, review investments and make contributions. Details here.

With home loan EMIs spread over a 20-25-year tenure, even small payments in the initial years can significantly reduce overall interest outgoings over time.

An NRI living in the UAE mistakenly claimed treaty relief on gains from Indian shares and mutual funds. While the revised-return deadline has passed, an updated return may offer a way to correct the error.

First-time workers must complete six and 12 months of continuous service to receive two instalments under the government scheme.

Erling Haaland has bought a home at Manchester City Yas Residences, a branded development on Abu Dhabis Yas Island. The project includes more than 2,000 homes, sports facilities and parks, with phased delivery starting in 2029.

Art is a prominent feature of the residence, particularly the paintings of renowned Indian artist MF Husain. The corridor leading into the home features several of his works.

Insurance regulation must go beyond capping commissions to enforce product suitability, hold distributors accountable for mis-selling and prioritize policyholder outcomes over sales incentives.

Only 2 of 29 aggressive hybrid funds with reported one-year returns delivered over 8%, while 22 posted losses. Even large schemes such as SBI and ICICI Prudential Aggressive Hybrid Fund ended in the red, highlighting the risks of equity-heavy hybrid investments.

The UFIOE has called on the government to abandon the proposed disinvestment and acquire at least a 6% stake in IDBI Bank, either by purchasing shares from LIC or through the open market.

Credit card refund vs chargeback explained: Understand the key differences, when to request a merchant refund, how to dispute a credit card transaction, what evidence to keep and how to report unauthorised payments.

The EPFO wage ceiling has risen from 15,000 to 25,000 a month, potentially extending provident fund, pension and insurance benefits to more employees. Check who qualifies under the revised rules, how enrolment works and what the change means for your salary deductions and retirement savings.

Mobile games can encourage frequent spending through paid shortcuts, limited-time items and subscriptions. Individually modest payments may add up to thousands of rupees each month.

Premium food, grooming and medical care are making pets a major household expense in urban India. Monthly costs range from 4,000 for some small breeds to 20,000 for giant breeds. 

Defaulting on a loan against your FD can cost you the deposit itself. Know how lenders recover dues and when you may still owe a shortfall.