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Unit-linked insurance plans or Ulips bundle life insurance and investment into a single product. Ulips also carry a tax advantage

The Finance Ministry raised the Dearness Allowance by 2% for central government employees and pensioners, increasing it from 58% to 60% of basic pay. Here's why some expect the next hike in July under 8th CPC to be 3%

The 8th Central Pay Commission held its first meetings discussing demands for annual increments and pension scheme withdrawal. It is set to decide salary hikes for 50 lakh central employees and 65 lakh retirees, potentially raising pay significantly.

The declarant, who is a resident, must ensure that their expected final tax liability for the year is NIL and duly fill all the rows in Part A of the Form No.121 and sign it.

To turn market volatility into an instrument for wealth creation, retail investors should consider adopting a structured approach. Here are five fundamental rules that can help navigate the complexities of todays financial environment.

Mutual fund-based portfolio management services are becoming popular among high-net-worth individuals. Here is how these services work

May 2026 has crucial tax deadlines, including TDS payments and quarterly filings. Taxpayers must comply to avoid penalties. Full list of the deadlines here.

Legitimate capital, patiently held, is the only edge in this business that has worked reliably for a hundred years. It is not glamorous enough to go viral. But it is the only version of the story that ends with you still holding the asset.

Odisha has several welfare schemes aimed at empowering women through financial assistance and social support, including Lakhpati Didi Yojana and MAMATA. Details here.

On May 3, gold prices in India remained stable, silver prices also showed limited movement. Check retail rates of 24K, 22K gold, 999 silver in your city.

As a 22-year-old salaried person with a student, here's how you can build wealth by investing smartly. AI recommends this when asked about investing in SIPs, stocks, or fixed deposits for the best returns with minimum risk.

Effective money management involves budgeting, debt management, tracking expenses, and distinguishing needs from wants. Here's a few steps you can adopt to ensure financial security and future savings.

Starting April 1, 2026, the Income Tax Act mandates quoting a PAN for numerous financial transactions, replacing Form 60 with Form 97. Here's a list of transactions where PAN is mandatory.

Home loans require lenders to assess creditworthiness, with credit scores significantly influencing approval and interest rates. A score above 750 is ideal, while scores below 700 may lead to higher rates or even rejection. Details here.

Private and public sector banks in India will be closed for two days between May 4 and 10, 2026. Customers can use online services for transactions during these periods. 

Taxpayers can rely on Section 80C of the Income-Tax Act to reduce their tax liability through deductions of up to 1.5 lakh in a financial year. Here are the investment options you can choose from:

Concerns about a housing market crash are growing among Americans as mortgage rates rise and inflation increases. Financial experts recommend keeping housing costs below 25% of income, though this is becoming difficult with rising home prices. However, a major crash like in 2008 seems unlikely.

DA hike: The highest hike for Dearness Allowance of central government employees came in 2021 with an 11% increase from the central pay commission. Here's a look at what increments have been announced over the past few years

8th central pay commission: The government appointed panel determines Dearness Allowance hike, fitment factor and other allowances for central govt employees. Here's what role it plays in the decision process

Bank deposits are generally safe, but in case of bank failure, only 5 lakh per depositor is insured under the DICGC. This coverage applies to all accounts in a bank, with specific exclusions for certain deposits. Details here. 

Fixed deposits (FDs) are favored for stable returns, with banks in India offering rates up to 7%. Tax-saving FDs provide deductions under Section 80C but have a 5-year lock-in. Interest rates vary, with senior citizens receiving higher rates.

The RBI has set the final redemption price for its Sovereign Gold Bond 2018-19 Series-I at 14,901 per unit, payable on 4 May 2026. Investors could see gains of nearly 386% from the issue price of 3,114 per unit.

Income tax rules discourage cash transactions, limiting annual deposits to 10 lakh. Experts recommend using savings accounts for cash deposits

Unclaimed National Pension System contributions can be retrieved through a mechanism specified by the Pension Fund Regulatory and Development Authority. Full details here.

Family floater health insurance premiums are primarily calculated based on the age of the eldest member covered. Other key factors are - sum insured, medical history of family members, and family size 

As PPF accounts reach maturity, holders must choose to withdraw the total amount, extend for five years, or continue without extra deposits. Here's what each option offers.

A married woman's share in ancestral property is influenced by laws, family dynamics, and social norms. Key laws - the Indian Succession Act and Hindu Succession Act emphasise equal rights for daughters and sons in inheritance matters.

I asked ChatGPT why the principal of my 90 lakh home loan hasn't decreased much despite paying off 45 lakh via 60 EMIs. Here is what AI said.

A 25-year-old tech professional built a 20 lakh investment portfolio in three years on a salary under 10 lakh. He attributed his success to disciplined saving, investing 80-85% of his income, and living with parents to minimize expenses.

Investing in mutual funds varies by age to build a 10 crore corpus. Younger investors benefit from compounding over decades, while older investors face increased monthly requirements. 

Proposal to offer dematerialise units of idle physical gold for future fast-track sales, loans and jewellery conversion. Move to unlock idle gold in India to reduce import and foreign exchange drain

Gold and silver prices remained stable in India's retail market on Saturday, May 2. Check retail rates of 24K, 22K gold, 999 silver today in major cities of the country.

If you have children especially a young family a popular rule of thumb is to choose a term long enough to see them out of the house and through college.

Avoid costly personal finance mistakes in May 2026 for stronger financial growth as poor planning, emotional investing and debt misuse can erode long term wealth stability and returns.

Fresh developments around the 8th Pay Commission updates include regional visits, extended deadlines, and key meetings shaping pay, pension, and allowance reforms for central government employees, pensioners, and associated stakeholders across India. 

It is a prescribed daily case register required to be maintained by practitioners of any system of medicine under Rule 46(6) of the Income Tax Rules, 2026.

Banks in India are open today, May 2, 2026, as it is the first Saturday of the month. They will be closed on May 9, May 23, and May 27 as per the RBI's holiday schedule. Online banking and ATMs remain operational during holidays.

As a 40-year-old married person with one kid, here's how you can repay your home and car loans while investing in SIPs. Follow this balanced approach to secure financial stability in the long run, as AI said.

P2P: In peer-to-peer lending, individual lenders offer unsecured loans directly to borrowers via RBI-regulated online platforms.

Active share helps you spot whether your active fund is actually just tracking the index at a higher cost.

I asked ChatGPT if I should consolidate 5 credit card EMIs into a single EMI by taking a personal loan. Check what the AI chatbot said: 

The revised tax treatment for employer-provided meal benefits raises the tax-exempt value to 200 per meal from 50, effective 1 April 2026. Here's who can claim it. 

Transform your mindset with powerful personal finance books that build wealth habits, sharpen money decisions, and guide you towards long-term financial freedom through simple, practical and timeless investing principles.

For a Bengaluru-based Software Development Engineer who is starting out in her/his career, aims to accumulate a corpus of 1 crore in 15 years. Here's how to do it with SIP plans, as suggested by ChatGPT.

Income from the stock market is taxed based on its type: dividends are taxed as income, and bonus shares are taxed differently upon sale. Here are the tax rules for dividends, bonus shares, and buybacks.

Boosting rural financial inclusion, India Post Payments Bank launches SHG Savings Account to empower women-led SHGs with zero balance banking, doorstep services and secure savings across India.

Can a cheque bounce land you in jail? Check what Section 138 of the Negotiable Instruments Act covers: the legal process, penalties, and how to protect yourself.

EPFO has recently made changes to streamline compliance and improve access for provident fund subscribers, including a new unified Form 121 effective from 1 April, and plans for a portal to link old PF accounts. Details here.

Bajaj Finance FD rates have jumped to 7.40%, offering higher returns for long-term investors, while senior citizens can now earn up to 7.75% with improved tenure flexibility. Check out the complete details and consult certified financial advisors before investing. 

Credit scores, ranging from 300-900, indicate credit risk to lenders based on past behavior. Scores can be improved through timely repayments and responsible financial habits. Here's what factors determine your score