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If someone had invested 1 lakh in the ICICI Prudential Value Fund at its launch on 16 August 2004, the amount would have grown to 48.5 lakh by 31 October 2025, delivering an annualised return of 20.1%.

There is a noticeable shift from survival to success with digital lending and smart credit as catalysts of aspiration, reveals a report titled 'How India Borrows' by Home Credit India.

The student credit card scheme is aimed at supporting higher education, allows students to avail themselves of loans up to 10 lakh at a nominal interest rate, and the entire interest subsidy is borne by the state government

The Centre plans to fund the investment from the 76,000 crore India Semiconductor Mission (ISM 1.0).

The move highlights the Indian governments strategic shift towards ensuring mineral security through direct ownership of mines and assets, and reducing reliance on foreign imports.

Bank holidays in December 2025: The Reserve Bank of India has declared 13 bank holidays for December 2025, influenced by regional and religious events. Banks will close on Sundays and specific Saturdays, with notable holidays like Christmas and Indigenous Peoples' Day affecting various states.

A strong credit score impacts financial opportunities at every stage of adult life enhancing loan approvals, lower interest rates, credit card benefits, and long-term financial stability from 25 to 60.

If you are a frequent traveller and a credit card user at the same time, you are recommended to use the cards that offer airmiles 

Bharti Airtel, Reliance Jio and Vodafone Idea have opposed Trai's proposal for turnover-linked penalties of up to 1% for incorrect financial reports, arguing it's disproportionate. They claim it contradicts the government's goal of ease of doing business.

Currently, Indian refiners charter foreign vessels for their requirements. However, an indigenous fleet is expected to provide support during times of turmoil.

Best Mutual Funds: We list out mid-cap mutual funds which have delivered more than 25% annualised returns in the past five years

Taxpayers are issued a refund, along with interest at the rate of 6% per annum, which will start on 1 April 2026 and continue until the date of issue.

Many Indian entrepreneurs moved to Canada drawn by its Start-up Visa programme. But with over 43,000 applicants facing a 10-year wait, their hopes have been dashed. The legal uncertainty is making some founders abandon their Canadian dreams despite building businesses and putting down roots.

Effective 1st October, banks can reduce the spread charged on a loan earlier than three years. Customers can benefit faster from lower interest rates and save money on the interest amount paid.

An NRI living in Dubai missed the July deadline for filing an Income Tax Return but wants to claim a refund of excess TDS deducted on a stock buyback.

The organized sectorled by cloud kitchens, quick-service restaurants (QSRs) and caf chainsis expected to double and overtake the unorganized sector by the end of the decade, expanding at a 12-14% CAGR compared to 5-7% for unorganized players.

The four new labour codes notified on 21 November come with a mixed set of implications for employees.

Regional films, particularly Malayalam and Gujarati, are achieving significant box office success with relatable, high-quality storytelling. Films like Lokah Chapter 1: Chandra and Gujarati hits have set new records, indicating a shift in audience preferences.

UpGrad Education is pursuing the acquisition of Unacademy, while CarTrade Tech is close to acquiring CarDekho, highlighting a trend in India's digital economy towards consolidation. Tech firms increasingly favour M&As for growth, improving margins and market share ahead of potential IPOs.

Faster dispute resolution and clearer timelines are positive indicators for investments because it means contracts will be enforced quicker and more decisively.

In an exclusive conversation with Mint, Ashish Shanker, MD & CEO of Motilal Oswal Private Wealth, explains how first-generation founder millionaires invest differently from legacy HNIs and why private markets remain their comfort zone.

Indias current energy storage capacity as of June 2025 is 490 MWh, according to estimates from the ministry of new and renewable energy (MNRE). The new plan in the works would imply a 6x increase in capacity over the next 22 years.

With the deadline fast approaching, the Ministry of Finance has reminded eligible Central Government employees and National Pension System (NPS) subscribers to submit their requests for the Unified Pension Scheme (UPS) by November 30, 2025.

Airtel raised concerns over network interference in the Rajasthan circle a few weeks ago with Tejas Networks, which has deployed equipment for BSNLs 4G rollout.

For NRIs, buying property in India is a maze of legal paperwork, state rules and intensive due diligence. Heres what they need to know.

A chartered accountants search for a safe investment reveals the spectacular, rapid rise of a young developer in a scandal-scarred market. The companys success hinges on a calculated shift and a secret price point.

India and the EU have begun work on linking the two instant-payment systems, which is expected to pave the way for more cross-border collaboration, faster and cheaper international payments, and more use cases for both retail and commercial transactions.

In India, audio streaming services are adapting to user preferences by introducing tiered pricing and microtransactions. Will these strategies help these music platforms stay afloat?

RBI has released a draft with directions for the weekly update of credit information from the current fortnightly updates. The faster updates will help banks with more accurate credit underwriting and borrowers with better access to loans on better terms.

Grain storage is needed to support the Public Distribution System and maintain price stability of food.

Swift action is vital when facing credit card fraud, from blocking your card to filing official complaints and safeguarding future transactions, ensuring stronger protection and financial security for cardholders.

Each such portfolio has its own risk and return strategy and grows at a specific rate to deliver the required corpus to meet the goal. Most of us are comfortable with such a strategy. But, is this the right approach?

Through mutual funds, local brokers and GIFT City there are several routes to invest in American companies and stock markets. We list out the key points here

Sectoral mutual funds offer targeted investments but can lead to overexposure in familiar stocks. They provide opportunities for high-risk investors and diversify portfolios while allowing commitment to specific themes. However, they are risky as performance heavily relies on one sector's success

All pensioners in India are required to submit Life Certificate each year on November 30, with the authorised pension disbursing authority in order to continue receiving regular pension payments. Here's how you can submit LC in person and online and check your pension status.

SIB has launched SIB Power CONSOL, a new loan product aimed at simplifying debt management through lower interest rates and single EMI payments. It targets individuals aged 30-55, offering consolidation loans from 10 lakh to 3 crore with minimal documentation and zero processing fees.

CRIF High Mark's latest report How India Lends - shows a stable retail credit cycle in India, with strong demand for home, auto, and gold loans. Large-ticket personal loans have seen significant growth, while PSU banks increase their market share, reflecting the evolving lending landscape.

PPFAS MFs proposed large-cap fund will mirror Nifty 100 weights but rely on futures, merger opportunities and index-rebalancing tactics to deliver slightly better returns than index funds at similar costs.

ITR Refund delay: The ITR filing deadline for this year was September 16 and taxpayers have been expecting their tax refunds for a while now. Ravi Agrawal said that taxpayers can expect their ITR refunds to be credited to their accounts soon.

Wedding season spending can strain finances, but smart budgeting, mindful credit utilisation, and timely repayments can help protect your credit score while managing celebrations responsibly.

The festive season boosts economic activity with increased consumer spending. Credit plays a vital role, enabling consumers and small businesses to make timely purchases, supported by favourable credit scores that enhance borrowing opportunities.

A systematic withdrawal plan, or an SWP, works as the opposite of a systematic investment plan or an SIP.

A low debt-to-income ratio strengthens personal loan eligibility by showcasing repayment capacity, improving approval chances, reducing borrowing costs and supporting a healthier overall credit profile for responsible applicants.

You can now use electronic modes to deposit money in CGAS, open accounts with private banks

If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in credit score. If the personal loan is the only credit instrument, its closure will halt the progress of your credit score and history.

Many employees think they would fare better financially as consultants due to tax benefits. How far is this correct? What are the risks of an employee being reclassified as a consultant?

Falling EV sales may have dented their business, but companies such as Sona Comstar, Bosch Ltd, and Tenneco Clean Air are highly optimistic about the rise of hybrid vehicles, saying they represent the best of both worlds.

8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.

A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.

A personal loan can offer essential financial support, but avoiding overspending, multiple loans, EMI delays and missed prepayment opportunities is crucial to prevent long-term debt and protect your credit health.