A high credit card balance can dent your credit score, but taking a personal loan to clear it isnt necessarily harmful. What matters is how it affects utilisation and repayment discipline.

Trai faces challenges regarding the upcoming spectrum auction, with Big Tech and telecom companies in disagreement over the use and pricing of radio spectrum. Key issues include when to auction the 6 GHz band, price reductions, and spectrum caps.

Currently, drug licences do not explicitly ban advertising. The draft proposes making prohibition of advertisements for high-risk Schedule G, H, H1, and X drugs a mandatory condition of all drug licences, according to an official, who spoke on condition of anonymity.

Active and passive MFs: From choosing stocks to the scope of returns, they vary widely. 

The aim of rolling out the 1600 number series is to enhance consumer trust, curb spam, and prevent fraudulent activities perpetrated through voice calls.

While President Trumps latest action is primarily aimed at keeping domestic US inflation in check, it is expected to assist Indian exporters of agricultural commodities, who have been facing a 50% tariff rate since late August.

Over 80,000 crore in debt should have killed Vodafone Idea. Instead, the government quietly took majority ownership, then engineered an unprecedented legal twist to reconsider its own AGR calculations. Our deep dive into this policy pivot.

The charm of the Indian film industry's bumper festive weekends has waned, with festivals failing to draw crowds as before. Experts point to over-reliance on holidays, hiked ticket prices, and lack of star power, stressing the importance of quality content to sustain audience interest.

To invoke non-disclosure, insurers must show the condition was active when the policy was bought and medically linked to the current ailment.

Pressure is spreading beyond unsecured microfinance into what was once considered a relatively stable asset class, but lenders and analysts offer differing reasons for this.

For personal loans, banks provide a 3 to 15-day cooling period during which the borrower can cancel the loan. Usually, there is no cancellation fee during this period.

A declining credit score can affect loan approvals and interest rates. Understanding factors like missed payments, high credit utilisation, multiple applications, and reporting errors can help borrowers in maintain a strong credit score.

Investing in debt funds is complex and risky. Key risks include interest rate risk, credit/default risk, and concentration risk. 

Personal loan statements detail outstanding balances, EMI breakdowns, interest rates, fees, and repayment history, helping borrowers monitor loans, avoid errors, and maintain financial health through accurate monthly review.

Paytm has launched a 'Hide Payments' feature, allowing users to manage their transaction history with enhanced privacy.

Any form of US-listed stockseither stock options or direct stockscan create significant wealth, but they also carry the risk of US estate taxation

Credit score impacts all forms of borrowing from personal to car loans. Higher the score, better the chances of securing a loan on convenient terms and lower interest rates

Facing fierce competition, rising customer acquisition costs, and product similarities in the mass market, Indian beauty brands are launching ultra-premium or prestige lines.

The income tax portal states that it normally takes anywhere between 4 to 5 weeks for the refund to be credited to the taxpayer's account. The refund of large amounts may take longer

The tax laws dont allow interest deduction to be claimed while the property is under construction, and cap the total interest benefit that can be availed after taking possession 

Financial advisors explain how they help clients protect family wealth from adult children who have become addicted to gambling.

REEVs are electric vehicles supported by a small internal combustion engine to charge the battery when it is running low. Currently, no Indian manufacturer sells such vehicles in India.

A systematic investment plan is considered an effective way to plan for your future. 

The payments firm's struggles began after London- and Middle East-focused Crimson Ventures delayed its investment after signing a definitive agreement

The Bengaluru-based firm, established in 2017, made its debut at the Milipol defence expo, which is running from 18 to 25 November in the French capital.

Some credit cards with minimal benefits are offered for nil or low annual fee. These includes Amazon Pay ICICI Credit Card and Flipkart Axis Bank Credit Card, among others

Two days after Sebi warned investors on 8 November that digital gold was an unregulated product, the India Bullion and Jewellery Association sent it a letter seeking regulations for the sector. However, Sebis track record on digital gold means companies are far from optimistic.

Regularly checking your credit score helps identify suspicious inquiries, correct reporting errors and safeguard against fraud while ensuring your credit accounts, limits and repayment history remain accurate for stronger financial eligibility.

For an Rs. 19,499 annual fee, the ALL Accor+ Explorer membership provides benefits like 2 Stay Plus nights, Gold Elite status, a discount of 30% on dining, 15% on drinks, 15% on stays, up to 50% on Red Hot Rooms, etc.

While sequels and web show seasons generate long-term content, they come with escalating costs. Box office struggles and slowing OTT subscriber growth challenge the reliance on established franchises and highlight the need for creative evolution.

The CEA says a well-planned asset monetization programme could be a source of resource mobilization for capital expenditure in the power transmission space.

In India, 46 lakh weddings are set from November to mid-December. Couples should openly discuss finances to avoid future conflicts. Experts emphasize understanding each other's financial habits, and planning budgets together for a harmonious financial life.

Ayurvedic treatment claims face closer scrutiny from insurers due to cost and necessity concerns. To increase approval chances, patients should provide detailed medical documentation, minimize hospital stays, and select accredited facilities. 

Wealth is often created not by constant action, but by resisting the urge to tinker every time the market sneezes. Unlike stock tips, these behaviours can be adopted by anyone, no matter their income or portfolio size.

Overseas students enrolment in the US falls 7%, there are several other countries including Russia, Poland and France which Indian students can explore aside from the US.

Every year, it's essential to review and update your investment portfolio to ensure that you're on track to achieve your financial goals.

ESG funds not yet widely popular tend to invest in companies based on their performance in environmental, social, and governance criteria. We share reasons for investing in them. 

A personal loan tenure outlines the repayment period and influences EMIs and total interest. Understanding the tenure helps borrowers choose suitable terms based on budget, credit profile, financial goals and repayment flexibility.

Mutual funds: One of the fastest ways to meet financial goals is to gradually increase the SIP amount every year or every fixed interval say every two years or so.

Stamp duty is not payable on a Will, and therefore, this is not a relevant consideration in choosing where to make a Will.

SIFs are allowed to have short or sell positions in derivatives of stocks not in the portfolio.

A credit score of 657 reflects moderate risk, but it can be improved with timely repayments, low credit utilisation, regular credit report checks, limited applications, and disciplined financial habits for long-term growth.

Young professionals often struggle between speeding up education loan repayment and starting investments. Heres how to decide based on interest rates, tax breaks, cash flow and financial stability.

Credit card EMI helps spread big purchases into fixed monthly instalments, outlining benefits, costs, tenure options and key considerations for managing repayments effectively with smart financial planning.

Following V. Panda's death, his parents inherited his assets, but two tax-saving mutual fund investments totaling 675,000 are inaccessible due to a lock-in period. This highlights the importance of understanding lock-in rules for financial planning.

We provide a step-by-step guide to explain the process of delinking the incorrect member ID from the universal account number. However, if the employer has filed an ECR on incorrect ID, then this process of delinking cannot be done.

Most credit cards offer up to 45 days of an interest-free period to cardholders to pay their dues. We explain how it works.    

How pre-IPO investments are taxed once listed, and whether NRIs must obtain an assessing officers clearance before selling unlisted sharesyour key capital-gains and compliance questions answered.

A 757 credit score reflects strong financial discipline and reliability, enabling better loan offers and premium credit cards while highlighting key strategies to maintain excellent credit health and borrowing power.

Toxic air is no longer only a health hazardit is driving up insurance claims, household medical costs and financial stress for families. The next wave of personal finance must be climate-conscious.