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In an exclusive conversation with Mint, Ashish Shanker, MD & CEO of Motilal Oswal Private Wealth, explains how first-generation founder millionaires invest differently from legacy HNIs and why private markets remain their comfort zone.

Indias current energy storage capacity as of June 2025 is 490 MWh, according to estimates from the ministry of new and renewable energy (MNRE). The new plan in the works would imply a 6x increase in capacity over the next 22 years.

With the deadline fast approaching, the Ministry of Finance has reminded eligible Central Government employees and National Pension System (NPS) subscribers to submit their requests for the Unified Pension Scheme (UPS) by November 30, 2025.

Airtel raised concerns over network interference in the Rajasthan circle a few weeks ago with Tejas Networks, which has deployed equipment for BSNLs 4G rollout.

For NRIs, buying property in India is a maze of legal paperwork, state rules and intensive due diligence. Heres what they need to know.

A chartered accountants search for a safe investment reveals the spectacular, rapid rise of a young developer in a scandal-scarred market. The companys success hinges on a calculated shift and a secret price point.

India and the EU have begun work on linking the two instant-payment systems, which is expected to pave the way for more cross-border collaboration, faster and cheaper international payments, and more use cases for both retail and commercial transactions.

In India, audio streaming services are adapting to user preferences by introducing tiered pricing and microtransactions. Will these strategies help these music platforms stay afloat?

RBI has released a draft with directions for the weekly update of credit information from the current fortnightly updates. The faster updates will help banks with more accurate credit underwriting and borrowers with better access to loans on better terms.

Grain storage is needed to support the Public Distribution System and maintain price stability of food.

Swift action is vital when facing credit card fraud, from blocking your card to filing official complaints and safeguarding future transactions, ensuring stronger protection and financial security for cardholders.

Each such portfolio has its own risk and return strategy and grows at a specific rate to deliver the required corpus to meet the goal. Most of us are comfortable with such a strategy. But, is this the right approach?

Through mutual funds, local brokers and GIFT City there are several routes to invest in American companies and stock markets. We list out the key points here

Sectoral mutual funds offer targeted investments but can lead to overexposure in familiar stocks. They provide opportunities for high-risk investors and diversify portfolios while allowing commitment to specific themes. However, they are risky as performance heavily relies on one sector's success

All pensioners in India are required to submit Life Certificate each year on November 30, with the authorised pension disbursing authority in order to continue receiving regular pension payments. Here's how you can submit LC in person and online and check your pension status.

SIB has launched SIB Power CONSOL, a new loan product aimed at simplifying debt management through lower interest rates and single EMI payments. It targets individuals aged 30-55, offering consolidation loans from 10 lakh to 3 crore with minimal documentation and zero processing fees.

CRIF High Mark's latest report How India Lends - shows a stable retail credit cycle in India, with strong demand for home, auto, and gold loans. Large-ticket personal loans have seen significant growth, while PSU banks increase their market share, reflecting the evolving lending landscape.

PPFAS MFs proposed large-cap fund will mirror Nifty 100 weights but rely on futures, merger opportunities and index-rebalancing tactics to deliver slightly better returns than index funds at similar costs.

ITR Refund delay: The ITR filing deadline for this year was September 16 and taxpayers have been expecting their tax refunds for a while now. Ravi Agrawal said that taxpayers can expect their ITR refunds to be credited to their accounts soon.

India's OTT market is overwhelmed with content, causing viewers to spend over 16 minutes browsing instead of watching. Experts suggest better AI tools and language-based features are needed for improved discoverability to enhance viewer satisfaction and subscription retention.

Electric vehicles now make up the majority of three-wheeler sales in India, compared to just 4.1% for cars and 6.2% for two-wheelers. What explains the huge gap?

Wedding season spending can strain finances, but smart budgeting, mindful credit utilisation, and timely repayments can help protect your credit score while managing celebrations responsibly.

The festive season boosts economic activity with increased consumer spending. Credit plays a vital role, enabling consumers and small businesses to make timely purchases, supported by favourable credit scores that enhance borrowing opportunities.

A systematic withdrawal plan, or an SWP, works as the opposite of a systematic investment plan or an SIP.

India plans a mid-path emission standard for sub-50 HP tractors to avoid steep cost hikes, ease industry worries and ensure cleaner norms dont hurt farmer affordability.

A low debt-to-income ratio strengthens personal loan eligibility by showcasing repayment capacity, improving approval chances, reducing borrowing costs and supporting a healthier overall credit profile for responsible applicants.

You can now use electronic modes to deposit money in CGAS, open accounts with private banks

If a personal loan closure alters an individual's credit mix and credit age, it can result in a slight temporary decline in credit score. If the personal loan is the only credit instrument, its closure will halt the progress of your credit score and history.

Many employees think they would fare better financially as consultants due to tax benefits. How far is this correct? What are the risks of an employee being reclassified as a consultant?

Falling EV sales may have dented their business, but companies such as Sona Comstar, Bosch Ltd, and Tenneco Clean Air are highly optimistic about the rise of hybrid vehicles, saying they represent the best of both worlds.

8th Pay Commission: With the approval of the 8th Pay Commission's Terms of Reference, the government is set to overhaul salary structures for employees. The current dearness allowance will remain in place until the commission's recommendations are finalised.

A credit freeze helps safeguard your financial identity by blocking unauthorised access to your credit report, reducing fraud risks while keeping your existing accounts and credit score fully unaffected.

A personal loan can offer essential financial support, but avoiding overspending, multiple loans, EMI delays and missed prepayment opportunities is crucial to prevent long-term debt and protect your credit health.

Many Indians assume a nominee inherits their money but the law says otherwise. Nominees are only custodians, while legal heirs or beneficiaries named in a Will ultimately own the assets.

The IndiGo SBI Card ELITE allows earning IndiGo BluChips at a base and accelerated rate, and on achieving spend-based milestones. You can use BluChips to book free flights.

A new personal loan can briefly reduce your credit score due to hard checks, but responsible repayment, limited applications and disciplined borrowing habits help strengthen long-term credit health and financial stability.

Although it is not a rational thing to buy a luxury item with loan money but there could be some exceptions to the rule. Here we list out few advantage as well as disadvantages of opting for it

For decades, property rewarded those who waited. The new tax laws will reward those who move.

Online bond platforms are seeing a surge in retail activity as lower ticket sizes, easier KYC and transparent RFQ trades draw first-time investors. Heres how the system worksand what buyers must watch out for.

The young are dressing up to be guests at fictional weddings, complete with fake dulhas and dulhans. Brands are following them to the mandap.

Rudra Chatterjee, Managing Director of Luxmi Tea Group, discusses the company's historical ties to India's freedom struggle, the evolution of tea culture, and the importance of resilience in business amidst global uncertainties.

Bitcoin prices have been on a decline for past few weeks currently hovering around $86,000, 30% down from all time high on 6 October 

The new labour codes have overhauled how wages, gratuity, provident fund, pension and other social security benefits are calculated. Mint explains who benefits and if your take-home salary is affected.

With companies pushing performance-linked pay deeper into the workforce, household cashflows are becoming lumpier and harder to plan. Heres how families can adapt.

How much capital gains tax is levied on the sale of mutual funds depends on two factors holding period and category of mutual fund. We deconstruct the nuances here

New labour code: Amid several path breaking changes that are announced in these labour reforms, one of the noticeable ones is the provision of early gratuity which employees will be entitled to after one year of service.

FD rates: Most top commercial banks offer interest rates within a small range on their fixed deposits. 

Instant loans are generally better in terms of interest rates and immediate processing than loans against your cards

Digital shopping has evolved, with consumers using credit to finance purchases. While credit enables aspirations, it can lead to debt if mismanaged, highlighting the need for responsible financial planning.

Indias CGAS overhaul modernises how taxpayers deposit and track capital gains, adds SEZ relocation coverage, widens bank access and mandates digital account closure for the first time.