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Four equity fund categories large-cap, dividend-yield, value, and ELSS saw net outflows in July despite mostly positive returns. Experts explain the key reasons behind the trend and what investors should consider before making changes to their portfolios.

The new fund offer is aimed at investors looking to park surplus money for relatively short periods while keeping volatility lower than that typically associated with pure equity funds.

Form 128 allows taxpayers to obtain lower or nil TDS/TCS certificates. Under the Income Tax 2025, child certificates can be generated for individual payers. Here's what they mean, who needs them, and how to get them.

Buying a co-owners share in a jointly owned property can make capital gains tax calculations more complex when you sell the whole asset. The two shares may have different acquisition dates and costs, affecting how the gains are taxed.

Small-cap mutual funds attracted a record 7,768 crore in July, while large-cap funds saw their first outflow in 30 months. The sharp shift in equity fund flows raises questions about small-cap exposure, portfolio diversification and the right level of equity risk for investors.

Large-, mid- and small-cap indices are at different stages of recovery from their previous peaks. While Nifty Midcap 150 is almost back to its record high, Nifty 50 has a wider gap to close. A study highlights how past corrections have shaped recovery timelines.

DCB Bank, RBL Bank, YES Bank, Tamilnad Mercantile Bank and Jammu & Kashmir Bank are among the banks offering some of the highest FD interest rates across various tenures for deposits of up to 1 crore.

During the RNOR phase, local income rules mirror those applicable to ordinary residents. Any revenue sourced within Indiasuch as domestic salary, rental proceeds from local property, or fixed deposit interestremains fully taxable and must be reported in the ITR

PFRDA has highlighted the NPS scheme for platform workers, with contributions starting at just 99 to help build a retirement corpus. The scheme allows flexible contributions and portability, but theres more to know about how workers can enrol, contribute and withdraw.

A Mumbai ITAT ruling has offered relief to a taxpayer who claimed 37.16 lakh in property-related expenses during reassessment. The tribunal examined whether such claims could be allowed later and ultimately directed the tax department to delete the additions.

An NGO can generally be established as a public charitable trust, Section 8 company or charitable society.

A panel comprising regulators, industry executives, hospitals and representatives of the CII is expected to submit recommendations by the end of the year.

South Korea's KOSPI index experienced a significant decline and subsequent recovery, highlighting its heavy reliance on semiconductor companies like Samsung and SK Hynix. Does India's Sensex have a diversification edge?

An entrepreneur described India as a 'credit-starved country,' contrasting it with the US banking system, which allows for easier access to loans. Here's what he said.

Children may change careers, dreams and ambitions as they grow. The real purpose of long-term investing isn't to fund one future, but to give them the financial freedom to choose their own.

Freelancers and gig workers must diversify their offerings, build multiple income streams and manage money mindfully to not just survive, but thrive, in this landscape.

The ruling does not automatically make every unexercised Esop buyback tax-efficient, say experts.

EPF members face issues like overlapping records and incorrect dates on the EPFO portal post-IT migration. Here's what to check and the steps you should take to avoid any hassle.

Nearly 1 lakh crore in bank deposits has been transferred to the RBIs DEA Fund as customers and legal heirs fail to claim forgotten money. Heres how to check for unclaimed bank deposits through the RBIs UDGAM portal and what families need to do to recover the funds.

More than 15 states have unconditional cash transfer schemes for women across India, costing roughly 2.68 lakh crores and reaching almost 120 million beneficiaries. These schemes provide regular unconditional monthly payments ranging from 1,000 to 2,500 to support financial independence.

Mukesh Ambani's family remains India's richest. The nation's top family businesses are valued at $1.46 trillion, surpassing several economies. Details here. 

SGB 2018-19 Series VI premature redemption begins today, with the RBI fixing the redemption price at 15,102 per unit. Investors who bought the bonds at the 3,276 issue price stand to gain around 361%, excluding the 2.5% annual interest.

Entities filing ITR-7 saw their total income tax liability nearly triple to 1,043 crore in AY 2025-26 from 356 crore in AY 2021-22. The government data covers charitable and religious trusts, political parties, universities, colleges and research institutions filing ITR-7.

EPFO has updated services for salaried employees, streamlining PF access and transfers. Here are the top five new features and updates to know.

The Bombay High Court ordered a son to vacate two properties gifted by his parents due to his failure to care for them, leading to a breakdown of relations. The court upheld that the gift deed conditions were unmet, justifying the property revocation.

Mutual fund investors could face additional costs if UPI MDR is introduced on such transactions under the new framework. The impact may vary depending on the investment plan, payment mode, transaction size and who ultimately bears the cost.

The govt released 21.35 crore worth of scholarships via DBT for over 6,000 agriculture students this week. Here's how you can log into the NSP website and send a fresh application online.

Your 20s can offer a powerful financial advantage: time, fewer responsibilities and the opportunity to build disciplined investing habits early. Experts explain how Gen Z can use SIPs, manage debt, control lifestyle inflation and avoid common investing mistakes to build long-term wealth.

Delhi High Court ruled that the insurance company must pay compensation to Yashpal as determined by the commissioner 7.86 lakh with 12% interest.

Many credit card users are falling into debt traps due to the Minimum Amount Due option. Misleading practices often occur without users' awareness, leading to unexpected charges and the loss of interest-free periods. 

The EPFO has issued 1,49,806 pension payment orders for higher contributions to retired applicants following a 2022 Supreme Court order. Here's a stepwise guide for how subscribers can check your claim on portal, Umang app, SMS, or missed call. 

The EPFO has introduced new waiting periods for final settlement and withdrawal benefits, while also allowing members to access a significant portion of their balance for specified needs. The government has clarified the rules and outlined measures to ease implementation. 

Missing just five of the markets best-performing days over the last 21 years could have made a significant difference to investors wealth. The impact was visible across large-, mid- and small-cap indices, with the wealth gap running into several lakhs.

An NRI and her resident sister can face different capital-gains tax treatment on the same property, while the resident co-owner can independently claim the reinvestment exemption.

8th pay commission: Here's how revision in fitment factor with CPC hikes of either 2, 2.38, and 2.57 could impact salary increase for mid-career central government employees at levels 6, 7 and 8.

Indias parking crunch is creating risks beyond scratches and dents. Flooding, theft, and falling objects can turn a parked vehicle into a costly problem. But does your motor insurance cover these risks, and does your parking location affect your financial protection? Find out the experts view.

Apple Pay is expected to launch in India by October, initially supporting only Visa and Mastercard credit cards. UPI payments may not be available at launch due to necessary approvals. 

DA hike: The West Bengal government will launch a dedicated website for its 7th pay commission, according to a senior official. The panel will post proceedings and official information on the portal. 

AMFI July 2026 data shows a sharp shift in investor inflows. Small-cap funds surged 39%, debt staged a recovery from outflows to inflows, while SIPs stayed above 31,000 crore. But rising mid-cap and small-cap valuations raise a fresh concern.

Retiring with 75 lakh? Here is a practical retirement corpus allocation across cash, bank FDs and equity mutual funds, balancing emergency needs, regular income, inflation protection and long-term financial stability.

Investors often quit SIPs too early, driven by market volatility. Data shows that holding SIPs longer significantly reduces the risk of loss, highlighting the importance of a long-term perspective in investing.

Some credit card users who rely on autopay say they have found their payment settings switched to the minimum due without their knowledge. Heres what your credit card isnt telling you.

In a landmark judgment, the Allahabad High Court affirmed that a child adopted by a widow is entitled to inherit the property of her deceased husband. This ruling addresses long-standing confusion over the legal status of adopted children in inheritance matters. 

Major Indian banks and travel aggregators provide different foreign exchange rates. Check these rates, effective from 7 August 2026.

Value investing looks for stocks priced below their fundamental worth, while contra investing bets that market pessimism has gone too far.

Even a small error on your credit report can have a big impact on your borrowing plans. From an unfamiliar loan account to a late payment, inaccurate information can pull down your credit score and affect loan approval, interest rates and terms.

EPFO Vishwas 2026 offers eligible establishments a special window to settle pending EPF damage cases at reduced rates. The scheme covers cases before the Supreme Court, High Courts and CGIT, with settlements available until 29 December 2026.

Contrarian investing looks beyond market pessimism to identify sectors and stocks where prices may have fallen more than fundamentals. With IT, FMCG, autos and other Indian sectors trading below historical valuations, investors must distinguish temporary setbacks from structural risks.

For a new vehicle buyer, the immediate impact of the order to extend the upfront tenure of mandatory third-party motor insurance could be a higher upfront payment. Consumer choice could also be affected.

Rising healthcare costs have become the biggest financial concern for corporate employees, with 94% saying unexpected medical bills cause financial stress. Despite this, 45% have no personal health insurance beyond employer-provided cover.