Mutual funds: The latest investors data shows that individual investors held 41.43 lakh crore in mutual funds as on Jan 2025, reflecting an increase of 30.33 percent over last year.

FD interest: Most top banks offer anywhere between 7.5 to 8 percent as highest interest on their term deposits to general depositors and senior citizens, respectively

Bank holiday today: Banks are closed today, February 20, as it is the fourth Saturday of the month. The RBI mandates holidays on second and fourth Saturdays. This closure affects all banks, including private and public sectors.

Once seen as disruptors, quick-commerce startups are now unexpected allies to Indias FMCG giants. Instead of resisting change, companies like Godrej, Marico, Nestl India, and Dabur are tailoring product sizes and improving their supply chains to keep pace with the instant delivery wave.

A former general manager of New India Co-operative Bank, Hitesh Pravinchand Mehta, was allegedly found involved in siphoning 122 crore off the lender. The authorities have arrested three people involved in the case as of February 21.

The bank has informed that Non Performing Asset (NPA) of Gupta Power Infrastructure Ltd has been declared as fraud

The February MPC meeting revealed a shift towards prioritizing growth, with concerns over restrictive monetary policy's impact on credit flow and inflation. Members recognized the need for continued policy adjustments, anticipating another rate cut in April.

RBI's draft norms state that loans granted for business purposes to individual borrowers will also be free of the existing foreclosure or prepayment penalties.

India's central bank, the Reserve Bank of India (RBI), on Friday, February 21, announced that they have decided to conduct a $10 billion USD/INR Buy/Sell auction for the tenure of three years.

As unsecured borrowing and speculative trading surge, RBI deputy governor M. Rajeshwar Rao cautions against reckless financialization and the lure of short-term gains.

Trai released the recommendations on a unified framework for service authorisations for provision of broadcasting services under the new Telecommunications Act, 2023, which repealed the Telegraph Act, 1885.

Rattan Dhillon criticized an SBI agent's aggressive recovery message for his minor unpaid credit card balance. He called the behavior unacceptable and demanded an apology from the bank, which later expressed regret. This incident sparked a debate about banking recovery practices on social media.

Dark Nuns presents an intriguing horror narrative with two female leads uniting against evil. The film, enriched with shamanic elements and K-drama charm, offers a refreshing perspective on teamwork, diverging from typical genre tropes and delivering an entertaining experience.

The interest in passive investments like ETFs and Index Funds is growing. Key differences include trading methods and flexibility, with ETFs offering real-time trading and lower costs. Investors should weigh their options based on personal investment goals and requirements.

Online shopping offers convenience with credit cards, allowing easy transactions without immediate cash. Amazon ensures card data security and provides options to add or remove payment methods. Users should avoid public networks and never share card information to prevent scams.

Amazon offers a convenient e-commerce platform for easy purchases. To earn exclusive rewards, consider the Amazon Pay ICICI credit card, understanding its features and eligibility. Age 18+, specific income proof is required, and an Amazon account is necessary for application.

Credit cards offer convenience and benefits, and the Flipkart Axis Bank credit card is ideal for regular Flipkart shoppers. Understanding eligibility, required documents, and features is essential before applying. Use credit cards wisely to avoid repayment issues.

Canara Bank offers credit cards with exclusive rewards and cashback. To apply, understand eligibility and required documents like PAN, Aadhaar, and salary slips. Overusing credit cards can lead to debt and damage your credit score, so use them wisely.

Credit cards offer rewards and cashbacks but require a secure PIN for offline transactions. Changing the PIN is easy, but overspending can lead to debt and affect your credit score. Use credit cards wisely to maintain a healthy credit profile.

A settled loan, indicating partial repayment, can drastically lower your credit score by 50 to 100 points and affect future borrowing for up to seven years. It's crucial to communicate with lenders and explore restructuring options to mitigate the impact on your credit health.

Multipurpose loans are a convenient option for temporary financial needs, featuring a straightforward application process and no collateral. Borrowers must meet certain age, income, and credit score criteria to secure favorable loan terms and ensure successful approval.

Gold remains a popular investment in India, but rising prices often lead people to seek personal loans for purchase. These unsecured loans offer flexibility, quick approval, and can help build credit. However, potential borrowers should consider market volatility and interest rates before deciding.

Gen Z is leveraging passive income strategies to earn money while enjoying life. By investing in dividends, real estate, and creating digital content, they can generate revenue without full-time commitments, leading to more time for travel and personal pursuits.

Chuck Akre's contrarian investment strategy focuses on high-quality firms with solid management and reinvestment strategies. By emphasizing patience and selecting good companies at reasonable prices, Akre guides investors to navigate market fluctuations and achieve long-term financial success.

Gold ETFs promise all the glitter without the hassle of storage, but how secure is the gold backing your investment? Are those ETF units truly tied to vaults of high-purity gold, or is it just paper gold?

A pre-approved personal loan offers benefits like low interest rates, no documentation, instant disbursement, etc. You should maintain a good credit score and low DTI ratio to get pre-approved personal loan offers and make the most of them.

It is important to understand and know about credit scores. So that one is financially healthy in India. Still, there are a few myths when it comes to credit scores which will end up costing you money.

The Indian aviation industry is expected to report a net loss of 2,000-3,000 crore in both FY25 and FY26, according to a report by ICRA. This comes after the sector posted a net profit of approximately 1,600 crore in FY24.

This approach may aim to minimize the impact on rupee liquidity while keeping currency volatility in check. At the same time, rupee's REER has fallen, meaning its overvaluation is lower now.

Flexible workspaces have emerged as a core component in commercial real estate, capturing a record 20% share of 77.2 million sq. ft of overall office leasing in 2024, as per JLL India estimates.

The people currently under consideration include department of economic affairs secretary Ajay Seth, Sebi whole-time member Ashwani Bhatia and deputy comptroller and auditor general Anand Mohan Bajaj.

With demand slowing in Europe, and US trade policies shifting, India is looking to Africa and West Asia to expand its solar exports. .This, however, pits Indian firms against China, which dominates the global solar supply chain with state-backed financing and aggressive pricing.

The deal strengthens Nexus Select Trust's portfolio of 18 malls and two hotels across India, while enhancing its leadership in North India's retail market.

Profitability gains seen in the past two years due to softening feed prices will narrow as the cost of maize and soya rise, the report said.

The I&B ministry has advised OTT platforms and social media to curb obscene content after complaints from Parliament and the public. The advisory emphasizes adherence to the IT Rules 2021, which mandate age classification and self-regulation to prevent the publication of prohibited content.

A high credit score opens doors to better financial opportunities, affecting loan approvals, interest rates, and job prospects. Understanding credit management can help maintain a strong score, leading to favorable lending terms and financial stability.

Business loans incur processing fees and interest rates, impacting companies with volatile revenue. Proper assessment of repayment capability and alignment with financial goals is crucial. Despite risks, loans are vital for operational growth, cash flow management, and equipment purchases.

Monitoring existing loans is crucial for financial stability, aiding in credit score tracking and budget control. Effective debt tracking enhances financial choices, allowing for better loan management and avoidance of unexpected debt.

The growth of personal loans will be influenced by new technology and changing consumer preferences, making them easier to obtain by 2025. Borrowers should understand loan terms and risks, as digital platforms streamline application processes while ensuring security against fraud.

The rise of credit score fraud is linked to easy access to financial data, enabling identity theft that harms creditworthiness. Understanding credit fraud origins and employing preventive measures can help secure your financial reputation and maintain control over your credit.

To choose the ideal tenure, consider these factors: monthly income, DTI ratio, personal loan interest rate, loan amount, prepayment fees, your age, etc.

Navigating the credit landscape requires caution and discipline. A good credit score opens doors to various opportunities, while credit reports provide detailed financial insights. With India's growing consumer market, credit can enhance financial health and support personal aspirations.

Credit cards can be a convenient way of acquiring money, with the possibility of paying for things in a while. This instrument of payment comes in handy when one is short of cash. But if used in a careless manner, they can lead you to debt and financial ruin.

A deepening supply crunch in Brazil and Vietnam has sent coffee prices soaring, forcing Indian cafs and packaged brands to either hike prices or absorb losses.

Knowing your Equifax credit score is crucial for financial health. It ranges from 300 to 900 and influences loan terms. Regular checks can improve your score, while accurate information and timely repayments prevent issues. A good score enhances borrowing opportunities and lower interest rates.

A Company Credit Report (CCR) details a company's creditworthiness through credit rank, payment history, and outstanding debts. Understanding these components is essential for businesses to maintain financial stability and build trust with lenders and partners.

Veterans like Mohanlal and Mammootty charge 15-20 crore per film, while younger stars like Nivin Pauly, Tovino Thomas and Dulquer Salmaan make 8-10 crore, which is a 30-40% rise from pre-covid.

When switching jobs, most employees focus on transferring or withdrawing their PF, assuming their retirement savings are secure. But a lesser-known rule can leave pension contributions unclaimed and inaccessiblesometimes indefinitely. 

Health insurance promises coverage for modern treatments, but the definition is vague. Bevacizumab, used for nearly two decades, still qualifies, capping claims. Is it protecting patients or insurers?

Your answer determines not just how you should live, but how you should invest