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Mint Primer | Residential sales: Where have all the buyers gone?

Generally, home prices have risen rapidly after the pandemic and a seven-year slowdown before that. Now, geopolitical tensions including Operation Sindoor and the Iran-Israel war have impacted sales.

1 Jul 2025 6:00 am
Mint Explainer: Why intracity delivery is getting crowded

Indias urban micro small and medium enterprises often lack the scale or consistency to work with large third-party logistics firms. That's where hyperlocal logistics firms like Porter, Borzo, and Uber, come in. 

1 Jul 2025 6:00 am
Why 125+ CFOs have resigned in Q1. Hint: its personal

Such exits have cast doubts about corporate governance and regulatory compliance.

1 Jul 2025 5:30 am
Why Indian investors must think beyond borders

Mint Horizons Pune brought experts together to make the case for global diversification despite regulatory and market challenges.

30 Jun 2025 11:17 pm
DoT begins fresh demand study for direct spectrum for private 5G networks

The telecom department has launched a new demand study to gauge enterprise interest in setting up private 5G networks using directly assigned spectrum. The move revives a previously shelved plan and could reduce enterprise dependence on telecom operators.

30 Jun 2025 11:00 pm
RBIs stress test projects a marginal rise in bank bad loans to 2.5% by FY27

The regulator conducts stress tests to assess the banking system's resilience to various types of shocks. It found that banks' capital buffers would remain adequate even under severe stress 

30 Jun 2025 10:49 pm
Small savings schemes: Govt announces interest rates for PPF, NSC for July-September quarter of FY26; check details

Small savings schemes: Indian government kept the interest rates for PPF, NSC unchanged for the July-September quarter of the financial year 2025-26. Check the list of interest rates here. 

30 Jun 2025 8:27 pm
Commercial vehicle industry likely to see 3-5 pc growth in wholesale volumes this fiscal: Icra

Commercial vehicle industry likely to see 3-5 pc growth in wholesale volumes this fiscal: Icra

30 Jun 2025 5:44 pm
From studying in New Zealand to settling down therean Indian students journey

A student from Coimbatore went to New Zealand in 2020 for a Master's programme, eventually becoming a permanent resident of that country. This is his journey.  

30 Jun 2025 4:31 pm
IndusInd Bank shortlists three veteran bankers for CEO role, requests RBI approval Check details

IndusInd Bank has shortlisted three veteran bankers for its CEO role and submitted their names to the RBI for further approval and appointment. The deadline for the CEO's suggestion was 30 June 2025. 

30 Jun 2025 3:42 pm
What happens if you use crypto to fund a foreign company?

Using cryptocurrency to fund a foreign company may be possible under UAE law, but it could violate Indian tax and foreign exchange rulestriggering penalties and compliance issues.

30 Jun 2025 3:06 pm
5 common personal loan mistakes first-time borrowers must avoid

As a fledgling borrower, you could be vulnerable to not-so-good offers by the lenders. One should not hurry through the decision of raising a personal loan. It is recommended to compare different loan options before zeroing in on one

30 Jun 2025 2:54 pm
Why you still need a legal opinion when buying propertyeven with a bank loan

Purchasing property is a major investment that requires careful legal consideration. Relying solely on the lender's lawyer may overlook critical aspects.

30 Jun 2025 2:44 pm
Latest personal loan interest rates: Which bank offers the lowest rate?

With the RBI's repo rate cut, personal loans interest rate now start at 9%. Eligibility requires a credit score of 800+, stable employment, and a minimum annual income.

30 Jun 2025 2:27 pm
5 smart ways to repay your personal loan faster and save big

Check out five effective strategies to repay your personal loan faster, reduce interest burden, and regain financial control amidst slowing retail loan growth and tightening credit conditions in FY25.

30 Jun 2025 2:20 pm
Personal loans for NRIs in India: Interest rates, loan tenure, and top bank options

NRIs can access personal loans in India for various needs. While eligibility criteria may be stricter than for citizens, several banks provide options with varying loan amounts and interest rates, making it an effective way to secure funds without liquidating assets.

30 Jun 2025 1:00 pm
Is UTI Large & Mid Cap Fund right for you? Key insights for 2025 investors

Mutual funds: Check out the UTI Large & Mid Cap Funds 2025 performance, portfolio strategy, and suitability for long-term investors seeking diversified equity exposure and competitive returns across market cycles.

30 Jun 2025 12:51 pm
Credit card statement explained: Key terms, charges, due dates and more

A credit card statement details your credit usage, spending habits, and payment obligations. Understanding it is crucial for managing credit and avoiding debt. Regular reviews can aid in financial management and decision-making.

30 Jun 2025 12:44 pm
Never mind the movie - just get the popcorn! That's the latest audience trend at the cinema

Cinema owners report steady F&B revenue despite a downturn in ticket sales. Innovations in food offerings and pricing strategies have attracted audiences, but high prices continue to deter some viewers, highlighting the need for new and exciting film content to drive attendance.

30 Jun 2025 12:14 pm
Are businesses & GST authorities cashing in on the taste buds of Indian consumers?

GST promised simplicity. But for Indias booming packaged food sector, every seasoning, flavour, and innovation now comes with a tax twist.

30 Jun 2025 11:58 am
THESE 5 credit cards give cashback offers to the cardholders

It is recommended to apply for credit cards which offer good cashback deals to the cardholders. Here we list out some of them

30 Jun 2025 10:20 am
Bank holiday today: Are banks in Mizoram closed for Remna Ni? Check here

Bank holiday today: Are banks in Mizoram closed for Remna Ni? Check here

30 Jun 2025 6:40 am
Digi Yatra to expand to 41 airports by 2025 end: CEO Khadakbhavi

In the coming months, Digi Yatra services are expected to be expanded for foreign nationals as well.

30 Jun 2025 5:30 am
India looks east to this new ally to ease Chinas grip on EV batteries

More than a dozen major Japanese players from the EV battery and critical mineral supply chain, including Panasonic, Mitsubishi Chemicals, Sumitomo Metals and Mining, Asahi Kasei and Nichia, among others, are currently in India to explore partnerships with Indian companies.

30 Jun 2025 5:30 am
Amul tops Indias food brands list with $4.1 billion valuation, followed by Mother Dairy: Report

According to Brand Finance, Amul is India's top food brand, followed by Mother Dairy.  The report was published by Brand Finance, an UK-based independent brand valuation and strategy consultancy.

29 Jun 2025 7:32 pm
Nudged by finance ministry, PSBs to develop new framework for NPA recovery; special teams to focus on high-value loans

While banks have seen big improvements in the level of bad loans, the government wants them to remain alert and not lose focus on the drive to chase bad loans.

29 Jun 2025 7:31 pm
Running a family business with loans or gifts? Know the tax rules

HUFs can run businesses, but the tax treatment depends on how they raise funds. Know what triggers clubbing rules.

29 Jun 2025 3:42 pm
Income Tax: File your ITR and pay tax on e-pay portal via THESE 31 banks. A step-by-step guide

If your tax liability is more than the advance tax paid, you can pay balance tax through any of 31 banks at e-pay tax service. Two new banks added to the list in 2025 are Tamilnad Mercantile Bank (w.e.f. March 5) and Yes Bank (June 27).

29 Jun 2025 2:46 pm
Bank Holidays in July 2025: Banks will remain closed on THESE 7 days; check region-wise list here

Bank Holidays in July 2025: The Reserve Bank of India has designated seven bank holidays for July 2025, varying by state due to national, regional, and religious events. Customers should check the holiday list to manage financial transactions effectively.

29 Jun 2025 2:00 pm
Why disclosing pre-existing diseases is key when buying health insurance

The insurer can deny your claim at the time of medical emergency if you have not disclosed your medical history with the insurer. So, what counts as a pre-existing condition? How far back must you go in your medical history?

29 Jun 2025 1:12 pm
The good, bad, and ugly of India's pre-IPO market

As interest in India's pre-IPO market surges, investors are drawn to the potential for significant returns. Yet, the allure of quick profits comes with pitfalls that can lead to devastating losses. Here are the hidden complexities and strategies to navigate this lucrative yet challenging market. 

29 Jun 2025 10:27 am
Bank holidays next week, June 30-July 6: Banks to be closed for 3 days in THESE cities; Check region-wise list here

Bank holidays next week, June 30-July 6: Banks will be closed for Remna Ni, Kharchi Puja, and Guru Hargobind Jis Birthday in various states from June 30 to July 6.

29 Jun 2025 7:47 am
Aadhaar-PAN, Tatkal tickets, UPI chargeback & more: New money rules in July 2025 you need to know

 Starting July 2025, Aadhaar becomes mandatory for PAN applications, and new rules for UPI chargebacks and Tatkal train ticket bookings will also be implemented.

28 Jun 2025 3:07 pm
Gulshan Kumar, the juice seller who rose to become the music mogul of Bollywood

Born in 1951 into a family that ran a fruit juice stall in Delhis Daryaganj, Gulshan Kumar's entrepreneurial education started early.

28 Jun 2025 10:47 am
Insurance Awareness Day: Experts say its time to simplify and educate to improve health insurance penetration

On the occasion of Insurance Awareness Day, several insurance providers and experts in an exclusive conversation with ANI shared their insights on the challenges facing the insurance sector in India, especially in critical segments like health and life insurance.

28 Jun 2025 9:03 am
Guide for NRIs for filing FY25 income tax returns

With the ITR deadline for FY25 (AY26) set for 15 September 2025, NRIs should begin preparing well in advance.

27 Jun 2025 6:31 pm
How to improve your credit score fast in just 12 months step-by-step guide for 2025

Improving credit score is a lengthy process, so it is advisable to commence as soon as you can. Some of the effective methods to improve it include paying your dues on time, rectifying the mistakes and keeping your credit utilisation below 30 per cent.

27 Jun 2025 4:47 pm
Why do we take personal loans? A look into the psychology of borrowing

There should ideally be a strong need while raise the loan and minimum amount of guilt as someone goes ahead with raising a personal loan

27 Jun 2025 4:34 pm
When you should take a personal loan and when you definitely shouldnt

A personal loan can offer quick financial relief but should be used wisely. Know when borrowing makes sense, key risks, current interest rates, and essential loan factors before applying.

27 Jun 2025 4:30 pm
Credit card: What it is, how it works, and what to check before applying

A comprehensive guide explaining what credit cards are, how they function, and essential factors like eligibility, fees, and repayment planning to consider before applying for one in the nation.

27 Jun 2025 4:27 pm
Brad Pitts F1: What this racing film teaches us about money and mindset

F1: In this film, Brad Pitt plays a faded F1 star who mentors a rookie driver. The story emphasizes teamwork, frugality, and personal growth, showcasing the thrill of racing alongside valuable financial lessons, all wrapped in a Bollywood-inspired narrative.

27 Jun 2025 4:23 pm
How to transfer shares to a nominee in ICICI Direct demat account? Step-by-step guide

This guide explains the process of transferring shares from a deceased ICICI Direct demat account holder to a registered nominee, including key documents, steps, and contact support for smooth transmission.

27 Jun 2025 1:45 pm
Credit Cards: THESE cards do not charge any annual fee. Check the list

Here we list out a few credit cards which do not charge any annual fee. The list is indicative, and not exhaustive.

27 Jun 2025 10:16 am
How is credit score different from credit report? An explainer

It is a three-digit number between 300 to 900 that shows how creditworthy an individual is based on his payment history. Higher the credit score, better it is.

26 Jun 2025 4:43 pm
Beyond trust: India's younger generation is bringing clarity to family wealth planning

For decades, succession in India was built on trust, spoken assurances, and unspoken assumptions. That's now changing at long last.

26 Jun 2025 4:26 pm
Credit score below 650? Try THESE smart strategies to improve it

Improve credit score with timely repayments, low credit usage, credit mix, and regular report checks to access better loan rates and financial opportunities.

26 Jun 2025 3:36 pm
Should you buy OPD insurance? Get the complete lowdown to help you decide.

Retail OPD insurance accounted for less than 0.1% of India's OPD spending of $37.7 billion in FY24. Now, insurers have started to offer OPD coverage and healthcare startups have also entered the space.

26 Jun 2025 3:02 pm
How gold loans affect your credit score What every borrower should know

Gold loans in India are popular due to easy approval, low interest rates, and minimal documentation. While they don't require a high credit score, timely repayment can enhance credit scores. Borrowers should manage loans carefully to protect their financial future.

26 Jun 2025 2:29 pm
Does my life insurance policy cover accidental death benefit?

Most comprehensive travel insurance policies and many life insurance policies do include accidental death benefits.

26 Jun 2025 1:25 pm
Why premium portfolio management services in India are failing to justify their fees

Before paying higher fees, ask what real value you're getting in return.

26 Jun 2025 1:03 pm