Credit cards: As soon as you apply for an instant credit card, the bank carries out a soft credit check before giving an immediate approval. The card recipient, thereafter, can start using the credit digitally.

Personal loans: Stock prices of private banks are falling amid rising bad beds, particularly in personal loans and micro-credit sectors. RBL Bank & Axis Bank reported increased slippages, while Kotak Mahindra Bank's stock rose despite caution on loan quality.

The key difference between the old and the revised rules is around the approval processes for the settlement of loans.

Buoyed by upcoming government incentives and increasing import substitution opportunities, the stock prices of electronics manufacturing firms are tipped to grow at strong double-digit figures despite scope for valuation corrections.

According to data from Qoruz, there are currently 1,205 active pet influencer accounts in India with more than 1,000 followers each

India's cinema screen expansion is slowing due to a lacklustre box office and high real estate prices. Multiplex chains are strategically planning new openings while emphasising upgrades that promise better returns to ensure long-term viability.

The initiative reflects the government's commitment to addressing rising concerns over consumer safety and transparency in the digital marketplace.

The RBI curbs imposed in 2024 had forced Vijay Shekhar Sharma to distance Paytm Payments Bank from fintech company Paytm.

By analyzing both assets and liabilities, one can obtain a clear picture of their net worth, which is crucial for determining how estate should be managed and distributed

Think of minor bank accounts like a piggy bank with additional perks like online banking.

Most brokerages have a positive outlook on the bank, with price targets in the range of 2,300 and 2,550.

So far, payment aggregators and online businesses have found immense value in Juspays orchestration services, which aim to reduce failed payments and deliver the best conversion rates. Now, Razorpay and Cashfree are offering their own orchestration platforms. What does it all mean?

As of now the two products of Bajaj Finance have been piloted on Airtel's app. By March, this number would go up to four. These products are business loan, gold loan, co-branded EMI card, and personal loan.

The new resource centres will evaluate health technologies and offer training to support government health initiatives, enhancing policymaking and healthcare access for citizens.

In calendar 2024, two-wheeler sales finally overhauled its pre-pandemic sales. Can it keep up the momentum in 2025?

Former Disney+ Hotstar CEO Sajith Sivanandan transitions to Jio Mobile Digital Services as president, tasked with scaling AI-based digital offerings. His background includes leadership roles at Google and Star TV, emphasizing strategic growth.

Overseas Investment Guidelines of the Reserve Bank of India provide the regulatory framework

Navigating the NRI taxation and double taxation avoidance treaties can be daunting. Here is a guide to maximizing tax benefits and avoiding pitfalls

Personal loans can help cover financial needs quickly. It's important to compare interest rates from various banks and maintain a good credit score to secure favorable terms. Borrow only what you can afford to avoid higher EMIs and debt traps.

Instant personal loans are influenced by credit scores, with higher risks and rates for lower scores. Scores above 650 improve approval chances. Consistent repayments and careful credit management are vital for better loan prospects.

The PM Vidyalaxmi scheme aims to assist meritorious but financially disadvantaged students in India by providing loans for higher education. Approved in November 2024, it covers admissions in 860 top institutes and benefits over 22 lakh students annually.

Paying credit card bills on time is crucial to avoid fees. SBI, India's largest bank, provides various credit cards and payment options, including online methods like NEFT and Paynet, as well as offline options such as over the counter and ATMs.

The government clarified that the RBI has not prohibited black ink on cheques, countering social media claims. The RBI has not specified ink colors for cheques, confirming that black ink is acceptable.

Credit cards can help you save money on grocery purchases through instant discounts, reward points and other benefits. You can further club these with the benefits of loyalty programs like Tata Neu NeuCoins, Amazon Pay cashback, etc. and further enhance your savings on grocery purchases.

The upcoming Budget 2025 may introduce a new Income Tax Act, as announced by Finance Minister Nirmala Sitharaman.

Personal loans can help with immediate financial needs but require understanding their life cycle for responsible management. Key stages include planning, application, approval, disbursement, repayment, and closure, each important for successful loan handling and credit improvement.

Investing in IPOs is appealing, but credit cards cannot be used as a payment method. Instead, investors can utilize ASBA or UPI. Using credit cards can incur high costs and affect credit scores if not managed properly, leading to financial stress.

Managing credit card bills can be challenging. Converting bills to EMIs provides immediate relief but may impact credit scores if payments are missed. It's essential to assess your financial situation before choosing this option, as it can lead to long-term commitments and additional costs.

Regional streaming services aim to strengthen their offerings with local stories and familiar talent, targeting niche markets and focusing on genres that resonate with loyal audiences

As Russian discounts fall to below $5 per barrel, GRMs of India public sector OMCs have already declined by about 80% in FY25 from the highs recorded in FY24.

Sebi brought in new rules under the PMS (portfolio management services) regime for co-investments in 2022. A key reason to regulate co-investors was to ensure that all AIF investors had identical termsmeaning a co-investor cannot have more favourable terms than other investors of an AIF.

CCI's order barred WhatsApp from sharing user data with other Meta companies, citing violations of competition law. However, under India's new digital personal data protection law, it is the Data Protection Board of India which regulates matters on data sharing.

Indias agriculture sector, employing about 42.3% of the population and contributing 18.2% to the GDP, faces challenges such as climate change, inconsistent crop yields, and lack of adequate modernization.

Private bankers are ballooning in headcount, and their salaries, too, are skyrocketing as demand shoots through the roof and they jump jobs as well

Onion prices tend to rise during August and remain elevated through October and November, coinciding with the festive season. At this time, the government steps in to release stocks held by Nafed and NCCF.

Consolidated gross stage 3 assets ratio worsened to 3.23% as of December from 3.19% a quarter ago. Profit fell 2% over a year earlier.

In 2020, the Chinese-owned video-sharing app faced an exodus of users after the Indian government banned it following clashes between Indian and Chinese military officials along the border.

The import of refurbished medical deviceslargely high-tech equipment like MRIs, CT scans, and surgery robotshas been a point of contention for the domestic medtech industry.

Yadav highlighted the significance of transitioning to a circular economy, which he described as an imperative for Indias future.

During his election campaign, Donald Trump had threatened tariffs of up to 60% on Chinese exports. If he imposes such high tariffs, Chinese exports to the US could fall by 85%. This output will find its way into other markets, including India. Thats bad news for Indian manufacturers. 

This credit card enables credit on UPI through fixed deposit-backed virtual credit card. It also offers 1 per cent cashback on the UPI transactions

You will be required to deduct tax at source at 12.5% (plus applicable surcharge and cess) on the long-term capital gains when paying the non-resident individual.

Rising attrition and fewer mega deals suggest underlying pressures for IT majors in Q3 despite growing net profit.

Government efforts to reduce tax disputes for small taxpayers have not succeeded, with pending appeals increasing significantly. Experts suggest reforms, including personal hearings for complex cases, improved staffing, and stricter deadlines to expedite resolution.

Personal loans offer instant cash for financial needs with flexible repayment and quick disbursal. Minimal documentation, often just an Aadhaar card, simplifies the process. These loans cater to salaried and self-employed individuals, making them accessible for small amounts like 5,000.

Co-branded credit cards offer exciting discounts and exclusive reward points for loyal customers of specific brands. They enable smart spending but should be used cautiously to avoid overspending and financial burdens. Consider the best options for 2025 while being mindful of credit card risks.

India's taxation framework focuses on individual income. Unlike other nations that integrate family structures into tax laws, India's system remains limited

Credit cards offer rewards and cashbacks, enhancing lifestyle without overspending. However, they come with annual fees. Waivers may be possible through spending thresholds, negotiation, or using reward points. It's essential to use credit cards wisely to avoid overspending and hefty bills.

Notable companies selected include Hindalco Industries Limited, LG Electronics India Private Limited, Voltas Limited and Blue Star Climatech Limited, which committed a combined additional investment of 1,173 crore.

Can a single tax rate modernise Indias tax system? Examining its potential to simplify compliance, ensure fairness, and boost economic growth.