One should keep checking the credit score from time to time so that if there is an anomaly, it can be flagged and rectified.

A common mistake taxpayers make is opting for the incorrect tax return form. For instance, instead of ITR-2, a taxpayer may choose ITR-1, or vice versa.

e-NPS is more suited for those who understand the ins and outs of the NPS. However, for the majority of subscribers, points of presence (PoPs) are more suitable, as they provide a better user experience.

The petroleum regulator warns city gas distributors to submit annual performance bond guarantees on time or risk contract termination and bank guarantee encashment.

The share of government procurement from women-led micro and small enterprises hit 2.82% in FY26's initial months, nearing the 3% goal. 

This new platform RewardPoints.Club promises to find the perfect card tailored to one's lifestyle and spending patterns.

A loan against fixed deposit is a secured borrowing option where your fixed deposit serves as collateral. Most banks and NBFCs offer this facility to FD holders, allowing depositors to borrow a certain percentage of the deposit amount

Mutual funds: Rather than chasing returns, investors are supposed to align their investment to their financial goals.

Personal loans are increasingly used for financing home appliances, offering flexibility and quick access to funds, but borrowers must compare costs, explore alternatives, and plan repayments carefully.

Smart personal loan repayment strategies help borrowers maintain financial discipline, avoid debt traps, and safeguard credit scores while leveraging technology and responsible practices for a healthier borrowing experience.

A portfolio of 3-4 credit cards, with one each for UPI spends, brand/category with high spends, all other spends, etc., can provide an optimum return on overall spends in all categories. Multiple credit cards, when used judiciously, can help maintain or increase the credit score.

We list out five travel credit cards which offer maximum rewards and cashbacks to the users. However, whether a card is good or not depends entirely on your individual circumstances

Improving your credit score fast requires smart habits like timely repayments, low utilisation, secured cards, and regular report checks, enabling young borrowers to access loans and credit cards with better approval odds.

Bank holiday today: On September 5, 2025, banks in several cities will remain closed for Eid-e-Milad and Thiruvonam. 

SBIs $500-million fundraise at just 75 basis points over US Treasuries is said to be the tightest spread ever achieved by an Indian issuer, reflecting global investors trust in Indian debt market, say experts.

The Ministry said that the Central Civil Services (Implementation of the Unified Pension Scheme under the National Pension System) Rules, 2025 will cover various topics.

A credit score lays the foundation for access to opportunities as youngsters step into adulthood.

Following AMFIs annual general meeting, Nippon Life India Asset Management CEO Sundeep Sikka has been elected as the association's chairman, while Vishal Kapoor, CEO of Bandhan AMC, has been elected as vice chairman.

Some people tend to borrow money from a number of lenders, including banks and NBFCs. We give a lowdown on this phenomenon.

With the GST exemption on individual insurance premiums, consumers may see reduced costs, but insurers will face increased operational expenses. What the experts say about long-term impact

Sectors such as textiles and footwear, which employ millions in small and medium units, have been facing severe cost pressures and are thus key beneficiaries of the GST cuts.

Long-format web originals in India face challenges, with only 27.7 million views for the top show. Short-form content dominates due to social media's instant gratification and reduced attention spans, while long-form content needs strong storytelling to retain viewers.

Non-bank gold lenders account for around 3 trillion worth of cumulative assets and regulations for the category are different from the usual personal or vehicle loans, argues the industry body AGLOC.

If someone had invested 1 lakh in ICICI Prudential Mid Cap Mutual Fund, it would have swelled to 29.50 lakh, delivering a return of 17.64 per cent per annum.

Eid-e-Milad 2025: Bank holiday revised to THIS date, says RBI. Check full list and other details here

Restaurants will benefit from cut in taxes on crucial inputs including food and utensils, while hotels with rooms priced below 7,500 will be taxed at 5%. However, without input tax credit relief, this relief may be mixed.

A reduction in the cost of logistics would have cascading effects, such as making the manufacturing sector more competitive, experts said.

A loan rejection doesnt directly affect your credit score. Learn how inquiries, multiple applications, and RBIs new rules shape your credit health.

Income Tax: Application for condonation of delay in filing of Form 10A was enabled on 1 September at the e-filing portal

Across India, a growing number of consumers are discovering their financial lives held hostage by errors on their credit reports and identity theft through leaked PAN/Aadhaar data. Here's how you can fix your score and also compensation from your lender

The GST Councils two-slab reform and rate cuts exclude the 3% special category for precious metals, keeping jewellery prices steady.

Retail investors obsess over Jim Simons viral alpha vs beta lesson, but miss his real message: most should simply embrace betalow-cost, broad-market exposureover chasing elusive alpha.

Industry stakeholders expect a boost to the entire electronics and appliances market this festive season, thanks to GST tax slab rationalization. 

Settling credit card debt impacts credit score but disciplined repayments, low utilisation, diversification, and securing NOC can help rebuild creditworthiness and improve long-term financial health responsibly.

India's credit availability has surged due to digital lending and smartphone penetration. However, sustainable growth requires a robust credit culture focused on financial literacy, responsible borrowing, and disciplined repayment to avoid risks associated with easy credit access.

A credit limit increase with the same monthly expenses will lower the credit utilisation ratio. A credit utilisation ratio below 30% helps improve the credit score, provided other factors are the same.

FD interest rates: State Bank of India (SBI) offers 6.45 per cent interest on its term deposit of tenure between 2 to 3 years

There are quite a few distinctions between raising personal loan from a bank and a fintech app. Borrowing from a bank can be a long process but the apps usually provide loan in a short span of time

If you want to reduce the sum insured in your base plan, you could consider porting the policy to another insurer.

Bank holiday today: Banks in Thiruvananthapuram and Kochi will observe a holiday on September 4, 2025, for first Onam, while banks will be open in rest of the country.

Indias top real estate firms are turning clubhouses into private clubs with global-standard amenities, reflecting a shift in buyer expectations.

It is possible to secure a personal loan deal even with an average credit score. You only need to follow a set of tips and tricks.

Mutual Funds: The proposed combination pertains to the acquisition of 60 per cent shareholding in Invesco AMC and Invesco Trustee by IIHL.

Integrated with RuPay and UPI platforms, these cards are available through instant virtual issuance, and offer 0.5 percent cashback on all transactions, capped at 3,000 per billing cycle, with no annual or hidden fees involved.

Income Tax: Salaried taxpayers need to use ITR-1 if their income is only from salary and one house property. But if they have more sources of income, they may have to use ITR-2.

The debate between renting and buying a home often hinges on personal preferences. Renting offers flexibility and lower financial commitment, while buying provides long-term security. Experts suggest considering factors like financial stability and lifestyle choices when making the decision.

Total number of internet subscribers in India have grown 3.48 per cent from 96.91 crore in March 2025 end to 100.28 crore till June 2025 end, according to a TRAI report. Here's all you need to know

Credit card expiry affects payments, security, and account continuity. Understanding expiry dates, replacement policies, and safe disposal helps cardholders protect their financial stability and maintain smooth credit card usage.

Acquiring member banks are required to ensure that such limit will be provided to the merchants which are compliant to the NPCI guidelines.

Tax exemptions are available towards commuted pension but conditions apply.