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Gold for liquid cash: Indian households sold 50 tonnes of the yellow metal in the April-June 2026 quarter, amid fears of an imminent price crash, according to a report. Here's all you need to know

Key financial changes will be effective from July 2026. Staying informed can help individuals manage costs and meet compliance requirements. Full list here.

Indian banks is likely to utilise foreign-currency deposits from the Indian diaspora to replace costly funds in their balance before channeling the money to companies. Here's how it would work.

8th pay commission: Multiple groups, industry watchers, and reports estimate fitment factor could rise up to 3.83. Today we calculate how the conservative and optimistic estimates could each impact your salaries

For Indian investors, gold ETF returns are driven by global gold prices and currency movements. A weaker rupee can amplify gains, while a stronger rupee can reduce them. However, experts caution against making investment decisions solely on exchange rate expectations.

Edelweiss Greater China Equity Offshore Fund has delivered slightly higher average returns and marginally better risk-adjusted performance, while the Axis Greater China Equity FoF has experienced lower volatility and has a higher Sortino ratio.

Dearness Allowance: DA and DR are revised twice annually based on the All-India Consumer Price Index (AICPI) formula as prescribed under the 7th central pay commission. Today, we explain DA merger and why the issue is in focus now.

Missing the income tax return deadline doesn't eliminate the possibility of claiming a refund for excess tax deduced in FY 2024-25, but options are limited. Details here. 

With nearly 85% of economic losses left completely uncovered, transforming consumer behaviour mindset is critical.

Investors in overseas stocks must make note of costs related to forex spreads, brokerage fees and the process of asset transfers to heirs and nominees.

A spouses death brings emotional and financial challenges, including filing the deceaseds ITR. Understanding the ITR for deceased spouse rules, legal heir responsibilities and succession laws helps families complete tax formalities correctly and avoid unnecessary disputes.

Several equity mutual funds have delivered strong returns over the past five years, despite periods of market volatility and uncertainty. Heres a closer look at the top 5 diversified equity funds that have stood out in performance.

The May redemptions were largely driven by liquid, overnight, and money market funds, which are often used by institutions for short-term treasury needs. This should not be seen as a structural weakness in debt mutual funds, say market watchers.

NPS subscribers now have a third post-retirement payout option in the Retirement Income Scheme (RIS). Here's how it compares with annuities and systematic withdrawals, and who should choose what.

A weak monsoon can fuel inflation, pushing up food bills, squeezing discretionary spending and increasing EMI burden.

Boost your retirement income with the right investment choice. Compare SCSS vs SBI Senior Citizen FD vs RBI Floating Rate Savings Bond on returns, interest rates, limits and tax rules to find the best option for your long-term financial goals. Consult a certified financial advisor before investing.

Gold and silver prices today, 29 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

e-Verify is a digital process to authenticate your Income Tax Return after filing. You must e-Verify your ITR within 30 days from the date of filing your return. If not done within the deadline, the IT department may treat your return as invalid.

The final day of the EPFO portal upgrade marks the last phase of the planned system overhaul. The upgrade is set to improve EPF claim processing, boost service efficiency and deliver a faster digital experience for millions of EPF members, with services likely to be restored from tomorrow. 

A smarter healthcare future begins with Aarogya Setu 2.0, bringing digital health records, ABHA integration, insurance support and easier access to medical services. The new platform aims to simplify healthcare access, reduce paperwork and improve patient experiences.

8th Pay Commission: Five major employee demands move into focus ahead of July consultations. Demands include pension revision, pay parity, maternity benefits and other allowances.

July is crucial for taxpayers due to key compliance deadlines, including income tax return filing. Missing deadlines can result in penalties and late fees. Full list of due dates this month.

EPFO subscribers can soon withdraw provident fund savings via UPI apps and EPF-linked ATMs under the new EPFO 3.0 digital platform. 

The EPFO's member and employer portals have been down since June 26 for software upgrades, causing delays in claims processing. Services are anticipated to resume by July 1, 2026. Here's what changes for EPF members among other details.

A Mumbai IT professional faced a tax demand of 3.36 lakh after her employer failed to deposit deducted TDS. The ITAT ruled in her favor, stating tax demands cannot be raised if TDS is deducted but not remitted. Details of the case here.

Meet 29-year-old software engineer named Michelle Yeung who worked undercover at Starbucks to launch Matcha House in Manhattan with 1.9 crore savings.

Despite earning a modest salary during training, Chan has built an investment portfolio worth around $1.2 million across brokerage, savings and retirement accounts..

While transferring funds to a spouse may seem advantageous for tax savings, income could be subject to clubbing under Section 64, making it your taxable income. Details here.

In a recent case, the Supreme Court ruled that homebuyers can claim compensation for delayed possession of their apartments, even after taking possession. Details here.

After a taxpayer's death, their legal heirs or legal representative is responsible for filing ITR on their behalf. Legal heirs are not liable for a deceased taxpayer's tax dues beyond inherited asset value.

Fixed deposits offer safe, assured returns but are taxable under income tax laws. Taxpayers who missed declaring FD interest can file an updated return (ITR-U) within four years, allowing for corrections with varying additional tax penalties based on the filing time. Details here.

Investment planning should align with current finances, risk tolerance, and future goals. The Public Provident Fund (PPF) offers a safe, low-risk option for long-term savings, providing tax benefits and guaranteed returns, making it an ideal choice for wealth building.

AMFI plans to again approach RBI, Sebi and the government to raise the decade-old overseas investment cap for mutual funds. The industry says a higher limit will give investors greater access to global markets.

Nvidia's stock surged over 1,000% since the ChatGPT release, becoming the world's most valuable company. Investors are now eyeing other AI chipmakers like Micron and Sandisk, while tokenized stocks offer a new way to invest in these companies.

Bitcoin futures dropped to $58,995 on Thursday, over 50% below last year's peak, with predictions indicating a further decline to around $42,000-$44,000 by year-end. Profit booking across assets and rising AI investments contribute to selling pressure amid a strong U.S. Dollar Index.

Income-tax returns: Filing your ITR for AY27 / FY26, here's how much rebate you can claim under Section 87A of the I-T Act. We explain the eligibility criteria, tax regime details and rules for taxpayers.

The regulator is expected to invite stakeholder feedback on proposed reforms to insurance distribution. The framework is likely to focus on persistency, informed customer choice and balanced regulation while keeping policyholder protection at its core. 

Amid market volatility, we asked experts what SIP investors can do to protect their portfolio. From emphasising continuance and review of portfolio to diversifying asset allocation here's their advice

The EPFO is conducting a system upgrade, rendering its portal and Umang app inaccessible from June 26. This upgrade intends to improve reliability and service speed for subscribers. Check here for when services are set to resume

The Mumbai ITAT held that the I-T Department cannot make a tax addition for an alleged cash payment in a property purchase based solely on documents seized from a third party. Such additions must be backed by independent and corroborative evidence linking the buyer to the transaction.

Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Saturday, 28 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

Investors looking to take a contrarian call on the IT sector can do so by using sector or theme-based schemes, but prefer actively-managed diversified schemes where fund managers decide and monitor sector allocations

The 8th pay commission is engaged in discussions with employee representatives to formulate pay recommendations, which will impact around 50 lakh central government employees and 65 lakh retired pensioners.

Secure your retirement with SCSS, a government-backed savings scheme offering stable income for senior citizens. This article explains how a 30 lakh investment can generate around 20,500 monthly income with safety, tax benefits and predictable returns.

West Bengal has announced a 20% hike in dearness allowance for state employees and pensioners, raising it to 38% effective October 1. Teachers' organizations welcomed the decision but urged faster implementation and clearance of remaining dues.

New directions on product marketing and sales highlight practices such as bundling and hidden opt-outs, while formalizing safeguards against mis-selling.

UPI and bank apps allow 24/7 transactions. Banks close on specific Sundays and Saturdays, with online services available during holidays. Customers must verify local branch holiday schedules. 

A Mumbai couple earning 2.2 lakh monthly struggles to save money. The Reddit post sparked discussions on budgeting issues, with an expert suggesting clear savings plans. 

Micron's stock surged over 700% to $1,184, reflecting a shift from a cyclical to an AI infrastructure narrative. With significant revenues predicted and strong demand for HBM, the future hinges on sustained performance despite potential cyclical risks and varying analyst price targets.

He listed routine expenses such as rent, groceries, fuel, Uber rides, house help, gym memberships and occasional meals out, along with a few lakh rupees spent on travel every year.