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Loan rejection can disrupt urgent financial plans. Understanding common personal loan rejection reasons such as a low credit score, high debt burden and incomplete documents can help borrowers improve eligibility and boost personal loan approval chances.

e-Proceedings is an online service provided by the Income Tax Department that allows taxpayers to view and respond to tax notices electronically through the e-Filing portal.

It is important to understand that no asset class remains the market favourite forever. Equity, real estate, gold, cryptocurrencies, commodities and technology themes all go through phases of enthusiasm and correction.

EPFO subscribers can claim up to 7 lakh from the Employees Deposit-Linked Insurance (EDLI) scheme. Here's how you can avail the benefit for no additional cost and file claims with the retirement organisation.

The Centre has said that the 8th pay commission will examine pay upgrade after promotion for central government employees demanded by NC-JCM under the career progression MACP scheme. Here's all we know

Experts suggests that an investor's risk appetite depends on financial capacity and emotional comfort with risk. Assess your income, savings, liabilities, age, and ability to handle market volatility. Together, these factors help determine the level of risk you can sustain over the long term.

DA hike: The AIDEF has requested the 8th pay commission to revise how dearness allowance is calculated, arguing the current formula fails to reflect true living costs and inflation pressures on government employees and pensioners.

Public and private banks in India will be closed today, 27 June, for the fourth Saturday holiday. Operations are halted nationwide, but online banking services will remain accessible for transactions.

Taxpayers dissatisfied with income tax orders can file an appeal using Form 35. This process requires submitting relevant documentation and fees, and the appeal must be filed within 30 days of receiving the order. Full details here.

Zerodha Fund House has launched the life cycle fund series, becoming the first AMC to offer target-date mutual funds in the Indian mutual fund industry. The life cycle fund category was introduced by SEBI in February 2026.

Starting January 1, 2027, RBI's new guidelines will protect consumers from small-value digital fraud, allowing compensation up to 25,000 for victims. Details here.

Starting June 26, EPFO services on member and employer portals, and the Umang app will be unavailable due to system migration, which aims to enhance service reliability. Check affected services, restoration date among other details.

India's government has increased urban cleanliness via better waste management and citizen involvement. The top five cleanest cities in 2026, per Swachh Survekshan, include Indore, Surat, Navi Mumbai, Visakhapatnam, and Bhopal

As the 8th Pay Commission prepares its report, the fitment factor is projected to range from 2.05 to 2.10. Here are the salary calculations.

Employee Provident Fund Organisation: EPF subscribers are allowed to withdraw up to 100% of their eligible provident fund balance, with certain conditions. Here are the new rules and top FAQs explained

I asked ChatGPT how long an Indian investor will take to build 1 crore corpus via investing. From a shorter timeline for high-income earners to a longer one for early-career professionals here's what the math said.

Managing money today goes beyond saving. These five government apps help everyone stay financially organised by securing important documents, enabling safe digital payments and providing easy access to essential government and financial services.

Owning a 20 lakh car is feasible for a Bengaluru professional earning 30 lakh annually, yet paying fully from savings isn't ideal. Financing part of the purchase preserves liquidity, favoring long-term financial flexibility.

The income-tax department has launched online forms for ITR-1 to ITR-4 for FY 2025-26. Taxpayers can file returns by July 31 through the e-filing portal. Certain income types, like business profits and capital gains, are excluded from ITR-1, and late fees may apply if filed late.

Save more on your next vehicle with the latest car loan interest rates in June 2026. Compare top banks, EMIs, processing fees, & key borrowing tips to choose a car loan that fits your budget & lowers your overall borrowing costs. In case of doubt, don't hesitate to seek professional guidance. 

The riskometer is a visual risk indicator that reflects the overall risk associated with a mutual fund scheme. However, two schemes belonging to the same category do not always have identical riskometer ratings.

The e-Filing Vault Higher Security facility is designed to strengthen the security of a taxpayer's e-filing account by requiring a second level of authentication in addition to the regular user ID and password.

Protect yourself from digital threats with these smart credit card habits. This article explains how to prevent unauthorised credit card use through secure practices, transaction alerts, safe payments and simple steps to protect your financial identity.

More mutual funds do not automatically mean better diversification. Here's how investors can avoid overdiversification and build a portfolio that is easier to manage and monitor.

8th pay commission: From demands for increased salary and fitment factor hike, to schedule for state visits and meetings. Here's a look at the top 10 latest updates from the 8th CPC discussions so far.

Gold and silver prices today, 26 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

DA hike discussions are gaining momentum as central government employees await the next revision and updates from the 8th Pay Commission. This article covers July 2026 DA expectations, inflation trends and the latest pay commission developments.

The insurer's chief executive discusses portability rules, underwriting discipline, rising health premiums and the road to Insurance for All by 2047.

Dearness Allowance: From DA hikes to payment of arrears for central and state government employees and retired pensioners, we check the top 12 latest developments and updates.

8th Pay Commission gathers pace: The Commission is inviting stakeholder feedback before finalizing recommendations on the fitment factor, salaries and pension reforms expected to impact over 1.19 crore beneficiaries.

Bank holiday today: Banks are closed across cities in India today on account of Muharram. In addition to the common national and gazetted holidays, banks in India could have local holidays and festivals off, as required.

Experts caution against chasing performance after fund rankings, as returns are influenced by market conditions. Instead, investors should focus on long-term goals and avoid frequent switches, which can lead to missed opportunities and additional costs.

Micron Technology surpassed Meta Platforms' market valuation and briefly exceeded Tesla's, following a strong forecast that boosted shares by 18.4%. With a market cap of $1.398 trillion, demand for AI-related hardware has led investors to favor Micron among trillion-dollar chipmakers.

Multi-cap funds have outperformed flexi-cap funds across the 1-, 3-, and 5-year periods, reviving a long-standing debate over whether mandated diversification across market capitalisations is superior to manager-driven flexibility.

Many professionals in their 40s discover that their biggest financial mistakes were not bad investments, but delayed decisions. By this stage, income is often at its peak, but competing obligations can make it easy to feel wealthy even as you fall behind on long-term goals.

Investors who switch based on the previous year's performance may end up buying into a segment after much of its rally has already occurred. For long-term SIP investors, consistency and discipline may prove more effective than repeatedly chasing the latest market winner.

UTI Nifty 50 Index Fund passively tracks the Nifty 50 Index, whereas the ICICI Prudential Large Cap Fund is actively managed with the objective of outperforming its benchmark through stock selection. 

Energy funds are thematic equity schemes that invest primarily in companies in the energy sector. These funds invest in oil & gas exploration, refining, power generation and distribution, coal mining, renewable energy, energy equipment, and financing companies. 

For good weather plus softer luxury pricing, aim for April, May, September, or early October. 

Customers who lose money in digital banking frauds will get stronger protection under the RBI's revised framework from January 2027. The new rules shift the burden of proof to banks, introduce compensation for small-value frauds and impose stricter complaint-resolution timelines.

The RBI's new framework bars banks from forcing customers into insurance purchases, links employee incentives to product mis-selling, and mandates explicit consent and full refunds for violations. 

A small EPF contribution can create significant retirement wealth over time. Investing 1,800 monthly in EPF for 25 years at an 8.25% interest rate can grow into a corpus of nearly 19 lakh through compounding. Here's how.

Gold loans have emerged as a strategic driver of financial inclusion, outpacing all other credit products with 84% growth YoY in FY26, according to an Experian report. It has expanded beyond traditional southern markets to Uttar Pradesh, West Bengal, Rajasthan and Maharashtra.

A woman shifted to Bengaluru from London and reduced more than 50 percent of her monthly rent. She also pointed out how she saves money by carrying her meals/dabbas during outings and taking bike taxis in the city. Check it out.

Avoid tax credit mismatches during ITR filing with the Income Tax Challan Correction Rules 2026. Taxpayers can now correct eligible challan details online, helping ensure accurate tax records, faster return processing and smoother compliance.

Income-tax returns: Here's how to avail the Pay at Bank Counter option available to all taxpayers on the e-filing portal. Taxpayers can select this service while generating the Challan Form. Here's all you need to know

The stock market does not wait for investors to feel ready.

Some of the biggest losses in the history of digital assets have had little to do with market movements.

Japan, South Korea and Taiwan offer Indian investors exposure to some of the world's best-performing markets. While direct investing is legally permitted under the LRS framework, the practical ease of access varies considerably across markets.

Budget 2025's enhanced tax rebate has made a 12 lakh salary effectively tax-free under the new regime. But can HRA, NPS and other deductions help the old regime catch up? A detailed comparison shows the answer.