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EPF interest for FY26 is being credited this month. Here's how to calculate your monthly earnings at 8.25% p.a. and stepwise guide to check your closing balance via passbook online on the EPFO website.

Heavy rains can damage your car, but not every repair is covered by insurance. Here's what comprehensive policies pay for, common claim exclusions, and mistakes that could lead to claim rejection.

A comprehensive car insurance policy may not cover every monsoon-related expense. Experts explain which add-ons are worth buying to reduce repair costs and improve financial protection. 

The West Bengal government will release 50% of estimated Dearness Relief (DR) arrears to pensioners in the Kolkata municipal area in an interim measure that aims to provide immediate relief for state govt retirees. 

The woman said she has been employed at a PSU for the past seven years and is in a comfortable financial position. According to her post, she has no outstanding debt, follows a modest lifestyle and has accumulated significant savings over time.

Since the start of the US-Iran war in February, the Nifty Defence Index has delivered positive returns of 18.7%, while the Nifty IT Index declined 12.5%. Experts advise investors to avoid short-term reactions, focus on diversified funds, and use SIP investments during periods of market volatility.

Investors who already have 3 to 5 SIPs running should review their existing portfolio before adding another fund. The expert recommends focusing on 5 key areas: goal alignment, portfolio overlap, risk balance, contribution sizing, and regular portfolio reviews.

ITR-2 filing for AY 2026-27 requires careful reporting of capital gains, multiple properties, foreign assets and other income. Learn who must file ITR-2, key online filing steps, deadline and practical tips to submit accurate tax returns before 31 July 2026.

Based on 5-year CAGR performance, ICICI Prudential Dividend Yield Equity Fund has emerged as the top-performing scheme in the category, delivering 19.95% returns. LIC MF Dividend Yield Fund and HDFC Dividend Yield Fund follow. 

The new EPF Scheme, 2026 does not make higher PF contributions optional. Here's what remains unchanged, what has changed, and what it means for employees and employers.

A Bengaluru ITAT ruling allowed a landowner to claim capital gains exemption on 23 flats received under a redevelopment deal. The relief, however, applies to older joint development agreements executed before key tax law changes.

Gold ETFs, gold mutual funds and physical gold are taxed differently, with holding periods ranging from 12 to 24 months to qualify for lower long-term capital gains tax. Selling too soon could result in gains being taxed at your income-tax slab rate instead.

Taxpayers claiming deductions under Section 80G will now have to disclose payment reference details while filing their income tax return. The new disclosure is part of the Income Tax Department's push to digitally verify deduction claims. 

EPFO has introduced 2 online EPF transfer options under the new scheme, enabling employees to consolidate PF accounts, preserve service history, improve pension eligibility, avoid tax issues on eligible withdrawals and also secure EDLI insurance benefits of up to 7 lakh.

A Section 245 intimation is issued when the Income Tax Department proposes to adjust your refund against an outstanding tax demand from the previous year. Taxpayers can check the demand details on the e-filing portal and respond by accepting the demand or disputing it within the given timeline.

CBDT has clarified how pending tax cases, assessments, and TDS certificate applications will move after the Income-tax Act 2025 takes effect from April 2026. The FAQs explain which matters stay under the old law and which follow new provisions.

That combination of high foreign-exchange returns, no exchange-rate risk, and tax-free interest in India makes FCNR compelling.

The EPS 2026 has replaced EPS 1995, introducing a new pension framework under the Code on Social Security, 2020. The new scheme retains key pension benefits and contribution rates while adding digital compliance, a 20-day claim settlement timeline and interest on delayed claims. 

With higher financial literacy, younger borrowers are leveraging personal loans to fund lifestyle choices, experiences, travel and discretionary spending, all while keeping their investment portfolios intact.

Gold and silver prices today, 9 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Parag Parikh Flexi Cap Fund is India's largest open-ended equity scheme with an AUM of 1.43 lakh crore. The fund increased its exposure to HDFC Bank, ICICI Bank and ITC in June, while trimming its holdings in Microsoft, Alphabet, Amazon and Meta Platforms. 

The 8th Pay Commission begins stakeholder consultations in Kolkata today, with discussions likely to focus on fitment factor, minimum pay, pension reforms and HRA revisions. The feedback will shape final recommendations for central government staff and pensioners.

3% Dearness Allowance hike for Central government staff and pensioners is a possibility in July 2026. The final DA revision hinges on June AICPI-IW inflation data, with the government's announcement expected after Cabinet approval and inflation review.

Credit card penetration in India remains low, with only 5.2 crore holders, representing 25% of the credit-active population. While usage is rising, first-time borrowers account for just 8% of new credit card issuances

PPF accounts become inactive if the annual 500 minimum deposit is missed, restricting benefits. Activation requires a request and payment of a penalty. Full details here.

Sebi has notified rules for open-market share buybacks effective August 1, 2026, allowing companies to repurchase shares through stock exchanges. Here's how your capital gains will be taxed and what to consider before selling your shares via the open market.

Managing too many mutual funds complicates portfolio tracking without enhancing diversification. Experts suggest three to six funds can suffice, emphasising a mix of large, mid, and small-cap funds along with debt for balance. 

The Magnificent Seven tech giants are losing investor interest as their performance lags behind the Nasdaq 100 and S&P 500. Emerging chipmakers like Micron Technology are gaining traction, while stocks like Alphabet show potential amidst differing fortunes among the group.

Quant Mid Cap Fund has outperformed its benchmark index over the last 3 and 6 months, but continues to lag over the 1-, 3-, and 5-year periods. The expert attributed the rebound to portfolio repositioning and advised investors to focus on long-term consistency. 

The ITR filing deadline is approaching, prompting taxpayers to prepare documents and explore deductions. Section 80D allows deductions for preventive health checkups, capped at 5,000, applicable only in the old tax regime.

The Employees' Provident Fund Organisation has centralised its member database through the CITES project to enhance service speed, transparency, and accessibility. 

The Delhi HC ruled that tenants staying in a property after lease expiration may face higher rent due to automatic escalation clauses. Here's all you need to know.

A 20-30% investment target can be a useful starting point, but the right SIP depends on your goals, emergency savings and ability to increase investments as income grows.

EPFO will credit FY26 interest at 8.25% to 34 crore member accounts by July 15. Members can check the updated amounts online through various methods, including the EPFO Portal, UMANG app, missed calls, SMS, and DigiLocker after activating their UAN.

A 30 lakh salary puts taxpayers in a bracket where tax planning matters more than ever. Here's how much tax you pay under the old and new regimes and which one works better. 

As taxpayers finalize their returns this filing season, it may be worthwhile to spend a few extra minutes reviewing investments in the name of your spouse and minor children

SIPs are effective for discipline, but they don't ensure a balanced portfolio. Proper portfolio construction requires mapping goals, managing asset allocation and avoiding excessive risk. Critical review and diversification are essential to protect against poor outcomes and market volatility.

The EPFO informs users that claim processing may be delayed due to a recent database consolidation and software upgrade. Services are restored but will be handled in phases. Details here.

The EPF Scheme, 2026 allows members to withdraw their entire provident fund balance only under specified circumstances. Here's a detailed guide to the seven eligible situations and the key changes from the earlier rules.

Labour Law Reporter emphasizes that while 1,800 is the default PF contribution, employers must have legal grounds to reduce contributions beyond this amount. Employee protections against wage reductions remain vital under the Social Security Code.

A soft credit inquiry allows individuals and financial institutions to review credit information without affecting credit scores. Here's how soft checks work, their impact, and how they differ from hard inquiries.

The Income Tax (I-T) department has released an Excel utility for ITR-5, enabling taxpayers to file their return for the assessment year 2026-27. 

Residents with foreign assets or overseas income must file ITR-2 instead of ITR-1 before 31 July. Check who needs to file, mandatory disclosure schedules, penalties for non-compliance and steps to ensure accurate tax filing and avoid legal issues.

Experts say there are no pure-play ethanol mutual funds, but investors can gain exposure through select index, thematic and sectoral funds. Given the cyclical, regulatory and adoption risks, they suggest diversified funds rather than concentrated stock bets.

A 60 lakh salary attracts a surcharge of 10% under the new tax regime in addition to slab-wise income tax and 4% health and education cess. In this case, the final tax liability comes to 15.53 lakh, resulting in an effective tax rate of 25.88%.

During the RNOR window, your Indian income is taxed exactly as it would be for any resident. Any income earned in India is taxable and must be declared in the ITR

The EPS Pension 2026 replaces previous schemes and retains the core pension formula. Employees who need a monthly pension must have 10 years of service and retire at 58. The estimated monthly pension after 10 years is 2,143, with a minimum pension floor of 1,000.

With the July 31 deadline approaching, only a small percentage of taxpayers have filed their returns. Cleartax CEO Archit Gupta warns against assuming an extension this year, as slower filing rates could lead to increased pressure before the due date.

Income-tax returns: Today we explain the circumstances under which taxpayers can appoint authorised representative, the requirements, eligibility criteria and other important factors.

The income tax return filing deadline is approaching, prompting taxpayers to gather documents. Section 80D allows senior citizens without health insurance to claim up to 50,000 for medical expenses, available only under the old tax regime.