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General Provident Fund or GPF is the provident fund meant exclusively for government employees. Under this compulsory savings scheme, every government employee must contribute a portion of their pay to save towards their future.

Uncertainty surrounds the DA hike delay. Experts describe it as a procedural deferment rather than a cancellation, adding that arrears are expected and that the inflation-linked revision will likely be implemented retrospectively across central government salaries and pensions.

Meal vouchers, NPS and smart salary structuring can legally bring your taxable income below 12 lakh and reduce your tax to zero

Axis Nifty India Defence Index Fund NFO opens for subscription, tracking defence sector index amid rising global and domestic defence spending and policy support across the country.

PPFAS has been using volatility to its advantage, deploying wherever it finds opportunities and selling wherever the opportunity comes, says its CIO Rajeev Thakkar

Powered by Medi Assists Maven infrastructure, the initiative enables eligible NPS subscribers to access a portion of their retirement corpus for hospitalisation expenses, while continuing to benefit from long-term market-linked growth.

Corporate fixed deposit rates in April 2026 offer competitive returns from leading NBFCs, with varied tenures, senior-citizen benefits, and key safety features for stable,  predictable investment planning.

April 2026 salary changes under the new wage rule may shrink take-home pay while boosting employees' provident fund savings and long-term financial security.

Planning a home loan in April 2026? Check out SBI, PNB, BoB, Union Bank, Canara Bank, Bank of India, and UCO Bank rates, which could make or break your EMIs. Understand the significance of hidden fees, prepayment penalties, and 5 must-know tips before you apply.

With the 10-year US Treasury yield hovering around 4.28%, the case for a meaningful, sustained influx of overseas capital into Indian markets remains dim. But why is it so?

Personal loan interest rates in April 2026 vary across top lenders, making comparison essential to reduce EMIs and total cost while considering fees, tenure, and any hidden charges.

The will now manage retirement savings via a dedicated pension fund, leveraging NPS tax benefits and long-term growth potential.

Sub-registrars must now report property gift deeds above 45 lakh to the tax department, bringing such transfers into taxpayers AIS and tightening scrutiny on clubbing-rule violations.

EPFO 3.0 aims to introduce simplified withdrawal rules, faster UPI-based fund access, and reduced documentation, enhancing provident fund efficiency, flexibility, and retirement security of members.

With 60% already in equity and a 75 lakh windfall in hand, should a 40-year-old add real estate or rebalance for retirement and childrens education goals?

Mutual fund KYC verification helps investors stay scam-free by ensuring updated records, understanding status categories, and following simple steps to maintain secure, compliant investments across the country.

With growth holding steady and inflation remaining manageable, the central banks latest roadmap offers a reassuring path through global geopolitical volatility.

RBI holds the repo rate at 5.25%, providing stability for home loan borrowers. This will ensure predictable EMIs, clarity and potential interest savings amid global economic uncertainties.

From pre-ticked add-ons to hidden renewal tweaks, insurance buyers face digital nudges that inflate premiums. Irdai calls for insurers to clean up dark patterns.

IRDAI forms a sub-committee to strengthen the health insurance ecosystem, focusing on coverage, claims, and consumer experience to boost access, efficiency, and trust.

UAE succession laws have changed for non-Muslim expats. Heres what happens if you die intestate, how to register a Will in Dubai, and why Indian residents may need separate Wills.

Weekly credit reporting is turning Indias loan approvals into near real-time decisionstightening discipline, curbing risky borrowing, and reshaping how lenders judge you.

Form 121 has replaced Form 15G and Form 15H, which must be submitted to avoid TDS. A single form removes confusion about which form is applicable and simplifies the submission process.

Strong sales mask weak financial discipline, from poor cash flow tracking to GST lapses, leaving many small businesses locked out of credit.

The allure of war-led gains is drawing investors in, but history suggests that chasing these rallies often leads to sub-optimal returns.

Starting 1 April 2026, new labour reforms in India will change salary structures, potentially lowering take-home pay for many employees. Here's how the new rules impact EPF and gratuity. 

Gold overdraft (OD) is a flexible credit facility from banks and NBFCs that allows you to have ongoing access to liquidity while leveraging household gold assets. Here's all you need to know about it

Financial independence by 60 can be achieved with early planning, disciplined savings, and smart investments. Starting at 35 maximises compounding benefits. By regularly evaluating strategies, people can secure a fulfilling retirement while navigating the challenges of personal finance in India.

FD rates comparison: Here's a look at the latest bank fixed deposit rates offered by the biggest lenders State Bank of India, ICICI Bank, HDFC Bank, Kotak Mahindra Bank and Yes Bank.

How gold, the traditional safe haven, struggled during the West Asia conflict and turned from 'hero' asset into a short-term flop.

A good credit score not only facilitates access to credit but also serves as a comprehensive indicator of an individual's financial behaviour and reliability, effectively functioning as a financial resume.

When markets fall, behaviournot volatilitylocks in losses. Financial advisors are decoding money personalities to help investors manage fear, risk and long-term returns.

Domestic tax rules may trigger liability, but DTAA relief can exempt income if stay and fixed-base conditions are not met.

Since gratuity is a lumpsum amount, employees often receive a large sum at the end of their service to a company. This may raise the question is gratuity taxable?

Salaried professionals can enhance financial stability by integrating monthly expense management with tax planning under the Income Tax Act 2025 to optimise savings and ensure cash flow efficiency.

10 lakh health insurance is increasingly seen as a base cover as medical inflation rises across the country, making higher coverage, top-ups, and policy features essential for adequate financial protection.

Inching closer to retirement means gradually shifting investments from an aggressive phase of higher equity exposure to a conservative yet wealth preserving phase and providing enough stability to the portfolio through heavy fixed-income investments.

A 38-year-old with 10 lakh family cover weighs unlimited sum insured and multi-year health plans, seeking clarity on benefits, portability rules and upgrade flexibility.

EPFO 3.0 features: One of the most significant changes under EPFO 3.0 is the availability of the option to withdraw PF money using ATM and UPI.

There are significant changes in gratuity rules for fixed-term employees. Employers are now required to pay gratuity on termination of contract of such employees after completion of one year of service.

A loan against PPF is a facility available to all account holders who are not yet eligible for premature withdrawals. It allows you to borrow money against your PPF balance at a nominal interest rate

Amid the US- Iran war, trade disruptions and energy uncertainties, a common question persists: does this environment warrant a portfolio rethink?

The West Asia war and rising fuel costs have pushed international airfares from India up by 30%, triggering a massive shift toward domestic tourism. Travellers are navigating a complex landscape of devalued currency and airspace closures.

While the PPF carries a mandatory 15-year lock-in, accounts can be closed after five full financial years, but only under specific circumstances

EPFO 3.0 represents a comprehensive digital overhaul of the retirement fund's IT infrastructure, with full implementation expected by mid-2026

The Staff Side of the NC JCM has urged the 8th Pay Commission to improve the memorandum submission process, among other demands. List of all nine demands here.