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Will DA be added to basic pay under 8th Pay Commission? Here's what Finance Ministry said

8th Pay Commission: The Finance Ministry confirmed that the 8th Pay Commission will not merge dearness allowance or relief with basic pay.

8 Dec 2025 6:41 pm
New Income Tax Act: ITR forms to be issued prior to FY28, says govt

The new income tax returns form under the Income Tax Act, 2025, will be issued before the 2027-28 financial year, according to Minister of State for Finance Pankaj Chaudhary.

8 Dec 2025 5:41 pm
Celebrityhood shifts: Film, sports stars are rapidly crafting their own content

Film and sports stars are increasingly creating standalone content on YouTube and social media, allowing them direct access to their audience and creative control. This shift from traditional media enables them to build personal brands and generate revenue while maintaining visibility.

8 Dec 2025 5:33 pm
How to obtain tax residency proof in India?

A UK company requires an Indian Tax Residency Certificate for reduced withholding tax on interest payments. To obtain this, an online Form 10FA must be submitted, confirming tax residency in India for the relevant financial year.

8 Dec 2025 4:09 pm
4 common credit report errors that drop your score and trigger loan rejection

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce your credit score and hinder loan approval, making regular credit report checks essential.

8 Dec 2025 3:39 pm
Markets will move in 2026, but behaviour will decide outcomes

The markets in 2026 may test investors. When instinct pushes for quick reactions, it is behaviour discipline, restraint, and clarity of purpose that will decide outcomes.

8 Dec 2025 2:41 pm
Dont pay tax on gifts if they are from family. Heres the rule

Gifts from relatives are exempt from tax, while gifts over 50000 from non-relatives are taxable. Gifts received during marriage are fully tax-exempt. 

8 Dec 2025 1:25 pm
Inside AIFs: The risks, rewards and real fit for your portfolio

Each AIF is different and an investor needs to understand if and where it fits into their asset allocation mix, based on their portfolio size, risk-taking ability, return expectations and liquidity considerations

8 Dec 2025 1:22 pm
India Inc sees growing interest for private credit as market expands

Domestic and global funds are racing to provide non-dilutive, flexible capital as companies seek faster financing and banks step back, while investors hunt steadier returns than equity can offer.

8 Dec 2025 1:21 pm
This couple had a New Year holiday in Oman just for 2 lakh. Here's how

As part of Mints travel series, the couple shares details of their nine-day Oman holiday, showing how its possible to enjoy a full, hassle-free holiday without stretching the wallet.

8 Dec 2025 1:03 pm
Still believing these credit myths? Theyre quietly ruining your financial health

As 2025 ends, it's vital to debunk personal finance myths, especially regarding credit. Misconceptions include beliefs that BNPL doesn't affect credit scores, high income ensures good scores, and closing old cards is beneficial. 

8 Dec 2025 12:31 pm
Axis Bank credit card travel redemption options: Transfer ratios, limits, and tips

Axis Bank credit cardholders can transfer their reward points to 20 partners (6 hotels and 14 airlines) categorised into Group A and B. There are groupwise calendar year limits on points transfers.

8 Dec 2025 12:11 pm
Creative Churn: Indian advertising agencies dread layoffs as AI upends industry globally

Two of the Big 5 advertising holding companiesOmnicom and Interpublic Grouphave agreed to merge globally. That has triggered a wave of job cuts, and local agencies are also bracing for a shakeup.

8 Dec 2025 6:00 am
New-age companies spot gold at the bottom of the pyramid

E-bikes to eyewear, companies are scouting smaller cities to open shop and expand reach to cater to soaring growth

8 Dec 2025 5:45 am
More IPO money funnels into capex in 2025 even as India Inc keeps powder dry

Capex allocations have jumped while acquisition and affiliate spends have shrunk this year. New entrants are reshaping India Incs IPO deployment mix with more tangible assets and low debt on books.

8 Dec 2025 5:30 am
Kantara to Pushpa: Why only big southern spectacles click up north

Despite the success of southern films in Hindi markets, many mid-budget productions avoid extensive marketing in North India due to high costs and limited appeal. Instead, they focus on OTT releases, limiting their theatrical presence in multiplex chains.

7 Dec 2025 5:47 pm
Rupee at record low: Dont ignore international investing for hedging currency risk

With traditional domestic mutual funds reaching overseas investment caps, this guide explores alternative routes, including Gift City funds, foreign brokerage platforms, and global mutual funds, to help build a robust international portfolio.

7 Dec 2025 4:33 pm
Bank Holidays next week: Banks to remain closed for 4 days between 8-14 December See full list

Bank holidays next week: Banks are typically closed on regional holidays, national holidays and the weekends. While only certain parts of India observe bank holidays during the regional holidays, all banks remain closed during national observances.

7 Dec 2025 2:59 pm
Why advertisers cant get enough of Ba***ds of Bollywood memefest

What was meant to be a spoof on the dirty business of Bollywood has, ironically, become the vehicle of Bollywood-themed ads.

7 Dec 2025 2:23 pm
Observer Effect: Why media measurement remains perpetually broken

25 years ago, the business of advertising moved online with the promise of better measurement and more accountability. Traditional mediums followed suit so that today, advertisers and publishers are drowning in data. So why is media measurement still so untrustworthy? 

7 Dec 2025 2:00 pm
Mint Explainer | India, Russia to deepen nuclear ties: What it means for Indias 100 GW goal

Following President Putins visit, both countries agreed to expand cooperation at Kudankulam, explore a second nuclear site, and boost joint development and localization of nuclear technology.

7 Dec 2025 1:34 pm
PNB cuts repo-linked lending rates by 25 bps after RBI MPC announcement Will your home loan EMI go down? Explained

Repo-linked lending rate is a type of interest rate associated with home loans. If the RBI cuts its repo rates, the RLLR goes down and vice versa. With PNB's RLLR cut, home loan EMIs are expected to go down.

7 Dec 2025 12:11 pm
Why finance keeps confusing investors: The everyday words that mislead us

From expensive stocks to liquid funds and corrections, everyday language in finance often means something entirely different and its tripping up even sensible investors.

7 Dec 2025 11:35 am
FMCG input costs are moving in opposite directionswhat it means for margins

A sharp split in raw-material prices, from softening palm oil and packaging costs to rising sugar, coffee and fishmeal, is setting up an uneven margin outlook for Indias biggest FMCG companies for the coming quarters.

7 Dec 2025 10:00 am
Down to the bone: Young consumers increasingly want clean, portioned and recipe-ready meats

Companies like Licious and Zappfresh report that boneless meat commands a premium due to convenience, changing how meat is processed and marketed, despite traditional preferences for bone-in cuts.

7 Dec 2025 7:00 am
India must close trade deals, build AI to leverage Goldilocks moment, says Sunil Mittal

Bharti Airtel chairman Sunil Mittal urged policymakers to speed up reforms, warning that unfinished negotiations and bottlenecks could slow Indias growth trajectory.

6 Dec 2025 2:26 pm
Bank holiday today: Are banks open or closed on Saturday, 6 December? Check details here

Bank holiday today: Banks across India are usually open on first, third or fifth Saturdays of the month unless there is an exceptional holiday.

6 Dec 2025 8:22 am
Mint Explainer: Does India need special courts for complex drug patent wars?

Timelines for patent disputes in India can stretch years, often a setback for companies working with time-sensitive patent deadlines.

6 Dec 2025 7:00 am
Top 7 benefits of using a personal loan app for quick funding

Personal loan apps make borrowing smoother and quicker than traditional loan options. Since the entire process can be completed on a mobile phone, you can stay in complete control.

5 Dec 2025 9:18 pm
'Finfluencer' in fix: Why did Sebi impound 546 crore earned by stock market trainer Avadhut Sathe?

Capital markets regulator Sebi passed an order impounding over 546 crore in the accounts of unregistered investment advisor Avadhut Sathe and his trading academy.

5 Dec 2025 8:33 pm
Your credit score to get updated every week as RBI amends directions: All you need to know

Until August 2024, credit institutions used to update credit information monthly. On 8 August 2024, the RBI instructed CIs to carry out credit information reporting every fortnight. This is now being revised to every week.

5 Dec 2025 7:21 pm
6 key factors senior citizens should consider when choosing a credit card

Senior citizens can choose the best credit card by considering factors such as low fees, competitive interest rates, rewards, fraud protection, mobile support, and flexible EMI options.

5 Dec 2025 6:08 pm
RBI rate cut: Will lower lending rates follow? Banks now charge these interest rates on home loans

Interest rates on home loans, when linked to EBLR and MCLR, are adjusted based on the change in the RBI's repo rate.

5 Dec 2025 4:52 pm
Personal loans can help you rebuild your life after financial setbacks: Here are 5 tips to use them smartly

Personal loans can support recovery after financial setbacks by offering quick, flexible credit, manageable EMIs and structured borrowing guidance while highlighting key risks and the importance of disciplined repayment.

5 Dec 2025 4:23 pm
How to get personal loans without salary slips using alternative income proofs and a strong credit profile

Self-employed or informal income? Learn how to secure a personal loan by leveraging alternative income documents (ITR, GST, bank statements) and maintaining an excellent credit score above 750.

5 Dec 2025 3:20 pm
RBIs policy review delivers Goldilocks economicsand lower loan rates

RBIs MPC delivers an unexpected unanimous 25 bps rate cut as inflation plunges to 0.25% and growth projections rise. Liquidity infusion of 1.5 lakh crore aims to speed up rate transmission.

5 Dec 2025 3:04 pm
What really counts in life insurance: The claim experience

Indias life insurers are strengthening trust through faster settlements, digitized processes and tighter governance, even as challenges like nomination gaps and fraud prevention persist.

5 Dec 2025 1:44 pm
Esops-The great reluctance to cash out

Esops help in retention and wealth creation, but a behavioural reluctance prevents many employees from selling company stock, even when it creates dangerous concentration risk in their portfolio.

5 Dec 2025 6:00 am
VCs favour technologists, not hustlers, in Indias new AI, deep-tech wave

Startups spun out of IITs, research labs, and patent-heavy teams are attracting more funding as investors prioritise technical depth over execution-first founders.

5 Dec 2025 6:00 am
Consumption-led health cover turns hottest category: Report reveals top insurance trends of 2025

Health insurance plans are typically seen as a safety net that comes into use only during hospitalisation. However, this phenomenon has undergone a sea change in 2025, according to a Policybazaar report.

4 Dec 2025 10:19 pm
ELSS vs index mutual funds: Which one should investors choose and why?

Both equity-linked savings schemes and index mutual funds are suitable for long-term investment.

4 Dec 2025 9:25 pm
These 5 NBFCs offer the highest interest rates up to 8.9% on fixed deposits. Check details

FD interest rates: We list out NBFCs such as Muthoot Capital and Shriram Finance that offer high interest rates on their fixed deposits (FDs)

4 Dec 2025 5:36 pm
Digital NBFCs sanctioned loans amounting to 97,381 crore in H1 FY26: Report

Digital loans accounted for 19% of the sanction value and 80% of the sanction volume

4 Dec 2025 3:58 pm
Why 2025s market surprises make diversification more crucial than ever

Despite golds stellar run and equities late-year recovery, 2025 shows why chasing performance can hurt investors. A diversified, style-balanced portfolio is key to navigating shifting market cycles.

4 Dec 2025 2:17 pm
Looking for affordable investment advice? The fixed-fee model can offer a way out

While the percentage-based model that some RIAs offer may provide a wider range of services, the fixed-fee route can help clients access core financial planning for as low as 20,000 in the first year.

4 Dec 2025 6:00 am
Want 1 crore in the next 10 years? Here's how much you need to invest in SIP

Mutual Funds: To accumulate 1 crore in the next 10 years, you must invest 43,470.95 every month in mutual funds via a systematic investment plan, assuming a 12% annual rate of return.

3 Dec 2025 9:34 pm
Best Mutual Funds: These mid-cap funds delivered over 25% annualised returns in past 3 years. See list

There are half a dozen mid-cap mutual funds that have delivered over 25% annualised returns in the past three years. A CAGR return of 25% over three years implies that an investment of 1 lakh would have grown to 1.95 lakh.

3 Dec 2025 8:40 pm
Income Tax: How to report foreign income and assets in your ITR?

CBDT sent messages and emails starting 28 November to taxpayers, urging them to revise their income tax returns (ITRs) before the 31 December deadline by disclosing their foreign income and assets

3 Dec 2025 6:58 pm
Beware of fraudsters offering credit card limit enhancement: 5 key tips to stay safe

A common trick fraudsters use to dupe credit card customers is to offer credit enhancement. Under the pretext, it is easy to convince people to share their card number, CVV, expiry date and even the OTP.

3 Dec 2025 5:41 pm
NRIs can cut tax on mutual fund gains using DTAA heres how

Recent tribunal rulings say NRIs in select treaty countries can pay capital gains tax only where they live making Indian mutual fund redemptions potentially tax-free if documents are in place.

3 Dec 2025 2:30 pm