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Despite the high cost of living in Hong Kong, Sharma and her husband manage their finances effectively, benefiting from higher incomes and lower tax rates. 

Multi-asset funds saw AUM surge 487% to 2.07 lakh crore in three years, compared with 115% growth for flexi-cap funds. But should investors hold both, switch to multi-asset or choose only one? Experts explain the key factors to consider.

US companies are using funds got from the tariff refunds to offer sale deals, customer discounts, lower prices, and make employee 401(K) contributions, besides sharing the temporary windfall with vendors. 

Gold has delivered strong returns in recent years, but its long-term history shows that investors may also face extended periods of subdued performance. Heres what the latest data suggests about golds return potential and how investors can estimate long-term returns by factoring in inflation.

The Finance Ministry, in a notification issued on Monday, specified that banks and PSPs cannot impose charges on RuPay debit card payments or UPI transactions up to 2,000 in value. Here's all we know.

FAST-DS 2026 allows eligible taxpayers to voluntarily disclose certain undisclosed foreign assets and income. But can it cover unreported overseas crypto? The rules depend on where the crypto is held, how it was acquired and whether the taxpayer meets the schemes conditions.

Investing requires careful evaluation, warns Srikanth Matrubai, founder and CEO of SRIKAVI WEALTH. He gives 5 rules for personal finance.

A premium phone upgrade can become a planned financial goal instead of a sudden expense. Here's how much you may need to set aside every month, how resale value can lower the burden and what to consider before choosing an EMI.

Delhi Building Workers Health Scheme: The Delhi LG has approved the health scheme for registered building and other construction workers and their eligible dependent family members. Here's all we need to know 

Compounding transforms 30 lakh invested over 30 years into 5.23 crore, with the first crore achieved after 13 years. Check how your investment, lump sum or SIP, jumps because of the power of compounding.

The Maharashtra FDA had issued show-cause notices to Shah Rukh Khan, Ajay Devgn and Tiger Shroff over their appearance in the Vimal Elaichi advertisement. The regulator alleged that the campaign indirectly promotes pan masala, a product prohibited in Maharashtra.

The 8th central pay commission's recommendations are expected to benefit over 1 crore central government employees and pensioners. Check how much salary hikes they can likely get from fitment factor of 2.57 or 3.83.

Small-cap funds have seen strong investor interest, but returns and volatility have varied sharply across the largest schemes. The top 10 funds by AUM are compared to see which delivered the strongest three-year and five-year returns and how their volatility stacked up.

DA update: Today, we explain how dearness allowance is calculated for central government employees and pensioners; and why the All India Defence Employees Federation is demanding that the formula be updated.

Indias retail inflation rose to 4.82% in August 2026, while food inflation climbed to 5.95%. But the impact was uneven across products, with some everyday essentials seeing sharp price increases while others became cheaper. Heres what changed.

This couple unpacks the paradox of living in Hong Kong, where high expenses meet a lucrative job market.

The Employees Provident Fund Organisation has launched WhatsApp services for members. Notably, at the time of writing, the channel already had 75,000 members. Here's how to join and what services are offered.

Fake cancer drugs, vaccines and other life-saving medicines are surfacing in a growing counterfeiting problem, raising concerns over consumer safety and regulatory safeguards.

Home loan insurance can protect your family from the burden of repayment, but borrowers must choose between flat and reducing coverand consider whether a separate term plan offers better protection.

RBI has proposed a 60-day outer limit for temporary debit holds on bank accounts or transactions suspected of being linked to cyber fraud. Customers would get 20 days to explain suspicious transactions, while banks would have fixed timelines for review and police referrals.

Delays in provident fund claims may yield additional interest for members as witnessed in a recent Mumbai Consumer Commission ruling concerning a retiree's delayed PF settlement. Here's what to do if your claim has been delayed too.

The ITAT Rajkot has ruled that interest awarded on enhanced compensation for compulsory acquisition of agricultural land can qualify for tax exemption. The ruling could matter for landowners who receive enhanced compensation and interest after their agricultural land is acquired.

An expired driving licence, inaccurate policy details or even bundling an old dent with a new accident can complicate a motor insurance claim. Heres what car owners should know before filing one.

Investments in stocks and mutual funds can lead to capital gains tax, though the liability depends on whether gains are short-term or long-term, the duration of asset holding, among other factors. Check how much tax you need to pay on 3 lakh profit. 

Hyderabad has overtaken Bengaluru in terms of GCC growth, narrowing the gap with 70 additions in a year. Let's find out what it means for real estate landscape.

The Motilal Oswal Nasdaq Q50 ETF surged 41% in a week even as the value of its underlying US stocks fell 2.6%, with its market price moving far above its NAV. The unusual premium has widened amid limited supply of ETF units and a recent change in SEBIs price-band rules.

A promise by a life insurance company for financial protection is put to the test at a difficult timefollowing the death of a loved one, when the family must navigate the claims process, often for the first time. Here is what nominees need to do at each step to ensure a smoother settlement.

Portability was meant to keep insurers honest by keeping the exit door open. The door exists but for the old, the ill, and the recently hospitalised, someone is still standing in the way.

The Nagpur ITAT has upheld a 23,494 Section 87A rebate claimed by a taxpayer on short-term capital gains under Section 111A. The tribunal rejected the Income Tax Departments challenge, finding no express bar on the rebate for STCG under the law applicable to AY 2025-26.

discovery+ will cease direct-to-consumer services in India, reflecting the tough OTT environment where niche apps struggle. Analysts anticipate the rise of aggregator models and content licensing as key strategies for surviving amid high competition and low consumer willingness to pay.

Gold and silver prices today, 14 September: Check the latest 24K, 22K gold and 999 silver retail rates across Mumbai, Pune, Nagpur and Nashik, along with MCX market updates.

Many overlook financial planning for incapacity, leaving their assets undiscovered. This is what one should do to ensure that their investments reach their family if they become incapacitated and how to trace a person's financial assets if they didn't leave records.

After relocating to the US in 2018, a taxpayer missed his income tax return deadline in India, leading to a penalty of 8.29 lakh. The ITAT Jaipur eventually ruled in his favor. Here's why. 

Eternal, the parent company of Zomato and Blinkit, has gained 45.36% in six months, while 430 actively managed mutual fund schemes held the stock in July 2026. HDFC Consumption Fund had the highest allocation at 10.7%, followed by several schemes with more than 8% exposure.

A security deposit is the tenant's property, held in trust by the landlord against proven dues, and cannot be arbitrarily deducted under Indian tenancy law and property jurisprudence.

Employees should verify that their PF contributions are deposited with the EPFO, as deductions on salary slips don't guarantee deposits. Here's how to check and what to do if monthly deposits are missing. 

One flexi-cap, one mid-cap and one small-cap fund may be enough for diversification, but three schemes do not automatically mean a well-diversified portfolio. Experts explain why investors should check stock overlap, sector exposure and risk before adding more mutual funds.

For Middle Eastern oil producers, there are fewer and fewer places to hide from Iranian violence. And because of that, oil prices are almost certain to stay high.

Bank holiday today: Public and private banks in Mumbai, Bengaluru, Chennai, and Hyderabad among other cities, are closed on 14 September for Ganesh Chaturthi. Net and app services are available for customers.

Rates have risen 150% from about $100,000 as Houthi forces seized control of Yemens Mocha port near the Bab el-Mandeb Strait, the people said.

Three flexi-cap funds account for more than half of the category's total AUM. But does their dominance in assets also translate into stronger returns? A comparison of one-year and five-year performance reveals a different picture for investors.

Two repayment methods, debt avalanche and debt snowball, help borrowers manage multiple loans. Both methods require consistent minimum payments and strategic allocation of extra funds toward one debt.

Debt returns have historically stayed relatively steady over the long term, but the current high-yield environment raises questions for investors. With interest rates on pause and inflation shaping return expectations, heres what investors need to know before assessing debt allocation.

A structured guide to managing foreign assets, updating bank status, and optimizing tax efficiency when relocating back to India

Before claiming car insurance for a repair bill, evaluate potential No Claim Bonus impacts. 

AI is changing how consumers research different loans and credit options, but the next shift could go beyond answering questions. Agentic AI may help consumers compare credit options, understand their needs, and take permitted actions. 

The Ministry of Railways shared a video of a Vande Bharat train crossing the Chenab Bridge. The bridge forms a crucial part of the Udhampur-Srinagar-Baramulla Rail Link (USBRL), which provides rail connectivity between the Kashmir Valley and the rest of the country.

The ITAT holds that selecting the incorrect ITR form does not justify taxing the same business income twice

Investors often choose mutual funds or asset classes based on recent returns, but the process should start with the financial goal. Defining the target, timeline, and required amount can help investors choose an appropriate asset allocation and investment products.

Pension Fund Regulatory and Development Authority Chairman S Ramann said the new pension product is expected to release final guidelines soon, with formal launch likely in 30 days. Here's all we know