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A 0.25% rate cut may look negligible, but the real gains depend on whether borrowers reduce EMIs or shorten tenureone choice offers comfort, the other can save lakhs.

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending decisions, and encouraging regular credit report review through a dispute resolution process.

The I-T Department clarified that recent communications aim to help taxpayers voluntarily correct their income tax filings. Details here. 

Smart ways to plan your vacation using a credit card include rewards, travel perks, EMI options and card offers, while managing risks through timely payments and disciplined spending.

Lower expense and brokerage caps, clearer disclosures, and simplified compliance give investors a transparent view of what they pay and could save.

A loan application scam resulted in an automobile engineer losing 4.37 lakh, highlighting the risks of digital lending and outlining key precautions the borrowers should take to avoid fraud, harassment, and financial loss.

The number of Indian students going to the US for higher studies declined by 44% in August 2025 compared to August 2024. It was the sharpest fall after the Pandemic. The drop in numbers may worsen on account of the falling rupee

HDFC Bank FD rates: HDFC Bank revised its fixed deposit interest rates, effective from 17 December 2025, after RBI cut its benchmark interest rate for the Indian economy to 5.25%, compared to its earlier 5.50% levels earlier this month. Check the latest rate list here. 

Transferring a residential apartment to a child can be done through a gift or a will. Each route has legal, tax and personal implications that families should understand before deciding.

Understanding the risks of credit card usage is essential. By maximising interest-free days through careful planning, users can avoid high costs, effectively manage cash flows, and utilise credit cards as beneficial financial instruments.

Stock-based pay can build wealth, but tax obligations often come before cash hits your pocket. Heres what to know about employee stock options, restricted stock units and stock purchase plans.

Across urban India, child-free couples are intentionally reshaping their finances, prioritising flexibility, early retirement, experiences, and long-term self-reliance over traditional child-centric milestones and expenses.

Non-government NPS subscribers can now withdraw up to 80% of their retirement corpus as a lump sum upon exit, and in some cases up to 100%. Here's how benefits are paid to subscribers. 

Google Pay, in collaboration with Axis Bank, has launched its new co-branded credit card named Google Pay Flex Axis Bank Credit Card, which seeks to simplify and integrate credit with UPI services. Here's all you need to know about the new credit card. 

If an investor had invested 1 lakh in this flexi-cap mutual fund in 2008, the amount would have grown 10 times in the 17 years that followed at an annualised rate of 14.25%.

NPS subscribers will now be able to withdraw up to 80% of the corpus when it exceeds 12 lakh.

A year after a record 1.5 lakh crore IPO wave, half of new listings are underwaterrevealing why listing-day pops mislead and disciplined selection matters more than ever.

Understanding the psychological biases at play can help investors resist the pull of finfluencers like Avadhut Sathe.

A systematic transfer plan allows investors to transfer their funds from one mutual fund to another in a planned and systematic manner, rather than in a lump sum.

A tax return is referred to as a belated return when it is filed after the end of the original due date mentioned under section 139(1). The last date to file a belated return is 31 December.

The minimum income requirement is an important eligibility criterion for a personal loan. The applicants income helps the bank assess the applicants repayment capacity and ability to make timely EMI payments.

Generative AI is quietly reinforcing one of our most persistent investing biases familiarity thanks to inherent disparities in training data. If were not careful, we could find ourselves with portfolios that look eerily similar, carry the same risks, and collapse in unison.

The amount of SIP is contingent on the rate of return on your investment. Higher the return, lower the SIP needed. Conversely, lower the return, higher the need for SIP.

From FDs to PPF and new-age funds, here are the best choices for short and long-term investment goals.

The third advance tax instalment for FY 2025-26 is due on 15 December 2025. Taxpayers with a liability over 10,000 must pay on time to avoid interest. Here's everything you need to know about the rules in case you miss the deadline.

National Pension System subscribers can choose their fund managers each of which has a unique portfolio of assets based on their investing philosophy. 

Sebi launched a crackdown on Ansari and his firm in 2023 when he was banned from trading in the securities market

The rupees slide past 90 to the dollar is making overseas travel costliernot just to the US, but across Europe, the Maldives and parts of Asia, with uneven impact by destination.

As the year ends, it's crucial to review financial goals and investments. Changes in personal circumstances or income levels can necessitate adjustments to financial plans and insurance needs, ensuring optimal asset allocation and adequate coverage for future expenses.

Wealth erosion is not caused by market volatility or poor investment performance, but by a fundamental discontinuity in financial acumen.

Regularly monitor your credit score, balance credit with investments, ensure timely EMI repayments, and avoid over-leverage to strengthen your financial health for a stress-free new year.

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the progress in building a credit score and history. These can result in a marginal fall in the credit score. 

India's finfluencer crackdown reveals gaps in the digital-finance ecosystem, where unregulated advice thrives. Learning from global regulations, India can enhance transparency and accountability to protect young investors with low financial literacy.

The ancient tale of Bhasmasura serves as a perfect metaphor for modern retail investors who, in their impatience for quick wealth, progressively sacrifice fundamental financial security for high-risk, high-leverage instruments.

ITR advance tax deadline 2025: From Key dates, tax calculation to a step-by-step guide on how to pay the partial tax payment for the financial year. Here's all you need to know before the 15 December due date.

8th Pay Commission: Government issues clarification on whether the central government employees will get dearness allowances (DA) and pay commission revisions under the new Finance Act 2025. Here's what you need to know.

The 8th Central Pay Commission, established in January 2024, will review pay, allowances and pensions of central government employees.

For Indian investors, the implications of the US rally are different from those for American investors.

The Income Tax department is alerting taxpayers via SMS and email to update their returns and withdraw incorrect claims, following a crackdown on fraudulent tax claims linked to Registered Unrecognised Political Parties (RUPPs) or charitable institutions.