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Rare Sunday for public- and rural sector-banks: Check if your bank is open or closed today

Public-sector and regional rural banks across the country will open on Sunday, September 27, ahead of a three-day nationwide strike by bank unions. Details here. 

27 Sep 2026 10:41 am
Health insurance wellness rewards: Should you share your fitness tracker data with your insurer? Know the privacy risks

Health insurers are using wellness programmes to reward activities such as exercise and healthy habits, but some programmes require policyholders to share data from wearables and health apps. Experts explain what data may be collected, how it can be used and what consumers should check.

27 Sep 2026 9:55 am
Stock averaging explained: How does it work and what are the risks investors should keep in mind?

Investors facing falling stock prices can consider averaging down to reduce costs or averaging up to increase exposure. While such strategies can enhance returns during recoveries, they carry significant risks too. Details here.

27 Sep 2026 9:42 am
8th Pay Commission: As meetings gather pace, check NC-JCM and BPMS demands on salary, fitment and pension

The 8th Pay Commission is consulting employee organisations and other stakeholders currently, as the consultative phase continues. NC-JCM has sought a minimum pay of 69,000 and a 3.833 fitment factor, while BPMS wants 72,000 and a 4.0 fitment factor. 

27 Sep 2026 9:34 am
FD rules change from 1 October: What depositors should know about bulk deposit rates

RBIs new bulk deposit rules take effect from 1 October 2026, changing how banks disclose and apply interest rates. Large depositors should know the daily rate disclosure requirement, branch-level rate consistency and exceptions linked to liquidity regulations before booking a bulk FD.

27 Sep 2026 8:39 am
Buying property from an NRI gets easier from October 1: Check key rule changes for residents and HUFs

Starting October 1, resident individuals and HUFs purchasing properties from non-resident sellers can simplify TDS compliance by using their existing PAN instead of a TAN. Details here.

27 Sep 2026 8:02 am
Tax audit deadline September 30: 5 common mistakes in GST turnover, TDS, AIS and business expenses to avoid

Taxpayers facing the September 30 tax-audit deadline should reconcile their books with GST returns, AIS, TIS and Form 26AS, verify TDS/TCS credits and avoid claiming personal expenses as business deductions. Experts recommend completing these checks well before the deadline.

27 Sep 2026 7:53 am
14.69 crore jewellery found in tax search: When can inherited gold escape tax scrutiny?

The Kolkata ITAT has upheld the deletion of a 1.56 crore tax addition on 3,233 grams of jewellery found in family bank lockers during an Income Tax search. The taxpayer said the jewellery belonged to his deceased grandparents, father and family HUF. 

27 Sep 2026 7:43 am
The biggest threat to your retirement is you

You spent a lifetime preparing for bull and bear markets; the final risk to manage is an empty afternoon.

27 Sep 2026 7:00 am
Retiring with a home loan? Heres when using retirement savings to repay it may make sense

Retiring with a home loan can put pressure on monthly cash flows. Experts explain when using retirement savings for home loan prepayment makes sense, why retirees should preserve an emergency corpus, & how interest rates, tenure, outstanding principal, & future expenses should guide the decision.

27 Sep 2026 6:32 am
Centre approves one-time interest-free loan of 50,000 per barn for Andhra tobacco farmers How will credit come?

The Centre has approved a one-time, interest-free loan of 50,000 per barn for Flue-Cured Virginia tobacco growers in Andhra Pradesh. The proposal covers about 44,000 tobacco growers, with financial intervention reaching near 220 crore, the ministry statement said.

26 Sep 2026 11:50 pm
Salaries, minimum wage, incentives, insurance for contractual DTC drivers in focus amid strike

Delhi Transport Minister Pankaj Kumar Singh reviewed concerns and demands about salaries, minimum wage, incentives, and insurance raised by contractual drivers working under the DTC's Cluster Bus Scheme. Here's a look: 

26 Sep 2026 10:20 pm
Maharashtra announces relief measures in droughtRestructures crop loans, concessions in pump electric bills; check list

Maharashtra has activated Trigger-1 under its Drought Management Code 2016 to initiate relief measures in drought-affected areas. We take a look at the financial relief measures announced by the state government. 

26 Sep 2026 9:14 pm
Cash deposits from farm sales: ITAT rules in favour of Karnataka farmer despite missing expense records

Documentary evidence trumps procedural lapses as tribunal validates cash sales at APMC yard

26 Sep 2026 8:25 pm
Seems to be an issue between the broker and client; no govt talks on new UPI MDR: NSE CEO Ashish Chauhan

NSE CEO Ashish Chauhan stated there have been no talks with the government regarding the new Merchant Discount Rate for UPI payments, which he claims is a matter for brokers and clients to resolve. The new MDR framework takes effect on October 15, impacting capital-market transactions.

26 Sep 2026 8:13 pm
Odisha govt to clear pension dues of over 20 lakh beneficiaries by October Here's all we know

The Odisha government is set to clear pension dues of 20.33 lakh beneficiaries covered under the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) by October, state minister Nityananda Gond said. 

26 Sep 2026 7:42 pm
What is Passive Investing? Hows it different from putting your money through active investments? Explained

With passive investing, funds track market indices, reducing the need for individual stock selection. Read more to find out.

26 Sep 2026 6:51 pm
8th pay commission: Here's how to apply for official state visits in Mumbai and Bengaluru

The 8th central pay commission (CPC) has announced official meetings and state visits as part of its consultation stage. Since March, the commission has conducted multiple state visits to meet employee representative groups, unions and stakeholders.

26 Sep 2026 5:47 pm
DA hike July 2026: Will DA rise to 64% from 60%? 18,000, to 56,100 basic salary | Calculate your likely increase

The organisation clarified it seeks no advance payments but wants the pending process completed to settle arrears and revised salary payments. It urged expediting the July 2026 Dearness Allowance (DA) declaration, with estimates indicating a rate increasefrom 60% to 64% based on CPI data.

26 Sep 2026 5:25 pm
DA news: Punjab govt notifies 8% dearness allowance hike for state employees and pensioners Latest updates

DA news update: Punjab government has notified an 8% dearness allowance hike for state government and pensioners, effective from 1 September, as per an official statement from the chief minister's office. 

26 Sep 2026 4:47 pm
Property bought for 48 lakh, stamp value 58.7 lakh: Why ITAT cancelled 70,700 tax penalty

A recent ITAT ruling emphasizes that property transactions below stamp duty value can trigger tax scrutiny. A Ghaziabad taxpayer faced penalties for not reporting a 10.7 lakh difference, but the ITAT later overturned the penalty, citing the taxpayer's lack of intent to conceal income.

26 Sep 2026 3:55 pm
Tax audit deadline 30 September: 5 things taxpayers should do as professionals seek more time

The tax audit deadline for AY 2026-27 is 30 September 2026, while professional bodies are seeking more time. Taxpayers should not wait for an extension and must complete reconciliations, verify records, review disclosures and ensure the tax audit report is approved on time.

26 Sep 2026 3:10 pm
Missed ITR deadline and want to claim a refund? What happens if you have an outstanding tax demand

Missing the ITR filing deadline doesn't negate the chance for a tax refund if excess tax was paid. But what happens if you have an outstanding tax demand? Details here.

26 Sep 2026 3:02 pm
Can legal heirs be liable for a deceased parents income tax dues? Experts explain

A parents death does not automatically erase income tax dues. Under Section 302 of the Income-tax Act, 2025, legal heirs may be liable, generally to the extent of the deceaseds estate. Know when personal liability can arise and what heirs should do.

26 Sep 2026 2:39 pm
Debt-to-income ratio explained: How lenders assess your repayment capacity

Debt-to-income ratio (DTI) is an important measure lenders consider when assessing a loan application. It compares monthly debt payments with gross income and indicates a borrowers existing debt burden. Check how to calculate DTI, and improve the ratio before applying for a loan.

26 Sep 2026 2:15 pm
Oracle layoffs offer a warning: 5 money moves to make before the pink slip arrives

Oracle has laid off several employees in its cloud infrastructure division recently, reflecting its ongoing restructuring amid increased focus on AI. Here's how to secure your finances if something unfortunate like this happens.

26 Sep 2026 2:09 pm
Rupee gains from FCNR (B) boost reverse in September amid higher crude oil prices: RBI bulletin

The Indian rupee, previously buoyed by FCNR(B) deposits, depreciated as crude oil prices rose. Will the pressure on INR ease in the near future? Here's what RBI DG said in an article published in the central bank's bulletin.

26 Sep 2026 1:57 pm
Central government DA, DR update: Employee body urges early decision on the July 2026 revision

Central government employees have sought an early announcement of July 2026 DA and DR. The revised rate is effective from 1 July, while the widely discussed 64% figure remains an estimate until the government formally approves it.

26 Sep 2026 1:54 pm
Senior citizen wrongly paid tax on tax-free bonds: What the 9.91 lakh ITAT case means

A senior citizen who mistakenly paid 9.91 lakh tax on interest from tax-free bonds has received relief from the ITAT. The case highlights Section 10(15), tax return errors, Section 154 rectification and important lessons for taxpayers.

26 Sep 2026 12:56 pm
No ATM charges, banks to operate on Sunday: What initiatives did Centre take to minimise disruptions during 3-day strike

From September 28 to 30, 2026, a proposed nationwide bank strike may disrupt in-branch services in India. Here are the steps taken by the government to minimise nationwide disruptions. 

26 Sep 2026 11:28 am
Bond market performed well, equities less so: RBI Deputy Governor Poonam Gupta on what lies ahead

India's bond market has outperformed many other nations in recent years, while equities lag behind. RBIs Gupta notes in RBI's bulletin about what lies ahead for the stock market. 

26 Sep 2026 10:06 am
Top 5 most recent 8th Pay Commission updates: Mumbai visit, Bengaluru meeting and more

The 8th Pay Commission has announced its visit to Mumbai for October 22-23, 2026, and its meeting in Bengaluru for October 78, 2026. Here are the five latest official updates, including consultant guidelines, visits to Jaipur and Chandigarh, and what employees and pensioners should know.

26 Sep 2026 9:55 am
EPF balance not showing on member passbook? Here's why this happens and when you should worry

If your EPF is not displaying on the member portal, it may simply be a technical or processing issue, which in most cases can be fixed. Here's why this happens and when you should worry. 

26 Sep 2026 8:03 am
Bank holiday today: Check if SBI, HDFC, ICICI branches are open or closed on Saturday, 26 September

Bank holiday today, 26 September: SBI, HDFC Bank and ICICI Bank branches are closed as it is the fourth Saturday. Public sector banks and RRBs will operate on Sunday, 27 September, ahead of the proposed nationwide bank strike from September 28-30.

26 Sep 2026 7:34 am
Closing an unused credit card? Experts explain how it can affect your credit utilisation

An unused credit card may seem unnecessary, but closing it can reduce your total available credit and increase credit utilisation. Before cancelling a card, borrowers should consider its annual fee, benefits, credit limit, outstanding balances and role in their credit profile.

26 Sep 2026 6:37 am
Income Tax Act 2025: What crypto investors should know about VDA provisions, TDS and ITR filing rules

The Income-tax Act, 2025 largely retains the existing tax treatment of VDAs, including the 30% tax and 1% TDS. However, section numbers have changed and a new reporting framework for crypto transactions will require investors to maintain detailed transaction and wallet records.

26 Sep 2026 12:55 am
Gold ETF vs Gold FoF: How do they differ and which one costs more?

Gold ETFs trade live on stock exchanges, whereas Gold FoFs are bought and redeemed through mutual fund platforms at end-of-day NAV

26 Sep 2026 12:18 am
Diversified equity mutual funds: Which top 5 schemes have outperformed their category over 3 years?

Three-year returns can tell you which diversified equity funds have delivered strong performance, but they don't show the full picture. Heres a look at the funds that topped returns and how their performance stacks up by alpha. 

25 Sep 2026 11:45 pm
EPFO final PF withdrawal rule: How is your interest calculated up to the payment authorisation date?

EPFO calculates interest on final PF settlements up to the date the final payment is authorised, irrespective of when the claim was submitted. Heres how the interest calculation works and what EPF members should know when making a final withdrawal.

25 Sep 2026 11:06 pm
PRIM vs mutual funds vs PMS: Experts explain how they differ on portfolio structure, costs, taxation and suitability

SEBIs new PMS framework introduces PRIM, allowing investors to access professionally managed portfolios of mutual funds, ETFs and SIFs. Here's how PRIM compares with conventional PMS and mutual funds on investment, management, taxation and flexibility. 

25 Sep 2026 9:46 pm
Buying a resale flat with an existing home loan? Heres how to avoid the pitfalls

The buyer's first step should be requesting the seller's latest loan account statement or foreclosure letter.

25 Sep 2026 8:34 pm
Active vs passive small-cap mutual funds: How wide is one-year return gap? Don't assume index schemes always lag

Active and passive small-cap funds follow different investment approaches, even when they are linked to the same benchmark. Their 1-year returns show a notable divergence, while differences in portfolio construction offer clues to what may be driving the gap.

25 Sep 2026 8:07 pm
Bank strike from September 28-30: Are banks closed for 5 days from Saturday, Sept 26? Heres what you need to know

All banks will be closed from September 28 to 30 due to a UFBU-led strike, affecting banking services. However, they will operate on September 27 to accommodate customers. 

25 Sep 2026 7:59 pm
Flat possession delayed? You can claim interest even after accepting keys, rules Allahabad High Court

The high court says acceptance of possession does not automatically waive compensation for delay.

25 Sep 2026 7:36 pm
NPS Swasthya from 1 October: What you need to know about the new pension option and health cover

NPS Swasthya is a new pension option that combines retirement savings with healthcare benefits and a mandatory super top-up health insurance policy. As it prepares for launch, heres a look at who can enrol, how the health cover works, and when subscribers can access the corpus.

25 Sep 2026 6:59 pm
UPI MDR: Where will 0.4% fee go? FM clarifies banks, payment gateways & apps to get a share | Check breakdown

UPI MDR explained: 40% of the new fee will go to customer banks, 30% to payment gateways and 20% to UPI apps. Know who gets the money.

25 Sep 2026 6:14 pm
Beyond the number: Why an 800 credit score doesnt guarantee a loan and what you can do about it

A high score cannot simply erase the lingering footprint of an old 'settled' account.

25 Sep 2026 5:47 pm
Income tax calendar October 2026: ITR, TDS, Form 141 and other deadlines to know

October 2026 brings important income tax deadlines, including ITR filing for eligible taxpayers, quarterly TDS returns and Form 141 submissions. Check the key dates to avoid late fees and penalties.

25 Sep 2026 5:42 pm
Stuck in a debt cycle? 5 ways to get out of EMI trap and regain control of your finances

Multiple EMIs can put pressure on monthly cash flow, leaving little room for savings. These five practical steps can help borrowers assess their debt, prioritise expensive loans, avoid fresh borrowing and regain control of their finances.

25 Sep 2026 4:14 pm
Bank strike from Sept 28-30: SBI waives ATM charges for 3 days, UPI, NEFT, RTGS to work | What customers need to know

State Bank of India will waive ATM transaction charges from September 28 to 30 during a proposed nationwide bank strike, allowing customers to access cash without fees at any ATM. Digital banking services will remain available, encouraging customers to complete branch transactions on September 27.

25 Sep 2026 3:42 pm