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A representative body for central government employees has requested the 8th CPC to ensure a minimum payout under NPS to counter market volatility. A memorandum detailing the demands has been submitted to the panel.

If a tenant refuses to vacate a house in Delhi, there are key provisions under the Delhi Rent Control Act that can protect the landlord's rights. They include eviction, legal remedies, and Supreme Court rulings for landlords and tenants.

The Senior Citizens Savings Scheme offers retirees a popular fixed-income investment with government backing and quarterly payouts. Eligible individuals can invest, extend their accounts multiple times, and earn an 8.2% annual interest rate. 

Gen Z has become the country's fastest-growing investor cohort, with under-30s now comprising 38% of the National Stock Exchange's base, but experts warn their decisions are driven more by social media, peer pressure and post-covid return euphoria than by sound financial strategy.

ChatGPT explains whether a 10-day solo Bali trip from Delhi can realistically be done within 1 lakh. Check the detailed AI breakdown on flights, cafs, beaches, hotels, hidden costs and the smartest Bali itinerary.

EMI bounce on any form of debt can quickly damage your credit score. A single missed payment may significantly reduce scores, affect loans, and increase interest rates for borrowers over time. 

These passive funds are falling less than the broader market during sharp corrections, but advisers say the trade-off is slower gains in strong rallies.

The employee filed a consumer complaint against EPFO in the Chandigarh district commission and sought transfer of the balance amount along with interest, compensation, as well as litigation costs.

After the 202024 bull run, markets have turned sideways and volatile. In this phase, discipline, risk control and defensive positioning matter more than aggressive stock picking.

Amid active consultations, the 8th Pay Commission sees strong union demands for revised pay, fitment factor hikes, pension reforms and allowance restructuring for government employees. These demands will be considered holistically before the final recommendations of the Commission. 

Since the money comes from tax-paid rental income of the HUF, it should NOT be taxable in your hands in India.

Married couple from Bengaluru, shared why someone can be earning well and still feel poor in the city. Both product managers, shared their over 1 lakh monthly budget without including vacations, investments or any luxury purchase.

For authors, estate planning isn't limited to houses, investments or even manuscripts. Their most valuable assets may be copyrights for published or unpublished writings. Similarly, for music and art works. While a copyright doesn't last forever, here's how to ensure heirs get what's allowed by law.

Gold and silver prices stayed largely steady on 12 May, with minor changes across major Indian cities. MCX futures edged higher amid ongoing geopolitical tensions and safe-haven demand, while precious metals continued their strong yearly rally.

Children Educational Allowance helps employees cover educational expenses for their children under the old tax regime. Here's a look at the eligibility and non-eligibility of tuition fees deduction under Section 80C.

The ITA provision on tax clearance certificate specifically excludes persons who are not domiciled in India and visit India for purposes not connected with business, profession, or employment.

State-run oil companies are verifying LPG consumers' income to cut subsidy burden. Those with incomes over 10 lakh may lose benefits. Consumers must respond within seven days to avoid cancellation. The move follows stricter checks with the Income Tax Department to identify ineligible recipients.

Every individual has to budget and save for possible medical and health related expenses. Here is the difference between a health fund and health insurance, why you may need both and how much to save

Teaching children about money is best done through intentional behaviour and practical systems. ChatGPT recommends clear allocation methods, experiences financial consequences, and encourages emotional connections to saving. 

A 10 lakh post office FD earning 7.5% and a 10,000 monthly recurring deposit earning 6.7% can grow into a corpus close to 1 crore over 20 years through compounding. However, inflation may significantly reduce the real value of these returns, making long-term planning and diversification crucial.

Avoid sharing credit card with friends, family. If your reported income is not sufficient to pay back your credit card debt, or your expenditures far exceed your income capacity, it may trigger a notice from the authorities.

I asked ChatGPT to calculate the how much savings corpus I should build for my old age as a freelance artist with irregular income, living in Pune. Here is what artificial intelligence (AI) chatbot said

Senior citizens' FD rates in small finance banks reach up to 8.30% in May 2026, offering secure, high-yield investment options with stable returns. These investment options become even more lucrative in the current geopolitical environment. Check details.

MBA returns vary regionally, with the Middle East offering the fastest payback, according to ChatGPT. Check the AI tool's detailed response.

According to the couple, rent takes up the largest share of their monthly budget. They said they pay 56,000 every month for their apartment.

As part of its consultation process, the 8th CPC opened submissions and held meetings in Delhi in March and in April. Now, visits are scheduled in Telangana, Ladakh, Jammu & Kashmir and Delhi in May and June.

Corporate FD rates in May 2026 are attracting investors, as Shriram Finance, Mahindra Finance, and other top NBFCs offer stable FD returns of up to 8.95% amid market volatility. Check the comprehensive comparison, and discuss with certified financial advisors before locking in on any investments. 

As markets correct amid oil spikes and global uncertainty, history suggests volatility may offer long-term opportunity. Heres why Indias structural story remains compelling.

Many online platforms now allow you to invest in fixed deposits from multiple banks. Understand the allure and the often-overlooked downsides before you commit your savings.

Comprehensive comparison of personal loan rates in May 2026 across SBI, HDFC, ICICI Bank, Axis Bank, and other lenders in India, including EMIs, interest rates, and processing fees, to help borrowers make informed decisions. Before finalising any loan offer, consult a certified financial advisor.

Big changes ahead as the 8th Pay Commission enters consultations, with key dates, salary revision updates, pension changes and fitment factor discussions affecting over 1.1 crore beneficiaries.

More than 600 OpenAI employees sold a combined 6.6 billion dollars worth of stock in a single day in October 2025, averaging 11 million dollars each. Here is how artificial intelligence is creating unprecedented wealth for technology workers before a single IPO has taken place.

Establishing an emergency fund is crucial for financial stability, covering unforeseen expenses without affecting daily finances. Regular monitoring and automation of savings can help build this financial cushion effectively.

The Income Tax Department has revised ITR forms for 2026-27 to enhance transparency and simplify the tax filing process. Here's a list of changes in each ITR Form.

Form 26AS, also known as the Annual Information Statement (AIS), is a comprehensive display of a taxpayer's financial statement for a given tax year. It has been replaced by Form 168 under the new Income Tax Act, 2025.

Discover home loan rates from Bajaj Finserv, PNB Housing, & 6 leading HFCs this May 2026. With rates starting at 7.15%, unlock affordable borrowing with lower EMIs, flexible repayment options, & competitive offers. Learn essential factors beyond the headline rate to secure your dream home.

Fixed deposits offer safe, stable returns and comes in cumulative and non-cumulative types, catering to different needs, such as wealth building for long-term savers or regular income for retirees. Details here. 

Fixed deposits and recurring deposits are bank deposit options that give you low-risk investment option with guaranteed returns. Here's a look at which is suitable for you, how they work and how you can use them to reach your financial goals

ChatGPT recommends the minimum salary required to leave India for a job in Dubai. Check the detailed AI response.

I asked ChatGPT to calculate the required monthly savings to build a good education corpus for my children's higher studies for medical or engineering college in Delhi. Here is what artificial intelligence chatbot said

A PPF account matures after 15 years, allowing withdrawals or extensions. Failing to submit Form 4 within a year limits contributions. Details here. 

Fixed deposits remain a favored choice for conservative investors, offering stable returns influenced by repo rate changes. Major banks in India offer FD rates between 6% and 7.25%, with higher rates from small finance banks. 

Joint and mutual Wills may sound similar, but the legal consequences are vastly different. Heres how couples should choose the right structure under Indian lawand avoid costly ambiguity.

ChatGPT devised a plan for a Bengaluru family earning 20 LPA. AI emphasises the importance of adequate coverage for financial security.

Salaried employees can choose between old and new income tax regimes, while the new tax regime remains the default option. The Union Budget 2026 maintained existing tax slab rates. Here's what all you should consider before making a choice.

Transferring money to your mother is treated as a tax-free gift under Indian income tax law and does not reduce your tax liability. However, tax savings are possible only through specific payments like health insurance premiums under Section 80D in the old regime.

Taxpayers should be aware of the necessary documentation and deadlines for filing ITR. For FY2025-2026, the deadline is 31 July 2026, with delayed filing until 31 December, incurring additional costs.

Investors in cryptocurrencies and foreign equities in India must disclose profits in tax returns to avoid penalties. Cryptocurrency gains are taxed at 30%, while foreign assets are taxed based on holding periods. Details here. 

The Iran war has caused significant market volatility, prompting experts to advise investors to focus on long-term planning rather than panic trading. 

ChatGPT warns that a 1 lakh salary is not enough to comfortably sustain a debt-heavy lifestyle with 36% credit card interest. The chatbot recommends cutting variable expenses sharply, stopping credit card usage entirely and restructuring repayments to become debt-free within 25 years.