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Can you buy term insurance for your cook or domestic help?

Buying term insurance for domestic help is thoughtfulbut it must be structured correctly. Heres how employers can ensure adequate, claim-friendly life cover for low-income workers.

5 Feb 2026 1:50 pm
How a three-digit credit score began shaping careers, insurance and connectivity

Indias credit score has moved beyond loans, shaping insurance discounts, hiring decisions, trading limits and even mobile connectionsturning a three-digit number into a marker of financial character.

5 Feb 2026 11:40 am
Why under-priced group health insurance hurts policyholders

Group policies dominate Indias health insurance market, but persistent under-pricing is weakening risk discipline and threatening the long-term sustainability of employee benefits.

5 Feb 2026 9:26 am
How multi-asset funds diversify portfolio, smoothen swings

Multi-asset funds provide portfolio diversification by investing in different asset classes. Recent have led fund managers to adjust allocations. Investors should consider funds that align with their risk tolerance.

4 Feb 2026 5:01 pm
How Indians keep overpaying abroad even after buying zero forex cards

Indian travellers swear by zero forex cards, yet still overpay abroad. The real cost lies not in visible fees, but in padded exchange rates and conversion traps few travellers notice.

4 Feb 2026 1:13 pm
Budget 2026 tax changes: TCS norms, revised return deadline extension 5 reliefs for taxpayers from 1 April

Rather than extending broad-based tax cuts, Budget 2026 eases compliance requirements, rationalises TCS and offers relief on motor accident compensation thus benefitting middle class and salaried taxpayers as a whole.

4 Feb 2026 11:03 am
After Budget shuts tax-free exits on SGBs, small February window offers last chance

Budget 2026 has removed tax-free redemption for secondary market buyers and shut the premature redemption route after five years, leaving tax exemption only for bonds bought at issue and held till maturity.

4 Feb 2026 9:00 am
Quitting your job to launch a business? Prepare your personal finances first

Before you hand in your resignation to start a business, plan for life without a paycheque. Three individuals share their experiences

4 Feb 2026 6:10 am
UPI transactions surge to record high of 230 trillion till December 2025: Govt

Unified Payments Interface (UPI) transactions till December 2025 touched a record high of 230 trillion, amid the government's digital payments push. 

3 Feb 2026 10:00 pm
NRI LTCG tax relief: Clawback applies in year of share sale

Under India's taxation rules, if the new asset acquired for the purpose of claiming capital gains exemption is sold or otherwise converted into money within a period of three years from the date of its acquisition, the exemption earlier availed is required to be reversed.

3 Feb 2026 4:49 pm
Systematic transfer plan: Wealth creation or insurance strategy?

An STP strategy is a risk management tool rather than a wealth-enhancement tool

3 Feb 2026 12:00 pm
Undisclosed foreign Esops? Settle now with 1 lakh penalty under new scheme

The Budget has introduced a onetime, six-month foreign assets disclosure scheme. It is not about letting high-value non-compliance go unnoticed but is meant to facilitate voluntary compliance for legacy cases and smaller taxpayers

3 Feb 2026 5:55 am
The best thing about Budget 2026? It left your finances alone

Budget 2026 delivers stability for savers, with no major tax or investment changes to disrupt long-term plans.

2 Feb 2026 2:30 pm
How will the STT hike on F&O trades affect arbitrage and other funds?

While the increase is small in absolute terms, it has material implications for arbitrage funds, which depend on cash-futures spreads to generate returns.

2 Feb 2026 2:20 pm
From UPI to MSMEs: Why credit is the backbone of Indias economic transformation

India's credit sector plays a vital role in its economic growth, with innovations like UPI facilitating widespread access to low-cost transactions. 

2 Feb 2026 1:52 pm
Income Tax Budget 2026 Live updates: What relief did taxpayers get this year? How middle class and salaried will benefit

Income Tax Budget 2026 Live: Budget 2026 made no new changes in income tax slabs, nor did it make any tweak to the new tax regime. However, there have been major tax-related announcements that will affect your pockets. Track for LIVE updates on income tax budget announcements

2 Feb 2026 1:42 pm
Budget 2026 makes SGBs taxable: Here are 3 investment schemes that attract zero taxes

Budget 2026: FM Nirmala Sitharaman said that only those SGBs that have been subscribed by an individual at the time of the original issue and are held continuously until redemption on maturity after eight years will be exempt from capital gains tax.

2 Feb 2026 11:58 am
What changes for taxpayers in Budget 2026? From penalty to STT, 10 things change as income tax slabs remain unchanged

FM Nirmala Sitharaman said the New Income Tax Act would come into effect from 1 April 2026. She had proposed to overhaul the six-decade-old Income Tax Act of 1961 in her budget presentation last year. Here's all you need to know about the changes.

1 Feb 2026 10:55 pm
Budget 2026: TCS slashed to 2%; how will it impact taxpayers? Explained

Budget 2026: Union Finance Minister Nirmala Sitharaman has announced that tax collected at source for several purposes will now be charged at 2% instead of 5% or 20%. 

1 Feb 2026 7:06 pm
Budget 2026: Centre scraps tax on motor accident compensation, interest

Starting 1 April 2026, any compensation and interest awarded by the Motor Accidents Claims Tribunals to an individual or their legal heirs will be entirely exempt from income tax.

1 Feb 2026 6:58 pm
Budget 2026: What gets cheaper and what becomes expensive now? From alcohol to textile - check full list

Finance Minister Nirmala Sitharaman presented the 2026-27 Union Budget, focusing on capital expenditure and sector incentives. Additionally, taxes on certain goods have been reduced, while tobacco and alcohol rates have been hiked. 

1 Feb 2026 6:44 pm
Budget cuts tax collected at source for foreign tour packages to a uniform 2%

The Budget has also proposed lowering the TCS rate on expenses incurred for pursuing education and for medical treatment abroad under the liberalised remittance scheme

1 Feb 2026 1:45 pm
Union Budget 2026: FM Nirmala Sitharaman proposes taxing buyback proceeds as capital tax

In the Union Budget 2026-27, Finance Minister Nirmala Sitharaman proposed that the buyback proceeds for all types of shareholders will be taxed as capital gains. Details here.

1 Feb 2026 1:04 pm
Union Budget 2026: ITR revision deadline extended to March 31

Union Budget 2026 proposes extending the deadline for filing revised income-tax returns to 31 March from 31 December, as FM Sitharaman announces key compliance changes under the Income Tax Act, 2025.

1 Feb 2026 12:56 pm
Budget 2026 Income Tax announcements: What do taxpayers get this year? Did FM Sitharaman slash rates?

Budget 2026 income tax announcements: Salaried taxpayers and the middle class citizens of India were expecting major income tax announcements after the relief that FM Sitharaman announced last year.

1 Feb 2026 12:53 pm
Union Budget 2026: FM Sitharaman announces new scheme for small taxpayers - Details inside

Union Budget 2026: FM Nirmala Sitharaman announces a new automated scheme for small taxpayers in the FY27 Budget, enabling lower or nil tax deduction certificates, reducing TCS on overseas spending, and extending income-tax return deadlines.

1 Feb 2026 12:22 pm
Income Tax Slabs Budget 2026 Live Updates: FM Sitharaman seeks Cabinet nod ahead of Budget; gold duty cut coming?

Income Tax Slabs Budget 2026 Live Updates: FM Nirmala Sitharaman will present her ninth Budget today. Ahead of Budget 2026, taxpayers are wishing for income tax rate cuts today. Follow along for all LIVE updates on Budget 2026 income tax announcements.

1 Feb 2026 9:10 am
Budget 2026: Will the old tax regime be phased out this time? Experts weigh in

Budget 2026: The old tax regime still offers key deductions like Section 80C and House Rent Allowance (HRA). Plus, the New Income Tax Act 2025 permits filing ITRs under the old regime, keeping it relevant despite the push towards the new regime.

1 Feb 2026 6:39 am
Why global investing matters now more than ever

At Mint Horizons Kolkata, Neil Borate emphasised that global investing is an ingrained instinct for Indians, citing gold as a historical example. He discussed the importance of geographic diversification and various routes for Indian investors to gain global exposure.

31 Jan 2026 5:01 pm