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The ITR filing deadline was 16 September, and while most refunds are processed, some remain pending. Delays may arise from verification issues or incorrect bank details. Taxpayers should ensure Aadhaar-PAN linkage and accurate claims to avoid further processing delays.

Both insurance and aviation touch the daily lives of millions of Indians and require deep infrastructure, robust regulation, and sustained capital to serve a rapidly expanding market. Yet, their journeys since liberalization could not have been more different.

While banks use varied benchmark rates, they often slow interest rate reductions and cut EMIs, but not tenure. Borrowers can still benefit from the lowest repo rate in three years. 

The latest RBI rate cuts will particularly benefit borrowers who took home loans in 2020-2022 at rates of 6-6.5%, but saw the rates rise to 9-9.5% within a year.

The government introduced RBI floating rate saving bonds for individual investors in 2020, replacing the 7.75% savings bonds. 

An 817 credit score unlocks faster approvals, lower interest rates and access to premium credit products, highlighting how strong financial discipline enhances borrowing power and negotiation advantages.

BOBCARD Cashback Credit Card offers 5 percent cashback on eligible online transactions and 1 percent on other eligible spends. The cashback is capped at 1,500 per statement cycle.

Before bringing a pet home, it is important to understand the long-term costs and responsibilities involved.

It is recommended that you or the executor under the will consult a legal advisor.

Purchasing exclusively premium plans creates another gap because less expensive policies frequently contain more stringent room rent limitations, co-pays, and sub-limits that only become apparent when a claim is made.

Festive spending pressures often push people towards a personal loan, yet borrowing for non-essential gifts can strain finances, making disciplined budgeting and mindful credit use essential for long-term stability.

Smart credit card strategies help users maximise rewards, control debt, manage credit utilisation and use EMIs wisely, ensuring secure financial habits and optimised credit card benefits for long-term stability.

Pocket money introduces children to financial management, allowing them to learn from small mistakes. In India, options like savings accounts, Demat accounts, and mutual funds help minors understand investing. 

Standard emergency funds cover job loss, but dental surgeries, home termite damage often require a separate shock absorber fund. By earmarking specific SIPs or arbitrage funds for these gaps, investors can protect their long-term portfolios from the erosion caused by unexpected bills.

Shyam Sekhar emphasizes the importance of a robust portfolio strategy in equity investing. As market conditions shift, investors must adapt their portfolios to mitigate risks and capture opportunities, rather than focusing solely on stock picking.

A GST cut has made term insurance 18% cheaper, but the real risk for families is not buying too little, too late. Heres how to know if your life cover is truly adequate.

8th Pay Commission: The Finance Ministry confirmed that the 8th Pay Commission will not merge dearness allowance or relief with basic pay.

The new income tax returns form under the Income Tax Act, 2025, will be issued before the 2027-28 financial year, according to Minister of State for Finance Pankaj Chaudhary.

A UK company requires an Indian Tax Residency Certificate for reduced withholding tax on interest payments. To obtain this, an online Form 10FA must be submitted, confirming tax residency in India for the relevant financial year.

Credit report errors such as incorrect details, misreported repayments, active closed loans and duplicate accounts can reduce your credit score and hinder loan approval, making regular credit report checks essential.

The markets in 2026 may test investors. When instinct pushes for quick reactions, it is behaviour discipline, restraint, and clarity of purpose that will decide outcomes.

Gifts from relatives are exempt from tax, while gifts over 50000 from non-relatives are taxable. Gifts received during marriage are fully tax-exempt. 

Each AIF is different and an investor needs to understand if and where it fits into their asset allocation mix, based on their portfolio size, risk-taking ability, return expectations and liquidity considerations

As part of Mints travel series, the couple shares details of their nine-day Oman holiday, showing how its possible to enjoy a full, hassle-free holiday without stretching the wallet.

As 2025 ends, it's vital to debunk personal finance myths, especially regarding credit. Misconceptions include beliefs that BNPL doesn't affect credit scores, high income ensures good scores, and closing old cards is beneficial. 

Axis Bank credit cardholders can transfer their reward points to 20 partners (6 hotels and 14 airlines) categorised into Group A and B. There are groupwise calendar year limits on points transfers.

With traditional domestic mutual funds reaching overseas investment caps, this guide explores alternative routes, including Gift City funds, foreign brokerage platforms, and global mutual funds, to help build a robust international portfolio.

Repo-linked lending rate is a type of interest rate associated with home loans. If the RBI cuts its repo rates, the RLLR goes down and vice versa. With PNB's RLLR cut, home loan EMIs are expected to go down.

From expensive stocks to liquid funds and corrections, everyday language in finance often means something entirely different and its tripping up even sensible investors.

Personal loan apps make borrowing smoother and quicker than traditional loan options. Since the entire process can be completed on a mobile phone, you can stay in complete control.

Capital markets regulator Sebi passed an order impounding over 546 crore in the accounts of unregistered investment advisor Avadhut Sathe and his trading academy.

Until August 2024, credit institutions used to update credit information monthly. On 8 August 2024, the RBI instructed CIs to carry out credit information reporting every fortnight. This is now being revised to every week.

Senior citizens can choose the best credit card by considering factors such as low fees, competitive interest rates, rewards, fraud protection, mobile support, and flexible EMI options.

Interest rates on home loans, when linked to EBLR and MCLR, are adjusted based on the change in the RBI's repo rate.

Personal loans can support recovery after financial setbacks by offering quick, flexible credit, manageable EMIs and structured borrowing guidance while highlighting key risks and the importance of disciplined repayment.

Self-employed or informal income? Learn how to secure a personal loan by leveraging alternative income documents (ITR, GST, bank statements) and maintaining an excellent credit score above 750.

RBIs MPC delivers an unexpected unanimous 25 bps rate cut as inflation plunges to 0.25% and growth projections rise. Liquidity infusion of 1.5 lakh crore aims to speed up rate transmission.

Indias life insurers are strengthening trust through faster settlements, digitized processes and tighter governance, even as challenges like nomination gaps and fraud prevention persist.

Esops help in retention and wealth creation, but a behavioural reluctance prevents many employees from selling company stock, even when it creates dangerous concentration risk in their portfolio.

Health insurance plans are typically seen as a safety net that comes into use only during hospitalisation. However, this phenomenon has undergone a sea change in 2025, according to a Policybazaar report.

Both equity-linked savings schemes and index mutual funds are suitable for long-term investment.

FD interest rates: We list out NBFCs such as Muthoot Capital and Shriram Finance that offer high interest rates on their fixed deposits (FDs)

Digital loans accounted for 19% of the sanction value and 80% of the sanction volume

Despite golds stellar run and equities late-year recovery, 2025 shows why chasing performance can hurt investors. A diversified, style-balanced portfolio is key to navigating shifting market cycles.