Mutual funds: The latest investors data shows that individual investors held 41.43 lakh crore in mutual funds as on Jan 2025, reflecting an increase of 30.33 percent over last year.

FD interest: Most top banks offer anywhere between 7.5 to 8 percent as highest interest on their term deposits to general depositors and senior citizens, respectively

Rattan Dhillon criticized an SBI agent's aggressive recovery message for his minor unpaid credit card balance. He called the behavior unacceptable and demanded an apology from the bank, which later expressed regret. This incident sparked a debate about banking recovery practices on social media.

Dark Nuns presents an intriguing horror narrative with two female leads uniting against evil. The film, enriched with shamanic elements and K-drama charm, offers a refreshing perspective on teamwork, diverging from typical genre tropes and delivering an entertaining experience.

The interest in passive investments like ETFs and Index Funds is growing. Key differences include trading methods and flexibility, with ETFs offering real-time trading and lower costs. Investors should weigh their options based on personal investment goals and requirements.

Online shopping offers convenience with credit cards, allowing easy transactions without immediate cash. Amazon ensures card data security and provides options to add or remove payment methods. Users should avoid public networks and never share card information to prevent scams.

Amazon offers a convenient e-commerce platform for easy purchases. To earn exclusive rewards, consider the Amazon Pay ICICI credit card, understanding its features and eligibility. Age 18+, specific income proof is required, and an Amazon account is necessary for application.

Credit cards offer convenience and benefits, and the Flipkart Axis Bank credit card is ideal for regular Flipkart shoppers. Understanding eligibility, required documents, and features is essential before applying. Use credit cards wisely to avoid repayment issues.

Canara Bank offers credit cards with exclusive rewards and cashback. To apply, understand eligibility and required documents like PAN, Aadhaar, and salary slips. Overusing credit cards can lead to debt and damage your credit score, so use them wisely.

Credit cards offer rewards and cashbacks but require a secure PIN for offline transactions. Changing the PIN is easy, but overspending can lead to debt and affect your credit score. Use credit cards wisely to maintain a healthy credit profile.

A settled loan, indicating partial repayment, can drastically lower your credit score by 50 to 100 points and affect future borrowing for up to seven years. It's crucial to communicate with lenders and explore restructuring options to mitigate the impact on your credit health.

Multipurpose loans are a convenient option for temporary financial needs, featuring a straightforward application process and no collateral. Borrowers must meet certain age, income, and credit score criteria to secure favorable loan terms and ensure successful approval.

Gold remains a popular investment in India, but rising prices often lead people to seek personal loans for purchase. These unsecured loans offer flexibility, quick approval, and can help build credit. However, potential borrowers should consider market volatility and interest rates before deciding.

Gen Z is leveraging passive income strategies to earn money while enjoying life. By investing in dividends, real estate, and creating digital content, they can generate revenue without full-time commitments, leading to more time for travel and personal pursuits.

Chuck Akre's contrarian investment strategy focuses on high-quality firms with solid management and reinvestment strategies. By emphasizing patience and selecting good companies at reasonable prices, Akre guides investors to navigate market fluctuations and achieve long-term financial success.

Gold ETFs promise all the glitter without the hassle of storage, but how secure is the gold backing your investment? Are those ETF units truly tied to vaults of high-purity gold, or is it just paper gold?

A pre-approved personal loan offers benefits like low interest rates, no documentation, instant disbursement, etc. You should maintain a good credit score and low DTI ratio to get pre-approved personal loan offers and make the most of them.

It is important to understand and know about credit scores. So that one is financially healthy in India. Still, there are a few myths when it comes to credit scores which will end up costing you money.

A high credit score opens doors to better financial opportunities, affecting loan approvals, interest rates, and job prospects. Understanding credit management can help maintain a strong score, leading to favorable lending terms and financial stability.

Business loans incur processing fees and interest rates, impacting companies with volatile revenue. Proper assessment of repayment capability and alignment with financial goals is crucial. Despite risks, loans are vital for operational growth, cash flow management, and equipment purchases.

Monitoring existing loans is crucial for financial stability, aiding in credit score tracking and budget control. Effective debt tracking enhances financial choices, allowing for better loan management and avoidance of unexpected debt.

The growth of personal loans will be influenced by new technology and changing consumer preferences, making them easier to obtain by 2025. Borrowers should understand loan terms and risks, as digital platforms streamline application processes while ensuring security against fraud.

The rise of credit score fraud is linked to easy access to financial data, enabling identity theft that harms creditworthiness. Understanding credit fraud origins and employing preventive measures can help secure your financial reputation and maintain control over your credit.

To choose the ideal tenure, consider these factors: monthly income, DTI ratio, personal loan interest rate, loan amount, prepayment fees, your age, etc.

Navigating the credit landscape requires caution and discipline. A good credit score opens doors to various opportunities, while credit reports provide detailed financial insights. With India's growing consumer market, credit can enhance financial health and support personal aspirations.

Credit cards can be a convenient way of acquiring money, with the possibility of paying for things in a while. This instrument of payment comes in handy when one is short of cash. But if used in a careless manner, they can lead you to debt and financial ruin.

Knowing your Equifax credit score is crucial for financial health. It ranges from 300 to 900 and influences loan terms. Regular checks can improve your score, while accurate information and timely repayments prevent issues. A good score enhances borrowing opportunities and lower interest rates.

A Company Credit Report (CCR) details a company's creditworthiness through credit rank, payment history, and outstanding debts. Understanding these components is essential for businesses to maintain financial stability and build trust with lenders and partners.

When switching jobs, most employees focus on transferring or withdrawing their PF, assuming their retirement savings are secure. But a lesser-known rule can leave pension contributions unclaimed and inaccessiblesometimes indefinitely. 

Health insurance promises coverage for modern treatments, but the definition is vague. Bevacizumab, used for nearly two decades, still qualifies, capping claims. Is it protecting patients or insurers?

Your answer determines not just how you should live, but how you should invest

PNB has revised its loan offerings, introducing car loans starting at 8.50% and Digi Education Loans at 7.85%. Home loan rates now begin at 8.15%, with no prepayment penalties.

Which personal loan you opt for should be determined by a slew of factors which include the rate of interest, precessing charges and the overall loan deal on offer

It is not uncommon to take out fresh loan to repay the current financial obligations. But how feasible it is to do that? We explore it here

Quality growth has been the flavour for the past two years, but quality cyclicals may now present compelling opportunities, particularly as Trumps policies extend economic benefits beyond the biggest corporations.

Tokenisation is replacement of actual card details with an alternative code called token which is unique for a combination of card, token requestor and device.

As a home loan in India requires a good credit score, which takes into account the loan and allows it to sanction as well as fix the interest rate.

Say you make 12 lakh a year but earn 1 lakh from capital gains on your investments, pushing your total income above the rebate threshold. Will you still receive a rebate or will your entire income be taxed? Nobody seems to know.

LIC Smart Pension Plan is a non-participating, non-linked, individual, savings, immediate annuity plan. This is a single premium immediate annuity plan

Personal loans generally do not provide tax benefits, but if used for home construction or education, deductions on interest may apply. Deductions can also be claimed for business expenses. Documentation is required to support claims, and personal expenses do not qualify for tax benefits.

Sebi's mandate for daily disclosure of Information Ratio aims to enhance transparency in mutual fund investments. While it provides a new tool for comparing fund performance, its real impact on DIY investors depends on how well they can interpret and apply this data to their investment decisions.

Mutual funds offer investors a way to achieve financial goals like education and marriage for their children. A guardian can open an account for a minor, ensuring investments are secure until they turn 18, when they take control of their finances.

BNPL V Credit Cards: With the advancement in technology and introduction of artificial intelligence customers are now seeking more freedom and flexibility in payment options. Buy Now Pay Later (BNPL) and credit cards have emerged as popular choices in India.

On spending Rs. 5,000 in a billing month, the RBL Bank Play Credit Card gives a Rs. 500 instant discount on booking 2 tickets on the BookMyShow website/App, translating into a 10% reward rate.

Personal loans provide middle-class borrowers a way to manage urgent financial needs, such as medical bills and education costs. With interest rates ranging from 10.50% to 24%, it's crucial for borrowers to understand terms and risks to ensure responsible financial management.

In today's credit-driven society, your financial security hinges on your credit score, which ranges from 300 to 900. A higher score ensures better loan conditions. Regular review of your Experian credit report is essential for managing your score and preventing fraud.

Here we list out the interest rates offered on fixed deposits by top six banks including government and private banks

Finance Minister Nirmala Sitharaman in Budget 2025 announced that taxpayers with income upto 12 lakh do not need to pay any income tax. Salaried taxpayers are entitled to take additional benefit of 75,000 in form of standard deduction.

Income tax slabs 2025-26: In the new income tax regime, a salary of 14.65 lakh can result in zero tax liability through strategic deductions. Here is how

Mini loans, or small personal loans, are suitable for unexpected expenses, starting at 50,000. They feature flexible terms and interest rates from 10.85% to 16.65%. Eligibility criteria include a minimum income and experience, with quick processing and minimal documentation needed for approval.