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A stolen credit card can quickly turn into a financial nightmare. Whether the bank refunds fraudulent spending or the customer bears the loss depends on how the fraud occurred and crucially how quickly it was reported.

Indian household asset allocation has changed significantly over the last three years, but not necessarily in favour of equities. Golds share jumped from 15.4% in March 2023 to 24.2% in March 2026, while equities barely moved from 5.6% to 5.7%. 

Mint Money, the fintech app from HT Group, unveiled with bill payments and digital loan services at Global Fintech Fest 2026. 

Failing to meet basic regulatory compliance is a primary reason claims fall through. Additionally, widespread misconceptions about policy features frequently lead to avoidable disputes between policyholders and insurers.

Debt mutual funds swung from a 1.87 lakh crore net inflow in July to a 8,127 crore outflow in August. Experts say the reversal reflects seasonal corporate and institutional cash movements, while investors continued to favour liquid, money market and ultra-short duration funds.

UIDAI has launched an Aadhaar Face Authentication SDK that allows banks, fintechs, insurers, and brokers to integrate face authentication directly into their apps. Users can complete Aadhaar verification without switching to the separate FaceRD app, making digital onboarding simpler.

AMFI data shows equity mutual fund inflows rose 18.7% in August, with mid-cap and small-cap funds continuing to attract strong investor interest. Large-cap funds saw a second straight month of outflows, while Gold ETFs recorded a sharp rise in inflows and multi-asset funds remained popular.

Motor insurance claims often fail due to overlooked details such as expired licences, misreporting, or missing add-ons. 

Planning to buy a 1 crore home? Experts explain how much down payment buyers should make, how it affects home loan EMIs and interest costs, and why maintaining emergency savings and liquidity is equally important.

Bringing its Money Decisions, Made Right promise to everyday money management, Mint Money brings together trusted financial content, financial tools and payments in one destination.

Paid plans from platforms like BankBazaar, GoodScore, and OneScore aim to bridge this advice gap by explaining the reasons behind a score change and suggesting actionable remedies.

Portability was meant to keep insurers honest by keeping the exit door open. The door exists but for the old, the ill, and the recently hospitalised, someone is still standing in the way.

Living as a paying guest is a convenient and affordable option, but its essential to know legal rights as a tenant to protect oneself from exploitation.

A consumer commission ordered EPFO to pay 6% annual interest on a 14,06,272 PF claim over a 35-day processing delay, ruling it a 'deficiency in service' after EPFO failed to prove the claim was incomplete. EPFO has 45 days to comply. Keep claim records, the ruling advises.

PPFAS ELSS Tax Saver delivered a -9.52% one-year return, making it the worst-performing equity fund, despite having 71% portfolio overlap with PPFAS Flexi Cap. The Aug portfolio data shows how differences in stock weights, US equity exposure and overall equity allocation set the two schemes apart.

Small savings schemes and bank FDs differ in investment limits, liquidity, payouts, taxation and tenure. Here are five factors investors should consider beyond interest rates before choosing where to invest.

Mumbai ITAT allowed a taxpayers Section 54 exemption on investments in multiple residential properties for AY 2013-14, when the law referred to a residential house. The Tribunal also allowed 20.44 lakh spent on civil and electrical work to make the newly purchased flat habitable.

Ancestral and self-acquired property have different legal implications under Hindu law, particularly when children seek a share in a parents property. Heres what the law says about a childs rights in a fathers property, including whether he can sell or gift it without their consent.

Gold and silver prices today, 10 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

The Rule of 70 is a retirement-planning formula that estimates how long an investment may take to double, helping investors gauge corpus growth and make informed decisions about savings, returns and retirement goals.

A retirement bucket strategy divides your corpus into three parts for immediate expenses, medium-term lifestyle goals and long-term wealth creation. Here is how retirees can allocate investments, account for inflation and reduce the impact of market volatility on their retirement savings.

The Chennai GPO Pensioners Forum has raised five key demands before the 8th Pay Commission, including restoration of OPS, higher pensions, commutation relief, revised MACP benefits and improved allowances, leave and social security for employees and pensioners.

At the Global Fintech Fest 2026, agentic AI, tokenisation and quantum are the key themes of the event. These technologies could change how investors manage portfolios, access assets and assess risk over the next decade. Heres what it means for investors. 

The tribunal examined the distinction between the purchase and sale of shares and transactions carried out in exchange-traded derivatives

Pharma and healthcare mutual funds have delivered positive returns over the last 1 year, but performance has varied sharply across schemes. While some active funds have gained more than 25%, several others have posted much lower returns. 

The Income Tax Rules, 2026 have raised the annual tax-free limit on employer-provided gifts, vouchers and tokens from 5,000 to 15,000. The benefit is available as an aggregate annual limit, not separately for each occasion. 

For employees at Level 2 and above, the association has demanded that the ceiling be increased in proportion to their higher pay levels.

An Indian citizen returning from the US may face different tax treatment for a 401(k)-to-IRA rollover depending on residential status. But what happens once the taxpayer becomes an Indian ROR?

A freedom fund is a savings set aside to facilitate life changes, such as career breaks or relocations, without touching your emergency fund. 

Parag Parikh Flexi Cap Fund, Indias largest mutual fund scheme, added DLF and Knowledge Realty Trust in August 2026 and exited one REIT. It also raised exposure to 10 holdings and trimmed one. Heres what you need to know.

Apple shares closed at around $234 on September 9, 2025, around the launch of the iPhone 17 Pro. Since then, the stock has risen sharply to $320, representing a gain of roughly 36% in dollar terms.

Indian investors may be overlooking a vast global opportunity by sticking only to domestic equities. A new report highlights what lies beyond India, from global technology leaders to foreign-currency goals, and explains how investors can access these markets.

When a customer pays by credit card, the merchant generally incurs a fee for accepting the payment. This cost is commonly known as the Merchant Discount Rate.

The governments Financial Fraud Risk Indicator (FRI) has helped prevent suspected cyber fraud losses worth more than 5,000 crore since its launch in May 2025. Know how FRI uses telecom intelligence to flag risky transactions and what steps consumers can take to protect their money.

Knowing the prescribed timelines and protections can help policyholders track their claims and take appropriate action when there is an unnecessary delay.

NRE vs NRO: Non-residents in India should update their banking by switching old savings accounts to avoid tax issues and compliance problems. 

International exchange-traded funds in India are trading at steep premiums due to regulatory caps on overseas investments. New Sebi rules on price bands have further inflated valuations, raising concerns for investors seeking global diversification.

EPF advance rules have been highlighted by EPFO, covering withdrawals for education, illness and housing. Here is what EPF members should know about eligibility, withdrawal limits, applicable conditions and the impact on retirement savings.

The proposed PIR allows policy detail transfers between insurers, safeguarding waiting periods and claim histories. It aims to streamline insurance management but depends on accurate records and clear error responsibilities. 

Job loss or an unforeseen financial difficulty can make car loan EMIs harder to manage. Experts suggest contacting lenders early, using emergency savings carefully and checking insurance to avoid missed payments, credit score damage and potential loan default.

Advance tax deadline September 15, 2026 is approaching. Taxpayers with income from interest, rent, dividends, mutual funds, shares or freelance work may need to pay advance tax if their remaining tax liability exceeds 10,000.

A high cash allocation in a mutual fund does not necessarily mean the fund manager expects a market fall. Investors should check the fund's historical cash levels, investment strategy and reason for holding cash before redeeming.

Paid credit services promise to explain falling scores, flag unfamiliar accounts and offer personalized guidance. But when does that advice add enough value to justify the fee?

India does not lack housing demand, and it does not lack capital. The gap lies in connecting the two for borrowers whose repayment capacity is real but hard to read from standard documents.

Delhi ITAT invalidated a 8.71 crore income tax reassessment notice issued to a deceased taxpayer, stressing the need for valid notices, legal heir proceedings and compliance with limitation periods.

SGB 2020-21 Series XII investors can prematurely redeem their bonds on September 9, 2026 at 15,355 per unit, RBI said. For those who bought online at 4,612 per gram, 1 lakh invested at issue would be worth about 3.33 lakh, excluding interest.

At the entry level, most platforms offer a one-time portfolio review, suggest additions or trims based on spending patterns, and provide basic redemption advice.

Zuno General Insurance has launched Fuel Guard, an add-on for eligible newer vehicles that covers specified engine and fuel-system damage caused by approved blended fuels, subject to conditions.

Gold ETF inflows fell 55% in July after a sharp correction in precious metals. Experts see profit-booking and leverage unwinding, but say diversification and de-dollarization support long-term demand.

An NRI can be nominated for PPF, NSC and SCSS, but the proceeds are subject to a non-repatriation condition. What happens after the account holders death depends on the nomination, succession rights and applicable FEMA rules.