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An individual can take multiple home loans as long as the lender is satisfied with the borrower's income, credit profile and ability to service the loans

The nurses' association outlined several key requests, ranging from higher starting salaries and night duty pay to comprehensive insurance and the return of the Old Pension Scheme.

A big SIP corpus can look impressive on paper, but real wealth creation depends on whether investors can afford rising contributions, survive financial emergencies and stay invested through market downturns, weak returns and long periods of underperformance.

Digital gold is booming, but investors face a key trade-off: convenience versus regulation and costs. Experts explain how digital gold compares with gold ETFs in terms of accessibility, physical delivery, expenses, investor protection, and the safeguards needed for this fast-growing segment.

From October 15, UPI payments over 2,000 for fuel, railway tickets, and other services will incur a flat MDR of 5, as announced by NPCI. Meanwhile, for P2M transactions above 2,000 outside the specified categories, NPCI has introduced a 0.4% MDR.

When you invest in government securities through RBI Retail Direct using UPI, who will bear the payment-processing cost? With MDR rules for capital market transactions changing from 15 October, heres what investors need to know about the charges involved.

Refunds may not be issued if bank details are incorrect or if the PAN is inoperative. Taxpayers should monitor their e-filing accounts for discrepancies and may need to correct details for a refund reissue request.

Large-cap funds predominantly invest in large-cap stocks, while aggressive hybrid funds combine equity with debt. A comparison of their 1-, 5- and 10-year returns, along with risk-adjusted performance, reveals how the two mutual fund categories have fared over time.

Missing a KYC update deadline doesn't mean immediate account freezing. RBI rules require banks to send reminders before action. 

Consumer durable financing can provide formal credit to new-to-credit borrowers who may otherwise find it difficult to obtain a loan. But convenience comes with potential drawbacks.

Nifty 500 data shows 10%-20% was the most common three-year return range since 2005. With the latest three-year CAGR at 12.9%, an expert suggests investors should distinguish between exceptional bull-market gains and more typical returns when planning financial goals.

Midcap stocks can witness sharp corrections, making volatility a key risk for investors. But avoiding market falls can create another challenge if the subsequent recovery is missed. A 21-year analysis of the Nifty Midcap 150 highlights this trade-off.

ITAT Mumbai cut an NRI's tax penalty from 200% to 50% after she omitted 14.46 lakh in interest income from her ITR. The tribunal held mere omission isn't automatic misreporting, citing her overseas residence, reliance on an accountant, and voluntary tax payment once notified.

Apple is reportedly all set to launch Apple Pay in India next month with Axis Bank's credit cards. It is said that the company is also in talks with HDFC Bank and ICICI Bank.

8th Pay Commission DR rules: Know how Dearness Relief is paid to central government pensioners and the key reforms pensioner organisations seek to address their concerns and improve financial security.

Social media creators with certain followings can earn consistent income, but their accounts, content and money are managed differently after death according to platform policies. Here's what happens in such cases. 

A lump-sum bonus can either wipe out your home loan or build a larger investment corpus. The choice depends on return expectations, interest rates, taxes, liquidity and your tolerance for risk.

A study reveals that 70% of urban Indians aim to retire early if financially secure, with half seeking to achieve financial independence by age 50. However, majority of Gen X fear they may never retire, citing financial insecurity. Details here.

Using 90% of your credit card limit once may not necessarily hurt your credit score, but repeated high utilization can raise concerns. Experts explain credit utilization, statement dates, repayment behaviour and practical ways to manage credit responsibly.

Owning property personally but crediting rent to your HUF? Section 96 of the Income Tax Act 2025 attributes such rental income to the individual owner, not the HUF. Only the income the HUF later earns by investing that rent escapes clubbing. Ownership decides tax liability, not the bank account.

Apple's iPhone 18 Pro and iPhone 18 Pro Max are now available in India, while iPhone duo will be up for sale next month. Prices differ significantly between India and the US, leading many to consider purchasing devices abroad. Here's all you need to know about custom rules.

Borrowers who settle loans for less than the full amount may negatively impact their future credit access. Although the loan is marked as 'settled,' lenders may view this as a risk. Here's how borrowers can fix this. 

Gold and silver prices today, 18 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Online bond platforms have widened retail access and pushed monthly turnover above 2,000 crore. But Suresh Darak says a deeper secondary market, where investors can buy and sell bonds easily, is key to the next phase of growth.

Post Office MIS allows investors to open multiple accounts, but the total investment remains capped at 9 lakh for individual holdings and 15 lakh for joint accounts. Here is how multiple MIS accounts, interest and withdrawal rules work.

A taxpayer faced a 33.50 lakh tax addition after the tax department found cash transaction entries in her name during a search. Here's why ITAT deleted the addition. 

8th Pay Commission CGEGIS revision: Central government employee unions seek higher insurance cover, revised contributions and better financial protection. Here are the key CGEGIS demands, existing insurance slabs and what employees can expect from the Pay Commission.

NSE's upcoming listing could have implications for mutual funds that already hold BSE. While some index funds may see no immediate change, active and thematic funds could reassess their exposure. Here are the schemes with the highest BSE holdings and what investors need to watch.

One property but two Wills by a woman. Amid a property dispute with her younger sister, here's why the Punjab and Haryana High Court upheld the second Will.

Starting with 25,000 every month and increasing contributions by 12% annually could yield 28 crore. Here's how.

UPI MDR will apply to specified P2M transactions above 2,000 from 15 October. While the charge is levied on merchants, the government has warned that passing it on to consumers would constitute a criminal offence. Heres what the law says.

Form 10C acts as the official application to withdraw the EPS funds or to secure a Scheme Certificate.

Retailers may raise prices or reduce discounts this festive season as a new 0.4% fee on UPI transactions over 2,000 takes effect from October 15. Although the charge cannot be directly passed to consumers, businesses may still adjust final prices accordingly.

Mutual fund selection goes beyond checking past returns and star ratings. Before investing, investors should look at how the fund house operates, whether the manager stays true to their strategy and what the portfolio reveals about the fund.

One in two urban Indians advocates initiating retirement planning alongside their very first paycheque.

Good businesses do not always make good investments. Strong earnings growth can be offset by falling valuations, leaving investors with poor returns. Heres how de-rating happens and the warning signs investors often miss. 

India's UPI could bridge traditional finance and crypto, simplifying the movement of rupees into digital assets. Coinbase India plans upgrades to enhance payment efficiency, facilitating seamless transfer between banking and crypto. 

UPI MDR rules are set to apply from 15 October 2026, with different charges based on transaction value, merchant category, and payment type. Heres a look at how the framework works and what merchants and consumers need to know.

Under new rules effective from 15 October 2026, ordinary customers wont pay merchant processing fees on UPI transactions. There's no need to pay extra charges; 5 times payments remain free despite new government rules.

New data reveals urban Indians are losing faith in traditional savings targets while racing toward early retirement.

The West Bengal government has started distributing the September tranche of 3,000 under the Annapurna Yojana to 1.58 crore beneficiaries, marking an increase of nearly 10 lakh since August. 

PMAY-U 2.0 aims to support 1 crore additional urban families by 2029, offering assistance for building, buying, or renting a home and an interest subsidy on eligible loans. Heres what urban households should know about eligibility, assistance, and applying.

The 2026 US midterm elections will influence legislative actions for the next two years. However, immediate financial impacts on taxes, Social Security, and retirement may be limited, with a greater focus on 2028 for potential changes.

Your credit score can fall even with perfect EMI payments. High credit utilisation, frequent loan inquiries, closed old cards, and reporting errors all matter. RBI's new fortnightly credit reporting rule (from January 2025) also means that changes will be reflected faster than before.

Owning multiple stocks does not always mean a diversified portfolio. Indian equity, gold, debt, and US equity have historically shown different correlations. Here's what investors should know about how asset classes can behave differently and why it matters.

Bandhan Small Cap Fund attracted 2,187 crore in August, the highest inflow among small-cap schemes, as it reshuffled several existing holdings and added four new stocks. Cyient, P N Gadgil Jewellers and Strides Pharma were among the stocks where holdings increased.

EPFO has launched an official WhatsApp channel for sharing provident fund, pension and scheme-related updates. Heres how members can follow the channel and which services still require the EPFO portal or UMANG app.

The September 30, 2026 deadline for filing tax audit reports for AY 2026-27 is nearing, while several CA and tax professional bodies have asked the government to extend it to October 31. No CBDT extension has been announced yet.

The argument that the cost of innovation needs money doesn't really warrant a percentage of transaction. Technology costs should come down as transactions grow.

SGB 2019-20 Series IV investors can prematurely redeem their bonds at 15,173 per gram on September 17, 2026, taking the value of a 1 lakh online investment to about 3.95 lakh, excluding interest. The bond has delivered a 295.13% absolute gain on the discounted issue price.