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Experts advise customers to be particularly cautious about unsolicited job offers, schemes promising easy money and requests to rent or lend a bank account

Mutual fund investors have seen mid- and small-cap funds outperform large-cap funds, but valuations tell a different story. With large caps looking relatively attractive, should investors review their equity-fund allocation now?

Aditya Kumar Halwasiya of Kolkata is India's fastest wealth creator, with an 859% increase, reaching 18,800 crore. He ranks 193 after rising 939 places.

The Income-tax Act, 2025, brings changes that salaried taxpayers will encounter in payroll records, tax forms and their next ITR. From updated section references to revised reporting requirements, heres what taxpayers should check and keep in mind.

The Supreme Court held that the stepmother acquired an interest in her deceased husband's share under the Hindu Women's Rights to Property Act, 1937.

Large & mid-cap mutual funds have delivered varying returns in 2026. We compare the top performers across YTD, 3-year and 5-year periods and examine whether consistent performers also carry higher beta, offering investors a closer look at returns alongside market sensitivity.

Nithin Kamath revealed that Zerodha's youngest customer is just 28 days old. Check how to set up a minor account online. 

The judgment highlights the distinction between applying for a fresh government land grant and inheriting rights arising from an existing grant.

NRIs must navigate complex requirements when selling Indian real estate, including banking protocols and tax obligations. Properties require ongoing attention, management and budgeting to address potential issues. 

Gold has corrected 26% from its January peak, raising questions for ETF investors. Strong central-bank demand, stabilising ETF flows, and geopolitical and fiscal risks continue to support gold, while silver faces a supply deficit. Heres what investors should know before adding exposure.

Wealthy Indian families are investing in green energy sectors such as solar and wind, with Gautam Adani spearheading the trend. Investment opportunities include stocks, mutual funds and solar panel installations.

Travel insurance: Insurers may place separate caps on expenses such as hospital room rent, intensive care unit (ICU) charges, surgery, doctor consultations, diagnostic tests and ambulance services.

US minimum wages will rise in 5 states in 2027, with Washington leading at $17.73 an hour. Seattle's rate will hit $22.14.

A will can be legally valid yet leave part of an estate undisposed. A well-drafted residuary clause can help ensure assets not covered by specific bequests pass to the intended beneficiaries.

IRDAI has proposed changes to insurance commission structures, including caps for banks, brokers and agents across products. Insurance brokers have opposed the proposals, raising concerns over their impact on distributors, jobs and the wider insurance sector.

Checking your own credit report does not lower your credit score because it is generally a soft inquiry. Understand the difference between soft and hard enquiries, why lender checks can affect your score, and how regular credit monitoring can help detect errors and fraud.

Unpaid rent is not automatically excluded from taxable income. Know when a house owner can claim unrealised rent under the Income-tax Act, 2025, the conditions under Rule 21, and how subsequently recovered rent is taxed.

Young investors are checking their portfolios and trading more frequently, but excessive monitoring can encourage short-term thinking. The CFA Institute says investors should stay engaged without letting every market movement trigger a change in their long-term investment plan.

From 15 October 2026, a 0.4% MDR will apply to specified UPI merchant transactions above 2,000, capped at 300 for transactions of 75,000 and above. Consumers and P2P payments remain free, while Indias model differs from digital-payment fee structures in other countries.

Bank of India Flexi Cap Fund leads the flexi-cap category in 2026 YTD, three-year and five-year returns. We look at the top five funds across each period and what the rankings mean for investors comparing flexi-cap funds.

Home loan tax benefits for an under-construction property are not automatically available from the first EMI. Principal repayment, pre-construction interest and post-completion interest follow different rules, while the propertys completion date and chosen tax regime can affect eligibility.

Small-cap indices have outperformed large caps sharply over the past year, but SIP investors should not change their strategy based on recent returns. Experts say investors should continue SIPs while checking whether strong small-cap gains have pushed their portfolio beyond its intended allocation. 

Bond laddering spreads a lump-sum investment across instruments with different maturities, helping investors manage reinvestment risk while creating a regular flow of cash.

A 67-year-old woman in Maharashtra allegedly lost 13 lakh after cyber criminals posing as police officials threatened her with arrest. Here are 5 key money lessons for senior citizens.

Irdais proposed distribution reforms need to account for the economics of group health insurance, where commissions are already low and intermediaries provide significant services to employers and employees.

8th Pay Commission resumes consultations in Bengaluru on 7 October. Here is what different fitment factors could mean for Level 6, 7 and 8 basic pay, amid employee union demands for higher salaries.

While competing in Hyrox offers a unique experience, the associated expenses require clear financial guardrails.

A rental cars advertised price may not be the final bill. Here are the charges and damage-liability terms customers should check before booking a self-drive car.

Gold and silver prices today, 6 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

A Bangalore ITAT ruling has deleted a 23.31 lakh penalty imposed on a cooperative housing society that claimed a 37.82 lakh deduction under section 80P. The tribunal said a fully disclosed, bona fide claim on a debatable tax issue does not amount to misreporting.

Starting a credit journey at 21 does not mean taking on unnecessary debt. A secured or entry-level credit card, disciplined spending, timely full repayments and controlled credit utilisation can help young borrowers build a strong credit history.

8th Pay Commission: Bengaluru meeting will hear stakeholder views on salaries, fitment factors, allowances and pensions. IRTSA has sought higher minimum pay and fitment factors, while RSCWS has called for stronger basic pay and better retirement security, with similar demands expected to be tabled. 

Health insurers may introduce a 10% co-payment on claims from January 2027, capped at 5 lakh per claim. While this could lower premiums, policyholders may face higher upfront costs during hospitalisation. Heres how the proposal could work and what consumers should check.

Filed your ITR in July or August but still waiting for your refund? Delays can happen for several reasons, from mismatches in tax details to processing issues. Heres what taxpayers should check on the e-filing portal and when they may need to take further action.

IPO mutual funds remain a niche category, with some schemes investing in newly listed stocks and others tracking IPO-focused indices. Heres how fund managers approach IPOs, when they buy or sell, and what investors should check before considering these funds.

Waiting for your ITR refund? A delayed refund does not automatically mean you will receive interest. Heres when interest may be payable under Section 244A, how it is calculated, and the key conditions taxpayers need to know.

A global SIP comparison shows how the same monthly investment strategy produced very different outcomes across markets. While the US emerged as the clear leader, India stood out for consistency. The findings highlight why SIP discipline alone cannot determine returns.

UPI MDR will apply to eligible P2M transactions above 2,000 from 15 October 2026. But how does its 0.4% charge compare with typical debit and credit card MDRs? Heres a look at the transaction costs and how the charges differ across payment modes.

An NRI asks if a loss on UK stocks can offset gains on Indian shares, while another wants to know if former residents can use FAST-DS to disclose unreported US stocks.

The NFT market has collapsed, losing up to 99% of its value as excitement waned. Famous purchases by stars like Eminem and Justin Bieber have turned into significant losses.

Axis Bank executive Sanjeev Moghe has resigned, making it the lender's second senior management exit in just over a month amid wider industry executive reshuffles. 

Mutual fund investors may need to rethink static portfolio strategies as market volatility, higher rates, and shifting global trends reshape sector leadership. The latest outlook highlights dynamic asset allocation, selective sectors, and the importance of tracking portfolio positioning. 

The M3M Hurun India Rich List 2026 features seven non-business figures showcasing their wealth accrued from entertainment, endorsements and various ventures.

According to the M3M Hurun India Rich List 2026, 156 wealthy Indians now reside overseas, an increase of 54%. Check who the richest NRI is.

Small-cap funds dominate the top-performing active diversified equity mutual fund list in 2026 so far, while mid-cap schemes also feature over longer periods. A comparison of YTD, three-year and five-year returns shows how rankings change across different investment horizons.

In the M3M Hurun India Rich List 2026, this zodiac sign leads wealth growth at 30.2%. Do you belong to this sun sign? Find out.

Debt is not a risk-free asset, with duration, credit, liquidity and reinvestment risks varying across investments. Axis MFs Devang Shah explains how investors should approach debt, 7%+ yields and retirement portfolios.

NPS Swasthya combines a healthcare investment account with a mandatory super top-up health insurance policy.

The GST Council may protect genuine buyers from losing input tax credit if suppliers default on tax payments. The proposal, discussed in the upcoming meeting, will ensure buyers arent penalised for a suppliers tax default. Details here.

The Niftys eight-week losing streak may test SIP investors patience, but a market correction alone does not warrant stopping or increasing SIPs. Here is what investors should consider before changing their strategy.