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Large- and small-cap mutual funds are seeing different investor interest, raising questions about how you should allocate across equity and other asset classes. A September report outlines how conservative, moderate, and aggressive investors could structure their portfolios.

The regulator is looking to expand pension coverage by making it easier for people to open NPS accounts and contribute digitally, particularly through the newly introduced NPS Tatkal facility.

Anup Bagchi has been appointed as HDFC Bank's MD and CEO after RBI approval. He faces challenges in increasing core income and reducing product mis-selling. Previously, he was CEO of ICICI Prudential Life Insurance and has extensive experience with the ICICI Group since 1992.

This year, October 2 or Gandhi Jayanti, will fall on a Friday, marking the first weekday bank holiday of this month. Check how bank services, UPI, Net banking, ATM services will be impacted.

Digital personal loans are gaining ground in India, with digital lenders accounting for a large share of loan volumes. A new report examines how borrowing patterns are changing, who is using digital credit and how banks compare as the lending landscape evolves.

A cyber fraud can leave victims worried not just about lost money but also about what happens to their bank account after the incident is reported. Heres what customers need to know about the banks response, account restrictions and chances of recovering the money.

The revised rates will take effect on January 1 and will apply to employees and pensioners covered under both the pre-revised and revised basic pay structures.

The gap indicates that although households continued to accumulate savings and investments, a growing share of the additional wealth was offset by higher borrowing. Consequently, net financial assets grew by just 6.8% in 2025, below the growth rate of gross financial assets.

PFRDAs NPS Sanchay Pension Yatra will cover Delhi, Ahmedabad, Bengaluru, and Kolkata from 1-16 October. NPS Sanchay is designed to simplify retirement savings, with a predefined investment approach and flexible contribution options. Heres who can apply and how the scheme works.

UPI transactions in September reached 24.07 billion, a 1.8% decline from August, but marked a 23% year-on-year growth. The total value was 29.37 lakh crore, with an 18% annual increase, while daily averages stood at 802 million transactions valued at 97,913 crore.

A surge in startup exits and stock gains fuelled Bengaluru's premium housing boom from 2021 to 2024. Now, slowing price growth and tech sector headwinds are prompting buyers to rethink the equity-to-property playbook.

We spend much of our time preparing for visible financial risks. But longevity, inflation and inadequate insurance can create deeper risks that surface only when it is too late to respond.

A report reveals that market gains largely fueled global financial wealth growth, while new household savings fell. Here's where India's wealth growth stood in 2025.

Buying term insurance early can mean lower premiums, but the need for cover depends on financial responsibilities. Age, health, lifestyle and liabilities can affect the cost, while marriage, children, loans and dependent parents can increase the amount of cover needed.

Indian investors are diversifying their portfolios by exploring overseas stocks and cryptocurrencies, moving beyond traditional options like fixed deposits and mutual funds. 

A Chennai ITAT ruling allows 63 lakh of Section 54 relief to a taxpayer who built a new house on a plot bought earlier in his wife's name, while rejecting the land cost. The case highlights the tax treatment of land and construction separately.

The quality of payroll systems and record-keeping practices implemented today will directly impact pension entitlements that employees claim 20 or 30 years from now.

The government has maintained unchanged interest rates for various small savings schemes for the October-December quarter. Here's how the rates are determined and why the govt did not revise them for 11 straight quarters.

Only three equity mutual fund categories have delivered more than 10% returns in 2026 so far, with international equity funds leading at 21.21%, followed by sectoral-pharma at 13.98% and small-cap funds at 10.59%

While an administrative step has been removed, it does not dilute the buyer's responsibility for TDS, which is higher when the seller is an NRI.

Gold and silver prices in India witnessed a xx during early trading hours on Thursday. Check retail rates of the precious metals in top metro cities of the country.

Sovereign Gold Bond investors holding four eligible tranches can opt for premature redemption in October 2026. But the redemption date is not the deadline to apply. Here is the RBI schedule investors need to check before exiting.

October will see extended deadlines for tax audits, new merchant discount rates on UPI transactions, and changes to bulk deposit interest disclosures, among other changes. Check list here.

Starting early, increasing contributions with income and knowing the retirement corpus you need can make NPS more effective as part of a long-term retirement plan, experts say.

The Kisan Vikas Patra (KVP) is a 115-month investment scheme designed for Indian citizens aged 10 and over, allowing deposits starting from 1,000. Here's a look at the rules to transfer, pledge or prematurely close your account 

PFRDA plans to introduce the NPS Swasthya health-focused pension product after successful testing. Here's a look at what we can expect, the deductibles and likely healthcare insurance cover the product may provide 

The revised RBI framework is aimed at making bulk-FD pricing more transparent and giving large depositors clearer information about the interest rate applicable to their deposits.

Shah Rukh Khan's mother advised him to earn more rather than limit his expenses. What should you do?

EY's latest report, global experience suggests wealth participation expands when investing is embedded into financial behavior, supported by trust, enabled by technology and delivered through simple, accessible experiences.

The Delhi HC ruling is relevant to families where parents own a house but allow their children or other relatives to live there. It distinguishes between the right to reside in a family property and a legally established ownership interest.

The Kolkata Income Tax Appellate Tribunal ruled in favour of the assessee in a case, underscoring the importance of supporting claims about inherited jewellery with credible and consistent evidence.

Starting a startup requires careful financial planning. Founders should prioritise family security by creating a safety fund, protecting savings for family goals, and building a startup fund. 

The Pradhan Mantri Viksit Bharat Rozgar Yojana (PM-VBRY), launched in August 2025, offers employment linked incentives for salaried workers from 1 August 2025 to 31 July 2027, with an allocation of 99,446 crore to boost first-time employment and encourage employers.

Cryptocurrency ownership in India allows for estate transmission, but practical hurdles exist for heirs. Valid documentation and planning are crucial for transferring holdings from exchanges or personal wallets.

The consumer commission determined that the bank demonstrated a clear deficiency in service by failing to process the claim with reasonable speed, transparency, and care

Today, we take a look at the full list of cities the 8th CPC panel is scheduled to visit in October 2026 from Bengaluru in Karnataka and Mumbai in Maharashtra, where the panel is also expected to visit the central railway department. 

Hosting guests through Airbnb can be profitable, but it comes with significant responsibilities and costs. It's crucial to check housing rules, property agreements, and local regulations. 

DA-related FAQs for taxpayers from whether the component is credited as part of your salary, if it is subject to tax, or must be reported in your income tax returns filing, and more.

Jammu and Kashmir government employees meeting specified recruitment conditions can switch from NPS to OPS under a one-time option. Check eligibility, SRO-400 rules, application process and the 28 December 2026 deadline before exercising the pension choice.

A Delhi businessman secured relief from the ITAT in a 2.47 crore cash-deposit case linked to demonetisation. The tribunal accepted documentary evidence for business sales, family funds and other cash sources, highlighting the importance of maintaining clear tax and financial records.

A second home can offer family time, rental income and a future retreatbut upkeep, distance, vacancies and changing circumstances can make it far more demanding than expected.

SIFs, GIFT City investments and other new products can look attractive, but investors should look beyond return expectations and assess risk, portfolio fit, costs, liquidity and taxation first.

Can a housing society evict a tenant from a rented flat? Know who has the legal right to seek eviction, how the Transfer of Property Act and rent-control laws protect tenants, and what renters should do if a society threatens forced eviction.

Coverfox founder and MD Sanjib Jha has raised concerns over IRDAIs proposed 2% commission cap on loan-linked insurance, warning it could make servicing rural and underserved borrowers economically unviable.

Health insurance buyers should check more than the sum insured for cardiac care. Experts recommend reviewing coverage for advanced procedures, device caps, sub-limits, waiting periods, room-rent restrictions and pre-existing cardiac conditions.

The IBA has set up a committee to examine the long-pending demand to make Saturdays holidays for bank employees. Heres how Indias current banking week works, what could change and how it compares with other countries.

Customers are advised to plan their branch visits accordingly or utilise digital banking services for immediate transactions.

Rent vs buying a house is not just about comparing rent with EMI. Buyers must factor in loan interest, down payment, ownership costs, financial commitments, expected stay and the flexibility that renting offers.

Sabeer Bhatia backed his proposed inheritance tax, saying it would only hit the top 2-3% of the super-wealthy who control disproportionate assets, leaving 97-98% unaffected.

Mahindra Manulife Mutual Fund has launched the MSIF Equity Long-Short Fund under its specialised investment fund platform. The fund, aiming for long-term capital appreciation, will invest in listed equities while employing short positions through derivatives.