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A 28-year-old government employee from Delhi has gone viral after revealing that she spends only around 25,000 a month despite earning 90,000 in hand. From rent and groceries to fuel and shopping, her budget breakdown has sparked conversations online.

Inflation competes with compounding, affecting future purchasing power. A 50 lakh investment could grow to 4.82 crore in 20 years but would only have the purchasing power of 1.50 crore today with 6% inflation.

Hidden home loan charges can quietly increase borrowing costs. Processing fees, stamp duty and insurance add to EMIs and affect long-term affordability, making expert financial advice essential before taking a fresh home loan.

The Finance Ministry launched an online platform for tracking unclaimed financial assets, enhancing public awareness and access to information. 

A travel creator has gone viral after claiming he explored Spain and Portugal over 13 days for just 1.3 lakh. Sharing a detailed cost breakdown and itinerary on Instagram, he argued that Europe can be affordable with careful planning, though several users questioned whether numbers were realistic.

On 30 May, gold prices in India remained stable, with 24-karat gold priced at 156,810 per 10 grams. Silver prices also showed limited movement, with 999 Fine silver at 267,790 per kg.

Stock selection combines art and science, requiring in-depth study of macro and microeconomic factors. For multi-generational wealth, a diversified multi-asset portfolio is essential to manage risk and reduce volatility.

A new '3490 Calorie' system may influence salary hikes for central government employees by linking pay revisions to the cost of essential food items. 

Credit report errors can damage your credit score and loan approvals. Follow these five simple steps to dispute inaccuracies, protect your credit profile and improve your financial credibility.

Small mistakes can delay PF transfers, including incorrect details, multiple UANs, and employer errors. EPFO processing delays also contribute. 

Gold jewellery buyers should check the hallmark and HUID code for authenticity and purity. Here's the step-by-step process on how do it and the compensation that can you receive if your jewellery item fails to pass the purity test.

The Income Tax Department has launched online filing and Excel utilities for ITR-1, ITR-2, and ITR-4 for AY 2026-27. Taxpayers can file returns for FY 2025-26 starting from May 15, with deadlines varying by form type.

All banks in India are open on May 30, 2026, as it is the fifth Saturday. Banks follow the RBI's holiday schedule, closed on the second and fourth Saturdays and Sundays. Online banking remains available on holidays, allowing customers to conduct various transactions without interruption.

The deadline for filing SFT for FY 2026-27 is May 31, 2026. Taxpayers should verify SFT transactions with their tax returns to avoid discrepancies that could lead to notices or refund delays. Here's what to do if you find an error.

SEBI plans to pilot corporate bond tokenization to deepen India's debt markets. This move aims to enhance settlement speed and transparency, making corporate bonds more accessible to retail investors. Here are the benefits and risks associated with it.

The PM Surya Ghar: Muft Bijli Yojana, initiated in February 2024, supports rooftop solar setups for households. The scheme offers up to 300 units of free electricity per month. Details here.

Check out the latest updates on the 8th Pay Commission as of 29 May 2026, including an extension of the memorandum submission deadline and the announcement of a Kolkata visit.

Form 26AS, used for taxes verification, will be replaced by the new Form 168 under the Income Tax Act, 2025. This auto-generated statement will provide comprehensive tax-related information starting from the 2026-27 tax year. Details here.

Retirement planning needs more than FDs and debt mutual funds. Smart SIP investing in equity mutual funds can help build a 1 crore retirement corpus while beating inflation. 

A 30-year-old earning 1 lakh monthly saves 40,000 but seeks guidance on investment allocation. ChatGPT advises a balanced approach, suggesting increased equity exposure while maintaining emergency funds and conservative options like mutual funds and recurring deposits for long-term growth.

As Delhi swelters with day-time temperatures reaching 43 degrees Celsius and prolonged heat wave conditions, I ask ChatGPT to devise a strategy that prevents my electricity bill from shooting up this summer.

The income tax filing season has begun, allowing online submissions for ITR-1, ITR-2, and ITR-4. Taxpayers are advised to wait until mid-June for Form 16. Here are the changes in the income tax forms.

Smart credit card usage can boost savings and protect your finances. Timely payments, low credit utilisation and reward point tracking help avoid debt and improve your credit score.

Struggling to manage your money in college? Use our simple 24-hour rule and 'needs vs. wants' framework to stop impulse spending and save for your future.

Unlock smarter investing with the Price-to-Earnings (P/E) Ratio as a key stock valuation metric that compares price and earnings to guide valuation and long-term wealth decisions. This metric, along with a host of other factors, can help aspiring investors make sensible investment decisions. 

Given the current fuel situation, if you drive a car, youve probably thought at least once, An EV would have saved me a lot of money and protected me from rising fuel prices. But is that really true?

Five-year health insurance moratorium reduces wrongful claim rejections for genuine non-disclosures while preserving fraud checks, so policyholders must stay transparent and maintain continuous cover for protection.

Financial success often manifests through small habits like managing emergencies calmly, avoiding high-interest debt, investing consistently, and not focusing on appearances. If you recognize these signs, you may be more financially secure than you realize.

Travel packages and DIY bookings for Ladakh and Spiti Valley trips suit families of four, depending on preferences. Travel packages to Ladakh are often cost-effective and convenient, while Spiti Valley may be cheaper when booked separately.

Gold prices on MCX eased on 29 May as investors booked profits amid uncertainty surrounding the US-Iran ceasefire extension. MCX gold June futures fell 0.18% to 1,57,410 per 10 grams, while silver July futures slipped 0.45%. 

The Income Tax Department has launched online filing for ITR-1, ITR-2, and ITR-4 for AY 2026-27. Taxpayers must note changes, including a new rent field and the ability to report income from two properties, simplifying the filing process for many individuals.

Jio Blackrock's Rishi Kohli says the earnings upcycle has been pushed back by one to two quarters, while arguing that combining stock, sector and factor strategies can improve portfolio resilience.

The 8th Pay Commission is considering changes to the family unit formula, suggesting it should reflect modern family structures. 

EPFO 3.0 introduces a fully digital system for EPF withdrawals, allowing members to access funds via UPI and ATMs. 

Investing in a Public Provident Fund (PPF) can yield better long-term returns by timing contributions. Depositing before the 5th of each month ensures interest accrual for that month, maximizing compounding benefits over the 15-year tenure at a current interest rate of 7.1%.

Atal Pension Yojana: Here's a look at who is eligible for the pension scheme, if Aadhaar, mobile number and bank account are mandatory, whether NRIs and minors can open accounts and other top FAQs answered

Credit cards come with some of the highest interest rates and a slew of additional charges and fees attached. Some of these include the annual fee, joining fee, late payment charges, foreign currency mark-up fee and transaction charges.

Employees Provident Fund: Want to withdraw your pension or obtain a scheme certificate from the EPFO? Here's how EPF members can initiate their claims online using Form 10C. Check the stepwise guide

Income-tax returns: Here's how taxpayers can claim deductions under Sections 80C, 80CCD, 80DD, 80E, 80GG, 80U of the I-T Act. Check here for the required documents while filing your ITR for FY26 / AY27

Currently, the average home loan interest rate in India for most salaried individuals with stable credit ranges between 8.2% and 9% per annum.

Markets await the Reserve Bank of India's monetary policy as fixed-income investors look for stable rates and range-bound yields amid inflation risks, currency pressures and cautious policy guidance. 

8th CPC: The 8th pay commission has invited applications from eligible candidates for consultant roles. Here's how many vacancies are posted, qualifications required, and scope of work and the salary scale.

Dearness Allowance: Amid 8th pay commission discussion over revisions to central government employee salaries, allowances and benefits, we take a look at the difference between DA, Dearness Relief (DR) and House Rent Allowance (HRA).

You can unlock emergency funds with the PPF loan facility, a government-backed option that offers low-cost borrowing against your PPF balance while preserving your long-term tax-free savings and steady growth. 

From duplicate UANs to Aadhaar mismatches, small compliance errors can derail EPF transfers and leave salaried employees struggling to access retirement savings.

The introduction of the Retirement Income Scheme marks a significant shift in retirement planning, moving from just accumulating wealth to ensuring a steady income stream. With features like predictable cash flow and automatic risk reduction, retirees can enjoy peace of mind. 

Digital banking frauds in India are rising as scammers use UPI scams, phishing attacks and OTP frauds, making online banking safety and awareness important for every user.

Digital living wills are emerging as a practical solution amid increasing awareness of the need for such advance medical directives in India due to changing family dynamics and potential medical incapacitation.

Indias stock market investing boom is creating new wealth opportunities. Simple Demat account setup steps, beginner investing tips and long-term strategies can help investors grow their money wisely.

The real risk in bond investing often lies not in the asset class, but in the investors speculative approach to it.