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Why asset allocation, not prediction, drives long-term returns

Multi-asset investment offers lower volatility, better risk-adjusted returns, and built-in tax-efficient rebalancing, said Saugata Chatterjee of Nippon Life Asset Management, at the Mint Money Festival 2026

16 Feb 2026 3:29 pm
Vijay Kedias Valentines Day masterclass: From situationships to stock market discipline

At Mint Money Festival 2026, Vijay Kedia used Gen Z dating slangfrom situationships to ghostingto decode stock market discipline, long-term commitment and wealth creation.

16 Feb 2026 2:52 pm
Beyond FDs: How to build a diversified fixed-income portfolio

At the Mint Money festival on Saturday, Vineet Agrawal, co-founder of Jiraaf, explained how fixed-income instruments fit into modern portfolios.

16 Feb 2026 1:45 pm
Your toughest investment opponent is yourself: Bajaj Finserv MF's Ganesh Mohan

At the Mint Money Festival 2026, Bajaj Finserv Mutual Fund MD Ganesh Mohan explains why investor psychology, and not market timing, largely determines long-term returns.

16 Feb 2026 1:13 pm
How investors should invest in mutual funds in today's environment

Experts urged investors to stick to disciplined asset allocation, temper equity return expectations, and avoid chasing rallies in gold or silver ETFs.

16 Feb 2026 7:00 am
20 crore and still not enough? Rethinking retirement planning

At the Mint Money Festival, Aarati Krishnan explains why retirement feels harder today, why 25x may not be enough, and how inflation, longevity and compounding reshape the real corpus goal.

16 Feb 2026 7:00 am
Why you shouldn't make investment decisions based on tax incentives

Monika Halan, founder of Dhan Chakra Financial Education, explained why tax breaks shouldn't influence your investment decisions, and decoded Budget 2026 for households to explain what really matters for jobs, taxes, investments and long-term financial security.

15 Feb 2026 6:07 pm
Tax refunds jump 22% so far, claims Scott Bessent what should filers look for this season?

The average tax refund has increased by 22% this season, according to Treasury Secretary Scott Bessent. The IRS has not released official data yet, and early figures can be misleading, says expert.

14 Feb 2026 7:46 pm
How to earn 20,000 per month using SCSS while getting tax benefits? Explained

SCSS is a government-backed small savings scheme designed for senior citizens to keep their finances steady after retirement. SCSS gives Indians over the age of 60 to have a secure and safe investment avenue.

14 Feb 2026 3:41 pm
Explained: Can you open more than one PPF account? Here's what government rules say

Individuals can invest a minimum of 500 and a maximum of 1.5 lakh per year for 15 years in their PPF accounts. This amount is locked in for 15 years, after which you can get your investment back with interests without having to pay any tax.

14 Feb 2026 10:57 am
UPI to withdraw PF? EPFO working on new app to make money transfer easy for you, reports claim How it will work

The labour ministry is working on a project under which a certain amount of PF money will be frozen, and members will be able to see a large chunk of their provident fund available for withdrawal through their bank using UPI.

14 Feb 2026 8:52 am
5 lakh DICGC bank deposit insurance: Is it enough or should the govt increase it?

DICGC insurance covers 97.6% of the total bank accounts, but only 41.5% of the value (amount) of deposits. The cover was last increased from 1 lakh to 5 lakh in 2020. In 2025, a proposal to increase it was considered.

12 Feb 2026 8:39 pm
New income-tax rules may revive interest in old regime for high-income salaried taxpayers

The recent proposals in the Income Tax Rules enhance education and college hostel allowances and reclassify cities for HRA purposes. These changes may entice salaried individuals to reconsider the old tax regime, especially in high-rent urban areas. 

12 Feb 2026 11:46 am
Indian market is 18 months ahead of its fair value: DSP Mutual Fund's Kalpen Parekh

Despite consolidating over the past year, the market remains expensive and investors should therefore moderate their return expectations, Parekh told Mint in an interview.

12 Feb 2026 11:26 am
Beyond the comfort of groups: Why individual health insurance still matters

Group and affinity health insurance expand coverage, but their short-term nature, hidden risks and lack of continuity make them an unreliable substitute for individual health policies.

12 Feb 2026 10:50 am
US 2025 tax returns: What is the deadline to file taxes? What happens if you miss it during the 2026 tax filing season?

As the 2026 tax filing season comes, it is important to know the deadline for filing 2025 tax returns. Taxpayers who delay filing their taxes often have to face penalties, late fees and other issues.

12 Feb 2026 8:25 am
Bond yields are rising. How should you reposition your debt fund portfolio?

With bond yields firming up, fund managers say debt fund investors need to strike a careful balance in their portfolios to guard against further upside risks. Heres how they are positioning debt strategies in the current environment.

12 Feb 2026 7:00 am
How to ensure your retirement corpus does not run out early

With proper planning, a little bit of caution and effort, you can have a smooth retirement. 

11 Feb 2026 5:19 pm
US Social Security Payments Schedule: Check beneficiaries, eligibility criteria here's who will be paid on 11 February

Social Security payments in the United States for February 2026 will be distributed based on beneficiaries birth dates. Those born between the 1st and 10th will receive payments on 11 February, while others will be paid later in the month. 

11 Feb 2026 2:27 pm
Why Indian households are rich in property and poor in security

Indias housing and pension markets are failing households. Fixing mortgages and retirement savings could do more for financial security than any new scheme or subsidy.

11 Feb 2026 1:22 pm
Why doing nothing is sometimes the hardestand smartestinvestment decision

From finfluencer hype to F&O losses, the urge to constantly act is quietly eroding retail investor returns. In many cases, patience, not activity, delivers better outcomes.

11 Feb 2026 8:00 am
What you should know about RBI's liberalized remittance scheme

Through RBIs liberalised remittance scheme one can invest in listed foreign shares, and use it for expenses related to foreign travel and business trips, overseas education, medical treatment, etc.

10 Feb 2026 2:38 pm
AMFI January 2026 data: Gold ETF pulls in 2x more inflows, at par with equities for the first time

Gold ETF alone saw inflows worth 24,050 crore, which is nearly double of December's 11,647 crore. Meanwhile, silver ETFs recorded a 9,463 crore inflow, highlighting the rising interest of investors in exchange-traded products that are not equities.

10 Feb 2026 12:23 pm
Draft income tax rules: PAN no more compulsory for hotel bills below 1 lakh, cash withdrawals & deposits below 10 lakh

Days after Finance Minister Nirmala Sitharaman's Budget 2026 announcement, the Central Board of Direct Taxes (CBDT) has brought forward the draft rules and forms for public comments pertaining to the new Income Tax Act, 2025.

10 Feb 2026 11:28 am
Indias new tax law simplifies compliance but complicates salaried tax choices

Indias new Income-tax rules promise simpler compliance through fewer forms and pre-filled returns. But by reviving Old Regime exemptions, they risk making tax choices harder for salaried taxpayers.

10 Feb 2026 10:38 am
8th Pay Commission: Govt seeks suggestions; who can submit? How to send your feedback on www.mygov.in?

The government has recently introduced the 8th Pay Commission website as the 8th CPC has already been constituted. Launching the website formally, the 8th Pay Commission now seeks feedback and inputs from ministries, departments, central government employees and pensioners.

10 Feb 2026 9:06 am