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A tax return is referred to as a belated return when it is filed after the end of the original due date mentioned under section 139(1). The last date to file a belated return is 31 December.

The minimum income requirement is an important eligibility criterion for a personal loan. The applicants income helps the bank assess the applicants repayment capacity and ability to make timely EMI payments.

Generative AI is quietly reinforcing one of our most persistent investing biases familiarity thanks to inherent disparities in training data. If were not careful, we could find ourselves with portfolios that look eerily similar, carry the same risks, and collapse in unison.

The amount of SIP is contingent on the rate of return on your investment. Higher the return, lower the SIP needed. Conversely, lower the return, higher the need for SIP.

From FDs to PPF and new-age funds, here are the best choices for short and long-term investment goals.

The third advance tax instalment for FY 2025-26 is due on 15 December 2025. Taxpayers with a liability over 10,000 must pay on time to avoid interest. Here's everything you need to know about the rules in case you miss the deadline.

National Pension System subscribers can choose their fund managers each of which has a unique portfolio of assets based on their investing philosophy. 

Sebi launched a crackdown on Ansari and his firm in 2023 when he was banned from trading in the securities market

The rupees slide past 90 to the dollar is making overseas travel costliernot just to the US, but across Europe, the Maldives and parts of Asia, with uneven impact by destination.

As the year ends, it's crucial to review financial goals and investments. Changes in personal circumstances or income levels can necessitate adjustments to financial plans and insurance needs, ensuring optimal asset allocation and adequate coverage for future expenses.

Wealth erosion is not caused by market volatility or poor investment performance, but by a fundamental discontinuity in financial acumen.

Regularly monitor your credit score, balance credit with investments, ensure timely EMI repayments, and avoid over-leverage to strengthen your financial health for a stress-free new year.

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the progress in building a credit score and history. These can result in a marginal fall in the credit score. 

India's finfluencer crackdown reveals gaps in the digital-finance ecosystem, where unregulated advice thrives. Learning from global regulations, India can enhance transparency and accountability to protect young investors with low financial literacy.

The ancient tale of Bhasmasura serves as a perfect metaphor for modern retail investors who, in their impatience for quick wealth, progressively sacrifice fundamental financial security for high-risk, high-leverage instruments.

ITR advance tax deadline 2025: From Key dates, tax calculation to a step-by-step guide on how to pay the partial tax payment for the financial year. Here's all you need to know before the 15 December due date.

8th Pay Commission: Government issues clarification on whether the central government employees will get dearness allowances (DA) and pay commission revisions under the new Finance Act 2025. Here's what you need to know.

The 8th Central Pay Commission, established in January 2024, will review pay, allowances and pensions of central government employees.

For Indian investors, the implications of the US rally are different from those for American investors.

The Income Tax department is alerting taxpayers via SMS and email to update their returns and withdraw incorrect claims, following a crackdown on fraudulent tax claims linked to Registered Unrecognised Political Parties (RUPPs) or charitable institutions.

The State Bank of India has revised interest rates for term deposits and reduced MCLR and EBLR rates following a repo rate cut by the RBI. Interest rates for senior citizens and the general public on various tenures have been revised, effective from December 15, 2025.

The Ministry of Labour stated that the new Labour Codes will not decrease take-home pay as PF deductions are based on a 15,000 ceiling. 

An Asset Management Company manages pooled investments through research-driven portfolios, transparent costs and regulatory oversight, helping investors access diversified mutual fund opportunities while understanding AMC functions, benefits and key considerations.

Investors must evolve their thinking to adapt to constantly changing market environments, Douglas Eby writes in a guest commentary.

A clear overview of the differences between a credit report and credit score, highlighting their purpose, impact on borrowing, and why both are essential for maintaining a strong financial profile.

Refinancing a personal loan can cut EMIs, lower interest costs and simplify repayments by securing better terms, helping borrowers improve cash flow and strengthen long-term financial stability.

A clear comparison of overdraft vs personal loan outlining key differences, benefits and risks to help borrowers choose suitable credit options based on cash flow needs, costs and financial goals.

PFRDA has allowed investments under the NPS into gold and silver ETFs and Nifty 250 stocks.

The Indian automotive sector is experiencing strong growth due to record festive sales and tax reforms. Year-end stock-clearances are expected to gain, with the GST cuts on small cars boosting affordability, leading to significant sales increases.

A car loan application can briefly reduce your credit score due to hard inquiries, but disciplined EMI repayment strengthens credit health and supports smarter borrowing decisions in the evolving lending landscape.

The actual cost of owning a house can vary significantly depending on several factors, including the propertys location, price of the home, financing terms, utilities, maintenance, etc.

Equity mutual fund inflows rose to 29,911 crore, while monthly SIP contributions declined slightly to 29,445 crore.

The ITR filing deadline was 16 September, and while most refunds are processed, some remain pending. Delays may arise from verification issues or incorrect bank details. Taxpayers should ensure Aadhaar-PAN linkage and accurate claims to avoid further processing delays.

Both insurance and aviation touch the daily lives of millions of Indians and require deep infrastructure, robust regulation, and sustained capital to serve a rapidly expanding market. Yet, their journeys since liberalization could not have been more different.

While banks use varied benchmark rates, they often slow interest rate reductions and cut EMIs, but not tenure. Borrowers can still benefit from the lowest repo rate in three years. 

The latest RBI rate cuts will particularly benefit borrowers who took home loans in 2020-2022 at rates of 6-6.5%, but saw the rates rise to 9-9.5% within a year.

The government introduced RBI floating rate saving bonds for individual investors in 2020, replacing the 7.75% savings bonds. 

An 817 credit score unlocks faster approvals, lower interest rates and access to premium credit products, highlighting how strong financial discipline enhances borrowing power and negotiation advantages.

BOBCARD Cashback Credit Card offers 5 percent cashback on eligible online transactions and 1 percent on other eligible spends. The cashback is capped at 1,500 per statement cycle.

Before bringing a pet home, it is important to understand the long-term costs and responsibilities involved.