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Uttarakhand pensions: 147 crore instalment released for over 9.91 lakh beneficiaries Here's how to check

Uttarakhand releases 147.05 crore pension was transferred directly into the bank accounts of 991,914 beneficiaries. In August, pensions of 5,605 new beneficiaries were also sanctioned under various pension schemes.

4 Sep 2026 7:18 pm
Too much AI exposure? Can Apple be the diversification play in your portfolio? What Indian investors need to know

Investors wary of heavy AI spending by US tech giants are turning to Apple, which offers tech exposure with lower risk. Apple shares rose 7% while spending only $6.8 billion on capex, unlike major competitors investing $30-$54 billion quarterly.

4 Sep 2026 6:57 pm
HSBC Midcap Fund turns 10,000 monthly SIP into 2 crore since 2004

HSBC Midcap Fund has delivered a 24.13% CAGR over three years, outperforming its benchmark and category averages across time horizons, with a monthly 10,000 SIP since its August 2004 inception growing to over 2 crore. 

4 Sep 2026 6:54 pm
8th pay commission: Here's how employees, unions, stakeholders can apply online for appointment in Bengaluru

The commission has scheduled meetings in September and October this year, in Chennai (Tamil Nadu), Puducherry (Union Territory), Chandigarh (Punjab, Haryana, Himachal Pradesh, UT), Bengaluru (Karnataka) and Mumbai (Central Railways).

4 Sep 2026 6:15 pm
Chandigarh consumer court orders holiday club to refund 95,000 with 9% interest

Chandigarh District Consumer Disputes Redressal Commission has ordered Park Club International to refund 95,000 with 9% annual interest, plus 15,000 in compensation

4 Sep 2026 5:37 pm
DA news: Punjab finance minister Cheema says state govt will ensure salary parity with Centre Latest updates

Amid the row among employees over pending dearness allowance payments and hike to match the Centre's DA percentage. Punjab finance minister Cheema has said the state government is prepared to ensure salary parity with central government workers.

4 Sep 2026 5:10 pm
Got 10 lakh for your 5-year-old daughter? Experts explain how to invest it wisely to secure her future

Planning 10 lakh investment for a 5-year-old daughter? Experts recommend a diversified mix of equity mutual funds, Sukanya Samriddhi Yojana, and term insurance to build long-term wealth for her education and future.

4 Sep 2026 4:07 pm
8th Pay Commission completes 10 months: Key dates and deadlines employees and pensioners must be aware of

The 8th Pay Commission completes 10 months on Friday, with Chennai, Chandigarh and Bengaluru visits scheduled next. A look at the key dates, fitment factor debates and what lies ahead for central government employees and retirees awaiting revised pay and pension structures.

4 Sep 2026 3:21 pm
Employee reported 9.6 lakh EPF interest in ITR by mistake: Can income tax still be charged? ITAT Mumbai clarifies

ITAT Mumbai ruled against a 9.6-lakh tax addition based on an incorrect ITR entry without evidence of EPF withdrawal. Details of the case here. 

4 Sep 2026 3:12 pm
Buying a house to save capital gains tax on shares, MFs? Renovation costs may qualify too

Mumbai ITAT has allowed 1.52 crore spent on renovating a house to qualify for capital gains exemption, widening the scope of costs that can be counted when reinvesting asset-sale proceeds.

4 Sep 2026 2:16 pm
ITR-U vs FAST-DS Which option is better for disclosing past foreign income or assets?

Indian residents can rectify missed foreign income or asset disclosures through ITR-U or FAST-DS, depending on factors such as the nature of the asset and tax liability. Here's everything you need to know about the two options and which one is more economical. 

4 Sep 2026 1:55 pm
What happens to Post Office MIS after the account holder dies? Know the rules for nominees and heirs

If a Post Office MIS account holder dies, the registered nominee can claim the deposit with a death certificate, KYC, and a claim form. Without a nomination, legal heirs can claim up to 5 lakh via an affidavit and indemnity, while higher amounts require a succession certificate.

4 Sep 2026 1:29 pm
EPFO offers steep penalty cuts under VISHWAS 2026 to settle old PF disputes: Check details

EPFO's VISHWAS 2026 scheme allows eligible employers to settle pending PF disputes through the EPFO portal at reduced penalty rates before the December 28 deadline.

4 Sep 2026 11:41 am
What Gen Z can do differently to avoid being over-leveraged and under-insured

As young Indians embrace credit, a crucial lesson unfolds: financial planning must extend beyond just affording EMIs. With many lacking life and health insurance, securing future earning potential becomes paramount.

4 Sep 2026 11:29 am
No ITR, no reply to tax notices: Why ITAT Chennai still reduced a doctors taxable income by half

ITAT Chennai ruled on August 19, 2026, reducing a doctor's taxable income by half, even though he failed to file ITR and did not respond to subsequent tax notices. Here's what happened.

4 Sep 2026 11:25 am
Gold, silver prices today, 4 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 4 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

4 Sep 2026 9:49 am
EPFO enrolment campaign for workers left out of PF coverage: Who is eligible and how to enrol by October 31

Eligible salaried individuals who missed EPF coverage between April 2009 and March 2026 can enroll in the EPFO's Employees Enrolment Campaign until October 2026. Check whether you are eligible and how to enrol. 

4 Sep 2026 9:24 am
SBI ATM rules change from 1 Oct: Free other-bank transactions for salary accounts capped at 5 per month- Details here

SBI ATM rules, effective 1 October 2026, will reduce the number of free other-bank ATM transactions available to salary package account holders to five per month. Here are more details on the revised charges.

4 Sep 2026 9:23 am
Taxpayer denied LTCG exemption over suspected share price manipulation after 7,800% jump: How he won the case

A Mumbai taxpayer's 12.62 lakh LTCG exemption claim was denied due to suspected price manipulation. However, the ITAT ruled in the taxpayer's favour. Here's why.

4 Sep 2026 7:44 am
SEBI's new ETF pricing rules from 7 September: What's changing and why investors should care experts explain

SEBIs new rules from 7 September will change base prices, price bands, pre-open auctions, and close-out procedures for ETFs. Heres what the changes mean for investors, including how they may affect ETF trading, price discovery, and the way investors should trade.

4 Sep 2026 1:23 am
1 Crore by 45: How much should you invest in SIPs at age 25 or 35?

Systematic Investment Plans (SIPs) in mutual funds are among the popular routes for creating long-term wealth. Through an SIP, investors put a fixed amount into a mutual fund at regular intervals, generally every month

3 Sep 2026 11:51 pm
HDFC Bank fell 26% in the last 1 year while SBI gained: Which mutual funds are betting big on the top 5 lenders?

Indias top five banks by market capitalisation delivered sharply different returns over the past year. While HDFC Bank fell 26%, SBI gained 26%, with Axis Bank rising 20%. The story looks different when viewed through mutual fund portfolios.

3 Sep 2026 11:20 pm
Mutual fund expense ratio gaps: Which diversified and sectoral equity funds cost investors the most and least?

Mutual fund expense ratios can vary sharply even within the same category. Active funds generally show wider cost spreads than passive funds. Investors should compare costs across peers and assess whether higher expenses are justified by performance.

3 Sep 2026 10:55 pm
10 signs you're poor, no matter how much you earn: Hidden money struggles behind your comfortable lifestyle

A comfortable lifestyle may obscure financial issues. These 10 signs indicate that you're poor, no matter how much you earn.

3 Sep 2026 9:54 pm
Value Trap: A low P/E does not always mean a bargain 8 factors investors should look at before buying

A stocks low valuation may look attractive, but it can sometimes signal deeper problems in the business. Here are eight ways a seemingly cheap stock can remain cheap and what investors should examine before assuming it is undervalued.

3 Sep 2026 9:30 pm
Quant MF raises IT services exposure, goes underweight on manufacturing: Key takeaways for investors

Quant Mutual Fund has changed its sector positioning by increasing its allocation to IT services in August 2026. The fund house remains positive on select sectors and expects stock-specific opportunities to drive returns as large-cap markets consolidate.

3 Sep 2026 8:27 pm
Can one co-owner be taxed alone on property value and stamp duty difference? What ITAT says

The ITAT delivered a significant ruling in the case of a Mumbai taxpayer who, in 2017, purchased a flat jointly with his wife in Chembur. The actual consideration paid for the property was 60 lakh, while its stamp-duty value was 94.8 lakh, creating a gap of around 34.8 lakh.

3 Sep 2026 7:56 pm
The hidden drag on freelance income: Why your overseas client invoices dont match the money reaching your bank

For Indian freelancers, the invoice value of an overseas client payment may not be the amount that reaches their bank account. FX conversion margins, platform fees and SWIFT costs can reduce the final INR payout. Here is how freelancers can calculate the actual amount they received.

3 Sep 2026 7:16 pm
NPS Active vs Auto Choice: Which investment option is right for your retirement goals?

One mistake investors may make is assuming that the option with greater equity exposure is necessarily the best choice, particularly when they are young.

3 Sep 2026 6:07 pm
PFRDA proposes changes to Point of Presence regulations: What NPS subscribers need to know

PFRDA has proposed changes to the Point of Presence framework that could expand NPS access through more types of entities and a dedicated digital route. The proposals also strengthen oversight of NPS Mitras, subscriber-data confidentiality and PoP accountability for fraud or negligence. 

3 Sep 2026 5:35 pm
Pension delayed? Why retirees in contributory schemes can now take the matter to consumer court

Retirees facing delayed pension payments under contributory schemes may approach consumer courts, following an important NCDRC ruling that recognised pension contributors as consumers and treated unjustified delays as deficiency in service.

3 Sep 2026 4:18 pm
Buying a house in 7 years? Know the best mutual fund categories, equity-debt mix and de-risking strategy

A seven-year house goal can justify high equity exposure initially, but the portfolio should gradually move towards safer assets as the purchase nears. Experts explain which mutual fund categories may suit the goal, why diversification matters and how to protect the corpus from market volatility.

3 Sep 2026 4:05 pm
Bank holiday tomorrow, 3 September: Will SBI, HDFC Bank and others remain closed for Janmashtami?

Banks in multiple cities, including Ahmedabad and Chennai, will be closed on September 4 for Janmashtami. Holiday observance varies by city, so customers should verify bank schedules against the RBI list before visiting. 

3 Sep 2026 3:30 pm
The gold trade is dead. Long live gold.

Record US borrowing, weaker Treasury demand and rising fiscal pressures could eventually force policymakers to tolerate inflation and negative real ratesconditions that favour gold.

3 Sep 2026 3:23 pm
Deductible vs co-pay in health insurance: Which option can increase your out-of-pocket medical costs? Experts explain

Deductibles and co-pays can significantly change how much you pay from your pocket despite having health insurance. Heres how the two work, when each can cost more, and the policy clauses you should check before buying.

3 Sep 2026 2:58 pm
Term insurance for students: why insurers are selling life cover before careers begin

Term insurance is reaching students as young as 18, offering lower premiums and early insurability. But without income, dependants or debt, does buying life cover before a career begins make sense?

3 Sep 2026 2:46 pm
Why this fund manager is bullish on the manufacturing theme

R. Sivakumar, chief investment officer of Axis Mutual Fund, sees an opportunity in manufacturing, especially exports, and especially in mid- and small-caps.

3 Sep 2026 2:39 pm
PPF or SIP: Which is better for long-term wealth creation and financial stability?

PPF or SIP: Key differences in risk, returns, taxation, liquidity and investment horizon are explained to help you decide whether one or both fit your longterm financial goals.

3 Sep 2026 2:38 pm
8th Pay Commission salary hike: How a 7% annual increment could mean 29 lakh extra pay in 10 years

Central government employee bodies have demanded annual increments of 5%-7% under the 8th Pay Commission, against the current 3% rate. An illustrative calculation shows that a Level 8 employee could earn nearly 29 lakh more in cumulative basic pay over 10 years at a 7% increment.

3 Sep 2026 2:20 pm
Explained | What CLARITY Act in the US mean for Indian investors and how it is different from Indian laws

India's crypto asset regulations focus on strict compliance related to taxation and AML rather than a market regulator. The US Senate's CLARITY Act is poised to clarify legal structures for digital assets, with potential global implications affecting how countries like India may approach regulation.

3 Sep 2026 1:43 pm
Mutual fund portfolio overlap: How investors can identify common stocks, sector exposure and duplicate investments

Portfolio overlap occurs when multiple mutual funds hold the same stocks, sectors or similar investments, reducing the diversification investors may expect. Heres how investors can identify overlap using fund portfolios, common holdings, sector exposure and portfolio-overlap tools.

3 Sep 2026 1:28 pm
Income vs credit score: Why earning more doesnt guarantee a better score, experts explain

Income and credit score are not directly linked; creditworthiness depends on credit score vs income, credit utilisation impact, credit score for first-time borrowers, and building a good CIBIL score through disciplined repayment rather than salary alone.

3 Sep 2026 1:00 pm
Senior Citizen Savings Scheme: Can you invest 50 lakh in SCSS? Heres what investors need to know

Retirees consider the SCSS for its safety, regular income and government backing. But is there a ceiling on how much can be invested? Heres the limit under SCSS and the options available to retirees.

3 Sep 2026 11:33 am
What the US CLARITY Act could mean for cryptoand its ripple effect on India

The US is moving towards a formal crypto market structure as India relies on taxation and AML guardrails. Experts said clearer global rules could reduce platform risks and shape Indias eventual framework.

3 Sep 2026 11:13 am
Travel insurances fine print can leave you with nothing

A missed connection, a leg injury and delayed baggage exposed the exclusions that can turn a seemingly comprehensive travel policy into a costly disappointment.

3 Sep 2026 10:27 am
Income Tax notice based on third-party WhatsApp chats? Pune ITAT explains why 10.52 lakh addition was deleted

The Pune ITAT deleted a 10.52 lakh unexplained investment addition after the tax department relied on WhatsApp chats recovered from a third partys mobile phone. The tribunal found that the electronic evidence lacked the required authentication to sustain the tax demand.

3 Sep 2026 9:39 am
Gold, silver prices today, 3 September: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 3 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

3 Sep 2026 9:33 am
41.69 lakh cash deposit and no ITR: What ITAT Bangalores ruling means for taxpayers who miss tax notices

A Bengaluru taxpayer faced a 41.69 lakh unexplained cash deposit tax demand after failing to file an ITR and respond to tax notices. The ITAT Bangalore refused to condone his nearly four-year delay, leaving the assessment and penalty orders undisturbed.

3 Sep 2026 8:50 am
8th Pay Commission: Will civilian pensioners get One Rank One Pension? Key proposals explained

The 8th Pay Commission is examining pension reforms, including civilian OROP, pension parity and notional fixation. The key question is whether the panel will only revise pensions or also address disparities across generations of retirees.

3 Sep 2026 8:17 am
Mid caps hit a new high in August 2026, while large caps remain below peaks: What investors should know

August 2026 saw a clear divergence across market-cap segments. Midcaps and smallcaps gained while largecaps declined. Midcaps also hit a new peak, while smallcaps came close. Over 10 years long period, midcaps delivered the highest returns.

3 Sep 2026 12:00 am