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The PM Surya Ghar: Muft Bijli Yojana, initiated in February 2024, supports rooftop solar setups for households. The scheme offers up to 300 units of free electricity per month. Details here.

Check out the latest updates on the 8th Pay Commission as of 29 May 2026, including an extension of the memorandum submission deadline and the announcement of a Kolkata visit.

Form 26AS, used for taxes verification, will be replaced by the new Form 168 under the Income Tax Act, 2025. This auto-generated statement will provide comprehensive tax-related information starting from the 2026-27 tax year. Details here.

Retirement planning needs more than FDs and debt mutual funds. Smart SIP investing in equity mutual funds can help build a 1 crore retirement corpus while beating inflation. 

A 30-year-old earning 1 lakh monthly saves 40,000 but seeks guidance on investment allocation. ChatGPT advises a balanced approach, suggesting increased equity exposure while maintaining emergency funds and conservative options like mutual funds and recurring deposits for long-term growth.

As Delhi swelters with day-time temperatures reaching 43 degrees Celsius and prolonged heat wave conditions, I ask ChatGPT to devise a strategy that prevents my electricity bill from shooting up this summer.

The income tax filing season has begun, allowing online submissions for ITR-1, ITR-2, and ITR-4. Taxpayers are advised to wait until mid-June for Form 16. Here are the changes in the income tax forms.

Smart credit card usage can boost savings and protect your finances. Timely payments, low credit utilisation and reward point tracking help avoid debt and improve your credit score.

Struggling to manage your money in college? Use our simple 24-hour rule and 'needs vs. wants' framework to stop impulse spending and save for your future.

Unlock smarter investing with the Price-to-Earnings (P/E) Ratio as a key stock valuation metric that compares price and earnings to guide valuation and long-term wealth decisions. This metric, along with a host of other factors, can help aspiring investors make sensible investment decisions. 

Given the current fuel situation, if you drive a car, youve probably thought at least once, An EV would have saved me a lot of money and protected me from rising fuel prices. But is that really true?

Five-year health insurance moratorium reduces wrongful claim rejections for genuine non-disclosures while preserving fraud checks, so policyholders must stay transparent and maintain continuous cover for protection.

Financial success often manifests through small habits like managing emergencies calmly, avoiding high-interest debt, investing consistently, and not focusing on appearances. If you recognize these signs, you may be more financially secure than you realize.

Travel packages and DIY bookings for Ladakh and Spiti Valley trips suit families of four, depending on preferences. Travel packages to Ladakh are often cost-effective and convenient, while Spiti Valley may be cheaper when booked separately.

Gold prices on MCX eased on 29 May as investors booked profits amid uncertainty surrounding the US-Iran ceasefire extension. MCX gold June futures fell 0.18% to 1,57,410 per 10 grams, while silver July futures slipped 0.45%. 

The Income Tax Department has launched online filing for ITR-1, ITR-2, and ITR-4 for AY 2026-27. Taxpayers must note changes, including a new rent field and the ability to report income from two properties, simplifying the filing process for many individuals.

Jio Blackrock's Rishi Kohli says the earnings upcycle has been pushed back by one to two quarters, while arguing that combining stock, sector and factor strategies can improve portfolio resilience.

The 8th Pay Commission is considering changes to the family unit formula, suggesting it should reflect modern family structures. 

EPFO 3.0 introduces a fully digital system for EPF withdrawals, allowing members to access funds via UPI and ATMs. 

Investing in a Public Provident Fund (PPF) can yield better long-term returns by timing contributions. Depositing before the 5th of each month ensures interest accrual for that month, maximizing compounding benefits over the 15-year tenure at a current interest rate of 7.1%.

Atal Pension Yojana: Here's a look at who is eligible for the pension scheme, if Aadhaar, mobile number and bank account are mandatory, whether NRIs and minors can open accounts and other top FAQs answered

Credit cards come with some of the highest interest rates and a slew of additional charges and fees attached. Some of these include the annual fee, joining fee, late payment charges, foreign currency mark-up fee and transaction charges.

Employees Provident Fund: Want to withdraw your pension or obtain a scheme certificate from the EPFO? Here's how EPF members can initiate their claims online using Form 10C. Check the stepwise guide

Income-tax returns: Here's how taxpayers can claim deductions under Sections 80C, 80CCD, 80DD, 80E, 80GG, 80U of the I-T Act. Check here for the required documents while filing your ITR for FY26 / AY27

Currently, the average home loan interest rate in India for most salaried individuals with stable credit ranges between 8.2% and 9% per annum.

Markets await the Reserve Bank of India's monetary policy as fixed-income investors look for stable rates and range-bound yields amid inflation risks, currency pressures and cautious policy guidance. 

8th CPC: The 8th pay commission has invited applications from eligible candidates for consultant roles. Here's how many vacancies are posted, qualifications required, and scope of work and the salary scale.

Dearness Allowance: Amid 8th pay commission discussion over revisions to central government employee salaries, allowances and benefits, we take a look at the difference between DA, Dearness Relief (DR) and House Rent Allowance (HRA).

You can unlock emergency funds with the PPF loan facility, a government-backed option that offers low-cost borrowing against your PPF balance while preserving your long-term tax-free savings and steady growth. 

From duplicate UANs to Aadhaar mismatches, small compliance errors can derail EPF transfers and leave salaried employees struggling to access retirement savings.

The introduction of the Retirement Income Scheme marks a significant shift in retirement planning, moving from just accumulating wealth to ensuring a steady income stream. With features like predictable cash flow and automatic risk reduction, retirees can enjoy peace of mind. 

Digital banking frauds in India are rising as scammers use UPI scams, phishing attacks and OTP frauds, making online banking safety and awareness important for every user.

Digital living wills are emerging as a practical solution amid increasing awareness of the need for such advance medical directives in India due to changing family dynamics and potential medical incapacitation.

Indias stock market investing boom is creating new wealth opportunities. Simple Demat account setup steps, beginner investing tips and long-term strategies can help investors grow their money wisely.

The real risk in bond investing often lies not in the asset class, but in the investors speculative approach to it.

As healthcare costs rise, understanding health insurance policies is crucial. Key factors affecting claim payouts include sum insured, room rent eligibility and co-payment clauses. 

Gold ETFs invest directly in physical gold and related instruments, while gold mutual funds buy units of gold ETFs. While both fall under the mutual fund category regulated by AMFI, they differ significantly in terms of investment structure, taxation, costs, liquidity, and investment approach.

Gold is trading near $4,450 and silver is around $72 to $78.50, as rising oil prices and geopolitical tensions affect the inflation outlook and investor sentiment. Focus is on how the US-Iran dispute unfolds. A peace deal can provide much-needed respite from rising inflation and commodity prices. 

The Income Tax Department has launched online filing for ITR-2 for assessment year 2026-27, targeting individuals and HUFs with income from capital gains and other sources. Eligibility criteria are specified, while ITR-1 and ITR-4 have also been made available for small and medium taxpayers.

West Bengal CM Suvendu Adhikari launched the 'Annapurna Bhandar' scheme, offering 3,000 monthly assistance to eligible women. Applications can be submitted online or offline, with verification ensuring benefits reach the right recipients. 

EPFO subscribers will soon be able to access their provident fund savings directly through UPI, reducing paperwork and waiting times. Members can withdraw 50% to 75% of their EPF balance. The new system aims for a paperless experience, with testing completed and rollout expected soon.

Indian parents face emotional and financial challenges sending children abroad for education, with costs rising to 5 crore by 2036 due to rupee depreciation and tuition hikes. Despite high expenses, 90% still prefer overseas studies, relying on long-term investments to ease the financial burden.

Speculation about the 8th Pay Commission grows as central government employees await long-promised salary revisions. Reports indicate the Centre may not meet all union demands, including a higher fitment factor, raising doubts about substantial pay hikes amid rising inflation pressures.

Most banks will be closed on May 28, 2026, for Bakrid/Eid al-Adha, a gazetted public holiday. Central government offices will also observe this day off, replacing the previously scheduled holiday on May 27.

Most returning NRIs are eligible for RNOR status for nearly two to three financial years, depending on their earlier duration of stay in India. Failing to claim this status properly can result in foreign income being unnecessarily subjected to Indian taxation

The EPFO provides pension benefits for subscribers with over 10 years of service. Members can withdraw their provident fund while retaining pension benefits. Here's when and why Form 10C is used

Attention taxpayers! The tax department has today enabled excel utility for income-tax returns for AY2026-27 (FY25-26) for online form ITR-2 on its official e-filing portal. Here's all you need to know

Bank FDs offer senior citizens a secure investment option for managing expenses like medical and living costs. Here is a comparison of fixed deposits from various public, private and small finance lenders

Previously, the person making the gift was liable to pay tax under the provisions of the Gift Tax Act

High credit card annual percentage rate (APR) charges can quietly increase debt and monthly expenses. Understanding the concept behind APR can help credit card users manage repayments wisely and avoid costly interest charges.