Every year, it's essential to review and update your investment portfolio to ensure that you're on track to achieve your financial goals.

ESG funds not yet widely popular tend to invest in companies based on their performance in environmental, social, and governance criteria. We share reasons for investing in them. 

A personal loan tenure outlines the repayment period and influences EMIs and total interest. Understanding the tenure helps borrowers choose suitable terms based on budget, credit profile, financial goals and repayment flexibility.

Mutual funds: One of the fastest ways to meet financial goals is to gradually increase the SIP amount every year or every fixed interval say every two years or so.

Stamp duty is not payable on a Will, and therefore, this is not a relevant consideration in choosing where to make a Will.

SIFs are allowed to have short or sell positions in derivatives of stocks not in the portfolio.

A credit score of 657 reflects moderate risk, but it can be improved with timely repayments, low credit utilisation, regular credit report checks, limited applications, and disciplined financial habits for long-term growth.

Young professionals often struggle between speeding up education loan repayment and starting investments. Heres how to decide based on interest rates, tax breaks, cash flow and financial stability.

Credit card EMI helps spread big purchases into fixed monthly instalments, outlining benefits, costs, tenure options and key considerations for managing repayments effectively with smart financial planning.

Following V. Panda's death, his parents inherited his assets, but two tax-saving mutual fund investments totaling 675,000 are inaccessible due to a lock-in period. This highlights the importance of understanding lock-in rules for financial planning.

We provide a step-by-step guide to explain the process of delinking the incorrect member ID from the universal account number. However, if the employer has filed an ECR on incorrect ID, then this process of delinking cannot be done.

Most credit cards offer up to 45 days of an interest-free period to cardholders to pay their dues. We explain how it works.    

How pre-IPO investments are taxed once listed, and whether NRIs must obtain an assessing officers clearance before selling unlisted sharesyour key capital-gains and compliance questions answered.

A 757 credit score reflects strong financial discipline and reliability, enabling better loan offers and premium credit cards while highlighting key strategies to maintain excellent credit health and borrowing power.

Toxic air is no longer only a health hazardit is driving up insurance claims, household medical costs and financial stress for families. The next wave of personal finance must be climate-conscious.

Kotak811 super.money credit card is a lifetime free card that helps you build a credit score and report, while also enjoying cashbacks on various transactions. 

For every dollar a client sends, multiple entitiesbanks, intermediaries and payment processorsclaim their cuts for facilitating the transfer.

Buying gold isn't about earning returns, it's about insuring yourself against global monetary instability that directly erodes the rupees purchasing power, giving you a hedge that transcends borders when currencies weaken worldwide.

Personal loans: Borrowers must avoid getting lured by instant loan providers which promise a loan in 20 minutes or so  

Some banks offer co-branded credit cards which allow users to claim discounts at a few select hotels and airlines.

As the life certificate submission for pensioners deadline nears, we bring you a step-by-step guide on how to download a digital copy of your Jeevan Pramaan Patra, deadline date, answer FAQs and other details.

Chasing quick gains in IPOs can backfire if investors don't do their due diligence to understand business risks and prospects

An analysis of nine high-profile 'digital' IPOs over the last three years shows that six are still below the issue price, and most are deeply unprofitable. 

When a person dies without a will, legal heirs are liable for tax on income like interest and dividends earned by the deceased's assets.

Under the old tax regime, donors can claim 100% deduction for donations made to political parties. These deductions are allowed for individuals as well as companies under section 80GGC and section 80GGB of Income Tax (I-T) Act, respectively.

FD rates: Non-banking financial corporations typically offer higher interest rates on their fixed deposits than what most banks offer.

Investing in a direct mutual fund is advantageous for investors because it typically carries a lower expense ratio.

Compare personal loan offers by evaluating interest rates, fees, eligibility, loan tenure, and prepayment options to make informed borrowing decisions and manage the total cost of credit responsibly.

Credit cards can lead to debt traps when mismanaged, but disciplined use, full repayments, and tracking expenses help users build credit safely while avoiding high interest and financial stress.

PPFAS, best known for its flagship flexi-cap fund, is entering the crowded large-cap fund category with the Parag Parikh Large Cap Fund. Investors will be watching closely.

Various investment options are available to secure a child's future, including Sukanya Samriddhi Yojana and NPS Vatsalya, which aim to provide structured investment plans for education and stability, ensuring long-term financial security.

By combining a properly drafted and registered Will or trust with professional execution, your estate can be managed exactly as you envision while minimizing any potential legal interference from your brother

Nithin Kamath, CEO of Zerodha, explained the benefits of Infosys's 18,000 crore buyback to participants in a social media post detailing taxation, gains, eligibility, and how capital losses can offset other gains. Here's what he said

A strong credit score enables borrowers to secure low-interest personal loans through better negotiation, disciplined repayment, and responsible credit management, ultimately leading to long-term savings and improved financial stability.

The Maharashtra government has made e-KYC mandatory for all beneficiaries of its Ladki Bahin scheme, aimed at boosting women empowerment in the state. Check the deadline for eKYC, the amount you can get, eligibility and other FAQs here.

Wedding loans can influence your credit score based on repayment discipline, financial planning, and credit behaviour, helping couples strengthen their credit profile when managed responsibly and strategically.

Trust and transparency matter as much as competence when choosing a financial advisor. Heres how to spot misalignments and ensure your goalsnot their incentivesdrive the relationship.

With schools imparting financial education and some edtech companies making money lessons more engaging, a growing number of young Indians are learning to save and grow their money. This Children's Day, Mint brings some interesting stories of young Indian investors  

Protect your finances with smart credit card usage tips focusing on secure transactions, fraud prevention, regulatory safeguards, and responsible repayment habits for long-term financial safety and better credit management.

Confused about credit scores? Bhushan Padkil, SVP at TransUnion CIBIL, breaks down the key factors that affect your score and debunks common myths. Understand the importance of timely payments, balanced borrowing, and how to monitor your credit effectively. 

There are some expenditures that shave off your monthly earnings due to necessity, but there are also some things you could be overspending on without realising its draining effect on your budget. Take a look

Sebi recently cautioned investors against investing in digital gold or e-gold products'. Instead, people are urged to invest in gold ETFs, which are offered by Sebi-registered intermediaries.

Credit card cloning is the process of creating a duplicate card by copying the data from the magnetic stripe of a legitimate card into a blank card.

If funds deposited in CGAS are not utilized for purchase/construction of a house within the prescribed timelines, then the LTCG not taxed earlier becomes taxable

Building a good credit score without a credit card is possible through timely loan repayments, responsible borrowing, and consistent financial discipline that strengthen long-term creditworthiness.

Investing requires balance and discipline. These hybrid funds cater to different risk profiles, promoting stable long-term growth.

When a marriage ends, rebuilding life often begins with money. Heres how women can regain financial clarity, rebuild confidence, and secure lasting independence after divorce.

Indias new tax rule makes share buybacks fully taxable in shareholders hands. Experts warn it could deter payouts, distort capital flows, and hurt market confidence.

Dynamic asset allocation funds are free to invest in equity & debt in a ratio that is managed dynamically (with 0% to 100% in equity; and 0% to 100% in debt)