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Taxpayers can log into the official e-filing portal for assessment year 2026-27, and the tax department has issued clarifications. So, here are the precautions you should take while filing your income-tax returns (ITR):

Individuals making overseas property payments via international credit cards should be aware of FEMA regulations. Such transactions may invite scrutiny, especially if not routed through authorised channels. Details here.

The Life Insurance Corporation of India (LIC) is launching two New Jeevan Sathi joint life insurance plans Single Premium and Limited Premium in June 2026. Check eligibility, policy features, benefits and more

RBIs 2026 recovery rules aim to curb harassment and strengthen borrower protection, with strict action against intimidation by banks and NBFC agents. Recovery agents cannot harass borrowers, while borrowers must also understand and fulfil their financial responsibilities.

Withdrawing from your EPF before five years may incur TDS if the amount is over 50,000. Exemptions exist for those with nil tax liability who can submit Form 121. Details here. 

Hooked on a shiny car but worried about loan stress? Start with the 20/4/10 rule to protect your finances: 20% down payment, 4-year loan, and total car costs under 10% of your monthly income. Read on to understand the basic concepts before you lock in with a fresh car loan EMI. 

If you feel that weaker rupee is just a macroeconomic factor and staying behind the picture, here's a reality check. Here's how it could impact your daily life, from investments, travel, to your EMIs.

8th pay commission: Here's how central government employees, pensioners, representative groups, unions and stakeholders can submit their feedback to the 8th CPC online. Check the step-by-step guide here

Indians sending money abroad for various purposes must comply with new income tax forms 145 and 146, replacing Forms 15CA and 15CB. Details here.

Tracking error is one of the most important factors to check while choosing a silver ETF. It shows how closely an ETF follows the actual movement of silver prices. A lower tracking error means the ETF is doing a better job in mirroring silver prices.

As petrol and diesel prices have risen by 8 per litre in the last ten days crossing the 100 per litre mark in Delhi I asked ChatGPT, which would be a more affordable means to commute daily from Delhi to Gurugram. 

The job market is changing; AI is prompting me to adapt by enhancing my skills and expanding my network. Check how ChatGPT helped me improve my job search.

Momentum around the 8th Pay Commission builds as consultations expand across states, with growing focus on salary revision, pensions, HRA and fiscal planning for government employees.

Dearness allowance (DA) and dearness relief (DR) are salary components for central government employees and pensioners, revised biannually based on inflation both aimed at offsetting cost-of-living increases.

The 'Pocket Money' feature from Paytm enables teenagers to use UPI payments while parents maintain control over spending. With limits on transactions and monthly spending, it fosters responsible money management and provides real-time visibility into a teen's spending patterns via the Paytm app.

The National Pension System (NPS) is a popular retirement scheme in India. PFRDA introduced NPS Sanchay for informal sector workers, differing from regular NPS in eligibility and structure.

Sebi has uncovered a stock manipulation scam involving unregistered finfluencers who misled retail investors via social media, earning over 20 crore in illegal profits. The case highlights rising risks of social media stock fraud and the need for stronger investor awareness.

Equity investing will continue to create wealth into the future. But when the spread between borrowing costs and expected returns narrows, balance sheet strength is just as important as portfolio returns, if not more.

If you purchased gold, how did the import duty change affect your gold purchase locally? The import duty prices are included by the jeweller in the gold prices, which also fluctuate based on other conditions.

Fund houses across India are trimming or removing exit loads, the charges levied when you redeem your fund units before a specified holding period - usually one year - is up.

The rising costs of everyday goods are hitting households hard, with global shipping bottlenecks and increased fuel prices as key culprits. Experts warn that this inflationary pressure will soon affect everything from grocery bills to loan interest rates.

One of the biggest mistakes people make while doing SIP is sticking to the same amount for years. When inflation is rising, lifestyle changes, and salary increases, then you should also consider increasing your SIP contribution.

SIP investing for your childs education can build a 1 crore corpus through the power of early compounding. Starting an SIP early reduces the monthly burden and ensures longterm financial security for your child.

Gold and silver prices gained on 25 May, with gold reaching 160,060 per 10 grams and silver rising to 276,830 per kg. The rally was supported by a weaker dollar and lower crude oil prices amid growing optimism over a potential US-Iran peace deal.

Premium Indian credit cards can offer NRIs strong rewards, travel perks and family supportbut forex fees, KYC norms and eligibility rules can complicate the math.

Higher NPS returns: The PFRDA has sets up a panel to explore adding more asset classes to the national pension scheme to improve returns for pensioners, according to Chairman S Ramann. Here's all we know

PPF account holders can transfer their accounts between banks and post offices without losing continuity. However, it cannot be transferred from one individual to another. Details here.

EPFO: The Employee Provident Fund Organisation issues scheme certificate to EPF account holders. Here's why you may need it, when it is issued to members, who is eligible and other such FAQs answered

Real estate developers offer 'no EMI till possession' schemes to attract buyers, allowing them to defer home loan payments until property completion. Here's how it works.

PPF vs SIPs: Planning your long-term investments? Take a look at how much corpus is generated from an investment of 2,000 per month for 30 years with the public provident fund and in mutual funds through systematic investment plans.

Indian residents earning income abroad and non-residents earning in India may face double taxation. To avoid this, double taxation avoidance agreements exist. Tax residency certificates are required to prove residency and claim benefits.

8th central pay commission: Here's how the three big employee groups the NC-JCM, AIDEF and Maharashtra Old Pension Organisation, want central government employees' pay structures to be changed. We explain

Investors should keep their demat account information updated, especially KYC details. Changes in personal information must be promptly reported to avoid compliance issues. Here's how to update demat account details online.

A 42-year-old entrepreneur with 12 crore across equity, real estate and debt wants simplicity. Heres how to declutter holdings, align with goals, and structure surplus wealth smartly.

Dearness Allowance: Tripura has declared a 5% increase in the DA component of basic pay for state government employees, hiking salaries and pension payout of retirees from 1 April. Here's all we know 

Investors may transfer shares between demat accounts for various reasons, such as switching brokers or gifting. Transfers can be done either through the online or offline method.

There are several ways to invest in gold, including Gold ETFs, Electronic Gold Receipts, and Digital Gold. But which option is best for regularly investing your surplus monthly income? Lets explore.

Credit cards incur various fees such as joining, annual, transaction, cash advance, and late payment charges. Fees can vary widely and may be waived based on spending. Understanding these costs is essential for managing credit effectively.

Knowing the difference between hard and soft credit inquiries is important for maintaining good credit health. Soft inquiries do not impact your credit score, whereas multiple hard inquiries within a short period can reduce it. Responsible credit habits can help you build a strong credit profile. 

Flexi cap funds are types of equity mutual funds that invest at least 65% of their collected money in equity and related instruments. They invest across large-cap, mid-cap, and small-cap stocks.

Goa is ideal for energetic group vacations with nightlife and beach activities, while Puducherry offers affordability and relaxation. Goa's costs range 10,000- 12,000, whereas Puducherry can fit within 8,000- 10,000, making it suitable for budget-conscious travelers seeking a peaceful experience.

On May 24, gold prices in India remained stable with 24-karat gold at 159,340 per 10 grams. Silver prices also showed limited movement. The MCX is closed on weekends, affecting live trading rates.

Madhya Pradesh's Ladli Behna Yojana offers 1,250 monthly to over 1.25 crore women. Government employees are ineligible, while salaried women in private jobs can apply if their family income is below 2.5 lakhs. The scheme promotes women's economic empowerment since its launch in June 2023.

Investing through SIPs, it's essential to prioritize consistency and cash flow over frequency. Monthly SIPs are preferred for their efficiency and discipline, offering similar long-term returns as daily SIPs, while quarterly SIPs may underperform due to longer idle periods before investment.

US-focused funds have outperformed Indian equities over the past decades, raising questions on allocation. Abhishek Kumar warns against excessive investment in US equities, advocating for a 5-15% allocation for diversification while noting the risks and tax implications for Indian investors.

As markets grapple with war, oil shocks and uncertainty, the temptation to forecast grows. But the most valuable advice may still be the simplest: stay invested and admit what no one knows.

PFRDAs new NPS Retirement Income Scheme lets retirees keep non-annuitized corpus invested and withdraw it gradually till age 85. Here is what you need to know about the two withdrawal options and how to choose between them.

India's banks will be closed for two days next week, including May 27 for Bakrid. The RBI has declared nine holidays this month. Online banking remains operational during these closures, allowing customers to conduct transactions anytime.

The Income Tax department has notified ITR forms for FY 2025-26. Taxpayers must select appropriate forms to avoid defects that delay processing and refunds. Here's what happens if a person files the wrong ITR form.

In Bengaluru, high living costs limit savings for professionals. A ChatGPT inquiry about spending 20,000 monthly on an iPhone or investing it reveals significant financial implications, with potential wealth loss of 1417 lakh over five years if not invested.