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Debt returns have historically stayed relatively steady over the long term, but the current high-yield environment raises questions for investors. With interest rates on pause and inflation shaping return expectations, heres what investors need to know before assessing debt allocation.

A structured guide to managing foreign assets, updating bank status, and optimizing tax efficiency when relocating back to India

Before claiming car insurance for a repair bill, evaluate potential No Claim Bonus impacts. 

AI is changing how consumers research different loans and credit options, but the next shift could go beyond answering questions. Agentic AI may help consumers compare credit options, understand their needs, and take permitted actions. 

The ITAT holds that selecting the incorrect ITR form does not justify taxing the same business income twice

Investors often choose mutual funds or asset classes based on recent returns, but the process should start with the financial goal. Defining the target, timeline, and required amount can help investors choose an appropriate asset allocation and investment products.

Pension Fund Regulatory and Development Authority Chairman S Ramann said the new pension product is expected to release final guidelines soon, with formal launch likely in 30 days. Here's all we know 

Chasing an impressive lifestyle can trap individuals in a cycle of debt and expectations. Spending to impress others undermines future savings and creates emotional burdens.

Employees Provident Fund: The EPFO provides pension benefits for subscribers with over 10 years of service. Today we explain the use of Form 10C to initiate claims online, withdraw your pension or obtain a scheme certificate.

The Nifty 50 remains 8.5% below its January 2026 peak despite recovering from its March low. For ETF and index fund investors, the gap raises questions about whether to exit or stay invested. A recent study highlights the risks of missing sharp market recoveries.

Mumbai consumer forum passed the order in a case involving a 5 lakh health insurance claim for pancreatitis. The commission directed Max Bupa Health Insurance to pay the policyholder's claim after the insurer rejected it by citing a 24-month specific waiting period applicable to pancreatitis

Morgan Housel's The Psychology of Money emphasises the role of behaviour in financial decisions. It also highlights that intelligence alone doesn't ensure financial success.

Indian equities could see a re-rating in H2 FY27 as earnings growth improves and domestic institutional support remains strong. But elevated valuations in parts of the market may require investors to reassess portfolio positioning as the next phase unfolds.

Assam, Arunachal Pradesh, Bihar, Tamil Nadu, Sikkim, West Bengal and more Check full list of states that have announced DA hikes so far, besides payment of DA arrears for employees and pensioners.

In the new tax regime, individuals earning up to 12 lakh can enjoy zero income tax, but can capital gains from equity investments also enjoy this benefit? Here's all you need to know.

8th Pay Commission: Pensioner groups demanded pension revisions from the 8th CPC. Today we explain the proposal for progressive age-based enhancement up to 100% of last drawn pay and how this could be implemented.

Tatkal NPS is now available on the BHIM Payments App, offering eligible bank customers a digital route to open an NPS account. The new facility aims to simplify onboarding, KYC, and contributions through a faster process. Here's what users need to know about the new facility.

Families face diverse financial burdens during delivery, influenced by factors such as insurance, hospital choice and room type. Personal costs vary, underscoring the importance of understanding coverage details and package options.

Karnataka has withheld pensions for 23 lakh beneficiaries as a verification exercise revealed ineligible recipients, including taxpayers and those not meeting age criteria. Details here.

SIP investments require careful planning. Investors often make mistakes by chasing past returns or halting contributions during market dips, which undermines benefits like rupee-cost averaging. Here are the mistakes you need to avoid.

The RBI is expected to hike the benchmark interest rate by 25 basis points in October and December due to rising crude prices and inflationary pressures. Changes in the repo rate will affect borrowers and depositors. Here's how.

A Mumbai resident's claim for 6.42 lakh in business travel expenses was rejected by the tax department due to payments made with his wife's credit card. Here's what happened next. 

Minors can earn income independently through various means without it being taxed under their parents' income. Here's when and how their income is taxed in different scenarios.

Banks will remain closed on four days between September 14 and 20, 2026, although the closures vary by location. Here is the RBI holiday calendar-based list for customers planning branch visits this week.

Foreign investment limits and a new Sebi price-band rule have sent international ETF market prices soaring above their intrinsic NAVs, leaving buyers exposed if artificial premiums collapse.

With the repo rate at 5.25%, hybrid home loans offer borrowers a way to lock in EMI certainty, but the premium can make floating rates the better bet.

The Nagaland government has formed a committee to address pension delays and digitise the process, Chief Minister Neiphiu Rio informed the state Assembly. He noted issues stem from procedural non-compliance and inadequate guidance for retirees.

The PFRDA is working on tech to allow workers from the informal sector, registered on its e-Shram portal, to open pension accounts via mobile phone, according to Chairman S Ramann. 

Small-cap funds offer high growth potential but come with significant volatility. 

Administered by the Pension Fund Regulatory and Development Authority, the Atal Pension Yojana (APY) aims to create a universal social security system in India. Today, we check the rules for premature withdrawal and how to claim maturity payouts.

Today, we take a look at how much annual contributions of 50,000, 1 lakh and 1.5 lakh, made either as lumpsum or monthly credits, can generate for your child over 18 years. We also check how much they can accumulate by continuing the account till retirement

An AMC shutting down does not mean investors lose their mutual fund units or the underlying stocks and bonds held by the scheme. Heres what happens when a fund house closes, transfers schemes to another AMC or winds up a mutual fund.

Upon the death of an Indian mutual fund or asset holder, nominees manage assets until transferred to heirs. NRIs can be nominees, requiring compliance to regulations. Details here.

EPFO data indicates that Gen Z comprised 79% of new UANs in FY26, signaling a generational shift in India's workforce. Key sectors like retail and logistics remain major entry points for first-time workers.

A 3 lakh credit card limit with 50,000 usage keeps credit utilisation at about 16.7%. An expert explains how low utilisation can support your credit profile, provide an emergency cushion, and encourage disciplined borrowing and repayment.

8th pay commission: From pension revision to minimum pension and dearness relief (DR), pension commutation, and OPS Here are the top 12 demands made by pensioners during the consultation stage so far.

Andhra Pradesh has approved two dearness allowance revisions for state government employees, resulting in a total DA hike of 4.55% to be implemented from September 2026 salaries. Here's when arrears will be paid

Under the scheme, eligible farmers receive 6,000 every year in three instalments. The focus is now on the 24th instalment.

Becoming a loan guarantor can affect your future loan eligibility, borrowing capacity and credit profile. Understand how a guaranteed loan may influence lender assessments and the key factors to check before signing a guarantee for someone else.

NSC vs KVP: Compare maturity value, interest rates and investment periods for a 1 lakh Post Office investment. Find out which scheme offers higher returns, understand tax benefits and choose the option that suits your financial goals.

The PFRDA plans to introduce mobile-based pension accounts for informal workers, enabling contributions via UPI through an easy digital process utilising the e-Shram database for account setup. Details of the proposal here.

 Karnataka RERA recently fined a builder 10 lakh for failing to deliver amenities as promised. Here's how aggrieved buyers can register complaints online through state portals.

An Indian working in Kuwait faced an income tax notice over 3.63 crore in reported financial holdings. ITAT Ahmedabad deleted a 5.52 lakh addition and ordered fresh verification of around 2.50 crore linked to HDFC Bank.

Hawkins Cookers will launch a fixed deposit scheme on September 16, with interest rates up to 8% for a 36-month tenure. Check full details of the offering here.

8th Pay Commission: Central government employees unions seek five Modified Assured Career Progression (MACP) upgrades, shorter waiting periods and promotional pay scales. Here is what MSA, FNPO, NC-JCM and RSCWS have demanded and what the proposals could mean for employee salaries.

Employees may need to access retirement savings before leaving the workforce for emergencies. The EPFO permits partial withdrawals, known as EPF advances, with specific eligibility. Check details here. 

Should you prepay your loan early? Experts explain how prepayment can reduce interest costs and debt, why timely EMI payments matter more for credit scores, and what borrowers should check before using savings to close a loan early.

A minor's 1.17 crore interest income led to a 12.83 lakh penalty for his father. The tax officer denied a reduced rate under the India-UAE treaty and penalised for supposed under-reporting. Here's what happened next.

All bank branches in India are closed today due to the second Saturday of the month, but online services remain available. Details of upcoming bank holidays here. 

Credit score 780 but home loan rejected? Experts explain why a high CIBIL score may not guarantee approval, covering income stability, existing EMIs, repayment capacity, property value and documentation that lenders assess before sanctioning a home loan.