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As the ITR filing season for 2026-27 begins, salaried employees must review their AIS and Form 26AS for accurate income reporting. The ITR deadline is 31 July 2026, with a belated return option until 31 December 2026.

UPI remains the top payment method, but rising cybercrime cases may lead to account suspensions, despite the user being innocent. Here are the steps users can take to protect themselves or recover their UPI account in case it gets blocked due to fraudulent transactions.

High equity taxes, alongside foreign institutional investor outflows, geopolitical tensions, and elevated oil prices, weigh on market sentiment and returns, prompting debate over investment flows and policy tweaks. 

I asked ChatGPT how to spend money guilt-free? AI suggests me the concept of Anti-Budget. Check the comprehensive plan as suggested by artificial intelligence. 

While ITA 1961 did not expressly clarify whether the term covered maternal as well as paternal relatives, there are judicial precedents supporting the view that the expression includes both maternal and paternal lineal ascendants and descendants.

Credit cards allow users to borrow money up to a limit, offering convenience and rewards. They provide an interest-free period if the full balance is paid by the due date, but unpaid amounts can incur interest on both the existing balance and new transactions.

Parents can teach children the value of saving with zero balance savings accounts from various banks in India. These accounts offer features like parental controls, debit cards, and mobile banking, helping children manage their finances and develop saving habits early on. Details here.

Mutual fund returns explained: CAGR vs XIRR vs rolling returns highlights key differences in measuring growth, SIP performance and consistency. The final investment decision should be made after proper due diligence and consultation with a certified financial advisor. 

While aggregators may be cheaper, a dedicated agent provides vital advocacy during claim disputes and disclosures. But since commission structures make it nearly impossible to switch agents later, here's how to make the right choice.

Rising milk, vegetable, petrol and CNG prices have intensified inflation concerns across the country, increasing expectations of a reasonable July 2026 DA hike for central government employees and pensioners.

Bank fixed deposits are favored by risk-averse investors for stable returns. However, if you are seeking alternative schemes that are backed by the government and offer higher interest rates than most FDs, here's a list of options. 

It feels convenient, but the silent accumulation of debt can disrupt your budget.

Facing layoff anxiety? Discover exactly how much emergency fund you need to survive job loss on a 10 LPA salary. A practical 3-to-6 month financial survival guide.

Teenagers gain independence and now no longer need to borrow their parents phone, ask for OTPs, or send QR, Paytm said. Here is step-by-step guide to activate Paytm Pocket Money on your Android or iOS device:

Best term insurance plan selection guide covering key factors like adequate coverage, claim settlement ratio, riders and insurer reliability for strong financial protection across any country.

Reese Witherspoon built Hello Sunshine into a $900 million media company after discovering no major Hollywood studio was developing films with female leads. Here is how she did it.

CGHS dependency rules revised introduce a one-time irreversible choice for male employees between parents or in-laws, clarifying eligibility, income limits and dependent coverage under updated government healthcare regulations in the nation.

What the West Asia war, a fragile ceasefire and a volatile Nifty reveal about oil shocks, margins and investor psychologyand why waiting for certainty can be costly.

MCX gold prices fell on Monday morning as rising crude oil prices boosted the US dollar index. A stronger dollar made gold costlier for buyers using other currencies, putting pressure on gold rates. Focus is now on a resolution to the ongoing war between the US-Israel and Iran. 

For small logistics businesses, even brief vehicle downtime can hit cash flow. Heres how light commercial vehicle insurance worksand which covers truly protect daily earnings.

The Income-Tax department has notified all ITR forms for AY2026-27 and made excel utility for ITR-1 and ITR-4 for available to taxpayers. Here's a stepwise guide for how you can file your returns online

One of the biggest advantages of the PPF scheme is that it provides a combination of capital protection, guaranteed returns, and tax exemptions

SIPs: We explain how much monthly investment of 5,000, 10,000 or 15,000 can yield for you. Investors can build wealth and gather a retirement corpus of up to XX crore by investing fixed amounts regularly.

Public provident fund: Here's how monthly deposit of 10,000 per in your or your child's PPF account ( 1.2 lakh annually) can earn up to 5.40 crore at time of retirement. A total of 1.5 lakh annually is also exempt under the old tax regime.

EPFO members can easily download their EPF passbook online and verify all account transactions

A borrower must identify and document all credit score errors. Download credit report from CIBIL or another bureau and carefully review all entries

The credit system does not differentiate between the reasons behind a default, whether it results from travel expenses, temporary cash shortages, or delayed salary credits

EPFO is looking to automate final provident fund withdrawal claims to expedite money transfer to applicants' accounts and plans to allow auto-transfer of accounts during employer shifts. Here's all you need to know 

The 8th central pay commission is consulting with stakeholders ahead of its recommendations that will significantly impact salaries of central government employees and pensioners, including railways and defence staff.

The Income-Tax Department has enabled Excel Utility facility for forms ITR-1 and ITR-4 for taxpayers filing returns for AY2026-27 (i.e. FY2025-26 on its official e-filing portal. Here's all you need to know

Understanding the underlying triggers and practicing consistent credit management can prevent abrupt changes in credit card limit and protect your long-term financial health

Retirement planning: We asked experts how much corpus a 27-year-old newly married couple, living and working in Mumbai, will require to meet long-term financial goals and retire by 60 years of age. Here's what they said

Given the lack of standardization in maternity and newborn insurance products, careful comparison and close scrutiny of policy wording remain essential before purchase.

Blocked credit card problems can interrupt urgent transactions, but checking bank alerts, clearing pending dues, and contacting customer support can help restore credit card access quickly and securely.

There is no legal limit on the cash that you can keep at home. But you should explain how you got it and it should be through legal means.

Gold, silver rates today: Gold and silver prices declined on the MCX on Friday morning, May 15, pressured by a stronger US dollar amid rising crude oil prices.

States like Odisha, Tamil Nadu, and Bihar have raised dearness allowance for government employees and pensioners, with increases ranging from 2% to 5%. West Bengal is expected to make similar decisions soon, while the Bihar cabinet will discuss further DA revisions in an upcoming meeting.

As gold prices rise amid West Asia tensions, India increases customs duty on gold to 15% to conserve foreign exchange. With gold imports hitting a record $71.98 billion, discussions on gold-backed stablecoins emerge as a potential investment option for households and a hedge against inflation.

CNG in Delhi will cost 80.09 per kg, while consumers in Noida and Ghaziabad will have to pay 88.70 per kg, following the latest revision.

EGRs give people the option to convert their physical gold into electronic format, hold it and enjoy the upside in gold prices, and later sell it or convert back to physical gold. The golds purity is assured and can be bought in small quantities of 100 milligrams.

For thirty years, I have told readers to ride out every crisis. The US-Iran war is the exception, and the reason matters more than the news itself.

Private and public sector banks in India will observe two holidays next week, on May 23 and 24, as per RBI's schedule. Customers are advised to check local branches for specific holiday applicability, while online banking services remain available for transactions during these closures.

The SEC has approved Nasdaq's proposal to expand trading hours for NMS stocks and ETPs to 23 hours, starting December 6. This change aims to meet global trading demands and will introduce a Night Session, allowing trading between 9 PM ET and 4 AM ET.

Taxpayers with foreign investments must disclose them in Schedule FA when filing income tax returns. Resident and Ordinarily Resident taxpayers are required to report foreign assets, regardless of income generated, to avoid scrutiny. Details here.

The tax exemption for transport allowance has been revised, offering higher limits for disabled employees starting FY 2026-27. This change aims to alleviate the burden of commuting costs, ensuring better support for specially abled employees.

Regular and special FDs offer different tenures and rates, with special FDs providing higher returns. Here's a breakdown of each FD's features and which one you may choose, based on your financial goals. 

Filing your income tax return is easier with all documents prepared in advance. Gather income statements, tax documents, and proofs before the deadline to avoid errors and late fees. Full list here.

Missing credit card payments can lead to defaults, and may eventually result in a one-time settlement option from banks. However, this can negatively impact credit profiles and future borrowing. Details here.

A 22-year-old earning 1 lakh monthly may need a balanced investment strategy for studying abroad within five years, focusing on growth and stability. Here's what experts suggest. 

Section 80EEB of the Income-Tax Act allows a deduction for interest on loans for electric vehicle purchases, up to 1.5 lakh, under the old tax regime. Here are the eligibility criteria and key highlights