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FD premature withdrawal rules: How much penalty do banks charge? All you need to know

Whether driven by urgent medical costs, emergency home repairs, or other sudden financial requirements, liquidating a fixed deposit prematurely carries significant implications.

8 May 2026 11:10 pm
Sebi proposes allowing online bond platforms to offer IFSCA-regulated products, tax-saving bonds

The new framework seeks to bridge the gap regarding IFSCA-regulated services, proposing that OBPPs operate within the GIFT-IFSC in a manner similar to Sebi-registered stockbrokers.

8 May 2026 11:02 pm
Travel insurance: How these policies work and what flyers should know before their next overseas trip

The demand for travel insurance is rising, with 22% growth in policy issuance in 2026. Here's how these policies work and everything a flyer needs to know before their next trip. 

8 May 2026 10:58 pm
Small Savings Schemes: PPF, NSC, SCSS, SSY and post office FD interest rates compared which one is right for you?

For the April-June 2026 quarter, Sukanya Samriddhi Yojana continues to lead with an 8.2% yield, while the PPF rate remains at 7.1%.

8 May 2026 9:54 pm
Where to allocate 10 lakh in current market scenario a guide for conservative, moderate and aggressive investors

Investors reassess asset allocation strategies amid market volatility, focusing on equity, debt, gold, and cash based on their risk appetite and goals. Here's a complete guide to allocate 10 lakh in the current market scenario for different investor profiles.

8 May 2026 9:08 pm
Post office savings rules revised: PAN made mandatory for deposits, withdrawals new regulations explained

The Department of Posts now requires depositors to quote their PAN for all specified financial activities

8 May 2026 8:16 pm
Income tax calendar for May 2026: Check key dates, deadlines for TDS and TCS

From the mandatory deposit of Tax Deducted at Source (TDS) and Tax Collected at Source (TCS) for April 2026 to the issuance of vital certificates and filing of key financial statements, numerous due dates are set throughout the month.

8 May 2026 7:08 pm
Sebi plans CKYC 2.0 rollout in July: Experts decode impact on investors and borrowers

Unified KYC is being designed on the lines of the Centre's One Nation One KYC plan. Union Finance Minister Nirmala Sitharaman also recently spoke about this while speaking at Sebi's foundation day event last month.

8 May 2026 7:01 pm
What happens to a PPF account after the account holders death? Nominee rules, withdrawal process explained

After the account holder's death, PPF account closes, and the nominee or legal heir can claim the balance. The account continues to earn interest until the claim is settled, but no new contributions can be made posthumously.

8 May 2026 6:48 pm
8th Pay Commission to meet railway and defence stakeholders on 13-14 May: Here's how you can participate

The meetings will prioritise pensioners, associations, and stakeholders representing personnel from railways and defence.

8 May 2026 6:36 pm
Money management: Top five lessons Indian mothers taught us long before financial advisors did

Indian mothers have long instilled money management lessons in their children, focusing on disciplined spending, saving, and prioritizing education. 

8 May 2026 5:47 pm
DA hike calculator: When is next Dearness allowance hike? How much to expect? How it will impact your salary

On April 18, the Centre raised the dearness allowance for employees by 2%, increasing it to 60%. The next DA hike is expected in July 2026, with a potential increase of 2-3% depending on inflation trends, benefiting approximately 50.46 lakh employees and 68.27 lakh pensioners.

8 May 2026 1:34 pm
Wealthy families are turning to AI-driven investment and strategy advisory firms - Here's why

AI is transforming investment strategies, exemplified by Tony Cowell's new firm, Cynren, which focuses on serving wealthy families. With an AI-driven approach, Cynren aims to provide unique advisory services, emphasising impact investing and direct access to senior leaders 

8 May 2026 12:44 pm
I asked ChatGPT to plan an international family holiday in June these destinations made the list

A budget-friendly 10-day international family trip from Mumbai can include destinations such as Thailand, Vietnam, Bali, Malaysia, and Sri Lanka, all within a budget of 23 lakh. 

8 May 2026 11:58 am
EPFO 3.0 update: PF withdrawal via ATM, UPI soon Check the expected launch date

EPFO subscribers will soon be able to withdraw funds via ATMs, enhancing convenience. This change, part of the EPFO 3.0 initiative, is expected to be implemented by the end of May, allowing quick access to provident funds with minimal paperwork.

8 May 2026 10:15 am
Quant MFs Sandeep Tandon says this is Indias biggest buying opportunity since covid

Quant Mutual Fund founder and CIO Sandeep Tandon says fear around crude, the rupee and FII exits has created opportunity in undervalued pockets of the market, even as investors crowd into consensus trades.

8 May 2026 7:00 am
Building an emergency fund? Here's where you can invest for quick access to funds and optimal returns

An emergency fund should be easily accessible and low-risk. You will have to allocate your funds such that they can be liquidated for immediate needs while giving optimal returns without compromising safety.

7 May 2026 11:31 pm
Revised NPS optional for Maharashtra govt employees: From 50% salary to withdrawal rules, this is what it covers

The revised NPS was launched on the lines of the Centre's unified pension scheme (UPS), a default pension scheme rolled out for the new recruits joining central government jobs starting 1 April 2025.

7 May 2026 10:26 pm
Mumbai woman quits 1 crore job to take up cleaning work in Melbourne: Money means options... happiness

Unable to find work in her field, she accepted the first opportunity that came her way managing Airbnb apartments, which involved cleaning rooms, handling laundry, and responding to guest queries.

7 May 2026 10:25 pm
Planning to move to America? This India-US cost-of-living index comparison shows why you should look beyond paycheque

The cost-of-living index comparison between India and the United States highlights key differences in housing, healthcare, salaries, and purchasing power. It will help individuals and families make informed decisions on relocation and financial planning.

7 May 2026 9:37 pm
DA hike: Arunachal Pradesh increases Dearness Allowance by 2% for state government employees All we know

The Arunachal Pradesh state government on Wednesday announced a 2% hike in dearness allowance component in salaries of serving employees, raising the rate to 60 per cent of basic pay and pension.

7 May 2026 9:17 pm
I asked ChatGPT to calculate corpus needed to retire in Kodaikanal by 55 years of age the answer shocked me

I asked ChatGPT to calculate corpus for retirement to vacation location at 55, factoring in inflation, healthcare, and a sustainable withdrawal rate. Here is what artificial intelligence chatbot said

7 May 2026 8:02 pm
8th CPC: AIDEF for Defence ministry's civilian employees suggests 3.833 fitment factor, salary revision, base pay hike

The AIDEF submitted demands to the 8th CPC, including a minimum pay of 69,000, a fitment factor of 3.833, and risk allowances for hazardous jobs. Here's a look at demands from civilian employees with the defence ministry

7 May 2026 7:18 pm
How EPFO helps salaried employees build retirement savings and lifelong pension through EPF, EPS and EDLI

Secure your future early with EPFO, as EPF, EPS, and EDLI contributions can steadily help in building retirement savings, lifelong pension benefits, and family financial security for salaried employees across the country. 

7 May 2026 6:55 pm
ECLGS 5.0 expected to benefit 1.1 crore MSMEs and aviation accounts amid pressure from West Asia war Here's how

The newly approved Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 could potentially benefit around 1.1 crore MSME accounts, helping businesses tide over disruptions arising from the ongoing West Asia conflict, according to a report by State Bank of India (SBI).

7 May 2026 5:01 pm
How much monthly income does 25 lakh FD generate in 2026? These banks offer interest rates up to 7.75%

A fixed deposit of 25 lakh can offer a stable monthly income as many banks give up to 7.75% interest. However, before deciding on any investment product, one should consult a certified financial planner.

7 May 2026 4:31 pm
Sitharaman's video fake, created with AI, clarifies PIB; warns against fraudulent investment scheme claims Details

The PIB Fact Check unit clarified that a video of Finance Minister Nirmala Sitharaman endorsing an investment platform is fake and was created using AI. It also warned against online investment scams.

7 May 2026 3:37 pm
Why your health insurance won't cover the true cost of ageing

While platforms such as Bima Sugam make buying insurance easier, better access doesn't solve the deeper problem: policies are designed for medical crises, not the recurring, ongoing costs of ageing.

7 May 2026 3:02 pm
American woman calls out Bengaluru landlord increasing rent by 33%: If you dont pay, someone else will'

A woman from the US, who has been living in Bengaluru, spoke about rental problems in the city. From the hefty security deposit to the annual rent hike, she explained why the same practices would be illegal in her home country.

7 May 2026 2:14 pm
FDs, Real Estate or Gold: Where does Tamil Nadu CM contender Vijay invest most?

According to the 15-page election affidavit filed by Vijay ahead of Assembly polls, and archived by the Association of Democratic Reforms (ADR), this is what his investments look like:

7 May 2026 1:35 pm
Forgot your EPFO PPO number? Here are 5 easy steps to retrieve it

Easily recover EPFO PPO number online through simple steps using the EPFO portal to ensure smooth pension payments, uninterrupted benefits and quick access to pension records.

7 May 2026 1:28 pm
New Income Tax Rules 2026 explained: 6 key form changes and what they mean for taxpayers

Major tax overhaul streamlines compliance as Income Tax Rules 2026 transform key forms, merging TDS, PAN and AIS systems to simplify filing and improve accuracy nationwide

7 May 2026 11:49 am
Retirement 2.0: How seniors are turning passion into paychecks

Retirees are turning skills, hobbies and decades of experience into new income streamsfrom homestays and startups to care homes and social ventures.

7 May 2026 11:23 am
35K on food delivery, 22K on cabs: Bengaluru engineer leaves internet shocked with over 2L monthly expenses

A social media user who works at Google shared his monthly expenses, including rent, utility bills, travel costs, groceries and more. Reacting to it, some called it even more expensive than the cost of living in London.

7 May 2026 7:31 am
Income-tax returns: Received a tax notice from the I-T department? Here's what you should do Stepwise guide

Filing income-tax returns online has become easier, but first-time taxpayers may find it confusing. Income Tax notices can be issued for various reasons, here's what to do if you get one

6 May 2026 11:48 pm
Dearness Allowance: DA for Pensioners Who is eligible, how does it work? Here's all you need to know

Retired central govt employees are eligible for individual or family pensions which are adjusted every time the CPC rolls out a DA hike or cut, depending on inflation computation. Here's all you need to know

6 May 2026 9:54 pm
8th Pay Commission 2026: Defence, railway stakeholder meetings in Delhi check date, how to take part and more

The 8th Pay Commission will conduct stakeholder meetings in Delhi on 13-14 May to discuss pay and pension reforms. Interested parties can apply through the official portal to take part.

6 May 2026 7:55 pm
NPS Vatsalya: Eligibility, investment choices for children, partial withdrawal and exit rules, explained

National pension scheme: The NPS Vatsalya Scheme allows children below 18 years to partially withdraw funds from their accounts under certain circumstances. We take a look at the process and how it works

6 May 2026 7:33 pm
Senior citizens' FD: How to earn 50,000 monthly income with SCSS, POMIS and bank fixed deposits in 2026

Fixed deposit investment strategies can help retirees and senior citizens generate a safe, predictable monthly income of 50,000 through fixed deposits, small savings schemes, and a balanced portfolio allocation strategy. 

6 May 2026 6:50 pm
I asked ChatGPT to calculate my FIRE number for 15 lakh pa, here's how much is needed to retire early

I asked ChatGPT to calculate the required financial independence, retire early aka F.I.R.E. number to create retirement corpus with 15 lakh per annum salary at 35. Here is what the artificial intelligence chatbot said

6 May 2026 6:10 pm
I asked ChatGPT to plan a monthly budget at 12 lakh CTC that can build savings and investment for retirement by 55

I asked ChatGPT to create a budget that ensures retirement by 55, with enough savings to support myself and my parents, buy a home and build a good retirement corpus. Here is what artificial intelligence chatbot said

6 May 2026 4:56 pm
7th Pay Commission for West Bengal govt staff: Will BJP keep its poll promise? Here is what we know

West Bengal government employees are closely tracking developments on the 7th Pay Commission. As the new BJP government is set to take charge, heres a look at how its potential implementation could impact salaries, allowances, pensions, and overall benefits.

6 May 2026 4:46 pm
Car loan interest rates May 2026: SBI, ICICI, HDFC and top banks offer from 7.60% Full comparison

Car loan interest rate comparison for May 2026 covers leading public and private banks. Check competitive rates, EMI planning, repayment strategies and key factors influencing total borrowing costs and financial decisions.

6 May 2026 2:08 pm
RBI issues draft rules for acquiring immovable assets against loans: What they mean for lenders and borrowers

RBI also laid ground rules for how these seized assets must be handled, including how long the lenders can keep them, and who is banned from buying them back.

6 May 2026 1:16 pm
The inflation-growth double whammy: how investors should rebalance now

With inflation rising and growth forecasts trimmed, investors face a double whammy. Heres how to recalibrate portfolios across debt, equities, real assets and global exposure.

6 May 2026 1:08 pm
PPF account: You will remain a crorepati despite drawing 1 lakh monthly pension for 20 years

PPF accouont holders can expect 1,54,50,911 maturity amount after 30 years, assuming a flat PPF interest rate of 7.10% throughout this period

6 May 2026 12:30 pm
RBI tells SC: 30 banks linked to UDGAM portal; PIL seeks wider integration, hearing on unified assets search on 19 May

RBI informed the Supreme Court that 30 banks are now integrated with the UDGAM portal, allowing legal heirs to search unclaimed deposits online. The PIL highlights the need for greater integration of assets such as post office deposits and insurance. The SC will hear the matter on 19 May.

6 May 2026 12:21 pm
Earning 3% on idle cash? Sweep-in FDs may offer a smarter fix

Savings accounts offer safety but little return. Sweep-in facilities promise FD-level interest without sacrificing liquidity. Heres how they work, what they cost and when they make sense.

6 May 2026 12:07 pm
The great money reset: how Indias Gen Z can turn paycheques into wealth in the age of AI

AI is reshaping how young Indians budget, save and invest. But while tools are powerful, disciplinenot algorithmswill decide whether Gen Z builds lasting wealth or just spends smarter.

6 May 2026 10:22 am
Why fund managers have turned cautious on long duration funds

Investors who were looking at gilt funds as a tactical play, expecting yields to normalise in the medium-term, would be better off waiting for fresh triggers to emerge.

6 May 2026 9:00 am