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Young salaried investors with EPF may still consider NPS to add market-linked growth and diversify their retirement savings. Experts say starting early can help, but investors should build an emergency fund before significantly increasing NPS contributions.

Zerodha founder Nithin Kamath has raised concerns over the rapid growth of its MTF business, which now stands at 9,000 crore. While the facility boosts buying power, Kamath says it may not suit most investors and could pose risks if markets fall sharply.

A single estate may be subject to different legal regimes, resulting in succession complexities.

The Supreme Court ruled last week that a mother's income cannot solely justify reducing a father's financial obligation for child maintenance. Here's all you need to know about the case.

The RBI proposed clearer rules for banks and NBFCs on loan spreads and APRs to enhance transparency in borrowing. The draft intends to establish a unified framework by 2027, allowing better comparison of loan costs, including a ceiling on APR for small loans. 

Private credit is attracting investors with returns of up to 22%, but higher yields come with higher credit, liquidity, manager and valuation risks that investors must understand before committing.

A recent NCDRC ruling explains what happens when an LIC policy is assigned to a bank as security for a loan. The commission held that LIC was not at fault for surrendering the policy on the banks instructions after the loan remained unpaid.

A deceased person's income tax issues persist, requiring the filing of returns and the payment of taxes from their assets. Legal representatives must file returns until all taxes are settled, navigating disputes and uncertain heirship. 

Inheritance of assets does not incur immediate tax but it changes when you sell it later. Here's all you need to know about capital gains tax rules, available tax relief options and other details.

From October 1, 2026, resident individuals and HUFs buying property from NRIs can use their PAN to deposit TDS instead of obtaining a TAN. Until September 30, buyers must follow the existing TAN-based process, while TDS remains applicable from the first rupee.

Pune ITAT has ruled that a 65.21 lakh payout received by a Pfizer employee under a voluntary retirement scheme was a capital receipt and not taxable. The tribunal said Section 56(2)(xi) did not apply because the employee had voluntarily resigned under the scheme, rather than being terminated.

The Maharashtra cooperative court ruled that housing societies cannot impose higher maintenance fees based solely on property size or type, siding with residents who argued for equal charges. Full details of the case here. 

The RBI wants banks and NBFCs to follow clearer rules on loan spreads, rate revisions and APRs. The changes could make borrowing easier to compare, but may also push lenders to price risk upfront.

On August 27, MCX gold prices rose in India as uncertainty in Middle East continued to support safe-haven demand. Check retail rates of both gold and silver in your city here.

EPFOs Employees Enrolment Campaign (EEC) 2026 gives employers a one-time opportunity to enrol eligible workers who were missed from EPF coverage between April 1, 2009 and March 31, 2026. Employers can use the special window to regularise eligible employees until October 31, 2026.

Central government pensioners and employee associations want the 8th Pay Commission to reduce the 15-year commuted pension restoration period to 1012 years. They argue that changing interest rates, longer life expectancy and lower mortality have made the existing 15-year rule outdated.

Retirees can now benefit from a retroactive increase in leave encashment tax exemption from 3 lakh to 25 lakh, as ruled by the ITAT Chennai. Details here.

Mid-cap and small-cap funds offer different risk-return profiles, but how do they compare on alpha? Heres a look at benchmark-adjusted performance, negative alpha across schemes, and broader category trends.

Hybrid funds offer exposure to multiple asset classes through a single scheme. But how have different hybrid fund categories performed? Heres a look at the top and bottom performers based on 3-year SIP returns. 

Unexplained income can attract a steep tax burden. But the new Income Tax Act, 2025 changes the rules for voluntary disclosure and tax department detection. Heres what unexplained income means, how it is taxed, and what taxpayers need to know.

Gold, silver and equities have behaved differently across market cycles. A look at 26 years of data reveals how precious metals performed during equity downturns, their return patterns, and what their low correlation with the Nifty 50 TRI means for investors.

ITR-3 and ITR-4 filing deadline is 31 August for AY 2026-27. Salaried individuals may need these forms due to certain types of income. But if you filed ITR-1 or ITR-2 by mistake, should you file a fresh return now? Find out here.

Foreign tourists in India can now use their home country payment apps at local shops without needing a bank account. 

Gen Z has coined a new category in discretionary spending with 'fun funds'. Opting for experiences over planned purchases, the younger generation is inclined to splurge on art exhibitions,  travel, workshops, concerts, and more.

Taxpayers with business income face an August 31 deadline to file income tax returns for AY 2026-27. Over 6.5 crore returns, including 5.9 crore filed by July 31, have been recorded. Non-audit taxpayers can use ITR-3, ITR-4, ITR-5, ITR-6, or ITR-7 forms.

NRIs face special tax rules when selling property in India that differ from those for residents. TDS rates vary by capital gains type. Buyers must ensure proof of TAN acquisition and TDS payment for registration.

The e-Shram portal completes five years today, with over 31.89 crore registrations. Heres what workers should know about e-Shram eligibility, benefits, registration process and fees, and whether the card offers any direct financial assistance.

The Iranian rial has plummeted to over 2 million rials per dollar amid harsh US sanctions and the ongoing Iran-Israel conflict. 

At just 17, Aditya Bansal had no degree or professional portfolio, but Raj Shamani decided to give him an opportunity.

Until recently, families faced a frustrating, decades-old hurdle: the single-nominee limit. The Banking Laws (Amendment) Act, 2025, which came into force on 1 November 2025, changed that.

Radhika Gupta spoke about the importance of distinguishing between valuable possessions and sound financial investments. She identified the joker in an investment portfolio.

The 31 July ITR deadline for AY 2026-27 has passed, but taxpayers in other categories have more time. Key deadlines are 31 August for non-audit cases, 31 October for audit cases, 30 November for transfer pricing cases and 31 December for belated returns.

The Supreme Courts motor-insurance ruling goes beyond one familys 10 lakh claim, exposing Indias 56% uninsured-vehicle gap and highlighting why enforcement and consumer awareness must work together.

Naming a nominee for mutual funds, shares or demat investments does not automatically make them the final owner after your death. Legal heirs can still claim their share, while a valid Will generally determines who ultimately inherits the investment.

A comparison of fixed-deposit rates from 16 Indian banks covering five maturity categories up to 1 crore is provided, detailing rates as of 24 August 2026. 

The Foreign Assets of Small TaxpayersDisclosure Scheme, 2026, provides a clean route with full prosecution immunity to disclose overseas holdings, but it imposes an effective 60% penalty levy on undisclosed amounts. 

Freelancers and professionals filing their ITR by the August 31 deadline should avoid mistakes around ITR-3/ITR-4 selection, presumptive taxation, TDS and AIS reconciliation. Experts explain what taxpayers should check before filing and after submitting the return to avoid tax complications.

New-age health covers allows couples to get covered well before pregnancy and better align insurance with their family plans

The FAST-DS scheme allows small taxpayers to disclose foreign assets and income until December 31, 2026. Affected taxpayers must pay an additional levy based on asset category, which varies significantly between undisclosed and already-taxed foreign assets.

Airbnb once promised Indian homeowners significantly higher returns than conventional rentals. But a surge in listings, falling nightly rates and rising operating costs are forcing hosts to rethink the short-term rental model.

Indian mutual fund investors have increasingly favoured small-cap funds in recent years, whereas large-cap funds have not seen the same pace of growth. What does this indicate about Indian investors' allocation behaviour? Experts explain

The ITAT Delhi has deleted 2.25 crore in Black Money Act additions against a Delhi couple over foreign company and bank account transactions in Singapore and the British Virgin Islands. The tribunal found that the major credits were backed by loans and deleted the remaining commission addition.

Fun funds are flowing directly into creative, out-of-the-box immersive, memory-making experiences such as niche art exhibitions, specialized workshops, unique hobbies, and more.

On August 26, MCX gold prices rose in India as crude oil prices fell and the US dollar weakened. Check retail rates of both gold and silver in your city.

The NCDRC has upheld ICICI Prudential Life Insurances rejection of a home loan insurance claim after finding that the deceased borrower had suppressed material medical information. The case highlights why borrowers must accurately disclose pre-existing illnesses and medical history.

Profits from stock trading can be classified as capital gains or business income for tax purposes, impacting ITR filing deadlines. Here's when they are classified as business income.

Around 9.13 lakh women have registered for the Delhi Lakshmi Yojana, with 6.52 lakh applications finally submitted. The Delhi government is formally launching the scheme on August 26, with sanction letters being handed over to around 4,000 eligible women.

The ITAT Jaipur has ruled that eligible taxpayers could claim Section 87A rebate on tax payable on short-term capital gains under Section 111A for AY 2024-25. The Tribunal said the law applicable that year did not expressly bar the rebate on STCG, despite the CPC denying it during return processing.

Banks in several Indian states will be closed on August 26 to observe Eid-e-Milad-un-Nabi, which celebrates the birth of Prophet Muhammad. 

Indias lower-middle-class consumers are not abandoning digital channels, but 2026 data shows a surprising shift towards offline transactions. Bill payments, food orders and travel bookings have moved back to physical channels.