Livemint

Gold prices in India fell nearly 0.5% today during early trading hours amid US-Iran conflict uncertainties. Check retail rates of both gold and silver in top metro cities of India today.

RBI has extended an existing KYC facility to foreign portfolio investors, allowing Indian banks to accept specified documents certified by authorised overseas authorities. The change, effective 18 September 2026, simplifies document certification for FPIs but does not remove their KYC requirements.

A failed EMI payment can result in penalties and lower credit scores, as lenders report such details to credit bureaus. Check whether the borrower gets a grace period before it's reported. 

The Delhi ITAT deleted a 34.8 lakh Section 68 addition after finding that the cash balance was linked to commission income already recorded and offered to tax. The ruling highlights why taxpayers receiving cash income should maintain proper books establishing the source of the cash balance.

Gilt mutual funds invest at least 80% of their assets in government securities across maturities. Among the 23 schemes in the category, Bandhan Gilt Fund and Axis Gilt Fund featured among the top five performers over both one-year and five-year periods.

A credit line on UPI lets eligible users make payments using pre-sanctioned credit instead of their bank balance. Here's what you need to know about interest-free and interest-bearing credit lines and their use across UPI features.

Starting home loan rates vary from 7% to 7.45% among various banks. A 0.25% rise in interest can increase monthly payments significantly. It is crucial for borrowers to assess their financial needs and lender fees before applying.

NSEs IPO anchor book saw mutual fund schemes receive shares worth nearly 2,495 crore. Here are the top 10 schemes with the largest allocations and what their exposure means for existing investors. 

A regular salary isn't the sole indicator of financial health. Insurance, savings, debt, and retirement planning are crucial. SEBI's Financial Health Check quiz helps evaluate your financial habits and suggests improvements. 

Selling property in India can trigger very different TDS rules for NRI and resident sellers. While buyers generally deduct 1% TDS on qualifying purchases from residents, NRI property sales are taxed differently, with the deduction linked to applicable capital gains tax rates.

Total savings from RD investments vary with monthly contributions and deposit periods, and banks are rated for different timeframes.

Steven Bartletts The Diary of a CEO examines key habits that influence personal and professional growth. It emphasises the importance of knowledge, skills, and gradual improvements.

Active mutual funds are expected to take different bets from their benchmarks. But mid-cap fund portfolios show a wide variation in benchmark overlap. Here's what this difference means for investors and whether taking more active bets translates into better returns.

The EPFO wage ceiling has risen from 15,000 to 25,000, bringing over 51 lakh employees into coverage. Know how the change could affect EPF deductions, employer contributions, pension, and EDLI insurance. 

United Forum of Bank Unions (UFBU) proposed three-day strike from September 28 to 30, 2026. SBI issued an advisory on banking services, UPI, ATM and more.

Senior citizens can earn up to 7.45% yearly interest. Earnings vary by bank and deposit period. Check the details.

Ahmedabad advocate Utkarsh Dave has sent a legal notice to PVR INOX for refusing to accept cash for movie tickets and food, questioning their cashless-only policy. Check rules here.

Three multi-asset allocation funds delivered over 14% in one year, led by 360 ONE at 19.91%, while Quant and Kotak followed. But the category's largest funds by AUM saw varied returns, with ICICI Prudential at 3.54% despite managing 87,833 crore.

Health insurance add-ons can cover expenses such as consumables, OPD treatment and hospitalisation-related costs, but each rider can increase your premium. Experts explain which add-ons may be useful and what policyholders should check before buying them.

Invesco Mutual Fund will resume fresh subscriptions in three overseas Fund of Funds from September 28, 2026, allowing lumpsum investments, switch-ins and new SIP, STP and IDCW Transfer Plan registrations. Investors face a 10 lakh daily limit per PAN, including existing systematic-plan instalments.

The revised EPFO ceiling of 25,000 a month, effective 17 September, will affect employees differently depending on their existing PF status, wages and contribution structure.

The Madras HC upheld the cancellation of an employee's ST certificate after authorities found that he belonged to the Urali Gounder community. The court also refused full pension and other terminal benefits, ruling that retirement does not prevent verification of an old community certificate.

A Reddit user faced heavy finance charges after missing a credit card payment by just 431. Here's all you need to know about the consequences of not paying credit card bills by the due date.

The government is considering bringing digital gold under RBI and SEBI oversight, with a proposal for every digital unit to be backed by equivalent physical gold. The move could bring stricter rules on vault holdings, audits and investor protection.

NRIs transferring money in India must choose between NRO and NRE accounts. NRO accounts manage local income, while NRE accounts are for foreign earnings. Check fund transfer rules and limit between the two accounts.

PFRDA has issued final operational guidelines for NPS Swasthya, specifying healthcare withdrawals, insurance cover, contributions and exit rules. Subscribers can withdraw up to 25% of their contributions for eligible healthcare expense.

Health insurance add-ons can plug specific gaps in a policy, but experts say consumers should first ensure that their base sum insured is adequate. Before paying extra for riders, policyholders should compare the extra premium with the actual benefit, exclusions, waiting periods and costs.

The Union Cabinet has approved a raise in the EPF wage ceiling, effective September 17, 2026. This change may increase deductions and reduce take-home salaries for affected employees. Here's who will see a change.

Keeping overall utilisation below 30% can be crucial for maintaining a healthy credit score. Here's whether the 30% rule apply to each card or all cards combined. 

A credit card holders revolt shows where our financial attention goesand where it should be going.

The residential sector in India is supported by strong demand and lifestyle aspirations. A Colliers report indicates resilient housing sales, driven by long-term homeownership and selective purchasing amid affordability concerns.

Eternal's Zomato and Blinkit, and Meesho's Valmo have facilitated ITR for over 2 lakh delivery partners, unlocking 35.6 crore combined in refunds. Over 70% of filers were first timers, the companies added.

The actual protection available depends on the terms and conditions of the policy, including its coverage, exclusions, waiting periods, deductibles, co-payments and sub-limits

Gaming platform Roblox is set to launch its own digital wallet to pay creators and facilitate easier and quicker payment, compared to the present requirement where virtual currency Robux is converted into dollars, which leads to long payment delays. 

Wider acceptance of UPI abroad benefits Indian tourists, students and business travelers by allowing use familiar mobile apps for payments instead of reliance on international debit or credit cards.

MP Ajeet Madhavrao seeks removal of administrative impediments caused by Para 26(6) of the EPF Scheme

All provident fund members who have an account for over 10 years, are provided with pension benefit. You can withdraw PF in full and choose to maintain annuity in the pension scheme by submitting Form 10C and availing a Scheme Certificate.

Vehicle owners can initiate and complete the bank switching process through the National Highways Authority of India's (NHAI) official Rajmargyatra smartphone application

Punjab has announced an 8% increase in dearness allowance for eight lakh state government employees and pensioners. CM Mann said his government understands responsibilities shouldered by its employees and the pressures they face in personal and professional lives. 

Warren Buffett is stepping down as chairman of Berkshire Hathaway after over 50 years. At 96, he will remain a director while his son Howard takes over. 

What happens when a Senior Citizen Savings Scheme (SCSS) account holder dies before maturity? Know the rules for nominees, legal heirs and spouses, interest payable after death, account continuation and the documents required to settle an SCSS death claim.

Borrowers' capacity for home loan repayments depends on various factors such as income stability and existing expenses. Here's how much home loan EMI a person can comfortably afford on different income levels.

The EPS pension can rise after the EPFO wage ceiling is increased to 25,000. Here is how the 12,500 monthly pension figure is calculated, who may qualify and what employees should know.

The Rule of 72 is a simple way to estimate how long an investment may take to double. See how 1 lakh could double at 6%, 8% and 10%, and understand why compounding matters.

Car loan interest rates at PSU banks start at 7.35% in September 2026. Compare SBI, Bank of Baroda, UCO Bank and other lenders on interest rates, EMIs, processing fees and prepayment terms before borrowing.

The government has removed the geographical restriction for CGHS eligibility for serving Central government employees, allowing eligible employees outside covered areas to make a one-time switch to CGHS, subject to prescribed conditions and contribution.

Home loan nearly repaid? Here are five financial moves to make with the freed-up cash, from rebuilding your emergency fund and reviewing insurance to clearing costly debt and redirecting EMIs towards retirement savings.

8th Pay Commission salary hike explained: See how a 2.75 or 3.5 fitment factor could change central government employees basic pay across pay matrix levels, with illustrative calculations, salary comparisons and key points before the final recommendations.

Bank holiday today, September 19, 2026: SBI, HDFC Bank and ICICI Bank branches are open as it is the third Saturday. Check state-wise RBI holidays before visiting.

Should you take a personal loan for your wedding or use savings? Experts explain when using savings makes sense, how wedding loan EMIs affect future goals, and what borrowers should consider before taking on wedding debt.