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BIS hallmark and six-digit HUID number can help buyers verify gold jewellery through the BIS Care app before purchasing it for Dhanteras.

Checking your CIBIL score does not lower it, and a high salary does not guarantee a better score. From credit checks to loan approvals, here are three common credit score myths borrowers should know to avoid mistakes and improve their loan eligibility.

Videographing a wills execution can help establish the testators mental capacity, voluntary consent and compliance with execution formalities, but cannot guarantee legal validity.

India's first tokenized bonds worth 1,025 crore mark a shift in bond trading. A PPFAS report explains how blockchain technology, digital rupee settlement and Demat 2.0 could speed up transactions, reduce settlement risks and benefit investors.

Karva Chauth is an occasion when many couples shop for jewellery, and lab-grown diamonds are gaining popularity as an alternative to natural diamonds. Experts explain GST, making charges, capital gains tax, and resale value, and how these compare with natural diamond jewellery.

A woman's 4.41 lakh share investment generated 92 lakh in sale proceeds, but the Mumbai ITAT rejected her capital gains exemption claim and upheld additions of nearly 95 lakh. Here's why bank statements and demat records failed to establish her case.

Swiggy renewed accident and health insurance for more than 25 lakh delivery partners for FY25-26. The programme, provided with IndusInd General Insurance, includes accidental death and hospitalisation cover.

Samay Raina's Indias Got Latent reportedly generates crores in gross revenue per episode from sponsorships, advertising, streaming and tickets. 

RBIs new EDF rules, effective October 1, 2026, expand export reporting to service providers. An expert explains the filing process, possible exemptions for freelancers and creators, and how exporters can manage costs.

New NFO alert! The ICICI Prudential BSE Power ETF, which gives investors exposure to the entire power value chain, closes this week. Here's a look at the key details Deadline, minimum investment amount, portfolio allocation, and expected returns. 

Following the RBI repo rate hike and banks lending rate revisions, home loan borrowers may look to secure lower interest rates with their existing lender. However, switching to a cheaper loan may come with hidden charges. Heres what borrowers should consider before making a move.

DA hike: Central government employees and pensioners are awaiting the announcement of the July 2026 dearness allowance (DA) hike. With the Union Cabinet expected to meet on October 28, they are hoping for an update on the revision, which would be effective retrospectively from July 1.

Delivering a key ruling on borrower rights, the court observed that an outstanding financial liability cannot automatically be treated as a criminal offence.

Investing 3,500 monthly in SIPs from age 25, with a 10% annual increase and an assumed 12% return, could grow to over 3.09 crore in 30 years. Starting just five years later reduces the corpus to 1.49 crore.

Inherited jewellery may be tax-free when received, but selling it can trigger capital gains tax. The acquisition cost, holding period and sale price determine the tax bill.

Indian weddings are adding reel creators, drone shows and curated experiences to the bill. Couples are responding with DIY hacks, tighter budgets and financial planning to keep costs under control.

With Dhanteras 2026 approaching, gold ETFs may draw investor interest amid changing gold prices and fresh subscription restrictions on some gold FoFs. Here is the list of the top 5 ETFs that have performed well across different periods, and what you should consider before investing. 

The government is considering changes to the long-term capital gains tax on equities before Budget 2027. Here is the current 12.5% LTCG rate, why a cut is being discussed, and how much investors could save at 10%, 5% or 2% on gains of 2 lakh, assuming the 1.25 lakh exemption stays.

The 8th pay commission, chaired by former Supreme Court Justice Ranjana Prakash Desai, due by May 2027, is reviewing proposed pay and pension changes. We calculate salary rise for fitment factors of 1.83, 2.00, 2.57, 3.83 and 4.00. 

The Reserve Bank of India has listed a bank holiday for public and private lenders on 29 October 2026 Thursday for Karwa Chauth celebrations in the following region and state, where branches will remain closed.

PFRDA has postponed the implementation of revised NPS and NPS Lite charges to December 1, 2026. The changes cover onboarding fees and annual charges payable to Points of Presence (PoPs). Heres what subscribers need to know about the charges and what the revised timeline means for them.

Hospitals treat a wide range of ailments with advanced technologies and a wide variety of medications, so a single bill can run into hundreds of line items.

Gold, silver prices today, 27 October: Check the retail price of 18K, 22K and 24K gold and 999 Fine silver on Tuesday in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai. 

Under this initiative, the government provides total financial assistance of 6,000 per year. This amount is disbursed in three equal instalments of 2,000 each.

The Pensioners Associations urged President Droupadi Murmu to intervene in the EPS-95 higher-pension issue and direct the EPFO to withdraw its January 18, 2025, circular. 

The I-T department is contacting select taxpayers who may have failed to disclose UAE properties as a voluntary foreign-asset disclosure scheme approaches its December 31 deadline. Here's all we know 

S&P 500 or Nasdaq 100? The S&P 500 covers over 40% of global stock market value, while the Nasdaq 100 offers greater technology exposure. A PPFAS report explains their differences, risks and how much Indian investors can allocate globally.

Public health workers employed by the Municipal Corporation of Delhi are to receive a minimum monthly pay of 18,000 plus DA; the civic body is to recruit 2,500 sanitation workers.

Punjab National Bank will close certain inactive, zero-balance accounts after November 10, 2026. Customers who have not operated their accounts for over three years must complete KYC and reactivate them before the deadline to avoid closure.

BNPL and credit card EMIs allow shoppers to pay in instalments, but interest rates, processing fees and hidden charges can increase costs. Experts explain the differences, repayment conditions and how missed payments can affect credit scores.

Gold buyers should verify purity, check the six-character HUID code using the BIS Care app and examine hallmark details before purchasing jewellery this Dhanteras. BIS rules also allow consumers to claim compensation if the gold fails purity tests.

Home loan restructuring can help borrowers struggling with EMIs by reducing monthly payments or extending the repayment tenure. However, it may increase total interest costs and affect credit scores. Here's how it works and what RBI rules say.

Surrendering a 1 crore life insurance policy before maturity could mean losing your premiums. Here's how surrender values differ for term plans, ULIPs and traditional policies, and how IRDAI's revised rules affect early exit payouts.

Can a 2 crore retirement corpus really fund your retirement and give you the financial freedom you need? Here's a look at how long your retirement corpus will last based on your monthly expenses, inflation, and returns on invested corpus.

A 50 lakh fixed deposit for five years could earn a senior citizen around 1.09 lakh more than a regular depositor at Suryoday Small Finance Bank's cited rates. Compare estimated FD returns, taxation, deposit insurance and key investment considerations before investing.

Family trusts can help wealthy Indian families manage succession, preserve assets and control when heirs receive wealth. Their tax treatment depends on the trusts structure: discretionary trusts often face the highest tax rate.

Experts recommend different strategies for gold and silver in your investment portfolio. A report recommends holding gold as geopolitical insurance, supported by central-bank buying, and avoiding silver until its price base strengthens. 

Delhi's old-age pension survey began on 24 October to verify 4.3 lakh beneficiaries. The door-to-door drive aims to remove duplicate, deceased and ineligible entries. Check the monthly pension amounts, the verification process and the steps eligible senior citizens should take.

Investors can borrow against pledged shares to raise cash while retaining ownership and delaying capital gains tax. Loans typically cover 30% to 60% of share value, with interest of 9% to 12%. 

Domestic airfares are 30-40% higher than a year ago as fuel costs, a weaker rupee and limited flight capacity squeeze festive travel budgets.

Investors must look through the recent returns and packaging of a product, understand the risks and invest only if it suits their risk appetite.

Repaid your personal loan but see no jump in your credit score? Experts explain why bureaus can take 30-45 days to update, how closing a loan affects your credit mix, and what to check in your credit report afterwards to make sure the loan shows as closed.

Paytm and AU Small Finance Bank have launched a lifetime-free RuPay credit card that offers rewards on eligible Paytm UPI spending and complimentary family airport lounge access on eligible flights booked through Paytm. The card has no joining or annual fee.

HDFC Banks new Flexi (Green) electric car loan lets you finance the car body and battery separately, with a longer battery tenure to lower EMIs. Heres how it works and what to check before you apply, including the cost of a longer repayment term.

Delhi MCD wage hike: Around 4,000 public health workers will receive a minimum monthly salary of 18,000 plus dearness allowance (DA) under the equal pay for equal work principle. The pay revision will cost 52 crore, with increased wages transferred directly to workers bank accounts.

Gold and silver prices today, 26 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Using a credit card abroad can easily cost more than the foreign-currency price shown. Forex markup fees of 1% to 3.5%, GST on those fees, exchange rate changes and dynamic currency conversion all add to your bill. Here are 5 things to know about credit card charges on international transactions.

The 8th Pay Commission concluded its Mumbai consultations on 23 October and will complete one year on 3 November, with about 6 months left to submit its report. Here are the 5 latest updates on its website, from visit schedules to consultant guidelines and what they mean for employees, pensioners.

Bank holiday today: Public and private lenders, including the State Bank of India, HDFC Bank, ICICI Bank and PNB branches, will be closed on 26 October for Laxmi Puja / Accession Day / Maharishi Valmiki's birthday. Check the full RBI calendar here

Rising US Treasury yields and a weaker rupee are drawing Indian investors toward dollar-denominated debt as a fixed-income diversifier.