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Forgotten savings still belong to you. Dormant bank account rules in India explain how to recover unclaimed deposits from the RBIs DEAF fund with simple verification and KYC steps. Understand the rules, build knowledge and take steps to reclaim your funds. 

The Centre increased the Dearness Allowance to 60% effective January 1, impacting millions of central government employees and pensioners. Following this, various states and organizations, including Indian Railways and the IBA, announced hikes. Here's a look:

Indians working abroad can send money home tax-free to parents, as long as they are classified as specified relatives. While remittances are not taxed, income from investments made with that money may be taxable. Details here. 

Skip the paperwork with these must-have government apps in India that simplify digital payments, travel, transport services, and secure document storage for a faster and smarter digital lifestyle. 

MSMEs face challenges in obtaining loans due to informal income records. Data-driven lending utilizes bank statements and AI to assess creditworthiness, enabling personalized loan products. This approach supports financial inclusion, ensuring that lenders understand repayment capabilities.

I asked ChatGPT and Gemini if I can afford to travel to Japan on a yearly salary of 10 lakh. The chatbots outlined a blueprint for me to follow.

Filing an income tax return for the first time can be confusing due to various forms and compliance rules. It's vital to report all details correctly to avoid delays and penalties. Here are some points that one should keep in mind while filing return.

A lender just accessed your credit report. Before you panic or ignore it here's what a credit enquiry actually means for your score and your financial life.

ATM cash not dispensed but amount debited can cause stress, but RBI rules ensure refunds. Immediate proof saving, complaint filing and escalation help secure quick reversal of funds.

From petrol and milk to daily essentials, households are feeling the impact of rising prices due to the war in West Asia. But which top 5 products exactly got costlier and cheaper in April 2026? Lets explore this. 

As petrol and diesel prices rise again, economists warn the impact could soon spread beyond fuel pumps. From vegetables and groceries to transport, delivery services and manufacturing costs, higher diesel prices are expected to push inflation higher across multiple sectors of the economy.

8th Pay Commission fitment factor demands spark hopes of a major salary rise, with proposals from 3.0 to 4.0 set to reshape pensions, allowances and minimum basic pay.

Irdais 1-hour cashless approval rule has sped up claim decisions, but many policyholders now face sudden rejections during treatment or at discharge.

Gold and silver prices on MCX declined due to profit booking amid rising inflation concerns triggered by escalating US-Iran tensions. Silver prices fell more than 1% to 2.73 lakh per kilogram on MCX, pressured by a stronger US dollar and elevated crude oil prices

A Karnataka High Court ruling allowing legal representation before the insurance ombudsman has reignited debate over whether the systems promise of speedy dispute resolution comes at the cost of fairness for policyholders.

Heres what you need to know about this months Social Security payments.

As taxpayers prepare to file income tax returns, e-verification is essential for validity. Failure to e-verify may result in penalties or delayed refunds. Details here.

A small savings scheme provided by India Post, Kisan Vikas Patra is offering 7.50% interest this quarter. Over a full term, it promises to double your investment. Here's how investors can apply for KVP at your nearest post office

Freelancers in India earning from foreign clients must report this income on their tax returns, as it is fully taxable. They can opt for presumptive taxation under Section 44ADA if conditions are met. Details here. 

Employees Provident Fund: Here's how EPF subscribers can file a grievance or complaint with EPFO, the retirement fund body. We take you through the step-by-step process and social media alternatives. 

Taxpayers can log into the official e-filing portal for assessment year 2026-27, and the tax department has issued clarifications. So, here are the precautions you should take while filing your income-tax returns (ITR):

Individuals making overseas property payments via international credit cards should be aware of FEMA regulations. Such transactions may invite scrutiny, especially if not routed through authorised channels. Details here.

The Life Insurance Corporation of India (LIC) is launching two New Jeevan Sathi joint life insurance plans Single Premium and Limited Premium in June 2026. Check eligibility, policy features, benefits and more

RBIs 2026 recovery rules aim to curb harassment and strengthen borrower protection, with strict action against intimidation by banks and NBFC agents. Recovery agents cannot harass borrowers, while borrowers must also understand and fulfil their financial responsibilities.

Withdrawing from your EPF before five years may incur TDS if the amount is over 50,000. Exemptions exist for those with nil tax liability who can submit Form 121. Details here. 

Hooked on a shiny car but worried about loan stress? Start with the 20/4/10 rule to protect your finances: 20% down payment, 4-year loan, and total car costs under 10% of your monthly income. Read on to understand the basic concepts before you lock in with a fresh car loan EMI. 

If you feel that weaker rupee is just a macroeconomic factor and staying behind the picture, here's a reality check. Here's how it could impact your daily life, from investments, travel, to your EMIs.

8th pay commission: Here's how central government employees, pensioners, representative groups, unions and stakeholders can submit their feedback to the 8th CPC online. Check the step-by-step guide here

Indians sending money abroad for various purposes must comply with new income tax forms 145 and 146, replacing Forms 15CA and 15CB. Details here.

Tracking error is one of the most important factors to check while choosing a silver ETF. It shows how closely an ETF follows the actual movement of silver prices. A lower tracking error means the ETF is doing a better job in mirroring silver prices.

As petrol and diesel prices have risen by 8 per litre in the last ten days crossing the 100 per litre mark in Delhi I asked ChatGPT, which would be a more affordable means to commute daily from Delhi to Gurugram. 

The job market is changing; AI is prompting me to adapt by enhancing my skills and expanding my network. Check how ChatGPT helped me improve my job search.

Momentum around the 8th Pay Commission builds as consultations expand across states, with growing focus on salary revision, pensions, HRA and fiscal planning for government employees.

Dearness allowance (DA) and dearness relief (DR) are salary components for central government employees and pensioners, revised biannually based on inflation both aimed at offsetting cost-of-living increases.

The 'Pocket Money' feature from Paytm enables teenagers to use UPI payments while parents maintain control over spending. With limits on transactions and monthly spending, it fosters responsible money management and provides real-time visibility into a teen's spending patterns via the Paytm app.

The National Pension System (NPS) is a popular retirement scheme in India. PFRDA introduced NPS Sanchay for informal sector workers, differing from regular NPS in eligibility and structure.

Sebi has uncovered a stock manipulation scam involving unregistered finfluencers who misled retail investors via social media, earning over 20 crore in illegal profits. The case highlights rising risks of social media stock fraud and the need for stronger investor awareness.

Equity investing will continue to create wealth into the future. But when the spread between borrowing costs and expected returns narrows, balance sheet strength is just as important as portfolio returns, if not more.

If you purchased gold, how did the import duty change affect your gold purchase locally? The import duty prices are included by the jeweller in the gold prices, which also fluctuate based on other conditions.

Fund houses across India are trimming or removing exit loads, the charges levied when you redeem your fund units before a specified holding period - usually one year - is up.

The rising costs of everyday goods are hitting households hard, with global shipping bottlenecks and increased fuel prices as key culprits. Experts warn that this inflationary pressure will soon affect everything from grocery bills to loan interest rates.

One of the biggest mistakes people make while doing SIP is sticking to the same amount for years. When inflation is rising, lifestyle changes, and salary increases, then you should also consider increasing your SIP contribution.

SIP investing for your childs education can build a 1 crore corpus through the power of early compounding. Starting an SIP early reduces the monthly burden and ensures longterm financial security for your child.

Gold and silver prices gained on 25 May, with gold reaching 160,060 per 10 grams and silver rising to 276,830 per kg. The rally was supported by a weaker dollar and lower crude oil prices amid growing optimism over a potential US-Iran peace deal.

Premium Indian credit cards can offer NRIs strong rewards, travel perks and family supportbut forex fees, KYC norms and eligibility rules can complicate the math.

Higher NPS returns: The PFRDA has sets up a panel to explore adding more asset classes to the national pension scheme to improve returns for pensioners, according to Chairman S Ramann. Here's all we know

PPF account holders can transfer their accounts between banks and post offices without losing continuity. However, it cannot be transferred from one individual to another. Details here.

EPFO: The Employee Provident Fund Organisation issues scheme certificate to EPF account holders. Here's why you may need it, when it is issued to members, who is eligible and other such FAQs answered

Real estate developers offer 'no EMI till possession' schemes to attract buyers, allowing them to defer home loan payments until property completion. Here's how it works.

PPF vs SIPs: Planning your long-term investments? Take a look at how much corpus is generated from an investment of 2,000 per month for 30 years with the public provident fund and in mutual funds through systematic investment plans.