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The credit card claims to enhance travel experiences with lifestyle privileges, low forex markup, attractive trip cancellation cover, and accelerated rewards on IndiGo flight bookings, milestone spends, and everyday purchases.
Credit cards: The partnership aims to provide enhanced value and convenience, catering to the diverse lifestyle and evolving needs of the customers across the country
EPFO: As the Composite Claim Form (Aadhaar) is applicable in cases where a members complete details in Form-11 (New), Aadhaar number and bank account details are available on the UAN Portal, and UAN has been activated.
Association of registered investment advisers chief Renu Maheshwari says two recommendations have not been included in the consultation paper but deserve utmost attention: an advertisement code and ways fees are collected
The process involves two major steps: obtaining proof that you are the legal heir, and registering yourself on the income tax e-filing portal as their authorised representative.
Acting quickly after losing a credit card helps prevent fraud by blocking the card, filing a police report, monitoring transactions, setting alerts and following safety measures to protect finances and identity.
Income Tax: The government introduced a new scheme in 2022 which permitted all taxpayers to file an updated return within 24 months from the end of the relevant assessment year. This was later extended to 48 months
Although most borrowers would not resort to this sort of criminal behaviour to pay off their debts, but you could learn some money lessons from the extreme reaction of a person under debt trap
Fixing errors in your credit report is essential for improving your credit score, ensuring accurate financial records, enhancing loan approval chances, and unlocking better credit opportunities with simple corrective steps.
Tax implications can turn a profitable trade into a financial headache, especially with FIFO rules. This article helps you navigate these complexities effectively by using a second demat account.
As companies announce mass layoffs, estimates suggest mid- and senior-level executives are among the worst affected.
Credit plays a vital role in purchasing goods like phones and cars, allowing for manageable payments over time. However, understanding loans and credit scores is crucial to avoid future financial pitfalls.
Merchants pay the fee, and the card-issuing bank earns most of it for undertaking the risk. The fee keeps the cycle of credit card payments up and running
Credit score: As your financial behaviour changes, there is a positive or negative impact on your credit report with time
It is quite common for the card holders to keep two or more credit cards to expand credit limit without compromising credit score
ITR filing 2025: Here's a step-wise guide on what to do if you have filed your income tax returns this year, and want to receive an online copy of the same.
Indian investors are shifting focus to global options for diversification and protection against a depreciating rupee. The recent 'Mint Horizons' masterclass in Ahmedabad highlighted the role of GIFT City as a gateway for outbound capital and discussed strategies for building global portfolios.
ELSS mutual funds invest at least 80 per cent in stocks in accordance with the Equity Linked Saving Scheme, 2005, as notified by the Ministry of Finance.
ITR 2025: Salaried persons are supposed to use either ITR-1 or ITR-2 for filing their income tax returns. Here is how to find out which tax form is relevant for you.
How the 12.5% non-indexed long-term capital gains tax affects surcharge, loss set-off, and reinvestment strategies for homeowners.
FD interest rates: HDFC Bank offers 6.4 percent to regular citizens and 6.9 percent to senior citizens over a five-year period.
Joint bank accounts are useful but can also create tax headaches unless handled carefully.
Income tax scam calls, emails and messages are rising, making it crucial for taxpayers to detect fraud, stay vigilant, and report scams through official channels.
ITR filing: Filing an Income Tax Return (ITR) is crucial for Indian taxpayers to report income and claim deductions. The Annual Information Statement (AIS) provides essential details about income and transactions, aiding in tax compliance.
Is it true that if TDS applied on capital gains, I dont have to file a tax return in India?
The ITR deadline in India has been extended to 15 September. After filing and verifying returns, processing times can vary widely. Here's what to do next if you have verified your ITR but it is not processed.
The debt-laden operator, which has long struggled with falling subscriber numbers, mounting losses and shrinking relevance in highly competitive telecom market, has been surviving largely on government support and debt roll-overs.
Credit card mistakes such as overspending, late payments, and cash withdrawals often lead to costly debt. Acknowledging key pitfalls and practising disciplined repayment helps maintain a strong credit score and financial stability.
Reasons why customers close credit cards include high annual fees, rewards program devaluation, withdrawal of some features, the credit limit is low, etc. Closing old credit cards increases the credit utilisation ratio and reduces the credit history length, impacting the credit score negatively.
The MWPA allows a married man to take a life insurance policy and designate the proceeds solely to his wife and/or children - no one else can take it.
She believes that the complications would continue until both the tax regimes (old and new) are merged. She also recommends restoring a few tax deductions in the new tax regime to mobilise savings among themiddle class taxpayers.
Mutual fund investors are recommended to invest money in regular intervals i.e. monthly or quarterly.
Typically, RWAs limit coverage to the building structure, as content value varies across flats. Flat owners can purchase a separate policy to cover the contents of their homes.
The bond offers an 8.05% interest rate and sovereign backing, but cannot be traded or sold on any exchange.
The governments new blueprint, GST 2.0, now being considered by a group of ministers (GoM), rests on three big goals: simplifying tax rates; fixing structural issues; and making life easier for both businesses and consumers
The EPFO has introduced new rules for over 27 crore users to link Aadhaar with their UAN, aiming to simplify access to provident fund services and reduce paperwork.
Value mutual funds follow a value investment strategy with over 65 per cent investment in stocks. These funds identify stocks that are currently undervalued but are expected to perform well over time, as the value is unlocked.
Income Tax: It is worth mentioning that offline and online utilities of ITR-3 were released on July 30. Prior to this, online and excel utilities were released for other income tax return forms including ITR-1, ITR-2 and ITR-4.
New Sebi amendments allow Alternate Investment Funds to manage unliquidated assets within existing schemes and extend liquidation timelines, but transparency, valuation, and investor exit hurdles remain.
Investors can choose safe investing options including fixed deposits, post office deposits, National Saving Certificate (NSC), public provident fund and debt mutual funds
Under this loan scheme, Agniveers with a salary account at SBI can avail loans up to 4 lakh without any collateral and with a complete waiver of processing fee
The average per-capita debt of individual borrowers has jumped from 3.9 lakh in March 2023 to 4.8 lakh by March 2025, the highest in our history.
Personal loan: A case has been filed against Shilpa Shetty and Raj Kundra for allegedly duping a businessman of 60.4 crore in a loan-cum-investment deal.
ITR 2025: Some taxpayers complained that they were unable to download AIS and TIS on Tuesday. The income tax filing portal was reportedly slow on Wednesday as well.
ITR Filing: Under Section 44ADA, if any specified professional has the gross receipts of 20 lakh, they must declare income equal to either 50% of their gross receipts or their actual income, whichever is higher.
Any delay in EMI repayment leads to personal loan categorisation in SMA or NPA. The delay hits the credit score and invites legal action from the bank for loan recovery.
For most investors, amassing wealth to meet goals is important, be it increasing your net worth, creating a good retirement, education or wedding fund. We explain a simple do-it-yourself (DIY) rule of thumb known as the Rule of 72.
The government pays DA and arrears a cost-of-living adjustment to its employees and pensioners to offset the impact of inflation. DA is usually given twice a year to employees, while DR or Dearness Relief is paid to pensioners.
F.I.R.E stands for Financial Independence, Retire Early. This principle is all about achieving true financial freedom well before the usual retirement age. But does it work for all?
IT professional Vishal Sharma's porfolio was a mess before he met registered investment advisor Nitin Sawant in 2014. More than a decade later, he credits Sawant not only with growing his wealth but keeping him financially disciplined.