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A credit score may not rise immediately after the final EMI; lenders must first report the loan closure to credit bureaus.

EPFOs new EPF rules group partial withdrawals into essential needs, housing and special circumstances, with a 12-month minimum membership requirement. Details here.

From April 1, 2026, Form 121 replaces Forms 15G and 15H for eligible taxpayers seeking TDS relief on specified income, including qualifying EPF withdrawals. Check who can submit the new declaration, its validity and why it does not automatically make taxable withdrawals tax-free.

Madhya Pradesh Chief Minister's Ladli Behna Yojana will be released on Wednesday, October 15. About 1.25 crore women will be receiving money transfer of more than 1,834 crore this time.

Applying for a fresh passport involves more than filling out an online form. From selecting the right service and booking an appointment to arranging documents and paying the applicable fee, here's what applicants should know before getting started.

Remote property owners can outsource vacation-rental operations or long-term tenancy management, but these services and fees come at a high cost.

Aons survey of more than 1,200 Indian employers projects average salary increases of 9.1% in 2027, led by non-banking finance, energy and real estate. Attrition rose to 18% in 2026, while AI adoption and demand for specialised skills grew. Most employers are preparing for Wage Code compliance.

Indians can access stocks of US companies such as Apple, Tesla and more. Check your options.

The latest MoU between NSE International Exchange and the London Stock Exchange could widen access to global investment products through GIFT City. Here's what this could mean for Indian mutual fund investors, which ETFs may become accessible, and what regulatory hurdles they should consider. 

Should you increase your SIP when your mutual fund is delivering negative returns? Understand when to continue a step-up, how rupee-cost averaging works, why sustained underperformance needs scrutiny, and how your investment horizon should shape the decision.

Mutual funds reshuffled their stock portfolios in September 2026, increasing exposure to select large-, mid-, and small-cap stocks while cutting holdings in others. Find out which stocks saw the biggest changes across market capitalization. 

India needs strong insurance regulation, but interventions must be judged by their impact on coverage, claims and consumer outcomes. Irdai should correct market failures without prescribing commercial choices.

Gold futures in India fell nearly 0.25% on Wednesday, while silver futures declined 0.70%. Retail prices varied across major cities, with jewellers potentially adding taxes and making charges. 

AMFIs September 2026 data show a shift in net inflows across select equity mutual fund categories. How did large-cap, dividend yield, and sectoral funds perform across different time horizons? We compare category flows and scheme returns to examine the changing performance landscape.

NHAIs FASTag Annual Pass costs 3,075 and covers up to 200 crossings at participating national highway and expressway toll plazas. It is valid for one year or until crossings run out, whichever comes first, and is available for eligible private cars, jeeps and vans.

The Union Cabinet is expected to consider railway employees productivity-linked bonus on 14 October, but no payout has been approved. The Railway Board says a circulating letter claiming approval of a 78-day bonus is forged. 

For freelancers and business owners, irregular cash flows can make monthly SIPs difficult to sustain. An annual investment target, fixed asset allocation and adequate liquidity can help.

Indias retail inflation crossed 5% in September 2026, with projections pointing to a possible peak in November. As households prepare for Diwali shopping, what do the latest CPI figures reveal about festive expenses, and which purchases could put pressure on budgets?

Jay Shettys Think Like a Monk offers five ways to build a healthier relationship with money. Check out 5 lessons about wealth creation. 

Nearly 67% of Indian scam victims who lost money recovered nothing, while 33% of reported cases remain unresolved. From online shopping fraud to AI-enabled scams, here's what the findings reveal and what consumers need to know.

Living abroad does not automatically make you a non-resident for Indian tax purposes. Residency depends on the number of days spent in India, income and other conditions. Know about the 182-day and 120-day tests, deemed residency, ITR exemptions and the transition to the Income Tax Act, 2025. 

The CBDT has expanded its SAKSHAM NUDGE initiative to include tax professionals, sending nearly 12,000 reminders to those with lower-than-usual tax audit filings. 

LIC will offer three new insurance plans from 19 October 2026. New Jeevan Dhara-II provides deferred annuity income, Health Shield offers fixed health benefits, and New Cancer Cover provides financial payouts for specified cancer diagnoses.

The Karnataka High Court ruled that postal authorities could not deny PPF interest after allowing an irregular HUF account to operate for 12 years. The decision highlights the authorities' responsibility for irregularities they permitted.

LTCG tax rules differ across stocks, mutual funds, gold and property, with different holding periods, tax rates and exemptions. Here is what investors need to know about the tax treatment of their investments under the current framework.

Buying property in a spouses, childs or parents name can invite benami law and tax scrutiny if ownership and funding arrangements do not meet legal requirements. Know the statutory exemptions, potential penalties and documents buyers should maintain to establish legitimate ownership

The RBI's 25-basis-point repo rate hike could increase the EMI on a 50 lakh home loan by 852 867 a month over 30 years, or 759 over 20 years under a separate interest-rate assumption. Borrowers with larger loans could face higher monthly increases.

Pensioners aged 80 and above can submit their Jeevan Pramaan Digital Life Certificate from October 1, while others can do so from November 1 to 30. Heres how to generate a life certificate using Aadhaar-based face authentication, the documents required and alternative submission methods.

RERA gives homebuyers legal protection against excessive advance payments, delayed possession, unauthorised changes to property plans, construction defects and false advertising. Here are five rights buyers should know before purchasing a home.

A returning NRIs UK workplace pension is tax-free in India while they qualify as RNOR, but becomes taxable as salary income once they become ROR, even if it remains in a UK bank account.

Investors building a mutual fund portfolio for a 10-year goal should balance large-cap stability with mid- and small-cap growth, while diversifying across debt, gold and international equities. Experts explain how valuations, risk appetite and rebalancing should shape portfolio allocation.

A consumer commission has directed United India Insurance Company to pay 70 lakh to a BMW owner whose car was gutted in a fire after a tyre puncture left him stranded on a Maharashtra highway. 

LTCG tax is back in focus after SBI Research proposed scrapping the tax on equity investments. Here are the latest LTCG tax rates, the 1.25 lakh exemption on eligible equity gains, property taxation rules and what investors need to know.

Mumbai ITAT has ruled that 82 lakh received by a flat owner as hardship compensation under a redevelopment agreement was not taxable as income. The ruling offers guidance to homeowners receiving compensation from builders during housing society redevelopment.

SBI Research has urged the government to scrap long-term capital gains (LTCG) tax on equities and extend holding periods to two or three years to attract foreign investment. The proposals come amid heavy FPI outflows and pressure on the Indian rupee.

The ITAT has ruled that the sale of Transferable Development Rights (TDRs) for 6.02 crore attracts capital gains tax after the land was surrendered for road widening. However, eligible land costs and deductions must be considered when calculating taxable gains.

E-commerce giants use psychological tricks like countdown timers, artificial price inflations, and easy financing to drive impulse buys during festival sales. Experts warn consumers to track price histories and look out for hidden fees on No-Cost EMI options before buying.

Will LTCG tax be scrapped? Union Finance Minister Sitharaman signals openness to debate as SBI Research urges tax relief to attract foreign investors.

The Income Tax dept is scrutinising records at the Badshahpur tehsil office in Gurugram after it found the same PAN was used for 25,000 property registrations, worth transactions of 55,000-crore.

UPI MDR fee update: NPCI has deferred the implementation of Merchant Discount Rate (MDR) charges on select person-to-merchant (P2M) UPI transactions until after Diwali 2026. The exact date is yet to be announced. The deferment does not mean the proposed charges have been cancelled.

An EPF account may become inoperative after three consecutive years without contributions following retirement or age 55, whichever is later, or after moving abroad. Here's how you can recover your account or corpus 

Merchant Discount Rate of 0.4 pc on UPI transactions over 2,000 deferred; to come into effect post Diwali: NPCI statement

SBI has warned investors against fraudulent investment schemespromising 30% monthly returns. Identify these four warning signs, verify SEBI registration and protect your savings from online financial scams.

Setting aside 2000 per month for your child can help secure their financial future. Here's how you can use the government backed PPF facility to set them up for crorepati status in the long run. 

Building wealth in your 20s and 30s need not mean extreme frugality. Starting early, investing regularly and directing part of every salary hike towards investments can help balance present-day pleasures with future financial security.

Gold and silver prices today, 13 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

PM Kisan 24th instalment date: The government has not yet confirmed when farmers will receive the next 2,000 payment. Check the latest update, online payment status, eligibility requirements and steps to resolve payment delays.

Indias pension system is getting better at helping people save for retirement. But for older informal workers with little pension income, reverse mortgages could turn home equity into a financial lifeline.

Celebrities are using Facebook and Instagram Live to sell sarees, combining product demonstrations, entertainment and direct customer interaction. 

The commission, chaired by former Supreme Court Justice Ranjana Prakash Desai, is reviewing proposed pay and pension changes. Possible fitment factors range from 1.83 to 3.83. The panels report is due by May 2027.