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SEBIs FY26 data shows top five small-cap funds take 51 days to liquidate half their portfolios, versus 23 days for mid-caps. Experts say lower small-cap liquidity and rising AUM can increase redemption risks, making stress-test trends worth monitoring.

Momentum strategies capitalise on market trends by purchasing ascending stocks while exiting underperforming names.

Indian investors are looking beyond domestic markets, with overseas equities and crypto both seeing strong participation. The data reveals that investors are using both as part of a broader diversification strategy.

The government said the 8th Pay Commission was given 18 months from the date of its constitution to submit its report. Here's who could benefit and what remains undecided on salaries and pensions.

Multi-asset allocation funds may look similar, but their risk profiles can be poles apart. Of the 34 schemes, only one carries a Low risk rating, while five are rated High risk. The portfolio mix offers some clues.

Even if the RBI keeps the repo rate unchanged at 5.25% in 2026, your home loan EMI may not stay the same. MCLR-linked loans can move independently, while even repo-linked loans may see changes. Historical data reveals an uneven link between the MCLR and policy rate. 

The proposed tax change could make REIT and InvIT dividends tax-free for investors regardless of the tax regime chosen by the underlying SPV. However, interest and other components of distributions will remain taxable, so investors must check the payout breakup before calculating post-tax returns.

The Ladli Behna Yojana serves as a crucial pillar for economic empowerment, supplying eligible women across Madhya Pradesh with direct financial assistance of 1,500 every month.

Filed ITR for AY 2026-27 and received an income tax notice? Before responding, taxpayers can authenticate it online to check whether it was genuinely issued by the department. Heres how the DIN and OTP-based verification can help you spot fake notices.

Viral claims suggest UPI payments could soon become chargeable after a recent PSS Act amendment. MyGovIndia has clarified that routine personal UPI transfers remain free. Here are the key myths and facts every UPI user should be aware of.

For equity mutual funds, exchange-traded funds and stocks, the holding period required to qualify as a long-term investment is more than 12 months. STCG on these assets is taxed at 20%, while LTCG is taxed at 12.5% on gains exceeding the applicable annual exemption threshold.

Cancelling a credit card with an outstanding EMI does not erase repayment obligations. Know what happens to EMIs, foreclosure charges, pending dues and credit scores before closing your card. 

A daughter sued her father for withdrawing money from her PPF fund. The Delhi High Court ruled that a father cannot withdraw funds from his daughter's PPF account for maintenance payments.

Parag Parikh Flexi Cap Fund increased holdings in 11 existing stocks in July, with Petronet LNG, CIE Automotive and gas companies among the biggest additions. The fund made no fresh equity additions or complete exits, while its cash allocation declined from 12.72% in June to 11.74% in July.

Indian students studying in the US can invest in both Indian and US stocks, but their investment options and tax obligations depend on FEMA status, Indian tax residency, US tax residency, source of funds, and applicable reporting and withholding rules.

Indias uninsured-vehicle gap is a renewal and enforcement problem, and extending policy tenure may only postpone the point at which compliance breaks down.

Industry expert provides insight to whether a homebuyer can use SWPs from mutual funds to support home loan prepayments. Check best investment option for clearer audit trail, stronger legal footing and lesser risk of disputes during assessment proceedings.

A 10,000 monthly SIP in nine flexi-cap funds would have grown to at least 26.5 lakh in 10 years, with the best performer reaching 36.5 lakh. Quant Flexi Cap Fund topped the list with 21.1% returns, while HDFC Flexi Cap and Parag Parikh Flexi Cap also delivered more than 17%.

Data suggests do-it-yourself investors may be quitting SIPs without giving them enough time. Rolling returns since 2005 show how the odds of losing money shrink the longer you stay.

EPFO has warned members against fake links, phishing websites and fraudulent messages. Here are six practical ways to verify URLs, protect UAN, Aadhaar, PAN, bank details and OTPs online. 

The government has de-empanelled 2,359 hospitals and suspended 1,200 others under Ayushman Bharat for violating scheme norms, with penalties of 328.49 crore imposed on violators. The NHA is using AI and machine learning to flag suspicious claims.

Gold and silver prices today, 10 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

The Allahabad High Court fined a Noida builder 2.5 lakh after a homebuyer was forced into litigation for nearly 13 years over delayed possession. The court also upheld 24% annual interest on the delayed possession, offering a key relief for homebuyers facing prolonged builder disputes.

A 79.25 lakh gratuity deduction was initially denied after the taxpayer reported it under the wrong ITR schedule and omitted it from Form 3CD. ITAT Chennai ruled that a genuine Section 43B claim cannot be denied merely because of an inadvertent reporting error.

RBIs new loan recovery rules protect borrowers from harassment, misuse of personal data and unauthorized device locking, setting clearer boundaries for banks, NBFCs and recovery agents from January 2027. 

8th Pay Commission: Consultations in Delhi conclude today. Here is a look at IRTSAs key demands, including a minimum pay of 52,600, higher fitment factors, better career progression, Group B status for SSEs and revised allowances for railway staff.

Steady investment in public provident fund over a long term is a sure way of building wealth using the power of compounding. Today, we look at how much savings 5,000 per month in PPF gives you over a period of 15 to 50 years

A 10,000 monthly SIP in small-cap funds grew to at least 8.12 lakh in five years, but the outcomes varied sharply across schemes. Bandhan Small Cap led the pack with over 10.35 lakh, while Tata Small Cap ended at 8.13 lakh, revealing a notable gap.

SEBIs Annual Report shows 3,811 crore remained unclaimed in mutual funds in FY26, including redemption amounts and dividends. Investors can trace forgotten dues, check whether they have any unclaimed money, and follow a simple process to recover it. Find out how below.

The Delhi Lakshmi Yojana has received over 5.14 lakh registrations within seven days of launch, as per CM Rekha Gupta. Here's how eligible women can apply for the financial assistance scheme and check your status 

A widespread assumption persists among child-free couples that avoiding child-rearing expenses automatically lowers overall retirement funding needs

For households possessing inherited assets, market portfolios, or commercial enterprises, forming a Hindu Undivided Family (HUF) creates a distinct financial entity alongside a separate tax filing opportunity

Mutual fund performance took a sharp turn in FY26, with more schemes slipping into negative territory and fewer crossing the 10% return threshold. Heres what you need to know about the SEBI annual report findings and other key points.

EPFO subscribers have to annually submit their life certificate or Jeevan Praaman Patra to maintain the pension account. Here's a stepwise guide on how you can do so online, using the Aadhaar face ID.

The Income Tax Department has released online and offline ITR-5 utilities for AY 2026-27. Heres what taxpayers should know about who can file this form, the applicable filing deadlines, and the different options available to prepare and submit the return.

PFRDA is targeting 3540 crore non-government NPS subscribers in five years, up from around 90 lakh currently. The pension regulator plans to use digital onboarding, mutual fund distributors and new pension funds to accelerate NPS adoption.

As the August 31 ITR deadline approaches, freelancers must prepare to file their income tax returns. Unlike employees, they report income from multiple clients, including foreign services, which is fully taxable in India. Details here.

PPFAS CIO Rajeev Thakkar says the two-year period of sideways equity markets is not unusual, while opportunities are increasing after corrections in some market segments. He also discusses PPFAS stance on AI, IT services, private-sector banks, small- and mid-caps and popular market themes.

HDFC Mid Cap Fund crossing 1 lakh crore AUM has raised concerns over whether very large mutual funds can continue delivering strong returns. Wealth managers say AUM alone should not drive investment decisions, but liquidity, portfolio quality, risk-adjusted returns and consistency matter.

A register of who mis-sold you an insurance policy is simple to build; changing why they did so is not. Unless incentives change, accountability may stop at the person behind the desk.

PhonePe CEO Sameer Nigam and Razorpay's Harshil Mathur advocate keeping UPI payments free for consumers after the MDR Bill raised concerns about potential charges. Details here.

A retired Mysore teacher who deposited 1.33 crore in cash won his tax appeal after ITAT Bangalore found the reassessment notice was issued beyond the permissible limitation period. 

EPF accounts stop earning interest after a specific period post-retirement, even if funds aren't withdrawn. Details here. 

Central government teachers have sought major changes from the 8th Pay Commission, including restoration of the Old Pension Scheme and a higher retirement age. Their demands also include more leave, higher promotion quotas, better grade pay and expanded healthcare benefits.

SEBIs AI-powered Project Sudarsan has identified more than 20,000 fraudulent social media posts since its launch in November 2025. The platform scans videos, images, messages and advertisements for misleading claims as 62% of investors say finfluencers influence their investment decisions.

Bank holidays this week: Public and private banks across India are closed on 9 August due to Sunday off. Banks observe weekly closures on Sundays and designated Saturdays, but customers can carry out essential transactions via digital banking channels on these days.

After purchasing a Mumbai apartment, a family received possession after a delay of more than two years. They filed a complaint with MahaRERA seeking compensation in form of interest but lost the case. Here's what happened. 

New research by Square Yards has found that digital infrastructure is emerging as the next major catalyst for residential real estate growth and will reshape urban corridors beyond traditional IT hubs. 

Here is Mint'sannual ranking of the best travel-focused credit cards, taking into account not just reward rates but also recent devaluations.

Orunodoi 3.0 will provide monthly financial assistance to more than 37 lakh women in Assam from August. The social security scheme aims to empower families and promote financial inclusion among beneficiaries.