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Investors often believe poor returns are the biggest threat to their wealth. But what if the bigger risk comes from how they react when another fund starts to do better? A closer look at a common investing behaviour may make you rethink the chase for returns.

The timing of investments is one of the biggest factors behind differences in returns. Investors may enter a fund after it has already delivered substantial gains.

Fund managers are reshuffling their mid-cap bets, with some stocks gaining traction. The July portfolio disclosures of actively managed funds reveal the changing favourites and offer clues about where institutional interest is building.

Here's what taxpayers whose refund has not yet been credited into their bank account and have been sent a notice from the tax department regarding discrepancies or mismatch in your ITR filing should do next

Salaried taxpayers should start preparing now for ITR filing for Tax Year 2026-27. Maintaining tax documents, tracking investments, checking AIS and Form 26AS, reviewing deductions and comparing tax regimes can help avoid last-minute errors.

Investing parallels cricket batting, where strategy and personal temperament are vital. Different styles, such as defensive, balanced, and aggressive, reflect unique investment approaches. 

Large-caps have lagged mid- and small-caps over the last three years, but the headline numbers may not tell the full story. A closer look at individual stocks and broader indices reveals where the weakness is concentrated. 

EPFO: It is mandatory for members to provide KYC information for their accounts. Without KYC, you will not be able to access services such as withdrawal or transfer of funds, settlement claims and other digital services.

The Labour Ministry's recent notifications clarify bonus eligibility and calculation. Employees earning up to 21,000 may qualify, while those above this limit are not entitled to mandatory bonuses.

Foreign portfolio investors are showing signs of a turnaround after a prolonged selling streak in Indian equities. Their recent buying marks the longest stretch of fortnightly inflows in two years. But the shift is not broad-based. 

JioBlackRock AMC announced the launch of the JioBlackRock Balanced Advantage Fund today, stating that its assets under management have crossed 22,000 crore, up from nearly 16,000 crore in March. 

Should you top up your existing SIP or start a new one? A 25,000/month SIP with a 10% annual top-up can grow to 84.35 lakh in 10 years, vs 56.01 lakh without one. Experts say the right choice depends on diversification, risk profile and fund performance.

DA news: Protesting sanitation workers on municipal rolls in Haryana, will be brought under the state's contractual employees law, giving them job security, dearness allowance, gratuity and other benefits. 

ESIC beneficiaries are required to link their Aadhaar with their ESIC Pehchan Card for authentication under Section 142 of the Code on Social Security, 2020. The process can be completed online through the ESIC portal. 

Sebis new life cycle funds automatically shift money from equity to debt as maturity nears, reducing the need for investors to rebalance or time the market.

The 8th pay commission is holding consultations with employees and pensioners in Chennai today and will be in Puducherry tomorrow, 9 September. Here's a look at what's likely on the table for discussion

An active health insurance policy does not guarantee that every medical claim will be paid. Here are six common reasons insurers may reject a claim, from waiting periods to exclusions and missing documents.

Irdai's Public Insurance Registry promises to make insurance easier to find, compare and claim, but privacy, bad data and unequal access could determine whether it actually helps policyholders.

The NUDGE campaign has led to 1.32 crore updated tax returns, enhancing tax compliance and efficiency. Here's how the income tax department is improving compliance among taxpayers. 

A Mumbai-based businesswoman won a tax appeal against 20 lakh additions made by the income tax department due to cash payments of credit card bills and deposits. Here's what happened.

Your ideal financial cushion depends on monthly expenses, liabilities, dependants and income stability, not just your salary or savings. Heres how many months of expenses you should keep aside based on your age, job and financial responsibilities.

SGB 2020-21 Series VI investors can redeem their bonds prematurely from 8 September 2026 at 15,384 per gram. The redemption price represents a 203.6% capital gain over the 5,067 online issue price, excluding 2.5% annual interest.

Homebuyers can seek refunds from developers who fail to complete construction, as per RERA regulations. An Allahabad resident won a case against a builder in Gurugram for delays after paying 14.5 lakh. Details here.

A man from Kerala reported receiving two unknown UPI payments but chose not to return them, suspecting a scam. His bank account was subsequently frozen. Here are the rules and customer rights in such cases.

A 10,000 monthly SIP may look affordable today, but the same amount would not have been affordable to most investors 20 years ago. Its affordability-adjusted analysis shows a 10,000 flat SIP could have grown to 87.3 lakh, compared with 31.9 lakh for an income-adjusted SIP over the same period.

When leaving a job, ensure that the correct exit date is recorded in the EPFO system to avoid issues with PF transfers and verification. Here's the full process for making corrections or updating it.

Subscriptions are bringing groceries, fitness, beauty and other everyday needs to the doorstep, reducing routine trips outside. But convenience can also create behavioural traps and recurring costs.

NC-JCM has sought OPS benefits for certain NPS-covered central government employees recruited against vacancies sanctioned before 22 December 2003. Heres who could benefit if the government accepts the demand and how it differs from the existing OPS eligibility rules.

Gold and silver prices today, 8 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Filed your ITR but the income-tax refund has not reached your bank account? Here are six things to check if the refund is delayed, failed or marked as issued. From checking your refund status and bank-account validation to requesting a refund reissue, heres what taxpayers should do next.

Income Tax Dept seized gold, diamonds and 11.2 kg silver from a Mumbai womans home and bank lockers. ITAT Mumbai deleted 11.23 lakh tax addition after accepting her explanation of marriage gifts and inheritance.

Investing in mutual funds or insurance requires nominating a person to receive proceeds upon death. Here's whether minors can be nominated and everything else you need to know.

The registry could bring several changes for policyholders, from putting all their insurance policies in one place and making health insurance portability easier to enabling product comparisons, simpler servicing and better visibility into agents and intermediaries

Mutual fund investors can benefit from a tax advantage on dividends received by schemes, as these dividends are not taxed at the scheme level. The full amount can remain invested and compound, unlike direct stock dividends, which are taxed at the investors slab rate. 

Mutual funds often come with 10- or even 20-year performance histories, but the manager currently making investment decisions may have been running the scheme for much less time. A September 2026 analysis found average manager tenure below three years across every equity-fund category.

A weak or negative SIP return in the first two years may not be a reason to exit. An analysis of two decades of Nifty 500 TRI data found that nearly 69% of cases with negative two-year SIP returns delivered double-digit annualised returns by year five, while none remained negative. 

Investing in experiences and comfort can enhance life satisfaction. Here are 5 luxuries you must spend on once essentials, emergencies and future goals are covered.

Bond yields have risen sharply over the past year, with Indias 10-year government bond yield nearing 7%. As equities remain volatile and F&O traders face losses, higher yields are making debt more relevant for retail investors. 

HDFC Bank has lowered its lending benchmarks by 5 to 10 basis points for various tenures effective September 7, 2026. The revised MCLR rates now range from 7.90% to 8.60%, with reductions benefiting borrowers linked to MCLR loans.

For taxpayers subject to a tax audit, the 30 September audit report deadline and the 31 October ITR filing deadline are separate but connected compliance steps for AY 2026-27. Here's what taxpayers need to know about these two deadlines and what they should do before each date.

By adopting practical habits, you can effectively save money for future expenses. Here are 5 hacks to save more money; these finance lessons from Indian mothers make you richer every week.

Investing 30 lakh? Compare SCSS, bank FD and Post Office Monthly Income Scheme (MIS) interest rates, income potential, deposit limits and payout frequency to understand which option can deliver the highest regular income while balancing eligibility, liquidity and tax considerations.

FDs may offer stability, but putting a large amount in one bank can expose investors to concentration risk. DICGC deposit insurance covers up to 5 lakh per depositor per bank, including principal and interest. Heres what investors with large FD portfolios should know. 

Investing without clear goals can lead to poor decisions influenced by emotions or trends. Check these 5 common money mistakes.

Experts say a personal loan can help consolidate credit card debt if its interest rate is lower than your card's cost and you maintain repayment discipline, but check processing fees, prepayment penalties and total interest before switching.

Silver surged 98% in a year, but investors earned only 18%. The sharp gap raises a bigger question: did investors miss the rally, or did they enter at the wrong time? The answer lies in how investor behaviour changed as silver prices climbed.

Taxpayers with business or professional incomes face different ITR deadlines. Tax audit reports are due by September 30, 2026, with penalties applicable for late submissions. Details here.

A Sukanya Samriddhi account does not automatically close when the girl gets married. If she marries after turning 18, the account may be closed prematurely within the prescribed timeline, subject to SSY rules.

India's life expectancy has risen over the last few decades, emphasising the need for enhanced retirement planning. Experts explain what an average retiree needs after exiting the workforce.

Online platforms can help create a will for as little as 499, while assisted services can cost 30,000 or more. But the question is not just how much you pay to make a willit is whether you have disclosed every relevant asset, established ownership correctly and planned for potential disputes.