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Post Office banking is getting a digital boost with Aadhaar e-KYC transaction facilities. The new rules simplify POSA, RD and SSA deposits and withdrawals, offering paperless services, easier authentication and convenient inter-branch access for eligible customers.

Tax authorities have identified thousands of cases in which taxpayers allegedly altered deductions or exemptions when revising their returns.

The EPFO is undertaking a system migration to enhance service delivery, improve processing efficiency, and provide a better user experience on its portal. Here's a look at what this means, how EPF members will be impacted and what subscribers can do

Gold and silver prices today, 25 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Dearness Allowance impacts salaries and pensions in India. We explain how DA calculation, taxability, benefits, types and 2026 updates help employees and pensioners manage inflation and plan their finances effectively.

The Mumbai BEST bus employee unions have made multiple demands from the Maharashtra state government regarding salary hike, implementation of the 7th pay commission recommendations, retirement and gratuity payments.

A widening pay gap is emerging as a key concern for the 8th Pay Commission. While salaries have increased across government services during earlier pay commissions, the rise in top-level basic pay has outpaced that of minimum pay, fuelling demands for a fairer, more balanced compensation structure.

Dearness allowance: Heres why West Bengal's 20% DA hike is significant for state government employees and retired pensioners. Check here to see how much of the salary gap has been reduced

Bandhan Bank announced competitive interest rates, raising.fixed deposit rates by up to 20 basis points. Senior citizens can earn up to 7.95% on two-to-three-year deposits. 

Sebi has simplified the NISM certification process for sales and non-core staff in investment advisory roles, allowing them to obtain a lighter certification module based on feedback from market participants. This change aims to ease compliance for firms and will take effect immediately.

A 45-year-old professional in Delhi estimates that 5 crore can support his retirement. With anticipated post-retirement expenses of approximately 15.8 lakh annually, the corpus exceeds this need, demonstrating the importance of calculating future expenses

For salaried individuals earning 15 lakh a year, the choice between the old and new tax regime can significantly affect their tax outgo. Here's a detailed comparison of how much tax you may pay under each regime.

In 2026, a family in Noida should maintain an emergency fund of around 17 lakh, based on monthly expenses of 1.4 lakh. This amount provides a financial cushion for one year during unemployment, ensuring uninterrupted living costs.

The analysis shows that while a regular SIP can create significant wealth over the long term, investors who increase their SIP contributions periodically stand a much better chance of building a larger corpus.

The CBDT has revised HRA rules, expanding benefits for taxpayers in major urban areas and increasing compliance requirements. New metro cities added for HRA exemptions could lead to higher tax savings for employees in cities like Bengaluru and Hyderabad under the Old Tax Regime.

Many retirees struggle to enjoy their wealth, often due to ingrained saving habits from an era of scarcity. They prioritize saving for children over personal comfort, leading to diminished quality of life. 

A UAE foundation can help NRI HNIs preserve and transfer family wealth efficiently through a separate legal structure, but it should be integrated with a local will and a broader estate plan.

Health insurance buyers often overlook important policy clauses that can impact claim payouts, such as co-payments and exclusions. Understanding these details is essential to minimize out-of-pocket expenses during hospitalization. 

Markets change, but human behaviour rarely does. The Harshad Mehta scam highlights five timeless investing lessons on due diligence, discipline, risk management and avoiding herd mentality, that can help investors make smarter financial decisions in today's stock market.

India's urban evolution over two decades showcases expanding metro networks, startup hubs, and smart infrastructure. A survey evaluates cities based on safety, education, employment, and cost of living to identify the top 10 best cities to live in India by 2026.

A well-documented case supported by proper medical evidence can often help policyholders secure rightful claim benefits

Across all 28 dates studied, average 10-year SIP returns ranged narrowly between 13.36% and 13.42%, indicating that the timing of a monthly SIP has no impact on long-term investment performance. 

Ignoring ITR filing in 2026 can trigger penalties, delayed refunds and lost tax benefits. Timely Income Tax Return filing helps protect your financial record, supports loan and visa applications, and ensures compliance with tax rules while preserving important tax advantages.

Indias shift to E20 fuel hasnt changed motor insurance policies. For owners of older vehicles, the real risk lies in engine damage that may fall outside standard policy cover.

A recent tax tribunal ruling highlights how income tax clubbing provisions can help taxpayers reduce their tax liability.

Government entities facing operational and technical challenges in managing NPS functions can continue availing PoP services. PFRDA has fixed the charge at 500 per subscriber a year, effective immediately.

A recent Mumbai ITAT ruling has brought relief to salaried taxpayers facing tax demands due to their employer's failure to deposit TDS. The tribunal held that an employee cannot be penalised for an employer's default once tax has already been deducted from salary.

Pension complaints are now easier to resolve with the Pension Sahayak portal. PFRDAs AI-powered platform offers multilingual support, voice-based grievance filing, transparent tracking and faster complaint resolution, creating a more efficient pension grievance system for NPS subscribers.

Form 15G and Form 15H are self-declaration forms that allow eligible taxpayers to receive interest income without TDS deduction. Form 15G is meant for resident individuals below 60 years of age, while Form 15H is for resident senior citizens aged 60 years and above.

Diamonds may hold emotional value, but they rarely hold their worth in the secondary market.

A small EPF check today can protect your retirement savings tomorrow. Track EPF interest, monitor PF balance and verify employer contributions regularly to ensure timely deposits, accurate account records and better financial security for the years ahead.

A major push for change, the 8th Pay Commission is reviewing five key cadre management reforms proposed by NC-JCM. The recommendations focus on equal pay, faster promotions, vacancy filling, recruitment improvements and better career growth for central government employees.

Gold and silver prices dropped marginally in India's retail market on June 24. MCX gold futures decreased by 1.17% to 145,060 per 10 grams, while silver declined by 0.39% to 2,25,490 per kg amid mixed Asian tech stock performance.

ITR filing is not determined only by income levels or tax liability. Several financial transactions and asset holdings can independently trigger a mandatory return filing requirement.

NAV is one of the most visible figures in mutual fund investing, but often the most misunderstood. Experts explain why it should not drive investment decisions.

Indian taxpayers must disclose foreign income and assets in their income tax return each year to avoid penalties up to 10 lakhs. Deadline to report foreign assets, importance of such a disclosure among other details explained here.

Energy transition has become a key investment theme for Nikhil Kamath, co-founder of Zerodha Broking Ltd., as the US-Iran war reinforces the sectors importance and creates opportunities across its value chain.

Many international destinations now require travelers to have insurance coverage to enter, a trend heightened by the Covid pandemic. These policies help cover medical costs and emergencies, with uninsured tourists often denied entry.

Wall Street's tech stocks fell sharply as concerns about AI-driven gains grew. Nasdaq and S&P 500 dropped, with losses in semiconductor stocks and SpaceX leading the charge. 

IPO funds are equity mutual fund schemes that invest primarily in recently listed companies. Rather than applying for individual IPOs, investors get a portfolio of newly listed stocks. As Radhika Gupta notes, Rather than figuring out which IPO to invest in every month, let a fund do it for you!

SpaceX is experiencing a fourth day of stock losses amid a tech sell-off, dropping about 3% to $150. This follows a record $75 billion IPO last week, with investors concerned about AI enthusiasm. SpaceX has lost over $600 billion in value since the decline began.

Focused funds are equity mutual fund schemes that invest in a limited number of stocks, allowing fund managers to take concentrated bets. These funds can invest in a maximum of 30 stocks and must allocate at least 80% of their total assets to equity and equity-related instruments.

Selling assets like shares, mutual funds, gold, or property triggers capital gains tax. Section 54F of the Income Tax Act offers exemptions if long-term profits are reinvested into residential property. Details here.

Raising a child varies significantly in cost across Bengaluru, Mumbai and Delhi. I asked ChatGPT to compare expenses across cities.

Experts suggest that investors with a 3-5 year horizon may consider investing in Nifty IT Index Funds through the SIP approach, while those seeking short-term returns or lower volatility may prefer to stay on the sidelines until there is greater clarity on AI-led growth and technology spending.

AI chatbots can assist with financial advice but should not replace professional guidance. Their effectiveness depends on user prompts; poor questions may lead to inaccurate responses. 

A strong credit score opens doors to better loans, but lenders now assess more than numbers. This article explains key factors behind loan approval, including income stability, repayment behaviour, credit utilisation, and overall financial health.

According to Mrinal Mehta, Joint Secretary at the Bombay Chartered Accountants' Society (BCAS), the Income Tax Department tracks spending patterns and high-value transactions, making return filing mandatory in several situations even when taxable income is low or nil.

A Double Taxation Avoidance Agreement (DTAA) is a bilateral tax treaty signed between India and another country. Its purpose is to define how different types of income earned across borders will be taxed and to provide relief where the same income may otherwise be taxed in both countries.

Hidden investments can become difficult to trace after an investors passing. A Consolidated Account Statement (CAS) helps legal heirs identify, track and claim mutual funds, securities and demat holdings linked to the deceased investors PAN.