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The EPFO can officially credit interest to subscribers' accounts only after the rate recommended by its governing body receives the Finance Ministry's approval.

Working professionals took to social media to share how they used AI to file their income tax returns From decoding dense tax terminologies to automatically accounting for mid-year employer switches, and more

Axis Mutual Fund has launched the Rozana SIP facility, which enables investing with just 10 per scheme per day through its website. This initiative offers a low-ticket-size approach and helps build an everyday investing habit through daily contributions.

Often viewed as a secondary large-cap benchmark, the Nifty Next 50 has outperformed the Nifty 50 across 3-, 5-, 7- and 10-year rolling periods. The data also shows it occupies a distinct position between traditional large-caps and mid-caps on the risk-return spectrum.

The RBIs inflation target remains 4% with a 2%6% band. Medical inflation has recently run far above headline inflation, and Indias life expectancy at birth is about 72 yearsall of which argue for a cautious plan, said ChatGPT

The most contentious issue before the 8th Pay Commission centres on how minimum wages are calculated.

Ramit Sethi believes that if you automate your savings targets first, you don't need to track minor purchases

AIS is compiled from data reported by multiple entities such as employers, banks, mutual funds, brokers, custodians, and registrars. While it is a useful reconciliation tool, it is not free from errors.

Secure your future with the best health insurance in 2026 by understanding key features, coverage options, claim support, and mistakes to avoid for smarter financial and medical protection. If in doubt consult certified financial experts before locking in on any health insurance policy. 

Access has surged across Indias markets, but investor behaviour has not kept pace with participation.

Equities can be the preferred asset class as geopolitical tensions ease. Gold will continue to serve as a portfolio hedge and wealth-preservation tool, while silver may benefit from improving industrial demand but remains a relatively volatile asset.

Income earned from the sale of cryptocurrencies needs to be declared in the Virtual Digital Asset (VDA) schedule. In the income tax return (ITR) parlance, cryptocurrencies are known as VDAs  

Unexpected expenses can strain finances, and the credit card overlimit facility offers short-term spending flexibility. But understanding charges, repayment obligations, and the impact on credit scores is essential for responsible use. 

A Delhi graphic designer earning 80,000 a month asked ChatGPT whether he should quit his job to start a food caf. The AI warned of significant risks but said the business could potentially earn up to 3 lakh a month.

The new tax regime has eliminated many popular deductions, but a few important tax-saving provisions remain for salaried employees. From the higher standard deduction to employer NPS contributions, here's what taxpayers can still use to reduce their tax liability.

The ITAT has ruled that transaction volume alone cannot determine whether a taxpayer is an investor or a trader. The decision came in a dispute over Dolly Khanna's claim for a 54.23 crore stock market loss.

Income-tax returns: Taxpayers filing their returns with the ITR-4 or Sahaj online form need to submit the following documents as proof in order to claim deductions under Sections 80C, 80D, 80U, 80E, and 80GG, among others.

The India-UK trade pact is set to come into force on 15 July, while India and the EU are aiming to conclude their landmark deal by the end of 2026. But what do these trade deals mean for Indian consumers? Here's a look at the products that could get cheaper.

Reits outperformed equities and bonds over the past year, but falling-rate tailwinds may fade. Here's how experts view their role in an investor's portfolio.

Taxpayers often face delays, refund issues or notices due to mistakes in filing their income tax return. Key checks on documents and transactions before submission can help ensure accuracy and compliance with the tax department.

PPF vs SIPs: Planning your long-term investments? Take a look at how much corpus is generated from an investment of 2,000 per month for 30 years with the public provident fund and in mutual funds through systematic investment plans.

From expanded ITR-1 eligibility to new disclosure requirements, several changes have been introduced in the revised forms. These updates could affect how taxpayers report income, capital gains and deductions.

Removing hypothecation from your RC is the final step to securing full ownership of your vehicle. Here's how to obtain Form 35 and a bank NOC, applying through the Vahan portal, required documents and fees involved.

Planning overseas travel requires financial readiness. Understand how a credit score affects visa approval, reflects money management habits, and supports a stronger visa application. On a fundamental level, keep in mind that healthy financial habits are always beneficial in the long-run. 

Mrinal Mehta, Joint Secretary at Bombay Chartered Accountants Society, says first-time taxpayers often wrongly assume no tax liability means no filing requirement. He adds that many also choose incorrect ITR forms, rely on pre-filled data and get confused by upcoming changes to tax law.

Big employment boost ahead as PMVBRY benefits reach Nagpur and Chandrapur, supporting job creation, formal workforce growth, and social security through EPFO-led incentive disbursement events. Check out complete details to understand the salient features. 

EPFO: EPF members can check their employees provident fund balance through the official website, text SMS or the Umang app. Here's a stepwise guide for subscribers about how to use each available method

Telangana government hikes DA for power sector staff to 19.272%, benefiting 70,804 employees, pensioners and artisans. The revised allowance aims to ease rising living costs across the states electricity utilities. Here are the complete details. 

8th pay commission: We answer how you can submit data online for the 8th CPC panel's consideration and what is the last date to complete the process. Here are answers to some of the frequently asked questions

As the US and Iran deal boosted market confidence, gold and silver prices climbed on Thursday. Gold and silver prices varied slightly across key Indian cities. Check 22K, 24K, 18K gold & silver price in Mumbai, Delhi, Kolkata and other cities here.

West Bengal Chief Secretary Manoj Kumar Agarwal debunked social media posts that claimed a 22% DA hike for state government employees and pensioners would be effective from 1 July and triggered much speculation online.

An FCNR account functions as a foreign currency-denominated repository that allows Non-Resident Indians or Persons of Indian Origin to hold their funds securely.

The Income Tax Department has set different ITR filing deadlines for AY 2026-27 based on income source and audit status. Key dates include July 31 for ITR-1/2, August 31 for ITR-3/4 (non-audit) and October 31 for ITR-3/4 (audit). Penalties apply for late filing.

An Indian man living in Warsaw, Poland, has sparked a discussion online after revealing how much he and his partner spend each month to maintain a 'comfortable lifestyle'.

Among all lenders, small finance banks dominate the list of top-paying fixed deposits. Suryoday Small Finance Bank and Utkarsh Small Finance Bank are currently offering up to 8.10% on select tenures, making them among the most rewarding choices for depositors.

Will ETFs trade closer to their underlying value after Sebi's overhaul? Experts explain what the changes could mean for traders and long-term investors.

EPFO subscribers may soon withdraw provident fund money via UPI without employer sign-off, enhancing speed and convenience. However, tax implications of this new method remain unclear. 

The 8th Pay Commission is reviewing attendance rules, with employee unions requesting more flexibility for late arrivals. They propose allowing up to two hours late without penalty, changing the current half-day casual leave deduction for additional late instances.

Form 40 is suitable for resident individuals in India who hold retirement benefit accounts in certain notified countries, such as the US, UK, Canada, and Australia, and want to avoid immediate taxation in India on income that is not yet actually withdrawn or redeemed.

Since the interest earned on the deposit is subject to the clubbing provisions, it is not treated as the spouses taxable income. Therefore, they are not eligible to furnish the Form 121 declaration.

Mutual funds pool money from multiple investors and are generally more accessible and suitable for a wide range of investors. On the other hand, PMS offers a personalised investment experience where portfolios are tailored to an individual's financial goals, risk appetite, and preferences.

For debt funds purchased before April 2023, long-term capital gains apply after 24 months and are taxed at 12.5%, while STCG are taxed as per the income slab. For investments made on or after 1 April 2023, all gains are taxed as per the investor's income tax slab.  

Lionel Messi, aged 38, has set a record as the oldest player to score a hat-trick at the FIFA World Cup, leading Argentina to a 3-0 victory over Algeria. He surpassed Cristiano Ronaldo's previous record, showcasing his remarkable skill in his 200th appearance for Argentina.

I want to take a full one-year break from corporate work because I feel professionally exhausted. Is it realistically possible? Here's what ChatGPT said

To budget effectively on a 1 lakh salary with 20,000 liabilities, consider a 55-20-25 rule instead of 50-30-20. Prioritize savings and investments while managing expenses and avoiding overspending through techniques like separate accounts and the 24-Hour Rule.

EPFO: Want to change your employee provident fund account nomination online? Here's how EPF subscribers can use the official website to do so check the stepwise guide here

Free portfolio reviews may seem promising, but if investors are not mindful, these can easily become an avenue for product pitches that may not fit or make sense for an investors goals or portfolio.

Errors in service history, KYC details and nominations often go unnoticed for years. A few checks on the EPFO portal can help employees avoid future claim and transfer hassles.

Information ratio shows a fund manager's ability to generate returns above a benchmark index relative to the level of active risk taken. It is typically useful to analyze the performance of equity mutual funds, index funds or ETFs.

8th pay commission: The panel has planned state visits to Uttar Pradesh, Odisha, and West Bengal to meet with employee representatives and stakeholders. Check the full list of cities and dates in June and July, here.