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SBI has warned investors against fraudulent investment schemespromising 30% monthly returns. Identify these four warning signs, verify SEBI registration and protect your savings from online financial scams.

Setting aside 2000 per month for your child can help secure their financial future. Here's how you can use the government backed PPF facility to set them up for crorepati status in the long run. 

Building wealth in your 20s and 30s need not mean extreme frugality. Starting early, investing regularly and directing part of every salary hike towards investments can help balance present-day pleasures with future financial security.

Gold and silver prices today, 13 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

PM Kisan 24th instalment date: The government has not yet confirmed when farmers will receive the next 2,000 payment. Check the latest update, online payment status, eligibility requirements and steps to resolve payment delays.

Indias pension system is getting better at helping people save for retirement. But for older informal workers with little pension income, reverse mortgages could turn home equity into a financial lifeline.

Celebrities are using Facebook and Instagram Live to sell sarees, combining product demonstrations, entertainment and direct customer interaction. 

The commission, chaired by former Supreme Court Justice Ranjana Prakash Desai, is reviewing proposed pay and pension changes. Possible fitment factors range from 1.83 to 3.83. The panels report is due by May 2027. 

The 8th Pay Commission's latest updates include notices regarding visits to Mumbai, Bengaluru, Jaipur, and Chandigarh, as well as revised consultant engagement guidelines. Here are 5 key developments that central government employees and pensioners should know about. 

From dearness allowance (DA) to pay scale, salary structure and pension revision, increments and promotions Here's the full list of what employees and pensioners can be expect from the 8th CPC. 

Should you repay 2 lakh in credit card dues or a 5 lakh personal loan first? Experts explain why high-interest credit card debt usually takes priority, how minimum payments increase borrowing costs, and how to protect your credit score while repaying both debts. 

Electric car insurance claims cost 14% more on average than comparable petrol and diesel car claims, with average costs rising further during monsoon conditions. Here's why.

A property seller facing a 90.09 lakh income tax penalty after failing to file an ITR has received another chance to appeal. The ITAT condoned the delay and ordered fresh consideration, but did not cancel the penalty or decide the tax dispute.

The rupee surged 93 paise after the RBI tightened forex rules to curb dollar speculation. Experts explain how the measures could affect returns on US stocks, international mutual funds and ETFs, and what Indian investors should know about currency risk and overseas investments.

A consistent monthly investment can help salaried individuals build wealth over 10 years. For those earning 50,000, 1 lakh or 2 lakh a month, the potential corpus depends on how much they invest, the returns they earn and how inflation affects the future purchasing power of their savings.

Festive gold buying is common in India, but cash purchases and tax compliance rules apply. Here's all you need to know before purchasing ornaments and jewellery this Dhanteras. 

A financial advisor should help investors meet their changing financial goals, not simply push new products. Here are five warning signs to watch for, from poor portfolio reviews and unclear recommendations to hidden costs and lack of transparency.

A nominee helps banks and financial institutions settle investments after an account holders death. But what determines the final ownership of the assets? Full details here. 

Retirement planning must account for inflation and decades of expenses after regular income stops. With 7% annual inflation, someone spending 50,000 a month today could need a retirement corpus of 2.20 crore to 11.95 crore by age 60, depending on their current age and years until retirement.

FundsIndias October 2026 report compares 20-year returns across asset classes. 1 lakh invested in gold grew to 14.6 lakh, compared with 8 lakh in Indian equities, 4.3 lakh in debt and 4.2 lakh in real estate, highlighting golds stronger performance over the period.

The HRA provisions focus on whether the employee pays rent for accommodation actually occupied and whether the employee owns the property for which the exemption is claimed

The revised MDR fee framework for UPI transactions could burden consumers through higher retail prices, even as merchants are barred from directly passing on the charges, an IIT Bombay report has warned, calling for changes to the proposed model.

An emergency fund can help cover unexpected expenses without relying on loans. Here's how much you'll need to save to build 1.5 lakh corpus. Reassess your target regularly and build it gradually using accessible, low-risk options.

Small-cap and mid-cap funds attracted 16,873 crore in September, up 12.8% from August. Experts say inflows reflect long-term growth expectations and SIP participation, but investors should avoid chasing past returns and assess valuations, risk tolerance and investment horizons before investing.

Can a paternal uncle claim his deceased brothers property if the latter has a surviving son? Inheritance rights depend on the applicable succession law, surviving legal heirs, property ownership and the presence of a valid Will. Heres what the law says about property claims by paternal uncles.

Gold ETFs attracted 4,451 crore in Sept, the highest monthly inflow of FY27 so far, with net investments rising 71% from August, according to AMFI data. Experts attribute the surge to geopolitical uncertainty, inflation concerns, golds safe-haven appeal and expectations of further price gains.

Shriram Finance revised fixed deposit rates by 0.15% to 0.40% across tenures, effective October 11, 2026. With senior citizens over 60 receiving 0.50% additional benefit and women depositors receiving an additional 0.05% annual benefit.

Dave Ramseys financial plan emphasises habits over income. Check these 5 lessons from 'The Total Money Makeover', an international bestseller.

Warren Buffett's 2004 shareholder letter offers 5 investing lessons on keeping costs low, understanding businesses, avoiding emotional decisions, choosing simple investments and demanding value. Here's how investors can apply his advice to navigate market volatility and build long-term wealth.

A UK study found AI models often gave wrong or incomplete answers to financial questions, especially complex ones. Indian investors should verify tax, debt and retirement advice before acting on it.

Aditya Birla Health Insurance has partnered with PFRDA to launch NPS Swasthya coverage through its Group Activ Health plan. Eligible NPS account holders can cover themselves, a spouse and up to two dependent children.

Mutual fund SIP inflows hit a record 32,490 crore in September, while equity mutual fund inflows rose 30.6% month-on-month. However, debt fund withdrawals led to net outflows of 1.33 lakh crore for the industry during the month.

Unlimited health plans from Niva Bupa, Care, ICICI Lombard and HDFC ERGO work in different ways, and some retain caps or conditions despite the label. What exactly is unlimited, and what conditions continue to apply when a large claim arrives?

Health cover should evolve with income, family responsibilities and medical needs. The real test is whether insurance, savings and other protection can absorb a serious health event without derailing financial goals.

Selling old gold jewellery? Check how gold purity, net weight, buying rates, making charges, testing deductions, BIS hallmark verification and jeweller buyback policies affect your resale value. Find out how to calculate your golds worth and compare offers before selling.

Assam Chief Minister Himanta Biswa Sarma said that the state's 8th pay commission has begun its work, adding that salaries of its government employees would be revised after the committee submits its report. 

Dearness Allowance is a percentage of employees' pay aimed at helping households manage the increased cost of living. For calculation purposes, it is separated into two categories: industrial and variable DA.

A 40 lakh home loan at 9% instead of 10% could save borrowers 2.63 lakh over 10 years, 6.27 lakh over 20 years and 10.50 lakh over 30 years. Here is a breakdown of monthly EMIs, interest costs and repayment strategies. 

Gold and silver prices today, 12 October: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

8th Pay Commission: Demands for a higher fitment factor as Dearness Allowance (DA) rises to 60%. Here is what employee unions are seeking regarding salary revisions, minimum basic pay, DA merger and pension changes.

Retail investors lost an estimated 2.3 trillion won on leveraged products tied to Samsung Electronics and SK Hynix between May and August. Daily resets can magnify losses over time, especially during volatile markets. 

If your portfolio is in the red, a narrow focus on Indian equities and mutual funds could be one reason. Comparing returns across Indian and US equities, gold, real estate, and debt over different periods shows why diversification matters and how market leadership changes over time.

A  mutual fund SIP can help you build wealth over two decades, but what happens when you increase your contribution every year? We compared how a 10% annual step-up could have changed the final corpus across top five equity funds, using a 1,000 monthly SIP as an example.

Air India has offered students a flat 10% off on domestic base fares for a limited time period, with additional baggage allowance and a complimentary date change available through Air Indias year-round student programme. Here's all you need to know 

Looking to diversify your portfolio through international mutual funds? Fresh investment options remain limited, with fund houses imposing different restrictions on SIPs and lump-sum investments. Heres what investors should know before putting money into overseas-focused FoFs.

Discussing public and private market strategies during market downturns, ace investor Renuka Ramnath noted private equitys boardroom influence and crisis management; while Nilesh Shah stressed bargains created by public-market sell-offs. 

Planning to get GST registration or update your existing details? The government has outlined changes to the registration and amendment process in 57th GST Council meeting, including simpler online procedures. Here is what taxpayers need to know about the application process. 

A joint FIDCTransUnion CIBIL report says NBFCs are the main entry point to formal credit for many first-time borrowers. As of June 2026, 74% of live new-to-credit customers had used only NBFC credit, reflecting lenders reach and role in expanding access.

Indian residents earning income abroad may need a Tax Residency Certificate to claim benefits under tax treaties. The Income Tax Department allows eligible taxpayers to apply online under the Income-tax Act, 2025. Heres how Form 42 works, who can apply and what to know before filing.

Writers can use Amazon KDP to publish books without paying upfront publishing fees. Authors choose pricing and royalty options, can promote their books with Amazon Ads and can track sales.