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Experts underscore that there is a world of difference between rebalancing your portfolio and churning it. The former is good, the latter not.

Investing should be calm and research-based, not influenced by social media hype. Experts urge investors to validate sources, consider risks, and focus on data. Maintaining discipline and sticking to personal goals is crucial for long-term success in wealth creation.

A 15 lakh fixed deposit can deliver a steady annual income with the right interest rate. See how a 15 lakh FD can generate around 1 lakh yearly, compare current bank FD rates, and understand the impact of taxes before investing.

8th pay commission: The panel will visit various railway departments in Mumbai to gain firsthand experience of employees' working conditions. On the agenda is observation of daily operations, duties and job risks.  

Doesnt matter if you win or lose, Rafael Nadal on his business ventures and what tennis taught him about investingDoesnt matter if you win or lose, Rafael Nadal on what tennis taught him about investing

Small-cap and mid-cap funds dominated the SIP return charts over three, five and 10 years. The rankings also reveal a handful of AMCs that consistently produced some of the best-performing equity mutual funds.

DA hike: Himachal Pradesh State Forest Development Corporation (HPSFDC) employees are set to receive a 3% hike in dearness allowance, minimum wage hike, and bonus for staff who draw up to 21,000 monthly salary. 

Very few debt funds have delivered double-digit SIP returns over the past decade. See which schemes topped the charts over three, five and 10 years.

Strong money habits build lasting wealth. These personal finance rules can help young Indians save smarter, invest early, avoid costly debt, and plan for retirement with confidence. Small financial decisions today create greater security and long-term financial success.

Employee unions have proposed raising the minimum basic pay to 69,000 from 18,000. Here's a breakdown of the key calculations behind the demand.

The Ahmedabad ITAT has ruled that businesses can claim a bad debt deduction once the amount is written off in their books and statutory conditions are met, even if recovery proceedings are still pending. The Tribunal also allowed the claim as a business loss under Section 28 of the Income-tax Act.

A stronger credit score starts with smart habits. You can improve your credit score from 600 to 750 by repaying your debt obligations on time, keeping credit utilisation low, avoiding unnecessary applications and checking your credit report regularly for steady financial progress.

EPF withdrawals are tax-exempt after five years of service. Early withdrawals are taxable unless in specific situations. Here's how they are taxed and how to report such withdrawals in ITR.

EPFO has restored its Unified Member Portal after a major upgrade. However, UAN activation and new UAN generation have moved to the UMANG app. Here's everything PF subscribers need to know.

If an investment product promises exceptionally high returns and claims little or no risk to the amount invested, you should consider it as a clear red flag.

Sebi has approved the reintroduction of share buy-backs through the open market route from 1 August 2026. The buy-back timelines have been reduced, and promoters are not allowed to participate.

Check RBI calendar to know if SBI, HDFC, ICICI, others are open or closed on 4 July. RBI's holiday schedule provides comprehensive detail about non-working days for banks under Negotiable Instruments Act and other under Banks Closing of Accounts in addition to weekend offs.

UIDAI is now allowing people to add or update email IDs to their Aadhaar card directly through the mobile application. The service was enabled on 1 July 2026 and will be free to use for six months.

The new income tax form initially lacked a section for certain tax exempt receipts. Now, it includes an additional dropdown for Receipts not in the nature of income. Experts decode what this news head means for taxpayers.

Dearness Allowance: DA is revised twice a year by the All-India Consumer Price Index (AICPI) to match cost-of-living. Here's a look at the numbers and whether employees could get 3-4% DA hike this month

The central government has introduced the EPF Scheme, 2026, mandating a fixed monthly contribution of 1,800 each from employees and employers. Here's how the new rules may shrink your final provident fund corpus. 

The deadline to apply for fresh approval expired on 30 September 2025. Following this, all the applications made by charitable trusts were rejected purely on the grounds of delay in seeking approval. With the latest circular, the I-T department has provided relief to these charities.

Retirement planning involves personalized strategies for investing according to risk appetite and anticipated lifestyle changes. Factors like inflation and healthcare costs must be incorporated into calculating the necessary retirement corpus. 

Employees' Provident Fund Organisation: We take a look at the top four reasons an EPF subscriber's claim for their employees' provident fund may be rejected. Check the reasons here, explained.

The small-cap mutual fund category returned an average 22.41% in the past three months, outperforming the Nifty Smallcap 250 TRI. Four schemes delivered over 30%, but only one has a track record that extends beyond five years.

Paytm Europe has been granted a payment institution licence by the Luxembourg financial supervisory authority CSSF to conduct credit and funds transfers, and payment transactions. Here's all you need to know

Many taxpayers mistakenly believe they only need to file an income tax return (ITR) if their income exceeds 4 lakh. However, various situations, such as high-value transactions and foreign assets, require mandatory ITR filing regardless of income level. 

IRDAI plans to implement staggered commissions, spreading payouts over the policy term to improve transparency, reduce churn and align distributor incentives with customer needs across Indias insurance market.

The FIFA World Cup 2026 is set to be the most profitable tournament ever, with a prize pool of $871 million and the winning nation receiving $50 million. Ticket prices and broadcasting rights are significantly higher than in previous tournaments.

PF contributions above 1,800 a month are no longer mandatory under the new EPF Scheme. The contribution rate, wage ceiling and EPF interest rate remain unchanged.

The central government has notified EPS-2026, replacing previous versions. Effective from June 29, 2026, it clarifies eligibility, membership conditions, and pension benefits, while keeping the minimum monthly pension at 1,000 unchanged. 

Hidden credit card charges can quietly increase your borrowing costs and reduce your savings. Understanding key fees, payment terms and reward costs helps you manage your credit card wisely and avoid unnecessary expenses while making smarter financial decisions.

Many investors believe that tax-free long-term capital gains also mean they can skip filing an income tax return. Experts say the 1.25 lakh exemption under Section 112A only determines tax liability, not whether ITR filing is mandatory.

Smart tax planning for retirees can unlock valuable savings in ITR 2026. This guide explains pensioner tax deductions, old vs new tax regime benefits, key exemptions, and essential filing tips to help reduce taxable income and improve retirement finances.

 Investors holding eligible Sovereign Gold Bond (SGB) tranches can opt for premature redemption after completing the mandatory five-year holding period. 

Gold and silver prices today, 3 July: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

EPFO has introduced a three-day timeline for settling eligible PF claims as part of a broader overhaul of its services. The reforms also simplify withdrawals, expand auto-settlement and pave the way for more digital member services.

Clarity on TDS on rent paid to joint owners shows the 50,000 threshold applies per landlord, not per property. Joint ownership rent splits decide tax deduction, ensuring accurate compliance under Section 194IB and avoiding unnecessary deductions.

If you drive infrequently, a pay-as-you-drive (PAYD) policy could significantly lower your car insurance premium. Here's how it works, who should opt for it, and the risks to watch for.

The 8th Pay Commission is entering a crucial stage, with stakeholder meetings being held in Odisha and West Bengal to discuss salaries, pensions, allowances, and the fitment factor.

Several banks have altered credit card rewards, which may make cardholders reassess how many cards they need. I asked ChatGPT how many credit cards are too many and experts filled in the gaps with what AI missed.

I asked ChatGPT how rich Indians must become for the country to be considered developed. We then compared the responses to what Axis Bank's chief economist Neelkanth Mishra said on the matter. Here's a look...

Working for a foreign client means income may be taxed in both the foreign country and India. However, Indian residents can claim foreign tax credit by filing Form 67. Details here.

The government's new EPF Scheme 2026 has come into effect as part of the Social Security Code 2020. Today, we explore and explain how and what has changed for EPFO subscribers and what remains the same.

The central government has implemented EPS, 2026, replacing older pension schemes. Key provisions remain intact, but questions about eligibility for employees leaving before 10 years persist. Here's what the new rules say.

The yens weakness is not just a Japan story. For Indian investors, the impact is mostly indirect. While short-term volatility may rise if global carry trades unwind, experts agree that disciplined long-term investing remains the most effective way to navigate these macro cycles.

The Centre has introduced the Employees' Pension Scheme (EPS), 2026, replacing older versions. While procedural changes have been made, the minimum monthly pension remains fixed at 1,000, unchanged since 2014.

Bajaj Auto's 5,632.8-crore share buyback will be taxed under the new capital gains framework that came into effect on April 1, 2026, changing how shareholders report and pay tax on shares accepted in the buyback.

If an insurance policy has been issued without informed consent or through misrepresentation, the policyholder has the right to challenge the transaction.

8th pay commission: With discussions underway, we calculate how much of a salary hike the minimum estimate of 1.83 fitment factor could provide for central government employees and pensioners. Here's a look