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ITR: Income-Tax department notifies all forms for AY27 Here's how you can file your returns online

The Income-Tax department has notified all ITR forms for AY2026-27 and made excel utility for ITR-1 and ITR-4 for available to taxpayers. Here's a stepwise guide for how you can file your returns online

17 May 2026 11:24 pm
PPF Calculator: How 12,500 monthly investment can build tax-free corpus in 15 years

One of the biggest advantages of the PPF scheme is that it provides a combination of capital protection, guaranteed returns, and tax exemptions

17 May 2026 10:49 pm
SIPs: Here's how much monthly investment of 5,000, 10,000 or 15,000 can yield for you build corpus of 5.29 crore

SIPs: We explain how much monthly investment of 5,000, 10,000 or 15,000 can yield for you. Investors can build wealth and gather a retirement corpus of up to XX crore by investing fixed amounts regularly.

17 May 2026 10:34 pm
Public provident fund: Deposit of 10,000 per month in PPF account can earn up to 5.40 crore at retirement Here's how

Public provident fund: Here's how monthly deposit of 10,000 per in your or your child's PPF account ( 1.2 lakh annually) can earn up to 5.40 crore at time of retirement. A total of 1.5 lakh annually is also exempt under the old tax regime.

17 May 2026 9:27 pm
PF Balance Check: How to know whether EPF interest has been credited

EPFO members can easily download their EPF passbook online and verify all account transactions

17 May 2026 9:18 pm
Discrepancies in CIBIL report How to correct credit score error?

A borrower must identify and document all credit score errors. Download credit report from CIBIL or another bureau and carefully review all entries

17 May 2026 9:02 pm
What happens to your credit score if you miss EMI payment? Penalty and recovery strategy explained

The credit system does not differentiate between the reasons behind a default, whether it results from travel expenses, temporary cash shortages, or delayed salary credits

17 May 2026 8:14 pm
EPFO to extend auto-settlement of claims to include final withdrawals, allow auto-transfer of accounts Check details

EPFO is looking to automate final provident fund withdrawal claims to expedite money transfer to applicants' accounts and plans to allow auto-transfer of accounts during employer shifts. Here's all you need to know 

17 May 2026 8:02 pm
8th central pay commission: How to submit feedback on CPC suggestions, who is eligible, documents needed | Explained

The 8th central pay commission is consulting with stakeholders ahead of its recommendations that will significantly impact salaries of central government employees and pensioners, including railways and defence staff.

17 May 2026 6:58 pm
Attention taxpayers! Excel utility for income-tax return forms ITR-1 and ITR-4 enabled Here's all you need to know

The Income-Tax Department has enabled Excel Utility facility for forms ITR-1 and ITR-4 for taxpayers filing returns for AY2026-27 (i.e. FY2025-26 on its official e-filing portal. Here's all you need to know

17 May 2026 4:58 pm
Wondering why your bank just reduced your credit card limit? These could be the reasons behind it

Understanding the underlying triggers and practicing consistent credit management can prevent abrupt changes in credit card limit and protect your long-term financial health

17 May 2026 4:31 pm
Retirement planning: Here's how much corpus a 27-years-old couple, living in Mumbai, will require by 60 years

Retirement planning: We asked experts how much corpus a 27-year-old newly married couple, living and working in Mumbai, will require to meet long-term financial goals and retire by 60 years of age. Here's what they said

17 May 2026 3:40 pm
Day-one newborn cover: what insurers dont tell you

Given the lack of standardization in maternity and newborn insurance products, careful comparison and close scrutiny of policy wording remain essential before purchase.

17 May 2026 1:00 pm
Credit card blocked? Follow these 5 simple steps to unblock it quickly

Blocked credit card problems can interrupt urgent transactions, but checking bank alerts, clearing pending dues, and contacting customer support can help restore credit card access quickly and securely.

17 May 2026 11:05 am
Undisclosed cash, gold or investments? Pay up to 78% tax under income tax rules

There is no legal limit on the cash that you can keep at home. But you should explain how you got it and it should be through legal means.

17 May 2026 10:55 am
Gold and silver price today, 17 May: Check retail rates of 24K, 22K gold and 999 silver in Delhi, Mumbai, other cities

Gold, silver rates today: Gold and silver prices declined on the MCX on Friday morning, May 15, pressured by a stronger US dollar amid rising crude oil prices.

17 May 2026 9:59 am
DA (Dearness Allowance) hike announced in 3 states Odisha, TN, Bihar; Bengal decision awaited tomorrow: Who gets what

States like Odisha, Tamil Nadu, and Bihar have raised dearness allowance for government employees and pensioners, with increases ranging from 2% to 5%. West Bengal is expected to make similar decisions soon, while the Bihar cabinet will discuss further DA revisions in an upcoming meeting.

17 May 2026 9:31 am
What are gold-backed stablecoins and can they become the future of digital gold investing?

As gold prices rise amid West Asia tensions, India increases customs duty on gold to 15% to conserve foreign exchange. With gold imports hitting a record $71.98 billion, discussions on gold-backed stablecoins emerge as a potential investment option for households and a hedge against inflation.

17 May 2026 9:15 am
Delhi-NCR gets its second CNG price hike in 48 hours. Here is the latest rate

CNG in Delhi will cost 80.09 per kg, while consumers in Noida and Ghaziabad will have to pay 88.70 per kg, following the latest revision.

17 May 2026 9:05 am
NSE's Electronic Gold Receipts: What are EGRs and what is in them for gold buyers?

EGRs give people the option to convert their physical gold into electronic format, hold it and enjoy the upside in gold prices, and later sell it or convert back to physical gold. The golds purity is assured and can be bought in small quantities of 100 milligrams.

17 May 2026 7:15 am
The market crisis where 'this too shall pass' doesn't work

For thirty years, I have told readers to ride out every crisis. The US-Iran war is the exception, and the reason matters more than the news itself.

17 May 2026 7:00 am
Bank holiday next week: SBI, HDFC, others closed on these days between 18 and 24 May; check here

Private and public sector banks in India will observe two holidays next week, on May 23 and 24, as per RBI's schedule. Customers are advised to check local branches for specific holiday applicability, while online banking services remain available for transactions during these closures.

17 May 2026 6:30 am
Nasdaqs round-the-clock trading dream sparks debate over when markets close: What SEC suggests

The SEC has approved Nasdaq's proposal to expand trading hours for NMS stocks and ETPs to 23 hours, starting December 6. This change aims to meet global trading demands and will introduce a Night Session, allowing trading between 9 PM ET and 4 AM ET.

17 May 2026 6:15 am
ITR Filing 2026: Foreign assets in your portfolio? Here's why you should not miss Schedule FA disclosure

Taxpayers with foreign investments must disclose them in Schedule FA when filing income tax returns. Resident and Ordinarily Resident taxpayers are required to report foreign assets, regardless of income generated, to avoid scrutiny. Details here.

16 May 2026 11:08 pm
Transport allowance exemption for employees: Who can claim tax relief of up to 1.80 lakh a year?

The tax exemption for transport allowance has been revised, offering higher limits for disabled employees starting FY 2026-27. This change aims to alleviate the burden of commuting costs, ensuring better support for specially abled employees.

16 May 2026 10:19 pm
Special vs regular FDs: Key differences and which one you should choose

Regular and special FDs offer different tenures and rates, with special FDs providing higher returns. Here's a breakdown of each FD's features and which one you may choose, based on your financial goals. 

16 May 2026 7:11 pm
ITR filing 2026: Key documents you must keep ready before submitting your income tax return form

Filing your income tax return is easier with all documents prepared in advance. Gather income statements, tax documents, and proofs before the deadline to avoid errors and late fees. Full list here.

16 May 2026 5:22 pm
Credit card default: How bank settlements affect your CIBIL score and future loans

Missing credit card payments can lead to defaults, and may eventually result in a one-time settlement option from banks. However, this can negatively impact credit profiles and future borrowing. Details here.

16 May 2026 3:51 pm
SIPs, debt or equities? How a 22-year-old earning 1 lakh a month can invest for overseas studies in 5 years

A 22-year-old earning 1 lakh monthly may need a balanced investment strategy for studying abroad within five years, focusing on growth and stability. Here's what experts suggest. 

16 May 2026 3:44 pm
Can you claim Income-Tax deduction on loan for EV purchase? Here's eligibility criteria and key highlights, explained

Section 80EEB of the Income-Tax Act allows a deduction for interest on loans for electric vehicle purchases, up to 1.5 lakh, under the old tax regime. Here are the eligibility criteria and key highlights

16 May 2026 2:12 pm
Mumbai vs Bengaluru, which is better for techies? Ankur Warikoo's practical fix to save 2 cr in old clip goes viral

Ankur Warikoo's old clip has gone viral in which he explained how Bengaluru techies can save more by ditching Mumbai's same salary. Comparing financial realities of the two top tier cities, he described a master plan for 2 crore savings in 18 years.

16 May 2026 1:59 pm
Home loan planning tips to avoid costly financial mistakes when buying a family home

Buying a home with family requires smart home loan planning, clear ownership roles, sustainable EMI management, legal agreements, and careful budgeting to avoid financial stress and long-term repayment challenges.

16 May 2026 1:06 pm
NPS withdrawal overhaul: How you can now plan flexible pension payouts till 85 2 methods explained

The PFRDA has launched Retirement Income Schemes and drawdown facilities under the NPS, allowing subscribers to withdraw retirement funds in phases. This aims to provide flexible payout options while ensuring corpus appreciation, with guidelines effective once operational frameworks are ready.

16 May 2026 12:22 pm
I asked ChatGPT to suggest safest international destinations from India to avoid Middle East transit Check its pick

For a family of four, ChatGPT suggested Kuala Lumpur, Malaysia, as an ideal summer vacation spot, emphasising safety and budget. Total costs for flights, accommodation, meals, transport, and activities range from 1.46 lakh to 2.80 lakh, ensuring a stress-free holiday.

16 May 2026 10:52 am
How much salary makes you rich in Indias Tier-2 cities? Bengaluru-based CEO breaks it down | Watch

A viral video by entrepreneur and GoodWorks Group founder Vishwas Mudagal is getting widespread attention online for its take on wealth and quality of life in Indias tier-2 cities.

16 May 2026 10:34 am
Fuel price hike sparks urban dilemma: Move closer to office or save on rent? Heres what the math says

Petrol and diesel prices increased by 3 per litre, the first rise in over four years, due to global crude price surges linked to the Iran war. CNG prices also rose by 2 per kg in major cities like Delhi and Mumbai.

16 May 2026 9:18 am
Gold and silver price today, 16 May: Check retail rates of 24K, 22K gold and 999 silver in Delhi, Mumbai, other cities

Gold price today: Gold rates dropped on the MCX on Saturday morning amid a stronger US dollar, driven by elevated crude oil prices. International gold prices declined to an over one-week low, looking set for a weekly decline.

16 May 2026 8:26 am
How a settled loan tag on your credit report can reduce creditworthiness and affect future loan approvals

A settled loan status on a credit report can negatively impact credit scores, reduce creditworthiness and hurt future loan approvals, while a closed loan status reflects responsible repayment behaviour and stronger financial credibility. 

16 May 2026 8:18 am
Bengaluru couples 54,200 monthly expenses go viral, internet debates real cost of living

A Bengaluru-based couple has sparked a discussion online after sharing a detailed breakdown of their monthly expenses in the city. 

16 May 2026 7:28 am
I asked ChatGPT to plan Ladakh or Spiti Valley trip under 30,000 | It picked

A 10-day trip to Spiti Valley is more budget-friendly than Ladakh, costing around 25,00030,000 per person, compared to Ladakh's 40,00050,000. Spiti offers cheaper travel, accommodation, and food, making it a better choice for a group of eight seeking adventure without overspending.

16 May 2026 7:27 am
Banks open or closed today, 16 May? Check if SBI, HDFC, PNB, other banks have a holiday on Saturday with RBI calendar

Account holders and registered bank customers are eager to know whether 16 May is a bank holiday. Check if SBI, HDFC, PNB and other banks are open or closed on Saturday with RBI's holiday calendar.

16 May 2026 6:51 am
Wipro and Bajaj Auto announce share buybacks: Why are companies doing it now and what changed in Budget 2026?

From 1 April, the gains from a share buyback are taxed by applying capital gains tax provisions, making buybacks taxpayer-friendly. Earlier, the entire proceeds were taxed as dividends at slab rates.

16 May 2026 6:17 am
Public provident fund: Deposit of 2,000/month in PPF account can earn up to 1.08 crore at retirement Here's how

A total of 1.5 lakh annual contribution towards the public provident fund (PPF) is exempt under Section 80C of the Income-Tax Act for taxpayers filing as per the old tax regime.

16 May 2026 6:05 am
1 lakh monthly salary plan: How much should go to SIP, FD, PPF and emergency fund?

An effective financial blueprint should ideally include allocations to SIPs, fixed deposits, Public Provident Fund, and an emergency fund.

15 May 2026 11:08 pm
B-khata to A-khata: Bengaluru camps to offer on-the-spot help to property owners from 16 May

Karnataka's Bhoo Guarantee 2026 scheme allows Bengaluru property owners to convert B-Khata to A-Khata with a 60% fee reduction. Full details here.

15 May 2026 10:54 pm
Marginal relief in income tax explained: Who it applies to and how it works under new vs old tax regime

Marginal relief helps those earning slightly above a certain tax limit, making the tax burden more manageable under both the old and new tax regimes and ensuring fair taxation across all income levels. Full details here. 

15 May 2026 10:46 pm
30 lakh CTC breakdown: How much in-hand salary can you actually get?

The elements of the wage framework include Base Salary, House Rent Allowance, Leave Travel Allowance, Special Allowance, Performance Bonus, Employee Provident Fund, and Income Tax.

15 May 2026 10:28 pm
Gift tax rules explained: Who can give you money or assets without tax implications?

Gifts exceeding 50,000 are taxable under the Income Tax Act as income from other sources. Exemptions apply for gifts from relatives or on special occasions. Full list of exemptions here.

15 May 2026 7:11 pm
You can earn up to 69,000 monthly income from 1 crore FD in small finance banks. Here's how

Small finance bank FDs can help deliver attractive monthly income on 1 crore deposits, with senior citizens earning higher returns through competitive fixed deposit interest rates.

15 May 2026 6:51 pm
Buying or selling property in India as an NRI? Here are the rules you should know

Non-Resident Indians can buy property in India under FEMA and RBI regulations. They may purchase residential and commercial properties, but agricultural land is subject to restrictions. 

15 May 2026 5:52 pm