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Gold has delivered strong returns in recent years, but its long-term history shows that investors may also face extended periods of subdued performance. Heres what the latest data suggests about golds return potential and how investors can estimate long-term returns by factoring in inflation.

FAST-DS 2026 allows eligible taxpayers to voluntarily disclose certain undisclosed foreign assets and income. But can it cover unreported overseas crypto? The rules depend on where the crypto is held, how it was acquired and whether the taxpayer meets the schemes conditions.

Investing requires careful evaluation, warns Srikanth Matrubai, founder and CEO of SRIKAVI WEALTH. He gives 5 rules for personal finance.

A premium phone upgrade can become a planned financial goal instead of a sudden expense. Here's how much you may need to set aside every month, how resale value can lower the burden and what to consider before choosing an EMI.

Delhi Building Workers Health Scheme: The Delhi LG has approved the health scheme for registered building and other construction workers and their eligible dependent family members. Here's all we need to know 

Compounding transforms 30 lakh invested over 30 years into 5.23 crore, with the first crore achieved after 13 years. Check how your investment, lump sum or SIP, jumps because of the power of compounding.

The 8th central pay commission's recommendations are expected to benefit over 1 crore central government employees and pensioners. Check how much salary hikes they can likely get from fitment factor of 2.57 or 3.83.

Small-cap funds have seen strong investor interest, but returns and volatility have varied sharply across the largest schemes. The top 10 funds by AUM are compared to see which delivered the strongest three-year and five-year returns and how their volatility stacked up.

DA update: Today, we explain how dearness allowance is calculated for central government employees and pensioners; and why the All India Defence Employees Federation is demanding that the formula be updated.

Indias retail inflation rose to 4.82% in August 2026, while food inflation climbed to 5.95%. But the impact was uneven across products, with some everyday essentials seeing sharp price increases while others became cheaper. Heres what changed.

This couple unpacks the paradox of living in Hong Kong, where high expenses meet a lucrative job market.

The Employees Provident Fund Organisation has launched WhatsApp services for members. Notably, at the time of writing, the channel already had 75,000 members. Here's how to join and what services are offered.

Home loan insurance can protect your family from the burden of repayment, but borrowers must choose between flat and reducing coverand consider whether a separate term plan offers better protection.

RBI has proposed a 60-day outer limit for temporary debit holds on bank accounts or transactions suspected of being linked to cyber fraud. Customers would get 20 days to explain suspicious transactions, while banks would have fixed timelines for review and police referrals.

Delays in provident fund claims may yield additional interest for members as witnessed in a recent Mumbai Consumer Commission ruling concerning a retiree's delayed PF settlement. Here's what to do if your claim has been delayed too.

The ITAT Rajkot has ruled that interest awarded on enhanced compensation for compulsory acquisition of agricultural land can qualify for tax exemption. The ruling could matter for landowners who receive enhanced compensation and interest after their agricultural land is acquired.

An expired driving licence, inaccurate policy details or even bundling an old dent with a new accident can complicate a motor insurance claim. Heres what car owners should know before filing one.

Investments in stocks and mutual funds can lead to capital gains tax, though the liability depends on whether gains are short-term or long-term, the duration of asset holding, among other factors. Check how much tax you need to pay on 3 lakh profit. 

The Motilal Oswal Nasdaq Q50 ETF surged 41% in a week even as the value of its underlying US stocks fell 2.6%, with its market price moving far above its NAV. The unusual premium has widened amid limited supply of ETF units and a recent change in SEBIs price-band rules.

A promise by a life insurance company for financial protection is put to the test at a difficult timefollowing the death of a loved one, when the family must navigate the claims process, often for the first time. Here is what nominees need to do at each step to ensure a smoother settlement.

Portability was meant to keep insurers honest by keeping the exit door open. The door exists but for the old, the ill, and the recently hospitalised, someone is still standing in the way.

The Nagpur ITAT has upheld a 23,494 Section 87A rebate claimed by a taxpayer on short-term capital gains under Section 111A. The tribunal rejected the Income Tax Departments challenge, finding no express bar on the rebate for STCG under the law applicable to AY 2025-26.

Gold and silver prices today, 14 September: Check the latest 24K, 22K gold and 999 silver retail rates across Mumbai, Pune, Nagpur and Nashik, along with MCX market updates.

Many overlook financial planning for incapacity, leaving their assets undiscovered. This is what one should do to ensure that their investments reach their family if they become incapacitated and how to trace a person's financial assets if they didn't leave records.

After relocating to the US in 2018, a taxpayer missed his income tax return deadline in India, leading to a penalty of 8.29 lakh. The ITAT Jaipur eventually ruled in his favor. Here's why. 

Eternal, the parent company of Zomato and Blinkit, has gained 45.36% in six months, while 430 actively managed mutual fund schemes held the stock in July 2026. HDFC Consumption Fund had the highest allocation at 10.7%, followed by several schemes with more than 8% exposure.

A security deposit is the tenant's property, held in trust by the landlord against proven dues, and cannot be arbitrarily deducted under Indian tenancy law and property jurisprudence.

Employees should verify that their PF contributions are deposited with the EPFO, as deductions on salary slips don't guarantee deposits. Here's how to check and what to do if monthly deposits are missing. 

One flexi-cap, one mid-cap and one small-cap fund may be enough for diversification, but three schemes do not automatically mean a well-diversified portfolio. Experts explain why investors should check stock overlap, sector exposure and risk before adding more mutual funds.

Bank holiday today: Public and private banks in Mumbai, Bengaluru, Chennai, and Hyderabad among other cities, are closed on 14 September for Ganesh Chaturthi. Net and app services are available for customers.

Three flexi-cap funds account for more than half of the category's total AUM. But does their dominance in assets also translate into stronger returns? A comparison of one-year and five-year performance reveals a different picture for investors.

Two repayment methods, debt avalanche and debt snowball, help borrowers manage multiple loans. Both methods require consistent minimum payments and strategic allocation of extra funds toward one debt.

Debt returns have historically stayed relatively steady over the long term, but the current high-yield environment raises questions for investors. With interest rates on pause and inflation shaping return expectations, heres what investors need to know before assessing debt allocation.

A structured guide to managing foreign assets, updating bank status, and optimizing tax efficiency when relocating back to India

Before claiming car insurance for a repair bill, evaluate potential No Claim Bonus impacts. 

AI is changing how consumers research different loans and credit options, but the next shift could go beyond answering questions. Agentic AI may help consumers compare credit options, understand their needs, and take permitted actions. 

The ITAT holds that selecting the incorrect ITR form does not justify taxing the same business income twice

Investors often choose mutual funds or asset classes based on recent returns, but the process should start with the financial goal. Defining the target, timeline, and required amount can help investors choose an appropriate asset allocation and investment products.

Pension Fund Regulatory and Development Authority Chairman S Ramann said the new pension product is expected to release final guidelines soon, with formal launch likely in 30 days. Here's all we know 

Chasing an impressive lifestyle can trap individuals in a cycle of debt and expectations. Spending to impress others undermines future savings and creates emotional burdens.

Employees Provident Fund: The EPFO provides pension benefits for subscribers with over 10 years of service. Today we explain the use of Form 10C to initiate claims online, withdraw your pension or obtain a scheme certificate.

The Nifty 50 remains 8.5% below its January 2026 peak despite recovering from its March low. For ETF and index fund investors, the gap raises questions about whether to exit or stay invested. A recent study highlights the risks of missing sharp market recoveries.

Mumbai consumer forum passed the order in a case involving a 5 lakh health insurance claim for pancreatitis. The commission directed Max Bupa Health Insurance to pay the policyholder's claim after the insurer rejected it by citing a 24-month specific waiting period applicable to pancreatitis

Morgan Housel's The Psychology of Money emphasises the role of behaviour in financial decisions. It also highlights that intelligence alone doesn't ensure financial success.

Indian equities could see a re-rating in H2 FY27 as earnings growth improves and domestic institutional support remains strong. But elevated valuations in parts of the market may require investors to reassess portfolio positioning as the next phase unfolds.

Assam, Arunachal Pradesh, Bihar, Tamil Nadu, Sikkim, West Bengal and more Check full list of states that have announced DA hikes so far, besides payment of DA arrears for employees and pensioners.

In the new tax regime, individuals earning up to 12 lakh can enjoy zero income tax, but can capital gains from equity investments also enjoy this benefit? Here's all you need to know.

8th Pay Commission: Pensioner groups demanded pension revisions from the 8th CPC. Today we explain the proposal for progressive age-based enhancement up to 100% of last drawn pay and how this could be implemented.

Tatkal NPS is now available on the BHIM Payments App, offering eligible bank customers a digital route to open an NPS account. The new facility aims to simplify onboarding, KYC, and contributions through a faster process. Here's what users need to know about the new facility.

Families face diverse financial burdens during delivery, influenced by factors such as insurance, hospital choice and room type. Personal costs vary, underscoring the importance of understanding coverage details and package options.