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Gold loans are shedding their last-resort image as record prices unlock higher borrowing capacity. Experts say disciplined borrowing and awareness of LTV risks are key as more households monetise idle gold.
Deepak Shenoy has alerted people to fake tax notices being circulated via email, urging vigilance against fraudsters during tax season. Here's how to check whether your tax notice is genuine and what steps to take next.
Multi-asset funds are drawing strong inflows, but Sebis FoF recategorization has triggered a wave of new variants. While they promise deeper diversification, the growing menu may also complicate investor choice.
Central government employees must choose between NPS and UPS. Our simulations show that replicating UPS assured, inflation-linked pension through a market-linked NPS corpus is difficult in most realistic scenarios.
The Core and Satellite portfolio strategy combines stable, long-term investments (Core) with higher-risk, high-reward opportunities (Satellite). Here's why this combination approach could be worth exploring
Tax savings FDs vs National Savings Certificate? Check details and rate of interest to choose what works best for you
Many women have been accustomed to signing financial documents without full understanding, largely because they were not actively included in financial decision-making. Take the time to read, ask questions and fully understand financial documents
NBFCs usually provide fixed deposit rates higher than traditional banks, reaching up to 7-8%. Here's how much interest rate top financial institutions are offering in India.
Owning property is key to financial security, yet many women still miss out on their rightful inheritance. Heres what the law provides and the steps women can take to claim their share.
Gold ETFs and FoFs provide digital ownership with no storage and insurance costs, ease of buying and selling, etc. Gold coins and bullion provide tangible ownership with immediate possession, while gold jewellery serves investment and consumption needs.
What happens if the head of the household goes away? What if the PMS house that takes care of the money wants to change things up or sell its business? What happens to the portfolio when the individual who made the money is no longer there?
Taxpayers under the old tax regime can claim up to 1.5 lakh deduction under Section 80C. But can these tax-saving investments help during a cash crunch? Heres when and how you can access the money.
Beyond major loans, a growing web of small, automated, and often overlooked recurring expenses is quietly eroding the savings and financial flexibility of Indian households.
With rising tensions in West Asia, airlines are rerouting or suspending flights, complicating travel plans. Travellers should review their insurance policies for coverage on delays and cancellations, as benefits differ.
The Central Information Commission has urged the Income Tax Department to create a taxpayer-friendly mechanism to address grievances, noting that taxpayers often struggle to resolve discrepancies in TDS.
Women often run household budgets but remain underrepresented in investment decisions. Five fund managers share how they built credibility in finance and what women must do to move from saving to investing.
The compound interest is credited by EPFO on a monthly running balance basis at the statutory rate declared for each year. For 2024-25, EPFO declared an interest of 8.25%.
Doing so essentially involves moving from a regular plan, where commissions are built into the expense ratio, to a direct plan.
The EPFO has approved an interest rate of 8.25% on EPF deposits for 2025-26, maintaining the rate for the second year.
A windfall gain or retirement corpus can be hard to manage without falling prey to poor timing or tax inefficiency. Here are two mutual fund tools that help investors deploy lump sums gradually and generate tax-efficient monthly income
Non-citizens who are not domiciled in the US are subject to US transfer taxes only in limited situations.
An FII who invested in Indian equities at the start of 2024 and exited in early 2025 with a modest Sensex gain would have earned barely 0.61% in dollar terms after rupee depreciation against US 10-year bond yields that were above 4.5% through much of 2024, and remain at 4.08% as of February 2026.
There are clear lessons from the FII-DII conundrum: stay with the basics. Its SIP compounding through FII volatility, according to experts.
A gold loan is a secured loan in which gold jewellery is pledged as collateral. Interest rates in India range from 8% to 27%, depending on various factors. Here are the options.
From co-investment vehicles and AI-only schemes to 1,000 social funds, Sebis AIF reforms expand flexibility for wealthy investors while raising fresh questions on liquidity and risk.
Life cycle funds, launched under Sebis new framework, automate the glide path to financial goals. They seek to eliminate the guesswork in the final years.
FD rates comparison: Here's a look at the latest bank fixed deposit rates offered by the biggest lenders State Bank of India, ICICI Bank, HDFC Bank, Kotak Mahindra Bank and Yes Bank.
UPI and credit cards now complement each other, with UPI boosting usage and cards offering liquidity, rewards and flexible credit, says Salila Pande, MD & CEO, SBI Card
Here is everything you need to know about what is advance tax, when is advance tax deadline, what are the penalties for missing advance tax deadline and more.
As leadership shifts from large-caps to small-caps and back again, portfolios that evolve with the cycle are structurally better positioned.

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