Paying the minimum due on your credit card helps avoid late fees and maintain credit health, but consistently doing so can lead to mounting interest and long-term debt.

Managing unplanned expenses with a personal loan becomes easier through smart borrowing, timely repayments and regulated lenders, ensuring financial stability while avoiding debt traps and protecting your credit score.

There are several SBI Cards which are offered in partnership with other lenders such as Bank of Maharashtra, Punjab & Sind Bank and UCO Bank. We list out a few of them in this article

Missing a personal loan EMI can significantly reduce your credit score, attract penalties, and harm your future borrowing potential, making timely payments crucial for maintaining a strong credit profile.

EPF 3.0 brings long-overdue simplification and flexibility. But in chasing convenience, we risk forgetting what the provident fund was built forretirement security.

The Axis Bank Select Credit Card offers features and benefits such as a BOGO movie offer, a 20% discount on Swiggy and BigBasket, complimentary domestic and international airport lounge access, complimentary golf access, milestone benefits, etc. 

Travel is a luxury and therefore, it is not recommended to take a personal loan for it unless the travel is urgent or you are taking loan for a very short period  

If the total tax payable during the year exceeds 10,000, a taxpayer is required to pay advance tax. However, there are other factors to consider.

From PPF & SCSS to KVP, there are several post office savings schemes which offer consistent returns in the range of 7-8.2 per cent a year to investors

Think of your financial journey like going on a mountain trek. Financial planning is your preparation and roadmap, financial freedom is reaching the summit peak and financial well-being is how you feel during the trek journey

Mutual Funds: Your monthly contribution via SIPs may fluctuate based on the rate of return your investment delivers. For example, when your investment grows at 12% per annum, you need an SIP of 20,016 and when it grows at 9%, you need an SIP of 26,426 to save 1 crore in 15 years

While gifting wealth-creating assets is thoughtful, and often tax-efficient in the long run, its important to be mindful of the tax implications that may arise for both the giver and the recipient.

Pre-approved credit cards offer faster approval and introductory benefits but may have lower limits and perks.

As GST cuts make petrol and diesel cars cheaper, buyers are redoing their math. EVs still save on running costs, but the payoff depends on how much you actually drive.

Managing multiple credit cards wisely can enhance your credit score by improving credit utilisation, repayment history, and credit mix, while poor management can lead to debt and lower scores.

A strong credit mix of loans and credit cards enhances your credit score, showcasing responsible financial behaviour and improving your chances of securing favourable lending opportunities.

HDFC Bank is offering up to 10,000 bonus Marriott Bonvoy points on spending up to Rs. 2.5 lakhs on the Marriott Bonvoy HDFC Bank Credit Card between 1st October to 30th November 2025.

We list out the latest interest rates charged by different banks on their personal loans

Being named a nominee for fixed deposits does not automatically make you the sole owner. Legal heirs or Will beneficiaries have claims, too.

The following strategies can help you overcome the challenges of irregular income and achieve financial security.

EPFOs move to extend full withdrawal timelines aims to secure retirement savingsbut may create new hurdles for migrants, retirees, and those facing emergencies.

While a customer may relate to a figure in one's home currency under DCC, the amount includes additional spreads and fees that almost always work out higher than what their own bank or card network would have charged.

Both PPF and fixed deposits are safe investment options and provide fixed and assured returns. The difference, meanwhile, lies in the lock-in period, rate of return and tax treatment. 

Discontinuing your mutual fund SIP is not always wrong. Sometimes, your financial goals have already been met, or another investment opportunity may be on the horizon.

Personal loans: As RBI report points out household debt significantly post Covid, a quick check list to check before you borrow money

Hindu law has evolved from ancient scriptures, with significant codification in 1956 through acts like the Hindu Succession Act, which governs inheritance rights. 

Autopay on debit and credit cards simplifies recurring payments, following RBI guidelines.

India Post Payments Bank has partnered with EPFO to provide doorstep Digital Life Certificate services for pensioners enrolled in the Employees' Pension Scheme, 1995.

Indias IPO reforms deepened the marketbut also fuelled a culture of short-term bets, overpricing, and unrealistic expectations. Its time for a fairer, more transparent ecosystem.

A Will isnt only for the wealthy. Its a simple, powerful way to ensure your assets are passed on as you intend without legal hurdles, disputes, or uncertainty.

Here is a step-by-step guide for EPFO subscribers to update the date of leaving their job.

Best Mutual Funds: An annual growth of 20% means that if someone had invested 1 lakh in this fund five years ago, it would have grown to 2.48 lakh.

Mutual Funds: Mitra is a service platform that helps investors trace inactive and unclaimed mutual fund folios. It is an abbreviation for Mutual Fund Investment Tracing and Retrieval Assistant.

Most borrowers buy insurance linked to home loans, but many of these policies are inadequate, misaligned, or wrongly assignedleaving families unprotected when they need it most.

Before taking a personal loan, understand key factors like interest rates, repayment capacity, eligibility, and lender credibility to make informed borrowing decisions and protect your financial stability.

A private limited company may declare an interim dividend at any time during the financial year, provided it is paid out of the profits earned by the company during that financial year.

Digital payment methods, such as UPI, have transformed how consumers perceive spending. The absence of physical cash reduces emotional connection, making transactions feel effortless. 

Checking your personal loan EMI helps manage monthly repayments, prevent debt traps, and improve financial stability through smart budgeting, timely prepayments, and responsible credit planning for long-term financial health.

UPI in India surpassed 67.8 crore QR codes, enabling 143.3 lakh crore in transactions in H1 2025, a 23% increase y-o-y. 

Premium credit cards are high-end cards which target wealthy individuals who require concierge service and who have a higher income   

Managing a portfolio of stocks that strives to beat its benchmark across market cycles isnt too different from producing consistent, high-quality batches of whisky at a single malt distillery despite changes in the weather and raw materials.

Only if your KYC status is validated can you can invest freely across mutual funds. If it is merely verified or registered, you can continue investing with your existing mutual fund houses, but not new ones.

Banks and cooperative banks are required to report to the Income Tax Department if someone deposits 10 Lakh or more during a single financial year.

Does owning more mutual fund schemes truly diversify your portfolio, or just clutter it? Financial planners weigh in on how to build a focused, effective mix.

Health insurance exists to protect families in times of crisis not to penalize them for unrelated medical histories from decades past.

Indias pension regulator is rethinking how retirement savings convert into steady income, with new models that link contributions to outcomes and offer inflation protection.

The EPFO Employee Enrollment Scheme 2025 has been made effective from November 1, and aims at encouraging employers to voluntarily declare and enroll eligible employees.

The UIDAI's new Aadhaar rules from today, November 1, 2025, will help Aadhaar holders update their information with ease by not having to visit the enrolment centres.

Three common investment options for retail investors are ELSS, PPF and fixed deposits. ELSS gives exposure to equity whereas PPF and fixed deposits (FDs) provide assured returns to retail investors. Here we give a comparative analysis of these three investment options

In this cyber fraud, a stranger pretending to be someone you know would request you to merge a call, thus orchestrating a fraud which can lead to the loss of your entire bank balance. Read this to know more about call merging scam