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Electronic gold receipts let Indian investors own gold digitally while it is stored in Sebi-approved vaults. Here's how it works and how to purchase units online.

A 5 lakh gift from a brother to his sister is tax-free under the Income-tax Act, 2025. However, siblings must follow cash transaction rules. Know when gifts are exempt, when they become taxable and how to transfer money legally.

AFT's Chandigarh Bench rules that Wing Commander Chandi is entitled to pension and other retirement benefits after modification of its 2015 judgment.

SIP investments outperformed lump-sum investing in six of 10 major global equity markets over 30 years, according to DSP Mutual Fund. Japan recorded the biggest SIP advantage, while Brazil delivered higher returns through lump-sum investments.

Basic pay of 29,200, Dearness Allowance, HRA and Transport Allowance determine monthly gross salary; annual earnings reach approximately 7.47 lakh in X-class cities.

The NCPA has urged EPFO to stop rejecting EPS-95 higher pension claims, withdraw its January 2025 circular and withdraw pending court appeals, alleging that retirees are being denied benefits through technicalities despite the Supreme Court's 2022 judgment.

The Bihar Cabinet has approved a three-percentage-point increase in dearness allowance for state employees and dearness relief for pensioners, effective July 1, 2026. 

Gifts received from a brother are exempt from income tax, regardless of value. Here's when it becomes taxable.

The Supreme Court has clarified that a grandson cannot claim a birthright in property inherited by his father under the Hindu Succession Act, 1956. The ruling explains when inherited property becomes the father's exclusive property.

The government has clarified pension commutation rules for central government retirees, identifying five categories eligible to commute pension without medical tests. Pensioners must meet the one-year deadline, while others may need medical examination.

Salary-slip deductions do not guarantee that employers deposit provident fund contributions. Here's how employees can check the status and report discrepancies, if any.

Your first salary is an opportunity to build sound financial habits. From budgeting and creating an emergency fund to buying health insurance, managing credit cards and starting SIPs, here are five money decisions young earners should make early.

Banks will be closed in Gangtok, Imphal, Kanpur, Kolkata, Lucknow and Shimla on Wednesday, November 11, for regional festivals. Details here.

EPFO's VISHWAS 2026 scheme allows eligible employers to settle pending PF damage disputes at reduced rates, starting at 0.25% per month. The one-time settlement window closes on 28 December 2026. Interest and PF contributions remain payable.

The NC-JCM has proposed major changes for central government employees under the 8th Pay Commission, including higher minimum pay, 6% annual increments, increased pensions and allowances, and doubling leave encashment to 600 days.

EPFO has shifted the venue of its 240th CBT meeting on 19 November from Gujarat to New Delhi. The meeting comes amid media reports suggesting a possible increase in the minimum EPS pension from 1,000 to 3,000. 

Indian investors are looking beyond domestic equities, but recent overseas market corrections underline why global exposure should be a long-term diversification strategy, not a bet on past returns.

Travellers are finding creative ways to preserve their winter holidays despite soaring airfares. Some are swapping flights for trains and road trips, while others are choosing domestic destinations over international ones.

With Bhai Dooj around the corner, consider gifting your sibling gold ETFs instead of traditional gold. Know how to transfer ETF units through demat accounts, how gifting differs from mutual funds, the available transfer routes, costs and tax implications.

Incorrect personal or employment details in your EPF account could create hurdles when withdrawing money, transferring PF balance, or settling claims. EPFO has highlighted its Joint Declaration facility, allowing members to request corrections to their records through the Member Portal.

With Diwali over, NPCI has yet to announce the implementation date for MDR on select UPI payments above 2,000. Here's what you need to know about the proposed 0.4% charge, sector-specific rates, and whether merchants or customers will bear the additional cost.

American Express India has deducted Membership Rewards points linked to cancelled cards, leaving some customers with negative balances. The move has raised concerns about pooled reward points, the 30-day forfeiture rule, and how affected cardholders can challenge the deductions.

Low prices can disguise weak businesses, poor liquidity and manipulation risks. Sebis proposed clean-up is a reminder that penny stocks can be costly bets.

Gold and silver prices declined on 10 November as investors awaited key US inflation data. Check the latest 24K and 22K gold rates and silver prices across major Indian cities and key factors influencing international bullion prices.

With Diwali celebrations over, salaried employees should understand how employers' festive gifts, vouchers and cash bonuses are taxed. The rules prescribe different tax treatments for these benefits, which can affect employees' taxable income and overall tax liability.

Senior citizens can earn up to 8.6% on five-year FDs. Suryoday Small Finance Bank offers the highest rate, followed by Jana and DCB Bank at 8%. Here is a comparison of FD rates across small finance, private and public sector banks.

PPFAS Flexi Cap Fund added Netflix, exited Meta Platforms and reduced Microsoft in October 2026. It also increased investments in DLF, Maruti Suzuki, M&M and other Indian stocks. Here's a look at its latest portfolio and long-term rolling returns.

Wedding insurance can help Indian families recover costs if unforeseen events such as fire, theft, severe illness or extreme weather disrupt celebrations. Here's how it works.

Choosing an NPS pension fund based on one-year returns can be misleading. Investors should assess rolling returns, upside and downside performance, and volatility to understand how consistently a scheme has beaten its benchmark across different market cycles.

The government has expanded mandatory gold jewellery hallmarking to six more districts, taking coverage to 398 districts across 26 states and UTs. Here's the complete list of additions and what buyers should check before purchasing gold jewellery.

When employment ends, employers settle outstanding dues after the last working day and deduct applicable TDS. Here's how each component of the payout is taxed.

Firecracker injuries during Diwali can lead to significant medical bills. While health insurance covers serious burns and eye injuries requiring hospitalisation, minor outpatient treatment and consumables may be excluded.

ITAT Jaipur deleted an 11 lakh penalty on a farmer who accepted cash while selling his house for 22.5 lakh. The tribunal cited his lack of awareness of tax rules and held that reasonable cause justified relief under Section 273B.

Anthropic's Claude Personal Finance and OpenAI's ChatGPT Finances offer AI-powered budgeting, spending analysis and financial planning through linked bank accounts. However, they differ in data privacy settings, advertising policies and plans to expand financial services.

Hyderabad businessman Nanavath Bhupal Naik is accused of running a 670-crore investment fraud that affected about 7,400 people. Here's how he pulled off the massive fraud. 

Nifty 50 ETFs and index funds track the same benchmark but differ in trading, liquidity and investment convenience. Anand Rathi Wealth's Protima Dhawan explains five parameters to compare and why she prefers actively managed equity funds.

Will old your cheque book become invalid after December 31, 2026? The RBI has clarified claims that existing CTS cheque books become invalid from the new year. Here's all you need to know 

Wrong details in your EPF account? Follow EPFOs 5-step joint declaration process to correct them online, plus 2.36 lakh grievances resolved in October.

Amid this festive season, we answer how much gold you can keep at home legally, if there's a penalty for exceeding limits, rules about declaration, investments, what the tax requirement is, and more.

The complainant alleged that despite multiple official communications from the pension-sanctioning authorities, repeated visits to the branch, and formal representations, the bank failed to release the correctly revised family pension.

8th Pay Commission report is due around May 2027. Know about interim reports, extensions and when the revised salary and pension may be implemented.

Bank Holiday, closed tomorrow 10 Nov 2026: Public and private sector lenders including the State Bank of India and HDFC Bank will be closed in Ahmedabad, Bengaluru, Belapur, Dehradun, Gangtok, Mumbai and Nagpur; heres why. 

Rather than pressure people to have children, policymakers should make parenting more affordable and strengthen pensions and elder care for those who remain childfree.

Post Office savings account ATM limit is 25,000 a day. Know the per-transaction cap, free transactions, charges and the 500 minimum balance rule.

Reward points and a generous credit limit can make spending feel like a win, but unnecessary purchases and high credit utilization may cost more than you gain.

Gold and silver prices today, 9 November: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Post Office MIS: 15 lakh in a joint account at 7.4% pays 9,250 a month. Know the limits, withdrawal penalties and tax rules before you invest.

DA hike news: Uttar Pradesh has raised dearness allowance for eligible state govt employees by 3%, from 60% to 63% of basic pay, effective July 1, 2026. Enhanced DA will be paid with November's salaries. 

Reit-oriented funds offer an easy way into real estate trusts, but with only a handful of listed Reits, their portfolios are not pure Reit plays yet.

The 8th Pay Commission has completed one year of its 18-month term, with its final report expected around May to June 2027. If the revised pay is applied from January 1, 2026, a Level 6 employee with 44,900 basic pay could see about 5.14 lakh in 12-month arrears at a 2.57 fitment factor.