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Senior citizens can earn up to 8.6% on five-year FDs. Suryoday Small Finance Bank offers the highest rate, followed by Jana and DCB Bank at 8%. Here is a comparison of FD rates across small finance, private and public sector banks.

PPFAS Flexi Cap Fund added Netflix, exited Meta Platforms and reduced Microsoft in October 2026. It also increased investments in DLF, Maruti Suzuki, M&M and other Indian stocks. Here's a look at its latest portfolio and long-term rolling returns.

Wedding insurance can help Indian families recover costs if unforeseen events such as fire, theft, severe illness or extreme weather disrupt celebrations. Here's how it works.

Choosing an NPS pension fund based on one-year returns can be misleading. Investors should assess rolling returns, upside and downside performance, and volatility to understand how consistently a scheme has beaten its benchmark across different market cycles.

The government has expanded mandatory gold jewellery hallmarking to six more districts, taking coverage to 398 districts across 26 states and UTs. Here's the complete list of additions and what buyers should check before purchasing gold jewellery.

When employment ends, employers settle outstanding dues after the last working day and deduct applicable TDS. Here's how each component of the payout is taxed.

Firecracker injuries during Diwali can lead to significant medical bills. While health insurance covers serious burns and eye injuries requiring hospitalisation, minor outpatient treatment and consumables may be excluded.

ITAT Jaipur deleted an 11 lakh penalty on a farmer who accepted cash while selling his house for 22.5 lakh. The tribunal cited his lack of awareness of tax rules and held that reasonable cause justified relief under Section 273B.

Anthropic's Claude Personal Finance and OpenAI's ChatGPT Finances offer AI-powered budgeting, spending analysis and financial planning through linked bank accounts. However, they differ in data privacy settings, advertising policies and plans to expand financial services.

Hyderabad businessman Nanavath Bhupal Naik is accused of running a 670-crore investment fraud that affected about 7,400 people. Here's how he pulled off the massive fraud. 

Nifty 50 ETFs and index funds track the same benchmark but differ in trading, liquidity and investment convenience. Anand Rathi Wealth's Protima Dhawan explains five parameters to compare and why she prefers actively managed equity funds.

Will old your cheque book become invalid after December 31, 2026? The RBI has clarified claims that existing CTS cheque books become invalid from the new year. Here's all you need to know 

Wrong details in your EPF account? Follow EPFOs 5-step joint declaration process to correct them online, plus 2.36 lakh grievances resolved in October.

Amid this festive season, we answer how much gold you can keep at home legally, if there's a penalty for exceeding limits, rules about declaration, investments, what the tax requirement is, and more.

The complainant alleged that despite multiple official communications from the pension-sanctioning authorities, repeated visits to the branch, and formal representations, the bank failed to release the correctly revised family pension.

8th Pay Commission report is due around May 2027. Know about interim reports, extensions and when the revised salary and pension may be implemented.

Bank Holiday, closed tomorrow 10 Nov 2026: Public and private sector lenders including the State Bank of India and HDFC Bank will be closed in Ahmedabad, Bengaluru, Belapur, Dehradun, Gangtok, Mumbai and Nagpur; heres why. 

Rather than pressure people to have children, policymakers should make parenting more affordable and strengthen pensions and elder care for those who remain childfree.

Post Office savings account ATM limit is 25,000 a day. Know the per-transaction cap, free transactions, charges and the 500 minimum balance rule.

Reward points and a generous credit limit can make spending feel like a win, but unnecessary purchases and high credit utilization may cost more than you gain.

Gold and silver prices today, 9 November: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Post Office MIS: 15 lakh in a joint account at 7.4% pays 9,250 a month. Know the limits, withdrawal penalties and tax rules before you invest.

DA hike news: Uttar Pradesh has raised dearness allowance for eligible state govt employees by 3%, from 60% to 63% of basic pay, effective July 1, 2026. Enhanced DA will be paid with November's salaries. 

Reit-oriented funds offer an easy way into real estate trusts, but with only a handful of listed Reits, their portfolios are not pure Reit plays yet.

The 8th Pay Commission has completed one year of its 18-month term, with its final report expected around May to June 2027. If the revised pay is applied from January 1, 2026, a Level 6 employee with 44,900 basic pay could see about 5.14 lakh in 12-month arrears at a 2.57 fitment factor. 

Bank holiday today: Check in which cities lenders including the State Bank of India and HDFC Bank will be closed on Monday, 9 November for customers on account of Diwali, Laxmi Puja, Govardhan Pooja and Vishwakarma Day.

Tax breaks for foreign investors are a good idea, but India's long-term savers also deserve something better than the current deal

Turning 30 without a credit history? First-time borrowers can build a healthy credit profile by starting with manageable credit, paying EMIs on time, maintaining low credit utilisation and monitoring their credit reports regularly.

Diwali 2026: For Bhai Dooj, brothers can support their sisters financial independence with gifts such as mutual fund SIPs, gold investments and other ways. The best choice depends on her needs, risk tolerance and financial goals.

Investors sometimes misunderstand the limits when making deposits in their child's public provident fund account. Here's how much each parent can invest for their child while keeping the annual contribution tax-free. 

Jeweller gold savings schemes let customers make fixed monthly deposits for a set period and redeem them for jewellery. Here's how they work, benefits, risks and what to check.

Diwali gifts from employers worth less than 15,000 in aggregate can be tax-free, but cash bonuses are taxable as salary. Here's how festive payouts affect your income tax, rebate eligibility and take-home pay under the new tax rules.

Your Money or Your Life presents a path to financial independence built on tracking the life energy behind income and spending, defining how much is enough, earning intentionally, and investing. 

RBI clarifies that existing CTS cheque books will remain valid after December 31, 2026, dismissing viral claims of new rules.

Gita Gopinath warned that the AI investment boom could face a market correction if companies fail to generate enough profits to recoup nearly $1 trillion in expected 2026 spending. 

HDFC, ICICI Prudential, Quant, Aditya Birla Sun Life and Franklin Templeton have revised the risk-o-meters of several mutual fund schemes in November 2026. Here's what has changed and what investors should check before making decisions.

Railway employees have sought a 69,000 minimum basic salary, 3.833 fitment factor, 6% annual increment and five promotions under the 8th Pay Commission. Their demands also include higher pensions, DA merger and faster restoration of commuted pension.

Uttar Pradesh is considering financial assistance of 50,000 for eligible women ahead of the 2027 assembly election. Here's what we know so far about the scheme.

Gold prices have fallen 24% globally from their January peak, but domestic rates are down only 20%. Higher import duty, rupee depreciation and unusually high premiums in January explain why Indian buyers have seen a smaller correction.

Gifts from specified relatives, including parents, are tax-free, while gifts from non-relatives are generally taxable if their total exceeds the prescribed threshold. Here's why you should still document the money transfer and declare it in ITR.

Diwali 2026 car purchase: Festive discounts may reduce the upfront cost of buying a car, but ownership brings recurring expenses. Buyers should estimate those costs, set aside emergency funds and consider depreciation to understand vehicles true long-term affordability.

Small-cap mutual funds topped equity categories over 10 years, but returns varied among the largest schemes. Quant Small Cap led with 24.98% SIP returns, while SBI and HDFC delivered less than 18%, despite managing over 40,000 crore each.

The Maharashtra State Road Transport Corporation will give 10,000 Diwali bonus to each of its 83,000 employees. It has also raised DA to 60% and announced 12,500 festival advance for eligible staff. 

ITAT Ahmedabad has deleted a 4.42 lakh penalty imposed on Nascent Info Technologies for misreporting income after disallowance of 7.16 lakh in delayed employees' PF and ESI contributions. The tribunal said disallowance alone does not establish misreporting.

Compare 10 lakh investments in PPF and NSC in November 2026. Understand their latest interest rates, maturity periods, investment limits, Section 80C deductions, taxation rules and returns to choose the right government-backed savings scheme.

Gold, silver prices today, 8 November: Check retail price of 18K, 22K and 24K gold and 999 Fine silver on Diwali 2026 in your cities Ahmedabad, Bengaluru, Chennai, Coimbatore, Delhi, Hyderabad, Kolkata, and Mumbai. 

A farmer secured relief in a 18.24 lakh land valuation tax dispute after the ITAT Surat directed the tax officer to examine the Departmental Valuation Officer's (DVO) report. Here's how the ruling could help land buyers challenge excessive stamp duty valuations.

The World Gold Council believes that while gold may be nearing an interim bottom, with three historical conditions already in place, the broader economic outlook supports a possible price recovery for the precious metal. 

Fake loan apps are targeting young borrowers with instant credit offers this Diwali 2026. Know how these digital lending scams work and follow five essential precautions to protect your money, personal information and financial security.

DA hike news: Uttarakhand government has approved a 3% increase in Dearness Allowance for state government employees, raising the component to 63% of basic pay, with effect from 1 July 2026. Here's all you need to know