Union Minister Mansukh Mandaviya explained the relaxations in EPFO rules, which allow employees to withdraw 75% of their EPF upon job loss. The remaining 25% can be withdrawn after one year. Details here. 

Credit cards like IRCTC SBI Platinum and Flipkart Axis Bank provide cashback and discounts on various purchases. Additional co-branded options, such as Standard Chartered and Swiggy HDFC Bank, offer benefits tailored to online shopping and dining, making them ideal for festive spending.

There could be several reasons for the rejection of your personal loan application, such as old age, lack of regular income, current liabilities and the tenor of your service contract. 

Keeping finances organized is essential, yet challenging. Closing inactive bank accounts can simplify this process, but accounts become inoperative after two years. Reactivation requires KYC, and funds may transfer to the DEA Fund after ten years. Always review terms before closing an account.

Credit report does not merely contain credit score but it also entails the loan history and past inquiries 

Paying EMIs on time this Dhanteras strengthens credit scores, enhances borrowing power, and fosters financial discipline, helping individuals secure long-term financial stability while avoiding penalties and improving loan approvals.

Efficient credit card usage focuses on managing credit wisely through timely repayments, low utilisation, and smart spending habits to maintain financial stability and improve overall creditworthiness.

If your health insurance claim is rejected after porting despite continuous coverage, heres what Irdais rules sayand the steps you can take to get it resolved.

Diwali 2025: Maintain a good credit score this festive season by budgeting smartly, managing credit card spending, and ensuring timely repayments to enjoy festive celebrations without affecting your financial health.

Union Minister Mansukh Mandaviya announced new EPFO rules allowing employees who lose their jobs to withdraw 75% of their EPF immediately, with the remaining 25% accessible after one year, maintaining service tenure for pension eligibility.

Theres nothing wrong with keeping the tradition of buying gold on Dhanteras alive, but its worth recognising it for what it isa cultural decision and not a financial one, since physical gold delivers the lowest yields, experts said.

Personal loan scams: Someone who promises a higher loan amount than you are eligible for or who pretends to be the bank's agent and assures you of a good deal in return for a bribe could perpetrate fraud against you.

Festive spending can trigger poor financial decisions. Experts emphasize the importance of budgeting, avoiding high-interest credit cards, and treating bonuses strategically. 

Inflation does not directly impact your credit score but it impacts your purchasing power, thus leaving less disposable income in your hand. As a result, your credit utilisation could see a jump 

Practical strategies to clear credit card debt through prioritising high-interest repayments, consolidation, budgeting, and disciplined financial habits to regain control over your finances and rebuild credit health.

The inheritance dispute over Sunjay Kapur's 30,000 crore estate involves allegations of forgery and a fake will. Amid this, we take a look at what mistakes you must avoid while crafting your will and steps to ensure the validity of your document.

During India's festive season, managing finances is crucial to avoid debt. Experts suggest planning a budget, setting aside savings, and prioritizing paying off high-interest loans to celebrate without financial strain.

According to the new rules of EPFO, unemployed employees will be able to withdraw their final PF amount after 12 months of unemployment. The final PF pension withdrawal must be made only after 36 months.

Look beyond traditional gifts to help your loved ones build long-term value. Gifting a mutual fund or insurance policy can be a great beginning now that the process has been simplified.

Fi, in partnership with Federal Bank, has announced the launch of the MagniFi Federal Fi Credit Card, a first-of-its-kind lifestyle card designed around the way young Indians spend, on weekends.

Dopamine, FOMO and digital design: Whats really driving Indias festival shopping rush and how to shop smarter

An index fund is more like a regular mutual fund scheme. ETFs trade on stock exchanges just like shares, and their prices fluctuate throughout the day. Your choice would depend upon various factors, including the type of investor you are

Secured credit cards help users build credit, enjoy easy approvals, and develop financial discipline while ensuring safety, rewards, and future upgrades through responsible credit management.

While simplifying partial withdrawals is a welcome move by the EPFO, adding restrictions to final settlement could create more problems than it solves, experts said. Mint explains the proposals and what they mean for you.

The Indian Succession Act, 1925, considers the unusual circumstances that people of certain professions might face and allows a provision for Privileged Wills.

Millions of investors may be walking past their own moneydeposits, dividends, and insurance payoutstrapped in unclaimed accounts. Retrieving it is rarely simple, with legal hurdles, lost paperwork, and fragmented systems in the way.

Personal loan applications can be rejected due to low credit score, unstable employment, high debt, incomplete documentation, age restrictions, or limited credit history, highlighting the importance of eligibility and financial discipline.

Amid this festive season, we answer all the top FAQs about how much gold you can keep at home legally, if there's a penalty for exceeding limits, rules about declaration, investments, what is the tax requirement, and more.

Silver prices have surged by 108% in 2025, leading major ETFs to trade at a premium of about 10% over NAV. 

Your festive bonus can do more than fund a new gadget. With smart allocation and discipline, it can become the seed for your childs education, dream home, or retirement comfort.

A digital personal loan application can be made from anywhere. Online or video KYC speeds up the approval process. The applicant can choose from various tenure options and may benefit from lower interest rates.

Using a personal loan wisely this Diwali can prevent debt stress. Avoid speculative investments, lavish spending, and impulsive purchases to enjoy a financially responsible festive season.

Over seven crore EPFO subscribers can now withdraw up to 100% of their eligible provident funds, including both employee and employer shares. We explain CBT's simplified partial withdrawal provisions and reduced minimum service requirements. 

BNPL services can impact your credit score based on timely repayments, credit checks, and how responsibly you manage your borrowing behaviour and overall financial health.

With the new Multiple Schemes Framework, Indias National Pension System (NPS) lets investors go all-in on equities, pick themed portfolios, and even exit mid-career. But experts warn it could be turning too complex for comfort.

A growing number insurers are telling customers that any material change to their health they report at renewal can alter the premium and scope of their coverage, even though Irdai rules clearly prohibit them from doing so.

PPF accounts, popular for guaranteed returns, can be transferred. Here is a step-by-step guide to transferring your Public Provident Fund Account.

Credit card traps during Diwali 2025 can lead to hidden charges, rising debt, and credit score damage. Stay financially safe by managing spending, avoiding fake offers, and planning repayments wisely.

A higher than 30% CUR can impact the credit score negatively. A credit limit enhancement, a new credit card from another bank, or a secured credit card can increase the overall credit limit. 

Online personal loans offer faster approvals, minimal paperwork, flexible options, and transparent processes, making digital borrowing a convenient and secure choice for modern borrowers seeking quick financial assistance.

Gold and Bitcoin are both rallying on fears of de-dollarization and global uncertainty. But while one rests on centuries of trust, the other is still testing the limits of belief.

Silver has delivered stronger returns than gold, but navigating the white metals volatility isnt always easy.

There are several steps that one may take to repair the damage done by financial mistakes made in the past. We share some generic and specific suggestions here

We list out the names of some cards by ICICI Bank, HDFC Bank, Axis and American Express that offer reward points on the spends (and also as welcome benefits) which can be redeemed against travel bookings  

Although not a common practice, some people do not refrain from raising a personal loan for meeting large expenses during festive season

A gold ETF is an exchange-traded fund that tracks the price of gold. These funds are traded on stock markets just like securities, and investors need a demat account to buy and sell them.

Retirement planning today is primarily focused on financial instruments such as pension funds, savings schemes, or annuity plans. But what happens when ageing brings with it Parkinsons, dementia, severe arthritis and extreme loneliness?

Behind the impressive MF growth numbers lies a tale of two Indias: one where sophisticated urban investor drives exponential growth, and another where millions of potential investors remain locked out of the wealth creation journey.

If your ITR refund status shows processed but you are not getting it credited to your bank account, there is no reason to panic.

Borrowers with a 575 credit score can still secure personal loans by choosing regulated lenders, offering collateral, improving repayment discipline, and comparing loan offers for better approval odds.