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Income up to 12.75 lakh? Know whether you pay zero tax on capital gains too under the new tax regime

In the new tax regime, individuals earning up to 12 lakh can enjoy zero income tax, but can capital gains from equity investments also enjoy this benefit? Here's all you need to know.

13 Sep 2026 5:02 pm
8th pay commission: Demand for minimum pension on progressive age-based enhancement up to 100% of LPD, explained

8th Pay Commission: Pensioner groups demanded pension revisions from the 8th CPC. Today we explain the proposal for progressive age-based enhancement up to 100% of last drawn pay and how this could be implemented.

13 Sep 2026 4:46 pm
Tatkal NPS goes live on BHIM app: How to open an account in 3 steps, minimum contribution and eligible banks

Tatkal NPS is now available on the BHIM Payments App, offering eligible bank customers a digital route to open an NPS account. The new facility aims to simplify onboarding, KYC, and contributions through a faster process. Here's what users need to know about the new facility.

13 Sep 2026 4:38 pm
Planning a baby? Why your hospital package may not be the final bill: Maternity costs that all Indian parents must know

Families face diverse financial burdens during delivery, influenced by factors such as insurance, hospital choice and room type. Personal costs vary, underscoring the importance of understanding coverage details and package options.

13 Sep 2026 4:20 pm
Karnataka withholds pensions of 23 lakh beneficiaries flagged as suspicious; when will they be restored? Check details

Karnataka has withheld pensions for 23 lakh beneficiaries as a verification exercise revealed ineligible recipients, including taxpayers and those not meeting age criteria. Details here.

13 Sep 2026 3:51 pm
Why your SIP may not be delivering the returns you expect: Mistakes that mutual fund investors should avoid

SIP investments require careful planning. Investors often make mistakes by chasing past returns or halting contributions during market dips, which undermines benefits like rupee-cost averaging. Here are the mistakes you need to avoid.

13 Sep 2026 2:43 pm
Loan interest rates, EMIs to rise? Two back-to-back 25 bps repo rate hike from RBI soon?

The RBI is expected to hike the benchmark interest rate by 25 basis points in October and December due to rising crude prices and inflationary pressures. Changes in the repo rate will affect borrowers and depositors. Here's how.

13 Sep 2026 12:51 pm
Mumbai businessmans 6.42 lakh work travel claim denied as he used his wifes credit card; heres what ITAT ruled

A Mumbai resident's claim for 6.42 lakh in business travel expenses was rejected by the tax department due to payments made with his wife's credit card. Here's what happened next. 

13 Sep 2026 11:16 am
Will your minor child's income be clubbed with yours while filing ITR? Know when and how it is taxed

Minors can earn income independently through various means without it being taxed under their parents' income. Here's when and how their income is taxed in different scenarios.

13 Sep 2026 9:43 am
Bank holidays this week: SBI, HDFC, ICICI, PNB closed on up to 4 days from 1420 Sep; check city-wise RBI list

Banks will remain closed on four days between September 14 and 20, 2026, although the closures vary by location. Here is the RBI holiday calendar-based list for customers planning branch visits this week.

13 Sep 2026 8:20 am
Indian investors are overpaying for foreign ETFs. Beware the risks.u

Foreign investment limits and a new Sebi price-band rule have sent international ETF market prices soaring above their intrinsic NAVs, leaving buyers exposed if artificial premiums collapse.

13 Sep 2026 7:00 am
Hybrid home loans offer rate certainty, but read the fine print

With the repo rate at 5.25%, hybrid home loans offer borrowers a way to lock in EMI certainty, but the premium can make floating rates the better bet.

13 Sep 2026 7:00 am
Nagaland govt examining delays in pension, other retirement benefits Here's what could change

The Nagaland government has formed a committee to address pension delays and digitise the process, Chief Minister Neiphiu Rio informed the state Assembly. He noted issues stem from procedural non-compliance and inadequate guidance for retirees.

12 Sep 2026 11:54 pm
PFRDA looking to allow workers registered on e-Shram portal to open pension accounts via mobile phone, says Chairman

The PFRDA is working on tech to allow workers from the informal sector, registered on its e-Shram portal, to open pension accounts via mobile phone, according to Chairman S Ramann. 

12 Sep 2026 11:31 pm
Small-cap funds can fall harder than large-caps. How should investors size their bets?

Small-cap funds offer high growth potential but come with significant volatility. 

12 Sep 2026 10:59 pm
Atal Pension Yojana: Premature withdrawal rules and how to claim maturity payout amount, explained

Administered by the Pension Fund Regulatory and Development Authority, the Atal Pension Yojana (APY) aims to create a universal social security system in India. Today, we check the rules for premature withdrawal and how to claim maturity payouts.

12 Sep 2026 10:40 pm
PPF: Investing 1.5 lakh/year will accumulate this much corpus till your child turns 18 Check calculations

Today, we take a look at how much annual contributions of 50,000, 1 lakh and 1.5 lakh, made either as lumpsum or monthly credits, can generate for your child over 18 years. We also check how much they can accumulate by continuing the account till retirement

12 Sep 2026 9:42 pm
What happens to your mutual fund units if an AMC shuts down? Franklin Templeton and Morgan Stanley cases offer answers

An AMC shutting down does not mean investors lose their mutual fund units or the underlying stocks and bonds held by the scheme. Heres what happens when a fund house closes, transfers schemes to another AMC or winds up a mutual fund.

12 Sep 2026 9:29 pm
Can NRI nominees claim financial assets of deceased investors in India? Here's all you need to know

Upon the death of an Indian mutual fund or asset holder, nominees manage assets until transferred to heirs. NRIs can be nominees, requiring compliance to regulations. Details here.

12 Sep 2026 8:40 pm
EPFO: 79% of new UANs in FY26 generated by Gen Z employees aged 18-30 years, including 28% women

EPFO data indicates that Gen Z comprised 79% of new UANs in FY26, signaling a generational shift in India's workforce. Key sectors like retail and logistics remain major entry points for first-time workers.

12 Sep 2026 8:12 pm
Credit card limit 3 lakh, usage 50,000: How unused credit can help your credit score and finances

A 3 lakh credit card limit with 50,000 usage keeps credit utilisation at about 16.7%. An expert explains how low utilisation can support your credit profile, provide an emergency cushion, and encourage disciplined borrowing and repayment.

12 Sep 2026 6:41 pm
8th pay commission: Pension revision, minimum pension, dearness relief, pension commutationTop 12 demands by pensioners

8th pay commission: From pension revision to minimum pension and dearness relief (DR), pension commutation, and OPS Here are the top 12 demands made by pensioners during the consultation stage so far.

12 Sep 2026 6:31 pm
DA news update: Andhra Pradesh sanctions two dearness allowance instalments When will employees get arrears?

Andhra Pradesh has approved two dearness allowance revisions for state government employees, resulting in a total DA hike of 4.55% to be implemented from September 2026 salaries. Here's when arrears will be paid

12 Sep 2026 5:22 pm
PM Kisan 24th instalment: 2,000 not credited? Step-by-step guide on how to check status, file a complaint

Under the scheme, eligible farmers receive 6,000 every year in three instalments. The focus is now on the 24th instalment.

12 Sep 2026 5:19 pm
Can being a loan guarantor affect your chances of getting a loan? Expert explains

Becoming a loan guarantor can affect your future loan eligibility, borrowing capacity and credit profile. Understand how a guaranteed loan may influence lender assessments and the key factors to check before signing a guarantee for someone else.

12 Sep 2026 4:28 pm
1 lakh investment: NSC vs KVP Which Post Office scheme offers a higher maturity value? Check out the calculations

NSC vs KVP: Compare maturity value, interest rates and investment periods for a 1 lakh Post Office investment. Find out which scheme offers higher returns, understand tax benefits and choose the option that suits your financial goals.

12 Sep 2026 3:41 pm
Informal workers may soon open pension accounts via mobile, make contributions using UPI: PFRDA plan explained

The PFRDA plans to introduce mobile-based pension accounts for informal workers, enabling contributions via UPI through an easy digital process utilising the e-Shram database for account setup. Details of the proposal here.

12 Sep 2026 3:25 pm
Pool, park and gym missing: Karnataka homebuyers get relief from RERA after builder fails to provide promised amenities

 Karnataka RERA recently fined a builder 10 lakh for failing to deliver amenities as promised. Here's how aggrieved buyers can register complaints online through state portals.

12 Sep 2026 2:22 pm
1.09 crore sent from Kuwait to India: ITAT Ahmedabad grants partial relief in income tax notice case

An Indian working in Kuwait faced an income tax notice over 3.63 crore in reported financial holdings. ITAT Ahmedabad deleted a 5.52 lakh addition and ordered fresh verification of around 2.50 crore linked to HDFC Bank.

12 Sep 2026 1:57 pm
Hawkins Cookers FD opens on September 16; Know interest rates, minimum deposit required and other details

Hawkins Cookers will launch a fixed deposit scheme on September 16, with interest rates up to 8% for a 36-month tenure. Check full details of the offering here.

12 Sep 2026 12:44 pm
8th Pay Commission: Central government employees seek 5 MACP upgrades and promotional pay scales

8th Pay Commission: Central government employees unions seek five Modified Assured Career Progression (MACP) upgrades, shorter waiting periods and promotional pay scales. Here is what MSA, FNPO, NC-JCM and RSCWS have demanded and what the proposals could mean for employee salaries.

12 Sep 2026 10:58 am
EPF money withdrawal: When can employees claim their provident fund amount in advance?

Employees may need to access retirement savings before leaving the workforce for emergencies. The EPFO permits partial withdrawals, known as EPF advances, with specific eligibility. Check details here. 

12 Sep 2026 10:43 am
Should you prepay your loan early? Expert weighs in on interest savings, EMIs and future borrowing

Should you prepay your loan early? Experts explain how prepayment can reduce interest costs and debt, why timely EMI payments matter more for credit scores, and what borrowers should check before using savings to close a loan early.

12 Sep 2026 9:35 am
Father faces 12.83 lakh penalty over minor childs 1.17 crore interest income; ITAT Delhi grants relief

A minor's 1.17 crore interest income led to a 12.83 lakh penalty for his father. The tax officer denied a reduced rate under the India-UAE treaty and penalised for supposed under-reporting. Here's what happened next.

12 Sep 2026 8:54 am
Bank holiday today: Are HDFC, ICICI and SBI branches closed on Saturday, September 12?

All bank branches in India are closed today due to the second Saturday of the month, but online services remain available. Details of upcoming bank holidays here. 

12 Sep 2026 7:14 am
Credit score 780, but home loan application rejected? Expert explains what lenders look for

Credit score 780 but home loan rejected? Experts explain why a high CIBIL score may not guarantee approval, covering income stability, existing EMIs, repayment capacity, property value and documentation that lenders assess before sanctioning a home loan.

12 Sep 2026 6:46 am
Digital Credit and Inclusion Index: Borrowers from Tier II cities are driving Indias digital credit story, finds report

Tier-2 cities in India are leading digital credit and inclusion, with an average score of 58.64, ahead of Tier-1 and Tier-3 cities, the Digital Credit & Inclusion Index (DCII) 2026 by Pahl India Foundation and Amazon Pay found.

12 Sep 2026 12:10 am
He had 15 lakh in savings but still lost money. Heres how a 32-year-old fixed his portfolio

A software engineer saved 15 lakh but lost purchasing power due to low savings interest. Advised by a financial planner, he allocated funds effectively, setting goals for emergencies, a house, and retirement. His experience highlights how inaction can be a financial decision.

11 Sep 2026 11:13 pm
Education loans: Parent or student who should sign on the dotted line?

Unlike traditional consumer debt, education loans evaluate a candidate's future earning capacity rather than just existing income.

11 Sep 2026 11:11 pm
PPF: Here's how much investment of 2,000 per month earns you Even 5 years delay can impact your total corpus

Today, we calculate the minimum amount you would need to invest in your / your child's PPF per month in order to successfully become a crorepati over the long run. Below is how the calculation works out for every 5-year delay:

11 Sep 2026 11:04 pm
Global yields surge: How they affect the Indian bond market and why domestic factors matter

Analysts believe domestic economic conditions remain the key factor determining the direction of Indian bond yields, rather than movements in global yields alone.

11 Sep 2026 10:28 pm
SWP: Here's how to generate 50,000 per month as steady income while keeping your corpus invested

Today, we explain how much you would have to invest in a systematic withdrawal plan (SWP) in order to receive 50,000 per month as steady income after retirement, while keeping your corpus invested.

11 Sep 2026 9:25 pm
20,000 extra every month: Why paying off your personal loan first may win over an SIP

With a 20,000 monthly raise, borrowers must choose between repaying a personal loan or investing in mutual funds. Clearing a high-interest loan first can save more in interest and result in a larger investment corpus compared to investing the entire amount monthly.

11 Sep 2026 8:47 pm
1 crore fine penalty: Why did IRDAI penalise Canara HSBC for mis-selling insurance to an 88-year old? What went wrong

The regulator flagged several shortcomings in the sale, including failures related to product suitability, solicitation, disclosures and the insurers internal controls.

11 Sep 2026 8:11 pm
Court orders EPFO to pay 6% interest for 35-day delay in settling claim Here's how to check status, file grievances

A consumer court ordered the EPFO to pay 6% interest for a 35-day delay in settling a PF claim over 14 lakh. The EPFO was found guilty of service deficiency, failing to meet the 20-day processing deadline as required by the EPF Scheme, 1952.

11 Sep 2026 7:52 pm
MahaRERA orders developer to refund homebuyers: 7 checks to make before booking a flat

A MahaRERA ruling highlights the risks of buying a flat without verifying construction approvals. Here are 7 key checks homebuyers should make, including the Commencement Certificate, sanctioned plans, RERA records, payment trail and written promises.

11 Sep 2026 6:51 pm
8th Pay Commission: How much salary hike will a 1.83 or 2.0 fitment factor give you?

Pensioners' body AIFPA has demanded a 3.83 fitment factor from the 8th Pay Commission, the highest proposed so far, though experts peg the realistic range at 1.83 to 2.57, a hike that could raise central govt pay and pensions by 20-80%.

11 Sep 2026 6:12 pm
Income tax reassessment notice: High court strikes down Section 147A of I-T Act what it means for taxpayers

The ruling does not invalidate every income tax reassessment proceeding. The crucial question remains whether the notice was issued in accordance with the prescribed statutory procedure and whether the requirements relating to faceless assessment were followed.

11 Sep 2026 5:49 pm
DA news update: Punjab employees call off pen-down strike after state govt assures no disciplinary action

DA news update: Punjab government employees called off their pen-down strike after the state assured that no disciplinary action would be taken against those who participated in the mass leave protest on 27 August. 

11 Sep 2026 5:05 pm
8th Pay Commission: Can 69,000 basic pay become reality? Expert weighs in on pensioners' demand for 3.83 fitment factor

8th Pay Commission: A pensioners body has sought a 3.83 fitment factor and a minimum basic pay of 69,000. Here is how the demand compares with the 7th Pay Commission and what employees and pensioners should know about the proposed salary revision.

11 Sep 2026 4:52 pm