Investment / Livemint
A recent Bombay High Court ruling broadened capital gains tax to include tenancy/leasehold rights, impacting tax liabilities and exemptions on property redevelopment.
Prenuptial agreements are more likely to recognized for Hindus under the Special Marriage Act, helping to protect assets and clarify inheritance. Family courts have become more receptive to these agreements, viewing them as beneficial in mitigating disputes during divorce proceedings.
Check out ICICI Emeralde Private Metal Credit Card support options, including toll-free numbers, email assistance, concierge services, and complaint redressal mechanisms for faster resolution of card-related issues.
The new regime still allows employers to reimburse the cost of mobile phones, laptops, or car leases if they are used for official purposes.
Maintaining a 750+ credit score in Delhi requires timely repayments, low credit utilisation, balanced credit mix, and regular credit report checks to access better loan deals and credit opportunities.
IndusInd Banks Samman RuPay Credit Card offers government employees cashback, UPI access, and fee waivers, with a simple online application process and essential financial safety guidelines.
Kotak Mahindra Bank offers personal loans up to 35 lakh and higher with easy eligibility, quick approval, and digital application at competitive interest rates.
To protect your credit profile from identity theft, consider a credit freeze. This prevents access to your credit report, stopping new accounts from being created. It can be temporarily lifted, does not affect your credit score, and is a proactive measure against fraud.
Loan defaults can severely impact your credit score and future lending opportunities. Recovery involves reviewing credit reports, disputing errors, budgeting, and making timely repayments. Patience and consistency are essential for rebuilding credit over time.
Investors continue to exhibit the same emotional tendencies: fear, greed, overconfidence, herd behaviour, and loss aversion.
ITR filing deadline for FY25 extended to September 15 from July 31
IRCTC offers co-branded credit cards with HDFC Bank, SBI, Bank of Baroda, and RBL Bank, providing benefits for frequent train travelers. Users earn 'Travel Points' for ticket bookings, redeemable for future travel. Loyalty users can also earn points on other purchases.
Can you still keep investing in NPS after becoming a non-resident Indian or an overseas citizen of India? What are the compliance requirements, tax consequences, and rules around withdrawals? Read on to find out.
The mutual fund industry is taking steps towards transparency with new quarterly reports highlighting mis-selling cases by distributors. A review shows that four major fund houses reported six cases, primarily involving unauthorized switch transactions.
Defaulting on a personal loan in India affects your credit score for up to seven years. This article covers its impact, recovery steps, and the role of disciplined financial behaviour.
Understand how to apply for the Karnataka Bank SBI Card PRIME in simple steps, check eligibility, and explore key benefits like lounge access, reward points, and milestone vouchers.
Opening a demat account with HDFC Securities is a quick, paperless process completed online in minutes. This guide outlines eligibility, document requirements, account features, and the seamless application steps for investing in equities, mutual funds, IPOs, and more.
Divorce impacts both financial and emotional aspects, particularly credit history. Joint loans remain binding unless legally severed, affecting credit scores if not managed properly. Alimony can stabilize finances if paid timely, reflecting financial discipline and improving creditworthiness.
Secured credit cards are essential for those with poor credit histories, offering a way to establish creditworthiness. By making a deposit, users can access credit limits, and with responsible use, they can improve their credit scores, paving the way for better financial opportunities.
Mohnish Pabrais The Dhandho Investor champions low-risk value investing through simple, proven businesses, downside protection, and high-conviction bets for long-term wealth creation.
Financial literacy among military personnel is traditionally low. While their job is secure, there's a crucial need for financial education to secure their future and move beyond traditional investment strategies
Ayushman Vay Vandana Yojana, part of Ayushman Bharat, offers free medical insurance up to 5 lakh for senior citizens over 70. The Vay Vandana card, introduced in October 2024, allows access to free treatment in government and private hospitals without income restrictions.
Sectoral funds promise high returns but are tough to time and risky for retail investors. Diversified, thematic strategies offer smarter, more consistent long-term outcomes.
Education in India has become costly, leading many students to rely on education loans, which often require a guarantor. A guarantor's role is to ensure loan repayment if the borrower defaults, but this responsibility carries financial risks.
Paying off personal loans early cuts interest costs and boosts credit health. Smart steps like extra payments, using windfalls, balance transfers, and negotiating terms speed up repayment and strengthen financial stability.
PNB Matritva loan offers financial support to working women for maternity related expenses, with loan amounts up to 3 lakh, low interest rates, and flexible repayment. Eligibility includes salaried employment and having a PNB salary account.
India's digital payments are reshaped by UPI's success and the rise of BBPS and voice technology. These innovations promise to enhance payment accessibility and convenience for a diverse population, ensuring that all can participate in the cashless economy.
An German citizen who is an OCI cardhholder is co-promoting an Indian auto parts firm and wants to extend a shareholder loan. Heres what Indian regulations permit, what tax to expect, and how to lower liability under the India-Germany tax treaty.
The NPS Trust has announced UPS benefits for retirees under NPS as of March 31, 2025, valid for themselves or spouses. The deadline to claim is June 30, 2025. PFRDA is hosting webinars on UPS, and claims can be made online or in person.
A credit score above 700 is good, but aiming higher can unlock better loan terms and credit offers. To achieve the same objective you must inculcate sincere financial discipline, timely repayments, and smart credit habits.
EPFO clarified that overlapping service periods should not be grounds for rejecting employee transfer claims.
Bandhan Banks Suraksha home loan offers financing of up to 90% for purchasing, constructing or extending residential properties, with flexible tenures and competitive interest rates, supported by a straightforward eligibility, documentation and application process.
Aiming for FI + Purpose or FI + Passion allows us not to retire from work but repurpose our energy. We shift from earning a livelihood to building a legacy. Productivity does not end it evolves.
Millennials and Gen Z in India grapple with old financial customs while navigating newfound wealth. Cultural pressures influence spending on weddings and assets, leading to a struggle between traditional values and the desire for financial independence.
Shenoy had to adjust his sons education-linked investments after it was decided that overseas education would better suit him.
A realistic emergency savings strategy involves balancing discipline with flexibility. Heres how to rebuild your buffer gradually, without pausing your SIPs, while also planning for health and home contingencies.
Worked multiple jobs only to see your hard-earned money stuck with the EPFO with no way of getting it out? Well, help may be at hand. Read on to see how you may finally be able to claim what is rightfully yours.
Parents of children with autism are eligible for special tax deductions, exemption from income clubbing, and can set up special needs trusts to secure their childs future. Heres how the law supports you.
Dynamic asset allocation funds are uniquely positioned to benefit from todays volatile equity markets and stable debt yields. Their ability to switch between asset classes makes them ideal for investors seeking inflation-beating, tax-efficient returns over the next 35 years.
EPFO, earlier this year, had decided to retain the interest rate of 8.25 per cent on employees' provident fund (EPF) deposits for the financial year 2024-25 (FY25)
The benefits of House Rent Allowance (HRA) are only available under the old tax regime. One can claim HRA benefits if you are paying rent for a property which is occupied by you and is not owned by you, even if you own any other house.
EPFO rules 2025: In 2025, EPFO implemented reforms, including digitising the joint declaration process, enabling online profile updates, and simplifying provident fund transfers without employer approval.
ICICI Bank provides for personal wedding loans up to 50 lakh with interest rates starting at 10.85% per annum, flexible tenures, and no collateral. Check eligibility, EMI, documents, and apply online.
Get a quick guide to applying online for the Axis Bank ACE Credit Card, covering eligibility, documents, benefits, and timelines to enjoy hassle-free approval and cashback rewards.
Co-signing a loan shows trust but carries shared liability that affects your credit health. Timely payments can improve your score, while defaults harm it. Consider the impact on your debt-to-income ratio and future borrowing before co-signing.
The changes on Flipkart Axis Bank Credit Card include an increase in cashback on Myntra to 7.5%, capping of cashback on Flipkart and Cleartrip to Rs. 4,000 per statement quarter, and discontinuation of complimentary domestic airport lounge access. The changes are effective from 20th June.
You can improve your credit score even while unemployed with smart strategies like timely payments, low credit utilisation, and report correction. These simple ideas help maintain credit health and future financial access.
Explore simple steps to access your Kotak Securities dividend statement through the capital gains report. Easily generate, download, and save for efficient tax filing.
Bhool Chuk Maaf: In this film, Rajkummar Rao's character Ranjan repeatedly experiences his 'Haldi' ceremony, struggling with lessons on good deeds. Despite a quirky ensemble, the film lacks charm and humor, rendering it unengaging and overshadowed by the classic Groundhog Day.
The 8th Pay Commission is expected to be formed by 2026, prompting employee unions to discuss salary and pension adjustments.