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IndiGo and IDFC FIRST Bank roll out co-branded credit card. See details here

The credit card claims to enhance travel experiences with lifestyle privileges, low forex markup, attractive trip cancellation cover, and accelerated rewards on IndiGo flight bookings, milestone spends, and everyday purchases.

19 Aug 2025 7:58 pm
Bank of Maharashtra joins hands with SBI Card to launch credit card in 3 variants

Credit cards: The partnership aims to provide enhanced value and convenience, catering to the diverse lifestyle and evolving needs of the customers across the country

19 Aug 2025 7:32 pm
EPFO: Different forms you need to fill for various applications check details

EPFO: As the Composite Claim Form (Aadhaar) is applicable in cases where a members complete details in Form-11 (New), Aadhaar number and bank account details are available on the UAN Portal, and UAN has been activated.

19 Aug 2025 7:21 pm
Sebi reforms to give investment advisers a boost. But more needs to be done

Association of registered investment advisers chief Renu Maheshwari says two recommendations have not been included in the consultation paper but deserve utmost attention: an advertisement code and ways fees are collected

19 Aug 2025 6:16 pm
How can I file a tax return and claim a TDS refund on behalf of a deceased parent?

The process involves two major steps: obtaining proof that you are the legal heir, and registering yourself on the income tax e-filing portal as their authorised representative.

19 Aug 2025 5:32 pm
Lost your credit card? Heres how to prevent fraud and protect your money

Acting quickly after losing a credit card helps prevent fraud by blocking the card, filing a police report, monitoring transactions, setting alerts and following safety measures to protect finances and identity.

19 Aug 2025 4:44 pm
Income Tax: What is an updated I-T return? All you need to know

Income Tax: The government introduced a new scheme in 2022 which permitted all taxpayers to file an updated return within 24 months from the end of the relevant assessment year. This was later extended to 48 months

19 Aug 2025 4:42 pm
Loan borrower abducts child to repay the loan. 3 money lessons one can learn

Although most borrowers would not resort to this sort of criminal behaviour to pay off their debts, but you could learn some money lessons from the extreme reaction of a person under debt trap

19 Aug 2025 3:03 pm
How to fix errors in your credit report and improve your credit score? Here are 6 key ways

Fixing errors in your credit report is essential for improving your credit score, ensuring accurate financial records, enhancing loan approval chances, and unlocking better credit opportunities with simple corrective steps.

19 Aug 2025 2:54 pm
The tax-saving hack for stock investors: Open a second demat account

Tax implications can turn a profitable trade into a financial headache, especially with FIFO rules. This article helps you navigate these complexities effectively by using a second demat account.

19 Aug 2025 1:55 pm
Over 40 and worried about losing your job? Here's how to cushion the blow.

As companies announce mass layoffs, estimates suggest mid- and senior-level executives are among the worst affected.

19 Aug 2025 11:59 am
Why credit scores should be part of Indias financial literacy curriculum

Credit plays a vital role in purchasing goods like phones and cars, allowing for manageable payments over time. However, understanding loans and credit scores is crucial to avoid future financial pitfalls.

19 Aug 2025 10:56 am
Interchange fee in credit cards: How it works and impacts customers

Merchants pay the fee, and the card-issuing bank earns most of it for undertaking the risk. The fee keeps the cycle of credit card payments up and running

19 Aug 2025 10:30 am
Why is it important to review your credit report from time to time? An explainer

Credit score: As your financial behaviour changes, there is a positive or negative impact on your credit report with time

19 Aug 2025 9:25 am
Credit Cards: Why is this okay to keep more than one card? An explainer

It is quite common for the card holders to keep two or more credit cards to expand credit limit without compromising credit score

19 Aug 2025 9:13 am
Filed your ITR? Here's how to get a copy of your income tax return online

ITR filing 2025: Here's a step-wise guide on what to do if you have filed your income tax returns this year, and want to receive an online copy of the same.

18 Aug 2025 11:12 pm
GIFT City and FinTechs Fuel Indias Next Wave of Global Investment

Indian investors are shifting focus to global options for diversification and protection against a depreciating rupee. The recent 'Mint Horizons' masterclass in Ahmedabad highlighted the role of GIFT City as a gateway for outbound capital and discussed strategies for building global portfolios.

18 Aug 2025 10:46 pm
Best Mutual Funds: These ELSS schemes gave over 20% annualised returns in past 5 years

ELSS mutual funds invest at least 80 per cent in stocks in accordance with the Equity Linked Saving Scheme, 2005, as notified by the Ministry of Finance.

18 Aug 2025 7:13 pm
Income Tax: Taxpayers need to use right ITR form to file returns. Here's how to choose it

ITR 2025: Salaried persons are supposed to use either ITR-1 or ITR-2 for filing their income tax returns. Here is how to find out which tax form is relevant for you.

18 Aug 2025 6:08 pm
From surcharge to dead loss: The hidden impact of the 12.5% non-indexed property tax

How the 12.5% non-indexed long-term capital gains tax affects surcharge, loss set-off, and reinvestment strategies for homeowners.

18 Aug 2025 4:40 pm
Highest FD interest rates 2025: These 6 banks lead for long-tenure fixed deposits

FD interest rates: HDFC Bank offers 6.4 percent to regular citizens and 6.9 percent to senior citizens over a five-year period.

18 Aug 2025 4:27 pm
Have a joint account with a spouse or parent? Do this to avoid tax trouble.

Joint bank accounts are useful but can also create tax headaches unless handled carefully.

18 Aug 2025 3:37 pm
Income tax scam calls: How to detect and report in FY 2024-25

Income tax scam calls, emails and messages are rising, making it crucial for taxpayers to detect fraud, stay vigilant, and report scams through official channels.

18 Aug 2025 3:17 pm
ITR filing: What is AIS and how it helps you file your income tax return accurately

ITR filing: Filing an Income Tax Return (ITR) is crucial for Indian taxpayers to report income and claim deductions. The Annual Information Statement (AIS) provides essential details about income and transactions, aiding in tax compliance.

18 Aug 2025 3:04 pm
As an NRI, do I need to file a tax return for Indian mutual fund capital gains?

Is it true that if TDS applied on capital gains, I dont have to file a tax return in India?

18 Aug 2025 2:25 pm
ITR Filing: What if my income tax return is verified but not processed? Here's what to do next

The ITR deadline in India has been extended to 15 September. After filing and verifying returns, processing times can vary widely. Here's what to do next if you have verified your ITR but it is not processed. 

18 Aug 2025 2:22 pm
MTNL defaults on loan repayments touch a whopping 8,700 crore

The debt-laden operator, which has long struggled with falling subscriber numbers, mounting losses and shrinking relevance in highly competitive telecom market, has been surviving largely on government support and debt roll-overs.

18 Aug 2025 2:00 pm
6 common credit card mistakes that lead to debt and how to avoid them

Credit card mistakes such as overspending, late payments, and cash withdrawals often lead to costly debt. Acknowledging key pitfalls and practising disciplined repayment helps maintain a strong credit score and financial stability.

18 Aug 2025 12:06 pm
What happens to your credit score if you close an unused credit card

Reasons why customers close credit cards include high annual fees, rewards program devaluation, withdrawal of some features, the credit limit is low, etc. Closing old credit cards increases the credit utilisation ratio and reduces the credit history length, impacting the credit score negatively.

18 Aug 2025 12:04 pm
Why the Married Womens Property Act is an underused financial safeguard

The MWPA allows a married man to take a life insurance policy and designate the proceeds solely to his wife and/or children - no one else can take it.

18 Aug 2025 10:41 am
New income tax bill 2025 would lead to more litigations, says Dr Saumya Aggarwal of SRCC

She believes that the complications would continue until both the tax regimes (old and new) are merged. She also recommends restoring a few tax deductions in the new tax regime to mobilise savings among themiddle class taxpayers.

18 Aug 2025 10:36 am
Why are SIPs the best way to get exposure to mutual funds? An explainer

Mutual fund investors are recommended to invest money in regular intervals i.e. monthly or quarterly.

18 Aug 2025 10:27 am
What RWA and flat owners need to know about fire insurance

Typically, RWAs limit coverage to the building structure, as content value varies across flats. Flat owners can purchase a separate policy to cover the contents of their homes.

18 Aug 2025 6:00 am
Can RBIs floating-rate bond improve your debt returns?

The bond offers an 8.05% interest rate and sovereign backing, but cannot be traded or sold on any exchange.

17 Aug 2025 4:30 pm
How the proposed GST reforms will leave more money in your wallet

The governments new blueprint, GST 2.0, now being considered by a group of ministers (GoM), rests on three big goals: simplifying tax rates; fixing structural issues; and making life easier for both businesses and consumers

17 Aug 2025 3:07 pm
EPFO Aadhaar UAN linking - What are the latest changes? All you need to know

The EPFO has introduced new rules for over 27 crore users to link Aadhaar with their UAN, aiming to simplify access to provident fund services and reduce paperwork.

16 Aug 2025 4:34 pm
Best Mutual Funds: These 6 value schemes delivered over 20% annualised returns in past 3 years

Value mutual funds follow a value investment strategy with over 65 per cent investment in stocks. These funds identify stocks that are currently undervalued but are expected to perform well over time, as the value is unlocked.

15 Aug 2025 6:33 pm
Income Tax: After ITR-1 to ITR-5, excel utility of ITR-6 also released

Income Tax: It is worth mentioning that offline and online utilities of ITR-3 were released on July 30. Prior to this, online and excel utilities were released for other income tax return forms including ITR-1, ITR-2 and ITR-4.

15 Aug 2025 6:05 pm
Sebis AIF rule changes give fund managers more timebut add new challenges

New Sebi amendments allow Alternate Investment Funds to manage unliquidated assets within existing schemes and extend liquidation timelines, but transparency, valuation, and investor exit hurdles remain.

15 Aug 2025 5:12 pm
Independence Day: To get freedom from volatility, explore THESE 6 investment options

Investors can choose safe investing options including fixed deposits, post office deposits, National Saving Certificate (NSC), public provident fund and debt mutual funds

15 Aug 2025 3:36 pm
Independence Day 2025: SBI rolls out collateral free loans for up to 4 lakh for Agniveers

Under this loan scheme, Agniveers with a salary account at SBI can avail loans up to 4 lakh without any collateral and with a complete waiver of processing fee

15 Aug 2025 1:57 pm
Independence Day 2025: We chased the British out. Now EMIs are chasing us

The average per-capita debt of individual borrowers has jumped from 3.9 lakh in March 2023 to 4.8 lakh by March 2025, the highest in our history.

15 Aug 2025 1:40 pm
Why Shilpa Shetty and Raj Kundra took loan-cum-investment for now-defunct company

Personal loan: A case has been filed against Shilpa Shetty and Raj Kundra for allegedly duping a businessman of 60.4 crore in a loan-cum-investment deal.

14 Aug 2025 8:42 pm
Income Tax Filing: Slow website, complex ITR forms trouble taxpayers; experts bat for deadline extension

ITR 2025: Some taxpayers complained that they were unable to download AIS and TIS on Tuesday. The income tax filing portal was reportedly slow on Wednesday as well.

14 Aug 2025 7:13 pm
ITR Filing: Zero income tax on earnings of 20 lakh! Is it legal? Reddit post sparks debate

ITR Filing: Under Section 44ADA, if any specified professional has the gross receipts of 20 lakh, they must declare income equal to either 50% of their gross receipts or their actual income, whichever is higher.

14 Aug 2025 6:32 pm
What happens if you default on your personal loan and it becomes an NPA?

Any delay in EMI repayment leads to personal loan categorisation in SMA or NPA. The delay hits the credit score and invites legal action from the bank for loan recovery.

14 Aug 2025 9:15 am
How much time does it take to double your money? Rule of 72 explains

For most investors, amassing wealth to meet goals is important, be it increasing your net worth, creating a good retirement, education or wedding fund. We explain a simple do-it-yourself (DIY) rule of thumb known as the Rule of 72.

13 Aug 2025 11:00 pm
Will Centre pay 18 months' DA arrears to employees, pensioners frozen during Covid? Finance Ministry gives MAJOR update

The government pays DA and arrears a cost-of-living adjustment to its employees and pensioners to offset the impact of inflation. DA is usually given twice a year to employees, while DR or Dearness Relief is paid to pensioners.

13 Aug 2025 8:25 pm
What is F.I.R.E? Can F.I.R.E really help you retire early? 4 reasons it may not work for you

F.I.R.E stands for Financial Independence, Retire Early. This principle is all about achieving true financial freedom well before the usual retirement age. But does it work for all?

13 Aug 2025 7:24 pm
Few investors are willing to pay for professional advice. Here's what they're missing.

IT professional Vishal Sharma's porfolio was a mess before he met registered investment advisor Nitin Sawant in 2014. More than a decade later, he credits Sawant not only with growing his wealth but keeping him financially disciplined. 

13 Aug 2025 6:13 pm