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NRIs can cut tax on mutual fund gains using DTAA heres how

Recent tribunal rulings say NRIs in select treaty countries can pay capital gains tax only where they live making Indian mutual fund redemptions potentially tax-free if documents are in place.

3 Dec 2025 2:30 pm
Stuck on Christmas gifts? Warren Buffetts favourite tradition might be your new festive hack

Warren Buffetts former daughter-in-law, Mary Buffett in an old interview mentioned that the Berkshire Hathaway Chairman used to give all family members $10,000 as Christmas gifts.

3 Dec 2025 1:50 pm
7 reasons your credit card gets rejected even with a good credit score

For credit card application approval or rejection, in addition to the credit score, a banks eligibility checks typically include the city of residence, employment status, minimum income, age, and residential status, among other factors.

3 Dec 2025 1:43 pm
New rental laws: Security deposit limit, entry rules and key changes explained

Two months rent as security deposit, the landlord must give 24 hours' prior notice to inspect the property and cannot enter before sunrise or after sunset

3 Dec 2025 11:48 am
Why your multi-asset fund is like a multivitamin with too little magnesium

Investors often assume that adding a multi-asset fund equals instant diversification. But unless the allocation is meaningful, the exposure to each asset may be too small to make any real difference.

3 Dec 2025 11:01 am
Should I buy a property with no occupancy certificate but people living in it?

An occupancy certificate is one of the most important documents to be verified at the time of buying a property

3 Dec 2025 6:00 am
Women's cricket team captain Harmanpreet Kaur unveils PNB's metal credit card Luxura. Check details

World Cup-winning Indian women's cricket team skipper Harmanpreet Kaur says she is happy to be the first customer of PNB RuPay Metal Credit Card Luxura.

2 Dec 2025 9:16 pm
RBI Ombudsman saw 13% increase in consumer complaints in FY25: Here's how to resolve your grievances

Grievances against the banks comprised the largest portion, accounting for 81% of complaints received. This was followed by NBFCs accounting for 14.80% of complaints received during FY 2024-25.

2 Dec 2025 8:10 pm
Income Tax: Last date to file revised or belated ITR is 31 December key questions answered

Income Tax: There are certain scenarios in which you can file a revised return, but these do not include the filing of a return after an inquiry notice by the assessing officer under section 142(1).

2 Dec 2025 6:52 pm
AadhaarUAN seeding: EPFO says no further extension for mandatory linking to file ECR

AadhaarUAN seeding: There will be no further extension for mandatory Aadhaar seeding with UAN for filing of ECR (Electronic Challan cum Return), announced EPFO via circular dated 1 December 

2 Dec 2025 5:46 pm
UPI transactions jump 22% to hit 26.32 lakh crore in volume, shows November data

Total UPI transactions witnessed a 22% year-on-year rise in volume terms, reaching 26.32 lakh crore in November.

2 Dec 2025 4:57 pm
How is a credit score calculated? Key factors that impact your score

A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and timely repayments helping maintain strong creditworthiness in todays expanding credit-driven economy.

2 Dec 2025 3:55 pm
HSBC credit card reward points: Should you transfer to Marriott Bonvoy for the 40% bonus?

HSBC is offering a 40% bonus for the transfer of credit card reward points to the Marriott Bonvoy program. The offer applies to 5 HSBC credit cards, is valid for a month, and the bonus Marriott Bonvoy points are capped at 2,00,000 per customer.

2 Dec 2025 1:19 pm
How data-driven rural lending can transform Indias credit ecosystem and boost growth

Rural lending is crucial for India's growth, as improved infrastructure and entrepreneurship thrive in these areas. 

2 Dec 2025 1:03 pm
Marriage and divorce tax rules: Gifts, clubbing, and alimony explained

Indian tax laws treat marriage and divorce as significant events affecting tax liability. Gifts received during marriage are exempt up to Rs. 50,000. Alimony taxation varies, with lump sum payments considered capital receipts while periodic payments are taxable.

2 Dec 2025 12:45 pm
Who must pay advance tax by 15 December, and what happens if you miss it

An individual whose total tax liability from non-salary income exceeds 10,000 after accounting for TDS and TCS must pay advance in four instalments. Heres how it works

2 Dec 2025 10:49 am
Your money playbook for every family stagefrom single to parenting

Early investing during high-income, low-responsibility years builds the compounding base families rely on later. How couples can preserve discipline as income patterns shift with marriage and kids.

2 Dec 2025 10:48 am
WhatsApp chats in tax investigations: Courts push back against uncorroborated digital evidence

WhatsApp chats have become a common source of evidence in income-tax investigations. However, recent ITAT rulings indicate that such messages require independent corroboration to be deemed valid, as courts emphasize the need for solid evidence over mere speculation.

2 Dec 2025 10:41 am
Can you pay a credit card bill with another card? Heres what actually works

Paying a credit card bill with another credit card is mostly restricted, but balance transfers offer a safe alternative while cash advances carry high fees and interest for cardholders.

2 Dec 2025 10:11 am
Are gifts from NRIs to resident Indians taxable?

Under Indian income tax law, a transfer of property between specified relatives qualifies as an exempt transfer and therefore does not trigger capital gains tax for the sender.

1 Dec 2025 5:23 pm
A small fee cut, big returns: The cost reform that could boost your MF portfolio

Sebi's move to lower mutual fund costs could help investors grow long-term wealth with smaller fees.

1 Dec 2025 2:33 pm
Credit score vs credit card interest rates: What lenders dont tell you

A strong credit score reduces credit card costs by securing lower interest rates, higher limits and better offers while poor scores increase borrowing risks, making responsible credit behaviour essential.

1 Dec 2025 11:08 am
A godsend for many, digital KYC remains a nightmare for people with disabilities

Many people with disabilities are unable to access financial services because their conditions prevent them from completing electronic know-your-customer procedures. There's plenty that needs to be done to resolve this, experts say.

1 Dec 2025 7:00 am
Can I pay off a loan with home sale proceeds and get capital gains tax exemption?

Long-term capital gains on the sale of residential property are exempt only if the gains are reinvested in another residential property or on investment in certain bonds, capped at 50 lakh.

30 Nov 2025 3:42 pm
Changes from December 1: From LPG, fuel prices to bank closure and loan rates Key things that could impact your pocket

Starting December 1, 2025, changes in key money rules could affect your daily expenses. These include possible update in bank loan rates, bank working days, monthly fuel rates revision and pension requirements among others.

29 Nov 2025 7:51 pm
After this Sebi circular, mutual funds could raise their exposure to REITs in 2026. Check details

Capital markets regulator Sebi has announced that the investments made by mutual funds and specialised investment funds in real estate investment trusts (REITs) would be reclassified as equity related instruments.

29 Nov 2025 7:23 pm
These 7 top banks offer interest up to 7.2% on fixed deposits for senior citizens

Almost all banks offer 50 basis points higher interest to those depositors who are above the age of 60. 

29 Nov 2025 2:20 pm
1 lakh investment in this mutual fund at launch would have grown to 48.5 lakh. Check how

If someone had invested 1 lakh in the ICICI Prudential Value Fund at its launch on 16 August 2004, the amount would have grown to 48.5 lakh by 31 October 2025, delivering an annualised return of 20.1%.

28 Nov 2025 7:11 pm
Borrowers prefer digital lending to boost living standards; Gen Z most aspirational group, reveals report

There is a noticeable shift from survival to success with digital lending and smart credit as catalysts of aspiration, reveals a report titled 'How India Borrows' by Home Credit India.

28 Nov 2025 5:51 pm
What is West Bengals student credit card scheme that crossed a milestone of one lakh cards?

The student credit card scheme is aimed at supporting higher education, allows students to avail themselves of loans up to 10 lakh at a nominal interest rate, and the entire interest subsidy is borne by the state government

28 Nov 2025 4:13 pm
From 20s to retirement: How a strong credit score shapes your financial life

A strong credit score impacts financial opportunities at every stage of adult life enhancing loan approvals, lower interest rates, credit card benefits, and long-term financial stability from 25 to 60.

28 Nov 2025 1:39 pm
THESE credit cards allow travellers to earn maximum airmiles. Check list here

If you are a frequent traveller and a credit card user at the same time, you are recommended to use the cards that offer airmiles 

28 Nov 2025 10:14 am
Best Mutual Funds: These mid-cap funds gave over 25% annualised returns in past 5 years. See list

Best Mutual Funds: We list out mid-cap mutual funds which have delivered more than 25% annualised returns in the past five years

27 Nov 2025 9:24 pm
Income Tax: Dont fret over refund delay, you may be compensated for it

Taxpayers are issued a refund, along with interest at the rate of 6% per annum, which will start on 1 April 2026 and continue until the date of issue.

27 Nov 2025 7:40 pm
RBIs new credit score rules: How they can help lower your home loan interest rates

Effective 1st October, banks can reduce the spread charged on a loan earlier than three years. Customers can benefit faster from lower interest rates and save money on the interest amount paid.

27 Nov 2025 3:49 pm
Can I claim TDS refund despite late return filing?

An NRI living in Dubai missed the July deadline for filing an Income Tax Return but wants to claim a refund of excess TDS deducted on a stock buyback.

27 Nov 2025 3:24 pm
Labour codes: Gratuity, leave encashment get a boost, maternity payout doesnt

The four new labour codes notified on 21 November come with a mixed set of implications for employees.

27 Nov 2025 2:06 pm