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More than 31.82 crore unorganised workers have registered on the e-Shram portal, gaining access to social security schemes and welfare services. The government has integrated multiple schemes and platforms to help workers access benefits, job opportunities, skill development and pension services.

The 8th pay commission has invited candidates to apply for various consultant roles. Here's who is eligible, how to apply, the terms of the job, due date for application, salary offered and other details.

Though prenuptial agreements face legal hurdles in Indian courts, an evolving marriage landscape demands a legal framework that balances pre-marital financial transparency with essential statutory protections.

The Maharashtra State Consumer Disputes Redressal Commission rules that while a lapsed life insurance policy does not entitle nominees to a death benefit, fairness may still require insurers to refund premiums in exceptional circumstances. 

The omission of Section 213 of the Indian Succession Act, 1925 has changed the legal position on probate in India. While probate remains available, it is no longer a statutory precondition in cases that were earlier covered by Section 213.

The Punjab and Haryana High Court ordered the Punjab government to clear pending dearness allowance arrears for employees and pensioners within two weeks. Dues are estimated at 15,000 crore, with penalties for late payment set at 6% interest. 

Sectoral indices, including the Nifty India Defence, are often market-cap weighted with high stock concentration. Investors should understand index construction and risks, limiting sector funds to 15-20% of their portfolio, while considering diversified equity funds for overall better returns.

The choice between a trust and a will should be informed not only by control and asset protection considerations, but also by taxation, treaty relief and repatriation rules in those jurisdictions.

These platforms move idle cash into liquid funds to beat traditional savings account rates and offer brand perks, but come with hidden costs, taxes, and exit loads.

The 31 August ITR deadline is meant for specific taxpayers, including freelancers, professionals, traders and small business owners filing ITR-3 or ITR-4 without a tax audit. Eligibility depends on the applicable return form and whether audit provisions apply.

Finance Minister Nirmala Sitharaman introduced the Taxation and Other Laws (Amendment) Bill, 2026 in Lok Sabha today. It amends laws regarding payment systems and income tax, including the reinstatement of merchant discount rates on UPI transactions and other tax provisions for various sectors.

The survey found that 53% of respondents would move away from UPI for transactions above 3,000 if an MDR is imposed on large merchants.

SEBI has repeatedly cautioned investors against using unauthorised platforms for buying or selling unlisted shares. Here are 5 checks to verify platforms, safeguard personal information, understand regulatory risks and make informed investment decisions before investing in unlisted company shares.

SEBI's new GARUDA framework cuts the launch time for eligible AIF schemes to 10 working days. Experts explain how the reform could benefit investors while keeping regulatory safeguards intact.

ANAROCK study shows home prices and rental yields have risen together across India's top housing markets since 2019. Noida, Gurugram, Bengaluru and Hyderabad emerge as the biggest winners for residential property investors.

EPFO has urged members to verify and correct their Date of Joining and Date of Exit details to avoid delays in PF withdrawals and pension claims. The advisory explains online correction rules, Aadhaar-linked UAN updates and employer approval requirements for eligible subscribers.

RBI's August 2026 redemption calendar lists six Sovereign Gold Bond tranches eligible for premature exit after the mandatory five-year holding period. Investors must apply within the prescribed window, as missing the deadline means waiting for the next eligible redemption date.

RBIs new fixed deposit rules for small finance banks will apply from October. The guidelines introduce advance-rate disclosures, uniform pricing, bulk-deposit rules and greater transparency.

The upgraded EPFO portal lets members view their complete service history and identify older PF accounts that may not be linked to their UAN. Here's how employees who started working before UAN or Aadhaar can trace and consolidate their old EPF accounts.

Gold and silver prices today, 4 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

The Bengaluru ITAT has asked tax authorities to reconsider the tax treatment of ESOP buyback payouts by applying the Karnataka High Court's ruling. The order could strengthen the case for taxing payouts from vested but unexercised ESOPs as capital gains instead of salary.

HDFC Bank has introduced Max for Seniors and Max for Her savings accounts under its Savings Max portfolio. The accounts offer cyber protection, Auto Sweep benefits, insurance cover, health support and lifestyle privileges designed for senior citizens and women customers.

More than 1.18 lakh Central government employees and eligible retirees have opted for the Unified Pension Scheme. The Centre has told Parliament there is no proposal to review, modify or replace the pension scheme.

8th Pay Commission: The Commission is reviewing eight pensioner demands raised by RSCWS, including higher basic pay, revised HRA, transport allowance and stronger retirement benefits. The RSCWS proposals aim to improve pensions for Indian Railway employees.

The Union Ministry of Finance has made moves to enable merchant discount rates on UPI and proposed scrapping the zero MDR provision. We take a look at what this decision could mean for UPI customers.

REITs and REIT mutual funds offer investors exposure to the real estate sector but differ in structure, taxation, and returns. While REITs focus on rental income from properties, REIT funds combine REIT exposure with real estate equities. 

If a similar mutual fund with a proven track record already exists in the market, experts say investors should prefer an established scheme unless the NFO offers a genuinely differentiated strategy that complements their portfolio and investment goals.

Only two value funds have negative alpha, indicating they lag their benchmark indices, while Quant Value Fund and DSP Value Fund record the highest positive alpha. The contrast in alpha was also reflected in return performance, with the positive-alpha funds delivering better returns. 

Finance Ministry has approved an increase in EPF wage ceiling to 25,000 monthly from current 15,000, as per a Moneycontrol report. If approved this would expand coverage to more salaried workers.

F&O trading is treated as non-speculative business income and must be reported under business income in ITR. For AY 2026-27, taxpayers need to disclose F&O turnover and income in dedicated fields in ITR forms. They also need to comply with tax audit and carry-forward rules.

Upon returning to India, the person must compute capital gains from US shares in INR, using the exchange rate from the sale date. No concessions for rupee depreciation apply. Long-term gains are taxed at 12.5%, and disclosure of foreign assets is required for tax purposes.

DA, 7,500 minimum monthly pension, medical facilities Here's what the EPS95 National Agitation Committee is seeking from the government. It has warned of a protest on 5 August if demands are not met. 

SEBI's new GARUDA framework has brought Alternative Investment Funds (AIFs) into the spotlight. While the industry has grown rapidly over the past decade, AIFs remain less familiar than mutual funds. Here's how experts explain the investment vehicle, who it is meant for and how SEBI classifies it.

Monsoon damage isn't limited to leaks and flooding. Experts explain what home insurance covers, key exclusions, and why both homeowners and tenants should review their policies.

Despite flexibility in their mandate, flexi-cap funds remain more biased towards large-cap stocks, with 61% allocation. On the other hand, multi-cap funds maintain a more balanced exposure across large, mid, and small-cap segments. 

Although payments for Annapurna Bhandar are generally credited in a phased manner during the first week of the month, many bank accounts have yet to receive the funds

Delhi has approved 100% salary hike for DDMA personnel, including project officers, district project officers, and project coordinators. The first such in 16 years, since the positions were created in 2009. 

A Delhi couple won 15.5 lakh in compensation after Axis Bank lost their original property papers and failed to return them after the closure of their 1.41 crore home loan. The Delhi State Consumer Disputes Redressal Commission ruled on the case.

India's largest private sector lenders HDFC Bank and ICICI Bank have both hiked their FCNR (Bank) interest rates this month. Check here for how much fixed deposit interest NRI depositors now get

Passive investing has moved beyond broad-market indices. As sectoral and thematic index funds multiply, experts explain the opportunities, risks and who should actually invest. 

India scrapped insurance commission caps in 2023, but calls to revive them are growing. Evidence suggests transparency, staggered payouts and disclosurenot capsare more effective at curbing mis-selling.

PM VBRY beneficiaries can enable Direct Benefit Transfer by linking their Aadhaar with a bank account through NPCI. This guide explains the eight key steps, offline Aadhaar seeding, and how completing the process helps ensure timely incentive payments.

Small-cap funds dominated one-year SIP returns, with six schemes crossing the 20% mark and four featuring among the top five performers. Bank of India Small Cap Fund topped the list with a 40.05% annualised SIP return.

Income tax refunds for AY 2026-27 may be adjusted against pending tax demands. Taxpayers should verify notices, respond through the e-filing portal, clear valid dues, and dispute incorrect demands to avoid refund delays and compliance issues.

The US Federal Reserve's interest-rate decisions influence currencies, markets and borrowing costs worldwide. Here's how a Fed pause can affect India's economy, investments and your finances.

A Kerala consumer court ordered Federal Bank to pay 1.25 lakh after blocking a customer's international debit card without prior notice. The ruling reinforces that banks must communicate card blocks promptly, especially when customers are travelling abroad.

Gold and silver prices today, 3 August: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

8th Pay Commission: Employee unions are seeking annual increments of up to 7%. Illustrative projections show how 3%, 5% and 6% annual increments could significantly increase central government employees' basic pay over five years through compounding.

A redevelopment firm won tax relief after the ITAT ruled its 8 crore tenant compensation provision was not contingent. The order explains when unpaid business liabilities can still be claimed as deductible expenses.

Filed your ITR before the 31 July deadline but spotted an error later? Eligible taxpayers can still revise their return under Section 139(5). Here's who can file a revised ITR, the process and the key documents to verify.