FD rates: Most top commercial banks offer interest rates within a small range on their fixed deposits. 

Instant loans are generally better in terms of interest rates and immediate processing than loans against your cards

Digital shopping has evolved, with consumers using credit to finance purchases. While credit enables aspirations, it can lead to debt if mismanaged, highlighting the need for responsible financial planning.

Indias CGAS overhaul modernises how taxpayers deposit and track capital gains, adds SEZ relocation coverage, widens bank access and mandates digital account closure for the first time.

A clear guide to completing a personal loan application, highlighting key documents, credit score checks, accurate form filling, loan planning and final review to ensure smooth personal loan approval.

There are some premium cards which offer mind boggling offers but they come at a huge price i.e., high annual fee

A high credit card balance can dent your credit score, but taking a personal loan to clear it isnt necessarily harmful. What matters is how it affects utilisation and repayment discipline.

Active and passive MFs: From choosing stocks to the scope of returns, they vary widely. 

The aim of rolling out the 1600 number series is to enhance consumer trust, curb spam, and prevent fraudulent activities perpetrated through voice calls.

To invoke non-disclosure, insurers must show the condition was active when the policy was bought and medically linked to the current ailment.

For personal loans, banks provide a 3 to 15-day cooling period during which the borrower can cancel the loan. Usually, there is no cancellation fee during this period.

A declining credit score can affect loan approvals and interest rates. Understanding factors like missed payments, high credit utilisation, multiple applications, and reporting errors can help borrowers in maintain a strong credit score.

Investing in debt funds is complex and risky. Key risks include interest rate risk, credit/default risk, and concentration risk. 

Personal loan statements detail outstanding balances, EMI breakdowns, interest rates, fees, and repayment history, helping borrowers monitor loans, avoid errors, and maintain financial health through accurate monthly review.

Paytm has launched a 'Hide Payments' feature, allowing users to manage their transaction history with enhanced privacy.

Any form of US-listed stockseither stock options or direct stockscan create significant wealth, but they also carry the risk of US estate taxation

Credit score impacts all forms of borrowing from personal to car loans. Higher the score, better the chances of securing a loan on convenient terms and lower interest rates

The income tax portal states that it normally takes anywhere between 4 to 5 weeks for the refund to be credited to the taxpayer's account. The refund of large amounts may take longer

The tax laws dont allow interest deduction to be claimed while the property is under construction, and cap the total interest benefit that can be availed after taking possession 

Financial advisors explain how they help clients protect family wealth from adult children who have become addicted to gambling.

A systematic investment plan is considered an effective way to plan for your future. 

Some credit cards with minimal benefits are offered for nil or low annual fee. These includes Amazon Pay ICICI Credit Card and Flipkart Axis Bank Credit Card, among others

Regularly checking your credit score helps identify suspicious inquiries, correct reporting errors and safeguard against fraud while ensuring your credit accounts, limits and repayment history remain accurate for stronger financial eligibility.

For an Rs. 19,499 annual fee, the ALL Accor+ Explorer membership provides benefits like 2 Stay Plus nights, Gold Elite status, a discount of 30% on dining, 15% on drinks, 15% on stays, up to 50% on Red Hot Rooms, etc.

In India, 46 lakh weddings are set from November to mid-December. Couples should openly discuss finances to avoid future conflicts. Experts emphasize understanding each other's financial habits, and planning budgets together for a harmonious financial life.

Ayurvedic treatment claims face closer scrutiny from insurers due to cost and necessity concerns. To increase approval chances, patients should provide detailed medical documentation, minimize hospital stays, and select accredited facilities. 

Wealth is often created not by constant action, but by resisting the urge to tinker every time the market sneezes. Unlike stock tips, these behaviours can be adopted by anyone, no matter their income or portfolio size.

Overseas students enrolment in the US falls 7%, there are several other countries including Russia, Poland and France which Indian students can explore aside from the US.

Every year, it's essential to review and update your investment portfolio to ensure that you're on track to achieve your financial goals.

ESG funds not yet widely popular tend to invest in companies based on their performance in environmental, social, and governance criteria. We share reasons for investing in them. 

A personal loan tenure outlines the repayment period and influences EMIs and total interest. Understanding the tenure helps borrowers choose suitable terms based on budget, credit profile, financial goals and repayment flexibility.

Mutual funds: One of the fastest ways to meet financial goals is to gradually increase the SIP amount every year or every fixed interval say every two years or so.

Stamp duty is not payable on a Will, and therefore, this is not a relevant consideration in choosing where to make a Will.

SIFs are allowed to have short or sell positions in derivatives of stocks not in the portfolio.

A credit score of 657 reflects moderate risk, but it can be improved with timely repayments, low credit utilisation, regular credit report checks, limited applications, and disciplined financial habits for long-term growth.

Young professionals often struggle between speeding up education loan repayment and starting investments. Heres how to decide based on interest rates, tax breaks, cash flow and financial stability.

Credit card EMI helps spread big purchases into fixed monthly instalments, outlining benefits, costs, tenure options and key considerations for managing repayments effectively with smart financial planning.

Following V. Panda's death, his parents inherited his assets, but two tax-saving mutual fund investments totaling 675,000 are inaccessible due to a lock-in period. This highlights the importance of understanding lock-in rules for financial planning.

We provide a step-by-step guide to explain the process of delinking the incorrect member ID from the universal account number. However, if the employer has filed an ECR on incorrect ID, then this process of delinking cannot be done.

Most credit cards offer up to 45 days of an interest-free period to cardholders to pay their dues. We explain how it works.    

How pre-IPO investments are taxed once listed, and whether NRIs must obtain an assessing officers clearance before selling unlisted sharesyour key capital-gains and compliance questions answered.

A 757 credit score reflects strong financial discipline and reliability, enabling better loan offers and premium credit cards while highlighting key strategies to maintain excellent credit health and borrowing power.

Toxic air is no longer only a health hazardit is driving up insurance claims, household medical costs and financial stress for families. The next wave of personal finance must be climate-conscious.

Kotak811 super.money credit card is a lifetime free card that helps you build a credit score and report, while also enjoying cashbacks on various transactions. 

For every dollar a client sends, multiple entitiesbanks, intermediaries and payment processorsclaim their cuts for facilitating the transfer.

Buying gold isn't about earning returns, it's about insuring yourself against global monetary instability that directly erodes the rupees purchasing power, giving you a hedge that transcends borders when currencies weaken worldwide.

Personal loans: Borrowers must avoid getting lured by instant loan providers which promise a loan in 20 minutes or so  

Some banks offer co-branded credit cards which allow users to claim discounts at a few select hotels and airlines.

As the life certificate submission for pensioners deadline nears, we bring you a step-by-step guide on how to download a digital copy of your Jeevan Pramaan Patra, deadline date, answer FAQs and other details.

Chasing quick gains in IPOs can backfire if investors don't do their due diligence to understand business risks and prospects