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Several taxpayers who filed their income tax returns (ITR) in September for the Assessment Year 2025-26 are waiting for their refunds to be credited. Here's all you need to know about the process. 

Taxpayers can claim deductions not reported to employers while filing their income tax returns, even after the employer's TDS calculation. The final deadline for belated returns is 31 December, allowing corrections for missed claims. 

The Income Tax Department is reportedly holding taxpayers' ITR refunds, citing discrepancies in their claims. Many taxpayers are frustrated with the alerts and the short timeframe to revise returns, by 31 December 2025. 

Income Tax Return: Here's what experts suggest taxpayers can do ahead of the 31 December 2025, if they miss the revised or belated ITR deadline. Check if you can revise your ITR after the December time limit.

As air quality worsens, sustainable housing could offer health benefits, regulatory readiness and long-term value.

Taxpayers must disclose foreign assets and income in revised ITR by December 31. Failure to report can lead to penalties.

Your PAN will be rendered inoperative after 31 December if not linked with Aadhaar. There are several consequences of getting your PAN inoperative, including penalties.

Recent reforms have addressed long-standing concerns around lock-ins, annuitization and equity exposure, strengthening the case for NPS as a retirement vehicle.

Strong demand has not translated into consistent returns for SME IPOs. Of the 250 companies listed in the space in 2025, 129 are trading below their issue price

Indias long-term story remains strong. Real growth is healthy, and corporate balance sheets are cleaner than most global peersand at their all time best.

Changes in income tax law and new regime have done away with the year-end rush for investments to save on tax. But experts still advise active tax planning and asset allocation.

Application submission for the Kerala government's Sthree Suraksha Scheme has reportedly begun. The state government had earlier released the guidelines and norms related to the implementation of the scheme.

Warren Buffett believes that big opportunities are rare and must be seized, but decisions should be well thought out and considered rather than impulsive, if you want to make money.

Buffett's insights highlight that the flashing ticker of stock markets can create a false sense of urgency for investors. He advocates for reduced exposure to market ticker and patience, arguing that waiting for the right opportunity is key to successful investing.

Taxpayers face severe penalties for failing to disclose foreign assets, even inadvertently. A Mumbai executive received a 40 lakh fine under the Black Money Act despite no income from his holdings. 

In a post on X on Saturday, Nikhil Kamath dropped a one-minute video teaser of his podcast with Ray Dalio, where they discuss a wide range of topics including crypto, wealth creation, wealth to money ratio and others. The video has already gone viral on social media.

As an ROR, your global income is taxable in India, which includes any gains arising from the sale of foreign RSUs

Any monetary gift a non-resident receives from a resident is taxable in India if the total exceeds 50,000, according to the Income Tax Act. But theres more

The EMI of a personal loan depends on loan amount, interest rate, tenure, credit score and fees, making careful planning essential to manage monthly cash flow and avoid excessive borrowing costs.

Income Tax Return: The I-T Department has processed numerous tax refunds, although some taxpayers are facing delays. Interest on delayed refunds is 6% per annum, but is not granted in certain cases.

There are ways to expedite the approval of your personal loan. They include improving credit score, managing debt, ensuring stable income, choosing the right amount, and avoiding multiple applications. Here are six factors to consider to get a personal loan cleared quickly.

Credit card limit extension scams trick users into sharing confidential information, resulting in financial loss. Awareness, cautious verification, and monitoring accounts help prevent fraud and protect credit card security.

A 0.25% rate cut may look negligible, but the real gains depend on whether borrowers reduce EMIs or shorten tenureone choice offers comfort, the other can save lakhs.

A credit report dispute helps correct errors in personal and account details, protecting credit scores, ensuring fair lending decisions, and encouraging regular credit report review through a dispute resolution process.

The I-T Department clarified that recent communications aim to help taxpayers voluntarily correct their income tax filings. Details here. 

Smart ways to plan your vacation using a credit card include rewards, travel perks, EMI options and card offers, while managing risks through timely payments and disciplined spending.

Lower expense and brokerage caps, clearer disclosures, and simplified compliance give investors a transparent view of what they pay and could save.

A loan application scam resulted in an automobile engineer losing 4.37 lakh, highlighting the risks of digital lending and outlining key precautions the borrowers should take to avoid fraud, harassment, and financial loss.

The number of Indian students going to the US for higher studies declined by 44% in August 2025 compared to August 2024. It was the sharpest fall after the Pandemic. The drop in numbers may worsen on account of the falling rupee

HDFC Bank FD rates: HDFC Bank revised its fixed deposit interest rates, effective from 17 December 2025, after RBI cut its benchmark interest rate for the Indian economy to 5.25%, compared to its earlier 5.50% levels earlier this month. Check the latest rate list here. 

Transferring a residential apartment to a child can be done through a gift or a will. Each route has legal, tax and personal implications that families should understand before deciding.

Understanding the risks of credit card usage is essential. By maximising interest-free days through careful planning, users can avoid high costs, effectively manage cash flows, and utilise credit cards as beneficial financial instruments.

Stock-based pay can build wealth, but tax obligations often come before cash hits your pocket. Heres what to know about employee stock options, restricted stock units and stock purchase plans.

Across urban India, child-free couples are intentionally reshaping their finances, prioritising flexibility, early retirement, experiences, and long-term self-reliance over traditional child-centric milestones and expenses.