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EPFO calculates interest on final PF settlements up to the date the final payment is authorised, irrespective of when the claim was submitted. Heres how the interest calculation works and what EPF members should know when making a final withdrawal.

SEBIs new PMS framework introduces PRIM, allowing investors to access professionally managed portfolios of mutual funds, ETFs and SIFs. Here's how PRIM compares with conventional PMS and mutual funds on investment, management, taxation and flexibility. 

The buyer's first step should be requesting the seller's latest loan account statement or foreclosure letter.

Active and passive small-cap funds follow different investment approaches, even when they are linked to the same benchmark. Their 1-year returns show a notable divergence, while differences in portfolio construction offer clues to what may be driving the gap.

All banks will be closed from September 28 to 30 due to a UFBU-led strike, affecting banking services. However, they will operate on September 27 to accommodate customers. 

The high court says acceptance of possession does not automatically waive compensation for delay.

NPS Swasthya is a new pension option that combines retirement savings with healthcare benefits and a mandatory super top-up health insurance policy. As it prepares for launch, heres a look at who can enrol, how the health cover works, and when subscribers can access the corpus.

UPI MDR explained: 40% of the new fee will go to customer banks, 30% to payment gateways and 20% to UPI apps. Know who gets the money.

A high score cannot simply erase the lingering footprint of an old 'settled' account.

October 2026 brings important income tax deadlines, including ITR filing for eligible taxpayers, quarterly TDS returns and Form 141 submissions. Check the key dates to avoid late fees and penalties.

Multiple EMIs can put pressure on monthly cash flow, leaving little room for savings. These five practical steps can help borrowers assess their debt, prioritise expensive loans, avoid fresh borrowing and regain control of their finances.

State Bank of India will waive ATM transaction charges from September 28 to 30 during a proposed nationwide bank strike, allowing customers to access cash without fees at any ATM. Digital banking services will remain available, encouraging customers to complete branch transactions on September 27.

Fixed deposit rates vary across banks and tenures. Compare the latest 1-, 2-, 3-, 5-, and 10-year FD interest rates from five small finance banks, along with key checks on taxes, premature withdrawal, and deposit insurance.

The government has announced that new MDR fees on UPI transactions will apply in some cases. Will the charge apply in every country where UPI is functional? Here's what we know so far.

8th Pay Commission arrears explained: See how the implementation date, fitment factor and revised basic pay could affect arrears for central government employees.

Bank customers in India may face in-branch service disruptions due to a three-day strike planned by bank unions. Here's all you need to know about the available financial services. 

Residents of Windsor Park Society protested against the conversion of flats into Airbnb rentals, citing security concerns. Here's what a flat owner should ensure before renting out a residential apartment as an b&b or service apartment. 

Finance Minister Nirmala Sitharaman has clarified that the new 0.4% MDR on specified UPI merchant payments above 2,000 will be charged to merchants, not customers, from 15 October 2026.

Gold and silver prices today, 25 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

A Pune ITAT ruling cancels a 2.21 lakh income-tax penalty imposed on a salaried employee after he revised his ITR and paid additional tax and interest. The case highlights why taxpayers should verify deductions and correct errors promptly.

The central government has decided to keep all public-sector and rural banks open on September 27, despite it being a holiday. This decision aims to mitigate service disruptions ahead of the three-day bank strike. Here's why confusion still persists.

Tariffs, AI disruption, FII outflows and geopolitical tensions have tested Indian markets, but Templetons Rajasa K. sees resilient earnings and structural growth opportunities ahead.

Moving abroad does not revoke an NRI's right to inherit property in India. NRIs can inherit various properties but face restrictions on selling agricultural land. Know the rules.

A death certificate is essential for settling insurance, mutual funds, investments, property and tax matters after a death. Here is how to register a death in India, documents required, where to apply and what delayed registration rules currently apply.

Mutual fund flows over the last 12 months show a mixed picture across equity, debt, and hybrid categories. Some categories attracted substantial money despite negative returns, while others saw outflows even after delivering positive returns. 

Six international mutual funds are reopening for fresh subscriptions after periodic restrictions on overseas investments. With some schemes delivering double-digit returns over the past year, investors may be tempted to invest. Here's what you should check before putting money in. 

Reviewing coverage, sum insured, healthcare requirements and premiums can help ensure uninterrupted protection

To determine adequate coverage, families must evaluate how much financial backing is necessary if the primary breadwinner's income vanishes.

From 15 October, UPI transactions of more than 2,000 for debt collection, including loan repayments and EMI collections, will attract a 5 MDR. The charge is on the merchant side, not the borrower. Heres how it applies to EMIs, AutoPay and credit-linked UPI payments.

SEBI has approved a new route allowing portfolio managers to build portfolios using mutual funds, ETFs, index funds and SIFs. With a minimum investment of 25 lakh, PRIM could offer investors a professionally managed alternative to investing directly in mutual funds.

Filed your tax audit report for AY 2026-27? It may still need a closer look before the 30 September deadline. From reporting details to disclosure requirements, here are the key errors taxpayers should check and what experts say about correcting them.

Grandfathering rules can determine the cost of inherited listed shares, but indexation is not available.

Indian households spend differently depending on why they travel, with some trips costing significantly more than others. MoSPIs latest tourism expenditure survey reveals where the biggest expenses are coming from and how spending patterns differ between rural and urban households.

Flexi-cap mutual funds saw a wide variation in one-year performance even as the Nifty 500 declined. While several schemes delivered positive returns, some slipped into negative territory. Heres a look at how individual schemes fared against the benchmark.

Traders in Madhya Pradesh observed No UPI Day on Wednesday. They were seeking an immediate withdrawal of the imposed MDR fees on UPI transactions.

Lending money to friends and family without clear terms often leads to unreturned funds, damaged relationships, and personal stress. Learning to say no through clear boundaries, delaying responses, and offering alternative solutions can protect both your finances and personal bonds.

RBI is exploring offline e-rupee transactions using Bluetooth and NFC, allowing digital payments without internet connectivity. Details here. 

A joint home loan can help spouses increase their borrowing eligibility by combining their incomes, while also allowing them to share EMI payments. But higher eligibility does not mean couples should borrow the maximum, as both borrowers share the repayment responsibility.

NPCI CEO Dilip Asbe said the new Merchant Discount Rate is unlikely to materially affect UPI transaction volumes, with the additional revenue expected to be reinvested in payment infrastructure and technologies such as soundboxes and AI.

Banks in India will close for multiple days in October due to holidays, including national and regional observances. The RBI's holiday calendar outlines numerous non-working days affecting banks across various states.

IRDAI has proposed rules with the aim of providing clearer choices for borrowers considering insurance cover for their loans. Check full details here.

Corporate NPS offers tax benefits, low costs and long-term returns, yet only 56% of eligible private-sector employees participate. The answer may lie in changing one thing: the default.

Buying a luxury car is not just about comparing the price of a new model with a pre-owned one. Buyers should consider depreciation, loan interest, insurance, maintenance, warranty, repair costs and resale value to understand the actual cost of ownership.

IRDAI has proposed commission claw-back when an insurance policy is found to have been mis-sold. The proposal also seeks to link salespersons to policies they sell and make mis-selling records publicly available, giving consumers more information before buying insurance.

Bank unions (UFBU) plan a 3-day strike (Sept 28-30) demanding a five-day banking week and pension reforms. Banks will stay open on Sept 27 (Sunday) to offset disruption. Strike coincides with half-yearly closing on Sept 30, a key date for provisioning and treasury operations.

Buying an old property with a home loan requires more than checking the price. Buyers should verify title, registration, encumbrances, construction approvals, structural condition, repair costs and whether the property meets lender requirements before proceeding.

Manoj Devshi Chhadva, a tenant in a Mumbai housing society, received two flats valued at 1.38 crore for surrendering his tenancy rights. He got a tax notice and later challenged it. Here's why he won the case.

From 1 October 2026, resident individuals and HUFs buying immovable property from non-residents will no longer need to obtain a separate TAN for TDS. They can use their PAN and file the new Form 141, simplifying the tax reporting and payment process.

Gold and silver prices in India dropped slightly during early trading hours on Thursday. Check retail rates of the precious metals in top metro cities of the country.

IRDAI has proposed changes to motor insurance distribution that could alter how new-vehicle buyers purchase insurance. It proposes digital purchase options through platforms such as Bima Sugam, tighter rules for motor dealers and lower commissions on mandatory third-party motor insurance.