It is vital to link the PAN card number with all the bank accounts, which further makes it easy for lenders to check the PAN for KYC, making the PAN number an important document to avail of a personal loan.

Best mutual funds: Value mutual funds refer to schemes that follow a value investment strategy, with at least 65 per cent in stocks.

Indias foreign exchange law changes have made cross-border share swaps easier for NRIs. But tax implications may still ariseespecially if the Indian shares received are undervalued relative to fair market norms.

The Income Tax (I-T) department has already released forms ITR-1, ITR-2, ITR-3, ITR-4 and ITR-5. Here we explain which forms apply to which taxpayer

Had he withdrawn the 33 lakh he had in the pension fund, Amit Upadhyay would have had to pay 10 lakh (30% of 33 lakh) in tax, excluding cess and surcharge. Under NPS he can hold it to retirement and withdraw 60% of the money tax-free.

Bank of Baroda and Kotak Mahindra Bank have revised their interest rates on fixed deposits with effect from May 5, 2025

Avoid penalties and delays this ITR season by steering clear of common tax filing mistakes. Understand and learn the top five errors to dodge for smooth, accurate income tax return filing for AY 202526.

The question on investors' lips is whether there is a type of portfolio than can help tide over these tough times. The answer is simpler than you think.

Schengen visa rejections are a growing concern for Indian travelers. With rejection rates at about 16%, experts suggest planning and precautions to mitigate financial risks associated with bookings.

Uncover the credit score requirement for securing a 1 lakh personal loan in India. Understand how a higher score increases approval odds and the role of factors like income consistency and existing debt in loan eligibility.

Apply for new credit only when necessary and meet eligibility criteria to avoid rejections. Improving a credit score from 480 to 750 takes time and consistent effort. Pay bills on time, limit credit usage, and regularly review credit reports to boost scores effectively.

Identify fraudulent credit card calls with these five essential warning signs. Shield your finances by staying vigilant, confirming caller identities, and keeping sensitive details like OTPs, CVVs, and PINs strictly confidential.

The iShop portal provides ICICI Bank credit cardholders with an opportunity to earn up to 12X reward points for flight bookings, hotel bookings, and gift voucher purchases. They can further redeem reward points to pay for flight bookings, hotel bookings, and gift voucher purchases.

Section 54F of the Income-tax Act, 1961 allows a taxpayer to claim exemption on LTCG (arising on transfer of capital asset not being a residential house property, referred as original asset), if the net consideration is reinvested in one residential property (referred as new asset) in India

Tandon says he has been selectively adding small-caps in his portfolio over last three months as several stocks in this segment have corrected sharply

With the usual age of onset of mental ailments being around 18 years, the incidence peaks at around 40 years, thereby affecting the most productive years of human life

Saving a big portion of what you earn gives you a lot of freedom no matter what you do.

RAID 2 follows Ajay Devgn's Amay Patnaik as he leads income tax officers against a corrupt politician hoarding illegal wealth. The film explores themes of tax evasion and investment strategies while blending humor and drama in a quest for hidden treasures.

The BHIM app is evolving into a comprehensive financial management tool with features such as UPI Circle and spend analytics. Learn how these enhancements can help you effortlessly share financial responsibilities with family members or track your spending habits.

Investors can easily download dividend statements from HDFC Securities to aid in income tax filing and financial planning. The statements are integrated within the Consolidated Account Statement and Profit and Loss statement, providing a comprehensive view of investment activities.

No credit score? Students can still get education loans through government schemes, co-applicants with strong credit, or NBFCs offering collateral-based optionsthough terms and interest rates may vary.

Mutual funds tracking the Nifty Midcap 50 Index provide access to mid-sized companies with growth potential, combining diversification, professional management, and cost-efficiency. .

Karur Vysya Bank offers a platinum credit card with lifestyle perks, rewards, and travel rebates. The card includes benefits like accelerated reward points and fuel surcharge waivers, making it a competitive choice for 2025.

An individual current account is designed for personal use, offering higher withdrawal and deposit limits than savings accounts.

Credit cards: MAD is the smallest amount a cardholder must pay to avoid the late payment fee and maintain the credit score. The balance carried forward attracts huge interest charges.

To be able to use personal loan EMI calculator, one is supposed to enter three essential variables which are total loan amount, rate of interest on loan, and the loan tenure

Here we list out five popular credit cards which provide access to lounge in domestic and international airports

Bajaj Finserv personal loan can be used for a variety of expenses, including but not limited to medical emergencies, home renovation, education, and travel and holidays

Small savings schemes such as PPF, monthly income account, time deposits, senior citizens savings scheme, Sukanya Samriddhi Account and National Savings Certificate offer higher returns than those of fixed deposits (FDs) along with tax benefits

Delayed payouts, family disputes, and red tape await those who skip this critical step. Heres why updating your EPF and EPS nominationsand consolidating old accountsisnt optional.

Debunking common personal loan myths, from eligibility misconceptions to interest rate fears. Learn the facts and make smarter borrowing decisions with this insightful guide designed to help consumers navigate personal loans confidently.

ITR filing: At the time of filing income tax return, taxpayers are supposed to be aware of different provisons which apply to the new tax regime

NRI buying an insurance policy can specify that they are doing so from abroad by submitting a declaration form, provided by the insurance company. If a policyholder has already paid premiums, including GST, he can apply for a refund.

ATM usage cost up by 2 to 23/withdrawal after free monthly usage limit

Unlock the timeless wisdom of John C. Bogles Little Book of Common Sense Investingfeaturing low-cost index funds, diversification, and long-term strategiesspecially tailored for Indian investors aiming for smart, sustainable wealth creation.

The insurance regulator allows you to shift your existing policy to another insurer without losing the benefits of continuity, such as waiting periods for pre-existing diseases.

If someone had invested one lakh in Parag Parikh Flexi Cap fund in 2012 at the time of launch, the investment would have grown eight times in the past dozen years

ICICI Bank personal loan: Unlock ICICI Bank personal loan approval and disbursal in 7 hassle-free steps. Understand eligibility criteria, document checklist, ideal loan tenure, and repayment methods to streamline your borrowing journey with ease and confidence.

Direct stocks or mutual funds? The debate rages on. But in the world of investments, the middle path is often the wisestallowing beginners to grow at their own pace, with less stress and more success.

Struggling with a 670 credit score in India? Discover five smart ways to get approved for a credit card, including secured cards, add-on options, and showing financial stability to improve your credit profile.

The woman has taken the help of a debt settlement company to negotiate her loans. This plan aims to reduce her repayment burden by settling 19 lakh, providing a path to financial recovery.

Got a salary hike? Financial planners recommend a step-up SIP, which auto-increases your mutual fund investment yearly to match income growth. But rising costs and poor planning can strain cash flow, so review regularly and adjust SIPs wisely to avoid penalties or missed goals.

These credit cards offer a range of rewards and cashbacks to the cardholders

The Bank of Baroda Vikram credit card provides lifetime-free service and is tailored for Indian defence personnel. It features a simple application process and offers various benefits, including reward points, fuel surcharge waivers, EMI options, and a free subscription such as Disney+ Hotstar.

Fintech startup Curie Money is integrating UPI payments directly with liquid mutual funds, offering users better returns and instant access to funds. But with regulatory grey areas and consumer hesitance, the real challenge lies in scaling this model for mass adoption.

It is not advisable to raise personal loan to invest in stock market unless you have a strong plan of repaying the loan

Gold ETFs: Investing in gold has give handsome returns in the past few years. Investing in gold ETFs is a good way to replicate these returns

Gold or real estate investment: Understand and explore key factors to consider before choosing between gold investment in India and home loans for real estate. Compare returns, tax benefits, liquidity, and long-term value to make a smart financial decision in 2025.

For request pay and response pay (debit and credit), the revised response time will be 15 seconds instead of 30 earlier

Here we list out interest rates charged by banks - both private and state lenders on their personal loans