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How to identify fake silver coins at home: 4 simple tests to check purity before buying this Dhanteras

While hallmarking provides an important means of verifying the purity of precious metals, consumers should not rely solely on the appearance of a silver coin. There are several simple tests that can offer preliminary indications of whether a silver coin is genuine.

3 Nov 2026 10:33 pm
8th Pay Commission: Will pensioners get 15-year commutation period slashed after high courts say no?

The demand comes after two High Courts, in separate judgments delivered within 18 months of each other, declined to shorten the existing restoration period.

3 Nov 2026 9:47 pm
Gold investment on Dhanteras 2026: Physical gold or gold ETFs? Which offers better tax benefits to investors?

Physical gold and gold ETFs have different capital gains tax rules. While gold ETFs qualify for LTCG taxation after 12 months, physical gold requires a 24-month holding period. Compare tax rates, GST and other costs before investing on Dhanteras 2026.

3 Nov 2026 9:29 pm
Gold vs Silver ETFs before Diwali 2026: Which delivered better returns? What risks should investors check before buying?

Silver ETFs have outperformed gold ETFs over one and three years, according to Value Research data. However, gold has proved more resilient during the recent correction. Here are the top-performing ETFs and five risks investors should check before investing.

3 Nov 2026 8:12 pm
Who protects a music composers legacy post death?

A music label may own the copyright, but a composer's moral rights can survive its transfer. Here's when heirs can demand credit or challenge a distorted remix.

3 Nov 2026 7:58 pm
Tanishq gold rate today in India Nov 3 Tuesday: Price of 24 carat, 22 carat, 18 carat - Check latest metal movement

According to Tanishqs official website, gold prices across different purity categories increased on November 3, compared with the previous day.

3 Nov 2026 7:18 pm
8th Pay Commission latest news: One year completed, 3 key updates on salary revision, pension hike and fitment factor

The 8th Pay Commission completes one year on 3 November 2026. From its constitution and stakeholder consultations to employee demands and the fitment factor debate, here are five key developments and what central government employees and pensioners can expect on salary and pension revision.

3 Nov 2026 6:53 pm
Gold, silver rates crash today: What's behind plunging precious metals prices ahead of Dhanteras, Diwali 2026? Details

Gold fell 542 per 10 grams and silver 875 per kg from AM to PM on November 3, according to IBJA. Ahead of Dhanteras and Diwali, here's what's driving the precious metals correction and what buyers and investors should consider.

3 Nov 2026 6:07 pm
Dhanteras 2026: Buying gold and silver coins on Blinkit, Zepto or Instamart? 5 things to check before placing an order

Buying gold and silver coins on Blinkit, Zepto and Instamart can be convenient this Dhanteras. But before ordering, check the seller, purity, weight, certification, final price and refund policy. Here's how to buy precious metals safely online.

3 Nov 2026 5:00 pm
Diwali 2026: All gold, silver ETFs log second month of negative returns in October; is it time to invest? Experts advise

All gold and silver ETFs posted negative returns for the second consecutive month in October 2026, with negative category average returns of 5.22% and 17.16%, respectively. Should you invest this Diwali? Experts discuss investment horizons and whether gold or silver is a better bet.

3 Nov 2026 4:14 pm
Zerodha raises instant withdrawal limit to 5 lakh from 2 lakh; What investors need to know

Zerodha has raised its daily instant withdrawal limit from 2 lakh to 5 lakh and extended the facility to 9 am-6 pm, including weekends and market holidays. Here are the new withdrawal rules, eligibility conditions and processing limits investors should know.

3 Nov 2026 4:03 pm
Mutual fund switching may become tax-free: Experts explain SEBI proposal and what could change in capital gains tax rule

SEBI has recommended exempting mutual fund switches from capital gains tax if units are held for more than a year. Experts explain what switching means, how it is taxed under current rules, which transactions could qualify and how the proposal may benefit investors.

3 Nov 2026 2:42 pm
8th pay commission: How employees and pensioners arrears will be paid after recommendations are implemented, explained

8th pay commission: Delayed implementation could lead to retrospective salary and pension payments from 1 January 2026. Arrears may vary by pay level, fitment factor and delay, but are not guaranteed until confirmed by the Centre. 

3 Nov 2026 2:34 pm
Silver fall: what drove the crash, what's next and what should investors do?

Silver ETFs have corrected sharply as speculative positions unwind and bond yields rise. Here's what drove the fall, what could shape the outlook and how investors should approach the metal.

3 Nov 2026 1:25 pm
Gold, silver rate Coimbatore 3 Nov: Latest price movement today for investors ahead of Dhanteras, Diwali in Isha city

Gold, silver prices today, 3 November Coimbatore: Latest price movement today for investors ahead of Dhanteras, Diwali in Isha city. We also bring retail prices of 18K, 22K and 24K gold and 999 Fine silver across cities Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata and Mumbai. 

3 Nov 2026 12:51 pm
Gold, silver rate Chennai 3 Nov: Latest price movement, details for investors today ahead of Dhanteras, Diwali

Gold, silver prices today, 3 November: Latest price movement today for investors ahead of Dhanteras, Diwali in Chennai. We also bring retail prices of 18K, 22K and 24K gold and 999 Fine silver across cities Ahmedabad, Bangalore, Coimbatore, Delhi, Hyderabad, Kolkata and Mumbai.

3 Nov 2026 12:45 pm
Gold, silver rate today Kolkata Nov 3: Latest price movement update City of Joy investors ahead of Dhanteras, Diwali

Gold and silver prices fell 1% and 2.64%, respectively, in Kolkata on 3 November. Check the latest retail rates across gold purities and silver categories in the City of Joy, along with recent price trends, as buyers prepare for Dhanteras and Diwali 2026.

3 Nov 2026 12:29 pm
Gold, silver rate Bangalore 3 Nov: Latest update on price movement for investors in Silicon Valley of India today

Bangalore gold and silver prices: Gold and silver prices declined in Bangalore on 3 November 2026, tracking weakness in the domestic bullion market. Check the latest rates for different gold purities and silver categories in India's Silicon Valley. 

3 Nov 2026 11:56 am
Want to give back this Diwali? Here's how to find causes that matter

Diwali is a time for giving, but finding credible organisations can be daunting. Here's how to identify genuine causes, choose how to contribute and plan your donations.

3 Nov 2026 11:32 am
Rising interest rates: should you borrow or delay festive season purchases?

Looking ahead, we can be almost certain of additional increases in repo rates and the consequent hikes in cost of loans. We should factor in the uncertainties while making decisions around our future financial commitments.

3 Nov 2026 10:19 am
FD interest rates after RBI repo rate hike, Nov 2026: Public or private? Which banks give highest fixed deposit returns?

Following the RBI's October 2026 repo rate hike, how do FD interest rates stack up now? Find out which banks are offering the highest returns and how PSU bank rates compare with private lenders.

3 Nov 2026 9:02 am
DA hike: Tamil Nadu, MP, Himachal, Rajasthan, Kerala Full list of states with dearness allowance hikes ahead of Diwali

The Union Cabinet raised the dearness allowance for central government employees and pensioners by 3%, from 60% to 63% of basic pay, effective 1 July, ahead of Diwali. Here are the other states that have also hiked DA amid the festive season.

3 Nov 2026 7:52 am
RBI amends EDF rules for service exporters, freelancers under FEMA: 10 lakh threshold, relief for resident individuals

The RBI has simplified EDF compliance for resident individual service exporters and introduced a 10 lakh threshold for other exporters. It has also revised IDPMS reporting requirements for service imports. Here's what the new FEMA amendment means for freelancers and other exporters. 

3 Nov 2026 7:48 am
Income Tax: Can married daughters keep gold jewellery at parents' home? ITAT ruling explains tax implications

The Delhi ITAT deleted 1.13 crore in tax additions after accepting that 3.9 kg of jewellery found at a man's home belonged to his late wife and three married daughters. The ruling highlights how families can establish ownership of gold through supporting evidence.

2 Nov 2026 11:29 pm
Life Cycle Funds explained: How these mutual funds work, change asset allocation with age and help plan for retirement

Life Cycle Funds automatically shift investments from equity to debt as the target date approaches. Here is how these mutual funds work, who should invest, how to choose the right maturity period and the risks investors must consider.

2 Nov 2026 10:35 pm
Income Tax Returns: 'How India filed in 2026' - 5 trends that reveal how young investors, salaried earners manage money

India's income tax filing data reveals five changing money trends: more Indians are earning beyond salaries, young taxpayers are filing complex returns, low-income earners are reporting diverse income sources, young investors are reporting losses and retirees continue investing.

2 Nov 2026 9:37 pm
Silver, gold prices today: 24K gold slips to 1.37 lakh, silver below 1.80 lakh/kg; check latest 24K, 22K gold rates

Gold and silver prices declined in the latest IBJA evening fixing on 2 November. 24K gold fell 2,530 to 1,37,524 per 10 grams, while 22K gold dropped to 1,25,990. Silver prices declined 1,372 to 1,79,972 per kg.

2 Nov 2026 8:35 pm
Tax relief in the offing? Sebi moots scrapping 12.5% LTCG tax for FPIs: What it means and how investors stand to gain

The proposal has brought the taxation of investment profits into focus, particularly the rules governing gains earned from selling shares and other financial assets.

2 Nov 2026 8:28 pm
Gratuity calculation after 3% DA hike: How central government employees can get up to 50,000 more at retirement

The Centre's 3% DA hike from 60% to 63% can increase retirement gratuity for central government employees by up to 50,000. However, the actual benefit depends on basic pay, qualifying service and the 25 lakh gratuity ceiling.

2 Nov 2026 8:02 pm
ITR deadline pushed to November 21 for audit cases: What it means for businesses and taxpayers

The revised deadline is expected to provide relief to taxpayers dealing with multiple compliance obligations, particularly those requiring additional time to complete audits, reconcile financial records and verify tax-related information before submitting their returns.

2 Nov 2026 7:23 pm
How should NRIs value an overseas LLP for FAST-DS 2026?

An Indian resident who acquired a US LLP interest while an NRI wants to declare it under FAST-DS 2026. An expert explains how to value the interest as at 31 March 2026.

2 Nov 2026 7:12 pm
India once had no LTCG tax: How income tax rules on LTCG, STCG and STT changed over the years

Indias capital gains tax regime has undergone several changes over the decades, from its abolition in 1949 to the removal of LTCG tax on listed equities in 2004 and its reintroduction in 2018.

2 Nov 2026 7:08 pm
Ahead of Budget 2027, Sebi recommends removal of 12.5% LTCG tax imposed on foreign investors | Latest update

SEBI has proposed scrapping LTCG tax on foreign equity investments and offering tax relief to domestic mutual fund investors switching schemes. The recommendations have been submitted ahead of Budget 2027 and await government approval.

2 Nov 2026 7:01 pm
Planning to buy gold on Dhanteras? Jewellery vs coins vs gold ETFs vs sovereign gold bonds comparison before you invest

Planning to buy gold this Dhanteras? Compare jewellery, coins, gold ETFs and Sovereign Gold Bonds on making charges, GST, liquidity, resale costs and taxation to understand which option is more cost-effective for investment.

2 Nov 2026 5:44 pm
Credit card cash withdrawal: Why withdrawing 10,000 can cost you more than expected in fees, interest and other charges

Withdrawing 10,000 using a credit card can cost more than expected. Understand cash advance fees, interest rates, GST, repayment calculations and why credit card cash withdrawals can become an expensive borrowing option.

2 Nov 2026 4:05 pm
Eternal SBI credit card: Contactless transaction allowed maximum limit for single payment on Zomato, Blinkit explained

Eternal has opened applications for the first 5,000 Eternal SBI credit cards, inviting eligible customers in batches through a fully digital process. The card offers cashback and discounts across Eternal and partner brands, with annual fees waived for qualifying spending.

2 Nov 2026 3:23 pm
HDFC ERGO iCan Cancer Insurance Plan: Key benefits, coverage, eligibility, waiting periods and exclusions explained

HDFC ERGO iCan Cancer Insurance Plan offers 5 lakh to 50 lakh cover through Essential and Enhance variants. Understand its cancer treatment benefits, lump-sum payouts, eligibility, 120-day waiting period, exclusions and important factors to consider before purchasing.

2 Nov 2026 2:47 pm
Why Cancer medicines may cost less from Nov 9: Full list of drugs, drop in MRPPatients could save 2,500-3,500/year

NPPA slashed maximum retail prices for 543 anti-cancer medicines from 9 November, with aim to make cancer treatment more affordable. It estimates the cuts could save patients 2,5003,500 crore in annual out-of-pocket spending.

2 Nov 2026 2:08 pm
PM Surya Ghar Muft Bijli Yojana: How to get 300 units free electricity and up to 78,000 rooftop solar subsidy

The scheme offers central assistance of 60% for systems up to 2 kW and 40% for additional capacity, capped at 3 kW. Eligible households can also access collateral-free loans for systems up to 3 kW and may save on bills or earn by selling surplus power.

2 Nov 2026 1:24 pm
Got a Diwali gift from your employer? Check the tax rules

Employer gifts worth less than 15,000 may be tax-free, but bonuses are taxable from the first rupee. Here's how the rules work and when a bonus can increase your tax bill.

2 Nov 2026 1:14 pm
MCX Gold vs MCX Silver rates today, 2 Nov: Check how precious metals are performing on Monday amid Sensex, Nifty surge

Gold and silver futures rise on 2 November ahead of US midterms. MCX gold at 1,39,112, silver at 1,81,999, while Nifty tops 23,300.

2 Nov 2026 1:06 pm
Why investors may be ready to return to large-cap stocks

After years of money chasing small- and mid-cap funds, stretched valuations and weakening earnings are prompting investors to reconsider large-cap stocks.

2 Nov 2026 12:52 pm
Gold rate today 2 Nov: Chennai vs Bangalore prices compared City wise details for yellow metal buyers, investors

Gold, silver prices today, 2 November: Chennai vs Bangalore prices compared for 18K, 22K and 24K gold and 999 Fine Silver. We take a look at the city wise details for yellow metal buyers and investors. 

2 Nov 2026 12:41 pm
How to enjoy Diwali without giving your savings a hangover

Layoff fears, muted salary hikes and rising prices are making households more cautious this festive season. Experts say plan your splurges without depleting savings or taking on debt.

2 Nov 2026 12:25 pm
Car loan calculator: What will a 10 lakh loan cost over 3, 5 and 7 years? Full calculations

At 7.55%, a 7-year 10 lakh car loan has an EMI nearly 15,766 lower than a 3-year one, but adds about 1.70 lakh in interest. See EMIs for 3, 5 and 7 years, rates from 7.55% to 14.30% and what to check before picking a tenure. Also, how to avoid an unmanageable loan.

2 Nov 2026 11:46 am
Gold, silver rates today Bangalore 2 Nov: Latest prices, up-down movement for precious metal investors in Garden City

Gold, silver prices today, 2 November: Check the latest prices and up-down movement for precious metal investors in Garden City. We also bring retail prices of 18K, 22K and 24K gold and 999 Fine silver across cities Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

2 Nov 2026 11:06 am
New NFO alert! Kotak Nifty Realty Index Fund closes next weekSee deadline, minimum amount, allocation, expected returns

Kotak Mahindra Asset Management Company (AMC) has launched the Kotak Nifty Realty Index Fund, an open-ended passive scheme tracking the Nifty Realty Index. Here's all you should know before investing 

2 Nov 2026 10:26 am
Gold, silver prices today, 2 November: Check retail rates of 24K, 22K gold, 999 silver in Delhi, Mumbai and Kolkata

Gold and silver prices today, 2 November: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

2 Nov 2026 9:31 am
8th Pay Commission pension calculator: How 25,000 to 75,000 basic pensions may change at 2.5, 3 & 3.5 fitment factors

8th Pay Commission pension calculator: Check how existing basic pensions from 25,000 to 75,000 could change under hypothetical fitment factors of 2.5, 3 and 3.5, alongside key pension demands from employee unions.

2 Nov 2026 9:26 am
DA hike: Tamil Nadu, Madhya Pradesh, Rajasthan, Chhattisgarh increase dearness allowance by 2-3% ahead of Diwali

After the Union Cabinet approved a 3% DA increase for central government employees; the Tamil Nadu and Rajasthan govts also raised DA by 3% each, while Madhya Pradesh and Chhattisgarh announced 2% hikes each for state employees and pensioners. 

2 Nov 2026 8:49 am