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Smaller cities are set to drive India's next home loan growth wave, amid increased number of digital lending applications. Tier 2 and 3 cities accounted for 64% of the home-loan volumes in 2025, as per an industry report. 

The government has also decided to pay employees the money due for surrendered leave from 2022 by the Sankranti festival.

Gold's bull run continues despite a recent loss of momentum, driven by uncertainty around the Federal Reserve and the US-Iran conflict. Goldman Sachs remains optimistic as central bank gold purchases surge, supporting prices. 

Here's a look at the EPFO's provident fund withdrawal process for members from conditions for partial withdrawal, minimum balance required, limits, types of claims, which forms to submit, and more.

With the growing misuse of identity documents, it is important to regularly check how many mobile numbers are registered in your name.

Department of Pension and Pensioners Welfare conducted Special Campaign 3 and successfully resolved 2,306 cases of family pensions, disability pensions, war injury element arrears, among other claims. 

Punjab has proposed hiking dearness allowance of 85,000 state government employees from 42% to 60%, according to Cabinet Minister Aman Arora. Recommendation will be sent to CM Mann for final approval. 

7th Pay Commission DA hike: What is the AICPI-IW? We explain its significance and why it matters so much for salary amount calculation for central government employees and pensioners in India.

A 78-year-old retired IFS officer got 15.15 lakh in his bank account linked to an alleged insurance fraud. The Madhya Pradesh High Court granted him anticipatory bail, saying merely receiving crime proceeds did not prove knowing involvement.

The ITR filing deadline for businesses and professionals is later than the due date for most individual taxpayers. Taxpayers subject to audit have until October 31, 2026. Full list here.

EPF account rules explained: Know when an EPFO account becomes inoperative, when interest stops, and how members can withdraw or transfer their PF balance using Form 19, Form 13 and other EPFO services.

Credit-risk funds delivered 8.97% returns over three years, emerging as the best-performing debt mutual fund category amid improving corporate fundamentals. Experts caution that higher returns come with greater credit, downgrade and liquidity risks, making portfolio quality crucial for investors.

Central government employees may see DA rise to 66%-67% from January 2027 if AICPI-IW remains strong. The projection is based on the existing 7th Pay Commission formula and is not an official government announcement.

Pay Level 5 central government employees could see their monthly HRA rise by nearly 15,800 under a proposed 40% HRA rate and 2.1 fitment factor if accepted. Still, the final figures will depend on the 8th Pay Commissions recommendations.

After failing to report 2.33 crore in gaming winnings, a Bengaluru taxpayer faced an income tax notice. Although the tax officer deemed the winnings taxable, the assessee ended up winning the case. Here's what happened.

Baroda BNP Paribas Aqua has reopened for fresh investments from 1 September, becoming the only overseas equity fund among 60 to accept new investors. Heres what the reopening means for lump-sum investors and new SIPs, and why 59 other international funds remain closed.

NSC and 5-year Post Office Time Deposit offer Section 80C tax benefits without an investment ceiling. Know their tenure, tax rules and how they compare with PPF, SSY and KVP. Having a clear understanding of investment limits and basic tax-related concepts can help in meaningful investment planning. 

Tenants paying high rent must deduct 2% TDS before making the payment to the landlord. Failure to comply can result in penalties and interest charges. Full details here.

Mumbai ITAT has ruled that genuine F&O and commodity trading profits cannot be treated as bogus accommodation entries without specific evidence. The decision stresses independent verification by tax officers and offers important clarity for retail traders facing reassessment.

SGB 2021-22 Series VI investors can opt for premature redemption on 7 September 2026 at 15,334 per unit. The gold bond was issued at 4,682 for online investors, translating into a 227% price gain, excluding interest.

Early retirement in India requires more than high income. Experts suggest a disciplined savings strategy, a 7080% equity allocation when retirement is 1520 years away, and gradual de-risking as the goal approaches.

A Delhi-based property owner was denied tax credit after her tenant deducted TDS but didn't pay it to the government. Here's what ITAT Delhi ruled.

The Supreme Court set aside a 425.27 crore customs penalty after finding that the order relied on AI-generated legal material. The diamond trader will now face fresh adjudication by a different customs officer, while the court warned against relying on unverified AI-generated case law.

Leaving your job at 40 does not necessarily stop EPF interest immediately. Under current EPFO guidance, an eligible EPF balance can continue earning interest until you turn 58.

Creating a HUF allows families to benefit from independent taxation, separate deductions, and wealth management. However, merely establishing an HUF doesn't lower tax liability. Here's whether salaried individuals can form one. 

Income tax authorities questioned a 25 lakh deposit by a Bengaluru resident. The cash deposit was subsequently treated as unexplained money and added back to her income. Here's why ITAT Bangalore still ruled in her favour.

A manageable EMI is about more than a low monthly payment. Experts explain the 30% EMI rule, debt risks and how borrowers can assess loan affordability while protecting savings and financial security. Seeking professional guidance is a must when faced with financial hardships. 

September 5 is Teachers' Day in India, but banks remain open as it is the first Saturday of the month. RBI guidelines mandate bank closures on specific Saturdays and Sundays. Details here.

Frequent travelers can leverage credit card reward points for hotel stays, unlocking loyalty benefits and free-night awards. It's crucial to strategically redeem points and compare cash prices with point requirements for maximum value, especially when hotel rates are high.

The Reserve Bank of India (RBI) requires card issuers to provide customers with clear mechanisms for reporting lost, stolen or misused cards, along with multiple channels through which cardholders can contact them

Retail sugar price has dropped 3.85% to 62.57 per kg in a week, data from the Consumer Affairs Ministry showed. The slight drop follows recent government measures, including allowing imports and tightening of stockholding norms for dealers. 

Delivery, ride-hailing and home services Gig internet workers earn 2.5x, at 138 per hour, compared to 54 per hour, earned in other similar formal and informal jobs, according to a Redseer Report.

The key question for students and their families is whether buying term insurance is necessary or whether it makes sense to wait until the student starts earning and takes on financial responsibilities.

Silver hallmarking enables buyers to verify purity or fineness of precious metal jewellery. At present, the process remains voluntary for silver jewellery since 2005 but has been mandatory for gold since June 2021. 

Securing an individual insurance policy around age 25 while in good health unlocks financial and structural perks, including lower starting premiums and the ability to clear required waiting periods before medical issues arise.

Rejoining the EPFO after a break? Here's how members can activate their UAN on the Umang app, what steps you can take to recover the account online and how your funds can be redeemed, in simple steps

R. Sivakumar from Axis Mutual Fund indicates large-cap stocks are becoming attractive after a correction, suggesting favorable conditions for investors. 

Uttarakhand releases 147.05 crore pension was transferred directly into the bank accounts of 991,914 beneficiaries. In August, pensions of 5,605 new beneficiaries were also sanctioned under various pension schemes.

Investors wary of heavy AI spending by US tech giants are turning to Apple, which offers tech exposure with lower risk. Apple shares rose 7% while spending only $6.8 billion on capex, unlike major competitors investing $30-$54 billion quarterly.

HSBC Midcap Fund has delivered a 24.13% CAGR over three years, outperforming its benchmark and category averages across time horizons, with a monthly 10,000 SIP since its August 2004 inception growing to over 2 crore. 

The commission has scheduled meetings in September and October this year, in Chennai (Tamil Nadu), Puducherry (Union Territory), Chandigarh (Punjab, Haryana, Himachal Pradesh, UT), Bengaluru (Karnataka) and Mumbai (Central Railways).

Chandigarh District Consumer Disputes Redressal Commission has ordered Park Club International to refund 95,000 with 9% annual interest, plus 15,000 in compensation

Amid the row among employees over pending dearness allowance payments and hike to match the Centre's DA percentage. Punjab finance minister Cheema has said the state government is prepared to ensure salary parity with central government workers.

Planning 10 lakh investment for a 5-year-old daughter? Experts recommend a diversified mix of equity mutual funds, Sukanya Samriddhi Yojana, and term insurance to build long-term wealth for her education and future.

The 8th Pay Commission completes 10 months on Friday, with Chennai, Chandigarh and Bengaluru visits scheduled next. A look at the key dates, fitment factor debates and what lies ahead for central government employees and retirees awaiting revised pay and pension structures.

ITAT Mumbai ruled against a 9.6-lakh tax addition based on an incorrect ITR entry without evidence of EPF withdrawal. Details of the case here. 

Mumbai ITAT has allowed 1.52 crore spent on renovating a house to qualify for capital gains exemption, widening the scope of costs that can be counted when reinvesting asset-sale proceeds.

Indian residents can rectify missed foreign income or asset disclosures through ITR-U or FAST-DS, depending on factors such as the nature of the asset and tax liability. Here's everything you need to know about the two options and which one is more economical. 

If a Post Office MIS account holder dies, the registered nominee can claim the deposit with a death certificate, KYC, and a claim form. Without a nomination, legal heirs can claim up to 5 lakh via an affidavit and indemnity, while higher amounts require a succession certificate.

EPFO's VISHWAS 2026 scheme allows eligible employers to settle pending PF disputes through the EPFO portal at reduced penalty rates before the December 28 deadline.