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Mutual fund investors can benefit from a tax advantage on dividends received by schemes, as these dividends are not taxed at the scheme level. The full amount can remain invested and compound, unlike direct stock dividends, which are taxed at the investors slab rate. 

Mutual funds often come with 10- or even 20-year performance histories, but the manager currently making investment decisions may have been running the scheme for much less time. A September 2026 analysis found average manager tenure below three years across every equity-fund category.

A weak or negative SIP return in the first two years may not be a reason to exit. An analysis of two decades of Nifty 500 TRI data found that nearly 69% of cases with negative two-year SIP returns delivered double-digit annualised returns by year five, while none remained negative. 

Investing in experiences and comfort can enhance life satisfaction. Here are 5 luxuries you must spend on once essentials, emergencies and future goals are covered.

Bond yields have risen sharply over the past year, with Indias 10-year government bond yield nearing 7%. As equities remain volatile and F&O traders face losses, higher yields are making debt more relevant for retail investors. 

HDFC Bank has lowered its lending benchmarks by 5 to 10 basis points for various tenures effective September 7, 2026. The revised MCLR rates now range from 7.90% to 8.60%, with reductions benefiting borrowers linked to MCLR loans.

For taxpayers subject to a tax audit, the 30 September audit report deadline and the 31 October ITR filing deadline are separate but connected compliance steps for AY 2026-27. Here's what taxpayers need to know about these two deadlines and what they should do before each date.

By adopting practical habits, you can effectively save money for future expenses. Here are 5 hacks to save more money; these finance lessons from Indian mothers make you richer every week.

Investing 30 lakh? Compare SCSS, bank FD and Post Office Monthly Income Scheme (MIS) interest rates, income potential, deposit limits and payout frequency to understand which option can deliver the highest regular income while balancing eligibility, liquidity and tax considerations.

FDs may offer stability, but putting a large amount in one bank can expose investors to concentration risk. DICGC deposit insurance covers up to 5 lakh per depositor per bank, including principal and interest. Heres what investors with large FD portfolios should know. 

Investing without clear goals can lead to poor decisions influenced by emotions or trends. Check these 5 common money mistakes.

Experts say a personal loan can help consolidate credit card debt if its interest rate is lower than your card's cost and you maintain repayment discipline, but check processing fees, prepayment penalties and total interest before switching.

Silver surged 98% in a year, but investors earned only 18%. The sharp gap raises a bigger question: did investors miss the rally, or did they enter at the wrong time? The answer lies in how investor behaviour changed as silver prices climbed.

Taxpayers with business or professional incomes face different ITR deadlines. Tax audit reports are due by September 30, 2026, with penalties applicable for late submissions. Details here.

A Sukanya Samriddhi account does not automatically close when the girl gets married. If she marries after turning 18, the account may be closed prematurely within the prescribed timeline, subject to SSY rules.

India's life expectancy has risen over the last few decades, emphasising the need for enhanced retirement planning. Experts explain what an average retiree needs after exiting the workforce.

Online platforms can help create a will for as little as 499, while assisted services can cost 30,000 or more. But the question is not just how much you pay to make a willit is whether you have disclosed every relevant asset, established ownership correctly and planned for potential disputes.

Health insurance or emergency fund first? Expert explains why you need both and how much to keep Why savings alone may not protect you from rising medical costs, job loss and unexpected expenses.

8th Pay Commission's Chennai consultation began on September 7 2026, covering fitment factor, salary, and pension reforms. No official fitment factor confirmed yet. Next stops: Puducherry (September 9), Chandigarh (September 16-18), Bengaluru (October 7-8).

The Supreme Court protected the pension and retiral benefits of a municipal engineer whose ST certificate was invalidated after more than three decades of service. The court used Article 142 to grant limited relief while making clear that his ST status was not restored or validated.

Credit card advisors promise to maximize rewards, but fees can range from 399 to 1.5 lakh. When does the extra value justify the costand when are you better off doing it yourself?

Only four mid-cap funds delivered over 17% annualised three-year SIP returns, with HSBC Midcap Fund topping the list at 20.70%. Value Research data shows that several of the categorys largest funds by AUM delivered lower returns, highlighting the wide performance gap.

Investors questioning their equity exposure should look past current market conditions and focus entirely on their specific financial objectives and timelines.

NPS is a retirement savings scheme providing market returns and tax benefits through voluntary contributions. If contributions cease temporarily, the accrued amount remains invested and continues to generate returns. Here's how much your retirement corpus could lose due to a pause.

A Bengaluru taxpayer faced a 1.23 lakh tax demand after his consultant mistakenly filed Form 10-IEA for the old tax regime. ITAT Bangalore accepted the new regime chosen in his ITR and directed the tax authorities to recompute his liability.

A taxpayer faced an Income Tax addition after depositing 32 lakh in cash during demonetisation, but the ITAT accepted 2.84 lakh linked to her mother-in-laws gold sale. The ruling highlights why taxpayers need clear evidence to establish the source of cash.

Misleading property advertisements can be reported to RERA by homebuyers. The process is streamlined for filing complaints online, where RERA can penalise builders for false claims. Details here.

EPS supports over 85 lakh individuals, many of whom may retire abroad. Pensioners must keep their Life Certificate valid. If you cannot use the digital route or appear physically to make the submission, here are some of the options you can consider.

Gold and silver prices today, 7 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Real estate may offer stability, but liquid financial assets give the next generation the flexibility to adapt to changing life goals.

Moving abroad does not automatically mean closing your NPS account. PFRDA allows NRIs to continue NPS Tier I through NRE or NRO accounts, but Tier II cannot be activated.

A Hyderabad consumer commission ordered a 10 lakh insurance refund to a 73-year-old retired professor after finding the policy was sold without free and informed consent. The bank and insurer were also ordered to pay 60,000 in compensation and costs.

India's senior living market is estimated to cross 1 lakh crore by 2030, nearly four times the current levels, according to a report by Colliers. The segment's expansion is drawing increased investment from real estate developers and investors, it added. 

A fund with a massive AUM is not necessarily the one delivering the highest returns. A look at one-year performance shows why investors should not use fund size as a shortcut for choosing equity mutual funds.

Simple financial rules help manage expenses and investments for Indian households. You dont need to be Warren Buffett to understand these simple money basics.

A practical approach can be to keep a portion of the corpus in relatively stable and liquid investments for near-term expenses, while investing another portion for long-term growth

Income-tax refunds are issued when the tax paid exceeds the actual liabilities after deductions. Today, we look at the timeline, likely cause of delay in receiving credit, and how to check status online.

A recent ITAT ruling has raised an important question for property transactions. Does holding a power of attorney make you liable for capital gains tax when the property is sold? The case draws a clear line between the authority to sell a property and ownership.

An NPS subscriber can discontinue fresh contributions for a few months or even several years. However, stopping contributions does not mean that the money already accumulated in the account is withdrawn or stops generating returns

Investing requires careful planning regarding purpose, timing and risk. Establishing specific financial goals and maintaining consistent contributions. 

EPFO: Today, we take a look at how the family (nominees or legal heirs) of subscribers can claim their provident fund (EPF) savings, pension payout (EPS) and insurance benefit (EDLI) after the member's death.

AIS gives taxpayers a consolidated view of financial and tax information linked to their PAN. Here's what it covers, when new information may appear, how to access the statement and what to do if you spot an error.

With 50% of your portfolio in flexi-cap funds, adding another equity fund category may bring significant overlap rather than diversification. Only 25%-36% of the equity exposure may be genuinely different across key fund categories.

PM Jan Dhan Yojana: Every fourth account under Pradhan Mantri Jan Dhan Yojana is inoperative, while nearly 5.72 crore accounts had zero balance, according to the Finance Ministry's response to activist Chandra Shekhar Gaur's RTI application. 

If you feel you have too much money invested in equities, it is useful to look beyond current market conditions. Instead, consider why you are investing, how much time you have and when you will actually need the money

Building a financial empire involves everyday habits in spending, saving and planning. By recognising personal triggers and avoiding impulsive decisions, individuals can make thoughtful financial choices that align with their goals and values.

Indias household savings are shifting beyond bank deposits. Their share fell to 33% in FY25, while pension funds, mutual funds, shares and debentures together reached 39%. Yet 68% of household wealth remains in physical assets, highlighting the long runway for financialisation.

 Delhi Lakshmi Yojana RD maturity: Check lock-in period date and recurring deposit credit amount for eligible women beneficiaries, aged between 21 and 60 years, credited every month through the selected banking partner. 

The ruling came in the case of a Bengaluru-based gamer who had put more than 2 crore into online rummy and poker but ultimately suffered a net loss of nearly 28 lakh

The Central Secretariat Service Forum said it hopes the 8th CPC would consider enhancing contribution and sum assured under the Central Government Employees Group Insurance Scheme (CGEIS) keeping in view higher insurance covers available in the market.