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Middle-class individuals must strategically plan finances to avoid crises from medical emergencies or job losses. Building an emergency fund is essential, especially amid rising inflation and a volatile job market, according to this CA.

Smart credit card usage requires discipline through spending limits, regular tracking, full repayments, low utilisation, fewer cards, and automated payments to maintain financial stability and a healthy credit profile.

High expectations surround a Cabinet announcement on Dearness Allowance hike this month. It is anticipated to provide financial relief amid rising costs, benefiting over 1.2 crore employees and pensioners.

From no-buy periods to 24-hour cart pauses, social media is reshaping how young Indians save and spendsimplifying money habits, but also raising risks of oversimplified advice.

The tax department has started looking closely into TDS defaulters on rent. Last year, the department sent notices to taxpayers who claimed HRA on the rent they paid but did not deduct TDS

Retirement planning at 40 can still help build a strong corpus. Disciplined investing, diversification, insurance and clear financial goals are key. Read here about these measures that ensure stability, protect against inflation, and support longterm financial independence.

Explore top fixed-income investments, including PPF, SSY, SCSS, EPF, and Post Office schemes, offering guaranteed returns, tax benefits, and capital protection for safe, long-term financial growth in volatile markets.

Economic growth in India is propelled by self-reliance and the empowerment of youth through diverse career opportunities. Financial inclusion initiatives have significantly improved access to banking, enabling young Indians to develop informed financial habits and manage their credit effectively.

While financial rules of thumb offer a convenient starting point for the undisciplined, they often collapse under the weight of unique life circumstances and market volatility.

An Indian citizen must designate all his existing bank accounts as NRO accounts as soon as he becomes a non-resident under FEMA. He can also open an NRO account at any time after becoming an NRI.

New I-T rules: There are a couple of crucial changes taxpayers will see from next month. The changes include the requirement for a CA's certificate for foreign tax credit when the amount exceeds 1 lakh in a year.

Plan your retirement wisely with key financial moves that protect your savings, manage expenses, and secure a comfortable, stress-free future while enjoying peace of mind. Proper guidance must be taken from certified financial advisors to navigate retirement planning. 

AI voice cloning scams use realistic voices to trick victims into sharing sensitive information, causing financial loss, highlighting the urgent need for vigilance, secure practices, and careful digital behaviour.

Financial planners can help by focusing on discovery, understanding goals, cash flows, and behavioural tendencies before making recommendations

Corporate fixed deposit rates in March 2026 offer competitive returns from leading NBFCs, with varied tenures, senior-citizen benefits, and key safety features for stable, consistent investment planning.

With inflation rising and markets turning volatile, financial discipline becomes critical. Heres how to budget smarter, build buffers, manage debt and stay invested during uncertain times.

While businesses have long flagged the burden of tax compliance, non-business taxpayerssalaried individuals, investors and retireesface their own compliance maze. Why record keeping is an added task for taxpayers

Wondering if you are financially free? Learn how the 33x rule' is reshaping retirement planning and setting a benchmark for lasting security.

Tata AIA new funds launch opens the door to innovation driven equity and global AI technology investments, offering a compelling mix of growth potential and long term wealth creation within ULIPs.

While the income may technically be taxable in India under domestic law due to receipt in the NRO account, relief should be available under the IndiaUAE DTAA

Bank of Baroda launches UPI overdraft facility for women SHGs, enabling digital access to 5000 credit, boosting financial inclusion, transparent lending, and seamless small-ticket borrowing through UPI systems.

As per guidelines of the Reserve Bank of India (RBI), foreign exchange regulations prohibit individuals from borrowing to buy foreign properties. 

As geopolitical tensions reshape trade, capital and supply chains, Indian equities face new risksbut also emerging opportunities driven by domestic resilience and global realignment.

Home loan interest rates March 2026: PSU banks comparison highlights latest rates, charges, tenure options and eligibility factors. It helps borrowers choose cost-effective home loan plans and make better financial decisions.

Fixed Deposit Interest Rates: SBI vs PNB vs BoB FD rates explained below. Check the latest interest rates on fixed deposits of top 5 PSU banks.

Banks auction homes that list at steep discounts, but hidden dues, legal risks and repair costs often erase the advantage. 

Certain financial tasks, including PPF, SSY, NPS contributions, investment declaations, ITR(U) submissions and PAN compliance among others have a deadline of 31 March.

Credit card scams are on the rise as fraudsters target users through phishing, vishing, skimming, fake rewards, public Wi-Fi, and apps. Here are 5 ways to stay protected from credit card scams.

A disciplined asset allocation strategynot stock pickingdrives most portfolio returns. Heres why diversification and multi-asset funds are critical in volatile markets.

8th Pay Commission timeline, arrears rules and union demands highlight uncertainty on implementation date, retrospective benefits, fitment factor proposals and pension reforms impacting employees and pensioners.

Interest accrued on the accumulated balance, post cessation of employment, the period when no contribution is made to the EPF, is taxable.

Leveraged stock buying is booming in India, but margin calls, interest costs, and haircuts can quickly magnify losses for retail investors

Monthly SIP inflows stood at 29,845 crore in February 2026, after crossing 31,000 crore in January. Total mutual fund assets are now about 82 lakh crore, with SIP assets alone at roughly 16.36 lakh crore. Nearly 9.92 crore SIP accounts are actively contributing.

Investors should stay conservative and look at categories such as short-duration funds, corporate bond funds with high-rated portfolios, banking and PSU debt funds, and gilt funds. These categories can add fixed returns and regular payouts while keeping credit risk lower.

A World Cup win, a war, oil at $119, drones over refineries, a bank chairmans exitand the month isnt even over. The market panic still belongs to borrowed-money investors, not you.

New Income Tax Rules, 2026: With the New Income Tax Rules 2026 being published by the government, buzz about a changed income tax slabs is in the air. Read on to find out if there will be any changes in the income tax slabs from 1 April, 2026.

The deadline for filing income tax returns for assessment year 2025-26 was extended to September 15, 2025. Many taxpayers are still waiting for refunds. Here's why it may be delayed and what happens next.

Before making any changes to their portfolio, investors should evaluate their financial goals, risk appetite, return expectations, and current asset allocation. Any restructuring should be considered only after a thorough review of these factors.

In uncertain environments, investors tend to move up the credit curve rather than down it. This means preference shifts towards issuers such as public sector undertakings, large financial institutions, and well capitalised corporates.

The RBI directions to banks include obtaining the customers explicit consent, ensuring product suitability for the customer before it is marketed, and giving a refund with compensation where mis-selling is established.

Rao said escalating tensions in the Middle East and resultant risks from pipeline inflationary pressure indicated that the RBI's monetary policy committee would prefer to keep the repo rate unchanged.

Continuing your SIP during market volatility helps build wealth through disciplined investing and rupee-cost averaging, ensuring long-term growth while navigating market fluctuations. It will enhance returns over time.

The Finance Ministry on 20 March notified the Central Board of Direct Taxes' new Income-Tax Rules 2026. Here's what this means for taxpayers and how the changes impact you with effect from 1 April 2026.

Financial mistakes young professionals make include overspending, delaying investments, and poor planning, highlighting the importance of disciplined saving, early investing, and smart money habits for long-term financial stability.

Indias accredited investor base has more than tripled in under a year, now accounting for 30% of AIF investments, as Sebi expands access to high-risk, high-return opportunities.

Managing personal finances involves consulting experts, prioritizing high-interest debt, and implementing effective budgeting strategies. Establishing an emergency fund and reviewing expenses can help regain control over finances and improve long-term financial health.

Effective salary splitting and budgeting depend on personal financial situations. Common strategies include 50-30-20 and 70-20-10 rules. Engaging a financial advisor before making decisions helps in managing expenses, savings, and aligning financial goals for better wealth management.