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Attention taxpayers! The tax department has today enabled excel utility for income-tax returns for AY2026-27 (FY25-26) for online form ITR-2 on its official e-filing portal. Here's all you need to know

Bank FDs offer senior citizens a secure investment option for managing expenses like medical and living costs. Here is a comparison of fixed deposits from various public, private and small finance lenders

Previously, the person making the gift was liable to pay tax under the provisions of the Gift Tax Act

High credit card annual percentage rate (APR) charges can quietly increase debt and monthly expenses. Understanding the concept behind APR can help credit card users manage repayments wisely and avoid costly interest charges.

For a 30 lakh home loan, utilizing an annual 2 lakh bonus through lump-sum prepayments can save significant interest and reduce tenure. Early repayments enhance financial flexibility, while higher EMIs offer a structured but less flexible approach.

A 75,000 monthly salary can stretch further with smart expense planning, disciplined savings, SIP investments and controlled lifestyle spending to build long-term financial stability. 

Unlock financial control with a clear understanding of the credit utilisation ratio, a key factor that shapes your credit score, influences lending decisions, and supports strong financial health through disciplined credit use and timely repayments.

8th pay commission: The panel is set to meet stakeholders, unions, and employee representatives across states in June and July 2026. Check here for the full list of cities with planned visits in the coming months

REITs and InvITs allow you to invest in real estate and infrastructure properties like a stock. By purchasing the units of these instruments, you can directly own a piece of land without spending lakhs and crores of money.

The 8th pay commission has called meetings with various employee groups to gather information before it makes recommendations. We explore why Dearness allowance (DA) important and why the Centre forms a pay commission every 10 years

I asked ChatGPT how to survive an unexpected layoff on a 14 LPA salary. The AIs answer revealed how quickly savings, EMIs and lifestyle costs can spiral out of control.

Smart borrowing starts with careful planning before taking a personal loan. It will help manage EMIs, interest rates, credit score and repayment capacity for stronger financial stability and disciplined debt control. 

A Bengaluru couple recently hosted a destination wedding at Jim Corbett National Park and shred the costs associated with it. Advocating for financial prudence, they detailed their expenses in an Instagram video.

The 8th Pay Commission has confirmed meetings in Bhubaneswar on 67 July. Stakeholders are required to submit the prescribed request forms and memoranda before key consultation deadlines. Check the details carefully before submitting the forms. 

Could 2 lakh really buy a comfortable, and stress-free international holiday for a vegetarian Indian couple in 2026? ChatGPT compared Thailand, Vietnam, Bali, Malaysia and Sri Lanka factoring in flights, Airbnbs, caf culture, shopping, vegetarian food and hidden costs. 

MCX gold June futures were 0.10% up at 1,58,220 per 10 grams. Gold prices have been under pressure since the US-Iran war started on 28 February. International gold prices have fallen by up to 15% since the start of the Middle East conflict.

Sebis proposal allowing salary deductions for mutual fund investments could boost saving discipline, reduce behavioural spending leakage and accelerate MF adoption.

Unlike diversified equity funds, these schemes have a concentrated portfolio, making it important for investors to thoroughly analyze risk factors before investing. 

As falling fixed deposit rates push Indian savers toward corporate bonds and online debt platforms, many retail investors are underestimating the credit, liquidity and product risks behind high yields.

Section 44ADA simplifies tax filing for self-employed professionals by allowing them to treat half of their income as profit, reducing paperwork and taxable income. Eligible professionals include doctors, lawyers, and freelancers, who can file ITR-3 or ITR-4 under this scheme.

Indias insurance industry has become faster and more digital, but low penetration shows trustnot accessremains the biggest challenge for meaningful financial protection.

EPFO subscribers may soon withdraw funds directly to their bank accounts via UPI, eliminating employer sign-off and processing delays. Labor Minister Mansukh Mandaviya announced the initiative, which allows instant QR code transactions at ATMs, benefiting over seven crore members.

The IRTSA has proposed distinct fitment factors for various employee levels under the 8th Pay Commission, suggesting a range from 2.92 to 4.38. This could lead to significant salary increases, with some employees seeing hikes exceeding 400%.

When a business patriarch dies without a Will or succession plan, disputes can quickly spiral. Experts explain how families can avoid years of costly litigation.

Banks may be closed on May 27 or 28 for Bakrid/Eid al-Adha, depending on the state. Public holidays apply to central and most state government offices. Online banking and ATMs remain operational, allowing customers to perform transactions despite bank closures.

The Pension Fund Regulatory and Development Authority's Atal Pension Yojana is a government initiative that seeks to create a universal social security system providing pension cover for the poor, underprivileged, and unorganised sector workers.

As concerns about NRIs withdrawing money from Indian bank accounts have been gaining traction recently, here's a closer look at the numbers and what they mean.

Employees provident fund: For international workers and those working in a foreign country, here's what the EPFO's Social Security Agreement means. We explain how it works and other key FAQs answered

Mutual fund taxation in India varies by fund type and holding period. Equity funds face different tax rates for short-term and long-term gains, while debt funds purchased after April 1, 2023, are taxed at income tax slab rates. Details here.

A sweep-in facility is a feature that helps you earn better returns on excess funds lying idle in your savings or current account. Under this facility, any sum in your savings account above a pre-set limit is automatically transferred into an FD.

The 8th Pay Commission will visit Lucknow on June 22-23 to gather input on salary structures from stakeholders. Chaired by former SC Justice Ranjana Prakash Desai, the commission will hold consultations across India.

In India, intraday trading profits are taxed as speculative business income, while Futures & Options trading profits are non-speculative. Here are the income tax rules.

Forgotten savings still belong to you. Dormant bank account rules in India explain how to recover unclaimed deposits from the RBIs DEAF fund with simple verification and KYC steps. Understand the rules, build knowledge and take steps to reclaim your funds. 

The Centre increased the Dearness Allowance to 60% effective January 1, impacting millions of central government employees and pensioners. Following this, various states and organizations, including Indian Railways and the IBA, announced hikes. Here's a look:

Indians working abroad can send money home tax-free to parents, as long as they are classified as specified relatives. While remittances are not taxed, income from investments made with that money may be taxable. Details here. 

Skip the paperwork with these must-have government apps in India that simplify digital payments, travel, transport services, and secure document storage for a faster and smarter digital lifestyle. 

MSMEs face challenges in obtaining loans due to informal income records. Data-driven lending utilizes bank statements and AI to assess creditworthiness, enabling personalized loan products. This approach supports financial inclusion, ensuring that lenders understand repayment capabilities.

I asked ChatGPT and Gemini if I can afford to travel to Japan on a yearly salary of 10 lakh. The chatbots outlined a blueprint for me to follow.

Filing an income tax return for the first time can be confusing due to various forms and compliance rules. It's vital to report all details correctly to avoid delays and penalties. Here are some points that one should keep in mind while filing return.

A lender just accessed your credit report. Before you panic or ignore it here's what a credit enquiry actually means for your score and your financial life.

ATM cash not dispensed but amount debited can cause stress, but RBI rules ensure refunds. Immediate proof saving, complaint filing and escalation help secure quick reversal of funds.

From petrol and milk to daily essentials, households are feeling the impact of rising prices due to the war in West Asia. But which top 5 products exactly got costlier and cheaper in April 2026? Lets explore this. 

As petrol and diesel prices rise again, economists warn the impact could soon spread beyond fuel pumps. From vegetables and groceries to transport, delivery services and manufacturing costs, higher diesel prices are expected to push inflation higher across multiple sectors of the economy.

8th Pay Commission fitment factor demands spark hopes of a major salary rise, with proposals from 3.0 to 4.0 set to reshape pensions, allowances and minimum basic pay.

Irdais 1-hour cashless approval rule has sped up claim decisions, but many policyholders now face sudden rejections during treatment or at discharge.

Gold and silver prices on MCX declined due to profit booking amid rising inflation concerns triggered by escalating US-Iran tensions. Silver prices fell more than 1% to 2.73 lakh per kilogram on MCX, pressured by a stronger US dollar and elevated crude oil prices

A Karnataka High Court ruling allowing legal representation before the insurance ombudsman has reignited debate over whether the systems promise of speedy dispute resolution comes at the cost of fairness for policyholders.

Heres what you need to know about this months Social Security payments.

As taxpayers prepare to file income tax returns, e-verification is essential for validity. Failure to e-verify may result in penalties or delayed refunds. Details here.

A small savings scheme provided by India Post, Kisan Vikas Patra is offering 7.50% interest this quarter. Over a full term, it promises to double your investment. Here's how investors can apply for KVP at your nearest post office