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Frequent travelers can leverage credit card reward points for hotel stays, unlocking loyalty benefits and free-night awards. It's crucial to strategically redeem points and compare cash prices with point requirements for maximum value, especially when hotel rates are high.

The Reserve Bank of India (RBI) requires card issuers to provide customers with clear mechanisms for reporting lost, stolen or misused cards, along with multiple channels through which cardholders can contact them

Retail sugar price has dropped 3.85% to 62.57 per kg in a week, data from the Consumer Affairs Ministry showed. The slight drop follows recent government measures, including allowing imports and tightening of stockholding norms for dealers. 

Delivery, ride-hailing and home services Gig internet workers earn 2.5x, at 138 per hour, compared to 54 per hour, earned in other similar formal and informal jobs, according to a Redseer Report.

The key question for students and their families is whether buying term insurance is necessary or whether it makes sense to wait until the student starts earning and takes on financial responsibilities.

Silver hallmarking enables buyers to verify purity or fineness of precious metal jewellery. At present, the process remains voluntary for silver jewellery since 2005 but has been mandatory for gold since June 2021. 

Securing an individual insurance policy around age 25 while in good health unlocks financial and structural perks, including lower starting premiums and the ability to clear required waiting periods before medical issues arise.

Rejoining the EPFO after a break? Here's how members can activate their UAN on the Umang app, what steps you can take to recover the account online and how your funds can be redeemed, in simple steps

R. Sivakumar from Axis Mutual Fund indicates large-cap stocks are becoming attractive after a correction, suggesting favorable conditions for investors. 

Uttarakhand releases 147.05 crore pension was transferred directly into the bank accounts of 991,914 beneficiaries. In August, pensions of 5,605 new beneficiaries were also sanctioned under various pension schemes.

Investors wary of heavy AI spending by US tech giants are turning to Apple, which offers tech exposure with lower risk. Apple shares rose 7% while spending only $6.8 billion on capex, unlike major competitors investing $30-$54 billion quarterly.

HSBC Midcap Fund has delivered a 24.13% CAGR over three years, outperforming its benchmark and category averages across time horizons, with a monthly 10,000 SIP since its August 2004 inception growing to over 2 crore. 

The commission has scheduled meetings in September and October this year, in Chennai (Tamil Nadu), Puducherry (Union Territory), Chandigarh (Punjab, Haryana, Himachal Pradesh, UT), Bengaluru (Karnataka) and Mumbai (Central Railways).

Chandigarh District Consumer Disputes Redressal Commission has ordered Park Club International to refund 95,000 with 9% annual interest, plus 15,000 in compensation

Amid the row among employees over pending dearness allowance payments and hike to match the Centre's DA percentage. Punjab finance minister Cheema has said the state government is prepared to ensure salary parity with central government workers.

Planning 10 lakh investment for a 5-year-old daughter? Experts recommend a diversified mix of equity mutual funds, Sukanya Samriddhi Yojana, and term insurance to build long-term wealth for her education and future.

The 8th Pay Commission completes 10 months on Friday, with Chennai, Chandigarh and Bengaluru visits scheduled next. A look at the key dates, fitment factor debates and what lies ahead for central government employees and retirees awaiting revised pay and pension structures.

ITAT Mumbai ruled against a 9.6-lakh tax addition based on an incorrect ITR entry without evidence of EPF withdrawal. Details of the case here. 

Mumbai ITAT has allowed 1.52 crore spent on renovating a house to qualify for capital gains exemption, widening the scope of costs that can be counted when reinvesting asset-sale proceeds.

Indian residents can rectify missed foreign income or asset disclosures through ITR-U or FAST-DS, depending on factors such as the nature of the asset and tax liability. Here's everything you need to know about the two options and which one is more economical. 

If a Post Office MIS account holder dies, the registered nominee can claim the deposit with a death certificate, KYC, and a claim form. Without a nomination, legal heirs can claim up to 5 lakh via an affidavit and indemnity, while higher amounts require a succession certificate.

EPFO's VISHWAS 2026 scheme allows eligible employers to settle pending PF disputes through the EPFO portal at reduced penalty rates before the December 28 deadline.

As young Indians embrace credit, a crucial lesson unfolds: financial planning must extend beyond just affording EMIs. With many lacking life and health insurance, securing future earning potential becomes paramount.

ITAT Chennai ruled on August 19, 2026, reducing a doctor's taxable income by half, even though he failed to file ITR and did not respond to subsequent tax notices. Here's what happened.

Gold and silver prices today, 4 September: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Eligible salaried individuals who missed EPF coverage between April 2009 and March 2026 can enroll in the EPFO's Employees Enrolment Campaign until October 2026. Check whether you are eligible and how to enrol. 

SBI ATM rules, effective 1 October 2026, will reduce the number of free other-bank ATM transactions available to salary package account holders to five per month. Here are more details on the revised charges.

A Mumbai taxpayer's 12.62 lakh LTCG exemption claim was denied due to suspected price manipulation. However, the ITAT ruled in the taxpayer's favour. Here's why.

SEBIs new rules from 7 September will change base prices, price bands, pre-open auctions, and close-out procedures for ETFs. Heres what the changes mean for investors, including how they may affect ETF trading, price discovery, and the way investors should trade.

Systematic Investment Plans (SIPs) in mutual funds are among the popular routes for creating long-term wealth. Through an SIP, investors put a fixed amount into a mutual fund at regular intervals, generally every month

Indias top five banks by market capitalisation delivered sharply different returns over the past year. While HDFC Bank fell 26%, SBI gained 26%, with Axis Bank rising 20%. The story looks different when viewed through mutual fund portfolios.

Mutual fund expense ratios can vary sharply even within the same category. Active funds generally show wider cost spreads than passive funds. Investors should compare costs across peers and assess whether higher expenses are justified by performance.

A comfortable lifestyle may obscure financial issues. These 10 signs indicate that you're poor, no matter how much you earn.

A stocks low valuation may look attractive, but it can sometimes signal deeper problems in the business. Here are eight ways a seemingly cheap stock can remain cheap and what investors should examine before assuming it is undervalued.

Quant Mutual Fund has changed its sector positioning by increasing its allocation to IT services in August 2026. The fund house remains positive on select sectors and expects stock-specific opportunities to drive returns as large-cap markets consolidate.

The ITAT delivered a significant ruling in the case of a Mumbai taxpayer who, in 2017, purchased a flat jointly with his wife in Chembur. The actual consideration paid for the property was 60 lakh, while its stamp-duty value was 94.8 lakh, creating a gap of around 34.8 lakh.

For Indian freelancers, the invoice value of an overseas client payment may not be the amount that reaches their bank account. FX conversion margins, platform fees and SWIFT costs can reduce the final INR payout. Here is how freelancers can calculate the actual amount they received.

One mistake investors may make is assuming that the option with greater equity exposure is necessarily the best choice, particularly when they are young.

PFRDA has proposed changes to the Point of Presence framework that could expand NPS access through more types of entities and a dedicated digital route. The proposals also strengthen oversight of NPS Mitras, subscriber-data confidentiality and PoP accountability for fraud or negligence. 

Retirees facing delayed pension payments under contributory schemes may approach consumer courts, following an important NCDRC ruling that recognised pension contributors as consumers and treated unjustified delays as deficiency in service.

A seven-year house goal can justify high equity exposure initially, but the portfolio should gradually move towards safer assets as the purchase nears. Experts explain which mutual fund categories may suit the goal, why diversification matters and how to protect the corpus from market volatility.

Banks in multiple cities, including Ahmedabad and Chennai, will be closed on September 4 for Janmashtami. Holiday observance varies by city, so customers should verify bank schedules against the RBI list before visiting. 

Record US borrowing, weaker Treasury demand and rising fiscal pressures could eventually force policymakers to tolerate inflation and negative real ratesconditions that favour gold.

Deductibles and co-pays can significantly change how much you pay from your pocket despite having health insurance. Heres how the two work, when each can cost more, and the policy clauses you should check before buying.

Term insurance is reaching students as young as 18, offering lower premiums and early insurability. But without income, dependants or debt, does buying life cover before a career begins make sense?

R. Sivakumar, chief investment officer of Axis Mutual Fund, sees an opportunity in manufacturing, especially exports, and especially in mid- and small-caps.

PPF or SIP: Key differences in risk, returns, taxation, liquidity and investment horizon are explained to help you decide whether one or both fit your longterm financial goals.

Central government employee bodies have demanded annual increments of 5%-7% under the 8th Pay Commission, against the current 3% rate. An illustrative calculation shows that a Level 8 employee could earn nearly 29 lakh more in cumulative basic pay over 10 years at a 7% increment.

India's crypto asset regulations focus on strict compliance related to taxation and AML rather than a market regulator. The US Senate's CLARITY Act is poised to clarify legal structures for digital assets, with potential global implications affecting how countries like India may approach regulation.

Portfolio overlap occurs when multiple mutual funds hold the same stocks, sectors or similar investments, reducing the diversification investors may expect. Heres how investors can identify overlap using fund portfolios, common holdings, sector exposure and portfolio-overlap tools.