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Working remotely from hill stations in India may be cheaper than renting in cities. Various listings show monthly rates in Himachal, Uttarakhand, Sikkim and West Bengal.

India's digital financial ecosystem has seen rapid payment growth, but investment in mutual funds and equities remains low. An EY report reveals a gap in participation despite over 550 million UPI users. Details here. 

AI could democratise financial advice, bringing it to diverse investors across India, including women and younger generations. But what does it mean for the jobs of traditional advisors? A recent report answers that crucial question.

Central government employees await the Eighth Pay Commission's report, anticipated by 2027. Delays could lead to losses in arrears and allowances. Details here.

Gold and silver prices remained stable on October 3 in India, with slight fluctuations in both 24 and 22-karat gold rates. The MCX was closed, and gold traded above 1.49 lakh, with silver prices reaching 226,590/kg according to the IBA.

Debt mutual funds invest in fixed-income securities, appealing to conservative savers. Profits from funds purchased after April 1, 2023, are always taxed as short-term capital gains. But the rules change if you bought the units before that date. Check details.

Banks in India are open today, October 13, 2026, as it is the first Saturday. Scheduled closures occur on certain Saturdays and Sundays, limiting in-branch access. 

The January 2027 Dearness Allowance (DA) rate is pending confirmation, influenced by upcoming CPI-IW readings. 

From fake promotional offers and cancellation OTPs to urgent calls from strangers, cyber fraudsters are finding new ways to trick even well-educated people. Heres how scammers exploit fear, stress and urgency, and what you can do to protect yourself from financial fraud.

The IRDAI is scrutinising high commissions earned from mandatory motor insurance policies sold through dealers. Here's what the regulator's proposed fix means for dealers and buyers.

September 2026 was a challenging month for equity mutual funds, with all four major categories seeing declines. But a look beyond the monthly numbers reveals a different picture, with notable differences in how large-, mid-, small-, and flexi-cap categories have performed over longer periods.

EVs rely on expensive components such as high-voltage battery packs, electric motors and sophisticated electronic systems. Repairs involving these components may require trained technicians, specialised tools and dedicated facilities, potentially increasing the cost of a claim

The clarification comes shortly after bank unions deferred a three-day nationwide strike that was scheduled to take place from September 28 to 30

A new RBI rule from 1 October changes how service exporters receiving overseas payments must report their earnings. Freelancers, creators and other professionals may need to take an additional compliance step through their bank. Heres what you need to know.

Fuel inflation can affect household budgets differently, depending on the fuel used for cooking and commuting. The latest Finance Ministry report shows how inflation in LPG, PNG, petrol, diesel, and CNG has changed over the last few months. Heres what the numbers mean for your expenses.

A chapter outlines step-by-step procedures to compute total tax liabilities using the new tax regime, deliberately omitting references to the old tax regime.

A Delhi consumer court directed Swiggy and a restaurant to pay 1 lakh as compensation over unfair trade practices. The order was passed by a three-member bench as per LiveLaw.

Gold, silver, equity and debt ETFs do not face the same tax treatment when you sell. The holding period, type of ETF and size of gains can affect how much tax you pay. Heres a look at the key rules and how the tax maths works for each category.

International mutual funds are again seeing investment restrictions change within days. While lump-sum investment options remain limited, some funds continue to accept SIPs, subject to specific conditions. Heres what has changed and why these funds keep opening and closing.

The case highlights the importance of establishing ownership and the source of cash or foreign currency found during an income tax search through credible, corroborated evidence.

Nifty 50 Equal Weight Index Funds give investors balanced exposure across large-cap stocks. But with all funds in the red over the past year, should you invest or not? A simple indicator may help investors assess which strategy could suit the current phase.

Bank of Baroda enters the pension fund business as PFRDA targets up to 4 crore new NPS subscribers in the next two to three years.

The biggest mutual funds by AUM do not necessarily deliver similar performance against their benchmarks. A comparison of their 1-, 3-, and 5-year CAGR shows how different schemes have fared across these periods. Heres what the numbers reveal for investors.

The Income-tax Appellate Tribunal rejects the tax department's attempt to withhold statutory interest.

Malli is a career central banker with around three decades of experience, including more than two and a half decades in the supervision of banks, non-banking financial companies and co-operative banks.

The Retirement Income Scheme allows NPS subscribers to receive regular payouts from the designated portion of their corpus. Check how the payouts will work, what happens to the mandatory annuity portion, and how the corpus will be invested. 

ESOPs do not attract tax liabilities immediately after being granted to an employee as part of their compensation package. Here's when you should report them in your ITR.

Starting October 1, new financial rules affect payments, savings, and budgeting. UPI MDR charges commence on October 15 for certain transactions. SBI alters BSBD account fees and KYC becomes mandatory for LPG consumers. 

The Telangana Cabinet has approved the release of two pending DA instalments for employees and pensioners, adding 2,500 crore annually to the state's financial burden. Details here.

Eligible salaried workers outside the formal provident fund system can be enrolled now through EPFO's special one-time window. But does it mean they will lose interest on past contributions?

In Mint Money Guru, S Naren discusses oil, US rates, AI risks and small-cap valuations, and explains why contrarian investing can extend beyond value stocks as he launches a contra fund.

E-commerce sales on Amazon and Flipkart offer discounts for cardholders, starting October 8 and 9. Here's the list of credit and debit cards that are offering cashbacks and instant discounts.

PFRDA Chairperson S Ramann announced that NPS expects to gain 2-3 crore new subscribers in two years, driven by the new NPS Tatkal facility. Here's how it works, minimum investment required and other details. 

Gold and silver ETFs reversed their strong August performance in September 2026 as domestic prices declined. How did the two commodity ETFs fare during the month, and which schemes saw relatively smaller declines? Heres what the data shows.

The consumer commission observed that the failure of the opposite parties to provide the promised refund amounted to deficiency in service and an unfair trade practice

Got a 10,000 bonus and already have 5 mutual funds in your portfolio? Should you spread it across your existing funds or put it in one scheme? Heres what investors should consider. 

Experts highlight risks young investors should consider when using AI for investment decisions.

Two brothers jointly own a house, but one later buys the other's share and becomes the sole owner. The former co-owner moves out but continues to use the property's address on Aadhaar and bank records. Does this create any risk for the new owner? Experts explain.

A Pension Adalat will be held on October 12-13 in Gurugram for pension-related issues of Haryana's retired and serving GPF employees. Officials encourage eligible attendees to bring necessary documents for resolution. Check timings, documents to carry and more.

Large-cap mutual funds and Nifty 50 index funds both offer ways to gain large-cap exposure. But should investors choose one or hold both? An expert explains how passive and active allocations can fit into a portfolio and what investors should consider. 

The proposed No UPI Day protest on October 2, Gandhi Jayanti, has been called off by AIMRA and AICPDF after their meeting with FM Nirmala Sitharaman. Heres what the proposed 0.4% UPI MDR means, what retailers have sought and what customers should know.

Gopchade proposed establishing a dedicated policyholders protection framework, with separate arrangements for life and long-term insurance, as well as general insurance.

Large- and small-cap mutual funds are seeing different investor interest, raising questions about how you should allocate across equity and other asset classes. A September report outlines how conservative, moderate, and aggressive investors could structure their portfolios.

The regulator is looking to expand pension coverage by making it easier for people to open NPS accounts and contribute digitally, particularly through the newly introduced NPS Tatkal facility.

Anup Bagchi has been appointed as HDFC Bank's MD and CEO after RBI approval. He faces challenges in increasing core income and reducing product mis-selling. Previously, he was CEO of ICICI Prudential Life Insurance and has extensive experience with the ICICI Group since 1992.

This year, October 2 or Gandhi Jayanti, will fall on a Friday, marking the first weekday bank holiday of this month. Check how bank services, UPI, Net banking, ATM services will be impacted.

Digital personal loans are gaining ground in India, with digital lenders accounting for a large share of loan volumes. A new report examines how borrowing patterns are changing, who is using digital credit and how banks compare as the lending landscape evolves.

A cyber fraud can leave victims worried not just about lost money but also about what happens to their bank account after the incident is reported. Heres what customers need to know about the banks response, account restrictions and chances of recovering the money.

The revised rates will take effect on January 1 and will apply to employees and pensioners covered under both the pre-revised and revised basic pay structures.

The gap indicates that although households continued to accumulate savings and investments, a growing share of the additional wealth was offset by higher borrowing. Consequently, net financial assets grew by just 6.8% in 2025, below the growth rate of gross financial assets.