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There are some financial steps that one needs to take to avoid unexpected taxes or penalties. The transition requires precise paperwork and liquidation of assets, among other things, to ensure a smooth transition
You may consider making an advance medical directive, or a living will, in which you may communicate your wishes regarding your medical care in case you become critically ill.
The government had introduced the New Tax Regime in Budget 2020, and since then it has made a number of changes to accommodate taxpayers' interests. In Budget 2025, FM Sitharaman made a grand move, lowering the income tax rates. What's coming in Budget 2026?
As retirement nears, financial planning in ones 50s shifts from aggressive growth to risk control, debt reduction, and liquidityaimed at protecting savings from market shocks.
Many professionals build extravagant houses in their villages as status symbols, neglecting the financial implications. These 'Ghost Mansions' serve more as displays than homes, leading to wasted investments and maintenance costs. It's more sensible to renovate homes for utility rather than ego.
Experts believe that investing in thematic funds should be part of a broader investment philosophy, rather than being purely driven by short-term returns.
A Delhi-based octogenarian couple lost their life savings and even took gold loan to pay to the fraudsters posing as CBI officials
Tamilnad Mercantile Bank offers 7.50% to senior citizens for special deposit scheme of 456-day tenor
With interest rates falling and debt returns shrinking post tax, equity savings funds offer conservative investors a tax-efficient middle groundif chosen carefully and held long enough.
A wrong UPI transfer isnt always reversible. From frozen accounts to missed investment returns, heres how recovery works, why delays hurt, and what users should do to protect themselves.
Behavioural bias and late entry into winning themes can destroy long-term wealth
Unlike debt mutual funds, where portfolio churn and mark-to-market movements affect returns, RDG allows investors to hold securities till maturity and receive the contracted cash flowsprovided they do not exit early.
Long-term capital gains (LTCG) from Gold ETFs held for over a year are taxable in India at 12.5%.
Income tax refunds usually get delayed because often times the returns are not fully processed, or the I-T Department finds mismatches or non-compliance in your tax filing.
The Repealing and Amending Act, 2025, simplifies inheritance for many. But for complex estates or NRIs, skipping probate can lead to major headaches.
If any money is received without consideration and if the aggregate value exceeds 50,000, it is taxable in the hands of the recipient unless it is received from a relative'.
As markets hover near peaks, data across decades shows that long-term investors risk losing more money waiting for the perfect time to enter the market, than by staying invested through the highs and corrections.
Indias love for fixed income isnt just culturalits structural. Banks and governments benefit, while savers quietly lose wealth to inflation, taxes, and time.
A frothy stock market and looming inflation makes early retirement a trickier exercise.
Equity mutual fund inflows fell 6.21% to 28,054.06 crore in December 2025, with total AUM declining to 79.98 lakh crore.
Making changes in your profile as a subscriber is quite simple. You can correct your name, gender, nationality, date of joining and date of birth online without uploading any documents
Wealth advisors generally refrain from telling investors to pause their SIPs but there could be some special scenarios wherein it is recommended

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