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I gave 50,000 to ChatGPT and asked AI to plan my solo international trip. In return, it gave me a detailed travel plan.

EPFO: We take a look at if EPF amounts be attached for liabilities and what happens if your employer recovers contribution but doesnt deposit it, among other top FAQs. Here's a look

One effective way to improve your home loan eligibility is to add a co-applicant with an independent source of income.

ITR forms for FY26 / AY27 have been notified by the tax department, and Excel Utility for the ITR-1 and ITR-4 forms has also been enabled by the I-T department. Here's how you can use e-pay to clear income tax dues

There is no universally superior choice here, as every individuals financial landscape is unique. While the avalanche path optimises your total savings, tackling a massive principal balance first can feel slow, sometimes draining your motivation.

While a car EMI of 16,000 seems reasonable, actual ownership costs can exceed 36,000 per month due to hidden expenses such as depreciation and insurance. ChatGPT gave me the entire estimate.

The 50/30/20 rule is a widely used budgeting strategy that divides your monthly post-tax income into three main categories: needs, wants, and savings.

The RBI has proposed stricter loan recovery rules, including mandatory certification for recovery agents, safeguards against harassment, grievance redressal mechanisms, and compensation for wrongful recovery actions. Lenders also cannot block mobile phones over unpaid loans.

Sebi proposed allowing third-party payments in mutual funds for specific scenarios, with aim to ease investing while protecting against misuse, and includes provisions for social cause contributions. Here's what could change for investors 

Analysing your spending patterns can feel stressful and may reveal some uncomfortable habits. Pause if necessary, but remain committed to uncovering the true reality of your financial situation.

The 8th central pay commission has invited applications from eligible candidates to fill vacancies for full-time and part-time consultant roles on a contractual basis for fixed one-year in the commission.

EPFO has chosen WhatsApp to enhance member services, leveraging its extensive user base in India. This initiative aims to streamline grievance resolution, reduce legal backlogs and facilitate real-time communication for services such as PF balance checks and claim tracking.

Dearness Allowance: The Maharashtra state government has approved payment of DA arrears for state employees under the 5th, 6th and 7th central pay commission. The total payout is 800 crore.

EPFO subscribers will soon withdraw provident funds via UPI, with direct transfers to bank accounts. The initiative aims to streamline service delivery and enhance member access to funds, facilitating quicker transactions for various needs.

Launched as a bridge between mutual funds and PMS, specialized investment funds have seen rapid AUM growth in seven months. The next phase may demand broader risk-taking and new categories.

A 9% import duty hike and tighter silver import rules may disrupt local supply and ETF premiums, even as experts remain structurally bullish on gold and silver.

With the rupee at 96/$ and education loans at 12%, the cost-to-salary math of studying abroad is under stress. Rising fees, tight visas and weak job markets are stretching repayment timelines.

Employee Provident Fund account: You may have multiple EPF accounts with the retirement body but can request online transfers through the official EPFO portal. Here's a stepwise guide how

The new income tax regime offers lower rates but eliminates many deductions. Taxpayers can choose between old and new regimes, with the old providing more tax benefits. Details here.

The Income-Tax Department has released ITR 1-7 forms for FY26/AY27, including Excel utilities for forms 1 and 4 for offline preparation. Here's why experts advise salaried taxpayers to wait till June 15 to file their income tax returns

The EPFO plans to launch a WhatsApp chatbot for user queries and account requests, enhancing outreach and member services. Union Minister Mansukh Mandaviya announced this initiative to streamline communication.

What is the new West Bengal government's Annapurna scheme? We explain who the beneficiaries are, how much monthly financial support they can expect, how to apply, check eligibility and all you need to know.

Karnataka bus workers' unions have called for a strike tomorrow, on 20 May. Here's a look at what their demands are From salary hike, arrears, and dearness allowance (DA) increase. 

The government has extended the free online Aadhaar document update service until June 14, 2027, allowing users to upload and verify identity documents without fees. Details here.

A guide to what a will is in India, explaining the legal meaning under the Indian Succession Act 1925, eligibility, key rules, and the importance of writing a valid will.

Women investors manage 11.3 trillion in AUM across mutual funds. This accounts for 35% of total inflows, indicating a shift towards long-term investing and diversified strategies in India's mutual fund industry. Details are here.

8th Central Pay Commission: Here are the pension reform-related demands made by big employee groups the NC-JCM, the AIDEF and the Maharashtra Old Pension Organisation to the 8th CPC in their memorandums.

An elderly man in Karnataka has lost 75.4 lakh in a WhatsApp investment scam. Fraudsters posing as advisors tricked him into investing in the fraudulent scheme. The rising number of such incidents highlights the need for vigilance.

The West Bengal government has approved the formation of its 7th pay commission to address compensation for state employees. The decision was made on 18 May. There was, however, no word on the DA hike. Here's all we know.

EPF is a retirement savings scheme with contributions from both employers and employees. Withdrawals before five years of service may incur tax, but exceptions apply. Details here.

With fuel prices up and fiscal pressures rising, EVs are shifting from eco-choice to economic hedge. But extracting full value depends on battery size, charging strategy and resale discipline.

Smart emergency fund planning strengthens financial stability as experts explain emergency fund in FD or savings account strategy balancing liquidity, returns, tax efficiency, FDs, savings accounts and arbitrage options.

The Government of India has dismissed rumours about monetising temple gold, stating that no such proposals exist. A press release highlighted the importance of relying on verified information to prevent confusion and misinformation in the public sphere.

AI-powered early warning systems are transforming credit risk management by analyzing real-time data to identify financial stress. These systems enable lenders to act proactively, offering tailored interventions to borrowers and improving portfolio monitoring amidst global uncertainties.

Gold prices today moved higher as softer crude oil prices and a weaker dollar lifted bullion demand, while investors tracked MCX gold futures and rising geopolitical tensions in the Middle East. Investors are closely watching developments around the Iran conflict and global market trends. 

Alumni or affinity health plans are a supplement, not a substitute, for your primary cover.

As the ITR filing season for 2026-27 begins, salaried employees must review their AIS and Form 26AS for accurate income reporting. The ITR deadline is 31 July 2026, with a belated return option until 31 December 2026.

UPI remains the top payment method, but rising cybercrime cases may lead to account suspensions, despite the user being innocent. Here are the steps users can take to protect themselves or recover their UPI account in case it gets blocked due to fraudulent transactions.

High equity taxes, alongside foreign institutional investor outflows, geopolitical tensions, and elevated oil prices, weigh on market sentiment and returns, prompting debate over investment flows and policy tweaks. 

I asked ChatGPT how to spend money guilt-free? AI suggests me the concept of Anti-Budget. Check the comprehensive plan as suggested by artificial intelligence. 

While ITA 1961 did not expressly clarify whether the term covered maternal as well as paternal relatives, there are judicial precedents supporting the view that the expression includes both maternal and paternal lineal ascendants and descendants.

Credit cards allow users to borrow money up to a limit, offering convenience and rewards. They provide an interest-free period if the full balance is paid by the due date, but unpaid amounts can incur interest on both the existing balance and new transactions.

Parents can teach children the value of saving with zero balance savings accounts from various banks in India. These accounts offer features like parental controls, debit cards, and mobile banking, helping children manage their finances and develop saving habits early on. Details here.

Mutual fund returns explained: CAGR vs XIRR vs rolling returns highlights key differences in measuring growth, SIP performance and consistency. The final investment decision should be made after proper due diligence and consultation with a certified financial advisor. 

While aggregators may be cheaper, a dedicated agent provides vital advocacy during claim disputes and disclosures. But since commission structures make it nearly impossible to switch agents later, here's how to make the right choice.

Rising milk, vegetable, petrol and CNG prices have intensified inflation concerns across the country, increasing expectations of a reasonable July 2026 DA hike for central government employees and pensioners.

Bank fixed deposits are favored by risk-averse investors for stable returns. However, if you are seeking alternative schemes that are backed by the government and offer higher interest rates than most FDs, here's a list of options. 

It feels convenient, but the silent accumulation of debt can disrupt your budget.

Facing layoff anxiety? Discover exactly how much emergency fund you need to survive job loss on a 10 LPA salary. A practical 3-to-6 month financial survival guide.

Teenagers gain independence and now no longer need to borrow their parents phone, ask for OTPs, or send QR, Paytm said. Here is step-by-step guide to activate Paytm Pocket Money on your Android or iOS device: