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Concerned about their dependency on EMIs for ordinary expenses, a salaried individual seeks an analysis of his financial habits. ChatGPT obliges. 

Dearness Allowance: Assam, Arunachal Pradesh, Bihar, Odisha, Tamil Nadu, Uttar Pradesh Check the full list of states that have announced DA hikes and states such as West Bengal and Himachal Pradesh, that are considering pay increases for employees.

The Rule of 114 helps estimate when your money could triple through compounding, while other popular personal finance rules can support smarter investing, budgeting and long-term financial planning.

Patience and letting the portfolio be may look like inaction. But that may be the best action for the health of ones wealth

The CBDT has identified six categories of cases that will be compulsorily selected for complete scrutiny during FY 2026-27. According to the guidelines, notices for returns filed during FY 2025-26 must be issued on or before 30 June 2026.

The Railways Senior Citizens Welfare Society has submitted demands to the 8th Pay Commission, emphasising fair pay structure, minimum pay based on scientific norms, and adequate increments. Here's what they have suggested for current employees and pensioners

Travel insurance covers far more than medical emergencies, but claim success often hinges on disclosures, documentation and meeting strict policy conditions.

What intrigued social media users even more was Pooja's claim that the swimming pool owner earns from the same resource in more than one way.

Frozen bank account access can disrupt daily finances. Understand common reasons, required documents, timelines, and practical steps to unfreeze a bank account quickly and avoid future account restrictions.

Himachal Pradesh Chief Minister Thakur Sukhvinder Singh Sukhu on Sunday presided over a meeting of the Finance Department and reviewed the financial situation of the State. Here's what was discussed on arrears, pension and dearness allowance.

Spot hidden credit report disputes before they harm your credit score. Correcting errors promptly improves creditworthiness, protects your financial reputation and strengthens access to loans and credit cards.

Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Thursday, 11 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

 A corporate employee working remotely relocated to Manali and shared his living costs. His experience sparked discussions online about the affordability of dream life in the mountains over metro cities like Delhi.

Small investments can deliver big results. A 2,000 monthly SIP earning 12% annually can grow to nearly 38 lakh in 25 years through compounding. 

A family gift may be tax-neutral, but it is not compliance-neutral. Proper documentation, LRS compliance and timely US reporting can prevent a genuine family gift from becoming a compliance issue.

Transferring your EPF balance when switching jobs is essential for maintaining tax benefits and continuity of service. Unlinked accounts can complicate withdrawals and lead to taxes. 

Fintech firms PhonePe and CRED are testing credit card rent payments with select users, potentially relaunching the feature next month after regulatory concerns halted it last year. What are they and how they differ from wallet loading?

The RBI has revived the FCNR(B) swap window, a tool last used during the 2013 rupee crisis. Here's how the scheme works and whether it can attract fresh dollar inflows from NRIs.

According to data released by the Association of Mutual Funds in India, ELSS funds recorded net outflows of 650 crore in May, marking the fifth consecutive month of redemptions this year. The category has witnessed net outflows in 13 of the past 14 months.

The 7 lakh tax rebate from the Union Budget 2023 aimed to ease the tax burden on middle-income earners but it also led to a shift in investment patterns of salaried taxpayers. Details here.

The core-satellite investing strategy helps you build a balanced portfolio by combining passively and actively managed funds. Through passive investing, you can invest in low-cost and stable options, while through active investing, you can explore new opportunities emerging in the market. 

ITR-1 is generally filed by salaried individuals or pensioners, while ITR-4 is meant for individuals earning income from business or profession.

Consumers who are unsatisfied with a product or service can file complaints in consumer courts, provided they have necessary documents and the seller refused to provide a resolution. Full details here. 

Tax obligations of a deceased taxpayer remain, requiring legal heirs to file returns and settle dues. Under the Income-tax Act, liability is limited to the estate's value, protecting heirs from personal financial burden beyond inherited assets.

8th pay commission: From submission of feedback and memorandum from employee representatives, job applications for consultant posts, and the scheduled state visits Check here for list of key dates and deadlines

In a post on X on 9 June, Vijay Kedia addresses the common concern that AI will take jobs. The ace investor says history suggests a different possibility. Refrigerators, electricity, highways, and the Internet created opportunities for entire ecosystems, and AI may follow the same path. 

West Bengal CM Suvendu Adhikari announced that the dearness allowance for government employees will be addressed in the upcoming state budget. Here's all the latest updates we know

AMFI data shows Gold ETFs posted their first monthly outflow in 13 months in May. Profit booking and weaker fresh investments weighed on flows despite rising gold prices.

EPFO 3.0 will expand the retirement fund body's digital services and online presence through a system update that will allow subscribers to undertake paperless withdrawal or transfer of provident fund.

Nippon India Small Cap Fund is the largest open-ended small-cap mutual fund in India with an AUM of 72,673 crores. Here's a closer look at the fund's portfolio activity in May 2026, highlighting the stocks it added and trimmed during the month, along with its top 10 holdings.

Should I stop investing and kill debt first? Ive been thinking about it for some time now. It was time to ask ChatGPT.

Today marks Prime Minister Narendra Modi's tenure as India's longest-serving elected PM in continuous office and 12 years since the formation of the National Democratic Alliance (NDA) government. Against this backdrop, we take a look at some of the changes for taxpayers.

The Jio Financial Services-BlackRock joint venture plans to launch its first ETFs in India by August as it expands its presence in the country's passive investing market.

ChatGPT's analysis was shocking because of the striking difference between reality and assumption. 

After years of chasing growth in mid- and small-caps, investors may need to prepare for a slower market cycle and rediscover the value and safety of large-caps.

Understanding the spread can make the difference between assuming you are benefiting from an RBI rate cut and discovering that much of the benefit has been offset by the bank's pricing decisions.

Gold, Silver Rate Today: Here is how much gold and silver costs in key Indian cities on Wednesday, 10 June 2026. Check the price of 18K, 22K and 24K gold and 999 Fine silver in Ahmedabad, Bengaluru, Chennai, Delhi, Hyderabad, Kolkata, and Mumbai.

Borrowing cash over 20,000 from friends or family can incur significant tax penalties. Transactions must go through banking channels to avoid scrutiny. 

Facebook Privacy Settlement: Meta is set to begin its second round of payment cheques to eligible claimants from this month. Here's a look at how much is on the table and who qualifies for a part of the additional $100 million payout.

Want to skip the crowded streets of Hanoi, the commercialised beaches of Phuket, and the high prices of Dubai, and still enjoy a memorable international trip? Here's where you can go instead

TATA AIGs MediCare Reserve super top-up provides 90-day cover for salaried without deductibles, base cover

Parag Parikh Flexi Cap Fund doubled its holdings in IGL and MGL while increasing exposure to ITC, HDFC Bank and ICICI Bank, without introducing any new stocks.

In May, traders sought lesser-known tokens. While Bitcoin and Ethereum struggled, digital assets such as HYPE and BNB gained. Here's why major tokens failed to entice investors, and some tokens emerged as winners. 

While the old tax regime offers a wider range of exemptions and deductions, the new tax regime still provides several tax benefits. Salaried taxpayers can benefit from the standard deduction of 75,000, making income up to 12.75 lakh effectively tax-free in the new regime.

HDFC Bank's MCLR has increased by up to 10 basis points as of June 8, 2026. Check latest lending rates here.

Balwant Jain, tax and investment expert, said taxpayers should avoid rushing to file immediately after the utilities become available, as AIS records continue to evolve.

The Edelweiss Mutual Fund CEO manages thousands of crores for investors, but her personal wealth strategy relies on an annual ritual that keeps emotion out of the market.

Large- and mid-cap funds are equity mutual funds that are required to invest at least 35% of their assets in large-cap stocks and at least 35% in mid-cap stocks. Check the list of the top 5 large- and mid-cap funds that have generated the highest alpha in this category.

APY offers guaranteed monthly pensions for unorganised sector workers, while NPS is a flexible, market-linked retirement savings option for a wider audience. Details here.

The 8th Pay Commission, chaired by former Supreme Court Justice Ranjana Prakash Desai, is reviewing pay structures and allowances for central government employees. Amid this, here are calorie and food expenses related demands from employee groups, explained