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Post Office MIS offers 7.4% annual interest, paid monthly. But what happens if you leave the payout unclaimed? The unwithdrawn interest earns no additional returns. Here's how investors can receive their payouts and what to know about taxation.

Can you claim capital gains tax exemption on two flats bought on different floors? Mumbai ITAT has allowed a 2.51 crore deduction under Section 54F to a taxpayer who sold six commercial units and invested the proceeds in two residential flats.

More than $6 billion was stolen from Binance on October 29 in an attack that the DOJ attributed to actors linked to the North Korean military.

SBI has warned consumers about electricity bill scams involving fake KYC calls, suspicious payment links and impersonation of utility officials. Know how fraudsters operate so that you can protect your personal information and avoid financial losses through simple precautions.

A Delhi consumer commission ordered a bank to refund 70,084 lost in unauthorised online transactions and pay 25,000 in compensation and costs. 

EPFO has invited members to visit its pavilion at the IIFT in New Delhi from November 1427, 2026, to learn about its services and social security schemes. Here's a look at the latest updates from the retirement fund body 

Indian Overseas Bank has raised interest rates on 444-day term deposits by up to 15 basis points, effective 10 November. Rates are now 6.85% for non-callable deposits and 6.75% for callable and NRE deposits.

Can a borrower's missed EMI affect a loan guarantor's credit score? Understand how loan defaults can impact creditworthiness, future loan eligibility and repayment liability, along with essential precautions to take before signing a loan guarantee agreement.

Small finance banks are offering up to 8.25% FD interest in November 2026. Compare Suryoday, Ujjivan and Utkarsh Small Finance Bank rates with SBI, HDFC Bank, ICICI Bank and popular Post Office savings schemes.

Gold price today in Meerut: The yellow metal fell 6,611 over three days, as global gold prices recorded their steepest weekly drop since June. On 15 November, gold and silver prices varied slightly across major Indian cities check here 

Can you invest 1 crore in Kisan Vikas Patra? Yes, KVP has no maximum investment limit. Check its 7.5% interest rate, 115-month maturity period, premature withdrawal conditions, eligibility and tax rules before investing in October-December 2026.

Nassim Nicholas Talebs Black Swan theory warns that rare, unpredictable events can cause enormous damage. For investors, the lesson is to distrust conventional risk models.

Markets go through both good and difficult phases, and the best way to tide over market vagaries is through asset allocation.

The 8th Pay Commission may bring changes to central government salaries, allowances and pensions. Check how existing basic pensions of 25,000 to 75,000 could change under 2.1, 2.57 and 2.75 fitment factors, with illustrative calculations and key pensioners' demands.

Gold, silver prices today, 15 November: Check retail prices of 18K, 22K and 24K gold and 999 Fine silver in your cities Ahmedabad, Bengaluru, Chennai, Coimbatore, Delhi, Hyderabad, Kolkata, and Mumbai. 

Bank holidays next week: SBI, HDFC Bank, ICICI Bank, Axis Bank, Canara Bank and Punjab National Bank branches will be closed on 16 days this month, including regional holidays and weekend offs, as per the RBI calendar.  

Every extra layer between you and your investments is a place for responsibility to be avoided

Check out 5 expert-backed ways to reduce risk in your mutual fund portfolio, including asset allocation, diversification, continuing SIPs and periodic rebalancing. Paisabazaar's Tushar Gupta explains how investors can manage market volatility and stay focused on long-term financial goals.

SCSS offers an 8.2% interest rate for OctoberDecember 2026, with a maximum investment limit of 30 lakh. Retirees should understand five important rules covering eligibility, quarterly interest payments, premature withdrawals, taxation and liquidity before investing.

JioBlackRock Flexi Cap Fund increased holdings in 27 stocks in October, led by PNB, Bank of India and GAIL. It added Hindustan Zinc and 12 other stocks, exited TCS, ITC and 19 others, and trimmed HDFC Bank and Adani Energy Solutions.

The Jammu and Kashmir High Court has barred a bank from recovering another person's loan from a retired guarantor's pension account. The ruling highlights pension protection, but another HC judgment earlier took a different view.

Technology mutual funds are the worst-performing equity fund category in 2026 so far, with returns of -10.47%. With AI disruption and pressure on traditional IT services clouding earnings, should investors continue SIPs or review their exposure?

Can income tax authorities tax money deposited in your bank account on behalf of others? The ITAT has deleted a 3.69 crore tax addition against a woman who facilitated payments between bangle traders, ruling that the entire deposits were not automatically her income.

A 30-year historical analysis compares the performance of large-cap, mid-cap, and small-cap mutual funds using 10-year rolling returns. It examines average, maximum, and minimum returns, along with consistency across market cycles, to identify which category emerged as the strongest performer.

The Income Tax FAST-DS 2026 scheme allows eligible taxpayers to disclose certain unreported foreign assets and income. Check eligibility, tax payable, Form 1 filing steps and the December 31 deadline.

The Meghalaya College Teachers Association (MCTA) has challenged the government's claim over the 2023 Draft Pension Scheme, citing High Court records. The association has urged the state to follow court directions and notify the pension scheme without further delay.

The Supreme Court has clarified that a son cannot automatically claim a share in his grandfathers property inherited by his father under the Hindu Succession Act, 1956. It held that partition made the father the exclusive owner, allowing him to sell the property.

The Karnataka High Court has upheld a retired professors right to Old Pension Scheme (OPS) benefits, ruling that his nearly 17 years of previous university service could not be disregarded after he moved to another university. Heres what happened and how he won.

The 8th Pay Commission has received proposals from employee and pensioner bodies seeking salary and pension revisions every five years instead of 10. Here are the key demands, reasons behind the proposal and what central government employees should know.

India's biggest active small-cap mutual fund added eight stocks and exited four in October 2026. The fund also reshuffled its existing holdings, while its expense ratio increased marginally for both direct and regular plans.

Gold, silver prices today, 14 November: Check retail prices of 18K, 22K and 24K gold and 999 Fine silver in your cities Ahmedabad, Bengaluru, Chennai, Coimbatore, Delhi, Hyderabad, Kolkata, and Mumbai. 

ICICI Bank will introduce six credit card changes from November 25 to December 15, 2026. Check revised DCC and replacement fees, Priority Pass charges, discontinued insurance coverage and INOX benefits, along with affected card variants.

A 100 daily SIP and a 3,000 monthly SIP may seem similar, but their investment amounts and final values differ over time. Here's how both could grow over 5, 10, and 15 years, assuming 12% annualised returns, and what investors should consider before choosing between them.

The government has clarified family pension eligibility rules, explaining income limits for eligible family members, exemptions for legally wedded spouses and dependency requirements for daughters, dependent parents and siblings with disabilities.

The 8th Pay Commission is considering stakeholder representations on salary revisions, while several prominent employee unions have proposed fitment factors of 3.61, 3.833 and 4.38. Here is how these demands could affect basic pay across Levels 1, 6 and 18.

Bank holiday this week: SBI, HDFC Bank, ICICI Bank, Canara Bank and Punjab National Bank branches will be closed on 16 days this month, including regional holidays and weekend offs, as per the RBI calendar.  

The 8th Pay Commission has published several important notices on its official website. Here are 5 latest updates covering stakeholder meetings, consultant recruitment and regional consultations that central government employees and pensioners should know as they await salary and pension revision.

RBI has allowed banks to integrate digital rupee wallets into their main mobile banking apps, aiming to simplify access and boost adoption. While experts say integration could better discovery and convenience, they caution users may not switch from UPI unless the digital rupee offers greater value.

Axis Mutual Fund expects another 5075 bps of rate hikes and favours high-quality corporate bonds with 35-year maturities and short-duration debt strategies. It sees scope to add duration selectively as bond yields become more attractive.

Banks are raising fixed deposit interest rates as strong loan demand, slower deposit growth and tighter liquidity increase funding pressure. Here's why lenders are offering higher FD rates, which banks have revised rates and whether depositors should lock in now.

Buying property in your spouses, parents or childs name using your money can attract income tax scrutiny and benami law action. Know the tax rules, legal exceptions, penalties and documents you need to avoid notices and property disputes.

HDFC Mutual Fund has entered the SIF segment with its first hybrid long-short fund, combining debt, arbitrage and derivatives. The NFO is open until November 27, with a 10 lakh minimum investment. The strategy allows short positions of up to 25% of net assets.

The Supreme Court upheld the inheritance rights of a woman's two sons from her second marriage over 45 bighas of Delhi land, ruling that her limited interest had become absolute ownership under Section 14(1) of the Hindu Succession Act, 1956.

The Centre has made electric vehicles the default choice for official cars used by central government departments, setting a 20 lakh purchase limit for EVs against 10 lakh for petrol, diesel and hybrid vehicles. Conventional car purchases will require special approval.

Nvidia's share-price slump following the Jensen Huang controversy highlights the risks of investing in global markets. Experts explain five factors Indian investors should watch, from leadership stability and governance to valuations, geographical concentration and geopolitical risks.

Both credit card balances and loans matter when building creditworthiness. Paying cards in full and maintaining low utilisation can help relatively quickly, while steadily reducing loans and making every EMI on time strengthen the profile over time. 

USPS plans to seek approval for an 11% fuel surcharge on domestic Priority Mail and package deliveries in January, citing rising transportation costs. Here's all you need to know 

A loan fraud case in Salem involving college students highlights the risks of identity theft and unauthorised loans. Here are 5 essential safety lessons to protect Aadhaar details, bank accounts and personal finances.

Parag Parikh Flexi Cap Fund has cut its cash holding from a peak of 25% to 8.78% in October. Does this make it more attractive? Experts decode the portfolio shift, recent performance and whether investors should stay invested or consider fresh investments.

Mutual funds reshuffled their large-cap portfolios in October 2026, increasing exposure to Max Healthcare, ITC and BSE while trimming holdings in HCL Technologies, Bajaj Auto and Coal India. Here are the top five stocks bought and sold across market-cap segments.