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Banks are raising fixed deposit interest rates as strong loan demand, slower deposit growth and tighter liquidity increase funding pressure. Here's why lenders are offering higher FD rates, which banks have revised rates and whether depositors should lock in now.

Buying property in your spouses, parents or childs name using your money can attract income tax scrutiny and benami law action. Know the tax rules, legal exceptions, penalties and documents you need to avoid notices and property disputes.

HDFC Mutual Fund has entered the SIF segment with its first hybrid long-short fund, combining debt, arbitrage and derivatives. The NFO is open until November 27, with a 10 lakh minimum investment. The strategy allows short positions of up to 25% of net assets.

The Supreme Court upheld the inheritance rights of a woman's two sons from her second marriage over 45 bighas of Delhi land, ruling that her limited interest had become absolute ownership under Section 14(1) of the Hindu Succession Act, 1956.

The Centre has made electric vehicles the default choice for official cars used by central government departments, setting a 20 lakh purchase limit for EVs against 10 lakh for petrol, diesel and hybrid vehicles. Conventional car purchases will require special approval.

Nvidia's share-price slump following the Jensen Huang controversy highlights the risks of investing in global markets. Experts explain five factors Indian investors should watch, from leadership stability and governance to valuations, geographical concentration and geopolitical risks.

Both credit card balances and loans matter when building creditworthiness. Paying cards in full and maintaining low utilisation can help relatively quickly, while steadily reducing loans and making every EMI on time strengthen the profile over time. 

USPS plans to seek approval for an 11% fuel surcharge on domestic Priority Mail and package deliveries in January, citing rising transportation costs. Here's all you need to know 

A loan fraud case in Salem involving college students highlights the risks of identity theft and unauthorised loans. Here are 5 essential safety lessons to protect Aadhaar details, bank accounts and personal finances.

Parag Parikh Flexi Cap Fund has cut its cash holding from a peak of 25% to 8.78% in October. Does this make it more attractive? Experts decode the portfolio shift, recent performance and whether investors should stay invested or consider fresh investments.

Mutual funds reshuffled their large-cap portfolios in October 2026, increasing exposure to Max Healthcare, ITC and BSE while trimming holdings in HCL Technologies, Bajaj Auto and Coal India. Here are the top five stocks bought and sold across market-cap segments. 

Alphabet CEO Sundar Pichai has topped the HSBC Hurun Global Indians List 2026, as companies led by global Indians reach $15 trillion in value this year, up 53% since the inaugural 2024 list. Here's a look at the top five names on the list.

A Royal Enfield owner alleged that his motorcycle repeatedly lost power during a Leh trip despite a pre-journey ECU update assurance. The South Delhi Consumer Commission has directed Eicher Motors and its authorised dealer to pay him 1 lakh. 

Bank of Baroda has raised its 555-day FD rates by 10 bps from 12 November 2026. General customers get up to 6.90%, and super seniors get up to 7.50%.

From supermarket budgets and festive savings to board games and money diaries, simple everyday activities can help children learn financial discipline and build habits that last.

Indian investors who buy Anthropic IPO shares or purchase them after the listing must consider 20% TCS on eligible LRS remittances exceeding 10 lakh, Indian capital gains tax, US dividend withholding tax and foreign asset disclosure requirements.

Sovereign Gold Bonds: SGB 2018-19 Series III completes its eight-year tenure on Friday, 13 November. Investors stand to earn up to 348% in capital gains, excluding interest income. Check how the RBI-fixed redemption price translates into investment gains and how much interest you can earn. 

Planning to repay 7 lakh debt in six months? An expert shares five practical steps to clear the loan by prioritizing high-interest loans, exploring cheaper borrowing options and more.

Bank holiday today: SBI, HDFC Bank, ICICI Bank, Canara Bank and Punjab National Bank branches will be closed on 16 days this month, including regional holidays and weekend offs, as per the RBI calendar. 

AI investment is driving growth but also increasing borrowing and long-term bond yields. With spending expected to reach unprecedented levels, investors question whether future revenues will justify the costs. Details here.

Pollution-linked health insurance claims among Policybazaar customers quadrupled in three years, with cardiovascular and respiratory conditions making up 78% of claims. Details here.

Banks in Shillong will close on November 13 for Wangala, the Garo communitys post-harvest festival. Details here.

AMFIs October 2026 data points to changing investor allocations across equity mutual fund categories, with inflows rising in some segments and declining in others. Experts highlight key trends shaping investor preferences and considerations for those planning fresh SIPs for 2027.

Arbitrage funds attracted 3,929 crore in net inflows in October 2026, reversing Septembers outflows. We look at the top five funds by 1-year, 3-year and 5-year returns and identify which fund features across all three performance lists.

The choice of credit should primarily depend on three factors: the purpose of borrowing, the amount required and the borrower's ability to repay within a defined period, said Bhavesh Jain, MD and CEO of TransUnion CIBIL.

The Centre raised dearness allowance and relief by 3 percentage points, from 60% to 63%, effective July 1, benefiting over 1 crore employees and pensioners. Several states also announced increases and arrears, with payment arrangements varying by state.

Bihar's first municipal bond, issued by Patna Municipal Corporation, is now listed on NSE and offers 9.20% annual interest, payable quarterly. Here's what investors should know about its returns, risks, maturity and how to buy these bonds.

Looking to earn higher returns on fixed deposits? Small finance, private and public sector banks offer varying interest rates across tenures. Check the top five banks in each category offering the highest FD rates to regular depositors, with returns of up to 8.25% as of 11 November 2026.

Wing Commander Namrita Chandi, who retired from the IAF in 2011 after being denied Permanent Commission, has won a 15-year legal battle. The AFT has ruled that she be treated as having completed 20 years of pensionable service, making her eligible for pension and other retirement benefits.

Gold, silver prices today, 12 November: Check retail price of 18K, 22K and 24K gold and 999 Fine silver in your cities Ahmedabad, Bengaluru, Chennai, Coimbatore, Delhi, Hyderabad, Kolkata, and Mumbai. 

A missed renewal can cost you more than a late fee, from losing waiting-period benefits to resetting your no-claim bonus. Here are six ways to keep your cover intact.

Nvidia shares have come under pressure amid controversy surrounding CEO Jensen Huang. Several mutual funds hold the US chip giant's stock. Here's a look at which schemes are exposed and how the stock's decline could affect their portfolios.

For most households, clean air is now a planned expense. Experts advise buying air purifiers for the rooms size, skipping the premium for looks and long warranties, and setting aside a medical fund and separate health cover.

Bank holiday today: SBI, HDFC Bank, ICICI Bank, Canara Bank and Punjab National Bank branches will be closed on 16 days this month, including regional holidays and weekend offs, as per the RBI calendar. 

Focused funds are mandated to invest in a maximum of 30 stocks. However, some active equity mutual funds follow a similar concentrated approach without being classified as focused funds. Here are 10 such schemes, their stock holdings and what investors should know.

The RBI has consolidated domestic money transfer rules, retaining existing limits of 5,000 per transaction through BCs/ATMs and 10,000 for cash payouts. Here's how much you can send or receive, what KYC rules apply, and whether banks can charge you.

The Bihar government increased DA and DR for employees and pensioners, effective 1 July 2026, and approved career progression for urban local body staff. Here's all we know about the state Cabinet decisions.

According to the AMFI, the SIP stoppage ratio climbed to 116% in October, as 5.9 million SIPs were either discontinued or completed their tenure, and net inflows into equity schemes dropped 14% month-on-month to 32,924 crore.

The Post office time deposit offers assured returns, with different interest rates across tenures. Check how much you can earn on a one-time investment of 1 lakh.

When a fixed deposit matures, the bank repays or renews it according to the depositors instructions. Here's whether you can reverse the auto-renewal after it happens.

Equity mutual fund inflows fell 14% to 32,994 crore in October as small- and mid-cap investments declined. However, large cap funds witnessed a rise. Here's what changed this month.

The Cabinet has extended the Stand-Up India scheme, a government-backed credit initiative aimed at encouraging entrepreneurship among women and SC/ST communities by facilitating bank loans to set up new businesses. Check the benefits and more.

HDFC Bank has raised its MCLR by 515 basis points across all seven tenures, effective November 7. Check new rates here.

In Govindasamy's case, the Commission found that Tata AIG had failed to produce sufficiently reliable evidence to establish this alcohol consumption condition.

With the Diwali festive season over, households may be assessing the impact of their celebrations on their finances. Experts suggest 5 money moves to help people review spending habits, reassess financial priorities, and put their finances back on track before 2027.

The Supreme Court has clarified that the 500-gram gold limit for married women does not automatically explain the source of jewellery in disproportionate-assets cases. Here's what the ruling means for ordinary households, existing seizure safeguards and gold documentation.

EPFO has informed EPS-95 pensioners about the online facility to generate and submit a Digital Life Certificate (Jeevan Pramaan) from home using the UMANG app and Aadhaar-based face authentication. Heres a step-by-step guide to the online process.

Wedding registries are gaining ground among urban Indian couples, offering a way to replace duplicate gifts with funds for home set-ups, honeymoons and financial goals.

Gold, silver prices today: Gold and silver prices rose in international and domestic markets on 11 November. Check the latest retail rates of 24K and 22K gold and 999 silver in Delhi, Mumbai, Kolkata and other major cities, along with changes in global and MCX prices.

Global gold price drop 2026: Gold prices have corrected sharply in 2026, falling nearly 30% from their January peak. However, Indian gold ETFs have remained resilient, with top performers delivering over 7.5% YTD returns. Here is a look at the best- and worst-performing funds.