Livemint
Elections 2026Investment / Livemint
Public-sector and regional rural banks across the country will open on Sunday, September 27, ahead of a three-day nationwide strike by bank unions. Details here.
Health insurers are using wellness programmes to reward activities such as exercise and healthy habits, but some programmes require policyholders to share data from wearables and health apps. Experts explain what data may be collected, how it can be used and what consumers should check.
Investors facing falling stock prices can consider averaging down to reduce costs or averaging up to increase exposure. While such strategies can enhance returns during recoveries, they carry significant risks too. Details here.
The 8th Pay Commission is consulting employee organisations and other stakeholders currently, as the consultative phase continues. NC-JCM has sought a minimum pay of 69,000 and a 3.833 fitment factor, while BPMS wants 72,000 and a 4.0 fitment factor.
RBIs new bulk deposit rules take effect from 1 October 2026, changing how banks disclose and apply interest rates. Large depositors should know the daily rate disclosure requirement, branch-level rate consistency and exceptions linked to liquidity regulations before booking a bulk FD.
Starting October 1, resident individuals and HUFs purchasing properties from non-resident sellers can simplify TDS compliance by using their existing PAN instead of a TAN. Details here.
Taxpayers facing the September 30 tax-audit deadline should reconcile their books with GST returns, AIS, TIS and Form 26AS, verify TDS/TCS credits and avoid claiming personal expenses as business deductions. Experts recommend completing these checks well before the deadline.
The Kolkata ITAT has upheld the deletion of a 1.56 crore tax addition on 3,233 grams of jewellery found in family bank lockers during an Income Tax search. The taxpayer said the jewellery belonged to his deceased grandparents, father and family HUF.
You spent a lifetime preparing for bull and bear markets; the final risk to manage is an empty afternoon.
Retiring with a home loan can put pressure on monthly cash flows. Experts explain when using retirement savings for home loan prepayment makes sense, why retirees should preserve an emergency corpus, & how interest rates, tenure, outstanding principal, & future expenses should guide the decision.
The Centre has approved a one-time, interest-free loan of 50,000 per barn for Flue-Cured Virginia tobacco growers in Andhra Pradesh. The proposal covers about 44,000 tobacco growers, with financial intervention reaching near 220 crore, the ministry statement said.
Delhi Transport Minister Pankaj Kumar Singh reviewed concerns and demands about salaries, minimum wage, incentives, and insurance raised by contractual drivers working under the DTC's Cluster Bus Scheme. Here's a look:
Maharashtra has activated Trigger-1 under its Drought Management Code 2016 to initiate relief measures in drought-affected areas. We take a look at the financial relief measures announced by the state government.
Documentary evidence trumps procedural lapses as tribunal validates cash sales at APMC yard
NSE CEO Ashish Chauhan stated there have been no talks with the government regarding the new Merchant Discount Rate for UPI payments, which he claims is a matter for brokers and clients to resolve. The new MDR framework takes effect on October 15, impacting capital-market transactions.
The Odisha government is set to clear pension dues of 20.33 lakh beneficiaries covered under the Indira Gandhi National Old Age Pension Scheme (IGNOAPS) by October, state minister Nityananda Gond said.
With passive investing, funds track market indices, reducing the need for individual stock selection. Read more to find out.
The 8th central pay commission (CPC) has announced official meetings and state visits as part of its consultation stage. Since March, the commission has conducted multiple state visits to meet employee representative groups, unions and stakeholders.
The organisation clarified it seeks no advance payments but wants the pending process completed to settle arrears and revised salary payments. It urged expediting the July 2026 Dearness Allowance (DA) declaration, with estimates indicating a rate increasefrom 60% to 64% based on CPI data.
DA news update: Punjab government has notified an 8% dearness allowance hike for state government and pensioners, effective from 1 September, as per an official statement from the chief minister's office.
A recent ITAT ruling emphasizes that property transactions below stamp duty value can trigger tax scrutiny. A Ghaziabad taxpayer faced penalties for not reporting a 10.7 lakh difference, but the ITAT later overturned the penalty, citing the taxpayer's lack of intent to conceal income.
The tax audit deadline for AY 2026-27 is 30 September 2026, while professional bodies are seeking more time. Taxpayers should not wait for an extension and must complete reconciliations, verify records, review disclosures and ensure the tax audit report is approved on time.
Missing the ITR filing deadline doesn't negate the chance for a tax refund if excess tax was paid. But what happens if you have an outstanding tax demand? Details here.
A parents death does not automatically erase income tax dues. Under Section 302 of the Income-tax Act, 2025, legal heirs may be liable, generally to the extent of the deceaseds estate. Know when personal liability can arise and what heirs should do.
Debt-to-income ratio (DTI) is an important measure lenders consider when assessing a loan application. It compares monthly debt payments with gross income and indicates a borrowers existing debt burden. Check how to calculate DTI, and improve the ratio before applying for a loan.
Oracle has laid off several employees in its cloud infrastructure division recently, reflecting its ongoing restructuring amid increased focus on AI. Here's how to secure your finances if something unfortunate like this happens.
The Indian rupee, previously buoyed by FCNR(B) deposits, depreciated as crude oil prices rose. Will the pressure on INR ease in the near future? Here's what RBI DG said in an article published in the central bank's bulletin.
Central government employees have sought an early announcement of July 2026 DA and DR. The revised rate is effective from 1 July, while the widely discussed 64% figure remains an estimate until the government formally approves it.
A senior citizen who mistakenly paid 9.91 lakh tax on interest from tax-free bonds has received relief from the ITAT. The case highlights Section 10(15), tax return errors, Section 154 rectification and important lessons for taxpayers.
From September 28 to 30, 2026, a proposed nationwide bank strike may disrupt in-branch services in India. Here are the steps taken by the government to minimise nationwide disruptions.
India's bond market has outperformed many other nations in recent years, while equities lag behind. RBIs Gupta notes in RBI's bulletin about what lies ahead for the stock market.
The 8th Pay Commission has announced its visit to Mumbai for October 22-23, 2026, and its meeting in Bengaluru for October 78, 2026. Here are the five latest official updates, including consultant guidelines, visits to Jaipur and Chandigarh, and what employees and pensioners should know.
If your EPF is not displaying on the member portal, it may simply be a technical or processing issue, which in most cases can be fixed. Here's why this happens and when you should worry.
Bank holiday today, 26 September: SBI, HDFC Bank and ICICI Bank branches are closed as it is the fourth Saturday. Public sector banks and RRBs will operate on Sunday, 27 September, ahead of the proposed nationwide bank strike from September 28-30.
An unused credit card may seem unnecessary, but closing it can reduce your total available credit and increase credit utilisation. Before cancelling a card, borrowers should consider its annual fee, benefits, credit limit, outstanding balances and role in their credit profile.
The Income-tax Act, 2025 largely retains the existing tax treatment of VDAs, including the 30% tax and 1% TDS. However, section numbers have changed and a new reporting framework for crypto transactions will require investors to maintain detailed transaction and wallet records.
Gold ETFs trade live on stock exchanges, whereas Gold FoFs are bought and redeemed through mutual fund platforms at end-of-day NAV
Three-year returns can tell you which diversified equity funds have delivered strong performance, but they don't show the full picture. Heres a look at the funds that topped returns and how their performance stacks up by alpha.
EPFO calculates interest on final PF settlements up to the date the final payment is authorised, irrespective of when the claim was submitted. Heres how the interest calculation works and what EPF members should know when making a final withdrawal.
SEBIs new PMS framework introduces PRIM, allowing investors to access professionally managed portfolios of mutual funds, ETFs and SIFs. Here's how PRIM compares with conventional PMS and mutual funds on investment, management, taxation and flexibility.
The buyer's first step should be requesting the seller's latest loan account statement or foreclosure letter.
Active and passive small-cap funds follow different investment approaches, even when they are linked to the same benchmark. Their 1-year returns show a notable divergence, while differences in portfolio construction offer clues to what may be driving the gap.
All banks will be closed from September 28 to 30 due to a UFBU-led strike, affecting banking services. However, they will operate on September 27 to accommodate customers.
The high court says acceptance of possession does not automatically waive compensation for delay.
NPS Swasthya is a new pension option that combines retirement savings with healthcare benefits and a mandatory super top-up health insurance policy. As it prepares for launch, heres a look at who can enrol, how the health cover works, and when subscribers can access the corpus.
UPI MDR explained: 40% of the new fee will go to customer banks, 30% to payment gateways and 20% to UPI apps. Know who gets the money.
A high score cannot simply erase the lingering footprint of an old 'settled' account.
October 2026 brings important income tax deadlines, including ITR filing for eligible taxpayers, quarterly TDS returns and Form 141 submissions. Check the key dates to avoid late fees and penalties.
Multiple EMIs can put pressure on monthly cash flow, leaving little room for savings. These five practical steps can help borrowers assess their debt, prioritise expensive loans, avoid fresh borrowing and regain control of their finances.
State Bank of India will waive ATM transaction charges from September 28 to 30 during a proposed nationwide bank strike, allowing customers to access cash without fees at any ATM. Digital banking services will remain available, encouraging customers to complete branch transactions on September 27.

29 C