Here we list out a few credit cards which do not charge any annual fee. The list is indicative, and not exhaustive.

It is a three-digit number between 300 to 900 that shows how creditworthy an individual is based on his payment history. Higher the credit score, better it is.

For decades, succession in India was built on trust, spoken assurances, and unspoken assumptions. That's now changing at long last.

Improve credit score with timely repayments, low credit usage, credit mix, and regular report checks to access better loan rates and financial opportunities.

Retail OPD insurance accounted for less than 0.1% of India's OPD spending of $37.7 billion in FY24. Now, insurers have started to offer OPD coverage and healthcare startups have also entered the space.

Gold loans in India are popular due to easy approval, low interest rates, and minimal documentation. While they don't require a high credit score, timely repayment can enhance credit scores. Borrowers should manage loans carefully to protect their financial future.

Most comprehensive travel insurance policies and many life insurance policies do include accidental death benefits.

Before paying higher fees, ask what real value you're getting in return.

Personal loans serve as a flexible finance option for urgent needs. Pre-approved loans offer swift approvals and lower rates for eligible clients, while regular loans take longer and require more documents. Always compare terms and conditions before accepting any loan offer.

Get instant personal loans of up to 5 lakh with faster approvals by ensuring accurate documentation like salary slips, KYC, address proof, and digital verification for quick disbursal.

Using credit cards to buy gold can provide rewards and convenience but comes with restrictions, high interest rates, and fees, making financial discipline crucial for smart and secure transactions.

To be able to activate digital payment service on your credit card, you can simply link your RuPay credit card with UPI

A hard inquiry occurs when a credit user applies for a loan. This leads to the loss of credit score. Applying for too many loans indicates that the user is too desperate for loan.

Form 16 is a certificate issued by employers that furnishes details about the TDS (Tax Deducted At Source). However, Form 26AS also mentions TDS information. So, what exactly is the difference between the two?

Smart switching isnt about following the trend; its about knowing when the numbers work in your favour.

GIFT City is emerging as a prime destination for investors seeking global diversification. A virtual workshop on July 5, 2025, will discuss its benefits for Indian residents and NRIs, featuring insights on global investment strategies and currency alignment.

This guide explains how to cancel auto debit instructions on SBI credit cards through online, offline, and banking channels, helping users maintain financial control and prevent unauthorised deductions.

As burnout rises and careers get longer, Indians are rethinking the traditional work arcwith planned breaks that offer rest, reflection, and a reset.

Customised credit cards enable users to select various features like reward categories and card designs. This flexibility allows for personalized benefits that align with financial needs, providing options for billing cycles and spending limits to enhance user experience.

It is recommended to check the authenticity of digital lending app. Usually the app is a mere platform and there is a lending institution behind it. So, it is important to exercise due caution and make sure that the lender which is disbursing the loan is registered with the RBI

HDFC Bank provides instant digital loans against mutual funds, permitting investors to unlock liquidity without redeeming their holdings. The process is quick, paperless, and market-linked.

Mint's cost-benefit analysis shows you may get a better return on your investment in countries such as the UK, Germany, Australia and Singapore.

Quick surgeries are now routine, yet many insurance plans still demand 24-hour hospitalisation to honour claimsleaving modern patients stranded in an outdated policy framework.

Mutual funds: If someone were regularly investing 10,000 every month since the inception of Tata Equity P/E Fund in June 2004, the total investment would have touched 1.71 crore, giving an annualised return of 16 percent, shows fund houses website.

Premium credit cards: After paying high annual fee, cardholders get access to a range of services which include access to golf, special clubs, international lounges, 24X7 concierge service.

Freelancer can decide to raise a personal loan for a variety of reasons such as to buy an equipment or gadget, or for working capital during a lean month

Under section 234A of Income Tax (I-T) Act, interest is charged when ITR is filed after the due date. Since the last date has been extended, no interest will be payable till Sept 15 so long as the advance tax has been paid

As a non-resident, transferring foreign assets into a foreign trust will not trigger any tax liability for you in India.

HDB Financials fall in the grey market just ahead of the IPO is a wake-up call for investors looking to buy unlisted shares.

RBI cut the repo rate by 25 basis points in February followed by another 25 basis points cut in April and a jumbo cut of 50 bps in June. In total, RBI cut the repo rate by 100 basis points in 2025.

Labour Minister Mansukh Mandaviya announced that the EPFO raised the auto claim settlement limit for advance claims of provident funds (PF) to 5 lakh for faster access on Tuesday, 24 June 2025. 

Reduce personal loan EMIs with smart tips like part-prepayment, balance transfer, and longer tenure to ease monthly burden and boost cash flow.

Mutual funds: An analysis of deals since January shows domestic funds accounted for 20 percent of the top transactions, primarily where promoters or private equity players were offloading stakes.

Unsecured education loans offer students in India a way to finance their studies without collateral. Lenders assess academic performance and financial background before approval. Proper planning is essential for successful loan acquisition.

A gold loan allows borrowers to use gold as collateral for urgent expenses. Defaulting can lead to financial and legal issues, negatively impacting future credit applications. Responsible borrowing and communication with lenders are crucial to avoid repercussions.

To rent jointly owned property through HUFs, owners must first transfer their shares to the HUFs. This can be done by selling or gifting the shares. Rent payments must go to individual owners, as the agreement is not in the HUF names.

Though they offer no special tax benefits, corporate SIPs do have a major disciplinary benefit as the money is invested before it hits your bank account.

The Reserve Bank of India cut the repo rate by 50 basis points to 5.5%, surprising many. Lower rates may encourage consumer spending but challenge banks to attract deposits. The RBI's measures aim to ensure liquidity for credit demand while maintaining rigorous credit assessments.

Compare equity returns with bond yields using this lesser-known ratio that fund managers swear byespecially useful when tweaking your portfolio mix based on market growth and interest rate trends.

A salary hike doesnt directly impact your credit score, but better income management, like timely repayments and low credit utilisation can indirectly improve your creditworthiness over time.

Gold loans in India allow leveraging the value of jewelry for quick funding without selling it. Recent RBI directives aim to enhance transparency and borrower protection, making gold loans a viable option for various financial needs despite associated risks.

Plain vanilla cards do not charge an annual fee, whereas premium cards charge a high fee - sometimes higher than 10,000 a year. There are some cards, with annual fee lower than 1,000, fall between these two extremes

When you have a poor payment history, there are chances that you have a poor credit score, thus making it difficult for you to raise a personal loan on convenient terms

Five key reasons for which one could take a personal loan include wedding, urgent travel, higher education, house renovation and emergency

Retail investors face risks from front running, a fraudulent practice where stock tips are exploited before public disclosure. SEBI has acted against media figures and institutions to protect market integrity.

Easily add your credit card to the Amazon mobile app with this step-by-step guide, ensuring faster payments, secure checkouts and better control over digital shopping transactions.

There are some categories including pharma & healthcare and FMCG, which tend to deliver good returns, enabling investors do long term wealth creation

The right credit cards can fetch you free flights and hotel stays, depending on how much you spend in a year, and on what. Mint recommends three of the best travel-focused credit cards for mid- and high-spenders.

CBDT has yet not released online utility for ITR-2 and ITR-3 whereas the same for ITR-1 and ITR-4 has been enabled

The latest announcement has simplified the rules which govern declined chargebacks. Currently, when chargeback request is declined but the due diligence shows that the chargeback was genuine, bank can raise a request for whitelisting the dispute through URCS.