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Gold loans: Turning the rainy-day asset into a liquidity tool

Gold loans are shedding their last-resort image as record prices unlock higher borrowing capacity. Experts say disciplined borrowing and awareness of LTV risks are key as more households monetise idle gold.

9 Mar 2026 5:14 pm
Deepak Shenoy flags fake I-T assessment orders Here's how to check if your notice is real, and what to do next

Deepak Shenoy has alerted people to fake tax notices being circulated via email, urging vigilance against fraudsters during tax season. Here's how to check whether your tax notice is genuine and what steps to take next.

9 Mar 2026 2:01 pm
Multi-asset FoFs are multiplying. Do investors really need them?

Multi-asset funds are drawing strong inflows, but Sebis FoF recategorization has triggered a wave of new variants. While they promise deeper diversification, the growing menu may also complicate investor choice.

9 Mar 2026 12:37 pm
Why replicating UPS pensions through NPS is harder than it seems

Central government employees must choose between NPS and UPS. Our simulations show that replicating UPS assured, inflation-linked pension through a market-linked NPS corpus is difficult in most realistic scenarios.

9 Mar 2026 12:04 pm
Core and satellite portfolios: Investment strategy, benefits, dos and don'ts, and common mistakes explained

The Core and Satellite portfolio strategy combines stable, long-term investments (Core) with higher-risk, high-reward opportunities (Satellite). Here's why this combination approach could be worth exploring

8 Mar 2026 2:16 pm
Tax savings FDs vs National Savings Certificate? Check interest rate and other details to choose what works best for you

Tax savings FDs vs National Savings Certificate? Check details and rate of interest to choose what works best for you

8 Mar 2026 1:14 pm
The red flags women face in managing finances and how to deal with them

Many women have been accustomed to signing financial documents without full understanding, largely because they were not actively included in financial decision-making. Take the time to read, ask questions and fully understand financial documents

8 Mar 2026 10:16 am
Looking for higher FD returns? Check how much interest rates top NBFCs offer in India

NBFCs usually provide fixed deposit rates higher than traditional banks, reaching up to 7-8%. Here's how much interest rate top financial institutions are offering in India.

8 Mar 2026 7:43 am
Women and inheritance: What the law says about your property rights

Owning property is key to financial security, yet many women still miss out on their rightful inheritance. Heres what the law provides and the steps women can take to claim their share.

8 Mar 2026 7:00 am
Will gold build on its 2025 spectacular gains? Ways to invest in yellow metal in 2026

Gold ETFs and FoFs provide digital ownership with no storage and insurance costs, ease of buying and selling, etc. Gold coins and bullion provide tangible ownership with immediate possession, while gold jewellery serves investment and consumption needs.

6 Mar 2026 5:07 pm
How SEBIs new PMS rules offer a solution to the long-standing problem for HNI portfolios, family wealth

What happens if the head of the household goes away? What if the PMS house that takes care of the money wants to change things up or sell its business? What happens to the portfolio when the individual who made the money is no longer there?

6 Mar 2026 4:23 pm
Section 80C: Can you withdraw tax-saving investments in a financial emergency?

Taxpayers under the old tax regime can claim up to 1.5 lakh deduction under Section 80C. But can these tax-saving investments help during a cash crunch? Heres when and how you can access the money.

6 Mar 2026 2:46 pm
Debt by a thousand cuts: How silent EMIs are killing your financial freedom

Beyond major loans, a growing web of small, automated, and often overlooked recurring expenses is quietly eroding the savings and financial flexibility of Indian households.

6 Mar 2026 6:00 am
Will your travel insurance cover flight delay or cancellation? Here's what you need to know amid Gulf airspace closures

With rising tensions in West Asia, airlines are rerouting or suspending flights, complicating travel plans. Travellers should review their insurance policies for coverage on delays and cancellations, as benefits differ.

5 Mar 2026 11:06 pm
CIC urges Income Tax dept to institutionalise a taxpayer-friendly mechanism, highlights grievance redressal issues

The Central Information Commission has urged the Income Tax Department to create a taxpayer-friendly mechanism to address grievances, noting that taxpayers often struggle to resolve discrepancies in TDS.

5 Mar 2026 6:23 pm
Invest like a woman: Five fund managers on money, risk and confidence

Women often run household budgets but remain underrepresented in investment decisions. Five fund managers share how they built credibility in finance and what women must do to move from saving to investing.

5 Mar 2026 4:17 pm
EPF member guide: Eligibility, benefits, PF account retention, and rules for switching jobs explained

The compound interest is credited by EPFO on a monthly running balance basis at the statutory rate declared for each year. For 2024-25, EPFO declared an interest of 8.25%.

5 Mar 2026 1:25 pm
How to shift your MF portfolio from an MFD to an RIA

Doing so essentially involves moving from a regular plan, where commissions are built into the expense ratio, to a direct plan.

5 Mar 2026 12:01 pm
EPF interest rate maintained at 8.25%: From corporate bonds to ETFs, here's how your contributions are invested

The EPFO has approved an interest rate of 8.25% on EPF deposits for 2025-26, maintaining the rate for the second year. 

4 Mar 2026 8:09 pm
From bonus to pension: Using two mutual fund tools to turn lump sums into lifelong income

A windfall gain or retirement corpus can be hard to manage without falling prey to poor timing or tax inefficiency. Here are two mutual fund tools that help investors deploy lump sums gradually and generate tax-efficient monthly income 

4 Mar 2026 4:02 pm
I hold US situs assets. Should I pay tax in the US or India?

Non-citizens who are not domiciled in the US are subject to US transfer taxes only in limited situations.

4 Mar 2026 6:00 am
What factors could influence FII buying behaviour in Indian equities?

An FII who invested in Indian equities at the start of 2024 and exited in early 2025 with a modest Sensex gain would have earned barely 0.61% in dollar terms after rupee depreciation against US 10-year bond yields that were above 4.5% through much of 2024, and remain at 4.08% as of February 2026.

3 Mar 2026 7:36 pm
How retail investors can make a penny (or two) from the FII versus DII tussle

There are clear lessons from the FII-DII conundrum: stay with the basics. Its SIP compounding through FII volatility, according to experts.

3 Mar 2026 7:08 pm
Planning a gold loan in 2026? Find out which lender is offering the lowest interest rate in India

A gold loan is a secured loan in which gold jewellery is pledged as collateral. Interest rates in India range from 8% to 27%, depending on various factors. Here are the options.

3 Mar 2026 6:32 pm
AIF rule reset widens access for accredited investors, raises new risk questions

From co-investment vehicles and AI-only schemes to 1,000 social funds, Sebis AIF reforms expand flexibility for wealthy investors while raising fresh questions on liquidity and risk.

3 Mar 2026 3:14 pm
India's mutual funds perfected the take-off. Life cycle funds fix the landing

Life cycle funds, launched under Sebis new framework, automate the glide path to financial goals. They seek to eliminate the guesswork in the final years.

3 Mar 2026 2:55 pm
Bank FDs earn up to 7.5%! Check latest interest rate for March 2026compare SBI, HDFC, ICICI and Yes Bank fixed deposits

FD rates comparison: Here's a look at the latest bank fixed deposit rates offered by the biggest lenders State Bank of India, ICICI Bank, HDFC Bank, Kotak Mahindra Bank and Yes Bank.

3 Mar 2026 2:53 pm
Online spends cross 62% as UPI, credit cards turn complementary: SBI Card MD Salila Pande

UPI and credit cards now complement each other, with UPI boosting usage and cards offering liquidity, rewards and flexible credit, says Salila Pande, MD & CEO, SBI Card

3 Mar 2026 2:21 pm
Advance Tax payment deadline soon: What is it? Who needs to pay advance tax? What happens if you miss due date?

Here is everything you need to know about what is advance tax, when is advance tax deadline, what are the penalties for missing advance tax deadline and more.

3 Mar 2026 1:42 pm
Market cycles and the case for flexible allocation

As leadership shifts from large-caps to small-caps and back again, portfolios that evolve with the cycle are structurally better positioned.

3 Mar 2026 1:11 pm