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Save more on your next vehicle with the latest car loan interest rates in June 2026. Compare top banks, EMIs, processing fees, & key borrowing tips to choose a car loan that fits your budget & lowers your overall borrowing costs. In case of doubt, don't hesitate to seek professional guidance. 

The riskometer is a visual risk indicator that reflects the overall risk associated with a mutual fund scheme. However, two schemes belonging to the same category do not always have identical riskometer ratings.

The e-Filing Vault Higher Security facility is designed to strengthen the security of a taxpayer's e-filing account by requiring a second level of authentication in addition to the regular user ID and password.

Protect yourself from digital threats with these smart credit card habits. This article explains how to prevent unauthorised credit card use through secure practices, transaction alerts, safe payments and simple steps to protect your financial identity.

More mutual funds do not automatically mean better diversification. Here's how investors can avoid overdiversification and build a portfolio that is easier to manage and monitor.

8th pay commission: From demands for increased salary and fitment factor hike, to schedule for state visits and meetings. Here's a look at the top 10 latest updates from the 8th CPC discussions so far.

Gold and silver prices today, 26 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

DA hike discussions are gaining momentum as central government employees await the next revision and updates from the 8th Pay Commission. This article covers July 2026 DA expectations, inflation trends and the latest pay commission developments.

The insurer's chief executive discusses portability rules, underwriting discipline, rising health premiums and the road to Insurance for All by 2047.

Dearness Allowance: From DA hikes to payment of arrears for central and state government employees and retired pensioners, we check the top 12 latest developments and updates.

8th Pay Commission gathers pace: The Commission is inviting stakeholder feedback before finalizing recommendations on the fitment factor, salaries and pension reforms expected to impact over 1.19 crore beneficiaries.

Bank holiday today: Banks are closed across cities in India today on account of Muharram. In addition to the common national and gazetted holidays, banks in India could have local holidays and festivals off, as required.

Experts caution against chasing performance after fund rankings, as returns are influenced by market conditions. Instead, investors should focus on long-term goals and avoid frequent switches, which can lead to missed opportunities and additional costs.

Micron Technology surpassed Meta Platforms' market valuation and briefly exceeded Tesla's, following a strong forecast that boosted shares by 18.4%. With a market cap of $1.398 trillion, demand for AI-related hardware has led investors to favor Micron among trillion-dollar chipmakers.

Multi-cap funds have outperformed flexi-cap funds across the 1-, 3-, and 5-year periods, reviving a long-standing debate over whether mandated diversification across market capitalisations is superior to manager-driven flexibility.

Many professionals in their 40s discover that their biggest financial mistakes were not bad investments, but delayed decisions. By this stage, income is often at its peak, but competing obligations can make it easy to feel wealthy even as you fall behind on long-term goals.

Investors who switch based on the previous year's performance may end up buying into a segment after much of its rally has already occurred. For long-term SIP investors, consistency and discipline may prove more effective than repeatedly chasing the latest market winner.

UTI Nifty 50 Index Fund passively tracks the Nifty 50 Index, whereas the ICICI Prudential Large Cap Fund is actively managed with the objective of outperforming its benchmark through stock selection. 

Energy funds are thematic equity schemes that invest primarily in companies in the energy sector. These funds invest in oil & gas exploration, refining, power generation and distribution, coal mining, renewable energy, energy equipment, and financing companies. 

For good weather plus softer luxury pricing, aim for April, May, September, or early October. 

Customers who lose money in digital banking frauds will get stronger protection under the RBI's revised framework from January 2027. The new rules shift the burden of proof to banks, introduce compensation for small-value frauds and impose stricter complaint-resolution timelines.

The RBI's new framework bars banks from forcing customers into insurance purchases, links employee incentives to product mis-selling, and mandates explicit consent and full refunds for violations. 

A small EPF contribution can create significant retirement wealth over time. Investing 1,800 monthly in EPF for 25 years at an 8.25% interest rate can grow into a corpus of nearly 19 lakh through compounding. Here's how.

Gold loans have emerged as a strategic driver of financial inclusion, outpacing all other credit products with 84% growth YoY in FY26, according to an Experian report. It has expanded beyond traditional southern markets to Uttar Pradesh, West Bengal, Rajasthan and Maharashtra.

A woman shifted to Bengaluru from London and reduced more than 50 percent of her monthly rent. She also pointed out how she saves money by carrying her meals/dabbas during outings and taking bike taxis in the city. Check it out.

Avoid tax credit mismatches during ITR filing with the Income Tax Challan Correction Rules 2026. Taxpayers can now correct eligible challan details online, helping ensure accurate tax records, faster return processing and smoother compliance.

Income-tax returns: Here's how to avail the Pay at Bank Counter option available to all taxpayers on the e-filing portal. Taxpayers can select this service while generating the Challan Form. Here's all you need to know

The stock market does not wait for investors to feel ready.

Some of the biggest losses in the history of digital assets have had little to do with market movements.

Japan, South Korea and Taiwan offer Indian investors exposure to some of the world's best-performing markets. While direct investing is legally permitted under the LRS framework, the practical ease of access varies considerably across markets.

Budget 2025's enhanced tax rebate has made a 12 lakh salary effectively tax-free under the new regime. But can HRA, NPS and other deductions help the old regime catch up? A detailed comparison shows the answer.

ITR-3 is for individuals and HUFs reporting business or professional income, as well as income from salary, house property, capital gains or other sources. ITR-4 is for resident individuals, HUFs and firms (other than LLPs) that opt for the taxation scheme under Sections 44AD, 44ADA or 44AE.

Post Office banking is getting a digital boost with Aadhaar e-KYC transaction facilities. The new rules simplify POSA, RD and SSA deposits and withdrawals, offering paperless services, easier authentication and convenient inter-branch access for eligible customers.

Tax authorities have identified thousands of cases in which taxpayers allegedly altered deductions or exemptions when revising their returns.

The EPFO is undertaking a system migration to enhance service delivery, improve processing efficiency, and provide a better user experience on its portal. Here's a look at what this means, how EPF members will be impacted and what subscribers can do

Gold and silver prices today, 25 June: Check the latest 24K, 22K gold and 999 silver retail rates across Delhi, Mumbai, Kolkata and other major Indian cities, along with MCX market updates.

Dearness Allowance impacts salaries and pensions in India. We explain how DA calculation, taxability, benefits, types and 2026 updates help employees and pensioners manage inflation and plan their finances effectively.

The Mumbai BEST bus employee unions have made multiple demands from the Maharashtra state government regarding salary hike, implementation of the 7th pay commission recommendations, retirement and gratuity payments.

A widening pay gap is emerging as a key concern for the 8th Pay Commission. While salaries have increased across government services during earlier pay commissions, the rise in top-level basic pay has outpaced that of minimum pay, fuelling demands for a fairer, more balanced compensation structure.

Dearness allowance: Heres why West Bengal's 20% DA hike is significant for state government employees and retired pensioners. Check here to see how much of the salary gap has been reduced

Bandhan Bank announced competitive interest rates, raising.fixed deposit rates by up to 20 basis points. Senior citizens can earn up to 7.95% on two-to-three-year deposits. 

Sebi has simplified the NISM certification process for sales and non-core staff in investment advisory roles, allowing them to obtain a lighter certification module based on feedback from market participants. This change aims to ease compliance for firms and will take effect immediately.

A 45-year-old professional in Delhi estimates that 5 crore can support his retirement. With anticipated post-retirement expenses of approximately 15.8 lakh annually, the corpus exceeds this need, demonstrating the importance of calculating future expenses

For salaried individuals earning 15 lakh a year, the choice between the old and new tax regime can significantly affect their tax outgo. Here's a detailed comparison of how much tax you may pay under each regime.

In 2026, a family in Noida should maintain an emergency fund of around 17 lakh, based on monthly expenses of 1.4 lakh. This amount provides a financial cushion for one year during unemployment, ensuring uninterrupted living costs.

The analysis shows that while a regular SIP can create significant wealth over the long term, investors who increase their SIP contributions periodically stand a much better chance of building a larger corpus.

The CBDT has revised HRA rules, expanding benefits for taxpayers in major urban areas and increasing compliance requirements. New metro cities added for HRA exemptions could lead to higher tax savings for employees in cities like Bengaluru and Hyderabad under the Old Tax Regime.

Many retirees struggle to enjoy their wealth, often due to ingrained saving habits from an era of scarcity. They prioritize saving for children over personal comfort, leading to diminished quality of life. 

A UAE foundation can help NRI HNIs preserve and transfer family wealth efficiently through a separate legal structure, but it should be integrated with a local will and a broader estate plan.

Health insurance buyers often overlook important policy clauses that can impact claim payouts, such as co-payments and exclusions. Understanding these details is essential to minimize out-of-pocket expenses during hospitalization.