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Can you refuse life support through your will? Here's what Indian law says

You may consider making an advance medical directive, or a living will, in which you may communicate your wishes regarding your medical care in case you become critically ill.

14 Jan 2026 5:24 pm
Budget 2026: How can FM Sitharaman make New Tax Regime better? Deductions, tweaks and more What experts say

The government had introduced the New Tax Regime in Budget 2020, and since then it has made a number of changes to accommodate taxpayers' interests. In Budget 2025, FM Sitharaman made a grand move, lowering the income tax rates. What's coming in Budget 2026?

14 Jan 2026 1:35 pm
Balancing life, money, and retirement: Mid-50s essential checklist

As retirement nears, financial planning in ones 50s shifts from aggressive growth to risk control, debt reduction, and liquidityaimed at protecting savings from market shocks.

14 Jan 2026 12:56 pm
The Ghost Mansion fallacy: Why we build palaces we never live in

Many professionals build extravagant houses in their villages as status symbols, neglecting the financial implications. These 'Ghost Mansions' serve more as displays than homes, leading to wasted investments and maintenance costs. It's more sensible to renovate homes for utility rather than ego.

14 Jan 2026 11:31 am
Thematic funds disappointed investors in 2025: Should you bet on them this year? Experts weigh in

Experts believe that investing in thematic funds should be part of a broader investment philosophy, rather than being purely driven by short-term returns. 

13 Jan 2026 6:20 pm
Another octogenarian loses 96 lakh in a digital arrest case: How to stay clear of such frauds?

A Delhi-based octogenarian couple lost their life savings and even took gold loan to pay to the fraudsters posing as CBI officials 

13 Jan 2026 1:38 pm
What is Tamilnad Mercantile Bank's deposit scheme that offers 7.50% a year to senior citizens?

Tamilnad Mercantile Bank offers 7.50% to senior citizens for special deposit scheme of 456-day tenor 

13 Jan 2026 1:34 pm
Can conservative investors still earn real returns in a falling rate cycle?

With interest rates falling and debt returns shrinking post tax, equity savings funds offer conservative investors a tax-efficient middle groundif chosen carefully and held long enough.

13 Jan 2026 12:40 pm
Sent money to the wrong UPI ID? What happens nextand what you should do

A wrong UPI transfer isnt always reversible. From frozen accounts to missed investment returns, heres how recovery works, why delays hurt, and what users should do to protect themselves.

13 Jan 2026 11:18 am
The high cost of chasing market success too late

Behavioural bias and late entry into winning themes can destroy long-term wealth

13 Jan 2026 5:55 am
IndiGo tops Airbus deliveries for second year in a row

In 2025, up to 6.93% of all global deliveries by Airbus were made to IndiGo. However, Air India did not take any new deliveries from the French aircraft manufacturer.

12 Jan 2026 11:04 pm
Govt meets 20 firms on 7,280-crore rare earth magnets scheme

Union minister H.D. Kumaraswamy led a consultation with 20 companies on a 7,280-crore scheme to boost manufacturing of rare earth magnets. The government assured supply of 500 tonnes of rare earth oxides to enhance raw material security, crucial for EVs, renewables, and defense equipment.

12 Jan 2026 9:12 pm
AI is here. This group wants to help financial planners prepare.

The Financial Planning Association is launching a portal, FPAi, that will serve as an AI content library for its members.

12 Jan 2026 7:36 pm
Indias deep-tech funding shift: Patience, patents, and big bets

Venture capital is finally acknowledging that deep-tech needs a different playbook from the SaaS or consumer startup approach. Indeed, thanks to policy backing, stronger infrastructure and returning talent, VCs have been warming to deep-tech at the early stages. Will this newfound love grow deeper?

12 Jan 2026 5:00 pm
Banking in digital era: Three things RBI wants lenders to keep in mind

RBI deputy governor Swaminathan J. has warned banks that the era of episodic compliance is over, signaling a shift toward a more aggressive supervisory regime that demands continuous accountability for third-party risks and the transparent use of artificial intelligence.

12 Jan 2026 4:45 pm
Who clicked, who watched OTTs eye real engagement metrics

India's video streaming platforms lack a uniform metric for completion of a show, with definitions ranging from 20% to 70%. This disparity affects content strategy and recommendations, as many viewers often do not finish shows, posing challenges for future content investment.

12 Jan 2026 4:37 pm
Understanding retail direct gilt account and how it compares with FDs and debt funds

Unlike debt mutual funds, where portfolio churn and mark-to-market movements affect returns, RDG allows investors to hold securities till maturity and receive the contracted cash flowsprovided they do not exit early.

12 Jan 2026 2:47 pm
India, US actively engaged on trade deal; will invite India for full membership of Pax Silica: Ambassador Sergio Gor

The US was Indias largest trading partner for the fourth straight year in 2024-25, with bilateral trade valued at $131.84 billion.

12 Jan 2026 2:44 pm
Why India's iron ore imports are at a seven-year high despite ample reserves

A global glut of high-grade ore, weak prices, and domestic supply constraints are pushing steelmakers to import more just as capacity expansion accelerates.

12 Jan 2026 2:43 pm
Quick fashion set to redefine Indias apparel retail battle in 2026

This shift is driven by impulse-led demand for occasion wear and is proving to be a strategic lever to reduce return rates and boost conversion in a recovering apparel market.

12 Jan 2026 10:37 am
ITR Refund Delay: Still didn't get your income tax refund? Here's what you should do

Income tax refunds usually get delayed because often times the returns are not fully processed, or the I-T Department finds mismatches or non-compliance in your tax filing.

12 Jan 2026 9:55 am
Mandatory probate on Will removed but it is still a smart move for inheritance

The Repealing and Amending Act, 2025, simplifies inheritance for many. But for complex estates or NRIs, skipping probate can lead to major headaches. 

12 Jan 2026 7:01 am
Bank holiday today, 12 January: Are banks open or closed today for Swami Vivekananda birth anniversary? Check here

Bank holiday today, 12 January: Banks will be closed across West Bengal today, 12 January, to observe the birth anniversary of Swami Vivekananda. Here is what to expect on the January 12 bank holiday today.

12 Jan 2026 6:44 am
Waiting for a market crash may cost you more than investing at record highs

As markets hover near peaks, data across decades shows that long-term investors risk losing more money waiting for the perfect time to enter the market, than by staying invested through the highs and corrections.

11 Jan 2026 7:10 am
Why India's savings culture serves everyone except the saver

Indias love for fixed income isnt just culturalits structural. Banks and governments benefit, while savers quietly lose wealth to inflation, taxes, and time.

11 Jan 2026 7:00 am
Bank holidays next week, Jan 12-18: From Makar Sankranti, Swami Vivekananda birthday, to Uzhavar Thirunal. Full schedule

Bank holidays this week, January 12-18: Check full RBI schedule for holidays next week, which include the birthday of Swami Vivekananda, Makar Sankranti, Thiruvalluvar Day, Uzhavar Thirunal, and weekend off.

11 Jan 2026 6:57 am
Retiring early is looking more difficult. The new game plans.

A frothy stock market and looming inflation makes early retirement a trickier exercise.

10 Jan 2026 6:04 pm
Equity mutual fund inflows declined 6% in December, AMFI data shows

Equity mutual fund inflows fell 6.21% to 28,054.06 crore in December 2025, with total AUM declining to 79.98 lakh crore. 

9 Jan 2026 1:47 pm
EPF: From name to nationality how can you make changes in your profile? Check details

Making changes in your profile as a subscriber is quite simple. You can correct your name,  gender, nationality, date of joining and date of birth online without uploading any documents

9 Jan 2026 10:42 am
Mutual funds: How common is it to stop the SIP and when should you do it?

Wealth advisors generally refrain from telling investors to pause their SIPs but there could be some special scenarios wherein it is recommended 

9 Jan 2026 10:37 am
Intention vs reality: What happens when children take over their parents' finances

Many Millennials and Gen Z-ers view their parents' finances not as a pot of savings but as an inefficient portfolio that needs fixing. This dynamic creates a fascinating, often painful, psychological clash. Here's how to go about it and what to avoid.

8 Jan 2026 5:15 pm
The rupees decline and what it means for your investment portfolio

Why currency weakness matters, who gains, and how investors should think about asset allocation.

8 Jan 2026 3:52 pm
Studying abroad in 2026: How currency swings are reshaping student finances

A weakening rupee, rising global inflation and higher living costs are sharply increasing the real price of studying abroad, forcing Indian students and families to rethink funding strategies.

8 Jan 2026 3:28 pm
What is the FIFO method - deployed to compute capital gains tax on the sale of mutual funds?

FIFO indicates first in first out which means the mutual fund units bought first are sold first. Based on this phenomenon, capital gains tax is computed.  

8 Jan 2026 2:05 pm
NPS: What investment options are available for aggressive investors across pension plans?

For NPS subscribers, the return on investment over a period of time is contingent upon exposure to equity and choice of fund manager

8 Jan 2026 1:58 pm