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Whether youre a solopreneur, scaling a SaaS startup, or own a midsized firm, the bank you choose plays a major role in your businesss financial future. The right partner can influence everything from cash flow and financing to how easily you manage daily transactions. Before you settle on the first option that appears in a search, explore these insights for finding the best bank for business accounts to get one that truly fits the way your business works. Start with [] The post How to Choose the

New Delhi, Nov 28: Russian President Vladimir Putin will pay a state visit to India from December 4-5 next month at the invitation of Indian Prime Minister Narendra Modi. During the visit Putin will attend the 23rd India-Russia Annual Summit and hold talks with PM Modi, according to an official statement by the Ministry of External Affairs on Friday. The President of India will also receive Putin and host a banquet in his honour. The visit will provide an opportunity [] The post Russian Presiden

SINGAPORE, Nov 28: Singapores talent strategies must remain flexible amid heightened disruption brought about by AI and other technologies and shifting workforce demands, a senior government official said on Friday. To keep our competitive edge as a global business node, we must continue to strengthen our position as a global hub for talent, by attracting talent from around the world, while also investing in our local talent pipeline, a Senior Parliamentary Secretary for Manpower Shawn Huang sai

ISLAMABAD, Nov 28: Pakistan and Russia have reaffirmed their commitment to a forward-looking partnership and agreed to deepen bilateral cooperation in diversified trade, energy, business-to-business engagements and social sectors like health and education. The 10th Pakistan-Russia Intergovernmental Commission (IGC) on Trade, Economic, Scientific and Technical Cooperation, co-chaired by Pakistans Energy Minister Awais Leghari and his Russian counterpart Sergei Tsivilev, concluded on Thursday. The

ISLAMABAD, Nov 28: The Chief Minister of Pakistans Khyber Pakhtunkhwa province on Friday ended a 16-hour long sit-in near Rawalpindis Adiala Jail, protesting against authorities for stopping him from meeting former Prime Minister Imran Khan. Sohail Afridi last month replaced Ali Amin Ganadapur as chief minister and announced that his first priority was to get the 73-year-old former cricketer-turned-politician out of jail, where he has been languishing since August 2023. However, Afridi has not b

COLOMBO, Nov 28: The death toll due to floods and landslides has risen to 56 and 21 remain missing in Sri Lanka as it announced a public holiday on Friday other than for those involved in essential services. At least 46 deaths have been recorded within the past 72 hours as adverse weather conditions continue to affect the island, the Disaster Management Centre (DMC) said. In view of the emergency situation, the Government declared Friday as a public holiday other [] The post Death toll from floo

HONG KONG, Nov 28: Hong Kong firefighters searched through a high-rise tower complex apartment-by-apartment Friday for more victims after a massive fire engulfed seven of its eight buildings, killing at least 128 people in one of the citys deadliest blazes. Crews were prioritising apartments from which they received more than two dozen calls for assistance during the blaze, but were unable to reach, Derek Armstrong Chan, a deputy director of Hong Kong Fire Services, told reporters. The toll rose

NEW DELHI, Nov 28: Apollo Pharmacy plans to open two new stores every day, targeting to grow its customer base to 10 crore within the next five years, its CEO P Jayakumar said on Friday. The omni-channel pharmacy network, which has crossed the 7,000-store mark with the opening of its latest store in Ayodhya, Uttar Pradesh, aims to strengthen the neighbourhood pharmacy reach. We will continue to expand by opening two new stores every day and grow our customer [] The post Apollo Pharmacy eyes 10

NEW DELHI, Nov 28: Moodys Ratings on Friday said with a 7 per cent GDP expansion in 2025 and 6.4 per cent in the next year, India will lead growth among emerging markets and across the Asia Pacific region. Moodys also said that Indias domestic growth drivers underpin its economic resilience amid global uncertainty. Although the Indian rupee has continued to weaken against the dollar, most rated companies have active currency risk management or strong financial buffers, while investment-grade []

NEW DELHI, Nov 28: SoftBank-backed e-commerce firm Meesho is aiming to raise Rs 5,421 crore through its initial public offering (IPO), which opens for subscription on December 3. The company has fixed a price band of Rs 105 to Rs 111 per share, valuing Meesho at Rs 50,096 crore (USD 5.6 billion) at the upper end. In its public announcement on Friday, Meesho said the maiden public offering will close on December 5, with anchor investors set to receive [] The post E-commerce firm Meeshos Rs 5,421

Srinagar, Nov 28: Srinagar Police, assisted by personnel of the Central Reserve Police Force (CRPF), on Friday morning launched a cordon-and-search operation (CASO) in the Lal Chowk area of the summer capital, officials said. They said that the search operation was carried out as part of heightened security measures in the busy commercial hub. Multiple teams conducted surprise inspections in several hotels and guest houses to verify records of visitors and ensure overall security compliance. The

JAMMU, Nov 28: The Jammu and Kashmir Finance Department has issued a fresh order revising the General Provident Fund (GPF) interest rate for the second and third quarters of the 202526 financial year. As per an order, issued after adopting the latest notifications of the Ministry of Finance, Government of India, the interest rate for both quartersJuly to September 2025 and October to December 2025has been fixed at 7.1 per cent. The revised rate will apply to all GPF subscribers [] The post J&K G

Srinagar, Nov 28: Kashmir is experiencing its coldest November since 2007, with minimum temperatures dipping below the freezing point across several locations, officials said on Friday. Srinagar recorded its coldest night of the season last night with the minimum temperature settling at minus 4.5 degrees Celsius, down from minus 4.4 degrees Celsius the previous night, they said. The city has witnessed a continuous drop in the night temperatures over the last few days. The night temperature in Sr

New Delhi, Nov 28: Congress leader Rahul Gandhi on Friday demanded a detailed discussion in Parliament on the issue of air pollution in the national capital as he questioned the silence of Prime Minister Narendra Modi on this health emergency. He also demanded a strict, enforceable action plan to tackle air pollution and asked why the Modi government was not showing any urgency or accountability on the issue. Gandhi met a few mothers at his residence on the issue and [] The post Rahul Questions

SRINAGAR, Nov 28: The meeting of the ruling National Conferences (NC) powerful working committee resumed here on Friday, with the party expected to pass some resolutions at the end of the second day. The two-day meeting began on Thursday to hold deliberations on key party affairs, public issues, ongoing political activities and other matters of organisational importance. An NC leader said the working committee meeting resumed on Friday morning under the leadership of party president Farooq Abdul

UDUPI (KARNATAKA), Nov 28: Prime Minister Narendra Modi on Friday held a road show in the temple town of Udupi. Modi landed at the Mangaluru Airport and proceeded to Udupi by a special helicopter. The Prime Minister arrived here to take part in the Laksha Geeta Pathana, a mass recitation in which more than one lakh devotees will chant verses from the Bhagavad Gita in unison. Standing on the running board of his vehicle, the Prime Minister waved at the [] The post PM Modi holds road show in Karna

Gold loans have quietly become one of Indias most trusted credit options. They are quick to access, require minimal paperwork, and carry far less risk than unsecured loans. Yet, what often decides how attractive they are to borrowers is the gold loan interest rate the percentage that determines how much one pays back over time. In recent months, many borrowers have noticed slight shifts in these rates. While gold remains a steady asset, its lending environment is not static. [] The post Gold Lo

Wedding season in India is more than just a celebration; it is an explosion of colours, rituals, and cherished moments with family and friends. At the heart of these occasions lies attire that reflects our cultural pride and timeless elegance. For men, choosing the right traditional ethnic wear for men is as important as the venue, dcor, or food. From pre-wedding festivities to the grand finale, every event calls for a look that is stylish, comfortable, and steeped in tradition. [] The post Trad

New Delhi, Nov 28: The Delhi Police has arrested a suspected gangster allegedly involved in the firing at comedian Kapil Sharmas restaurant in Canada, an official said on Friday. The accused, Bandhu Man Singh, is a close associate of Canada-based gangster Goldy Dhillon, who is believed to be involved in multiple extortion rackets targeting businessmen and high-profile individuals abroad, he added. According to investigators, Singh was coordinating with Dhillons network and part of a broader cons

Planning a trip to Europe? If your destination includes one or more of the 29 Schengen countries, travel insurance isnt only recommended, but also mandatory. Every Schengen visa applicant must show proof of insurance that meets specific requirements before their visa can be approved. This guide explains why travel insurance for Schengen visa is essential, what coverage you need and how you can easily buy travel insurance online. What is Schengen Visa Travel Insurance? Travel insurance is mandato

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New Delhi, Nov 28: With US President Donald Trump announcing that he is barring South Africa from participating in next years G20 summit in Miami, the Congress on Friday said Prime Minister Narendra Modi is the self-proclaimed champion of both Africa and the Global South and asked whether he will take up South Africas cause with his good friend. Trump said Wednesday that he is barring South Africa from participating in the Group of 20 summit next year in Miami [] The post Will PM Modi take up So

Doda, Nov 28: Police in Doda district on Friday arrested a man for allegedly uploading communally sensitive and provocative content on social media, officials said. They said that the action followed a written complaint filed at Police Station Doda by Hassan Babur Nehru, a resident of Nehru Chowk, against Amreek Singh, son of Ranbir Singh, from Beoli area of the district. In his complaint, Nehru alleged that Singh was a habitual offender who frequently livestreamed inflammatory speeches on Faceb

NEW YORK/WASHINGTON, Nov 28: The Trump administration has said it will conduct a rigorous re-examination of all Green Cards issued to immigrants from every country of concern in the wake of the shooting of two National Guard service members by an Afghan national. US Citizenship and Immigration Services (USCIS) Director Joseph Edlow said that President Donald Trump has directed a full scale, rigorous re-examination of every Green Card for every alien from every country of concern. The protection

Rajouri, Nov 28 : Wildlife authorities in Rajouri have declared that the reported incident of a man being taken away by a wild animal was completely fabricated, calling it a deliberate attempt to mislead the administration. Wildlife Range Officer Rajouri, Iftikhar Khan, said that the man who was claimed to have been dragged away by a wild animal was later found alive and safe in the morning. He said the false alarm triggered unnecessary panic and put the entire administration [] The post Rajouri

Srinagar, Nov 28: The Economic Offences Wing of Crime Branch Kashmir has filed a chargesheet in a long-pending land fraud case involving illegal mutations and forged documents in Anantnag, leading to the judicial remand of two accused, including a former Patwari. In a statement reads, The Economic Offences Wing of Crime Branch Kashmir has produced a chargesheet before the Honble Court of Special Judge Anti-Corruption, Anantnag, against Mushtaq Ahmad Bhat, son of Ali Mohammad Bhat, resident of Ba

Srinagar, Nov 28: Kashmir Valley woke up to an intense cold wave on Thursday night as temperatures plunged across the region, with Srinagar recording its coldest night of the season at -4.5C, according to data compiled by Kashmir Weather. Most places in Kashmir remained below the freezing point. Pahalgam shivered at -5.5C, while Pampore and Pulwama dipped to -6.0C and -6.2C respectively. Shopian remained among the coldest spots at -6.7C, followed by Baramulla at -5.9C, Anantnag at -6.2C, and Bud

NEW DELHI, Nov 27: Markets regulator Sebi on Thursday introduced a new incentive structure for mutual fund distributors, whereby they will receive additional commission for bringing in new individual investors from B-30 cities and new women investors from any city. The new incentive structure, aimed at promoting wider outreach and awareness, will become effective from February 1, 2026, Sebi said in its circular. Under this, asset management companies (AMCs) will pay these distributors 1 per cent

Excelsior Sports Correspondent JAMMU, Nov 27: The University of Jammu added another feather to its cap by securing a Bronze Medal in Womens Sabre Fencing at the ongoing Khelo India University Games (KIUG) 2025 in Rajasthan. The medal-winning team comprised Chhavi Sharma, Mansi Sharma, Mahek Choudhary and Ashu Rani, who showcased exceptional skill, coordination, and determination. The team registered a thrilling 45-43 victory against Punjabi University Patiala in the quarterfinals, advancing to t

NEW DELHI, Nov 27: The three-day All India Conference of Directors General/Inspectors General of Police in Chhattisgarhs Raipur will focus on building the next-level security grid to bulwark citizens from new-age threats among other issues, Union Home Minister Amit Shah said on Thursday. The conference is scheduled to start from Friday. In a post on X, the home minister said: Leaving for Raipur, Chhattisgarh, to attend the three-day DGP/IGP Conference to be chaired by PM Shri @narendramodi Ji. T

Excelsior Correspondent Srinagar, Nov 27: High Court dismissed a batch of petitions filed by trade firms challenging the show cause notice issued by the Good & Sales Tax (CGST) department for not submitting tax returns for the LoC trade in 2017-18. The Division Bench of Justice Sanjeev Kumar and Justice Sanjay Parihar dismissed the pleas of trade firms in a common judgment by providing these firms to reply to the show cause notice within four weeks and left it free [] The post HC dismisses pleas

Excelsior Correspondent JAMMU, Nov 27: In an event here today, AM Bajaj Jammu welcomed Dara Singh Gandhi, Circle Head (North) from Bajaj Auto Ltd, along with Kamran Sayyed, Area Sales Manager and their visit strengthened brand engagement at AM Bajaj showroom at B.C Road, Rehari Chungi. Also present on the occasion were AM Group leadership including Chairman, Jatinder Gupta; Managing Director, Sanjay Mahajan; Directors, Ankur Mahajan, Sanjeev Mahajan, Akshay Mahajan, Sharmila Mahajan, Vandana Mah

Excelsior Correspondent KARGIL, Nov 27: Lt Gen Pratik Sharma, Army Commander Northern Command, today visited the forward posts in Dras and Kargil to review the security situation and assess operational readiness in the high-altitude region. He was briefed on the emerging threat scenario and ongoing preparations for the severe winter months, when heavy snowfall and sub-zero temperatures pose major challenges. During the visit, Lt Gen Sharma interacted with troops deployed along the rugged frontie

Excelsior Correspondent JAMMU, Nov 27: The Employees Provident Fund Organisation (EPFO) today successfully conducted its flagship outreach initiative, Nidhi Aapke Nikat 2.0, at Aegious Polyfilms Pvt Ltd Logate, Kathua. The event was led by Regional PF Commissioner-I, Sumeet Singh to extensively educate stakeholders on various EPFO services, schemes and recent initiatives. Enforcement Officer, Devinder Singh, accompanied the EPFO team as District Nodal Officer to educate employers, employees and

Excelsior Sports Correspondent JAMMU, Nov 27: The Body Builders Association Jammu and Kashmir (BBAJK) conducted the official weigh-in for participants of the 26th Mr. Jammu & Fitness Championship 2025 at International Gym, Rehari here today. A total of 100 bodybuilders and physique athletes participated in the process ahead of the championship scheduled for November 29 at Police Auditorium, Gulshan Ground, Jammu. The weigh-in was supervised by Rajesh Dutta, BBAJK, who emphasized that the Associa

BANDIPORA, Nov 27: District Magistrate (DM) Bandipora, Indu Kanwal Chib here today chaired a meeting of the District-Level NCORD Committee to review The action taken against drug abuse and illegal activities in the district. At the outset, the committee was briefed about the directions of the Chief Secretary, J&K UT, with focus on tackling drug hotspots and strengthening monitoring. The DM stressed that commercial-level cases need more attention and urged departments to ensure strict enforcement

KULGAM,Nov 27: Deputy Commissioner (DC) Kulgam, Athar Aamir Khan today chaired a comprehensive review meeting of the Rural Development Department and Panchayati Raj (RDD&PR) to assess the functioning, progress, and implementation status of various schemes across the district. During the meeting, the DC took a detailed review of progress under major programmes and schemes including District Capex, CDF, MGNREGA, PMAY-G, SBM, RGSA, and other initiatives. The chair was informed that under MGNREGA, 2

SRINAGAR Nov 27: Deputy Commissioner (DC) Srinagar, Akshay Labroo on Thursday inspected the progress of ongoing construction works for the new building for Tehsil Office Eidgah, aimed at modernizing and augmenting the revenue setup to enhance public service delivery. The DC was accompanied by Additional Deputy Commissioner, Mir Imtiyaz Ul Aziz, Chief Planning Officer, Fayaz Ahmad Dar; Tehsildar Eidgah, Mohammad Iqbal Zargar; Executive Engineer R&B (Core), Arif Rehman Hazari, Executive Engineer W

SAMBA, Nov 27: Deputy Commissioner Samba, Ayushi Sudan today chaired a meeting to review the progress of developmental works being executed under the District Capex Plan. The comprehensive review examined projects currently being implemented by the Public Works Department (PWD) across School Education, Health, and other key sectors. The officers presented detailed briefings on the status of ongoing works, ground-level challenges, and remedial measures being undertaken to overcome operational hur

KISHTWAR, Nov 27: Deputy Commissioner (DC) Pankaj Kumar Sharma today chaired a meeting of the Collectors to finalize and approve rates for the land acquired for different development projects. After thorough scrutiny, the meeting approved the compensation rates, paving the way for execution of the Link Road from DSB Poohie Road to Poohie, 30-Metre Span Bridge over Naigarh Nallah at Km 0.980 (DulGalharSansari Road), Patnazi to Kither Road (42 KI 04 MI), Link Road from KK Road to Loidhar and [] Th

Excelsior Correspondent JAMMU, Nov 27: The workers of Dogra Front & Shiv Sena under the leadership of its president, Ashok Gupta took out a massive protest rally in Jammu city against sinister plot of giving admission to 42 Muslim student in SMVDU Medical College. When minority institutions across India reserve 50% to 90% of their seats for students of their own community, it is natural to ask whether institutions run by Hindu temple trusts should not also safeguard the sentiments [] The post DF

Excelsior Correspondent JAMMU, Nov 27: A new scientific paper titled A checklist of the mammals of Jammu & Kashmir, India, published in the Journal of Threatened Taxa, provides the most up-to-date and evidence-based compilation of mammalian diversity from the Union Territory. The study documents 111 species of mammals across eight orders and 28 families, drawing upon verified museum specimens, published literature, credible photographic records and field observations from across J&K. The study c

Excelsior Correspondent SRINAGAR, Nov 27: Aiming to accelerate progress toward the national goal of eliminating tuberculosis, the Director Health Services, Kashmir (DHSK), today directed all districts to strengthen case finding, ensure timely notification, and improve treatment adherence. The directives, officials said,were issued during an extensive review meeting held at the Directorate headquarters, Swasthya Bhawan, Bemina, convened to assess programme implementation, field supervision, and o

Excelsior Sports Correspondent JAMMU, Nov 27: The 22nd JKUT Matsogi-Do Championship 2025, organised by the Matsogi-Do Association of Jammu & Kashmir, concluded at Sports Complex, Bhagwati Nagar, here today. The three-day event, held from November 27 to 29, saw participation from players across all districts of Union Territory, competing in various age categories. The championship was inaugurated by Taranjeet Singh Tony, President of the Matsogi-Do Association of J&K and DDC Suchetgarh, who prais

Excelsior Correspondent JAMMU, Nov 27: The Ramakrishna Mission, Jammu organised an inspiring Youth Convention & Prize Distribution Ceremony at its RK Vihar campus in Udheywala, bringing together students from 27 schools, revered monks, guests, teachers and parents. The event began with the lighting of the lamp and Vedic chanting, followed by the Swadesh Mantra led by Swami Vijayeshananda, invoking patriotism and inner strength. A series of cultural and literary presentations highlighted the tale

WASHINGTON, Nov 27: Two West Virginia National Guard members deployed to the nations capital were shot this afternoon just blocks from the White House in a brazen act of violence that the mayor described as a targeted attack. Follow the Daily Excelsior channel on WhatsApp FBI Director Kash Patel and Washington Mayor Muriel Bowser said they were hospitalised in critical condition. The rare shooting of National Guard members, on the day before Thanksgiving, comes as the presence of the troops [] T

Excelsior Correspondent JAMMU, Nov 27: Padma Shri Padma Sachdev (PSPS) GCW Gandhi Nagar hosted a programme to formally induct the newly elected College Presidium for the academic session 2025-26. The event was held at the college auditorium and attended by Principal Prof. (Dr.) Geetanjali Andotra, Dr. Rabia Javed, Convenor, Students Welfare Committee, faculty members, parents, and distinguished guests. The ceremony marked the official handover of leadership roles, instilling a sense of responsib

Excelsior Correspondent SRINAGAR, Nov 27: The Anti-Corruption Bureau (ACB) today registered a case against the Director, State Motor Garages, Jammu and Kashmir for disproportionate assets. The ACB in a statement said that based on a specific input, a secret verification was conducted by the ACB into the allegations of possession of huge disproportionate assets by Malik Tahir Gani son of Abdul Gani Malik of Sanat Nagar, Srinagar, at present Gandhi Nagar, Jammu presently posted as Director, State

NEW DELHI, Nov 27: Prime Minister Narendra Modi will participate in the 60th edition of the All India Conference of Director Generals/ Inspector Generals of Police at the Indian Institute of Management in Chhattisgarhs Raipur on Saturday. Follow the Daily Excelsior channel on WhatsApp The three-day conference, scheduled from November 28 to 30, aims to review the progress achieved in addressing key policing challenges so far and to outline a forward-looking roadmap for building a Surakshit Bharat

IPOH (MALAYSIA), Nov 27: Selvam Karthi produced the winning goal in the last quarter as India defeated New Zealand 3-2 in the Sultan Azlan Shah Cup, here on Thursday. India, who had eked out a thrilling 4-3 win against the hosts Malaysia on Wednesday, scored through Amit Rohidas (4), Sanjay (32), and Selvam (54), while George Baker (42, 48) netted twice for New Zealand. New Zealand tried to dominate the midfield in the opening minutes but the Indian defence held [] The post Azlan Shah Cup: Selva