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Loan rejected or high interest rate? Your data might be the real reason

Credit reports are crucial for borrowing and reflect your financial history. Accuracy in credit information, including optional details, is vital for lenders to assess profiles and make informed decisions, especially for first-time borrowers. 

16 Jan 2026 2:26 pm
Budget recap: How much income tax relief FM Nirmala Sitharaman gave taxpayers last year? What to expect in Budget 2026?

In Budget 2025, Finance Minister Nirmala Sitharaman made several announcement that came as a boon for taxpayers and salaried people. Will Budget 2026 do the same?

16 Jan 2026 12:15 pm
The silent wealth killer: Understanding and combating lifestyle inflation

As incomes rise, so do expenses. Lifestyle inflation is quietly eating into savings, pushing young professionals into financial fragility and risky shortcuts to wealth.

16 Jan 2026 9:56 am
Mint Horizons brings investment gurus Neil Parikh, Jay Kothari to Kolkata

The Kolkata masterclass by Mint Horizons aims to equip investors with knowledge on global investment opportunities. Discussions will focus on navigating international markets, risk mitigation strategies, and essential themes for successful long-term investing amidst economic shifts.

15 Jan 2026 7:39 pm
Bima Lokpal called and asked me to claim a refund for a lapsed insurance policy. Is this fraud?

Experts confirm this is a common scam, as government bodies never solicit payments or new policy purchases to release unclaimed funds.

15 Jan 2026 4:58 pm
Your will wont save your family if your passwords die with you

Across Indian households, there is typically one person who handles everythinginvestments, bills, demat account, UPI apps, bank logins. If that key family member dies without sharing the digital access trail, the family is stuck

15 Jan 2026 3:17 pm
Missed income? ITR-U gives a second chance, but at a steep cost

Missed income disclosures after the December deadline? The updated return offers a second chancebut only if it results in higher tax, and with penalties that rise sharply over time.

15 Jan 2026 2:47 pm
Bank holiday today, 15 January: Are banks open or closed today for Pongal, Maharashtra polls? Get state-wise list

Bank holiday today, 15 January: Along with Pongal, the country is celebrating other festivals like Uttarayana Punyakala and Makara Sankranti, for which banks will remain closed today in some states.

15 Jan 2026 6:58 am
Can you refuse life support through your will? Here's what Indian law says

You may consider making an advance medical directive, or a living will, in which you may communicate your wishes regarding your medical care in case you become critically ill.

14 Jan 2026 5:24 pm
Budget 2026: How can FM Sitharaman make New Tax Regime better? Deductions, tweaks and more What experts say

The government had introduced the New Tax Regime in Budget 2020, and since then it has made a number of changes to accommodate taxpayers' interests. In Budget 2025, FM Sitharaman made a grand move, lowering the income tax rates. What's coming in Budget 2026?

14 Jan 2026 1:35 pm
Balancing life, money, and retirement: Mid-50s essential checklist

As retirement nears, financial planning in ones 50s shifts from aggressive growth to risk control, debt reduction, and liquidityaimed at protecting savings from market shocks.

14 Jan 2026 12:56 pm
The Ghost Mansion fallacy: Why we build palaces we never live in

Many professionals build extravagant houses in their villages as status symbols, neglecting the financial implications. These 'Ghost Mansions' serve more as displays than homes, leading to wasted investments and maintenance costs. It's more sensible to renovate homes for utility rather than ego.

14 Jan 2026 11:31 am
Bank holiday today, 14 January: Are banks open or closed today for Makar Sankranti 2026? Check state-wise list here

Bank holiday today, 14 January: There will be a bank holiday in many states due to festivities like Makar Sankranti and Magh Bihu on Wednesday, 14 January. Bank holidays are decided as per the bank holiday calendar by the Reserve Bank of India.

14 Jan 2026 7:04 am
Rohit Jain takes charge of Lionsgate Play in Starz Asia reset

Starz Entertainment sells Lionsgate Play in South and Southeast Asia to Asia president Rohit Jain, placing the OTT platform under founder-led ownership amid intensifying competition in Indias streaming market.

14 Jan 2026 6:00 am
Thematic funds disappointed investors in 2025: Should you bet on them this year? Experts weigh in

Experts believe that investing in thematic funds should be part of a broader investment philosophy, rather than being purely driven by short-term returns. 

13 Jan 2026 6:20 pm
Another octogenarian loses 96 lakh in a digital arrest case: How to stay clear of such frauds?

A Delhi-based octogenarian couple lost their life savings and even took gold loan to pay to the fraudsters posing as CBI officials 

13 Jan 2026 1:38 pm
What is Tamilnad Mercantile Bank's deposit scheme that offers 7.50% a year to senior citizens?

Tamilnad Mercantile Bank offers 7.50% to senior citizens for special deposit scheme of 456-day tenor 

13 Jan 2026 1:34 pm
Can conservative investors still earn real returns in a falling rate cycle?

With interest rates falling and debt returns shrinking post tax, equity savings funds offer conservative investors a tax-efficient middle groundif chosen carefully and held long enough.

13 Jan 2026 12:40 pm
Sent money to the wrong UPI ID? What happens nextand what you should do

A wrong UPI transfer isnt always reversible. From frozen accounts to missed investment returns, heres how recovery works, why delays hurt, and what users should do to protect themselves.

13 Jan 2026 11:18 am
The high cost of chasing market success too late

Behavioural bias and late entry into winning themes can destroy long-term wealth

13 Jan 2026 5:55 am
Understanding retail direct gilt account and how it compares with FDs and debt funds

Unlike debt mutual funds, where portfolio churn and mark-to-market movements affect returns, RDG allows investors to hold securities till maturity and receive the contracted cash flowsprovided they do not exit early.

12 Jan 2026 2:47 pm
ITR Refund Delay: Still didn't get your income tax refund? Here's what you should do

Income tax refunds usually get delayed because often times the returns are not fully processed, or the I-T Department finds mismatches or non-compliance in your tax filing.

12 Jan 2026 9:55 am
Mandatory probate on Will removed but it is still a smart move for inheritance

The Repealing and Amending Act, 2025, simplifies inheritance for many. But for complex estates or NRIs, skipping probate can lead to major headaches. 

12 Jan 2026 7:01 am