All Breeds Championship Dog Show held in Coimbatore
Coimbatore woman, paramour get life term for murdering six-year-old son in 2020
Women Health Volunteers in Coimbatore urge State government to raise remuneration
1.8-crore kabaddi court to come up at Kumarasamy Lake bund in Coimbatore
Tamil Nadu Governor Leads International Yoga Day Celebrations in Coimbatore
Coimbatore, June 22: Tamil Nadu Governor Rajendra Vishwanath Arlekar inaugurated the 12th International Yoga Day celebrations at Tamil Nadu Agricultural University (TNAU) on Sunday. He participated in this global event dedicated to physical and mental health alongside hundreds of students, teachers, and members of the public. The event, part of a nationwide International Yoga Day ... Read more Tamil Nadu Governor Leads International Yoga Day Celebrations in Coimbatore
Coimbatore residents asked to adopt responsible waste disposal practices
Nine arrested for abducting tea stall owner in Coimbatore
Labourer killed during altercation in Coimbatore; man arrested
Coimbatore district to see credit outgo of 83,176 crore in 2026-2027
Final arrangements in place for NEET-UG retest in Coimbatore
The National Testing Agency has extended the duration of the examination from 180 minutes to 195 minutes
Underground drainage projects gather pace across Coimbatore city
Among the largest projects under implementation is the UGD scheme for Vadavalli, Veerakeralam, Kavundampalayam and Thudiyalur, covering 12 wards fully and parts of five wards; the estimated cost is 935.92 crore
Heavy rain expected in over 10 districts of Tamil Nadu as Southwest Monsoon intensifies
Heavy rain likely at isolated places over Nilgiris, Erode, Salem, Dharmapuri, Krishnagiri, Coimbatore, Theni, Dindigul, and Kanyakumari districts, and ghat areas of Tirunelveli district
Five-month-old foetus found discarded in Coimbatore
TNPDCL Assistant Executive Engineer held for graft in Coimbatore
Two get life imprisonment for attempt to murder four Scheduled Caste men near Coimbatore
Coimbatore youth with disabilities clears UPSC exam in first attempt
Concerns raised over functioning of STP at Singanallur Lake in Coimbatore
24 injured as private bus crashes into flyover retaining wall at Neelambur near Coimbatore
MSMEs hit by curbs on dispensing diesel
The current procurement ceiling of 200 litres a day, introduced through a notification issued on June 11, is inadequate even for a single day, says president of the Coimbatore District Small Industries Association
Retired IRS official booked under DA case
The official built two palatial houses in Coimbatore and a farmhouse in Trichy during check period: CBI
Man held for snatching gold chain of woman in Coimbatore
Poompuhar organises painting expo in Coimbatore
Siruthuli to focus on sewage treatment and greening initiatives in Coimbatore
Madras High Court halts Church construction near Mariyamman Temple in Coimbatore
The Madras High Court has restrained the construction of a church near a century-old Mariyamman temple in Coimbatore, observing that the objections raised by local residents could not be ignored and that the possibility of mala fide intent could not be ruled out in the facts of the case. The Division Bench of Justice GR [] The post Madras High Court halts Church construction near Mariyamman Temple in Coimbatore appeared first on India Legal .
How many more suicides? NEET paper leak now takes life of Coimbatore aspirant; toll rises to 10
A series of student suicides, including a 19-year-old in Coimbatore, have followed the cancellation of NEET-UG 2026 due to a paper leak. At least 10 aspirants have died by suicide, with families citing exam-related anxiety, pressure, and distress over rescheduling as contributing factors. The re-examination is scheduled for June 21.
Neet Paper Leak: Three NEET aspirants from Tamil Nadu, Delhi, and Uttarakhand have allegedly died by suicide amid intense pressure surrounding the medical entrance exam. These incidents follow the NEET controversy and cancellation of the earlier test, renewing concerns about student mental stress. The National Testing Agency assures a secure re-examination.
Stones throw from temple: Madras HC halts church construction, flags mala fide intentions
In a significant ruling, the Madras High Court has called a halt to the church construction project adjacent to the Mariyamman temple in Coimbatore. Citing concerns over 'mala fide intention' rooted in the citys fragile socio-cultural landscape, the justices raised eyebrows at the necessity of a large church given the scant Christian population in the area.
The court said it would also take on record the submission of the petitioner that following change of govt headed by chief minister C Joseph Vijay posters have appeared in some parts of Tamil Nadu calling for construction of churches in every village.
NEET re-examination: Medical aspirant from Coimbatore ends life
Keerthana wrote NEET (UG) in 2025 and the one held on May 3 this year, which was cancelled over a paper leak
Coimbatore Corporation planning to provide lunch instead of breakfast to conservancy workers
The proposal emerged after a survey conducted among conservancy workers found that many preferred lunch and that a considerable quantity of the breakfast supplied under the scheme was being wasted
Private sector job fair to be held in Coimbatore on June 19
Candidates should bring copies of their resume and educational certificates; there is no age limit for participation, and entry is free
Councillors accuse Coimbatore Corporation officials of not informing them about civic work
Councillors, including zonal chairpersons and standing committee members, allege that officials are carrying out works without consulting them and are not providing details when sought
Phase II of Coimbatore Western Bypass project sees no progress
The transfer of the project to TANSHA has also raised serious public concerns regarding the proposal to convert this public infrastructure into a toll road, says K. Kathirmathiyon, secretary of the Coimbatore Consumer Cause
Two get life imprisonment for murder near Coimbatore
HR&CE officials inspect Thekkampatti ahead of proposed elephant camp in Coimbatore
Ebola virus screening under way at Coimbatore International Airport
Programmes for passengers, airport staff mark Yatri Suvidha Diwas in Coimbatore
Coimbatore Corporation plans dedicated parking facilities for waste collection fleet
Eight minor boys arrested for pelting Coimbatore-Chennai Vande Bharat Express train with stones
The stone-pelting happened in the Veerapandi area near Salem on May 28.
Baralikadu, 70-kilometres from Coimbatore, promises a stimulating dip in river Bhavani, coracle ride and delicious greens foraged from the forest : an evidently perfect getaway from the chaos of the city
Coimbatore Range DIG inspects field operation of Singappen force
Coimbatore Corporation to float tender for operation of Valankulam STP
Coimbatore policeman arrested for aiding prisoners escape; three suspended for negligence
Uneven roads after utility works raise safety concerns in Coimbatore
Commuters point to noticeable bumps on Dr. Krishnasamy Mudaliar Road, Old Post Office Road, Kuniyamuthur Road and Mettupalayam Road, which make travel difficult and dangerous
Police thwart escape bid by undertrial in Coimbatore
iVP Semi planning to set up semiconductor facility in Coimbatore
Enhanced Border Security in Nilgiri Amid Nipah Virus Threat from Kerala
Coimbatore, June 13: The Nilgiri district administration has intensified monitoring at key checkpoints along the Kerala-Tamil Nadu border following reports of a suspected Nipah virus case in the neighboring Kozhikode district. Officials have implemented precautionary measures to prevent the spread of the infection into Tamil Nadu. District Collector Lakshmi Bhavya Tanneru stated that health department ... Read more Enhanced Border Security in Nilgiri Amid Nipah Virus Threat from Kerala
National Lok Adalat resolves 4,782 cases involving 41.11 crore settlement in Coimbatore
Two families of road accident victims were given a compensation of 90 lakh each
Coimbatore airport eyes 1.16 crore passengers by 2036-37
Passenger traffic at the airport rose from about 13.2 lakh in 2014-15 to 34.2 lakh in 2025-26, registering a growth of around 159% over the past 12 years
Man arrested for growing cannabis near Coimbatore
A new jewellery store in Coimbatore driven by technology and service
With Jewel One opening a flagship storespread across five floors, we speak to founder K Srinivasan about how he built the business from the ground up
Private school teacher in Coimbatore held for sending explicit contents to students
Coimbatore tops Tamil Nadu in higher education enrolment of government school students in 2024-25
The contractor has sought an additional 2 crore to meet the escalated costs, and the request is under review
Road caves in at Ganapathy in Coimbatore following drinking water pipeline leak
Corporation officials carried out temporary restoration works by levelling the caved-in section with wet mix material to facilitate the movement of vehicles
From zero to 26, estimation shows signs of Nilgiri Tahrs revival in Coimbatore Forest Division
The estimated increase in the population from zero to 26 from 2024 to 2026 indicates either improved population estimation efforts or recolonisation of suitable habitats, says the survey report
Ministers seek strong patronage for Government Exhibition at VOC Grounds, Coimbatore
Singappen Special Force marks its presence in Coimbatore district
Intensive Pulse Polio Immunisation camp in Coimbatore on June 28
Coimbatore farmers advised to cut back on chemical fertiliser use to preserve soil health
Continuous cultivation, along with disproportionate use of nitrogenous fertilisers, leads to nutrient imbalances and a steady deterioration of soil health, officials say
Coimbatore gets ready to face monsoon
Public can report rain-related grievances via corporations WhatsApp helpline number 81900 00200
Over 400 govt. school students get college, ITI admissions at Kalloori Kanavu camp in Coimbatore
District Collector says many in previous generations missed out on opportunities for higher education because of a lack of awareness and access; Kalloori Kanavu aims to prevent such losses
Home Loan Demand Rises in 2026 as Indian Homebuyers Explore Affordable Financing Options
With the RBI repo rate held at 5.25% in June 2026, home loan rates remain stable, and borrowing up to Rs. 15 crore is within reach for eligible applicants. Review what you qualify for before you choose a lender. Home loan demand rises in 2026 as Indian homebuyers explore affordable financing options More Indian households are actively seeking home loans in 2026, driven by stabilising interest rates, rising incomes, and growing housing demand in Tier 2 and Tier 3 cities. The RBI's Monetary Policy Committee held its repo rate at 5.25% in June 2026, which has helped keep home loan rates of interest relatively stable for borrowers. A home loan today can go up to Rs. 15 crore* with a tenure of up to 32 years*. EMIs can start as low as Rs. 671 per lakh*. But affordability depends on more than just the rate - your income, credit score, existing obligations, and down payment all shape what you can actually borrow. This article walks you through each of these factors so you can make a clear, informed decision. Why is home loan demand rising in 2026? Several factors have come together to make 2026 a particularly active year for home loan applications across India. Stable repo rate : The RBI's MPC voted unanimously to hold the policy repo rate at 5.25% in June 2026. This gives lenders room to maintain current lending rates, and borrowers can plan their finances with more certainty. Improving affordability : With income levels rising in urban and semi-urban areas, monthly EMI payments now represent a smaller share of household income for many buyers than they did three years ago. Growing housing demand : India's urban population continues to expand. Demand for owned homes, not rented ones, has increased, especially among households in the 30-45 age group. First-time buyers entering the market : Many first-time homebuyers who postponed purchases between 2022 and 2024 are now actively looking, supported by better loan products and longer tenures. Tier 2 and Tier 3 city growth : Cities like Lucknow, Coimbatore, Rajkot, and Nagpur are seeing a sharp rise in housing projects and home loan applications. Lower property prices in these markets make entry more accessible, and lenders are expanding their reach into these geographies. How does the home loan rate of interest affect what you can buy? The rate of interest on your home loan directly changes what you pay each month and how much the loan costs you over its full life. Here is how each element is affected. EMI : A lower rate means a smaller monthly payment. On a Rs. 50 lakh loan over 20 years, the difference between 7.25% p.a. and 8.5% p.a. amounts to over Rs. 4,100 per month. Total interest paid : Over 20 years, even a 0.5% difference in rate can add up to several lakhs. Monthly budget impact : A higher rate can push your EMI above what fits your monthly income, forcing you to either reduce the loan amount or extend the tenure. Loan eligibility with the same income : Lenders calculate eligibility partly based on whether your EMI will exceed a set percentage of your monthly income. A lower rate increases your eligible loan amount without requiring a higher income. Tenure choice : When rates are lower, you can comfortably opt for a shorter tenure and save on total interest. When rates are higher, a longer tenure may be the only way to keep the EMI manageable, but that trade-off increases your total borrowing cost. What makes a home loan affordable for you? Rate alone does not determine whether a home loan fits your life. Six factors shape your actual affordability. Income : Lenders typically allow an EMI of up to 40-50% of your net monthly income. A higher income gives you access to a larger loan at any given rate. Existing obligations : If you already have a car loan, personal loan, or credit card debt, these reduce the EMI capacity available for a home loan. Clearing smaller debts before applying can improve your eligible loan amount. Credit score : A CIBIL Score of 725 or above is generally required for home loan approval. Scores above 750 can help you access better rates. A score below 700 can result in rejection or a higher rate of interest. Down payment : Lenders in India fund up to 80% of the property value, as per RBI guidelines. The remaining 20% is your down payment. A larger down payment reduces your loan amount and, consequently, your EMI and total interest. Property value : The market value and location of the property affect how much a lender will sanction. Properties in approved projects often get faster processing. Scenario : Take Richa, 34, a salaried employee in Pune with a CIBIL Score of 760 and a stable monthly income. She earns Rs. 1.20 lakh per month and wants to buy a flat worth Rs. 80 lakh. With a 20% down payment of Rs. 16 lakh, she needs a loan of Rs. 64 lakh. She's comparing two tenure options on a Rs. 50 lakh home loan at 7.50% p.a.: Tenure Interest rate Monthly EMI Total interest paid 20 years 7.50% p.a. Rs. 51,558 Rs. 59.74 lakh 25 years 7.50% p.a. Rs. 47,295 Rs. 77.89 lakh Her EMI for a 20-year tenure is approximately 43% of her monthly income - within a typical lenders threshold. If she extends the tenure to 25 years, the EMI drops to approximately 39.4% of her monthly income, giving her more monthly room. But over 25 years versus 20, she pays Rs. 18.15 lakh more in interest. Richa's decision will depend on whether she is comfortable with her current income absorbing the higher EMI, or whether she'd rather keep her monthly outgo lower and use the freed-up cash for other goals. A CIBIL Score above 725 puts her in a strong position to negotiate better terms. What should you compare before choosing a home loan? It's easy to focus on the rate alone, but the overall cost of a home loan includes fees, penalties, and conditions that vary significantly across lenders. Factor Why it matters Home loan rate of interest Determines your EMI and total repayment cost over the full tenure Processing fee A one-time charge of up to 4% of the loan amount can add significantly to your upfront cost Foreclosure rules Individual borrowers on floating rates can foreclose at nil charges; fixed-rate borrowers may face up to 4% of the outstanding principal Tenure Longer tenures reduce EMI but increase total interest; choose based on your repayment capacity Top-up availability A top-up loan lets you borrow additional funds against your existing loan, often at home loan rates Balance transfer option Transferring your loan to a lender offering a lower rate can reduce future interest outgo Reviewing all six before you apply can save you a significant amount over the loan term. What financing options are available today? If you are looking to buy a home, refinance an existing loan, or access additional funds, there are three structured options from Bajaj Finance worth knowing about. Loan type Key purpose Fresh home loan Buying a new or resale property Balance transfer Moving an existing loan to benefit from a lower rate Top-up loan Accessing additional funds over your existing loan Bajaj Finance offers home loans of up to Rs. 15 crore*, with tenures extending to 32 years* and approval in 48 hours* of application. A top-up loan of up to Rs. 1 crore* is available for balance transfer customers, usable for home repairs, medical expenses, or other needs. Interest rates for salaried applicants starting at 7.25%* p.a. There's no foreclosure charge for individual borrowers who choose a floating interest rate, which is a meaningful saving if you plan to repay early. Who can apply? Check these criteria before you apply. Meeting them clearly improves your chances of approval and can reduce processing time. Parameter Requirement Nationality Indian citizen residing in India Age - salaried 23 to 67 years (salaried) 23 to 70 years (self-employed) CIBIL Score 725 or above Eligible occupations Salaried employees, professionals, and self-employed individuals Documents required KYC documents Income proof (salary slips/ P&L statements) Business proof (self-employed applicants only) Bank statements for the last 6 months Property documents (sale agreement, title deed, approved plan) How to apply for your Bajaj Finance Home Loan online Click on the 'APPLY' button on the Bajaj Finance home loan page. Enter your full name, mobile number, and employment type. Select the type of loan you wish to apply for: fresh, balance transfer, or top-up. Generate and submit your OTP to verify your phone number. After OTP verification, enter your monthly income, required loan amount, and confirm whether you've identified the property. Enter your date of birth, PAN, and other details as requested based on your occupation type. Click 'SUBMIT.' A Bajaj Finance representative will contact you and guide you through the next steps. Is now a reasonable time to apply? Affordability in 2026 is not just about finding the lowest home loan rate of interest - it depends equally on your tenure choice, total borrowing cost, credit profile, and down payment. Before you apply, compare processing fees and foreclosure terms alongside the rate, and calculate total interest across different tenures. Review your eligibility criteria to avoid unnecessary credit enquiries. If you are ready to take the next step, the Bajaj Finance Home Loan offers amounts up to Rs. 15 crore*, tenure of up to 32 years*, and approval within 48 hours* - check your eligibility and apply online today.
Desilting completed along 3.5-km stretch of sewage-carrying stream in Coimbatore
Emergency Credit Line Guarantee Scheme outreach programme held in Coimbatore
Murder on Coimbatore combined court premises remains unsolved
Coimbatore Corporation accused of raising four half-yearly property tax demands a year
Under the property tax system, only two half-yearly demands are to be raised in a financial year
Tamil Nadu weather update: Heavy rain likely in 10 districts till June 12
Dharmapuri, Salem, Erode, Nilgiris, Coimbatore, Tiruppur, Dindigul, Theni, Kanyakumari and western ghats of Tirunelveli districts will receive rains till June 12, the latest bulletin from the Regional Meteorological Centre said
BJP Criticizes Arrest of YouTuber Maridhas, Calls It an Attack on Free Speech
Chennai, June 8: The arrest of YouTuber Maridhas has sparked intense political debate in Tamil Nadu. The Bharatiya Janata Party (BJP) has strongly condemned this action, labeling it an assault on freedom of expression. Vanathi Srinivasan, the national president of the BJPs womens wing and a former MLA from Coimbatore South, denounced Maridhass arrest on ... Read more BJP Criticizes Arrest of YouTuber Maridhas, Calls It an Attack on Free Speech
Two arrested for robbing youth of gold chain, cash in Coimbatore
Food safety officials have summoned the management of a food outlet for an inquiry after live worms were discovered in a burger. A viral video prompted an inspection, during which the management reportedly denied the incident. They are now required to present surveillance footage from the day of the alleged occurrence.
FSSAI serves notice to restaurant in Coimbatore after videos of worms in burger surface
Regional NSO training camp for field staff to begin in Coimbatore on June 9
Coimbatore Corporation yet to submit lake-wise restoration and maintenance details sought by NGT
India Post to conduct Dak Adalat in Coimbatore on June 16
Coimbatore District Museum seeks additional space at Semmozhi Poonga to display more artefacts
Police tighten grip on alcohol consumption in public places, drunk driving in Coimbatore
80% of government school Class XII graduates in Coimbatore secure higher education admissions
College student robbed of cash, chain in Coimbatore
Three arrested with 43 kg of ganja in Coimbatore
Coimbatore steps up monsoon preparedness
Officials were instructed to keep equipment such as excavators, power saws and sandbags ready for immediate deployment to clear fallen trees, landslides and road blockages
No major impact for BJP because of Annamalais exit: BJP Coimbatore district president

