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Personal Finance / Business Standard

Major banks hike loan rates after RBI move: Check if your EMIs will rise

PNB, Bank of India and Bank of Baroda among lenders that have raised repo-linked lending rates

9 Oct 2026 12:21 pm
A quick guide to GST Council's key decisions on tax and compliance

From easier input tax credit claims to automated registration and a 40-crore cap on penalty-only appeals, the proposed changes seek to reduce compliance friction.

9 Oct 2026 12:33 am
GST Council allows small online sellers to use warehouses in other states

Small online sellers can now use e-commerce platform warehouses to register in other states, while the GST Council has clarified tax treatment for platforms and retained existing rates

8 Oct 2026 9:22 pm
GST export rule changes to cut tax uncertainty, litigation: IT industry

The GST Council's changes to export definitions and refund rules are expected to benefit IT firms, consulting companies and GCCs by reducing tax disputes and working capital costs

8 Oct 2026 8:22 pm
Life insurance NBP jumps 21% in September; non-life premium up 6%

LIC and private life insurers drive strong new business premium growth, while general and health insurers lift non-life premiums despite a sharp decline in crop insurance collections

8 Oct 2026 7:42 pm
GST is always useful for a state like West Bengal, says Swapan Dasgupta

West Bengal Finance Minister Swapan Dasgupta calls the 57th GST Council meeting very, very positive, highlighting ease of doing business and improved compliance.

8 Oct 2026 7:29 pm
Insurance distribution reforms may weigh on near-term growth: ICRA

ICRA expects the impact of proposed commission caps and expense limits to become more visible in FY28, with health and life insurers and smaller players facing greater pressure

8 Oct 2026 5:38 pm
Micro lenders urged to factor climate risks into rural credit decisions

Bharat Microfinance Report 2026 flags rising climate risks to rural credit as NABARD warns of potential rabi crop stress following a deficient monsoon and urges better underwriting

8 Oct 2026 5:21 pm
Can daughters lose property rights? Why Madras HC rejected sisters' claim

The sisters had a legal claim to their mother's property, but decades of silence and evidence of exclusion weakened their case before the court.

8 Oct 2026 5:19 pm
Fund Review: SBI Large & Midcap Fund

Fund Review: SBI Large & Midcap Fund

8 Oct 2026 4:44 pm
Company fixed deposits give higher returns, but come with their own risks

If you want to stick with FDs, but don't particularly like the low rates offered by banks, a corporate FD might just be the ticket for you

8 Oct 2026 4:30 pm
Bank deposits join CAS: What you may see, what may still be missing

Bank deposits will join the Consolidated Account Statement (CAS) from January 1. But will the move finally give consumers a complete picture of their financial life?

8 Oct 2026 3:34 pm
RBI rate cycle: How much did borrowers and savers actually benefit?

The RBI's previous rate cycle shows that changes in the repo rate did not translate equally into loan and deposit rates, with the impact varying across borrowers and Depositors

8 Oct 2026 2:30 pm
Motilal Oswal's property fund exits 37 projects, earns 20.4% return

Motilal Oswal real estate fund delivers 20.4% return despite Covid, rate hikes

8 Oct 2026 1:36 pm
HDFC Bank cuts MCLR rates by up to 15 bps: Check impact on your loans

Decision covers all MCLR-linked tenures, but impact on interest rate and EMI will depend on benchmark and terms of a loan

8 Oct 2026 12:41 pm
India's rural economy decoupling from monsoon shocks, says RBI report

Rural incomes are becoming less dependent on monsoons as allied activities, irrigation and diversification cushion the impact of rainfall shortfalls.

7 Oct 2026 11:41 pm
EMIs to increase as RBI kicks off rate-rise cycle, shifts policy stance

The MPC raises the repo rate by 25 basis points to 5.5 per cent and shifts to calibrated tightening, with economists expecting further increases as inflation risks persist

7 Oct 2026 9:44 pm
Govt bond yields near three-year high after RBI's hawkish policy shift

The benchmark 10-year government bond yield rises to 7.24 per cent as the RBI shifts to withdrawal of accommodation, with foreign outflows and oil prices adding pressure

7 Oct 2026 7:49 pm
Rupee closes at 96.78 per dollar as RBI policy fails to boost sentiment

The rupee records its second-weakest close as external pressures and weak dollar inflows weigh; RBI Governor Sanjay Malhotra says the currency may be undervalued

7 Oct 2026 6:31 pm
Individuals exempt from reporting foreign earnings; RBI to issue FAQs soon

Clarifying that individuals do not need to report imports or export earnings, the Reserve Bank on Wednesday said it will publish FAQs (frequently asked questions) shortly to quell misunderstandings around the recently implemented regulatory changes. Even in the case of entities, there is a provision for self-declaration up to a cap of Rs 10 lakh per bill, Governor Sanjay Malhotra said. Malhotra said the unified Foreign Exchange Management (Export and Import of Goods and Services) Regulations, 20

7 Oct 2026 6:23 pm
High liquidity no concern for NBFC asset quality, says RBI Governor

RBI Governor Sanjay Malhotra said the central bank sees no asset-quality concerns for NBFCs despite high liquidity, while bank credit growth is expected to remain strong

7 Oct 2026 1:20 pm
Bajaj Finance raises FD rates by up to 40 bps after RBI rate hike

The NBFC has weighted the increase towards longer tenures, offering up to 7.75 per cent to regular depositors and 8.15 per cent to senior citizens

7 Oct 2026 11:33 am
RBI allows customers to use any Account Aggregator for financial data

Customers will be able to access financial information through any NBFC-AA, while demat account holders can also view bank deposit details in consolidated statements

7 Oct 2026 11:30 am
RBI policy highlights: Repo rate rises 25 bps as inflation risks broaden

The RBI raises the repo rate to 5.5% as inflation risks broaden, while keeping its growth outlook firm. Here are the key takeaways from Governor Sanjay Malhotra's statement

7 Oct 2026 10:43 am
RBI changes stance to 'calibrated tightening': Here's what it means

The RBI's new calibrated tightening stance signals that further rate hikes remain possible as the central bank responds to inflation and economic risks

7 Oct 2026 10:34 am
RBI MPC hikes repo rate by 25 bps to 5.25%: A look at last five hikes

The RBI MPC has raised the repo rate by 25 basis points to 5.25 per cent. Here is a look at the central bank's five previous rate hikes and the inflation backdrop at the time

7 Oct 2026 10:33 am
Want 4 lakh in home-loan tax benefits? Here's what couples must do

Both spouses must be co-owners and co-borrowers, and actually contribute to the EMI to claim home-loan deductions

7 Oct 2026 10:26 am
GST input tax credit: What businesses can claim and what stays blocked

From raw materials and rent to motor vehicles and construction, businesses can claim ITC on eligible expenses, but GST rules block credit for several categories

6 Oct 2026 8:28 am
HDFC Bank mobilises over 1.5 trillion in deposits in September quarter

Period-end deposits rose 4.9 per cent sequentially and nearly 19 per cent YoY to 33.27 trillion, while advances grew 16.3 per cent year-on-year

5 Oct 2026 11:20 am
IndusInd Bank launches dedicated banking vertical for GCCs in India

IndusInd Bank on Monday launched a new banking vertical for Global Capability Centres (GCCs) by bringing together corporate and employee banking capabilities. India now has 2,117 GCCs and the ecosystem has grown 32 per cent since FY 2021 -- underscoring the country's growing importance as a global capability hub. IndusInd Bank said that by bringing together corporate and employee banking capabilities under a dedicated GCC relationship model, the bank offers a more integrated and specialised appr

28 Sep 2026 1:52 pm
All eyes on Warsh as rate-hike fever spreads across G7 central banks

3 decisions, starting with the Federal Reserve on Wednesday and followed on successive days by peers in the UK and Japan, may recast the global monetary policy landscape for rest of 2026 and beyond

13 Sep 2026 8:08 am
S&P assigns 'BBB' rating to BoI on sufficient capitalisation, solid funding

S&P Global Ratings on Tuesday assigned 'BBB' long-term rating to Bank of India (BoI) on sufficient capitalisation, solid funding, and healthy liquidity. The US-based agency said the ratings reflect the likelihood of extraordinary support for the state-run bank from the government, if needed. The long-term rating on BoI is one notch above its assessment of the stand-alone credit profile (SACP) for the bank, S&P said while assigning its 'BBB' long-term and 'A-2' short-term issuer credit ratings to

8 Sep 2026 1:36 pm
Karnataka Bank launches Capital Gains Account Scheme

Karnataka Bank has launched the Capital Gains Account Scheme (CGAS), offering customers a convenient and compliant banking solution to deposit unutilized capital gains while planning eligible reinvestments under the provisions of the Income-tax Act.

28 Aug 2026 2:50 pm
India's Gen Z turns to crypto as gateway to investing, WazirX data shows

India's Gen Z is entering financial markets earlier and increasingly using cryptocurrency as a gateway to investing, while showing a preference for diversified portfolios and a willingness to stay invested through market volatility, data from crypto exchange WazirX showed. Nearly 44.4 per cent of Gen Z investors on the platform began their investment journey through crypto, suggesting that a large share of young investors are entering financial markets through digital assets rather than adding c

13 Aug 2026 3:21 pm
Govt approves introduction of one billion polymer banknotes of 10 and 20

The polymer banknotes will be issued alongside paper-based notes, with the procurement process currently at an initial stage, the government said

11 Aug 2026 2:50 pm