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Business Standard

Business / Business Standard

RBI steps up credit delivery, allows REIT lending and doubles MSME loan cap

The central bank has proposed allowing banks to lend to REITs and doubled collateral-free loan limits for MSMEs, signalling a stronger push to widen credit access amid robust loan growth

6 Feb 2026 8:14 pm
Surge in gold loan growth not a cause of concern: Reserve Bank of India

Banks are shifting from unsecured loans to gold-backed lending amid rising gold prices, but RBI says low LTVs and limited exposure pose no systemic risk

6 Feb 2026 8:10 pm
PSL classification lapses limited to few banks, not system-wide: RBI

The Reserve Bank of India said recent issues flagged in priority sector lending classification at some large private banks are isolated cases, and announced plans to issue revised instructions

6 Feb 2026 7:37 pm
RBI sets up committee to review business correspondent guidelines

The Reserve Bank of India has constituted a committee to review the regulatory framework for business correspondents, with draft guideline amendments to be released soon for public consultation

6 Feb 2026 7:33 pm
RBI will continue to meet the country's currency needs: Governor Malhotra

The value and volume of banknotes in circulation increased by 6.0 per cent and 5.6 per cent, respectively, during 2024-25

6 Feb 2026 7:14 pm
Govt bond yields jump 9 basis points as rate cut cycle seen nearing end

The yield on the benchmark 10-year government bond hardened by 9 basis points to settle at 6.74 per cent

6 Feb 2026 7:09 pm
RBI proposes a discussion paper for digital payments safeguards

Decision on UPI MDR in govt's domain: RBI governor

6 Feb 2026 6:52 pm
RBI allowing direct bank lending to REITs may speed up asset expansion

Industry executives note that REITs raise debt by issuing securities subscribed to by mutual funds and non-banking financial companies (NBFCs)

6 Feb 2026 6:12 pm
RBI to compensate digital fraud victims up to 25,000 for first loss

RBI has announced a one-time compensation of up to Rs 25,000 for victims of small-value digital frauds, while also moving to tighten norms on mis-selling and loan recovery practices

6 Feb 2026 5:52 pm
RBI proposes Rs 25,000 compensation for small-value digital frauds

Under a proposed one-time framework, RBI plans to compensate customers for small-value digital frauds up to Rs 25,000, with the central bank and banks sharing the cost

6 Feb 2026 2:29 pm
India not selling US Treasury holdings despite forex fluctuations: RBI Guv

The country's holdings of long-term US debt had dropped to a five-year low of $174 billion as of November, down 26 per cent from a 2023 peak, according to US government data

6 Feb 2026 2:20 pm