The Times of India News

UAE Bank end SMS OTPs for online transactions from Jan 6, switch to biometric authentication

UAE banks are phasing out SMS OTPs for online card payments starting January 6, 2026, due to security risks like SIM-swapping and phishing. This shift mandates in-app authentication via push notifications and biometric verification, enhancing transaction security and user experience. Residents must update their bank apps and enable notifications to avoid payment disruptions.