The Economic Times

Japanese Mindset: Shinrin-yoku, a Japanese practice, involves immersing oneself in forest atmospheres. This mindful approach uses all five senses to reconnect with nature. Introduced in the 1980s, it combats urban stress and burnout. Scientific studies now support its mental and physical health benefits. This simple practice encourages slowing down and being present in nature.

Quote of the Day by Enrique Iglesias: Enrique Iglesias quote, If they would have told me when I was just 18 that I was going to have a career that would last so long, Id have said it was impossible, that it was crazy that that could happen in my life, so Im happy to be here. To be able to go out on stage every day, explores the importance of perseverance, gratitude, and believing in the power of dreams. The quote suggests that success often comes through years of dedication, passion, and consist

NRI son gifted Rs 30 lakh shares to his father through an off-market transfer. Should it be reported in ITR? Although a genuine gift of shares from a son to his father is not regarded as a transfer for capital gains purposes in the hands of the donor, the reporting of such off-market transactions in the Annual Information Statement (AIS) often creates uncertainty. Experts explain AIS, tax rules and how to avoid notices.

Individuals can compare income tax return filing charges across several platforms. The deadline for filing is July 31, 2026, for many taxpayers. AI-assisted self-filing options are available at lower costs. Expert-assisted plans offer comprehensive support for complex income situations. These services cater to students, salaried individuals, pensioners, and NRIs.

Banks are attracting NRI dollar deposits through RBI's FCNR(B) window. These deposits offer projected returns of thirteen to sixteen percent. Customers can borrow multiple times their capital to amplify these dollar yields. However, early redemption carries substantial penalties and lender control over pledged funds. Investors face liquidity constraints and regulatory risks with these leveraged products.

Non-resident Indians residing in Singapore and the United States are expressing significant concerns over withholding taxes. These taxes threaten to diminish their net returns from leveraging FCNR deposit schemes. For instance, borrowing from Indian banks' GIFT City branches triggers Singapore withholding tax, while US-resident NRIs encounter elevated withholding taxes on loan interest payments. Moreover, US tax regulations mandate the reporting of foreign income and assets.

HSBC Bank's IFSC unit offers Non-Resident Indians significant leverage on FCNR(B) deposits. This strategy allows investors to borrow up to nineteen times their initial deposit amount. The potential for amplified returns arises from the spread between deposit earnings and borrowing costs. However, this leverage strategy carries risks if borrowing costs exceed deposit interest rates. FCNR(B) deposits also offer protection against Indian Rupee depreciation for investors.

It is relatively easier to reliably buy or sell property in the United States, compared to the process in India, which can be fraught with delays and in some cases instances of fraud and malpractice. The liabilities and penalties for such instances are clearly stated and implementable in the US.

Global exposure, including oil & gold ETFs, and hedge against rupee depreciation are key draws of GIFT City ULIPs; but the market is nascent and experts caution against mixing insurance with investments.

Quote of the day by Francis of Assisi expresses a timeless truth about generosity and human fulfillment. Giving enriches both the receiver and the giver by building stronger relationships, encouraging gratitude, developing character, and creating meaningful purpose. Whether through kindness, knowledge, forgiveness, encouragement, or service, every act of generosity contributes to a better world. Francis of Assisi reminds us that the greatest rewards in life are often invisible but deeply meaning

The Ram temple construction is expected to finish by August 15. The combined cost for the temple and museum will be 1800 crore rupees. A Ram Katha museum, featuring immersive technology, will open in six to eight months. Discussions covered visitor amenities and the potential for an entry ticket system. Financial audits and asset registers are being finalised for the temple complex.

Ayodhya Ram Temple construction committee chairman Nripendra Mishra called the alleged donation theft a disgrace. He expressed confidence in improving temple management systems to prevent future incidents. A high-level committee is now working to suggest a suitable candidate for CEO. Construction work on the old temple memorial is nearing completion. The main temple structure is expected to finish by the end of July.

The main Ram Temple structure will finish construction by July 30. Peripheral projects like the boundary wall and museum are progressing well. The four-kilometer boundary wall is expected to be completed by September 30. Work on the auditorium will continue until November or December. The Ram Katha Sangrahalay's storyline has been finalised for its galleries.

A UK-based Indian techie's viral post highlights a growing trend among NRIs: returning to India for faster, cheaper healthcare. Facing a three-week wait for a root canal in the UK, he flew home, got the procedure done in two days, and found the entire trip, including flights, was still more affordable than UK treatment.

An Indian-origin man has highlighted stark differences in workplace culture between India and the US. He observed that leaving work on time in India often drew attention, whereas in the US, it's considered normal. The man also shared an experience where his manager compensated him for after-hours work, emphasizing the US's structured approach to overtime and boundaries, a model he believes India could adopt.

The Reserve Bank of India has eased interest rate rules for overseas deposits. This allows banks to offer better returns on FCNR(B) and NRE accounts. The changes aim to attract more foreign funds until September 2026. This move could boost foreign exchange inflows. It will help strengthen the banking system and manage global market volatility.

Iran insisted on Friday on its right to enrich uranium and maintain control over the Strait of Hormuz under any deal with the United States, after President Donald Trump said a draft accord was ready. Beyond this, according to IRNA, Iran would insist on managing traffic though the Strait of Hormuz, the key maritime trade route carrying oil and gas from the Gulf.

President Trump assured Prime Minister Netanyahu that a deal with Iran would ensure Tehran surrenders its nuclear stockpile. This understanding would also limit Iran's nuclear and missile programs. Iranian officials, however, have not confirmed a final agreement. The US president previously threatened military action but later called it off due to diplomatic progress.

US President Donald Trump declared Washington can acquire enriched uranium from Iran without a deal. He indicated the US could obtain it immediately. Trump also stated he would not meet Iran's Supreme Leader Mojtaba Khamenei. However, he suggested a meeting could occur if a deal between the two nations is finalized.

A viral video has sparked a debate on why affluent Non-Resident Indians (NRIs) opt to stay abroad. While financial security is achieved, factors like superior quality of life, predictable career paths, and dependable public services abroad are cited. Conversely, others highlight India's improving opportunities, affordable healthcare, and strong family ties as compelling reasons to return.

Proverb of the Day: German proverbs are renowned for their practicality, sharp observations and understated humor. Many of them highlight human flaws with striking honesty, delivering lessons that linger long after the initial smile or laugh has passed.

Yesterday IPL Match winner: Rajasthan Royals secured a dominant 47-run victory over Sunrisers Hyderabad in the IPL 2026 Eliminator. Fifteen-year-old Vaibhav Sooryavanshi's explosive 97 off 29 balls, including 12 sixes, powered RR to a massive 243/8. The Royals' formidable batting display proved too much for SRH, who were restricted in their chase.

Spanish Proverb of the Day: Spanish proverbs and folk sayings are widely admired for their blend of humor, realism and emotional insight. Many traditional expressions gently poke fun at ego, laziness and impatience while also encouraging resilience, discipline and practical wisdom.

A social media post highlights a troubling experience of a woman who married an NRI and moved abroad. She reportedly faced extreme isolation and was burdened with endless household chores. The user suggests this 'NRI dream life' can be a trap for many young Indian women. She returned to India after leaving her husband.

Iran's enriched uranium will be handed over to the United States for destruction or destroyed at an agreed location. This development signals a potential shift in Iran's stance as negotiations for a peace agreement continue. A US official noted the presence of an Iranian delegation in Qatar as a positive sign.

A draft agreement aims to end regional hostilities. Iran's nuclear issues, including its uranium stockpile, will be negotiated in 30 to 60 days. The deal also includes halting fighting, reopening the Strait of Hormuz, and releasing frozen Iranian assets. Pakistani and Qatari mediators facilitated these discussions.

An Indian woman's viral video reveals how common services in India are costly or unavailable in the UK. She points out differences in delivery, domestic help, and repair services. Many Indians abroad relate to these observations. The video sparks discussion on the convenience of urban Indian life. These conveniences are often underestimated until people move overseas.

IPL 2026: Sunrisers Hyderabad posted a massive score against Royal Challengers Bengaluru. Ishan Kishan, Heinrich Klaasen, and Abhishek Sharma were instrumental in the high total. SRH aims for a big win to secure second place. RCB captain Rajat Patidar returned to the playing XI. Jacob Bethell is out with a finger injury. The match is crucial for both teams' final league standings.

Iran's top leader has ordered that the nation's enriched uranium must stay within the country. This directive complicates peace talks with the U.S. and Israel. U.S. President Trump had assured Israel that the uranium would be sent abroad. Iran believes keeping the material makes it safer. Negotiations continue amid deep suspicion and ongoing hostilities.

A 37-year-old Indian professional in the US, with 11 crore in investments and a paid-off Hyderabad home, plans to retire early with his family. He seeks advice on whether his savings can sustain a comfortable lifestyle, including premium schooling and travel, without further employment.

Yesterday IPL Match winner CSK vs SRH: Sunrisers Hyderabad secured their IPL 2026 playoff spot by defeating Chennai Super Kings by five wickets at Chepauk. Ishan Kishan's stellar 70 guided SRH in a tense chase of 181. Pat Cummins' bowling prowess was instrumental in restricting CSK. This victory places SRH alongside Gujarat Titans in the playoffs, with RCB already qualified.

Gujarat Titans secured a commanding 82-run victory over Sunrisers Hyderabad. Sai Sudharsan and Washington Sundar scored half-centuries for the Titans. Kagiso Rabada and Jason Holder then dismantled the Hyderabad batting lineup. The Titans' bowlers restricted Hyderabad to a mere 86 runs. This win propelled Gujarat Titans to the top of the Indian Premier League standings.

The US Department of Energy's National Nuclear Security Administration (NNSA) on Friday (local time) announced the successful removal of all remaining highly enriched uranium from a legacy research reactor in Venezuela, calling the operation a significant step in reducing nuclear security risks in South America and the US homeland.

PayPal layoffs strategy under new CEO explained: Paypal is set for a major internal change. The company plans to reduce its workforce by approximately 20 percent over the next two to three years. This move is part of a larger effort to cut costs and save at least 1.5 billion dollars. New CEO Enrique Lores is leading these structural adjustments to simplify operations and boost growth.

Venture capitalist Hemant Mohapatra clarified Sridhar Vembu's call for Indian-Americans to return, emphasizing it's a mission for nation-building, not a guarantee of ease. He stated the appeal is for individuals willing to embrace hardship and contribute to India's growth in emerging tech sectors, acknowledging potential struggles and the need for sacrifice.

Telugu Bigg Boss fame Ashu Reddy has been booked on allegations of Rs 9.5 crore fraud on a false marriage promise from an NRI techie and then backing out. The complainant alleged that she took crores for a US education loan, car, gold and her family also took money from him. The Tollywood actress has denied the allegations.

SRH vs DC IPL 2026 match: Sunrisers Hyderabad (SRH) host Delhi Capitals (DC) in Match 31 of IPL 2026 at the Rajiv Gandhi International Stadium on April 21. While the surface is traditionally a batting paradise, a yellow watch for lightning and thunderstorms has been issued for the afternoon. With temperatures peaking at 40C and humidity expected to rise, the toss will play a critical role as captains weigh the dew factor against the potential for rain-induced DLS calculations.

SRH vs DC Playing 11: Sunrisers Hyderabad, on a two-match winning streak, host Delhi Capitals aiming for a third consecutive victory. SRH, currently fourth, are confident after a strong defense against CSK. Fifth-placed DC bounced back with a chase against RCB, thanks to key performances. The encounter promises an exciting contest between these in-form teams.

Iran's Deputy Foreign Minister Saeed Khatibzadeh dismissed US President Trump's claims about uranium and expressed caution regarding future talks. He stated Iran is not ready for face-to-face negotiations as the US maintains a maximalist position. This comes after Trump's remarks about retrieving enriched uranium from damaged nuclear sites.

Iran's foreign ministry denied claims that its enriched uranium stockpile would be transferred, stating it would not be moved anywhere. Spokesman Esmaeil Baqaei emphasized that recent talks focused on ending the war, not uranium recovery, and warned of an appropriate response to any naval blockade.

A new trailer for Sunrise on the Reaping reveals Haymitch Abernathy's fight in the Second Quarter Quell. He is selected as a tribute for the deadly games. President Snow issues a warning. The games feature double the tributes. Familiar faces like Effie Trinket and Caesar Flickerman appear. A plan to stop the Capitol is hinted at.

IPL 2026 SRH vs RR head to head Record: Rajiv Gandhi International Stadium hosts the 21st match of IPL 2026 tonight as the table-topping Rajasthan Royals take on Sunrisers Hyderabad. Rajasthan enters the contest with a perfect record of four wins from four games, propelled by 15-year-old sensation Vaibhav Sooryavanshi, who holds a Powerplay strike rate of 275.86.