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The Economic Times

Economy / The Economic Times

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Thinking of prepaying your home loan? CA says you might be doing it wrong

Chartered accountant Paaras Gangwal advises caution on home loan prepayments. He explains that early loan prepayments yield significant savings. Prepaying in the initial years is more beneficial than in the final stages. Gangwal stresses the importance of an emergency fund before making extra payments. Understanding loan structure is key to maximizing financial gains.

10 Jun 2026 10:29 pm