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Record health insurance claims settled in FY25, average payout per claim declines

Indian insurers settled a record number of health claims in FY25. Settlement ratios improved significantly, with fewer claims rejected. Average payouts per claim decreased due to wider policy coverage. Cashless treatments continued to dominate claim payments. Regulators pushed for faster, more transparent settlements, leading to improved processing times and tighter oversight.

5 Jan 2026 12:35 am