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The Economic Times News

Business / The Economic Times

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Banks' asset quality getting better, gross NPAs at 10-year low

Indian banks show improved asset quality with declining bad loans. Special Mention Accounts and Gross Non-Performing Assets have fallen significantly. Stress in MSME and unsecured loans has also eased. While overall credit costs are stable, certain segments like micro-LAP and commercial vehicles require monitoring. Lenders report better collection efficiencies, indicating a positive trend in the banking sector.

5 Jan 2026 1:03 am