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The Economic Times

Opinion / The Economic Times

Health insurance works only when everyone contributes

A small group of health insurance customers accounts for most hospitalisation costs. The remaining 95% must pay premiums to keep the system running. Mechanisms like co-payments and deductibles are vital for long-term stability. Strict underwriting at the point of sale and clear communication build consumer trust. Financial strength and principle-based regulation are also essential for a healthy insurance ecosystem.

23 May 2026 12:24 am
India rewrites China FDI rulebook with 'securonomics' pivot

India has recently revised its foreign investment policies for countries that share a land border, as detailed in Press Note 2 of 2026. Departing from blanket prohibitions, the new guidelines introduce a tailored approach that enables investments with limited foreign ownership from these nations.

22 May 2026 11:49 pm
Marco Rubio's India mission: Can he salvage US ties amidst Trump's disruptions?

US Secretary of State Marco Rubio visits India to repair strained ties. His trip faces challenges amid past insults and trade disputes. India's support for the US is declining, with young Indians favoring Russia and Japan. Rubio will discuss energy, trade, and defense cooperation. The visit includes a Quad meeting. India seeks clarity on US policy shifts.

22 May 2026 11:36 pm
Why partnerships will define Indias agricultural transition

India's agriculture faces climate challenges. A robust public finance foundation can drive a new phase of growth. Regenerative agriculture offers solutions but needs financial support. Aligning public, private, and philanthropic capital is crucial. Corporates can become partners, co-investing in farmer transitions. This convergence will unlock capital and foster resilience for a sustainable future.

22 May 2026 5:47 pm
Is India Inc's CSR truly driving systemic change or just shifting funds?

Corporate India is entering a new phase of CSR. Spending is expected to cross 1.2 lakh crore by 2035. Companies are shifting towards systemic giving. This approach focuses on scalable pilots and evidence building. It aims to create population-level impact. This strategic shift will unlock larger public spending and ensure durable, long-term social change.

21 May 2026 11:56 pm
India-UAE energy agreement: This Emirati strategy has power

India and the UAE have signed a significant energy agreement. This deal allows the UAE to store crude oil in India's reserves. It also explores new storage facilities and potential crude oil storage in Fujairah. This arrangement enhances energy security for India and reduces concentration risk for the UAE.

21 May 2026 11:49 pm
To give, first get to know: Why Indias everyday generosity matters more than ever

India witnesses widespread everyday giving, with households contributing billions annually. While generosity is abundant, most gifts are ad-hoc and directly benefit individuals, with only a small portion reaching formal nonprofits. This contrasts with Western models, highlighting the importance of proximity, trust, and community involvement in driving Indian philanthropy towards lasting change.

21 May 2026 11:34 pm
Why future of India's energy security depends on building smarter grids

India's power demand is soaring, highlighting the need for smarter electricity grids. These intelligent systems will manage renewable energy integration, ensuring control and stability. Digital twins and AI are transforming grid operations, moving from reactive to predictive. This modernization will reduce outages, optimize investments, and empower consumers.

21 May 2026 12:03 am
AI doesn't dream of revolution: Marxist AI says less about machine consciousness than about human labour grievances its fed

AI agents reportedly showing 'Marxist' leanings are not developing political consciousness. Instead, they are mirroring human discussions on exploitation and inequality found in their training data. This phenomenon highlights the persistence of labor grievances in the human world. The focus should shift to the real working conditions of those who build AI, not the imagined sentience of machines.

20 May 2026 11:47 pm
Tax vs Customs: Why MNCs face a growing valuation and compliance battle

MNCs face rising conflict between tax and customs rules on related-party pricing, as Indias tighter digital scrutiny raises compliance risks, litigation and valuation disputes.

20 May 2026 10:56 pm
If India wants faster growth, it must first solve its female labour force participation problem

India's female workforce participation lags behind peer nations. Boosting this rate could significantly increase GDP. Experts suggest focusing on job creation and improving employment quality. Labour law reforms and removing trade bottlenecks are crucial. Investing in health and education will also drive participation. These steps can foster economic growth and societal progress.

20 May 2026 12:04 am
Weaponised dependency: Chinese mercantilism is more damaging to global trade than Trump tariffs

The recent US-China summit saw improved engagement but little progress on global economic challenges. China's trade practices continue to impact global markets. The US seeks a weaker dollar to address its economic imbalances. Both nations are weaponizing trade dependencies, leading to tech sector balkanization. India must focus on reforms to enhance its global competitiveness amidst these geopolitical shifts.

19 May 2026 11:57 pm
Elon Musk vs Sam Altman: AI control, not courtroom clash, is the bigger battle

Elon Musklosing his case againstSam Altmanreignites debate over AI governance, safety and whether institutions can keep pace with rapid advances in artificial intelligence.

19 May 2026 11:56 pm
India's shock absorbers are not working

India's external sector faces unprecedented pressure. Shock absorbers that previously aided recovery have weakened simultaneously. This includes shifts in Yen funding, AI's impact on EM allocation, and reversing passive globalisation. Stable trade architecture is fragmenting, and secure Gulf energy flows are challenged. India's reliance on financing deficits, not eliminating causes, is a core issue.

19 May 2026 12:42 am
Indias $1 trillion import dependence makes green transition a strategic necessity

India faces significant import reliance across key sectors. Aatmanirbharta requires a growth model shift, with the green economy offering a powerful solution. This pathway can attract substantial investments and create millions of jobs. Focusing on renewable energy, bioeconomy, and circularity will reduce import dependence and enhance economic security.

19 May 2026 12:09 am
Xi Jinping's 'Thucydides Trap' warning: Is China outsmarting the US without engaging in actual conflict?

China employs a strategy of subduing rivals without fighting, a tactic evident in its diplomatic approach. This method has allowed China to achieve strategic growth intervals. The recent meeting between Xi Jinping and Donald Trump signals a new phase for China. India and other nations must prepare for China's evolving global role and the US's shifting strategic posture.

18 May 2026 11:59 pm
Get your G-Minus-2 on: China sets global power dynamics

China is leading global power dynamics with the US. India faces economic strain and a shifting geopolitical landscape. The nation's 'G-Minus-2' strategy is now a reality. China's new policies threaten supply chain diversification. India's economic vulnerability is evident. The Quad meeting in New Delhi will focus on China.

17 May 2026 11:34 pm
Wake up, smell their coffee: What India needs to do to allay concerns of fleeing foreign investors

The complexity of India's tax framework is causing hesitation among foreign investors, with recent capital outflows underscoring this issue. To foster a more inviting investment climate, the government needs to tackle the unpredictability in taxation and streamline bureaucratic processes.

17 May 2026 11:15 pm