The Economic Times News

Why some Americans retire early but delay Social Security, and how the strategy works

Many Americans retire early but delay Social Security to boost lifetime benefits. Waiting until 70 can increase monthly checks by up to 24%. Early retirees can lower taxes with Roth IRA conversions. Careful budgeting prevents overspending. Market risks remain, but a well-planned strategy can maximize income and financial freedom for decades. Learn how this gap strategy works.