The Economic Times News

The 4% Rule explained: The simple retirement formula that could make or break your nest egg

The 4% Rule explained: Retirees can start with 4% of savings for year-one withdrawals. Adjust for inflation yearly. $1M portfolio? Thats $40,000 first year. Historical data shows 30-year sustainabilitybut personal plans matter. Taxes, market shifts, and lifestyle can make or break your nest egg.