The Economic Times News

Mortgage rates in 2026: 30-year rates at 6.4% and 15-year at 5.9% will mortgage rates drop in 2026? Heres what experts forecast next

Mortgage rates in 2026: Mortgage rates are easing, but relief remains limited heading into 2026. The 30-year mortgage sits near 6.4 percent nationwide. The 15-year mortgage averages about 5.9 percent. Experts see limited declines ahead.Fed rate cuts may help slowly. Inflation trends matter most now. Housing demand stays firm. Buyers are watching every dip closely.