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The Economic Times

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How a writer saved Rs 55,000 a year using 21 credit cards without paying interest

A freelance translator uses 21 credit cards as a financial tool, saving Rs 50,000-55,000 annually by optimizing spending. Through meticulous planning, strategic card selection, and disciplined management, he avoids fees and interest, transforming credit cards from a borrowing facility into a cost-saving instrument.

16 Jun 2026 3:30 pm