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Average income, homeownership, and net worth for 4554-year-olds in the US

People usually earn the most money between ages 45 and 54. Income and wealth depend on education, homeownership, and spending habits. College graduates and homeowners often have higher earnings and savings. Managing money carefully helps build financial security and net worth. Even households with similar income can have very different financial stability based on budgeting and savings.

25 Dec 2025 12:28 am