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About to resign? This one 401(k) number could save your future dont skip it

401(k) vesting: Employees must understand 401(k) vesting before resigning. Vesting determines ownership of employer contributions. Leaving a job before full vesting can mean forfeiting employer funds. This impacts retirement savings significantly. Checking with HR about vesting rules is essential. Some plans may automatically cash out, incurring penalties. Repayment of loans might also be required.

6 Dec 2025 11:25 pm