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The Economic Times

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529 plans update: New rule lets families move up to $35,000 into a Roth IRA

A new rule from the SECURE 2.0 Act allows families to move unused money from a 529 college savings plan into a Roth IRA. This change started in 2024 and gives more flexibility if college plans change. The rollover has limits and conditions, but it helps families avoid penalties and use education savings to build retirement funds in the future.

7 Mar 2026 1:41 am