The Economic Times

$1 million home or $1 million in 401(k)? The retirement choice that could change your future

$1 million home vs 401(k) retirement strategy: Housing prices have jumped nearly 55% since 2020, and that single number is reshaping the $1 million home vs 401(k) retirement strategy debate fast. Retirees are now choosing between home equity vs retirement savings, and the stakes are high. A 401(k) delivers steady income, liquidity, and market-linked growth. A $1 million home offers security but limited cash access. Rising healthcare costs, inflation, and property taxes are shifting priorities.