The Economic Times

Withdrawn your entire EPF balance after a job switch? You may still need to transfer service history to protect your pension under EPS 95

Many salaried employees forget to transfer their Employees' Pension Scheme EPS service history when switching jobs. This is crucial even if their Employees' Provident Fund EPF balance is zero. Failing to do so can create gaps in pensionable service. This impacts future pension eligibility and the monthly pension amount.