The Economic Times

Winning at money is 80% behavior and 20%...' - Wealth wisdom of the day from millionaire who once faced $4 mn bankruptcy

Following his tryst with debt, the man recovered and developed his own theory for financial freedom, in which he stresses on incrementally building savings and paying off debts in a systematic way. Ramsey has also made this into a formalized series of 7 Baby Steps. He strongly advocates that if one can regulate the person in their mirror (themselves), they would win with money.