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Personal Finance / The Economic Times

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What is Retirement Income Scheme in NPS; how do SPR and SUR work?

Under National Pension System's (NPS) Retirement Income Schemes (RIS), subscribers can choose periodic payouts till age 85 via Systematic Payout Rate or Systematic Unit Redemption. The scheme aims to balance regular income, market-linked returns, and corpus longevity through a structured glide path.

26 May 2026 3:18 pm