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The Economic Times

Personal Finance / The Economic Times

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The hidden costs of free investment platforms

The architecture of free platforms is designed around what they can eventually extract from you, not around what best serves your investment needs. Most fintechs are venture capital-funded and chronically loss-making, which means they cannot afford to grow slowly and build trust organically. Aggressive growth is what keeps the funding flowing and the valuation story alive.

2 Mar 2026 6:30 am