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The Economic Times

Personal Finance / The Economic Times

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Should you choose lumpsum withdrawal or SWP? Heres what investors should know

Investors seeking steady income from mutual funds often weigh lump-sum withdrawals against systematic withdrawal plans. While market timing suits experienced investors, SWPs offer disciplined cash flows and continued investment. Financial planners recommend diversified funds, with moderate withdrawal rates, helping balance regular income needs and long-term capital growth potential.

23 Apr 2026 3:11 pm