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The Economic Times

Personal Finance / The Economic Times

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SIP or lump-sum? How to invest smart after the IndiaUS trade deal

Investors face a choice between systematic investment plans and lumpsum investments. Financial planners suggest the decision hinges on market valuations, momentum, and individual risk tolerance. For hybrid funds, lumpsum is preferred. Pure equity funds require careful consideration of time horizon and valuations. A mix of both methods can optimize long-term returns.

4 Feb 2026 7:01 am