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The Economic Times

Personal Finance / The Economic Times

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SIP in stocks or mutual funds: Which strategy offers better returns?

Should investors choose SIPs in stocks or mutual funds? According to Hercules Advisors founder Aditya Shah, while direct equities may offer higher returns, they demand constant monitoring and carry greater risks. For senior citizens and passive investors, diversified mutual funds with professional management and appropriate asset allocation can be a safer and more practical route to long-term wealth creation.

2 Jul 2026 1:11 pm