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The Economic Times

Personal Finance / The Economic Times

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Rs 1.5 crore in bank FD at 60: Is SWP a better option for steady monthly income?

A senior citizen with Rs 1.5 crore in bank fixed deposits may consider a systematic withdrawal plan for steady income. Experts suggest SWP, combined with stable instruments and a bucket strategy, can provide sustainable cash flows while preserving capital over the long term.

13 Jan 2026 12:23 pm