The Economic Times

Retiring before 50: Heres the formula to find out how much you need and a 3-bucket strategy so you don't run out of money

There are a few things that anyone planning to retire early must keep in mind. Everyone focuses on the number that you need, that challenge is nobody knows their own expiry date. Further, as life expectancy increases, the amount you need would also go up. With India being on a journey from a developing to a developed economy, it is unlikely that you would get a 12-15% return.