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The Economic Times

Personal Finance / The Economic Times

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Retirement planning: Why India needs its own model

The Indian institutional framework poses unexpected risks. Not only is insurance costly for seniors, its not available as a standardised social welfare benefit. Unexpected spikes in health cost can throw off a retirees spending patterns well out of balance. Reliance on children and privatisation of senior health care poses a serious risk.

26 Oct 2026 6:30 am