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The Economic Times

Personal Finance / The Economic Times

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Post Office MIS vs mutual funds: Which is better for income-seeking investors?

Post Office Monthly Income Scheme (POMIS) offers predictable, government-backed monthly income, attracting retirees and conservative investors. While safe, its returns may not beat inflation, and interest is taxable. Experts suggest a balanced approach, combining low-risk options like arbitrage funds for income with equity funds for long-term wealth creation.

1 Jun 2026 1:36 pm